Home > First Choice Bank > Assets and Liabilities
First Choice Bank, Assets and Liabilities
| 2011-06-30 | Rank | |
| # of Employees: | 28 | 4,547 |
| Assets and Liabilities | ||
| Total Assets: | $141,016,000 | 4,010 |
| Cash and due from depository institutions | $14,196,000 | 4,547 |
| Interest-bearing balances | $13,244,000 | 2,424 |
| Securities | $9,527,000 | 5,889 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $99,933,000 | 3,631 |
| Loan loss allowance | $6,157,000 | 1,300 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $4,188,000 | 2,697 |
| Other real estate owned | $11,234,000 | 4,547 |
| Goodwill and other intangibles | $6,000 | 2,968 |
| All other assets | $1,932,000 | 5,073 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $141,017,000 | 4,010 |
| Total liabilities | $137,874,000 | 3,763 |
| Total deposits | $137,215,000 | 3,607 |
| Interest-bearing deposits | $124,420,000 | 3,398 |
| Deposits held in domestic offices | $137,215,000 | 3,605 |
| % insured | 91.87% | 3,323 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $659,000 | 4,041 |
| Total equity capital | $3,143,000 | 7,102 |
| Total bank equity capital | $3,143,000 | 7,102 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $500,000 | 3,485 |
| Surplus | $16,050,000 | 1,860 |
| Undivided profits | $-13,407,000 | 7,225 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $10,855,000 | 1,289 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $369,000 | 5,676 |
| Earning assets | $122,704,000 | 4,142 |
| Long-term assets (5+ years) | $27,637,000 | 3,777 |
| Average Assets, year-to-date | $161,841,670 | 3,655 |
| Average Assets, quarterly | $145,321,500 | 3,937 |
| Volatile liabilities | $14,004,000 | 2,884 |
| Insider loans | $1,999,000 | 2,750 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $1,291,000 | 790 |
| Unused loan commitments | $12,550,000 | 3,425 |
| Tier 1 (core) risk-based capital | $3,142,000 | 7,047 |
| Tier 2 risk-based capital | $1,363,000 | 3,369 |
| Total risk weighted assets | $103,502,000 | 3,710 |
| Total unused commitments | $12,550,000 | 3,425 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 30 | 4,355 |
| Assets and Liabilities | ||
| Total Assets: | $149,627,000 | 3,895 |
| Cash and due from depository institutions | $18,326,000 | 4,355 |
| Interest-bearing balances | $16,653,000 | 2,134 |
| Securities | $6,770,000 | 6,291 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $107,492,000 | 3,480 |
| Loan loss allowance | $5,025,000 | 1,563 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $4,239,000 | 2,704 |
| Other real estate owned | $10,834,000 | 4,355 |
| Goodwill and other intangibles | $7,000 | 2,980 |
| All other assets | $1,959,000 | 5,093 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $149,628,000 | 3,895 |
| Total liabilities | $144,670,000 | 3,694 |
| Total deposits | $143,973,000 | 3,527 |
| Interest-bearing deposits | $133,691,000 | 3,267 |
| Deposits held in domestic offices | $143,973,000 | 3,524 |
| % insured | 88.14% | 4,725 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $697,000 | 3,833 |
| Total equity capital | $4,958,000 | 6,581 |
| Total bank equity capital | $4,958,000 | 6,581 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $500,000 | 3,527 |
| Surplus | $16,050,000 | 1,866 |
| Undivided profits | $-11,592,000 | 7,239 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $11,333,000 | 1,284 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $398,000 | 5,470 |
| Earning assets | $130,915,000 | 4,012 |
| Long-term assets (5+ years) | $22,937,000 | 4,059 |
| Average Assets, year-to-date | $172,254,500 | 3,515 |
| Average Assets, quarterly | $172,254,500 | 3,515 |
| Volatile liabilities | $14,582,000 | 2,839 |
| Insider loans | $2,205,000 | 2,623 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $155,000 | 1,437 |
| Unused loan commitments | $15,710,000 | 3,022 |
| Tier 1 (core) risk-based capital | $4,954,000 | 6,523 |
| Tier 2 risk-based capital | $1,435,000 | 3,245 |
| Total risk weighted assets | $110,436,000 | 3,566 |
| Total unused commitments | $15,710,000 | 3,023 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 45 | 3,307 |
| Assets and Liabilities | ||
| Total Assets: | $194,959,000 | 3,195 |
| Cash and due from depository institutions | $32,318,000 | 3,307 |
| Interest-bearing balances | $31,028,000 | 1,152 |
| Securities | $1,044,000 | 7,213 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $142,472,000 | 2,831 |
| Loan loss allowance | $5,037,000 | 1,565 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $4,710,000 | 2,503 |
| Other real estate owned | $12,040,000 | 3,307 |
| Goodwill and other intangibles | $7,000 | 2,986 |
| All other assets | $2,368,000 | 4,815 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $194,960,000 | 3,195 |
| Total liabilities | $188,562,000 | 3,005 |
| Total deposits | $187,616,000 | 2,841 |
| Interest-bearing deposits | $176,441,000 | 2,585 |
| Deposits held in domestic offices | $187,616,000 | 2,839 |
| % insured | 88.69% | 4,476 |
| Federal funds purchased & repurchase agreements | $333,000 | 2,366 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $613,000 | 4,150 |
| Total equity capital | $6,398,000 | 6,186 |
| Total bank equity capital | $6,398,000 | 6,186 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $500,000 | 3,575 |
| Surplus | $16,050,000 | 1,875 |
| Undivided profits | $-10,152,000 | 7,271 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $13,341,000 | 1,148 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $470,000 | 5,179 |
| Earning assets | $174,544,000 | 3,250 |
| Long-term assets (5+ years) | $31,398,000 | 3,399 |
| Average Assets, year-to-date | $189,292,600 | 3,241 |
| Average Assets, quarterly | $194,147,500 | 3,201 |
| Volatile liabilities | $69,122,000 | 1,915 |
| Insider loans | $2,187,000 | 2,699 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $7,980,000 | 401 |
| Unused loan commitments | $18,391,000 | 2,714 |
| Tier 1 (core) risk-based capital | $6,409,000 | 6,110 |
| Tier 2 risk-based capital | $1,826,000 | 2,714 |
| Total risk weighted assets | $142,154,000 | 2,984 |
| Total unused commitments | $18,391,000 | 2,714 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 47 | 3,211 |
| Assets and Liabilities | ||
| Total Assets: | $193,336,000 | 3,246 |
| Cash and due from depository institutions | $17,262,000 | 3,211 |
| Interest-bearing balances | $13,198,000 | 2,349 |
| Securities | $1,108,000 | 7,263 |
| Federal funds sold & reverse repurchase agreements | $7,071,000 | 1,111 |
| Net loans & leases | $150,505,000 | 2,750 |
| Loan loss allowance | $6,146,000 | 1,319 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $4,229,000 | 2,758 |
| Other real estate owned | $10,596,000 | 3,211 |
| Goodwill and other intangibles | $7,000 | 2,998 |
| All other assets | $2,558,000 | 4,774 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $193,335,000 | 3,246 |
| Total liabilities | $185,261,000 | 3,095 |
| Total deposits | $179,177,000 | 2,975 |
| Interest-bearing deposits | $164,976,000 | 2,798 |
| Deposits held in domestic offices | $179,177,000 | 2,972 |
| % insured | 88.86% | 3,929 |
| Federal funds purchased & repurchase agreements | $332,000 | 2,369 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $5,000,000 | 3,225 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $752,000 | 4,123 |
| Total equity capital | $8,074,000 | 5,797 |
| Total bank equity capital | $8,074,000 | 5,796 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $500,000 | 3,649 |
| Surplus | $16,050,000 | 1,870 |
| Undivided profits | $-8,476,000 | 7,357 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $14,878,000 | 1,082 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $495,000 | 5,247 |
| Earning assets | $171,882,000 | 3,317 |
| Long-term assets (5+ years) | $32,261,000 | 3,303 |
| Average Assets, year-to-date | $187,876,000 | 3,305 |
| Average Assets, quarterly | $187,574,500 | 3,329 |
| Volatile liabilities | $68,460,000 | 1,984 |
| Insider loans | $2,335,000 | 2,639 |
| FHLB advances | $5,000,000 | 3,066 |
| Loans and leases held for sale | $8,910,000 | 400 |
| Unused loan commitments | $17,882,000 | 2,821 |
| Tier 1 (core) risk-based capital | $8,067,000 | 5,650 |
| Tier 2 risk-based capital | $1,860,000 | 2,721 |
| Total risk weighted assets | $149,972,000 | 2,902 |
| Total unused commitments | $17,882,000 | 2,823 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 44 | 3,432 |
| Assets and Liabilities | ||
| Total Assets: | $181,813,000 | 3,446 |
| Cash and due from depository institutions | $5,652,000 | 3,432 |
| Interest-bearing balances | $3,912,000 | 4,052 |
| Securities | $10,763,000 | 5,607 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $148,203,000 | 2,825 |
| Loan loss allowance | $5,327,000 | 1,509 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $4,298,000 | 2,744 |
| Other real estate owned | $10,086,000 | 3,432 |
| Goodwill and other intangibles | $7,000 | 3,010 |
| All other assets | $2,804,000 | 4,591 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $181,813,000 | 3,446 |
| Total liabilities | $172,819,000 | 3,252 |
| Total deposits | $167,239,000 | 3,150 |
| Interest-bearing deposits | $155,182,000 | 2,972 |
| Deposits held in domestic offices | $167,239,000 | 3,147 |
