Home > First Century Bank > Assets and Liabilities
First Century Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 14 | 8,043 |
| Assets and Liabilities | ||
| Total Assets: | $38,362,000 | 7,910 |
| Cash and due from depository institutions | $1,741,000 | 8,043 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $6,054,000 | 8,377 |
| Federal funds sold & reverse repurchase agreements | $1,235,000 | 6,724 |
| Net loans & leases | $27,012,000 | 7,078 |
| Loan loss allowance | $337,000 | 6,996 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,883,000 | 4,106 |
| Other real estate owned | $0 | 8,043 |
| Goodwill and other intangibles | $65,000 | 2,815 |
| All other assets | $372,000 | 8,947 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,362,000 | 7,910 |
| Total liabilities | $34,646,000 | 7,842 |
| Total deposits | $33,478,000 | 7,793 |
| Interest-bearing deposits | $28,481,000 | 7,789 |
| Deposits held in domestic offices | $33,478,000 | 7,792 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,099,000 | 2,343 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,000 | 5,234 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $66,000 | 10,080 |
| Total equity capital | $3,716,000 | 8,179 |
| Total bank equity capital | $3,716,000 | 8,179 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,500,000 | 2,331 |
| Surplus | $750,000 | 7,905 |
| Undivided profits | $1,466,000 | 7,583 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $95,000 | 7,381 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $154,000 | 8,583 |
| Earning assets | $34,301,000 | 7,968 |
| Long-term assets (5+ years) | $2,797,000 | 7,267 |
| Average Assets, year-to-date | $37,928,000 | 7,755 |
| Average Assets, quarterly | $37,759,500 | 7,889 |
| Volatile liabilities | $5,723,000 | 6,629 |
| Insider loans | $801,000 | 4,102 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,739,000 | 6,777 |
| Tier 1 (core) risk-based capital | $3,618,000 | 8,151 |
| Tier 2 risk-based capital | $337,000 | 6,583 |
| Total risk weighted assets | $28,149,200 | 7,132 |
| Total unused commitments | $2,739,000 | 6,792 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 13 | 8,601 |
| Assets and Liabilities | ||
| Total Assets: | $36,346,000 | 8,252 |
| Cash and due from depository institutions | $1,668,000 | 8,601 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $5,589,000 | 8,976 |
| Federal funds sold & reverse repurchase agreements | $1,845,000 | 5,168 |
| Net loans & leases | $25,067,000 | 7,485 |
| Loan loss allowance | $320,000 | 7,361 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,748,000 | 4,241 |
| Other real estate owned | $0 | 8,601 |
| Goodwill and other intangibles | $88,000 | 2,661 |
| All other assets | $341,000 | 9,529 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,346,000 | 8,252 |
| Total liabilities | $33,023,000 | 8,148 |
| Total deposits | $29,879,000 | 8,354 |
| Interest-bearing deposits | $26,074,000 | 8,269 |
| Deposits held in domestic offices | $29,879,000 | 8,352 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,741,000 | 1,924 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $324,000 | 4,282 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $79,000 | 10,443 |
| Total equity capital | $3,323,000 | 8,713 |
| Total bank equity capital | $3,323,000 | 8,713 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,500,000 | 2,360 |
| Surplus | $750,000 | 8,135 |
| Undivided profits | $1,073,000 | 8,497 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,000 | 9,029 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $134,000 | 9,293 |
| Earning assets | $32,501,000 | 8,317 |
| Long-term assets (5+ years) | $1,982,000 | 7,693 |
| Average Assets, year-to-date | $35,496,400 | 8,173 |
| Average Assets, quarterly | $36,167,000 | 8,223 |
| Volatile liabilities | $6,799,000 | 6,210 |
| Insider loans | $768,000 | 4,253 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,801,000 | 7,670 |
| Tier 1 (core) risk-based capital | $3,210,000 | 8,724 |
| Tier 2 risk-based capital | $320,000 | 6,832 |
| Total risk weighted assets | $25,764,100 | 7,557 |
| Total unused commitments | $1,801,000 | 7,678 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 15 | 8,534 |
| Assets and Liabilities | ||
| Total Assets: | $35,208,000 | 8,663 |
| Cash and due from depository institutions | $1,544,000 | 8,534 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $6,280,000 | 9,275 |
| Federal funds sold & reverse repurchase agreements | $1,850,000 | 5,109 |
| Net loans & leases | $23,282,000 | 7,895 |
| Loan loss allowance | $280,000 | 8,113 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,817,000 | 4,065 |
| Other real estate owned | $0 | 8,534 |
| Goodwill and other intangibles | $112,000 | 2,449 |
