Home > First Choice Bank > Income and Expense

First Choice Bank, Income and Expense

2021-06-30 (YTD Data)Rank
Total interest income$50,296,000361
Total interest expense$1,818,000842
Net interest income$48,478,000345
Provision for loan and lease losses$450,000658
Total noninterest income$3,722,0001,043
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,119,000485
Trading account gains and feesNANA
Additional Noninterest Income$2,603,0001,082
Total noninterest expense$22,461,000591
Salaries and employee benefits$13,671,000535
Premises and equipment expense$1,817,000737
Additional noninterest expense$6,973,000563
Pre-tax net operating income$29,289,000344
Securities gains (losses)$-37,0004,775
Applicable income taxes$8,886,000278
Income before extraordinary items$20,366,000397
Extraordinary gains, net$06
Net income$20,366,000395
Minority interest net income$067
Net income of bank and minority interests.$20,366,000397
Net charge-offs$-126,0004,647
Cash dividends$8,000,000319
Sale, conversion, retirement of capital stock, net$0517
Net operating income$20,395,230390
2021-03-31 (YTD Data)Rank
Total interest income$24,815,000363
Total interest expense$951,000848
Net interest income$23,864,000346
Provision for loan and lease losses$02,741
Total noninterest income$2,180,000945
Gross Fiduciary activities income$0922
Service charges on deposit accounts$360,000668
Trading account gains and feesNANA
Additional Noninterest Income$1,820,000861
Total noninterest expense$11,661,000557
Salaries and employee benefits$7,426,000501
Premises and equipment expense$949,000715
Additional noninterest expense$3,286,000574
Pre-tax net operating income$14,383,000349
Securities gains (losses)$-37,0004,811
Applicable income taxes$4,236,000282
Income before extraordinary items$10,110,000399
Extraordinary gains, net$03
Net income$10,110,000396
Minority interest net income$055
Net income of bank and minority interests.$10,110,000399
Net charge-offs$-104,0004,774
Cash dividends$5,000,000236
Sale, conversion, retirement of capital stock, net$0482
Net operating income$10,139,230387
2020-12-31 (YTD Data)Rank
Total interest income$91,758,000393
Total interest expense$6,673,000709
Net interest income$85,085,000363
Provision for loan and lease losses$5,900,000505
Total noninterest income$8,072,000941
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,656,000610
Trading account gains and feesNANA
Additional Noninterest Income$6,416,000863
Total noninterest expense$44,675,000567
Salaries and employee benefits$28,056,000500
Premises and equipment expense$3,929,000670
Additional noninterest expense$12,690,000594
Pre-tax net operating income$42,582,000332
Securities gains (losses)$39,0001,830
Applicable income taxes$12,511,000252
Income before extraordinary items$30,110,000386
Extraordinary gains, net$04
Net income$30,110,000384
Minority interest net income$072
Net income of bank and minority interests.$30,110,000386
Net charge-offs$255,0001,390
Cash dividends$20,000,000282
Sale, conversion, retirement of capital stock, net$0566
Net operating income$30,079,190377
2020-09-30 (YTD Data)Rank
Total interest income$66,836,000397
Total interest expense$5,352,000717
Net interest income$61,484,000369
Provision for loan and lease losses$5,800,000450
Total noninterest income$4,006,0001,175
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,272,000591
Trading account gains and feesNANA
Additional Noninterest Income$2,734,0001,252
Total noninterest expense$32,853,000567
Salaries and employee benefits$20,317,000506
Premises and equipment expense$2,896,000672
Additional noninterest expense$9,640,000577
Pre-tax net operating income$26,837,000355
Securities gains (losses)$48,0001,554
Applicable income taxes$7,871,000273
Income before extraordinary items$19,014,000407
Extraordinary gains, net$04
Net income$19,014,000407
Minority interest net income$065
Net income of bank and minority interests.$19,014,000407
Net charge-offs$588,000679
Cash dividends$15,000,000271
Sale, conversion, retirement of capital stock, net$0532
Net operating income$18,976,080398
2020-06-30 (YTD Data)Rank
Total interest income$43,630,000406
Total interest expense$3,963,000699
Net interest income$39,667,000380
Provision for loan and lease losses$4,800,000408
Total noninterest income$2,197,0001,283
Gross Fiduciary activities income$0970
Service charges on deposit accounts$859,000590
Trading account gains and feesNANA
Additional Noninterest Income$1,338,0001,405
Total noninterest expense$21,751,000564
Salaries and employee benefits$13,327,000513
Premises and equipment expense$1,903,000671
Additional noninterest expense$6,521,000568
Pre-tax net operating income$15,313,000356
Securities gains (losses)$54,0001,274
Applicable income taxes$4,500,000273
Income before extraordinary items$10,867,000414
Extraordinary gains, net$04
Net income$10,867,000413
Minority interest net income$065
Net income of bank and minority interests.$10,867,000414
Net charge-offs$500,000593
Cash dividends$10,000,000274
Sale, conversion, retirement of capital stock, net$0504
Net operating income$10,824,340402
2020-03-31 (YTD Data)Rank
Total interest income$21,770,000411
Total interest expense$2,480,000644
Net interest income$19,290,000378
Provision for loan and lease losses$2,700,000344
Total noninterest income$1,258,0001,104
Gross Fiduciary activities income$0941
Service charges on deposit accounts$484,000623
Trading account gains and feesNANA
Additional Noninterest Income$774,0001,167
Total noninterest expense$11,163,000547
Salaries and employee benefits$7,181,000477
Premises and equipment expense$915,000703
Additional noninterest expense$3,067,000597
Pre-tax net operating income$6,685,000358
Securities gains (losses)$42,000901
Applicable income taxes$1,929,000268
Income before extraordinary items$4,798,000420
Extraordinary gains, net$04
Net income$4,798,000419
Minority interest net income$056
Net income of bank and minority interests.$4,798,000420
Net charge-offs$4,0002,167
Cash dividends$5,000,000293
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,764,820415
2019-12-31 (YTD Data)Rank
Total interest income$90,452,000399
Total interest expense$11,414,000616
Net interest income$79,038,000364
Provision for loan and lease losses$2,800,000395
Total noninterest income$7,509,000859
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,691,000734
Trading account gains and feesNANA
Additional Noninterest Income$5,818,000745
Total noninterest expense$42,614,000556
Salaries and employee benefits$25,654,000508
Premises and equipment expense$5,171,000511
Additional noninterest expense$11,789,000606
Pre-tax net operating income$41,133,000353
Securities gains (losses)$82,0001,034
Applicable income taxes$12,457,000285
Income before extraordinary items$28,758,000398
Extraordinary gains, net$011
Net income$28,758,000398
Minority interest net income$076
Net income of bank and minority interests.$28,758,000398
Net charge-offs$334,0001,283
Cash dividends$19,000,000312
Sale, conversion, retirement of capital stock, net$4,408,000101
Net operating income$28,693,220395
2019-09-30 (YTD Data)Rank
Total interest income$68,475,000403
Total interest expense$8,816,000610
Net interest income$59,659,000367
Provision for loan and lease losses$1,600,000477
Total noninterest income$5,942,000819
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,394,000672
Trading account gains and feesNANA
Additional Noninterest Income$4,548,000718
Total noninterest expense$31,421,000556
Salaries and employee benefits$19,537,000499
Premises and equipment expense$3,334,000578
Additional noninterest expense$8,550,000618
Pre-tax net operating income$32,580,000342
