Home > First Choice Bank > Income and Expense

First Choice Bank, Income and Expense

2016-09-30 (YTD Data)Rank
Total interest income$26,342,000757
Total interest expense$6,295,000352
Net interest income$20,047,000888
Provision for loan and lease losses$1,405,000533
Total noninterest income$64,914,000144
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$134,0003,759
Trading account gains and fees$0169
Additional Noninterest Income$64,780,000112
Total noninterest expense$70,760,000267
Salaries and employee benefits$36,402,000270
Premises and equipment expense$5,417,000379
Additional noninterest expense$28,941,000230
Pre-tax net operating income$12,796,000589
Securities gains (losses)$1,327,000150
Applicable income taxes$5,091,000452
Income before extraordinary items$9,032,000653
Extraordinary gains, net$05
Net income$9,032,000653
Minority interest net income$071
Net income of bank and minority interests.$9,032,000653
Net charge-offs$-161,0005,693
Cash dividends$1,675,0001,193
Sale, conversion, retirement of capital stock, net$81,000449
Net operating income$8,182,720695
2016-06-30 (YTD Data)Rank
Total interest income$17,305,000770
Total interest expense$4,141,000360
Net interest income$13,164,000907
Provision for loan and lease losses$1,405,000384
Total noninterest income$40,398,000151
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$87,0003,783
Trading account gains and fees$0157
Additional Noninterest Income$40,311,000111
Total noninterest expense$44,369,000289
Salaries and employee benefits$22,888,000283
Premises and equipment expense$3,436,000394
Additional noninterest expense$18,045,000244
Pre-tax net operating income$7,788,000617
Securities gains (losses)$1,327,000110
Applicable income taxes$3,282,000462
Income before extraordinary items$5,833,000656
Extraordinary gains, net$016
Net income$5,833,000654
Minority interest net income$071
Net income of bank and minority interests.$5,833,000655
Net charge-offs$220,0001,059
Cash dividends$1,286,0001,097
Sale, conversion, retirement of capital stock, net$63,000416
Net operating income$4,983,720741
2016-03-31 (YTD Data)Rank
Total interest income$8,624,000774
Total interest expense$2,041,000362
Net interest income$6,583,000907
Provision for loan and lease losses$1,230,000238
Total noninterest income$15,668,000172
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$40,0003,910
Trading account gains and fees$0142
Additional Noninterest Income$15,628,000130
Total noninterest expense$19,728,000308
Salaries and employee benefits$10,317,000317
Premises and equipment expense$1,788,000386
Additional noninterest expense$7,623,000265
Pre-tax net operating income$1,293,0001,565
Securities gains (losses)$76,000645
Applicable income taxes$461,0001,121
Income before extraordinary items$908,0001,764
Extraordinary gains, net$012
Net income$908,0001,765
Minority interest net income$062
Net income of bank and minority interests.$908,0001,765
Net charge-offs$851,000240
Cash dividends$900,000806
Sale, conversion, retirement of capital stock, net$18,000457
Net operating income$857,8401,827
2015-12-31 (YTD Data)Rank
Total interest income$36,834,000695
Total interest expense$8,841,000310
Net interest income$27,993,000809
Provision for loan and lease losses$5,298,000204
Total noninterest income$70,638,000164
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$170,0003,951
Trading account gains and fees$0159
Additional Noninterest Income$70,468,000125
Total noninterest expense$90,218,000271
Salaries and employee benefits$50,719,000244
Premises and equipment expense$7,447,000370
Additional noninterest expense$32,052,000257
Pre-tax net operating income$3,115,0002,260
Securities gains (losses)$122,0001,049
Applicable income taxes$895,0001,687
Income before extraordinary items$2,342,0002,452
Extraordinary gains, net$023
Net income$2,342,0002,454
Minority interest net income$081
Net income of bank and minority interests.$2,342,0002,454
Net charge-offs$6,723,000148
Cash dividends$1,547,0001,613
Sale, conversion, retirement of capital stock, net$108,000509
Net operating income$2,254,1602,464
2015-09-30 (YTD Data)Rank
Total interest income$28,015,000694
Total interest expense$6,732,000308
Net interest income$21,283,000803
Provision for loan and lease losses$5,416,000157
Total noninterest income$60,558,000149
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$124,0004,038
Trading account gains and fees$0153
Additional Noninterest Income$60,434,000115
Total noninterest expense$70,543,000272
Salaries and employee benefits$39,886,000235
Premises and equipment expense$5,653,000376
Additional noninterest expense$25,004,000256
Pre-tax net operating income$5,882,0001,105
