Home > First Choice Bank > Income and Expense
First Choice Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $6,809,000 | 1,702 |
| Total interest expense | $2,839,000 | 1,477 |
| Net interest income | $3,970,000 | 1,841 |
| Provision for loan and lease losses | $177,000 | 1,099 |
| Total noninterest income | $878,000 | 1,408 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $500,000 | 570 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $378,000 | 1,759 |
| Total noninterest expense | $3,514,000 | 1,688 |
| Salaries and employee benefits | $1,849,000 | 1,772 |
| Premises and equipment expense | $405,000 | 1,504 |
| Additional noninterest expense | $378,000 | 1,759 |
| Pre-tax net operating income | $1,157,000 | 2,073 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $238,000 | 1,475 |
| Income before extraordinary items | $919,000 | 2,156 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $919,000 | 2,181 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $919,000 | 2,156 |
| Net charge-offs | $76,000 | 877 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $919,000 | 2,169 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $25,204,000 | 1,774 |
| Total interest expense | $11,188,000 | 1,549 |
| Net interest income | $14,016,000 | 1,938 |
| Provision for loan and lease losses | $270,000 | 1,826 |
| Total noninterest income | $3,402,000 | 1,479 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $2,069,000 | 550 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,333,000 | 1,958 |
| Total noninterest expense | $13,004,000 | 1,760 |
| Salaries and employee benefits | $6,964,000 | 1,822 |
| Premises and equipment expense | $1,559,000 | 1,513 |
| Additional noninterest expense | $1,333,000 | 1,958 |
| Pre-tax net operating income | $4,144,000 | 2,090 |
| Securities gains (losses) | $-2,000 | 3,407 |
| Applicable income taxes | $818,000 | 1,528 |
| Income before extraordinary items | $3,324,000 | 2,170 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,324,000 | 2,192 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,324,000 | 2,170 |
| Net charge-offs | $169,000 | 1,457 |
| Cash dividends | $2,062,000 | 1,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $3,325,600 | 2,178 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $18,577,000 | 1,778 |
| Total interest expense | $8,356,000 | 1,551 |
| Net interest income | $10,221,000 | 1,961 |
| Provision for loan and lease losses | $180,000 | 1,789 |
| Total noninterest income | $2,604,000 | 1,456 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $1,574,000 | 540 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,030,000 | 1,927 |
| Total noninterest expense | $9,606,000 | 1,775 |
| Salaries and employee benefits | $5,179,000 | 1,821 |
| Premises and equipment expense | $1,134,000 | 1,547 |
| Additional noninterest expense | $1,030,000 | 1,927 |
| Pre-tax net operating income | $3,039,000 | 2,116 |
| Securities gains (losses) | $-7,000 | 3,779 |
| Applicable income taxes | $585,000 | 1,569 |
| Income before extraordinary items | $2,447,000 | 2,185 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,447,000 | 2,209 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,447,000 | 2,187 |
| Net charge-offs | $91,000 | 1,434 |
| Cash dividends | $0 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $2,452,670 | 2,187 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $12,088,000 | 1,785 |
| Total interest expense | $5,433,000 | 1,554 |
| Net interest income | $6,655,000 | 1,976 |
| Provision for loan and lease losses | $120,000 | 1,718 |
| Total noninterest income | $1,747,000 | 1,443 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $1,059,000 | 523 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $688,000 | 1,904 |
| Total noninterest expense | $6,298,000 | 1,780 |
| Salaries and employee benefits | $3,400,000 | 1,842 |
| Premises and equipment expense | $774,000 | 1,506 |
| Additional noninterest expense | $688,000 | 1,904 |
| Pre-tax net operating income | $1,984,000 | 2,126 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $372,000 | 1,596 |
| Income before extraordinary items | $1,612,000 | 2,187 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,612,000 | 2,216 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,612,000 | 2,189 |
| Net charge-offs | $12,000 | 1,964 |
| Cash dividends | $0 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $1,612,000 | 2,190 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $5,760,000 | 1,822 |
| Total interest expense | $2,509,000 | 1,621 |
| Net interest income | $3,251,000 | 2,009 |
| Provision for loan and lease losses | $60,000 | 1,536 |
| Total noninterest income | $903,000 | 1,395 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $520,000 | 531 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $383,000 | 1,760 |
| Total noninterest expense | $3,010,000 | 1,841 |
| Salaries and employee benefits | $1,622,000 | 1,897 |
| Premises and equipment expense | $393,000 | 1,487 |
| Additional noninterest expense | $383,000 | 1,760 |
| Pre-tax net operating income | $1,084,000 | 1,963 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $210,000 | 1,478 |
| Income before extraordinary items | $874,000 | 2,056 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $874,000 | 2,081 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $874,000 | 2,056 |
| Net charge-offs | $3,000 | 1,876 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $874,000 | 2,062 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $20,929,000 | 1,824 |
| Total interest expense | $7,664,000 | 1,547 |
| Net interest income | $13,265,000 | 1,997 |
| Provision for loan and lease losses | $140,000 | 2,236 |
| Total noninterest income | $3,394,000 | 1,507 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $2,006,000 | 555 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,388,000 | 1,966 |
| Total noninterest expense | $11,908,000 | 1,819 |
| Salaries and employee benefits | $6,636,000 | 1,831 |
| Premises and equipment expense | $1,378,000 | 1,641 |
| Additional noninterest expense | $1,388,000 | 1,966 |
| Pre-tax net operating income | $4,611,000 | 2,018 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $773,000 | 1,601 |
| Income before extraordinary items | $3,838,000 | 2,036 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,838,000 | 2,061 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,838,000 | 2,039 |
| Net charge-offs | $285,000 | 990 |
| Cash dividends | $2,700,000 | 1,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,838,000 | 2,066 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $15,281,000 | 1,834 |
| Total interest expense | $5,270,000 | 1,524 |
| Net interest income | $10,011,000 | 1,991 |
| Provision for loan and lease losses | $80,000 | 2,258 |
| Total noninterest income | $2,524,000 | 1,520 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $1,533,000 | 546 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $991,000 | 2,001 |
| Total noninterest expense | $8,799,000 | 1,840 |
| Salaries and employee benefits | $4,928,000 | 1,848 |
| Premises and equipment expense | $995,000 | 1,681 |
| Additional noninterest expense | $991,000 | 2,001 |
| Pre-tax net operating income | $3,656,000 | 1,997 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $712,000 | 1,518 |
| Income before extraordinary items | $2,944,000 | 2,076 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,944,000 | 2,096 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,944,000 | 2,078 |
| Net charge-offs | $197,000 | 892 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,944,000 | 2,105 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $9,932,000 | 1,838 |
| Total interest expense | $3,181,000 | 1,508 |
| Net interest income | $6,751,000 | 1,989 |
| Provision for loan and lease losses | $20,000 | 2,598 |
| Total noninterest income | $1,684,000 | 1,450 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $1,049,000 | 526 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $635,000 | 1,956 |
| Total noninterest expense | $5,850,000 | 1,839 |
| Salaries and employee benefits | $3,339,000 | 1,824 |
| Premises and equipment expense | $633,000 | 1,730 |
| Additional noninterest expense | $635,000 | 1,953 |
| Pre-tax net operating income | $2,565,000 | 1,930 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $439,000 | 1,579 |
| Income before extraordinary items | $2,126,000 | 1,986 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,126,000 | 2,010 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,126,000 | 1,986 |
| Net charge-offs | $189,000 | 691 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,126,000 | 1,992 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $16,698,000 | 1,796 |
| Total interest expense | $2,483,000 | 1,369 |
| Net interest income | $14,215,000 | 1,855 |
| Provision for loan and lease losses | $150,000 | 1,951 |
| Total noninterest income | $4,461,000 | 1,283 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $1,802,000 | 627 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,659,000 | 1,359 |
| Total noninterest expense | $11,520,000 | 1,834 |
| Salaries and employee benefits | $6,278,000 | 1,901 |
| Premises and equipment expense | $1,152,000 | 1,865 |
| Additional noninterest expense | $2,659,000 | 1,359 |
| Pre-tax net operating income | $7,006,000 | 1,643 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $1,471,000 | 1,278 |
| Income before extraordinary items | $5,535,000 | 1,702 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,535,000 | 1,700 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $5,535,000 | 1,701 |
| Net charge-offs | $135,000 | 1,099 |
| Cash dividends | $2,284,000 | 1,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $5,535,000 | 1,730 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $12,116,000 | 1,792 |
| Total interest expense | $1,646,000 | 1,205 |
| Net interest income | $10,470,000 | 1,854 |
| Provision for loan and lease losses | $90,000 | 1,934 |
| Total noninterest income | $2,607,000 | 1,517 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $1,333,000 | 642 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,274,000 | 1,815 |
| Total noninterest expense | $8,268,000 | 1,877 |
| Salaries and employee benefits | $4,509,000 | 1,932 |
| Premises and equipment expense | $830,000 | 1,918 |
| Additional noninterest expense | $1,274,000 | 1,815 |
| Pre-tax net operating income | $4,719,000 | 1,764 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $911,000 | 1,408 |
| Income before extraordinary items | $3,808,000 | 1,792 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,808,000 | 1,790 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,808,000 | 1,791 |
| Net charge-offs | $43,000 | 1,296 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,808,000 | 1,828 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $7,801,000 | 1,791 |
| Total interest expense | $1,117,000 | 1,031 |
| Net interest income | $6,684,000 | 1,877 |
| Provision for loan and lease losses | $60,000 | 1,769 |
| Total noninterest income | $1,409,000 | 1,719 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $874,000 | 652 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $535,000 | 2,323 |
| Total noninterest expense | $5,345,000 | 1,901 |
| Salaries and employee benefits | $2,922,000 | 1,981 |
| Premises and equipment expense | $523,000 | 1,980 |
| Additional noninterest expense | $1,900,000 | 1,670 |
| Pre-tax net operating income | $2,688,000 | 1,864 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $496,000 | 1,489 |
| Income before extraordinary items | $2,192,000 | 1,882 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,192,000 | 1,882 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,192,000 | 1,882 |
| Net charge-offs | $-9,000 | 3,628 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,192,000 | 1,922 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,949,000 | 1,742 |
| Total interest expense | $565,000 | 980 |
| Net interest income | $3,384,000 | 1,820 |
| Provision for loan and lease losses | $30,000 | 1,548 |
| Total noninterest income | $693,000 | 1,732 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $428,000 | 662 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $265,000 | 2,315 |
| Total noninterest expense | $2,687,000 | 1,894 |
| Salaries and employee benefits | $1,478,000 | 1,957 |
| Premises and equipment expense | $251,000 | 2,030 |
| Additional noninterest expense | $958,000 | 1,625 |
| Pre-tax net operating income | $1,360,000 | 1,766 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $246,000 | 1,459 |
| Income before extraordinary items | $1,114,000 | 1,785 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,114,000 | 1,785 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,114,000 | 1,785 |
| Net charge-offs | $-19,000 | 4,129 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,114,000 | 1,803 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $15,491,000 | 1,824 |
| Total interest expense | $2,480,000 | 1,094 |
| Net interest income | $13,011,000 | 1,924 |
| Provision for loan and lease losses | $240,000 | 1,589 |
