Home > First Choice Bank > Income and Expense
First Choice Bank, Income and Expense
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,223,000 | 3,947 |
| Total interest expense | $946,000 | 3,088 |
| Net interest income | $2,277,000 | 4,217 |
| Provision for loan and lease losses | $2,422,000 | 800 |
| Total noninterest income | $423,000 | 3,442 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $49,000 | 5,561 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $374,000 | 2,535 |
| Total noninterest expense | $3,469,000 | 2,710 |
| Salaries and employee benefits | $1,509,000 | 3,126 |
| Premises and equipment expense | $255,000 | 4,049 |
| Additional noninterest expense | $1,705,000 | 2,004 |
| Pre-tax net operating income | $-3,191,000 | 7,292 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-3,191,000 | 7,310 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,191,000 | 7,309 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-3,191,000 | 7,310 |
| Net charge-offs | $1,302,000 | 1,245 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-3,191,000 | 7,305 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,694,000 | 3,864 |
| Total interest expense | $514,000 | 2,975 |
| Net interest income | $1,180,000 | 4,088 |
| Provision for loan and lease losses | $1,005,000 | 846 |
| Total noninterest income | $435,000 | 2,220 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $28,000 | 5,334 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $407,000 | 1,545 |
| Total noninterest expense | $1,988,000 | 2,432 |
| Salaries and employee benefits | $829,000 | 2,909 |
| Premises and equipment expense | $124,000 | 4,195 |
| Additional noninterest expense | $1,035,000 | 1,663 |
| Pre-tax net operating income | $-1,378,000 | 7,337 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-1,378,000 | 7,352 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,378,000 | 7,352 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,378,000 | 7,353 |
| Net charge-offs | $1,017,000 | 850 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-1,378,000 | 7,350 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,660,000 | 3,327 |
| Total interest expense | $2,622,000 | 2,875 |
| Net interest income | $6,038,000 | 3,455 |
| Provision for loan and lease losses | $5,868,000 | 1,013 |
| Total noninterest income | $1,667,000 | 2,357 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $126,000 | 5,189 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,541,000 | 1,669 |
| Total noninterest expense | $9,806,000 | 1,981 |
| Salaries and employee benefits | $3,670,000 | 2,621 |
| Premises and equipment expense | $1,235,000 | 2,049 |
| Additional noninterest expense | $4,901,000 | 1,474 |
| Pre-tax net operating income | $-7,969,000 | 7,286 |
| Securities gains (losses) | $237,000 | 1,445 |
| Applicable income taxes | $1,214,000 | 1,059 |
| Income before extraordinary items | $-8,946,000 | 7,349 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-8,946,000 | 7,349 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-8,946,000 | 7,349 |
| Net charge-offs | $3,618,000 | 1,303 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-9,183,000 | 7,340 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,763,000 | 3,279 |
| Total interest expense | $1,982,000 | 2,976 |
| Net interest income | $4,781,000 | 3,362 |
| Provision for loan and lease losses | $4,625,000 | 929 |
| Total noninterest income | $803,000 | 3,143 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $96,000 | 5,238 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $707,000 | 2,250 |
| Total noninterest expense | $7,291,000 | 1,992 |
| Salaries and employee benefits | $2,581,000 | 2,779 |
| Premises and equipment expense | $1,044,000 | 1,869 |
| Additional noninterest expense | $3,666,000 | 1,445 |
| Pre-tax net operating income | $-6,332,000 | 7,436 |
| Securities gains (losses) | $237,000 | 1,241 |
| Applicable income taxes | $1,113,000 | 932 |
| Income before extraordinary items | $-7,208,000 | 7,518 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-7,208,000 | 7,518 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-7,208,000 | 7,518 |
| Net charge-offs | $1,267,000 | 1,944 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-7,445,000 | 7,510 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,573,000 | 3,277 |
| Total interest expense | $1,369,000 | 2,991 |
| Net interest income | $3,204,000 | 3,358 |
| Provision for loan and lease losses | $3,580,000 | 831 |
| Total noninterest income | $373,000 | 3,769 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $68,000 | 5,167 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $305,000 | 2,818 |
| Total noninterest expense | $5,333,000 | 1,844 |
| Salaries and employee benefits | $1,652,000 | 2,888 |
| Premises and equipment expense | $873,000 | 1,508 |
| Additional noninterest expense | $2,808,000 | 1,278 |
| Pre-tax net operating income | $-5,336,000 | 7,570 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,113,000 | 658 |
| Income before extraordinary items | $-6,449,000 | 7,632 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-6,449,000 | 7,632 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-6,449,000 | 7,632 |
