Home > First Choice Community Bank 1874 > Assets and Liabilities
First Choice Community Bank 1874, Assets and Liabilities
| 2009-12-31 | Rank | |
| # of Employees: | 50 | 3,149 |
| Assets and Liabilities | ||
| Total Assets: | $235,591,000 | 2,824 |
| Cash and due from depository institutions | $34,251,000 | 3,149 |
| Interest-bearing balances | $5,170,000 | 3,263 |
| Securities | $261,000 | 7,657 |
| Federal funds sold & reverse repurchase agreements | $51,000 | 4,583 |
| Net loans & leases | $184,352,000 | 2,437 |
| Loan loss allowance | $2,705,000 | 2,604 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $4,689,000 | 2,657 |
| Other real estate owned | $6,356,000 | 3,149 |
| Goodwill and other intangibles | $69,000 | 2,777 |
| All other assets | $5,562,000 | 3,218 |
| Life insurance assets | $1,319,000 | 2,695 |
| Total liabilities and capital | $235,591,000 | 2,824 |
| Total liabilities | $216,941,000 | 2,754 |
| Total deposits | $216,454,000 | 2,539 |
| Interest-bearing deposits | $202,198,000 | 2,362 |
| Deposits held in domestic offices | $216,454,000 | 2,537 |
| % insured | 87.08% | 4,718 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $487,000 | 4,953 |
| Total equity capital | $18,650,000 | 3,367 |
| Total bank equity capital | $18,650,000 | 3,367 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $433,000 | 4,141 |
| Surplus | $21,515,000 | 1,483 |
| Undivided profits | $-3,298,000 | 7,166 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $361,000 | 6,044 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $954,000 | 3,509 |
| Earning assets | $189,834,000 | 3,139 |
| Long-term assets (5+ years) | $4,521,000 | 6,306 |
| Average Assets, year-to-date | $226,431,800 | 2,863 |
| Average Assets, quarterly | $235,933,000 | 2,816 |
| Volatile liabilities | $54,393,000 | 2,550 |
| Insider loans | $8,561,000 | 864 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $352,000 | 1,395 |
| Unused loan commitments | $32,860,000 | 1,892 |
| Tier 1 (core) risk-based capital | $17,794,000 | 3,378 |
| Tier 2 risk-based capital | $2,531,000 | 2,179 |
| Total risk weighted assets | $202,311,000 | 2,339 |
| Total unused commitments | $32,860,000 | 1,893 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 49 | 3,218 |
| Assets and Liabilities | ||
| Total Assets: | $236,275,000 | 2,832 |
| Cash and due from depository institutions | $29,030,000 | 3,218 |
| Interest-bearing balances | $38,000 | 6,775 |
| Securities | $1,626,000 | 7,461 |
| Federal funds sold & reverse repurchase agreements | $1,005,000 | 3,605 |
| Net loans & leases | $187,282,000 | 2,437 |
| Loan loss allowance | $2,875,000 | 2,408 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $4,786,000 | 2,623 |
| Other real estate owned | $7,119,000 | 3,218 |
| Goodwill and other intangibles | $230,000 | 2,433 |
| All other assets | $5,197,000 | 3,034 |
| Life insurance assets | $1,310,000 | 2,701 |
| Total liabilities and capital | $236,276,000 | 2,832 |
| Total liabilities | $217,092,000 | 2,760 |
| Total deposits | $215,250,000 | 2,528 |
| Interest-bearing deposits | $202,948,000 | 2,334 |
| Deposits held in domestic offices | $215,250,000 | 2,526 |
| % insured | 85.39% | 5,361 |
| Federal funds purchased & repurchase agreements | $1,300,000 | 2,174 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $542,000 | 5,173 |
| Total equity capital | $19,184,000 | 3,397 |
| Total bank equity capital | $19,184,000 | 3,397 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $433,000 | 4,197 |
| Surplus | $21,504,000 | 1,491 |
| Undivided profits | $-2,753,000 | 7,302 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $3,006,000 | 3,114 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $867,000 | 4,003 |
| Earning assets | $189,951,000 | 3,161 |
| Long-term assets (5+ years) | $5,683,000 | 6,143 |
| Average Assets, year-to-date | $224,142,000 | 2,903 |
| Average Assets, quarterly | $228,606,500 | 2,891 |
| Volatile liabilities | $52,730,000 | 2,650 |
| Insider loans | $8,908,000 | 843 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $24,078,000 | 2,496 |
| Tier 1 (core) risk-based capital | $18,731,000 | 3,307 |
| Tier 2 risk-based capital | $2,597,000 | 2,119 |
| Total risk weighted assets | $207,452,000 | 2,314 |
| Total unused commitments | $24,078,000 | 2,498 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 49 | 3,282 |
| Assets and Liabilities | ||
| Total Assets: | $220,938,000 | 2,999 |
| Cash and due from depository institutions | $8,220,000 | 3,282 |
| Interest-bearing balances | $38,000 | 6,743 |
| Securities | $3,999,000 | 7,006 |
| Federal funds sold & reverse repurchase agreements | $9,525,000 | 1,073 |
| Net loans & leases | $181,614,000 | 2,531 |
| Loan loss allowance | $3,048,000 | 2,201 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,890,000 | 2,604 |
| Other real estate owned | $7,201,000 | 3,282 |
| Goodwill and other intangibles | $233,000 | 2,434 |
| All other assets | $5,256,000 | 3,034 |
| Life insurance assets | $1,301,000 | 2,722 |
| Total liabilities and capital | $220,938,000 | 2,999 |
| Total liabilities | $201,652,000 | 2,956 |
| Total deposits | $201,047,000 | 2,687 |
| Interest-bearing deposits | $189,063,000 | 2,498 |
| Deposits held in domestic offices | $201,047,000 | 2,685 |
| % insured | 65.58% | 6,678 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $605,000 | 4,937 |
| Total equity capital | $19,286,000 | 3,352 |
| Total bank equity capital | $19,286,000 | 3,352 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $433,000 | 4,250 |
| Surplus | $21,494,000 | 1,497 |
| Undivided profits | $-2,641,000 | 7,401 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $3,372,000 | 2,809 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $916,000 | 3,745 |
| Earning assets | $195,176,000 | 3,099 |
| Long-term assets (5+ years) | $3,756,000 | 6,511 |
| Average Assets, year-to-date | $220,097,670 | 2,975 |
| Average Assets, quarterly | $220,907,000 | 2,989 |
| Volatile liabilities | $41,478,000 | 3,192 |
| Insider loans | $8,096,000 | 961 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $20,063,000 | 2,941 |
| Tier 1 (core) risk-based capital | $18,841,000 | 3,321 |
| Tier 2 risk-based capital | $2,567,000 | 2,154 |
| Total risk weighted assets | $204,893,000 | 2,380 |
| Total unused commitments | $20,063,000 | 2,942 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 49 | 3,299 |
| Assets and Liabilities | ||
| Total Assets: | $220,876,000 | 3,019 |
| Cash and due from depository institutions | $7,616,000 | 3,299 |
| Interest-bearing balances | $5,000 | 7,096 |
| Securities | $4,735,000 | 6,902 |
| Federal funds sold & reverse repurchase agreements | $8,505,000 | 1,436 |
| Net loans & leases | $182,390,000 | 2,535 |
| Loan loss allowance | $3,054,000 | 2,137 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $4,992,000 | 2,576 |
| Other real estate owned | $6,705,000 | 3,299 |
| Goodwill and other intangibles | $237,000 | 2,430 |
| All other assets | $5,696,000 | 2,849 |
| Life insurance assets | $1,290,000 | 2,738 |
| Total liabilities and capital | $220,876,000 | 3,019 |
| Total liabilities | $203,289,000 | 2,950 |
| Total deposits | $202,801,000 | 2,668 |
| Interest-bearing deposits | $192,264,000 | 2,462 |
| Deposits held in domestic offices | $202,801,000 | 2,666 |
| % insured | 63.36% | 6,968 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $488,000 | 5,332 |
| Total equity capital | $17,587,000 | 3,630 |
| Total bank equity capital | $17,587,000 | 3,630 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $433,000 | 4,276 |
| Surplus | $19,484,000 | 1,614 |
| Undivided profits | $-2,330,000 | 7,471 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $1,383,000 | 4,098 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $952,000 | 3,611 |
| Earning assets | $195,635,000 | 3,117 |
| Long-term assets (5+ years) | $6,505,000 | 5,987 |
| Average Assets, year-to-date | $219,677,500 | 2,990 |
| Average Assets, quarterly | $219,677,500 | 2,990 |
| Volatile liabilities | $37,413,000 | 3,434 |
| Insider loans | $11,275,000 | 662 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $21,801,000 | 2,903 |
| Tier 1 (core) risk-based capital | $17,317,000 | 3,591 |
| Tier 2 risk-based capital | $2,578,000 | 2,132 |
| Total risk weighted assets | $205,753,000 | 2,385 |
| Total unused commitments | $21,801,000 | 2,904 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 49 | 3,330 |
| Assets and Liabilities | ||
| Total Assets: | $218,479,000 | 3,002 |
| Cash and due from depository institutions | $2,979,000 | 3,330 |
| Interest-bearing balances | $15,000 | 6,697 |
| Securities | $5,153,000 | 6,885 |
| Federal funds sold & reverse repurchase agreements | $5,863,000 | 1,655 |
| Net loans & leases | $186,872,000 | 2,496 |
| Loan loss allowance | $2,796,000 | 2,225 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $4,960,000 | 2,607 |
| Other real estate owned | $7,660,000 | 3,330 |
| Goodwill and other intangibles | $240,000 | 2,420 |
| All other assets | $4,752,000 | 3,243 |
| Life insurance assets | $1,280,000 | 2,761 |
| Total liabilities and capital | $218,479,000 | 3,002 |
| Total liabilities | $199,238,000 | 2,956 |
| Total deposits | $198,801,000 | 2,650 |
| Interest-bearing deposits | $188,573,000 | 2,443 |
| Deposits held in domestic offices | $198,801,000 | 2,648 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $437,000 | 5,625 |
| Total equity capital | $19,241,000 | 3,381 |
| Total bank equity capital | $19,241,000 | 3,381 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $433,000 | 4,302 |
| Surplus | $19,474,000 | 1,586 |
| Undivided profits | $-666,000 | 7,195 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,515,000 | 2,884 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $919,000 | 3,929 |
| Earning assets | $197,903,000 | 3,026 |
| Long-term assets (5+ years) | $6,656,000 | 5,959 |
| Average Assets, year-to-date | $211,602,400 | 2,992 |
| Average Assets, quarterly | $217,305,500 | 2,990 |
| Volatile liabilities | $34,472,000 | 3,581 |
| Insider loans | $12,659,000 | 575 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $17,952,000 | 3,273 |
| Tier 1 (core) risk-based capital | $19,001,000 | 3,282 |
| Tier 2 risk-based capital | $2,616,000 | 2,088 |
| Total risk weighted assets | $209,082,000 | 2,345 |
| Total unused commitments | $17,952,000 | 3,276 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 47 | 3,481 |
| Assets and Liabilities | ||
| Total Assets: | $216,132,000 | 3,012 |
| Cash and due from depository institutions | $2,633,000 | 3,481 |
| Interest-bearing balances | $12,000 | 6,404 |
| Securities | $5,241,000 | 6,872 |
| Federal funds sold & reverse repurchase agreements | $7,822,000 | 1,556 |
| Net loans & leases | $184,359,000 | 2,511 |
| Loan loss allowance | $2,326,000 | 2,420 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $4,446,000 | 2,826 |
| Other real estate owned | $7,197,000 | 3,481 |
| Goodwill and other intangibles | $244,000 | 2,469 |
| All other assets | $4,190,000 | 3,555 |
| Life insurance assets | $1,270,000 | 2,780 |
| Total liabilities and capital | $216,132,000 | 3,012 |
| Total liabilities | $197,121,000 | 2,962 |
| Total deposits | $196,596,000 | 2,644 |
| Interest-bearing deposits | $184,504,000 | 2,453 |
| Deposits held in domestic offices | $196,596,000 | 2,641 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $525,000 | 5,354 |
| Total equity capital | $19,011,000 | 3,412 |
| Total bank equity capital | $19,011,000 | 3,412 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $433,000 | 4,342 |
| Surplus | $18,414,000 | 1,639 |
| Undivided profits | $164,000 | 7,075 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,428,000 | 2,674 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $870,000 | 4,295 |
| Earning assets | $197,434,000 | 3,006 |
| Long-term assets (5+ years) | $6,860,000 | 5,898 |
| Average Assets, year-to-date | $209,883,250 | 3,011 |
| Average Assets, quarterly | $217,100,500 | 2,974 |
| Volatile liabilities | $33,456,000 | 3,561 |
| Insider loans | $13,999,000 | 501 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $25,177,000 | 2,789 |
| Tier 1 (core) risk-based capital | $18,753,000 | 3,376 |
| Tier 2 risk-based capital | $2,326,000 | 2,233 |
| Total risk weighted assets | $206,772,000 | 2,358 |
| Total unused commitments | $25,177,000 | 2,791 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 49 | 3,402 |
| Assets and Liabilities | ||
| Total Assets: | $218,069,000 | 2,967 |
| Cash and due from depository institutions | $2,995,000 | 3,402 |
| Interest-bearing balances | $5,000 | 6,562 |
| Securities | $5,288,000 | 6,918 |
| Federal funds sold & reverse repurchase agreements | $11,495,000 | 1,057 |
| Net loans & leases | $182,691,000 | 2,511 |
| Loan loss allowance | $2,313,000 | 2,379 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,848,000 | 3,144 |
| Other real estate owned | $7,257,000 | 3,402 |
| Goodwill and other intangibles | $247,000 | 2,492 |
| All other assets | $4,248,000 | 3,446 |
| Life insurance assets | $1,258,000 | 2,805 |
| Total liabilities and capital | $218,069,000 | 2,967 |
| Total liabilities | $199,226,000 | 2,928 |
| Total deposits | $198,708,000 | 2,618 |
| Interest-bearing deposits | $186,626,000 | 2,435 |
| Deposits held in domestic offices | $198,708,000 | 2,615 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $518,000 | 5,354 |
| Total equity capital | $18,843,000 | 3,458 |
| Total bank equity capital | $18,843,000 | 3,458 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $433,000 | 4,380 |
| Surplus | $18,403,000 | 1,616 |
| Undivided profits | $7,000 | 7,289 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,772,000 | 2,903 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $796,000 | 4,470 |
| Earning assets | $199,479,000 | 2,962 |
| Long-term assets (5+ years) | $7,954,000 | 5,685 |
| Average Assets, year-to-date | $207,800,330 | 3,045 |
| Average Assets, quarterly | $211,908,500 | 3,032 |
| Volatile liabilities | $37,496,000 | 3,275 |
| Insider loans | $14,591,000 | 478 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $27,479,000 | 2,699 |
| Tier 1 (core) risk-based capital | $18,709,000 | 3,393 |
| Tier 2 risk-based capital | $2,313,000 | 2,201 |
| Total risk weighted assets | $205,607,000 | 2,364 |
| Total unused commitments | $27,479,000 | 2,700 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 55 | 3,099 |
| Assets and Liabilities | ||
| Total Assets: | $205,748,000 | 3,109 |
| Cash and due from depository institutions | $2,446,000 | 3,099 |
| Interest-bearing balances | $1,000 | 6,689 |
| Securities | $7,030,000 | 6,569 |
| Federal funds sold & reverse repurchase agreements | $4,324,000 | 3,523 |
| Net loans & leases | $176,833,000 | 2,541 |
| Loan loss allowance | $2,300,000 | 2,319 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $3,574,000 | 3,312 |
| Other real estate owned | $7,388,000 | 3,099 |
| Goodwill and other intangibles | $251,000 | 2,485 |
| All other assets | $3,902,000 | 3,562 |
| Life insurance assets | $1,249,000 | 2,810 |
| Total liabilities and capital | $205,749,000 | 3,109 |
| Total liabilities | $186,964,000 | 3,060 |
| Total deposits | $186,451,000 | 2,791 |
| Interest-bearing deposits | $174,129,000 | 2,604 |
| Deposits held in domestic offices | $186,451,000 | 2,788 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $513,000 | 5,600 |
| Total equity capital | $18,785,000 | 3,539 |
| Total bank equity capital | $18,785,000 | 3,539 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $433,000 | 4,393 |
| Surplus | $17,646,000 | 1,675 |
| Undivided profits | $706,000 | 7,007 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,373,000 | 1,766 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,025,000 | 3,660 |
| Earning assets | $188,188,000 | 3,128 |
| Long-term assets (5+ years) | $6,659,000 | 5,850 |
| Average Assets, year-to-date | $202,666,000 | 3,111 |
| Average Assets, quarterly | $202,666,000 | 3,111 |
| Volatile liabilities | $32,549,000 | 3,602 |
| Insider loans | $14,177,000 | 493 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $30,134,000 | 2,584 |
| Tier 1 (core) risk-based capital | $18,467,000 | 3,423 |
| Tier 2 risk-based capital | $2,300,000 | 2,165 |
| Total risk weighted assets | $197,154,000 | 2,412 |
| Total unused commitments | $30,134,000 | 2,587 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 47 | 3,521 |
| Assets and Liabilities | ||
| Total Assets: | $199,584,000 | 3,153 |
| Cash and due from depository institutions | $1,915,000 | 3,521 |
| Interest-bearing balances | $35,000 | 5,641 |
| Securities | $7,600,000 | 6,518 |
| Federal funds sold & reverse repurchase agreements | $2,805,000 | 3,585 |
| Net loans & leases | $172,177,000 | 2,558 |
| Loan loss allowance | $2,180,000 | 2,385 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,563,000 | 3,288 |
| Other real estate owned | $7,386,000 | 3,521 |
| Goodwill and other intangibles | $250,000 | 2,481 |
| All other assets | $3,888,000 | 3,611 |
| Life insurance assets | $1,238,000 | 2,802 |
| Total liabilities and capital | $199,585,000 | 3,153 |
| Total liabilities | $180,777,000 | 3,103 |
| Total deposits | $180,029,000 | 2,836 |
| Interest-bearing deposits | $168,962,000 | 2,630 |
| Deposits held in domestic offices | $180,029,000 | 2,834 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $748,000 | 4,666 |
| Total equity capital | $18,808,000 | 3,485 |
| Total bank equity capital | $18,808,000 | 3,485 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $433,000 | 4,416 |
| Surplus | $17,632,000 | 1,664 |
| Undivided profits | $743,000 | 7,054 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,740,000 | 2,431 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,138,000 | 3,589 |
| Earning assets | $182,617,000 | 3,144 |
| Long-term assets (5+ years) | $6,665,000 | 5,622 |
| Average Assets, year-to-date | $171,785,200 | 3,446 |
| Average Assets, quarterly | $189,031,000 | 3,279 |
| Volatile liabilities | $32,796,000 | 3,591 |
| Insider loans | $11,325,000 | 634 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $22,658,000 | 3,131 |
| Tier 1 (core) risk-based capital | $18,560,000 | 3,390 |
| Tier 2 risk-based capital | $2,180,000 | 2,246 |
| Total risk weighted assets | $197,558,000 | 2,395 |
| Total unused commitments | $22,658,000 | 3,132 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 44 | 3,705 |
| Assets and Liabilities | ||
| Total Assets: | $178,478,000 | 3,408 |
| Cash and due from depository institutions | $1,839,000 | 3,705 |
| Interest-bearing balances | $30,000 | 5,671 |
| Securities | $5,796,000 | 6,967 |
| Federal funds sold & reverse repurchase agreements | $8,396,000 | 1,723 |
| Net loans & leases | $151,292,000 | 2,836 |
| Loan loss allowance | $1,957,000 | 2,553 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $2,631,000 | 3,939 |
| Other real estate owned | $5,007,000 | 3,705 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $3,517,000 | 3,905 |
| Life insurance assets | $1,228,000 | 2,759 |
| Total liabilities and capital | $178,478,000 | 3,408 |
| Total liabilities | $160,733,000 | 3,385 |
| Total deposits | $153,030,000 | 3,258 |
| Interest-bearing deposits | $134,813,000 | 3,178 |
| Deposits held in domestic offices | $153,030,000 | 3,256 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,000,000 | 1,490 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $703,000 | 4,927 |