| Total noninterest income | $2,636,000 | 1,949 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $1,648,000 | 630 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $988,000 | 2,647 |
| Total noninterest expense | $9,757,000 | 2,008 |
| Salaries and employee benefits | $5,382,000 | 2,082 |
| Premises and equipment expense | $889,000 | 2,178 |
| Additional noninterest expense | $3,486,000 | 1,757 |
| Pre-tax net operating income | $5,650,000 | 1,903 |
| Securities gains (losses) | $14,000 | 1,632 |
| Applicable income taxes | $1,071,000 | 1,557 |
| Income before extraordinary items | $4,593,000 | 1,992 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,593,000 | 1,992 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $4,593,000 | 1,993 |
| Net charge-offs | $-17,000 | 3,790 |
| Cash dividends | $1,659,000 | 1,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $4,581,660 | 1,965 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $11,543,000 | 1,860 |
| Total interest expense | $1,922,000 | 1,111 |
| Net interest income | $9,621,000 | 1,970 |
| Provision for loan and lease losses | $210,000 | 1,439 |
| Total noninterest income | $1,955,000 | 2,002 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $1,198,000 | 639 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $757,000 | 2,651 |
| Total noninterest expense | $7,116,000 | 2,058 |
| Salaries and employee benefits | $3,892,000 | 2,135 |
| Premises and equipment expense | $652,000 | 2,232 |
| Additional noninterest expense | $2,572,000 | 1,785 |
| Pre-tax net operating income | $4,250,000 | 1,978 |
| Securities gains (losses) | $14,000 | 1,549 |
| Applicable income taxes | $946,000 | 1,505 |
| Income before extraordinary items | $3,318,000 | 2,114 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,318,000 | 2,115 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,318,000 | 2,115 |
| Net charge-offs | $20,000 | 1,734 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,306,940 | 2,091 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $7,484,000 | 1,905 |
| Total interest expense | $1,335,000 | 1,116 |
| Net interest income | $6,149,000 | 2,013 |
| Provision for loan and lease losses | $180,000 | 1,246 |
| Total noninterest income | $1,247,000 | 1,998 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $765,000 | 641 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $482,000 | 2,676 |
| Total noninterest expense | $4,636,000 | 2,081 |
| Salaries and employee benefits | $2,583,000 | 2,133 |
| Premises and equipment expense | $422,000 | 2,265 |
| Additional noninterest expense | $1,631,000 | 1,838 |
| Pre-tax net operating income | $2,580,000 | 2,073 |
| Securities gains (losses) | $1,000 | 1,754 |
| Applicable income taxes | $555,000 | 1,590 |
| Income before extraordinary items | $2,026,000 | 2,211 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,026,000 | 2,210 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,026,000 | 2,211 |
| Net charge-offs | $48,000 | 1,165 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,025,210 | 2,181 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,450,000 | 2,006 |
| Total interest expense | $712,000 | 1,117 |
| Net interest income | $2,738,000 | 2,171 |
| Provision for loan and lease losses | $150,000 | 937 |
| Total noninterest income | $629,000 | 1,996 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $384,000 | 630 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $245,000 | 2,649 |
| Total noninterest expense | $2,302,000 | 2,070 |
| Salaries and employee benefits | $1,289,000 | 2,122 |
| Premises and equipment expense | $217,000 | 2,249 |
| Additional noninterest expense | $796,000 | 1,845 |
| Pre-tax net operating income | $915,000 | 2,495 |
| Securities gains (losses) | $1,000 | 1,331 |
| Applicable income taxes | $180,000 | 1,880 |
| Income before extraordinary items | $736,000 | 2,631 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $736,000 | 2,629 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $736,000 | 2,631 |
| Net charge-offs | $27,000 | 1,045 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $735,200 | 2,601 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $14,336,000 | 1,954 |
| Total interest expense | $3,041,000 | 1,468 |
| Net interest income | $11,295,000 | 2,051 |
| Provision for loan and lease losses | $507,000 | 2,221 |
| Total noninterest income | $2,533,000 | 1,879 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $1,484,000 | 669 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,049,000 | 2,435 |
| Total noninterest expense | $9,035,000 | 2,099 |
| Salaries and employee benefits | $5,198,000 | 2,091 |
| Premises and equipment expense | $886,000 | 2,194 |
| Additional noninterest expense | $2,951,000 | 1,935 |
| Pre-tax net operating income | $4,286,000 | 1,981 |
| Securities gains (losses) | $242,000 | 934 |
| Applicable income taxes | $821,000 | 1,587 |
| Income before extraordinary items | $3,707,000 | 2,018 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,707,000 | 2,018 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,707,000 | 2,018 |
| Net charge-offs | $91,000 | 2,071 |
| Cash dividends | $1,268,000 | 1,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,508,560 | 2,037 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $10,746,000 | 1,962 |
| Total interest expense | $2,346,000 | 1,514 |
| Net interest income | $8,400,000 | 2,061 |
| Provision for loan and lease losses | $357,000 | 2,269 |
| Total noninterest income | $1,811,000 | 1,888 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,072,000 | 694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $739,000 | 2,439 |
| Total noninterest expense | $6,611,000 | 2,117 |
| Salaries and employee benefits | $3,887,000 | 2,077 |
| Premises and equipment expense | $656,000 | 2,211 |
| Additional noninterest expense | $2,068,000 | 2,028 |
| Pre-tax net operating income | $3,243,000 | 1,942 |
| Securities gains (losses) | $223,000 | 835 |
| Applicable income taxes | $751,000 | 1,396 |
| Income before extraordinary items | $2,715,000 | 2,030 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,715,000 | 2,030 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,715,000 | 2,030 |
| Net charge-offs | $59,000 | 1,971 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,538,830 | 2,072 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $7,077,000 | 2,004 |
| Total interest expense | $1,601,000 | 1,571 |
| Net interest income | $5,476,000 | 2,106 |
| Provision for loan and lease losses | $207,000 | 2,371 |
| Total noninterest income | $1,189,000 | 1,851 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $720,000 | 690 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $469,000 | 2,433 |
| Total noninterest expense | $4,388,000 | 2,121 |
| Salaries and employee benefits | $2,589,000 | 2,085 |
| Premises and equipment expense | $432,000 | 2,223 |
| Additional noninterest expense | $1,367,000 | 2,033 |
| Pre-tax net operating income | $2,070,000 | 1,954 |
| Securities gains (losses) | $102,000 | 973 |
| Applicable income taxes | $469,000 | 1,395 |
| Income before extraordinary items | $1,703,000 | 2,057 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,703,000 | 2,057 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,703,000 | 2,057 |
| Net charge-offs | $59,000 | 1,635 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,622,420 | 2,091 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,584,000 | 1,976 |
| Total interest expense | $816,000 | 1,665 |
| Net interest income | $2,768,000 | 2,052 |
| Provision for loan and lease losses | $75,000 | 2,175 |
| Total noninterest income | $487,000 | 1,974 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $389,000 | 766 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 3,203 |
| Total noninterest expense | $2,031,000 | 2,251 |
| Salaries and employee benefits | $1,164,000 | 2,244 |
| Premises and equipment expense | $194,000 | 2,386 |
| Additional noninterest expense | $673,000 | 2,073 |
| Pre-tax net operating income | $1,149,000 | 1,645 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $243,000 | 1,239 |
| Income before extraordinary items | $906,000 | 1,799 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $906,000 | 1,799 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $906,000 | 1,799 |
| Net charge-offs | $24,000 | 1,516 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $906,000 | 1,773 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $13,994,000 | 2,034 |
| Total interest expense | $2,880,000 | 1,860 |
| Net interest income | $11,114,000 | 2,053 |
| Provision for loan and lease losses | $585,000 | 1,367 |
| Total noninterest income | $2,711,000 | 1,670 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,603,000 | 766 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,108,000 | 2,137 |
| Total noninterest expense | $8,905,000 | 2,089 |
| Salaries and employee benefits | $5,135,000 | 2,069 |
| Premises and equipment expense | $901,000 | 2,182 |
| Additional noninterest expense | $2,869,000 | 1,996 |
| Pre-tax net operating income | $4,335,000 | 1,948 |
| Securities gains (losses) | $154,000 | 728 |
| Applicable income taxes | $929,000 | 1,487 |
| Income before extraordinary items | $3,560,000 | 2,062 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,560,000 | 2,064 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,560,000 | 2,064 |
| Net charge-offs | $266,000 | 1,449 |
| Cash dividends | $1,635,000 | 1,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,438,340 | 2,066 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $10,421,000 | 2,071 |
| Total interest expense | $2,075,000 | 1,923 |
| Net interest income | $8,346,000 | 2,077 |
| Provision for loan and lease losses | $480,000 | 1,191 |
| Total noninterest income | $2,107,000 | 1,622 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $1,200,000 | 767 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $907,000 | 2,033 |
| Total noninterest expense | $6,625,000 | 2,105 |
| Salaries and employee benefits | $3,889,000 | 2,058 |
| Premises and equipment expense | $641,000 | 2,264 |
| Additional noninterest expense | $2,095,000 | 2,045 |
| Pre-tax net operating income | $3,348,000 | 1,969 |
| Securities gains (losses) | $8,000 | 1,718 |
| Applicable income taxes | $709,000 | 1,524 |
| Income before extraordinary items | $2,647,000 | 2,110 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,647,000 | 2,110 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,647,000 | 2,111 |
| Net charge-offs | $197,000 | 1,308 |
| Cash dividends | $100,000 | 3,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,640,680 | 2,084 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,828,000 | 2,097 |
| Total interest expense | $1,262,000 | 2,033 |
| Net interest income | $5,566,000 | 2,082 |
| Provision for loan and lease losses | $255,000 | 1,364 |
| Total noninterest income | $1,404,000 | 1,594 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $789,000 | 769 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $615,000 | 1,980 |
| Total noninterest expense | $4,499,000 | 2,086 |
| Salaries and employee benefits | $2,649,000 | 2,024 |
| Premises and equipment expense | $409,000 | 2,340 |
| Additional noninterest expense | $1,441,000 | 2,018 |
| Pre-tax net operating income | $2,216,000 | 1,961 |
| Securities gains (losses) | $3,000 | 1,472 |
| Applicable income taxes | $494,000 | 1,454 |
| Income before extraordinary items | $1,725,000 | 2,138 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,725,000 | 2,136 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,725,000 | 2,138 |
| Net charge-offs | $169,000 | 1,096 |
| Cash dividends | $100,000 | 3,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,722,630 | 2,114 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,351,000 | 2,123 |
| Total interest expense | $567,000 | 2,136 |
| Net interest income | $2,784,000 | 2,081 |
| Provision for loan and lease losses | $90,000 | 1,533 |
| Total noninterest income | $659,000 | 1,631 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $385,000 | 774 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $274,000 | 2,055 |
| Total noninterest expense | $2,309,000 | 2,053 |
| Salaries and employee benefits | $1,381,000 | 1,991 |
| Premises and equipment expense | $230,000 | 2,197 |
| Additional noninterest expense | $698,000 | 2,032 |
| Pre-tax net operating income | $1,044,000 | 2,006 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $219,000 | 1,513 |
| Income before extraordinary items | $825,000 | 2,157 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $825,000 | 2,156 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $825,000 | 2,156 |
| Net charge-offs | $70,000 | 1,048 |
| Cash dividends | $100,000 | 2,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $825,000 | 2,140 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $12,736,000 | 2,106 |
| Total interest expense | $1,780,000 | 2,089 |
| Net interest income | $10,956,000 | 2,086 |
| Provision for loan and lease losses | $352,000 | 1,798 |