Securities gains (losses)$11,0002,316
Applicable income taxes$2,195,000789
Income before extraordinary items$3,698,0001,383
Extraordinary gains, net$021
Net income$3,698,0001,384
Minority interest net income$078
Net income of bank and minority interests.$3,698,0001,384
Net charge-offs$6,612,000128
Cash dividends$1,160,0001,457
Sale, conversion, retirement of capital stock, net$90,000468
Net operating income$3,690,9601,357
2015-06-30 (YTD Data)Rank
Total interest income$18,537,000697
Total interest expense$4,525,000308
Net interest income$14,012,000813
Provision for loan and lease losses$3,931,000148
Total noninterest income$42,010,000148
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$79,0004,095
Trading account gains and fees$0157
Additional Noninterest Income$41,931,000114
Total noninterest expense$48,402,000260
Salaries and employee benefits$28,160,000227
Premises and equipment expense$3,814,000367
Additional noninterest expense$16,428,000265
Pre-tax net operating income$3,689,0001,152
Securities gains (losses)$02,636
Applicable income taxes$1,418,000805
Income before extraordinary items$2,271,0001,461
Extraordinary gains, net$022
Net income$2,271,0001,461
Minority interest net income$075
Net income of bank and minority interests.$2,271,0001,462
Net charge-offs$4,667,000113
Cash dividends$774,0001,494
Sale, conversion, retirement of capital stock, net$70,000424
Net operating income$2,271,0001,421
2015-03-31 (YTD Data)Rank
Total interest income$9,143,000698
Total interest expense$2,260,000307
Net interest income$6,883,000820
Provision for loan and lease losses$1,875,000145
Total noninterest income$19,997,000147
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$39,0004,103
Trading account gains and fees$0152
Additional Noninterest Income$19,958,000112
Total noninterest expense$23,125,000269
Salaries and employee benefits$13,649,000238
Premises and equipment expense$1,905,000369
Additional noninterest expense$7,571,000276
Pre-tax net operating income$1,880,0001,113
Securities gains (losses)$02,027
Applicable income taxes$667,000830
Income before extraordinary items$1,213,0001,357
Extraordinary gains, net$013
Net income$1,213,0001,358
Minority interest net income$064
Net income of bank and minority interests.$1,213,0001,359
Net charge-offs$1,886,000137
Cash dividends$387,0001,341
Sale, conversion, retirement of capital stock, net$30,000417
Net operating income$1,213,0001,315
2014-12-31 (YTD Data)Rank
Total interest income$35,770,000702
Total interest expense$9,052,000311
Net interest income$26,718,000827
Provision for loan and lease losses$9,335,000135
Total noninterest income$63,754,000166
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$156,0004,322
Trading account gains and fees$0180
Additional Noninterest Income$63,598,000117
Total noninterest expense$74,089,000319
Salaries and employee benefits$36,390,000335
Premises and equipment expense$7,332,000368
Additional noninterest expense$30,367,000271
Pre-tax net operating income$7,048,0001,141
Securities gains (losses)$651,000317
Applicable income taxes$2,195,000916
Income before extraordinary items$5,504,0001,197
Extraordinary gains, net$017
Net income$5,504,0001,195
Minority interest net income$084
Net income of bank and minority interests.$5,504,0001,196
Net charge-offs$3,688,000301
Cash dividends$1,881,0001,352
Sale, conversion, retirement of capital stock, net$14,825,00030
Net operating income$5,041,7901,269
2014-09-30 (YTD Data)Rank
Total interest income$26,465,000713
Total interest expense$6,641,000315
Net interest income$19,824,000839
Provision for loan and lease losses$1,780,000384
Total noninterest income$50,446,000155
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$112,0004,443
Trading account gains and fees$0174
Additional Noninterest Income$50,334,000118
Total noninterest expense$57,242,000307
Salaries and employee benefits$27,834,000318
Premises and equipment expense$5,514,000366
Additional noninterest expense$23,894,000261
Pre-tax net operating income$11,248,000578
Securities gains (losses)$02,980
Applicable income taxes$3,876,000486
Income before extraordinary items$7,372,000693
Extraordinary gains, net$015
Net income$7,372,000690
Minority interest net income$081
Net income of bank and minority interests.$7,372,000691
Net charge-offs$844,000772
Cash dividends$978,0001,559
Sale, conversion, retirement of capital stock, net$13,953,00027
Net operating income$7,372,000675
2014-06-30 (YTD Data)Rank
Total interest income$17,098,000732
Total interest expense$4,311,000320
Net interest income$12,787,000855
Provision for loan and lease losses$1,120,000413
Total noninterest income$33,171,000154
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$72,0004,502
