Home > First Charter Bank > Assets and Liabilities
First Charter Bank, Assets and Liabilities
| 2008-03-31 | Rank | |
| # of Employees: | 1,042 | 158 |
| Assets and Liabilities | ||
| Total Assets: | $4,787,611,000 | 192 |
| Cash and due from depository institutions | $88,098,000 | 158 |
| Interest-bearing balances | $13,335,000 | 584 |
| Securities | $820,481,000 | 186 |
| Federal funds sold & reverse repurchase agreements | $8,653,000 | 2,030 |
| Net loans & leases | $3,450,310,000 | 181 |
| Loan loss allowance | $45,022,000 | 179 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $108,498,000 | 101 |
| Other real estate owned | $9,481,000 | 158 |
| Goodwill and other intangibles | $83,911,000 | 194 |
| All other assets | $218,179,000 | 160 |
| Life insurance assets | $98,327,000 | 91 |
| Total liabilities and capital | $4,787,611,000 | 192 |
| Total liabilities | $4,286,070,000 | 191 |
| Total deposits | $3,267,185,000 | 189 |
| Interest-bearing deposits | $3,114,377,000 | 177 |
| Deposits held in domestic offices | $3,267,185,000 | 187 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $208,814,000 | 197 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $775,856,000 | 131 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $34,215,000 | 310 |
| Total equity capital | $501,541,000 | 198 |
| Total bank equity capital | $501,541,000 | 198 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $5,665,000 | 894 |
| Surplus | $277,739,000 | 191 |
| Undivided profits | $218,137,000 | 165 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $62,058,000 | 171 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $21,535,000 | 195 |
| Earning assets | $4,292,779,000 | 190 |
| Long-term assets (5+ years) | $1,082,082,000 | 126 |
| Average Assets, year-to-date | $4,820,927,000 | 187 |
| Average Assets, quarterly | $4,820,927,000 | 187 |
| Volatile liabilities | $1,277,767,000 | 176 |
| Insider loans | $6,144,000 | 1,271 |
| FHLB advances | $775,856,000 | 98 |
| Loans and leases held for sale | $17,544,000 | 175 |
| Unused loan commitments | $1,289,449,000 | 168 |
| Tier 1 (core) risk-based capital | $424,710,000 | 190 |
| Tier 2 risk-based capital | $45,022,000 | 183 |
| Total risk weighted assets | $3,965,497,000 | 179 |
| Total unused commitments | $1,289,449,000 | 168 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 1,082 | 156 |
| Assets and Liabilities | ||
| Total Assets: | $4,854,243,000 | 191 |
| Cash and due from depository institutions | $91,271,000 | 156 |
| Interest-bearing balances | $5,709,000 | 974 |
| Securities | $859,155,000 | 177 |
| Federal funds sold & reverse repurchase agreements | $10,926,000 | 1,262 |
| Net loans & leases | $3,474,737,000 | 180 |
| Loan loss allowance | $42,414,000 | 182 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $108,709,000 | 102 |
| Other real estate owned | $10,056,000 | 156 |
| Goodwill and other intangibles | $84,254,000 | 192 |
| All other assets | $215,135,000 | 156 |
| Life insurance assets | $97,096,000 | 92 |
| Total liabilities and capital | $4,854,243,000 | 191 |
| Total liabilities | $4,354,921,000 | 190 |
| Total deposits | $3,305,637,000 | 187 |
| Interest-bearing deposits | $3,131,217,000 | 175 |
| Deposits held in domestic offices | $3,305,637,000 | 183 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $268,233,000 | 183 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $725,871,000 | 129 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $55,180,000 | 218 |
| Total equity capital | $499,322,000 | 200 |
| Total bank equity capital | $499,322,000 | 200 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,665,000 | 882 |
| Surplus | $276,739,000 | 188 |
| Undivided profits | $216,918,000 | 170 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $28,694,000 | 252 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $24,388,000 | 196 |
| Earning assets | $4,350,527,000 | 191 |
| Long-term assets (5+ years) | $1,117,655,000 | 128 |
| Average Assets, year-to-date | $4,867,624,800 | 185 |
| Average Assets, quarterly | $4,844,116,500 | 189 |
| Volatile liabilities | $1,140,225,000 | 195 |
| Insider loans | $5,199,000 | 1,471 |
| FHLB advances | $725,871,000 | 102 |
| Loans and leases held for sale | $14,145,000 | 186 |
| Unused loan commitments | $1,398,077,000 | 159 |
| Tier 1 (core) risk-based capital | $417,979,000 | 194 |
| Tier 2 risk-based capital | $42,414,000 | 190 |
| Total risk weighted assets | $3,993,300,000 | 177 |
| Total unused commitments | $1,398,077,000 | 160 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 1,122 | 151 |
| Assets and Liabilities | ||
| Total Assets: | $4,833,990,000 | 189 |
| Cash and due from depository institutions | $87,538,000 | 151 |
| Interest-bearing balances | $3,823,000 | 1,215 |
| Securities | $853,661,000 | 181 |
| Federal funds sold & reverse repurchase agreements | $16,451,000 | 851 |
| Net loans & leases | $3,444,751,000 | 175 |
| Loan loss allowance | $43,017,000 | 159 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $110,330,000 | 102 |
| Other real estate owned | $9,134,000 | 151 |
| Goodwill and other intangibles | $85,282,000 | 189 |
| All other assets | $226,843,000 | 151 |
| Life insurance assets | $96,116,000 | 93 |
| Total liabilities and capital | $4,833,990,000 | 189 |
| Total liabilities | $4,342,337,000 | 188 |
| Total deposits | $3,242,238,000 | 187 |
| Interest-bearing deposits | $3,125,379,000 | 170 |
| Deposits held in domestic offices | $3,242,238,000 | 183 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $234,568,000 | 181 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $795,888,000 | 114 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $69,643,000 | 192 |
| Total equity capital | $491,653,000 | 203 |
| Total bank equity capital | $491,653,000 | 203 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,665,000 | 853 |
| Surplus | $274,840,000 | 189 |
| Undivided profits | $211,148,000 | 177 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,712,000 | 248 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $28,111,000 | 178 |
| Earning assets | $4,318,686,000 | 187 |
| Long-term assets (5+ years) | $1,008,172,000 | 136 |
| Average Assets, year-to-date | $4,870,970,250 | 185 |
| Average Assets, quarterly | $4,872,497,000 | 188 |
| Volatile liabilities | $1,060,089,000 | 194 |
| Insider loans | $2,654,000 | 2,516 |
| FHLB advances | $795,888,000 | 89 |
| Loans and leases held for sale | $10,362,000 | 220 |
| Unused loan commitments | $1,437,568,000 | 158 |
| Tier 1 (core) risk-based capital | $417,614,000 | 194 |
| Tier 2 risk-based capital | $43,017,000 | 181 |
| Total risk weighted assets | $3,970,680,000 | 172 |
| Total unused commitments | $1,437,568,000 | 159 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 1,118 | 161 |
| Assets and Liabilities | ||
| Total Assets: | $4,911,004,000 | 194 |
| Cash and due from depository institutions | $96,591,000 | 161 |
| Interest-bearing balances | $5,145,000 | 1,028 |
| Securities | $843,452,000 | 186 |
| Federal funds sold & reverse repurchase agreements | $22,495,000 | 680 |
| Net loans & leases | $3,520,516,000 | 180 |
| Loan loss allowance | $44,790,000 | 152 |
| Trading account assets | $559,000 | 222 |
| Bank premises and fixed assets | $110,846,000 | 107 |
| Other real estate owned | $2,726,000 | 161 |
| Goodwill and other intangibles | $85,609,000 | 197 |
| All other assets | $228,210,000 | 152 |
| Life insurance assets | $94,792,000 | 96 |
| Total liabilities and capital | $4,911,004,000 | 194 |
| Total liabilities | $4,430,003,000 | 194 |
| Total deposits | $3,320,453,000 | 191 |
| Interest-bearing deposits | $3,143,713,000 | 172 |
| Deposits held in domestic offices | $3,320,453,000 | 189 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $216,152,000 | 198 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $820,905,000 | 106 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $72,493,000 | 197 |
| Total equity capital | $481,001,000 | 210 |
| Total bank equity capital | $481,001,000 | 210 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,665,000 | 842 |
| Surplus | $273,670,000 | 197 |
| Undivided profits | $201,666,000 | 195 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,387,000 | 265 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $26,748,000 | 182 |
| Earning assets | $4,392,167,000 | 192 |
| Long-term assets (5+ years) | $923,440,000 | 154 |
| Average Assets, year-to-date | $4,883,297,000 | 194 |
| Average Assets, quarterly | $4,894,889,000 | 195 |
| Volatile liabilities | $1,057,559,000 | 203 |
| Insider loans | $2,558,000 | 2,556 |
| FHLB advances | $820,905,000 | 82 |
| Loans and leases held for sale | $11,471,000 | 241 |