| Total noninterest income | $2,431,000 | 1,782 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,627,000 | 768 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $804,000 | 2,493 |
| Total noninterest expense | $8,702,000 | 2,114 |
| Salaries and employee benefits | $5,013,000 | 2,088 |
| Premises and equipment expense | $852,000 | 2,272 |
| Additional noninterest expense | $2,837,000 | 2,017 |
| Pre-tax net operating income | $4,333,000 | 1,998 |
| Securities gains (losses) | $-30,000 | 4,714 |
| Applicable income taxes | $838,000 | 1,541 |
| Income before extraordinary items | $3,465,000 | 2,104 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,465,000 | 2,102 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,465,000 | 2,103 |
| Net charge-offs | $255,000 | 1,447 |
| Cash dividends | $2,200,000 | 1,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,489,300 | 2,089 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $9,421,000 | 2,123 |
| Total interest expense | $1,293,000 | 2,057 |
| Net interest income | $8,128,000 | 2,107 |
| Provision for loan and lease losses | $202,000 | 1,964 |
| Total noninterest income | $1,819,000 | 1,791 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $1,209,000 | 766 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $610,000 | 2,499 |
| Total noninterest expense | $6,363,000 | 2,151 |
| Salaries and employee benefits | $3,699,000 | 2,109 |
| Premises and equipment expense | $614,000 | 2,353 |
| Additional noninterest expense | $2,050,000 | 2,081 |
| Pre-tax net operating income | $3,382,000 | 1,955 |
| Securities gains (losses) | $3,000 | 888 |
| Applicable income taxes | $634,000 | 1,579 |
| Income before extraordinary items | $2,751,000 | 2,028 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,751,000 | 2,026 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,751,000 | 2,027 |
| Net charge-offs | $188,000 | 1,294 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,748,570 | 2,022 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $6,133,000 | 2,143 |
| Total interest expense | $839,000 | 2,021 |
| Net interest income | $5,294,000 | 2,140 |
| Provision for loan and lease losses | $128,000 | 1,955 |
| Total noninterest income | $1,201,000 | 1,802 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $786,000 | 779 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $415,000 | 2,475 |
| Total noninterest expense | $4,312,000 | 2,138 |
| Salaries and employee benefits | $2,459,000 | 2,127 |
| Premises and equipment expense | $400,000 | 2,408 |
| Additional noninterest expense | $1,453,000 | 1,975 |
| Pre-tax net operating income | $2,055,000 | 2,066 |
| Securities gains (losses) | $3,000 | 768 |
| Applicable income taxes | $397,000 | 1,623 |
| Income before extraordinary items | $1,661,000 | 2,155 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,661,000 | 2,152 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,661,000 | 2,154 |
| Net charge-offs | $150,000 | 1,079 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,658,570 | 2,149 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,996,000 | 2,178 |
| Total interest expense | $408,000 | 1,997 |
| Net interest income | $2,588,000 | 2,187 |
| Provision for loan and lease losses | $52,000 | 2,042 |
| Total noninterest income | $593,000 | 1,807 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $388,000 | 797 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $205,000 | 2,447 |
| Total noninterest expense | $2,165,000 | 2,146 |
| Salaries and employee benefits | $1,210,000 | 2,179 |
| Premises and equipment expense | $203,000 | 2,424 |
| Additional noninterest expense | $752,000 | 1,917 |
| Pre-tax net operating income | $964,000 | 2,094 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $213,000 | 1,520 |
| Income before extraordinary items | $751,000 | 2,266 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $751,000 | 2,265 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $751,000 | 2,266 |
| Net charge-offs | $62,000 | 1,077 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $751,000 | 2,257 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $11,438,000 | 2,204 |
| Total interest expense | $1,059,000 | 2,454 |
| Net interest income | $10,379,000 | 2,159 |
| Provision for loan and lease losses | $370,000 | 1,738 |
| Total noninterest income | $1,994,000 | 2,029 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,548,000 | 799 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $446,000 | 3,303 |
| Total noninterest expense | $8,252,000 | 2,211 |
| Salaries and employee benefits | $4,726,000 | 2,172 |
| Premises and equipment expense | $900,000 | 2,255 |
| Additional noninterest expense | $2,626,000 | 2,173 |
| Pre-tax net operating income | $3,751,000 | 2,133 |
| Securities gains (losses) | $-70,000 | 5,360 |
| Applicable income taxes | $1,223,000 | 1,702 |
| Income before extraordinary items | $2,458,000 | 2,352 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,458,000 | 2,352 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,458,000 | 2,352 |
| Net charge-offs | $152,000 | 2,063 |
| Cash dividends | $1,800,000 | 1,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,504,900 | 2,300 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $8,426,000 | 2,237 |
| Total interest expense | $681,000 | 2,691 |
| Net interest income | $7,745,000 | 2,175 |
| Provision for loan and lease losses | $300,000 | 1,614 |
| Total noninterest income | $1,459,000 | 2,093 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $1,164,000 | 801 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $295,000 | 3,502 |
| Total noninterest expense | $6,123,000 | 2,240 |
| Salaries and employee benefits | $3,446,000 | 2,242 |
| Premises and equipment expense | $673,000 | 2,275 |
| Additional noninterest expense | $2,004,000 | 2,114 |
| Pre-tax net operating income | $2,781,000 | 2,190 |
| Securities gains (losses) | $13,000 | 1,503 |
| Applicable income taxes | $739,000 | 1,740 |
| Income before extraordinary items | $2,055,000 | 2,362 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,055,000 | 2,361 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,055,000 | 2,362 |
| Net charge-offs | $88,000 | 2,041 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,045,380 | 2,349 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,475,000 | 2,270 |
| Total interest expense | $407,000 | 2,842 |
| Net interest income | $5,068,000 | 2,199 |
| Provision for loan and lease losses | $195,000 | 1,587 |
| Total noninterest income | $933,000 | 2,140 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $769,000 | 796 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $164,000 | 3,745 |
| Total noninterest expense | $4,026,000 | 2,274 |
| Salaries and employee benefits | $2,282,000 | 2,268 |
| Premises and equipment expense | $442,000 | 2,304 |
| Additional noninterest expense | $1,302,000 | 2,172 |
| Pre-tax net operating income | $1,780,000 | 2,204 |
| Securities gains (losses) | $4,000 | 1,497 |
| Applicable income taxes | $481,000 | 1,732 |
| Income before extraordinary items | $1,303,000 | 2,390 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,303,000 | 2,390 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,303,000 | 2,390 |
| Net charge-offs | $69,000 | 1,763 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,300,080 | 2,373 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,660,000 | 2,317 |
| Total interest expense | $201,000 | 2,835 |
| Net interest income | $2,459,000 | 2,254 |
| Provision for loan and lease losses | $90,000 | 1,522 |
| Total noninterest income | $446,000 | 2,186 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $341,000 | 893 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 3,400 |
| Total noninterest expense | $2,017,000 | 2,291 |
| Salaries and employee benefits | $1,142,000 | 2,286 |
| Premises and equipment expense | $225,000 | 2,321 |
| Additional noninterest expense | $650,000 | 2,163 |
| Pre-tax net operating income | $798,000 | 2,290 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $214,000 | 1,805 |
| Income before extraordinary items | $584,000 | 2,500 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $584,000 | 2,499 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $584,000 | 2,500 |
| Net charge-offs | $24,000 | 1,775 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $584,000 | 2,479 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $10,264,000 | 2,340 |
| Total interest expense | $832,000 | 2,751 |
| Net interest income | $9,432,000 | 2,303 |
| Provision for loan and lease losses | $345,000 | 1,861 |
| Total noninterest income | $1,996,000 | 2,123 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,555,000 | 807 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $441,000 | 3,422 |
| Total noninterest expense | $7,975,000 | 2,296 |
| Salaries and employee benefits | $4,520,000 | 2,261 |
| Premises and equipment expense | $944,000 | 2,241 |
| Additional noninterest expense | $2,511,000 | 2,304 |
| Pre-tax net operating income | $3,108,000 | 2,344 |
| Securities gains (losses) | $125,000 | 1,191 |
| Applicable income taxes | $794,000 | 1,851 |
| Income before extraordinary items | $2,439,000 | 2,447 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,439,000 | 2,446 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,439,000 | 2,447 |
| Net charge-offs | $225,000 | 1,816 |
| Cash dividends | $1,680,000 | 1,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,345,250 | 2,466 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,654,000 | 2,365 |
| Total interest expense | $633,000 | 2,722 |
| Net interest income | $7,021,000 | 2,310 |
| Provision for loan and lease losses | $255,000 | 1,789 |
| Total noninterest income | $1,462,000 | 2,156 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,174,000 | 807 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $288,000 | 3,629 |
| Total noninterest expense | $5,841,000 | 2,346 |
| Salaries and employee benefits | $3,317,000 | 2,300 |
| Premises and equipment expense | $691,000 | 2,275 |
| Additional noninterest expense | $1,833,000 | 2,355 |
| Pre-tax net operating income | $2,387,000 | 2,330 |
| Securities gains (losses) | $125,000 | 1,113 |
| Applicable income taxes | $679,000 | 1,787 |
| Income before extraordinary items | $1,833,000 | 2,489 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,833,000 | 2,490 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,833,000 | 2,490 |
| Net charge-offs | $147,000 | 1,711 |
| Cash dividends | $120,000 | 3,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,741,750 | 2,511 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,067,000 | 2,385 |
| Total interest expense | $426,000 | 2,711 |
| Net interest income | $4,641,000 | 2,332 |
| Provision for loan and lease losses | $165,000 | 1,814 |
| Total noninterest income | $975,000 | 2,147 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $778,000 | 801 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $197,000 | 3,624 |
| Total noninterest expense | $3,903,000 | 2,346 |
| Salaries and employee benefits | $2,216,000 | 2,309 |
| Premises and equipment expense | $434,000 | 2,368 |
| Additional noninterest expense | $1,253,000 | 2,318 |
| Pre-tax net operating income | $1,548,000 | 2,351 |
| Securities gains (losses) | $44,000 | 1,516 |
| Applicable income taxes | $404,000 | 1,876 |
| Income before extraordinary items | $1,188,000 | 2,509 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,188,000 | 2,508 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,188,000 | 2,508 |
| Net charge-offs | $108,000 | 1,554 |
| Cash dividends | $120,000 | 3,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,155,000 | 2,479 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,465,000 | 2,436 |
| Total interest expense | $210,000 | 2,754 |
| Net interest income | $2,255,000 | 2,393 |
| Provision for loan and lease losses | $75,000 | 1,741 |
| Total noninterest income | $486,000 | 2,102 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $402,000 | 778 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $84,000 | 3,792 |
| Total noninterest expense | $1,955,000 | 2,351 |
| Salaries and employee benefits | $1,102,000 | 2,323 |
| Premises and equipment expense | $214,000 | 2,428 |
| Additional noninterest expense | $639,000 | 2,263 |
| Pre-tax net operating income | $711,000 | 2,465 |
| Securities gains (losses) | $-2,000 | 5,868 |
| Applicable income taxes | $170,000 | 1,989 |
| Income before extraordinary items | $539,000 | 2,629 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $539,000 | 2,629 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $539,000 | 2,629 |
| Net charge-offs | $52,000 | 1,403 |
| Cash dividends | $120,000 | 2,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $540,520 | 2,577 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,493,000 | 2,472 |
| Total interest expense | $920,000 | 2,567 |
| Net interest income | $8,573,000 | 2,437 |
| Provision for loan and lease losses | $180,000 | 2,436 |
| Total noninterest income | $1,927,000 | 2,165 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,513,000 | 852 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $414,000 | 3,551 |