Trading account gains and fees$0172
Additional Noninterest Income$33,099,000115
Total noninterest expense$37,524,000308
Salaries and employee benefits$16,913,000350
Premises and equipment expense$3,540,000378
Additional noninterest expense$17,071,000247
Pre-tax net operating income$7,314,000586
Securities gains (losses)$02,580
Applicable income taxes$2,491,000490
Income before extraordinary items$4,823,000680
Extraordinary gains, net$020
Net income$4,823,000678
Minority interest net income$080
Net income of bank and minority interests.$4,823,000680
Net charge-offs$51,0002,771
Cash dividends$617,0001,590
Sale, conversion, retirement of capital stock, net$1,463,00093
Net operating income$4,823,000661
2014-03-31 (YTD Data)Rank
Total interest income$8,110,000775
Total interest expense$2,070,000334
Net interest income$6,040,000906
Provision for loan and lease losses$510,000445
Total noninterest income$13,343,000182
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$33,0004,624
Trading account gains and fees$0147
Additional Noninterest Income$13,310,000128
Total noninterest expense$15,806,000358
Salaries and employee benefits$7,976,000368
Premises and equipment expense$1,697,000405
Additional noninterest expense$6,133,000309
Pre-tax net operating income$3,067,000658
Securities gains (losses)$01,715
Applicable income taxes$1,025,000547
Income before extraordinary items$2,042,000767
Extraordinary gains, net$016
Net income$2,042,000768
Minority interest net income$066
Net income of bank and minority interests.$2,042,000768
Net charge-offs$-18,0005,996
Cash dividends$309,0001,403
Sale, conversion, retirement of capital stock, net$9,000584
Net operating income$2,042,000751
2013-12-31 (YTD Data)Rank
Total interest income$30,726,000807
Total interest expense$8,512,000360
Net interest income$22,214,000982
Provision for loan and lease losses$5,805,000240
Total noninterest income$59,837,000179
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$133,0004,782
Trading account gains and fees$0184
Additional Noninterest Income$59,704,000128
Total noninterest expense$65,784,000345
Salaries and employee benefits$34,953,000327
Premises and equipment expense$6,426,000400
Additional noninterest expense$24,405,000321
Pre-tax net operating income$10,462,000750
Securities gains (losses)$630,000368
Applicable income taxes$4,059,000527
Income before extraordinary items$7,033,000891
Extraordinary gains, net$029
Net income$7,033,000893
Minority interest net income$090
Net income of bank and minority interests.$7,033,000893
Net charge-offs$5,095,000327
Cash dividends$1,681,0001,373
Sale, conversion, retirement of capital stock, net$79,000567
Net operating income$6,629,800916
2013-09-30 (YTD Data)Rank
Total interest income$22,793,000820
Total interest expense$6,362,000370
Net interest income$16,431,0001,003
Provision for loan and lease losses$4,885,000220
Total noninterest income$50,535,000162
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$95,0004,909
Trading account gains and fees$0180
Additional Noninterest Income$50,440,000120
Total noninterest expense$54,370,000313
Salaries and employee benefits$29,919,000291
Premises and equipment expense$4,749,000406
Additional noninterest expense$19,702,000293
Pre-tax net operating income$7,711,000762
Securities gains (losses)$558,000369
Applicable income taxes$2,738,000591
Income before extraordinary items$5,531,000861
Extraordinary gains, net$025
Net income$5,531,000862
Minority interest net income$084
Net income of bank and minority interests.$5,531,000863
Net charge-offs$5,102,000261
Cash dividends$926,0001,530
Sale, conversion, retirement of capital stock, net$71,000518
Net operating income$5,157,140890
2013-06-30 (YTD Data)Rank
Total interest income$15,115,000823
Total interest expense$4,130,000394
Net interest income$10,985,000983
Provision for loan and lease losses$1,010,000675
Total noninterest income$38,385,000147
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$57,0005,080
Trading account gains and fees$0157
Additional Noninterest Income$38,328,000116
Total noninterest expense$40,270,000285
Salaries and employee benefits$22,678,000260
Premises and equipment expense$3,167,000405
Additional noninterest expense$14,425,000282
Pre-tax net operating income$8,090,000516
Securities gains (losses)$457,000398
Applicable income taxes$3,088,000415
Income before extraordinary items$5,459,000610
Extraordinary gains, net$022
Net income$5,459,000611
Minority interest net income$082
Net income of bank and minority interests.$5,459,000612
Net charge-offs$1,117,000704
Cash dividends$618,0001,502
Sale, conversion, retirement of capital stock, net$59,000453
Net operating income$5,166,520610