| % insured | 88.79% | 4,042 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $5,000,000 | 3,370 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $580,000 | 4,542 |
| Total equity capital | $8,994,000 | 5,541 |
| Total bank equity capital | $8,994,000 | 5,540 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $500,000 | 3,686 |
| Surplus | $16,050,000 | 1,868 |
| Undivided profits | $-7,556,000 | 7,400 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $11,214,000 | 1,369 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $583,000 | 4,763 |
| Earning assets | $162,878,000 | 3,482 |
| Long-term assets (5+ years) | $35,135,000 | 3,090 |
| Average Assets, year-to-date | $186,056,000 | 3,362 |
| Average Assets, quarterly | $183,711,000 | 3,406 |
| Volatile liabilities | $54,277,000 | 2,451 |
| Insider loans | $2,485,000 | 2,560 |
| FHLB advances | $5,000,000 | 3,218 |
| Loans and leases held for sale | $2,211,000 | 704 |
| Unused loan commitments | $24,274,000 | 2,305 |
| Tier 1 (core) risk-based capital | $8,827,000 | 5,432 |
| Tier 2 risk-based capital | $1,897,000 | 2,699 |
| Total risk weighted assets | $147,846,000 | 2,969 |
| Total unused commitments | $24,274,000 | 2,309 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 45 | 3,387 |
| Assets and Liabilities | ||
| Total Assets: | $185,609,000 | 3,438 |
| Cash and due from depository institutions | $5,552,000 | 3,387 |
| Interest-bearing balances | $3,760,000 | 4,118 |
| Securities | $11,050,000 | 5,599 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $151,304,000 | 2,829 |
| Loan loss allowance | $4,200,000 | 1,862 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $4,702,000 | 2,608 |
| Other real estate owned | $7,665,000 | 3,387 |
| Goodwill and other intangibles | $8,000 | 3,014 |
| All other assets | $5,328,000 | 3,254 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $185,609,000 | 3,438 |
| Total liabilities | $171,981,000 | 3,343 |
| Total deposits | $166,261,000 | 3,221 |
| Interest-bearing deposits | $153,086,000 | 3,056 |
| Deposits held in domestic offices | $166,261,000 | 3,219 |
| % insured | 85.49% | 5,154 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $5,000,000 | 3,478 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $720,000 | 4,085 |
| Total equity capital | $13,628,000 | 4,338 |
| Total bank equity capital | $13,628,000 | 4,337 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $500,000 | 3,747 |
| Surplus | $16,050,000 | 1,906 |
| Undivided profits | $-2,922,000 | 7,074 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $12,807,000 | 1,267 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $596,000 | 4,777 |
| Earning assets | $166,114,000 | 3,480 |
| Long-term assets (5+ years) | $33,629,000 | 3,180 |
| Average Assets, year-to-date | $188,177,500 | 3,386 |
| Average Assets, quarterly | $188,177,500 | 3,386 |
| Volatile liabilities | $45,565,000 | 2,932 |
| Insider loans | $2,621,000 | 2,512 |
| FHLB advances | $5,000,000 | 3,318 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $22,668,000 | 2,514 |
| Tier 1 (core) risk-based capital | $12,028,000 | 4,563 |
| Tier 2 risk-based capital | $1,955,000 | 2,683 |
| Total risk weighted assets | $153,393,000 | 2,949 |
| Total unused commitments | $22,668,000 | 2,518 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 37 | 3,992 |
| Assets and Liabilities | ||
| Total Assets: | $190,746,000 | 3,373 |
| Cash and due from depository institutions | $8,030,000 | 3,992 |
| Interest-bearing balances | $6,223,000 | 2,984 |
| Securities | $11,578,000 | 5,514 |
| Federal funds sold & reverse repurchase agreements | $141,000 | 4,425 |
| Net loans & leases | $159,073,000 | 2,772 |
| Loan loss allowance | $2,787,000 | 2,548 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $4,783,000 | 2,608 |
| Other real estate owned | $2,687,000 | 3,992 |
| Goodwill and other intangibles | $8,000 | 3,037 |
| All other assets | $4,446,000 | 3,725 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $190,746,000 | 3,373 |
| Total liabilities | $175,425,000 | 3,305 |
| Total deposits | $169,750,000 | 3,166 |
| Interest-bearing deposits | $156,900,000 | 2,971 |
| Deposits held in domestic offices | $169,750,000 | 3,165 |
| % insured | 90.32% | 3,591 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $5,000,000 | 3,633 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $675,000 | 4,235 |
| Total equity capital | $15,321,000 | 3,962 |
| Total bank equity capital | $15,321,000 | 3,962 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $500,000 | 3,791 |
| Surplus | $16,050,000 | 1,915 |
| Undivided profits | $-1,229,000 | 6,810 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $13,403,000 | 1,204 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $682,000 | 4,522 |
| Earning assets | $177,015,000 | 3,305 |
| Long-term assets (5+ years) | $36,849,000 | 2,970 |
| Average Assets, year-to-date | $199,304,600 | 3,190 |
| Average Assets, quarterly | $200,008,500 | 3,226 |
| Volatile liabilities | $40,523,000 | 3,225 |
| Insider loans | $2,638,000 | 2,572 |
| FHLB advances | $5,000,000 | 3,488 |
| Loans and leases held for sale | $127,000 | 1,672 |
| Unused loan commitments | $24,231,000 | 2,406 |
| Tier 1 (core) risk-based capital | $14,804,000 | 3,914 |
| Tier 2 risk-based capital | $1,985,000 | 2,673 |
| Total risk weighted assets | $157,207,000 | 2,938 |
| Total unused commitments | $24,231,000 | 2,407 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 38 | 3,943 |
| Assets and Liabilities | ||
| Total Assets: | $209,271,000 | 3,142 |
| Cash and due from depository institutions | $10,702,000 | 3,943 |
| Interest-bearing balances | $8,005,000 | 2,368 |
| Securities | $22,875,000 | 4,120 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $164,401,000 | 2,718 |
| Loan loss allowance | $2,829,000 | 2,432 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $4,864,000 | 2,582 |
| Other real estate owned | $2,724,000 | 3,943 |
| Goodwill and other intangibles | $9,000 | 3,074 |
| All other assets | $3,696,000 | 3,782 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $209,271,000 | 3,142 |
| Total liabilities | $194,285,000 | 3,049 |
| Total deposits | $185,385,000 | 2,926 |
| Interest-bearing deposits | $171,524,000 | 2,749 |
| Deposits held in domestic offices | $185,385,000 | 2,924 |
| % insured | 87.84% | 4,660 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $8,000,000 | 3,148 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $900,000 | 4,003 |
| Total equity capital | $14,986,000 | 4,129 |
| Total bank equity capital | $14,986,000 | 4,129 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $500,000 | 3,841 |
| Surplus | $15,900,000 | 1,917 |
| Undivided profits | $-1,414,000 | 7,052 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $15,543,000 | 1,055 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $679,000 | 4,741 |
| Earning assets | $195,281,000 | 3,097 |
| Long-term assets (5+ years) | $34,114,000 | 3,091 |
| Average Assets, year-to-date | $201,444,250 | 3,190 |
| Average Assets, quarterly | $207,932,500 | 3,132 |
| Volatile liabilities | $51,572,000 | 2,703 |
| Insider loans | $2,339,000 | 2,793 |
| FHLB advances | $8,000,000 | 3,007 |
| Loans and leases held for sale | $1,839,000 | 695 |
| Unused loan commitments | $22,287,000 | 2,634 |
| Tier 1 (core) risk-based capital | $14,224,000 | 4,106 |
| Tier 2 risk-based capital | $2,023,000 | 2,655 |
| Total risk weighted assets | $160,455,000 | 2,929 |
| Total unused commitments | $22,287,000 | 2,635 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 38 | 3,996 |
| Assets and Liabilities | ||
| Total Assets: | $206,594,000 | 3,168 |
| Cash and due from depository institutions | $14,568,000 | 3,996 |
| Interest-bearing balances | $9,233,000 | 1,922 |
| Securities | $16,099,000 | 4,903 |
| Federal funds sold & reverse repurchase agreements | $385,000 | 4,616 |
| Net loans & leases | $165,814,000 | 2,727 |
| Loan loss allowance | $3,037,000 | 2,210 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,954,000 | 2,568 |
| Other real estate owned | $1,239,000 | 3,996 |
| Goodwill and other intangibles | $9,000 | 3,099 |
| All other assets | $3,526,000 | 3,870 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $206,595,000 | 3,168 |
| Total liabilities | $191,744,000 | 3,094 |
| Total deposits | $182,683,000 | 2,956 |
| Interest-bearing deposits | $165,297,000 | 2,841 |
| Deposits held in domestic offices | $182,683,000 | 2,954 |
| % insured | 70.33% | 5,984 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $8,000,000 | 3,235 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,061,000 | 3,664 |
| Total equity capital | $14,851,000 | 4,128 |
| Total bank equity capital | $14,851,000 | 4,128 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $500,000 | 3,889 |
| Surplus | $15,900,000 | 1,920 |
| Undivided profits | $-1,549,000 | 7,184 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $11,282,000 | 1,321 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $629,000 | 4,864 |
| Earning assets | $191,531,000 | 3,145 |
| Long-term assets (5+ years) | $41,490,000 | 2,669 |
| Average Assets, year-to-date | $198,835,330 | 3,242 |
| Average Assets, quarterly | $202,820,500 | 3,212 |
| Volatile liabilities | $53,240,000 | 2,617 |
| Insider loans | $2,913,000 | 2,446 |
| FHLB advances | $8,000,000 | 3,093 |
