Home > First Chicago Bank & Trust > Income and Expense
First Chicago Bank & Trust, Income and Expense
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $19,689,000 | 732 |
| Total interest expense | $6,905,000 | 446 |
| Net interest income | $12,784,000 | 863 |
| Provision for loan and lease losses | $9,129,000 | 258 |
| Total noninterest income | $2,304,000 | 1,107 |
| Gross Fiduciary activities income | $8,000 | 1,035 |
| Service charges on deposit accounts | $1,159,000 | 634 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,137,000 | 1,234 |
| Total noninterest expense | $19,356,000 | 527 |
| Salaries and employee benefits | $5,915,000 | 846 |
| Premises and equipment expense | $1,798,000 | 707 |
| Additional noninterest expense | $11,643,000 | 343 |
| Pre-tax net operating income | $-13,397,000 | 7,462 |
| Securities gains (losses) | $277,000 | 574 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-13,120,000 | 7,456 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-13,120,000 | 7,456 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-13,120,000 | 7,456 |
| Net charge-offs | $29,012,000 | 125 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-13,397,000 | 7,459 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $10,202,000 | 715 |
| Total interest expense | $3,623,000 | 448 |
| Net interest income | $6,579,000 | 846 |
| Provision for loan and lease losses | $9,129,000 | 147 |
| Total noninterest income | $1,338,000 | 1,003 |
| Gross Fiduciary activities income | $5,000 | 1,007 |
| Service charges on deposit accounts | $625,000 | 578 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $708,000 | 1,055 |
| Total noninterest expense | $9,039,000 | 561 |
| Salaries and employee benefits | $2,902,000 | 871 |
| Premises and equipment expense | $988,000 | 661 |
| Additional noninterest expense | $5,149,000 | 378 |
| Pre-tax net operating income | $-10,251,000 | 7,548 |
| Securities gains (losses) | $102,000 | 531 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-10,149,000 | 7,540 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-10,149,000 | 7,540 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-10,149,000 | 7,540 |
| Net charge-offs | $10,943,000 | 146 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-10,251,000 | 7,541 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $45,902,000 | 652 |
| Total interest expense | $17,813,000 | 446 |
| Net interest income | $28,089,000 | 785 |
| Provision for loan and lease losses | $57,118,000 | 159 |
| Total noninterest income | $5,568,000 | 995 |
| Gross Fiduciary activities income | $12,000 | 1,125 |
| Service charges on deposit accounts | $2,744,000 | 548 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,812,000 | 1,109 |
| Total noninterest expense | $45,400,000 | 461 |
| Salaries and employee benefits | $11,660,000 | 845 |
| Premises and equipment expense | $3,703,000 | 694 |
| Additional noninterest expense | $30,037,000 | 288 |
| Pre-tax net operating income | $-68,861,000 | 7,621 |
| Securities gains (losses) | $524,000 | 858 |
| Applicable income taxes | $23,886,000 | 130 |
| Income before extraordinary items | $-92,223,000 | 7,627 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-92,223,000 | 7,627 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-92,223,000 | 7,627 |
| Net charge-offs | $66,216,000 | 143 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-92,747,000 | 7,627 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $34,901,000 | 646 |
| Total interest expense | $13,932,000 | 445 |
| Net interest income | $20,969,000 | 790 |
| Provision for loan and lease losses | $25,200,000 | 241 |
| Total noninterest income | $4,535,000 | 907 |
| Gross Fiduciary activities income | $10,000 | 1,095 |
| Service charges on deposit accounts | $2,165,000 | 525 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,360,000 | 986 |
| Total noninterest expense | $31,734,000 | 482 |
| Salaries and employee benefits | $8,879,000 | 823 |
| Premises and equipment expense | $2,775,000 | 699 |
| Additional noninterest expense | $20,080,000 | 302 |
| Pre-tax net operating income | $-31,430,000 | 7,701 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-31,430,000 | 7,702 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-31,430,000 | 7,702 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-31,430,000 | 7,702 |
| Net charge-offs | $37,892,000 | 169 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-31,430,000 | 7,702 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $23,784,000 | 632 |
| Total interest expense | $9,524,000 | 449 |
| Net interest income | $14,260,000 | 769 |
| Provision for loan and lease losses | $18,600,000 | 225 |
| Total noninterest income | $3,385,000 | 817 |
| Gross Fiduciary activities income | $8,000 | 1,086 |
| Service charges on deposit accounts | $1,495,000 | 510 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,882,000 | 839 |
| Total noninterest expense | $20,527,000 | 497 |
| Salaries and employee benefits | $6,020,000 | 812 |
| Premises and equipment expense | $1,885,000 | 693 |
| Additional noninterest expense | $12,622,000 | 321 |
| Pre-tax net operating income | $-21,482,000 | 7,759 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-21,482,000 | 7,759 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-21,482,000 | 7,759 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-21,482,000 | 7,759 |
| Net charge-offs | $31,389,000 | 151 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-21,482,000 | 7,757 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $11,901,000 | 652 |
| Total interest expense | $4,883,000 | 466 |
| Net interest income | $7,018,000 | 787 |
| Provision for loan and lease losses | $6,300,000 | 320 |
| Total noninterest income | $1,107,000 | 1,126 |
| Gross Fiduciary activities income | $6,000 | 1,030 |