| Total equity capital | $17,745,000 | 3,623 |
| Total bank equity capital | $17,745,000 | 3,623 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $433,000 | 4,411 |
| Surplus | $15,872,000 | 1,761 |
| Undivided profits | $1,440,000 | 6,669 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,308,000 | 1,072 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,162,000 | 3,741 |
| Earning assets | $165,514,000 | 3,391 |
| Long-term assets (5+ years) | $6,797,000 | 5,501 |
| Average Assets, year-to-date | $164,835,500 | 3,562 |
| Average Assets, quarterly | $168,803,500 | 3,533 |
| Volatile liabilities | $50,357,000 | 2,561 |
| Insider loans | $8,540,000 | 847 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $25,386,000 | 2,936 |
| Tier 1 (core) risk-based capital | $17,790,000 | 3,503 |
| Tier 2 risk-based capital | $1,957,000 | 2,423 |
| Total risk weighted assets | $174,800,000 | 2,611 |
| Total unused commitments | $25,386,000 | 2,936 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 46 | 3,609 |
| Assets and Liabilities | ||
| Total Assets: | $159,129,000 | 3,719 |
| Cash and due from depository institutions | $2,653,000 | 3,609 |
| Interest-bearing balances | $25,000 | 5,846 |
| Securities | $6,040,000 | 6,952 |
| Federal funds sold & reverse repurchase agreements | $2,361,000 | 3,998 |
| Net loans & leases | $142,684,000 | 2,971 |
| Loan loss allowance | $1,806,000 | 2,730 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,150,000 | 4,399 |
| Other real estate owned | $0 | 3,609 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $3,241,000 | 4,059 |
| Life insurance assets | $1,218,000 | 2,781 |
| Total liabilities and capital | $159,129,000 | 3,719 |
| Total liabilities | $141,610,000 | 3,730 |
| Total deposits | $133,917,000 | 3,651 |
| Interest-bearing deposits | $120,544,000 | 3,479 |
| Deposits held in domestic offices | $133,917,000 | 3,649 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,000,000 | 1,433 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $693,000 | 4,757 |
| Total equity capital | $17,519,000 | 3,607 |
| Total bank equity capital | $17,519,000 | 3,607 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $433,000 | 4,438 |
| Surplus | $15,864,000 | 1,766 |
| Undivided profits | $1,222,000 | 6,789 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,405,000 | 564 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $947,000 | 4,162 |
| Earning assets | $151,110,000 | 3,618 |
| Long-term assets (5+ years) | $7,625,000 | 5,240 |
| Average Assets, year-to-date | $160,288,000 | 3,659 |
| Average Assets, quarterly | $168,528,500 | 3,546 |
| Volatile liabilities | $50,585,000 | 2,500 |
| Insider loans | $11,593,000 | 606 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $33,741,000 | 2,443 |
| Tier 1 (core) risk-based capital | $17,624,000 | 3,520 |
| Tier 2 risk-based capital | $1,806,000 | 2,599 |
| Total risk weighted assets | $160,824,000 | 2,793 |
| Total unused commitments | $33,741,000 | 2,443 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 52 | 3,262 |
| Assets and Liabilities | ||
| Total Assets: | $177,928,000 | 3,416 |
| Cash and due from depository institutions | $1,230,000 | 3,262 |
| Interest-bearing balances | $21,000 | 5,975 |
| Securities | $6,771,000 | 6,835 |
| Federal funds sold & reverse repurchase agreements | $15,111,000 | 1,319 |
| Net loans & leases | $150,350,000 | 2,809 |
| Loan loss allowance | $1,826,000 | 2,703 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,508,000 | 5,152 |
| Other real estate owned | $0 | 3,262 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $2,958,000 | 4,204 |
| Life insurance assets | $1,208,000 | 2,787 |
| Total liabilities and capital | $177,928,000 | 3,416 |
| Total liabilities | $160,732,000 | 3,388 |
| Total deposits | $160,138,000 | 3,148 |
| Interest-bearing deposits | $127,875,000 | 3,327 |
| Deposits held in domestic offices | $160,138,000 | 3,146 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $594,000 | 5,149 |
| Total equity capital | $17,196,000 | 3,675 |
| Total bank equity capital | $17,196,000 | 3,675 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $433,000 | 4,443 |
| Surplus | $15,856,000 | 1,744 |
| Undivided profits | $907,000 | 7,088 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,344,000 | 2,278 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $956,000 | 3,977 |
| Earning assets | $172,253,000 | 3,259 |
| Long-term assets (5+ years) | $8,677,000 | 4,981 |
| Average Assets, year-to-date | $160,867,500 | 3,672 |
| Average Assets, quarterly | $160,867,500 | 3,672 |
| Volatile liabilities | $41,598,000 | 2,876 |
| Insider loans | $14,882,000 | 433 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $37,917,000 | 2,221 |
| Tier 1 (core) risk-based capital | $17,270,000 | 3,556 |
| Tier 2 risk-based capital | $1,826,000 | 2,571 |
| Total risk weighted assets | $169,596,000 | 2,635 |
| Total unused commitments | $37,917,000 | 2,222 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 46 | 3,604 |
| Assets and Liabilities | ||
| Total Assets: | $143,807,000 | 3,986 |
| Cash and due from depository institutions | $2,060,000 | 3,604 |
| Interest-bearing balances | $107,000 | 4,637 |
| Securities | $6,917,000 | 6,826 |
| Federal funds sold & reverse repurchase agreements | $4,728,000 | 2,977 |
| Net loans & leases | $125,383,000 | 3,263 |
| Loan loss allowance | $1,588,000 | 2,997 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,901,000 | 4,616 |
| Other real estate owned | $0 | 3,604 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,818,000 | 4,372 |
| Life insurance assets | $1,198,000 | 2,766 |
| Total liabilities and capital | $143,806,000 | 3,986 |
| Total liabilities | $126,978,000 | 3,999 |
| Total deposits | $126,318,000 | 3,784 |
| Interest-bearing deposits | $96,810,000 | 4,023 |
| Deposits held in domestic offices | $126,318,000 | 3,782 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $660,000 | 4,843 |
| Total equity capital | $16,828,000 | 3,673 |
| Total bank equity capital | $16,828,000 | 3,673 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $433,000 | 4,458 |
| Surplus | $14,291,000 | 1,854 |
| Undivided profits | $2,104,000 | 6,335 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $36,000 | 6,751 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $907,000 | 4,271 |
| Earning assets | $137,135,000 | 3,879 |
| Long-term assets (5+ years) | $12,501,000 | 4,278 |
| Average Assets, year-to-date | $114,469,400 | 4,502 |
| Average Assets, quarterly | $133,890,500 | 4,133 |
| Volatile liabilities | $28,907,000 | 3,810 |
| Insider loans | $14,877,000 | 429 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $28,008,000 | 2,722 |
| Tier 1 (core) risk-based capital | $16,925,000 | 3,566 |
| Tier 2 risk-based capital | $1,588,000 | 2,871 |
| Total risk weighted assets | $136,632,000 | 3,167 |
| Total unused commitments | $28,008,000 | 2,722 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 45 | 3,652 |
| Assets and Liabilities | ||
| Total Assets: | $123,974,000 | 4,373 |
| Cash and due from depository institutions | $4,538,000 | 3,652 |
| Interest-bearing balances | $106,000 | 4,651 |
| Securities | $7,087,000 | 6,866 |
| Federal funds sold & reverse repurchase agreements | $1,178,000 | 4,528 |
| Net loans & leases | $106,852,000 | 3,648 |
| Loan loss allowance | $1,238,000 | 3,628 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,691,000 | 4,875 |
| Other real estate owned | $154,000 | 3,652 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $2,474,000 | 4,712 |
| Life insurance assets | $1,188,000 | 2,742 |
| Total liabilities and capital | $123,974,000 | 4,373 |
| Total liabilities | $107,386,000 | 4,453 |
| Total deposits | $102,466,000 | 4,302 |
| Interest-bearing deposits | $90,869,000 | 4,154 |
| Deposits held in domestic offices | $102,466,000 | 4,298 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $4,170,000 | 3,880 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $750,000 | 4,559 |
| Total equity capital | $16,588,000 | 3,690 |
| Total bank equity capital | $16,588,000 | 3,690 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $433,000 | 4,486 |
| Surplus | $14,279,000 | 1,833 |
| Undivided profits | $1,876,000 | 6,539 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $311,000 | 4,728 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $775,000 | 4,834 |
| Earning assets | $115,223,000 | 4,338 |
| Long-term assets (5+ years) | $13,083,000 | 4,143 |
| Average Assets, year-to-date | $107,135,000 | 4,706 |
| Average Assets, quarterly | $120,727,000 | 4,413 |
| Volatile liabilities | $27,823,000 | 3,910 |
| Insider loans | $9,536,000 | 696 |
| FHLB advances | $1,250,000 | 4,774 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $34,931,000 | 2,354 |
| Tier 1 (core) risk-based capital | $16,706,000 | 3,587 |
| Tier 2 risk-based capital | $1,238,000 | 3,441 |
| Total risk weighted assets | $121,330,000 | 3,463 |
| Total unused commitments | $34,931,000 | 2,355 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 43 | 3,810 |
| Assets and Liabilities | ||
| Total Assets: | $117,480,000 | 4,504 |
| Cash and due from depository institutions | $2,855,000 | 3,810 |
| Interest-bearing balances | $80,000 | 5,160 |
| Securities | $7,159,000 | 6,868 |
| Federal funds sold & reverse repurchase agreements | $6,136,000 | 1,925 |
| Net loans & leases | $97,025,000 | 3,875 |
| Loan loss allowance | $1,075,000 | 3,950 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,732,000 | 4,780 |
| Other real estate owned | $0 | 3,810 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $2,573,000 | 4,556 |