| Loans and leases held for sale | $2,958,000 | 732 |
| Unused loan commitments | $26,765,000 | 2,406 |
| Tier 1 (core) risk-based capital | $13,914,000 | 4,213 |
| Tier 2 risk-based capital | $2,026,000 | 2,607 |
| Total risk weighted assets | $160,325,000 | 2,941 |
| Total unused commitments | $26,765,000 | 2,411 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 37 | 4,098 |
| Assets and Liabilities | ||
| Total Assets: | $199,047,000 | 3,274 |
| Cash and due from depository institutions | $7,992,000 | 4,098 |
| Interest-bearing balances | $5,875,000 | 2,304 |
| Securities | $10,359,000 | 5,821 |
| Federal funds sold & reverse repurchase agreements | $255,000 | 5,140 |
| Net loans & leases | $171,546,000 | 2,677 |
| Loan loss allowance | $2,630,000 | 2,404 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $5,019,000 | 2,560 |
| Other real estate owned | $887,000 | 4,098 |
| Goodwill and other intangibles | $10,000 | 3,134 |
| All other assets | $2,979,000 | 4,237 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $199,048,000 | 3,274 |
| Total liabilities | $183,241,000 | 3,223 |
| Total deposits | $174,216,000 | 3,095 |
| Interest-bearing deposits | $157,458,000 | 2,944 |
| Deposits held in domestic offices | $174,216,000 | 3,093 |
| % insured | 70.79% | 5,953 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $8,000,000 | 3,311 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,025,000 | 3,673 |
| Total equity capital | $15,807,000 | 3,998 |
| Total bank equity capital | $15,807,000 | 3,997 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $500,000 | 3,911 |
| Surplus | $15,900,000 | 1,899 |
| Undivided profits | $-593,000 | 7,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $10,789,000 | 1,242 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $709,000 | 4,508 |
| Earning assets | $188,035,000 | 3,209 |
| Long-term assets (5+ years) | $34,080,000 | 3,025 |
| Average Assets, year-to-date | $194,956,000 | 3,297 |
| Average Assets, quarterly | $194,956,000 | 3,297 |
| Volatile liabilities | $56,180,000 | 2,521 |
| Insider loans | $2,012,000 | 3,122 |
| FHLB advances | $8,000,000 | 3,175 |
| Loans and leases held for sale | $2,550,000 | 692 |
| Unused loan commitments | $12,657,000 | 3,969 |
| Tier 1 (core) risk-based capital | $15,730,000 | 3,873 |
| Tier 2 risk-based capital | $2,056,000 | 2,559 |
| Total risk weighted assets | $167,829,000 | 2,832 |
| Total unused commitments | $12,657,000 | 3,973 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 42 | 3,746 |
| Assets and Liabilities | ||
| Total Assets: | $190,865,000 | 3,350 |
| Cash and due from depository institutions | $2,526,000 | 3,746 |
| Interest-bearing balances | $12,000 | 6,752 |
| Securities | $13,356,000 | 5,351 |
| Federal funds sold & reverse repurchase agreements | $134,000 | 5,000 |
| Net loans & leases | $165,744,000 | 2,748 |
| Loan loss allowance | $3,308,000 | 1,945 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $5,106,000 | 2,535 |
| Other real estate owned | $992,000 | 3,746 |
| Goodwill and other intangibles | $11,000 | 3,138 |
| All other assets | $2,996,000 | 4,277 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $190,865,000 | 3,350 |
| Total liabilities | $175,093,000 | 3,302 |
| Total deposits | $160,973,000 | 3,242 |
| Interest-bearing deposits | $147,791,000 | 3,046 |
| Deposits held in domestic offices | $160,973,000 | 3,240 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $13,200,000 | 2,807 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $920,000 | 3,933 |
| Total equity capital | $15,772,000 | 3,990 |
| Total bank equity capital | $15,772,000 | 3,990 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $500,000 | 3,940 |
| Surplus | $15,900,000 | 1,866 |
| Undivided profits | $-628,000 | 7,189 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,910,000 | 1,135 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $678,000 | 4,866 |
| Earning assets | $179,246,000 | 3,285 |
| Long-term assets (5+ years) | $30,929,000 | 3,179 |
| Average Assets, year-to-date | $185,730,200 | 3,328 |
| Average Assets, quarterly | $190,083,000 | 3,342 |
| Volatile liabilities | $51,710,000 | 2,657 |
| Insider loans | $2,037,000 | 3,128 |
| FHLB advances | $13,200,000 | 2,700 |
| Loans and leases held for sale | $780,000 | 965 |
| Unused loan commitments | $31,448,000 | 2,274 |
| Tier 1 (core) risk-based capital | $15,610,000 | 3,861 |
| Tier 2 risk-based capital | $2,083,000 | 2,522 |
| Total risk weighted assets | $166,622,000 | 2,861 |
| Total unused commitments | $31,448,000 | 2,276 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 43 | 3,708 |
| Assets and Liabilities | ||
| Total Assets: | $189,301,000 | 3,352 |
| Cash and due from depository institutions | $6,517,000 | 3,708 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $10,292,000 | 5,827 |
| Federal funds sold & reverse repurchase agreements | $4,509,000 | 2,444 |
| Net loans & leases | $159,114,000 | 2,833 |
| Loan loss allowance | $1,771,000 | 2,994 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,195,000 | 2,492 |
| Other real estate owned | $1,636,000 | 3,708 |
| Goodwill and other intangibles | $15,000 | 3,163 |
| All other assets | $2,023,000 | 5,239 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $189,301,000 | 3,352 |
| Total liabilities | $173,045,000 | 3,297 |
| Total deposits | $154,089,000 | 3,289 |
| Interest-bearing deposits | $142,334,000 | 3,107 |
| Deposits held in domestic offices | $154,089,000 | 3,286 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,296,000 | 1,719 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $13,200,000 | 2,804 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $460,000 | 5,637 |
| Total equity capital | $16,256,000 | 3,892 |
| Total bank equity capital | $16,256,000 | 3,892 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $500,000 | 3,979 |
| Surplus | $15,200,000 | 1,910 |
| Undivided profits | $556,000 | 6,834 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,373,000 | 2,167 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $802,000 | 4,542 |
| Earning assets | $173,915,000 | 3,340 |
| Long-term assets (5+ years) | $17,414,000 | 4,240 |
| Average Assets, year-to-date | $184,446,500 | 3,343 |
| Average Assets, quarterly | $185,358,000 | 3,391 |
| Volatile liabilities | $50,945,000 | 2,632 |
| Insider loans | $2,051,000 | 3,104 |
| FHLB advances | $13,200,000 | 2,695 |
| Loans and leases held for sale | $682,000 | 912 |
| Unused loan commitments | $27,072,000 | 2,654 |
| Tier 1 (core) risk-based capital | $16,259,000 | 3,820 |
| Tier 2 risk-based capital | $1,771,000 | 2,790 |
| Total risk weighted assets | $161,809,000 | 2,942 |
| Total unused commitments | $27,072,000 | 2,656 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 40 | 3,975 |
| Assets and Liabilities | ||
| Total Assets: | $181,415,000 | 3,453 |
| Cash and due from depository institutions | $2,184,000 | 3,975 |
| Interest-bearing balances | $2,000 | 6,690 |
| Securities | $10,407,000 | 5,853 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $160,383,000 | 2,802 |
| Loan loss allowance | $1,716,000 | 2,993 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,317,000 | 2,434 |
| Other real estate owned | $941,000 | 3,975 |
| Goodwill and other intangibles | $14,000 | 3,200 |
| All other assets | $2,169,000 | 5,059 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $181,415,000 | 3,453 |
| Total liabilities | $164,737,000 | 3,415 |
| Total deposits | $149,036,000 | 3,391 |
| Interest-bearing deposits | $137,721,000 | 3,172 |
| Deposits held in domestic offices | $149,036,000 | 3,388 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,694 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $13,200,000 | 2,710 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,001,000 | 3,841 |
| Total equity capital | $16,678,000 | 3,854 |
| Total bank equity capital | $16,678,000 | 3,854 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $500,000 | 4,014 |
| Surplus | $15,200,000 | 1,896 |
| Undivided profits | $978,000 | 6,667 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,525,000 | 1,594 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $740,000 | 4,689 |
| Earning assets | $170,792,000 | 3,385 |
| Long-term assets (5+ years) | $16,944,000 | 4,302 |
| Average Assets, year-to-date | $182,828,330 | 3,391 |
| Average Assets, quarterly | $181,294,000 | 3,428 |
| Volatile liabilities | $41,129,000 | 3,082 |
| Insider loans | $2,265,000 | 2,908 |
| FHLB advances | $13,200,000 | 2,604 |
| Loans and leases held for sale | $890,000 | 929 |
| Unused loan commitments | $26,150,000 | 2,784 |
| Tier 1 (core) risk-based capital | $16,746,000 | 3,752 |
| Tier 2 risk-based capital | $1,716,000 | 2,809 |
| Total risk weighted assets | $162,085,000 | 2,927 |
| Total unused commitments | $26,150,000 | 2,784 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 39 | 4,061 |
| Assets and Liabilities | ||
| Total Assets: | $181,173,000 | 3,449 |
| Cash and due from depository institutions | $2,771,000 | 4,061 |
| Interest-bearing balances | $2,000 | 6,650 |
| Securities | $7,829,000 | 6,383 |
| Federal funds sold & reverse repurchase agreements | $13,000 | 6,574 |
| Net loans & leases | $162,538,000 | 2,718 |
| Loan loss allowance | $1,884,000 | 2,720 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,386,000 | 2,382 |
