Home > First Charter Bank > Net Loans and Leases
First Charter Bank, Net Loans and Leases
| 2000-12-31 | Rank | |
| Net loans and leases | $72,698,000 | 3,978 |
| Loan loss allowance | $1,109,000 | 3,181 |
| Total loans and leases | $73,807,000 | 3,970 |
| Unearned income | $0 | 3,634 |
| Loans and leases, gross | $73,807,000 | 3,977 |
| All real estate loans | $39,438,000 | 4,494 |
| Real estate loans in domestic offices | $39,438,000 | 4,494 |
| Construction and development loans | $1,216,000 | 5,184 |
| Commercial RE | $32,835,000 | 1,917 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,417,000 | 2,719 |
| 1-4 family residential loans | $3,970,000 | 7,841 |
| Farmland loans | $0 | 6,694 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,188 |
| Commercial and industrial loans | $33,849,000 | 1,354 |
| To non-U.S. addressees | $0 | 195 |
| Loans to individuals | $266,000 | 9,397 |
| Credit card loans | $81,000 | 4,177 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $185,000 | 9,430 |
| All other loans & leases | $254,000 | 4,417 |
| Loans to foreign governments and official institutions | $0 | 74 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,033 |
| Other loans | $254,000 | 2,236 |
| Lease financing receivables | $0 | 1,742 |
| Loans to depository institutions and acceptances of other banks | $0 | 461 |
| Memoranda: | ||
| Loans not secured by real estate | $2,053,000 | 311 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $1,760,000 | 168 |
| Non 1-4 family restructured loans & leases | $1,760,000 | 168 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1999-12-31 | Rank | |
| Net loans and leases | $59,635,000 | 4,532 |
| Loan loss allowance | $1,365,000 | 2,596 |
| Total loans and leases | $61,000,000 | 4,490 |
| Unearned income | $0 | 3,913 |
| Loans and leases, gross | $61,000,000 | 4,499 |
| All real estate loans | $31,661,000 | 5,016 |
| Real estate loans in domestic offices | $31,661,000 | 5,016 |
| Construction and development loans | $161,000 | 7,548 |
| Commercial RE | $26,705,000 | 2,134 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $785,000 | 3,515 |
| 1-4 family residential loans | $4,010,000 | 7,959 |
| Farmland loans | $0 | 6,930 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,479 |
| Commercial and industrial loans | $28,861,000 | 1,478 |
| To non-U.S. addressees | $0 | 221 |
| Loans to individuals | $308,000 | 9,646 |
| Credit card loans | $97,000 | 4,143 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $211,000 | 9,679 |
| All other loans & leases | $170,000 | 5,078 |
| Loans to foreign governments and official institutions | $0 | 82 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,220 |
| Other loans | $170,000 | 2,778 |
| Lease financing receivables | $0 | 1,829 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $790,000 | 524 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $53,565,000 | 4,723 |
| Loan loss allowance | $2,053,000 | 1,722 |
| Total loans and leases | $55,618,000 | 4,629 |
| Unearned income | $0 | 4,250 |
| Loans and leases, gross | $55,618,000 | 4,637 |
| All real estate loans | $31,766,000 | 4,841 |
| Real estate loans in domestic offices | $31,766,000 | 4,841 |
| Construction and development loans | $1,563,000 | 4,424 |
| Commercial RE | $24,862,000 | 2,013 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $607,000 | 3,790 |
| 1-4 family residential loans | $4,734,000 | 7,720 |
| Farmland loans | $0 | 7,140 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,672 |
| Commercial and industrial loans | $23,073,000 | 1,675 |
| To non-U.S. addressees | $0 | 219 |
| Loans to individuals | $254,000 | 9,957 |
| Credit card loans | $77,000 | 4,512 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $177,000 | 9,979 |
| All other loans & leases | $525,000 | 3,401 |
| Loans to foreign governments and official institutions | $0 | 85 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,346 |
| Other loans | $525,000 | 1,562 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $750,000 | 535 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $1,812,000 | 200 |
| Non 1-4 family restructured loans & leases | $1,812,000 | 200 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $39,008,000 | 5,896 |
| Loan loss allowance | $2,598,000 | 1,428 |
| Total loans and leases | $41,606,000 | 5,714 |
| Unearned income | $63,000 | 3,251 |
| Loans and leases, gross | $41,669,000 | 5,718 |
| All real estate loans | $23,477,000 | 5,832 |
| Real estate loans in domestic offices | $23,477,000 | 5,832 |
| Construction and development loans | $836,000 | 5,583 |
| Commercial RE | $17,436,000 | 2,626 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $59,000 | 6,575 |
| 1-4 family residential loans | $5,146,000 | 7,897 |
| Farmland loans | $0 | 7,499 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,996 |
| Commercial and industrial loans | $17,920,000 | 2,023 |
| To non-U.S. addressees | $0 | 228 |
| Loans to individuals | $150,000 | 10,591 |
| Credit card loans | $103,000 | 4,449 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $47,000 | 10,664 |
| All other loans & leases | $122,000 | 5,796 |
| Loans to foreign governments and official institutions | $0 | 94 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,661 |
| Other loans | $122,000 | 3,281 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $900,000 | 515 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $2,195,000 | 226 |
| Non 1-4 family restructured loans & leases | $2,195,000 | 226 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $42,887,000 | 5,599 |
| Loan loss allowance | $3,448,000 | 1,187 |
| Total loans and leases | $46,335,000 | 5,362 |
| Unearned income | $170,000 | 3,600 |
| Loans and leases, gross | $46,335,000 | 5,373 |
| All real estate loans | $29,703,000 | 5,220 |
| Real estate loans in domestic offices | $29,703,000 | 5,219 |
| Construction and development loans | $2,432,000 | 3,721 |
| Commercial RE | $19,358,000 | 2,375 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $223,000 | 5,652 |
| 1-4 family residential loans | $7,690,000 | 7,100 |