| Life insurance assets | $1,162,000 | 2,726 |
| Total liabilities and capital | $117,480,000 | 4,504 |
| Total liabilities | $101,245,000 | 4,607 |
| Total deposits | $91,497,000 | 4,607 |
| Interest-bearing deposits | $79,432,000 | 4,523 |
| Deposits held in domestic offices | $91,497,000 | 4,603 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $9,170,000 | 2,810 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $578,000 | 4,885 |
| Total equity capital | $16,235,000 | 3,642 |
| Total bank equity capital | $16,235,000 | 3,642 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $433,000 | 4,482 |
| Surplus | $14,267,000 | 1,797 |
| Undivided profits | $1,535,000 | 6,631 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $348,000 | 4,376 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $640,000 | 5,102 |
| Earning assets | $110,400,000 | 4,429 |
| Long-term assets (5+ years) | $13,141,000 | 4,100 |
| Average Assets, year-to-date | $101,522,000 | 4,901 |
| Average Assets, quarterly | $110,193,000 | 4,674 |
| Volatile liabilities | $32,098,000 | 3,530 |
| Insider loans | $5,021,000 | 1,391 |
| FHLB advances | $6,250,000 | 3,208 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $28,546,000 | 2,699 |
| Tier 1 (core) risk-based capital | $16,443,000 | 3,577 |
| Tier 2 risk-based capital | $1,075,000 | 3,777 |
| Total risk weighted assets | $108,438,000 | 3,706 |
| Total unused commitments | $28,546,000 | 2,700 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 44 | 3,734 |
| Assets and Liabilities | ||
| Total Assets: | $102,906,000 | 4,897 |
| Cash and due from depository institutions | $2,632,000 | 3,734 |
| Interest-bearing balances | $298,000 | 3,763 |
| Securities | $7,310,000 | 6,895 |
| Federal funds sold & reverse repurchase agreements | $1,477,000 | 4,679 |
| Net loans & leases | $87,484,000 | 4,085 |
| Loan loss allowance | $928,000 | 4,344 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,779,000 | 4,672 |
| Other real estate owned | $0 | 3,734 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $2,224,000 | 4,808 |
| Life insurance assets | $1,152,000 | 2,696 |
| Total liabilities and capital | $102,906,000 | 4,897 |
| Total liabilities | $86,761,000 | 5,059 |
| Total deposits | $82,370,000 | 4,956 |
| Interest-bearing deposits | $70,074,000 | 4,895 |
| Deposits held in domestic offices | $82,370,000 | 4,952 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $4,000,000 | 3,871 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $391,000 | 5,773 |
| Total equity capital | $16,145,000 | 3,629 |
| Total bank equity capital | $16,145,000 | 3,629 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $433,000 | 4,470 |
| Surplus | $14,267,000 | 1,736 |
| Undivided profits | $1,445,000 | 6,744 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $563,000 | 5,319 |
| Earning assets | $96,569,000 | 4,826 |
| Long-term assets (5+ years) | $10,783,000 | 4,464 |
| Average Assets, year-to-date | $93,543,000 | 5,159 |
| Average Assets, quarterly | $93,543,000 | 5,159 |
| Volatile liabilities | $24,047,000 | 4,065 |
| Insider loans | $4,171,000 | 1,608 |
| FHLB advances | $1,000,000 | 4,791 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $18,096,000 | 3,523 |
| Tier 1 (core) risk-based capital | $16,321,000 | 3,545 |
| Tier 2 risk-based capital | $928,000 | 4,128 |
| Total risk weighted assets | $94,559,000 | 4,010 |
| Total unused commitments | $18,096,000 | 3,525 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 42 | 3,855 |
| Assets and Liabilities | ||
| Total Assets: | $84,180,000 | 5,508 |
| Cash and due from depository institutions | $2,680,000 | 3,855 |
| Interest-bearing balances | $3,000 | 6,668 |
| Securities | $7,600,000 | 6,859 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $69,799,000 | 4,673 |
| Loan loss allowance | $705,000 | 5,111 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,810,000 | 4,621 |
| Other real estate owned | $0 | 3,855 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,291,000 | 4,754 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $84,180,000 | 5,508 |
| Total liabilities | $75,068,000 | 5,499 |
| Total deposits | $63,911,000 | 5,744 |
| Interest-bearing deposits | $54,880,000 | 5,632 |
| Deposits held in domestic offices | $63,911,000 | 5,742 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,800,000 | 2,391 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $9,000,000 | 2,826 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $357,000 | 5,910 |
| Total equity capital | $9,112,000 | 5,454 |
| Total bank equity capital | $9,112,000 | 5,454 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $433,000 | 4,491 |
| Surplus | $7,267,000 | 2,885 |
| Undivided profits | $1,412,000 | 6,821 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $556,000 | 3,535 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $455,000 | 6,032 |
| Earning assets | $77,402,000 | 5,489 |
| Long-term assets (5+ years) | $7,632,000 | 5,091 |
| Average Assets, year-to-date | $74,291,600 | 5,757 |
| Average Assets, quarterly | $77,649,000 | 5,729 |
| Volatile liabilities | $25,759,000 | 3,820 |
| Insider loans | $2,222,000 | 2,632 |
| FHLB advances | $6,000,000 | 3,208 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $11,244,000 | 4,468 |
| Tier 1 (core) risk-based capital | $9,290,000 | 5,333 |
| Tier 2 risk-based capital | $705,000 | 4,860 |
| Total risk weighted assets | $74,465,000 | 4,652 |
| Total unused commitments | $11,244,000 | 4,468 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 42 | 3,858 |
| Assets and Liabilities | ||
| Total Assets: | $71,118,000 | 6,027 |
| Cash and due from depository institutions | $2,005,000 | 3,858 |
| Interest-bearing balances | $5,000 | 6,619 |
| Securities | $8,033,000 | 6,765 |
| Federal funds sold & reverse repurchase agreements | $3,312,000 | 2,955 |
| Net loans & leases | $53,922,000 | 5,387 |
| Loan loss allowance | $660,000 | 5,276 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,864,000 | 4,530 |
| Other real estate owned | $0 | 3,858 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,982,000 | 5,053 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $71,117,000 | 6,027 |
| Total liabilities | $61,897,000 | 6,065 |
| Total deposits | $61,578,000 | 5,826 |
| Interest-bearing deposits | $52,505,000 | 5,738 |
| Deposits held in domestic offices | $61,578,000 | 5,823 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $319,000 | 6,303 |
| Total equity capital | $9,220,000 | 5,404 |
| Total bank equity capital | $9,220,000 | 5,404 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $433,000 | 4,493 |
| Surplus | $7,267,000 | 2,829 |
| Undivided profits | $1,520,000 | 6,835 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $46,000 | 6,885 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $373,000 | 6,621 |
| Earning assets | $65,272,000 | 6,003 |
| Long-term assets (5+ years) | $5,904,000 | 5,583 |
| Average Assets, year-to-date | $71,819,500 | 5,856 |
| Average Assets, quarterly | $70,578,500 | 6,003 |
| Volatile liabilities | $12,583,000 | 5,533 |
| Insider loans | $1,504,000 | 3,338 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $9,411,000 | 4,795 |
| Tier 1 (core) risk-based capital | $9,335,000 | 5,278 |
| Tier 2 risk-based capital | $660,000 | 5,013 |
| Total risk weighted assets | $57,943,000 | 5,365 |
| Total unused commitments | $9,411,000 | 4,797 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 40 | 4,006 |
| Assets and Liabilities | ||
| Total Assets: | $70,039,000 | 6,005 |
| Cash and due from depository institutions | $2,741,000 | 4,006 |
| Interest-bearing balances | $2,000 | 6,722 |
| Securities | $8,550,000 | 6,696 |
| Federal funds sold & reverse repurchase agreements | $1,568,000 | 3,826 |
| Net loans & leases | $53,341,000 | 5,343 |
| Loan loss allowance | $657,000 | 5,240 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,907,000 | 4,450 |
| Other real estate owned | $0 | 4,006 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,932,000 | 4,972 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $70,039,000 | 6,005 |
| Total liabilities | $63,838,000 | 5,915 |
| Total deposits | $63,531,000 | 5,679 |
| Interest-bearing deposits | $53,661,000 | 5,644 |
| Deposits held in domestic offices | $63,531,000 | 5,677 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $307,000 | 6,108 |
| Total equity capital | $6,201,000 | 6,640 |
| Total bank equity capital | $6,201,000 | 6,640 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $433,000 | 4,486 |
| Surplus | $4,267,000 | 3,969 |
| Undivided profits | $1,501,000 | 6,831 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $54,000 | 6,754 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $359,000 | 6,468 |
| Earning assets | $63,461,000 | 6,034 |
| Long-term assets (5+ years) | $6,661,000 | 5,480 |
| Average Assets, year-to-date | $72,053,330 | 5,839 |
| Average Assets, quarterly | $70,856,000 | 5,917 |
| Volatile liabilities | $12,763,000 | 5,359 |
| Insider loans | $1,530,000 | 3,292 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $7,270,000 | 5,286 |
| Tier 1 (core) risk-based capital | $6,291,000 | 6,531 |
| Tier 2 risk-based capital | $657,000 | 4,975 |
| Total risk weighted assets | $56,265,000 | 5,363 |
| Total unused commitments | $7,270,000 | 5,286 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 40 | 3,989 |
| Assets and Liabilities | ||
| Total Assets: | $71,673,000 | 5,927 |
| Cash and due from depository institutions | $2,223,000 | 3,989 |
| Interest-bearing balances | $8,000 | 6,515 |
| Securities | $8,880,000 | 6,680 |
| Federal funds sold & reverse repurchase agreements | $1,845,000 | 4,177 |