| Total noninterest expense | $8,099,000 | 2,275 |
| Salaries and employee benefits | $4,540,000 | 2,231 |
| Premises and equipment expense | $890,000 | 2,372 |
| Additional noninterest expense | $2,669,000 | 2,204 |
| Pre-tax net operating income | $2,221,000 | 2,819 |
| Securities gains (losses) | $12,000 | 2,504 |
| Applicable income taxes | $433,000 | 2,358 |
| Income before extraordinary items | $1,800,000 | 2,909 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,800,000 | 2,911 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,800,000 | 2,911 |
| Net charge-offs | $127,000 | 2,438 |
| Cash dividends | $1,050,000 | 2,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,790,280 | 2,878 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,049,000 | 2,512 |
| Total interest expense | $706,000 | 2,555 |
| Net interest income | $6,343,000 | 2,472 |
| Provision for loan and lease losses | $135,000 | 2,359 |
| Total noninterest income | $1,446,000 | 2,175 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $1,137,000 | 852 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $309,000 | 3,561 |
| Total noninterest expense | $5,876,000 | 2,332 |
| Salaries and employee benefits | $3,252,000 | 2,325 |
| Premises and equipment expense | $663,000 | 2,405 |
| Additional noninterest expense | $1,961,000 | 2,243 |
| Pre-tax net operating income | $1,778,000 | 2,773 |
| Securities gains (losses) | $8,000 | 2,465 |
| Applicable income taxes | $398,000 | 2,211 |
| Income before extraordinary items | $1,388,000 | 2,916 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,388,000 | 2,915 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,388,000 | 2,917 |
| Net charge-offs | $85,000 | 2,327 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,381,760 | 2,877 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,622,000 | 2,549 |
| Total interest expense | $471,000 | 2,565 |
| Net interest income | $4,151,000 | 2,524 |
| Provision for loan and lease losses | $135,000 | 1,911 |
| Total noninterest income | $928,000 | 2,234 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $706,000 | 894 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $222,000 | 3,476 |
| Total noninterest expense | $3,812,000 | 2,406 |
| Salaries and employee benefits | $2,157,000 | 2,347 |
| Premises and equipment expense | $437,000 | 2,427 |
| Additional noninterest expense | $1,218,000 | 2,392 |
| Pre-tax net operating income | $1,132,000 | 2,847 |
| Securities gains (losses) | $8,000 | 2,109 |
| Applicable income taxes | $240,000 | 2,308 |
| Income before extraordinary items | $900,000 | 2,944 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $900,000 | 2,944 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $900,000 | 2,946 |
| Net charge-offs | $21,000 | 2,921 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $893,680 | 2,897 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,290,000 | 2,567 |
| Total interest expense | $239,000 | 2,562 |
| Net interest income | $2,051,000 | 2,546 |
| Provision for loan and lease losses | $90,000 | 1,532 |
| Total noninterest income | $466,000 | 2,190 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $343,000 | 898 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $123,000 | 3,302 |
| Total noninterest expense | $1,910,000 | 2,405 |
| Salaries and employee benefits | $1,077,000 | 2,352 |
| Premises and equipment expense | $218,000 | 2,477 |
| Additional noninterest expense | $615,000 | 2,366 |
| Pre-tax net operating income | $517,000 | 2,959 |
| Securities gains (losses) | $7,000 | 1,576 |
| Applicable income taxes | $100,000 | 2,443 |
| Income before extraordinary items | $424,000 | 3,020 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $424,000 | 3,023 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $424,000 | 3,023 |
| Net charge-offs | $-8,000 | 5,326 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $418,330 | 2,977 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,081,000 | 2,620 |
| Total interest expense | $999,000 | 2,570 |
| Net interest income | $8,082,000 | 2,595 |
| Provision for loan and lease losses | $225,000 | 2,344 |
| Total noninterest income | $2,192,000 | 1,979 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,434,000 | 922 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $758,000 | 2,712 |
| Total noninterest expense | $7,705,000 | 2,382 |
| Salaries and employee benefits | $4,359,000 | 2,308 |
| Premises and equipment expense | $856,000 | 2,535 |
| Additional noninterest expense | $2,490,000 | 2,426 |
| Pre-tax net operating income | $2,344,000 | 2,704 |
| Securities gains (losses) | $27,000 | 2,144 |
| Applicable income taxes | $441,000 | 2,324 |
| Income before extraordinary items | $1,930,000 | 2,760 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,930,000 | 2,758 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,930,000 | 2,760 |
| Net charge-offs | $234,000 | 2,299 |
| Cash dividends | $988,000 | 2,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,908,130 | 2,743 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,794,000 | 2,641 |
| Total interest expense | $758,000 | 2,593 |
| Net interest income | $6,036,000 | 2,619 |
| Provision for loan and lease losses | $225,000 | 1,923 |
| Total noninterest income | $1,630,000 | 1,994 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,069,000 | 934 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $561,000 | 2,736 |
| Total noninterest expense | $5,706,000 | 2,419 |
| Salaries and employee benefits | $3,236,000 | 2,339 |
| Premises and equipment expense | $635,000 | 2,576 |
| Additional noninterest expense | $1,835,000 | 2,458 |
| Pre-tax net operating income | $1,735,000 | 2,771 |
| Securities gains (losses) | $21,000 | 1,994 |
| Applicable income taxes | $342,000 | 2,338 |
| Income before extraordinary items | $1,414,000 | 2,845 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,414,000 | 2,846 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,414,000 | 2,846 |
| Net charge-offs | $158,000 | 2,252 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,396,990 | 2,817 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,488,000 | 2,664 |
| Total interest expense | $511,000 | 2,598 |
| Net interest income | $3,977,000 | 2,638 |
| Provision for loan and lease losses | $100,000 | 2,327 |
| Total noninterest income | $1,056,000 | 2,022 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $695,000 | 941 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $361,000 | 2,792 |
| Total noninterest expense | $3,809,000 | 2,425 |
| Salaries and employee benefits | $2,164,000 | 2,333 |
| Premises and equipment expense | $418,000 | 2,621 |
| Additional noninterest expense | $1,227,000 | 2,433 |
| Pre-tax net operating income | $1,124,000 | 2,761 |
| Securities gains (losses) | $17,000 | 1,729 |
| Applicable income taxes | $227,000 | 2,294 |
| Income before extraordinary items | $914,000 | 2,825 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $914,000 | 2,829 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $914,000 | 2,829 |
| Net charge-offs | $123,000 | 2,002 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $900,400 | 2,802 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,214,000 | 2,696 |
| Total interest expense | $256,000 | 2,629 |
| Net interest income | $1,958,000 | 2,678 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $526,000 | 1,956 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $340,000 | 952 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $186,000 | 2,660 |
| Total noninterest expense | $1,937,000 | 2,406 |
| Salaries and employee benefits | $1,077,000 | 2,355 |
| Premises and equipment expense | $213,000 | 2,634 |
| Additional noninterest expense | $647,000 | 2,310 |
| Pre-tax net operating income | $547,000 | 2,738 |
| Securities gains (losses) | $11,000 | 1,130 |
| Applicable income taxes | $107,000 | 2,300 |
| Income before extraordinary items | $451,000 | 2,773 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $451,000 | 2,776 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $451,000 | 2,776 |
| Net charge-offs | $86,000 | 1,464 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $442,090 | 2,769 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,852,000 | 2,704 |
| Total interest expense | $1,095,000 | 2,755 |
| Net interest income | $7,757,000 | 2,678 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $2,055,000 | 2,128 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,483,000 | 931 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $572,000 | 3,179 |
| Total noninterest expense | $7,230,000 | 2,551 |
| Salaries and employee benefits | $4,070,000 | 2,444 |
| Premises and equipment expense | $838,000 | 2,609 |
| Additional noninterest expense | $2,322,000 | 2,634 |
| Pre-tax net operating income | $2,582,000 | 2,419 |
| Securities gains (losses) | $3,000 | 2,899 |
| Applicable income taxes | $570,000 | 2,019 |
| Income before extraordinary items | $2,015,000 | 2,591 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,015,000 | 2,594 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,015,000 | 2,594 |
| Net charge-offs | $390,000 | 2,280 |
| Cash dividends | $950,000 | 1,996 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,012,660 | 2,527 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,572,000 | 2,748 |
| Total interest expense | $832,000 | 2,810 |
| Net interest income | $5,740,000 | 2,722 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,517,000 | 2,196 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,122,000 | 923 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $395,000 | 3,350 |
| Total noninterest expense | $5,337,000 | 2,599 |
| Salaries and employee benefits | $3,014,000 | 2,479 |
| Premises and equipment expense | $620,000 | 2,657 |
| Additional noninterest expense | $1,703,000 | 2,689 |
| Pre-tax net operating income | $1,920,000 | 2,499 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $427,000 | 2,071 |
| Income before extraordinary items | $1,493,000 | 2,670 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,493,000 | 2,674 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,493,000 | 2,674 |
| Net charge-offs | $49,000 | 3,878 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,493,000 | 2,590 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,340,000 | 2,773 |
| Total interest expense | $557,000 | 2,861 |
| Net interest income | $3,783,000 | 2,736 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $953,000 | 2,282 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $734,000 | 919 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $219,000 | 3,652 |
| Total noninterest expense | $3,541,000 | 2,611 |
| Salaries and employee benefits | $1,998,000 | 2,498 |
| Premises and equipment expense | $400,000 | 2,742 |
| Additional noninterest expense | $1,143,000 | 2,652 |
| Pre-tax net operating income | $1,195,000 | 2,608 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $256,000 | 2,185 |
| Income before extraordinary items | $939,000 | 2,768 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $939,000 | 2,773 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $939,000 | 2,773 |
| Net charge-offs | $32,000 | 3,714 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $939,000 | 2,663 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,159,000 | 2,801 |
| Total interest expense | $288,000 | 2,868 |
| Net interest income | $1,871,000 | 2,773 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $532,000 | 2,139 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $372,000 | 896 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $160,000 | 3,090 |
| Total noninterest expense | $1,793,000 | 2,610 |
| Salaries and employee benefits | $991,000 | 2,532 |
| Premises and equipment expense | $198,000 | 2,791 |
| Additional noninterest expense | $604,000 | 2,528 |
| Pre-tax net operating income | $610,000 | 2,527 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $142,000 | 2,039 |
| Income before extraordinary items | $468,000 | 2,713 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $468,000 | 2,716 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $468,000 | 2,715 |
| Net charge-offs | $-18,000 | 6,405 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $468,000 | 2,635 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,937,000 | 2,841 |
| Total interest expense | $1,499,000 | 2,714 |
| Net interest income | $7,438,000 | 2,836 |
| Provision for loan and lease losses | $430,000 | 2,932 |
| Total noninterest income | $1,992,000 | 2,189 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,410,000 | 1,012 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $582,000 | 3,145 |
| Total noninterest expense | $7,244,000 | 2,588 |
| Salaries and employee benefits | $4,131,000 | 2,378 |
| Premises and equipment expense | $797,000 | 2,756 |
| Additional noninterest expense | $2,316,000 | 2,748 |
| Pre-tax net operating income | $1,756,000 | 3,057 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $283,000 | 2,710 |
| Income before extraordinary items | $1,473,000 | 3,164 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,473,000 | 3,164 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,473,000 | 3,164 |
