Home > First Chicago Bank & Trust > Assets and Liabilities

First Chicago Bank & Trust, Assets and Liabilities

2011-06-30		Rank
# of Employees:	121	1,242
Assets and Liabilities
Total Assets:	$896,864,000	747
Cash and due from depository institutions	$43,683,000	1,242
Interest-bearing balances	$40,497,000	930
Securities	$76,456,000	1,773
Federal funds sold & reverse repurchase agreements	$1,790,000	2,276
Net loans & leases	$690,888,000	604
Loan loss allowance	$24,761,000	359
Trading account assets	$0	213
Bank premises and fixed assets	$32,380,000	326
Other real estate owned	$31,309,000	1,242
Goodwill and other intangibles	$3,371,000	920
All other assets	$16,987,000	1,221
Life insurance assets	$2,265,000	2,185
Total liabilities and capital	$896,864,000	747
Total liabilities	$887,041,000	678
Total deposits	$830,530,000	649
Interest-bearing deposits	$722,474,000	620
Deposits held in domestic offices	$830,530,000	646
% insured	99.97%	118
Federal funds purchased & repurchase agreements	$149,000	2,358
Trading liabilities	$0	112
Other borrowed funds	$50,000,000	647
Subordinated debt	$0	212
All other liabilities	$6,362,000	818
Total equity capital	$9,823,000	5,161
Total bank equity capital	$9,823,000	5,160
Perpetual preferred stock	$0	222
Common stock	$287,000	4,465
Surplus	$254,276,000	225
Undivided profits	$-244,740,000	7,487
Noncontrolling interests in consolidated subsidiaries	$0	179
Memoranda
Noncurrent loans and leases	$146,765,000	143
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,160
Income earned, not collected on loans	$2,902,000	941
Earning assets	$809,631,000	745
Long-term assets (5+ years)	$74,359,000	1,906
Average Assets, year-to-date	$950,873,330	706
Average Assets, quarterly	$928,096,500	723
Volatile liabilities	$23,762,000	2,001
Insider loans	$0	6,748
FHLB advances	$50,000,000	584
Loans and leases held for sale	$0	1,752
Unused loan commitments	$74,816,000	908
Tier 1 (core) risk-based capital	$5,223,000	6,408
Tier 2 risk-based capital	$5,223,000	1,051
Total risk weighted assets	$752,608,000	587
Total unused commitments	$74,816,000	910
Derivatives	$0	1,174
2011-03-31		Rank
# of Employees:	125	1,205
Assets and Liabilities
Total Assets:	$959,329,000	707
Cash and due from depository institutions	$69,972,000	1,205
Interest-bearing balances	$65,500,000	590
Securities	$88,636,000	1,556
Federal funds sold & reverse repurchase agreements	$1,996,000	2,613
Net loans & leases	$708,688,000	586
Loan loss allowance	$42,830,000	240
Trading account assets	$0	208
Bank premises and fixed assets	$32,864,000	323
Other real estate owned	$35,448,000	1,205
Goodwill and other intangibles	$3,703,000	881
All other assets	$18,022,000	1,187
Life insurance assets	$2,247,000	2,193
Total liabilities and capital	$959,329,000	707
Total liabilities	$947,250,000	642
Total deposits	$887,485,000	610
Interest-bearing deposits	$795,348,000	577
Deposits held in domestic offices	$887,485,000	606
% insured	95.92%	1,584
Federal funds purchased & repurchase agreements	$2,406,000	1,613
Trading liabilities	$0	108
Other borrowed funds	$50,000,000	671
Subordinated debt	$0	214
All other liabilities	$7,359,000	728
Total equity capital	$12,079,000	4,559
Total bank equity capital	$12,079,000	4,558
Perpetual preferred stock	$0	224
Common stock	$287,000	4,510
Surplus	$254,276,000	224
Undivided profits	$-242,484,000	7,547
Noncontrolling interests in consolidated subsidiaries	$0	181
Memoranda
Noncurrent loans and leases	$98,909,000	205
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,152
Income earned, not collected on loans	$3,552,000	760
Earning assets	$864,820,000	704
Long-term assets (5+ years)	$80,660,000	1,724
Average Assets, year-to-date	$977,878,000	688
Average Assets, quarterly	$977,878,000	688
Volatile liabilities	$34,876,000	1,497
Insider loans	$0	6,813
FHLB advances	$50,000,000	611
Loans and leases held for sale	$0	1,676
Unused loan commitments	$92,739,000	778
Tier 1 (core) risk-based capital	$7,863,000	5,588
Tier 2 risk-based capital	$7,863,000	705
Total risk weighted assets	$775,070,000	575
Total unused commitments	$92,739,000	779
Derivatives	$0	1,153
2010-12-31		Rank
# of Employees:	127	1,191
Assets and Liabilities
Total Assets:	$1,017,781,000	667
Cash and due from depository institutions	$74,270,000	1,191
Interest-bearing balances	$61,609,000	570
Securities	$95,523,000	1,405
Federal funds sold & reverse repurchase agreements	$2,809,000	2,138
Net loans & leases	$742,149,000	574
Loan loss allowance	$29,694,000	320
Trading account assets	$0	207
Bank premises and fixed assets	$33,333,000	317
Other real estate owned	$36,290,000	1,191
Goodwill and other intangibles	$4,050,000	854
All other assets	$29,357,000	789
Life insurance assets	$2,229,000	2,186
Total liabilities and capital	$1,017,781,000	667
Total liabilities	$972,989,000	625
Total deposits	$914,274,000	597
Interest-bearing deposits	$831,738,000	556
Deposits held in domestic offices	$914,274,000	595
% insured	90.26%	3,952
Federal funds purchased & repurchase agreements	$2,135,000	1,737
Trading liabilities	$0	108
Other borrowed funds	$50,000,000	707
Subordinated debt	$0	220
All other liabilities	$6,580,000	799
Total equity capital	$44,792,000	1,498
Total bank equity capital	$44,792,000	1,494
Perpetual preferred stock	$0	224
Common stock	$287,000	4,573
Surplus	$254,276,000	224
Undivided profits	$-209,771,000	7,626
Noncontrolling interests in consolidated subsidiaries	$0	190
Memoranda
Noncurrent loans and leases	$102,894,000	205
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,218
Income earned, not collected on loans	$3,522,000	793
Earning assets	$902,090,000	676
Long-term assets (5+ years)	$82,452,000	1,648
Average Assets, year-to-date	$1,101,562,200	605
Average Assets, quarterly	$1,046,644,500	658
Volatile liabilities	$212,874,000	636
Insider loans	$0	6,907
FHLB advances	$50,000,000	647
Loans and leases held for sale	$0	1,952
Unused loan commitments	$88,834,000	801
Tier 1 (core) risk-based capital	$40,519,000	1,572
Tier 2 risk-based capital	$10,522,000	549
Total risk weighted assets	$821,265,000	553
Total unused commitments	$88,834,000	803
Derivatives	$0	1,176
2010-09-30		Rank
# of Employees:	135	1,135
Assets and Liabilities
Total Assets:	$1,075,508,000	628
Cash and due from depository institutions	$91,694,000	1,135
Interest-bearing balances	$84,499,000	449
Securities	$80,588,000	1,594
Federal funds sold & reverse repurchase agreements	$1,015,000	3,227
Net loans & leases	$781,605,000	550
Loan loss allowance	$41,050,000	251
Trading account assets	$0	210
Bank premises and fixed assets	$33,824,000	307
Other real estate owned	$34,466,000	1,135
Goodwill and other intangibles	$4,413,000	807
All other assets	$47,903,000	505
Life insurance assets	$2,211,000	2,186
Total liabilities and capital	$1,075,508,000	628
Total liabilities	$990,966,000	606
Total deposits	$934,309,000	575
Interest-bearing deposits	$858,905,000	535
Deposits held in domestic offices	$934,309,000	573
% insured	91.14%	3,105
Federal funds purchased & repurchase agreements	$1,195,000	1,995
Trading liabilities	$0	103
Other borrowed funds	$50,000,000	745
Subordinated debt	$0	233
All other liabilities	$5,462,000	1,000
Total equity capital	$84,542,000	802
Total bank equity capital	$84,542,000	800
Perpetual preferred stock	$0	229
Common stock	$287,000	4,655
Surplus	$254,276,000	222
Undivided profits	$-170,021,000	7,728
Noncontrolling interests in consolidated subsidiaries	$0	194
Memoranda
Noncurrent loans and leases	$120,400,000	184
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,218
Income earned, not collected on loans	$3,728,000	790
Earning assets	$947,707,000	646
Long-term assets (5+ years)	$69,815,000	1,867
Average Assets, year-to-date	$1,122,507,500	586
Average Assets, quarterly	$1,086,614,500	613
Volatile liabilities	$203,633,000	673
Insider loans	$0	6,998
FHLB advances	$50,000,000	687
Loans and leases held for sale	$0	1,963
Unused loan commitments	$106,315,000	708
Tier 1 (core) risk-based capital	$63,475,000	996
Tier 2 risk-based capital	$10,928,000	537
Total risk weighted assets	$844,100,000	535
Total unused commitments	$106,315,000	711
Derivatives	$0	1,218
2010-06-30		Rank
# of Employees:	136	1,133
Assets and Liabilities
Total Assets:	$1,097,721,000	605
Cash and due from depository institutions	$84,704,000	1,133
Interest-bearing balances	$76,828,000	467
Securities	$84,023,000	1,545
Federal funds sold & reverse repurchase agreements	$1,007,000	3,312
Net loans & leases	$805,166,000	532
Loan loss allowance	$40,953,000	249
Trading account assets	$0	210
Bank premises and fixed assets	$34,156,000	303
Other real estate owned	$34,701,000	1,133
Goodwill and other intangibles	$4,792,000	786
All other assets	$49,172,000	497
Life insurance assets	$2,193,000	2,196
Total liabilities and capital	$1,097,721,000	605
Total liabilities	$1,028,288,000	578
Total deposits	$969,629,000	546
Interest-bearing deposits	$899,360,000	519
Deposits held in domestic offices	$969,629,000	544
% insured	91.00%	3,227
Federal funds purchased & repurchase agreements	$3,339,000	1,547
Trading liabilities	$0	104
Other borrowed funds	$50,000,000	771
Subordinated debt	$0	241
All other liabilities	$5,320,000	975
Total equity capital	$69,433,000	973
Total bank equity capital	$69,433,000	972
Perpetual preferred stock	$0	222
Common stock	$287,000	4,696
Surplus	$229,276,000	229
Undivided profits	$-160,130,000	7,794
Noncontrolling interests in consolidated subsidiaries	$0	198
Memoranda
Noncurrent loans and leases	$87,869,000	233
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,233
Income earned, not collected on loans	$4,173,000	677
Earning assets	$967,024,000	623
Long-term assets (5+ years)	$71,441,000	1,817
Average Assets, year-to-date	$1,138,174,000	581
Average Assets, quarterly	$1,118,856,500	585
Volatile liabilities	$241,777,000	577
Insider loans	$0	7,068
FHLB advances	$50,000,000	717
Loans and leases held for sale	$0	1,852
Unused loan commitments	$98,264,000	735
Tier 1 (core) risk-based capital	$48,145,000	1,313
Tier 2 risk-based capital	$11,423,000	519
Total risk weighted assets	$884,303,000	515
Total unused commitments	$98,264,000	737
Derivatives	$0	1,168
2010-03-31		Rank
# of Employees:	134	1,157
Assets and Liabilities
Total Assets:	$1,139,992,000	596
Cash and due from depository institutions	$106,992,000	1,157
Interest-bearing balances	$100,262,000	383
Securities	$87,222,000	1,494
Federal funds sold & reverse repurchase agreements	$997,000	3,648
Net loans & leases	$823,162,000	540
Loan loss allowance	$47,723,000	231
Trading account assets	$0	227
Bank premises and fixed assets	$34,635,000	314
Other real estate owned	$31,103,000	1,157
Goodwill and other intangibles	$5,187,000	761
All other assets	$50,694,000	495
Life insurance assets	$2,176,000	2,216
Total liabilities and capital	$1,139,992,000	596
Total liabilities	$1,057,497,000	584
Total deposits	$999,392,000	542
Interest-bearing deposits	$926,492,000	519
Deposits held in domestic offices	$999,392,000	540