| Unused loan commitments | $1,419,173,000 | 169 |
| Tier 1 (core) risk-based capital | $411,177,000 | 199 |
| Tier 2 risk-based capital | $44,790,000 | 178 |
| Total risk weighted assets | $4,069,560,000 | 176 |
| Total unused commitments | $1,419,173,000 | 171 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 1,120 | 158 |
| Assets and Liabilities | ||
| Total Assets: | $4,878,774,000 | 195 |
| Cash and due from depository institutions | $99,599,000 | 158 |
| Interest-bearing balances | $4,431,000 | 1,253 |
| Securities | $846,913,000 | 186 |
| Federal funds sold & reverse repurchase agreements | $1,256,000 | 5,627 |
| Net loans & leases | $3,507,706,000 | 178 |
| Loan loss allowance | $35,854,000 | 183 |
| Trading account assets | $621,000 | 237 |
| Bank premises and fixed assets | $110,132,000 | 102 |
| Other real estate owned | $6,330,000 | 158 |
| Goodwill and other intangibles | $85,597,000 | 191 |
| All other assets | $220,620,000 | 155 |
| Life insurance assets | $103,008,000 | 85 |
| Total liabilities and capital | $4,878,774,000 | 195 |
| Total liabilities | $4,398,485,000 | 190 |
| Total deposits | $3,363,198,000 | 188 |
| Interest-bearing deposits | $3,215,944,000 | 171 |
| Deposits held in domestic offices | $3,363,198,000 | 185 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $177,790,000 | 215 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $785,921,000 | 115 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $71,576,000 | 197 |
| Total equity capital | $480,289,000 | 209 |
| Total bank equity capital | $480,289,000 | 209 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,665,000 | 826 |
| Surplus | $272,524,000 | 195 |
| Undivided profits | $202,100,000 | 196 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,943,000 | 349 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $26,910,000 | 179 |
| Earning assets | $4,360,927,000 | 193 |
| Long-term assets (5+ years) | $950,246,000 | 151 |
| Average Assets, year-to-date | $4,869,443,500 | 194 |
| Average Assets, quarterly | $4,869,443,500 | 194 |
| Volatile liabilities | $1,101,013,000 | 198 |
| Insider loans | $2,654,000 | 2,472 |
| FHLB advances | $785,921,000 | 88 |
| Loans and leases held for sale | $13,691,000 | 219 |
| Unused loan commitments | $1,394,587,000 | 172 |
| Tier 1 (core) risk-based capital | $407,213,000 | 200 |
| Tier 2 risk-based capital | $35,854,000 | 211 |
| Total risk weighted assets | $4,037,230,000 | 176 |
| Total unused commitments | $1,394,587,000 | 173 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 1,062 | 164 |
| Assets and Liabilities | ||
| Total Assets: | $4,394,650,000 | 202 |
| Cash and due from depository institutions | $86,199,000 | 164 |
| Interest-bearing balances | $4,540,000 | 1,157 |
| Securities | $814,688,000 | 194 |
| Federal funds sold & reverse repurchase agreements | $18,529,000 | 881 |
| Net loans & leases | $3,126,004,000 | 183 |
| Loan loss allowance | $30,694,000 | 196 |
| Trading account assets | $579,000 | 135 |
| Bank premises and fixed assets | $106,007,000 | 102 |
| Other real estate owned | $6,318,000 | 164 |
| Goodwill and other intangibles | $20,969,000 | 420 |
| All other assets | $215,357,000 | 158 |
| Life insurance assets | $95,891,000 | 90 |
| Total liabilities and capital | $4,394,650,000 | 202 |
| Total liabilities | $4,023,190,000 | 198 |
| Total deposits | $2,971,325,000 | 205 |
| Interest-bearing deposits | $2,825,658,000 | 182 |
| Deposits held in domestic offices | $2,971,325,000 | 201 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $201,406,000 | 209 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $796,937,000 | 112 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $53,522,000 | 230 |
| Total equity capital | $371,460,000 | 244 |
| Total bank equity capital | $371,460,000 | 244 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $5,665,000 | 815 |
| Surplus | $184,164,000 | 239 |
| Undivided profits | $181,631,000 | 215 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,803,000 | 427 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $23,407,000 | 205 |
| Earning assets | $3,964,340,000 | 200 |
| Long-term assets (5+ years) | $916,198,000 | 155 |
| Average Assets, year-to-date | $4,320,760,200 | 196 |
| Average Assets, quarterly | $4,387,093,000 | 204 |
| Volatile liabilities | $1,603,749,000 | 178 |
| Insider loans | $2,636,000 | 2,456 |
| FHLB advances | $796,937,000 | 84 |
| Loans and leases held for sale | $12,292,000 | 232 |
| Unused loan commitments | $1,275,559,000 | 173 |
| Tier 1 (core) risk-based capital | $362,969,000 | 215 |
| Tier 2 risk-based capital | $30,694,000 | 226 |
| Total risk weighted assets | $3,625,650,000 | 187 |
| Total unused commitments | $1,275,559,000 | 174 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 1,101 | 161 |
| Assets and Liabilities | ||
| Total Assets: | $4,379,536,000 | 209 |
| Cash and due from depository institutions | $79,213,000 | 161 |
| Interest-bearing balances | $2,998,000 | 1,427 |
| Securities | $849,814,000 | 196 |
| Federal funds sold & reverse repurchase agreements | $33,690,000 | 399 |
| Net loans & leases | $3,072,787,000 | 192 |
| Loan loss allowance | $29,919,000 | 209 |
| Trading account assets | $548,000 | 129 |
| Bank premises and fixed assets | $104,342,000 | 103 |
| Other real estate owned | $5,601,000 | 161 |
| Goodwill and other intangibles | $22,924,000 | 398 |
| All other assets | $210,617,000 | 169 |
| Life insurance assets | $93,508,000 | 90 |
| Total liabilities and capital | $4,379,536,000 | 209 |
| Total liabilities | $3,988,970,000 | 206 |
| Total deposits | $2,975,293,000 | 205 |
| Interest-bearing deposits | $2,855,934,000 | 180 |
| Deposits held in domestic offices | $2,975,293,000 | 203 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $199,343,000 | 213 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $751,953,000 | 127 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $62,381,000 | 218 |
| Total equity capital | $390,566,000 | 244 |
| Total bank equity capital | $390,566,000 | 244 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,665,000 | 797 |
| Surplus | $181,905,000 | 247 |
| Undivided profits | $202,996,000 | 202 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,090,000 | 434 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $23,503,000 | 203 |
| Earning assets | $3,959,837,000 | 206 |
| Long-term assets (5+ years) | $898,561,000 | 159 |
| Average Assets, year-to-date | $4,302,287,750 | 204 |
| Average Assets, quarterly | $4,351,793,500 | 207 |
| Volatile liabilities | $1,565,771,000 | 179 |
| Insider loans | $2,816,000 | 2,317 |
| FHLB advances | $751,953,000 | 97 |
| Loans and leases held for sale | $10,923,000 | 237 |
| Unused loan commitments | $1,286,634,000 | 177 |
| Tier 1 (core) risk-based capital | $385,176,000 | 211 |
| Tier 2 risk-based capital | $29,919,000 | 236 |
| Total risk weighted assets | $3,559,191,000 | 195 |
| Total unused commitments | $1,286,634,000 | 178 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 1,104 | 168 |
| Assets and Liabilities | ||
| Total Assets: | $4,324,051,000 | 212 |
| Cash and due from depository institutions | $105,005,000 | 168 |
| Interest-bearing balances | $13,430,000 | 401 |
| Securities | $828,761,000 | 201 |
| Federal funds sold & reverse repurchase agreements | $2,347,000 | 3,443 |
| Net loans & leases | $3,051,150,000 | 191 |
| Loan loss allowance | $29,520,000 | 216 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $104,451,000 | 104 |
| Other real estate owned | $5,902,000 | 168 |
| Goodwill and other intangibles | $22,956,000 | 397 |
| All other assets | $203,479,000 | 174 |
| Life insurance assets | $82,778,000 | 99 |
| Total liabilities and capital | $4,324,051,000 | 212 |
| Total liabilities | $3,947,050,000 | 209 |
| Total deposits | $3,004,960,000 | 205 |
| Interest-bearing deposits | $2,861,000,000 | 184 |
| Deposits held in domestic offices | $3,004,960,000 | 202 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $219,823,000 | 211 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $670,969,000 | 150 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $51,298,000 | 234 |
| Total equity capital | $377,001,000 | 253 |
| Total bank equity capital | $377,001,000 | 253 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $5,665,000 | 776 |
| Surplus | $183,817,000 | 247 |
| Undivided profits | $187,519,000 | 211 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,763,000 | 373 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $21,341,000 | 204 |
| Earning assets | $3,895,688,000 | 210 |
| Long-term assets (5+ years) | $879,557,000 | 165 |