| Net charge-offs | $266,000 | 3,450 |
| Cash dividends | $1,033,000 | 1,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,473,000 | 3,024 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,615,000 | 2,935 |
| Total interest expense | $1,183,000 | 2,710 |
| Net interest income | $5,432,000 | 2,943 |
| Provision for loan and lease losses | $360,000 | 2,719 |
| Total noninterest income | $1,443,000 | 2,240 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,069,000 | 1,007 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $374,000 | 3,361 |
| Total noninterest expense | $5,275,000 | 2,654 |
| Salaries and employee benefits | $3,003,000 | 2,455 |
| Premises and equipment expense | $592,000 | 2,805 |
| Additional noninterest expense | $1,680,000 | 2,835 |
| Pre-tax net operating income | $1,240,000 | 3,242 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $150,000 | 3,065 |
| Income before extraordinary items | $1,090,000 | 3,263 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,090,000 | 3,265 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,090,000 | 3,264 |
| Net charge-offs | $263,000 | 2,994 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,090,000 | 3,122 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,390,000 | 2,968 |
| Total interest expense | $844,000 | 2,653 |
| Net interest income | $3,546,000 | 3,015 |
| Provision for loan and lease losses | $255,000 | 2,640 |
| Total noninterest income | $888,000 | 2,335 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $695,000 | 1,022 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $193,000 | 3,732 |
| Total noninterest expense | $3,440,000 | 2,720 |
| Salaries and employee benefits | $1,983,000 | 2,470 |
| Premises and equipment expense | $383,000 | 2,857 |
| Additional noninterest expense | $1,074,000 | 2,943 |
| Pre-tax net operating income | $739,000 | 3,438 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $31,000 | 3,812 |
| Income before extraordinary items | $708,000 | 3,302 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $708,000 | 3,302 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $708,000 | 3,303 |
| Net charge-offs | $182,000 | 2,860 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $708,000 | 3,131 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,197,000 | 2,989 |
| Total interest expense | $420,000 | 2,768 |
| Net interest income | $1,777,000 | 3,025 |
| Provision for loan and lease losses | $70,000 | 3,343 |
| Total noninterest income | $457,000 | 2,289 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $338,000 | 1,040 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $119,000 | 3,430 |
| Total noninterest expense | $1,718,000 | 2,718 |
| Salaries and employee benefits | $985,000 | 2,509 |
| Premises and equipment expense | $214,000 | 2,646 |
| Additional noninterest expense | $519,000 | 3,004 |
| Pre-tax net operating income | $446,000 | 3,121 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $21,000 | 3,648 |
| Income before extraordinary items | $425,000 | 2,937 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $425,000 | 2,940 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $425,000 | 2,941 |
| Net charge-offs | $122,000 | 2,285 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $425,000 | 2,785 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,040,000 | 3,030 |
| Total interest expense | $1,974,000 | 2,806 |
| Net interest income | $7,066,000 | 3,056 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $1,843,000 | 2,137 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,475,000 | 1,000 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $368,000 | 3,548 |
| Total noninterest expense | $6,584,000 | 2,815 |
| Salaries and employee benefits | $3,748,000 | 2,560 |
| Premises and equipment expense | $861,000 | 2,746 |
| Additional noninterest expense | $1,975,000 | 3,175 |
| Pre-tax net operating income | $2,325,000 | 2,236 |
| Securities gains (losses) | $2,000 | 3,652 |
| Applicable income taxes | $410,000 | 2,228 |
| Income before extraordinary items | $1,917,000 | 2,332 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,917,000 | 2,333 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,917,000 | 2,333 |
| Net charge-offs | $319,000 | 3,730 |
| Cash dividends | $900,000 | 1,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,915,360 | 2,259 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,908,000 | 3,006 |
| Total interest expense | $1,540,000 | 2,821 |
| Net interest income | $5,368,000 | 3,036 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $1,225,000 | 2,295 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,089,000 | 1,016 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $136,000 | 4,675 |
| Total noninterest expense | $4,837,000 | 2,880 |
| Salaries and employee benefits | $2,736,000 | 2,637 |
| Premises and equipment expense | $637,000 | 2,794 |
| Additional noninterest expense | $1,464,000 | 3,220 |
| Pre-tax net operating income | $1,756,000 | 2,300 |
| Securities gains (losses) | $3,000 | 3,309 |
| Applicable income taxes | $315,000 | 2,216 |
| Income before extraordinary items | $1,444,000 | 2,398 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,444,000 | 2,399 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,444,000 | 2,399 |
| Net charge-offs | $277,000 | 3,335 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,441,540 | 2,293 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,540,000 | 3,059 |
| Total interest expense | $1,063,000 | 2,825 |
| Net interest income | $3,477,000 | 3,099 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $757,000 | 2,409 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $692,000 | 1,063 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $65,000 | 5,176 |
| Total noninterest expense | $3,180,000 | 2,942 |
| Salaries and employee benefits | $1,800,000 | 2,691 |
| Premises and equipment expense | $430,000 | 2,777 |
| Additional noninterest expense | $950,000 | 3,331 |
| Pre-tax net operating income | $1,054,000 | 2,450 |
| Securities gains (losses) | $3,000 | 2,636 |
| Applicable income taxes | $156,000 | 2,470 |
| Income before extraordinary items | $901,000 | 2,459 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $901,000 | 2,459 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $901,000 | 2,459 |
| Net charge-offs | $221,000 | 3,004 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $898,450 | 2,379 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,233,000 | 3,118 |
| Total interest expense | $544,000 | 2,856 |
| Net interest income | $1,689,000 | 3,179 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $415,000 | 2,296 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $326,000 | 1,114 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $89,000 | 3,751 |
| Total noninterest expense | $1,569,000 | 2,982 |
| Salaries and employee benefits | $894,000 | 2,715 |
| Premises and equipment expense | $212,000 | 2,844 |
| Additional noninterest expense | $463,000 | 3,378 |
| Pre-tax net operating income | $535,000 | 2,440 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $88,000 | 2,322 |
| Income before extraordinary items | $447,000 | 2,452 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $447,000 | 2,451 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $447,000 | 2,452 |
| Net charge-offs | $40,000 | 3,522 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $447,000 | 2,404 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,621,000 | 3,055 |
| Total interest expense | $2,528,000 | 2,962 |
| Net interest income | $7,093,000 | 3,036 |
| Provision for loan and lease losses | $50,000 | 6,473 |
| Total noninterest income | $1,477,000 | 2,544 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,428,000 | 1,067 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $49,000 | 6,125 |
| Total noninterest expense | $6,462,000 | 2,919 |
| Salaries and employee benefits | $3,664,000 | 2,626 |
| Premises and equipment expense | $846,000 | 2,851 |
| Additional noninterest expense | $1,952,000 | 3,329 |
| Pre-tax net operating income | $2,058,000 | 2,186 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $345,000 | 2,238 |
| Income before extraordinary items | $1,713,000 | 2,282 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,713,000 | 2,280 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,713,000 | 2,283 |
| Net charge-offs | $408,000 | 3,913 |
| Cash dividends | $850,000 | 1,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,713,000 | 2,192 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,283,000 | 3,078 |
| Total interest expense | $1,930,000 | 3,039 |
| Net interest income | $5,353,000 | 3,058 |
| Provision for loan and lease losses | $50,000 | 6,224 |
| Total noninterest income | $1,081,000 | 2,590 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,082,000 | 1,077 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-1,000 | 7,187 |
| Total noninterest expense | $4,773,000 | 2,953 |
| Salaries and employee benefits | $2,684,000 | 2,680 |
| Premises and equipment expense | $639,000 | 2,885 |
| Additional noninterest expense | $1,450,000 | 3,324 |
| Pre-tax net operating income | $1,611,000 | 2,249 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $284,000 | 2,203 |
| Income before extraordinary items | $1,327,000 | 2,371 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,327,000 | 2,369 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,327,000 | 2,373 |
| Net charge-offs | $283,000 | 3,803 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,327,000 | 2,253 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,823,000 | 3,137 |
| Total interest expense | $1,293,000 | 3,127 |
| Net interest income | $3,530,000 | 3,089 |
| Provision for loan and lease losses | $50,000 | 5,837 |
| Total noninterest income | $667,000 | 2,668 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $713,000 | 1,094 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-46,000 | 7,444 |
| Total noninterest expense | $3,155,000 | 2,989 |
| Salaries and employee benefits | $1,795,000 | 2,691 |
| Premises and equipment expense | $422,000 | 2,922 |
| Additional noninterest expense | $938,000 | 3,375 |
| Pre-tax net operating income | $992,000 | 2,385 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $157,000 | 2,362 |
| Income before extraordinary items | $835,000 | 2,435 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $835,000 | 2,430 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $835,000 | 2,434 |
| Net charge-offs | $148,000 | 3,846 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $835,000 | 2,332 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,346,000 | 3,263 |
| Total interest expense | $635,000 | 3,292 |
| Net interest income | $1,711,000 | 3,198 |
| Provision for loan and lease losses | $50,000 | 4,831 |
| Total noninterest income | $304,000 | 2,838 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $361,000 | 1,084 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-57,000 | 7,685 |
| Total noninterest expense | $1,577,000 | 3,018 |
| Salaries and employee benefits | $891,000 | 2,753 |
| Premises and equipment expense | $211,000 | 3,000 |
| Additional noninterest expense | $475,000 | 3,322 |
| Pre-tax net operating income | $388,000 | 2,889 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $53,000 | 2,744 |
| Income before extraordinary items | $335,000 | 2,916 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $335,000 | 2,912 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $335,000 | 2,916 |
| Net charge-offs | $100,000 | 3,104 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $335,000 | 2,799 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,936,000 | 3,249 |
| Total interest expense | $3,299,000 | 3,184 |
| Net interest income | $6,637,000 | 3,181 |
| Provision for loan and lease losses | $450,000 | 4,698 |
| Total noninterest income | $1,658,000 | 2,403 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,512,000 | 1,143 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $146,000 | 5,133 |
| Total noninterest expense | $6,371,000 | 3,030 |
| Salaries and employee benefits | $3,525,000 | 2,764 |
| Premises and equipment expense | $875,000 | 2,892 |
| Additional noninterest expense | $1,971,000 | 3,353 |
| Pre-tax net operating income | $1,474,000 | 2,369 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $251,000 | 2,187 |
| Income before extraordinary items | $1,223,000 | 2,445 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,223,000 | 2,443 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,223,000 | 2,444 |
| Net charge-offs | $394,000 | 4,112 |
| Cash dividends | $860,000 | 1,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,223,000 | 2,399 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,502,000 | 3,289 |
| Total interest expense | $2,544,000 | 3,252 |
| Net interest income | $4,958,000 | 3,213 |
| Provision for loan and lease losses | $375,000 | 4,271 |
| Total noninterest income | $1,161,000 | 2,563 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,121,000 | 1,150 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $40,000 | 6,457 |