2013-03-31 (YTD Data)Rank
Total interest income$7,520,000833
Total interest expense$2,034,000409
Net interest income$5,486,000983
Provision for loan and lease losses$500,000691
Total noninterest income$19,963,000147
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$26,0005,216
Trading account gains and fees$0148
Additional Noninterest Income$19,937,000114
Total noninterest expense$20,942,000282
Salaries and employee benefits$12,665,000229
Premises and equipment expense$1,559,000409
Additional noninterest expense$6,718,000295
Pre-tax net operating income$4,007,000516
Securities gains (losses)$209,000444
Applicable income taxes$1,624,000397
Income before extraordinary items$2,592,000633
Extraordinary gains, net$010
Net income$2,592,000631
Minority interest net income$076
Net income of bank and minority interests.$2,592,000635
Net charge-offs$294,0001,071
Cash dividends$309,0001,306
Sale, conversion, retirement of capital stock, net$46,000348
Net operating income$2,458,240626
2012-12-31 (YTD Data)Rank
Total interest income$28,754,000910
Total interest expense$8,554,000486
Net interest income$20,200,0001,081
Provision for loan and lease losses$1,715,0001,208
Total noninterest income$68,226,000161
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$85,0005,653
Trading account gains and fees$0166
Additional Noninterest Income$68,141,000128
Total noninterest expense$70,763,000322
Salaries and employee benefits$48,728,000226
Premises and equipment expense$5,676,000438
Additional noninterest expense$16,359,000474
Pre-tax net operating income$15,948,000504
Securities gains (losses)$575,000834
Applicable income taxes$6,508,000368
Income before extraordinary items$10,015,000617
Extraordinary gains, net$029
Net income$10,015,000616
Minority interest net income$093
Net income of bank and minority interests.$10,015,000617
Net charge-offs$736,0002,165
Cash dividends$1,514,0001,476
Sale, conversion, retirement of capital stock, net$10,067,00035
Net operating income$9,647,000611
2012-09-30 (YTD Data)Rank
Total interest income$20,984,000957
Total interest expense$6,409,000508
Net interest income$14,575,0001,143
Provision for loan and lease losses$995,0001,445
Total noninterest income$46,800,000174
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$61,0005,776
Trading account gains and fees$0157
Additional Noninterest Income$46,739,000135
Total noninterest expense$48,601,000347
Salaries and employee benefits$32,319,000259
Premises and equipment expense$4,081,000446
Additional noninterest expense$12,201,000468
Pre-tax net operating income$11,779,000519
Securities gains (losses)$244,0001,272
Applicable income taxes$4,736,000375
Income before extraordinary items$7,287,000650
Extraordinary gains, net$020
Net income$7,287,000647
Minority interest net income$086
Net income of bank and minority interests.$7,287,000650
Net charge-offs$528,0002,114
Cash dividends$726,0001,638
Sale, conversion, retirement of capital stock, net$10,055,00030
Net operating income$7,130,840631
2012-06-30 (YTD Data)Rank
Total interest income$13,693,000986
Total interest expense$4,268,000537
Net interest income$9,425,0001,185
Provision for loan and lease losses$650,0001,485
Total noninterest income$29,042,000183
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$38,0005,880
Trading account gains and fees$0153
Additional Noninterest Income$29,004,000143
Total noninterest expense$30,506,000366
Salaries and employee benefits$19,359,000280
Premises and equipment expense$2,673,000455
Additional noninterest expense$8,474,000453
Pre-tax net operating income$7,311,000541
Securities gains (losses)$88,0001,685
Applicable income taxes$2,949,000391
Income before extraordinary items$4,450,000687
Extraordinary gains, net$019
Net income$4,450,000685
Minority interest net income$084
Net income of bank and minority interests.$4,450,000687
Net charge-offs$403,0002,001
Cash dividends$505,0001,573
Sale, conversion, retirement of capital stock, net$49,000507
Net operating income$4,393,680666
2012-03-31 (YTD Data)Rank
Total interest income$6,728,0001,007
Total interest expense$2,133,000560
Net interest income$4,595,0001,212
Provision for loan and lease losses$345,0001,380
Total noninterest income$14,129,000182
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$19,0005,880
Trading account gains and fees$0148
Additional Noninterest Income$14,110,000140
Total noninterest expense$15,107,000365
Salaries and employee benefits$8,194,000327
Premises and equipment expense$1,249,000481
Additional noninterest expense$5,664,000343
Pre-tax net operating income$3,272,000582
Securities gains (losses)$02,210
Applicable income taxes$1,315,000431
Income before extraordinary items$1,957,000769