| Net loans & leases | $54,739,000 | 5,252 |
| Loan loss allowance | $696,000 | 5,132 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,965,000 | 4,378 |
| Other real estate owned | $0 | 3,989 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $2,021,000 | 4,868 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $71,673,000 | 5,927 |
| Total liabilities | $65,551,000 | 5,831 |
| Total deposits | $61,345,000 | 5,806 |
| Interest-bearing deposits | $52,235,000 | 5,756 |
| Deposits held in domestic offices | $61,345,000 | 5,803 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,000,000 | 3,827 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $206,000 | 6,848 |
| Total equity capital | $6,122,000 | 6,645 |
| Total bank equity capital | $6,122,000 | 6,645 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $433,000 | 4,508 |
| Surplus | $4,267,000 | 3,955 |
| Undivided profits | $1,422,000 | 6,838 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $169,000 | 5,638 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $313,000 | 6,780 |
| Earning assets | $65,472,000 | 5,936 |
| Long-term assets (5+ years) | $8,638,000 | 5,039 |
| Average Assets, year-to-date | $73,060,500 | 5,846 |
| Average Assets, quarterly | $73,060,500 | 5,846 |
| Volatile liabilities | $15,173,000 | 4,847 |
| Insider loans | $1,459,000 | 3,380 |
| FHLB advances | $2,000,000 | 4,330 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $6,235,000 | 5,597 |
| Tier 1 (core) risk-based capital | $6,281,000 | 6,522 |
| Tier 2 risk-based capital | $696,000 | 4,839 |
| Total risk weighted assets | $57,247,000 | 5,292 |
| Total unused commitments | $6,235,000 | 5,600 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 44 | 3,711 |
| Assets and Liabilities | ||
| Total Assets: | $74,448,000 | 5,815 |
| Cash and due from depository institutions | $3,488,000 | 3,711 |
| Interest-bearing balances | $33,000 | 5,990 |
| Securities | $9,962,000 | 6,473 |
| Federal funds sold & reverse repurchase agreements | $1,488,000 | 4,392 |
| Net loans & leases | $55,558,000 | 5,190 |
| Loan loss allowance | $672,000 | 5,202 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,007,000 | 4,286 |
| Other real estate owned | $0 | 3,711 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,945,000 | 4,927 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $74,448,000 | 5,815 |
| Total liabilities | $68,237,000 | 5,712 |
| Total deposits | $63,491,000 | 5,681 |
| Interest-bearing deposits | $54,647,000 | 5,596 |
| Deposits held in domestic offices | $63,491,000 | 5,679 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $4,500,000 | 3,716 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $246,000 | 6,433 |
| Total equity capital | $6,211,000 | 6,632 |
| Total bank equity capital | $6,211,000 | 6,632 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $433,000 | 4,523 |
| Surplus | $4,267,000 | 3,916 |
| Undivided profits | $1,511,000 | 6,914 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $262,000 | 4,985 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $341,000 | 6,555 |
| Earning assets | $67,041,000 | 5,864 |
| Long-term assets (5+ years) | $9,861,000 | 4,843 |
| Average Assets, year-to-date | $77,177,200 | 5,583 |
| Average Assets, quarterly | $76,068,500 | 5,701 |
| Volatile liabilities | $15,092,000 | 4,804 |
| Insider loans | $1,607,000 | 3,182 |
| FHLB advances | $4,500,000 | 3,564 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $7,443,000 | 5,079 |
| Tier 1 (core) risk-based capital | $6,268,000 | 6,497 |
| Tier 2 risk-based capital | $672,000 | 4,917 |
| Total risk weighted assets | $58,263,000 | 5,230 |
| Total unused commitments | $7,443,000 | 5,080 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 49 | 3,404 |
| Assets and Liabilities | ||
| Total Assets: | $77,689,000 | 5,647 |
| Cash and due from depository institutions | $3,427,000 | 3,404 |
| Interest-bearing balances | $13,000 | 6,468 |
| Securities | $10,885,000 | 6,318 |
| Federal funds sold & reverse repurchase agreements | $798,000 | 4,798 |
| Net loans & leases | $58,666,000 | 5,022 |
| Loan loss allowance | $667,000 | 5,221 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,983,000 | 4,271 |
| Other real estate owned | $0 | 3,404 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,930,000 | 4,936 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $77,689,000 | 5,647 |
| Total liabilities | $71,541,000 | 5,537 |
| Total deposits | $66,789,000 | 5,477 |
| Interest-bearing deposits | $57,346,000 | 5,434 |
| Deposits held in domestic offices | $66,789,000 | 5,474 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $4,500,000 | 3,759 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $252,000 | 6,621 |
| Total equity capital | $6,148,000 | 6,689 |
| Total bank equity capital | $6,148,000 | 6,689 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $433,000 | 4,535 |
| Surplus | $4,267,000 | 3,877 |
| Undivided profits | $1,448,000 | 7,035 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $207,000 | 5,574 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $331,000 | 6,797 |
| Earning assets | $70,362,000 | 5,661 |
| Long-term assets (5+ years) | $11,694,000 | 4,606 |
| Average Assets, year-to-date | $77,859,500 | 5,576 |
| Average Assets, quarterly | $78,204,000 | 5,608 |
| Volatile liabilities | $18,520,000 | 4,282 |
| Insider loans | $1,189,000 | 3,727 |
| FHLB advances | $500,000 | 5,060 |
| Loans and leases held for sale | $9,000 | 1,803 |
| Unused loan commitments | $7,222,000 | 5,082 |
| Tier 1 (core) risk-based capital | $6,179,000 | 6,542 |
| Tier 2 risk-based capital | $667,000 | 4,919 |
| Total risk weighted assets | $61,076,000 | 5,058 |
| Total unused commitments | $7,222,000 | 5,088 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 47 | 3,543 |
| Assets and Liabilities | ||
| Total Assets: | $78,719,000 | 5,616 |
| Cash and due from depository institutions | $3,707,000 | 3,543 |
| Interest-bearing balances | $20,000 | 6,300 |
| Securities | $10,972,000 | 6,372 |
| Federal funds sold & reverse repurchase agreements | $124,000 | 5,625 |
| Net loans & leases | $60,104,000 | 4,913 |
| Loan loss allowance | $662,000 | 5,244 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,822,000 | 4,457 |
| Other real estate owned | $37,000 | 3,543 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,953,000 | 4,873 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $78,719,000 | 5,616 |
| Total liabilities | $72,747,000 | 5,496 |
| Total deposits | $66,226,000 | 5,541 |
| Interest-bearing deposits | $57,192,000 | 5,464 |
| Deposits held in domestic offices | $66,226,000 | 5,538 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,250,000 | 3,210 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $271,000 | 6,102 |
| Total equity capital | $5,972,000 | 6,655 |
| Total bank equity capital | $5,972,000 | 6,655 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $433,000 | 4,567 |
| Surplus | $4,267,000 | 3,838 |
| Undivided profits | $1,272,000 | 7,039 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $56,000 | 7,063 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $342,000 | 6,522 |
| Earning assets | $71,220,000 | 5,639 |
| Long-term assets (5+ years) | $12,709,000 | 4,584 |
| Average Assets, year-to-date | $77,916,330 | 5,592 |
| Average Assets, quarterly | $80,009,500 | 5,546 |
| Volatile liabilities | $20,849,000 | 3,911 |
| Insider loans | $1,102,000 | 3,866 |
| FHLB advances | $2,250,000 | 4,277 |
| Loans and leases held for sale | $445,000 | 1,213 |
| Unused loan commitments | $7,364,000 | 5,073 |
| Tier 1 (core) risk-based capital | $6,137,000 | 6,503 |
| Tier 2 risk-based capital | $662,000 | 4,919 |
| Total risk weighted assets | $61,969,000 | 4,990 |
| Total unused commitments | $7,364,000 | 5,076 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 46 | 3,588 |
| Assets and Liabilities | ||
| Total Assets: | $81,300,000 | 5,516 |
| Cash and due from depository institutions | $2,419,000 | 3,588 |
| Interest-bearing balances | $55,000 | 5,844 |
| Securities | $11,790,000 | 6,183 |
| Federal funds sold & reverse repurchase agreements | $787,000 | 5,861 |
| Net loans & leases | $62,836,000 | 4,722 |
| Loan loss allowance | $659,000 | 5,235 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,705,000 | 4,621 |
| Other real estate owned | $0 | 3,588 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,763,000 | 4,950 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $81,300,000 | 5,516 |
| Total liabilities | $75,176,000 | 5,389 |
| Total deposits | $67,886,000 | 5,451 |
| Interest-bearing deposits | $58,191,000 | 5,416 |
| Deposits held in domestic offices | $67,886,000 | 5,449 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $7,100,000 | 2,904 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $190,000 | 7,132 |
| Total equity capital | $6,124,000 | 6,667 |
| Total bank equity capital | $6,124,000 | 6,667 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $433,000 | 4,578 |
| Surplus | $4,267,000 | 3,804 |
| Undivided profits | $1,424,000 | 7,094 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $147,000 | 6,230 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $328,000 | 6,567 |
| Earning assets | $75,468,000 | 5,474 |
| Long-term assets (5+ years) | $14,348,000 | 4,284 |
| Average Assets, year-to-date | $77,515,000 | 5,625 |
| Average Assets, quarterly | $77,515,000 | 5,625 |
| Volatile liabilities | $22,752,000 | 3,583 |
| Insider loans | $1,382,000 | 3,375 |
| FHLB advances | $3,100,000 | 3,807 |
| Loans and leases held for sale | $1,679,000 | 775 |
| Unused loan commitments | $9,882,000 | 4,419 |
| Tier 1 (core) risk-based capital | $6,101,000 | 6,490 |