| Total noninterest expense | $4,755,000 | 3,052 |
| Salaries and employee benefits | $2,619,000 | 2,816 |
| Premises and equipment expense | $636,000 | 2,995 |
| Additional noninterest expense | $1,500,000 | 3,284 |
| Pre-tax net operating income | $989,000 | 2,754 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $151,000 | 2,567 |
| Income before extraordinary items | $838,000 | 2,788 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $838,000 | 2,785 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $838,000 | 2,788 |
| Net charge-offs | $210,000 | 4,196 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $838,000 | 2,734 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,976,000 | 3,322 |
| Total interest expense | $1,702,000 | 3,357 |
| Net interest income | $3,274,000 | 3,220 |
| Provision for loan and lease losses | $300,000 | 3,683 |
| Total noninterest income | $691,000 | 2,768 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $727,000 | 1,168 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-36,000 | 7,886 |
| Total noninterest expense | $3,073,000 | 3,159 |
| Salaries and employee benefits | $1,748,000 | 2,844 |
| Premises and equipment expense | $422,000 | 3,044 |
| Additional noninterest expense | $903,000 | 3,549 |
| Pre-tax net operating income | $592,000 | 3,026 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $75,000 | 2,851 |
| Income before extraordinary items | $517,000 | 3,029 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $517,000 | 3,027 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $517,000 | 3,028 |
| Net charge-offs | $-65,000 | 8,122 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $517,000 | 2,928 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,462,000 | 3,385 |
| Total interest expense | $866,000 | 3,413 |
| Net interest income | $1,596,000 | 3,275 |
| Provision for loan and lease losses | $200,000 | 2,838 |
| Total noninterest income | $294,000 | 3,063 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $347,000 | 1,187 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-53,000 | 8,089 |
| Total noninterest expense | $1,583,000 | 2,998 |
| Salaries and employee benefits | $862,000 | 2,906 |
| Premises and equipment expense | $213,000 | 3,084 |
| Additional noninterest expense | $508,000 | 2,968 |
| Pre-tax net operating income | $107,000 | 4,959 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $107,000 | 4,857 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $107,000 | 4,861 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $107,000 | 4,860 |
| Net charge-offs | $-294,000 | 8,234 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $107,000 | 4,688 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,055,000 | 3,024 |
| Total interest expense | $4,600,000 | 3,187 |
| Net interest income | $7,455,000 | 2,880 |
| Provision for loan and lease losses | $2,850,000 | 1,447 |
| Total noninterest income | $1,584,000 | 2,522 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,626,000 | 1,093 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-42,000 | 8,083 |
| Total noninterest expense | $6,126,000 | 3,020 |
| Salaries and employee benefits | $3,378,000 | 2,928 |
| Premises and equipment expense | $862,000 | 2,987 |
| Additional noninterest expense | $1,886,000 | 3,015 |
| Pre-tax net operating income | $63,000 | 6,133 |
| Securities gains (losses) | $9,000 | 2,546 |
| Applicable income taxes | $-190,000 | 7,209 |
| Income before extraordinary items | $262,000 | 5,254 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $262,000 | 5,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,469,000 | 904 |
| Cash dividends | $832,000 | 2,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $253,000 | 5,446 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,350,000 | 2,999 |
| Total interest expense | $3,650,000 | 3,131 |
| Net interest income | $5,700,000 | 2,864 |
| Provision for loan and lease losses | $2,550,000 | 1,007 |
| Total noninterest income | $1,110,000 | 2,722 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,225,000 | 1,102 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-115,000 | 8,275 |
| Total noninterest expense | $4,594,000 | 2,992 |
| Salaries and employee benefits | $2,574,000 | 2,902 |
| Premises and equipment expense | $636,000 | 3,040 |
| Additional noninterest expense | $1,384,000 | 2,973 |
| Pre-tax net operating income | $-334,000 | 7,137 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-297,000 | 7,739 |
| Income before extraordinary items | $-37,000 | 6,674 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-37,000 | 6,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,621,000 | 698 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-37,000 | 6,850 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,371,000 | 2,970 |
| Total interest expense | $2,581,000 | 3,093 |
| Net interest income | $3,790,000 | 2,845 |
| Provision for loan and lease losses | $1,750,000 | 857 |
| Total noninterest income | $571,000 | 3,229 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $809,000 | 1,093 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $-238,000 | 8,408 |
| Total noninterest expense | $2,971,000 | 3,086 |
| Salaries and employee benefits | $1,691,000 | 2,972 |
| Premises and equipment expense | $417,000 | 3,097 |
| Additional noninterest expense | $863,000 | 3,126 |
| Pre-tax net operating income | $-360,000 | 7,494 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-241,000 | 8,022 |
| Income before extraordinary items | $-119,000 | 7,277 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-119,000 | 7,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,066,000 | 549 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-119,000 | 7,250 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,287,000 | 2,961 |
| Total interest expense | $1,336,000 | 3,177 |
| Net interest income | $1,951,000 | 2,761 |
| Provision for loan and lease losses | $700,000 | 796 |
| Total noninterest income | $167,000 | 4,369 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $393,000 | 1,105 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-226,000 | 8,469 |
| Total noninterest expense | $1,504,000 | 3,052 |
| Salaries and employee benefits | $818,000 | 3,101 |
| Premises and equipment expense | $209,000 | 3,109 |
| Additional noninterest expense | $477,000 | 2,834 |
| Pre-tax net operating income | $-86,000 | 7,518 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-82,000 | 8,095 |
| Income before extraordinary items | $-4,000 | 7,304 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-4,000 | 7,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $667,000 | 597 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-4,000 | 7,219 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,311,000 | 2,810 |
| Total interest expense | $5,583,000 | 3,186 |
| Net interest income | $8,728,000 | 2,531 |
| Provision for loan and lease losses | $1,565,000 | 1,020 |
| Total noninterest income | $2,156,000 | 2,108 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,673,000 | 1,066 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $483,000 | 3,378 |
| Total noninterest expense | $6,108,000 | 2,921 |
| Salaries and employee benefits | $3,294,000 | 2,987 |
| Premises and equipment expense | $915,000 | 2,767 |
| Additional noninterest expense | $1,899,000 | 2,793 |
| Pre-tax net operating income | $3,211,000 | 2,339 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,082,000 | 1,768 |
| Income before extraordinary items | $2,129,000 | 2,692 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,129,000 | 2,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,838,000 | 655 |
| Cash dividends | $1,600,000 | 1,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,129,000 | 2,678 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,823,000 | 2,782 |
| Total interest expense | $4,192,000 | 3,189 |
| Net interest income | $6,631,000 | 2,502 |
| Provision for loan and lease losses | $1,165,000 | 793 |
| Total noninterest income | $1,585,000 | 2,132 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,222,000 | 1,079 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $363,000 | 3,386 |
| Total noninterest expense | $4,518,000 | 2,936 |
| Salaries and employee benefits | $2,448,000 | 2,986 |
| Premises and equipment expense | $681,000 | 2,775 |
| Additional noninterest expense | $1,389,000 | 2,792 |
| Pre-tax net operating income | $2,533,000 | 2,412 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $831,000 | 1,858 |
| Income before extraordinary items | $1,702,000 | 2,716 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,702,000 | 2,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,603,000 | 468 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,702,000 | 2,691 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,119,000 | 2,823 |
| Total interest expense | $2,730,000 | 3,231 |
| Net interest income | $4,389,000 | 2,542 |
| Provision for loan and lease losses | $865,000 | 657 |
| Total noninterest income | $1,071,000 | 2,127 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $804,000 | 1,097 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $267,000 | 3,209 |
| Total noninterest expense | $2,895,000 | 3,055 |
| Salaries and employee benefits | $1,635,000 | 3,013 |
| Premises and equipment expense | $446,000 | 2,842 |
| Additional noninterest expense | $814,000 | 3,138 |
| Pre-tax net operating income | $1,700,000 | 2,452 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $550,000 | 1,946 |
| Income before extraordinary items | $1,150,000 | 2,728 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,150,000 | 2,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,081,000 | 429 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,150,000 | 2,715 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,462,000 | 2,886 |
| Total interest expense | $1,335,000 | 3,268 |
| Net interest income | $2,127,000 | 2,617 |
| Provision for loan and lease losses | $340,000 | 716 |
| Total noninterest income | $486,000 | 2,252 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $361,000 | 1,197 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $125,000 | 3,340 |
| Total noninterest expense | $1,424,000 | 3,112 |
| Salaries and employee benefits | $806,000 | 3,065 |
| Premises and equipment expense | $224,000 | 2,845 |
| Additional noninterest expense | $394,000 | 3,210 |
| Pre-tax net operating income | $849,000 | 2,461 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $280,000 | 1,942 |
| Income before extraordinary items | $569,000 | 2,754 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $569,000 | 2,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $662,000 | 335 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $569,000 | 2,739 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,324,000 | 2,824 |
| Total interest expense | $4,619,000 | 3,236 |
| Net interest income | $8,705,000 | 2,592 |
| Provision for loan and lease losses | $2,330,000 | 491 |
| Total noninterest income | $2,076,000 | 2,165 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,553,000 | 1,139 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $523,000 | 3,258 |
| Total noninterest expense | $5,612,000 | 3,035 |
| Salaries and employee benefits | $3,137,000 | 3,007 |
| Premises and equipment expense | $928,000 | 2,651 |
| Additional noninterest expense | $1,547,000 | 3,221 |
| Pre-tax net operating income | $2,839,000 | 2,877 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $883,000 | 2,348 |
| Income before extraordinary items | $1,956,000 | 3,149 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,956,000 | 3,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,155,000 | 267 |
| Cash dividends | $1,579,000 | 1,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,956,000 | 3,135 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,925,000 | 2,812 |
| Total interest expense | $3,333,000 | 3,232 |
| Net interest income | $6,592,000 | 2,591 |
| Provision for loan and lease losses | $1,820,000 | 438 |
| Total noninterest income | $1,602,000 | 2,127 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,182,000 | 1,130 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $420,000 | 3,139 |
| Total noninterest expense | $4,314,000 | 2,966 |
| Salaries and employee benefits | $2,436,000 | 2,908 |
| Premises and equipment expense | $680,000 | 2,716 |
| Additional noninterest expense | $1,198,000 | 3,140 |
| Pre-tax net operating income | $2,060,000 | 3,039 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $639,000 | 2,496 |
| Income before extraordinary items | $1,421,000 | 3,323 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,421,000 | 3,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,506,000 | 239 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,421,000 | 3,311 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,510,000 | 2,818 |
| Total interest expense | $2,156,000 | 3,198 |
| Net interest income | $4,354,000 | 2,617 |
| Provision for loan and lease losses | $1,075,000 | 476 |
