Home > First Century Bank, Inc. > Income and Expense
First Century Bank, Inc., Income and Expense
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,238,000 | 1,967 |
| Total interest expense | $263,000 | 2,379 |
| Net interest income | $2,975,000 | 1,907 |
| Provision for loan and lease losses | $48,000 | 2,130 |
| Total noninterest income | $1,878,000 | 856 |
| Gross Fiduciary activities income | $493,000 | 340 |
| Service charges on deposit accounts | $352,000 | 861 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,033,000 | 927 |
| Total noninterest expense | $4,843,000 | 1,096 |
| Salaries and employee benefits | $2,316,000 | 1,254 |
| Premises and equipment expense | $879,000 | 730 |
| Additional noninterest expense | $1,648,000 | 972 |
| Pre-tax net operating income | $-38,000 | 5,681 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $-304,000 | 5,825 |
| Income before extraordinary items | $266,000 | 3,792 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $266,000 | 3,791 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $266,000 | 3,792 |
| Net charge-offs | $48,000 | 1,364 |
| Cash dividends | $1,000,000 | 712 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $266,000 | 3,776 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $13,340,000 | 1,892 |
| Total interest expense | $1,096,000 | 2,268 |
| Net interest income | $12,244,000 | 1,827 |
| Provision for loan and lease losses | $701,000 | 1,190 |
| Total noninterest income | $5,131,000 | 1,124 |
| Gross Fiduciary activities income | $1,965,000 | 342 |
| Service charges on deposit accounts | $1,522,000 | 823 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,644,000 | 1,773 |
| Total noninterest expense | $18,242,000 | 1,140 |
| Salaries and employee benefits | $11,365,000 | 1,034 |
| Premises and equipment expense | $2,559,000 | 945 |
| Additional noninterest expense | $4,318,000 | 1,423 |
| Pre-tax net operating income | $-1,568,000 | 5,861 |
| Securities gains (losses) | $46,000 | 1,889 |
| Applicable income taxes | $-814,000 | 5,845 |
| Income before extraordinary items | $-708,000 | 5,816 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-708,000 | 5,815 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-708,000 | 5,815 |
| Net charge-offs | $1,752,000 | 427 |
| Cash dividends | $2,000,000 | 1,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-737,440 | 5,812 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $10,031,000 | 1,888 |
| Total interest expense | $823,000 | 2,280 |
| Net interest income | $9,208,000 | 1,825 |
| Provision for loan and lease losses | $276,000 | 1,708 |
| Total noninterest income | $3,802,000 | 1,133 |
| Gross Fiduciary activities income | $1,472,000 | 344 |
| Service charges on deposit accounts | $1,133,000 | 827 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,197,000 | 1,821 |
| Total noninterest expense | $9,758,000 | 1,509 |
| Salaries and employee benefits | $4,500,000 | 1,781 |
| Premises and equipment expense | $1,939,000 | 940 |
| Additional noninterest expense | $3,319,000 | 1,399 |
| Pre-tax net operating income | $2,976,000 | 1,976 |
| Securities gains (losses) | $46,000 | 1,823 |
| Applicable income taxes | $914,000 | 1,500 |
| Income before extraordinary items | $2,108,000 | 2,256 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,108,000 | 2,255 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,108,000 | 2,256 |
| Net charge-offs | $276,000 | 1,204 |
| Cash dividends | $1,500,000 | 1,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,075,800 | 2,216 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,684,000 | 1,892 |
| Total interest expense | $545,000 | 2,291 |
| Net interest income | $6,139,000 | 1,832 |
| Provision for loan and lease losses | $102,000 | 2,271 |
| Total noninterest income | $2,474,000 | 1,139 |
| Gross Fiduciary activities income | $921,000 | 348 |
| Service charges on deposit accounts | $723,000 | 854 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $830,000 | 1,761 |
| Total noninterest expense | $6,509,000 | 1,513 |
| Salaries and employee benefits | $3,035,000 | 1,768 |
| Premises and equipment expense | $1,300,000 | 945 |
| Additional noninterest expense | $2,174,000 | 1,420 |
| Pre-tax net operating income | $2,002,000 | 1,936 |
| Securities gains (losses) | $46,000 | 1,479 |
| Applicable income taxes | $621,000 | 1,469 |
| Income before extraordinary items | $1,427,000 | 2,216 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,427,000 | 2,215 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,427,000 | 2,215 |
| Net charge-offs | $102,000 | 1,603 |
| Cash dividends | $1,000,000 | 1,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,394,800 | 2,181 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,305,000 | 1,911 |
| Total interest expense | $275,000 | 2,278 |
| Net interest income | $3,030,000 | 1,856 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $1,202,000 | 1,140 |
| Gross Fiduciary activities income | $457,000 | 347 |
| Service charges on deposit accounts | $347,000 | 882 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $398,000 | 1,749 |
| Total noninterest expense | $3,264,000 | 1,503 |
| Salaries and employee benefits | $1,543,000 | 1,745 |
| Premises and equipment expense | $666,000 | 933 |
| Additional noninterest expense | $1,055,000 | 1,453 |
| Pre-tax net operating income | $968,000 | 1,969 |
| Securities gains (losses) | $46,000 | 869 |
| Applicable income taxes | $308,000 | 1,450 |
| Income before extraordinary items | $706,000 | 2,196 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $706,000 | 2,196 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $706,000 | 2,196 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $500,000 | 1,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $673,800 | 2,207 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $13,924,000 | 1,775 |
| Total interest expense | $1,123,000 | 2,224 |
| Net interest income | $12,801,000 | 1,710 |
| Provision for loan and lease losses | $283,000 | 1,971 |
| Total noninterest income | $4,439,000 | 1,215 |
| Gross Fiduciary activities income | $1,897,000 | 350 |
| Service charges on deposit accounts | $1,472,000 | 871 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,070,000 | 2,288 |
| Total noninterest expense | $13,445,000 | 1,456 |
| Salaries and employee benefits | $6,432,000 | 1,638 |
| Premises and equipment expense | $2,710,000 | 905 |
| Additional noninterest expense | $4,303,000 | 1,434 |
| Pre-tax net operating income | $3,512,000 | 2,063 |
| Securities gains (losses) | $40,000 | 1,793 |
| Applicable income taxes | $1,106,000 | 1,508 |
| Income before extraordinary items | $2,446,000 | 2,379 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,446,000 | 2,380 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,446,000 | 2,381 |
| Net charge-offs | $153,000 | 2,240 |
| Cash dividends | $1,850,000 | 1,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,418,400 | 2,358 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,594,000 | 1,764 |
| Total interest expense | $843,000 | 2,250 |
| Net interest income | $9,751,000 | 1,697 |
| Provision for loan and lease losses | $-128,000 | 5,943 |
| Total noninterest income | $3,883,000 | 1,114 |
| Gross Fiduciary activities income | $1,423,000 | 347 |
| Service charges on deposit accounts | $1,090,000 | 879 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,370,000 | 1,645 |
| Total noninterest expense | $10,706,000 | 1,372 |
| Salaries and employee benefits | $4,679,000 | 1,698 |
| Premises and equipment expense | $2,082,000 | 893 |
| Additional noninterest expense | $3,945,000 | 1,223 |
| Pre-tax net operating income | $3,056,000 | 1,872 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $992,000 | 1,372 |
| Income before extraordinary items | $2,064,000 | 2,212 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,064,000 | 2,214 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,064,000 | 2,213 |
| Net charge-offs | $17,000 | 3,431 |
| Cash dividends | $1,350,000 | 1,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,064,000 | 2,169 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,750,000 | 1,846 |
| Total interest expense | $559,000 | 2,267 |
| Net interest income | $6,191,000 | 1,789 |
| Provision for loan and lease losses | $-302,000 | 6,152 |
| Total noninterest income | $2,416,000 | 1,173 |
| Gross Fiduciary activities income | $935,000 | 351 |
| Service charges on deposit accounts | $709,000 | 892 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $772,000 | 1,845 |
| Total noninterest expense | $7,347,000 | 1,349 |
| Salaries and employee benefits | $3,144,000 | 1,689 |
| Premises and equipment expense | $1,396,000 | 893 |
| Additional noninterest expense | $2,807,000 | 1,148 |
| Pre-tax net operating income | $1,562,000 | 2,275 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $486,000 | 1,654 |
| Income before extraordinary items | $1,076,000 | 2,626 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,076,000 | 2,628 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,076,000 | 2,628 |
| Net charge-offs | $43,000 | 2,441 |
| Cash dividends | $950,000 | 1,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,076,000 | 2,561 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,397,000 | 1,833 |
| Total interest expense | $279,000 | 2,291 |
| Net interest income | $3,118,000 | 1,765 |
| Provision for loan and lease losses | $-326,000 | 6,295 |
| Total noninterest income | $1,232,000 | 1,115 |
| Gross Fiduciary activities income | $464,000 | 353 |
| Service charges on deposit accounts | $343,000 | 898 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $425,000 | 1,693 |
| Total noninterest expense | $3,997,000 | 1,257 |
| Salaries and employee benefits | $1,577,000 | 1,695 |
| Premises and equipment expense | $689,000 | 910 |
| Additional noninterest expense | $1,731,000 | 918 |
| Pre-tax net operating income | $679,000 | 2,468 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $213,000 | 1,767 |
| Income before extraordinary items | $466,000 | 2,854 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $466,000 | 2,857 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $466,000 | 2,857 |
| Net charge-offs | $19,000 | 2,149 |
| Cash dividends | $450,000 | 1,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $466,000 | 2,783 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $13,762,000 | 1,820 |
| Total interest expense | $1,096,000 | 2,435 |
| Net interest income | $12,666,000 | 1,733 |
| Provision for loan and lease losses | $-313,000 | 6,195 |
| Total noninterest income | $5,327,000 | 1,051 |
| Gross Fiduciary activities income | $1,879,000 | 346 |
| Service charges on deposit accounts | $1,666,000 | 809 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,782,000 | 1,596 |
| Total noninterest expense | $13,574,000 | 1,415 |
| Salaries and employee benefits | $6,039,000 | 1,712 |
| Premises and equipment expense | $2,639,000 | 922 |
| Additional noninterest expense | $4,896,000 | 1,318 |
| Pre-tax net operating income | $4,732,000 | 1,605 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,497,000 | 1,196 |
| Income before extraordinary items | $3,235,000 | 1,891 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,235,000 | 1,890 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,235,000 | 1,889 |
| Net charge-offs | $870,000 | 1,004 |
| Cash dividends | $1,575,000 | 1,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,235,000 | 1,855 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,345,000 | 1,830 |
| Total interest expense | $816,000 | 2,482 |
| Net interest income | $9,529,000 | 1,738 |
| Provision for loan and lease losses | $-96,000 | 6,197 |
| Total noninterest income | $3,950,000 | 1,066 |
| Gross Fiduciary activities income | $1,407,000 | 346 |
| Service charges on deposit accounts | $1,244,000 | 816 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,299,000 | 1,624 |
| Total noninterest expense | $10,129,000 | 1,427 |
| Salaries and employee benefits | $4,541,000 | 1,706 |
| Premises and equipment expense | $1,947,000 | 940 |
| Additional noninterest expense | $3,641,000 | 1,325 |
| Pre-tax net operating income | $3,446,000 | 1,650 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $1,078,000 | 1,240 |
| Income before extraordinary items | $2,368,000 | 1,933 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,368,000 | 1,933 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,368,000 | 1,932 |
| Net charge-offs | $1,087,000 | 625 |
| Cash dividends | $1,175,000 | 1,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,368,000 | 1,885 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,876,000 | 1,826 |
| Total interest expense | $542,000 | 2,505 |
| Net interest income | $6,334,000 | 1,742 |
| Provision for loan and lease losses | $-165,000 | 6,383 |
| Total noninterest income | $2,581,000 | 1,064 |
| Gross Fiduciary activities income | $937,000 | 346 |
| Service charges on deposit accounts | $797,000 | 834 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $847,000 | 1,634 |
| Total noninterest expense | $6,852,000 | 1,412 |
| Salaries and employee benefits | $3,042,000 | 1,689 |
| Premises and equipment expense | $1,319,000 | 933 |
| Additional noninterest expense | $2,491,000 | 1,299 |
| Pre-tax net operating income | $2,228,000 | 1,663 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $696,000 | 1,261 |
| Income before extraordinary items | $1,532,000 | 1,943 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,532,000 | 1,947 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,532,000 | 1,946 |
| Net charge-offs | $1,018,000 | 490 |
| Cash dividends | $800,000 | 1,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,532,000 | 1,893 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,402,000 | 1,843 |
| Total interest expense | $270,000 | 2,532 |
| Net interest income | $3,132,000 | 1,741 |
| Provision for loan and lease losses | $-210,000 | 6,575 |
| Total noninterest income | $1,265,000 | 1,047 |
| Gross Fiduciary activities income | $472,000 | 348 |
| Service charges on deposit accounts | $388,000 | 837 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $405,000 | 1,640 |
| Total noninterest expense | $3,612,000 | 1,369 |
| Salaries and employee benefits | $1,557,000 | 1,670 |
| Premises and equipment expense | $660,000 | 961 |
| Additional noninterest expense | $1,395,000 | 1,144 |
| Pre-tax net operating income | $995,000 | 1,775 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $306,000 | 1,330 |
| Income before extraordinary items | $689,000 | 2,031 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $689,000 | 2,034 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $689,000 | 2,034 |
| Net charge-offs | $573,000 | 445 |
| Cash dividends | $450,000 | 1,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $689,000 | 1,992 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,652,000 | 1,829 |
| Total interest expense | $1,139,000 | 2,673 |
| Net interest income | $12,513,000 | 1,720 |
| Provision for loan and lease losses | $75,000 | 3,934 |
| Total noninterest income | $5,497,000 | 1,055 |
| Gross Fiduciary activities income | $1,785,000 | 341 |
| Service charges on deposit accounts | $1,607,000 | 866 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,105,000 | 1,459 |
| Total noninterest expense | $13,345,000 | 1,465 |
| Salaries and employee benefits | $6,083,000 | 1,685 |
| Premises and equipment expense | $2,475,000 | 974 |
| Additional noninterest expense | $4,787,000 | 1,394 |
| Pre-tax net operating income | $4,590,000 | 1,526 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,433,000 | 1,158 |
| Income before extraordinary items | $3,157,000 | 1,819 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,157,000 | 1,821 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,157,000 | 1,821 |
| Net charge-offs | $225,000 | 2,885 |
| Cash dividends | $1,450,000 | 1,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,157,000 | 1,791 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,142,000 | 1,854 |
| Total interest expense | $906,000 | 2,624 |
| Net interest income | $9,236,000 | 1,749 |
| Provision for loan and lease losses | $74,000 | 3,682 |
| Total noninterest income | $4,192,000 | 1,074 |
| Gross Fiduciary activities income | $1,328,000 | 344 |
| Service charges on deposit accounts | $1,194,000 | 876 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,670,000 | 1,439 |
| Total noninterest expense | $9,885,000 | 1,486 |
| Salaries and employee benefits | $4,444,000 | 1,740 |
| Premises and equipment expense | $1,864,000 | 978 |
| Additional noninterest expense | $3,577,000 | 1,396 |
| Pre-tax net operating income | $3,469,000 | 1,548 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,081,000 | 1,179 |
| Income before extraordinary items | $2,388,000 | 1,840 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,388,000 | 1,844 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,388,000 | 1,845 |
| Net charge-offs | $224,000 | 2,445 |
| Cash dividends | $1,100,000 | 1,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,388,000 | 1,789 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,700,000 | 1,863 |
| Total interest expense | $606,000 | 2,692 |
| Net interest income | $6,094,000 | 1,759 |
| Provision for loan and lease losses | $87,000 | 3,127 |
| Total noninterest income | $2,785,000 | 1,083 |
| Gross Fiduciary activities income | $898,000 | 343 |
| Service charges on deposit accounts | $771,000 | 879 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,116,000 | 1,471 |
| Total noninterest expense | $6,596,000 | 1,488 |
| Salaries and employee benefits | $2,984,000 | 1,734 |
| Premises and equipment expense | $1,249,000 | 973 |
| Additional noninterest expense | $2,363,000 | 1,403 |
| Pre-tax net operating income | $2,196,000 | 1,593 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $683,000 | 1,213 |
| Income before extraordinary items | $1,513,000 | 1,912 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,513,000 | 1,919 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,513,000 | 1,918 |
| Net charge-offs | $237,000 | 1,922 |
| Cash dividends | $750,000 | 1,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,513,000 | 1,842 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,345,000 | 1,884 |
| Total interest expense | $307,000 | 2,733 |
| Net interest income | $3,038,000 | 1,771 |
| Provision for loan and lease losses | $68,000 | 2,521 |
| Total noninterest income | $1,418,000 | 1,061 |
| Gross Fiduciary activities income | $458,000 | 336 |
| Service charges on deposit accounts | $381,000 | 871 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $579,000 | 1,418 |
| Total noninterest expense | $3,358,000 | 1,477 |
| Salaries and employee benefits | $1,455,000 | 1,795 |
| Premises and equipment expense | $638,000 | 963 |
| Additional noninterest expense | $1,265,000 | 1,303 |
| Pre-tax net operating income | $1,030,000 | 1,656 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $313,000 | 1,284 |
| Income before extraordinary items | $717,000 | 1,964 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $717,000 | 1,965 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $717,000 | 1,966 |
| Net charge-offs | $68,000 | 2,192 |
| Cash dividends | $400,000 | 1,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $717,000 | 1,882 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $14,338,000 | 1,839 |
| Total interest expense | $1,583,000 | 2,606 |
| Net interest income | $12,755,000 | 1,723 |
| Provision for loan and lease losses | $885,000 | 1,919 |
| Total noninterest income | $5,433,000 | 1,087 |
| Gross Fiduciary activities income | $1,629,000 | 347 |
| Service charges on deposit accounts | $1,663,000 | 849 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,141,000 | 1,465 |
| Total noninterest expense | $13,535,000 | 1,446 |
| Salaries and employee benefits | $6,091,000 | 1,662 |
| Premises and equipment expense | $2,348,000 | 1,014 |
| Additional noninterest expense | $5,096,000 | 1,332 |
| Pre-tax net operating income | $3,768,000 | 1,721 |
| Securities gains (losses) | $392,000 | 1,131 |
| Applicable income taxes | $1,127,000 | 1,355 |
| Income before extraordinary items | $3,033,000 | 1,841 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,033,000 | 1,839 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,033,000 | 1,841 |
| Net charge-offs | $1,035,000 | 1,781 |
| Cash dividends | $1,350,000 | 1,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,746,840 | 1,901 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,885,000 | 1,850 |
| Total interest expense | $1,274,000 | 2,569 |
| Net interest income | $9,611,000 | 1,739 |
| Provision for loan and lease losses | $947,000 | 1,498 |
| Total noninterest income | $3,973,000 | 1,093 |
| Gross Fiduciary activities income | $1,222,000 | 347 |
| Service charges on deposit accounts | $1,231,000 | 869 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,520,000 | 1,513 |
| Total noninterest expense | $9,936,000 | 1,484 |
| Salaries and employee benefits | $4,546,000 | 1,657 |
| Premises and equipment expense | $1,723,000 | 1,039 |
| Additional noninterest expense | $3,667,000 | 1,386 |
| Pre-tax net operating income | $2,701,000 | 1,830 |
| Securities gains (losses) | $392,000 | 902 |
| Applicable income taxes | $835,000 | 1,405 |
| Income before extraordinary items | $2,258,000 | 1,890 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,258,000 | 1,889 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,258,000 | 1,891 |
| Net charge-offs | $897,000 | 1,573 |
| Cash dividends | $1,000,000 | 1,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,971,840 | 2,010 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,337,000 | 1,838 |
| Total interest expense | $910,000 | 2,494 |
| Net interest income | $6,427,000 | 1,735 |
| Provision for loan and lease losses | $507,000 | 1,788 |
| Total noninterest income | $2,596,000 | 1,097 |
| Gross Fiduciary activities income | $819,000 | 348 |
| Service charges on deposit accounts | $799,000 | 883 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $978,000 | 1,539 |
| Total noninterest expense | $6,596,000 | 1,486 |
| Salaries and employee benefits | $2,995,000 | 1,671 |
| Premises and equipment expense | $1,141,000 | 1,038 |
| Additional noninterest expense | $2,460,000 | 1,384 |
| Pre-tax net operating income | $1,920,000 | 1,739 |
| Securities gains (losses) | $280,000 | 900 |
| Applicable income taxes | $626,000 | 1,281 |
| Income before extraordinary items | $1,574,000 | 1,813 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,574,000 | 1,810 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,574,000 | 1,813 |
| Net charge-offs | $507,000 | 1,754 |
| Cash dividends | $650,000 | 1,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,372,400 | 1,931 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,681,000 | 1,846 |
| Total interest expense | $479,000 | 2,464 |
| Net interest income | $3,202,000 | 1,744 |
| Provision for loan and lease losses | $364,000 | 1,333 |
| Total noninterest income | $1,314,000 | 1,077 |
| Gross Fiduciary activities income | $426,000 | 335 |
| Service charges on deposit accounts | $391,000 | 884 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $497,000 | 1,518 |
| Total noninterest expense | $3,160,000 | 1,546 |
| Salaries and employee benefits | $1,454,000 | 1,727 |
| Premises and equipment expense | $564,000 | 1,054 |
| Additional noninterest expense | $1,142,000 | 1,478 |
| Pre-tax net operating income | $992,000 | 1,696 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $263,000 | 1,432 |
| Income before extraordinary items | $729,000 | 1,947 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $729,000 | 1,948 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $729,000 | 1,949 |
| Net charge-offs | $364,000 | 1,314 |
| Cash dividends | $300,000 | 1,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $729,000 | 1,843 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $15,896,000 | 1,772 |
| Total interest expense | $2,418,000 | 2,387 |
| Net interest income | $13,478,000 | 1,649 |
| Provision for loan and lease losses | $3,241,000 | 1,125 |
| Total noninterest income | $6,159,000 | 884 |
| Gross Fiduciary activities income | $1,796,000 | 284 |
| Service charges on deposit accounts | $1,849,000 | 790 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,514,000 | 1,168 |
| Total noninterest expense | $13,784,000 | 1,410 |
| Salaries and employee benefits | $6,256,000 | 1,568 |
| Premises and equipment expense | $2,324,000 | 1,069 |
| Additional noninterest expense | $5,204,000 | 1,331 |
| Pre-tax net operating income | $2,612,000 | 2,063 |
| Securities gains (losses) | $634,000 | 660 |
| Applicable income taxes | $932,000 | 1,407 |
| Income before extraordinary items | $2,314,000 | 1,998 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,314,000 | 1,999 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,314,000 | 1,999 |
| Net charge-offs | $4,211,000 | 920 |
| Cash dividends | $700,000 | 2,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,863,860 | 2,310 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $12,001,000 | 1,784 |
| Total interest expense | $1,892,000 | 2,386 |
| Net interest income | $10,109,000 | 1,658 |
| Provision for loan and lease losses | $2,494,000 | 1,069 |
| Total noninterest income | $4,246,000 | 951 |
| Gross Fiduciary activities income | $1,400,000 | 273 |
| Service charges on deposit accounts | $1,399,000 | 782 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,447,000 | 1,378 |
| Total noninterest expense | $10,380,000 | 1,414 |
| Salaries and employee benefits | $4,714,000 | 1,568 |
| Premises and equipment expense | $1,682,000 | 1,134 |
| Additional noninterest expense | $3,984,000 | 1,291 |
| Pre-tax net operating income | $1,481,000 | 2,607 |
| Securities gains (losses) | $549,000 | 603 |
| Applicable income taxes | $554,000 | 1,647 |
| Income before extraordinary items | $1,476,000 | 2,351 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,476,000 | 2,351 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,476,000 | 2,352 |
| Net charge-offs | $4,064,000 | 741 |
| Cash dividends | $400,000 | 2,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,075,230 | 2,821 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,040,000 | 1,789 |
| Total interest expense | $1,296,000 | 2,412 |
| Net interest income | $6,744,000 | 1,663 |
| Provision for loan and lease losses | $1,334,000 | 1,244 |
| Total noninterest income | $2,877,000 | 950 |
| Gross Fiduciary activities income | $986,000 | 270 |
| Service charges on deposit accounts | $921,000 | 792 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $970,000 | 1,369 |
| Total noninterest expense | $7,049,000 | 1,405 |
| Salaries and employee benefits | $3,157,000 | 1,576 |
| Premises and equipment expense | $1,162,000 | 1,094 |
| Additional noninterest expense | $2,730,000 | 1,297 |
| Pre-tax net operating income | $1,238,000 | 2,179 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $306,000 | 1,771 |
| Income before extraordinary items | $932,000 | 2,403 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $932,000 | 2,403 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $932,000 | 2,403 |
| Net charge-offs | $334,000 | 2,563 |
| Cash dividends | $200,000 | 2,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $932,000 | 2,317 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,996,000 | 1,809 |
| Total interest expense | $662,000 | 2,442 |
| Net interest income | $3,334,000 | 1,679 |
| Provision for loan and lease losses | $79,000 | 3,645 |
| Total noninterest income | $1,495,000 | 918 |
| Gross Fiduciary activities income | $529,000 | 259 |
| Service charges on deposit accounts | $455,000 | 789 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $511,000 | 1,323 |
| Total noninterest expense | $3,598,000 | 1,386 |
| Salaries and employee benefits | $1,588,000 | 1,581 |
| Premises and equipment expense | $614,000 | 1,059 |
| Additional noninterest expense | $1,396,000 | 1,267 |
| Pre-tax net operating income | $1,152,000 | 1,259 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $373,000 | 936 |
| Income before extraordinary items | $779,000 | 1,519 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $779,000 | 1,519 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $779,000 | 1,519 |
| Net charge-offs | $79,000 | 2,965 |
| Cash dividends | $200,000 | 1,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $779,000 | 1,469 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $17,258,000 | 1,753 |
| Total interest expense | $3,294,000 | 2,396 |
| Net interest income | $13,964,000 | 1,599 |
| Provision for loan and lease losses | $1,936,000 | 2,120 |
| Total noninterest income | $5,285,000 | 1,047 |
| Gross Fiduciary activities income | $1,429,000 | 323 |
| Service charges on deposit accounts | $1,846,000 | 820 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,010,000 | 1,398 |
| Total noninterest expense | $14,149,000 | 1,409 |
| Salaries and employee benefits | $6,682,000 | 1,471 |
| Premises and equipment expense | $2,351,000 | 1,106 |
| Additional noninterest expense | $5,116,000 | 1,421 |
| Pre-tax net operating income | $3,164,000 | 1,553 |
| Securities gains (losses) | $47,000 | 2,700 |
| Applicable income taxes | $992,000 | 1,227 |
| Income before extraordinary items | $2,219,000 | 1,847 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,219,000 | 1,848 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,219,000 | 1,849 |
| Net charge-offs | $386,000 | 3,974 |
| Cash dividends | $1,050,000 | 1,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,186,570 | 1,796 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $13,117,000 | 1,770 |
| Total interest expense | $2,570,000 | 2,404 |
| Net interest income | $10,547,000 | 1,606 |
| Provision for loan and lease losses | $1,543,000 | 1,939 |
| Total noninterest income | $3,782,000 | 1,057 |
| Gross Fiduciary activities income | $1,049,000 | 328 |
| Service charges on deposit accounts | $1,333,000 | 883 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,400,000 | 1,404 |
| Total noninterest expense | $10,433,000 | 1,425 |
| Salaries and employee benefits | $4,937,000 | 1,502 |
| Premises and equipment expense | $1,754,000 | 1,125 |
| Additional noninterest expense | $3,742,000 | 1,415 |
| Pre-tax net operating income | $2,353,000 | 1,670 |
| Securities gains (losses) | $47,000 | 2,448 |
| Applicable income taxes | $749,000 | 1,268 |
| Income before extraordinary items | $1,651,000 | 1,988 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,651,000 | 1,989 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,651,000 | 1,990 |
| Net charge-offs | $293,000 | 3,761 |
| Cash dividends | $650,000 | 1,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,618,570 | 1,923 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,822,000 | 1,770 |
| Total interest expense | $1,778,000 | 2,420 |
| Net interest income | $7,044,000 | 1,608 |
| Provision for loan and lease losses | $737,000 | 2,308 |
| Total noninterest income | $2,450,000 | 1,061 |
| Gross Fiduciary activities income | $688,000 | 333 |
| Service charges on deposit accounts | $897,000 | 877 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $865,000 | 1,441 |
| Total noninterest expense | $7,037,000 | 1,415 |
| Salaries and employee benefits | $3,325,000 | 1,489 |
| Premises and equipment expense | $1,175,000 | 1,123 |
| Additional noninterest expense | $2,537,000 | 1,397 |
| Pre-tax net operating income | $1,720,000 | 1,512 |
| Securities gains (losses) | $47,000 | 1,928 |
| Applicable income taxes | $585,000 | 1,070 |
| Income before extraordinary items | $1,182,000 | 1,838 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,182,000 | 1,837 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,182,000 | 1,838 |
| Net charge-offs | $162,000 | 3,753 |
| Cash dividends | $300,000 | 1,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,150,510 | 1,786 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,425,000 | 1,806 |
| Total interest expense | $920,000 | 2,450 |
| Net interest income | $3,505,000 | 1,628 |
| Provision for loan and lease losses | $492,000 | 1,858 |
| Total noninterest income | $1,198,000 | 1,049 |
| Gross Fiduciary activities income | $343,000 | 337 |
| Service charges on deposit accounts | $429,000 | 914 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $426,000 | 1,446 |
| Total noninterest expense | $3,590,000 | 1,403 |
| Salaries and employee benefits | $1,681,000 | 1,492 |
| Premises and equipment expense | $619,000 | 1,107 |
| Additional noninterest expense | $1,290,000 | 1,385 |
| Pre-tax net operating income | $621,000 | 2,041 |
| Securities gains (losses) | $47,000 | 1,172 |
| Applicable income taxes | $235,000 | 1,265 |
| Income before extraordinary items | $433,000 | 2,417 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $433,000 | 2,416 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $433,000 | 2,417 |
| Net charge-offs | $42,000 | 3,871 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $402,450 | 2,451 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $19,724,000 | 1,734 |
| Total interest expense | $4,924,000 | 2,295 |
| Net interest income | $14,800,000 | 1,523 |
| Provision for loan and lease losses | $5,460,000 | 1,337 |
| Total noninterest income | $5,006,000 | 1,103 |
| Gross Fiduciary activities income | $1,583,000 | 291 |
| Service charges on deposit accounts | $1,901,000 | 915 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,522,000 | 1,635 |
| Total noninterest expense | $14,442,000 | 1,419 |
| Salaries and employee benefits | $6,916,000 | 1,458 |
| Premises and equipment expense | $2,265,000 | 1,199 |
| Additional noninterest expense | $5,261,000 | 1,412 |
| Pre-tax net operating income | $-96,000 | 5,581 |
| Securities gains (losses) | $138,000 | 1,855 |
| Applicable income taxes | $-181,000 | 6,732 |
| Income before extraordinary items | $223,000 | 4,736 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $223,000 | 4,735 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $223,000 | 4,736 |
| Net charge-offs | $3,825,000 | 1,379 |
| Cash dividends | $1,830,000 | 991 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $85,000 | 5,149 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $14,967,000 | 1,733 |
| Total interest expense | $3,903,000 | 2,263 |
| Net interest income | $11,064,000 | 1,520 |
| Provision for loan and lease losses | $1,306,000 | 2,398 |
| Total noninterest income | $3,669,000 | 1,132 |
| Gross Fiduciary activities income | $1,226,000 | 280 |
| Service charges on deposit accounts | $1,393,000 | 932 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,050,000 | 1,768 |
| Total noninterest expense | $10,865,000 | 1,408 |
| Salaries and employee benefits | $5,202,000 | 1,469 |
| Premises and equipment expense | $1,690,000 | 1,222 |
| Additional noninterest expense | $3,973,000 | 1,370 |
| Pre-tax net operating income | $2,562,000 | 1,258 |
| Securities gains (losses) | $5,000 | 3,160 |
| Applicable income taxes | $846,000 | 961 |
| Income before extraordinary items | $1,721,000 | 1,560 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,721,000 | 1,558 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,721,000 | 1,560 |
| Net charge-offs | $621,000 | 2,766 |
| Cash dividends | $1,545,000 | 826 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,717,650 | 1,526 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $10,172,000 | 1,737 |
| Total interest expense | $2,757,000 | 2,241 |
| Net interest income | $7,415,000 | 1,509 |
| Provision for loan and lease losses | $515,000 | 2,932 |
| Total noninterest income | $2,199,000 | 1,246 |
| Gross Fiduciary activities income | $664,000 | 328 |
| Service charges on deposit accounts | $887,000 | 960 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $648,000 | 1,890 |
| Total noninterest expense | $7,325,000 | 1,415 |
| Salaries and employee benefits | $3,477,000 | 1,492 |
| Premises and equipment expense | $1,143,000 | 1,235 |
| Additional noninterest expense | $2,705,000 | 1,376 |
| Pre-tax net operating income | $1,774,000 | 1,298 |
| Securities gains (losses) | $5,000 | 2,770 |
| Applicable income taxes | $611,000 | 914 |
| Income before extraordinary items | $1,168,000 | 1,598 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,168,000 | 1,594 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,168,000 | 1,597 |
| Net charge-offs | $205,000 | 3,389 |
| Cash dividends | $1,030,000 | 862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,164,700 | 1,575 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,119,000 | 1,755 |
| Total interest expense | $1,431,000 | 2,236 |
| Net interest income | $3,688,000 | 1,510 |
| Provision for loan and lease losses | $135,000 | 3,447 |
| Total noninterest income | $1,034,000 | 1,244 |
| Gross Fiduciary activities income | $333,000 | 316 |
| Service charges on deposit accounts | $422,000 | 976 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $279,000 | 2,046 |
| Total noninterest expense | $3,501,000 | 1,417 |
| Salaries and employee benefits | $1,789,000 | 1,466 |
| Premises and equipment expense | $572,000 | 1,248 |
| Additional noninterest expense | $1,140,000 | 1,433 |
| Pre-tax net operating income | $1,086,000 | 1,183 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $343,000 | 939 |
| Income before extraordinary items | $743,000 | 1,466 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $743,000 | 1,466 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $743,000 | 1,468 |
| Net charge-offs | $25,000 | 4,167 |
| Cash dividends | $515,000 | 830 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $743,000 | 1,385 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $22,851,000 | 1,685 |
| Total interest expense | $7,816,000 | 2,009 |
| Net interest income | $15,035,000 | 1,488 |
| Provision for loan and lease losses | $449,000 | 3,974 |
| Total noninterest income | $4,789,000 | 1,100 |
| Gross Fiduciary activities income | $1,605,000 | 302 |
| Service charges on deposit accounts | $1,824,000 | 985 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,360,000 | 1,716 |
| Total noninterest expense | $13,547,000 | 1,443 |
| Salaries and employee benefits | $6,742,000 | 1,537 |
| Premises and equipment expense | $2,402,000 | 1,154 |
| Additional noninterest expense | $4,403,000 | 1,409 |
| Pre-tax net operating income | $5,828,000 | 960 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $2,061,000 | 667 |
| Income before extraordinary items | $3,767,000 | 1,103 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,767,000 | 1,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 3,999 |
| Cash dividends | $2,565,000 | 1,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,767,000 | 1,166 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $17,374,000 | 1,711 |
| Total interest expense | $6,159,000 | 2,011 |
| Net interest income | $11,215,000 | 1,511 |
| Provision for loan and lease losses | $275,000 | 3,694 |
| Total noninterest income | $3,575,000 | 1,139 |
| Gross Fiduciary activities income | $1,215,000 | 307 |
| Service charges on deposit accounts | $1,366,000 | 991 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $994,000 | 1,824 |
| Total noninterest expense | $10,151,000 | 1,431 |
| Salaries and employee benefits | $5,093,000 | 1,544 |
| Premises and equipment expense | $1,780,000 | 1,165 |
| Additional noninterest expense | $3,278,000 | 1,363 |
| Pre-tax net operating income | $4,364,000 | 1,161 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,535,000 | 820 |
| Income before extraordinary items | $2,829,000 | 1,314 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,829,000 | 1,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 3,289 |
| Cash dividends | $1,965,000 | 1,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,829,000 | 1,382 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,653,000 | 1,729 |
| Total interest expense | $4,369,000 | 1,982 |
| Net interest income | $7,284,000 | 1,535 |
| Provision for loan and lease losses | $97,000 | 4,319 |
| Total noninterest income | $2,295,000 | 1,184 |
| Gross Fiduciary activities income | $810,000 | 316 |
| Service charges on deposit accounts | $906,000 | 969 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $579,000 | 2,039 |
| Total noninterest expense | $6,750,000 | 1,424 |
| Salaries and employee benefits | $3,401,000 | 1,551 |
| Premises and equipment expense | $1,197,000 | 1,159 |
| Additional noninterest expense | $2,152,000 | 1,366 |
| Pre-tax net operating income | $2,732,000 | 1,286 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $952,000 | 982 |
| Income before extraordinary items | $1,780,000 | 1,535 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,780,000 | 1,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,066 |
| Cash dividends | $1,440,000 | 1,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,780,000 | 1,504 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,936,000 | 1,732 |
| Total interest expense | $2,387,000 | 1,946 |
| Net interest income | $3,549,000 | 1,567 |
| Provision for loan and lease losses | $103,000 | 2,678 |
| Total noninterest income | $1,136,000 | 1,209 |
| Gross Fiduciary activities income | $405,000 | 313 |
| Service charges on deposit accounts | $466,000 | 929 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $265,000 | 2,132 |
| Total noninterest expense | $3,453,000 | 1,385 |
| Salaries and employee benefits | $1,775,000 | 1,503 |
| Premises and equipment expense | $629,000 | 1,119 |
| Additional noninterest expense | $1,049,000 | 1,374 |
| Pre-tax net operating income | $1,129,000 | 1,602 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $385,000 | 1,229 |
| Income before extraordinary items | $744,000 | 1,931 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $744,000 | 1,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 1,782 |
| Cash dividends | $600,000 | 1,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $744,000 | 1,865 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $26,838,000 | 1,606 |
| Total interest expense | $10,465,000 | 1,892 |
| Net interest income | $16,373,000 | 1,365 |
| Provision for loan and lease losses | $166,000 | 4,180 |
| Total noninterest income | $4,782,000 | 1,135 |
| Gross Fiduciary activities income | $1,605,000 | 314 |
| Service charges on deposit accounts | $1,864,000 | 957 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,313,000 | 1,848 |
| Total noninterest expense | $13,718,000 | 1,346 |
| Salaries and employee benefits | $6,880,000 | 1,470 |
| Premises and equipment expense | $2,194,000 | 1,202 |
| Additional noninterest expense | $4,644,000 | 1,210 |
| Pre-tax net operating income | $7,271,000 | 1,163 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,488,000 | 931 |
| Income before extraordinary items | $4,783,000 | 1,342 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,783,000 | 1,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $266,000 | 2,456 |
| Cash dividends | $3,520,000 | 1,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,783,000 | 1,328 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $20,090,000 | 1,605 |
| Total interest expense | $7,804,000 | 1,900 |
| Net interest income | $12,286,000 | 1,374 |
| Provision for loan and lease losses | $110,000 | 3,968 |
| Total noninterest income | $3,474,000 | 1,155 |
| Gross Fiduciary activities income | $1,170,000 | 318 |
| Service charges on deposit accounts | $1,362,000 | 961 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $942,000 | 1,907 |
| Total noninterest expense | $10,269,000 | 1,342 |
| Salaries and employee benefits | $5,147,000 | 1,473 |
| Premises and equipment expense | $1,620,000 | 1,219 |
| Additional noninterest expense | $3,502,000 | 1,177 |
| Pre-tax net operating income | $5,381,000 | 1,265 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,850,000 | 1,022 |
| Income before extraordinary items | $3,531,000 | 1,445 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,531,000 | 1,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 1,906 |
| Cash dividends | $2,120,000 | 1,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,531,000 | 1,436 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $13,180,000 | 1,647 |
| Total interest expense | $5,074,000 | 1,940 |
| Net interest income | $8,106,000 | 1,413 |
| Provision for loan and lease losses | $97,000 | 3,344 |
| Total noninterest income | $2,230,000 | 1,221 |
| Gross Fiduciary activities income | $780,000 | 320 |
| Service charges on deposit accounts | $886,000 | 997 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $564,000 | 2,082 |
| Total noninterest expense | $6,757,000 | 1,369 |
| Salaries and employee benefits | $3,405,000 | 1,509 |
| Premises and equipment expense | $1,109,000 | 1,208 |
| Additional noninterest expense | $2,243,000 | 1,235 |
| Pre-tax net operating income | $3,482,000 | 1,359 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,200,000 | 1,110 |
| Income before extraordinary items | $2,282,000 | 1,539 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,282,000 | 1,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 2,104 |
| Cash dividends | $1,520,000 | 1,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,282,000 | 1,520 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,467,000 | 1,670 |
| Total interest expense | $2,456,000 | 1,976 |
| Net interest income | $4,011,000 | 1,425 |
| Provision for loan and lease losses | $34,000 | 3,641 |
| Total noninterest income | $1,107,000 | 1,207 |
| Gross Fiduciary activities income | $390,000 | 326 |
| Service charges on deposit accounts | $435,000 | 986 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $282,000 | 2,046 |
| Total noninterest expense | $3,395,000 | 1,371 |
| Salaries and employee benefits | $1,747,000 | 1,481 |
| Premises and equipment expense | $555,000 | 1,212 |
| Additional noninterest expense | $1,093,000 | 1,237 |
| Pre-tax net operating income | $1,689,000 | 1,386 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $596,000 | 1,129 |
| Income before extraordinary items | $1,093,000 | 1,580 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,093,000 | 1,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,057 |
| Cash dividends | $520,000 | 1,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,093,000 | 1,567 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $24,193,000 | 1,667 |
| Total interest expense | $8,012,000 | 2,043 |
| Net interest income | $16,181,000 | 1,405 |
| Provision for loan and lease losses | $80,000 | 5,017 |
| Total noninterest income | $4,738,000 | 1,141 |
| Gross Fiduciary activities income | $1,685,000 | 301 |
| Service charges on deposit accounts | $1,872,000 | 945 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,181,000 | 1,988 |
| Total noninterest expense | $13,677,000 | 1,304 |
| Salaries and employee benefits | $6,995,000 | 1,399 |
| Premises and equipment expense | $2,318,000 | 1,097 |
| Additional noninterest expense | $4,364,000 | 1,225 |
| Pre-tax net operating income | $7,162,000 | 1,378 |
| Securities gains (losses) | $-166,000 | 8,347 |
| Applicable income taxes | $2,442,000 | 1,123 |
| Income before extraordinary items | $4,554,000 | 1,589 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,554,000 | 1,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 2,284 |
| Cash dividends | $2,100,000 | 1,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,661,900 | 1,536 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $17,705,000 | 1,694 |
| Total interest expense | $5,614,000 | 2,108 |
| Net interest income | $12,091,000 | 1,427 |
| Provision for loan and lease losses | $169,000 | 3,213 |
| Total noninterest income | $3,549,000 | 1,150 |
| Gross Fiduciary activities income | $1,255,000 | 305 |
| Service charges on deposit accounts | $1,414,000 | 943 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $880,000 | 2,004 |
| Total noninterest expense | $10,189,000 | 1,325 |
| Salaries and employee benefits | $5,248,000 | 1,411 |
| Premises and equipment expense | $1,743,000 | 1,095 |
| Additional noninterest expense | $3,198,000 | 1,254 |
| Pre-tax net operating income | $5,282,000 | 1,444 |
| Securities gains (losses) | $-58,000 | 8,232 |
| Applicable income taxes | $1,817,000 | 1,177 |
| Income before extraordinary items | $3,407,000 | 1,629 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,407,000 | 1,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 1,582 |
| Cash dividends | $1,500,000 | 1,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,444,700 | 1,589 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,407,000 | 1,717 |
| Total interest expense | $3,395,000 | 2,193 |
| Net interest income | $8,012,000 | 1,436 |
| Provision for loan and lease losses | $91,000 | 3,450 |
| Total noninterest income | $2,322,000 | 1,170 |
| Gross Fiduciary activities income | $825,000 | 312 |
| Service charges on deposit accounts | $948,000 | 927 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $549,000 | 2,085 |
| Total noninterest expense | $6,821,000 | 1,334 |
| Salaries and employee benefits | $3,500,000 | 1,413 |
| Premises and equipment expense | $1,179,000 | 1,081 |
| Additional noninterest expense | $2,142,000 | 1,265 |
| Pre-tax net operating income | $3,422,000 | 1,476 |
| Securities gains (losses) | $-58,000 | 8,400 |
| Applicable income taxes | $1,187,000 | 1,212 |
| Income before extraordinary items | $2,177,000 | 1,676 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,177,000 | 1,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 1,607 |
| Cash dividends | $1,000,000 | 1,414 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,214,700 | 1,629 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,522,000 | 1,727 |
| Total interest expense | $1,579,000 | 2,225 |
| Net interest income | $3,943,000 | 1,455 |
| Provision for loan and lease losses | $43,000 | 3,470 |
| Total noninterest income | $1,118,000 | 1,175 |
| Gross Fiduciary activities income | $395,000 | 318 |
| Service charges on deposit accounts | $465,000 | 909 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $258,000 | 2,154 |
| Total noninterest expense | $3,451,000 | 1,320 |
| Salaries and employee benefits | $1,791,000 | 1,386 |
| Premises and equipment expense | $598,000 | 1,066 |
| Additional noninterest expense | $1,062,000 | 1,254 |
| Pre-tax net operating income | $1,567,000 | 1,565 |
| Securities gains (losses) | $-26,000 | 8,435 |
| Applicable income taxes | $545,000 | 1,296 |
| Income before extraordinary items | $996,000 | 1,794 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $996,000 | 1,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 1,610 |
| Cash dividends | $500,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,012,900 | 1,752 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $20,418,000 | 1,649 |
| Total interest expense | $4,897,000 | 2,236 |
| Net interest income | $15,521,000 | 1,398 |
| Provision for loan and lease losses | $434,000 | 2,135 |
| Total noninterest income | $4,366,000 | 1,196 |
| Gross Fiduciary activities income | $1,423,000 | 333 |
| Service charges on deposit accounts | $1,631,000 | 1,085 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,312,000 | 1,835 |
| Total noninterest expense | $13,110,000 | 1,322 |
| Salaries and employee benefits | $6,906,000 | 1,347 |
| Premises and equipment expense | $2,174,000 | 1,119 |
| Additional noninterest expense | $4,030,000 | 1,286 |
| Pre-tax net operating income | $6,343,000 | 1,512 |
| Securities gains (losses) | $-60,000 | 8,254 |
| Applicable income taxes | $2,200,000 | 1,254 |
| Income before extraordinary items | $4,083,000 | 1,717 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,083,000 | 1,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $673,000 | 920 |
| Cash dividends | $2,790,000 | 1,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,122,000 | 1,678 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $15,011,000 | 1,651 |
| Total interest expense | $3,440,000 | 2,261 |
| Net interest income | $11,571,000 | 1,394 |
| Provision for loan and lease losses | $286,000 | 2,277 |
| Total noninterest income | $3,049,000 | 1,270 |
| Gross Fiduciary activities income | $1,059,000 | 329 |
| Service charges on deposit accounts | $1,158,000 | 1,145 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $832,000 | 2,067 |
| Total noninterest expense | $9,678,000 | 1,327 |
| Salaries and employee benefits | $5,049,000 | 1,367 |
| Premises and equipment expense | $1,616,000 | 1,116 |
| Additional noninterest expense | $3,013,000 | 1,271 |
| Pre-tax net operating income | $4,656,000 | 1,538 |
| Securities gains (losses) | $10,000 | 1,474 |
| Applicable income taxes | $1,632,000 | 1,283 |
| Income before extraordinary items | $3,034,000 | 1,734 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,034,000 | 1,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $543,000 | 782 |
| Cash dividends | $2,190,000 | 980 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,027,500 | 1,711 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $9,837,000 | 1,628 |
| Total interest expense | $2,111,000 | 2,320 |
| Net interest income | $7,726,000 | 1,378 |
| Provision for loan and lease losses | $106,000 | 3,276 |
| Total noninterest income | $1,920,000 | 1,313 |
| Gross Fiduciary activities income | $738,000 | 324 |
| Service charges on deposit accounts | $662,000 | 1,297 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $520,000 | 2,132 |
| Total noninterest expense | $6,474,000 | 1,309 |
| Salaries and employee benefits | $3,450,000 | 1,328 |
| Premises and equipment expense | $1,082,000 | 1,103 |
| Additional noninterest expense | $1,942,000 | 1,282 |
| Pre-tax net operating income | $3,066,000 | 1,519 |
| Securities gains (losses) | $10,000 | 1,355 |
| Applicable income taxes | $1,075,000 | 1,286 |
| Income before extraordinary items | $2,001,000 | 1,712 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,001,000 | 1,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 2,013 |
| Cash dividends | $1,460,000 | 959 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,994,500 | 1,691 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,770,000 | 1,643 |
| Total interest expense | $994,000 | 2,345 |
| Net interest income | $3,776,000 | 1,400 |
| Provision for loan and lease losses | $68,000 | 2,703 |
| Total noninterest income | $864,000 | 1,409 |
| Gross Fiduciary activities income | $346,000 | 325 |
| Service charges on deposit accounts | $271,000 | 1,504 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $247,000 | 2,171 |
| Total noninterest expense | $3,174,000 | 1,346 |
| Salaries and employee benefits | $1,728,000 | 1,336 |
| Premises and equipment expense | $547,000 | 1,098 |
| Additional noninterest expense | $899,000 | 1,383 |
| Pre-tax net operating income | $1,398,000 | 1,627 |
| Securities gains (losses) | $10,000 | 1,006 |
| Applicable income taxes | $508,000 | 1,340 |
| Income before extraordinary items | $900,000 | 1,881 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $900,000 | 1,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 1,841 |
| Cash dividends | $460,000 | 1,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $893,600 | 1,861 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $17,871,000 | 1,622 |
| Total interest expense | $3,500,000 | 2,305 |
| Net interest income | $14,371,000 | 1,406 |
| Provision for loan and lease losses | $224,000 | 3,516 |
| Total noninterest income | $3,738,000 | 1,354 |
| Gross Fiduciary activities income | $1,410,000 | 313 |
| Service charges on deposit accounts | $1,202,000 | 1,465 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,126,000 | 1,993 |
| Total noninterest expense | $12,974,000 | 1,265 |
| Salaries and employee benefits | $7,062,000 | 1,241 |
| Premises and equipment expense | $2,122,000 | 1,087 |
| Additional noninterest expense | $3,790,000 | 1,316 |
| Pre-tax net operating income | $4,911,000 | 1,729 |
| Securities gains (losses) | $-16,000 | 8,332 |
| Applicable income taxes | $1,773,000 | 1,411 |
| Income before extraordinary items | $3,122,000 | 2,006 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,122,000 | 2,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $399,000 | 1,597 |
| Cash dividends | $2,025,000 | 1,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,132,240 | 1,951 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $13,204,000 | 1,620 |
| Total interest expense | $2,549,000 | 2,312 |
| Net interest income | $10,655,000 | 1,408 |
| Provision for loan and lease losses | $66,000 | 5,012 |
| Total noninterest income | $2,607,000 | 1,442 |
| Gross Fiduciary activities income | $955,000 | 337 |
| Service charges on deposit accounts | $903,000 | 1,470 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $749,000 | 2,168 |
| Total noninterest expense | $9,776,000 | 1,258 |
| Salaries and employee benefits | $5,298,000 | 1,237 |
| Premises and equipment expense | $1,597,000 | 1,090 |
| Additional noninterest expense | $2,881,000 | 1,283 |
| Pre-tax net operating income | $3,420,000 | 1,839 |
| Securities gains (losses) | $-16,000 | 8,610 |
| Applicable income taxes | $1,227,000 | 1,515 |
| Income before extraordinary items | $2,177,000 | 2,151 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,177,000 | 2,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 2,538 |
| Cash dividends | $1,525,000 | 1,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,187,240 | 2,087 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,737,000 | 1,615 |
| Total interest expense | $1,663,000 | 2,330 |
| Net interest income | $7,074,000 | 1,397 |
| Provision for loan and lease losses | $13,000 | 6,215 |
| Total noninterest income | $1,696,000 | 1,461 |
| Gross Fiduciary activities income | $627,000 | 338 |
| Service charges on deposit accounts | $587,000 | 1,493 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $482,000 | 2,247 |
| Total noninterest expense | $6,472,000 | 1,255 |
| Salaries and employee benefits | $3,397,000 | 1,287 |
| Premises and equipment expense | $1,068,000 | 1,091 |
| Additional noninterest expense | $2,007,000 | 1,198 |
| Pre-tax net operating income | $2,285,000 | 1,832 |
| Securities gains (losses) | $-16,000 | 8,765 |
| Applicable income taxes | $817,000 | 1,510 |
| Income before extraordinary items | $1,452,000 | 2,134 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,452,000 | 2,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 2,667 |
| Cash dividends | $1,100,000 | 1,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,462,240 | 2,061 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,327,000 | 1,633 |
| Total interest expense | $823,000 | 2,383 |
| Net interest income | $3,504,000 | 1,409 |
| Provision for loan and lease losses | $-26,000 | 8,969 |
| Total noninterest income | $840,000 | 1,437 |
| Gross Fiduciary activities income | $304,000 | 349 |
| Service charges on deposit accounts | $296,000 | 1,446 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $240,000 | 2,187 |
| Total noninterest expense | $3,242,000 | 1,256 |
| Salaries and employee benefits | $1,697,000 | 1,307 |
| Premises and equipment expense | $509,000 | 1,158 |
| Additional noninterest expense | $1,036,000 | 1,161 |
| Pre-tax net operating income | $1,128,000 | 1,820 |
| Securities gains (losses) | $-16,000 | 8,956 |
| Applicable income taxes | $402,000 | 1,541 |
| Income before extraordinary items | $710,000 | 2,145 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $710,000 | 2,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,644 |
| Cash dividends | $450,000 | 1,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $720,240 | 2,042 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $18,079,000 | 1,593 |
| Total interest expense | $3,912,000 | 2,256 |
| Net interest income | $14,167,000 | 1,383 |
| Provision for loan and lease losses | $653,000 | 1,727 |
| Total noninterest income | $3,867,000 | 1,382 |
| Gross Fiduciary activities income | $1,488,000 | 308 |
| Service charges on deposit accounts | $1,271,000 | 1,365 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,108,000 | 2,238 |
| Total noninterest expense | $13,044,000 | 1,239 |
| Salaries and employee benefits | $7,449,000 | 1,137 |
| Premises and equipment expense | $1,964,000 | 1,152 |
| Additional noninterest expense | $3,631,000 | 1,362 |
| Pre-tax net operating income | $4,337,000 | 1,858 |
| Securities gains (losses) | $67,000 | 2,251 |
| Applicable income taxes | $1,596,000 | 1,543 |
| Income before extraordinary items | $2,808,000 | 2,165 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,808,000 | 2,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $583,000 | 1,424 |
| Cash dividends | $1,900,000 | 1,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,765,120 | 2,092 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $13,699,000 | 1,603 |
| Total interest expense | $3,085,000 | 2,235 |
| Net interest income | $10,614,000 | 1,394 |
| Provision for loan and lease losses | $571,000 | 1,479 |
| Total noninterest income | $2,873,000 | 1,416 |
| Gross Fiduciary activities income | $1,075,000 | 324 |
| Service charges on deposit accounts | $951,000 | 1,374 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $847,000 | 2,291 |
| Total noninterest expense | $9,149,000 | 1,337 |
| Salaries and employee benefits | $4,941,000 | 1,323 |
| Premises and equipment expense | $1,477,000 | 1,163 |
| Additional noninterest expense | $2,731,000 | 1,358 |
| Pre-tax net operating income | $3,767,000 | 1,672 |
| Securities gains (losses) | $67,000 | 2,074 |
| Applicable income taxes | $1,395,000 | 1,424 |
| Income before extraordinary items | $2,439,000 | 1,972 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,439,000 | 1,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $531,000 | 1,110 |
| Cash dividends | $1,400,000 | 1,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,396,120 | 1,896 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,216,000 | 1,594 |
| Total interest expense | $2,173,000 | 2,195 |
| Net interest income | $7,043,000 | 1,394 |
| Provision for loan and lease losses | $415,000 | 1,349 |
| Total noninterest income | $1,908,000 | 1,409 |
| Gross Fiduciary activities income | $679,000 | 337 |
| Service charges on deposit accounts | $628,000 | 1,364 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $601,000 | 2,189 |
| Total noninterest expense | $6,088,000 | 1,343 |
| Salaries and employee benefits | $3,322,000 | 1,308 |
| Premises and equipment expense | $997,000 | 1,144 |
| Additional noninterest expense | $1,769,000 | 1,400 |
| Pre-tax net operating income | $2,448,000 | 1,707 |
| Securities gains (losses) | $67,000 | 1,811 |
| Applicable income taxes | $911,000 | 1,474 |
| Income before extraordinary items | $1,604,000 | 1,986 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,604,000 | 1,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $415,000 | 961 |
| Cash dividends | $900,000 | 1,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,561,120 | 1,923 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,653,000 | 1,597 |
| Total interest expense | $1,122,000 | 2,176 |
| Net interest income | $3,531,000 | 1,389 |
| Provision for loan and lease losses | $177,000 | 1,507 |
| Total noninterest income | $995,000 | 1,339 |
| Gross Fiduciary activities income | $336,000 | 344 |
| Service charges on deposit accounts | $306,000 | 1,356 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $353,000 | 1,887 |
| Total noninterest expense | $3,018,000 | 1,337 |
| Salaries and employee benefits | $1,633,000 | 1,329 |
| Premises and equipment expense | $514,000 | 1,126 |
| Additional noninterest expense | $871,000 | 1,383 |
| Pre-tax net operating income | $1,331,000 | 1,581 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $485,000 | 1,406 |
| Income before extraordinary items | $846,000 | 1,870 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $846,000 | 1,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 1,016 |
| Cash dividends | $500,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $846,000 | 1,765 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $21,534,000 | 1,429 |
| Total interest expense | $5,886,000 | 1,932 |
| Net interest income | $15,648,000 | 1,231 |
| Provision for loan and lease losses | $1,785,000 | 822 |
| Total noninterest income | $4,250,000 | 1,193 |
| Gross Fiduciary activities income | $1,407,000 | 343 |
| Service charges on deposit accounts | $1,330,000 | 1,216 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,513,000 | 1,635 |
| Total noninterest expense | $12,691,000 | 1,201 |
| Salaries and employee benefits | $6,960,000 | 1,153 |
| Premises and equipment expense | $1,869,000 | 1,187 |
| Additional noninterest expense | $3,862,000 | 1,249 |
| Pre-tax net operating income | $5,422,000 | 1,509 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,000,000 | 1,296 |
| Income before extraordinary items | $3,422,000 | 1,749 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,422,000 | 1,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,960,000 | 572 |
| Cash dividends | $1,900,000 | 1,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,422,000 | 1,694 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $25,607,000 | 1,332 |
| Total interest expense | $10,386,000 | 1,567 |
| Net interest income | $15,221,000 | 1,161 |
| Provision for loan and lease losses | $2,334,000 | 619 |
| Total noninterest income | $3,809,000 | 1,232 |
| Gross Fiduciary activities income | $1,400,000 | 358 |
| Service charges on deposit accounts | $1,245,000 | 1,200 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,164,000 | 1,835 |
| Total noninterest expense | $13,316,000 | 1,114 |
| Salaries and employee benefits | $6,523,000 | 1,135 |
| Premises and equipment expense | $1,768,000 | 1,197 |
| Additional noninterest expense | $5,025,000 | 973 |
| Pre-tax net operating income | $3,380,000 | 2,033 |
| Securities gains (losses) | $-43,000 | 9,433 |
| Applicable income taxes | $1,147,000 | 1,888 |
| Income before extraordinary items | $2,190,000 | 2,346 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,190,000 | 2,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,334,000 | 509 |
| Cash dividends | $2,100,000 | 1,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,218,380 | 2,250 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $27,923,000 | 1,269 |
| Total interest expense | $12,222,000 | 1,410 |
| Net interest income | $15,701,000 | 1,118 |
| Provision for loan and lease losses | $1,209,000 | 903 |
| Total noninterest income | $3,383,000 | 1,217 |
| Gross Fiduciary activities income | $1,400,000 | 358 |
| Service charges on deposit accounts | $1,270,000 | 1,069 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $713,000 | 2,328 |
| Total noninterest expense | $13,030,000 | 1,072 |