| Net charge-offs | $1,040,000 | 1,679 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-6,449,000 | 7,631 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,281,000 | 3,343 |
| Total interest expense | $757,000 | 2,884 |
| Net interest income | $1,524,000 | 3,508 |
| Provision for loan and lease losses | $2,272,000 | 676 |
| Total noninterest income | $157,000 | 4,170 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $32,000 | 5,262 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $125,000 | 3,132 |
| Total noninterest expense | $2,259,000 | 2,156 |
| Salaries and employee benefits | $813,000 | 2,964 |
| Premises and equipment expense | $201,000 | 3,102 |
| Additional noninterest expense | $1,245,000 | 1,425 |
| Pre-tax net operating income | $-2,850,000 | 7,685 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-1,082,000 | 7,799 |
| Income before extraordinary items | $-1,768,000 | 7,617 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,768,000 | 7,619 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,768,000 | 7,619 |
| Net charge-offs | $859,000 | 1,152 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,768,000 | 7,612 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,468,000 | 3,117 |
| Total interest expense | $4,720,000 | 2,389 |
| Net interest income | $5,748,000 | 3,582 |
| Provision for loan and lease losses | $1,469,000 | 2,930 |
| Total noninterest income | $844,000 | 3,660 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $165,000 | 4,985 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $679,000 | 2,713 |
| Total noninterest expense | $6,316,000 | 3,056 |
| Salaries and employee benefits | $3,418,000 | 2,844 |
| Premises and equipment expense | $839,000 | 2,995 |
| Additional noninterest expense | $2,059,000 | 3,231 |
| Pre-tax net operating income | $-1,193,000 | 6,328 |
| Securities gains (losses) | $419,000 | 990 |
| Applicable income taxes | $-285,000 | 6,849 |
| Income before extraordinary items | $-489,000 | 6,072 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-489,000 | 6,071 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-489,000 | 6,072 |
| Net charge-offs | $1,996,000 | 2,036 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-757,160 | 6,247 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,877,000 | 3,153 |
| Total interest expense | $3,692,000 | 2,391 |
| Net interest income | $4,185,000 | 3,677 |
| Provision for loan and lease losses | $1,469,000 | 2,249 |
| Total noninterest income | $631,000 | 3,742 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $130,000 | 4,932 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $501,000 | 2,810 |
| Total noninterest expense | $4,732,000 | 3,065 |
| Salaries and employee benefits | $2,569,000 | 2,868 |
| Premises and equipment expense | $632,000 | 3,015 |
| Additional noninterest expense | $1,531,000 | 3,236 |
| Pre-tax net operating income | $-1,385,000 | 6,820 |
| Securities gains (losses) | $272,000 | 1,066 |
| Applicable income taxes | $-416,000 | 7,292 |
| Income before extraordinary items | $-697,000 | 6,567 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-697,000 | 6,568 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-697,000 | 6,568 |
| Net charge-offs | $1,856,000 | 1,571 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-871,080 | 6,668 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,281,000 | 3,159 |
| Total interest expense | $2,491,000 | 2,460 |
| Net interest income | $2,790,000 | 3,657 |
| Provision for loan and lease losses | $1,469,000 | 1,668 |
| Total noninterest income | $436,000 | 3,686 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $83,000 | 5,005 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $353,000 | 2,725 |
| Total noninterest expense | $3,205,000 | 3,047 |
| Salaries and employee benefits | $1,712,000 | 2,896 |
| Premises and equipment expense | $411,000 | 3,107 |
| Additional noninterest expense | $1,082,000 | 3,087 |
| Pre-tax net operating income | $-1,448,000 | 7,218 |
| Securities gains (losses) | $170,000 | 1,112 |
| Applicable income taxes | $-482,000 | 7,566 |
| Income before extraordinary items | $-796,000 | 7,021 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-796,000 | 7,021 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-796,000 | 7,021 |
| Net charge-offs | $1,649,000 | 1,267 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-904,800 | 7,081 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,638,000 | 3,192 |
| Total interest expense | $1,244,000 | 2,538 |
| Net interest income | $1,394,000 | 3,653 |
| Provision for loan and lease losses | $175,000 | 3,026 |
| Total noninterest income | $350,000 | 2,730 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $43,000 | 4,885 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $307,000 | 1,920 |
| Total noninterest expense | $1,544,000 | 3,063 |
| Salaries and employee benefits | $883,000 | 2,856 |
| Premises and equipment expense | $218,000 | 3,031 |
| Additional noninterest expense | $443,000 | 3,312 |
| Pre-tax net operating income | $25,000 | 5,948 |
| Securities gains (losses) | $170,000 | 735 |