Extraordinary gains, net$019
Net income$1,957,000769
Minority interest net income$078
Net income of bank and minority interests.$1,957,000771
Net charge-offs$106,0002,392
Cash dividends$284,0001,330
Sale, conversion, retirement of capital stock, net$23,000464
Net operating income$1,957,000726
2011-12-31 (YTD Data)Rank
Total interest income$22,591,0001,267
Total interest expense$7,226,000821
Net interest income$15,365,0001,448
Provision for loan and lease losses$3,158,0001,149
Total noninterest income$36,690,000242
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$82,0005,779
Trading account gains and fees$0146
Additional Noninterest Income$36,608,000177
Total noninterest expense$43,126,000478
Salaries and employee benefits$28,349,000358
Premises and equipment expense$4,329,000581
Additional noninterest expense$10,448,000686
Pre-tax net operating income$5,771,0001,038
Securities gains (losses)$1,046,000427
Applicable income taxes$2,738,000619
Income before extraordinary items$4,079,0001,230
Extraordinary gains, net$029
Net income$4,079,0001,230
Minority interest net income$096
Net income of bank and minority interests.$4,079,0001,230
Net charge-offs$1,618,0001,777
Cash dividends$979,0001,667
Sale, conversion, retirement of capital stock, net$6,052,000113
Net operating income$3,409,5601,370
2011-09-30 (YTD Data)Rank
Total interest income$16,011,0001,357
Total interest expense$5,127,000931
Net interest income$10,884,0001,547
Provision for loan and lease losses$1,965,0001,255
Total noninterest income$21,447,000284
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$62,0005,800
Trading account gains and fees$0145
Additional Noninterest Income$21,385,000205
Total noninterest expense$26,970,000558
Salaries and employee benefits$17,059,000431
Premises and equipment expense$3,084,000616
Additional noninterest expense$6,827,000776
Pre-tax net operating income$3,396,0001,332
Securities gains (losses)$781,000436
Applicable income taxes$1,594,000755
Income before extraordinary items$2,583,0001,472
Extraordinary gains, net$021
Net income$2,583,0001,471
Minority interest net income$087
Net income of bank and minority interests.$2,583,0001,472
Net charge-offs$841,0002,086
Cash dividends$513,0001,781
Sale, conversion, retirement of capital stock, net$94,000573
Net operating income$2,083,1601,695
2011-06-30 (YTD Data)Rank
Total interest income$10,109,0001,441
Total interest expense$3,285,0001,009
Net interest income$6,824,0001,645
Provision for loan and lease losses$1,170,0001,370
Total noninterest income$12,684,000313
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$41,0005,787
Trading account gains and fees$0153
Additional Noninterest Income$12,643,000228
Total noninterest expense$16,690,000617
Salaries and employee benefits$10,381,000473
Premises and equipment expense$1,923,000656
Additional noninterest expense$4,386,000822
Pre-tax net operating income$1,648,0001,728
Securities gains (losses)$528,000349
Applicable income taxes$824,000898
Income before extraordinary items$1,352,0001,765
Extraordinary gains, net$015
Net income$1,352,0001,765
Minority interest net income$089
Net income of bank and minority interests.$1,352,0001,765
Net charge-offs$213,0003,048
Cash dividends$313,0001,874
Sale, conversion, retirement of capital stock, net$31,000658
Net operating income$1,014,0802,169
2011-03-31 (YTD Data)Rank
Total interest income$4,788,0001,533
Total interest expense$1,585,0001,076
Net interest income$3,203,0001,744
Provision for loan and lease losses$570,0001,328
Total noninterest income$6,950,000289
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$21,0005,734
Trading account gains and fees$0158
Additional Noninterest Income$6,929,000213
Total noninterest expense$8,625,000588
Salaries and employee benefits$5,387,000465
Premises and equipment expense$982,000665
Additional noninterest expense$2,256,000794
Pre-tax net operating income$958,0001,509
Securities gains (losses)$01,772
Applicable income taxes$377,000929
Income before extraordinary items$581,0001,966
Extraordinary gains, net$09
Net income$581,0001,965
Minority interest net income$086
Net income of bank and minority interests.$581,0001,966
Net charge-offs$126,0002,517
Cash dividends$174,0001,522
Sale, conversion, retirement of capital stock, net$31,000448
Net operating income$581,0001,916
2010-12-31 (YTD Data)Rank
Total interest income$14,347,0002,094
Total interest expense$5,093,0001,633
Net interest income$9,254,0002,360
Provision for loan and lease losses$2,321,0001,892
Total noninterest income$16,511,000450
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$83,0005,722
Trading account gains and fees$0175
Additional Noninterest Income$16,428,000321