| All other assets | $323,000 | 10,105 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,208,000 | 8,663 |
| Total liabilities | $32,295,000 | 8,539 |
| Total deposits | $31,170,000 | 8,511 |
| Interest-bearing deposits | $26,027,000 | 8,591 |
| Deposits held in domestic offices | $31,170,000 | 8,506 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $910,000 | 2,844 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $148,000 | 4,686 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $67,000 | 11,024 |
| Total equity capital | $2,913,000 | 9,339 |
| Total bank equity capital | $2,913,000 | 9,339 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,500,000 | 2,495 |
| Surplus | $750,000 | 8,452 |
| Undivided profits | $663,000 | 9,508 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $55,000 | 8,954 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $110,000 | 10,031 |
| Earning assets | $31,412,000 | 8,726 |
| Long-term assets (5+ years) | $868,000 | 8,916 |
| Average Assets, year-to-date | $33,060,800 | 8,721 |
| Average Assets, quarterly | $34,436,500 | 8,679 |
| Volatile liabilities | $5,901,000 | 6,561 |
| Insider loans | $50,000 | 9,495 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,567,000 | 8,006 |
| Tier 1 (core) risk-based capital | $2,789,000 | 9,419 |
| Tier 2 risk-based capital | $280,000 | 7,505 |
| Total risk weighted assets | $24,505,200 | 7,873 |
| Total unused commitments | $1,567,000 | 8,016 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 15 | 8,895 |
| Assets and Liabilities | ||
| Total Assets: | $31,397,000 | 9,349 |
| Cash and due from depository institutions | $1,079,000 | 8,895 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $5,342,000 | 10,052 |
| Federal funds sold & reverse repurchase agreements | $1,445,000 | 6,479 |
| Net loans & leases | $21,196,000 | 8,365 |
| Loan loss allowance | $255,000 | 8,693 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,892,000 | 3,898 |
| Other real estate owned | $0 | 8,895 |
| Goodwill and other intangibles | $135,000 | 2,220 |
| All other assets | $308,000 | 10,604 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,397,000 | 9,349 |
| Total liabilities | $28,793,000 | 9,240 |
| Total deposits | $27,255,000 | 9,311 |
| Interest-bearing deposits | $24,773,000 | 9,065 |
| Deposits held in domestic offices | $27,255,000 | 9,307 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,254,000 | 2,534 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $77,000 | 4,510 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $207,000 | 9,607 |
| Total equity capital | $2,604,000 | 9,971 |
| Total bank equity capital | $2,604,000 | 9,971 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,500,000 | 2,568 |
| Surplus | $750,000 | 8,721 |
| Undivided profits | $354,000 | 10,642 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $247,000 | 6,124 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $138,000 | 9,950 |
| Earning assets | $27,983,000 | 9,413 |
| Long-term assets (5+ years) | $1,349,000 | 8,576 |
| Average Assets, year-to-date | $29,405,800 | 9,420 |
| Average Assets, quarterly | $30,867,500 | 9,355 |
| Volatile liabilities | $5,369,000 | 6,690 |
| Insider loans | $721,000 | 4,605 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,990,000 | 7,437 |
| Tier 1 (core) risk-based capital | $2,469,000 | 10,047 |
| Tier 2 risk-based capital | $255,000 | 7,980 |
| Total risk weighted assets | $22,273,200 | 8,375 |
| Total unused commitments | $1,990,000 | 7,451 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 13 | 9,865 |
| Assets and Liabilities | ||
| Total Assets: | $28,810,000 | 9,933 |
| Cash and due from depository institutions | $1,251,000 | 9,865 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $6,494,000 | 10,150 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $18,523,000 | 9,062 |
| Loan loss allowance | $225,000 | 9,452 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,980,000 | 3,678 |
| Other real estate owned | $116,000 | 9,865 |
| Goodwill and other intangibles | $158,000 | 2,049 |
| All other assets | $288,000 | 11,257 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,810,000 | 9,933 |
| Total liabilities | $26,406,000 | 9,861 |
| Total deposits | $24,742,000 | 9,939 |
| Interest-bearing deposits | $21,932,000 | 9,781 |
| Deposits held in domestic offices | $24,742,000 | 9,934 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,467,000 | 2,985 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $111,000 | 4,739 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $86,000 | 11,411 |
| Total equity capital | $2,404,000 | 10,329 |
| Total bank equity capital | $2,404,000 | 10,329 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,500,000 | 2,652 |
| Surplus | $750,000 | 8,980 |
| Undivided profits | $154,000 | 11,162 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $31,000 | 10,190 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $108,000 | 10,674 |
| Earning assets | $25,017,000 | 10,090 |
| Long-term assets (5+ years) | $1,474,000 | 8,876 |
| Average Assets, year-to-date | $28,538,400 | 9,892 |
| Average Assets, quarterly | $28,657,000 | 9,924 |
| Volatile liabilities | $4,056,000 | 7,477 |
| Insider loans | $337,000 | 6,839 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $857,000 | 9,457 |
| Tier 1 (core) risk-based capital | $2,246,000 | 10,645 |
| Tier 2 risk-based capital | $225,000 | 8,681 |
| Total risk weighted assets | $19,673,500 | 9,039 |
| Total unused commitments | $857,000 | 9,465 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 13 | 10,317 |
| Assets and Liabilities | ||
| Total Assets: | $28,278,000 | 10,420 |
| Cash and due from depository institutions | $986,000 | 10,317 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $5,684,000 | 10,942 |
| Federal funds sold & reverse repurchase agreements | $2,070,000 | 5,642 |
| Net loans & leases | $17,265,000 | 9,445 |
| Loan loss allowance | $190,000 | 10,447 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,843,000 | 3,910 |
| Other real estate owned | $0 | 10,317 |
| Goodwill and other intangibles | $181,000 | 1,893 |
| All other assets | $249,000 | 11,807 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,278,000 | 10,420 |
| Total liabilities | $25,980,000 | 10,352 |
| Total deposits | $25,219,000 | 10,333 |
| Interest-bearing deposits | $22,829,000 | 10,036 |
| Deposits held in domestic offices | $25,219,000 | 10,327 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $529,000 | 3,202 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $147,000 | 4,202 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $85,000 | 11,925 |
| Total equity capital | $2,298,000 | 10,861 |
| Total bank equity capital | $2,298,000 | 10,861 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,500,000 | 2,712 |
| Surplus | $750,000 | 9,220 |
| Undivided profits | $48,000 | 12,061 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $129,000 | 8,670 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $64,000 | 12,054 |
| Earning assets | $25,019,000 | 10,509 |
| Long-term assets (5+ years) | $1,477,000 | 9,338 |
| Average Assets, year-to-date | $23,886,800 | 10,941 |
| Average Assets, quarterly | $29,285,000 | 10,214 |
| Volatile liabilities | $3,600,000 | 7,743 |
| Insider loans | $403,000 | 6,372 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,288,000 | 8,669 |
| Tier 1 (core) risk-based capital | $2,117,000 | 11,103 |
| Tier 2 risk-based capital | $190,000 | 9,581 |
| Total risk weighted assets | $19,039,100 | 9,392 |
| Total unused commitments | $1,288,000 | 8,695 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 11 | 11,407 |
| Assets and Liabilities | ||
| Total Assets: | $19,242,000 | 12,163 |
| Cash and due from depository institutions | $1,688,000 | 11,407 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $4,613,000 | 11,812 |
| Federal funds sold & reverse repurchase agreements | $810,000 | 9,219 |
| Net loans & leases | $10,757,000 | 11,432 |
| Loan loss allowance | $90,000 | 12,743 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $919,000 | 6,522 |
| Other real estate owned | $0 | 11,407 |
| Goodwill and other intangibles | $177,000 | 1,925 |
| All other assets | $278,000 | 12,007 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $19,242,000 | 12,163 |
| Total liabilities | $16,661,000 | 12,271 |
| Total deposits | $15,811,000 | 12,333 |
| Interest-bearing deposits | $13,207,000 | 12,365 |
| Deposits held in domestic offices | $15,811,000 | 12,331 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $618,000 | 2,883 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $196,000 | 3,903 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $36,000 | 13,662 |
| Total equity capital | $2,581,000 | 10,427 |
| Total bank equity capital | $2,581,000 | 10,427 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,500,000 | 2,815 |
| Surplus | $750,000 | 9,372 |
| Undivided profits | $331,000 | 11,515 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $44,000 | 13,125 |
| Earning assets | $16,180,000 | 12,335 |
| Long-term assets (5+ years) | $1,056,000 | 10,178 |
| Average Assets, year-to-date | $13,594,200 | 13,000 |
| Average Assets, quarterly | $17,315,000 | 12,445 |
| Volatile liabilities | $2,585,000 | 9,122 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,592,000 | 6,575 |
| Tier 1 (core) risk-based capital | $2,404,000 | 10,691 |
| Tier 2 risk-based capital | $90,000 | 12,205 |
| Total risk weighted assets | $12,070,100 | 11,475 |
| Total unused commitments | $2,592,000 | 6,603 |
| Derivatives | $0 | 651 |