| Service charges on deposit accounts | $654,000 | 588 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $447,000 | 1,406 |
| Total noninterest expense | $9,482,000 | 540 |
| Salaries and employee benefits | $3,176,000 | 764 |
| Premises and equipment expense | $960,000 | 694 |
| Additional noninterest expense | $5,346,000 | 357 |
| Pre-tax net operating income | $-7,657,000 | 7,820 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-7,657,000 | 7,829 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-7,657,000 | 7,830 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-7,657,000 | 7,830 |
| Net charge-offs | $12,319,000 | 183 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-7,657,000 | 7,829 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $55,151,000 | 591 |
| Total interest expense | $23,827,000 | 469 |
| Net interest income | $31,324,000 | 680 |
| Provision for loan and lease losses | $89,609,000 | 162 |
| Total noninterest income | $2,219,000 | 1,978 |
| Gross Fiduciary activities income | $11,000 | 1,169 |
| Service charges on deposit accounts | $2,184,000 | 779 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $24,000 | 6,867 |
| Total noninterest expense | $76,964,000 | 290 |
| Salaries and employee benefits | $12,441,000 | 787 |
| Premises and equipment expense | $3,626,000 | 741 |
| Additional noninterest expense | $60,897,000 | 193 |
| Pre-tax net operating income | $-133,030,000 | 7,945 |
| Securities gains (losses) | $2,380,000 | 238 |
| Applicable income taxes | $-23,127,000 | 7,932 |
| Income before extraordinary items | $-107,523,000 | 7,936 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-107,523,000 | 7,934 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-107,523,000 | 7,935 |
| Net charge-offs | $62,917,000 | 164 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-109,474,600 | 7,940 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $41,696,000 | 603 |
| Total interest expense | $18,554,000 | 483 |
| Net interest income | $23,142,000 | 692 |
| Provision for loan and lease losses | $68,700,000 | 168 |
| Total noninterest income | $1,618,000 | 2,050 |
| Gross Fiduciary activities income | $10,000 | 1,116 |
| Service charges on deposit accounts | $1,618,000 | 788 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-10,000 | 7,673 |
| Total noninterest expense | $23,429,000 | 675 |
| Salaries and employee benefits | $9,418,000 | 788 |
| Premises and equipment expense | $2,575,000 | 801 |
| Additional noninterest expense | $11,436,000 | 522 |
| Pre-tax net operating income | $-67,369,000 | 8,010 |
| Securities gains (losses) | $1,401,000 | 276 |
| Applicable income taxes | $-25,722,000 | 8,037 |
| Income before extraordinary items | $-40,246,000 | 7,972 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-40,246,000 | 7,971 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-40,246,000 | 7,971 |
| Net charge-offs | $51,175,000 | 163 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-41,142,640 | 7,974 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $28,246,000 | 614 |
| Total interest expense | $12,688,000 | 504 |
| Net interest income | $15,558,000 | 688 |
| Provision for loan and lease losses | $53,700,000 | 154 |
| Total noninterest income | $1,128,000 | 2,003 |
| Gross Fiduciary activities income | $9,000 | 1,092 |
| Service charges on deposit accounts | $1,062,000 | 790 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $57,000 | 5,652 |
| Total noninterest expense | $14,073,000 | 755 |
| Salaries and employee benefits | $6,313,000 | 805 |
| Premises and equipment expense | $1,705,000 | 828 |
| Additional noninterest expense | $6,055,000 | 645 |
| Pre-tax net operating income | $-51,087,000 | 8,103 |
| Securities gains (losses) | $1,216,000 | 242 |
| Applicable income taxes | $-19,452,000 | 8,130 |
| Income before extraordinary items | $-30,419,000 | 8,076 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-30,419,000 | 8,075 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-30,419,000 | 8,075 |
| Net charge-offs | $35,126,000 | 161 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-31,197,240 | 8,073 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $14,535,000 | 594 |
| Total interest expense | $6,595,000 | 503 |
| Net interest income | $7,940,000 | 665 |
| Provision for loan and lease losses | $7,700,000 | 313 |
| Total noninterest income | $622,000 | 1,840 |
| Gross Fiduciary activities income | $6,000 | 1,049 |
| Service charges on deposit accounts | $544,000 | 737 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $72,000 | 4,184 |
| Total noninterest expense | $6,430,000 | 782 |
| Salaries and employee benefits | $3,208,000 | 789 |
| Premises and equipment expense | $827,000 | 863 |
| Additional noninterest expense | $2,395,000 | 707 |
| Pre-tax net operating income | $-5,568,000 | 8,047 |
| Securities gains (losses) | $912,000 | 203 |
| Applicable income taxes | $-1,858,000 | 8,081 |
| Income before extraordinary items | $-2,798,000 | 7,965 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,798,000 | 7,966 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-2,798,000 | 7,966 |
| Net charge-offs | $7,147,000 | 253 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-3,381,680 | 8,005 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $68,288,000 | 549 |
| Total interest expense | $32,044,000 | 494 |
| Net interest income | $36,244,000 | 596 |
| Provision for loan and lease losses | $20,667,000 | 365 |
| Total noninterest income | $1,959,000 | 2,181 |
| Gross Fiduciary activities income | $12,000 | 1,196 |
| Service charges on deposit accounts | $1,626,000 | 1,093 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $321,000 | 3,990 |
| Total noninterest expense | $61,129,000 | 361 |
| Salaries and employee benefits | $9,672,000 | 1,031 |