| Tier 2 risk-based capital | $659,000 | 4,899 |
| Total risk weighted assets | $63,615,000 | 4,868 |
| Total unused commitments | $9,882,000 | 4,426 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 44 | 3,755 |
| Assets and Liabilities | ||
| Total Assets: | $73,730,000 | 5,816 |
| Cash and due from depository institutions | $2,166,000 | 3,755 |
| Interest-bearing balances | $25,000 | 6,265 |
| Securities | $11,963,000 | 6,224 |
| Federal funds sold & reverse repurchase agreements | $1,170,000 | 4,819 |
| Net loans & leases | $54,986,000 | 5,108 |
| Loan loss allowance | $627,000 | 5,372 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,667,000 | 4,673 |
| Other real estate owned | $0 | 3,755 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,778,000 | 4,983 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,730,000 | 5,816 |
| Total liabilities | $68,341,000 | 5,692 |
| Total deposits | $67,425,000 | 5,471 |
| Interest-bearing deposits | $58,662,000 | 5,369 |
| Deposits held in domestic offices | $67,425,000 | 5,469 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $600,000 | 5,125 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $316,000 | 5,960 |
| Total equity capital | $5,389,000 | 7,026 |
| Total bank equity capital | $5,389,000 | 7,026 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $433,000 | 4,616 |
| Surplus | $3,667,000 | 4,168 |
| Undivided profits | $1,289,000 | 7,201 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $307,000 | 5,093 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $327,000 | 6,727 |
| Earning assets | $68,144,000 | 5,767 |
| Long-term assets (5+ years) | $14,891,000 | 4,224 |
| Average Assets, year-to-date | $71,470,200 | 5,787 |
| Average Assets, quarterly | $74,811,500 | 5,736 |
| Volatile liabilities | $15,852,000 | 4,488 |
| Insider loans | $1,170,000 | 3,695 |
| FHLB advances | $600,000 | 4,886 |
| Loans and leases held for sale | $150,000 | 1,579 |
| Unused loan commitments | $8,941,000 | 4,532 |
| Tier 1 (core) risk-based capital | $5,476,000 | 6,832 |
| Tier 2 risk-based capital | $627,000 | 5,058 |
| Total risk weighted assets | $57,798,000 | 5,152 |
| Total unused commitments | $8,941,000 | 4,535 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 45 | 3,705 |
| Assets and Liabilities | ||
| Total Assets: | $75,893,000 | 5,726 |
| Cash and due from depository institutions | $2,859,000 | 3,705 |
| Interest-bearing balances | $25,000 | 6,300 |
| Securities | $11,917,000 | 6,140 |
| Federal funds sold & reverse repurchase agreements | $3,375,000 | 3,407 |
| Net loans & leases | $54,225,000 | 5,156 |
| Loan loss allowance | $589,000 | 5,591 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,691,000 | 4,630 |
| Other real estate owned | $0 | 3,705 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,826,000 | 4,939 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,893,000 | 5,726 |
| Total liabilities | $70,572,000 | 5,587 |
| Total deposits | $70,146,000 | 5,336 |
| Interest-bearing deposits | $60,102,000 | 5,290 |
| Deposits held in domestic offices | $70,146,000 | 5,333 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $426,000 | 5,482 |
| Total equity capital | $5,321,000 | 7,067 |
| Total bank equity capital | $5,321,000 | 7,067 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $432,000 | 4,652 |
| Surplus | $3,667,000 | 4,111 |
| Undivided profits | $1,222,000 | 7,353 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,000 | 7,946 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $323,000 | 6,915 |
| Earning assets | $69,542,000 | 5,706 |
| Long-term assets (5+ years) | $16,482,000 | 4,022 |
| Average Assets, year-to-date | $70,905,250 | 5,844 |
| Average Assets, quarterly | $75,845,500 | 5,695 |
| Volatile liabilities | $16,750,000 | 4,328 |
| Insider loans | $806,000 | 4,500 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $709,000 | 1,288 |
| Unused loan commitments | $5,726,000 | 5,484 |
| Tier 1 (core) risk-based capital | $5,386,000 | 6,890 |
| Tier 2 risk-based capital | $589,000 | 5,243 |
| Total risk weighted assets | $59,307,000 | 5,083 |
| Total unused commitments | $5,726,000 | 5,492 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 44 | 3,782 |
| Assets and Liabilities | ||
| Total Assets: | $75,798,000 | 5,707 |
| Cash and due from depository institutions | $3,415,000 | 3,782 |
| Interest-bearing balances | $23,000 | 6,394 |
| Securities | $11,195,000 | 6,204 |
| Federal funds sold & reverse repurchase agreements | $7,402,000 | 2,155 |
| Net loans & leases | $51,415,000 | 5,280 |
| Loan loss allowance | $599,000 | 5,501 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,659,000 | 4,663 |
| Other real estate owned | $0 | 3,782 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $712,000 | 7,326 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,798,000 | 5,707 |
| Total liabilities | $70,588,000 | 5,571 |
| Total deposits | $70,222,000 | 5,330 |
| Interest-bearing deposits | $61,524,000 | 5,218 |
| Deposits held in domestic offices | $70,222,000 | 5,327 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $366,000 | 5,978 |
| Total equity capital | $5,210,000 | 7,136 |
| Total bank equity capital | $5,210,000 | 7,136 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $433,000 | 4,660 |
| Surplus | $3,517,000 | 4,161 |
| Undivided profits | $1,260,000 | 7,358 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $42,000 | 7,569 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $318,000 | 6,854 |
| Earning assets | $70,035,000 | 5,661 |
| Long-term assets (5+ years) | $9,238,000 | 5,044 |
| Average Assets, year-to-date | $69,242,670 | 5,928 |
| Average Assets, quarterly | $71,811,500 | 5,843 |
| Volatile liabilities | $16,090,000 | 4,379 |
| Insider loans | $796,000 | 4,501 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $4,746,000 | 724 |
| Unused loan commitments | $7,547,000 | 4,855 |
| Tier 1 (core) risk-based capital | $5,111,000 | 7,024 |
| Tier 2 risk-based capital | $599,000 | 5,164 |
| Total risk weighted assets | $55,907,000 | 5,222 |
| Total unused commitments | $7,547,000 | 4,866 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 42 | 3,886 |
| Assets and Liabilities | ||
| Total Assets: | $67,825,000 | 6,029 |
| Cash and due from depository institutions | $2,483,000 | 3,886 |
| Interest-bearing balances | $3,000 | 6,875 |
| Securities | $6,341,000 | 7,442 |
| Federal funds sold & reverse repurchase agreements | $6,647,000 | 2,525 |
| Net loans & leases | $49,991,000 | 5,323 |
| Loan loss allowance | $561,000 | 5,645 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,653,000 | 4,643 |
| Other real estate owned | $0 | 3,886 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $710,000 | 7,349 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,825,000 | 6,029 |
| Total liabilities | $63,228,000 | 5,873 |
| Total deposits | $62,997,000 | 5,650 |
| Interest-bearing deposits | $54,810,000 | 5,619 |
| Deposits held in domestic offices | $62,997,000 | 5,648 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $231,000 | 7,129 |
| Total equity capital | $4,597,000 | 7,447 |
| Total bank equity capital | $4,597,000 | 7,447 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $433,000 | 4,675 |
| Surplus | $3,017,000 | 4,481 |
| Undivided profits | $1,147,000 | 7,437 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,000 | 8,008 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $255,000 | 7,520 |
| Earning assets | $62,982,000 | 5,971 |
| Long-term assets (5+ years) | $4,252,000 | 6,361 |
| Average Assets, year-to-date | $65,965,000 | 6,073 |
| Average Assets, quarterly | $65,965,000 | 6,073 |
| Volatile liabilities | $15,837,000 | 4,387 |
| Insider loans | $1,049,000 | 3,837 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $3,921,000 | 729 |
| Unused loan commitments | $7,039,000 | 4,932 |
| Tier 1 (core) risk-based capital | $4,524,000 | 7,346 |
| Tier 2 risk-based capital | $561,000 | 5,288 |
| Total risk weighted assets | $52,625,000 | 5,349 |
| Total unused commitments | $7,039,000 | 4,946 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 40 | 4,049 |
| Assets and Liabilities | ||
| Total Assets: | $64,105,000 | 6,163 |
| Cash and due from depository institutions | $2,352,000 | 4,049 |
| Interest-bearing balances | $1,000 | 6,954 |
| Securities | $7,082,000 | 7,261 |
| Federal funds sold & reverse repurchase agreements | $3,664,000 | 3,503 |
| Net loans & leases | $48,815,000 | 5,401 |
| Loan loss allowance | $523,000 | 5,819 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,467,000 | 4,916 |
| Other real estate owned | $0 | 4,049 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $725,000 | 7,363 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,105,000 | 6,163 |
| Total liabilities | $59,531,000 | 6,040 |
| Total deposits | $56,429,000 | 5,989 |
| Interest-bearing deposits | $49,109,000 | 5,945 |
| Deposits held in domestic offices | $56,429,000 | 5,986 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,230 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,602,000 | 2,400 |
| Total equity capital | $4,574,000 | 7,451 |
| Total bank equity capital | $4,574,000 | 7,451 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $433,000 | 4,682 |
| Surplus | $3,017,000 | 4,426 |
| Undivided profits | $1,124,000 | 7,507 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,000 | 7,862 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $297,000 | 7,260 |
| Earning assets | $59,562,000 | 6,108 |
| Long-term assets (5+ years) | $6,896,000 | 5,538 |
| Average Assets, year-to-date | $55,853,600 | 6,477 |
| Average Assets, quarterly | $62,789,000 | 6,199 |
