Home > First Century Bank > Income and Expense

First Century Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$30,888,0001,368
Total interest expense$8,914,0001,406
Net interest income$21,974,0001,332
Provision for loan and lease losses$380,0001,476
Total noninterest income$4,022,0001,357
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,004,000983
Trading account gains and fees$0123
Additional Noninterest Income$3,018,0001,244
Total noninterest expense$14,414,0001,580
Salaries and employee benefits$8,330,0001,547
Premises and equipment expense$1,595,0001,462
Additional noninterest expense$3,018,0001,244
Pre-tax net operating income$11,202,0001,075
Securities gains (losses)$0988
Applicable income taxes$2,714,000795
Income before extraordinary items$8,488,0001,157
Extraordinary gains, net$054
Net income$8,488,0001,172
Minority interest net income$088
Net income of bank and minority interests.$8,488,0001,160
Net charge-offs$50,0001,802
Cash dividends$4,200,000915
Sale, conversion, retirement of capital stock, net$0540
Net operating income$8,488,0001,177
2023-09-30 (YTD Data)Rank
Total interest income$22,289,0001,376
Total interest expense$5,896,0001,423
Net interest income$16,393,0001,345
Provision for loan and lease losses$544,000953
Total noninterest income$3,157,0001,305
Gross Fiduciary activities income$0950
Service charges on deposit accounts$764,000979
Trading account gains and fees$0125
Additional Noninterest Income$2,393,0001,208
Total noninterest expense$9,542,0001,730
Salaries and employee benefits$5,310,0001,751
Premises and equipment expense$1,170,0001,490
Additional noninterest expense$2,393,0001,208
Pre-tax net operating income$9,464,0001,017
Securities gains (losses)$0849
Applicable income taxes$2,107,000812
Income before extraordinary items$7,357,0001,077
Extraordinary gains, net$052
Net income$7,357,0001,082
Minority interest net income$081
Net income of bank and minority interests.$7,357,0001,077
Net charge-offs$46,0001,518
Cash dividends$3,150,000852
Sale, conversion, retirement of capital stock, net$0507
Net operating income$7,357,0001,092
2023-06-30 (YTD Data)Rank
Total interest income$14,217,0001,393
Total interest expense$3,305,0001,470
Net interest income$10,912,0001,354
Provision for loan and lease losses$190,0001,373
Total noninterest income$2,562,0001,118
Gross Fiduciary activities income$0931
Service charges on deposit accounts$516,000957
Trading account gains and fees$0112
Additional Noninterest Income$2,046,000954
Total noninterest expense$6,662,0001,664
Salaries and employee benefits$3,618,0001,726
Premises and equipment expense$752,0001,527
Additional noninterest expense$2,046,000953
Pre-tax net operating income$6,622,000985
Securities gains (losses)$0938
Applicable income taxes$1,366,000831
Income before extraordinary items$5,256,0001,017
Extraordinary gains, net$051
Net income$5,256,0001,030
Minority interest net income$081
Net income of bank and minority interests.$5,256,0001,017
Net charge-offs$5,0002,026
Cash dividends$2,100,000843
Sale, conversion, retirement of capital stock, net$0486
Net operating income$5,256,0001,021
2023-03-31 (YTD Data)Rank
Total interest income$6,739,0001,434
Total interest expense$1,241,0001,604
Net interest income$5,498,0001,349
Provision for loan and lease losses$95,0001,300
Total noninterest income$1,740,000921
Gross Fiduciary activities income$0913
Service charges on deposit accounts$266,000959
Trading account gains and fees$097
Additional Noninterest Income$1,474,000744
Total noninterest expense$3,289,0001,696
Salaries and employee benefits$1,725,0001,812
Premises and equipment expense$355,0001,629
Additional noninterest expense$1,474,000744
Pre-tax net operating income$3,854,000905
Securities gains (losses)$0950
Applicable income taxes$714,000831
Income before extraordinary items$3,140,000908
Extraordinary gains, net$04
Net income$3,140,000906
Minority interest net income$048
Net income of bank and minority interests.$3,140,000907
Net charge-offs$5,0001,579
Cash dividends$1,050,000780
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,140,000919
2022-12-31 (YTD Data)Rank
Total interest income$23,796,0001,361
Total interest expense$1,322,0002,070
Net interest income$22,474,0001,310
Provision for loan and lease losses$390,0001,367
Total noninterest income$2,854,0001,683
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,051,000975
Trading account gains and fees$0116
Additional Noninterest Income$1,803,0001,720
Total noninterest expense$13,598,0001,618
Salaries and employee benefits$7,524,0001,653
Premises and equipment expense$1,569,0001,489
Additional noninterest expense$1,803,0001,720
Pre-tax net operating income$11,340,0001,167
Securities gains (losses)$0691
Applicable income taxes$3,166,000803
Income before extraordinary items$8,174,0001,287
Extraordinary gains, net$05
Net income$8,174,0001,287
Minority interest net income$063
Net income of bank and minority interests.$8,174,0001,287
Net charge-offs$-32,0003,955
Cash dividends$3,600,0001,004
Sale, conversion, retirement of capital stock, net$0568
Net operating income$8,174,0001,304
2022-09-30 (YTD Data)Rank
Total interest income$17,131,0001,354
Total interest expense$643,0002,313
Net interest income$16,488,0001,317
Provision for loan and lease losses$360,0001,136
Total noninterest income$2,114,0001,716
Gross Fiduciary activities income$0968
Service charges on deposit accounts$803,000975
Trading account gains and fees$0111
Additional Noninterest Income$1,311,0001,775
Total noninterest expense$9,107,0001,757
Salaries and employee benefits$4,601,0001,912
Premises and equipment expense$1,141,0001,524
Additional noninterest expense$1,311,0001,775
Pre-tax net operating income$9,135,0001,101
Securities gains (losses)$0740
Applicable income taxes$2,353,000813
Income before extraordinary items$6,782,0001,173
Extraordinary gains, net$04
Net income$6,782,0001,172
Minority interest net income$057
Net income of bank and minority interests.$6,782,0001,173
Net charge-offs$-34,0003,959
Cash dividends$2,700,000905
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,782,0001,198
2022-06-30 (YTD Data)Rank
Total interest income$10,726,0001,385
Total interest expense$375,0002,368
Net interest income$10,351,0001,349
Provision for loan and lease losses$180,0001,178
Total noninterest income$1,416,0001,711
Gross Fiduciary activities income$0925
Service charges on deposit accounts$541,000952
Trading account gains and fees$0108
Additional Noninterest Income$875,0001,810
Total noninterest expense$6,086,0001,739
Salaries and employee benefits$2,963,0001,960
Premises and equipment expense$762,0001,523
Additional noninterest expense$2,361,0001,420
Pre-tax net operating income$5,501,0001,126
Securities gains (losses)$0687
Applicable income taxes$1,414,000820
Income before extraordinary items$4,087,0001,219
Extraordinary gains, net$04
Net income$4,087,0001,218
Minority interest net income$060
Net income of bank and minority interests.$4,087,0001,219
Net charge-offs$-2,0003,158
Cash dividends$1,800,000906
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,087,0001,245
2022-03-31 (YTD Data)Rank
Total interest income$5,040,0001,421
Total interest expense$183,0002,353
Net interest income$4,857,0001,383
Provision for loan and lease losses$90,0001,018
Total noninterest income$662,0001,766
Gross Fiduciary activities income$0892
Service charges on deposit accounts$271,000950
Trading account gains and fees$0103
Additional Noninterest Income$391,0001,928
Total noninterest expense$2,992,0001,756
Salaries and employee benefits$1,592,0001,855
Premises and equipment expense$358,0001,619
Additional noninterest expense$1,042,0001,526
Pre-tax net operating income$2,437,0001,174
Securities gains (losses)$0623
Applicable income taxes$627,000857
Income before extraordinary items$1,810,0001,284
Extraordinary gains, net$04
Net income$1,810,0001,283
Minority interest net income$050
Net income of bank and minority interests.$1,810,0001,284
Net charge-offs$4,0001,408
Cash dividends$900,000830
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,810,0001,300
2021-12-31 (YTD Data)Rank
Total interest income$20,169,0001,475
Total interest expense$1,370,0001,788
Net interest income$18,799,0001,438
Provision for loan and lease losses$240,0001,589
Total noninterest income$3,258,0001,702
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,002,000978
Trading account gains and fees$0132
Additional Noninterest Income$2,256,0001,796
Total noninterest expense$12,479,0001,694
Salaries and employee benefits$7,511,0001,633
Premises and equipment expense$1,477,0001,540
Additional noninterest expense$3,491,0001,754
Pre-tax net operating income$9,338,0001,341
Securities gains (losses)$02,062
Applicable income taxes$2,261,0001,021
Income before extraordinary items$7,077,0001,494
Extraordinary gains, net$010
Net income$7,077,0001,493
Minority interest net income$074
Net income of bank and minority interests.$7,077,0001,494
Net charge-offs$-137,0004,443
Cash dividends$3,560,0001,034
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,077,0001,460
2021-09-30 (YTD Data)Rank
Total interest income$14,758,0001,532
Total interest expense$1,134,0001,738
Net interest income$13,624,0001,505
Provision for loan and lease losses$240,0001,326
Total noninterest income$2,399,0001,786
Gross Fiduciary activities income$0957
Service charges on deposit accounts$725,000998
Trading account gains and fees$0132
Additional Noninterest Income$1,674,0001,853
Total noninterest expense$8,423,0001,827
Salaries and employee benefits$4,866,0001,820