Securities gains (losses)$88,000841
Applicable income taxes$10,036,000276
Income before extraordinary items$22,632,000387
Extraordinary gains, net$011
Net income$22,632,000388
Minority interest net income$072
Net income of bank and minority interests.$22,632,000388
Net charge-offs$316,0001,013
Cash dividends$12,000,000324
Sale, conversion, retirement of capital stock, net$3,973,00081
Net operating income$22,562,480381
2019-06-30 (YTD Data)Rank
Total interest income$44,110,000408
Total interest expense$5,675,000617
Net interest income$38,435,000377
Provision for loan and lease losses$900,000526
Total noninterest income$4,307,000757
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$981,000634
Trading account gains and fees$0131
Additional Noninterest Income$3,326,000677
Total noninterest expense$20,925,000562
Salaries and employee benefits$13,074,000492
Premises and equipment expense$2,298,000565
Additional noninterest expense$5,553,000636
Pre-tax net operating income$20,917,000345
Securities gains (losses)$74,000630
Applicable income taxes$6,662,000275
Income before extraordinary items$14,329,000396
Extraordinary gains, net$011
Net income$14,329,000397
Minority interest net income$069
Net income of bank and minority interests.$14,329,000397
Net charge-offs$-97,0005,053
Cash dividends$8,000,000313
Sale, conversion, retirement of capital stock, net$3,417,00055
Net operating income$14,270,540393
2019-03-31 (YTD Data)Rank
Total interest income$21,859,000411
Total interest expense$2,474,000679
Net interest income$19,385,000377
Provision for loan and lease losses$350,000608
Total noninterest income$2,061,000755
Gross Fiduciary activities income$0972
Service charges on deposit accounts$480,000638
Trading account gains and fees$0126
Additional Noninterest Income$1,581,000667
Total noninterest expense$10,514,000547
Salaries and employee benefits$6,235,000510
Premises and equipment expense$1,371,000493
Additional noninterest expense$2,908,000607
Pre-tax net operating income$10,582,000335
Securities gains (losses)$35,000458
Applicable income taxes$3,360,000264
Income before extraordinary items$7,257,000386
Extraordinary gains, net$05
Net income$7,257,000385
Minority interest net income$052
Net income of bank and minority interests.$7,257,000386
Net charge-offs$-21,0004,875
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$2,003,00040
Net operating income$7,229,350382
2018-12-31 (YTD Data)Rank
Total interest income$64,477,000507
Total interest expense$8,462,000604
Net interest income$56,015,000486
Provision for loan and lease losses$1,520,000614
Total noninterest income$3,628,0001,354
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,104,0001,084
Trading account gains and fees$0126
Additional Noninterest Income$2,524,0001,288
Total noninterest expense$35,283,000647
Salaries and employee benefits$18,437,000692
Premises and equipment expense$2,868,000873
Additional noninterest expense$13,978,000495
Pre-tax net operating income$22,840,000537
Securities gains (losses)$-120,0005,056
Applicable income taxes$6,741,000388
Income before extraordinary items$15,979,000616
Extraordinary gains, net$06
Net income$15,979,000614
Minority interest net income$072
Net income of bank and minority interests.$15,979,000615
Net charge-offs$961,000607
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$1,778,000176
Net operating income$16,073,800613
2018-09-30 (YTD Data)Rank
Total interest income$42,359,000560
Total interest expense$6,004,000597
Net interest income$36,355,000551
Provision for loan and lease losses$1,120,000604
Total noninterest income$2,120,0001,626
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$718,0001,211
Trading account gains and fees$0138
Additional Noninterest Income$1,402,0001,581
Total noninterest expense$24,654,000686
Salaries and employee benefits$12,796,000738
Premises and equipment expense$1,850,000976
Additional noninterest expense$10,008,000518
Pre-tax net operating income$12,701,000680
Securities gains (losses)$-140,0005,297
Applicable income taxes$3,544,000505
Income before extraordinary items$9,017,000782
Extraordinary gains, net$05
Net income$9,017,000781
Minority interest net income$066
Net income of bank and minority interests.$9,017,000781
Net charge-offs$960,000454
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$133,860,0003
Net operating income$9,127,600773
2018-06-30 (YTD Data)Rank
Total interest income$24,124,000646
Total interest expense$3,679,000602
Net interest income$20,445,000665
Provision for loan and lease losses$520,000794
Total noninterest income$1,439,0001,614
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$389,0001,404
Trading account gains and feesNANA
Additional Noninterest Income$1,050,0001,472
Total noninterest expense$12,486,000891
Salaries and employee benefits$7,636,000818
Premises and equipment expense$1,007,0001,178
Additional noninterest expense$3,843,000864
Pre-tax net operating income$8,878,000646
Securities gains (losses)$-117,0005,368
Applicable income taxes$2,596,000474
Income before extraordinary items$6,165,000752
Extraordinary gains, net$06
Net income$6,165,000751
Minority interest net income$065
Net income of bank and minority interests.$6,165,000751
Net charge-offs$641,000446
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$559,000178
Net operating income$6,257,430744
2018-03-31 (YTD Data)Rank
Total interest income$11,193,000680
Total interest expense$1,624,000636
Net interest income$9,569,000695
Provision for loan and lease losses$200,000934
Total noninterest income$625,0001,755
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$197,0001,405
Trading account gains and feesNANA
Additional Noninterest Income$428,0001,636
Total noninterest expense$6,354,000875
Salaries and employee benefits$4,072,000792
Premises and equipment expense$487,0001,224
Additional noninterest expense$1,795,000902
Pre-tax net operating income$3,640,000732
Securities gains (losses)$-66,0005,433
Applicable income taxes$957,000560
Income before extraordinary items$2,617,000841
Extraordinary gains, net$07
Net income$2,617,000841
Minority interest net income$052
Net income of bank and minority interests.$2,617,000841
Net charge-offs$687,000267
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$132,000230
Net operating income$2,669,140823
2017-12-31 (YTD Data)Rank
Total interest income$40,908,000702
Total interest expense$6,041,000577
Net interest income$34,867,000727
Provision for loan and lease losses$642,0001,226
Total noninterest income$4,974,0001,122
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$259,0003,079
Trading account gains and feesNANA
Additional Noninterest Income$4,715,000854
Total noninterest expense$23,427,000919
Salaries and employee benefits$15,045,000818
Premises and equipment expense$1,910,0001,216
Additional noninterest expense$6,472,000996
Pre-tax net operating income$15,772,000666
Securities gains (losses)$02,243
Applicable income taxes$8,224,000479
Income before extraordinary items$7,548,000951
Extraordinary gains, net$09
Net income$7,548,000951
Minority interest net income$076
Net income of bank and minority interests.$7,548,000951
Net charge-offs$1,744,000456
Cash dividends$5,762,000598
Sale, conversion, retirement of capital stock, net$1,610,000185
Net operating income$7,548,000940
2017-09-30 (YTD Data)Rank
Total interest income$29,522,000723
Total interest expense$4,481,000570
Net interest income$25,041,000758
Provision for loan and lease losses$1,000,000688
Total noninterest income$4,058,0001,078
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$180,0003,215
Trading account gains and feesNANA
Additional Noninterest Income$3,878,000809
Total noninterest expense$16,991,000949
Salaries and employee benefits$11,117,000826
Premises and equipment expense$1,412,0001,243
Additional noninterest expense$4,462,0001,088
Pre-tax net operating income$11,108,000701
Securities gains (losses)$02,274
Applicable income taxes$4,553,000525
Income before extraordinary items$6,555,000900
Extraordinary gains, net$09
Net income$6,555,000901
Minority interest net income$071
Net income of bank and minority interests.$6,555,000900
Net charge-offs$1,797,000318
Cash dividends$4,320,000566
Sale, conversion, retirement of capital stock, net$1,204,000176
Net operating income$6,555,000889
2017-06-30 (YTD Data)Rank
Total interest income$18,761,000752
Total interest expense$2,877,000578
Net interest income$15,884,000795
Provision for loan and lease losses$03,871
Total noninterest income$2,630,0001,099
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$95,0003,552
Trading account gains and feesNANA
Additional Noninterest Income$2,535,000824
Total noninterest expense$11,145,000964
Salaries and employee benefits$7,428,000822
Premises and equipment expense$888,0001,326
Additional noninterest expense$2,829,0001,132
Pre-tax net operating income$7,369,000693
Securities gains (losses)$01,906
Applicable income taxes$3,000,000524
Income before extraordinary items$4,369,000894
Extraordinary gains, net$011
Net income$4,369,000895
Minority interest net income$071
Net income of bank and minority interests.$4,369,000894
Net charge-offs$266,000891
Cash dividends$2,878,000563
Sale, conversion, retirement of capital stock, net$814,000155
Net operating income$4,369,000880
2017-03-31 (YTD Data)Rank
Total interest income$9,090,000772
Total interest expense$1,435,000559
Net interest income$7,655,000821
Provision for loan and lease losses$03,537
Total noninterest income$1,445,0001,014
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$51,0003,476
Trading account gains and feesNANA
Additional Noninterest Income$1,394,000754
Total noninterest expense$5,493,000985
Salaries and employee benefits$3,683,000838
Premises and equipment expense$445,0001,327
Additional noninterest expense$1,365,0001,160
Pre-tax net operating income$3,607,000691
Securities gains (losses)$01,153
Applicable income taxes$1,472,000519
Income before extraordinary items$2,135,000887
Extraordinary gains, net$08
Net income$2,135,000888
Minority interest net income$055
Net income of bank and minority interests.$2,135,000887
Net charge-offs$76,0001,079
Cash dividends$1,439,000539
Sale, conversion, retirement of capital stock, net$496,000120
Net operating income$2,135,000872
2016-12-31 (YTD Data)Rank
Total interest income$37,586,000717
Total interest expense$6,047,000494
Net interest income$31,539,000758
Provision for loan and lease losses$1,740,000577
Total noninterest income$4,331,0001,267
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$285,0003,021
Trading account gains and fees$0170
Additional Noninterest Income$4,046,000979
Total noninterest expense$20,048,0001,049
Salaries and employee benefits$13,467,000876
Premises and equipment expense$1,779,0001,309
Additional noninterest expense$4,802,0001,307
Pre-tax net operating income$14,082,000680
Securities gains (losses)$03,212
Applicable income taxes$5,812,000502
Income before extraordinary items$8,270,000899
Extraordinary gains, net$05
Net income$8,270,000898
Minority interest net income$082
Net income of bank and minority interests.$8,270,000898
Net charge-offs$1,556,000469
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$845,000223
Net operating income$8,270,000871
2016-09-30 (YTD Data)Rank
Total interest income$28,416,000707
Total interest expense$4,401,000507
Net interest income$24,015,000740
Provision for loan and lease losses$1,740,000456
Total noninterest income$3,290,0001,252
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$207,0003,099
Trading account gains and fees$0169
Additional Noninterest Income$3,083,000962
Total noninterest expense$15,228,0001,036
Salaries and employee benefits$9,985,000884
Premises and equipment expense$1,336,0001,310
Additional noninterest expense$3,907,0001,222
Pre-tax net operating income$10,337,000695
Securities gains (losses)$03,160
Applicable income taxes$4,265,000521
Income before extraordinary items$6,072,000917
Extraordinary gains, net$05
Net income$6,072,000916
Minority interest net income$071
Net income of bank and minority interests.$6,072,000917
Net charge-offs$1,556,000353
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$764,000178
Net operating income$6,072,000894
2016-06-30 (YTD Data)Rank
Total interest income$18,473,000726
Total interest expense$2,894,000510
Net interest income$15,579,000763
Provision for loan and lease losses$1,480,000376
Total noninterest income$2,205,0001,234
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$166,0002,765
Trading account gains and fees$0157
Additional Noninterest Income$2,039,000948
Total noninterest expense$10,133,0001,038
Salaries and employee benefits$6,411,000931
Premises and equipment expense$976,0001,216
Additional noninterest expense$2,746,0001,182
Pre-tax net operating income$6,171,000754
Securities gains (losses)$02,835
Applicable income taxes$2,546,000543
Income before extraordinary items$3,625,0001,015
Extraordinary gains, net$016
Net income$3,625,0001,014
Minority interest net income$071
Net income of bank and minority interests.$3,625,0001,014
Net charge-offs$03,689
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$442,000180
Net operating income$3,625,000988
2016-03-31 (YTD Data)Rank
Total interest income$9,071,000738
Total interest expense$1,417,000516
Net interest income$7,654,000782
Provision for loan and lease losses$900,000299
Total noninterest income$1,083,0001,224
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$84,0002,723
Trading account gains and fees$0142
Additional Noninterest Income$999,000929
Total noninterest expense$5,187,0001,020
Salaries and employee benefits$3,400,000869
Premises and equipment expense$494,0001,201
Additional noninterest expense$1,293,0001,232
Pre-tax net operating income$2,650,000859
Securities gains (losses)$02,077
Applicable income taxes$1,094,000601
Income before extraordinary items$1,556,0001,147
Extraordinary gains, net$012
Net income$1,556,0001,148
Minority interest net income$062
Net income of bank and minority interests.$1,556,0001,148
Net charge-offs$03,094
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$211,000168
Net operating income$1,556,0001,123
2015-12-31 (YTD Data)Rank
Total interest income$32,548,000791
Total interest expense$5,633,000486
Net interest income$26,915,000843
Provision for loan and lease losses$3,119,000307
Total noninterest income$3,937,0001,307
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$160,0004,065
Trading account gains and fees$0159
Additional Noninterest Income$3,777,000999
Total noninterest expense$18,456,0001,102
Salaries and employee benefits$11,961,000947
Premises and equipment expense$1,893,0001,242
Additional noninterest expense$4,602,0001,365
Pre-tax net operating income$9,277,000950
Securities gains (losses)$03,216
Applicable income taxes$3,884,000629
Income before extraordinary items$5,393,0001,278
Extraordinary gains, net$023
Net income$5,393,0001,278
Minority interest net income$081
Net income of bank and minority interests.$5,393,0001,278
Net charge-offs$205,0001,965
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$30,515,00019
Net operating income$5,393,0001,254
2015-09-30 (YTD Data)Rank
Total interest income$23,518,000823
Total interest expense$4,223,000487
Net interest income$19,295,000890
Provision for loan and lease losses$2,316,000297