Total noninterest expense$20,934,000955
Salaries and employee benefits$11,305,000868
Premises and equipment expense$2,737,000938
Additional noninterest expense$6,892,0001,076
Pre-tax net operating income$2,510,0001,885
Securities gains (losses)$367,0001,098
Applicable income taxes$1,321,000990
Income before extraordinary items$1,556,0002,454
Extraordinary gains, net$029
Net income$1,556,0002,451
Minority interest net income$0111
Net income of bank and minority interests.$1,556,0002,456
Net charge-offs$1,430,0002,233
Cash dividends$112,0003,651
Sale, conversion, retirement of capital stock, net$22,588,00040
Net operating income$1,321,1202,623
2010-09-30 (YTD Data)Rank
Total interest income$9,781,0002,364
Total interest expense$3,589,0001,777
Net interest income$6,192,0002,677
Provision for loan and lease losses$1,736,0001,816
Total noninterest income$10,925,000482
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$62,0005,806
Trading account gains and fees$0165
Additional Noninterest Income$10,863,000341
Total noninterest expense$13,727,0001,071
Salaries and employee benefits$8,214,000885
Premises and equipment expense$1,773,0001,111
Additional noninterest expense$3,740,0001,416
Pre-tax net operating income$1,654,0002,206
Securities gains (losses)$362,000945
Applicable income taxes$937,0001,051
Income before extraordinary items$1,079,0002,751
Extraordinary gains, net$023
Net income$1,079,0002,747
Minority interest net income$0110
Net income of bank and minority interests.$1,079,0002,752
Net charge-offs$1,087,0002,096
Cash dividends$56,0003,416
Sale, conversion, retirement of capital stock, net$7,558,00079
Net operating income$847,3203,068
2010-06-30 (YTD Data)Rank
Total interest income$6,120,0002,540
Total interest expense$2,327,0001,870
Net interest income$3,793,0002,894
Provision for loan and lease losses$938,0002,009
Total noninterest income$5,509,000571
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$41,0005,847
Trading account gains and fees$0152
Additional Noninterest Income$5,468,000398
Total noninterest expense$7,338,0001,358
Salaries and employee benefits$4,066,0001,203
Premises and equipment expense$939,0001,413
Additional noninterest expense$2,333,0001,524
Pre-tax net operating income$1,026,0002,327
Securities gains (losses)$225,000878
Applicable income taxes$568,0001,099
Income before extraordinary items$683,0002,817
Extraordinary gains, net$019
Net income$683,0002,813
Minority interest net income$0105
Net income of bank and minority interests.$683,0002,816
Net charge-offs$597,0002,238
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$76,000540
Net operating income$539,0003,167
2010-03-31 (YTD Data)Rank
Total interest income$2,920,0002,715
Total interest expense$1,190,0001,923
Net interest income$1,730,0003,166
Provision for loan and lease losses$323,0002,310
Total noninterest income$2,698,000575
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$21,0005,847
Trading account gains and fees$0175
Additional Noninterest Income$2,677,000400
Total noninterest expense$3,606,0001,398
Salaries and employee benefits$2,090,0001,186
Premises and equipment expense$559,0001,216
Additional noninterest expense$957,0001,813
Pre-tax net operating income$499,0002,418
Securities gains (losses)$101,000781
Applicable income taxes$275,0001,119
Income before extraordinary items$325,0002,980
Extraordinary gains, net$016
Net income$325,0002,976
Minority interest net income$091
Net income of bank and minority interests.$325,0002,980
Net charge-offs$423,0001,725
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$48,000426
Net operating income$260,3603,288
2009-12-31 (YTD Data)Rank
Total interest income$9,866,0003,267
Total interest expense$4,658,0002,409
Net interest income$5,208,0003,841
Provision for loan and lease losses$1,439,0002,952
Total noninterest income$7,739,000784
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$75,0006,093
Trading account gains and fees$0211
Additional Noninterest Income$7,664,000534
Total noninterest expense$11,364,0001,794
Salaries and employee benefits$7,007,0001,443
Premises and equipment expense$1,355,0001,977
Additional noninterest expense$3,002,0002,341
Pre-tax net operating income$144,0004,960
Securities gains (losses)$90,0002,236
Applicable income taxes$-771,0007,192
Income before extraordinary items$1,005,0002,771
Extraordinary gains, net$034
Net income$1,005,0002,770
Minority interest net income$0115
Net income of bank and minority interests.$1,005,0002,771
Net charge-offs$37,0006,392
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$8,747,000109
Net operating income$915,0002,859
2009-09-30 (YTD Data)Rank
Total interest income$6,971,0003,461