| Premises and equipment expense | $2,978,000 | 924 |
| Additional noninterest expense | $48,479,000 | 225 |
| Pre-tax net operating income | $-43,593,000 | 8,187 |
| Securities gains (losses) | $659,000 | 296 |
| Applicable income taxes | $-1,227,000 | 7,773 |
| Income before extraordinary items | $-41,707,000 | 8,178 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-41,707,000 | 8,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,242,000 | 952 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-42,346,230 | 8,189 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $51,540,000 | 564 |
| Total interest expense | $24,710,000 | 511 |
| Net interest income | $26,830,000 | 615 |
| Provision for loan and lease losses | $5,189,000 | 635 |
| Total noninterest income | $1,361,000 | 2,363 |
| Gross Fiduciary activities income | $10,000 | 1,153 |
| Service charges on deposit accounts | $1,108,000 | 1,226 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $243,000 | 4,076 |
| Total noninterest expense | $14,844,000 | 1,000 |
| Salaries and employee benefits | $6,937,000 | 1,091 |
| Premises and equipment expense | $2,129,000 | 977 |
| Additional noninterest expense | $5,778,000 | 809 |
| Pre-tax net operating income | $8,158,000 | 609 |
| Securities gains (losses) | $659,000 | 256 |
| Applicable income taxes | $3,224,000 | 430 |
| Income before extraordinary items | $5,593,000 | 648 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $5,593,000 | 647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $547,000 | 1,866 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $5,171,240 | 738 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $33,720,000 | 585 |
| Total interest expense | $16,797,000 | 523 |
| Net interest income | $16,923,000 | 650 |
| Provision for loan and lease losses | $2,306,000 | 710 |
| Total noninterest income | $788,000 | 2,634 |
| Gross Fiduciary activities income | $9,000 | 1,133 |
| Service charges on deposit accounts | $660,000 | 1,357 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $119,000 | 4,748 |
| Total noninterest expense | $9,617,000 | 1,022 |
| Salaries and employee benefits | $4,420,000 | 1,155 |
| Premises and equipment expense | $1,417,000 | 982 |
| Additional noninterest expense | $3,780,000 | 799 |
| Pre-tax net operating income | $5,788,000 | 618 |
| Securities gains (losses) | $653,000 | 255 |
| Applicable income taxes | $2,365,000 | 450 |
| Income before extraordinary items | $4,076,000 | 678 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,076,000 | 677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $558,000 | 1,226 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $3,658,080 | 727 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $16,923,000 | 598 |
| Total interest expense | $8,722,000 | 542 |
| Net interest income | $8,201,000 | 674 |
| Provision for loan and lease losses | $481,000 | 1,021 |
| Total noninterest income | $375,000 | 2,724 |
| Gross Fiduciary activities income | $5,000 | 1,113 |
| Service charges on deposit accounts | $285,000 | 1,538 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $85,000 | 4,075 |
| Total noninterest expense | $4,787,000 | 1,020 |
| Salaries and employee benefits | $2,193,000 | 1,170 |
| Premises and equipment expense | $773,000 | 894 |
| Additional noninterest expense | $1,821,000 | 791 |
| Pre-tax net operating income | $3,308,000 | 594 |
| Securities gains (losses) | $445,000 | 263 |
| Applicable income taxes | $1,383,000 | 458 |
| Income before extraordinary items | $2,370,000 | 648 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,370,000 | 649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,208 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $2,085,200 | 697 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $70,014,000 | 607 |
| Total interest expense | $36,107,000 | 559 |
| Net interest income | $33,907,000 | 664 |
| Provision for loan and lease losses | $2,100,000 | 811 |
| Total noninterest income | $1,129,000 | 3,272 |
| Gross Fiduciary activities income | $13,000 | 1,218 |
| Service charges on deposit accounts | $1,000,000 | 1,762 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $116,000 | 5,992 |
| Total noninterest expense | $18,273,000 | 1,019 |
| Salaries and employee benefits | $8,296,000 | 1,203 |
| Premises and equipment expense | $3,009,000 | 874 |
| Additional noninterest expense | $6,968,000 | 819 |
| Pre-tax net operating income | $14,663,000 | 604 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $5,303,000 | 516 |
| Income before extraordinary items | $9,360,000 | 695 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $9,360,000 | 693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 8,252 |
| Cash dividends | $5,000,000 | 733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $9,360,000 | 691 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $52,454,000 | 606 |
| Total interest expense | $26,962,000 | 559 |
| Net interest income | $25,492,000 | 660 |
| Provision for loan and lease losses | $1,700,000 | 591 |
| Total noninterest income | $960,000 | 3,005 |
| Gross Fiduciary activities income | $10,000 | 1,181 |
| Service charges on deposit accounts | $764,000 | 1,715 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $186,000 | 4,638 |
| Total noninterest expense | $13,374,000 | 1,041 |
| Salaries and employee benefits | $6,115,000 | 1,219 |
| Premises and equipment expense | $2,268,000 | 867 |
| Additional noninterest expense | $4,991,000 | 830 |
| Pre-tax net operating income | $11,378,000 | 632 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $4,090,000 | 544 |
| Income before extraordinary items | $7,288,000 | 723 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $7,288,000 | 721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 8,179 |
| Cash dividends | $5,000,000 | 572 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $7,288,000 | 713 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $34,510,000 | 627 |
| Total interest expense | $17,835,000 | 574 |
| Net interest income | $16,675,000 | 683 |
| Provision for loan and lease losses | $1,200,000 | 506 |
| Total noninterest income | $646,000 | 2,996 |
| Gross Fiduciary activities income | $8,000 | 1,166 |
| Service charges on deposit accounts | $512,000 | 1,720 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $126,000 | 4,649 |
| Total noninterest expense | $8,941,000 | 1,054 |
| Salaries and employee benefits | $4,062,000 | 1,253 |
| Premises and equipment expense | $1,519,000 | 879 |
| Additional noninterest expense | $3,360,000 | 834 |
| Pre-tax net operating income | $7,180,000 | 682 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,542,000 | 598 |
| Income before extraordinary items | $4,638,000 | 782 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,638,000 | 781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 8,230 |
| Cash dividends | $5,000,000 | 421 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $4,638,000 | 773 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $17,283,000 | 616 |
| Total interest expense | $8,842,000 | 569 |
| Net interest income | $8,441,000 | 665 |
| Provision for loan and lease losses | $600,000 | 449 |
| Total noninterest income | $323,000 | 2,969 |
| Gross Fiduciary activities income | $6,000 | 1,089 |
| Service charges on deposit accounts | $262,000 | 1,639 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $55,000 | 4,922 |
| Total noninterest expense | $4,592,000 | 1,026 |
| Salaries and employee benefits | $2,102,000 | 1,219 |
| Premises and equipment expense | $769,000 | 871 |
| Additional noninterest expense | $1,721,000 | 801 |
| Pre-tax net operating income | $3,572,000 | 680 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,273,000 | 609 |
| Income before extraordinary items | $2,299,000 | 783 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,299,000 | 782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 8,334 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,299,000 | 770 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $29,638,000 | 1,342 |
| Total interest expense | $14,087,000 | 1,189 |
| Net interest income | $15,551,000 | 1,468 |
| Provision for loan and lease losses | $298,000 | 2,825 |
| Total noninterest income | $761,000 | 4,181 |
| Gross Fiduciary activities income | $1,000 | 1,470 |
| Service charges on deposit accounts | $380,000 | 3,632 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $380,000 | 3,825 |
| Total noninterest expense | $9,302,000 | 1,909 |
| Salaries and employee benefits | $4,257,000 | 2,301 |
| Premises and equipment expense | $941,000 | 2,617 |
| Additional noninterest expense | $4,104,000 | 1,298 |
| Pre-tax net operating income | $6,712,000 | 1,451 |
| Securities gains (losses) | $-85,000 | 8,144 |
| Applicable income taxes | $2,382,000 | 1,157 |
| Income before extraordinary items | $4,245,000 | 1,699 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,245,000 | 1,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 2,540 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,299,400 | 1,667 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $17,067,000 | 1,761 |
| Total interest expense | $7,803,000 | 1,574 |
| Net interest income | $9,264,000 | 1,885 |
| Provision for loan and lease losses | $298,000 | 2,170 |
| Total noninterest income | $246,000 | 6,046 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $196,000 | 4,431 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $50,000 | 6,932 |
| Total noninterest expense | $5,158,000 | 2,551 |
| Salaries and employee benefits | $2,583,000 | 2,766 |
| Premises and equipment expense | $459,000 | 3,717 |
| Additional noninterest expense | $2,116,000 | 1,831 |
| Pre-tax net operating income | $4,054,000 | 1,815 |
| Securities gains (losses) | $-107,000 | 8,427 |
| Applicable income taxes | $1,391,000 | 1,467 |
| Income before extraordinary items | $2,556,000 | 2,117 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,556,000 | 2,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 1,641 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,625,550 | 2,058 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,753,000 | 2,726 |
| Total interest expense | $2,863,000 | 2,537 |
| Net interest income | $3,890,000 | 2,851 |
| Provision for loan and lease losses | $187,000 | 2,221 |
| Total noninterest income | $128,000 | 6,539 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $84,000 | 5,367 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $44,000 | 6,558 |
| Total noninterest expense | $2,334,000 | 3,537 |
| Salaries and employee benefits | $1,311,000 | 3,504 |
| Premises and equipment expense | $188,000 | 5,122 |
| Additional noninterest expense | $835,000 | 3,012 |
| Pre-tax net operating income | $1,497,000 | 2,883 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $359,000 | 2,789 |
| Income before extraordinary items | $1,138,000 | 2,905 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,138,000 | 2,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 1,731 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,138,000 | 2,892 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $7,740,000 | 1,234 |
| Total interest expense | $3,659,000 | 993 |
| Net interest income | $4,081,000 | 1,407 |
| Provision for loan and lease losses | $-39,000 | 8,608 |
| Total noninterest income | $204,000 | 3,944 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $110,000 | 3,276 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $94,000 | 3,842 |
| Total noninterest expense | $2,036,000 | 2,175 |
| Salaries and employee benefits | $1,140,000 | 2,164 |