| Average Assets, year-to-date | $4,276,538,330 | 208 |
| Average Assets, quarterly | $4,301,085,000 | 210 |
| Volatile liabilities | $1,487,460,000 | 193 |
| Insider loans | $2,826,000 | 2,269 |
| FHLB advances | $670,969,000 | 110 |
| Loans and leases held for sale | $8,382,000 | 288 |
| Unused loan commitments | $1,234,424,000 | 185 |
| Tier 1 (core) risk-based capital | $380,689,000 | 216 |
| Tier 2 risk-based capital | $29,520,000 | 239 |
| Total risk weighted assets | $3,498,396,000 | 201 |
| Total unused commitments | $1,234,424,000 | 185 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 1,091 | 168 |
| Assets and Liabilities | ||
| Total Assets: | $4,278,119,000 | 210 |
| Cash and due from depository institutions | $99,127,000 | 168 |
| Interest-bearing balances | $3,745,000 | 1,345 |
| Securities | $851,017,000 | 204 |
| Federal funds sold & reverse repurchase agreements | $2,707,000 | 3,792 |
| Net loans & leases | $2,990,177,000 | 194 |
| Loan loss allowance | $29,505,000 | 216 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $104,075,000 | 103 |
| Other real estate owned | $6,072,000 | 168 |
| Goodwill and other intangibles | $22,779,000 | 389 |
| All other assets | $202,165,000 | 175 |
| Life insurance assets | $81,902,000 | 100 |
| Total liabilities and capital | $4,278,119,000 | 210 |
| Total liabilities | $3,906,060,000 | 205 |
| Total deposits | $2,831,201,000 | 215 |
| Interest-bearing deposits | $2,748,409,000 | 190 |
| Deposits held in domestic offices | $2,831,201,000 | 215 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $261,600,000 | 184 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $755,985,000 | 131 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $57,274,000 | 226 |
| Total equity capital | $372,059,000 | 249 |
| Total bank equity capital | $372,059,000 | 249 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,665,000 | 763 |
| Surplus | $182,962,000 | 241 |
| Undivided profits | $183,432,000 | 210 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,211,000 | 320 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $21,216,000 | 201 |
| Earning assets | $3,847,646,000 | 212 |
| Long-term assets (5+ years) | $903,642,000 | 163 |
| Average Assets, year-to-date | $4,252,782,000 | 209 |
| Average Assets, quarterly | $4,252,782,000 | 209 |
| Volatile liabilities | $1,522,239,000 | 184 |
| Insider loans | $2,992,000 | 2,146 |
| FHLB advances | $755,985,000 | 98 |
| Loans and leases held for sale | $8,719,000 | 253 |
| Unused loan commitments | $1,198,658,000 | 184 |
| Tier 1 (core) risk-based capital | $370,823,000 | 213 |
| Tier 2 risk-based capital | $29,505,000 | 234 |
| Total risk weighted assets | $3,420,928,000 | 196 |
| Total unused commitments | $1,198,658,000 | 186 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 1,064 | 171 |
| Assets and Liabilities | ||
| Total Assets: | $4,227,445,000 | 211 |
| Cash and due from depository institutions | $123,078,000 | 171 |
| Interest-bearing balances | $3,998,000 | 1,314 |
| Securities | $854,725,000 | 209 |
| Federal funds sold & reverse repurchase agreements | $2,474,000 | 3,654 |
| Net loans & leases | $2,923,467,000 | 193 |
| Loan loss allowance | $28,725,000 | 214 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $103,492,000 | 102 |
| Other real estate owned | $5,124,000 | 171 |
| Goodwill and other intangibles | $23,031,000 | 368 |
| All other assets | $192,054,000 | 178 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $4,227,445,000 | 211 |
| Total liabilities | $3,862,066,000 | 210 |
| Total deposits | $2,863,538,000 | 207 |
| Interest-bearing deposits | $2,369,721,000 | 202 |
| Deposits held in domestic offices | $2,863,538,000 | 207 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $312,282,000 | 171 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $636,002,000 | 155 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $50,244,000 | 238 |
| Total equity capital | $365,379,000 | 247 |
| Total bank equity capital | $365,379,000 | 247 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $5,665,000 | 748 |
| Surplus | $182,431,000 | 239 |
| Undivided profits | $177,283,000 | 207 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,811,000 | 274 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $20,753,000 | 200 |
| Earning assets | $3,784,664,000 | 213 |
| Long-term assets (5+ years) | $830,660,000 | 174 |
| Average Assets, year-to-date | $4,489,441,600 | 200 |
| Average Assets, quarterly | $4,456,604,000 | 206 |
| Volatile liabilities | $1,550,884,000 | 183 |
| Insider loans | $3,600,000 | 1,821 |
| FHLB advances | $636,002,000 | 116 |
| Loans and leases held for sale | $6,447,000 | 317 |
| Unused loan commitments | $1,169,011,000 | 189 |
| Tier 1 (core) risk-based capital | $363,113,000 | 212 |
| Tier 2 risk-based capital | $28,725,000 | 232 |
| Total risk weighted assets | $3,327,066,000 | 194 |
| Total unused commitments | $1,169,011,000 | 190 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 1,055 | 174 |
| Assets and Liabilities | ||
| Total Assets: | $4,685,763,000 | 200 |
| Cash and due from depository institutions | $129,374,000 | 174 |
| Interest-bearing balances | $5,885,000 | 965 |
| Securities | $1,318,216,000 | 150 |
| Federal funds sold & reverse repurchase agreements | $1,997,000 | 3,770 |
| Net loans & leases | $2,907,665,000 | 195 |
| Loan loss allowance | $29,788,000 | 209 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $100,566,000 | 102 |
| Other real estate owned | $6,079,000 | 174 |
| Goodwill and other intangibles | $22,714,000 | 353 |
| All other assets | $199,152,000 | 172 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $4,685,763,000 | 200 |
| Total liabilities | $4,314,097,000 | 193 |
| Total deposits | $2,913,486,000 | 201 |
| Interest-bearing deposits | $2,452,463,000 | 199 |
| Deposits held in domestic offices | $2,913,486,000 | 200 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $446,107,000 | 147 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $899,147,000 | 125 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $55,357,000 | 222 |
| Total equity capital | $371,666,000 | 240 |
| Total bank equity capital | $371,666,000 | 240 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,665,000 | 720 |
| Surplus | $182,015,000 | 232 |
| Undivided profits | $183,986,000 | 200 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,070,000 | 399 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $23,158,000 | 175 |
| Earning assets | $4,233,763,000 | 197 |
| Long-term assets (5+ years) | $912,425,000 | 164 |
| Average Assets, year-to-date | $4,554,940,750 | 199 |
| Average Assets, quarterly | $4,652,940,500 | 200 |
| Volatile liabilities | $1,585,133,000 | 179 |
| Insider loans | $3,746,000 | 1,737 |
| FHLB advances | $899,147,000 | 87 |
| Loans and leases held for sale | $7,309,000 | 321 |
| Unused loan commitments | $1,141,789,000 | 189 |
| Tier 1 (core) risk-based capital | $365,348,000 | 213 |
| Tier 2 risk-based capital | $29,788,000 | 231 |
| Total risk weighted assets | $3,371,829,000 | 190 |
| Total unused commitments | $1,141,789,000 | 190 |
| Derivatives | $222,000,000 | 157 |
| 2005-06-30 | Rank | |
| # of Employees: | 1,023 | 178 |
| Assets and Liabilities | ||
| Total Assets: | $4,620,118,000 | 199 |
| Cash and due from depository institutions | $108,053,000 | 178 |
| Interest-bearing balances | $3,167,000 | 1,486 |
| Securities | $1,353,322,000 | 155 |
| Federal funds sold & reverse repurchase agreements | $2,250,000 | 3,341 |
| Net loans & leases | $2,837,286,000 | 195 |
| Loan loss allowance | $29,032,000 | 208 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $97,322,000 | 103 |
| Other real estate owned | $6,390,000 | 178 |
| Goodwill and other intangibles | $22,745,000 | 345 |
| All other assets | $192,750,000 | 172 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $4,620,118,000 | 199 |
| Total liabilities | $4,281,720,000 | 193 |
| Total deposits | $2,801,945,000 | 201 |
| Interest-bearing deposits | $2,344,402,000 | 198 |
| Deposits held in domestic offices | $2,801,945,000 | 199 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $425,300,000 | 148 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,000,236,000 | 119 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $54,239,000 | 226 |
| Total equity capital | $338,398,000 | 255 |
| Total bank equity capital | $338,398,000 | 255 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,665,000 | 705 |
| Surplus | $157,015,000 | 246 |
| Undivided profits | $175,718,000 | 206 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,858,000 | 291 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $21,940,000 | 180 |