Total interest expense$3,404,0002,567
Net interest income$3,567,0004,074
Provision for loan and lease losses$796,0003,112
Total noninterest income$5,027,000872
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$58,0006,099
Trading account gains and fees$0212
Additional Noninterest Income$4,969,000594
Total noninterest expense$7,640,0001,965
Salaries and employee benefits$4,792,0001,571
Premises and equipment expense$1,020,0001,991
Additional noninterest expense$1,828,0002,772
Pre-tax net operating income$158,0005,087
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$158,0005,045
Extraordinary gains, net$027
Net income$158,0005,044
Minority interest net income$0118
Net income of bank and minority interests.$158,0005,044
Net charge-offs$28,0006,077
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$8,724,00089
Net operating income$158,0004,995
2009-06-30 (YTD Data)Rank
Total interest income$4,354,0003,677
Total interest expense$2,150,0002,792
Net interest income$2,204,0004,288
Provision for loan and lease losses$553,0002,829
Total noninterest income$2,984,000971
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$39,0006,109
Trading account gains and fees$0193
Additional Noninterest Income$2,945,000645
Total noninterest expense$4,550,0002,215
Salaries and employee benefits$2,802,0001,818
Premises and equipment expense$822,0001,688
Additional noninterest expense$926,0003,474
Pre-tax net operating income$85,0005,317
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$85,0005,320
Extraordinary gains, net$021
Net income$85,0005,316
Minority interest net income$0112
Net income of bank and minority interests.$85,0005,316
Net charge-offs$28,0005,387
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$1,838,000216
Net operating income$85,0005,230
2009-03-31 (YTD Data)Rank
Total interest income$2,053,0003,869
Total interest expense$992,0003,069
Net interest income$1,061,0004,396
Provision for loan and lease losses$283,0002,415
Total noninterest income$1,434,000973
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$20,0006,060
Trading account gains and fees$0171
Additional Noninterest Income$1,414,000653
Total noninterest expense$2,090,0002,326
Salaries and employee benefits$1,345,0001,911
Premises and equipment expense$361,0001,944
Additional noninterest expense$384,0003,698
Pre-tax net operating income$122,0004,784
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$122,0004,665
Extraordinary gains, net$015
Net income$122,0004,669
Minority interest net income$0102
Net income of bank and minority interests.$122,0004,668
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$34,000605
Net operating income$122,0004,497
2008-12-31 (YTD Data)Rank
Total interest income$5,290,0005,301
Total interest expense$2,504,0004,742
Net interest income$2,786,0005,625
Provision for loan and lease losses$820,0003,005
Total noninterest income$200,0006,484
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$64,0006,437
Trading account gains and fees$0154
Additional Noninterest Income$136,0005,478
Total noninterest expense$2,759,0005,373
Salaries and employee benefits$1,269,0005,816
Premises and equipment expense$395,0005,114
Additional noninterest expense$1,095,0004,549
Pre-tax net operating income$-593,0006,818
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$-593,0006,763
Extraordinary gains, net$039
Net income$-593,0006,763
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0005,620
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$8,918,000173
Net operating income$-593,0006,901
2008-09-30 (YTD Data)Rank
Total interest income$3,605,0005,642
Total interest expense$1,706,0005,122
Net interest income$1,899,0005,924
Provision for loan and lease losses$565,0002,556
Total noninterest income$150,0006,594
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$47,0006,503
Trading account gains and fees$0148
Additional Noninterest Income$103,0005,588
Total noninterest expense$1,968,0005,500
Salaries and employee benefits$975,0005,766
Premises and equipment expense$244,0005,627
Additional noninterest expense$749,0004,748
Pre-tax net operating income$-484,0007,251
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$-484,0007,178
Extraordinary gains, net$031
Net income$-484,0007,176
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0004,686
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$8,884,000114
Net operating income$-484,0007,314
2008-06-30 (YTD Data)Rank
Total interest income$2,170,0005,959
Total interest expense$1,095,0005,360
Net interest income$1,075,0006,315
Provision for loan and lease losses$295,0002,595
Total noninterest income$115,0006,444
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$27,0006,653