Premises and equipment expense$1,099,0001,575
Additional noninterest expense$2,458,0001,853
Pre-tax net operating income$7,360,0001,338
Securities gains (losses)$02,015
Applicable income taxes$1,882,0001,004
Income before extraordinary items$5,478,0001,516
Extraordinary gains, net$08
Net income$5,478,0001,516
Minority interest net income$069
Net income of bank and minority interests.$5,478,0001,516
Net charge-offs$-5,0003,437
Cash dividends$1,650,0001,305
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,478,0001,482
2021-06-30 (YTD Data)Rank
Total interest income$9,740,0001,538
Total interest expense$814,0001,704
Net interest income$8,926,0001,504
Provision for loan and lease losses$180,0001,246
Total noninterest income$1,656,0001,702
Gross Fiduciary activities income$0951
Service charges on deposit accounts$463,0001,001
Trading account gains and fees$0133
Additional Noninterest Income$1,193,0001,743
Total noninterest expense$5,563,0001,828
Salaries and employee benefits$3,287,0001,802
Premises and equipment expense$701,0001,635
Additional noninterest expense$1,575,0001,888
Pre-tax net operating income$4,839,0001,343
Securities gains (losses)$01,818
Applicable income taxes$1,236,0001,002
Income before extraordinary items$3,603,0001,509
Extraordinary gains, net$06
Net income$3,603,0001,509
Minority interest net income$067
Net income of bank and minority interests.$3,603,0001,509
Net charge-offs$1,0002,145
Cash dividends$900,0001,466
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,603,0001,474
2021-03-31 (YTD Data)Rank
Total interest income$4,668,0001,592
Total interest expense$435,0001,681
Net interest income$4,233,0001,578
Provision for loan and lease losses$90,0001,312
Total noninterest income$698,0001,885
Gross Fiduciary activities income$0922
Service charges on deposit accounts$233,000977
Trading account gains and fees$0127
Additional Noninterest Income$465,0001,987
Total noninterest expense$2,631,0001,889
Salaries and employee benefits$1,551,0001,862
Premises and equipment expense$348,0001,656
Additional noninterest expense$732,0001,970
Pre-tax net operating income$2,210,0001,424
Securities gains (losses)$01,392
Applicable income taxes$562,0001,066
Income before extraordinary items$1,648,0001,617
Extraordinary gains, net$03
Net income$1,648,0001,617
Minority interest net income$055
Net income of bank and minority interests.$1,648,0001,617
Net charge-offs$5,0001,528
Cash dividends$450,0001,278
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,648,0001,574
2020-12-31 (YTD Data)Rank
Total interest income$19,442,0001,538
Total interest expense$2,855,0001,549
Net interest income$16,587,0001,513
Provision for loan and lease losses$175,0003,158
Total noninterest income$3,741,0001,528
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,046,000910
Trading account gains and fees$0133
Additional Noninterest Income$2,695,0001,527
Total noninterest expense$11,843,0001,727
Salaries and employee benefits$7,201,0001,650
Premises and equipment expense$2,361,0001,029
Additional noninterest expense$2,281,0002,323
Pre-tax net operating income$8,310,0001,224
Securities gains (losses)$02,675
Applicable income taxes$1,789,000999
Income before extraordinary items$6,521,0001,330
Extraordinary gains, net$04
Net income$6,521,0001,331
Minority interest net income$072
Net income of bank and minority interests.$6,521,0001,331
Net charge-offs$66,0002,247
Cash dividends$3,525,000986
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,521,0001,291
2020-09-30 (YTD Data)Rank
Total interest income$14,570,0001,535
Total interest expense$2,316,0001,526
Net interest income$12,254,0001,528
Provision for loan and lease losses$175,0002,893
Total noninterest income$2,788,0001,493
Gross Fiduciary activities income$0981
Service charges on deposit accounts$773,000917
Trading account gains and fees$0125
Additional Noninterest Income$2,015,0001,490
Total noninterest expense$7,903,0001,857
Salaries and employee benefits$4,473,0001,891
Premises and equipment expense$1,738,0001,040
Additional noninterest expense$1,692,0002,321
Pre-tax net operating income$6,964,0001,088
Securities gains (losses)$02,494
Applicable income taxes$1,683,000832
Income before extraordinary items$5,281,0001,217
Extraordinary gains, net$04
Net income$5,281,0001,217
Minority interest net income$065
Net income of bank and minority interests.$5,281,0001,217
Net charge-offs$23,0002,435
Cash dividends$1,800,0001,191
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,281,0001,183
2020-06-30 (YTD Data)Rank
Total interest income$9,794,0001,540
Total interest expense$1,703,0001,495
Net interest income$8,091,0001,531
Provision for loan and lease losses$150,0002,632
Total noninterest income$1,783,0001,458
Gross Fiduciary activities income$0970
Service charges on deposit accounts$523,000914
Trading account gains and fees$0123
Additional Noninterest Income$1,260,0001,466
Total noninterest expense$5,074,0001,913
Salaries and employee benefits$2,834,0001,953
Premises and equipment expense$1,139,0001,050
Additional noninterest expense$1,101,0002,355
Pre-tax net operating income$4,650,0001,017
Securities gains (losses)$02,249
Applicable income taxes$1,092,000773
Income before extraordinary items$3,558,0001,138
Extraordinary gains, net$04
Net income$3,558,0001,138
Minority interest net income$065
Net income of bank and minority interests.$3,558,0001,138
Net charge-offs$-16,0004,453
Cash dividends$1,200,0001,147
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,558,0001,109
2020-03-31 (YTD Data)Rank
Total interest income$5,055,0001,502
Total interest expense$959,0001,476
Net interest income$4,096,0001,479
Provision for loan and lease losses$75,0002,175
Total noninterest income$865,0001,405
Gross Fiduciary activities income$0941
Service charges on deposit accounts$289,000982
Trading account gains and fees$0106
Additional Noninterest Income$576,0001,387
Total noninterest expense$2,322,0002,055
Salaries and employee benefits$1,191,0002,218
Premises and equipment expense$551,0001,095
Additional noninterest expense$580,0002,298
Pre-tax net operating income$2,564,000855
Securities gains (losses)$01,705
Applicable income taxes$560,000675
Income before extraordinary items$2,004,000931
Extraordinary gains, net$04
Net income$2,004,000931
Minority interest net income$056
Net income of bank and minority interests.$2,004,000931
Net charge-offs$17,0001,650
Cash dividends$300,0001,635
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,004,000919
2019-12-31 (YTD Data)Rank
Total interest income$19,571,0001,544
Total interest expense$3,837,0001,522
Net interest income$15,734,0001,530
Provision for loan and lease losses$350,0001,813
Total noninterest income$3,701,0001,393
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,232,000949
Trading account gains and fees$0135
Additional Noninterest Income$2,469,0001,362
Total noninterest expense$11,821,0001,669
Salaries and employee benefits$6,977,0001,633
Premises and equipment expense$2,342,0001,031
Additional noninterest expense$2,502,0002,212
Pre-tax net operating income$7,264,0001,323
Securities gains (losses)$02,379
Applicable income taxes$1,750,000988
Income before extraordinary items$5,514,0001,470
Extraordinary gains, net$011
Net income$5,514,0001,472
Minority interest net income$076
Net income of bank and minority interests.$5,514,0001,472
Net charge-offs$-5,0004,345
Cash dividends$7,470,000597
Sale, conversion, retirement of capital stock, net$2,100,000144
Net operating income$5,514,0001,441
2019-09-30 (YTD Data)Rank
Total interest income$14,544,0001,573
Total interest expense$2,842,0001,547
Net interest income$11,702,0001,553
Provision for loan and lease losses$262,0001,733
Total noninterest income$2,558,0001,458
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$930,000945
Trading account gains and fees$0129
Additional Noninterest Income$1,628,0001,459
Total noninterest expense$8,064,0001,804
Salaries and employee benefits$4,556,0001,833
Premises and equipment expense$1,648,0001,093
Additional noninterest expense$1,860,0002,230
Pre-tax net operating income$5,934,0001,267
Securities gains (losses)$02,167
Applicable income taxes$1,510,000936
Income before extraordinary items$4,424,0001,432
Extraordinary gains, net$011
Net income$4,424,0001,432
Minority interest net income$072
Net income of bank and minority interests.$4,424,0001,434
Net charge-offs$03,455
Cash dividends$5,270,000584
Sale, conversion, retirement of capital stock, net$2,100,000115
Net operating income$4,424,0001,401
2019-06-30 (YTD Data)Rank
Total interest income$9,509,0001,601
Total interest expense$1,856,0001,548
Net interest income$7,653,0001,583
Provision for loan and lease losses$175,0001,694
Total noninterest income$1,717,0001,424
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$609,000949
Trading account gains and fees$0131
Additional Noninterest Income$1,108,0001,397
Total noninterest expense$5,287,0001,841
Salaries and employee benefits$2,976,0001,863
Premises and equipment expense$1,061,0001,125
Additional noninterest expense$1,250,0002,224
Pre-tax net operating income$3,908,0001,262
Securities gains (losses)$01,702
Applicable income taxes$995,000913
Income before extraordinary items$2,913,0001,421
Extraordinary gains, net$011
Net income$2,913,0001,421
Minority interest net income$069
Net income of bank and minority interests.$2,913,0001,421
Net charge-offs$-2,0004,040
Cash dividends$600,0001,903
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,913,0001,398
2019-03-31 (YTD Data)Rank
Total interest income$4,591,0001,648
Total interest expense$891,0001,558
Net interest income$3,700,0001,654
Provision for loan and lease losses$87,0001,606
Total noninterest income$942,0001,290
Gross Fiduciary activities income$0972
Service charges on deposit accounts$306,000941
Trading account gains and fees$0126
Additional Noninterest Income$636,0001,247
Total noninterest expense$2,618,0001,861
Salaries and employee benefits$1,512,0001,854
Premises and equipment expense$495,0001,206
Additional noninterest expense$611,0002,251
Pre-tax net operating income$1,937,0001,240
Securities gains (losses)$01,087
Applicable income taxes$490,000920
Income before extraordinary items$1,447,0001,397
Extraordinary gains, net$05
Net income$1,447,0001,395
Minority interest net income$052
Net income of bank and minority interests.$1,447,0001,396
Net charge-offs$22,0001,644
Cash dividends$300,0001,718
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,447,0001,374
2018-12-31 (YTD Data)Rank
Total interest income$16,955,0001,671
Total interest expense$2,428,0001,687
Net interest income$14,527,0001,660
Provision for loan and lease losses$312,0001,931
Total noninterest income$2,818,0001,616
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,269,000943
Trading account gains and fees$0126
Additional Noninterest Income$1,549,0001,758
Total noninterest expense$10,396,0001,839
Salaries and employee benefits$5,972,0001,815
Premises and equipment expense$1,994,0001,174
Additional noninterest expense$2,430,0002,270
Pre-tax net operating income$6,637,0001,410
Securities gains (losses)$01,125
Applicable income taxes$1,578,0001,018
Income before extraordinary items$5,059,0001,564
Extraordinary gains, net$06
Net income$5,059,0001,562
Minority interest net income$072
Net income of bank and minority interests.$5,059,0001,563
Net charge-offs$41,0002,735
Cash dividends$600,0002,778
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,059,0001,558
2018-09-30 (YTD Data)Rank
Total interest income$12,379,0001,692
Total interest expense$1,648,0001,736
Net interest income$10,731,0001,676
Provision for loan and lease losses$234,0001,819
Total noninterest income$2,245,0001,567
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$943,000955
Trading account gains and fees$0138
Additional Noninterest Income$1,302,0001,655
Total noninterest expense$7,271,0001,953
Salaries and employee benefits$4,111,0001,944
Premises and equipment expense$1,438,0001,221
Additional noninterest expense$1,722,0002,358
Pre-tax net operating income$5,471,0001,320
Securities gains (losses)$01,118
Applicable income taxes$1,387,000945
Income before extraordinary items$4,084,0001,480
Extraordinary gains, net$05
Net income$4,084,0001,479
Minority interest net income$066
Net income of bank and minority interests.$4,084,0001,479
Net charge-offs$-23,0004,700
Cash dividends$300,0002,826
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,084,0001,467
2018-06-30 (YTD Data)Rank
Total interest income$7,937,0001,737
Total interest expense$1,007,0001,766
Net interest income$6,930,0001,720
Provision for loan and lease losses$156,0001,742
Total noninterest income$1,455,0001,598
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$621,000959
Trading account gains and fees$0130
Additional Noninterest Income$834,0001,698
Total noninterest expense$4,738,0001,998
Salaries and employee benefits$2,670,0001,991
Premises and equipment expense$940,0001,246
Additional noninterest expense$1,128,0002,404
Pre-tax net operating income$3,491,0001,337
Securities gains (losses)$0961
Applicable income taxes$883,000953
Income before extraordinary items$2,608,0001,521
Extraordinary gains, net$06
Net income$2,608,0001,520
Minority interest net income$065
Net income of bank and minority interests.$2,608,0001,520
Net charge-offs$-1,0003,891
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,608,0001,503
2018-03-31 (YTD Data)Rank
Total interest income$3,878,0001,763
Total interest expense$499,0001,718
Net interest income$3,379,0001,758
Provision for loan and lease losses$78,0001,664
Total noninterest income$670,0001,676
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$313,000950
Trading account gains and fees$0123
Additional Noninterest Income$357,0001,828
Total noninterest expense$2,291,0002,066
Salaries and employee benefits$1,268,0002,111
Premises and equipment expense$477,0001,245
Additional noninterest expense$546,0002,465
Pre-tax net operating income$1,680,0001,363
Securities gains (losses)$0735
Applicable income taxes$435,000954
Income before extraordinary items$1,245,0001,539
Extraordinary gains, net$07
Net income$1,245,0001,539
Minority interest net income$052
Net income of bank and minority interests.$1,245,0001,539
Net charge-offs$-6,0004,537
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,245,0001,531
2017-12-31 (YTD Data)Rank
Total interest income$14,702,0001,804
Total interest expense$1,753,0001,698
Net interest income$12,949,0001,788
Provision for loan and lease losses$350,0001,810
Total noninterest income$3,027,0001,578
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,247,000976
Trading account gains and fees$0151
Additional Noninterest Income$1,780,0001,643
Total noninterest expense$9,783,0001,946
Salaries and employee benefits$5,790,0001,864
Premises and equipment expense$1,794,0001,297
Additional noninterest expense$2,199,0002,489
Pre-tax net operating income$5,843,0001,500
Securities gains (losses)$02,243
Applicable income taxes$2,260,0001,187
Income before extraordinary items$3,583,0001,762
Extraordinary gains, net$09
Net income$3,583,0001,763
Minority interest net income$076
Net income of bank and minority interests.$3,583,0001,763
Net charge-offs$-231,0005,466
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,583,0001,746
2017-09-30 (YTD Data)Rank
Total interest income$10,921,0001,819
Total interest expense$1,282,0001,723
Net interest income$9,639,0001,799
Provision for loan and lease losses$262,0001,772
Total noninterest income$2,310,0001,572
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$941,000969
Trading account gains and fees$0145
Additional Noninterest Income$1,369,0001,631
Total noninterest expense$7,041,0002,022
Salaries and employee benefits$4,112,0001,950
Premises and equipment expense$1,327,0001,322
Additional noninterest expense$1,602,0002,546
Pre-tax net operating income$4,646,0001,444
Securities gains (losses)$02,274
Applicable income taxes$1,645,0001,046
Income before extraordinary items$3,001,0001,732
Extraordinary gains, net$09
Net income$3,001,0001,733
Minority interest net income$071
Net income of bank and minority interests.$3,001,0001,733
Net charge-offs$-213,0005,499
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,001,0001,715
2017-06-30 (YTD Data)Rank
Total interest income$7,242,0001,811
Total interest expense$826,0001,732
Net interest income$6,416,0001,789
Provision for loan and lease losses$175,0001,703
Total noninterest income$1,541,0001,570
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$616,000976
Trading account gains and fees$0139
Additional Noninterest Income$925,0001,621
Total noninterest expense$4,704,0002,008
Salaries and employee benefits$2,757,0001,950
Premises and equipment expense$886,0001,328
Additional noninterest expense$1,061,0002,557
Pre-tax net operating income$3,078,0001,441
Securities gains (losses)$01,906
Applicable income taxes$1,143,0001,012
Income before extraordinary items$1,935,0001,750
Extraordinary gains, net$011
Net income$1,935,0001,750
Minority interest net income$071
Net income of bank and minority interests.$1,935,0001,750
Net charge-offs$-15,0004,915
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,935,0001,732
2017-03-31 (YTD Data)Rank
Total interest income$3,528,0001,844
Total interest expense$374,0001,841
Net interest income$3,154,0001,814
Provision for loan and lease losses$87,0001,610
Total noninterest income$764,0001,572
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$305,000983
Trading account gains and fees$0142
Additional Noninterest Income$459,0001,612
Total noninterest expense$2,292,0002,081
Salaries and employee benefits$1,369,0001,994
Premises and equipment expense$427,0001,381
Additional noninterest expense$496,0002,682
Pre-tax net operating income$1,539,0001,412
Securities gains (losses)$01,153
Applicable income taxes$586,000966
Income before extraordinary items$953,0001,735
Extraordinary gains, net$08
Net income$953,0001,734
Minority interest net income$055
Net income of bank and minority interests.$953,0001,735
Net charge-offs$-24,0005,315
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$953,0001,719
2016-12-31 (YTD Data)Rank
Total interest income$12,005,0002,080
Total interest expense$1,039,0002,356
Net interest income$10,966,0002,015
Provision for loan and lease losses$250,0002,175
Total noninterest income$2,641,0001,786
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,151,0001,066
Trading account gains and fees$0170
Additional Noninterest Income$1,490,0001,898
Total noninterest expense$10,962,0001,748
Salaries and employee benefits$6,069,0001,773
Premises and equipment expense$2,103,0001,125
Additional noninterest expense$2,790,0002,100
Pre-tax net operating income$2,395,0002,745
Securities gains (losses)$03,212
Applicable income taxes$930,0001,721
Income before extraordinary items$1,465,0003,313
Extraordinary gains, net$05
Net income$1,465,0003,312
Minority interest net income$082
Net income of bank and minority interests.$1,465,0003,312
Net charge-offs$279,0001,599
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,465,0003,268
2016-09-30 (YTD Data)Rank
Total interest income$8,783,0002,111
Total interest expense$757,0002,406
Net interest income$8,026,0002,059
Provision for loan and lease losses$04,186
Total noninterest income$1,981,0001,794
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$844,0001,090
Trading account gains and fees$0169
Additional Noninterest Income$1,137,0001,882
Total noninterest expense$7,847,0001,822
Salaries and employee benefits$4,293,0001,851
Premises and equipment expense$1,567,0001,136
Additional noninterest expense$1,987,0002,193
Pre-tax net operating income$2,160,0002,497
Securities gains (losses)$03,160
Applicable income taxes$819,0001,600
Income before extraordinary items$1,341,0003,000
Extraordinary gains, net$05
Net income$1,341,0003,000
Minority interest net income$071
Net income of bank and minority interests.$1,341,0003,000
Net charge-offs$212,0001,407
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,341,0002,950
2016-06-30 (YTD Data)Rank
Total interest income$5,752,0002,158
Total interest expense$484,0002,481
Net interest income$5,268,0002,090
Provision for loan and lease losses$04,017
Total noninterest income$1,287,0001,802
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$522,0001,148
Trading account gains and fees$0157
Additional Noninterest Income$765,0001,841
Total noninterest expense$5,190,0001,842
Salaries and employee benefits$2,852,0001,873
Premises and equipment expense$1,030,0001,153
Additional noninterest expense$1,308,0002,231
Pre-tax net operating income$1,365,0002,549
Securities gains (losses)$02,835
Applicable income taxes$517,0001,629
Income before extraordinary items$848,0003,075
Extraordinary gains, net$016
Net income$848,0003,073
Minority interest net income$071
Net income of bank and minority interests.$848,0003,074
Net charge-offs$129,0001,419
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$848,0003,011
2016-03-31 (YTD Data)Rank
Total interest income$2,818,0002,185
Total interest expense$225,0002,623
Net interest income$2,593,0002,117
Provision for loan and lease losses$03,656
Total noninterest income$604,0001,844
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$262,0001,138
Trading account gains and fees$0142
Additional Noninterest Income$342,0001,935
Total noninterest expense$2,571,0001,864
Salaries and employee benefits$1,374,0001,939
Premises and equipment expense$525,0001,138
Additional noninterest expense$672,0002,167
Pre-tax net operating income$626,0002,680
Securities gains (losses)$02,077
Applicable income taxes$237,0001,701
Income before extraordinary items$389,0003,179
Extraordinary gains, net$012
Net income$389,0003,177
Minority interest net income$062
Net income of bank and minority interests.$389,0003,178
Net charge-offs$-26,0005,551
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$389,0003,119
2015-12-31 (YTD Data)Rank
Total interest income$10,185,0002,332
Total interest expense$673,0003,139
Net interest income$9,512,0002,246
Provision for loan and lease losses$04,380
Total noninterest income$1,496,0002,481
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$710,0001,633
Trading account gains and fees$0159
Additional Noninterest Income$786,0002,678
Total noninterest expense$11,475,0001,658
Salaries and employee benefits$6,022,0001,739
Premises and equipment expense$1,991,0001,189
Additional noninterest expense$3,462,0001,749
Pre-tax net operating income$-467,0006,030
Securities gains (losses)$03,216
Applicable income taxes$-315,0006,057
Income before extraordinary items$-152,0005,976
Extraordinary gains, net$023
Net income$-152,0005,977
Minority interest net income$081
Net income of bank and minority interests.$-152,0005,977
Net charge-offs$-397,0005,970
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$-152,0005,956
2015-09-30 (YTD Data)Rank
Total interest income$7,441,0002,404
Total interest expense$481,0003,276
Net interest income$6,960,0002,309
Provision for loan and lease losses$04,232
Total noninterest income$832,0002,914
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$486,0001,768
Trading account gains and fees$0153
Additional Noninterest Income$346,0003,416
Total noninterest expense$7,898,0001,809
Salaries and employee benefits$4,359,0001,795
Premises and equipment expense$1,444,0001,246
Additional noninterest expense$2,095,0002,121
Pre-tax net operating income$-106,0006,040
Securities gains (losses)$03,031
Applicable income taxes$-64,0006,144
Income before extraordinary items$-42,0006,015
Extraordinary gains, net$021
Net income$-42,0006,016
Minority interest net income$078
Net income of bank and minority interests.$-42,0006,016
Net charge-offs$-498,0006,112
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$-42,0005,989
2015-06-30 (YTD Data)Rank
Total interest income$4,808,0002,474
Total interest expense$321,0003,305
Net interest income$4,487,0002,373
Provision for loan and lease losses$04,069
Total noninterest income$1,018,0002,109
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$315,0001,778
Trading account gains and fees$0157
Additional Noninterest Income$703,0001,959
Total noninterest expense$5,139,0001,855
Salaries and employee benefits$2,827,0001,857
Premises and equipment expense$941,0001,270
Additional noninterest expense$1,371,0002,153
Pre-tax net operating income$366,0004,589
Securities gains (losses)$02,636
Applicable income taxes$121,0002,891
Income before extraordinary items$245,0004,930
Extraordinary gains, net$022
Net income$245,0004,932
Minority interest net income$075
Net income of bank and minority interests.$245,0004,933
Net charge-offs$-610,0006,245
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$245,0004,868
2015-03-31 (YTD Data)Rank
Total interest income$2,147,0002,718
Total interest expense$157,0003,380
Net interest income$1,990,0002,624
Provision for loan and lease losses$03,703
Total noninterest income$547,0001,995
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$153,0001,791
Trading account gains and fees$0152
Additional Noninterest Income$394,0001,790
Total noninterest expense$2,447,0001,941
Salaries and employee benefits$1,418,0001,865
Premises and equipment expense$427,0001,406
Additional noninterest expense$602,0002,406
Pre-tax net operating income$90,0005,300
Securities gains (losses)$02,027
Applicable income taxes$23,0003,469
Income before extraordinary items$67,0005,446
Extraordinary gains, net$013
Net income$67,0005,448
Minority interest net income$064
Net income of bank and minority interests.$67,0005,448
Net charge-offs$39,0001,740
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$67,0005,379
2014-12-31 (YTD Data)Rank
Total interest income$9,217,0002,590
Total interest expense$683,0003,366
Net interest income$8,534,0002,483
Provision for loan and lease losses$04,603
Total noninterest income$2,326,0001,903
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$790,0001,603
Trading account gains and fees$0180
Additional Noninterest Income$1,536,0001,750
Total noninterest expense$9,746,0001,941
Salaries and employee benefits$5,001,0002,043
Premises and equipment expense$1,860,0001,286
Additional noninterest expense$2,885,0002,103
Pre-tax net operating income$1,114,0003,960
Securities gains (losses)$19,0002,350
Applicable income taxes$485,0002,229
Income before extraordinary items$648,0004,587
Extraordinary gains, net$017
Net income$648,0004,588
Minority interest net income$084
Net income of bank and minority interests.$648,0004,588
Net charge-offs$292,0002,055
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$635,8404,558
2014-09-30 (YTD Data)Rank
Total interest income$6,981,0002,578
Total interest expense$526,0003,364
Net interest income$6,455,0002,469
Provision for loan and lease losses$80,0003,050
Total noninterest income$1,805,0001,854
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$609,0001,566
Trading account gains and fees$0174
Additional Noninterest Income$1,196,0001,728
Total noninterest expense$6,973,0002,037
Salaries and employee benefits$3,675,0002,094
Premises and equipment expense$1,373,0001,311
Additional noninterest expense$1,925,0002,343
Pre-tax net operating income$1,207,0003,421
Securities gains (losses)$16,0002,131
Applicable income taxes$434,0002,101
Income before extraordinary items$789,0003,934
Extraordinary gains, net$015
Net income$789,0003,936
Minority interest net income$081
Net income of bank and minority interests.$789,0003,937
Net charge-offs$261,0001,712
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$778,6003,905
2014-06-30 (YTD Data)Rank
Total interest income$4,699,0002,556
Total interest expense$369,0003,296
Net interest income$4,330,0002,456
Provision for loan and lease losses$80,0002,568
Total noninterest income$1,236,0001,799
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$405,0001,546
Trading account gains and fees$0172
Additional Noninterest Income$831,0001,659
Total noninterest expense$4,599,0002,058
Salaries and employee benefits$2,421,0002,124
Premises and equipment expense$913,0001,317
Additional noninterest expense$1,265,0002,372
Pre-tax net operating income$887,0003,183
Securities gains (losses)$16,0001,751
Applicable income taxes$322,0001,980
Income before extraordinary items$581,0003,686
Extraordinary gains, net$020
Net income$581,0003,690
Minority interest net income$080
Net income of bank and minority interests.$581,0003,693
Net charge-offs$190,0001,629
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$570,7603,660
2014-03-31 (YTD Data)Rank
Total interest income$2,350,0002,553
Total interest expense$193,0003,249
Net interest income$2,157,0002,453
Provision for loan and lease losses$03,817
Total noninterest income$623,0001,749
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$204,0001,523
Trading account gains and fees$0147
Additional Noninterest Income$419,0001,593
Total noninterest expense$2,272,0002,091
Salaries and employee benefits$1,210,0002,133
Premises and equipment expense$455,0001,346
Additional noninterest expense$607,0002,459
Pre-tax net operating income$508,0002,858
Securities gains (losses)$01,715
Applicable income taxes$181,0001,827
Income before extraordinary items$327,0003,394
Extraordinary gains, net$016
Net income$327,0003,397
Minority interest net income$066
Net income of bank and minority interests.$327,0003,397
Net charge-offs$74,0001,565
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$327,0003,351
2013-12-31 (YTD Data)Rank
Total interest income$10,378,0002,341
Total interest expense$992,0002,958
Net interest income$9,386,0002,227
Provision for loan and lease losses$171,0003,149
Total noninterest income$2,374,0001,923
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$972,0001,396
Trading account gains and fees$0184
Additional Noninterest Income$1,402,0001,941
Total noninterest expense$10,245,0001,854
Salaries and employee benefits$5,257,0001,936
Premises and equipment expense$1,870,0001,266
Additional noninterest expense$3,118,0002,013
Pre-tax net operating income$1,344,0003,588
Securities gains (losses)$398,000550
Applicable income taxes$473,0002,214
Income before extraordinary items$1,269,0003,443
Extraordinary gains, net$029
Net income$1,269,0003,444
Minority interest net income$090
Net income of bank and minority interests.$1,269,0003,446
Net charge-offs$1,598,000904
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$978,4603,888
2013-09-30 (YTD Data)Rank
Total interest income$7,923,0002,308
Total interest expense$778,0002,941
Net interest income$7,145,0002,199
Provision for loan and lease losses$171,0002,797
Total noninterest income$1,811,0001,930
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$751,0001,365
Trading account gains and fees$0180
Additional Noninterest Income$1,060,0001,965
Total noninterest expense$7,388,0001,924
Salaries and employee benefits$3,844,0002,001
Premises and equipment expense$1,326,0001,358
Additional noninterest expense$2,218,0002,103
Pre-tax net operating income$1,397,0003,049
Securities gains (losses)$398,000503
Applicable income taxes$629,0001,680
Income before extraordinary items$1,166,0003,126
Extraordinary gains, net$025
Net income$1,166,0003,130
Minority interest net income$084
Net income of bank and minority interests.$1,166,0003,130
Net charge-offs$1,345,000804
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$907,3003,523
2013-06-30 (YTD Data)Rank
Total interest income$5,270,0002,320
Total interest expense$543,0002,906
Net interest income$4,727,0002,203
Provision for loan and lease losses$171,0002,306
Total noninterest income$1,281,0001,879
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$522,0001,279
Trading account gains and fees$0157
Additional Noninterest Income$759,0001,914
Total noninterest expense$4,803,0001,970
Salaries and employee benefits$2,464,0002,079
Premises and equipment expense$890,0001,337
Additional noninterest expense$1,449,0002,144
Pre-tax net operating income$1,034,0002,831
Securities gains (losses)$398,000449
Applicable income taxes$510,0001,495
Income before extraordinary items$922,0002,809
Extraordinary gains, net$022
Net income$922,0002,813
Minority interest net income$082
Net income of bank and minority interests.$922,0002,813
Net charge-offs$439,0001,362
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$667,2803,316
2013-03-31 (YTD Data)Rank
Total interest income$2,712,0002,282
Total interest expense$304,0002,748
Net interest income$2,408,0002,180
Provision for loan and lease losses$171,0001,505
Total noninterest income$687,0001,756
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$253,0001,319
Trading account gains and fees$0148
Additional Noninterest Income$434,0001,746
Total noninterest expense$2,380,0002,009
Salaries and employee benefits$1,205,0002,138
Premises and equipment expense$449,0001,357
Additional noninterest expense$726,0002,144
Pre-tax net operating income$544,0002,720
Securities gains (losses)$368,000275
Applicable income taxes$275,0001,417
Income before extraordinary items$637,0002,155
Extraordinary gains, net$010
Net income$637,0002,157
Minority interest net income$076
Net income of bank and minority interests.$637,0002,157
Net charge-offs$308,0001,040
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$379,4003,034
2012-12-31 (YTD Data)Rank
Total interest income$11,862,0002,203
Total interest expense$1,706,0002,461
Net interest income$10,156,0002,118
Provision for loan and lease losses$700,0002,253
Total noninterest income$2,531,0001,854
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,108,0001,287
Trading account gains and fees$0166
Additional Noninterest Income$1,423,0001,917
Total noninterest expense$9,498,0002,013
Salaries and employee benefits$4,873,0002,049
Premises and equipment expense$2,126,0001,113
Additional noninterest expense$2,499,0002,568
Pre-tax net operating income$2,489,0002,416
Securities gains (losses)$32,0002,989
Applicable income taxes$649,0001,911
Income before extraordinary items$1,872,0002,703
Extraordinary gains, net$029
Net income$1,872,0002,707
Minority interest net income$093
Net income of bank and minority interests.$1,872,0002,705
Net charge-offs$1,352,0001,492
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,848,3202,614
2012-09-30 (YTD Data)Rank
Total interest income$8,965,0002,230
Total interest expense$1,329,0002,470
Net interest income$7,636,0002,151
Provision for loan and lease losses$260,0003,166
Total noninterest income$1,998,0001,790
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$831,0001,291
Trading account gains and fees$0157
Additional Noninterest Income$1,167,0001,800
Total noninterest expense$6,857,0002,102
Salaries and employee benefits$3,637,0002,059
Premises and equipment expense$1,505,0001,182
Additional noninterest expense$1,715,0002,788
Pre-tax net operating income$2,517,0001,965
Securities gains (losses)$4,0003,304
Applicable income taxes$849,0001,387
Income before extraordinary items$1,672,0002,460
Extraordinary gains, net$020
Net income$1,672,0002,461
Minority interest net income$086
Net income of bank and minority interests.$1,672,0002,461
Net charge-offs$637,0001,919
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,669,3602,330
2012-06-30 (YTD Data)Rank
Total interest income$5,928,0002,263
Total interest expense$908,0002,501
Net interest income$5,020,0002,181
Provision for loan and lease losses$160,0003,267
Total noninterest income$1,378,0001,729
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$537,0001,314
Trading account gains and fees$0153
Additional Noninterest Income$841,0001,702
Total noninterest expense$4,523,0002,128
Salaries and employee benefits$2,441,0002,050
Premises and equipment expense$976,0001,222
Additional noninterest expense$1,106,0002,874
Pre-tax net operating income$1,715,0001,904
Securities gains (losses)$-3,0006,872
Applicable income taxes$585,0001,346
Income before extraordinary items$1,127,0002,383
Extraordinary gains, net$019
Net income$1,127,0002,383
Minority interest net income$084
Net income of bank and minority interests.$1,127,0002,383
Net charge-offs$107,0003,344
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,128,9802,245
2012-03-31 (YTD Data)Rank
Total interest income$3,174,0002,131
Total interest expense$471,0002,511
Net interest income$2,703,0002,043
Provision for loan and lease losses$120,0002,650
Total noninterest income$650,0001,805
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$272,0001,294
Trading account gains and fees$0148
Additional Noninterest Income$378,0001,831
Total noninterest expense$2,310,0002,075
Salaries and employee benefits$1,249,0002,011
Premises and equipment expense$491,0001,220
Additional noninterest expense$570,0002,773
Pre-tax net operating income$923,0001,801
Securities gains (losses)$-3,0006,965
Applicable income taxes$315,0001,255
Income before extraordinary items$605,0002,244
Extraordinary gains, net$019
Net income$605,0002,245
Minority interest net income$078
Net income of bank and minority interests.$605,0002,247
Net charge-offs$63,0002,841
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$606,9802,129
2011-12-31 (YTD Data)Rank
Total interest income$11,947,0002,333
Total interest expense$2,395,0002,405
Net interest income$9,552,0002,285
Provision for loan and lease losses$2,892,0001,227
Total noninterest income$1,352,0002,603
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,102,0001,345
Trading account gains and fees$0146
Additional Noninterest Income$250,0004,137
Total noninterest expense$9,385,0002,037
Salaries and employee benefits$4,915,0001,964
Premises and equipment expense$2,044,0001,225
Additional noninterest expense$2,426,0002,640
Pre-tax net operating income$-1,373,0006,685
Securities gains (losses)$-18,0006,919
Applicable income taxes$-829,0007,142
Income before extraordinary items$-562,0006,500
Extraordinary gains, net$029
Net income$-562,0006,502
Minority interest net income$096
Net income of bank and minority interests.$-562,0006,501
Net charge-offs$3,605,0001,065
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-550,4806,453
2011-09-30 (YTD Data)Rank
Total interest income$8,921,0002,367
Total interest expense$1,886,0002,392
Net interest income$7,035,0002,336
Provision for loan and lease losses$2,466,0001,077
Total noninterest income$1,315,0002,201
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$834,0001,340
Trading account gains and fees$0145
Additional Noninterest Income$481,0002,760
Total noninterest expense$6,939,0002,073
Salaries and employee benefits$3,719,0001,952
Premises and equipment expense$1,503,0001,270
Additional noninterest expense$1,717,0002,789
Pre-tax net operating income$-1,055,0006,810
Securities gains (losses)$-18,0007,050
Applicable income taxes$-492,0007,209
Income before extraordinary items$-581,0006,720
Extraordinary gains, net$021
Net income$-581,0006,721
Minority interest net income$087
Net income of bank and minority interests.$-581,0006,721
Net charge-offs$3,706,000797
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-569,4806,678
2011-06-30 (YTD Data)Rank
Total interest income$6,016,0002,362
Total interest expense$1,319,0002,375
Net interest income$4,697,0002,334
Provision for loan and lease losses$500,0002,302
Total noninterest income$1,282,0001,648
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$549,0001,326
Trading account gains and fees$0153
Additional Noninterest Income$733,0001,662
Total noninterest expense$4,767,0002,027
Salaries and employee benefits$2,510,0001,941
Premises and equipment expense$1,034,0001,241
Additional noninterest expense$1,223,0002,698
Pre-tax net operating income$712,0003,157
Securities gains (losses)$-18,0007,119
Applicable income taxes$150,0002,504
Income before extraordinary items$544,0003,412
Extraordinary gains, net$015
Net income$544,0003,413
Minority interest net income$089
Net income of bank and minority interests.$544,0003,413
Net charge-offs$3,315,000632
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$558,0403,261
2011-03-31 (YTD Data)Rank
Total interest income$2,986,0002,382
Total interest expense$690,0002,348
Net interest income$2,296,0002,386
Provision for loan and lease losses$150,0002,750
Total noninterest income$763,0001,467
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$273,0001,305
Trading account gains and fees$0158
Additional Noninterest Income$490,0001,359
Total noninterest expense$2,280,0002,116
Salaries and employee benefits$1,198,0002,041
Premises and equipment expense$529,0001,242
Additional noninterest expense$553,0002,931
Pre-tax net operating income$629,0002,140
Securities gains (losses)$-15,0007,217
Applicable income taxes$200,0001,517
Income before extraordinary items$414,0002,592
Extraordinary gains, net$09
Net income$414,0002,591
Minority interest net income$086
Net income of bank and minority interests.$414,0002,592
Net charge-offs$1,728,000597
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$424,0502,490
2010-12-31 (YTD Data)Rank
Total interest income$13,044,0002,303
Total interest expense$3,678,0002,151
Net interest income$9,366,0002,328
Provision for loan and lease losses$4,485,0001,241
Total noninterest income$1,306,0002,759
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,167,0001,293
Trading account gains and fees$0175
Additional Noninterest Income$139,0005,065
Total noninterest expense$10,281,0001,904
Salaries and employee benefits$5,074,0001,914
Premises and equipment expense$2,157,0001,200
Additional noninterest expense$3,050,0002,263
Pre-tax net operating income$-4,094,0007,041
Securities gains (losses)$03,793
Applicable income taxes$-1,722,0007,425
Income before extraordinary items$-2,372,0006,912
Extraordinary gains, net$029
Net income$-2,372,0006,912
Minority interest net income$0111
Net income of bank and minority interests.$-2,372,0006,913
Net charge-offs$3,353,0001,370
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-2,372,0006,890
2010-09-30 (YTD Data)Rank
Total interest income$9,886,0002,335
Total interest expense$2,864,0002,170
Net interest income$7,022,0002,371
Provision for loan and lease losses$1,533,0001,946
Total noninterest income$1,680,0001,927
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$884,0001,322
Trading account gains and fees$0165
Additional Noninterest Income$796,0002,077
Total noninterest expense$7,210,0002,009
Salaries and employee benefits$3,725,0001,945
Premises and equipment expense$1,573,0001,251
Additional noninterest expense$1,912,0002,582
Pre-tax net operating income$-41,0006,065
Securities gains (losses)$03,651
Applicable income taxes$-89,0007,059
Income before extraordinary items$48,0005,933
Extraordinary gains, net$023
Net income$48,0005,933
Minority interest net income$0110
Net income of bank and minority interests.$48,0005,933
Net charge-offs$1,368,0001,859
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$48,0005,812
2010-06-30 (YTD Data)Rank
Total interest income$6,588,0002,362
Total interest expense$1,941,0002,222
Net interest income$4,647,0002,395
Provision for loan and lease losses$360,0003,339
Total noninterest income$1,050,0001,978
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$587,0001,334
Trading account gains and fees$0152
Additional Noninterest Income$463,0002,199
Total noninterest expense$4,675,0002,078
Salaries and employee benefits$2,452,0001,987
Premises and equipment expense$1,022,0001,294
Additional noninterest expense$1,201,0002,715
Pre-tax net operating income$662,0003,137
Securities gains (losses)$03,184
Applicable income taxes$176,0002,257
Income before extraordinary items$486,0003,465
Extraordinary gains, net$019
Net income$486,0003,462
Minority interest net income$0105
Net income of bank and minority interests.$486,0003,464
Net charge-offs$1,202,0001,553
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$486,0003,350
2010-03-31 (YTD Data)Rank
Total interest income$3,301,0002,415
Total interest expense$951,0002,360
Net interest income$2,350,0002,402
Provision for loan and lease losses$100,0003,933
Total noninterest income$480,0002,090
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$286,0001,367
Trading account gains and fees$0175
Additional Noninterest Income$194,0002,445
Total noninterest expense$2,440,0002,018
Salaries and employee benefits$1,331,0001,882
Premises and equipment expense$502,0001,354
Additional noninterest expense$607,0002,677
Pre-tax net operating income$290,0003,407
Securities gains (losses)$02,284
Applicable income taxes$36,0003,040
Income before extraordinary items$254,0003,453
Extraordinary gains, net$016
Net income$254,0003,450
Minority interest net income$091
Net income of bank and minority interests.$254,0003,452
Net charge-offs$654,0001,387
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$254,0003,329
2009-12-31 (YTD Data)Rank
Total interest income$13,885,0002,400
Total interest expense$4,538,0002,464
Net interest income$9,347,0002,335
Provision for loan and lease losses$1,675,0002,715
Total noninterest income$2,502,0001,828
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,252,0001,379
Trading account gains and fees$0211
Additional Noninterest Income$1,250,0001,867
Total noninterest expense$10,071,0002,008
Salaries and employee benefits$5,075,0001,942
Premises and equipment expense$2,088,0001,302
Additional noninterest expense$2,908,0002,413
Pre-tax net operating income$103,0005,084
Securities gains (losses)$03,754
Applicable income taxes$-208,0006,776
Income before extraordinary items$311,0004,428
Extraordinary gains, net$034
Net income$311,0004,429
Minority interest net income$0115
Net income of bank and minority interests.$311,0004,430
Net charge-offs$1,317,0002,528
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$311,0004,357
2009-09-30 (YTD Data)Rank
Total interest income$10,412,0002,436
Total interest expense$3,471,0002,521
Net interest income$6,941,0002,346
Provision for loan and lease losses$1,135,0002,594
Total noninterest income$2,043,0001,752
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$945,0001,368
Trading account gains and fees$0212
Additional Noninterest Income$1,098,0001,719
Total noninterest expense$7,558,0001,995
Salaries and employee benefits$3,894,0001,922
Premises and equipment expense$1,563,0001,314
Additional noninterest expense$2,101,0002,465
Pre-tax net operating income$291,0004,562
Securities gains (losses)$03,497
Applicable income taxes$9,0004,072
Income before extraordinary items$282,0004,502
Extraordinary gains, net$027
Net income$282,0004,501
Minority interest net income$0118
Net income of bank and minority interests.$282,0004,503
Net charge-offs$1,296,0001,923
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$282,0004,428
2009-06-30 (YTD Data)Rank
Total interest income$6,889,0002,497
Total interest expense$2,405,0002,538
Net interest income$4,484,0002,405
Provision for loan and lease losses$810,0002,321
Total noninterest income$1,433,0001,706
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$624,0001,363
Trading account gains and fees$0193
Additional Noninterest Income$809,0001,641
Total noninterest expense$5,116,0001,993
Salaries and employee benefits$2,571,0001,964
Premises and equipment expense$989,0001,413
Additional noninterest expense$1,556,0002,262
Pre-tax net operating income$-9,0005,833
Securities gains (losses)$03,136
Applicable income taxes$120,0002,482
Income before extraordinary items$-129,0006,244
Extraordinary gains, net$021
Net income$-129,0006,243
Minority interest net income$0112
Net income of bank and minority interests.$-129,0006,243
Net charge-offs$543,0002,261
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-129,0006,208
2009-03-31 (YTD Data)Rank
Total interest income$3,359,0002,585
Total interest expense$1,281,0002,481
Net interest income$2,078,0002,611
Provision for loan and lease losses$75,0004,299
Total noninterest income$771,0001,586
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$308,0001,340
Trading account gains and fees$0171