| Applicable income taxes | $76,000 | 2,457 |
| Income before extraordinary items | $119,000 | 4,700 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $119,000 | 4,704 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $119,000 | 4,703 |
| Net charge-offs | $853,000 | 1,047 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $10,200 | 6,124 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,467,000 | 3,156 |
| Total interest expense | $5,748,000 | 2,614 |
| Net interest income | $5,719,000 | 3,594 |
| Provision for loan and lease losses | $2,617,000 | 1,520 |
| Total noninterest income | $574,000 | 4,568 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $168,000 | 5,103 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $406,000 | 3,556 |
| Total noninterest expense | $6,671,000 | 2,797 |
| Salaries and employee benefits | $3,459,000 | 2,857 |
| Premises and equipment expense | $926,000 | 2,807 |
| Additional noninterest expense | $2,286,000 | 2,522 |
| Pre-tax net operating income | $-2,995,000 | 7,594 |
| Securities gains (losses) | $187,000 | 749 |
| Applicable income taxes | $-1,070,000 | 7,728 |
| Income before extraordinary items | $-1,738,000 | 7,299 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,738,000 | 7,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $920,000 | 2,049 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,857,680 | 7,439 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,819,000 | 3,161 |
| Total interest expense | $4,388,000 | 2,669 |
| Net interest income | $4,431,000 | 3,547 |
| Provision for loan and lease losses | $997,000 | 1,826 |
| Total noninterest income | $466,000 | 4,486 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $124,000 | 5,176 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $342,000 | 3,457 |
| Total noninterest expense | $4,713,000 | 2,922 |
| Salaries and employee benefits | $2,580,000 | 2,892 |
| Premises and equipment expense | $704,000 | 2,789 |
| Additional noninterest expense | $1,429,000 | 2,895 |
| Pre-tax net operating income | $-813,000 | 7,438 |
| Securities gains (losses) | $187,000 | 657 |
| Applicable income taxes | $-241,000 | 7,699 |
| Income before extraordinary items | $-385,000 | 7,092 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-385,000 | 7,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $837,000 | 1,452 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-504,680 | 7,335 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,973,000 | 3,166 |
| Total interest expense | $3,051,000 | 2,672 |
| Net interest income | $2,922,000 | 3,564 |
| Provision for loan and lease losses | $310,000 | 2,477 |
| Total noninterest income | $367,000 | 4,188 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $82,000 | 5,200 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $285,000 | 3,118 |
| Total noninterest expense | $3,009,000 | 3,049 |
| Salaries and employee benefits | $1,754,000 | 2,877 |
| Premises and equipment expense | $464,000 | 2,824 |
| Additional noninterest expense | $791,000 | 3,393 |
| Pre-tax net operating income | $-30,000 | 7,047 |
| Securities gains (losses) | $187,000 | 646 |
| Applicable income taxes | $56,000 | 3,978 |
| Income before extraordinary items | $101,000 | 6,341 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $101,000 | 6,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 2,213 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-18,680 | 7,034 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,066,000 | 3,168 |
| Total interest expense | $1,648,000 | 2,650 |
| Net interest income | $1,418,000 | 3,632 |
| Provision for loan and lease losses | $280,000 | 1,468 |
| Total noninterest income | $207,000 | 3,933 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $39,000 | 5,270 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $168,000 | 2,844 |
| Total noninterest expense | $1,506,000 | 3,051 |
| Salaries and employee benefits | $891,000 | 2,858 |
| Premises and equipment expense | $235,000 | 2,800 |
| Additional noninterest expense | $380,000 | 3,446 |
| Pre-tax net operating income | $-161,000 | 7,683 |
| Securities gains (losses) | $187,000 | 465 |
| Applicable income taxes | $6,000 | 5,045 |
| Income before extraordinary items | $20,000 | 7,024 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $20,000 | 7,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,076 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-123,990 | 7,673 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,348,000 | 2,804 |
| Total interest expense | $8,139,000 | 2,283 |
| Net interest income | $6,209,000 | 3,415 |
| Provision for loan and lease losses | $843,000 | 1,619 |
| Total noninterest income | $603,000 | 4,631 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $226,000 | 4,655 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $377,000 | 3,847 |
| Total noninterest expense | $6,083,000 | 2,935 |
| Salaries and employee benefits | $3,564,000 | 2,758 |
| Premises and equipment expense | $1,021,000 | 2,522 |
| Additional noninterest expense | $1,498,000 | 3,422 |
| Pre-tax net operating income | $-114,000 | 7,569 |
| Securities gains (losses) | $37,000 | 900 |