| Total noninterest income | $1,079,000 | 2,105 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $764,000 | 1,157 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $315,000 | 2,925 |
| Total noninterest expense | $2,809,000 | 3,050 |
| Salaries and employee benefits | $1,615,000 | 2,928 |
| Premises and equipment expense | $453,000 | 2,703 |
| Additional noninterest expense | $741,000 | 3,326 |
| Pre-tax net operating income | $1,549,000 | 2,825 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $491,000 | 2,341 |
| Income before extraordinary items | $1,058,000 | 3,082 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,058,000 | 3,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,764,000 | 233 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,058,000 | 3,071 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,184,000 | 2,823 |
| Total interest expense | $1,064,000 | 3,102 |
| Net interest income | $2,120,000 | 2,661 |
| Provision for loan and lease losses | $515,000 | 471 |
| Total noninterest income | $545,000 | 2,070 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $362,000 | 1,200 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $183,000 | 2,650 |
| Total noninterest expense | $1,371,000 | 3,113 |
| Salaries and employee benefits | $789,000 | 3,007 |
| Premises and equipment expense | $219,000 | 2,795 |
| Additional noninterest expense | $363,000 | 3,369 |
| Pre-tax net operating income | $779,000 | 2,762 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $252,000 | 2,264 |
| Income before extraordinary items | $527,000 | 3,041 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $527,000 | 3,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,405,000 | 172 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $527,000 | 3,018 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,943,000 | 2,721 |
| Total interest expense | $3,408,000 | 3,006 |
| Net interest income | $8,535,000 | 2,549 |
| Provision for loan and lease losses | $5,465,000 | 225 |
| Total noninterest income | $2,268,000 | 2,025 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,684,000 | 1,057 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $584,000 | 3,111 |
| Total noninterest expense | $5,324,000 | 3,066 |
| Salaries and employee benefits | $2,947,000 | 3,008 |
| Premises and equipment expense | $905,000 | 2,588 |
| Additional noninterest expense | $1,472,000 | 3,273 |
| Pre-tax net operating income | $14,000 | 8,201 |
| Securities gains (losses) | $7,000 | 1,594 |
| Applicable income taxes | $-148,000 | 8,644 |
| Income before extraordinary items | $169,000 | 7,716 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $169,000 | 7,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,124,000 | 240 |
| Cash dividends | $700,000 | 3,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $162,000 | 7,711 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,722,000 | 2,733 |
| Total interest expense | $2,403,000 | 3,023 |
| Net interest income | $6,319,000 | 2,558 |
| Provision for loan and lease losses | $4,641,000 | 200 |
| Total noninterest income | $1,704,000 | 2,011 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,260,000 | 1,051 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $444,000 | 3,095 |
| Total noninterest expense | $4,010,000 | 3,020 |
| Salaries and employee benefits | $2,175,000 | 3,024 |
| Premises and equipment expense | $693,000 | 2,532 |
| Additional noninterest expense | $1,142,000 | 3,154 |
| Pre-tax net operating income | $-628,000 | 8,643 |
| Securities gains (losses) | $7,000 | 1,597 |
| Applicable income taxes | $-349,000 | 8,802 |
| Income before extraordinary items | $-272,000 | 8,553 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-272,000 | 8,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,626,000 | 215 |
| Cash dividends | $700,000 | 2,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-276,480 | 8,525 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,672,000 | 2,726 |
| Total interest expense | $1,534,000 | 2,994 |
| Net interest income | $4,138,000 | 2,574 |
| Provision for loan and lease losses | $2,283,000 | 242 |
| Total noninterest income | $1,112,000 | 2,022 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $820,000 | 1,049 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $292,000 | 3,113 |
| Total noninterest expense | $2,655,000 | 3,029 |
| Salaries and employee benefits | $1,489,000 | 2,944 |
| Premises and equipment expense | $460,000 | 2,523 |
| Additional noninterest expense | $706,000 | 3,347 |
| Pre-tax net operating income | $312,000 | 6,521 |
| Securities gains (losses) | $7,000 | 1,472 |
| Applicable income taxes | $72,000 | 5,186 |
| Income before extraordinary items | $247,000 | 6,540 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $247,000 | 6,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,034,000 | 354 |
| Cash dividends | $700,000 | 1,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $241,610 | 6,536 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,842,000 | 2,695 |
| Total interest expense | $727,000 | 3,025 |
| Net interest income | $2,115,000 | 2,528 |
| Provision for loan and lease losses | $1,773,000 | 165 |
| Total noninterest income | $522,000 | 2,075 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $379,000 | 1,102 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $143,000 | 3,065 |
| Total noninterest expense | $1,304,000 | 3,086 |
| Salaries and employee benefits | $736,000 | 2,982 |
| Premises and equipment expense | $224,000 | 2,597 |
| Additional noninterest expense | $344,000 | 3,411 |
| Pre-tax net operating income | $-440,000 | 8,837 |
| Securities gains (losses) | $8,000 | 1,073 |
| Applicable income taxes | $-201,000 | 8,880 |
| Income before extraordinary items | $-231,000 | 8,769 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-231,000 | 8,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $330,000 | 486 |
| Cash dividends | $700,000 | 908 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-236,120 | 8,758 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,778,000 | 2,440 |
| Total interest expense | $2,679,000 | 2,888 |
| Net interest income | $9,099,000 | 2,245 |
| Provision for loan and lease losses | $1,476,000 | 729 |
| Total noninterest income | $2,011,000 | 2,187 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,604,000 | 1,111 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $407,000 | 3,681 |
| Total noninterest expense | $5,470,000 | 2,871 |
| Salaries and employee benefits | $3,056,000 | 2,797 |
| Premises and equipment expense | $970,000 | 2,355 |
| Additional noninterest expense | $1,444,000 | 3,222 |
| Pre-tax net operating income | $4,164,000 | 1,990 |
| Securities gains (losses) | $6,000 | 3,079 |
| Applicable income taxes | $1,377,000 | 1,715 |
| Income before extraordinary items | $2,793,000 | 2,206 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,793,000 | 2,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $892,000 | 857 |
| Cash dividends | $2,359,000 | 1,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,788,980 | 2,161 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,763,000 | 2,426 |
| Total interest expense | $1,997,000 | 2,848 |
| Net interest income | $6,766,000 | 2,233 |
| Provision for loan and lease losses | $1,036,000 | 751 |
| Total noninterest income | $1,487,000 | 2,225 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,177,000 | 1,135 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $310,000 | 3,669 |
| Total noninterest expense | $3,993,000 | 2,915 |
| Salaries and employee benefits | $2,186,000 | 2,893 |
| Premises and equipment expense | $725,000 | 2,355 |
| Additional noninterest expense | $1,082,000 | 3,199 |
| Pre-tax net operating income | $3,224,000 | 1,948 |
| Securities gains (losses) | $6,000 | 2,970 |
| Applicable income taxes | $1,047,000 | 1,704 |
| Income before extraordinary items | $2,183,000 | 2,146 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,183,000 | 2,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $721,000 | 722 |
| Cash dividends | $1,350,000 | 1,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,178,920 | 2,094 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,801,000 | 2,420 |
| Total interest expense | $1,330,000 | 2,834 |
| Net interest income | $4,471,000 | 2,241 |
| Provision for loan and lease losses | $616,000 | 813 |
| Total noninterest income | $950,000 | 2,282 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $757,000 | 1,164 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $193,000 | 3,804 |
| Total noninterest expense | $2,609,000 | 2,972 |
| Salaries and employee benefits | $1,461,000 | 2,900 |
| Premises and equipment expense | $465,000 | 2,427 |
| Additional noninterest expense | $683,000 | 3,365 |
| Pre-tax net operating income | $2,196,000 | 1,891 |
| Securities gains (losses) | $6,000 | 2,670 |
| Applicable income taxes | $701,000 | 1,709 |
| Income before extraordinary items | $1,501,000 | 2,074 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,501,000 | 2,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $510,000 | 695 |
| Cash dividends | $1,350,000 | 978 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,496,920 | 2,020 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,866,000 | 2,452 |
| Total interest expense | $666,000 | 2,865 |
| Net interest income | $2,200,000 | 2,273 |
| Provision for loan and lease losses | $280,000 | 879 |
| Total noninterest income | $460,000 | 2,292 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $362,000 | 1,172 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $98,000 | 3,756 |
| Total noninterest expense | $1,286,000 | 3,019 |
| Salaries and employee benefits | $721,000 | 2,944 |
| Premises and equipment expense | $223,000 | 2,537 |
| Additional noninterest expense | $342,000 | 3,360 |
| Pre-tax net operating income | $1,094,000 | 1,858 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $337,000 | 1,775 |
| Income before extraordinary items | $757,000 | 2,033 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $757,000 | 2,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 888 |
| Cash dividends | $1,350,000 | 511 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $757,000 | 1,956 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,111,000 | 2,364 |
| Total interest expense | $2,994,000 | 2,871 |
| Net interest income | $9,117,000 | 2,137 |
| Provision for loan and lease losses | $1,377,000 | 879 |
| Total noninterest income | $2,024,000 | 2,298 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,565,000 | 1,104 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $459,000 | 3,726 |
| Total noninterest expense | $5,438,000 | 2,843 |
| Salaries and employee benefits | $2,949,000 | 2,807 |
| Premises and equipment expense | $933,000 | 2,408 |
| Additional noninterest expense | $1,556,000 | 2,977 |
| Pre-tax net operating income | $4,326,000 | 1,864 |
| Securities gains (losses) | $110,000 | 1,805 |
| Applicable income taxes | $1,475,000 | 1,643 |
| Income before extraordinary items | $2,961,000 | 2,066 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,961,000 | 2,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $989,000 | 938 |
| Cash dividends | $2,405,000 | 1,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,887,300 | 2,009 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,148,000 | 2,388 |
| Total interest expense | $2,315,000 | 2,885 |
| Net interest income | $6,833,000 | 2,150 |
| Provision for loan and lease losses | $1,197,000 | 776 |
| Total noninterest income | $1,514,000 | 2,347 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,160,000 | 1,120 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $354,000 | 3,757 |
| Total noninterest expense | $3,885,000 | 2,969 |
| Salaries and employee benefits | $2,050,000 | 3,023 |
| Premises and equipment expense | $676,000 | 2,502 |
| Additional noninterest expense | $1,159,000 | 2,984 |
| Pre-tax net operating income | $3,265,000 | 1,908 |
| Securities gains (losses) | $61,000 | 2,145 |
| Applicable income taxes | $1,109,000 | 1,702 |
| Income before extraordinary items | $2,217,000 | 2,125 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,217,000 | 2,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $486,000 | 1,191 |
| Cash dividends | $1,423,000 | 1,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,176,130 | 2,050 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,899,000 | 2,474 |
| Total interest expense | $1,586,000 | 2,897 |
| Net interest income | $4,313,000 | 2,257 |
| Provision for loan and lease losses | $721,000 | 856 |
| Total noninterest income | $1,023,000 | 2,321 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $772,000 | 1,100 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $251,000 | 3,621 |
| Total noninterest expense | $2,582,000 | 2,973 |
| Salaries and employee benefits | $1,361,000 | 3,037 |
| Premises and equipment expense | $459,000 | 2,425 |
| Additional noninterest expense | $762,000 | 2,998 |
| Pre-tax net operating income | $2,033,000 | 2,006 |
| Securities gains (losses) | $61,000 | 1,886 |