Additional Noninterest Income$463,0001,456
Total noninterest expense$2,522,0001,973
Salaries and employee benefits$1,389,0001,867
Premises and equipment expense$496,0001,428
Additional noninterest expense$637,0002,431
Pre-tax net operating income$252,0003,625
Securities gains (losses)$02,434
Applicable income taxes$28,0003,336
Income before extraordinary items$224,0003,671
Extraordinary gains, net$015
Net income$224,0003,671
Minority interest net income$0102
Net income of bank and minority interests.$224,0003,672
Net charge-offs$403,0001,534
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$224,0003,522
2008-12-31 (YTD Data)Rank
Total interest income$15,589,0002,382
Total interest expense$6,312,0002,411
Net interest income$9,277,0002,359
Provision for loan and lease losses$2,800,0001,465
Total noninterest income$2,840,0001,650
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,545,0001,162
Trading account gains and fees$0154
Additional Noninterest Income$1,295,0001,781
Total noninterest expense$10,875,0001,792
Salaries and employee benefits$5,276,0001,913
Premises and equipment expense$2,229,0001,222
Additional noninterest expense$3,370,0001,816
Pre-tax net operating income$-1,558,0007,230
Securities gains (losses)$106,0001,086
Applicable income taxes$-986,0007,704
Income before extraordinary items$-466,0006,690
Extraordinary gains, net$039
Net income$-466,0006,690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$909,0002,068
Cash dividends$350,0003,873
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-533,8406,865
2008-09-30 (YTD Data)Rank
Total interest income$11,917,0002,395
Total interest expense$4,868,0002,434
Net interest income$7,049,0002,346
Provision for loan and lease losses$500,0002,723
Total noninterest income$2,261,0001,619
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,164,0001,168
Trading account gains and fees$0148
Additional Noninterest Income$1,097,0001,695
Total noninterest expense$8,458,0001,718
Salaries and employee benefits$3,984,0001,938
Premises and equipment expense$1,764,0001,180
Additional noninterest expense$2,710,0001,649
Pre-tax net operating income$352,0005,439
Securities gains (losses)$103,000947
Applicable income taxes$-38,0007,419
Income before extraordinary items$493,0004,477
Extraordinary gains, net$031
Net income$493,0004,475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$567,0001,823
Cash dividends$350,0003,203
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$390,0004,992
2008-06-30 (YTD Data)Rank
Total interest income$8,069,0002,403
Total interest expense$3,421,0002,414
Net interest income$4,648,0002,360
Provision for loan and lease losses$250,0002,800
Total noninterest income$1,557,0001,599
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$772,0001,152
Trading account gains and fees$0149
Additional Noninterest Income$785,0001,652
Total noninterest expense$4,743,0002,018
Salaries and employee benefits$2,669,0001,943
Premises and equipment expense$1,142,0001,199
Additional noninterest expense$932,0002,918
Pre-tax net operating income$1,212,0002,572
Securities gains (losses)$103,000945
Applicable income taxes$283,0002,288
Income before extraordinary items$1,032,0002,507
Extraordinary gains, net$021
Net income$1,032,0002,507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$344,0001,658
Cash dividends$350,0002,743
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$951,6602,622
2008-03-31 (YTD Data)Rank
Total interest income$4,120,0002,417
Total interest expense$1,800,0002,451
Net interest income$2,320,0002,364
Provision for loan and lease losses$50,0003,776
Total noninterest income$640,0001,858
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$361,0001,219
Trading account gains and fees$0158
Additional Noninterest Income$279,0002,058
Total noninterest expense$2,236,0002,141
Salaries and employee benefits$1,280,0002,054
Premises and equipment expense$519,0001,335
Additional noninterest expense$437,0003,049
Pre-tax net operating income$674,0002,487
Securities gains (losses)$103,000705
Applicable income taxes$196,0001,999
Income before extraordinary items$581,0002,375
Extraordinary gains, net$015
Net income$581,0002,377
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,0008,121
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$503,7502,605
2007-12-31 (YTD Data)Rank
Total interest income$17,809,0002,314
Total interest expense$7,955,0002,330
Net interest income$9,854,0002,272
Provision for loan and lease losses$1,748,000941
Total noninterest income$3,269,0001,543
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,423,0001,251
Trading account gains and fees$0178
Additional Noninterest Income$1,846,0001,435
Total noninterest expense$9,748,0001,901
Salaries and employee benefits$5,111,0001,973
Premises and equipment expense$2,571,0001,029
Additional noninterest expense$2,066,0002,585
Pre-tax net operating income$1,627,0003,755
Securities gains (losses)$4,0001,644
Applicable income taxes$257,0003,575
Income before extraordinary items$1,374,0003,620
Extraordinary gains, net$039
Net income$1,374,0003,619
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$425,0001,885
Cash dividends$1,000,0002,600
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,370,6403,615
2007-09-30 (YTD Data)Rank
Total interest income$13,358,0002,318
Total interest expense$6,036,0002,307
Net interest income$7,322,0002,300
Provision for loan and lease losses$348,0002,104
Total noninterest income$2,137,0001,711
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,053,0001,245
Trading account gains and fees$0184
Additional Noninterest Income$1,084,0001,728
Total noninterest expense$6,801,0002,009
Salaries and employee benefits$3,724,0002,016
Premises and equipment expense$1,604,0001,236
Additional noninterest expense$1,473,0002,657
Pre-tax net operating income$2,310,0002,567
Securities gains (losses)$4,0001,247
Applicable income taxes$640,0002,199
Income before extraordinary items$1,674,0002,744
Extraordinary gains, net$033
Net income$1,674,0002,742
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0003,205
Cash dividends$650,0002,569
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,671,1202,731
2007-06-30 (YTD Data)Rank
Total interest income$8,976,0002,319
Total interest expense$4,139,0002,266
Net interest income$4,837,0002,345
Provision for loan and lease losses$263,0001,726
Total noninterest income$1,490,0001,678
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$683,0001,294
Trading account gains and fees$0168
Additional Noninterest Income$807,0001,603
Total noninterest expense$4,640,0001,994
Salaries and employee benefits$2,534,0002,010
Premises and equipment expense$1,020,0001,311
Additional noninterest expense$1,086,0002,434
Pre-tax net operating income$1,424,0002,775
Securities gains (losses)$01,444
Applicable income taxes$329,0002,618
Income before extraordinary items$1,095,0002,837
Extraordinary gains, net$029
Net income$1,095,0002,836
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0002,560
Cash dividends$650,0002,064
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,095,0002,816
2007-03-31 (YTD Data)Rank
Total interest income$4,448,0002,339
Total interest expense$2,053,0002,268
Net interest income$2,395,0002,369
Provision for loan and lease losses$150,0001,427
Total noninterest income$578,0002,008
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$316,0001,358
Trading account gains and fees$0195
Additional Noninterest Income$262,0002,149
Total noninterest expense$2,159,0002,144
Salaries and employee benefits$1,219,0002,108
Premises and equipment expense$494,0001,359
Additional noninterest expense$446,0002,882
Pre-tax net operating income$664,0002,906
Securities gains (losses)$01,187
Applicable income taxes$154,0002,719
Income before extraordinary items$510,0002,990
Extraordinary gains, net$022
Net income$510,0002,990
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0001,221
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$510,0002,971
2006-12-31 (YTD Data)Rank
Total interest income$16,676,0002,345
Total interest expense$6,771,0002,350
Net interest income$9,905,0002,306
Provision for loan and lease losses$1,239,000844
Total noninterest income$2,377,0001,958
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,372,0001,301
Trading account gains and fees$0130
Additional Noninterest Income$1,005,0002,216
Total noninterest expense$9,756,0001,829
Salaries and employee benefits$5,066,0001,920
Premises and equipment expense$2,331,0001,085
Additional noninterest expense$2,359,0002,211
Pre-tax net operating income$1,287,0004,638
Securities gains (losses)$-20,0007,546
Applicable income taxes$293,0003,844
Income before extraordinary items$974,0004,778
Extraordinary gains, net$051
Net income$974,0004,782
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,466,000497
Cash dividends$635,0003,352
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$989,4004,739
2006-09-30 (YTD Data)Rank
Total interest income$12,117,0002,392
Total interest expense$4,865,0002,372
Net interest income$7,252,0002,386
Provision for loan and lease losses$1,050,000723
Total noninterest income$1,805,0001,944
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,025,0001,308
Trading account gains and fees$0126
Additional Noninterest Income$780,0002,170
Total noninterest expense$6,594,0002,000
Salaries and employee benefits$3,669,0001,980
Premises and equipment expense$1,374,0001,418
Additional noninterest expense$1,551,0002,474
Pre-tax net operating income$1,413,0003,927
Securities gains (losses)$-20,0007,838
Applicable income taxes$657,0002,460