| Premises and equipment expense | $224,000 | 2,731 |
| Additional noninterest expense | $672,000 | 1,945 |
| Pre-tax net operating income | $2,288,000 | 1,087 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $839,000 | 899 |
| Income before extraordinary items | $1,449,000 | 1,269 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,449,000 | 1,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 1,331 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,449,000 | 1,252 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $24,471,000 | 1,368 |
| Total interest expense | $10,068,000 | 1,121 |
| Net interest income | $14,403,000 | 1,522 |
| Provision for loan and lease losses | $-160,000 | 8,671 |
| Total noninterest income | $1,371,000 | 2,854 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $454,000 | 3,255 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $917,000 | 2,337 |
| Total noninterest expense | $9,458,000 | 1,794 |
| Salaries and employee benefits | $5,658,000 | 1,660 |
| Premises and equipment expense | $869,000 | 2,675 |
| Additional noninterest expense | $2,931,000 | 1,725 |
| Pre-tax net operating income | $6,476,000 | 1,476 |
| Securities gains (losses) | $-57,000 | 8,233 |
| Applicable income taxes | $2,170,000 | 1,270 |
| Income before extraordinary items | $4,249,000 | 1,650 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,249,000 | 1,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-951,000 | 8,809 |
| Cash dividends | $800,000 | 2,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,286,620 | 1,613 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $17,250,000 | 1,408 |
| Total interest expense | $6,754,000 | 1,170 |
| Net interest income | $10,496,000 | 1,547 |
| Provision for loan and lease losses | $-70,000 | 8,685 |
| Total noninterest income | $902,000 | 3,139 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $336,000 | 3,293 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $566,000 | 2,645 |
| Total noninterest expense | $5,716,000 | 2,169 |
| Salaries and employee benefits | $2,788,000 | 2,417 |
| Premises and equipment expense | $699,000 | 2,514 |
| Additional noninterest expense | $2,229,000 | 1,683 |
| Pre-tax net operating income | $5,752,000 | 1,237 |
| Securities gains (losses) | $-57,000 | 8,518 |
| Applicable income taxes | $1,964,000 | 1,090 |
| Income before extraordinary items | $3,731,000 | 1,434 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,731,000 | 1,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-697,000 | 8,828 |
| Cash dividends | $800,000 | 2,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,768,620 | 1,394 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $10,805,000 | 1,455 |
| Total interest expense | $4,117,000 | 1,212 |
| Net interest income | $6,688,000 | 1,602 |
| Provision for loan and lease losses | $20,000 | 5,646 |
| Total noninterest income | $526,000 | 3,402 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $203,000 | 3,480 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $323,000 | 2,934 |
| Total noninterest expense | $3,764,000 | 2,175 |
| Salaries and employee benefits | $1,792,000 | 2,488 |
| Premises and equipment expense | $474,000 | 2,444 |
| Additional noninterest expense | $1,498,000 | 1,650 |
| Pre-tax net operating income | $3,430,000 | 1,370 |
| Securities gains (losses) | $22,000 | 1,077 |
| Applicable income taxes | $1,178,000 | 1,191 |
| Income before extraordinary items | $2,274,000 | 1,518 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,274,000 | 1,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-281,000 | 8,792 |
| Cash dividends | $500,000 | 2,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,259,480 | 1,503 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,196,000 | 1,489 |
| Total interest expense | $1,961,000 | 1,201 |
| Net interest income | $3,235,000 | 1,653 |
| Provision for loan and lease losses | $-180,000 | 8,857 |
| Total noninterest income | $258,000 | 3,394 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $100,000 | 3,455 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $158,000 | 2,881 |
| Total noninterest expense | $2,162,000 | 1,920 |
| Salaries and employee benefits | $1,195,000 | 1,913 |
| Premises and equipment expense | $244,000 | 2,404 |
| Additional noninterest expense | $723,000 | 1,704 |
| Pre-tax net operating income | $1,511,000 | 1,507 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $544,000 | 1,252 |
| Income before extraordinary items | $967,000 | 1,739 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $967,000 | 1,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $250,000 | 1,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $967,000 | 1,708 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $19,973,000 | 1,440 |
| Total interest expense | $6,875,000 | 1,186 |
| Net interest income | $13,098,000 | 1,550 |
| Provision for loan and lease losses | $3,864,000 | 312 |
| Total noninterest income | $1,530,000 | 2,649 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $444,000 | 3,410 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,086,000 | 2,043 |
| Total noninterest expense | $8,182,000 | 1,958 |
| Salaries and employee benefits | $4,581,000 | 1,909 |
| Premises and equipment expense | $952,000 | 2,396 |
| Additional noninterest expense | $2,649,000 | 1,834 |
| Pre-tax net operating income | $2,582,000 | 2,926 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $849,000 | 2,428 |
| Income before extraordinary items | $1,733,000 | 3,265 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,733,000 | 3,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,212,000 | 319 |
| Cash dividends | $250,000 | 4,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,733,000 | 3,202 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $14,793,000 | 1,445 |