| Applicable income taxes | $686,000 | 1,845 |
| Income before extraordinary items | $1,408,000 | 2,222 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,408,000 | 2,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $422,000 | 947 |
| Cash dividends | $1,423,000 | 978 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,367,130 | 2,162 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,923,000 | 2,504 |
| Total interest expense | $809,000 | 2,911 |
| Net interest income | $2,114,000 | 2,302 |
| Provision for loan and lease losses | $383,000 | 761 |
| Total noninterest income | $466,000 | 2,418 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $351,000 | 1,187 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $115,000 | 3,679 |
| Total noninterest expense | $1,207,000 | 3,125 |
| Salaries and employee benefits | $664,000 | 3,093 |
| Premises and equipment expense | $204,000 | 2,714 |
| Additional noninterest expense | $339,000 | 3,282 |
| Pre-tax net operating income | $990,000 | 2,063 |
| Securities gains (losses) | $61,000 | 1,274 |
| Applicable income taxes | $343,000 | 1,851 |
| Income before extraordinary items | $708,000 | 2,171 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $708,000 | 2,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 1,197 |
| Cash dividends | $1,423,000 | 508 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $667,130 | 2,174 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,374,000 | 2,498 |
| Total interest expense | $3,833,000 | 2,850 |
| Net interest income | $8,541,000 | 2,265 |
| Provision for loan and lease losses | $1,010,000 | 1,337 |
| Total noninterest income | $1,812,000 | 2,314 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,328,000 | 1,220 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $484,000 | 3,343 |
| Total noninterest expense | $4,989,000 | 2,933 |
| Salaries and employee benefits | $2,739,000 | 2,864 |
| Premises and equipment expense | $905,000 | 2,395 |
| Additional noninterest expense | $1,345,000 | 3,265 |
| Pre-tax net operating income | $4,354,000 | 1,856 |
| Securities gains (losses) | $13,000 | 3,457 |
| Applicable income taxes | $1,364,000 | 1,783 |
| Income before extraordinary items | $3,003,000 | 2,007 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,003,000 | 2,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $902,000 | 1,065 |
| Cash dividends | $2,366,000 | 1,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,994,030 | 1,943 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,554,000 | 2,357 |
| Total interest expense | $6,598,000 | 2,436 |
| Net interest income | $7,956,000 | 2,253 |
| Provision for loan and lease losses | $1,119,000 | 1,151 |
| Total noninterest income | $1,581,000 | 2,412 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $327,000 | 3,946 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,254,000 | 1,740 |
| Total noninterest expense | $4,735,000 | 2,958 |
| Salaries and employee benefits | $2,530,000 | 2,918 |
| Premises and equipment expense | $877,000 | 2,422 |
| Additional noninterest expense | $1,328,000 | 3,200 |
| Pre-tax net operating income | $3,683,000 | 1,902 |
| Securities gains (losses) | $9,000 | 3,652 |
| Applicable income taxes | $991,000 | 2,078 |
| Income before extraordinary items | $2,701,000 | 1,947 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,701,000 | 1,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $767,000 | 1,136 |
| Cash dividends | $2,558,000 | 1,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,694,430 | 1,873 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $14,170,000 | 2,444 |
| Total interest expense | $6,489,000 | 2,572 |
| Net interest income | $7,681,000 | 2,315 |
| Provision for loan and lease losses | $529,000 | 1,797 |
| Total noninterest income | $1,758,000 | 2,059 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $300,000 | 4,061 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,458,000 | 1,411 |
| Total noninterest expense | $4,502,000 | 2,997 |
| Salaries and employee benefits | $2,459,000 | 2,871 |
| Premises and equipment expense | $753,000 | 2,716 |
| Additional noninterest expense | $1,290,000 | 3,198 |
| Pre-tax net operating income | $4,408,000 | 1,666 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,376,000 | 1,622 |
| Income before extraordinary items | $3,032,000 | 1,735 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,032,000 | 1,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $665,000 | 1,009 |
| Cash dividends | $900,000 | 2,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,032,000 | 1,729 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,903,000 | 2,540 |
| Total interest expense | $5,568,000 | 2,651 |
| Net interest income | $7,335,000 | 2,405 |
| Provision for loan and lease losses | $495,000 | 1,787 |
| Total noninterest income | $1,725,000 | 2,070 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $247,000 | 4,551 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,478,000 | 1,413 |
| Total noninterest expense | $4,119,000 | 3,229 |
| Salaries and employee benefits | $2,368,000 | 2,958 |
| Premises and equipment expense | $599,000 | 3,256 |
| Additional noninterest expense | $1,152,000 | 3,573 |
| Pre-tax net operating income | $4,446,000 | 1,694 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,359,000 | 1,724 |
| Income before extraordinary items | $3,087,000 | 1,728 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,087,000 | 1,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $273,000 | 1,953 |
| Cash dividends | $3,642,000 | 830 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,087,000 | 1,694 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,298,000 | 2,650 |
| Total interest expense | $5,545,000 | 2,728 |
| Net interest income | $6,753,000 | 2,511 |
| Provision for loan and lease losses | $389,000 | 2,123 |
| Total noninterest income | $1,400,000 | 2,392 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $199,000 | 5,164 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,201,000 | 1,627 |
| Total noninterest expense | $3,782,000 | 3,387 |
| Salaries and employee benefits | $2,161,000 | 3,097 |
| Premises and equipment expense | $542,000 | 3,472 |
| Additional noninterest expense | $1,079,000 | 3,695 |
| Pre-tax net operating income | $3,982,000 | 1,827 |
| Securities gains (losses) | $-20,000 | 10,293 |
| Applicable income taxes | $1,205,000 | 1,990 |
| Income before extraordinary items | $2,757,000 | 1,896 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,757,000 | 1,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $678,000 | 997 |
| Cash dividends | $449,000 | 3,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,771,000 | 1,816 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,940,000 | 2,748 |
| Total interest expense | $5,110,000 | 2,921 |
| Net interest income | $6,830,000 | 2,542 |
| Provision for loan and lease losses | $300,000 | 2,568 |
| Total noninterest income | $1,193,000 | 2,643 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $176,000 | 5,726 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,017,000 | 1,712 |
| Total noninterest expense | $3,732,000 | 3,381 |
| Salaries and employee benefits | $1,790,000 | 3,663 |
| Premises and equipment expense | $408,000 | 4,385 |
| Additional noninterest expense | $1,534,000 | 2,680 |
| Pre-tax net operating income | $3,991,000 | 1,887 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $1,272,000 | 1,970 |
| Income before extraordinary items | $2,720,000 | 1,939 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,720,000 | 1,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 3,059 |
| Cash dividends | $5,500,000 | 581 |
| Sale, conversion, retirement of capital stock, net | $396,000 | 580 |
| Net operating income | $2,719,320 | 1,883 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,683,000 | 2,827 |
| Total interest expense | $4,962,000 | 3,024 |
| Net interest income | $6,721,000 | 2,621 |
| Provision for loan and lease losses | $420,000 | 2,004 |
| Total noninterest income | $1,101,000 | 2,881 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $188,000 | 5,776 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $913,000 | 1,927 |
| Total noninterest expense | $3,576,000 | 3,702 |
| Salaries and employee benefits | $1,782,000 | 3,701 |
| Premises and equipment expense | $335,000 | 5,166 |
| Additional noninterest expense | $1,459,000 | 3,194 |
| Pre-tax net operating income | $3,826,000 | 1,895 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $1,145,000 | 2,080 |
| Income before extraordinary items | $2,679,000 | 1,844 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,679,000 | 1,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $348,000 | 1,864 |
| Cash dividends | $990,000 | 2,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,680,400 | 1,809 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,650,000 | 3,111 |
| Total interest expense | $4,549,000 | 3,283 |
| Net interest income | $6,101,000 | 2,913 |
| Provision for loan and lease losses | $714,000 | 1,205 |
| Total noninterest income | $1,080,000 | 2,934 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $205,000 | 5,598 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $875,000 | 1,975 |
| Total noninterest expense | $3,042,000 | 4,238 |
| Salaries and employee benefits | $1,667,000 | 3,891 |
| Premises and equipment expense | $308,000 | 5,516 |
| Additional noninterest expense | $1,067,000 | 4,137 |
| Pre-tax net operating income | $3,425,000 | 2,149 |
| Securities gains (losses) | $-112,000 | 11,535 |
| Applicable income taxes | $873,000 | 2,676 |
| Income before extraordinary items | $2,440,000 | 2,068 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,440,000 | 2,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $937,000 | 916 |
| Cash dividends | $1,023,000 | 1,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,522,880 | 1,974 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,213,000 | 3,272 |
| Total interest expense | $3,328,000 | 3,600 |
| Net interest income | $5,885,000 | 3,047 |
| Provision for loan and lease losses | $600,000 | 1,325 |
| Total noninterest income | $1,011,000 | 3,096 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $198,000 | 5,911 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $813,000 | 2,111 |
| Total noninterest expense | $2,989,000 | 4,426 |
| Salaries and employee benefits | $1,575,000 | 4,105 |
| Premises and equipment expense | $324,000 | 5,382 |
| Additional noninterest expense | $1,090,000 | 4,388 |
| Pre-tax net operating income | $3,307,000 | 2,155 |
| Securities gains (losses) | $-101,000 | 11,531 |
| Applicable income taxes | $1,015,000 | 2,212 |
| Income before extraordinary items | $2,191,000 | 2,235 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,191,000 | 2,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $374,000 | 1,656 |
| Cash dividends | $462,000 | 3,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,259,680 | 2,184 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,733,000 | 3,525 |
| Total interest expense | $2,947,000 | 4,168 |
| Net interest income | $5,786,000 | 3,132 |
| Provision for loan and lease losses | $1,171,000 | 1,172 |
| Total noninterest income | $758,000 | 4,176 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $154,000 | 6,986 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $604,000 | 2,883 |
| Total noninterest expense | $2,819,000 | 4,763 |
| Salaries and employee benefits | $1,503,000 | 4,267 |
| Premises and equipment expense | $272,000 | 6,311 |
| Additional noninterest expense | $1,044,000 | 4,742 |
| Pre-tax net operating income | $2,554,000 | 2,660 |
| Securities gains (losses) | $431,000 | 1,001 |
| Applicable income taxes | $626,000 | 3,465 |
| Income before extraordinary items | $2,359,000 | 2,122 |
| Extraordinary gains, net | $420,000 | 542 |
| Net income | $2,779,000 | 1,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,158,000 | 1,043 |
| Cash dividends | $429,000 | 3,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,018,510 | 2,340 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,362,000 | 3,729 |
| Total interest expense | $3,457,000 | 4,579 |
| Net interest income | $5,905,000 | 3,102 |
| Provision for loan and lease losses | $795,000 | 2,158 |
| Total noninterest income | $710,000 | 4,359 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $126,000 | 7,791 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $584,000 | 2,878 |
| Total noninterest expense | $2,572,000 | 5,176 |
| Salaries and employee benefits | $1,331,000 | 4,719 |
| Premises and equipment expense | $284,000 | 6,214 |
| Additional noninterest expense | $957,000 | 5,236 |
| Pre-tax net operating income | $3,248,000 | 1,913 |
| Securities gains (losses) | $99,000 | 3,013 |
| Applicable income taxes | $965,000 | 2,179 |
| Income before extraordinary items | $2,382,000 | 1,910 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,382,000 | 1,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $664,000 | 2,047 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,311,710 | 1,830 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.