% insured	91.81%	3,018
Federal funds purchased & repurchase agreements	$3,012,000	1,631
Trading liabilities	$0	108
Other borrowed funds	$50,000,000	834
Subordinated debt	$0	248
All other liabilities	$5,093,000	1,014
Total equity capital	$82,495,000	811
Total bank equity capital	$82,495,000	808
Perpetual preferred stock	$0	220
Common stock	$287,000	4,768
Surplus	$229,276,000	233
Undivided profits	$-147,068,000	7,894
Noncontrolling interests in consolidated subsidiaries	$0	204
Memoranda
Noncurrent loans and leases	$114,927,000	202
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,219
Income earned, not collected on loans	$4,526,000	640
Earning assets	$1,011,643,000	605
Long-term assets (5+ years)	$71,633,000	1,809
Average Assets, year-to-date	$1,158,400,500	587
Average Assets, quarterly	$1,158,400,500	587
Volatile liabilities	$222,645,000	648
Insider loans	$0	7,167
FHLB advances	$50,000,000	768
Loans and leases held for sale	$0	1,823
Unused loan commitments	$113,817,000	693
Tier 1 (core) risk-based capital	$61,244,000	1,030
Tier 2 risk-based capital	$11,597,000	535
Total risk weighted assets	$891,671,000	537
Total unused commitments	$113,817,000	693
Derivatives	$0	1,155
2009-12-31		Rank
# of Employees:	142	1,101
Assets and Liabilities
Total Assets:	$1,176,809,000	580
Cash and due from depository institutions	$108,789,000	1,101
Interest-bearing balances	$93,767,000	340
Securities	$91,428,000	1,415
Federal funds sold & reverse repurchase agreements	$1,033,000	3,480
Net loans & leases	$849,509,000	537
Loan loss allowance	$53,742,000	215
Trading account assets	$0	224
Bank premises and fixed assets	$35,146,000	307
Other real estate owned	$29,558,000	1,101
Goodwill and other intangibles	$5,597,000	729
All other assets	$55,749,000	468
Life insurance assets	$2,159,000	2,224
Total liabilities and capital	$1,176,809,000	580
Total liabilities	$1,087,003,000	569
Total deposits	$1,028,521,000	529
Interest-bearing deposits	$957,857,000	498
Deposits held in domestic offices	$1,028,521,000	525
% insured	91.67%	3,103
Federal funds purchased & repurchase agreements	$2,876,000	1,733
Trading liabilities	$0	104
Other borrowed funds	$50,000,000	908
Subordinated debt	$0	258
All other liabilities	$5,606,000	946
Total equity capital	$89,806,000	731
Total bank equity capital	$89,806,000	730
Perpetual preferred stock	$0	219
Common stock	$287,000	4,820
Surplus	$229,276,000	232
Undivided profits	$-139,757,000	7,971
Noncontrolling interests in consolidated subsidiaries	$0	209
Memoranda
Noncurrent loans and leases	$124,811,000	184
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,191
Income earned, not collected on loans	$4,323,000	701
Earning assets	$1,035,737,000	592
Long-term assets (5+ years)	$80,897,000	1,641
Average Assets, year-to-date	$1,247,667,200	538
Average Assets, quarterly	$1,232,904,000	554
Volatile liabilities	$199,224,000	742
Insider loans	$0	7,233
FHLB advances	$50,000,000	839
Loans and leases held for sale	$0	1,814
Unused loan commitments	$100,473,000	774
Tier 1 (core) risk-based capital	$68,441,000	899
Tier 2 risk-based capital	$12,035,000	530
Total risk weighted assets	$921,106,000	535
Total unused commitments	$100,473,000	775
Derivatives	$0	1,139
2009-09-30		Rank
# of Employees:	143	1,109
Assets and Liabilities
Total Assets:	$1,288,999,000	543
Cash and due from depository institutions	$127,529,000	1,109
Interest-bearing balances	$120,041,000	263
Securities	$96,757,000	1,312
Federal funds sold & reverse repurchase agreements	$5,081,000	1,715
Net loans & leases	$905,841,000	528
Loan loss allowance	$44,575,000	252
Trading account assets	$0	238
Bank premises and fixed assets	$35,624,000	310
Other real estate owned	$13,656,000	1,109
Goodwill and other intangibles	$50,040,000	207
All other assets	$54,471,000	448
Life insurance assets	$2,140,000	2,222
Total liabilities and capital	$1,288,999,000	543
Total liabilities	$1,135,860,000	558
Total deposits	$1,077,580,000	504
Interest-bearing deposits	$1,003,134,000	479
Deposits held in domestic offices	$1,077,580,000	501
% insured	91.42%	3,365
Federal funds purchased & repurchase agreements	$2,558,000	1,852
Trading liabilities	$0	103
Other borrowed funds	$50,000,000	973
Subordinated debt	$0	269
All other liabilities	$5,722,000	1,007
Total equity capital	$153,139,000	462
Total bank equity capital	$153,139,000	462
Perpetual preferred stock	$0	212
Common stock	$287,000	4,885
Surplus	$224,276,000	235
Undivided profits	$-71,424,000	8,038
Noncontrolling interests in consolidated subsidiaries	$0	214
Memoranda
Noncurrent loans and leases	$122,481,000	208
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,174
Income earned, not collected on loans	$4,774,000	663
Earning assets	$1,127,720,000	562
Long-term assets (5+ years)	$89,566,000	1,505
Average Assets, year-to-date	$1,265,381,750	546
Average Assets, quarterly	$1,252,356,500	558
Volatile liabilities	$183,253,000	826
Insider loans	$0	7,285
FHLB advances	$50,000,000	894
Loans and leases held for sale	$144,000	1,641
Unused loan commitments	$111,035,000	749
Tier 1 (core) risk-based capital	$89,114,000	687
Tier 2 risk-based capital	$12,472,000	528
Total risk weighted assets	$965,598,000	533
Total unused commitments	$111,035,000	750
Derivatives	$0	1,183
2009-06-30		Rank
# of Employees:	147	1,109
Assets and Liabilities
Total Assets:	$1,215,714,000	581
Cash and due from depository institutions	$26,868,000	1,109
Interest-bearing balances	$17,901,000	1,172
Securities	$98,740,000	1,271
Federal funds sold & reverse repurchase agreements	$50,000	5,029
Net loans & leases	$949,133,000	521
Loan loss allowance	$45,624,000	237
Trading account assets	$0	240
Bank premises and fixed assets	$35,870,000	307
Other real estate owned	$6,256,000	1,109
Goodwill and other intangibles	$50,482,000	216
All other assets	$48,315,000	496
Life insurance assets	$2,122,000	2,244
Total liabilities and capital	$1,215,714,000	581
Total liabilities	$1,079,855,000	590
Total deposits	$972,472,000	562
Interest-bearing deposits	$905,048,000	541
Deposits held in domestic offices	$972,472,000	558
% insured	84.98%	2,192
Federal funds purchased & repurchase agreements	$2,619,000	1,860
Trading liabilities	$0	100
Other borrowed funds	$100,000,000	557
Subordinated debt	$0	276
All other liabilities	$4,764,000	1,214
Total equity capital	$135,859,000	517
Total bank equity capital	$135,859,000	515
Perpetual preferred stock	$0	213
Common stock	$287,000	4,946
Surplus	$198,276,000	253
Undivided profits	$-62,704,000	8,127
Noncontrolling interests in consolidated subsidiaries	$0	219
Memoranda
Noncurrent loans and leases	$107,938,000	221
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,161
Income earned, not collected on loans	$4,396,000	724
Earning assets	$1,065,824,000	600
Long-term assets (5+ years)	$90,677,000	1,479
Average Assets, year-to-date	$1,257,509,330	559
Average Assets, quarterly	$1,242,472,000	568
Volatile liabilities	$197,197,000	784
Insider loans	$0	7,346
FHLB advances	$50,000,000	917
Loans and leases held for sale	$192,000	1,785
Unused loan commitments	$128,756,000	695
Tier 1 (core) risk-based capital	$79,890,000	780
Tier 2 risk-based capital	$13,035,000	528
Total risk weighted assets	$1,010,089,000	527
Total unused commitments	$128,756,000	696
Derivatives	$0	1,221
2009-03-31		Rank
# of Employees:	137	1,207
Assets and Liabilities
Total Assets:	$1,269,230,000	559
Cash and due from depository institutions	$14,374,000	1,207
Interest-bearing balances	$7,288,000	2,029
Securities	$104,245,000	1,201
Federal funds sold & reverse repurchase agreements	$12,000	5,507
Net loans & leases	$1,025,921,000	495
Loan loss allowance	$27,603,000	336
Trading account assets	$0	234
Bank premises and fixed assets	$34,913,000	319
Other real estate owned	$7,504,000	1,207
Goodwill and other intangibles	$50,939,000	222
All other assets	$31,322,000	718
Life insurance assets	$2,104,000	2,262
Total liabilities and capital	$1,269,230,000	559
Total liabilities	$1,120,197,000	573
Total deposits	$987,306,000	556
Interest-bearing deposits	$922,660,000	531
Deposits held in domestic offices	$987,306,000	553
% insured	83.72%	2,651
Federal funds purchased & repurchase agreements	$3,948,000	1,670
Trading liabilities	$0	92
Other borrowed funds	$125,000,000	496
Subordinated debt	$0	271
All other liabilities	$3,943,000	1,378
Total equity capital	$149,033,000	476
Total bank equity capital	$149,033,000	476
Perpetual preferred stock	$0	193
Common stock	$287,000	4,974
Surplus	$183,276,000	255
Undivided profits	$-34,530,000	8,156
Noncontrolling interests in consolidated subsidiaries	$0	220
Memoranda
Noncurrent loans and leases	$68,838,000	284
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,134
Income earned, not collected on loans	$4,944,000	634
Earning assets	$1,137,466,000	568
Long-term assets (5+ years)	$79,806,000	1,598
Average Assets, year-to-date	$1,278,407,000	554
Average Assets, quarterly	$1,278,407,000	554
Volatile liabilities	$244,040,000	656
Insider loans	$0	7,405
FHLB advances	$50,000,000	971
Loans and leases held for sale	$0	1,892
Unused loan commitments	$169,266,000	578
Tier 1 (core) risk-based capital	$99,411,000	619
Tier 2 risk-based capital	$13,595,000	502
Total risk weighted assets	$1,073,559,000	504
Total unused commitments	$169,266,000	578
Derivatives	$0	1,177
2008-12-31		Rank
# of Employees:	131	1,268
Assets and Liabilities
Total Assets:	$1,287,584,000	545
Cash and due from depository institutions	$9,259,000	1,268
Interest-bearing balances	$1,713,000	3,142
Securities	$106,048,000	1,148
Federal funds sold & reverse repurchase agreements	$0	5,377
Net loans & leases	$1,055,510,000	487
Loan loss allowance	$27,050,000	327
Trading account assets	$0	236
Bank premises and fixed assets	$34,110,000	326
Other real estate owned	$3,278,000	1,268
Goodwill and other intangibles	$51,411,000	228
All other assets	$27,968,000	793
Life insurance assets	$2,086,000	2,282
Total liabilities and capital	$1,287,584,000	545
Total liabilities	$1,135,676,000	556
Total deposits	$952,130,000	552
Interest-bearing deposits	$886,570,000	537
Deposits held in domestic offices	$952,130,000	548
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$16,731,000	900
Trading liabilities	$0	88
Other borrowed funds	$162,500,000	418
Subordinated debt	$0	278
All other liabilities	$4,315,000	1,306
Total equity capital	$151,908,000	466
Total bank equity capital	$151,908,000	466
Perpetual preferred stock	$0	141
Common stock	$287,000	5,007
Surplus	$183,276,000	253
Undivided profits	$-31,655,000	8,216
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$67,573,000	241
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,078
Income earned, not collected on loans	$4,858,000	685
Earning assets	$1,163,271,000	552
Long-term assets (5+ years)	$73,681,000	1,687
Average Assets, year-to-date	$1,234,462,600	547
Average Assets, quarterly	$1,304,612,500	534
Volatile liabilities	$291,009,000	564
Insider loans	$6,000	7,405
FHLB advances	$62,500,000	863
Loans and leases held for sale	$0	1,663
Unused loan commitments	$168,146,000	604
Tier 1 (core) risk-based capital	$101,919,000	595
Tier 2 risk-based capital	$13,996,000	482
Total risk weighted assets	$1,106,641,000	492
Total unused commitments	$168,146,000	605
Derivatives	$0	1,109
2008-09-30		Rank
# of Employees:	133	1,262
Assets and Liabilities
Total Assets:	$1,321,641,000	531
Cash and due from depository institutions	$17,602,000	1,262
Interest-bearing balances	$110,000	4,963
Securities	$107,367,000	1,107
Federal funds sold & reverse repurchase agreements	$245,000	5,404
Net loans & leases	$1,045,466,000	495
Loan loss allowance	$14,267,000	487
Trading account assets	$0	251
Bank premises and fixed assets	$34,511,000	318
Other real estate owned	$2,583,000	1,262
Goodwill and other intangibles	$92,168,000	173
All other assets	$21,699,000	969
Life insurance assets	$2,068,000	2,289
Total liabilities and capital	$1,321,641,000	531
Total liabilities	$1,123,579,000	556
Total deposits	$942,907,000	550
Interest-bearing deposits	$864,500,000	533
Deposits held in domestic offices	$942,907,000	547
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$17,141,000	940
Trading liabilities	$0	91
Other borrowed funds	$158,400,000	456
Subordinated debt	$0	276
All other liabilities	$5,131,000	1,109
Total equity capital	$198,062,000	379
Total bank equity capital	$198,062,000	379
Perpetual preferred stock	$0	110
Common stock	$287,000	5,054
Surplus	$183,276,000	244
Undivided profits	$14,499,000	2,277
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$35,075,000	341
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,110
Income earned, not collected on loans	$5,799,000	594
Earning assets	$1,153,188,000	551
Long-term assets (5+ years)	$98,844,000	1,281
Average Assets, year-to-date	$1,221,182,250	554
Average Assets, quarterly	$1,290,826,000	541
Volatile liabilities	$299,135,000	538
Insider loans	$10,000	7,442
FHLB advances	$88,400,000	666
Loans and leases held for sale	$320,000	1,193
Unused loan commitments	$280,975,000	445
Tier 1 (core) risk-based capital	$108,652,000	573
Tier 2 risk-based capital	$13,930,000	477
Total risk weighted assets	$1,114,098,000	489
Total unused commitments	$280,975,000	445
Derivatives	$0	1,077
2008-06-30		Rank
# of Employees:	128	1,334
Assets and Liabilities
Total Assets:	$1,260,011,000	552
Cash and due from depository institutions	$13,470,000	1,334
Interest-bearing balances	$112,000	4,888
Securities	$110,443,000	1,094
Federal funds sold & reverse repurchase agreements	$1,786,000	4,009
Net loans & leases	$981,999,000	510
Loan loss allowance	$11,373,000	573
Trading account assets	$0	267
Bank premises and fixed assets	$34,828,000	308
Other real estate owned	$2,583,000	1,334
Goodwill and other intangibles	$92,672,000	183
All other assets	$22,230,000	926
Life insurance assets	$2,046,000	2,311
Total liabilities and capital	$1,260,011,000	552
Total liabilities	$1,074,082,000	577
Total deposits	$906,418,000	565
Interest-bearing deposits	$835,076,000	534
Deposits held in domestic offices	$906,418,000	561
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$12,428,000	1,177
Trading liabilities	$0	94
Other borrowed funds	$150,000,000	465
Subordinated debt	$0	257
All other liabilities	$5,236,000	1,084
Total equity capital	$185,929,000	406
Total bank equity capital	$185,929,000	406
Perpetual preferred stock	$0	107
Common stock	$287,000	5,094
Surplus	$173,276,000	264
Undivided profits	$12,366,000	2,622
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$11,317,000	773
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,082
Income earned, not collected on loans	$4,967,000	694
Earning assets	$1,094,340,000	569
Long-term assets (5+ years)	$101,643,000	1,240
Average Assets, year-to-date	$1,187,696,000	571
Average Assets, quarterly	$1,216,086,500	564
Volatile liabilities	$288,327,000	552
Insider loans	$14,000	7,462
FHLB advances	$80,000,000	722
Loans and leases held for sale	$0	1,725
Unused loan commitments	$273,221,000	468
Tier 1 (core) risk-based capital	$96,826,000	635
Tier 2 risk-based capital	$11,373,000	546
Total risk weighted assets	$1,047,569,000	508
Total unused commitments	$273,221,000	468
Derivatives	$0	1,075
2008-03-31		Rank
# of Employees:	118	1,444
Assets and Liabilities
Total Assets:	$1,172,162,000	588
Cash and due from depository institutions	$12,514,000	1,444
Interest-bearing balances	$120,000	4,822
Securities	$107,310,000	1,138
Federal funds sold & reverse repurchase agreements	$613,000	6,049
Net loans & leases	$896,206,000	541
Loan loss allowance	$10,133,000	571
Trading account assets	$0	252
Bank premises and fixed assets	$35,235,000	299
Other real estate owned	$7,015,000	1,444
Goodwill and other intangibles	$93,192,000	184
All other assets	$20,077,000	982
Life insurance assets	$2,025,000	2,316
Total liabilities and capital	$1,172,162,000	588
Total liabilities	$989,595,000	614
Total deposits	$840,932,000	606
Interest-bearing deposits	$775,558,000	581
Deposits held in domestic offices	$840,932,000	603
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$32,267,000	652
Trading liabilities	$0	86
Other borrowed funds	$104,000,000	584
Subordinated debt	$0	251
All other liabilities	$12,396,000	608
Total equity capital	$182,567,000	415
Total bank equity capital	$182,567,000	415
Perpetual preferred stock	$0	108
Common stock	$287,000	5,113
Surplus	$169,776,000	265
Undivided profits	$12,504,000	2,705
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$10,138,000	740
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,070
Income earned, not collected on loans	$4,902,000	713
Earning assets	$1,004,249,000	616
Long-term assets (5+ years)	$98,379,000	1,229
Average Assets, year-to-date	$1,151,538,500	589
Average Assets, quarterly	$1,151,538,500	589
Volatile liabilities	$271,769,000	564
Insider loans	$852,000	4,627
FHLB advances	$104,000,000	526
Loans and leases held for sale	$332,000	1,373
Unused loan commitments	$217,964,000	563
Tier 1 (core) risk-based capital	$91,303,000	678
Tier 2 risk-based capital	$10,133,000	575
Total risk weighted assets	$946,550,000	548
Total unused commitments	$217,964,000	563
Derivatives	$0	1,109
2007-12-31		Rank
# of Employees:	120	1,423
Assets and Liabilities
Total Assets:	$1,130,915,000	603
Cash and due from depository institutions	$8,230,000	1,423
Interest-bearing balances	$156,000	4,237
Securities	$114,472,000	1,057
Federal funds sold & reverse repurchase agreements	$52,000	6,023
Net loans & leases	$851,351,000	573
Loan loss allowance	$9,625,000	584
Trading account assets	$0	237
Bank premises and fixed assets	$35,508,000	295
Other real estate owned	$6,945,000	1,423
Goodwill and other intangibles	$93,727,000	184
All other assets	$20,630,000	950
Life insurance assets	$2,005,000	2,318
Total liabilities and capital	$1,130,915,000	603
Total liabilities	$951,184,000	636
Total deposits	$820,195,000	615
Interest-bearing deposits	$749,658,000	590
Deposits held in domestic offices	$820,195,000	612
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$27,803,000	700
Trading liabilities	$0	78
Other borrowed funds	$91,000,000	618
Subordinated debt	$0	248
All other liabilities	$12,186,000	586
Total equity capital	$179,731,000	423
Total bank equity capital	$179,731,000	423
Perpetual preferred stock	$0	111
Common stock	$287,000	5,145
Surplus	$169,776,000	259
Undivided profits	$9,668,000	3,239
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$7,505,000	787
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,085
Income earned, not collected on loans	$5,469,000	705
Earning assets	$966,031,000	637
Long-term assets (5+ years)	$91,202,000	1,246
Average Assets, year-to-date	$1,080,270,400	604
Average Assets, quarterly	$1,101,048,000	608
Volatile liabilities	$257,331,000	613
Insider loans	$1,028,000	4,316
FHLB advances	$91,000,000	559
Loans and leases held for sale	$0	1,738
Unused loan commitments	$150,733,000	739
Tier 1 (core) risk-based capital	$88,606,000	703
Tier 2 risk-based capital	$9,625,000	594
Total risk weighted assets	$883,775,000	589
Total unused commitments	$150,733,000	739
Derivatives	$0	1,052
2007-09-30		Rank
# of Employees:	122	1,397
Assets and Liabilities
Total Assets:	$1,071,181,000	613
Cash and due from depository institutions	$9,086,000	1,397
Interest-bearing balances	$173,000	4,023
Securities	$120,976,000	980
Federal funds sold & reverse repurchase agreements	$917,000	5,078
Net loans & leases	$789,154,000	600
Loan loss allowance	$9,216,000	595
Trading account assets	$0	244
Bank premises and fixed assets	$35,474,000	280
Other real estate owned	$373,000	1,397
Goodwill and other intangibles	$94,278,000	182
All other assets	$20,923,000	925
Life insurance assets	$1,985,000	2,284
Total liabilities and capital	$1,071,181,000	613
Total liabilities	$894,203,000	653
Total deposits	$782,932,000	636
Interest-bearing deposits	$719,426,000	609
Deposits held in domestic offices	$782,932,000	634
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$13,046,000	1,073
Trading liabilities	$0	78
Other borrowed funds	$82,000,000	629
Subordinated debt	$0	244
All other liabilities	$16,225,000	461
Total equity capital	$176,978,000	423
Total bank equity capital	$176,978,000	423
Perpetual preferred stock	$0	113
Common stock	$287,000	5,152
Surplus	$169,776,000	255
Undivided profits	$6,915,000	3,977
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$7,768,000	623
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,109
Income earned, not collected on loans	$5,347,000	773
Earning assets	$911,220,000	657
Long-term assets (5+ years)	$95,605,000	1,166
Average Assets, year-to-date	$1,067,609,250	601
Average Assets, quarterly	$1,063,020,500	614
Volatile liabilities	$245,543,000	618
Insider loans	$1,032,000	4,234
FHLB advances	$82,000,000	567
Loans and leases held for sale	$0	1,751
Unused loan commitments	$141,126,000	795
Tier 1 (core) risk-based capital	$86,198,000	715
Tier 2 risk-based capital	$9,216,000	604
Total risk weighted assets	$818,907,000	609
Total unused commitments	$141,126,000	795
Derivatives	$0	1,033
2007-06-30		Rank
# of Employees:	117	1,488
Assets and Liabilities
Total Assets:	$1,054,860,000	631
Cash and due from depository institutions	$9,465,000	1,488
Interest-bearing balances	$134,000	4,363
Securities	$124,990,000	952
Federal funds sold & reverse repurchase agreements	$8,130,000	1,874
Net loans & leases	$760,446,000	623
Loan loss allowance	$8,722,000	621
Trading account assets	$0	245
Bank premises and fixed assets	$35,741,000	279
Other real estate owned	$203,000	1,488
Goodwill and other intangibles	$94,844,000	190
All other assets	$21,041,000	918
Life insurance assets	$1,964,000	2,298
Total liabilities and capital	$1,054,860,000	631
Total liabilities	$881,446,000	671
Total deposits	$790,433,000	651
Interest-bearing deposits	$719,624,000	621
Deposits held in domestic offices	$790,433,000	649
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$12,484,000	1,086
Trading liabilities	$0	87
Other borrowed funds	$65,000,000	710
Subordinated debt	$0	258
All other liabilities	$13,529,000	535
Total equity capital	$173,414,000	433
Total bank equity capital	$173,414,000	433
Perpetual preferred stock	$0	111
Common stock	$287,000	5,183
Surplus	$169,776,000	269
Undivided profits	$3,351,000	5,454
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$10,772,000	406
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,127
Income earned, not collected on loans	$5,451,000	713
Earning assets	$893,700,000	683
Long-term assets (5+ years)	$84,334,000	1,265
Average Assets, year-to-date	$1,066,418,670	614
Average Assets, quarterly	$1,062,295,500	623
Volatile liabilities	$280,379,000	539
Insider loans	$1,035,000	4,263
FHLB advances	$65,000,000	638
Loans and leases held for sale	$0	1,802
Unused loan commitments	$131,263,000	847
Tier 1 (core) risk-based capital	$83,201,000	757
Tier 2 risk-based capital	$8,722,000	647
Total risk weighted assets	$796,129,000	637
Total unused commitments	$131,263,000	847
Derivatives	$0	1,067
2007-03-31		Rank
# of Employees:	114	1,509
Assets and Liabilities
Total Assets:	$1,069,731,000	615
Cash and due from depository institutions	$10,012,000	1,509
Interest-bearing balances	$567,000	3,059
Securities	$134,585,000	881
Federal funds sold & reverse repurchase agreements	$830,000	5,980
Net loans & leases	$771,596,000	598
Loan loss allowance	$8,122,000	645
Trading account assets	$0	267
Bank premises and fixed assets	$35,958,000	262
Other real estate owned	$203,000	1,509
Goodwill and other intangibles	$95,426,000	182
All other assets	$21,121,000	872
Life insurance assets	$1,945,000	2,299
Total liabilities and capital	$1,069,731,000	615
Total liabilities	$892,475,000	655
Total deposits	$765,552,000	663
Interest-bearing deposits	$712,108,000	626
Deposits held in domestic offices	$765,552,000	661
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$14,624,000	940
Trading liabilities	$0	89
Other borrowed funds	$99,570,000	476
Subordinated debt	$0	262
All other liabilities	$12,729,000	577
Total equity capital	$177,256,000	426
Total bank equity capital	$177,256,000	426
Perpetual preferred stock	$0	113
Common stock	$287,000	5,195
Surplus	$169,776,000	263
Undivided profits	$7,193,000	3,886
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$10,842,000	353
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,132
Income earned, not collected on loans	$5,559,000	674
Earning assets	$907,578,000	662
Long-term assets (5+ years)	$88,280,000	1,211
Average Assets, year-to-date	$1,072,198,000	607
Average Assets, quarterly	$1,072,198,000	607
Volatile liabilities	$309,971,000	487
Insider loans	$1,043,000	4,212
FHLB advances	$99,570,000	424
Loans and leases held for sale	$0	1,800
Unused loan commitments	$128,529,000	858
Tier 1 (core) risk-based capital	$85,505,000	712
Tier 2 risk-based capital	$8,122,000	673
Total risk weighted assets	$800,840,000	616
Total unused commitments	$128,529,000	858
Derivatives	$0	1,065
2006-12-31		Rank
# of Employees:	123	1,401
Assets and Liabilities
Total Assets:	$1,074,665,000	608
Cash and due from depository institutions	$12,130,000	1,401
Interest-bearing balances	$455,000	3,255
Securities	$141,287,000	865
Federal funds sold & reverse repurchase agreements	$7,500,000	2,144
Net loans & leases	$759,824,000	607
Loan loss allowance	$7,481,000	683
Trading account assets	$0	156
Bank premises and fixed assets	$35,948,000	256
Other real estate owned	$453,000	1,401
Goodwill and other intangibles	$96,023,000	175
All other assets	$21,500,000	868
Life insurance assets	$1,926,000	2,277
Total liabilities and capital	$1,074,665,000	608
Total liabilities	$899,798,000	646
Total deposits	$802,151,000	622
Interest-bearing deposits	$741,894,000	589
Deposits held in domestic offices	$802,151,000	621
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$14,198,000	1,003
Trading liabilities	$0	77
Other borrowed funds	$71,100,000	665
Subordinated debt	$0	264
All other liabilities	$12,349,000	575
Total equity capital	$174,867,000	419
Total bank equity capital	$174,867,000	419
Perpetual preferred stock	$0	112
Common stock	$287,000	5,220
Surplus	$169,777,000	257
Undivided profits	$4,803,000	4,785
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,429,000	940
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,087
Income earned, not collected on loans	$5,689,000	666
Earning assets	$909,066,000	651
Long-term assets (5+ years)	$103,227,000	1,059
Average Assets, year-to-date	$639,759,200	976
Average Assets, quarterly	$814,015,000	796
Volatile liabilities	$380,999,000	468
Insider loans	$1,625,000	3,358
FHLB advances	$71,100,000	594
Loans and leases held for sale	$0	1,760
Unused loan commitments	$137,038,000	798
Tier 1 (core) risk-based capital	$82,729,000	730
Tier 2 risk-based capital	$7,481,000	720
Total risk weighted assets	$837,374,000	586
Total unused commitments	$137,038,000	798
Derivatives	$0	1,023
2006-09-30		Rank
# of Employees:	72	2,452
Assets and Liabilities
Total Assets:	$553,365,000	1,183
Cash and due from depository institutions	$4,734,000	2,452
Interest-bearing balances	$160,000	4,272
Securities	$89,844,000	1,357
Federal funds sold & reverse repurchase agreements	$0	6,029
Net loans & leases	$409,759,000	1,092
Loan loss allowance	$3,271,000	1,599
Trading account assets	$0	154
Bank premises and fixed assets	$9,626,000	1,217
Other real estate owned	$147,000	2,452
Goodwill and other intangibles	$28,337,000	338
All other assets	$10,918,000	1,605
Life insurance assets	$0	4,052
Total liabilities and capital	$553,365,000	1,183
Total liabilities	$485,013,000	1,205
Total deposits	$400,584,000	1,264
Interest-bearing deposits	$381,356,000	1,137
Deposits held in domestic offices	$400,584,000	1,260
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,596
Trading liabilities	$0	74
Other borrowed funds	$77,820,000	641
Subordinated debt	$0	269
All other liabilities	$6,609,000	895
Total equity capital	$68,352,000	959
Total bank equity capital	$68,352,000	959
Perpetual preferred stock	$0	118
Common stock	$287,000	5,260
Surplus	$64,960,000	500
Undivided profits	$3,105,000	5,722
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$922,000	2,712
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,131
Income earned, not collected on loans	$3,249,000	1,209
Earning assets	$499,763,000	1,199
Long-term assets (5+ years)	$78,128,000	1,314
Average Assets, year-to-date	$531,032,750	1,191
Average Assets, quarterly	$556,137,500	1,159
Volatile liabilities	$224,899,000	744
Insider loans	$1,611,000	3,358
FHLB advances	$77,820,000	576
Loans and leases held for sale	$0	1,773
Unused loan commitments	$103,720,000	1,020
Tier 1 (core) risk-based capital	$42,050,000	1,479
Tier 2 risk-based capital	$3,271,000	1,574
Total risk weighted assets	$436,917,000	1,076
Total unused commitments	$103,720,000	1,021
Derivatives	$0	1,023
2006-06-30		Rank
# of Employees:	76	2,330
Assets and Liabilities
Total Assets:	$558,910,000	1,147
Cash and due from depository institutions	$8,675,000	2,330
Interest-bearing balances	$213,000	3,971
Securities	$97,160,000	1,271
Federal funds sold & reverse repurchase agreements	$0	5,870
Net loans & leases	$404,790,000	1,084
Loan loss allowance	$3,241,000	1,590
Trading account assets	$0	157
Bank premises and fixed assets	$8,864,000	1,309
Other real estate owned	$0	2,330
Goodwill and other intangibles	$28,651,000	338
All other assets	$10,770,000	1,609
Life insurance assets	$0	4,035
Total liabilities and capital	$558,910,000	1,147
Total liabilities	$495,916,000	1,168
Total deposits	$420,828,000	1,187
Interest-bearing deposits	$393,577,000	1,081
Deposits held in domestic offices	$420,828,000	1,185
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,710
Trading liabilities	$0	73
Other borrowed funds	$72,050,000	696
Subordinated debt	$0	265
All other liabilities	$3,038,000	1,574
Total equity capital	$62,994,000	1,015
Total bank equity capital	$62,994,000	1,015
Perpetual preferred stock	$0	119
Common stock	$287,000	5,262
Surplus	$61,960,000	512
Undivided profits	$747,000	7,249
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,305,000	1,964
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,150
Income earned, not collected on loans	$2,949,000	1,208
Earning assets	$502,163,000	1,177
Long-term assets (5+ years)	$87,059,000	1,181
Average Assets, year-to-date	$523,588,670	1,204
Average Assets, quarterly	$536,240,500	1,185
Volatile liabilities	$221,544,000	749
Insider loans	$1,616,000	3,310
FHLB advances	$72,050,000	629
Loans and leases held for sale	$0	1,763
Unused loan commitments	$113,519,000	948
Tier 1 (core) risk-based capital	$34,734,000	1,780
Tier 2 risk-based capital	$3,241,000	1,566
Total risk weighted assets	$428,571,000	1,079
Total unused commitments	$113,519,000	948
Derivatives	$0	1,000
2006-03-31		Rank
# of Employees:	94	1,851
Assets and Liabilities
Total Assets:	$513,571,000	1,237
Cash and due from depository institutions	$5,597,000	1,851
Interest-bearing balances	$175,000	4,340
Securities	$100,136,000	1,255
Federal funds sold & reverse repurchase agreements	$0	6,312
Net loans & leases	$387,109,000	1,102
Loan loss allowance	$3,137,000	1,613
Trading account assets	$0	154
Bank premises and fixed assets	$6,226,000	1,835
Other real estate owned	$0	1,851
Goodwill and other intangibles	$0	3,321
All other assets	$14,503,000	1,212
Life insurance assets	$0	4,002
Total liabilities and capital	$513,571,000	1,237
Total liabilities	$475,779,000	1,196
Total deposits	$402,157,000	1,223
Interest-bearing deposits	$375,795,000	1,111
Deposits held in domestic offices	$402,157,000	1,219
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,368
Trading liabilities	$0	77
Other borrowed funds	$71,700,000	670
Subordinated debt	$0	259
All other liabilities	$1,922,000	2,242
Total equity capital	$37,792,000	1,659
Total bank equity capital	$37,792,000	1,659
Perpetual preferred stock	$0	120
Common stock	$287,000	5,260
Surplus	$14,422,000	1,718
Undivided profits	$23,083,000	1,505
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,696,000	1,521
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,164
Income earned, not collected on loans	$2,623,000	1,280
Earning assets	$487,420,000	1,191
Long-term assets (5+ years)	$92,772,000	1,110
Average Assets, year-to-date	$505,928,000	1,241
Average Assets, quarterly	$505,928,000	1,241
Volatile liabilities	$193,395,000	796
Insider loans	$6,185,000	1,093
FHLB advances	$71,700,000	604
Loans and leases held for sale	$0	1,721
Unused loan commitments	$110,771,000	950
Tier 1 (core) risk-based capital	$40,221,000	1,474
Tier 2 risk-based capital	$3,137,000	1,582
Total risk weighted assets	$415,106,000	1,086
Total unused commitments	$110,771,000	950
Derivatives	$0	990
2005-12-31		Rank
# of Employees:	91	1,898
Assets and Liabilities
Total Assets:	$498,285,000	1,253
Cash and due from depository institutions	$9,170,000	1,898
Interest-bearing balances	$94,000	5,186
Securities	$103,426,000	1,211
Federal funds sold & reverse repurchase agreements	$4,058,000	2,834