Total noninterest income$2,940,0001,334
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$108,0004,248
Trading account gains and fees$0153
Additional Noninterest Income$2,832,0001,012
Total noninterest expense$13,761,0001,111
Salaries and employee benefits$9,141,000937
Premises and equipment expense$1,381,0001,296
Additional noninterest expense$3,239,0001,442
Pre-tax net operating income$6,158,0001,067
Securities gains (losses)$03,031
Applicable income taxes$2,504,000718
Income before extraordinary items$3,654,0001,396
Extraordinary gains, net$021
Net income$3,654,0001,397
Minority interest net income$078
Net income of bank and minority interests.$3,654,0001,397
Net charge-offs$205,0001,533
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$30,174,00017
Net operating income$3,654,0001,366
2015-06-30 (YTD Data)Rank
Total interest income$15,053,000856
Total interest expense$2,783,000495
Net interest income$12,270,000929
Provision for loan and lease losses$1,346,000339
Total noninterest income$1,838,0001,401
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$76,0004,165
Trading account gains and fees$0157
Additional Noninterest Income$1,762,0001,059
Total noninterest expense$9,149,0001,116
Salaries and employee benefits$6,024,000946
Premises and equipment expense$904,0001,319
Additional noninterest expense$2,221,0001,412
Pre-tax net operating income$3,613,0001,176
Securities gains (losses)$02,636
Applicable income taxes$1,505,000768
Income before extraordinary items$2,108,0001,543
Extraordinary gains, net$022
Net income$2,108,0001,546
Minority interest net income$075
Net income of bank and minority interests.$2,108,0001,546
Net charge-offs$205,0001,174
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$28,244,00014
Net operating income$2,108,0001,507
2015-03-31 (YTD Data)Rank
Total interest income$6,948,000928
Total interest expense$1,272,000546
Net interest income$5,676,0001,012
Provision for loan and lease losses$591,000365
Total noninterest income$948,0001,348
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$38,0004,154
Trading account gains and fees$0152
Additional Noninterest Income$910,000991
Total noninterest expense$4,337,0001,174
Salaries and employee benefits$2,922,000968
Premises and equipment expense$433,0001,385
Additional noninterest expense$982,0001,557
Pre-tax net operating income$1,696,0001,201
Securities gains (losses)$02,027
Applicable income taxes$695,000805
Income before extraordinary items$1,001,0001,603
Extraordinary gains, net$013
Net income$1,001,0001,604
Minority interest net income$064
Net income of bank and minority interests.$1,001,0001,605
Net charge-offs$03,288
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$345,000139
Net operating income$1,001,0001,535
2014-12-31 (YTD Data)Rank
Total interest income$23,722,0001,080
Total interest expense$4,458,000647
Net interest income$19,264,0001,171
Provision for loan and lease losses$2,745,000366
Total noninterest income$3,796,0001,322
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$196,0003,944
Trading account gains and fees$0180
Additional Noninterest Income$3,600,000969
Total noninterest expense$13,321,0001,434
Salaries and employee benefits$8,078,0001,313
Premises and equipment expense$1,553,0001,525
Additional noninterest expense$3,690,0001,679
Pre-tax net operating income$6,994,0001,154
Securities gains (losses)$-17,0006,111
Applicable income taxes$2,905,000740
Income before extraordinary items$4,072,0001,571
Extraordinary gains, net$017
Net income$4,072,0001,569
Minority interest net income$084
Net income of bank and minority interests.$4,072,0001,570
Net charge-offs$-7,0005,613
Cash dividends$776,0002,351
Sale, conversion, retirement of capital stock, net$18,782,00022
Net operating income$4,082,8801,528
2014-09-30 (YTD Data)Rank
Total interest income$16,657,0001,162
Total interest expense$3,135,000696
Net interest income$13,522,0001,249
Provision for loan and lease losses$1,795,000382
Total noninterest income$2,918,0001,317
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$151,0003,946
Trading account gains and fees$0174
Additional Noninterest Income$2,767,000962
Total noninterest expense$9,384,0001,532
Salaries and employee benefits$5,776,0001,372
Premises and equipment expense$1,100,0001,607
Additional noninterest expense$2,508,0001,840
Pre-tax net operating income$5,261,0001,162
Securities gains (losses)$-17,0006,227
Applicable income taxes$2,181,000747
Income before extraordinary items$3,063,0001,547
Extraordinary gains, net$015
Net income$3,063,0001,547
Minority interest net income$081
Net income of bank and minority interests.$3,063,0001,547
Net charge-offs$-7,0005,535
Cash dividends$776,0001,768
Sale, conversion, retirement of capital stock, net$13,855,00028
Net operating income$3,073,8801,515
2014-06-30 (YTD Data)Rank
Total interest income$10,509,0001,211
Total interest expense$1,864,000803
Net interest income$8,645,0001,288
Provision for loan and lease losses$1,155,000406
Total noninterest income$1,859,0001,338
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$100,0003,941
Trading account gains and fees$0172
Additional Noninterest Income$1,759,000984
Total noninterest expense$5,841,0001,632
Salaries and employee benefits$3,563,0001,470
Premises and equipment expense$691,0001,729
Additional noninterest expense$1,587,0001,929
Pre-tax net operating income$3,508,0001,130
Securities gains (losses)$-17,0006,356
Applicable income taxes$1,431,000736
Income before extraordinary items$2,060,0001,494
Extraordinary gains, net$020
Net income$2,060,0001,497
Minority interest net income$080
Net income of bank and minority interests.$2,060,0001,496
Net charge-offs$-7,0005,559
Cash dividends$776,0001,404
Sale, conversion, retirement of capital stock, net$9,971,00022
Net operating income$2,070,8801,455
2014-03-31 (YTD Data)Rank
Total interest income$5,022,0001,266
Total interest expense$872,000873
Net interest income$4,150,0001,329
Provision for loan and lease losses$705,000338
Total noninterest income$1,002,0001,249
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$48,0003,996
Trading account gains and fees$0147
Additional Noninterest Income$954,000877
Total noninterest expense$2,706,0001,757
Salaries and employee benefits$1,641,0001,593
Premises and equipment expense$324,0001,854
Additional noninterest expense$741,0002,036
Pre-tax net operating income$1,741,0001,100
Securities gains (losses)$2,0001,528
Applicable income taxes$741,000701
Income before extraordinary items$1,002,0001,494
Extraordinary gains, net$016
Net income$1,002,0001,497
Minority interest net income$066
Net income of bank and minority interests.$1,002,0001,497
Net charge-offs$-7,0005,595
Cash dividends$776,000753
Sale, conversion, retirement of capital stock, net$9,889,00012
Net operating income$1,000,7201,479
2013-12-31 (YTD Data)Rank
Total interest income$16,018,0001,560
Total interest expense$2,882,0001,175
Net interest income$13,136,0001,644
Provision for loan and lease losses$2,430,000532
Total noninterest income$2,234,0001,999
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$198,0004,115
Trading account gains and fees$0184
Additional Noninterest Income$2,036,0001,491
Total noninterest expense$9,210,0002,053
Salaries and employee benefits$5,215,0001,951
Premises and equipment expense$1,290,0001,798
Additional noninterest expense$2,705,0002,293
Pre-tax net operating income$3,730,0001,814
Securities gains (losses)$91,0001,394
Applicable income taxes$1,138,0001,347
Income before extraordinary items$2,683,0002,071
Extraordinary gains, net$029
Net income$2,683,0002,076
Minority interest net income$090
Net income of bank and minority interests.$2,683,0002,076
Net charge-offs$-64,0006,459
Cash dividends$379,0003,062
Sale, conversion, retirement of capital stock, net$-390,0006,762
Net operating income$2,619,3002,064
2013-09-30 (YTD Data)Rank
Total interest income$11,223,0001,675
Total interest expense$2,120,0001,241
Net interest income$9,103,0001,772
Provision for loan and lease losses$1,891,000522
Total noninterest income$1,636,0002,082
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$150,0004,133
Trading account gains and fees$0180
Additional Noninterest Income$1,486,0001,561
Total noninterest expense$6,524,0002,161
Salaries and employee benefits$3,570,0002,143
Premises and equipment expense$969,0001,814
Additional noninterest expense$1,985,0002,324
Pre-tax net operating income$2,324,0002,180
Securities gains (losses)$91,0001,291
Applicable income taxes$912,0001,330
Income before extraordinary items$1,503,0002,656
Extraordinary gains, net$025
Net income$1,503,0002,660
Minority interest net income$084
Net income of bank and minority interests.$1,503,0002,660
Net charge-offs$-64,0006,512
Cash dividends$379,0002,389
Sale, conversion, retirement of capital stock, net$-405,0006,854
Net operating income$1,444,7602,651
2013-06-30 (YTD Data)Rank
Total interest income$6,886,0001,816
Total interest expense$1,426,0001,247
Net interest income$5,460,0001,937
Provision for loan and lease losses$777,000816
Total noninterest income$1,235,0001,929
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$102,0004,073
Trading account gains and fees$0157
Additional Noninterest Income$1,133,0001,461
Total noninterest expense$4,278,0002,202
Salaries and employee benefits$2,285,0002,228
Premises and equipment expense$632,0001,841
Additional noninterest expense$1,361,0002,260
Pre-tax net operating income$1,640,0002,047
Securities gains (losses)$02,791
Applicable income taxes$636,0001,282
Income before extraordinary items$1,004,0002,641
Extraordinary gains, net$022
Net income$1,004,0002,646
Minority interest net income$082
Net income of bank and minority interests.$1,004,0002,646
Net charge-offs$-50,0006,549
Cash dividends$379,0001,982
Sale, conversion, retirement of capital stock, net$-448,0006,914
Net operating income$1,004,0002,537
2013-03-31 (YTD Data)Rank
Total interest income$3,239,0001,939
Total interest expense$729,0001,264
Net interest income$2,510,0002,095
Provision for loan and lease losses$180,0001,441
Total noninterest income$454,0002,371
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$50,0004,085
Trading account gains and fees$0148
Additional Noninterest Income$404,0001,851
Total noninterest expense$2,009,0002,357
Salaries and employee benefits$1,046,0002,423
Premises and equipment expense$309,0001,917
Additional noninterest expense$654,0002,359
Pre-tax net operating income$775,0002,088
Securities gains (losses)$01,966
Applicable income taxes$313,0001,284
Income before extraordinary items$462,0002,741
Extraordinary gains, net$010
Net income$462,0002,745
Minority interest net income$076
Net income of bank and minority interests.$462,0002,744
Net charge-offs$04,145
Cash dividends$26,0002,529
Sale, conversion, retirement of capital stock, net$4,689,00018
Net operating income$462,0002,660
2012-12-31 (YTD Data)Rank
Total interest income$11,425,0002,276
Total interest expense$2,728,0001,627
Net interest income$8,697,0002,463
Provision for loan and lease losses$1,090,0001,681
Total noninterest income$1,673,0002,457
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$74,0005,825
Trading account gains and fees$0166
Additional Noninterest Income$1,599,0001,788
Total noninterest expense$5,461,0003,258
Salaries and employee benefits$2,805,0003,271
Premises and equipment expense$790,0002,779
Additional noninterest expense$1,866,0003,243
Pre-tax net operating income$3,819,0001,709
Securities gains (losses)$462,000993
Applicable income taxes$1,709,000985
Income before extraordinary items$2,572,0002,118
Extraordinary gains, net$029
Net income$2,572,0002,117
Minority interest net income$093
Net income of bank and minority interests.$2,572,0002,119
Net charge-offs$190,0003,815
Cash dividends$103,0003,963
Sale, conversion, retirement of capital stock, net$5,400,00075
Net operating income$2,276,3202,239
2012-09-30 (YTD Data)Rank
Total interest income$7,861,0002,509
Total interest expense$2,025,0001,700
Net interest income$5,836,0002,768
Provision for loan and lease losses$334,0002,833
Total noninterest income$355,0004,627
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$50,0006,028
Trading account gains and fees$0157
Additional Noninterest Income$305,0003,666
Total noninterest expense$3,766,0003,480
Salaries and employee benefits$1,923,0003,520
Premises and equipment expense$557,0002,931
Additional noninterest expense$1,286,0003,469
Pre-tax net operating income$2,091,0002,273
Securities gains (losses)$190,0001,469
Applicable income taxes$916,0001,317
Income before extraordinary items$1,365,0002,814
Extraordinary gains, net$020
Net income$1,365,0002,815
Minority interest net income$086
Net income of bank and minority interests.$1,365,0002,814
Net charge-offs$05,771
Cash dividends$77,0003,426
Sale, conversion, retirement of capital stock, net$54,000584
Net operating income$1,243,4002,847
2012-06-30 (YTD Data)Rank
Total interest income$5,001,0002,634
Total interest expense$1,331,0001,774
Net interest income$3,670,0002,916
Provision for loan and lease losses$204,0002,950
Total noninterest income$56,0006,356
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$29,0006,207
Trading account gains and fees$0153
Additional Noninterest Income$27,0005,952
Total noninterest expense$2,370,0003,654
Salaries and employee benefits$1,252,0003,591
Premises and equipment expense$356,0003,021
Additional noninterest expense$762,0003,781
Pre-tax net operating income$1,152,0002,590
Securities gains (losses)$188,0001,149
Applicable income taxes$540,0001,423
Income before extraordinary items$800,0003,037
Extraordinary gains, net$019
Net income$800,0003,037
Minority interest net income$084
Net income of bank and minority interests.$800,0003,037
Net charge-offs$05,507
Cash dividends$51,0003,291
Sale, conversion, retirement of capital stock, net$36,000553
Net operating income$679,6803,211
2012-03-31 (YTD Data)Rank
Total interest income$2,431,0002,722
Total interest expense$653,0001,869
Net interest income$1,778,0003,022
Provision for loan and lease losses$146,0002,468
Total noninterest income$30,0006,367
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$16,0006,090
Trading account gains and fees$0148
Additional Noninterest Income$14,0006,009
Total noninterest expense$1,134,0003,783
Salaries and employee benefits$586,0003,795
Premises and equipment expense$177,0003,067
Additional noninterest expense$371,0003,821
Pre-tax net operating income$528,0002,775
Securities gains (losses)$172,000663
Applicable income taxes$292,0001,326
Income before extraordinary items$408,0003,013
Extraordinary gains, net$019
Net income$408,0003,016
Minority interest net income$078
Net income of bank and minority interests.$408,0003,017
Net charge-offs$04,730
Cash dividends$26,0002,587
Sale, conversion, retirement of capital stock, net$18,000505
Net operating income$297,9203,508
2011-12-31 (YTD Data)Rank
Total interest income$9,200,0002,979
Total interest expense$2,458,0002,354
Net interest income$6,742,0003,167
Provision for loan and lease losses$893,0002,592
Total noninterest income$786,0003,563
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$68,0006,020
Trading account gains and fees$0146
Additional Noninterest Income$718,0002,607
Total noninterest expense$4,165,0004,004
Salaries and employee benefits$2,186,0003,915
Premises and equipment expense$710,0003,170
Additional noninterest expense$1,269,0004,297
Pre-tax net operating income$2,470,0002,157
Securities gains (losses)$200,0001,456
Applicable income taxes$648,0001,765
Income before extraordinary items$2,022,0002,247
Extraordinary gains, net$029
Net income$2,022,0002,248
Minority interest net income$096
Net income of bank and minority interests.$2,022,0002,248
Net charge-offs$431,0003,353
Cash dividends$103,0003,748
Sale, conversion, retirement of capital stock, net$6,402,000106
Net operating income$1,870,0002,299
2011-09-30 (YTD Data)Rank
Total interest income$6,806,0003,055
Total interest expense$1,816,0002,462
Net interest income$4,990,0003,216
Provision for loan and lease losses$603,0002,631
Total noninterest income$253,0005,093
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$48,0006,117
Trading account gains and fees$0145
Additional Noninterest Income$205,0004,063
Total noninterest expense$3,045,0004,075
Salaries and employee benefits$1,635,0003,930
Premises and equipment expense$533,0003,201
Additional noninterest expense$877,0004,530
Pre-tax net operating income$1,595,0002,469
Securities gains (losses)$200,0001,216
Applicable income taxes$977,0001,109
Income before extraordinary items$818,0003,476
Extraordinary gains, net$021
Net income$818,0003,478
Minority interest net income$087
Net income of bank and minority interests.$818,0003,478
Net charge-offs$261,0003,400
Cash dividends$77,0003,250
Sale, conversion, retirement of capital stock, net$6,356,00090
Net operating income$690,0003,669
2011-06-30 (YTD Data)Rank
Total interest income$4,366,0003,160
Total interest expense$1,188,0002,592
Net interest income$3,178,0003,341
Provision for loan and lease losses$380,0002,654
Total noninterest income$220,0004,704
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$29,0006,234
Trading account gains and fees$0153
Additional Noninterest Income$191,0003,563
Total noninterest expense$1,967,0004,212
Salaries and employee benefits$1,008,0004,180
Premises and equipment expense$352,0003,241
Additional noninterest expense$607,0004,498
Pre-tax net operating income$1,051,0002,454
Securities gains (losses)$142,000907
Applicable income taxes$690,0001,040
Income before extraordinary items$503,0003,579
Extraordinary gains, net$015
Net income$503,0003,581
Minority interest net income$089
Net income of bank and minority interests.$503,0003,580
Net charge-offs$261,0002,839
Cash dividends$51,0003,092
Sale, conversion, retirement of capital stock, net$6,294,00052
Net operating income$412,1203,823
2011-03-31 (YTD Data)Rank
Total interest income$2,038,0003,357
Total interest expense$591,0002,671
Net interest income$1,447,0003,567
Provision for loan and lease losses$95,0003,442
Total noninterest income$73,0005,414
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$14,0006,236
Trading account gains and fees$0158
Additional Noninterest Income$59,0004,407
Total noninterest expense$966,0004,275
Salaries and employee benefits$502,0004,222
Premises and equipment expense$179,0003,251
Additional noninterest expense$285,0004,671
Pre-tax net operating income$459,0002,723
Securities gains (losses)$01,772
Applicable income taxes$226,0001,376
Income before extraordinary items$233,0003,702
Extraordinary gains, net$09
Net income$233,0003,702
Minority interest net income$086
Net income of bank and minority interests.$233,0003,701
Net charge-offs$261,0001,879
Cash dividends$26,0002,424
Sale, conversion, retirement of capital stock, net$13,000643
Net operating income$233,0003,644
2010-12-31 (YTD Data)Rank
Total interest income$7,696,0003,647
Total interest expense$2,626,0002,872
Net interest income$5,070,0003,922
Provision for loan and lease losses$786,0003,419
Total noninterest income$125,0006,478
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$48,0006,259
Trading account gains and fees$0175
Additional Noninterest Income$77,0005,723
Total noninterest expense$4,047,0004,185
Salaries and employee benefits$2,050,0004,149
Premises and equipment expense$706,0003,274
Additional noninterest expense$1,291,0004,420
Pre-tax net operating income$362,0004,728
Securities gains (losses)$356,0001,121
Applicable income taxes$-288,0007,042
Income before extraordinary items$1,006,0003,217
Extraordinary gains, net$029
Net income$1,006,0003,214
Minority interest net income$0111
Net income of bank and minority interests.$1,006,0003,217
Net charge-offs$474,0003,728
Cash dividends$225,0003,184
Sale, conversion, retirement of capital stock, net$57,000913
Net operating income$650,0003,812
2010-09-30 (YTD Data)Rank
Total interest income$5,789,0003,718
Total interest expense$1,984,0002,971
Net interest income$3,805,0003,974
Provision for loan and lease losses$656,0003,130
Total noninterest income$74,0006,820
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$36,0006,334
Trading account gains and fees$0165
Additional Noninterest Income$38,0006,249
Total noninterest expense$3,033,0004,196
Salaries and employee benefits$1,553,0004,160
Premises and equipment expense$523,0003,347
Additional noninterest expense$957,0004,428
Pre-tax net operating income$190,0005,295
Securities gains (losses)$314,0001,045
Applicable income taxes$04,726
Income before extraordinary items$504,0004,097
Extraordinary gains, net$023
Net income$504,0004,100
Minority interest net income$0110
Net income of bank and minority interests.$504,0004,100
Net charge-offs$474,0003,155
Cash dividends$210,0002,663
Sale, conversion, retirement of capital stock, net$67,000765
Net operating income$190,0005,185
2010-06-30 (YTD Data)Rank
Total interest income$3,900,0003,718
Total interest expense$1,332,0003,066
Net interest income$2,568,0003,945
Provision for loan and lease losses$345,0003,417
Total noninterest income$54,0006,781
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$24,0006,378
Trading account gains and fees$0152
Additional Noninterest Income$30,0006,144
Total noninterest expense$2,003,0004,227
Salaries and employee benefits$1,031,0004,209
Premises and equipment expense$347,0003,397
Additional noninterest expense$625,0004,484
Pre-tax net operating income$274,0004,530
Securities gains (losses)$138,0001,194
Applicable income taxes$04,691
Income before extraordinary items$412,0003,738
Extraordinary gains, net$019
Net income$412,0003,736
Minority interest net income$0105
Net income of bank and minority interests.$412,0003,737
Net charge-offs$06,372
Cash dividends$116,0002,726
Sale, conversion, retirement of capital stock, net$39,000731
Net operating income$274,0004,306
2010-03-31 (YTD Data)Rank
Total interest income$1,970,0003,747
Total interest expense$649,0003,237
Net interest income$1,321,0003,889
Provision for loan and lease losses$235,0002,775
Total noninterest income$33,0006,632
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$12,0006,416
Trading account gains and fees$0175
Additional Noninterest Income$21,0005,888
Total noninterest expense$976,0004,350
Salaries and employee benefits$499,0004,366
Premises and equipment expense$169,0003,552
Additional noninterest expense$308,0004,512
Pre-tax net operating income$143,0004,621
Securities gains (losses)$62,0001,041
Applicable income taxes$04,611
Income before extraordinary items$205,0003,833
Extraordinary gains, net$016
Net income$205,0003,830
Minority interest net income$091
Net income of bank and minority interests.$205,0003,832
Net charge-offs$05,610
Cash dividends$51,0002,253
Sale, conversion, retirement of capital stock, net$13,000755
Net operating income$143,0004,348
2009-12-31 (YTD Data)Rank
Total interest income$5,836,0004,704
Total interest expense$2,283,0004,117
Net interest income$3,553,0004,926