| Farmland loans | $0 | 7,844 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,349 |
| Commercial and industrial loans | $16,305,000 | 2,233 |
| To non-U.S. addressees | $0 | 238 |
| Loans to individuals | $196,000 | 11,060 |
| Credit card loans | $126,000 | 4,473 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $70,000 | 11,163 |
| All other loans & leases | $301,000 | 4,579 |
| Loans to foreign governments and official institutions | $0 | 104 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,967 |
| Other loans | $301,000 | 2,269 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $1,517,000 | 439 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $3,724,000 | 196 |
| Non 1-4 family restructured loans & leases | $3,724,000 | 196 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $68,932,000 | 3,800 |
| Loan loss allowance | $4,227,000 | 1,027 |
| Total loans and leases | $73,159,000 | 3,637 |
| Unearned income | $198,000 | 3,712 |
| Loans and leases, gross | $73,159,000 | 3,650 |
| All real estate loans | $41,594,000 | 4,056 |
| Real estate loans in domestic offices | $41,594,000 | 4,056 |
| Construction and development loans | $10,613,000 | 1,284 |
| Commercial RE | $21,311,000 | 2,159 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,115,000 | 1,838 |
| 1-4 family residential loans | $6,555,000 | 7,631 |
| Farmland loans | $0 | 8,172 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,657 |
| Commercial and industrial loans | $31,329,000 | 1,177 |
| To non-U.S. addressees | $0 | 259 |
| Loans to individuals | $305,000 | 11,389 |
| Credit card loans | $175,000 | 4,139 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $130,000 | 11,583 |
| All other loans & leases | $129,000 | 6,183 |
| Loans to foreign governments and official institutions | $0 | 113 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,205 |
| Other loans | $129,000 | 3,458 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $3,660,000 | 261 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $4,154,000 | 234 |
| Non 1-4 family restructured loans & leases | $4,154,000 | 234 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $95,982,000 | 2,747 |
| Loan loss allowance | $5,010,000 | 917 |
| Total loans and leases | $100,992,000 | 2,661 |
| Unearned income | $253,000 | 3,604 |
| Loans and leases, gross | $100,992,000 | 2,673 |
| All real estate loans | $53,892,000 | 3,281 |
| Real estate loans in domestic offices | $53,892,000 | 3,281 |
| Construction and development loans | $11,613,000 | 1,115 |
| Commercial RE | $27,377,000 | 1,706 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,770,000 | 1,682 |
| 1-4 family residential loans | $11,132,000 | 6,251 |
| Farmland loans | $0 | 8,618 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,029 |
| Commercial and industrial loans | $46,146,000 | 761 |
| To non-U.S. addressees | $0 | 273 |
| Loans to individuals | $392,000 | 11,822 |
| Credit card loans | $245,000 | 3,627 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $147,000 | 12,180 |
| All other loans & leases | $815,000 | 3,084 |
| Loans to foreign governments and official institutions | $0 | 122 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,473 |
| Other loans | $815,000 | 1,420 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $217,000 | 1,091 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $9,058,000 | 162 |
| Non 1-4 family restructured loans & leases | $9,058,000 | 162 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $121,386,000 | 2,201 |
| Loan loss allowance | $4,257,000 | 1,104 |
| Total loans and leases | $125,643,000 | 2,167 |
| Unearned income | $1,291,000 | 1,432 |
| Loans and leases, gross | $125,643,000 | 2,179 |
| All real estate loans | $69,579,000 | 2,602 |
| Real estate loans in domestic offices | $69,579,000 | 2,602 |
| Construction and development loans | $23,238,000 | 555 |
| Commercial RE | $25,477,000 | 1,787 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,894,000 | 1,468 |
| 1-4 family residential loans | $15,970,000 | 5,195 |
| Farmland loans | $0 | 8,903 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,303 |
| Commercial and industrial loans | $55,920,000 | 673 |
| To non-U.S. addressees | $0 | 272 |
| Loans to individuals | $598,000 | 11,934 |
| Credit card loans | $291,000 | 3,397 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $307,000 | 12,495 |
| All other loans & leases | $837,000 | 3,160 |
| Loans to foreign governments and official institutions | $0 | 124 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,852 |
| Other loans | $837,000 | 1,450 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $504,000 | 827 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $9,285,000 | 219 |
| Non 1-4 family restructured loans & leases | $9,285,000 | 219 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $142,906,000 | 1,957 |
| Loan loss allowance | $3,362,000 | 1,410 |
| Total loans and leases | $146,268,000 | 1,939 |
| Unearned income | $1,494,000 | 1,510 |
| Loans and leases, gross | $146,268,000 | 1,952 |
| All real estate loans | $84,460,000 | 2,269 |
| Real estate loans in domestic offices | $84,460,000 | 2,269 |
| Construction and development loans | $43,894,000 | 363 |
| Commercial RE | $24,564,000 | 1,821 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,574,000 | 1,784 |
| 1-4 family residential loans | $12,428,000 | 6,118 |
| Farmland loans | $0 | 9,111 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,531 |
| Commercial and industrial loans | $62,420,000 | 673 |
| To non-U.S. addressees | $0 | 266 |
| Loans to individuals | $882,000 | 11,726 |
| Credit card loans | $416,000 | 2,866 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $466,000 | 12,741 |
| All other loans & leases | $0 | 11,131 |
| Loans to foreign governments and official institutions | $0 | 142 |
| Obligations of states and political subdivisions in U.S. | $0 | 6,060 |
| Other loans | $0 | 10,230 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $7,078,000 | 346 |
| Non 1-4 family restructured loans & leases | $7,078,000 | 346 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |