Home > First Charlotte Bank and Trust Company > Income and Expense
First Charlotte Bank and Trust Company, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,822,000 | 2,968 |
| Total interest expense | $5,412,000 | 3,069 |
| Net interest income | $6,410,000 | 2,853 |
| Provision for loan and lease losses | $959,000 | 1,895 |
| Total noninterest income | $2,476,000 | 1,675 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $618,000 | 2,207 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,858,000 | 1,304 |
| Total noninterest expense | $6,571,000 | 2,232 |
| Salaries and employee benefits | $3,298,000 | 1,994 |
| Premises and equipment expense | $1,075,000 | 1,968 |
| Additional noninterest expense | $2,198,000 | 2,596 |
| Pre-tax net operating income | $1,356,000 | 4,455 |
| Securities gains (losses) | $284,000 | 1,586 |
| Applicable income taxes | $546,000 | 3,714 |
| Income before extraordinary items | $1,094,000 | 4,149 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,094,000 | 4,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,080,000 | 1,490 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $2,300,000 | 282 |
| Net operating income | $903,720 | 4,601 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.