| Earning assets | $4,196,025,000 | 197 |
| Long-term assets (5+ years) | $947,110,000 | 156 |
| Average Assets, year-to-date | $4,511,333,330 | 199 |
| Average Assets, quarterly | $4,558,902,000 | 199 |
| Volatile liabilities | $1,729,310,000 | 163 |
| Insider loans | $3,458,000 | 1,809 |
| FHLB advances | $1,000,236,000 | 86 |
| Loans and leases held for sale | $8,159,000 | 313 |
| Unused loan commitments | $1,081,521,000 | 189 |
| Tier 1 (core) risk-based capital | $327,875,000 | 223 |
| Tier 2 risk-based capital | $29,032,000 | 229 |
| Total risk weighted assets | $3,278,290,000 | 192 |
| Total unused commitments | $1,081,521,000 | 191 |
| Derivatives | $222,000,000 | 152 |
| 2005-03-31 | Rank | |
| # of Employees: | 1,032 | 175 |
| Assets and Liabilities | ||
| Total Assets: | $4,497,686,000 | 204 |
| Cash and due from depository institutions | $116,252,000 | 175 |
| Interest-bearing balances | $5,507,000 | 1,009 |
| Securities | $1,376,021,000 | 153 |
| Federal funds sold & reverse repurchase agreements | $1,951,000 | 4,106 |
| Net loans & leases | $2,682,712,000 | 198 |
| Loan loss allowance | $27,483,000 | 217 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $94,617,000 | 106 |
| Other real estate owned | $7,648,000 | 175 |
| Goodwill and other intangibles | $22,955,000 | 335 |
| All other assets | $195,529,000 | 171 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $4,497,686,000 | 204 |
| Total liabilities | $4,195,682,000 | 196 |
| Total deposits | $2,763,967,000 | 200 |
| Interest-bearing deposits | $2,299,722,000 | 198 |
| Deposits held in domestic offices | $2,763,967,000 | 199 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $275,645,000 | 174 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,112,948,000 | 114 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $43,122,000 | 249 |
| Total equity capital | $302,004,000 | 266 |
| Total bank equity capital | $302,004,000 | 266 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,665,000 | 687 |
| Surplus | $131,931,000 | 272 |
| Undivided profits | $164,408,000 | 206 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,284,000 | 313 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $21,876,000 | 183 |
| Earning assets | $4,066,191,000 | 200 |
| Long-term assets (5+ years) | $1,089,588,000 | 147 |
| Average Assets, year-to-date | $4,456,941,000 | 202 |
| Average Assets, quarterly | $4,456,941,000 | 202 |
| Volatile liabilities | $1,582,689,000 | 163 |
| Insider loans | $2,642,000 | 2,227 |
| FHLB advances | $1,112,948,000 | 76 |
| Loans and leases held for sale | $6,006,000 | 344 |
| Unused loan commitments | $881,881,000 | 211 |
| Tier 1 (core) risk-based capital | $296,258,000 | 234 |
| Tier 2 risk-based capital | $27,483,000 | 237 |
| Total risk weighted assets | $3,082,120,000 | 196 |
| Total unused commitments | $881,881,000 | 212 |
| Derivatives | $222,000,000 | 140 |
| 2004-12-31 | Rank | |
| # of Employees: | 1,010 | 182 |
| Assets and Liabilities | ||
| Total Assets: | $4,416,196,000 | 207 |
| Cash and due from depository institutions | $96,422,000 | 182 |
| Interest-bearing balances | $6,184,000 | 913 |
| Securities | $1,588,105,000 | 136 |
| Federal funds sold & reverse repurchase agreements | $1,589,000 | 4,288 |
| Net loans & leases | $2,417,854,000 | 214 |
| Loan loss allowance | $26,872,000 | 233 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $93,433,000 | 111 |
| Other real estate owned | $3,844,000 | 182 |
| Goodwill and other intangibles | $23,241,000 | 328 |
| All other assets | $191,708,000 | 171 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $4,416,196,000 | 207 |
| Total liabilities | $4,111,845,000 | 199 |
| Total deposits | $2,675,675,000 | 209 |
| Interest-bearing deposits | $2,232,053,000 | 205 |
| Deposits held in domestic offices | $2,675,675,000 | 207 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $250,314,000 | 185 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $1,127,738,000 | 115 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $58,118,000 | 215 |
| Total equity capital | $304,351,000 | 271 |
| Total bank equity capital | $304,351,000 | 271 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,665,000 | 669 |
| Surplus | $131,931,000 | 273 |
| Undivided profits | $166,755,000 | 215 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,970,000 | 244 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $20,500,000 | 187 |
| Earning assets | $4,013,732,000 | 205 |
| Long-term assets (5+ years) | $1,127,685,000 | 144 |
| Average Assets, year-to-date | $4,311,458,600 | 200 |
| Average Assets, quarterly | $4,404,943,000 | 204 |
| Volatile liabilities | $1,374,775,000 | 188 |
| Insider loans | $2,502,000 | 2,328 |
| FHLB advances | $1,127,738,000 | 77 |
| Loans and leases held for sale | $5,326,000 | 353 |
| Unused loan commitments | $852,722,000 | 215 |
| Tier 1 (core) risk-based capital | $287,619,000 | 242 |
| Tier 2 risk-based capital | $26,872,000 | 249 |
| Total risk weighted assets | $2,939,785,000 | 206 |
| Total unused commitments | $852,722,000 | 216 |
| Derivatives | $222,000,000 | 138 |
| 2004-09-30 | Rank | |
| # of Employees: | 991 | 190 |
| Assets and Liabilities | ||
| Total Assets: | $4,393,690,000 | 210 |
| Cash and due from depository institutions | $107,259,000 | 190 |
| Interest-bearing balances | $9,259,000 | 664 |
| Securities | $1,567,898,000 | 139 |
| Federal funds sold & reverse repurchase agreements | $2,080,000 | 3,554 |
| Net loans & leases | $2,403,585,000 | 218 |
| Loan loss allowance | $26,859,000 | 239 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $92,628,000 | 113 |
| Other real estate owned | $4,963,000 | 190 |
| Goodwill and other intangibles | $22,482,000 | 326 |
| All other assets | $192,795,000 | 177 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $4,393,690,000 | 210 |
| Total liabilities | $4,091,913,000 | 202 |
| Total deposits | $2,594,608,000 | 215 |
| Interest-bearing deposits | $2,188,907,000 | 210 |
| Deposits held in domestic offices | $2,594,608,000 | 214 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $287,253,000 | 176 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $1,147,845,000 | 117 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $62,207,000 | 208 |
| Total equity capital | $301,777,000 | 269 |
| Total bank equity capital | $301,777,000 | 269 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $5,665,000 | 659 |
| Surplus | $131,181,000 | 278 |
| Undivided profits | $164,931,000 | 214 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,292,000 | 254 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $19,903,000 | 190 |
| Earning assets | $3,982,822,000 | 208 |
| Long-term assets (5+ years) | $1,142,934,000 | 148 |
| Average Assets, year-to-date | $4,285,274,250 | 206 |
| Average Assets, quarterly | $4,361,362,000 | 208 |
| Volatile liabilities | $1,564,126,000 | 173 |
| Insider loans | $12,341,000 | 434 |
| FHLB advances | $1,147,845,000 | 74 |
| Loans and leases held for sale | $5,468,000 | 350 |
| Unused loan commitments | $787,635,000 | 220 |
| Tier 1 (core) risk-based capital | $281,955,000 | 250 |
| Tier 2 risk-based capital | $26,859,000 | 256 |
| Total risk weighted assets | $2,896,891,000 | 215 |
| Total unused commitments | $787,635,000 | 221 |
| Derivatives | $222,000,000 | 144 |
| 2004-06-30 | Rank | |
| # of Employees: | 995 | 189 |
| Assets and Liabilities | ||
| Total Assets: | $4,329,034,000 | 207 |
| Cash and due from depository institutions | $114,262,000 | 189 |
| Interest-bearing balances | $19,513,000 | 306 |
| Securities | $1,541,656,000 | 144 |
| Federal funds sold & reverse repurchase agreements | $1,960,000 | 3,511 |
| Net loans & leases | $2,348,753,000 | 212 |
| Loan loss allowance | $26,052,000 | 239 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $95,416,000 | 110 |
| Other real estate owned | $6,160,000 | 189 |
| Goodwill and other intangibles | $22,365,000 | 319 |
| All other assets | $198,462,000 | 168 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $4,329,034,000 | 207 |
| Total liabilities | $4,051,177,000 | 203 |
| Total deposits | $2,642,588,000 | 208 |
| Interest-bearing deposits | $2,226,027,000 | 205 |
| Deposits held in domestic offices | $2,642,588,000 | 206 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $227,796,000 | 196 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,126,080,000 | 119 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $54,713,000 | 207 |
| Total equity capital | $277,857,000 | 272 |
| Total bank equity capital | $277,857,000 | 272 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $5,665,000 | 645 |
| Surplus | $130,756,000 | 269 |
| Undivided profits | $141,436,000 | 237 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,533,000 | 272 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $18,185,000 | 187 |
| Earning assets | $3,911,882,000 | 204 |
| Long-term assets (5+ years) | $1,147,464,000 | 150 |
| Average Assets, year-to-date | $4,249,135,670 | 203 |
| Average Assets, quarterly | $4,279,367,500 | 204 |
| Volatile liabilities | $1,497,946,000 | 173 |
| Insider loans | $12,286,000 | 430 |
| FHLB advances | $1,126,080,000 | 77 |
| Loans and leases held for sale | $26,768,000 | 155 |
| Unused loan commitments | $765,912,000 | 220 |
| Tier 1 (core) risk-based capital | $276,463,000 | 243 |
| Tier 2 risk-based capital | $26,052,000 | 255 |
| Total risk weighted assets | $2,832,435,000 | 207 |
| Total unused commitments | $765,912,000 | 220 |
| Derivatives | $222,000,000 | 141 |
| 2004-03-31 | Rank | |
| # of Employees: | 1,025 | 182 |
| Assets and Liabilities | ||
| Total Assets: | $4,229,701,000 | 203 |
| Cash and due from depository institutions | $92,991,000 | 182 |
| Interest-bearing balances | $17,951,000 | 399 |
| Securities | $1,559,329,000 | 144 |
| Federal funds sold & reverse repurchase agreements | $1,723,000 | 4,872 |
| Net loans & leases | $2,272,098,000 | 211 |
| Loan loss allowance | $25,736,000 | 241 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $95,142,000 | 109 |
| Other real estate owned | $6,200,000 | 182 |
| Goodwill and other intangibles | $22,439,000 | 305 |
| All other assets | $179,779,000 | 173 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $4,229,701,000 | 203 |
| Total liabilities | $3,928,395,000 | 197 |
| Total deposits | $2,539,174,000 | 212 |
| Interest-bearing deposits | $2,154,309,000 | 208 |
| Deposits held in domestic offices | $2,539,174,000 | 210 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $237,920,000 | 192 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $1,096,593,000 | 106 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $54,708,000 | 224 |
| Total equity capital | $301,306,000 | 253 |
| Total bank equity capital | $301,306,000 | 253 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $5,665,000 | 637 |
| Surplus | $130,756,000 | 262 |
| Undivided profits | $164,885,000 | 215 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,845,000 | 297 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $18,343,000 | 188 |
| Earning assets | $3,851,101,000 | 203 |
| Long-term assets (5+ years) | $1,238,964,000 | 134 |
| Average Assets, year-to-date | $4,209,186,500 | 205 |
| Average Assets, quarterly | $4,209,186,500 | 205 |
| Volatile liabilities | $1,412,707,000 | 178 |
| Insider loans | $23,783,000 | 171 |
| FHLB advances | $1,096,593,000 | 69 |
| Loans and leases held for sale | $17,969,000 | 193 |
| Unused loan commitments | $733,101,000 | 215 |
| Tier 1 (core) risk-based capital | $270,266,000 | 236 |
| Tier 2 risk-based capital | $25,736,000 | 250 |
| Total risk weighted assets | $2,738,776,000 | 202 |
| Total unused commitments | $733,101,000 | 216 |
| Derivatives | $142,000,000 | 167 |
| 2003-12-31 | Rank | |
| # of Employees: | 1,031 | 184 |
| Assets and Liabilities | ||
| Total Assets: | $4,188,672,000 | 208 |
| Cash and due from depository institutions | $112,195,000 | 184 |
| Interest-bearing balances | $23,631,000 | 268 |
| Securities | $1,539,785,000 | 141 |
| Federal funds sold & reverse repurchase agreements | $1,311,000 | 4,665 |
| Net loans & leases | $2,232,167,000 | 211 |
| Loan loss allowance | $25,607,000 | 246 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $95,756,000 | 110 |
| Other real estate owned | $6,836,000 | 184 |
| Goodwill and other intangibles | $22,871,000 | 312 |
| All other assets | $177,751,000 | 177 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $4,188,672,000 | 208 |
| Total liabilities | $3,896,284,000 | 201 |
| Total deposits | $2,466,561,000 | 217 |
| Interest-bearing deposits | $2,101,220,000 | 215 |
| Deposits held in domestic offices | $2,466,561,000 | 216 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $319,018,000 | 168 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,063,106,000 | 107 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $47,599,000 | 226 |
| Total equity capital | $292,388,000 | 256 |
| Total bank equity capital | $292,388,000 | 256 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $5,665,000 | 643 |
| Surplus | $130,756,000 | 267 |
| Undivided profits | $155,967,000 | 213 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,880,000 | 256 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $18,793,000 | 179 |
| Earning assets | $3,796,894,000 | 203 |
| Long-term assets (5+ years) | $995,062,000 | 161 |
| Average Assets, year-to-date | $3,985,588,600 | 203 |
| Average Assets, quarterly | $4,129,228,500 | 206 |
| Volatile liabilities | $1,611,716,000 | 164 |
| Insider loans | $26,217,000 | 157 |
| FHLB advances | $1,063,106,000 | 69 |
| Loans and leases held for sale | $5,137,000 | 373 |
| Unused loan commitments | $724,911,000 | 214 |
| Tier 1 (core) risk-based capital | $266,297,000 | 242 |
| Tier 2 risk-based capital | $25,607,000 | 255 |
| Total risk weighted assets | $2,706,517,000 | 203 |
| Total unused commitments | $724,911,000 | 215 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 1,035 | 188 |
| Assets and Liabilities | ||
| Total Assets: | $4,069,785,000 | 207 |
| Cash and due from depository institutions | $127,028,000 | 188 |
| Interest-bearing balances | $42,560,000 | 168 |
| Securities | $1,544,562,000 | 135 |
| Federal funds sold & reverse repurchase agreements | $2,004,000 | 4,394 |
| Net loans & leases | $2,100,122,000 | 223 |
| Loan loss allowance | $23,953,000 | 270 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $96,097,000 | 106 |
| Other real estate owned | $6,708,000 | 188 |
| Goodwill and other intangibles | $23,006,000 | 309 |
| All other assets | $170,258,000 | 186 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $4,069,785,000 | 207 |
| Total liabilities | $3,774,059,000 | 202 |
| Total deposits | $2,508,560,000 | 212 |
| Interest-bearing deposits | $2,144,173,000 | 208 |
| Deposits held in domestic offices | $2,508,560,000 | 211 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $228,566,000 | 200 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $991,300,000 | 119 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $45,633,000 | 250 |
| Total equity capital | $295,726,000 | 253 |
| Total bank equity capital | $295,726,000 | 253 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $5,665,000 | 636 |
| Surplus | $130,756,000 | 271 |
| Undivided profits | $159,305,000 | 216 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,419,000 | 283 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $17,578,000 | 191 |
| Earning assets | $3,689,248,000 | 206 |
| Long-term assets (5+ years) | $1,045,314,000 | 152 |
| Average Assets, year-to-date | $3,934,817,750 | 208 |
| Average Assets, quarterly | $4,019,891,000 | 208 |
| Volatile liabilities | $1,384,738,000 | 172 |
| Insider loans | $26,256,000 | 154 |
| FHLB advances | $991,300,000 | 78 |
| Loans and leases held for sale | $14,784,000 | 271 |
| Unused loan commitments | $646,577,000 | 230 |
| Tier 1 (core) risk-based capital | $272,349,000 | 237 |
| Tier 2 risk-based capital | $23,953,000 | 269 |
| Total risk weighted assets | $2,575,871,000 | 213 |
| Total unused commitments | $646,577,000 | 231 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 990 | 195 |
| Assets and Liabilities | ||
| Total Assets: | $3,969,997,000 | 212 |
| Cash and due from depository institutions | $141,507,000 | 195 |
| Interest-bearing balances | $38,308,000 | 211 |
| Securities | $1,469,037,000 | 143 |
| Federal funds sold & reverse repurchase agreements | $1,233,000 | 5,539 |
| Net loans & leases | $2,086,125,000 | 222 |
| Loan loss allowance | $23,644,000 | 270 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $95,803,000 | 107 |
| Other real estate owned | $6,866,000 | 195 |
| Goodwill and other intangibles | $20,332,000 | 319 |
| All other assets | $149,094,000 | 200 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $3,969,997,000 | 212 |
| Total liabilities | $3,663,658,000 | 204 |
| Total deposits | $2,582,219,000 | 203 |
| Interest-bearing deposits | $2,217,373,000 | 200 |
| Deposits held in domestic offices | $2,582,219,000 | 201 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $217,720,000 | 200 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $822,310,000 | 127 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $41,409,000 | 278 |
| Total equity capital | $306,339,000 | 243 |
| Total bank equity capital | $306,339,000 | 243 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $5,665,000 | 629 |
| Surplus | $129,433,000 | 264 |
| Undivided profits | $171,241,000 | 204 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,456,000 | 344 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $16,179,000 | 209 |
| Earning assets | $3,594,703,000 | 209 |
| Long-term assets (5+ years) | $1,159,102,000 | 140 |
| Average Assets, year-to-date | $3,889,828,670 | 209 |
| Average Assets, quarterly | $3,971,322,000 | 206 |
| Volatile liabilities | $1,282,224,000 | 178 |
| Insider loans | $19,940,000 | 214 |
| FHLB advances | $822,310,000 | 87 |
| Loans and leases held for sale | $45,311,000 | 171 |
| Unused loan commitments | $623,101,000 | 240 |
| Tier 1 (core) risk-based capital | $272,213,000 | 237 |
| Tier 2 risk-based capital | $23,644,000 | 264 |
| Total risk weighted assets | $2,507,071,000 | 216 |
| Total unused commitments | $623,101,000 | 240 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 966 | 198 |
| Assets and Liabilities | ||
| Total Assets: | $3,972,647,000 | 208 |
| Cash and due from depository institutions | $170,144,000 | 198 |
| Interest-bearing balances | $72,431,000 | 98 |
| Securities | $1,398,411,000 | 148 |
| Federal funds sold & reverse repurchase agreements | $1,121,000 | 6,118 |
| Net loans & leases | $2,120,837,000 | 215 |
| Loan loss allowance | $26,495,000 | 246 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $95,457,000 | 106 |
| Other real estate owned | $11,200,000 | 198 |
| Goodwill and other intangibles | $20,584,000 | 305 |
| All other assets | $154,893,000 | 197 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $3,972,647,000 | 208 |
| Total liabilities | $3,657,089,000 | 203 |
| Total deposits | $2,520,750,000 | 208 |
| Interest-bearing deposits | $2,184,266,000 | 207 |
| Deposits held in domestic offices | $2,520,750,000 | 206 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $180,070,000 | 212 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $899,320,000 | 118 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $56,949,000 | 242 |
| Total equity capital | $315,558,000 | 241 |
| Total bank equity capital | $315,558,000 | 241 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,665,000 | 621 |
| Surplus | $129,433,000 | 262 |
| Undivided profits | $180,460,000 | 192 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,021,000 | 179 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $16,848,000 | 208 |
| Earning assets | $3,592,800,000 | 204 |
| Long-term assets (5+ years) | $1,271,587,000 | 132 |
| Average Assets, year-to-date | $3,849,744,500 | 208 |
| Average Assets, quarterly | $3,849,744,500 | 208 |
| Volatile liabilities | $1,238,871,000 | 178 |
| Insider loans | $20,354,000 | 205 |
| FHLB advances | $899,320,000 | 79 |
| Loans and leases held for sale | $69,894,000 | 119 |
| Unused loan commitments | $585,551,000 | 247 |
| Tier 1 (core) risk-based capital | $283,103,000 | 232 |
| Tier 2 risk-based capital | $26,495,000 | 237 |
| Total risk weighted assets | $2,536,443,000 | 214 |
| Total unused commitments | $585,551,000 | 247 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 993 | 196 |
| Assets and Liabilities | ||
| Total Assets: | $3,726,842,000 | 213 |
| Cash and due from depository institutions | $168,696,000 | 196 |
| Interest-bearing balances | $6,609,000 | 1,149 |
| Securities | $1,086,797,000 | 168 |
| Federal funds sold & reverse repurchase agreements | $1,154,000 | 5,682 |
| Net loans & leases | $2,203,670,000 | 208 |
| Loan loss allowance | $27,204,000 | 239 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $94,647,000 | 106 |
| Other real estate owned | $10,279,000 | 196 |
| Goodwill and other intangibles | $20,268,000 | 302 |
| All other assets | $141,331,000 | 204 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $3,726,842,000 | 213 |
| Total liabilities | $3,413,911,000 | 210 |
| Total deposits | $2,346,894,000 | 221 |
| Interest-bearing deposits | $2,016,722,000 | 216 |
| Deposits held in domestic offices | $2,346,894,000 | 220 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $326,745,000 | 168 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $682,330,000 | 142 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $57,942,000 | 230 |
| Total equity capital | $312,931,000 | 240 |
| Total bank equity capital | $312,931,000 | 240 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $5,665,000 | 621 |
| Surplus | $129,433,000 | 253 |
| Undivided profits | $177,833,000 | 193 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $50,111,000 | 124 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $17,200,000 | 204 |
| Earning assets | $3,298,230,000 | 209 |
| Long-term assets (5+ years) | $1,029,254,000 | 146 |
| Average Assets, year-to-date | $3,512,425,200 | 211 |
| Average Assets, quarterly | $3,701,946,500 | 212 |
| Volatile liabilities | $1,306,472,000 | 177 |
| Insider loans | $26,921,000 | 146 |
| FHLB advances | $682,330,000 | 100 |
| Loans and leases held for sale | $158,404,000 | 85 |
| Unused loan commitments | $626,616,000 | 237 |
| Tier 1 (core) risk-based capital | $278,998,000 | 229 |
| Tier 2 risk-based capital | $27,204,000 | 234 |
| Total risk weighted assets | $2,499,228,000 | 212 |
| Total unused commitments | $626,616,000 | 237 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 799 | 222 |
| Assets and Liabilities | ||
| Total Assets: | $3,314,323,000 | 224 |
| Cash and due from depository institutions | $140,304,000 | 222 |
| Interest-bearing balances | $6,220,000 | 1,033 |
| Securities | $1,031,491,000 | 167 |
| Federal funds sold & reverse repurchase agreements | $1,161,000 | 5,652 |
| Net loans & leases | $1,929,052,000 | 220 |
| Loan loss allowance | $25,843,000 | 244 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $96,880,000 | 100 |
| Other real estate owned | $8,049,000 | 222 |
| Goodwill and other intangibles | $22,185,000 | 268 |
| All other assets | $85,201,000 | 267 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $3,314,323,000 | 224 |
| Total liabilities | $3,012,507,000 | 221 |
| Total deposits | $2,181,442,000 | 221 |
| Interest-bearing deposits | $1,886,248,000 | 222 |
| Deposits held in domestic offices | $2,181,442,000 | 218 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $137,282,000 | 261 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $639,370,000 | 151 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $54,413,000 | 230 |
| Total equity capital | $301,816,000 | 232 |
| Total bank equity capital | $301,816,000 | 232 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $5,665,000 | 616 |
| Surplus | $129,433,000 | 245 |
| Undivided profits | $166,718,000 | 187 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,976,000 | 208 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $9,909,000 | 330 |
| Earning assets | $2,967,924,000 | 220 |
| Long-term assets (5+ years) | $1,278,233,000 | 131 |
| Average Assets, year-to-date | $3,147,577,600 | 220 |
| Average Assets, quarterly | $3,322,150,000 | 222 |
| Volatile liabilities | $912,250,000 | 216 |
| Insider loans | $35,539,000 | 93 |
| FHLB advances | $639,370,000 | 100 |
| Loans and leases held for sale | $7,334,000 | 477 |
| Unused loan commitments | $526,151,000 | 264 |
| Tier 1 (core) risk-based capital | $277,913,000 | 224 |
| Tier 2 risk-based capital | $25,843,000 | 237 |
| Total risk weighted assets | $2,202,102,000 | 221 |
| Total unused commitments | $526,151,000 | 265 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 980 | 194 |
| Assets and Liabilities | ||
| Total Assets: | $2,912,255,000 | 235 |
| Cash and due from depository institutions | $193,657,000 | 194 |
| Interest-bearing balances | $122,461,000 | 45 |
| Securities | $433,202,000 | 302 |
| Federal funds sold & reverse repurchase agreements | $1,015,000 | 5,378 |
| Net loans & leases | $2,128,960,000 | 213 |
| Loan loss allowance | $28,447,000 | 225 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $76,570,000 | 125 |
| Other real estate owned | $2,989,000 | 194 |
| Goodwill and other intangibles | $20,604,000 | 258 |
| All other assets | $55,258,000 | 306 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,912,255,000 | 235 |
| Total liabilities | $2,623,937,000 | 238 |
| Total deposits | $2,004,975,000 | 232 |
| Interest-bearing deposits | $1,755,251,000 | 230 |
| Deposits held in domestic offices | $2,004,975,000 | 228 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $114,328,000 | 285 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $455,696,000 | 187 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $48,938,000 | 243 |
| Total equity capital | $288,318,000 | 226 |