Provision for loan and lease losses$800,0003,838
Total noninterest income$-113,0007,786
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$40,0006,643
Trading account gains and fees$0211
Additional Noninterest Income$-153,0007,653
Total noninterest expense$3,445,0004,771
Salaries and employee benefits$1,802,0004,670
Premises and equipment expense$654,0003,642
Additional noninterest expense$989,0005,267
Pre-tax net operating income$-805,0006,169
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$-805,0006,264
Extraordinary gains, net$034
Net income$-805,0006,263
Minority interest net income$0115
Net income of bank and minority interests.$-805,0006,263
Net charge-offs$117,0005,551
Cash dividends$91,0004,195
Sale, conversion, retirement of capital stock, net$5,114,000180
Net operating income$-805,0006,269
2009-09-30 (YTD Data)Rank
Total interest income$4,039,0004,985
Total interest expense$1,641,0004,347
Net interest income$2,398,0005,225
Provision for loan and lease losses$762,0003,168
Total noninterest income$-157,0007,943
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$29,0006,705
Trading account gains and fees$0212
Additional Noninterest Income$-186,0007,865
Total noninterest expense$2,487,0004,901
Salaries and employee benefits$1,330,0004,733
Premises and equipment expense$473,0003,781
Additional noninterest expense$684,0005,475
Pre-tax net operating income$-1,008,0006,655
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$-1,008,0006,755
Extraordinary gains, net$027
Net income$-1,008,0006,756
Minority interest net income$0118
Net income of bank and minority interests.$-1,008,0006,756
Net charge-offs$119,0004,897
Cash dividends$61,0003,833
Sale, conversion, retirement of capital stock, net$2,252,000257
Net operating income$-1,008,0006,748
2009-06-30 (YTD Data)Rank
Total interest income$2,507,0005,223
Total interest expense$1,051,0004,576
Net interest income$1,456,0005,480
Provision for loan and lease losses$107,0005,244
Total noninterest income$26,0007,583
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$18,0006,781
Trading account gains and fees$0193
Additional Noninterest Income$8,0007,329
Total noninterest expense$1,661,0004,932
Salaries and employee benefits$906,0004,730
Premises and equipment expense$296,0003,976
Additional noninterest expense$459,0005,476
Pre-tax net operating income$-286,0006,407
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-286,0006,519
Extraordinary gains, net$021
Net income$-286,0006,518
Minority interest net income$0112
Net income of bank and minority interests.$-286,0006,518
Net charge-offs$06,628
Cash dividends$31,0003,787
Sale, conversion, retirement of capital stock, net$2,225,000197
Net operating income$-286,0006,505
2009-03-31 (YTD Data)Rank
Total interest income$1,195,0005,414
Total interest expense$531,0004,670
Net interest income$664,0005,717
Provision for loan and lease losses$18,0005,948
Total noninterest income$13,0007,659
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$9,0006,767
Trading account gains and fees$0171
Additional Noninterest Income$4,0007,406
Total noninterest expense$789,0004,991
Salaries and employee benefits$468,0004,686
Premises and equipment expense$132,0004,337
Additional noninterest expense$189,0005,746
Pre-tax net operating income$-130,0006,733
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-130,0006,879
Extraordinary gains, net$015
Net income$-130,0006,880
Minority interest net income$0102
Net income of bank and minority interests.$-130,0006,880
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$2,212,000111
Net operating income$-130,0006,801
2008-12-31 (YTD Data)Rank
Total interest income$5,104,0005,398
Total interest expense$2,442,0004,805
Net interest income$2,662,0005,747
Provision for loan and lease losses$218,0005,112
Total noninterest income$47,0007,757
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$31,0006,892
Trading account gains and fees$0154
Additional Noninterest Income$16,0007,535
Total noninterest expense$2,929,0005,199
Salaries and employee benefits$1,804,0004,781
Premises and equipment expense$449,0004,770
Additional noninterest expense$676,0005,916
Pre-tax net operating income$-438,0006,731
Securities gains (losses)$19,0002,215
Applicable income taxes$04,979
Income before extraordinary items$-419,0006,662
Extraordinary gains, net$039
Net income$-419,0006,661
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0005,765
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$1,524,000365
Net operating income$-438,0006,809
2008-09-30 (YTD Data)Rank
Total interest income$3,877,0005,427
Total interest expense$1,818,0004,952
Net interest income$2,059,0005,702
Provision for loan and lease losses$205,0004,170
Total noninterest income$33,0007,911
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$22,0006,971
Trading account gains and fees$0148
Additional Noninterest Income$11,0007,732
Total noninterest expense$2,132,0005,270
Salaries and employee benefits$1,324,0004,856
Premises and equipment expense$335,0004,786
Additional noninterest expense$473,0006,058
Pre-tax net operating income$-245,0007,066
Securities gains (losses)$19,0002,045
Applicable income taxes$05,372
Income before extraordinary items$-226,0006,934
Extraordinary gains, net$031
Net income$-226,0006,932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0004,844
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$1,495,000258
Net operating income$-245,0007,117
2008-06-30 (YTD Data)Rank
Total interest income$2,626,0005,457
Total interest expense$1,227,0005,052
Net interest income$1,399,0005,669
Provision for loan and lease losses$148,0003,696
Total noninterest income$22,0007,986
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$15,0006,993
Trading account gains and fees$0149
Additional Noninterest Income$7,0007,835
Total noninterest expense$1,407,0005,331
Salaries and employee benefits$865,0004,964
Premises and equipment expense$223,0004,831
Additional noninterest expense$319,0006,021
Pre-tax net operating income$-134,0007,244
Securities gains (losses)$17,0002,146
Applicable income taxes$05,627
Income before extraordinary items$-117,0007,273
Extraordinary gains, net$021
Net income$-117,0007,273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0003,962
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$1,466,000183
Net operating income$-134,0007,281
2008-03-31 (YTD Data)Rank
Total interest income$1,351,0005,470
Total interest expense$667,0005,009
Net interest income$684,0005,757
Provision for loan and lease losses$162,0002,053
Total noninterest income$11,0008,018
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$7,0007,034
Trading account gains and fees$0158
Additional Noninterest Income$4,0007,805
Total noninterest expense$717,0005,292
Salaries and employee benefits$443,0004,927
Premises and equipment expense$104,0005,055
Additional noninterest expense$170,0005,815
Pre-tax net operating income$-184,0007,738
Securities gains (losses)$17,0001,682
Applicable income taxes$05,622
Income before extraordinary items$-167,0007,780
Extraordinary gains, net$015
Net income$-167,0007,779
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0002,625
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$1,438,00089
Net operating income$-184,0007,785
2007-12-31 (YTD Data)Rank
Total interest income$5,206,0005,611
Total interest expense$2,603,0005,148
Net interest income$2,603,0005,866
Provision for loan and lease losses$311,0003,122
Total noninterest income$49,0008,038
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$15,0007,235
Trading account gains and fees$0178
Additional Noninterest Income$34,0007,445
Total noninterest expense$2,649,0005,424