Net loans & leases	$361,594,000	1,174
Loan loss allowance	$3,235,000	1,543
Trading account assets	$0	155
Bank premises and fixed assets	$5,766,000	1,940
Other real estate owned	$0	1,898
Goodwill and other intangibles	$0	3,315
All other assets	$14,271,000	1,206
Life insurance assets	$0	351
Total liabilities and capital	$498,285,000	1,253
Total liabilities	$461,327,000	1,214
Total deposits	$384,054,000	1,271
Interest-bearing deposits	$354,048,000	1,154
Deposits held in domestic offices	$384,054,000	1,269
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,512
Trading liabilities	$0	72
Other borrowed funds	$75,950,000	653
Subordinated debt	$0	258
All other liabilities	$1,323,000	2,865
Total equity capital	$36,958,000	1,667
Total bank equity capital	$36,958,000	1,667
Perpetual preferred stock	$0	122
Common stock	$287,000	5,283
Surplus	$14,422,000	1,679
Undivided profits	$22,249,000	1,549
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,507,000	1,044
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,175
Income earned, not collected on loans	$2,596,000	1,287
Earning assets	$469,172,000	1,222
Long-term assets (5+ years)	$90,539,000	1,106
Average Assets, year-to-date	$441,239,000	1,355
Average Assets, quarterly	$486,090,500	1,271
Volatile liabilities	$170,130,000	869
Insider loans	$1,467,000	3,420
FHLB advances	$75,950,000	579
Loans and leases held for sale	$0	1,743
Unused loan commitments	$121,865,000	862
Tier 1 (core) risk-based capital	$38,772,000	1,518
Tier 2 risk-based capital	$3,235,000	1,515
Total risk weighted assets	$388,969,000	1,135
Total unused commitments	$121,865,000	862
Derivatives	$0	930
2005-09-30		Rank
# of Employees:	93	1,856
Assets and Liabilities
Total Assets:	$473,896,000	1,294
Cash and due from depository institutions	$10,281,000	1,856
Interest-bearing balances	$147,000	4,623
Securities	$107,725,000	1,152
Federal funds sold & reverse repurchase agreements	$87,000	5,762
Net loans & leases	$334,326,000	1,238
Loan loss allowance	$3,071,000	1,595
Trading account assets	$0	146
Bank premises and fixed assets	$5,463,000	2,010
Other real estate owned	$2,840,000	1,856
Goodwill and other intangibles	$5,000	3,249
All other assets	$13,169,000	1,271
Life insurance assets	$0	341
Total liabilities and capital	$473,896,000	1,294
Total liabilities	$441,503,000	1,247
Total deposits	$382,673,000	1,236
Interest-bearing deposits	$351,145,000	1,132
Deposits held in domestic offices	$382,673,000	1,233
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,623
Trading liabilities	$0	63
Other borrowed funds	$57,000,000	818
Subordinated debt	$0	251
All other liabilities	$1,830,000	2,227
Total equity capital	$32,393,000	1,887
Total bank equity capital	$32,393,000	1,887
Perpetual preferred stock	$0	120
Common stock	$287,000	5,297
Surplus	$9,922,000	2,206
Undivided profits	$22,184,000	1,563
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,222,000	2,038
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,225
Income earned, not collected on loans	$2,216,000	1,481
Earning assets	$442,285,000	1,265
Long-term assets (5+ years)	$95,036,000	1,051
Average Assets, year-to-date	$426,977,500	1,390
Average Assets, quarterly	$450,832,000	1,341
Volatile liabilities	$142,951,000	969
Insider loans	$445,000	5,628
FHLB advances	$57,000,000	747
Loans and leases held for sale	$0	1,843
Unused loan commitments	$118,045,000	870
Tier 1 (core) risk-based capital	$33,753,000	1,713
Tier 2 risk-based capital	$3,071,000	1,560
Total risk weighted assets	$364,868,000	1,189
Total unused commitments	$118,045,000	871
Derivatives	$0	909
2005-06-30		Rank
# of Employees:	93	1,854
Assets and Liabilities
Total Assets:	$427,768,000	1,405
Cash and due from depository institutions	$9,857,000	1,854
Interest-bearing balances	$261,000	4,032
Securities	$125,559,000	980
Federal funds sold & reverse repurchase agreements	$2,000	5,766
Net loans & leases	$272,422,000	1,512
Loan loss allowance	$2,745,000	1,751
Trading account assets	$0	148
Bank premises and fixed assets	$4,747,000	2,268
Other real estate owned	$2,840,000	1,854
Goodwill and other intangibles	$6,000	3,231
All other assets	$12,335,000	1,315
Life insurance assets	$0	339
Total liabilities and capital	$427,768,000	1,405
Total liabilities	$395,768,000	1,367
Total deposits	$381,382,000	1,215
Interest-bearing deposits	$352,688,000	1,094
Deposits held in domestic offices	$381,382,000	1,212
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,721
Trading liabilities	$0	65
Other borrowed funds	$13,000,000	2,272
Subordinated debt	$0	251
All other liabilities	$1,386,000	2,571
Total equity capital	$32,000,000	1,875
Total bank equity capital	$32,000,000	1,875
Perpetual preferred stock	$0	118
Common stock	$287,000	5,293
Surplus	$9,922,000	2,156
Undivided profits	$21,791,000	1,580
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,509,000	1,651
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,247
Income earned, not collected on loans	$2,090,000	1,442
Earning assets	$398,244,000	1,377
Long-term assets (5+ years)	$113,541,000	891
Average Assets, year-to-date	$411,338,000	1,433
Average Assets, quarterly	$418,541,000	1,426
Volatile liabilities	$96,192,000	1,325
Insider loans	$482,000	5,496
FHLB advances	$13,000,000	2,157
Loans and leases held for sale	$0	1,818
Unused loan commitments	$139,039,000	752
Tier 1 (core) risk-based capital	$32,596,000	1,727
Tier 2 risk-based capital	$2,745,000	1,684
Total risk weighted assets	$319,083,000	1,351
Total unused commitments	$139,039,000	753
Derivatives	$0	866
2005-03-31		Rank
# of Employees:	91	1,871
Assets and Liabilities
Total Assets:	$409,314,000	1,461
Cash and due from depository institutions	$11,743,000	1,871
Interest-bearing balances	$342,000	3,799
Securities	$163,066,000	783
Federal funds sold & reverse repurchase agreements	$3,456,000	3,061
Net loans & leases	$210,236,000	1,880
Loan loss allowance	$2,265,000	2,085
Trading account assets	$0	148
Bank premises and fixed assets	$4,745,000	2,233
Other real estate owned	$2,840,000	1,871
Goodwill and other intangibles	$7,000	3,224
All other assets	$13,221,000	1,224
Life insurance assets	$0	333
Total liabilities and capital	$409,314,000	1,461
Total liabilities	$379,824,000	1,413
Total deposits	$372,748,000	1,234
Interest-bearing deposits	$349,643,000	1,103
Deposits held in domestic offices	$372,748,000	1,231
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,328
Trading liabilities	$0	65
Other borrowed funds	$6,000,000	3,249
Subordinated debt	$0	265
All other liabilities	$1,076,000	3,036
Total equity capital	$29,490,000	1,969
Total bank equity capital	$29,490,000	1,969
Perpetual preferred stock	$0	120
Common stock	$287,000	5,333
Surplus	$9,922,000	2,111
Undivided profits	$19,281,000	1,707
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,470,000	1,071
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,234
Income earned, not collected on loans	$2,252,000	1,260
Earning assets	$377,100,000	1,452
Long-term assets (5+ years)	$153,557,000	674
Average Assets, year-to-date	$403,123,000	1,476
Average Assets, quarterly	$403,123,000	1,476
Volatile liabilities	$87,459,000	1,377
Insider loans	$250,000	6,418
FHLB advances	$6,000,000	3,109
Loans and leases held for sale	$0	1,762
Unused loan commitments	$119,277,000	837
Tier 1 (core) risk-based capital	$31,539,000	1,754
Tier 2 risk-based capital	$2,265,000	1,992
Total risk weighted assets	$251,336,000	1,675
Total unused commitments	$119,277,000	837
Derivatives	$0	790
2004-12-31		Rank
# of Employees:	80	2,126
Assets and Liabilities
Total Assets:	$396,932,000	1,502
Cash and due from depository institutions	$7,493,000	2,126
Interest-bearing balances	$1,124,000	2,653
Securities	$153,486,000	842
Federal funds sold & reverse repurchase agreements	$6,695,000	1,702
Net loans & leases	$209,931,000	1,861
Loan loss allowance	$2,444,000	1,930
Trading account assets	$0	153
Bank premises and fixed assets	$4,792,000	2,181
Other real estate owned	$2,840,000	2,126
Goodwill and other intangibles	$13,000	3,174
All other assets	$11,682,000	1,325
Life insurance assets	$0	334
Total liabilities and capital	$396,932,000	1,502
Total liabilities	$366,396,000	1,459
Total deposits	$365,533,000	1,246
Interest-bearing deposits	$344,400,000	1,106
Deposits held in domestic offices	$365,533,000	1,243
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,470
Trading liabilities	$0	66
Other borrowed funds	$0	5,836
Subordinated debt	$0	272
All other liabilities	$863,000	3,441
Total equity capital	$30,536,000	1,899
Total bank equity capital	$30,536,000	1,899
Perpetual preferred stock	$0	118
Common stock	$287,000	5,348
Surplus	$9,922,000	2,077
Undivided profits	$20,327,000	1,650
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,492,000	1,058
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,187
Income earned, not collected on loans	$1,953,000	1,476
Earning assets	$371,236,000	1,470
Long-term assets (5+ years)	$125,675,000	826
Average Assets, year-to-date	$398,151,800	1,417
Average Assets, quarterly	$404,913,000	1,449
Volatile liabilities	$70,500,000	1,617
Insider loans	$286,000	6,299
FHLB advances	$0	5,260
Loans and leases held for sale	$0	1,753
Unused loan commitments	$46,435,000	1,684
Tier 1 (core) risk-based capital	$30,822,000	1,768
Tier 2 risk-based capital	$2,444,000	1,847
Total risk weighted assets	$245,161,000	1,685
Total unused commitments	$46,435,000	1,684
Derivatives	$0	774
2004-09-30		Rank
# of Employees:	92	1,858
Assets and Liabilities
Total Assets:	$412,894,000	1,402
Cash and due from depository institutions	$11,263,000	1,858
Interest-bearing balances	$3,278,000	1,546
Securities	$151,163,000	850
Federal funds sold & reverse repurchase agreements	$5,979,000	1,828
Net loans & leases	$223,919,000	1,720
Loan loss allowance	$2,633,000	1,769
Trading account assets	$0	149
Bank premises and fixed assets	$4,842,000	2,127
Other real estate owned	$2,840,000	1,858
Goodwill and other intangibles	$14,000	3,132
All other assets	$12,874,000	1,193
Life insurance assets	$0	330
Total liabilities and capital	$412,894,000	1,402
Total liabilities	$382,452,000	1,360
Total deposits	$380,849,000	1,161
Interest-bearing deposits	$356,788,000	1,046
Deposits held in domestic offices	$380,849,000	1,157
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,678
Trading liabilities	$0	68
Other borrowed funds	$0	5,863
Subordinated debt	$0	276
All other liabilities	$1,603,000	2,265
Total equity capital	$30,442,000	1,883
Total bank equity capital	$30,442,000	1,883
Perpetual preferred stock	$0	124
Common stock	$287,000	5,373
Surplus	$9,922,000	2,040
Undivided profits	$20,233,000	1,670
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,092,000	703
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,251
Income earned, not collected on loans	$2,223,000	1,275
Earning assets	$384,339,000	1,375
Long-term assets (5+ years)	$98,125,000	1,074
Average Assets, year-to-date	$398,456,750	1,408
Average Assets, quarterly	$403,979,500	1,420