| Applicable income taxes | $-48,000 | 7,931 |
| Income before extraordinary items | $-29,000 | 7,548 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-29,000 | 7,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $807,000 | 1,205 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-52,680 | 7,556 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,323,000 | 2,666 |
| Total interest expense | $6,168,000 | 2,270 |
| Net interest income | $5,155,000 | 3,155 |
| Provision for loan and lease losses | $706,000 | 1,198 |
| Total noninterest income | $473,000 | 4,539 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $170,000 | 4,679 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $303,000 | 3,720 |
| Total noninterest expense | $5,202,000 | 2,593 |
| Salaries and employee benefits | $2,718,000 | 2,708 |
| Premises and equipment expense | $765,000 | 2,514 |
| Additional noninterest expense | $1,719,000 | 2,313 |
| Pre-tax net operating income | $-280,000 | 7,949 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-120,000 | 8,258 |
| Income before extraordinary items | $-160,000 | 7,904 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-160,000 | 7,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $812,000 | 758 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-160,000 | 7,889 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,123,000 | 2,820 |
| Total interest expense | $3,909,000 | 2,371 |
| Net interest income | $3,214,000 | 3,353 |
| Provision for loan and lease losses | $641,000 | 832 |
| Total noninterest income | $397,000 | 4,054 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $117,000 | 4,630 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $280,000 | 3,130 |
| Total noninterest expense | $3,345,000 | 2,703 |
| Salaries and employee benefits | $1,870,000 | 2,667 |
| Premises and equipment expense | $515,000 | 2,514 |
| Additional noninterest expense | $960,000 | 2,724 |
| Pre-tax net operating income | $-375,000 | 8,208 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-151,000 | 8,436 |
| Income before extraordinary items | $-224,000 | 8,140 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-224,000 | 8,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $482,000 | 724 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-224,000 | 8,130 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,451,000 | 2,894 |
| Total interest expense | $1,940,000 | 2,379 |
| Net interest income | $1,511,000 | 3,518 |
| Provision for loan and lease losses | $525,000 | 503 |
| Total noninterest income | $229,000 | 3,734 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $53,000 | 4,757 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $176,000 | 2,745 |
| Total noninterest expense | $1,711,000 | 2,661 |
| Salaries and employee benefits | $964,000 | 2,627 |
| Premises and equipment expense | $248,000 | 2,603 |
| Additional noninterest expense | $499,000 | 2,625 |
| Pre-tax net operating income | $-496,000 | 8,515 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-193,000 | 8,563 |
| Income before extraordinary items | $-303,000 | 8,440 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-303,000 | 8,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $446,000 | 441 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-303,000 | 8,429 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,477,000 | 2,796 |
| Total interest expense | $6,382,000 | 2,467 |
| Net interest income | $7,095,000 | 3,068 |
| Provision for loan and lease losses | $907,000 | 1,132 |
| Total noninterest income | $972,000 | 3,614 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $223,000 | 4,762 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $749,000 | 2,676 |
| Total noninterest expense | $6,087,000 | 2,845 |
| Salaries and employee benefits | $3,780,000 | 2,570 |
| Premises and equipment expense | $942,000 | 2,611 |
| Additional noninterest expense | $1,365,000 | 3,551 |
| Pre-tax net operating income | $1,073,000 | 5,039 |
| Securities gains (losses) | $-7,000 | 7,181 |
| Applicable income taxes | $410,000 | 3,401 |
| Income before extraordinary items | $656,000 | 5,630 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $656,000 | 5,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $670,000 | 932 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $660,480 | 5,599 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,658,000 | 2,889 |
| Total interest expense | $4,408,000 | 2,568 |
| Net interest income | $5,250,000 | 3,132 |
| Provision for loan and lease losses | $662,000 | 1,108 |
| Total noninterest income | $711,000 | 3,679 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $177,000 | 4,680 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $534,000 | 2,760 |
| Total noninterest expense | $4,422,000 | 2,907 |
| Salaries and employee benefits | $2,732,000 | 2,654 |
| Premises and equipment expense | $695,000 | 2,655 |
| Additional noninterest expense | $995,000 | 3,630 |
| Pre-tax net operating income | $877,000 | 5,028 |
| Securities gains (losses) | $-7,000 | 7,492 |
| Applicable income taxes | $338,000 | 3,426 |