Salaries and employee benefits$1,463,0005,388
Premises and equipment expense$418,0004,887
Additional noninterest expense$768,0005,479
Pre-tax net operating income$-308,0007,716
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$-308,0007,787
Extraordinary gains, net$039
Net income$-308,0007,785
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$88,000964
Net operating income$-308,0007,767
2007-09-30 (YTD Data)Rank
Total interest income$3,776,0005,726
Total interest expense$1,889,0005,256
Net interest income$1,887,0005,980
Provision for loan and lease losses$262,0002,538
Total noninterest income$40,0008,048
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$4,0007,410
Trading account gains and fees$0184
Additional Noninterest Income$36,0007,171
Total noninterest expense$1,948,0005,451
Salaries and employee benefits$1,049,0005,497
Premises and equipment expense$316,0004,857
Additional noninterest expense$583,0005,385
Pre-tax net operating income$-283,0007,952
Securities gains (losses)$01,655
Applicable income taxes$1,0006,113
Income before extraordinary items$-284,0007,994
Extraordinary gains, net$033
Net income$-284,0007,990
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$64,000853
Net operating income$-284,0007,977
2007-06-30 (YTD Data)Rank
Total interest income$2,343,0005,929
Total interest expense$1,173,0005,448
Net interest income$1,170,0006,215
Provision for loan and lease losses$169,0002,442
Total noninterest income$12,0008,338
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$3,0007,446
Trading account gains and fees$0168
Additional Noninterest Income$9,0007,947
Total noninterest expense$1,239,0005,629
Salaries and employee benefits$686,0005,617
Premises and equipment expense$208,0004,900
Additional noninterest expense$345,0005,728
Pre-tax net operating income$-226,0008,103
Securities gains (losses)$01,444
Applicable income taxes$1,0006,141
Income before extraordinary items$-227,0008,145
Extraordinary gains, net$029
Net income$-227,0008,144
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$41,000781
Net operating income$-227,0008,134
2007-03-31 (YTD Data)Rank
Total interest income$1,130,0006,029
Total interest expense$573,0005,499
Net interest income$557,0006,370
Provision for loan and lease losses$52,0003,040
Total noninterest income$3,0008,453
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$2,0007,430
Trading account gains and fees$0195
Additional Noninterest Income$1,0008,340
Total noninterest expense$594,0005,779
Salaries and employee benefits$336,0005,720
Premises and equipment expense$99,0005,082
Additional noninterest expense$159,0005,944
Pre-tax net operating income$-86,0008,119
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$-86,0008,148
Extraordinary gains, net$022
Net income$-86,0008,147
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$18,000684
Net operating income$-86,0008,137
2006-12-31 (YTD Data)Rank
Total interest income$2,919,0006,839
Total interest expense$1,210,0006,576
Net interest income$1,709,0006,917
Provision for loan and lease losses$318,0002,663
Total noninterest income$8,0008,508
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$5,0007,507
Trading account gains and fees$0130
Additional Noninterest Income$3,0008,437
Total noninterest expense$2,040,0006,111
Salaries and employee benefits$1,049,0006,291
Premises and equipment expense$411,0004,839
Additional noninterest expense$580,0006,146
Pre-tax net operating income$-641,0008,321
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-641,0008,348
Extraordinary gains, net$051
Net income$-641,0008,349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$72,000945
Net operating income$-641,0008,345
2006-09-30 (YTD Data)Rank
Total interest income$1,999,0007,068
Total interest expense$793,0006,806
Net interest income$1,206,0007,132
Provision for loan and lease losses$253,0002,432
Total noninterest income$7,0008,574
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$4,0007,568
Trading account gains and fees$0126
Additional Noninterest Income$3,0008,495
Total noninterest expense$1,445,0006,264
Salaries and employee benefits$721,0006,509
Premises and equipment expense$305,0004,885
Additional noninterest expense$419,0006,270
Pre-tax net operating income$-485,0008,444
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-485,0008,469
Extraordinary gains, net$045
Net income$-485,0008,469
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$-485,0008,459
2006-06-30 (YTD Data)Rank
Total interest income$1,182,0007,295
Total interest expense$456,0007,046
Net interest income$726,0007,367
Provision for loan and lease losses$196,0002,150
Total noninterest income$6,0008,600
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,0007,616
Trading account gains and fees$0126
Additional Noninterest Income$4,0008,426
Total noninterest expense$965,0006,271
Salaries and employee benefits$488,0006,495
Premises and equipment expense$201,0004,913
Additional noninterest expense$276,0006,320
Pre-tax net operating income$-429,0008,540
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-429,0008,556
Extraordinary gains, net$039
Net income$-429,0008,556
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$-429,0008,555
2006-03-31 (YTD Data)Rank
Total interest income$555,0007,411
Total interest expense$225,0007,005
Net interest income$330,0007,555
Provision for loan and lease losses$150,0001,421
Total noninterest income$3,0008,612
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,0007,586
Trading account gains and fees$0115
Additional Noninterest Income$1,0008,494
Total noninterest expense$479,0006,305
Salaries and employee benefits$260,0006,347
Premises and equipment expense$101,0004,920
Additional noninterest expense$118,0006,671
Pre-tax net operating income$-296,0008,613
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$-296,0008,634
Extraordinary gains, net$021
Net income$-296,0008,633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$-296,0008,626
2005-12-31 (YTD Data)Rank
Total interest income$319,0008,711
Total interest expense$115,0008,600
Net interest income$204,0008,728
Provision for loan and lease losses$93,0004,942
Total noninterest income$1,0008,747
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$07,759
Trading account gains and fees$0138
Additional Noninterest Income$1,0008,658
Total noninterest expense$1,174,0007,445
Salaries and employee benefits$464,0008,012
Premises and equipment expense$209,0006,643
Additional noninterest expense$501,0006,576
Pre-tax net operating income$-1,062,0008,653
Securities gains (losses)$02,296
Applicable income taxes$2,0006,781
Income before extraordinary items$-1,064,0008,679
Extraordinary gains, net$046
Net income$-1,064,0008,678
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$12,370,000149
Net operating income$-1,064,0008,662
2005-09-30 (YTD Data)Rank
Total interest income$92,0008,816
Total interest expense$40,0008,730
Net interest income$52,0008,828
Provision for loan and lease losses$06,899
Total noninterest income$08,802
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$07,794
Trading account gains and fees$0126
Additional Noninterest Income$08,723
Total noninterest expense$647,0007,969
Salaries and employee benefits$181,0008,620
Premises and equipment expense$112,0007,293
Additional noninterest expense$354,0006,704
Pre-tax net operating income$-595,0008,631
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$-595,0008,671
Extraordinary gains, net$035
Net income$-595,0008,671
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$12,370,000104
Net operating income$-595,0008,647

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.