| Other real estate owned | $747,000 | 4,061 |
| Goodwill and other intangibles | $17,000 | 3,187 |
| All other assets | $1,872,000 | 5,266 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $181,173,000 | 3,449 |
| Total liabilities | $164,440,000 | 3,399 |
| Total deposits | $146,892,000 | 3,451 |
| Interest-bearing deposits | $133,325,000 | 3,277 |
| Deposits held in domestic offices | $146,892,000 | 3,448 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,514,000 | 1,899 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $13,200,000 | 2,524 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $834,000 | 4,437 |
| Total equity capital | $16,733,000 | 3,916 |
| Total bank equity capital | $16,733,000 | 3,916 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $500,000 | 4,025 |
| Surplus | $15,200,000 | 1,875 |
| Undivided profits | $1,033,000 | 6,805 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,260,000 | 1,820 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $876,000 | 4,169 |
| Earning assets | $170,382,000 | 3,390 |
| Long-term assets (5+ years) | $13,035,000 | 4,706 |
| Average Assets, year-to-date | $183,535,000 | 3,388 |
| Average Assets, quarterly | $183,535,000 | 3,388 |
| Volatile liabilities | $50,653,000 | 2,589 |
| Insider loans | $1,992,000 | 3,094 |
| FHLB advances | $13,200,000 | 2,428 |
| Loans and leases held for sale | $1,859,000 | 707 |
| Unused loan commitments | $28,936,000 | 2,667 |
| Tier 1 (core) risk-based capital | $16,662,000 | 3,760 |
| Tier 2 risk-based capital | $1,884,000 | 2,564 |
| Total risk weighted assets | $163,082,000 | 2,862 |
| Total unused commitments | $28,936,000 | 2,670 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 41 | 3,927 |
| Assets and Liabilities | ||
| Total Assets: | $185,897,000 | 3,343 |
| Cash and due from depository institutions | $3,177,000 | 3,927 |
| Interest-bearing balances | $821,000 | 2,738 |
| Securities | $12,908,000 | 5,529 |
| Federal funds sold & reverse repurchase agreements | $31,000 | 6,052 |
| Net loans & leases | $160,975,000 | 2,705 |
| Loan loss allowance | $1,611,000 | 3,010 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,432,000 | 2,337 |
| Other real estate owned | $901,000 | 3,927 |
| Goodwill and other intangibles | $24,000 | 3,148 |
| All other assets | $2,449,000 | 4,720 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $185,897,000 | 3,343 |
| Total liabilities | $169,121,000 | 3,280 |
| Total deposits | $161,067,000 | 3,161 |
| Interest-bearing deposits | $148,365,000 | 2,943 |
| Deposits held in domestic offices | $161,067,000 | 3,159 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,111,000 | 1,533 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $943,000 | 4,149 |
| Total equity capital | $16,776,000 | 3,850 |
| Total bank equity capital | $16,776,000 | 3,850 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $500,000 | 4,039 |
| Surplus | $15,200,000 | 1,849 |
| Undivided profits | $1,076,000 | 6,834 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,868,000 | 2,315 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $946,000 | 4,172 |
| Earning assets | $174,735,000 | 3,269 |
| Long-term assets (5+ years) | $2,509,000 | 6,665 |
| Average Assets, year-to-date | $194,467,200 | 3,095 |
| Average Assets, quarterly | $196,306,500 | 3,164 |
| Volatile liabilities | $55,225,000 | 2,400 |
| Insider loans | $1,588,000 | 3,509 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $1,377,000 | 792 |
| Unused loan commitments | $32,249,000 | 2,464 |
| Tier 1 (core) risk-based capital | $16,635,000 | 3,748 |
| Tier 2 risk-based capital | $1,611,000 | 2,880 |
| Total risk weighted assets | $163,949,000 | 2,827 |
| Total unused commitments | $32,249,000 | 2,466 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 41 | 3,923 |
| Assets and Liabilities | ||
| Total Assets: | $206,716,000 | 3,005 |
| Cash and due from depository institutions | $3,981,000 | 3,923 |
| Interest-bearing balances | $28,000 | 5,712 |
| Securities | $16,264,000 | 4,981 |
| Federal funds sold & reverse repurchase agreements | $12,673,000 | 1,146 |
| Net loans & leases | $164,978,000 | 2,610 |
| Loan loss allowance | $1,469,000 | 3,224 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,530,000 | 2,258 |
| Other real estate owned | $0 | 3,923 |
| Goodwill and other intangibles | $26,000 | 3,141 |
| All other assets | $3,264,000 | 4,074 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $206,716,000 | 3,005 |
| Total liabilities | $190,141,000 | 2,911 |
| Total deposits | $183,502,000 | 2,763 |
| Interest-bearing deposits | $171,051,000 | 2,570 |
| Deposits held in domestic offices | $183,502,000 | 2,760 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $499,000 | 3,070 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $6,140,000 | 999 |
| Total equity capital | $16,575,000 | 3,856 |
| Total bank equity capital | $16,575,000 | 3,856 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $500,000 | 4,031 |
| Surplus | $15,200,000 | 1,811 |
| Undivided profits | $875,000 | 7,027 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,675,000 | 1,609 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,153,000 | 3,767 |
| Earning assets | $193,943,000 | 2,934 |
| Long-term assets (5+ years) | $2,561,000 | 6,614 |
| Average Assets, year-to-date | $196,609,750 | 3,057 |
| Average Assets, quarterly | $203,545,000 | 3,019 |
| Volatile liabilities | $69,404,000 | 1,949 |
| Insider loans | $1,598,000 | 3,461 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $527,000 | 1,142 |
| Unused loan commitments | $31,458,000 | 2,535 |
| Tier 1 (core) risk-based capital | $16,502,000 | 3,763 |
| Tier 2 risk-based capital | $1,469,000 | 3,093 |
| Total risk weighted assets | $175,434,000 | 2,604 |
| Total unused commitments | $31,458,000 | 2,535 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 44 | 3,734 |
| Assets and Liabilities | ||
| Total Assets: | $200,374,000 | 3,080 |
| Cash and due from depository institutions | $10,001,000 | 3,734 |
| Interest-bearing balances | $5,199,000 | 1,015 |
| Securities | $15,048,000 | 5,192 |
| Federal funds sold & reverse repurchase agreements | $3,016,000 | 3,559 |
| Net loans & leases | $162,868,000 | 2,633 |
| Loan loss allowance | $1,735,000 | 2,818 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,630,000 | 2,217 |
| Other real estate owned | $0 | 3,734 |
| Goodwill and other intangibles | $27,000 | 3,167 |
| All other assets | $3,784,000 | 3,671 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $200,374,000 | 3,080 |
| Total liabilities | $183,997,000 | 3,019 |
| Total deposits | $182,944,000 | 2,799 |
| Interest-bearing deposits | $169,852,000 | 2,615 |
| Deposits held in domestic offices | $182,944,000 | 2,797 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,053,000 | 3,760 |
| Total equity capital | $16,377,000 | 3,826 |
| Total bank equity capital | $16,377,000 | 3,826 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $500,000 | 4,053 |
| Surplus | $15,200,000 | 1,815 |
| Undivided profits | $677,000 | 7,161 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,167,000 | 1,219 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,079,000 | 3,719 |
| Earning assets | $186,131,000 | 3,052 |
| Long-term assets (5+ years) | $2,001,000 | 6,808 |
| Average Assets, year-to-date | $193,241,000 | 3,142 |
| Average Assets, quarterly | $193,153,000 | 3,167 |
| Volatile liabilities | $89,181,000 | 1,558 |
| Insider loans | $1,609,000 | 3,408 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $32,075,000 | 2,536 |
| Tier 1 (core) risk-based capital | $16,436,000 | 3,745 |
| Tier 2 risk-based capital | $1,735,000 | 2,696 |
| Total risk weighted assets | $174,145,000 | 2,607 |
| Total unused commitments | $32,075,000 | 2,536 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 45 | 3,648 |
| Assets and Liabilities | ||
| Total Assets: | $185,932,000 | 3,286 |
| Cash and due from depository institutions | $2,426,000 | 3,648 |
| Interest-bearing balances | $14,000 | 6,137 |
| Securities | $15,202,000 | 5,227 |
| Federal funds sold & reverse repurchase agreements | $3,000 | 6,760 |
| Net loans & leases | $158,583,000 | 2,673 |
| Loan loss allowance | $1,654,000 | 2,912 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,721,000 | 2,157 |
| Other real estate owned | $0 | 3,648 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $3,997,000 | 3,460 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $185,932,000 | 3,286 |
| Total liabilities | $169,538,000 | 3,236 |
| Total deposits | $164,481,000 | 3,071 |
| Interest-bearing deposits | $149,168,000 | 2,908 |
| Deposits held in domestic offices | $164,481,000 | 3,069 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $4,125,000 | 3,572 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $932,000 | 4,074 |
| Total equity capital | $16,394,000 | 3,837 |
| Total bank equity capital | $16,394,000 | 3,837 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $500,000 | 4,054 |
| Surplus | $15,200,000 | 1,797 |
| Undivided profits | $694,000 | 7,247 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,384,000 | 664 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,123,000 | 3,469 |
| Earning assets | $173,802,000 | 3,234 |
| Long-term assets (5+ years) | $2,067,000 | 6,760 |
