Home > First Cherokee State Bank > Assets and Liabilities
First Cherokee State Bank, Assets and Liabilities
| 2012-06-30 | Rank | |
| # of Employees: | 55 | 2,730 |
| Assets and Liabilities | ||
| Total Assets: | $209,021,000 | 2,994 |
| Cash and due from depository institutions | $31,594,000 | 2,730 |
| Interest-bearing balances | $28,149,000 | 1,393 |
| Securities | $15,683,000 | 4,994 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $127,699,000 | 2,943 |
| Loan loss allowance | $4,126,000 | 1,773 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $4,226,000 | 2,641 |
| Other real estate owned | $19,816,000 | 2,730 |
| Goodwill and other intangibles | $5,000 | 2,896 |
| All other assets | $9,998,000 | 1,801 |
| Life insurance assets | $6,309,000 | 1,149 |
| Total liabilities and capital | $209,021,000 | 2,994 |
| Total liabilities | $208,706,000 | 2,729 |
| Total deposits | $182,114,000 | 2,910 |
| Interest-bearing deposits | $148,373,000 | 2,913 |
| Deposits held in domestic offices | $182,114,000 | 2,909 |
| % insured | 96.98% | 917 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $25,510,000 | 957 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $1,082,000 | 3,117 |
| Total equity capital | $315,000 | 7,239 |
| Total bank equity capital | $315,000 | 7,239 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $2,600,000 | 1,363 |
| Surplus | $10,511,000 | 2,492 |
| Undivided profits | $-12,796,000 | 6,977 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $11,571,000 | 985 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $160,000 | 734 |
| Income earned, not collected on loans | $357,000 | 5,475 |
| Earning assets | $171,531,000 | 3,271 |
| Long-term assets (5+ years) | $60,775,000 | 2,743 |
| Average Assets, year-to-date | $217,906,670 | 2,890 |
| Average Assets, quarterly | $215,874,000 | 2,927 |
| Volatile liabilities | $13,179,000 | 2,783 |
| Insider loans | $2,904,000 | 2,025 |
| FHLB advances | $25,000,000 | 907 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $15,950,000 | 2,965 |
| Tier 1 (core) risk-based capital | $206,000 | 7,241 |
| Tier 2 risk-based capital | $206,000 | 6,630 |
| Total risk weighted assets | $148,714,000 | 2,748 |
| Total unused commitments | $15,950,000 | 2,965 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 64 | 2,389 |
| Assets and Liabilities | ||
| Total Assets: | $222,727,000 | 2,874 |
| Cash and due from depository institutions | $33,868,000 | 2,389 |
| Interest-bearing balances | $30,656,000 | 1,406 |
| Securities | $16,853,000 | 4,916 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $135,782,000 | 2,798 |
| Loan loss allowance | $4,996,000 | 1,526 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $4,188,000 | 2,670 |
| Other real estate owned | $21,079,000 | 2,389 |
| Goodwill and other intangibles | $6,000 | 2,904 |
| All other assets | $10,951,000 | 1,681 |
| Life insurance assets | $6,295,000 | 1,128 |
| Total liabilities and capital | $222,727,000 | 2,874 |
| Total liabilities | $220,007,000 | 2,627 |
| Total deposits | $193,284,000 | 2,799 |
| Interest-bearing deposits | $158,310,000 | 2,808 |
| Deposits held in domestic offices | $193,284,000 | 2,798 |
| % insured | 93.86% | 2,252 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $25,519,000 | 971 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $1,204,000 | 2,874 |
| Total equity capital | $2,720,000 | 7,015 |
| Total bank equity capital | $2,720,000 | 7,015 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $2,600,000 | 1,384 |
| Surplus | $10,511,000 | 2,504 |
| Undivided profits | $-10,391,000 | 6,977 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $13,468,000 | 925 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $162,000 | 731 |
| Income earned, not collected on loans | $440,000 | 4,965 |
| Earning assets | $183,291,000 | 3,127 |
| Long-term assets (5+ years) | $59,702,000 | 2,758 |
| Average Assets, year-to-date | $222,349,500 | 2,859 |
| Average Assets, quarterly | $222,349,500 | 2,859 |
| Volatile liabilities | $16,630,000 | 2,373 |
| Insider loans | $2,855,000 | 2,085 |
| FHLB advances | $25,000,000 | 929 |
| Loans and leases held for sale | $675,000 | 1,461 |
| Unused loan commitments | $13,865,000 | 3,312 |
| Tier 1 (core) risk-based capital | $2,632,000 | 7,006 |
| Tier 2 risk-based capital | $2,019,000 | 2,418 |
| Total risk weighted assets | $158,546,000 | 2,612 |
| Total unused commitments | $13,865,000 | 3,312 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 65 | 2,331 |
| Assets and Liabilities | ||
| Total Assets: | $221,972,000 | 2,864 |
| Cash and due from depository institutions | $24,536,000 | 2,331 |
| Interest-bearing balances | $21,408,000 | 1,747 |
| Securities | $19,591,000 | 4,586 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $141,497,000 | 2,740 |
| Loan loss allowance | $3,362,000 | 2,139 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $4,226,000 | 2,644 |
| Other real estate owned | $21,624,000 | 2,331 |
| Goodwill and other intangibles | $7,000 | 2,927 |
| All other assets | $10,491,000 | 1,765 |
| Life insurance assets | $6,256,000 | 1,109 |
| Total liabilities and capital | $221,972,000 | 2,864 |
| Total liabilities | $217,050,000 | 2,629 |
| Total deposits | $190,369,000 | 2,800 |
| Interest-bearing deposits | $161,810,000 | 2,731 |
| Deposits held in domestic offices | $190,369,000 | 2,799 |
| % insured | 93.33% | 2,543 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $25,574,000 | 1,041 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $1,107,000 | 3,049 |
| Total equity capital | $4,922,000 | 6,482 |
| Total bank equity capital | $4,922,000 | 6,482 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $2,600,000 | 1,396 |
| Surplus | $12,611,000 | 2,213 |
| Undivided profits | $-10,289,000 | 7,009 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $14,897,000 | 878 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $163,000 | 741 |
| Income earned, not collected on loans | $423,000 | 5,237 |
| Earning assets | $182,496,000 | 3,109 |
| Long-term assets (5+ years) | $60,830,000 | 2,302 |
| Average Assets, year-to-date | $241,732,600 | 2,618 |
| Average Assets, quarterly | $233,115,500 | 2,728 |
| Volatile liabilities | $16,647,000 | 2,534 |
| Insider loans | $2,860,000 | 2,108 |
| FHLB advances | $25,000,000 | 990 |
| Loans and leases held for sale | $114,000 | 1,811 |
| Unused loan commitments | $13,850,000 | 3,207 |
| Tier 1 (core) risk-based capital | $4,817,000 | 6,433 |
| Tier 2 risk-based capital | $2,075,000 | 2,369 |
| Total risk weighted assets | $164,698,000 | 2,542 |
| Total unused commitments | $13,850,000 | 3,209 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 67 | 2,291 |
| Assets and Liabilities | ||
| Total Assets: | $244,259,000 | 2,611 |
| Cash and due from depository institutions | $41,256,000 | 2,291 |
| Interest-bearing balances | $37,664,000 | 1,120 |
| Securities | $20,983,000 | 4,413 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $145,001,000 | 2,698 |
| Loan loss allowance | $3,766,000 | 1,967 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $4,279,000 | 2,639 |
| Other real estate owned | $21,782,000 | 2,291 |
| Goodwill and other intangibles | $7,000 | 2,941 |
| All other assets | $10,951,000 | 1,725 |
| Life insurance assets | $6,217,000 | 1,106 |
| Total liabilities and capital | $244,259,000 | 2,611 |
| Total liabilities | $238,486,000 | 2,397 |
| Total deposits | $211,388,000 | 2,524 |
| Interest-bearing deposits | $172,083,000 | 2,595 |
| Deposits held in domestic offices | $211,388,000 | 2,524 |
| % insured | 96.75% | 1,149 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $25,645,000 | 1,066 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $1,453,000 | 2,676 |
| Total equity capital | $5,773,000 | 6,304 |
| Total bank equity capital | $5,773,000 | 6,304 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $2,600,000 | 1,424 |
| Surplus | $11,711,000 | 2,352 |
| Undivided profits | $-8,538,000 | 7,028 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $18,238,000 | 804 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $169,000 | 741 |
| Income earned, not collected on loans | $403,000 | 5,427 |
| Earning assets | $203,648,000 | 2,841 |
| Long-term assets (5+ years) | $55,661,000 | 2,395 |
| Average Assets, year-to-date | $246,672,750 | 2,568 |
| Average Assets, quarterly | $244,127,500 | 2,612 |
| Volatile liabilities | $16,708,000 | 2,553 |
| Insider loans | $4,507,000 | 1,442 |
| FHLB advances | $25,000,000 | 1,003 |
| Loans and leases held for sale | $558,000 | 1,329 |
| Unused loan commitments | $15,565,000 | 3,005 |
| Tier 1 (core) risk-based capital | $5,668,000 | 6,235 |
| Tier 2 risk-based capital | $2,138,000 | 2,320 |
| Total risk weighted assets | $169,432,000 | 2,485 |
| Total unused commitments | $15,565,000 | 3,005 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 65 | 2,381 |
| Assets and Liabilities | ||
| Total Assets: | $243,996,000 | 2,623 |
| Cash and due from depository institutions | $34,167,000 | 2,381 |
| Interest-bearing balances | $30,551,000 | 1,219 |
| Securities | $22,447,000 | 4,314 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $148,152,000 | 2,665 |
| Loan loss allowance | $4,016,000 | 1,875 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $4,025,000 | 2,776 |
| Other real estate owned | $23,803,000 | 2,381 |
| Goodwill and other intangibles | $8,000 | 2,957 |
| All other assets | $11,394,000 | 1,690 |
| Life insurance assets | $6,213,000 | 1,102 |
| Total liabilities and capital | $243,996,000 | 2,623 |
| Total liabilities | $235,032,000 | 2,427 |
| Total deposits | $207,980,000 | 2,564 |
| Interest-bearing deposits | $168,590,000 | 2,663 |
| Deposits held in domestic offices | $207,980,000 | 2,564 |
| % insured | 95.00% | 1,991 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $25,645,000 | 1,108 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $1,407,000 | 2,570 |
| Total equity capital | $8,964,000 | 5,381 |
| Total bank equity capital | $8,964,000 | 5,380 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,600,000 | 1,446 |
| Surplus | $11,711,000 | 2,360 |
| Undivided profits | $-5,347,000 | 6,903 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $17,541,000 | 861 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $169,000 | 758 |
| Income earned, not collected on loans | $504,000 | 4,868 |
| Earning assets | $201,150,000 | 2,867 |
| Long-term assets (5+ years) | $52,936,000 | 2,479 |
| Average Assets, year-to-date | $247,477,330 | 2,577 |
| Average Assets, quarterly | $247,128,500 | 2,591 |
| Volatile liabilities | $8,651,000 | 3,752 |
| Insider loans | $4,526,000 | 1,470 |
| FHLB advances | $25,000,000 | 1,050 |
| Loans and leases held for sale | $254,000 | 1,412 |
| Unused loan commitments | $17,381,000 | 2,815 |
| Tier 1 (core) risk-based capital | $8,935,000 | 5,246 |
| Tier 2 risk-based capital | $2,212,000 | 2,251 |
| Total risk weighted assets | $175,156,000 | 2,421 |
| Total unused commitments | $17,381,000 | 2,816 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 60 | 2,575 |
| Assets and Liabilities | ||
| Total Assets: | $250,261,000 | 2,576 |
| Cash and due from depository institutions | $42,020,000 | 2,575 |
| Interest-bearing balances | $35,326,000 | 1,112 |
| Securities | $17,437,000 | 4,836 |
| Federal funds sold & reverse repurchase agreements | $250,000 | 3,870 |
| Net loans & leases | $151,763,000 | 2,627 |
| Loan loss allowance | $4,065,000 | 1,863 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $4,188,000 | 2,726 |
| Other real estate owned | $23,853,000 | 2,575 |
| Goodwill and other intangibles | $8,000 | 2,973 |
| All other assets | $10,742,000 | 1,790 |
| Life insurance assets | $6,185,000 | 1,101 |
| Total liabilities and capital | $250,261,000 | 2,576 |
| Total liabilities | $241,122,000 | 2,407 |
| Total deposits | $213,985,000 | 2,535 |
| Interest-bearing deposits | $179,315,000 | 2,544 |
| Deposits held in domestic offices | $213,985,000 | 2,533 |
| % insured | 90.63% | 3,906 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $25,645,000 | 1,128 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $1,492,000 | 2,453 |
| Total equity capital | $9,139,000 | 5,311 |
| Total bank equity capital | $9,139,000 | 5,310 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,600,000 | 1,467 |
| Surplus | $11,711,000 | 2,371 |
| Undivided profits | $-5,172,000 | 6,933 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $16,033,000 | 983 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $175,000 | 732 |
| Income earned, not collected on loans | $490,000 | 4,912 |
| Earning assets | $204,776,000 | 2,845 |
| Long-term assets (5+ years) | $44,375,000 | 2,751 |
| Average Assets, year-to-date | $249,218,000 | 2,578 |
| Average Assets, quarterly | $249,218,000 | 2,578 |
| Volatile liabilities | $19,439,000 | 2,339 |
| Insider loans | $4,538,000 | 1,495 |
| FHLB advances | $25,000,000 | 1,069 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $16,232,000 | 2,977 |
| Tier 1 (core) risk-based capital | $9,668,000 | 5,059 |
| Tier 2 risk-based capital | $2,250,000 | 2,242 |
| Total risk weighted assets | $178,161,000 | 2,403 |
| Total unused commitments | $16,232,000 | 2,978 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 54 | 2,851 |
| Assets and Liabilities | ||
| Total Assets: | $248,175,000 | 2,589 |
| Cash and due from depository institutions | $35,321,000 | 2,851 |
| Interest-bearing balances | $28,183,000 | 1,246 |
| Securities | $16,587,000 | 4,824 |
| Federal funds sold & reverse repurchase agreements | $250,000 | 3,745 |
| Net loans & leases | $155,951,000 | 2,613 |
| Loan loss allowance | $4,328,000 | 1,788 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $3,323,000 | 3,221 |
| Other real estate owned | $26,159,000 | 2,851 |
| Goodwill and other intangibles | $9,000 | 2,975 |
| All other assets | $10,575,000 | 1,860 |
| Life insurance assets | $6,157,000 | 1,089 |
| Total liabilities and capital | $248,175,000 | 2,589 |
| Total liabilities | $238,051,000 | 2,433 |
| Total deposits | $211,619,000 | 2,549 |
| Interest-bearing deposits | $179,354,000 | 2,544 |
| Deposits held in domestic offices | $211,619,000 | 2,547 |
| % insured | 87.98% | 4,734 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $25,000,000 | 1,256 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,432,000 | 2,542 |
| Total equity capital | $10,124,000 | 5,054 |
| Total bank equity capital | $10,124,000 | 5,053 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,600,000 | 1,485 |
| Surplus | $14,811,000 | 1,977 |
| Undivided profits | $-7,287,000 | 7,154 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $18,243,000 | 925 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $179,000 | 804 |
| Income earned, not collected on loans | $544,000 | 4,766 |
| Earning assets | $200,971,000 | 2,888 |
| Long-term assets (5+ years) | $42,765,000 | 2,750 |
| Average Assets, year-to-date | $255,032,200 | 2,501 |
| Average Assets, quarterly | $248,508,500 | 2,575 |
| Volatile liabilities | $59,850,000 | 2,156 |
| Insider loans | $7,666,000 | 889 |
| FHLB advances | $25,000,000 | 1,164 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $16,222,000 | 2,924 |
| Tier 1 (core) risk-based capital | $10,589,000 | 4,824 |
| Tier 2 risk-based capital | $2,320,000 | 2,209 |
| Total risk weighted assets | $183,592,000 | 2,370 |
| Total unused commitments | $16,222,000 | 2,924 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 52 | 2,956 |
| Assets and Liabilities | ||
| Total Assets: | $248,842,000 | 2,619 |
| Cash and due from depository institutions | $33,858,000 | 2,956 |
| Interest-bearing balances | $27,977,000 | 1,276 |
| Securities | $17,407,000 | 4,657 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $155,834,000 | 2,669 |
| Loan loss allowance | $5,121,000 | 1,558 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,165,000 | 3,365 |
| Other real estate owned | $28,115,000 | 2,956 |
| Goodwill and other intangibles | $58,000 | 2,763 |
| All other assets | $10,405,000 | 1,897 |
| Life insurance assets | $6,138,000 | 1,089 |
| Total liabilities and capital | $248,842,000 | 2,619 |
| Total liabilities | $237,129,000 | 2,478 |
| Total deposits | $210,566,000 | 2,577 |
| Interest-bearing deposits | $175,900,000 | 2,627 |
| Deposits held in domestic offices | $210,566,000 | 2,574 |
| % insured | 83.98% | 5,350 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $25,000,000 | 1,330 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,563,000 | 2,654 |
| Total equity capital | $11,713,000 | 4,799 |
| Total bank equity capital | $11,713,000 | 4,798 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $2,600,000 | 1,508 |
| Surplus | $13,611,000 | 2,098 |
| Undivided profits | $-4,498,000 | 7,101 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $21,676,000 | 800 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $138,000 | 889 |
| Income earned, not collected on loans | $476,000 | 5,352 |
| Earning assets | $201,218,000 | 2,914 |
| Long-term assets (5+ years) | $46,573,000 | 2,538 |
| Average Assets, year-to-date | $256,746,500 | 2,519 |
| Average Assets, quarterly | $249,121,000 | 2,612 |
| Volatile liabilities | $51,894,000 | 2,514 |
| Insider loans | $8,926,000 | 760 |
| FHLB advances | $25,000,000 | 1,238 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $14,283,000 | 3,235 |
| Tier 1 (core) risk-based capital | $11,782,000 | 4,600 |
| Tier 2 risk-based capital | $2,340,000 | 2,237 |
| Total risk weighted assets | $184,467,000 | 2,409 |
| Total unused commitments | $14,283,000 | 3,237 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 54 | 2,880 |
| Assets and Liabilities | ||
| Total Assets: | $249,400,000 | 2,629 |
| Cash and due from depository institutions | $26,092,000 | 2,880 |
| Interest-bearing balances | $19,692,000 | 1,641 |
| Securities | $22,163,000 | 4,155 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $159,325,000 | 2,663 |
| Loan loss allowance | $5,219,000 | 1,532 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,198,000 | 3,374 |
| Other real estate owned | $28,055,000 | 2,880 |
| Goodwill and other intangibles | $58,000 | 2,774 |
| All other assets | $10,509,000 | 1,921 |
| Life insurance assets | $6,108,000 | 1,088 |
| Total liabilities and capital | $249,400,000 | 2,629 |
| Total liabilities | $237,325,000 | 2,475 |
| Total deposits | $210,770,000 | 2,567 |
| Interest-bearing deposits | $174,576,000 | 2,686 |
| Deposits held in domestic offices | $210,770,000 | 2,565 |
| % insured | 83.88% | 5,488 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $25,000,000 | 1,393 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,555,000 | 2,536 |
| Total equity capital | $12,075,000 | 4,699 |
| Total bank equity capital | $12,075,000 | 4,699 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,600,000 | 1,528 |
| Surplus | $12,961,000 | 2,186 |
| Undivided profits | $-3,486,000 | 7,069 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $19,407,000 | 881 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $851,000 | 382 |
| Income earned, not collected on loans | $593,000 | 4,712 |
| Earning assets | $201,180,000 | 2,933 |
| Long-term assets (5+ years) | $50,374,000 | 2,361 |
| Average Assets, year-to-date | $259,381,330 | 2,513 |
| Average Assets, quarterly | $251,760,500 | 2,588 |
| Volatile liabilities | $55,783,000 | 2,404 |
| Insider loans | $10,409,000 | 627 |
| FHLB advances | $25,000,000 | 1,308 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $13,305,000 | 3,416 |
| Tier 1 (core) risk-based capital | $12,005,000 | 4,543 |
| Tier 2 risk-based capital | $2,413,000 | 2,187 |
| Total risk weighted assets | $190,208,000 | 2,377 |
| Total unused commitments | $13,305,000 | 3,423 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 54 | 2,918 |
| Assets and Liabilities | ||
| Total Assets: | $254,121,000 | 2,626 |
| Cash and due from depository institutions | $28,315,000 | 2,918 |
| Interest-bearing balances | $24,359,000 | 1,381 |
| Securities | $21,802,000 | 4,243 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $165,239,000 | 2,628 |
| Loan loss allowance | $5,413,000 | 1,527 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $3,309,000 | 3,359 |
| Other real estate owned | $25,189,000 | 2,918 |
| Goodwill and other intangibles | $59,000 | 2,794 |
| All other assets | $10,208,000 | 2,001 |
| Life insurance assets | $6,107,000 | 1,086 |
| Total liabilities and capital | $254,121,000 | 2,626 |
| Total liabilities | $243,379,000 | 2,472 |
| Total deposits | $217,281,000 | 2,531 |
| Interest-bearing deposits | $186,528,000 | 2,556 |
| Deposits held in domestic offices | $217,281,000 | 2,529 |
| % insured | 81.16% | 6,067 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $25,000,000 | 1,466 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,098,000 | 3,211 |
| Total equity capital | $10,742,000 | 5,048 |
| Total bank equity capital | $10,742,000 | 5,046 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $2,600,000 | 1,562 |
| Surplus | $10,611,000 | 2,578 |
| Undivided profits | $-2,469,000 | 6,993 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $21,513,000 | 845 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $871,000 | 367 |
| Income earned, not collected on loans | $675,000 | 4,427 |
| Earning assets | $211,400,000 | 2,864 |
| Long-term assets (5+ years) | $47,471,000 | 2,494 |
| Average Assets, year-to-date | $264,372,000 | 2,525 |
| Average Assets, quarterly | $264,372,000 | 2,525 |
| Volatile liabilities | $59,363,000 | 2,353 |
| Insider loans | $10,147,000 | 705 |
| FHLB advances | $25,000,000 | 1,372 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $14,738,000 | 3,330 |
| Tier 1 (core) risk-based capital | $11,005,000 | 4,839 |
| Tier 2 risk-based capital | $2,452,000 | 2,212 |
| Total risk weighted assets | $193,216,000 | 2,402 |
| Total unused commitments | $14,738,000 | 3,335 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 56 | 2,860 |
| Assets and Liabilities | ||
| Total Assets: | $274,623,000 | 2,449 |
| Cash and due from depository institutions | $48,355,000 | 2,860 |
| Interest-bearing balances | $44,136,000 | 672 |
| Securities | $19,008,000 | 4,497 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $170,341,000 | 2,602 |
| Loan loss allowance | $8,199,000 | 1,037 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $3,608,000 | 3,219 |
| Other real estate owned | $23,132,000 | 2,860 |
| Goodwill and other intangibles | $12,000 | 3,014 |
| All other assets | $10,167,000 | 2,065 |
| Life insurance assets | $6,100,000 | 1,083 |
| Total liabilities and capital | $274,623,000 | 2,449 |
| Total liabilities | $263,630,000 | 2,310 |
| Total deposits | $228,218,000 | 2,407 |
| Interest-bearing deposits | $196,645,000 | 2,423 |
| Deposits held in domestic offices | $228,218,000 | 2,405 |
| % insured | 78.03% | 6,599 |
| Federal funds purchased & repurchase agreements | $9,000,000 | 1,115 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $25,000,000 | 1,583 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,412,000 | 2,764 |
| Total equity capital | $10,993,000 | 4,975 |
| Total bank equity capital | $10,935,000 | 4,986 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $2,600,000 | 1,591 |
| Surplus | $16,361,000 | 1,889 |
| Undivided profits | $-8,026,000 | 7,577 |
| Noncontrolling interests in consolidated subsidiaries | $58,000 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $27,245,000 | 683 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $877,000 | 350 |
| Income earned, not collected on loans | $605,000 | 4,862 |
| Earning assets | $233,485,000 | 2,614 |
| Long-term assets (5+ years) | $50,628,000 | 2,360 |
| Average Assets, year-to-date | $295,073,400 | 2,245 |
| Average Assets, quarterly | $279,774,000 | 2,401 |
| Volatile liabilities | $78,185,000 | 1,882 |
| Insider loans | $11,076,000 | 651 |
| FHLB advances | $25,000,000 | 1,483 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $13,105,000 | 3,583 |
| Tier 1 (core) risk-based capital | $11,709,000 | 4,646 |
| Tier 2 risk-based capital | $2,563,000 | 2,161 |
| Total risk weighted assets | $199,389,000 | 2,375 |
| Total unused commitments | $13,105,000 | 3,585 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 55 | 2,926 |
| Assets and Liabilities | ||
| Total Assets: | $284,925,000 | 2,363 |
| Cash and due from depository institutions | $46,873,000 | 2,926 |
| Interest-bearing balances | $42,228,000 | 648 |
| Securities | $19,989,000 | 4,448 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $178,391,000 | 2,538 |
| Loan loss allowance | $6,394,000 | 1,244 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $3,829,000 | 3,109 |
| Other real estate owned | $25,787,000 | 2,926 |
| Goodwill and other intangibles | $13,000 | 3,051 |
| All other assets | $10,043,000 | 1,875 |
| Life insurance assets | $6,086,000 | 1,078 |
| Total liabilities and capital | $284,925,000 | 2,363 |
| Total liabilities | $268,775,000 | 2,278 |
| Total deposits | $233,505,000 | 2,335 |
| Interest-bearing deposits | $199,757,000 | 2,379 |
| Deposits held in domestic offices | $233,505,000 | 2,333 |
| % insured | 76.69% | 6,887 |
| Federal funds purchased & repurchase agreements | $9,000,000 | 1,149 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $25,000,000 | 1,629 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,270,000 | 3,240 |
| Total equity capital | $16,150,000 | 3,906 |
| Total bank equity capital | $16,093,000 | 3,917 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $2,600,000 | 1,618 |
| Surplus | $13,861,000 | 2,092 |
| Undivided profits | $-368,000 | 6,838 |
| Noncontrolling interests in consolidated subsidiaries | $57,000 | 182 |
| Memoranda | ||
| Noncurrent loans and leases | $21,097,000 | 835 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $900,000 | 309 |
| Income earned, not collected on loans | $537,000 | 5,403 |
| Earning assets | $240,608,000 | 2,557 |
| Long-term assets (5+ years) | $42,649,000 | 2,672 |
| Average Assets, year-to-date | $300,186,000 | 2,226 |
| Average Assets, quarterly | $292,388,500 | 2,307 |
| Volatile liabilities | $75,416,000 | 1,999 |