| Income before extraordinary items | $532,000 | 5,635 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $532,000 | 5,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 1,563 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $536,480 | 5,612 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,192,000 | 2,947 |
| Total interest expense | $2,739,000 | 2,627 |
| Net interest income | $3,453,000 | 3,170 |
| Provision for loan and lease losses | $182,000 | 2,251 |
| Total noninterest income | $504,000 | 3,506 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $120,000 | 4,594 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $384,000 | 2,622 |
| Total noninterest expense | $2,943,000 | 2,925 |
| Salaries and employee benefits | $1,829,000 | 2,645 |
| Premises and equipment expense | $459,000 | 2,670 |
| Additional noninterest expense | $655,000 | 3,657 |
| Pre-tax net operating income | $832,000 | 4,235 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $319,000 | 2,960 |
| Income before extraordinary items | $513,000 | 4,816 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $513,000 | 4,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 1,969 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $513,000 | 4,804 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,977,000 | 2,991 |
| Total interest expense | $1,275,000 | 2,679 |
| Net interest income | $1,702,000 | 3,199 |
| Provision for loan and lease losses | $181,000 | 1,223 |
| Total noninterest income | $273,000 | 3,277 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $60,000 | 4,537 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $213,000 | 2,402 |
| Total noninterest expense | $1,475,000 | 2,922 |
| Salaries and employee benefits | $892,000 | 2,705 |
| Premises and equipment expense | $224,000 | 2,731 |
| Additional noninterest expense | $359,000 | 3,396 |
| Pre-tax net operating income | $319,000 | 4,805 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $122,000 | 3,320 |
| Income before extraordinary items | $197,000 | 5,386 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $197,000 | 5,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 1,100 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $197,000 | 5,391 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,945,000 | 3,442 |
| Total interest expense | $3,388,000 | 3,021 |
| Net interest income | $5,557,000 | 3,649 |
| Provision for loan and lease losses | $494,000 | 1,924 |
| Total noninterest income | $1,423,000 | 2,786 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $185,000 | 5,197 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,238,000 | 1,924 |
| Total noninterest expense | $5,108,000 | 3,175 |
| Salaries and employee benefits | $3,031,000 | 2,933 |
| Premises and equipment expense | $681,000 | 3,313 |
| Additional noninterest expense | $1,396,000 | 3,421 |
| Pre-tax net operating income | $1,378,000 | 4,587 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $531,000 | 3,271 |
| Income before extraordinary items | $847,000 | 5,219 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $847,000 | 5,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,657 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $847,000 | 5,187 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,250,000 | 3,582 |
| Total interest expense | $2,320,000 | 3,109 |
| Net interest income | $3,930,000 | 3,816 |
| Provision for loan and lease losses | $320,000 | 2,078 |
| Total noninterest income | $1,042,000 | 2,823 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $137,000 | 5,260 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $905,000 | 1,944 |
| Total noninterest expense | $3,699,000 | 3,250 |
| Salaries and employee benefits | $2,236,000 | 2,949 |
| Premises and equipment expense | $478,000 | 3,469 |
| Additional noninterest expense | $985,000 | 3,539 |
| Pre-tax net operating income | $953,000 | 4,895 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $370,000 | 3,447 |
| Income before extraordinary items | $583,000 | 5,528 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $583,000 | 5,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 2,142 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $583,000 | 5,492 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,954,000 | 3,673 |
| Total interest expense | $1,437,000 | 3,156 |
| Net interest income | $2,517,000 | 3,900 |
| Provision for loan and lease losses | $281,000 | 1,628 |
| Total noninterest income | $672,000 | 2,856 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $85,000 | 5,372 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $587,000 | 1,961 |
| Total noninterest expense | $2,341,000 | 3,370 |
| Salaries and employee benefits | $1,402,000 | 3,108 |
| Premises and equipment expense | $278,000 | 3,838 |
| Additional noninterest expense | $661,000 | 3,507 |
| Pre-tax net operating income | $567,000 | 5,147 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $220,000 | 3,629 |
| Income before extraordinary items | $347,000 | 5,804 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $347,000 | 5,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 1,569 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $347,000 | 5,759 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,847,000 | 3,826 |
| Total interest expense | $636,000 | 3,356 |
| Net interest income | $1,211,000 | 4,032 |
| Provision for loan and lease losses | $225,000 | 1,003 |
| Total noninterest income | $411,000 | 2,452 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $39,000 | 5,509 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $372,000 | 1,634 |
| Total noninterest expense | $1,137,000 | 3,465 |
| Salaries and employee benefits | $692,000 | 3,154 |
| Premises and equipment expense | $133,000 | 4,011 |
| Additional noninterest expense | $312,000 | 3,692 |
| Pre-tax net operating income | $260,000 | 5,357 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $101,000 | 3,747 |
| Income before extraordinary items | $159,000 | 5,975 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $159,000 | 5,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 906 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $159,000 | 5,935 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,592,000 | 4,493 |
| Total interest expense | $1,851,000 | 3,884 |
| Net interest income | $3,741,000 | 4,697 |
| Provision for loan and lease losses | $381,000 | 2,453 |
| Total noninterest income | $1,204,000 | 3,124 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $113,000 | 6,287 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,091,000 | 2,040 |
| Total noninterest expense | $4,172,000 | 3,611 |
| Salaries and employee benefits | $2,477,000 | 3,374 |
| Premises and equipment expense | $521,000 | 3,956 |
| Additional noninterest expense | $1,174,000 | 3,823 |
| Pre-tax net operating income | $392,000 | 7,112 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $152,000 | 5,083 |
| Income before extraordinary items | $240,000 | 7,460 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $240,000 | 7,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,559 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $240,000 | 7,413 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,958,000 | 4,646 |
| Total interest expense | $1,268,000 | 4,108 |
| Net interest income | $2,690,000 | 4,809 |
| Provision for loan and lease losses | $285,000 | 2,349 |
| Total noninterest income | $817,000 | 3,356 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $79,000 | 6,439 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $738,000 | 2,189 |
| Total noninterest expense | $3,062,000 | 3,654 |
| Salaries and employee benefits | $1,833,000 | 3,373 |
| Premises and equipment expense | $399,000 | 3,882 |
| Additional noninterest expense | $830,000 | 3,977 |
| Pre-tax net operating income | $160,000 | 7,876 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $62,000 | 5,802 |
| Income before extraordinary items | $98,000 | 8,081 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $98,000 | 8,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $98,000 | 8,029 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,502,000 | 4,845 |
| Total interest expense | $812,000 | 4,234 |
| Net interest income | $1,690,000 | 5,010 |
| Provision for loan and lease losses | $179,000 | 2,443 |
| Total noninterest income | $578,000 | 3,259 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $51,000 | 6,505 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $527,000 | 2,108 |
| Total noninterest expense | $2,035,000 | 3,682 |
| Salaries and employee benefits | $1,213,000 | 3,412 |
| Premises and equipment expense | $256,000 | 3,999 |
| Additional noninterest expense | $566,000 | 3,919 |
| Pre-tax net operating income | $54,000 | 8,226 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $21,000 | 6,258 |
| Income before extraordinary items | $33,000 | 8,366 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $33,000 | 8,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $33,000 | 8,305 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,204,000 | 4,982 |
| Total interest expense | $403,000 | 4,305 |
| Net interest income | $801,000 | 5,212 |
| Provision for loan and lease losses | $24,000 | 4,604 |
| Total noninterest income | $241,000 | 3,609 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $22,000 | 6,668 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $219,000 | 2,324 |
| Total noninterest expense | $972,000 | 3,846 |
| Salaries and employee benefits | $594,000 | 3,498 |
| Premises and equipment expense | $128,000 | 4,030 |
| Additional noninterest expense | $250,000 | 4,318 |
| Pre-tax net operating income | $46,000 | 7,970 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $18,000 | 5,857 |
| Income before extraordinary items | $28,000 | 8,192 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $28,000 | 8,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $28,000 | 8,124 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,642,000 | 5,928 |
| Total interest expense | $1,351,000 | 5,213 |
| Net interest income | $2,291,000 | 6,196 |
| Provision for loan and lease losses | $265,000 | 3,440 |
| Total noninterest income | $1,412,000 | 2,968 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $69,000 | 7,102 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,343,000 | 1,970 |