Trading account gains and fees$0149
Additional Noninterest Income$88,0005,267
Total noninterest expense$1,287,0005,600
Salaries and employee benefits$654,0005,802
Premises and equipment expense$164,0005,656
Additional noninterest expense$469,0004,935
Pre-tax net operating income$-392,0007,518
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$-392,0007,616
Extraordinary gains, net$021
Net income$-392,0007,616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$1,601,000174
Net operating income$-392,0007,598
2008-03-31 (YTD Data)Rank
Total interest income$968,0006,293
Total interest expense$494,0005,795
Net interest income$474,0006,624
Provision for loan and lease losses$129,0002,371
Total noninterest income$67,0006,189
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$10,0006,870
Trading account gains and fees$0158
Additional Noninterest Income$57,0004,793
Total noninterest expense$609,0005,767
Salaries and employee benefits$315,0005,951
Premises and equipment expense$82,0005,672
Additional noninterest expense$212,0005,195
Pre-tax net operating income$-197,0007,757
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-197,0007,836
Extraordinary gains, net$015
Net income$-197,0007,836
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$6,000877
Net operating income$-197,0007,804
2007-12-31 (YTD Data)Rank
Total interest income$1,949,0007,599
Total interest expense$1,081,0007,042
Net interest income$868,0007,911
Provision for loan and lease losses$365,0002,842
Total noninterest income$131,0007,282
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$10,0007,309
Trading account gains and fees$0178
Additional Noninterest Income$121,0005,921
Total noninterest expense$2,036,0006,169
Salaries and employee benefits$864,0006,809
Premises and equipment expense$224,0006,496
Additional noninterest expense$948,0004,812
Pre-tax net operating income$-1,402,0008,167
Securities gains (losses)$02,146
Applicable income taxes$2,0005,906
Income before extraordinary items$-1,404,0008,211
Extraordinary gains, net$039
Net income$-1,404,0008,209
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$11,770,000161
Net operating income$-1,404,0008,203
2007-09-30 (YTD Data)Rank
Total interest income$1,087,0007,986
Total interest expense$601,0007,538
Net interest income$486,0008,198
Provision for loan and lease losses$244,0002,660
Total noninterest income$92,0007,410
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$4,0007,410
Trading account gains and fees$0184
Additional Noninterest Income$88,0006,009
Total noninterest expense$1,474,0006,252
Salaries and employee benefits$544,0007,150
Premises and equipment expense$138,0006,883
Additional noninterest expense$792,0004,392
Pre-tax net operating income$-1,140,0008,322
Securities gains (losses)$01,655
Applicable income taxes$1,0006,113
Income before extraordinary items$-1,141,0008,356
Extraordinary gains, net$033
Net income$-1,141,0008,354
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$11,758,000115
Net operating income$-1,141,0008,349
2007-06-30 (YTD Data)Rank
Total interest income$382,0008,417
Total interest expense$206,0008,184
Net interest income$176,0008,500
Provision for loan and lease losses$140,0002,749
Total noninterest income$61,0007,457
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,0007,510
Trading account gains and fees$0168
Additional Noninterest Income$60,0005,996
Total noninterest expense$952,0006,380
Salaries and employee benefits$265,0007,759
Premises and equipment expense$66,0007,435
Additional noninterest expense$621,0003,919
Pre-tax net operating income$-855,0008,421
Securities gains (losses)$01,444
Applicable income taxes$1,0006,141
Income before extraordinary items$-856,0008,452
Extraordinary gains, net$029
Net income$-856,0008,450
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$11,763,00083
Net operating income$-856,0008,442
2007-03-31 (YTD Data)Rank
Total interest income$11,0008,645
Total interest expense$1,0008,629
Net interest income$10,0008,642
Provision for loan and lease losses$05,779
Total noninterest income$08,538
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$07,573
Trading account gains and fees$0195
Additional Noninterest Income$08,433
Total noninterest expense$484,0006,367
Salaries and employee benefits$19,0008,619
Premises and equipment expense$1,0008,595
Additional noninterest expense$464,0002,775
Pre-tax net operating income$-474,0008,507
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$-474,0008,527
Extraordinary gains, net$022
Net income$-474,0008,525
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$11,765,00042
Net operating income$-474,0008,520

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.