| Average Assets, year-to-date | $189,674,500 | 3,206 |
| Average Assets, quarterly | $189,674,500 | 3,206 |
| Volatile liabilities | $74,261,000 | 1,803 |
| Insider loans | $1,587,000 | 3,431 |
| FHLB advances | $4,125,000 | 3,428 |
| Loans and leases held for sale | $937,000 | 1,016 |
| Unused loan commitments | $41,714,000 | 2,094 |
| Tier 1 (core) risk-based capital | $16,385,000 | 3,732 |
| Tier 2 risk-based capital | $1,654,000 | 2,779 |
| Total risk weighted assets | $174,691,000 | 2,564 |
| Total unused commitments | $41,714,000 | 2,094 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 49 | 3,424 |
| Assets and Liabilities | ||
| Total Assets: | $193,417,000 | 3,153 |
| Cash and due from depository institutions | $2,926,000 | 3,424 |
| Interest-bearing balances | $32,000 | 5,738 |
| Securities | $15,174,000 | 5,262 |
| Federal funds sold & reverse repurchase agreements | $5,000 | 6,379 |
| Net loans & leases | $166,213,000 | 2,558 |
| Loan loss allowance | $1,574,000 | 3,019 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,813,000 | 2,080 |
| Other real estate owned | $0 | 3,424 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,286,000 | 3,970 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $193,417,000 | 3,153 |
| Total liabilities | $176,733,000 | 3,098 |
| Total deposits | $165,586,000 | 3,019 |
| Interest-bearing deposits | $152,342,000 | 2,823 |
| Deposits held in domestic offices | $165,586,000 | 3,016 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,600,000 | 1,550 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $4,400,000 | 3,648 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,147,000 | 3,536 |
| Total equity capital | $16,684,000 | 3,703 |
| Total bank equity capital | $16,684,000 | 3,703 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $500,000 | 4,064 |
| Surplus | $15,200,000 | 1,750 |
| Undivided profits | $984,000 | 7,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,746,000 | 853 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,122,000 | 3,589 |
| Earning assets | $181,424,000 | 3,090 |
| Long-term assets (5+ years) | $2,563,000 | 6,584 |
| Average Assets, year-to-date | $172,268,000 | 3,347 |
| Average Assets, quarterly | $190,321,500 | 3,156 |
| Volatile liabilities | $84,146,000 | 1,742 |
| Insider loans | $1,598,000 | 3,391 |
| FHLB advances | $4,400,000 | 3,513 |
| Loans and leases held for sale | $1,560,000 | 791 |
| Unused loan commitments | $36,040,000 | 2,285 |
| Tier 1 (core) risk-based capital | $16,688,000 | 3,595 |
| Tier 2 risk-based capital | $1,574,000 | 2,898 |
| Total risk weighted assets | $176,640,000 | 2,525 |
| Total unused commitments | $36,040,000 | 2,286 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 50 | 3,382 |
| Assets and Liabilities | ||
| Total Assets: | $187,226,000 | 3,202 |
| Cash and due from depository institutions | $4,241,000 | 3,382 |
| Interest-bearing balances | $1,607,000 | 1,980 |
| Securities | $8,686,000 | 6,494 |
| Federal funds sold & reverse repurchase agreements | $3,643,000 | 2,953 |
| Net loans & leases | $162,334,000 | 2,595 |
| Loan loss allowance | $1,808,000 | 2,696 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,905,000 | 2,015 |
| Other real estate owned | $0 | 3,382 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $2,417,000 | 4,767 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $187,226,000 | 3,202 |
| Total liabilities | $170,658,000 | 3,153 |
| Total deposits | $169,358,000 | 2,927 |
| Interest-bearing deposits | $157,661,000 | 2,705 |
| Deposits held in domestic offices | $169,358,000 | 2,924 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,300,000 | 3,231 |
| Total equity capital | $16,568,000 | 3,694 |
| Total bank equity capital | $16,568,000 | 3,694 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,089 |
| Surplus | $15,200,000 | 1,731 |
| Undivided profits | $868,000 | 7,243 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,112,000 | 1,426 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,005,000 | 3,954 |
| Earning assets | $176,270,000 | 3,130 |
| Long-term assets (5+ years) | $5,809,000 | 5,603 |
| Average Assets, year-to-date | $166,980,750 | 3,449 |
| Average Assets, quarterly | $176,665,000 | 3,338 |
| Volatile liabilities | $79,391,000 | 1,818 |
| Insider loans | $1,645,000 | 3,316 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $4,857,000 | 392 |
| Unused loan commitments | $41,281,000 | 2,105 |
| Tier 1 (core) risk-based capital | $16,564,000 | 3,612 |
| Tier 2 risk-based capital | $1,808,000 | 2,576 |
| Total risk weighted assets | $175,713,000 | 2,525 |
| Total unused commitments | $41,281,000 | 2,107 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 48 | 3,488 |
| Assets and Liabilities | ||
| Total Assets: | $166,104,000 | 3,505 |
| Cash and due from depository institutions | $4,341,000 | 3,488 |
| Interest-bearing balances | $80,000 | 5,160 |
| Securities | $3,278,000 | 7,792 |
| Federal funds sold & reverse repurchase agreements | $1,070,000 | 4,427 |
| Net loans & leases | $149,470,000 | 2,765 |
| Loan loss allowance | $1,440,000 | 3,219 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,933,000 | 1,970 |
| Other real estate owned | $0 | 3,488 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $2,012,000 | 5,132 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $166,104,000 | 3,505 |
| Total liabilities | $150,283,000 | 3,474 |
| Total deposits | $145,254,000 | 3,294 |
| Interest-bearing deposits | $131,048,000 | 3,118 |
| Deposits held in domestic offices | $145,254,000 | 3,291 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $3,500,000 | 4,130 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,529,000 | 2,651 |
| Total equity capital | $15,821,000 | 3,723 |
| Total bank equity capital | $15,821,000 | 3,723 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $500,000 | 4,081 |
| Surplus | $14,500,000 | 1,763 |
| Undivided profits | $821,000 | 7,187 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,157,000 | 2,161 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $750,000 | 4,543 |
| Earning assets | $153,898,000 | 3,473 |
| Long-term assets (5+ years) | $3,275,000 | 6,347 |
| Average Assets, year-to-date | $160,232,330 | 3,553 |
| Average Assets, quarterly | $163,896,500 | 3,513 |
| Volatile liabilities | $67,319,000 | 2,051 |
| Insider loans | $1,656,000 | 3,268 |
| FHLB advances | $3,500,000 | 3,949 |
| Loans and leases held for sale | $2,133,000 | 659 |
| Unused loan commitments | $43,159,000 | 2,061 |
| Tier 1 (core) risk-based capital | $15,845,000 | 3,691 |
| Tier 2 risk-based capital | $1,440,000 | 3,061 |
| Total risk weighted assets | $162,991,000 | 2,670 |
| Total unused commitments | $43,159,000 | 2,062 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 47 | 3,538 |
| Assets and Liabilities | ||
| Total Assets: | $161,689,000 | 3,545 |
| Cash and due from depository institutions | $3,289,000 | 3,538 |
| Interest-bearing balances | $34,000 | 5,838 |
| Securities | $3,317,000 | 7,840 |
| Federal funds sold & reverse repurchase agreements | $802,000 | 5,290 |
| Net loans & leases | $146,606,000 | 2,773 |
| Loan loss allowance | $1,438,000 | 3,189 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,918,000 | 1,921 |
| Other real estate owned | $0 | 3,538 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,757,000 | 5,370 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $161,689,000 | 3,545 |
| Total liabilities | $146,174,000 | 3,518 |
| Total deposits | $143,781,000 | 3,317 |
| Interest-bearing deposits | $131,051,000 | 3,105 |
| Deposits held in domestic offices | $143,781,000 | 3,314 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,300,000 | 2,486 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,093,000 | 3,337 |
| Total equity capital | $15,515,000 | 3,741 |
| Total bank equity capital | $15,515,000 | 3,741 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,070 |
| Surplus | $14,500,000 | 1,704 |
| Undivided profits | $515,000 | 7,496 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,441,000 | 1,754 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $743,000 | 4,385 |
| Earning assets | $150,759,000 | 3,499 |
| Long-term assets (5+ years) | $9,819,000 | 4,625 |
| Average Assets, year-to-date | $157,296,500 | 3,594 |
| Average Assets, quarterly | $157,296,500 | 3,594 |
| Volatile liabilities | $62,819,000 | 2,086 |
| Insider loans | $1,258,000 | 3,743 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $2,440,000 | 530 |
| Unused loan commitments | $38,159,000 | 2,202 |
| Tier 1 (core) risk-based capital | $15,528,000 | 3,694 |
| Tier 2 risk-based capital | $1,455,000 | 2,986 |
| Total risk weighted assets | $160,456,000 | 2,652 |
| Total unused commitments | $38,159,000 | 2,203 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 46 | 3,601 |
| Assets and Liabilities | ||
| Total Assets: | $152,904,000 | 3,687 |
| Cash and due from depository institutions | $3,330,000 | 3,601 |
| Interest-bearing balances | $50,000 | 5,648 |
| Securities | $3,844,000 | 7,727 |
| Federal funds sold & reverse repurchase agreements | $3,043,000 | 3,322 |
| Net loans & leases | $135,256,000 | 2,931 |
| Loan loss allowance | $1,337,000 | 3,330 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,826,000 | 1,916 |