| Total noninterest expense | $3,185,000 | 4,425 |
| Salaries and employee benefits | $1,908,000 | 4,078 |
| Premises and equipment expense | $378,000 | 4,939 |
| Additional noninterest expense | $899,000 | 4,637 |
| Pre-tax net operating income | $253,000 | 7,629 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $98,000 | 5,741 |
| Income before extraordinary items | $155,000 | 7,979 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $155,000 | 7,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $155,000 | 7,863 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,477,000 | 6,282 |
| Total interest expense | $939,000 | 5,569 |
| Net interest income | $1,538,000 | 6,560 |
| Provision for loan and lease losses | $233,000 | 3,000 |
| Total noninterest income | $1,209,000 | 2,762 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $47,000 | 7,276 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,162,000 | 1,849 |
| Total noninterest expense | $2,274,000 | 4,558 |
| Salaries and employee benefits | $1,352,000 | 4,249 |
| Premises and equipment expense | $266,000 | 5,120 |
| Additional noninterest expense | $656,000 | 4,699 |
| Pre-tax net operating income | $240,000 | 7,496 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $92,000 | 5,668 |
| Income before extraordinary items | $148,000 | 7,917 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $148,000 | 7,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $148,000 | 7,766 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,411,000 | 6,859 |
| Total interest expense | $592,000 | 5,892 |
| Net interest income | $819,000 | 7,212 |
| Provision for loan and lease losses | $110,000 | 3,695 |
| Total noninterest income | $865,000 | 2,604 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $27,000 | 7,445 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $838,000 | 1,724 |
| Total noninterest expense | $1,440,000 | 4,713 |
| Salaries and employee benefits | $861,000 | 4,387 |
| Premises and equipment expense | $159,000 | 5,464 |
| Additional noninterest expense | $420,000 | 4,834 |
| Pre-tax net operating income | $134,000 | 7,734 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $51,000 | 5,889 |
| Income before extraordinary items | $83,000 | 8,113 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $83,000 | 8,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $83,000 | 7,952 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $782,000 | 6,540 |
| Total interest expense | $273,000 | 6,222 |
| Net interest income | $509,000 | 6,597 |
| Provision for loan and lease losses | $50,000 | 3,651 |
| Total noninterest income | $223,000 | 3,902 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $8,000 | 7,776 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $215,000 | 2,596 |
| Total noninterest expense | $633,000 | 5,163 |
| Salaries and employee benefits | $373,000 | 4,868 |
| Premises and equipment expense | $80,000 | 5,448 |
| Additional noninterest expense | $180,000 | 5,349 |
| Pre-tax net operating income | $49,000 | 8,008 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $21,000 | 6,031 |
| Income before extraordinary items | $28,000 | 8,320 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $28,000 | 8,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $28,000 | 8,193 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,809,000 | 8,064 |
| Total interest expense | $698,000 | 7,828 |
| Net interest income | $1,111,000 | 8,099 |
| Provision for loan and lease losses | $256,000 | 3,804 |
| Total noninterest income | $407,000 | 5,741 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $15,000 | 8,030 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $392,000 | 3,744 |
| Total noninterest expense | $1,898,000 | 6,062 |
| Salaries and employee benefits | $1,027,000 | 6,035 |
| Premises and equipment expense | $277,000 | 5,803 |
| Additional noninterest expense | $594,000 | 5,970 |
| Pre-tax net operating income | $-636,000 | 9,031 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-577,000 | 9,257 |
| Income before extraordinary items | $-59,000 | 8,804 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-59,000 | 8,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-59,000 | 8,741 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $287,000 | 9,508 |
| Total interest expense | $110,000 | 9,459 |
| Net interest income | $177,000 | 9,506 |
| Provision for loan and lease losses | $103,000 | 5,550 |
| Total noninterest income | $79,000 | 8,792 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,000 | 8,372 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $78,000 | 6,933 |
| Total noninterest expense | $1,004,000 | 7,951 |
| Salaries and employee benefits | $420,000 | 8,544 |
| Premises and equipment expense | $122,000 | 7,971 |
| Additional noninterest expense | $462,000 | 6,695 |
| Pre-tax net operating income | $-851,000 | 9,305 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-851,000 | 9,374 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-851,000 | 9,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $5,800,000 | 153 |
| Net operating income | $-851,000 | 9,341 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.