| Salaries and employee benefits | $5,978,000 | 1,182 |
| Premises and equipment expense | $1,709,000 | 1,179 |
| Additional noninterest expense | $5,343,000 | 907 |
| Pre-tax net operating income | $4,845,000 | 1,521 |
| Securities gains (losses) | $-40,000 | 9,095 |
| Applicable income taxes | $1,687,000 | 1,364 |
| Income before extraordinary items | $3,118,000 | 1,682 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,118,000 | 1,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,079,000 | 707 |
| Cash dividends | $1,800,000 | 1,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,144,000 | 1,665 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $24,775,000 | 1,307 |
| Total interest expense | $11,054,000 | 1,355 |
| Net interest income | $13,721,000 | 1,275 |
| Provision for loan and lease losses | $555,000 | 1,616 |
| Total noninterest income | $3,193,000 | 1,290 |
| Gross Fiduciary activities income | $1,225,000 | 413 |
| Service charges on deposit accounts | $1,141,000 | 1,166 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $827,000 | 2,116 |
| Total noninterest expense | $11,030,000 | 1,253 |
| Salaries and employee benefits | $5,453,000 | 1,271 |
| Premises and equipment expense | $1,575,000 | 1,284 |
| Additional noninterest expense | $4,002,000 | 1,166 |
| Pre-tax net operating income | $5,329,000 | 1,426 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,866,000 | 1,308 |
| Income before extraordinary items | $3,463,000 | 1,545 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,463,000 | 1,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $535,000 | 1,157 |
| Cash dividends | $1,600,000 | 1,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,463,000 | 1,513 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $19,769,000 | 1,644 |
| Total interest expense | $8,726,000 | 1,759 |
| Net interest income | $11,043,000 | 1,536 |
| Provision for loan and lease losses | $516,000 | 1,682 |
| Total noninterest income | $2,612,000 | 1,495 |
| Gross Fiduciary activities income | $1,090,000 | 438 |
| Service charges on deposit accounts | $846,000 | 1,489 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $676,000 | 2,456 |
| Total noninterest expense | $8,624,000 | 1,543 |
| Salaries and employee benefits | $4,300,000 | 1,529 |
| Premises and equipment expense | $1,187,000 | 1,657 |
| Additional noninterest expense | $3,137,000 | 1,396 |
| Pre-tax net operating income | $4,515,000 | 1,637 |
| Securities gains (losses) | $-34,000 | 10,340 |
| Applicable income taxes | $1,585,000 | 1,545 |
| Income before extraordinary items | $2,896,000 | 1,824 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,896,000 | 1,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $371,000 | 1,599 |
| Cash dividends | $1,500,000 | 1,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,918,100 | 1,732 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $19,079,000 | 1,731 |
| Total interest expense | $8,194,000 | 1,887 |
| Net interest income | $10,885,000 | 1,587 |
| Provision for loan and lease losses | $638,000 | 1,432 |
| Total noninterest income | $2,227,000 | 1,625 |
| Gross Fiduciary activities income | $1,020,000 | 467 |
| Service charges on deposit accounts | $805,000 | 1,611 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $402,000 | 3,267 |
| Total noninterest expense | $8,329,000 | 1,581 |
| Salaries and employee benefits | $4,070,000 | 1,611 |
| Premises and equipment expense | $1,096,000 | 1,805 |
| Additional noninterest expense | $3,163,000 | 1,368 |
| Pre-tax net operating income | $4,145,000 | 1,835 |
| Securities gains (losses) | $-59,000 | 10,676 |
| Applicable income taxes | $1,415,000 | 1,789 |
| Income before extraordinary items | $2,671,000 | 1,976 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,671,000 | 1,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $548,000 | 1,256 |
| Cash dividends | $1,300,000 | 1,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,709,350 | 1,892 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $18,589,000 | 1,821 |
| Total interest expense | $8,308,000 | 1,891 |
| Net interest income | $10,281,000 | 1,718 |
| Provision for loan and lease losses | $610,000 | 1,479 |
| Total noninterest income | $1,915,000 | 1,907 |
| Gross Fiduciary activities income | $830,000 | 565 |
| Service charges on deposit accounts | $735,000 | 1,844 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $350,000 | 3,696 |
| Total noninterest expense | $7,687,000 | 1,846 |
| Salaries and employee benefits | $3,983,000 | 1,671 |
| Premises and equipment expense | $864,000 | 2,287 |
| Additional noninterest expense | $2,840,000 | 1,826 |
| Pre-tax net operating income | $3,899,000 | 1,850 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $1,312,000 | 1,831 |
| Income before extraordinary items | $2,588,000 | 1,912 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,588,000 | 1,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $540,000 | 1,346 |
| Cash dividends | $1,350,000 | 1,710 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,587,340 | 1,875 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $18,469,000 | 1,836 |
| Total interest expense | $7,981,000 | 1,963 |
| Net interest income | $10,488,000 | 1,705 |
| Provision for loan and lease losses | $809,000 | 1,112 |
| Total noninterest income | $1,811,000 | 1,986 |
| Gross Fiduciary activities income | $750,000 | 612 |
| Service charges on deposit accounts | $736,000 | 1,843 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $325,000 | 3,814 |
| Total noninterest expense | $7,604,000 | 1,848 |
| Salaries and employee benefits | $3,818,000 | 1,739 |
| Premises and equipment expense | $852,000 | 2,345 |
| Additional noninterest expense | $2,934,000 | 1,730 |
| Pre-tax net operating income | $3,886,000 | 1,913 |
| Securities gains (losses) | $-341,000 | 11,764 |
| Applicable income taxes | $1,262,000 | 1,935 |
| Income before extraordinary items | $2,283,000 | 2,209 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,283,000 | 2,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $679,000 | 1,138 |
| Cash dividends | $2,400,000 | 1,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,501,240 | 1,997 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $16,468,000 | 1,871 |
| Total interest expense | $6,386,000 | 1,951 |
| Net interest income | $10,082,000 | 1,788 |
| Provision for loan and lease losses | $351,000 | 2,024 |
| Total noninterest income | $1,722,000 | 2,067 |
| Gross Fiduciary activities income | $650,000 | 651 |
| Service charges on deposit accounts | $767,000 | 1,765 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $305,000 | 4,043 |
| Total noninterest expense | $8,001,000 | 1,816 |
| Salaries and employee benefits | $3,800,000 | 1,769 |
| Premises and equipment expense | $849,000 | 2,387 |
| Additional noninterest expense | $3,352,000 | 1,646 |
| Pre-tax net operating income | $3,452,000 | 2,062 |
| Securities gains (losses) | $-117,000 | 11,646 |
| Applicable income taxes | $1,095,000 | 2,058 |
| Income before extraordinary items | $2,240,000 | 2,189 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,240,000 | 2,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 2,109 |
| Cash dividends | $1,800,000 | 1,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,318,390 | 2,127 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,936,000 | 2,386 |
| Total interest expense | $5,494,000 | 2,355 |
| Net interest income | $7,442,000 | 2,408 |
| Provision for loan and lease losses | $300,000 | 2,975 |
| Total noninterest income | $1,130,000 | 3,053 |
| Gross Fiduciary activities income | $600,000 | 703 |
| Service charges on deposit accounts | $308,000 | 4,326 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $222,000 | 5,355 |
| Total noninterest expense | $6,054,000 | 2,370 |
| Salaries and employee benefits | $3,038,000 | 2,182 |
| Premises and equipment expense | $627,000 | 3,188 |
| Additional noninterest expense | $2,389,000 | 2,338 |
| Pre-tax net operating income | $2,218,000 | 3,005 |
| Securities gains (losses) | $-68,000 | 13,131 |
| Applicable income taxes | $618,000 | 3,510 |
| Income before extraordinary items | $1,532,000 | 3,180 |
| Extraordinary gains, net | $113,000 | 1,463 |
| Net income | $1,645,000 | 3,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 3,647 |
| Cash dividends | $1,300,000 | 1,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,580,280 | 2,909 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,586,000 | 2,600 |
| Total interest expense | $6,282,000 | 2,672 |
| Net interest income | $7,304,000 | 2,494 |
| Provision for loan and lease losses | $516,000 | 2,924 |
| Total noninterest income | $1,193,000 | 2,877 |
| Gross Fiduciary activities income | $600,000 | 704 |
| Service charges on deposit accounts | $424,000 | 3,283 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $169,000 | 6,237 |
| Total noninterest expense | $5,406,000 | 2,667 |
| Salaries and employee benefits | $2,545,000 | 2,539 |
| Premises and equipment expense | $585,000 | 3,441 |
| Additional noninterest expense | $2,276,000 | 2,518 |
| Pre-tax net operating income | $2,575,000 | 2,403 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $665,000 | 3,131 |
| Income before extraordinary items | $1,914,000 | 2,391 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,914,000 | 2,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $296,000 | 3,359 |
| Cash dividends | $1,650,000 | 997 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,911,040 | 2,220 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.