| Total interest expense | $5,011,000 | 1,196 |
| Net interest income | $9,782,000 | 1,543 |
| Provision for loan and lease losses | $2,907,000 | 323 |
| Total noninterest income | $1,243,000 | 2,515 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $328,000 | 3,455 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $915,000 | 1,888 |
| Total noninterest expense | $6,231,000 | 1,927 |
| Salaries and employee benefits | $3,493,000 | 1,864 |
| Premises and equipment expense | $732,000 | 2,337 |
| Additional noninterest expense | $2,006,000 | 1,789 |
| Pre-tax net operating income | $1,887,000 | 3,027 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $624,000 | 2,498 |
| Income before extraordinary items | $1,263,000 | 3,411 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,263,000 | 3,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,066,000 | 346 |
| Cash dividends | $250,000 | 3,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,263,000 | 3,320 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $9,749,000 | 1,452 |
| Total interest expense | $3,281,000 | 1,203 |
| Net interest income | $6,468,000 | 1,535 |
| Provision for loan and lease losses | $2,999,000 | 226 |
| Total noninterest income | $808,000 | 2,581 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $231,000 | 3,319 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $577,000 | 1,982 |
| Total noninterest expense | $4,240,000 | 1,883 |
| Salaries and employee benefits | $2,364,000 | 1,841 |
| Premises and equipment expense | $493,000 | 2,325 |
| Additional noninterest expense | $1,383,000 | 1,729 |
| Pre-tax net operating income | $37,000 | 8,317 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-51,000 | 8,887 |
| Income before extraordinary items | $88,000 | 7,905 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $88,000 | 7,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,055,000 | 258 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $88,000 | 7,844 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,964,000 | 1,415 |
| Total interest expense | $1,621,000 | 1,231 |
| Net interest income | $3,343,000 | 1,488 |
| Provision for loan and lease losses | $119,000 | 1,882 |
| Total noninterest income | $375,000 | 2,656 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $375,000 | 1,603 |
| Total noninterest expense | $2,077,000 | 1,930 |
| Salaries and employee benefits | $1,278,000 | 1,737 |
| Premises and equipment expense | $388,000 | 1,512 |
| Additional noninterest expense | $411,000 | 2,837 |
| Pre-tax net operating income | $1,522,000 | 1,374 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $552,000 | 1,205 |
| Income before extraordinary items | $970,000 | 1,634 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $970,000 | 1,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $405,000 | 494 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $970,000 | 1,546 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $19,686,000 | 1,456 |
| Total interest expense | $6,838,000 | 1,298 |
| Net interest income | $12,848,000 | 1,518 |
| Provision for loan and lease losses | $787,000 | 1,476 |
| Total noninterest income | $1,866,000 | 2,432 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,866,000 | 1,549 |
| Total noninterest expense | $8,245,000 | 1,926 |
| Salaries and employee benefits | $4,796,000 | 1,799 |
| Premises and equipment expense | $1,530,000 | 1,489 |
| Additional noninterest expense | $1,919,000 | 2,509 |
| Pre-tax net operating income | $5,682,000 | 1,451 |
| Securities gains (losses) | $28,000 | 2,979 |
| Applicable income taxes | $2,004,000 | 1,290 |
| Income before extraordinary items | $3,706,000 | 1,674 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,706,000 | 1,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $949,000 | 965 |
| Cash dividends | $250,000 | 4,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,687,800 | 1,599 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $14,912,000 | 1,469 |
| Total interest expense | $5,198,000 | 1,334 |
| Net interest income | $9,714,000 | 1,515 |
| Provision for loan and lease losses | $608,000 | 1,387 |
| Total noninterest income | $1,472,000 | 2,396 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,472,000 | 1,551 |
| Total noninterest expense | $6,266,000 | 1,896 |
| Salaries and employee benefits | $3,805,000 | 1,707 |
| Premises and equipment expense | $1,159,000 | 1,486 |
| Additional noninterest expense | $1,302,000 | 2,699 |
| Pre-tax net operating income | $4,312,000 | 1,479 |
| Securities gains (losses) | $28,000 | 2,745 |
| Applicable income taxes | $1,536,000 | 1,329 |
| Income before extraordinary items | $2,804,000 | 1,717 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,804,000 | 1,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $674,000 | 930 |
| Cash dividends | $250,000 | 3,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,785,800 | 1,636 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,034,000 | 1,466 |
| Total interest expense | $3,624,000 | 1,320 |
| Net interest income | $6,410,000 | 1,521 |
| Provision for loan and lease losses | $429,000 | 1,310 |
| Total noninterest income | $955,000 | 2,432 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $955,000 | 1,572 |
| Total noninterest expense | $3,974,000 | 1,987 |
| Salaries and employee benefits | $2,429,000 | 1,769 |
| Premises and equipment expense | $772,000 | 1,483 |
| Additional noninterest expense | $773,000 | 2,962 |
| Pre-tax net operating income | $2,962,000 | 1,440 |
| Securities gains (losses) | $28,000 | 2,409 |
| Applicable income taxes | $1,065,000 | 1,304 |
| Income before extraordinary items | $1,925,000 | 1,686 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,925,000 | 1,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $421,000 | 951 |
