Home > First Charlotte Bank and Trust Company > Assets and Liabilities
First Charlotte Bank and Trust Company, Assets and Liabilities
| 1992-12-31 | Rank | |
| # of Employees: | 101 | 2,128 |
| Assets and Liabilities | ||
| Total Assets: | $162,004,000 | 2,922 |
| Cash and due from depository institutions | $6,506,000 | 2,128 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $52,204,000 | 2,610 |
| Federal funds sold & reverse repurchase agreements | $3,875,000 | 4,137 |
| Net loans & leases | $91,559,000 | 2,894 |
| Loan loss allowance | $1,778,000 | 2,336 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,016,000 | 1,835 |
| Other real estate owned | $1,749,000 | 2,128 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,095,000 | 3,437 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $162,004,000 | 2,922 |
| Total liabilities | $147,844,000 | 2,920 |
| Total deposits | $143,908,000 | 2,851 |
| Interest-bearing deposits | $122,521,000 | 2,929 |
| Deposits held in domestic offices | $143,908,000 | 2,846 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,709,000 | 1,742 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,227,000 | 2,783 |
| Total equity capital | $14,160,000 | 2,725 |
| Total bank equity capital | $14,160,000 | 2,725 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,369,000 | 1,166 |
| Surplus | $7,511,000 | 1,834 |
| Undivided profits | $3,280,000 | 5,607 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,030,000 | 3,612 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $430,000 | 4,723 |
| Earning assets | $147,638,000 | 2,920 |
| Long-term assets (5+ years) | $23,772,000 | 2,261 |
| Average Assets, year-to-date | $152,311,400 | 2,998 |
| Average Assets, quarterly | $155,006,500 | 3,013 |
| Volatile liabilities | $22,000,000 | 2,175 |
| Insider loans | $134,000 | 4,941 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $5,211,000 | 342 |
| Unused loan commitments | $18,728,000 | 1,909 |
| Tier 1 (core) risk-based capital | $14,231,000 | 2,656 |
| Tier 2 risk-based capital | $1,297,220 | 2,316 |
| Total risk weighted assets | $103,296,720 | 2,599 |
| Total unused commitments | $18,728,000 | 1,924 |
| Derivatives | $0 | 651 |