| Other real estate owned | $0 | 3,601 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,605,000 | 5,623 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $152,904,000 | 3,687 |
| Total liabilities | $138,085,000 | 3,659 |
| Total deposits | $134,265,000 | 3,475 |
| Interest-bearing deposits | $122,740,000 | 3,235 |
| Deposits held in domestic offices | $134,265,000 | 3,471 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,900,000 | 4,340 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $920,000 | 3,704 |
| Total equity capital | $14,819,000 | 3,860 |
| Total bank equity capital | $14,819,000 | 3,860 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $500,000 | 4,085 |
| Surplus | $14,000,000 | 1,724 |
| Undivided profits | $319,000 | 7,745 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,669,000 | 1,520 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $640,000 | 4,922 |
| Earning assets | $142,193,000 | 3,624 |
| Long-term assets (5+ years) | $5,121,000 | 5,759 |
| Average Assets, year-to-date | $131,125,800 | 3,989 |
| Average Assets, quarterly | $143,648,000 | 3,831 |
| Volatile liabilities | $59,848,000 | 2,134 |
| Insider loans | $1,016,000 | 4,163 |
| FHLB advances | $2,900,000 | 4,182 |
| Loans and leases held for sale | $830,000 | 955 |
| Unused loan commitments | $31,549,000 | 2,459 |
| Tier 1 (core) risk-based capital | $14,832,000 | 3,800 |
| Tier 2 risk-based capital | $1,337,000 | 3,159 |
| Total risk weighted assets | $148,762,000 | 2,823 |
| Total unused commitments | $31,549,000 | 2,459 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 45 | 3,655 |
| Assets and Liabilities | ||
| Total Assets: | $134,392,000 | 4,010 |
| Cash and due from depository institutions | $3,225,000 | 3,655 |
| Interest-bearing balances | $75,000 | 5,368 |
| Securities | $1,862,000 | 8,254 |
| Federal funds sold & reverse repurchase agreements | $1,932,000 | 3,815 |
| Net loans & leases | $120,524,000 | 3,167 |
| Loan loss allowance | $1,185,000 | 3,633 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,442,000 | 2,020 |
| Other real estate owned | $0 | 3,655 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,407,000 | 5,918 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $134,392,000 | 4,010 |
| Total liabilities | $121,833,000 | 3,961 |
| Total deposits | $107,215,000 | 4,066 |
| Interest-bearing deposits | $94,933,000 | 3,895 |
| Deposits held in domestic offices | $107,215,000 | 4,061 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,000,000 | 1,205 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $5,000,000 | 3,667 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $618,000 | 4,598 |
| Total equity capital | $12,559,000 | 4,363 |
| Total bank equity capital | $12,559,000 | 4,363 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,084 |
| Surplus | $12,000,000 | 1,904 |
| Undivided profits | $59,000 | 8,052 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,122,000 | 2,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $509,000 | 5,683 |
| Earning assets | $124,393,000 | 3,968 |
| Long-term assets (5+ years) | $5,976,000 | 5,571 |
| Average Assets, year-to-date | $125,681,250 | 4,115 |
| Average Assets, quarterly | $132,813,500 | 4,011 |
| Volatile liabilities | $50,665,000 | 2,357 |
| Insider loans | $1,046,000 | 4,077 |
| FHLB advances | $5,000,000 | 3,503 |
| Loans and leases held for sale | $1,907,000 | 704 |
| Unused loan commitments | $33,781,000 | 2,314 |
| Tier 1 (core) risk-based capital | $12,568,000 | 4,284 |
| Tier 2 risk-based capital | $1,185,000 | 3,431 |
| Total risk weighted assets | $132,325,000 | 3,067 |
| Total unused commitments | $33,781,000 | 2,317 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 39 | 4,082 |
| Assets and Liabilities | ||
| Total Assets: | $131,235,000 | 4,032 |
| Cash and due from depository institutions | $3,886,000 | 4,082 |
| Interest-bearing balances | $65,000 | 5,519 |
| Securities | $2,883,000 | 8,048 |
| Federal funds sold & reverse repurchase agreements | $1,220,000 | 4,109 |
| Net loans & leases | $116,760,000 | 3,179 |
| Loan loss allowance | $1,136,000 | 3,681 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,138,000 | 2,111 |
| Other real estate owned | $0 | 4,082 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,348,000 | 5,842 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $131,235,000 | 4,032 |
| Total liabilities | $118,909,000 | 3,998 |
| Total deposits | $113,855,000 | 3,833 |
| Interest-bearing deposits | $103,674,000 | 3,586 |
| Deposits held in domestic offices | $113,855,000 | 3,830 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,500,000 | 1,731 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $554,000 | 4,613 |
| Total equity capital | $12,326,000 | 4,355 |
| Total bank equity capital | $12,326,000 | 4,355 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,076 |
| Surplus | $12,000,000 | 1,863 |
| Undivided profits | $-174,000 | 8,227 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $842,000 | 2,608 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $543,000 | 5,168 |
| Earning assets | $120,928,000 | 4,017 |
| Long-term assets (5+ years) | $8,056,000 | 5,099 |
| Average Assets, year-to-date | $122,777,670 | 4,188 |
| Average Assets, quarterly | $126,465,500 | 4,116 |
| Volatile liabilities | $48,895,000 | 2,310 |
| Insider loans | $1,052,000 | 4,032 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $3,530,000 | 522 |
| Unused loan commitments | $29,456,000 | 2,478 |
| Tier 1 (core) risk-based capital | $12,332,000 | 4,265 |
| Tier 2 risk-based capital | $1,145,000 | 3,468 |
| Total risk weighted assets | $126,202,000 | 3,110 |
| Total unused commitments | $29,456,000 | 2,479 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 33 | 4,612 |
| Assets and Liabilities | ||
| Total Assets: | $121,696,000 | 4,267 |
| Cash and due from depository institutions | $3,511,000 | 4,612 |
| Interest-bearing balances | $40,000 | 5,857 |
| Securities | $2,888,000 | 8,112 |
| Federal funds sold & reverse repurchase agreements | $62,000 | 6,231 |
| Net loans & leases | $109,484,000 | 3,313 |
| Loan loss allowance | $1,080,000 | 3,839 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,082,000 | 2,556 |
| Other real estate owned | $82,000 | 4,612 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,587,000 | 5,481 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $121,696,000 | 4,267 |
| Total liabilities | $110,076,000 | 4,228 |
| Total deposits | $105,143,000 | 4,087 |
| Interest-bearing deposits | $96,883,000 | 3,823 |
| Deposits held in domestic offices | $105,143,000 | 4,083 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $421,000 | 2,978 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,000,000 | 3,827 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $512,000 | 4,730 |
| Total equity capital | $11,620,000 | 4,483 |
| Total bank equity capital | $11,620,000 | 4,483 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,087 |
| Surplus | $11,500,000 | 1,873 |
| Undivided profits | $-380,000 | 8,337 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $265,000 | 4,918 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $501,000 | 5,346 |
| Earning assets | $112,474,000 | 4,249 |
| Long-term assets (5+ years) | $6,387,000 | 5,594 |
| Average Assets, year-to-date | $118,549,000 | 4,322 |
| Average Assets, quarterly | $118,549,000 | 4,322 |
| Volatile liabilities | $41,802,000 | 2,517 |
| Insider loans | $1,057,000 | 4,024 |
| FHLB advances | $4,000,000 | 3,668 |
| Loans and leases held for sale | $2,078,000 | 628 |
| Unused loan commitments | $22,964,000 | 2,852 |
| Tier 1 (core) risk-based capital | $11,644,000 | 4,408 |
| Tier 2 risk-based capital | $1,090,000 | 3,601 |
| Total risk weighted assets | $118,753,000 | 3,225 |
| Total unused commitments | $22,964,000 | 2,858 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 34 | 4,517 |
| Assets and Liabilities | ||
| Total Assets: | $115,402,000 | 4,410 |
| Cash and due from depository institutions | $6,360,000 | 4,517 |
| Interest-bearing balances | $1,523,000 | 2,351 |
| Securities | $2,949,000 | 8,154 |
| Federal funds sold & reverse repurchase agreements | $6,825,000 | 1,675 |
| Net loans & leases | $94,850,000 | 3,670 |
| Loan loss allowance | $1,001,000 | 4,026 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,088,000 | 3,215 |
| Other real estate owned | $0 | 4,517 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,330,000 | 5,860 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $115,402,000 | 4,410 |
| Total liabilities | $104,419,000 | 4,376 |
| Total deposits | $103,573,000 | 4,104 |
| Interest-bearing deposits | $96,589,000 | 3,811 |
| Deposits held in domestic offices | $103,573,000 | 4,100 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $421,000 | 3,124 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $425,000 | 5,148 |
| Total equity capital | $10,983,000 | 4,687 |
| Total bank equity capital | $10,983,000 | 4,687 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,097 |
| Surplus | $11,000,000 | 1,910 |
| Undivided profits | $-517,000 | 8,465 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $222,000 | 5,258 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $455,000 | 5,653 |
| Earning assets | $106,147,000 | 4,410 |
| Long-term assets (5+ years) | $7,199,000 | 5,434 |
| Average Assets, year-to-date | $95,319,800 | 4,902 |