| Volatile liabilities | $16,086,000 | 4,307 |
| Insider loans | $2,926,000 | 1,815 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $2,096,000 | 1,028 |
| Unused loan commitments | $7,758,000 | 4,617 |
| Tier 1 (core) risk-based capital | $4,469,000 | 7,362 |
| Tier 2 risk-based capital | $524,000 | 5,483 |
| Total risk weighted assets | $51,207,000 | 5,394 |
| Total unused commitments | $7,758,000 | 4,620 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 38 | 4,210 |
| Assets and Liabilities | ||
| Total Assets: | $45,492,000 | 7,233 |
| Cash and due from depository institutions | $2,260,000 | 4,210 |
| Interest-bearing balances | $3,000 | 6,872 |
| Securities | $7,296,000 | 7,232 |
| Federal funds sold & reverse repurchase agreements | $189,000 | 6,858 |
| Net loans & leases | $34,195,000 | 6,417 |
| Loan loss allowance | $450,000 | 6,152 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $981,000 | 5,933 |
| Other real estate owned | $0 | 4,210 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $571,000 | 8,029 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,492,000 | 7,233 |
| Total liabilities | $41,566,000 | 7,154 |
| Total deposits | $41,361,000 | 6,965 |
| Interest-bearing deposits | $33,789,000 | 7,085 |
| Deposits held in domestic offices | $41,361,000 | 6,963 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $205,000 | 7,858 |
| Total equity capital | $3,926,000 | 7,864 |
| Total bank equity capital | $3,926,000 | 7,864 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $433,000 | 4,790 |
| Surplus | $2,617,000 | 4,729 |
| Undivided profits | $876,000 | 7,729 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,000 | 8,111 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $265,000 | 7,848 |
| Earning assets | $41,683,000 | 7,205 |
| Long-term assets (5+ years) | $1,774,000 | 7,495 |
| Average Assets, year-to-date | $42,392,800 | 7,251 |
| Average Assets, quarterly | $43,423,500 | 7,328 |
| Volatile liabilities | $6,889,000 | 6,641 |
| Insider loans | $1,074,000 | 3,775 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $7,084,000 | 4,701 |
| Tier 1 (core) risk-based capital | $3,880,000 | 7,792 |
| Tier 2 risk-based capital | $450,000 | 5,834 |
| Total risk weighted assets | $36,972,000 | 6,413 |
| Total unused commitments | $7,084,000 | 4,706 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 29 | 5,222 |
| Assets and Liabilities | ||
| Total Assets: | $41,126,000 | 7,501 |
| Cash and due from depository institutions | $1,672,000 | 5,222 |
| Interest-bearing balances | $18,000 | 6,045 |
| Securities | $10,128,000 | 6,760 |
| Federal funds sold & reverse repurchase agreements | $510,000 | 6,128 |
| Net loans & leases | $27,179,000 | 7,073 |
| Loan loss allowance | $398,000 | 6,485 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,088,000 | 5,731 |
| Other real estate owned | $0 | 5,222 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $549,000 | 7,882 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,126,000 | 7,501 |
| Total liabilities | $38,353,000 | 7,326 |
| Total deposits | $36,899,000 | 7,246 |
| Interest-bearing deposits | $31,309,000 | 7,259 |
| Deposits held in domestic offices | $36,899,000 | 7,245 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,270,000 | 4,404 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $184,000 | 8,497 |
| Total equity capital | $2,773,000 | 8,778 |
| Total bank equity capital | $2,773,000 | 8,778 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $433,000 | 4,940 |
| Surplus | $1,525,000 | 6,117 |
| Undivided profits | $815,000 | 7,925 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,000 | 7,947 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $223,000 | 7,746 |
| Earning assets | $37,835,000 | 7,481 |
| Long-term assets (5+ years) | $2,764,000 | 6,954 |
| Average Assets, year-to-date | $39,818,000 | 7,426 |
| Average Assets, quarterly | $41,014,000 | 7,457 |
| Volatile liabilities | $8,104,000 | 6,224 |
| Insider loans | $180,000 | 7,268 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $5,420,000 | 5,210 |
| Tier 1 (core) risk-based capital | $2,825,000 | 8,667 |
| Tier 2 risk-based capital | $398,000 | 6,169 |
| Total risk weighted assets | $32,116,500 | 6,764 |
| Total unused commitments | $5,420,000 | 5,214 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 30 | 5,233 |
| Assets and Liabilities | ||
| Total Assets: | $38,674,000 | 7,778 |
| Cash and due from depository institutions | $2,667,000 | 5,233 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $13,128,000 | 6,250 |
| Federal funds sold & reverse repurchase agreements | $1,150,000 | 4,704 |
| Net loans & leases | $20,373,000 | 7,940 |
| Loan loss allowance | $401,000 | 6,430 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $785,000 | 6,670 |
| Other real estate owned | $0 | 5,233 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $571,000 | 7,889 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,674,000 | 7,778 |
| Total liabilities | $36,245,000 | 7,598 |
| Total deposits | $34,734,000 | 7,554 |
| Interest-bearing deposits | $29,137,000 | 7,609 |
| Deposits held in domestic offices | $34,734,000 | 7,552 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,353,000 | 4,322 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $158,000 | 8,633 |
| Total equity capital | $2,429,000 | 9,159 |
| Total bank equity capital | $2,429,000 | 9,159 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $416,000 | 5,131 |
| Surplus | $1,134,000 | 6,920 |
| Undivided profits | $879,000 | 7,877 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $149,000 | 8,458 |
| Earning assets | $34,651,000 | 7,800 |
| Long-term assets (5+ years) | $3,833,000 | 6,760 |
| Average Assets, year-to-date | $38,855,400 | 7,623 |
| Average Assets, quarterly | $38,879,500 | 7,711 |
| Volatile liabilities | $4,190,000 | 7,741 |
| Insider loans | $192,000 | 7,259 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,631,000 | 6,258 |
| Tier 1 (core) risk-based capital | $2,640,000 | 8,977 |
| Tier 2 risk-based capital | $320,060 | 6,831 |
| Total risk weighted assets | $25,524,060 | 7,484 |
| Total unused commitments | $3,631,000 | 6,263 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 27 | 5,705 |
| Assets and Liabilities | ||
| Total Assets: | $38,280,000 | 7,921 |
| Cash and due from depository institutions | $1,626,000 | 5,705 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $11,400,000 | 6,693 |
| Federal funds sold & reverse repurchase agreements | $2,680,000 | 5,123 |
| Net loans & leases | $21,343,000 | 7,800 |
| Loan loss allowance | $386,000 | 6,518 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $861,000 | 6,385 |
| Other real estate owned | $0 | 5,705 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $370,000 | 8,957 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,280,000 | 7,921 |
| Total liabilities | $35,803,000 | 7,728 |
| Total deposits | $35,091,000 | 7,634 |
| Interest-bearing deposits | $29,214,000 | 7,692 |
| Deposits held in domestic offices | $35,091,000 | 7,633 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $499,000 | 4,232 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $213,000 | 8,458 |
| Total equity capital | $2,477,000 | 9,265 |
| Total bank equity capital | $2,477,000 | 9,265 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $400,000 | 5,212 |
| Surplus | $1,050,000 | 7,055 |
| Undivided profits | $1,027,000 | 8,173 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 9,235 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $149,000 | 8,664 |
| Earning assets | $35,423,000 | 7,877 |
| Long-term assets (5+ years) | $1,319,000 | 8,182 |
| Average Assets, year-to-date | $35,763,600 | 7,941 |
| Average Assets, quarterly | $37,332,000 | 7,930 |
| Volatile liabilities | $3,161,000 | 8,159 |
| Insider loans | $284,000 | 6,539 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,944,000 | 5,920 |
| Tier 1 (core) risk-based capital | $2,414,000 | 9,253 |
| Tier 2 risk-based capital | $285,180 | 7,173 |
| Total risk weighted assets | $22,713,480 | 7,831 |
| Total unused commitments | $3,944,000 | 5,925 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 31 | 5,405 |
| Assets and Liabilities | ||
| Total Assets: | $33,831,000 | 8,492 |
| Cash and due from depository institutions | $1,389,000 | 5,405 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $9,800,000 | 7,469 |
| Federal funds sold & reverse repurchase agreements | $1,050,000 | 6,314 |
| Net loans & leases | $20,389,000 | 8,211 |
| Loan loss allowance | $316,000 | 7,399 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $823,000 | 6,560 |
| Other real estate owned | $0 | 5,405 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $380,000 | 9,238 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,831,000 | 8,492 |
| Total liabilities | $31,479,000 | 8,328 |
| Total deposits | $31,289,000 | 8,190 |
| Interest-bearing deposits | $26,734,000 | 8,185 |
| Deposits held in domestic offices | $31,289,000 | 8,188 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $190,000 | 9,109 |
| Total equity capital | $2,352,000 | 9,664 |
| Total bank equity capital | $2,352,000 | 9,664 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $400,000 | 5,430 |
| Surplus | $850,000 | 7,858 |
| Undivided profits | $1,102,000 | 8,447 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 9,560 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $146,000 | 9,085 |
| Earning assets | $31,239,000 | 8,452 |
| Long-term assets (5+ years) | $281,000 | 9,244 |
| Average Assets, year-to-date | $32,947,000 | 8,420 |
| Average Assets, quarterly | $33,773,500 | 8,450 |
| Volatile liabilities | $2,902,000 | 8,561 |
| Insider loans | $153,000 | 7,862 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,549,000 | 6,906 |
| Tier 1 (core) risk-based capital | $2,331,000 | 9,616 |
| Tier 2 risk-based capital | $260,510 | 7,557 |
| Total risk weighted assets | $20,784,910 | 8,304 |
| Total unused commitments | $2,549,000 | 6,913 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 32 | 5,523 |
| Assets and Liabilities | ||
| Total Assets: | $32,309,000 | 8,953 |
| Cash and due from depository institutions | $1,451,000 | 5,523 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $7,484,000 | 8,803 |
| Federal funds sold & reverse repurchase agreements | $940,000 | 6,570 |
| Net loans & leases | $21,146,000 | 8,228 |
| Loan loss allowance | $334,000 | 7,464 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $873,000 | 6,462 |
| Other real estate owned | $0 | 5,523 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $415,000 | 9,426 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,309,000 | 8,953 |
| Total liabilities | $30,123,000 | 8,790 |
| Total deposits | $29,869,000 | 8,664 |
| Interest-bearing deposits | $25,603,000 | 8,657 |
| Deposits held in domestic offices | $29,869,000 | 8,660 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $254,000 | 8,490 |
| Total equity capital | $2,186,000 | 10,139 |
| Total bank equity capital | $2,186,000 | 10,139 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $400,000 | 5,765 |
| Surplus | $850,000 | 8,145 |
| Undivided profits | $936,000 | 8,980 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $29,000 | 9,562 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $166,000 | 9,044 |
| Earning assets | $29,570,000 | 8,949 |
| Long-term assets (5+ years) | $469,000 | 9,335 |
| Average Assets, year-to-date | $31,174,600 | 8,924 |
| Average Assets, quarterly | $31,937,500 | 8,945 |
| Volatile liabilities | $2,695,000 | 8,840 |
| Insider loans | $204,000 | 7,685 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,349,000 | 7,093 |
| Tier 1 (core) risk-based capital | $2,191,000 | 10,078 |
| Tier 2 risk-based capital | $250,090 | 7,917 |
| Total risk weighted assets | $19,923,590 | 8,654 |
| Total unused commitments | $2,349,000 | 7,108 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 29 | 6,154 |
| Assets and Liabilities | ||
| Total Assets: | $29,675,000 | 9,545 |
| Cash and due from depository institutions | $1,080,000 | 6,154 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $5,004,000 | 10,214 |
| Federal funds sold & reverse repurchase agreements | $4,780,000 | 3,019 |
| Net loans & leases | $17,570,000 | 9,044 |
| Loan loss allowance | $312,000 | 7,928 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $967,000 | 6,155 |
| Other real estate owned | $0 | 6,154 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $274,000 | 10,875 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,675,000 | 9,545 |
| Total liabilities | $27,629,000 | 9,389 |
| Total deposits | $27,403,000 | 9,286 |
| Interest-bearing deposits | $23,936,000 | 9,178 |
| Deposits held in domestic offices | $27,403,000 | 9,282 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $226,000 | 9,339 |
| Total equity capital | $2,046,000 | 10,643 |
| Total bank equity capital | $2,046,000 | 10,643 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $100,000 | 9,051 |
| Surplus | $1,075,000 | 7,584 |
| Undivided profits | $871,000 | 9,530 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $61,000 | 9,045 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $145,000 | 9,811 |
| Earning assets | $27,354,000 | 9,500 |
| Long-term assets (5+ years) | $1,064,000 | 8,906 |
| Average Assets, year-to-date | $27,371,200 | 9,661 |
| Average Assets, quarterly | $29,059,500 | 9,574 |
| Volatile liabilities | $2,005,000 | 9,609 |
| Insider loans | $95,000 | 9,239 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,327,000 | 8,391 |
| Tier 1 (core) risk-based capital | $2,032,000 | 10,610 |
| Tier 2 risk-based capital | $220,450 | 8,538 |
| Total risk weighted assets | $17,544,550 | 9,310 |
| Total unused commitments | $1,327,000 | 8,402 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 28 | 6,490 |
| Assets and Liabilities | ||
| Total Assets: | $25,563,000 | 10,358 |
| Cash and due from depository institutions | $1,151,000 | 6,490 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $5,600,000 | 10,573 |
| Federal funds sold & reverse repurchase agreements | $1,630,000 | 4,281 |
| Net loans & leases | $15,655,000 | 9,677 |
| Loan loss allowance | $313,000 | 8,216 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,092,000 | 5,782 |
| Other real estate owned | $0 | 6,490 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $435,000 | 10,084 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,563,000 | 10,358 |
| Total liabilities | $23,721,000 | 10,222 |
| Total deposits | $23,618,000 | 10,109 |
| Interest-bearing deposits | $20,180,000 | 10,081 |
| Deposits held in domestic offices | $23,618,000 | 10,104 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $103,000 | 11,051 |
| Total equity capital | $1,842,000 | 11,162 |
| Total bank equity capital | $1,842,000 | 11,162 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $100,000 | 9,549 |
| Surplus | $1,050,000 | 7,789 |
| Undivided profits | $692,000 | 9,801 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $126,000 | 10,211 |
| Earning assets | $22,885,000 | 10,391 |
| Long-term assets (5+ years) | $1,424,000 | 8,930 |
| Average Assets, year-to-date | $25,553,400 | 10,303 |
| Average Assets, quarterly | $25,625,000 | 10,314 |
| Volatile liabilities | $1,176,000 | 10,830 |
| Insider loans | $221,000 | 7,940 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,509,000 | 8,223 |
| Tier 1 (core) risk-based capital | $1,921,000 | 11,127 |
| Tier 2 risk-based capital | $190,910 | 9,330 |
| Total risk weighted assets | $15,150,310 | 10,044 |
| Total unused commitments | $1,509,000 | 8,233 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 24 | 7,545 |
| Assets and Liabilities | ||
| Total Assets: | $25,081,000 | 10,882 |
| Cash and due from depository institutions | $1,171,000 | 7,545 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $7,085,000 | 10,284 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 9,883 |
| Net loans & leases | $15,245,000 | 9,967 |
| Loan loss allowance | $265,000 | 9,136 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,091,000 | 5,817 |
| Other real estate owned | $0 | 7,545 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $289,000 | 11,389 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,081,000 | 10,882 |
| Total liabilities | $23,022,000 | 10,794 |
| Total deposits | $22,830,000 | 10,706 |
| Interest-bearing deposits | $19,777,000 | 10,636 |
| Deposits held in domestic offices | $22,830,000 | 10,702 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $192,000 | 9,434 |
| Total equity capital | $2,059,000 | 11,246 |
| Total bank equity capital | $2,059,000 | 11,246 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $100,000 | 10,031 |
| Surplus | $1,025,000 | 7,985 |
| Undivided profits | $934,000 | 9,710 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $122,000 | 10,330 |
| Earning assets | $22,530,000 | 10,889 |
| Long-term assets (5+ years) | $2,865,000 | 7,916 |
| Average Assets, year-to-date | $25,358,600 | 10,727 |
| Average Assets, quarterly | $25,593,500 | 10,756 |
| Volatile liabilities | $668,000 | 12,022 |
| Insider loans | $246,000 | 7,810 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,859,000 | 7,741 |
| Tier 1 (core) risk-based capital | $2,059,000 | 11,207 |
| Tier 2 risk-based capital | $181,980 | 9,762 |
| Total risk weighted assets | $14,474,980 | 10,509 |
| Total unused commitments | $1,859,000 | 7,768 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 21 | 8,413 |
| Assets and Liabilities | ||
| Total Assets: | $24,985,000 | 11,207 |
| Cash and due from depository institutions | $1,352,000 | 8,413 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $6,135,000 | 10,985 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 7,937 |
| Net loans & leases | $14,929,000 | 10,220 |
| Loan loss allowance | $265,000 | 9,348 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $920,000 | 6,517 |
| Other real estate owned | $9,000 | 8,413 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $340,000 | 11,287 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,985,000 | 11,207 |
| Total liabilities | $23,147,000 | 11,114 |
| Total deposits | $22,969,000 | 11,026 |
| Interest-bearing deposits | $20,961,000 | 10,753 |
| Deposits held in domestic offices | $22,969,000 | 11,022 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $178,000 | 10,525 |
| Total equity capital | $1,838,000 | 11,795 |
| Total bank equity capital | $1,838,000 | 11,795 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $100,000 | 10,493 |
| Surplus | $1,000,000 | 8,050 |
| Undivided profits | $738,000 | 10,282 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $483,000 | 5,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $193,000 | 8,839 |
| Earning assets | $22,364,000 | 11,218 |
| Long-term assets (5+ years) | $4,312,000 | 6,935 |
| Average Assets, year-to-date | $23,203,400 | 11,365 |
| Average Assets, quarterly | $24,334,000 | 11,262 |
| Volatile liabilities | $1,029,000 | 11,732 |
| Insider loans | $68,000 | 6,607 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,216,000 | 8,680 |
| Tier 1 (core) risk-based capital | $1,838,000 | 11,756 |
| Tier 2 risk-based capital | $175,050 | 10,019 |
| Total risk weighted assets | $13,914,150 | 10,922 |
| Total unused commitments | $1,216,000 | 8,706 |
| Derivatives | $0 | 651 |