Volatile liabilities	$80,358,000	1,408
Insider loans	$286,000	6,297
FHLB advances	$0	5,299
Loans and leases held for sale	$0	1,808
Unused loan commitments	$64,070,000	1,299
Tier 1 (core) risk-based capital	$30,352,000	1,776
Tier 2 risk-based capital	$2,633,000	1,695
Total risk weighted assets	$259,337,000	1,570
Total unused commitments	$64,070,000	1,300
Derivatives	$0	770
2004-06-30		Rank
# of Employees:	96	1,780
Assets and Liabilities
Total Assets:	$395,065,000	1,444
Cash and due from depository institutions	$11,230,000	1,780
Interest-bearing balances	$3,853,000	1,412
Securities	$126,301,000	1,017
Federal funds sold & reverse repurchase agreements	$4,564,000	2,138
Net loans & leases	$231,649,000	1,620
Loan loss allowance	$2,736,000	1,681
Trading account assets	$0	153
Bank premises and fixed assets	$4,910,000	2,081
Other real estate owned	$3,259,000	1,780
Goodwill and other intangibles	$16,000	3,123
All other assets	$13,136,000	1,181
Life insurance assets	$0	323
Total liabilities and capital	$395,065,000	1,444
Total liabilities	$367,543,000	1,411
Total deposits	$366,800,000	1,190
Interest-bearing deposits	$344,241,000	1,062
Deposits held in domestic offices	$366,800,000	1,186
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,750
Trading liabilities	$0	69
Other borrowed funds	$0	5,862
Subordinated debt	$0	288
All other liabilities	$743,000	3,607
Total equity capital	$27,522,000	2,000
Total bank equity capital	$27,522,000	2,000
Perpetual preferred stock	$0	126
Common stock	$287,000	5,407
Surplus	$9,922,000	2,003
Undivided profits	$17,313,000	1,816
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,795,000	622
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,328
Income earned, not collected on loans	$1,891,000	1,428
Earning assets	$366,367,000	1,431
Long-term assets (5+ years)	$94,566,000	1,145
Average Assets, year-to-date	$393,644,330	1,420
Average Assets, quarterly	$396,783,000	1,422
Volatile liabilities	$67,437,000	1,592
Insider loans	$286,000	6,322
FHLB advances	$0	5,298
Loans and leases held for sale	$0	1,820
Unused loan commitments	$58,252,000	1,374
Tier 1 (core) risk-based capital	$29,426,000	1,788
Tier 2 risk-based capital	$2,736,000	1,607
Total risk weighted assets	$262,172,000	1,537
Total unused commitments	$58,252,000	1,376
Derivatives	$0	740
2004-03-31		Rank
# of Employees:	90	1,898
Assets and Liabilities
Total Assets:	$398,501,000	1,419
Cash and due from depository institutions	$12,127,000	1,898
Interest-bearing balances	$4,696,000	1,373
Securities	$126,762,000	1,027
Federal funds sold & reverse repurchase agreements	$3,378,000	3,610
Net loans & leases	$238,783,000	1,539
Loan loss allowance	$790,000	4,692
Trading account assets	$0	144
Bank premises and fixed assets	$4,973,000	2,015
Other real estate owned	$725,000	1,898
Goodwill and other intangibles	$60,000	2,922
All other assets	$11,693,000	1,233
Life insurance assets	$0	322
Total liabilities and capital	$398,501,000	1,419
Total liabilities	$367,540,000	1,379
Total deposits	$365,397,000	1,178
Interest-bearing deposits	$344,070,000	1,064
Deposits held in domestic offices	$365,397,000	1,176
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,174
Trading liabilities	$0	70
Other borrowed funds	$0	5,747
Subordinated debt	$0	287
All other liabilities	$2,143,000	1,893
Total equity capital	$30,961,000	1,807
Total bank equity capital	$30,961,000	1,807
Perpetual preferred stock	$0	129
Common stock	$287,000	5,418
Surplus	$9,922,000	1,967
Undivided profits	$20,752,000	1,626
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$9,238,000	366
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,356
Income earned, not collected on loans	$2,323,000	1,112
Earning assets	$373,619,000	1,375
Long-term assets (5+ years)	$0	8,096
Average Assets, year-to-date	$392,934,000	1,431
Average Assets, quarterly	$392,934,000	1,431
Volatile liabilities	$160,369,000	727
Insider loans	$250,000	6,493
FHLB advances	$0	5,150
Loans and leases held for sale	$0	1,884
Unused loan commitments	$54,691,000	1,405
Tier 1 (core) risk-based capital	$30,266,000	1,708
Tier 2 risk-based capital	$790,000	4,393
Total risk weighted assets	$269,683,000	1,442
Total unused commitments	$69,657,000	1,168
Derivatives	$0	699
2003-12-31		Rank
# of Employees:	87	1,987
Assets and Liabilities
Total Assets:	$387,367,000	1,465
Cash and due from depository institutions	$5,509,000	1,987
Interest-bearing balances	$36,000	6,076
Securities	$122,120,000	1,097
Federal funds sold & reverse repurchase agreements	$102,000	6,161
Net loans & leases	$240,313,000	1,511
Loan loss allowance	$1,076,000	3,753
Trading account assets	$0	168
Bank premises and fixed assets	$4,996,000	1,983
Other real estate owned	$2,150,000	1,987
Goodwill and other intangibles	$71,000	2,879
All other assets	$12,106,000	1,222
Life insurance assets	$0	1
Total liabilities and capital	$387,367,000	1,465
Total liabilities	$358,137,000	1,429
Total deposits	$356,842,000	1,208
Interest-bearing deposits	$337,570,000	1,089
Deposits held in domestic offices	$356,842,000	1,207
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,433
Trading liabilities	$0	72
Other borrowed funds	$0	5,772
Subordinated debt	$0	293
All other liabilities	$1,295,000	2,592
Total equity capital	$29,230,000	1,871
Total bank equity capital	$29,230,000	1,871
Perpetual preferred stock	$0	131
Common stock	$287,000	5,458
Surplus	$9,922,000	1,940
Undivided profits	$19,021,000	1,713
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$8,196,000	411
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,287
Income earned, not collected on loans	$1,793,000	1,580
Earning assets	$362,571,000	1,423
Long-term assets (5+ years)	$0	8,140
Average Assets, year-to-date	$365,957,800	1,489
Average Assets, quarterly	$377,042,500	1,487
Volatile liabilities	$152,672,000	757
Insider loans	$56,000	7,708
FHLB advances	$0	5,171
Loans and leases held for sale	$0	1,789
Unused loan commitments	$47,725,000	1,516
Tier 1 (core) risk-based capital	$29,287,000	1,746
Tier 2 risk-based capital	$1,076,000	3,493
Total risk weighted assets	$269,886,000	1,435
Total unused commitments	$47,725,000	1,518
Derivatives	$0	665
2003-09-30		Rank
# of Employees:	92	1,900
Assets and Liabilities
Total Assets:	$366,718,000	1,545
Cash and due from depository institutions	$7,532,000	1,900
Interest-bearing balances	$180,000	4,825
Securities	$91,127,000	1,462
Federal funds sold & reverse repurchase agreements	$4,926,000	2,655
Net loans & leases	$246,215,000	1,460
Loan loss allowance	$1,172,000	3,511
Trading account assets	$0	165
Bank premises and fixed assets	$2,824,000	3,283
Other real estate owned	$2,068,000	1,900
Goodwill and other intangibles	$146,000	2,643
All other assets	$11,880,000	1,240
Life insurance assets	$0	1
Total liabilities and capital	$366,718,000	1,545
Total liabilities	$338,399,000	1,509
Total deposits	$337,205,000	1,320
Interest-bearing deposits	$312,371,000	1,219
Deposits held in domestic offices	$337,205,000	1,319
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,347
Trading liabilities	$0	72
Other borrowed funds	$0	5,773
Subordinated debt	$0	293
All other liabilities	$1,194,000	2,864
Total equity capital	$28,319,000	1,923
Total bank equity capital	$28,319,000	1,923
Perpetual preferred stock	$0	137
Common stock	$287,000	5,492
Surplus	$9,922,000	1,915
Undivided profits	$18,110,000	1,803
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$9,045,000	397
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,354
Income earned, not collected on loans	$1,780,000	1,713
Earning assets	$342,448,000	1,509
Long-term assets (5+ years)	$0	8,204
Average Assets, year-to-date	$360,605,500	1,527
Average Assets, quarterly	$362,370,000	1,557
Volatile liabilities	$129,883,000	858
Insider loans	$1,758,000	2,853
FHLB advances	$0	5,135
Loans and leases held for sale	$0	1,962
Unused loan commitments	$46,076,000	1,564
Tier 1 (core) risk-based capital	$28,313,000	1,812
Tier 2 risk-based capital	$1,172,000	3,238
Total risk weighted assets	$265,416,000	1,441
Total unused commitments	$66,076,000	1,203
Derivatives	$0	666
2003-06-30		Rank
# of Employees:	86	2,028
Assets and Liabilities
Total Assets:	$358,022,000	1,562
Cash and due from depository institutions	$7,132,000	2,028
Interest-bearing balances	$88,000	5,646
Securities	$81,466,000	1,547
Federal funds sold & reverse repurchase agreements	$10,388,000	1,526
Net loans & leases	$249,523,000	1,419
Loan loss allowance	$1,246,000	3,311
Trading account assets	$0	170
Bank premises and fixed assets	$3,049,000	3,047
Other real estate owned	$420,000	2,028
Goodwill and other intangibles	$26,000	2,994
All other assets	$6,018,000	2,080
Life insurance assets	$0	1
Total liabilities and capital	$358,022,000	1,562
Total liabilities	$330,028,000	1,523
Total deposits	$328,726,000	1,332
Interest-bearing deposits	$306,589,000	1,234
Deposits held in domestic offices	$328,726,000	1,330
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,266
Trading liabilities	$0	74
Other borrowed funds	$0	5,772
Subordinated debt	$0	266
All other liabilities	$1,302,000	2,767
Total equity capital	$27,994,000	1,943
Total bank equity capital	$27,994,000	1,943
Perpetual preferred stock	$0	140
Common stock	$287,000	5,503
Surplus	$9,922,000	1,873
Undivided profits	$17,785,000	1,850
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$5,361,000	616
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,408
Income earned, not collected on loans	$1,589,000	1,853
Earning assets	$341,465,000	1,490
Long-term assets (5+ years)	$0	8,230
Average Assets, year-to-date	$358,568,000	1,524
Average Assets, quarterly	$362,909,500	1,525
Volatile liabilities	$121,611,000	893
Insider loans	$1,399,000	3,302
FHLB advances	$0	5,105
Loans and leases held for sale	$0	2,044
Unused loan commitments	$53,177,000	1,378
Tier 1 (core) risk-based capital	$27,559,000	1,833
Tier 2 risk-based capital	$1,246,000	3,050
Total risk weighted assets	$262,069,000	1,444
Total unused commitments	$58,177,000	1,294
Derivatives	$0	623
2003-03-31		Rank
# of Employees:	87	1,985
Assets and Liabilities
Total Assets:	$367,797,000	1,489
Cash and due from depository institutions	$7,938,000	1,985
Interest-bearing balances	$218,000	4,571
Securities	$87,940,000	1,432
Federal funds sold & reverse repurchase agreements	$1,800,000	5,439
Net loans & leases	$260,429,000	1,338
Loan loss allowance	$1,028,000	3,766
Trading account assets	$0	169
Bank premises and fixed assets	$3,101,000	2,970
Other real estate owned	$420,000	1,985
Goodwill and other intangibles	$28,000	2,970
All other assets	$6,141,000	1,998
Life insurance assets	$0	1
Total liabilities and capital	$367,797,000	1,489
Total liabilities	$340,689,000	1,438
Total deposits	$338,936,000	1,264
Interest-bearing deposits	$315,626,000	1,179
Deposits held in domestic offices	$338,936,000	1,262
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,057
Trading liabilities	$0	79
Other borrowed funds	$0	5,712
Subordinated debt	$0	265
All other liabilities	$1,753,000	2,260
Total equity capital	$27,108,000	1,964
Total bank equity capital	$27,108,000	1,964
Perpetual preferred stock	$0	141
Common stock	$287,000	5,523
Surplus	$9,921,000	1,845
Undivided profits	$16,900,000	1,877
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$7,880,000	452
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,422
Income earned, not collected on loans	$2,030,000	1,423
Earning assets	$350,387,000	1,426
Long-term assets (5+ years)	$0	8,263
Average Assets, year-to-date	$358,841,000	1,508
Average Assets, quarterly	$358,841,000	1,508
Volatile liabilities	$134,003,000	800
Insider loans	$1,417,000	3,202
FHLB advances	$0	5,057
Loans and leases held for sale	$0	1,961
Unused loan commitments	$47,315,000	1,460
Tier 1 (core) risk-based capital	$26,617,000	1,864
Tier 2 risk-based capital	$1,028,000	3,477
Total risk weighted assets	$264,813,000	1,391
Total unused commitments	$47,315,000	1,474
Derivatives	$0	578
2002-12-31		Rank
# of Employees:	84	2,052
Assets and Liabilities
Total Assets:	$349,885,000	1,540
Cash and due from depository institutions	$5,869,000	2,052
Interest-bearing balances	$70,000	5,579
Securities	$72,920,000	1,686
Federal funds sold & reverse repurchase agreements	$8,557,000	1,700
Net loans & leases	$253,031,000	1,367
Loan loss allowance	$1,238,000	3,185
Trading account assets	$0	170
Bank premises and fixed assets	$3,181,000	2,871
Other real estate owned	$420,000	2,052
Goodwill and other intangibles	$37,000	2,897
All other assets	$5,870,000	2,033
Life insurance assets	$0	1
Total liabilities and capital	$349,885,000	1,540
Total liabilities	$323,401,000	1,503
Total deposits	$321,465,000	1,314
Interest-bearing deposits	$300,124,000	1,219
Deposits held in domestic offices	$321,465,000	1,311
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,222
Trading liabilities	$0	75
Other borrowed funds	$0	5,759
Subordinated debt	$0	258
All other liabilities	$1,936,000	2,077
Total equity capital	$26,484,000	1,978
Total bank equity capital	$26,484,000	1,978
Perpetual preferred stock	$0	142
Common stock	$287,000	5,537
Surplus	$9,921,000	1,807
Undivided profits	$16,276,000	1,918
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$10,781,000	361
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,384
Income earned, not collected on loans	$1,795,000	1,716
Earning assets	$334,578,000	1,468
Long-term assets (5+ years)	$0	8,289
Average Assets, year-to-date	$327,653,800	1,557
Average Assets, quarterly	$348,695,500	1,518
Volatile liabilities	$114,560,000	904
Insider loans	$1,242,000	3,485
FHLB advances	$0	5,074
Loans and leases held for sale	$0	1,889
Unused loan commitments	$70,053,000	1,052
Tier 1 (core) risk-based capital	$25,836,000	1,885
Tier 2 risk-based capital	$1,238,000	2,962
Total risk weighted assets	$233,421,000	1,563
Total unused commitments	$70,053,000	1,052
Derivatives	$0	527
2001-12-31		Rank
# of Employees:	68	2,501
Assets and Liabilities
Total Assets:	$297,626,000	1,715
Cash and due from depository institutions	$9,868,000	2,501
Interest-bearing balances	$205,000	4,426
Securities	$34,500,000	3,013
Federal funds sold & reverse repurchase agreements	$0	7,110
Net loans & leases	$243,628,000	1,363
Loan loss allowance	$881,000	3,967
Trading account assets	$0	182
Bank premises and fixed assets	$3,207,000	2,794
Other real estate owned	$0	2,501
Goodwill and other intangibles	$94,000	2,638
All other assets	$6,329,000	1,813
Life insurance assets	$0	1
Total liabilities and capital	$297,626,000	1,715
Total liabilities	$278,443,000	1,653
Total deposits	$251,871,000	1,613
Interest-bearing deposits	$237,758,000	1,464
Deposits held in domestic offices	$251,871,000	1,610
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,416
Trading liabilities	$0	69
Other borrowed funds	$20,000,000	1,402
Subordinated debt	$0	241
All other liabilities	$6,572,000	823
Total equity capital	$19,183,000	2,557
Total bank equity capital	$19,183,000	2,557
Perpetual preferred stock	$0	158
Common stock	$287,000	5,661
Surplus	$5,622,000	2,829
Undivided profits	$13,274,000	2,139
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,640,000	837
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,476
Income earned, not collected on loans	$1,669,000	2,018
Earning assets	$278,333,000	1,676
Long-term assets (5+ years)	$0	8,482
Average Assets, year-to-date	$277,869,200	1,735
Average Assets, quarterly	$299,797,500	1,670
Volatile liabilities	$99,084,000	1,000
Insider loans	$911,000	4,122
FHLB advances	$20,000,000	1,282
Loans and leases held for sale	$0	1,749
Unused loan commitments	$46,896,000	1,323
Tier 1 (core) risk-based capital	$19,265,000	2,427
Tier 2 risk-based capital	$881,000	3,725
Total risk weighted assets	$193,341,000	1,763
Total unused commitments	$46,896,000	1,328
Derivatives	$0	450
2000-12-31		Rank
# of Employees:	59	2,904
Assets and Liabilities
Total Assets:	$252,427,000	1,909
Cash and due from depository institutions	$4,865,000	2,904
Interest-bearing balances	$595,000	2,874
Securities	$32,234,000	3,255
Federal funds sold & reverse repurchase agreements	$0	7,010
Net loans & leases	$206,037,000	1,558
Loan loss allowance	$595,000	5,143
Trading account assets	$0	175
Bank premises and fixed assets	$2,704,000	3,199
Other real estate owned	$0	2,904
Goodwill and other intangibles	$102,000	2,597
All other assets	$6,485,000	1,458
Life insurance assets	$0	1
Total liabilities and capital	$252,427,000	1,909
Total liabilities	$236,954,000	1,835
Total deposits	$177,041,000	2,215
Interest-bearing deposits	$162,930,000	2,074
Deposits held in domestic offices	$177,041,000	2,211
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,755
Trading liabilities	$0	77
Other borrowed funds	$59,000,000	664
Subordinated debt	$0	239
All other liabilities	$913,000	3,846
Total equity capital	$15,473,000	2,989
Total bank equity capital	$15,473,000	2,989
Perpetual preferred stock	$0	178
Common stock	$287,000	5,839
Surplus	$4,622,000	3,249
Undivided profits	$10,564,000	2,496
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,473,000	744
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,385
Income earned, not collected on loans	$1,560,000	1,655
Earning assets	$238,866,000	1,853
Long-term assets (5+ years)	$0	8,706
Average Assets, year-to-date	$229,503,200	2,013
Average Assets, quarterly	$245,236,000	1,936
Volatile liabilities	$106,875,000	948
Insider loans	$1,157,000	3,508
FHLB advances	$59,000,000	196
Loans and leases held for sale	$0	1,442
Unused loan commitments	$33,031,000	1,592
Tier 1 (core) risk-based capital	$15,996,000	2,805
Tier 2 risk-based capital	$595,000	4,839
Total risk weighted assets	$157,824,000	2,030
Total unused commitments	$33,031,000	1,593
Derivatives	$0	481
1999-12-31		Rank
# of Employees:	50	3,453
Assets and Liabilities
Total Assets:	$208,945,000	2,249
Cash and due from depository institutions	$4,988,000	3,453
Interest-bearing balances	$308,000	3,561
Securities	$33,971,000	3,249
Federal funds sold & reverse repurchase agreements	$0	6,825
Net loans & leases	$161,678,000	1,864
Loan loss allowance	$316,000	7,221
Trading account assets	$0	165
Bank premises and fixed assets	$2,712,000	3,138
Other real estate owned	$0	3,453
Goodwill and other intangibles	$139,000	2,556
All other assets	$5,457,000	1,656
Life insurance assets	$0	1
Total liabilities and capital	$208,945,000	2,249
Total liabilities	$198,517,000	2,133
Total deposits	$146,974,000	2,602
Interest-bearing deposits	$135,602,000	2,414
Deposits held in domestic offices	$146,974,000	2,598
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	4,093
Trading liabilities	$0	65
Other borrowed funds	$49,800,000	745
Subordinated debt	$0	242
All other liabilities	$1,743,000	2,106
Total equity capital	$10,428,000	4,098
Total bank equity capital	$10,428,000	4,098
Perpetual preferred stock	$0	193
Common stock	$287,000	6,038
Surplus	$1,622,000	6,056
Undivided profits	$8,519,000	2,808
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,813,000	1,295
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,502
Income earned, not collected on loans	$1,019,000	2,210
Earning assets	$195,957,000	2,195
Long-term assets (5+ years)	$0	8,976
Average Assets, year-to-date	$184,611,400	2,449
Average Assets, quarterly	$199,862,500	2,326
Volatile liabilities	$89,361,000	1,048
Insider loans	$1,164,000	3,383
FHLB advances	$49,800,000	208
Loans and leases held for sale	$0	1,487
Unused loan commitments	$22,379,000	2,180
Tier 1 (core) risk-based capital	$11,826,000	3,671
Tier 2 risk-based capital	$316,000	6,873
Total risk weighted assets	$121,013,000	2,514
Total unused commitments	$22,379,000	2,184
Derivatives	$0	488
1998-12-31		Rank
# of Employees:	34	4,841
Assets and Liabilities
Total Assets:	$168,644,000	2,738
Cash and due from depository institutions	$5,922,000	4,841
Interest-bearing balances	$641,000	3,256
Securities	$34,174,000	3,239
Federal funds sold & reverse repurchase agreements	$1,900,000	5,928
Net loans & leases	$121,374,000	2,298
Loan loss allowance	$226,000	8,216
Trading account assets	$0	197
Bank premises and fixed assets	$2,090,000	3,780
Other real estate owned	$0	4,841
Goodwill and other intangibles	$189,000	2,378
All other assets	$2,995,000	2,476
Life insurance assets	$0	1
Total liabilities and capital	$168,644,000	2,738
Total liabilities	$158,156,000	2,625
Total deposits	$125,764,000	3,010
Interest-bearing deposits	$114,413,000	2,864
Deposits held in domestic offices	$125,764,000	3,006
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,214
Trading liabilities	$0	69
Other borrowed funds	$31,500,000	793
Subordinated debt	$0	255
All other liabilities	$892,000	3,846
Total equity capital	$10,488,000	4,147
Total bank equity capital	$10,488,000	4,147
Perpetual preferred stock	$0	199
Common stock	$287,000	6,132
Surplus	$1,622,000	5,995
Undivided profits	$8,579,000	2,937
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,110,000	1,227
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,642
Income earned, not collected on loans	$783,000	2,959
Earning assets	$158,089,000	2,677
Long-term assets (5+ years)	$0	9,173
Average Assets, year-to-date	$154,430,000	2,802
Average Assets, quarterly	$164,824,500	2,751
Volatile liabilities	$60,968,000	1,193
Insider loans	$783,000	4,150
FHLB advances	$31,500,000	238
Loans and leases held for sale	$0	1,681
Unused loan commitments	$17,285,000	2,513
Tier 1 (core) risk-based capital	$10,376,000	4,029
Tier 2 risk-based capital	$226,000	7,876
Total risk weighted assets	$89,909,000	3,099
Total unused commitments	$17,285,000	2,518
Derivatives	$0	527
1997-12-31		Rank
# of Employees:	32	5,269
Assets and Liabilities
Total Assets:	$142,080,000	3,123
Cash and due from depository institutions	$2,743,000	5,269
Interest-bearing balances	$286,000	3,675
Securities	$21,028,000	4,734
Federal funds sold & reverse repurchase agreements	$0	8,160
Net loans & leases	$113,612,000	2,441
Loan loss allowance	$169,000	9,216
Trading account assets	$0	203
Bank premises and fixed assets	$1,557,000	4,595
Other real estate owned	$65,000	5,269
Goodwill and other intangibles	$126,000	2,497
All other assets	$2,949,000	2,427
Life insurance assets	$0	1
Total liabilities and capital	$142,080,000	3,123
Total liabilities	$132,679,000	3,016
Total deposits	$101,118,000	3,668
Interest-bearing deposits	$93,940,000	3,374
Deposits held in domestic offices	$101,118,000	3,660
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,723
Trading liabilities	$0	80
Other borrowed funds	$30,500,000	754
Subordinated debt	$0	260
All other liabilities	$1,061,000	3,401
Total equity capital	$9,401,000	4,548
Total bank equity capital	$9,401,000	4,548
Perpetual preferred stock	$0	223
Common stock	$285,000	6,400
Surplus	$1,623,000	6,044
Undivided profits	$7,493,000	3,257
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,253,000	2,049
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,731
Income earned, not collected on loans	$803,000	2,879
Earning assets	$134,926,000	3,033
Long-term assets (5+ years)	$0	9,550
Average Assets, year-to-date	$128,315,600	3,285
Average Assets, quarterly	$137,715,500	3,172
Volatile liabilities	$48,831,000	1,434
Insider loans	$467,000	5,603
FHLB advances	$30,500,000	243
Loans and leases held for sale	$0	1,579
Unused loan commitments	$14,194,000	2,706
Tier 1 (core) risk-based capital	$9,232,000	4,472
Tier 2 risk-based capital	$169,000	8,856
Total risk weighted assets	$80,630,000	3,383
Total unused commitments	$14,194,000	2,711
Derivatives	$0	533
1996-12-31		Rank
# of Employees:	31	5,680
Assets and Liabilities
Total Assets:	$115,125,000	3,879
Cash and due from depository institutions	$1,627,000	5,680
Interest-bearing balances	$250,000	3,787
Securities	$12,877,000	7,032
Federal funds sold & reverse repurchase agreements	$0	8,460
Net loans & leases	$97,075,000	2,857
Loan loss allowance	$131,000	10,135
Trading account assets	$0	240
Bank premises and fixed assets	$1,386,000	4,955
Other real estate owned	$270,000	5,680
Goodwill and other intangibles	$0	3,437
All other assets	$1,890,000	3,780
Life insurance assets	$0	1
Total liabilities and capital	$115,125,000	3,879
Total liabilities	$106,969,000	3,757
Total deposits	$86,845,000	4,333
Interest-bearing deposits	$82,014,000	3,963
Deposits held in domestic offices	$86,845,000	4,324
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,907
Trading liabilities	$0	97
Other borrowed funds	$19,500,000	952
Subordinated debt	$0	298
All other liabilities	$624,000	5,112
Total equity capital	$8,156,000	5,158
Total bank equity capital	$8,156,000	5,158
Perpetual preferred stock	$0	250
Common stock	$287,000	6,763
Surplus	$1,854,000	5,805
Undivided profits	$6,015,000	3,866
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$931,000	2,831
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,832
Income earned, not collected on loans	$590,000	3,922
Earning assets	$110,202,000	3,740
Long-term assets (5+ years)	$0	9,965
Average Assets, year-to-date	$107,025,800	4,012
Average Assets, quarterly	$111,663,500	3,955
Volatile liabilities	$30,370,000	2,062
Insider loans	$667,000	4,733
FHLB advances	$19,500,000	335
Loans and leases held for sale	$0	1,560
Unused loan commitments	$7,970,000	3,912
Tier 1 (core) risk-based capital	$8,065,000	5,104
Tier 2 risk-based capital	$110,000	10,132
Total risk weighted assets	$73,332,000	3,701
Total unused commitments	$7,970,000	3,927
Derivatives	$0	549
1995-12-31		Rank
# of Employees:	23	7,163
Assets and Liabilities
Total Assets:	$103,320,000	4,297
Cash and due from depository institutions	$2,186,000	7,163
Interest-bearing balances	$936,000	2,643
Securities	$16,507,000	6,320
Federal funds sold & reverse repurchase agreements	$300,000	8,717
Net loans & leases	$80,661,000	3,286
Loan loss allowance	$142,000	10,352
Trading account assets	$0	261
Bank premises and fixed assets	$1,377,000	4,945
Other real estate owned	$70,000	7,163
Goodwill and other intangibles	$0	3,181
All other assets	$2,219,000	3,314
Life insurance assets	$0	1
Total liabilities and capital	$103,320,000	4,297
Total liabilities	$95,671,000	4,177
Total deposits	$82,044,000	4,585
Interest-bearing deposits	$78,588,000	4,163
Deposits held in domestic offices	$82,044,000	4,577
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,736
Trading liabilities	$0	110
Other borrowed funds	$13,000,000	1,045
Subordinated debt	$0	337
All other liabilities	$627,000	5,292
Total equity capital	$7,649,000	5,462
Total bank equity capital	$7,649,000	5,462
Perpetual preferred stock	$0	288
Common stock	$285,000	7,125
Surplus	$1,607,000	6,281
Undivided profits	$5,757,000	4,078
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$523,000	4,134
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,782
Income earned, not collected on loans	$486,000	4,863
Earning assets	$98,404,000	4,158
Long-term assets (5+ years)	$0	10,367
Average Assets, year-to-date	$100,839,200	4,222
Average Assets, quarterly	$104,263,500	4,207
Volatile liabilities	$19,703,000	2,670
Insider loans	$0	10,773
FHLB advances	$13,000,000	371
Loans and leases held for sale	$0	1,606
Unused loan commitments	$4,462,000	5,273
Tier 1 (core) risk-based capital	$7,568,000	5,389
Tier 2 risk-based capital	$111,000	10,489
Total risk weighted assets	$55,003,000	4,643
Total unused commitments	$5,462,000	4,757
Derivatives	$0	628
1994-12-31		Rank
# of Employees:	27	6,680
Assets and Liabilities
Total Assets:	$95,170,000	4,569
Cash and due from depository institutions	$1,593,000	6,680
Interest-bearing balances	$162,000	4,788
Securities	$21,855,000	5,523
Federal funds sold & reverse repurchase agreements	$0	8,397
Net loans & leases	$68,434,000	3,756
Loan loss allowance	$123,000	11,159
Trading account assets	$0	286
Bank premises and fixed assets	$1,425,000	4,824
Other real estate owned	$216,000	6,680
Goodwill and other intangibles	$0	3,133
All other assets	$1,647,000	4,563
Life insurance assets	$0	1
Total liabilities and capital	$95,170,000	4,569
Total liabilities	$88,553,000	4,481
Total deposits	$76,517,000	4,818
Interest-bearing deposits	$74,224,000	4,345
Deposits held in domestic offices	$76,517,000	4,808
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	4,788
Trading liabilities	$0	87
Other borrowed funds	$11,600,000	1,148
Subordinated debt	$0	372
All other liabilities	$436,000	5,717
Total equity capital	$6,617,000	5,820
Total bank equity capital	$6,617,000	5,820
Perpetual preferred stock	$0	310
Common stock	$283,000	7,536
Surplus	$1,577,000	6,437
Undivided profits	$4,757,000	4,358
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$413,000	4,800
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,752
Income earned, not collected on loans	$426,000	4,917
Earning assets	$90,451,000	4,425
Long-term assets (5+ years)	$0	10,888
Average Assets, year-to-date	$87,465,800	4,808
Average Assets, quarterly	$94,079,000	4,576
Volatile liabilities	$17,560,000	2,816
Insider loans	$0	11,229
FHLB advances	$11,600,000	435
Loans and leases held for sale	$0	1,430
Unused loan commitments	$3,985,000	5,554
Tier 1 (core) risk-based capital	$6,862,000	5,725
Tier 2 risk-based capital	$109,000	10,978
Total risk weighted assets	$43,747,000	5,523
Total unused commitments	$3,985,000	5,560
Derivatives	$0	687
1993-12-31		Rank
# of Employees:	26	7,126
Assets and Liabilities
Total Assets:	$81,270,000	5,351
Cash and due from depository institutions	$3,324,000	7,126
Interest-bearing balances	$2,095,000	2,317
Securities	$24,669,000	5,272
Federal funds sold & reverse repurchase agreements	$0	10,345
Net loans & leases	$49,009,000	4,863
Loan loss allowance	$256,000	9,284
Trading account assets	$0	330
Bank premises and fixed assets	$1,448,000	4,804
Other real estate owned	$213,000	7,126
Goodwill and other intangibles	$0	3,091
All other assets	$2,607,000	2,751
Life insurance assets	$0	1
Total liabilities and capital	$81,270,000	5,351
Total liabilities	$74,940,000	5,266
Total deposits	$74,129,000	5,110
Interest-bearing deposits	$72,233,000	4,628
Deposits held in domestic offices	$74,129,000	5,102
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,944
Trading liabilities	$0	1
Other borrowed funds	$0	5,027
Subordinated debt	$0	413
All other liabilities	$811,000	3,682
Total equity capital	$6,330,000	6,109
Total bank equity capital	$6,330,000	6,109
Perpetual preferred stock	$0	343
Common stock	$283,000	7,936
Surplus	$1,561,000	6,487
Undivided profits	$4,486,000	4,711
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,424,000	2,460
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,950
Income earned, not collected on loans	$390,000	4,771
Earning assets	$75,773,000	5,276
Long-term assets (5+ years)	$0	11,403
Average Assets, year-to-date	$83,897,600	5,057
Average Assets, quarterly	$82,242,000	5,232
Volatile liabilities	$6,969,000	5,326
Insider loans	$0	11,728
FHLB advances	$0	821
Loans and leases held for sale	$0	1,681
Unused loan commitments	$4,281,000	5,331
Tier 1 (core) risk-based capital	$6,330,000	6,036
Tier 2 risk-based capital	$231,000	8,727
Total risk weighted assets	$34,765,000	6,556
Total unused commitments	$7,281,000	3,878
Derivatives	$0	714
1992-12-31		Rank
# of Employees:	24	7,704
Assets and Liabilities
Total Assets:	$84,805,000	5,224
Cash and due from depository institutions	$5,442,000	7,704
Interest-bearing balances	$4,643,000	1,534
Securities	$35,613,000	3,825
Federal funds sold & reverse repurchase agreements	$200,000	10,866
Net loans & leases	$40,750,000	5,661
Loan loss allowance	$259,000	9,429
Trading account assets	$0	344
Bank premises and fixed assets	$1,076,000	5,929
Other real estate owned	$157,000	7,704
Goodwill and other intangibles	$0	3,106
All other assets	$1,567,000	4,429
Life insurance assets	$0	1
Total liabilities and capital	$84,805,000	5,224
Total liabilities	$79,172,000	5,121
Total deposits	$77,940,000	5,005
Interest-bearing deposits	$77,427,000	4,481
Deposits held in domestic offices	$77,940,000	4,996
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,764
Trading liabilities	$0	1
Other borrowed funds	$0	5,085
Subordinated debt	$0	482
All other liabilities	$1,232,000	2,774
Total equity capital	$5,633,000	6,486
Total bank equity capital	$5,633,000	6,486
Perpetual preferred stock	$0	346
Common stock	$272,000	8,395
Surplus	$1,581,000	6,407
Undivided profits	$3,780,000	5,143
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,581,000	2,665
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1
Income earned, not collected on loans	$340,000	5,879
Earning assets	$81,206,000	5,026
Long-term assets (5+ years)	$0	11,806
Average Assets, year-to-date	$82,203,200	5,247
Average Assets, quarterly	$83,943,500	5,214
Volatile liabilities	$6,243,000	5,734
Insider loans	$0	9,493
FHLB advances	$0	832
Loans and leases held for sale	$0	1,207
Unused loan commitments	$3,667,000	5,507
Tier 1 (core) risk-based capital	$5,633,000	6,413
Tier 2 risk-based capital	$169,000	10,169
Total risk weighted assets	$31,687,000	7,045
Total unused commitments	$5,647,000	4,294
Derivatives	$0	651