| Cash dividends | $250,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,907,080 | 1,593 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,108,000 | 1,445 |
| Total interest expense | $1,901,000 | 1,286 |
| Net interest income | $3,207,000 | 1,513 |
| Provision for loan and lease losses | $168,000 | 1,559 |
| Total noninterest income | $446,000 | 2,494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $446,000 | 1,601 |
| Total noninterest expense | $1,957,000 | 2,004 |
| Salaries and employee benefits | $1,220,000 | 1,747 |
| Premises and equipment expense | $377,000 | 1,526 |
| Additional noninterest expense | $360,000 | 3,121 |
| Pre-tax net operating income | $1,528,000 | 1,405 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $544,000 | 1,271 |
| Income before extraordinary items | $984,000 | 1,635 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $984,000 | 1,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $378,000 | 597 |
| Cash dividends | $250,000 | 1,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $984,000 | 1,532 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $20,829,000 | 1,480 |
| Total interest expense | $8,943,000 | 1,256 |
| Net interest income | $11,886,000 | 1,630 |
| Provision for loan and lease losses | $1,424,000 | 989 |
| Total noninterest income | $1,267,000 | 2,966 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,267,000 | 1,871 |
| Total noninterest expense | $8,020,000 | 1,880 |
| Salaries and employee benefits | $4,910,000 | 1,638 |
| Premises and equipment expense | $1,478,000 | 1,500 |
| Additional noninterest expense | $1,632,000 | 2,759 |
| Pre-tax net operating income | $3,709,000 | 2,115 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,436,000 | 1,708 |
| Income before extraordinary items | $2,273,000 | 2,534 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,273,000 | 2,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,067,000 | 908 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,273,000 | 2,447 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $21,360,000 | 1,588 |
| Total interest expense | $11,421,000 | 1,419 |
| Net interest income | $9,939,000 | 1,794 |
| Provision for loan and lease losses | $356,000 | 2,877 |
| Total noninterest income | $808,000 | 3,830 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $808,000 | 2,369 |
| Total noninterest expense | $6,624,000 | 2,166 |
| Salaries and employee benefits | $3,902,000 | 1,923 |
| Premises and equipment expense | $1,337,000 | 1,609 |
| Additional noninterest expense | $1,385,000 | 3,081 |
| Pre-tax net operating income | $3,767,000 | 1,867 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $1,509,000 | 1,489 |
| Income before extraordinary items | $2,259,000 | 2,279 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,259,000 | 2,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,677 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,258,360 | 2,216 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $18,542,000 | 1,888 |
| Total interest expense | $10,841,000 | 1,583 |
| Net interest income | $7,701,000 | 2,307 |
| Provision for loan and lease losses | $340,000 | 2,622 |
| Total noninterest income | $710,000 | 3,960 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $710,000 | 2,338 |
| Total noninterest expense | $5,418,000 | 2,516 |
| Salaries and employee benefits | $3,020,000 | 2,374 |
| Premises and equipment expense | $1,116,000 | 1,864 |
| Additional noninterest expense | $1,282,000 | 3,219 |
| Pre-tax net operating income | $2,653,000 | 2,632 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $987,000 | 2,147 |
| Income before extraordinary items | $1,666,000 | 2,987 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,666,000 | 2,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,432 |
| Cash dividends | $500,000 | 3,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,666,000 | 2,977 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,790,000 | 2,372 |
| Total interest expense | $7,751,000 | 1,931 |
| Net interest income | $6,039,000 | 2,919 |
| Provision for loan and lease losses | $225,000 | 3,305 |
| Total noninterest income | $562,000 | 4,617 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $562,000 | 2,747 |
| Total noninterest expense | $4,072,000 | 3,264 |
| Salaries and employee benefits | $2,236,000 | 3,106 |
| Premises and equipment expense | $799,000 | 2,544 |
| Additional noninterest expense | $1,037,000 | 3,902 |
| Pre-tax net operating income | $2,304,000 | 2,984 |
| Securities gains (losses) | $-2,000 | 8,771 |
| Applicable income taxes | $857,000 | 2,488 |
| Income before extraordinary items | $1,445,000 | 3,337 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,445,000 | 3,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 3,143 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,446,280 | 3,289 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,895,000 | 2,727 |
| Total interest expense | $6,852,000 | 2,211 |
| Net interest income | $5,043,000 | 3,359 |
| Provision for loan and lease losses | $111,000 | 4,896 |
| Total noninterest income | $577,000 | 4,505 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $577,000 | 2,707 |
| Total noninterest expense | $3,378,000 | 3,722 |
| Salaries and employee benefits | $1,886,000 | 3,520 |
| Premises and equipment expense | $651,000 | 2,958 |
| Additional noninterest expense | $841,000 | 4,509 |
| Pre-tax net operating income | $2,131,000 | 3,176 |
| Securities gains (losses) | $62,000 | 1,582 |
| Applicable income taxes | $826,000 | 2,670 |
| Income before extraordinary items | $1,367,000 | 3,517 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,367,000 | 3,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,805 |
| Cash dividends | $250,000 | 4,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,327,320 | 3,518 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,042,000 | 3,222 |
| Total interest expense | $5,876,000 | 2,537 |
| Net interest income | $4,166,000 | 4,089 |
| Provision for loan and lease losses | $57,000 | 6,423 |
| Total noninterest income | $523,000 | 4,845 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $523,000 | 2,731 |
| Total noninterest expense | $2,777,000 | 4,371 |
| Salaries and employee benefits | $1,629,000 | 3,962 |
| Premises and equipment expense | $554,000 | 3,399 |
| Additional noninterest expense | $594,000 | 5,849 |
| Pre-tax net operating income | $1,855,000 | 3,765 |
| Securities gains (losses) | $106,000 | 962 |
| Applicable income taxes | $748,000 | 3,084 |
| Income before extraordinary items | $1,213,000 | 4,013 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,213,000 | 4,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,540 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $-233,000 | 10,808 |
| Net operating income | $1,145,160 | 4,157 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,050,000 | 4,015 |
| Total interest expense | $4,703,000 | 3,173 |
| Net interest income | $3,347,000 | 5,014 |
| Provision for loan and lease losses | $37,000 | 7,110 |
| Total noninterest income | $458,000 | 5,472 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $458,000 | 3,106 |
| Total noninterest expense | $3,019,000 | 4,291 |
| Salaries and employee benefits | $1,339,000 | 4,757 |
| Premises and equipment expense | $405,000 | 4,499 |
| Additional noninterest expense | $1,275,000 | 3,595 |
| Pre-tax net operating income | $749,000 | 6,707 |
| Securities gains (losses) | $-39,000 | 10,953 |
| Applicable income taxes | $251,000 | 6,439 |
| Income before extraordinary items | $459,000 | 7,174 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $459,000 | 7,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,914 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 925 |
| Net operating income | $484,350 | 6,948 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,364,000 | 4,353 |
| Total interest expense | $4,487,000 | 3,315 |
| Net interest income | $2,877,000 | 5,687 |
| Provision for loan and lease losses | $16,000 | 7,905 |
| Total noninterest income | $330,000 | 6,717 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $330,000 | 3,769 |
| Total noninterest expense | $2,224,000 | 5,504 |
| Salaries and employee benefits | $1,162,000 | 5,362 |
| Premises and equipment expense | $379,000 | 4,750 |
| Additional noninterest expense | $683,000 | 5,974 |
| Pre-tax net operating income | $967,000 | 6,122 |
| Securities gains (losses) | $55,000 | 1,247 |
| Applicable income taxes | $345,000 | 5,499 |
| Income before extraordinary items | $677,000 | 6,134 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $677,000 | 6,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 10,995 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $640,700 | 6,359 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,936,000 | 4,909 |
| Total interest expense | $3,134,000 | 3,799 |
| Net interest income | $2,802,000 | 5,906 |
| Provision for loan and lease losses | $-67,000 | 12,059 |
| Total noninterest income | $198,000 | 8,777 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $198,000 | 5,306 |
| Total noninterest expense | $2,251,000 | 5,633 |
| Salaries and employee benefits | $1,169,000 | 5,370 |
| Premises and equipment expense | $340,000 | 5,181 |
| Additional noninterest expense | $742,000 | 6,042 |
| Pre-tax net operating income | $816,000 | 6,797 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $277,000 | 6,166 |
| Income before extraordinary items | $542,000 | 6,985 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $542,000 | 6,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 1,037 |
| Net operating income | $540,020 | 7,052 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,956,000 | 4,987 |
| Total interest expense | $3,110,000 | 3,994 |
| Net interest income | $2,846,000 | 5,891 |
| Provision for loan and lease losses | $118,000 | 5,382 |
| Total noninterest income | $258,000 | 8,241 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $258,000 | 4,921 |
| Total noninterest expense | $2,282,000 | 5,696 |
| Salaries and employee benefits | $1,235,000 | 5,105 |
| Premises and equipment expense | $302,000 | 5,819 |
| Additional noninterest expense | $745,000 | 6,270 |
| Pre-tax net operating income | $704,000 | 7,344 |
| Securities gains (losses) | $145,000 | 2,015 |
| Applicable income taxes | $296,000 | 6,131 |
| Income before extraordinary items | $553,000 | 7,126 |
| Extraordinary gains, net | $127,000 | 1,371 |
| Net income | $680,000 | 6,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $-9,000 | 13,158 |
| Net operating income | $458,750 | 7,643 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,943,000 | 4,853 |
| Total interest expense | $4,044,000 | 4,036 |
| Net interest income | $2,899,000 | 5,873 |
| Provision for loan and lease losses | $219,000 | 4,999 |
| Total noninterest income | $783,000 | 4,035 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $783,000 | 2,335 |
| Total noninterest expense | $2,284,000 | 5,725 |
| Salaries and employee benefits | $1,241,000 | 5,009 |
| Premises and equipment expense | $335,000 | 5,533 |
| Additional noninterest expense | $708,000 | 6,702 |
| Pre-tax net operating income | $1,179,000 | 4,986 |
| Securities gains (losses) | $167,000 | 2,264 |
| Applicable income taxes | $583,000 | 3,512 |
| Income before extraordinary items | $763,000 | 5,560 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $763,000 | 5,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $656,120 | 5,837 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.