| Total bank equity capital | $288,318,000 | 226 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $5,665,000 | 605 |
| Surplus | $129,433,000 | 234 |
| Undivided profits | $153,220,000 | 203 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,017,000 | 173 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $14,163,000 | 240 |
| Earning assets | $2,685,638,000 | 235 |
| Long-term assets (5+ years) | $957,359,000 | 153 |
| Average Assets, year-to-date | $2,768,875,200 | 237 |
| Average Assets, quarterly | $2,839,761,000 | 238 |
| Volatile liabilities | $758,864,000 | 246 |
| Insider loans | $21,047,000 | 188 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $5,063,000 | 337 |
| Unused loan commitments | $698,624,000 | 220 |
| Tier 1 (core) risk-based capital | $267,506,100 | 219 |
| Tier 2 risk-based capital | $27,298,940 | 232 |
| Total risk weighted assets | $2,182,767,040 | 224 |
| Total unused commitments | $698,624,000 | 221 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 583 | 301 |
| Assets and Liabilities | ||
| Total Assets: | $1,874,931,000 | 332 |
| Cash and due from depository institutions | $61,962,000 | 301 |
| Interest-bearing balances | $1,996,000 | 1,736 |
| Securities | $327,565,000 | 408 |
| Federal funds sold & reverse repurchase agreements | $665,000 | 5,471 |
| Net loans & leases | $1,408,954,000 | 286 |
| Loan loss allowance | $17,339,000 | 325 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $42,173,000 | 193 |
| Other real estate owned | $2,041,000 | 301 |
| Goodwill and other intangibles | $4,946,000 | 637 |
| All other assets | $26,625,000 | 490 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,874,931,000 | 332 |
| Total liabilities | $1,676,978,000 | 337 |
| Total deposits | $1,158,771,000 | 354 |
| Interest-bearing deposits | $1,018,898,000 | 347 |
| Deposits held in domestic offices | $1,158,771,000 | 349 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $57,150,000 | 469 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $434,826,000 | 197 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $26,231,000 | 328 |
| Total equity capital | $197,953,000 | 279 |
| Total bank equity capital | $197,953,000 | 279 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,407,000 | 2,537 |
| Surplus | $111,573,000 | 244 |
| Undivided profits | $84,973,000 | 293 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,728,000 | 250 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $8,228,000 | 312 |
| Earning assets | $1,739,180,000 | 329 |
| Long-term assets (5+ years) | $768,667,000 | 182 |
| Average Assets, year-to-date | $1,831,512,200 | 328 |
| Average Assets, quarterly | $1,835,735,000 | 331 |
| Volatile liabilities | $453,794,000 | 345 |
| Insider loans | $19,590,000 | 215 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $1,939,000 | 514 |
| Unused loan commitments | $356,463,000 | 320 |
| Tier 1 (core) risk-based capital | $200,340,400 | 265 |
| Tier 2 risk-based capital | $16,418,730 | 329 |
| Total risk weighted assets | $1,312,576,430 | 323 |
| Total unused commitments | $356,463,000 | 322 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 388 | 451 |
| Assets and Liabilities | ||
| Total Assets: | $848,828,000 | 603 |
| Cash and due from depository institutions | $44,484,000 | 451 |
| Interest-bearing balances | $9,699,000 | 649 |
| Securities | $182,527,000 | 670 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $586,342,000 | 544 |
| Loan loss allowance | $8,476,000 | 526 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $21,087,000 | 347 |
| Other real estate owned | $1,782,000 | 451 |
| Goodwill and other intangibles | $2,828,000 | 835 |
| All other assets | $9,778,000 | 901 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $848,828,000 | 603 |
| Total liabilities | $784,461,000 | 598 |
| Total deposits | $701,179,000 | 548 |
| Interest-bearing deposits | $592,134,000 | 564 |
| Deposits held in domestic offices | $701,179,000 | 544 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,555,000 | 571 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $39,999,000 | 696 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $10,728,000 | 603 |
| Total equity capital | $64,367,000 | 732 |
| Total bank equity capital | $64,367,000 | 732 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,407,000 | 2,514 |
| Surplus | $27,268,000 | 685 |
| Undivided profits | $35,692,000 | 728 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,688,000 | 727 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $3,586,000 | 590 |
| Earning assets | $778,568,000 | 601 |
| Long-term assets (5+ years) | $199,042,000 | 485 |
| Average Assets, year-to-date | $789,138,400 | 614 |
| Average Assets, quarterly | $822,096,500 | 609 |
| Volatile liabilities | $159,516,000 | 612 |
| Insider loans | $17,271,000 | 211 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $7,254,000 | 410 |
| Unused loan commitments | $215,785,000 | 417 |
| Tier 1 (core) risk-based capital | $58,713,000 | 732 |
| Tier 2 risk-based capital | $8,221,460 | 526 |
| Total risk weighted assets | $657,461,960 | 525 |
| Total unused commitments | $215,785,000 | 418 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 228 | 787 |
| Assets and Liabilities | ||
| Total Assets: | $559,894,000 | 852 |
| Cash and due from depository institutions | $30,663,000 | 787 |
| Interest-bearing balances | $712,000 | 2,781 |
| Securities | $121,574,000 | 950 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $386,366,000 | 788 |
| Loan loss allowance | $6,198,000 | 691 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $12,194,000 | 607 |
| Other real estate owned | $1,005,000 | 787 |
| Goodwill and other intangibles | $663,000 | 1,584 |
| All other assets | $7,429,000 | 1,084 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $559,894,000 | 852 |
| Total liabilities | $507,877,000 | 853 |
| Total deposits | $456,171,000 | 821 |
| Interest-bearing deposits | $392,727,000 | 826 |
| Deposits held in domestic offices | $456,171,000 | 815 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,457,000 | 694 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $22,590,000 | 899 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $6,659,000 | 813 |
| Total equity capital | $52,017,000 | 880 |
| Total bank equity capital | $52,017,000 | 880 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,407,000 | 2,545 |
| Surplus | $19,466,000 | 890 |
| Undivided profits | $31,144,000 | 837 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,030,000 | 714 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,591,000 | 835 |
| Earning assets | $508,652,000 | 861 |
| Long-term assets (5+ years) | $134,842,000 | 589 |
| Average Assets, year-to-date | $527,546,600 | 862 |
| Average Assets, quarterly | $548,309,000 | 854 |
| Volatile liabilities | $93,473,000 | 877 |
| Insider loans | $16,433,000 | 234 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $113,866,000 | 590 |
| Tier 1 (core) risk-based capital | $50,439,000 | 845 |
| Tier 2 risk-based capital | $5,380,900 | 685 |
| Total risk weighted assets | $429,654,700 | 722 |
| Total unused commitments | $113,866,000 | 592 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 163 | 1,135 |
| Assets and Liabilities | ||
| Total Assets: | $377,478,000 | 1,269 |
| Cash and due from depository institutions | $33,045,000 | 1,135 |
| Interest-bearing balances | $8,956,000 | 435 |
| Securities | $80,525,000 | 1,504 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $250,886,000 | 1,217 |
| Loan loss allowance | $3,500,000 | 1,174 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $8,588,000 | 909 |
| Other real estate owned | $492,000 | 1,135 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,942,000 | 1,939 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $377,478,000 | 1,269 |
| Total liabilities | $338,474,000 | 1,281 |
| Total deposits | $311,810,000 | 1,226 |
| Interest-bearing deposits | $250,863,000 | 1,340 |
| Deposits held in domestic offices | $311,810,000 | 1,221 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,380,000 | 850 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $4,038,000 | 2,035 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $4,246,000 | 1,124 |
| Total equity capital | $39,004,000 | 1,169 |
| Total bank equity capital | $39,004,000 | 1,169 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,407,000 | 2,705 |
| Surplus | $7,968,000 | 1,984 |
| Undivided profits | $29,629,000 | 857 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,673,000 | 1,766 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,496,000 | 1,455 |
| Earning assets | $340,367,000 | 1,287 |
| Long-term assets (5+ years) | $101,673,000 | 712 |