| Average Assets, quarterly | $110,422,500 | 4,518 |
| Volatile liabilities | $30,811,000 | 3,074 |
| Insider loans | $1,060,000 | 3,999 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $2,837,000 | 506 |
| Unused loan commitments | $21,225,000 | 2,912 |
| Tier 1 (core) risk-based capital | $10,985,000 | 4,549 |
| Tier 2 risk-based capital | $1,001,000 | 3,799 |
| Total risk weighted assets | $102,859,000 | 3,585 |
| Total unused commitments | $21,225,000 | 2,914 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 36 | 4,341 |
| Assets and Liabilities | ||
| Total Assets: | $105,443,000 | 4,661 |
| Cash and due from depository institutions | $1,331,000 | 4,341 |
| Interest-bearing balances | $45,000 | 5,857 |
| Securities | $1,686,000 | 8,465 |
| Federal funds sold & reverse repurchase agreements | $5,382,000 | 1,986 |
| Net loans & leases | $93,106,000 | 3,684 |
| Loan loss allowance | $909,000 | 4,308 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,262,000 | 3,945 |
| Other real estate owned | $0 | 4,341 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,676,000 | 5,267 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $105,443,000 | 4,661 |
| Total liabilities | $94,598,000 | 4,636 |
| Total deposits | $89,974,000 | 4,512 |
| Interest-bearing deposits | $83,610,000 | 4,202 |
| Deposits held in domestic offices | $89,974,000 | 4,509 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $421,000 | 3,270 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $3,825,000 | 3,969 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $378,000 | 5,620 |
| Total equity capital | $10,845,000 | 4,710 |
| Total bank equity capital | $10,845,000 | 4,710 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $500,000 | 4,115 |
| Surplus | $11,000,000 | 1,871 |
| Undivided profits | $-655,000 | 8,557 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $222,000 | 5,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $356,000 | 6,593 |
| Earning assets | $100,219,000 | 4,543 |
| Long-term assets (5+ years) | $5,730,000 | 5,928 |
| Average Assets, year-to-date | $90,299,250 | 5,091 |
| Average Assets, quarterly | $97,349,500 | 4,891 |
| Volatile liabilities | $40,391,000 | 2,470 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $3,825,000 | 3,819 |
| Loans and leases held for sale | $3,280,000 | 454 |
| Unused loan commitments | $23,106,000 | 2,725 |
| Tier 1 (core) risk-based capital | $10,426,000 | 4,698 |
| Tier 2 risk-based capital | $909,000 | 4,033 |
| Total risk weighted assets | $100,543,000 | 3,612 |
| Total unused commitments | $23,106,000 | 2,729 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 36 | 4,371 |
| Assets and Liabilities | ||
| Total Assets: | $89,256,000 | 5,204 |
| Cash and due from depository institutions | $1,113,000 | 4,371 |
| Interest-bearing balances | $184,000 | 4,644 |
| Securities | $2,441,000 | 8,388 |
| Federal funds sold & reverse repurchase agreements | $28,000 | 5,803 |
| Net loans & leases | $82,343,000 | 3,998 |
| Loan loss allowance | $803,000 | 4,661 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,007,000 | 4,220 |
| Other real estate owned | $0 | 4,371 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,324,000 | 5,868 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $89,256,000 | 5,204 |
| Total liabilities | $78,488,000 | 5,247 |
| Total deposits | $75,771,000 | 5,092 |
| Interest-bearing deposits | $69,704,000 | 4,804 |
| Deposits held in domestic offices | $75,771,000 | 5,090 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $421,000 | 3,317 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,000,000 | 4,526 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $296,000 | 5,893 |
| Total equity capital | $10,768,000 | 4,607 |
| Total bank equity capital | $10,768,000 | 4,607 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $500,000 | 4,143 |
| Surplus | $11,000,000 | 1,829 |
| Undivided profits | $-732,000 | 8,589 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $677,000 | 3,402 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $307,000 | 6,822 |
| Earning assets | $84,996,000 | 5,072 |
| Long-term assets (5+ years) | $9,177,000 | 5,204 |
| Average Assets, year-to-date | $85,251,330 | 5,289 |
| Average Assets, quarterly | $85,062,000 | 5,318 |
| Volatile liabilities | $28,711,000 | 3,128 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $2,000,000 | 4,349 |
| Loans and leases held for sale | $2,625,000 | 537 |
| Unused loan commitments | $21,091,000 | 2,900 |
| Tier 1 (core) risk-based capital | $10,336,000 | 4,676 |
| Tier 2 risk-based capital | $803,000 | 4,359 |
| Total risk weighted assets | $87,021,000 | 3,972 |
| Total unused commitments | $21,091,000 | 2,903 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 32 | 4,775 |
| Assets and Liabilities | ||
| Total Assets: | $80,868,000 | 5,529 |
| Cash and due from depository institutions | $4,018,000 | 4,775 |
| Interest-bearing balances | $108,000 | 5,170 |
| Securities | $2,508,000 | 8,353 |
| Federal funds sold & reverse repurchase agreements | $28,000 | 6,716 |
| Net loans & leases | $71,881,000 | 4,310 |
| Loan loss allowance | $648,000 | 5,294 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,099,000 | 5,674 |
| Other real estate owned | $0 | 4,775 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,334,000 | 5,685 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $80,868,000 | 5,529 |
| Total liabilities | $70,070,000 | 5,611 |
| Total deposits | $69,797,000 | 5,365 |
| Interest-bearing deposits | $62,600,000 | 5,192 |
| Deposits held in domestic offices | $69,797,000 | 5,363 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $273,000 | 6,413 |
| Total equity capital | $10,798,000 | 4,681 |
| Total bank equity capital | $10,798,000 | 4,681 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $500,000 | 4,151 |
| Surplus | $11,000,000 | 1,788 |
| Undivided profits | $-702,000 | 8,681 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $677,000 | 3,485 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $290,000 | 6,937 |
| Earning assets | $74,525,000 | 5,507 |
| Long-term assets (5+ years) | $9,763,000 | 5,042 |
| Average Assets, year-to-date | $83,249,000 | 5,399 |
| Average Assets, quarterly | $83,249,000 | 5,399 |
| Volatile liabilities | $19,977,000 | 3,923 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $3,355,000 | 517 |
| Unused loan commitments | $16,768,000 | 3,281 |
| Tier 1 (core) risk-based capital | $10,312,000 | 4,637 |
| Tier 2 risk-based capital | $648,000 | 4,965 |
| Total risk weighted assets | $73,791,000 | 4,416 |
| Total unused commitments | $16,768,000 | 3,288 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 30 | 5,015 |
| Assets and Liabilities | ||
| Total Assets: | $85,630,000 | 5,305 |
| Cash and due from depository institutions | $838,000 | 5,015 |
| Interest-bearing balances | $58,000 | 5,763 |
| Securities | $2,507,000 | 8,425 |
| Federal funds sold & reverse repurchase agreements | $12,176,000 | 965 |
| Net loans & leases | $68,132,000 | 4,461 |
| Loan loss allowance | $624,000 | 5,389 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $696,000 | 6,608 |
| Other real estate owned | $0 | 5,015 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,281,000 | 5,845 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,630,000 | 5,305 |
| Total liabilities | $74,876,000 | 5,392 |
| Total deposits | $68,053,000 | 5,439 |
| Interest-bearing deposits | $62,933,000 | 5,136 |
| Deposits held in domestic offices | $68,053,000 | 5,436 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,000,000 | 1,463 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $505,000 | 5,173 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $318,000 | 5,940 |
| Total equity capital | $10,754,000 | 4,627 |
| Total bank equity capital | $10,754,000 | 4,627 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $500,000 | 4,182 |
| Surplus | $11,000,000 | 1,770 |
| Undivided profits | $-746,000 | 8,752 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $677,000 | 3,492 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $261,000 | 7,316 |
| Earning assets | $82,873,000 | 5,124 |
| Long-term assets (5+ years) | $12,280,000 | 4,615 |
| Average Assets, year-to-date | $66,165,200 | 6,044 |
| Average Assets, quarterly | $86,498,000 | 5,256 |
| Volatile liabilities | $26,668,000 | 3,184 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $505,000 | 4,917 |
| Loans and leases held for sale | $6,339,000 | 334 |
| Unused loan commitments | $14,449,000 | 3,491 |
| Tier 1 (core) risk-based capital | $10,267,000 | 4,630 |
| Tier 2 risk-based capital | $624,000 | 5,068 |
| Total risk weighted assets | $70,765,000 | 4,523 |
| Total unused commitments | $14,449,000 | 3,493 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 27 | 5,398 |
| Assets and Liabilities | ||
| Total Assets: | $87,366,000 | 5,238 |
| Cash and due from depository institutions | $1,554,000 | 5,398 |
| Interest-bearing balances | $11,000 | 6,631 |
| Securities | $3,079,000 | 8,277 |
| Federal funds sold & reverse repurchase agreements | $9,221,000 | 1,564 |
| Net loans & leases | $71,117,000 | 4,306 |
| Loan loss allowance | $592,000 | 5,572 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $514,000 | 7,119 |