| Insider loans | $11,448,000 | 611 |
| FHLB advances | $25,000,000 | 1,530 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $15,596,000 | 3,372 |
| Tier 1 (core) risk-based capital | $16,158,000 | 3,730 |
| Tier 2 risk-based capital | $2,681,000 | 2,062 |
| Total risk weighted assets | $210,765,000 | 2,274 |
| Total unused commitments | $15,596,000 | 3,375 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 55 | 2,962 |
| Assets and Liabilities | ||
| Total Assets: | $299,852,000 | 2,273 |
| Cash and due from depository institutions | $52,456,000 | 2,962 |
| Interest-bearing balances | $48,563,000 | 470 |
| Securities | $20,839,000 | 4,332 |
| Federal funds sold & reverse repurchase agreements | $62,000 | 5,008 |
| Net loans & leases | $185,085,000 | 2,495 |
| Loan loss allowance | $5,772,000 | 1,328 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,899,000 | 3,114 |
| Other real estate owned | $27,154,000 | 2,962 |
| Goodwill and other intangibles | $15,000 | 3,063 |
| All other assets | $10,342,000 | 1,844 |
| Life insurance assets | $6,062,000 | 1,083 |
| Total liabilities and capital | $299,852,000 | 2,273 |
| Total liabilities | $280,636,000 | 2,210 |
| Total deposits | $245,108,000 | 2,253 |
| Interest-bearing deposits | $210,536,000 | 2,248 |
| Deposits held in domestic offices | $245,108,000 | 2,251 |
| % insured | 63.11% | 6,970 |
| Federal funds purchased & repurchase agreements | $9,000,000 | 1,147 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $25,000,000 | 1,722 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,528,000 | 2,883 |
| Total equity capital | $19,216,000 | 3,368 |
| Total bank equity capital | $19,164,000 | 3,378 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,600,000 | 1,642 |
| Surplus | $13,861,000 | 2,102 |
| Undivided profits | $2,703,000 | 5,368 |
| Noncontrolling interests in consolidated subsidiaries | $52,000 | 196 |
| Memoranda | ||
| Noncurrent loans and leases | $17,170,000 | 935 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,607,000 | 196 |
| Income earned, not collected on loans | $725,000 | 4,452 |
| Earning assets | $254,549,000 | 2,419 |
| Long-term assets (5+ years) | $54,374,000 | 2,197 |
| Average Assets, year-to-date | $305,273,000 | 2,227 |
| Average Assets, quarterly | $306,294,000 | 2,224 |
| Volatile liabilities | $83,306,000 | 1,812 |
| Insider loans | $12,302,000 | 586 |
| FHLB advances | $25,000,000 | 1,611 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $13,397,000 | 3,753 |
| Tier 1 (core) risk-based capital | $19,817,000 | 3,164 |
| Tier 2 risk-based capital | $2,765,000 | 2,036 |
| Total risk weighted assets | $218,192,000 | 2,242 |
| Total unused commitments | $13,397,000 | 3,756 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 57 | 2,892 |
| Assets and Liabilities | ||
| Total Assets: | $312,736,000 | 2,213 |
| Cash and due from depository institutions | $28,411,000 | 2,892 |
| Interest-bearing balances | $24,855,000 | 778 |
| Securities | $25,684,000 | 3,828 |
| Federal funds sold & reverse repurchase agreements | $26,645,000 | 418 |
| Net loans & leases | $191,673,000 | 2,435 |
| Loan loss allowance | $7,298,000 | 1,019 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $4,003,000 | 3,070 |
| Other real estate owned | $26,056,000 | 2,892 |
| Goodwill and other intangibles | $18,000 | 3,088 |
| All other assets | $10,246,000 | 1,840 |
| Life insurance assets | $6,036,000 | 1,084 |
| Total liabilities and capital | $312,736,000 | 2,213 |
| Total liabilities | $296,896,000 | 2,113 |
| Total deposits | $259,182,000 | 2,140 |
| Interest-bearing deposits | $221,853,000 | 2,154 |
| Deposits held in domestic offices | $259,182,000 | 2,138 |
| % insured | 57.88% | 7,419 |
| Federal funds purchased & repurchase agreements | $9,000,000 | 1,194 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $25,000,000 | 1,758 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $3,714,000 | 1,446 |
| Total equity capital | $15,840,000 | 3,986 |
| Total bank equity capital | $15,761,000 | 4,004 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,600,000 | 1,654 |
| Surplus | $10,511,000 | 2,571 |
| Undivided profits | $2,650,000 | 5,483 |
| Noncontrolling interests in consolidated subsidiaries | $79,000 | 165 |
| Memoranda | ||
| Noncurrent loans and leases | $12,143,000 | 1,130 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,427,000 | 215 |
| Income earned, not collected on loans | $783,000 | 4,203 |
| Earning assets | $268,857,000 | 2,316 |
| Long-term assets (5+ years) | $59,004,000 | 2,052 |
| Average Assets, year-to-date | $307,983,500 | 2,227 |
| Average Assets, quarterly | $307,983,500 | 2,227 |
| Volatile liabilities | $75,920,000 | 1,975 |
| Insider loans | $12,345,000 | 590 |
| FHLB advances | $25,000,000 | 1,646 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $18,061,000 | 3,260 |
| Tier 1 (core) risk-based capital | $16,274,000 | 3,774 |
| Tier 2 risk-based capital | $2,996,000 | 1,881 |
| Total risk weighted assets | $235,379,000 | 2,107 |
| Total unused commitments | $18,061,000 | 3,260 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 65 | 2,580 |
| Assets and Liabilities | ||
| Total Assets: | $303,231,000 | 2,245 |
| Cash and due from depository institutions | $29,289,000 | 2,580 |
| Interest-bearing balances | $20,242,000 | 581 |
| Securities | $25,350,000 | 3,861 |
| Federal funds sold & reverse repurchase agreements | $10,914,000 | 887 |
| Net loans & leases | $197,453,000 | 2,366 |
| Loan loss allowance | $7,114,000 | 1,000 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $4,074,000 | 3,048 |
| Other real estate owned | $25,702,000 | 2,580 |
| Goodwill and other intangibles | $20,000 | 3,084 |
| All other assets | $10,429,000 | 1,828 |
| Life insurance assets | $6,057,000 | 1,076 |
| Total liabilities and capital | $303,231,000 | 2,245 |
| Total liabilities | $285,874,000 | 2,162 |
| Total deposits | $247,956,000 | 2,176 |
| Interest-bearing deposits | $213,499,000 | 2,170 |
| Deposits held in domestic offices | $247,956,000 | 2,172 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,000,000 | 1,285 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $25,000,000 | 1,907 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $3,918,000 | 1,401 |
| Total equity capital | $17,357,000 | 3,667 |
| Total bank equity capital | $17,357,000 | 3,667 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,600,000 | 1,655 |
| Surplus | $10,511,000 | 2,546 |
| Undivided profits | $4,246,000 | 4,744 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,945,000 | 907 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,437,000 | 200 |
| Income earned, not collected on loans | $859,000 | 4,152 |
| Earning assets | $253,959,000 | 2,417 |
| Long-term assets (5+ years) | $58,313,000 | 2,049 |
| Average Assets, year-to-date | $308,628,000 | 2,159 |
| Average Assets, quarterly | $302,250,500 | 2,233 |
| Volatile liabilities | $88,881,000 | 1,687 |
| Insider loans | $12,507,000 | 587 |
| FHLB advances | $25,000,000 | 1,798 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $21,281,000 | 2,961 |
| Tier 1 (core) risk-based capital | $17,474,000 | 3,544 |
| Tier 2 risk-based capital | $3,042,000 | 1,829 |
| Total risk weighted assets | $239,329,000 | 2,077 |
| Total unused commitments | $21,281,000 | 2,961 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 67 | 2,535 |
| Assets and Liabilities | ||
| Total Assets: | $301,270,000 | 2,252 |
| Cash and due from depository institutions | $18,691,000 | 2,535 |
| Interest-bearing balances | $10,460,000 | 708 |
| Securities | $24,830,000 | 3,835 |
| Federal funds sold & reverse repurchase agreements | $7,300,000 | 1,644 |
| Net loans & leases | $215,430,000 | 2,211 |
| Loan loss allowance | $4,006,000 | 1,540 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $4,167,000 | 2,974 |
| Other real estate owned | $20,508,000 | 2,535 |
| Goodwill and other intangibles | $22,000 | 3,127 |
| All other assets | $10,322,000 | 1,831 |
| Life insurance assets | $6,071,000 | 1,063 |
| Total liabilities and capital | $301,270,000 | 2,252 |
| Total liabilities | $276,916,000 | 2,198 |
| Total deposits | $239,568,000 | 2,211 |
| Interest-bearing deposits | $209,677,000 | 2,191 |
| Deposits held in domestic offices | $239,568,000 | 2,207 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,000,000 | 1,344 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $25,000,000 | 1,929 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,348,000 | 1,558 |
| Total equity capital | $24,354,000 | 2,731 |
| Total bank equity capital | $24,354,000 | 2,731 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,600,000 | 1,666 |
| Surplus | $10,511,000 | 2,532 |
| Undivided profits | $11,243,000 | 2,801 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,231,000 | 686 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,427,000 | 172 |
| Income earned, not collected on loans | $776,000 | 4,640 |
| Earning assets | $258,020,000 | 2,363 |
| Long-term assets (5+ years) | $54,772,000 | 2,107 |
| Average Assets, year-to-date | $309,977,250 | 2,166 |
| Average Assets, quarterly | $311,900,500 | 2,179 |
| Volatile liabilities | $93,217,000 | 1,559 |
| Insider loans | $12,675,000 | 571 |
| FHLB advances | $25,000,000 | 1,829 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $24,396,000 | 2,851 |
| Tier 1 (core) risk-based capital | $25,333,000 | 2,542 |
| Tier 2 risk-based capital | $3,140,000 | 1,728 |
| Total risk weighted assets | $250,304,000 | 2,004 |
| Total unused commitments | $24,396,000 | 2,853 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 71 | 2,432 |
| Assets and Liabilities | ||
| Total Assets: | $322,531,000 | 2,120 |
| Cash and due from depository institutions | $18,615,000 | 2,432 |
| Interest-bearing balances | $11,870,000 | 559 |
| Securities | $24,829,000 | 3,896 |
| Federal funds sold & reverse repurchase agreements | $19,029,000 | 590 |
| Net loans & leases | $238,989,000 | 2,011 |
| Loan loss allowance | $4,992,000 | 1,194 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,267,000 | 2,921 |
| Other real estate owned | $5,982,000 | 2,432 |
| Goodwill and other intangibles | $23,000 | 3,150 |
| All other assets | $10,797,000 | 1,739 |
| Life insurance assets | $6,043,000 | 1,068 |
| Total liabilities and capital | $322,531,000 | 2,120 |
| Total liabilities | $296,602,000 | 2,067 |
| Total deposits | $259,286,000 | 2,045 |
| Interest-bearing deposits | $223,905,000 | 2,052 |
| Deposits held in domestic offices | $259,286,000 | 2,041 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,000,000 | 1,407 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $25,000,000 | 1,864 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,316,000 | 1,564 |
| Total equity capital | $25,929,000 | 2,603 |
| Total bank equity capital | $25,929,000 | 2,603 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,600,000 | 1,670 |
| Surplus | $10,511,000 | 2,528 |
| Undivided profits | $12,818,000 | 2,555 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,933,000 | 376 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,427,000 | 174 |
| Income earned, not collected on loans | $1,097,000 | 3,454 |
| Earning assets | $294,717,000 | 2,119 |
| Long-term assets (5+ years) | $53,723,000 | 2,124 |
| Average Assets, year-to-date | $312,879,670 | 2,144 |
| Average Assets, quarterly | $318,723,500 | 2,127 |
| Volatile liabilities | $85,666,000 | 1,661 |
| Insider loans | $10,460,000 | 724 |
| FHLB advances | $25,000,000 | 1,764 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $28,818,000 | 2,604 |
| Tier 1 (core) risk-based capital | $27,505,000 | 2,371 |
| Tier 2 risk-based capital | $3,314,000 | 1,645 |
| Total risk weighted assets | $263,443,000 | 1,917 |
| Total unused commitments | $28,818,000 | 2,605 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 69 | 2,493 |
| Assets and Liabilities | ||
| Total Assets: | $314,916,000 | 2,156 |
| Cash and due from depository institutions | $19,940,000 | 2,493 |
| Interest-bearing balances | $14,066,000 | 557 |
| Securities | $26,303,000 | 3,755 |
| Federal funds sold & reverse repurchase agreements | $1,996,000 | 4,967 |
| Net loans & leases | $246,677,000 | 1,920 |
| Loan loss allowance | $4,287,000 | 1,323 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $4,371,000 | 2,835 |
| Other real estate owned | $4,629,000 | 2,493 |
| Goodwill and other intangibles | $25,000 | 3,141 |
| All other assets | $10,975,000 | 1,651 |
| Life insurance assets | $6,004,000 | 1,069 |
| Total liabilities and capital | $314,916,000 | 2,156 |
| Total liabilities | $286,297,000 | 2,111 |
| Total deposits | $249,285,000 | 2,119 |
| Interest-bearing deposits | $214,090,000 | 2,143 |
| Deposits held in domestic offices | $249,285,000 | 2,115 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,000,000 | 1,323 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $25,000,000 | 1,736 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,012,000 | 1,815 |
| Total equity capital | $28,619,000 | 2,455 |