| Average Assets, year-to-date | $367,681,400 | 1,244 |
| Average Assets, quarterly | $374,162,500 | 1,253 |
| Volatile liabilities | $36,854,000 | 1,755 |
| Insider loans | $13,197,000 | 339 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $82,000 | 1,426 |
| Unused loan commitments | $78,092,000 | 797 |
| Tier 1 (core) risk-based capital | $38,372,000 | 1,124 |
| Tier 2 risk-based capital | $3,377,990 | 1,013 |
| Total risk weighted assets | $270,117,390 | 1,100 |
| Total unused commitments | $78,092,000 | 802 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 144 | 1,326 |
| Assets and Liabilities | ||
| Total Assets: | $359,323,000 | 1,323 |
| Cash and due from depository institutions | $19,561,000 | 1,326 |
| Interest-bearing balances | $24,000 | 6,090 |
| Securities | $88,723,000 | 1,408 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $239,032,000 | 1,232 |
| Loan loss allowance | $3,298,000 | 1,262 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $7,631,000 | 993 |
| Other real estate owned | $61,000 | 1,326 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $4,315,000 | 1,830 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $359,323,000 | 1,323 |
| Total liabilities | $321,449,000 | 1,352 |
| Total deposits | $287,777,000 | 1,360 |
| Interest-bearing deposits | $236,027,000 | 1,447 |
| Deposits held in domestic offices | $287,777,000 | 1,348 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,642,000 | 724 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $5,000,000 | 1,624 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,030,000 | 1,516 |
| Total equity capital | $37,874,000 | 1,211 |
| Total bank equity capital | $37,874,000 | 1,211 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,407,000 | 2,794 |
| Surplus | $7,968,000 | 1,974 |
| Undivided profits | $28,499,000 | 920 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,405,000 | 1,331 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,515,000 | 1,469 |
| Earning assets | $327,779,000 | 1,339 |
| Long-term assets (5+ years) | $93,332,000 | 724 |
| Average Assets, year-to-date | $334,788,400 | 1,365 |
| Average Assets, quarterly | $349,633,000 | 1,352 |
| Volatile liabilities | $36,142,000 | 1,627 |
| Insider loans | $15,875,000 | 308 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $138,000 | 1,361 |
| Unused loan commitments | $61,524,000 | 919 |
| Tier 1 (core) risk-based capital | $36,982,000 | 1,175 |
| Tier 2 risk-based capital | $3,298,000 | 1,046 |
| Total risk weighted assets | $264,671,500 | 1,119 |
| Total unused commitments | $61,524,000 | 924 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 139 | 1,421 |
| Assets and Liabilities | ||
| Total Assets: | $321,528,000 | 1,438 |
| Cash and due from depository institutions | $18,110,000 | 1,421 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $89,752,000 | 1,438 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $200,918,000 | 1,400 |
| Loan loss allowance | $2,816,000 | 1,469 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $6,555,000 | 1,112 |
| Other real estate owned | $1,842,000 | 1,421 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $4,351,000 | 1,897 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $321,528,000 | 1,438 |
| Total liabilities | $287,077,000 | 1,467 |
| Total deposits | $266,847,000 | 1,426 |
| Interest-bearing deposits | $218,315,000 | 1,519 |
| Deposits held in domestic offices | $266,847,000 | 1,417 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,734,000 | 1,177 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $6,000,000 | 1,601 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,496,000 | 1,516 |
| Total equity capital | $34,451,000 | 1,203 |
| Total bank equity capital | $34,451,000 | 1,203 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,407,000 | 2,896 |
| Surplus | $7,968,000 | 1,905 |
| Undivided profits | $25,076,000 | 937 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,221,000 | 1,113 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,337,000 | 1,455 |
| Earning assets | $290,670,000 | 1,458 |
| Long-term assets (5+ years) | $71,714,000 | 884 |
| Average Assets, year-to-date | $301,245,000 | 1,495 |
| Average Assets, quarterly | $315,541,000 | 1,452 |
| Volatile liabilities | $21,594,000 | 2,383 |
| Insider loans | $10,448,000 | 423 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $49,622,000 | 992 |
| Tier 1 (core) risk-based capital | $34,630,000 | 1,189 |
| Tier 2 risk-based capital | $2,799,320 | 1,177 |
| Total risk weighted assets | $223,929,120 | 1,263 |
| Total unused commitments | $49,622,000 | 1,000 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 149 | 1,412 |
| Assets and Liabilities | ||
| Total Assets: | $283,927,000 | 1,635 |
| Cash and due from depository institutions | $12,858,000 | 1,412 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $86,270,000 | 1,586 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $173,103,000 | 1,593 |
| Loan loss allowance | $2,602,000 | 1,678 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $6,438,000 | 1,127 |
| Other real estate owned | $2,258,000 | 1,412 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,000,000 | 2,413 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $283,927,000 | 1,635 |
| Total liabilities | $251,416,000 | 1,699 |
| Total deposits | $244,946,000 | 1,614 |
| Interest-bearing deposits | $204,268,000 | 1,687 |
| Deposits held in domestic offices | $244,946,000 | 1,600 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,439,000 | 1,592 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,031,000 | 1,782 |
| Total equity capital | $32,511,000 | 1,268 |
| Total bank equity capital | $32,511,000 | 1,268 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,407,000 | 2,973 |
| Surplus | $7,968,000 | 1,815 |
| Undivided profits | $23,136,000 | 1,008 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,118,000 | 1,826 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $931,000 | 1,884 |
| Earning assets | $259,373,000 | 1,653 |
| Long-term assets (5+ years) | $64,877,000 | 981 |
| Average Assets, year-to-date | $276,629,200 | 1,647 |
| Average Assets, quarterly | $280,961,500 | 1,651 |
| Volatile liabilities | $18,560,000 | 2,540 |
| Insider loans | $11,530,000 | 375 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $41,174,000 | 1,135 |
| Tier 1 (core) risk-based capital | $31,924,000 | 1,252 |
| Tier 2 risk-based capital | $2,466,280 | 1,317 |
| Total risk weighted assets | $197,166,580 | 1,415 |
| Total unused commitments | $41,174,000 | 1,158 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 164 | 1,321 |
| Assets and Liabilities | ||
| Total Assets: | $277,120,000 | 1,738 |
| Cash and due from depository institutions | $14,310,000 | 1,321 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $84,313,000 | 1,590 |
| Federal funds sold & reverse repurchase agreements | $6,200,000 | 2,669 |
| Net loans & leases | $160,101,000 | 1,751 |
| Loan loss allowance | $2,750,000 | 1,640 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $6,595,000 | 1,093 |
| Other real estate owned | $2,625,000 | 1,321 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,976,000 | 2,545 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $277,120,000 | 1,738 |
| Total liabilities | $248,223,000 | 1,786 |
| Total deposits | $232,673,000 | 1,785 |
| Interest-bearing deposits | $193,850,000 | 1,858 |
| Deposits held in domestic offices | $232,673,000 | 1,775 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,847,000 | 859 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,703,000 | 2,126 |
| Total equity capital | $28,897,000 | 1,347 |
| Total bank equity capital | $28,897,000 | 1,347 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,407,000 | 3,081 |
| Surplus | $7,968,000 | 1,756 |
| Undivided profits | $19,522,000 | 1,122 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,302,000 | 2,051 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $985,000 | 2,008 |
| Earning assets | $250,614,000 | 1,754 |
| Long-term assets (5+ years) | $43,779,000 | 1,321 |
| Average Assets, year-to-date | $254,277,600 | 1,837 |
| Average Assets, quarterly | $266,366,500 | 1,796 |
| Volatile liabilities | $31,087,000 | 1,666 |
| Insider loans | $1,256,000 | 634 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $454,000 | 917 |
| Unused loan commitments | $33,761,000 | 1,244 |
| Tier 1 (core) risk-based capital | $28,897,000 | 1,311 |
| Tier 2 risk-based capital | $2,356,820 | 1,383 |
| Total risk weighted assets | $188,152,520 | 1,528 |
| Total unused commitments | $33,761,000 | 1,259 |
| Derivatives | $0 | 651 |