| Other real estate owned | $543,000 | 5,398 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,338,000 | 5,750 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,366,000 | 5,238 |
| Total liabilities | $76,618,000 | 5,321 |
| Total deposits | $72,469,000 | 5,232 |
| Interest-bearing deposits | $65,470,000 | 5,020 |
| Deposits held in domestic offices | $72,469,000 | 5,229 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,971,000 | 1,912 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $800,000 | 5,020 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $378,000 | 5,836 |
| Total equity capital | $10,748,000 | 4,603 |
| Total bank equity capital | $10,748,000 | 4,603 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $500,000 | 4,213 |
| Surplus | $11,000,000 | 1,752 |
| Undivided profits | $-752,000 | 8,822 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $692,000 | 3,618 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $268,000 | 7,419 |
| Earning assets | $83,428,000 | 5,091 |
| Long-term assets (5+ years) | $17,946,000 | 3,813 |
| Average Assets, year-to-date | $61,299,000 | 6,309 |
| Average Assets, quarterly | $75,575,000 | 5,714 |
| Volatile liabilities | $31,336,000 | 2,808 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $800,000 | 4,790 |
| Loans and leases held for sale | $12,497,000 | 298 |
| Unused loan commitments | $9,969,000 | 4,286 |
| Tier 1 (core) risk-based capital | $10,504,000 | 4,536 |
| Tier 2 risk-based capital | $592,000 | 5,228 |
| Total risk weighted assets | $71,794,000 | 4,463 |
| Total unused commitments | $9,969,000 | 4,294 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 22 | 6,121 |
| Assets and Liabilities | ||
| Total Assets: | $63,784,000 | 6,258 |
| Cash and due from depository institutions | $1,326,000 | 6,121 |
| Interest-bearing balances | $504,000 | 3,876 |
| Securities | $2,588,000 | 8,431 |
| Federal funds sold & reverse repurchase agreements | $7,217,000 | 2,207 |
| Net loans & leases | $50,767,000 | 5,318 |
| Loan loss allowance | $469,000 | 6,238 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $348,000 | 7,698 |
| Other real estate owned | $543,000 | 6,121 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $995,000 | 6,454 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,784,000 | 6,258 |
| Total liabilities | $53,422,000 | 6,454 |
| Total deposits | $50,587,000 | 6,431 |
| Interest-bearing deposits | $45,449,000 | 6,238 |
| Deposits held in domestic offices | $50,587,000 | 6,430 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,970,000 | 2,112 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $500,000 | 5,213 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $365,000 | 5,987 |
| Total equity capital | $10,362,000 | 4,720 |
| Total bank equity capital | $10,362,000 | 4,720 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $500,000 | 4,224 |
| Surplus | $10,664,000 | 1,768 |
| Undivided profits | $-802,000 | 8,890 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $692,000 | 3,672 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $208,000 | 7,888 |
| Earning assets | $61,076,000 | 6,116 |
| Long-term assets (5+ years) | $9,271,000 | 5,038 |
| Average Assets, year-to-date | $52,610,000 | 6,806 |
| Average Assets, quarterly | $56,049,000 | 6,638 |
| Volatile liabilities | $15,744,000 | 4,447 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $500,000 | 4,871 |
| Loans and leases held for sale | $5,910,000 | 640 |
| Unused loan commitments | $15,790,000 | 3,230 |
| Tier 1 (core) risk-based capital | $9,810,000 | 4,696 |
| Tier 2 risk-based capital | $469,000 | 5,877 |
| Total risk weighted assets | $57,609,000 | 5,131 |
| Total unused commitments | $15,790,000 | 3,242 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 21 | 6,250 |
| Assets and Liabilities | ||
| Total Assets: | $48,314,000 | 7,090 |
| Cash and due from depository institutions | $1,408,000 | 6,250 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $2,533,000 | 8,505 |
| Federal funds sold & reverse repurchase agreements | $5,358,000 | 3,046 |
| Net loans & leases | $37,482,000 | 6,195 |
| Loan loss allowance | $409,000 | 6,617 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $365,000 | 7,662 |
| Other real estate owned | $222,000 | 6,250 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $946,000 | 6,587 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,314,000 | 7,090 |
| Total liabilities | $43,396,000 | 7,058 |
| Total deposits | $41,984,000 | 6,976 |
| Interest-bearing deposits | $37,234,000 | 6,854 |
| Deposits held in domestic offices | $41,984,000 | 6,975 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,349 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $412,000 | 5,693 |
| Total equity capital | $4,918,000 | 7,258 |
| Total bank equity capital | $4,918,000 | 7,258 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $500,000 | 4,236 |
| Surplus | $5,300,000 | 3,093 |
| Undivided profits | $-882,000 | 8,953 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $175,000 | 8,247 |
| Earning assets | $45,373,000 | 7,015 |
| Long-term assets (5+ years) | $7,756,000 | 5,352 |
| Average Assets, year-to-date | $47,023,000 | 7,141 |
| Average Assets, quarterly | $47,023,000 | 7,141 |
| Volatile liabilities | $12,306,000 | 5,100 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $3,433,000 | 781 |
| Unused loan commitments | $11,470,000 | 3,864 |
| Tier 1 (core) risk-based capital | $4,362,000 | 7,458 |
| Tier 2 risk-based capital | $409,000 | 6,252 |
| Total risk weighted assets | $42,982,000 | 5,990 |
| Total unused commitments | $11,470,000 | 3,879 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 17 | 6,858 |
| Assets and Liabilities | ||
| Total Assets: | $45,732,000 | 7,236 |
| Cash and due from depository institutions | $711,000 | 6,858 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $2,035,000 | 8,672 |
| Federal funds sold & reverse repurchase agreements | $5,267,000 | 2,672 |
| Net loans & leases | $36,533,000 | 6,278 |
| Loan loss allowance | $359,000 | 6,976 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $385,000 | 7,621 |
| Other real estate owned | $0 | 6,858 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $801,000 | 7,102 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,732,000 | 7,236 |
| Total liabilities | $40,842,000 | 7,220 |
| Total deposits | $40,407,000 | 7,077 |
| Interest-bearing deposits | $37,204,000 | 6,815 |
| Deposits held in domestic offices | $40,407,000 | 7,074 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $435,000 | 5,622 |
| Total equity capital | $4,890,000 | 7,245 |
| Total bank equity capital | $4,890,000 | 7,245 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $500,000 | 4,241 |
| Surplus | $5,300,000 | 3,063 |
| Undivided profits | $-910,000 | 9,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $162,000 | 8,438 |
| Earning assets | $43,835,000 | 7,091 |
| Long-term assets (5+ years) | $8,758,000 | 5,078 |
| Average Assets, year-to-date | $29,737,800 | 8,145 |
| Average Assets, quarterly | $42,825,500 | 7,386 |
| Volatile liabilities | $9,563,000 | 5,823 |
| Insider loans | $300,000 | 6,324 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $5,327,000 | 682 |
| Unused loan commitments | $7,955,000 | 4,566 |
| Tier 1 (core) risk-based capital | $4,313,000 | 7,466 |
| Tier 2 risk-based capital | $359,000 | 6,651 |
| Total risk weighted assets | $38,024,000 | 6,365 |
| Total unused commitments | $7,955,000 | 4,569 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 12 | 7,955 |
| Assets and Liabilities | ||
| Total Assets: | $13,356,000 | 9,333 |
| Cash and due from depository institutions | $125,000 | 7,955 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $0 | 9,430 |
| Federal funds sold & reverse repurchase agreements | $2,672,000 | 4,196 |
| Net loans & leases | $10,065,000 | 8,926 |
| Loan loss allowance | $103,000 | 9,011 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $420,000 | 7,606 |
| Other real estate owned | $0 | 7,955 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $74,000 | 9,571 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $13,356,000 | 9,333 |
| Total liabilities | $8,407,000 | 9,430 |
| Total deposits | $8,372,000 | 9,393 |
| Interest-bearing deposits | $6,978,000 | 9,349 |
| Deposits held in domestic offices | $8,372,000 | 9,392 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $35,000 | 9,498 |
| Total equity capital | $4,949,000 | 7,133 |
| Total bank equity capital | $4,949,000 | 7,133 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $500,000 | 4,329 |
| Surplus | $5,300,000 | 2,953 |
| Undivided profits | $-851,000 | 9,198 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $59,000 | 9,345 |
| Earning assets | $12,737,000 | 9,275 |
| Long-term assets (5+ years) | $1,917,000 | 7,410 |
| Average Assets, year-to-date | $12,397,000 | 9,356 |
| Average Assets, quarterly | $12,397,000 | 9,376 |
| Volatile liabilities | $1,512,000 | 8,998 |
| Insider loans | $12,000 | 8,463 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $1,917,000 | 932 |
| Unused loan commitments | $1,658,000 | 7,608 |
| Tier 1 (core) risk-based capital | $4,949,000 | 6,999 |
| Tier 2 risk-based capital | $103,000 | 8,939 |
| Total risk weighted assets | $9,280,000 | 9,141 |
| Total unused commitments | $1,658,000 | 7,614 |
| Derivatives | $0 | 450 |