| Total bank equity capital | $28,619,000 | 2,455 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,600,000 | 1,668 |
| Surplus | $10,511,000 | 2,505 |
| Undivided profits | $15,508,000 | 2,270 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,948,000 | 499 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,427,000 | 168 |
| Income earned, not collected on loans | $1,227,000 | 3,134 |
| Earning assets | $289,042,000 | 2,150 |
| Long-term assets (5+ years) | $50,968,000 | 2,124 |
| Average Assets, year-to-date | $308,054,000 | 2,174 |
| Average Assets, quarterly | $308,054,000 | 2,174 |
| Volatile liabilities | $65,935,000 | 2,080 |
| Insider loans | $10,343,000 | 731 |
| FHLB advances | $25,000,000 | 1,650 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $37,763,000 | 2,208 |
| Tier 1 (core) risk-based capital | $29,198,000 | 2,248 |
| Tier 2 risk-based capital | $3,377,000 | 1,576 |
| Total risk weighted assets | $269,233,000 | 1,872 |
| Total unused commitments | $37,763,000 | 2,210 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 73 | 2,365 |
| Assets and Liabilities | ||
| Total Assets: | $301,192,000 | 2,213 |
| Cash and due from depository institutions | $20,852,000 | 2,365 |
| Interest-bearing balances | $15,045,000 | 396 |
| Securities | $20,698,000 | 4,374 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $239,178,000 | 1,968 |
| Loan loss allowance | $3,954,000 | 1,408 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $4,461,000 | 2,780 |
| Other real estate owned | $4,840,000 | 2,365 |
| Goodwill and other intangibles | $27,000 | 3,129 |
| All other assets | $11,136,000 | 1,640 |
| Life insurance assets | $5,972,000 | 1,065 |
| Total liabilities and capital | $301,192,000 | 2,213 |
| Total liabilities | $272,159,000 | 2,195 |
| Total deposits | $233,172,000 | 2,226 |
| Interest-bearing deposits | $195,900,000 | 2,280 |
| Deposits held in domestic offices | $233,172,000 | 2,223 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,828,000 | 1,549 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $29,000,000 | 1,483 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,159,000 | 1,715 |
| Total equity capital | $29,033,000 | 2,399 |
| Total bank equity capital | $29,033,000 | 2,399 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,600,000 | 1,658 |
| Surplus | $10,511,000 | 2,482 |
| Undivided profits | $15,922,000 | 2,187 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,381,000 | 1,069 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,497,000 | 155 |
| Income earned, not collected on loans | $1,475,000 | 2,871 |
| Earning assets | $274,921,000 | 2,222 |
| Long-term assets (5+ years) | $31,374,000 | 2,804 |
| Average Assets, year-to-date | $314,439,400 | 2,051 |
| Average Assets, quarterly | $301,015,000 | 2,191 |
| Volatile liabilities | $60,915,000 | 2,220 |
| Insider loans | $11,734,000 | 610 |
| FHLB advances | $29,000,000 | 1,400 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $54,712,000 | 1,642 |
| Tier 1 (core) risk-based capital | $29,602,000 | 2,223 |
| Tier 2 risk-based capital | $3,263,000 | 1,612 |
| Total risk weighted assets | $260,387,000 | 1,913 |
| Total unused commitments | $54,712,000 | 1,642 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 70 | 2,466 |
| Assets and Liabilities | ||
| Total Assets: | $300,838,000 | 2,183 |
| Cash and due from depository institutions | $13,171,000 | 2,466 |
| Interest-bearing balances | $7,607,000 | 688 |
| Securities | $24,171,000 | 3,989 |
| Federal funds sold & reverse repurchase agreements | $574,000 | 5,429 |
| Net loans & leases | $242,481,000 | 1,902 |
| Loan loss allowance | $2,611,000 | 1,985 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $4,443,000 | 2,744 |
| Other real estate owned | $4,811,000 | 2,466 |
| Goodwill and other intangibles | $47,000 | 3,042 |
| All other assets | $11,140,000 | 1,624 |
| Life insurance assets | $5,924,000 | 1,046 |
| Total liabilities and capital | $300,838,000 | 2,183 |
| Total liabilities | $270,964,000 | 2,168 |
| Total deposits | $242,916,000 | 2,141 |
| Interest-bearing deposits | $195,246,000 | 2,274 |
| Deposits held in domestic offices | $242,916,000 | 2,136 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $25,000,000 | 1,522 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,048,000 | 1,768 |
| Total equity capital | $29,874,000 | 2,297 |
| Total bank equity capital | $29,874,000 | 2,297 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,600,000 | 1,636 |
| Surplus | $10,511,000 | 2,421 |
| Undivided profits | $16,763,000 | 2,078 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $277,000 | 5,201 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $53,000 | 906 |
| Income earned, not collected on loans | $1,551,000 | 2,884 |
| Earning assets | $274,833,000 | 2,191 |
| Long-term assets (5+ years) | $38,684,000 | 2,324 |
| Average Assets, year-to-date | $317,751,250 | 2,021 |
| Average Assets, quarterly | $310,138,500 | 2,102 |
| Volatile liabilities | $66,617,000 | 2,011 |
| Insider loans | $12,829,000 | 551 |
| FHLB advances | $25,000,000 | 1,437 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $58,565,000 | 1,595 |
| Tier 1 (core) risk-based capital | $30,317,000 | 2,168 |
| Tier 2 risk-based capital | $2,611,000 | 1,929 |
| Total risk weighted assets | $264,378,000 | 1,849 |
| Total unused commitments | $58,565,000 | 1,595 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 70 | 2,517 |
| Assets and Liabilities | ||
| Total Assets: | $319,439,000 | 2,054 |
| Cash and due from depository institutions | $24,735,000 | 2,517 |
| Interest-bearing balances | $17,361,000 | 365 |
| Securities | $24,504,000 | 3,925 |
| Federal funds sold & reverse repurchase agreements | $1,003,000 | 5,043 |
| Net loans & leases | $253,575,000 | 1,829 |
| Loan loss allowance | $3,051,000 | 1,732 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,476,000 | 2,703 |
| Other real estate owned | $611,000 | 2,517 |
| Goodwill and other intangibles | $63,000 | 2,996 |
| All other assets | $10,472,000 | 1,702 |
| Life insurance assets | $5,869,000 | 1,045 |
| Total liabilities and capital | $319,439,000 | 2,054 |
| Total liabilities | $286,313,000 | 2,053 |
| Total deposits | $268,211,000 | 1,995 |
| Interest-bearing deposits | $220,318,000 | 2,060 |
| Deposits held in domestic offices | $268,211,000 | 1,990 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $15,000,000 | 1,988 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,102,000 | 1,669 |
| Total equity capital | $33,126,000 | 2,048 |
| Total bank equity capital | $33,126,000 | 2,048 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,600,000 | 1,627 |
| Surplus | $10,511,000 | 2,423 |
| Undivided profits | $20,015,000 | 1,770 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $243,000 | 5,264 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $60,000 | 884 |
| Income earned, not collected on loans | $1,424,000 | 2,916 |
| Earning assets | $296,443,000 | 2,033 |
| Long-term assets (5+ years) | $40,555,000 | 2,199 |
| Average Assets, year-to-date | $323,389,000 | 2,000 |
| Average Assets, quarterly | $318,144,500 | 2,057 |
| Volatile liabilities | $73,373,000 | 1,854 |
| Insider loans | $11,549,000 | 613 |
| FHLB advances | $15,000,000 | 1,876 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $65,665,000 | 1,478 |
| Tier 1 (core) risk-based capital | $34,020,000 | 1,910 |
| Tier 2 risk-based capital | $3,051,000 | 1,689 |
| Total risk weighted assets | $274,564,000 | 1,782 |
| Total unused commitments | $65,665,000 | 1,479 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 71 | 2,464 |
| Assets and Liabilities | ||
| Total Assets: | $316,850,000 | 2,077 |
| Cash and due from depository institutions | $22,506,000 | 2,464 |
| Interest-bearing balances | $17,226,000 | 383 |
| Securities | $20,551,000 | 4,425 |
| Federal funds sold & reverse repurchase agreements | $1,280,000 | 5,609 |
| Net loans & leases | $256,451,000 | 1,798 |
| Loan loss allowance | $3,055,000 | 1,716 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,484,000 | 2,681 |
| Other real estate owned | $611,000 | 2,464 |
| Goodwill and other intangibles | $67,000 | 2,989 |
| All other assets | $10,900,000 | 1,594 |
| Life insurance assets | $5,808,000 | 1,038 |
| Total liabilities and capital | $316,850,000 | 2,077 |
| Total liabilities | $285,868,000 | 2,057 |
| Total deposits | $268,437,000 | 1,985 |
| Interest-bearing deposits | $221,512,000 | 2,062 |
| Deposits held in domestic offices | $268,437,000 | 1,980 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $15,000,000 | 1,934 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,431,000 | 2,079 |
| Total equity capital | $30,982,000 | 2,209 |
| Total bank equity capital | $30,982,000 | 2,209 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,600,000 | 1,612 |
| Surplus | $10,511,000 | 2,395 |
| Undivided profits | $17,871,000 | 1,967 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $251,000 | 5,121 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $65,000 | 882 |
| Income earned, not collected on loans | $1,404,000 | 2,844 |
| Earning assets | $295,508,000 | 2,036 |
| Long-term assets (5+ years) | $37,110,000 | 2,320 |
| Average Assets, year-to-date | $325,364,000 | 1,999 |
| Average Assets, quarterly | $325,364,000 | 1,999 |
| Volatile liabilities | $77,189,000 | 1,738 |
| Insider loans | $9,368,000 | 739 |
| FHLB advances | $15,000,000 | 1,846 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $56,976,000 | 1,656 |
| Tier 1 (core) risk-based capital | $31,409,000 | 2,061 |
| Tier 2 risk-based capital | $3,055,000 | 1,674 |
| Total risk weighted assets | $274,922,000 | 1,765 |
| Total unused commitments | $56,976,000 | 1,657 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 69 | 2,543 |
| Assets and Liabilities | ||
| Total Assets: | $333,878,000 | 1,954 |
| Cash and due from depository institutions | $22,700,000 | 2,543 |
| Interest-bearing balances | $15,270,000 | 388 |
| Securities | $20,983,000 | 4,399 |
| Federal funds sold & reverse repurchase agreements | $811,000 | 5,460 |
| Net loans & leases | $272,022,000 | 1,690 |
| Loan loss allowance | $3,065,000 | 1,695 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,462,000 | 2,654 |
| Other real estate owned | $611,000 | 2,543 |
| Goodwill and other intangibles | $85,000 | 2,923 |
| All other assets | $12,204,000 | 1,453 |
| Life insurance assets | $5,758,000 | 1,023 |
| Total liabilities and capital | $333,878,000 | 1,954 |
| Total liabilities | $304,572,000 | 1,929 |
| Total deposits | $259,500,000 | 2,030 |
| Interest-bearing deposits | $211,993,000 | 2,119 |
| Deposits held in domestic offices | $259,500,000 | 2,025 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $42,000,000 | 1,001 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,072,000 | 1,703 |
| Total equity capital | $29,306,000 | 2,285 |
| Total bank equity capital | $29,306,000 | 2,285 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,600,000 | 1,603 |
| Surplus | $10,511,000 | 2,348 |
| Undivided profits | $16,195,000 | 2,097 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $271,000 | 4,894 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $74,000 | 795 |
| Income earned, not collected on loans | $1,625,000 | 2,582 |
| Earning assets | $309,086,000 | 1,930 |
| Long-term assets (5+ years) | $37,767,000 | 2,240 |
| Average Assets, year-to-date | $323,989,600 | 1,930 |
| Average Assets, quarterly | $329,895,500 | 1,954 |
| Volatile liabilities | $77,713,000 | 1,874 |
| Insider loans | $9,399,000 | 732 |
| FHLB advances | $42,000,000 | 934 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $64,948,000 | 1,493 |
| Tier 1 (core) risk-based capital | $29,954,000 | 2,133 |
| Tier 2 risk-based capital | $3,065,000 | 1,668 |
| Total risk weighted assets | $288,630,000 | 1,676 |
| Total unused commitments | $64,948,000 | 1,493 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 71 | 2,488 |
| Assets and Liabilities | ||
| Total Assets: | $325,913,000 | 1,993 |
| Cash and due from depository institutions | $23,757,000 | 2,488 |
| Interest-bearing balances | $13,392,000 | 404 |
| Securities | $21,311,000 | 4,407 |
| Federal funds sold & reverse repurchase agreements | $1,170,000 | 4,537 |
| Net loans & leases | $262,883,000 | 1,739 |
| Loan loss allowance | $3,081,000 | 1,694 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,399,000 | 2,653 |
| Other real estate owned | $775,000 | 2,488 |
| Goodwill and other intangibles | $90,000 | 2,918 |
| All other assets | $11,528,000 | 1,534 |
| Life insurance assets | $5,695,000 | 1,007 |
| Total liabilities and capital | $325,913,000 | 1,993 |
| Total liabilities | $298,588,000 | 1,948 |
| Total deposits | $263,938,000 | 1,961 |
| Interest-bearing deposits | $222,285,000 | 1,994 |
| Deposits held in domestic offices | $263,938,000 | 1,956 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $32,000,000 | 1,289 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,650,000 | 1,899 |
| Total equity capital | $27,325,000 | 2,412 |
| Total bank equity capital | $27,325,000 | 2,412 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,600,000 | 1,596 |
| Surplus | $10,478,000 | 2,315 |
| Undivided profits | $14,247,000 | 2,340 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,356,000 | 1,292 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $75,000 | 820 |
| Income earned, not collected on loans | $1,346,000 | 3,059 |
| Earning assets | $298,756,000 | 1,995 |
| Long-term assets (5+ years) | $40,298,000 | 2,140 |
| Average Assets, year-to-date | $321,517,500 | 1,949 |
| Average Assets, quarterly | $320,619,000 | 1,993 |
| Volatile liabilities | $84,590,000 | 1,725 |
| Insider loans | $9,234,000 | 724 |
| FHLB advances | $32,000,000 | 1,203 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $65,210,000 | 1,500 |
| Tier 1 (core) risk-based capital | $28,118,000 | 2,248 |
| Tier 2 risk-based capital | $3,081,000 | 1,662 |
| Total risk weighted assets | $280,743,000 | 1,717 |
| Total unused commitments | $65,210,000 | 1,500 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 68 | 2,601 |
| Assets and Liabilities | ||
| Total Assets: | $315,325,000 | 2,023 |
| Cash and due from depository institutions | $17,641,000 | 2,601 |
| Interest-bearing balances | $8,969,000 | 604 |
| Securities | $20,353,000 | 4,531 |
| Federal funds sold & reverse repurchase agreements | $1,931,000 | 3,715 |
| Net loans & leases | $258,137,000 | 1,734 |
| Loan loss allowance | $3,077,000 | 1,676 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,455,000 | 2,593 |
| Other real estate owned | $775,000 | 2,601 |
| Goodwill and other intangibles | $107,000 | 2,870 |
| All other assets | $11,926,000 | 1,498 |
| Life insurance assets | $5,633,000 | 994 |
| Total liabilities and capital | $315,325,000 | 2,023 |
| Total liabilities | $289,231,000 | 1,990 |
| Total deposits | $254,758,000 | 2,029 |
| Interest-bearing deposits | $216,990,000 | 2,017 |
| Deposits held in domestic offices | $254,758,000 | 2,023 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $32,000,000 | 1,294 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,473,000 | 1,851 |
| Total equity capital | $26,094,000 | 2,434 |
| Total bank equity capital | $26,094,000 | 2,434 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,600,000 | 1,591 |
| Surplus | $10,473,000 | 2,272 |
| Undivided profits | $13,021,000 | 2,426 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $736,000 | 2,983 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $540,000 | 306 |
| Income earned, not collected on loans | $1,513,000 | 2,481 |
| Earning assets | $289,390,000 | 2,031 |
| Long-term assets (5+ years) | $37,130,000 | 2,235 |
| Average Assets, year-to-date | $320,052,330 | 1,956 |
| Average Assets, quarterly | $318,318,000 | 1,987 |
| Volatile liabilities | $78,677,000 | 1,808 |
| Insider loans | $7,737,000 | 889 |
| FHLB advances | $32,000,000 | 1,209 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $62,061,000 | 1,578 |
| Tier 1 (core) risk-based capital | $27,073,000 | 2,292 |
| Tier 2 risk-based capital | $3,077,000 | 1,636 |
| Total risk weighted assets | $274,960,000 | 1,716 |
| Total unused commitments | $62,061,000 | 1,578 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 69 | 2,548 |
| Assets and Liabilities | ||
| Total Assets: | $321,311,000 | 1,965 |
| Cash and due from depository institutions | $25,890,000 | 2,548 |
| Interest-bearing balances | $17,045,000 | 358 |
| Securities | $21,823,000 | 4,381 |
| Federal funds sold & reverse repurchase agreements | $3,211,000 | 3,479 |
| Net loans & leases | $252,544,000 | 1,737 |
| Loan loss allowance | $3,147,000 | 1,607 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,539,000 | 2,493 |
| Other real estate owned | $1,450,000 | 2,548 |
| Goodwill and other intangibles | $114,000 | 2,832 |
| All other assets | $11,740,000 | 1,461 |
| Life insurance assets | $5,581,000 | 978 |
| Total liabilities and capital | $321,311,000 | 1,965 |
| Total liabilities | $295,565,000 | 1,921 |
| Total deposits | $261,599,000 | 1,955 |
| Interest-bearing deposits | $224,969,000 | 1,935 |
| Deposits held in domestic offices | $261,599,000 | 1,950 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $32,000,000 | 1,247 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,966,000 | 2,194 |
| Total equity capital | $25,746,000 | 2,426 |
| Total bank equity capital | $25,746,000 | 2,426 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,600,000 | 1,579 |
| Surplus | $10,469,000 | 2,209 |
| Undivided profits | $12,677,000 | 2,508 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $269,000 | 4,808 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $50,000 | 917 |
| Income earned, not collected on loans | $1,234,000 | 2,868 |
| Earning assets | $294,623,000 | 1,966 |
| Long-term assets (5+ years) | $38,710,000 | 2,162 |
| Average Assets, year-to-date | $322,416,000 | 1,941 |
| Average Assets, quarterly | $322,416,000 | 1,941 |
| Volatile liabilities | $79,113,000 | 1,707 |
| Insider loans | $8,439,000 | 789 |
| FHLB advances | $32,000,000 | 1,173 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $62,379,000 | 1,551 |
| Tier 1 (core) risk-based capital | $26,499,000 | 2,295 |
| Tier 2 risk-based capital | $3,147,000 | 1,578 |
| Total risk weighted assets | $270,077,000 | 1,709 |
| Total unused commitments | $62,379,000 | 1,551 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 68 | 2,569 |
| Assets and Liabilities | ||
| Total Assets: | $323,521,000 | 1,928 |
| Cash and due from depository institutions | $21,926,000 | 2,569 |
| Interest-bearing balances | $14,646,000 | 370 |
| Securities | $22,398,000 | 4,320 |
| Federal funds sold & reverse repurchase agreements | $6,197,000 | 2,119 |
| Net loans & leases | $254,577,000 | 1,700 |
| Loan loss allowance | $3,133,000 | 1,599 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,629,000 | 2,413 |
| Other real estate owned | $1,955,000 | 2,569 |
| Goodwill and other intangibles | $120,000 | 2,817 |
| All other assets | $11,719,000 | 1,449 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $323,521,000 | 1,928 |
| Total liabilities | $297,496,000 | 1,883 |
| Total deposits | $262,872,000 | 1,910 |
| Interest-bearing deposits | $224,456,000 | 1,888 |
| Deposits held in domestic offices | $262,872,000 | 1,903 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $32,000,000 | 1,283 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,624,000 | 1,720 |
| Total equity capital | $26,025,000 | 2,376 |
| Total bank equity capital | $26,025,000 | 2,376 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,600,000 | 1,566 |
| Surplus | $10,456,000 | 2,183 |
| Undivided profits | $12,969,000 | 2,436 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $695,000 | 3,075 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $86,000 | 788 |
| Income earned, not collected on loans | $1,057,000 | 3,299 |
| Earning assets | $297,818,000 | 1,926 |
| Long-term assets (5+ years) | $43,684,000 | 1,946 |
| Average Assets, year-to-date | $301,972,800 | 1,974 |
| Average Assets, quarterly | $319,750,000 | 1,923 |
| Volatile liabilities | $66,932,000 | 1,939 |
| Insider loans | $7,587,000 | 856 |
| FHLB advances | $32,000,000 | 1,194 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $60,863,000 | 1,515 |
| Tier 1 (core) risk-based capital | $26,778,000 | 2,240 |
| Tier 2 risk-based capital | $3,133,000 | 1,567 |
| Total risk weighted assets | $273,534,000 | 1,670 |
| Total unused commitments | $60,863,000 | 1,515 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 67 | 2,584 |
| Assets and Liabilities | ||
| Total Assets: | $315,979,000 | 1,935 |
| Cash and due from depository institutions | $14,721,000 | 2,584 |
| Interest-bearing balances | $9,268,000 | 604 |
| Securities | $23,397,000 | 4,177 |
| Federal funds sold & reverse repurchase agreements | $1,669,000 | 4,008 |
| Net loans & leases | $259,734,000 | 1,622 |
| Loan loss allowance | $3,089,000 | 1,588 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,723,000 | 2,318 |
| Other real estate owned | $441,000 | 2,584 |
| Goodwill and other intangibles | $129,000 | 2,769 |
| All other assets | $11,165,000 | 1,475 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $315,979,000 | 1,935 |
| Total liabilities | $291,060,000 | 1,893 |
| Total deposits | $257,159,000 | 1,917 |
| Interest-bearing deposits | $218,530,000 | 1,893 |
| Deposits held in domestic offices | $257,159,000 | 1,913 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $32,000,000 | 1,268 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,901,000 | 2,159 |
| Total equity capital | $24,919,000 | 2,449 |
| Total bank equity capital | $24,919,000 | 2,449 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,600,000 | 1,537 |
| Surplus | $10,456,000 | 2,122 |
| Undivided profits | $11,863,000 | 2,645 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $711,000 | 3,079 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $98,000 | 777 |
| Income earned, not collected on loans | $1,055,000 | 3,281 |
| Earning assets | $294,068,000 | 1,904 |
| Long-term assets (5+ years) | $44,746,000 | 1,921 |
| Average Assets, year-to-date | $296,585,750 | 1,989 |
| Average Assets, quarterly | $306,877,000 | 1,971 |
| Volatile liabilities | $63,879,000 | 1,951 |
| Insider loans | $12,166,000 | 481 |
| FHLB advances | $32,000,000 | 1,177 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $63,089,000 | 1,457 |
| Tier 1 (core) risk-based capital | $25,271,000 | 2,327 |
| Tier 2 risk-based capital | $3,089,000 | 1,553 |
| Total risk weighted assets | $276,775,000 | 1,609 |
| Total unused commitments | $63,089,000 | 1,457 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 69 | 2,512 |
| Assets and Liabilities | ||
| Total Assets: | $297,775,000 | 2,016 |
| Cash and due from depository institutions | $10,641,000 | 2,512 |
| Interest-bearing balances | $4,817,000 | 1,100 |
| Securities | $24,310,000 | 4,112 |
| Federal funds sold & reverse repurchase agreements | $1,260,000 | 4,069 |
| Net loans & leases | $245,295,000 | 1,675 |
| Loan loss allowance | $2,974,000 | 1,621 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,783,000 | 2,249 |
| Other real estate owned | $441,000 | 2,512 |
| Goodwill and other intangibles | $143,000 | 2,715 |
| All other assets | $10,902,000 | 1,480 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $297,775,000 | 2,016 |
| Total liabilities | $273,657,000 | 1,967 |
| Total deposits | $240,260,000 | 2,011 |
| Interest-bearing deposits | $205,399,000 | 1,974 |
| Deposits held in domestic offices | $240,260,000 | 2,006 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $32,000,000 | 1,268 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,397,000 | 2,547 |
| Total equity capital | $24,118,000 | 2,467 |
| Total bank equity capital | $24,118,000 | 2,467 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,600,000 | 1,517 |
| Surplus | $10,456,000 | 2,065 |
| Undivided profits | $11,062,000 | 2,778 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $480,000 | 3,769 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $113,000 | 747 |
| Income earned, not collected on loans | $1,099,000 | 2,894 |
| Earning assets | $275,682,000 | 1,992 |
| Long-term assets (5+ years) | $45,456,000 | 1,922 |
| Average Assets, year-to-date | $290,121,330 | 2,013 |
| Average Assets, quarterly | $296,639,500 | 1,997 |
| Volatile liabilities | $53,511,000 | 2,148 |
| Insider loans | $8,550,000 | 711 |
| FHLB advances | $32,000,000 | 1,184 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $64,941,000 | 1,373 |
| Tier 1 (core) risk-based capital | $24,350,000 | 2,349 |
| Tier 2 risk-based capital | $2,974,000 | 1,578 |
| Total risk weighted assets | $259,841,000 | 1,660 |
| Total unused commitments | $64,941,000 | 1,373 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 68 | 2,524 |
| Assets and Liabilities | ||
| Total Assets: | $295,504,000 | 1,999 |
| Cash and due from depository institutions | $17,426,000 | 2,524 |
| Interest-bearing balances | $12,168,000 | 457 |
| Securities | $24,888,000 | 4,122 |
| Federal funds sold & reverse repurchase agreements | $2,137,000 | 3,948 |
| Net loans & leases | $236,767,000 | 1,690 |
| Loan loss allowance | $2,877,000 | 1,644 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,768,000 | 2,225 |
| Other real estate owned | $524,000 | 2,524 |
| Goodwill and other intangibles | $157,000 | 2,690 |
| All other assets | $8,837,000 | 1,739 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $295,504,000 | 1,999 |
| Total liabilities | $272,363,000 | 1,941 |
| Total deposits | $254,320,000 | 1,866 |
| Interest-bearing deposits | $220,674,000 | 1,826 |
| Deposits held in domestic offices | $254,320,000 | 1,861 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $17,000,000 | 1,868 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,043,000 | 3,116 |
| Total equity capital | $23,141,000 | 2,484 |
| Total bank equity capital | $23,141,000 | 2,484 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,600,000 | 1,517 |
| Surplus | $10,456,000 | 2,019 |
| Undivided profits | $10,085,000 | 2,942 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $816,000 | 2,742 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $438,000 | 350 |
| Income earned, not collected on loans | $931,000 | 3,253 |
| Earning assets | $275,960,000 | 1,954 |
| Long-term assets (5+ years) | $46,153,000 | 1,949 |
| Average Assets, year-to-date | $286,294,500 | 2,028 |
| Average Assets, quarterly | $286,294,500 | 2,028 |
| Volatile liabilities | $57,622,000 | 1,945 |
| Insider loans | $8,882,000 | 653 |
| FHLB advances | $17,000,000 | 1,771 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $59,193,000 | 1,429 |
| Tier 1 (core) risk-based capital | $23,589,000 | 2,369 |
| Tier 2 risk-based capital | $2,877,000 | 1,596 |
| Total risk weighted assets | $257,429,000 | 1,645 |
| Total unused commitments | $59,193,000 | 1,429 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 71 | 2,429 |
| Assets and Liabilities | ||
| Total Assets: | $277,085,000 | 2,095 |
| Cash and due from depository institutions | $16,341,000 | 2,429 |
| Interest-bearing balances | $9,466,000 | 595 |
| Securities | $25,933,000 | 4,009 |
| Federal funds sold & reverse repurchase agreements | $920,000 | 4,983 |
| Net loans & leases | $219,917,000 | 1,785 |
| Loan loss allowance | $2,671,000 | 1,752 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,904,000 | 2,146 |
| Other real estate owned | $696,000 | 2,429 |
| Goodwill and other intangibles | $170,000 | 2,652 |
| All other assets | $8,204,000 | 1,821 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $277,085,000 | 2,095 |
| Total liabilities | $255,634,000 | 2,048 |
| Total deposits | $236,859,000 | 1,982 |
| Interest-bearing deposits | $205,413,000 | 1,936 |
| Deposits held in domestic offices | $236,859,000 | 1,977 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $17,000,000 | 1,904 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,775,000 | 2,110 |
| Total equity capital | $21,451,000 | 2,685 |
| Total bank equity capital | $21,451,000 | 2,685 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,600,000 | 1,498 |
| Surplus | $9,456,000 | 2,174 |
| Undivided profits | $9,395,000 | 3,165 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $710,000 | 3,112 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $147,000 | 636 |
| Income earned, not collected on loans | $984,000 | 3,081 |
| Earning assets | $256,236,000 | 2,089 |
| Long-term assets (5+ years) | $42,328,000 | 2,094 |
| Average Assets, year-to-date | $248,857,000 | 2,242 |
| Average Assets, quarterly | $271,117,000 | 2,123 |
| Volatile liabilities | $57,760,000 | 1,880 |
| Insider loans | $8,320,000 | 692 |
| FHLB advances | $17,000,000 | 1,793 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $53,357,000 | 1,497 |
| Tier 1 (core) risk-based capital | $21,521,000 | 2,548 |
| Tier 2 risk-based capital | $2,671,000 | 1,701 |
| Total risk weighted assets | $229,707,000 | 1,790 |
| Total unused commitments | $53,357,000 | 1,497 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 71 | 2,412 |
| Assets and Liabilities | ||
| Total Assets: | $265,149,000 | 2,170 |
| Cash and due from depository institutions | $10,279,000 | 2,412 |
| Interest-bearing balances | $3,816,000 | 1,417 |
| Securities | $27,515,000 | 3,858 |
| Federal funds sold & reverse repurchase agreements | $7,862,000 | 1,435 |
| Net loans & leases | $206,527,000 | 1,851 |
| Loan loss allowance | $2,624,000 | 1,780 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,986,000 | 2,076 |
| Other real estate owned | $321,000 | 2,412 |
| Goodwill and other intangibles | $196,000 | 2,552 |
| All other assets | $7,463,000 | 1,906 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $265,149,000 | 2,170 |
| Total liabilities | $244,668,000 | 2,104 |
| Total deposits | $226,507,000 | 2,037 |
| Interest-bearing deposits | $197,865,000 | 1,980 |
| Deposits held in domestic offices | $226,507,000 | 2,031 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $17,000,000 | 1,892 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,161,000 | 2,879 |
| Total equity capital | $20,481,000 | 2,778 |
| Total bank equity capital | $20,481,000 | 2,778 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,600,000 | 1,490 |
| Surplus | $9,456,000 | 2,135 |
| Undivided profits | $8,425,000 | 3,423 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $950,000 | 2,686 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $156,000 | 670 |
| Income earned, not collected on loans | $802,000 | 3,845 |
| Earning assets | $245,720,000 | 2,148 |
| Long-term assets (5+ years) | $43,645,000 | 2,078 |
| Average Assets, year-to-date | $241,800,000 | 2,297 |
| Average Assets, quarterly | $264,711,500 | 2,143 |
| Volatile liabilities | $60,650,000 | 1,773 |
| Insider loans | $7,797,000 | 725 |
| FHLB advances | $17,000,000 | 1,771 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $36,401,000 | 2,012 |
| Tier 1 (core) risk-based capital | $20,567,000 | 2,625 |
| Tier 2 risk-based capital | $2,624,000 | 1,705 |
| Total risk weighted assets | $218,069,000 | 1,838 |
| Total unused commitments | $36,401,000 | 2,014 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 76 | 2,259 |
| Assets and Liabilities | ||
| Total Assets: | $264,274,000 | 2,146 |
| Cash and due from depository institutions | $16,996,000 | 2,259 |
| Interest-bearing balances | $10,014,000 | 621 |
| Securities | $27,466,000 | 3,919 |
| Federal funds sold & reverse repurchase agreements | $2,925,000 | 2,877 |
| Net loans & leases | $203,646,000 | 1,832 |
| Loan loss allowance | $2,568,000 | 1,805 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,031,000 | 2,038 |
| Other real estate owned | $451,000 | 2,259 |
| Goodwill and other intangibles | $211,000 | 2,532 |
| All other assets | $7,548,000 | 1,892 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $264,274,000 | 2,146 |
| Total liabilities | $245,277,000 | 2,084 |
| Total deposits | $237,019,000 | 1,933 |
| Interest-bearing deposits | $207,689,000 | 1,862 |
| Deposits held in domestic offices | $237,019,000 | 1,926 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $7,000,000 | 3,056 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,258,000 | 2,480 |
| Total equity capital | $18,997,000 | 2,853 |
| Total bank equity capital | $18,997,000 | 2,853 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,600,000 | 1,490 |
| Surplus | $9,456,000 | 2,102 |
| Undivided profits | $6,941,000 | 3,751 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $780,000 | 3,108 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $164,000 | 675 |
| Income earned, not collected on loans | $816,000 | 3,547 |
| Earning assets | $244,051,000 | 2,132 |
| Long-term assets (5+ years) | $51,935,000 | 1,862 |
| Average Assets, year-to-date | $234,017,000 | 2,376 |
| Average Assets, quarterly | $255,736,500 | 2,194 |
| Volatile liabilities | $65,180,000 | 1,647 |
| Insider loans | $9,594,000 | 563 |
| FHLB advances | $7,000,000 | 2,915 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $36,026,000 | 2,004 |
| Tier 1 (core) risk-based capital | $19,725,000 | 2,686 |
| Tier 2 risk-based capital | $2,568,000 | 1,716 |
| Total risk weighted assets | $216,433,000 | 1,814 |
| Total unused commitments | $36,026,000 | 2,008 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 79 | 2,163 |
| Assets and Liabilities | ||
| Total Assets: | $247,199,000 | 2,272 |
| Cash and due from depository institutions | $32,644,000 | 2,163 |
| Interest-bearing balances | $26,130,000 | 262 |
| Securities | $20,805,000 | 4,666 |
| Federal funds sold & reverse repurchase agreements | $2,060,000 | 4,551 |
| Net loans & leases | $175,482,000 | 2,054 |
| Loan loss allowance | $2,214,000 | 2,066 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,128,000 | 1,958 |
| Other real estate owned | $1,212,000 | 2,163 |
| Goodwill and other intangibles | $238,000 | 2,454 |
| All other assets | $9,630,000 | 1,477 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $247,199,000 | 2,272 |
| Total liabilities | $228,250,000 | 2,211 |
| Total deposits | $219,393,000 | 2,070 |
| Interest-bearing deposits | $190,907,000 | 2,019 |
| Deposits held in domestic offices | $219,393,000 | 2,065 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $7,000,000 | 2,925 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,857,000 | 2,077 |
| Total equity capital | $18,949,000 | 2,920 |
| Total bank equity capital | $18,949,000 | 2,920 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,600,000 | 1,482 |
| Surplus | $8,456,000 | 2,275 |
| Undivided profits | $7,893,000 | 3,601 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,799,000 | 1,662 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,102,000 | 180 |
| Income earned, not collected on loans | $660,000 | 4,172 |
| Earning assets | $224,477,000 | 2,307 |
| Long-term assets (5+ years) | $34,731,000 | 2,476 |
| Average Assets, year-to-date | $218,888,500 | 2,535 |
| Average Assets, quarterly | $218,888,500 | 2,535 |
| Volatile liabilities | $63,985,000 | 1,588 |
| Insider loans | $9,794,000 | 536 |
| FHLB advances | $7,000,000 | 2,782 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $35,698,000 | 1,963 |
| Tier 1 (core) risk-based capital | $18,875,000 | 2,768 |
| Tier 2 risk-based capital | $2,214,000 | 1,931 |
| Total risk weighted assets | $191,327,000 | 1,989 |
| Total unused commitments | $35,698,000 | 1,968 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 79 | 2,174 |
| Assets and Liabilities | ||
| Total Assets: | $190,578,000 | 2,901 |
| Cash and due from depository institutions | $8,896,000 | 2,174 |
| Interest-bearing balances | $2,941,000 | 1,772 |
| Securities | $5,688,000 | 7,650 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 4,279 |
| Net loans & leases | $158,249,000 | 2,248 |
| Loan loss allowance | $2,139,000 | 2,126 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,123,000 | 1,932 |
| Other real estate owned | $1,360,000 | 2,174 |
| Goodwill and other intangibles | $264,000 | 2,396 |
| All other assets | $9,298,000 | 1,550 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $190,578,000 | 2,901 |
| Total liabilities | $173,075,000 | 2,872 |
| Total deposits | $171,917,000 | 2,624 |
| Interest-bearing deposits | $142,522,000 | 2,677 |
| Deposits held in domestic offices | $171,917,000 | 2,620 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,158,000 | 2,800 |
| Total equity capital | $17,503,000 | 3,058 |
| Total bank equity capital | $17,503,000 | 3,058 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,600,000 | 1,487 |
| Surplus | $6,456,000 | 2,822 |
| Undivided profits | $8,447,000 | 3,356 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,890,000 | 1,615 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $231,000 | 561 |
| Income earned, not collected on loans | $593,000 | 4,751 |
| Earning assets | $168,578,000 | 2,970 |
| Long-term assets (5+ years) | $18,017,000 | 3,797 |
| Average Assets, year-to-date | $180,226,400 | 2,929 |
| Average Assets, quarterly | $182,520,500 | 2,967 |
| Volatile liabilities | $40,976,000 | 2,302 |
| Insider loans | $9,640,000 | 513 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $25,058,000 | 2,436 |
| Tier 1 (core) risk-based capital | $17,503,000 | 2,919 |
| Tier 2 risk-based capital | $2,128,000 | 1,988 |
| Total risk weighted assets | $170,195,000 | 2,177 |
| Total unused commitments | $25,058,000 | 2,442 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 76 | 2,280 |
| Assets and Liabilities | ||
| Total Assets: | $174,463,000 | 3,102 |
| Cash and due from depository institutions | $7,290,000 | 2,280 |
| Interest-bearing balances | $2,570,000 | 2,074 |
| Securities | $4,906,000 | 7,813 |
| Federal funds sold & reverse repurchase agreements | $990,000 | 5,385 |
| Net loans & leases | $145,317,000 | 2,422 |
| Loan loss allowance | $2,089,000 | 2,183 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,853,000 | 2,028 |
| Other real estate owned | $1,456,000 | 2,280 |
| Goodwill and other intangibles | $282,000 | 2,336 |
| All other assets | $9,369,000 | 1,543 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $174,463,000 | 3,102 |
| Total liabilities | $157,064,000 | 3,076 |
| Total deposits | $152,083,000 | 2,918 |
| Interest-bearing deposits | $123,946,000 | 3,039 |
| Deposits held in domestic offices | $152,083,000 | 2,916 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,000,000 | 3,643 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $981,000 | 3,248 |
| Total equity capital | $17,399,000 | 3,060 |
| Total bank equity capital | $17,399,000 | 3,060 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,600,000 | 1,487 |
| Surplus | $6,456,000 | 2,770 |
| Undivided profits | $8,343,000 | 3,400 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,702,000 | 882 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,177,000 | 177 |
| Income earned, not collected on loans | $603,000 | 4,852 |
| Earning assets | $153,783,000 | 3,176 |
| Long-term assets (5+ years) | $21,166,000 | 3,495 |
| Average Assets, year-to-date | $177,638,500 | 2,988 |
| Average Assets, quarterly | $173,819,500 | 3,093 |
| Volatile liabilities | $23,767,000 | 3,439 |
| Insider loans | $5,784,000 | 923 |
| FHLB advances | $4,000,000 | 3,454 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $23,987,000 | 2,526 |
| Tier 1 (core) risk-based capital | $17,413,000 | 2,918 |
| Tier 2 risk-based capital | $1,895,000 | 2,175 |
| Total risk weighted assets | $151,380,000 | 2,425 |
| Total unused commitments | $23,987,000 | 2,529 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 73 | 2,381 |
| Assets and Liabilities | ||
| Total Assets: | $173,176,000 | 3,105 |
| Cash and due from depository institutions | $8,155,000 | 2,381 |
| Interest-bearing balances | $1,396,000 | 2,869 |
| Securities | $4,001,000 | 8,030 |
| Federal funds sold & reverse repurchase agreements | $1,317,000 | 5,440 |
| Net loans & leases | $143,119,000 | 2,425 |
| Loan loss allowance | $2,085,000 | 2,152 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,770,000 | 2,005 |
| Other real estate owned | $1,743,000 | 2,381 |
| Goodwill and other intangibles | $300,000 | 2,270 |
| All other assets | $9,771,000 | 1,416 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $173,176,000 | 3,105 |
| Total liabilities | $155,961,000 | 3,086 |
| Total deposits | $153,568,000 | 2,890 |
| Interest-bearing deposits | $127,397,000 | 2,944 |
| Deposits held in domestic offices | $153,568,000 | 2,887 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,500,000 | 4,591 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $893,000 | 3,565 |
| Total equity capital | $17,215,000 | 3,106 |
| Total bank equity capital | $17,215,000 | 3,106 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,600,000 | 1,481 |
| Surplus | $6,456,000 | 2,738 |
| Undivided profits | $8,159,000 | 3,479 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,756,000 | 684 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $421,000 | 459 |
| Income earned, not collected on loans | $618,000 | 4,608 |
| Earning assets | $149,833,000 | 3,221 |
| Long-term assets (5+ years) | $22,317,000 | 3,237 |
| Average Assets, year-to-date | $178,697,000 | 2,963 |
| Average Assets, quarterly | $174,086,500 | 3,069 |
| Volatile liabilities | $21,902,000 | 3,593 |
| Insider loans | $3,978,000 | 1,373 |
| FHLB advances | $1,500,000 | 4,360 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $25,096,000 | 2,413 |
| Tier 1 (core) risk-based capital | $17,204,000 | 2,910 |
| Tier 2 risk-based capital | $1,858,000 | 2,164 |
| Total risk weighted assets | $148,446,000 | 2,416 |
| Total unused commitments | $25,096,000 | 2,421 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 70 | 2,463 |
| Assets and Liabilities | ||
| Total Assets: | $174,997,000 | 3,040 |
| Cash and due from depository institutions | $9,012,000 | 2,463 |
| Interest-bearing balances | $1,758,000 | 2,642 |
| Securities | $4,659,000 | 7,912 |
| Federal funds sold & reverse repurchase agreements | $1,419,000 | 5,824 |
| Net loans & leases | $142,780,000 | 2,367 |
| Loan loss allowance | $2,249,000 | 1,942 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,679,000 | 2,007 |
| Other real estate owned | $2,339,000 | 2,463 |
| Goodwill and other intangibles | $320,000 | 2,214 |
| All other assets | $9,789,000 | 1,391 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $174,997,000 | 3,040 |
| Total liabilities | $158,114,000 | 3,024 |
| Total deposits | $157,326,000 | 2,797 |
| Interest-bearing deposits | $128,860,000 | 2,904 |
| Deposits held in domestic offices | $157,326,000 | 2,793 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $788,000 | 3,934 |
| Total equity capital | $16,883,000 | 3,105 |
| Total bank equity capital | $16,883,000 | 3,105 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,600,000 | 1,485 |
| Surplus | $6,456,000 | 2,687 |
| Undivided profits | $7,827,000 | 3,510 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,199,000 | 477 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,049,000 | 59 |
| Income earned, not collected on loans | $677,000 | 4,294 |
| Earning assets | $150,616,000 | 3,186 |
| Long-term assets (5+ years) | $15,708,000 | 3,903 |
| Average Assets, year-to-date | $181,457,500 | 2,906 |
| Average Assets, quarterly | $181,457,500 | 2,906 |
| Volatile liabilities | $19,358,000 | 3,838 |
| Insider loans | $3,773,000 | 1,425 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $23,608,000 | 2,417 |
| Tier 1 (core) risk-based capital | $16,873,000 | 2,926 |
| Tier 2 risk-based capital | $1,874,000 | 2,115 |
| Total risk weighted assets | $149,452,000 | 2,368 |
| Total unused commitments | $23,608,000 | 2,426 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 71 | 2,405 |
| Assets and Liabilities | ||
| Total Assets: | $187,918,000 | 2,803 |
| Cash and due from depository institutions | $13,814,000 | 2,405 |
| Interest-bearing balances | $8,542,000 | 927 |
| Securities | $4,992,000 | 7,839 |
| Federal funds sold & reverse repurchase agreements | $6,734,000 | 2,146 |
| Net loans & leases | $145,571,000 | 2,316 |
| Loan loss allowance | $2,376,000 | 1,805 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,699,000 | 1,968 |
| Other real estate owned | $2,255,000 | 2,405 |
| Goodwill and other intangibles | $330,000 | 2,170 |
| All other assets | $9,523,000 | 1,378 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $187,918,000 | 2,803 |
| Total liabilities | $171,359,000 | 2,772 |
| Total deposits | $170,309,000 | 2,545 |
| Interest-bearing deposits | $143,483,000 | 2,599 |
| Deposits held in domestic offices | $170,309,000 | 2,541 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,050,000 | 3,275 |
| Total equity capital | $16,559,000 | 3,110 |
| Total bank equity capital | $16,559,000 | 3,110 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,600,000 | 1,476 |
| Surplus | $6,456,000 | 2,646 |
| Undivided profits | $7,503,000 | 3,602 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,858,000 | 491 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,765,000 | 49 |
| Income earned, not collected on loans | $696,000 | 4,393 |
| Earning assets | $165,839,000 | 2,881 |
| Long-term assets (5+ years) | $14,333,000 | 4,058 |
| Average Assets, year-to-date | $187,264,200 | 2,691 |
| Average Assets, quarterly | $187,698,500 | 2,785 |
| Volatile liabilities | $40,665,000 | 2,171 |
| Insider loans | $1,936,000 | 2,581 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $16,830,000 | 2,952 |
| Tier 1 (core) risk-based capital | $16,558,000 | 2,906 |
| Tier 2 risk-based capital | $1,921,000 | 2,050 |
| Total risk weighted assets | $153,090,000 | 2,288 |
| Total unused commitments | $16,830,000 | 2,958 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 78 | 2,198 |
| Assets and Liabilities | ||
| Total Assets: | $181,662,000 | 2,779 |
| Cash and due from depository institutions | $8,414,000 | 2,198 |
| Interest-bearing balances | $1,614,000 | 2,504 |
| Securities | $1,912,000 | 8,881 |
| Federal funds sold & reverse repurchase agreements | $1,332,000 | 5,469 |
| Net loans & leases | $154,662,000 | 2,106 |
| Loan loss allowance | $2,297,000 | 1,748 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,461,000 | 2,023 |
| Other real estate owned | $2,201,000 | 2,198 |
| Goodwill and other intangibles | $395,000 | 2,012 |
| All other assets | $8,285,000 | 1,445 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $181,662,000 | 2,779 |
| Total liabilities | $167,365,000 | 2,716 |
| Total deposits | $165,975,000 | 2,468 |
| Interest-bearing deposits | $144,207,000 | 2,435 |
| Deposits held in domestic offices | $165,975,000 | 2,462 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,390,000 | 2,693 |
| Total equity capital | $14,297,000 | 3,332 |
| Total bank equity capital | $14,297,000 | 3,332 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,600,000 | 1,473 |
| Surplus | $5,056,000 | 3,070 |
| Undivided profits | $6,641,000 | 3,742 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $982,000 | 2,725 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $50,000 | 1,128 |
| Income earned, not collected on loans | $916,000 | 3,761 |
| Earning assets | $159,520,000 | 2,864 |
| Long-term assets (5+ years) | $13,202,000 | 4,178 |
| Average Assets, year-to-date | $174,793,000 | 2,727 |
| Average Assets, quarterly | $179,731,500 | 2,754 |
| Volatile liabilities | $57,111,000 | 1,578 |
| Insider loans | $3,671,000 | 1,348 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $18,867,000 | 2,589 |
| Tier 1 (core) risk-based capital | $14,296,000 | 3,197 |
| Tier 2 risk-based capital | $1,933,000 | 1,909 |
| Total risk weighted assets | $154,302,000 | 2,163 |
| Total unused commitments | $18,867,000 | 2,596 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 78 | 2,183 |
| Assets and Liabilities | ||
| Total Assets: | $162,996,000 | 2,934 |
| Cash and due from depository institutions | $5,512,000 | 2,183 |
| Interest-bearing balances | $1,621,000 | 1,909 |
| Securities | $1,604,000 | 9,376 |
| Federal funds sold & reverse repurchase agreements | $260,000 | 6,548 |
| Net loans & leases | $144,250,000 | 2,194 |
| Loan loss allowance | $2,048,000 | 1,865 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,068,000 | 2,165 |
| Other real estate owned | $88,000 | 2,183 |
| Goodwill and other intangibles | $572,000 | 1,757 |
| All other assets | $6,642,000 | 1,428 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $162,996,000 | 2,934 |
| Total liabilities | $150,529,000 | 2,870 |
| Total deposits | $149,072,000 | 2,627 |
| Interest-bearing deposits | $126,746,000 | 2,656 |
| Deposits held in domestic offices | $149,072,000 | 2,621 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,457,000 | 2,641 |
| Total equity capital | $12,467,000 | 3,655 |
| Total bank equity capital | $12,467,000 | 3,655 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,600,000 | 1,478 |
| Surplus | $4,706,000 | 3,199 |
| Undivided profits | $5,161,000 | 4,296 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,412,000 | 590 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,789,000 | 58 |
| Income earned, not collected on loans | $1,313,000 | 1,988 |
| Earning assets | $147,735,000 | 2,968 |
| Long-term assets (5+ years) | $7,430,000 | 5,237 |
| Average Assets, year-to-date | $147,262,200 | 3,079 |
| Average Assets, quarterly | $160,542,500 | 2,938 |
| Volatile liabilities | $39,872,000 | 2,115 |
| Insider loans | $3,986,000 | 1,239 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $21,402,000 | 2,229 |
| Tier 1 (core) risk-based capital | $12,426,000 | 3,537 |
| Tier 2 risk-based capital | $1,746,100 | 2,020 |
| Total risk weighted assets | $139,385,900 | 2,292 |
| Total unused commitments | $21,402,000 | 2,233 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 69 | 2,557 |
| Assets and Liabilities | ||
| Total Assets: | $126,060,000 | 3,609 |
| Cash and due from depository institutions | $4,460,000 | 2,557 |
| Interest-bearing balances | $1,028,000 | 2,381 |
| Securities | $1,370,000 | 9,785 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 6,563 |
| Net loans & leases | $109,210,000 | 2,704 |
| Loan loss allowance | $1,339,000 | 2,649 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,199,000 | 2,040 |
| Other real estate owned | $495,000 | 2,557 |
| Goodwill and other intangibles | $731,000 | 1,670 |
| All other assets | $5,495,000 | 1,646 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,060,000 | 3,609 |
| Total liabilities | $116,170,000 | 3,533 |
| Total deposits | $112,469,000 | 3,350 |
| Interest-bearing deposits | $94,068,000 | 3,446 |
| Deposits held in domestic offices | $112,469,000 | 3,346 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,000,000 | 3,465 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $701,000 | 4,255 |
| Total equity capital | $9,890,000 | 4,293 |
| Total bank equity capital | $9,890,000 | 4,293 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,600,000 | 1,479 |
| Surplus | $3,656,000 | 3,812 |
| Undivided profits | $3,634,000 | 5,038 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $359,000 | 4,399 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $821,000 | 2,834 |
| Earning assets | $111,708,000 | 3,699 |
| Long-term assets (5+ years) | $8,868,000 | 5,135 |
| Average Assets, year-to-date | $118,513,400 | 3,682 |
| Average Assets, quarterly | $122,765,000 | 3,655 |
| Volatile liabilities | $24,528,000 | 2,956 |
| Insider loans | $2,085,000 | 2,156 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $20,430,000 | 2,331 |
| Tier 1 (core) risk-based capital | $9,819,000 | 4,326 |
| Tier 2 risk-based capital | $1,325,380 | 2,439 |
| Total risk weighted assets | $106,017,080 | 2,830 |
| Total unused commitments | $20,430,000 | 2,337 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 66 | 2,692 |
| Assets and Liabilities | ||
| Total Assets: | $110,295,000 | 3,990 |
| Cash and due from depository institutions | $15,319,000 | 2,692 |
| Interest-bearing balances | $10,770,000 | 576 |
| Securities | $1,240,000 | 9,999 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $85,218,000 | 3,183 |
| Loan loss allowance | $1,517,000 | 2,317 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,790,000 | 2,154 |
| Other real estate owned | $28,000 | 2,692 |
| Goodwill and other intangibles | $742,000 | 1,596 |
| All other assets | $3,958,000 | 1,903 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,295,000 | 3,990 |
| Total liabilities | $102,350,000 | 3,866 |
| Total deposits | $101,827,000 | 3,646 |
| Interest-bearing deposits | $86,334,000 | 3,687 |
| Deposits held in domestic offices | $101,827,000 | 3,641 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $523,000 | 5,613 |
| Total equity capital | $7,945,000 | 5,231 |
| Total bank equity capital | $7,945,000 | 5,231 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,600,000 | 1,429 |
| Surplus | $2,806,000 | 4,399 |
| Undivided profits | $2,539,000 | 6,342 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,349,000 | 1,854 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $709,000 | 3,295 |
| Earning assets | $97,228,000 | 4,143 |
| Long-term assets (5+ years) | $3,377,000 | 6,968 |
| Average Assets, year-to-date | $96,565,000 | 4,290 |
| Average Assets, quarterly | $104,664,500 | 4,115 |
| Volatile liabilities | $19,597,000 | 3,057 |
| Insider loans | $1,385,000 | 2,819 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $15,532,000 | 2,708 |
| Tier 1 (core) risk-based capital | $7,832,000 | 5,103 |
| Tier 2 risk-based capital | $1,108,020 | 2,784 |
| Total risk weighted assets | $88,232,620 | 3,152 |
| Total unused commitments | $15,532,000 | 2,716 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 54 | 3,357 |
| Assets and Liabilities | ||
| Total Assets: | $87,809,000 | 4,830 |
| Cash and due from depository institutions | $5,833,000 | 3,357 |
| Interest-bearing balances | $5,022,000 | 896 |
| Securities | $1,300,000 | 10,506 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $71,663,000 | 3,747 |
| Loan loss allowance | $1,091,000 | 3,124 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,381,000 | 2,355 |
| Other real estate owned | $794,000 | 3,357 |
| Goodwill and other intangibles | $466,000 | 1,810 |
| All other assets | $4,372,000 | 1,716 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,809,000 | 4,830 |
| Total liabilities | $80,757,000 | 4,733 |
| Total deposits | $78,961,000 | 4,570 |
| Interest-bearing deposits | $66,886,000 | 4,612 |
| Deposits held in domestic offices | $78,961,000 | 4,562 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,000,000 | 3,450 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $796,000 | 4,280 |
| Total equity capital | $7,052,000 | 5,729 |
| Total bank equity capital | $7,052,000 | 5,729 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,600,000 | 1,412 |
| Surplus | $2,806,000 | 4,372 |
| Undivided profits | $1,646,000 | 7,620 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,817,000 | 1,464 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $625,000 | 3,807 |
| Earning assets | $77,985,000 | 4,942 |
| Long-term assets (5+ years) | $11,231,000 | 4,046 |
| Average Assets, year-to-date | $83,414,800 | 4,849 |
| Average Assets, quarterly | $86,861,000 | 4,823 |
| Volatile liabilities | $14,437,000 | 3,866 |
| Insider loans | $1,977,000 | 2,077 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $10,461,000 | 3,344 |
| Tier 1 (core) risk-based capital | $6,584,000 | 5,899 |
| Tier 2 risk-based capital | $930,350 | 3,140 |
| Total risk weighted assets | $74,266,950 | 3,642 |
| Total unused commitments | $10,461,000 | 3,345 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 44 | 4,213 |
| Assets and Liabilities | ||
| Total Assets: | $75,042,000 | 5,571 |
| Cash and due from depository institutions | $6,384,000 | 4,213 |
| Interest-bearing balances | $3,866,000 | 1,003 |
| Securities | $1,445,000 | 11,024 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $60,885,000 | 4,313 |
| Loan loss allowance | $858,000 | 3,991 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,017,000 | 3,747 |
| Other real estate owned | $626,000 | 4,213 |
| Goodwill and other intangibles | $180,000 | 2,182 |
| All other assets | $3,505,000 | 2,151 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,042,000 | 5,571 |
| Total liabilities | $68,959,000 | 5,474 |
| Total deposits | $68,645,000 | 5,268 |
| Interest-bearing deposits | $60,364,000 | 5,168 |
| Deposits held in domestic offices | $68,645,000 | 5,258 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $314,000 | 7,713 |
| Total equity capital | $6,083,000 | 6,392 |
| Total bank equity capital | $6,083,000 | 6,392 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,600,000 | 1,474 |
| Surplus | $2,526,000 | 4,727 |
| Undivided profits | $957,000 | 8,944 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,445,000 | 2,000 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $630,000 | 3,666 |
| Earning assets | $66,196,000 | 5,748 |
| Long-term assets (5+ years) | $7,862,000 | 4,766 |
| Average Assets, year-to-date | $80,569,400 | 5,119 |
| Average Assets, quarterly | $78,540,000 | 5,351 |
| Volatile liabilities | $11,476,000 | 4,438 |
| Insider loans | $2,120,000 | 2,008 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $14,078,000 | 2,651 |
| Tier 1 (core) risk-based capital | $5,898,000 | 6,438 |
| Tier 2 risk-based capital | $792,800 | 3,685 |
| Total risk weighted assets | $63,359,100 | 4,186 |
| Total unused commitments | $14,078,000 | 2,664 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 44 | 4,330 |
| Assets and Liabilities | ||
| Total Assets: | $82,333,000 | 5,238 |
| Cash and due from depository institutions | $19,204,000 | 4,330 |
| Interest-bearing balances | $13,648,000 | 322 |
| Securities | $1,577,000 | 11,499 |
| Federal funds sold & reverse repurchase agreements | $700,000 | 7,887 |
| Net loans & leases | $53,433,000 | 4,745 |
| Loan loss allowance | $685,000 | 4,803 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,019,000 | 3,674 |
| Other real estate owned | $981,000 | 4,330 |
| Goodwill and other intangibles | $214,000 | 1,969 |
| All other assets | $4,205,000 | 1,873 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,333,000 | 5,238 |
| Total liabilities | $76,622,000 | 5,087 |
| Total deposits | $76,371,000 | 4,885 |
| Interest-bearing deposits | $65,485,000 | 4,919 |
| Deposits held in domestic offices | $76,371,000 | 4,876 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $251,000 | 8,967 |
| Total equity capital | $5,711,000 | 6,772 |
| Total bank equity capital | $5,711,000 | 6,772 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,600,000 | 1,506 |
| Surplus | $2,526,000 | 4,723 |
| Undivided profits | $585,000 | 10,111 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,205,000 | 2,276 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $730,000 | 3,230 |
| Earning assets | $69,358,000 | 5,610 |
| Long-term assets (5+ years) | $6,546,000 | 5,096 |
| Average Assets, year-to-date | $73,916,400 | 5,503 |
| Average Assets, quarterly | $81,577,000 | 5,222 |
| Volatile liabilities | $13,556,000 | 3,627 |
| Insider loans | $2,416,000 | 1,810 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $11,301,000 | 3,015 |
| Tier 1 (core) risk-based capital | $5,489,000 | 6,828 |
| Tier 2 risk-based capital | $685,000 | 4,106 |
| Total risk weighted assets | $59,259,000 | 4,364 |
| Total unused commitments | $11,301,000 | 3,026 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 40 | 4,868 |
| Assets and Liabilities | ||
| Total Assets: | $62,824,000 | 6,438 |
| Cash and due from depository institutions | $7,415,000 | 4,868 |
| Interest-bearing balances | $6,573,000 | 545 |
| Securities | $3,512,000 | 11,477 |
| Federal funds sold & reverse repurchase agreements | $670,000 | 6,301 |
| Net loans & leases | $45,834,000 | 5,244 |
| Loan loss allowance | $461,000 | 6,550 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,035,000 | 3,597 |
| Other real estate owned | $245,000 | 4,868 |
| Goodwill and other intangibles | $248,000 | 1,811 |
| All other assets | $2,865,000 | 2,786 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,824,000 | 6,438 |
| Total liabilities | $57,917,000 | 6,337 |
| Total deposits | $57,324,000 | 6,162 |
| Interest-bearing deposits | $52,069,000 | 5,887 |
| Deposits held in domestic offices | $57,324,000 | 6,156 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $593,000 | 4,619 |
| Total equity capital | $4,907,000 | 7,221 |
| Total bank equity capital | $4,907,000 | 7,221 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,600,000 | 1,528 |
| Surplus | $2,526,000 | 4,688 |
| Undivided profits | $-219,000 | 11,842 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $500,000 | 4,277 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $481,000 | 4,366 |
| Earning assets | $56,589,000 | 6,493 |
| Long-term assets (5+ years) | $6,123,000 | 5,470 |
| Average Assets, year-to-date | $52,398,800 | 7,181 |
| Average Assets, quarterly | $58,588,000 | 6,725 |
| Volatile liabilities | $10,457,000 | 4,201 |
| Insider loans | $1,947,000 | 2,136 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $8,979,000 | 3,383 |
| Tier 1 (core) risk-based capital | $4,742,000 | 7,494 |
| Tier 2 risk-based capital | $461,000 | 5,640 |
| Total risk weighted assets | $49,081,700 | 5,026 |
| Total unused commitments | $8,979,000 | 3,391 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 31 | 6,250 |
| Assets and Liabilities | ||
| Total Assets: | $46,496,000 | 8,078 |
| Cash and due from depository institutions | $6,861,000 | 6,250 |
| Interest-bearing balances | $6,431,000 | 947 |
| Securities | $3,764,000 | 11,835 |
| Federal funds sold & reverse repurchase agreements | $1,390,000 | 6,944 |
| Net loans & leases | $31,122,000 | 6,823 |
| Loan loss allowance | $348,000 | 8,029 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,875,000 | 3,851 |
| Other real estate owned | $246,000 | 6,250 |
| Goodwill and other intangibles | $299,000 | 1,619 |
| All other assets | $939,000 | 6,419 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,496,000 | 8,078 |
| Total liabilities | $42,234,000 | 8,063 |
| Total deposits | $41,986,000 | 7,914 |
| Interest-bearing deposits | $34,327,000 | 8,142 |
| Deposits held in domestic offices | $41,986,000 | 7,907 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $248,000 | 8,374 |
| Total equity capital | $4,262,000 | 8,058 |
| Total bank equity capital | $4,262,000 | 8,058 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,600,000 | 1,537 |
| Surplus | $2,526,000 | 4,647 |
| Undivided profits | $-864,000 | 12,789 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $107,000 | 9,082 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $254,000 | 6,910 |
| Earning assets | $42,707,000 | 8,054 |
| Long-term assets (5+ years) | $875,000 | 10,126 |
| Average Assets, year-to-date | $44,480,200 | 8,132 |
| Average Assets, quarterly | $46,713,500 | 8,007 |
| Volatile liabilities | $5,087,000 | 6,457 |
| Insider loans | $832,000 | 4,234 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,043,000 | 3,608 |
| Tier 1 (core) risk-based capital | $3,963,000 | 8,341 |
| Tier 2 risk-based capital | $348,000 | 6,888 |
| Total risk weighted assets | $34,801,700 | 6,546 |
| Total unused commitments | $8,043,000 | 3,625 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 25 | 7,484 |
| Assets and Liabilities | ||
| Total Assets: | $41,495,000 | 8,797 |
| Cash and due from depository institutions | $4,702,000 | 7,484 |
| Interest-bearing balances | $4,242,000 | 1,641 |
| Securities | $7,981,000 | 10,043 |
| Federal funds sold & reverse repurchase agreements | $363,000 | 10,498 |
| Net loans & leases | $25,897,000 | 7,728 |
| Loan loss allowance | $348,000 | 8,121 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,688,000 | 4,221 |
| Other real estate owned | $0 | 7,484 |
| Goodwill and other intangibles | $351,000 | 1,522 |
| All other assets | $513,000 | 9,567 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,495,000 | 8,797 |
| Total liabilities | $38,185,000 | 8,745 |
| Total deposits | $37,690,000 | 8,651 |
| Interest-bearing deposits | $33,958,000 | 8,428 |
| Deposits held in domestic offices | $37,690,000 | 8,645 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $495,000 | 5,867 |
| Total equity capital | $3,310,000 | 9,244 |
| Total bank equity capital | $3,310,000 | 9,244 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,600,000 | 1,575 |
| Surplus | $2,526,000 | 4,579 |
| Undivided profits | $-1,816,000 | 13,512 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $169,000 | 8,854 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $340,000 | 5,879 |
| Earning assets | $38,483,000 | 8,696 |
| Long-term assets (5+ years) | $6,022,000 | 5,896 |
| Average Assets, year-to-date | $35,674,400 | 9,444 |
| Average Assets, quarterly | $40,296,500 | 8,890 |
| Volatile liabilities | $5,221,000 | 6,397 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,936,000 | 6,148 |
| Tier 1 (core) risk-based capital | $2,959,000 | 9,749 |
| Tier 2 risk-based capital | $348,000 | 6,913 |
| Total risk weighted assets | $29,083,200 | 7,494 |
| Total unused commitments | $2,936,000 | 6,178 |
| Derivatives | $0 | 651 |