Income before extraordinary items$736,0004,901
Extraordinary gains, net$045
Net income$736,0004,905
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$216,0001,444
Cash dividends$310,0003,593
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$748,8004,853
2006-06-30 (YTD Data)Rank
Total interest income$7,929,0002,393
Total interest expense$3,114,0002,357
Net interest income$4,815,0002,405
Provision for loan and lease losses$310,0001,428
Total noninterest income$1,212,0001,933
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$661,0001,340
Trading account gains and fees$0126
Additional Noninterest Income$551,0002,079
Total noninterest expense$4,320,0002,039
Salaries and employee benefits$2,429,0002,008
Premises and equipment expense$900,0001,445
Additional noninterest expense$991,0002,589
Pre-tax net operating income$1,397,0003,025
Securities gains (losses)$01,185
Applicable income taxes$413,0002,574
Income before extraordinary items$984,0003,251
Extraordinary gains, net$039
Net income$984,0003,253
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$239,000971
Cash dividends$310,0003,054
Sale, conversion, retirement of capital stock, net$0887
Net operating income$984,0003,244
2006-03-31 (YTD Data)Rank
Total interest income$3,920,0002,366
Total interest expense$1,472,0002,367
Net interest income$2,448,0002,367
Provision for loan and lease losses$160,0001,352
Total noninterest income$629,0001,854
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$322,0001,339
Trading account gains and fees$0115
Additional Noninterest Income$307,0001,902
Total noninterest expense$2,045,0002,165
Salaries and employee benefits$1,118,0002,206
Premises and equipment expense$445,0001,464
Additional noninterest expense$482,0002,617
Pre-tax net operating income$872,0002,530
Securities gains (losses)$0955
Applicable income taxes$218,0002,490
Income before extraordinary items$654,0002,573
Extraordinary gains, net$021
Net income$654,0002,574
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$136,000783
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$654,0002,551
2005-12-31 (YTD Data)Rank
Total interest income$14,672,0002,266
Total interest expense$5,120,0002,157
Net interest income$9,552,0002,316
Provision for loan and lease losses$615,0001,593
Total noninterest income$3,192,0001,525
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,318,0001,341
Trading account gains and fees$0138
Additional Noninterest Income$1,874,0001,419
Total noninterest expense$8,594,0001,950
Salaries and employee benefits$4,846,0001,912
Premises and equipment expense$1,927,0001,276
Additional noninterest expense$1,821,0002,725
Pre-tax net operating income$3,535,0002,437
Securities gains (losses)$22,0001,227
Applicable income taxes$1,102,0002,128
Income before extraordinary items$2,455,0002,636
Extraordinary gains, net$046
Net income$2,455,0002,636
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,029,000664
Cash dividends$625,0003,265
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,439,8202,616
2005-09-30 (YTD Data)Rank
Total interest income$10,908,0002,228
Total interest expense$3,760,0002,093
Net interest income$7,148,0002,292
Provision for loan and lease losses$115,0003,957
Total noninterest income$2,043,0001,751
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$978,0001,335
Trading account gains and fees$0126
Additional Noninterest Income$1,065,0001,743
Total noninterest expense$6,454,0001,937
Salaries and employee benefits$3,546,0001,929
Premises and equipment expense$1,367,0001,334
Additional noninterest expense$1,541,0002,385
Pre-tax net operating income$2,622,0002,478
Securities gains (losses)$22,0001,196
Applicable income taxes$864,0002,096
Income before extraordinary items$1,780,0002,717
Extraordinary gains, net$035
Net income$1,780,0002,718
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$348,0001,127
Cash dividends$300,0003,493
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,765,2602,701
2005-06-30 (YTD Data)Rank
Total interest income$7,169,0002,204
Total interest expense$2,469,0002,013
Net interest income$4,700,0002,309
Provision for loan and lease losses$19,0005,720
Total noninterest income$1,235,0001,885
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$635,0001,340
Trading account gains and fees$0116
Additional Noninterest Income$600,0001,929
Total noninterest expense$4,289,0001,935
Salaries and employee benefits$2,403,0001,898
Premises and equipment expense$913,0001,322
Additional noninterest expense$973,0002,503
Pre-tax net operating income$1,627,0002,584
Securities gains (losses)$22,0001,077
Applicable income taxes$509,0002,252
Income before extraordinary items$1,140,0002,777
Extraordinary gains, net$030
Net income$1,140,0002,777
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$182,0001,284
Cash dividends$300,0002,918
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,124,8202,774
2005-03-31 (YTD Data)Rank
Total interest income$3,492,0002,213
Total interest expense$1,193,0001,977
Net interest income$2,299,0002,334
Provision for loan and lease losses$19,0004,719
Total noninterest income$629,0001,810
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$298,0001,380
Trading account gains and fees$0115
Additional Noninterest Income$331,0001,777
Total noninterest expense$2,087,0001,982
Salaries and employee benefits$1,110,0002,061
Premises and equipment expense$465,0001,294
Additional noninterest expense$512,0002,376
Pre-tax net operating income$822,0002,518
Securities gains (losses)$19,000812
Applicable income taxes$231,0002,371
Income before extraordinary items$610,0002,577
Extraordinary gains, net$024
Net income$610,0002,578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,000830
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$596,1302,597
2004-12-31 (YTD Data)Rank
Total interest income$14,428,0001,963
Total interest expense$4,714,0001,729
Net interest income$9,714,0002,093
Provision for loan and lease losses$36,0006,265
Total noninterest income$2,438,0001,907
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,443,0001,241
Trading account gains and fees$0138
Additional Noninterest Income$995,0002,161
Total noninterest expense$8,895,0001,820
Salaries and employee benefits$4,765,0001,842
Premises and equipment expense$1,821,0001,260
Additional noninterest expense$2,309,0002,109
Pre-tax net operating income$3,221,0002,431
Securities gains (losses)$13,0002,682
Applicable income taxes$934,0002,274
Income before extraordinary items$2,300,0002,596
Extraordinary gains, net$034
Net income$2,300,0002,599
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$347,0001,779
Cash dividends$600,0003,196
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,290,7702,549
2004-09-30 (YTD Data)Rank
Total interest income$10,854,0001,945
Total interest expense$3,535,0001,708
Net interest income$7,319,0002,065
Provision for loan and lease losses$36,0005,817
Total noninterest income$1,862,0001,885
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,112,0001,210
Trading account gains and fees$0134
Additional Noninterest Income$750,0002,165
Total noninterest expense$6,522,0001,847
Salaries and employee benefits$3,455,0001,894
Premises and equipment expense$1,351,0001,269
Additional noninterest expense$1,716,0002,107
Pre-tax net operating income$2,623,0002,295
Securities gains (losses)$13,0002,563
Applicable income taxes$850,0002,016
Income before extraordinary items$1,786,0002,576
Extraordinary gains, net$026
Net income$1,786,0002,578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0003,216
Cash dividends$300,0003,420
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,777,1602,513
2004-06-30 (YTD Data)Rank
Total interest income$7,292,0001,920
Total interest expense$2,369,0001,685
Net interest income$4,923,0002,021
Provision for loan and lease losses$06,885
Total noninterest income$1,251,0001,860
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$734,0001,202
Trading account gains and fees$0130
Additional Noninterest Income$517,0002,138
Total noninterest expense$3,984,0002,000
Salaries and employee benefits$2,290,0001,896
Premises and equipment expense$911,0001,265
Additional noninterest expense$783,0002,994
Pre-tax net operating income$2,190,0001,897
Securities gains (losses)$7,0002,608
Applicable income taxes$726,0001,657
Income before extraordinary items$1,471,0002,109
Extraordinary gains, net$021
Net income$1,471,0002,110
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,035
Cash dividends$300,0002,849
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,466,3102,055
2004-03-31 (YTD Data)Rank
Total interest income$3,506,0001,999
Total interest expense$1,174,0001,717
Net interest income$2,332,0002,148
Provision for loan and lease losses$06,501
Total noninterest income$616,0001,846
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$377,0001,135
Trading account gains and fees$0121
Additional Noninterest Income$239,0002,194
Total noninterest expense$1,919,0002,084
Salaries and employee benefits$1,095,0002,010
Premises and equipment expense$444,0001,312
Additional noninterest expense$380,0003,044
Pre-tax net operating income$1,029,0001,949
Securities gains (losses)$02,934
Applicable income taxes$324,0001,822
Income before extraordinary items$705,0002,161
Extraordinary gains, net$016
Net income$705,0002,162
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,873
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$705,0002,083
2003-12-31 (YTD Data)Rank
Total interest income$15,818,0001,797
Total interest expense$5,544,0001,625
Net interest income$10,274,0001,894
Provision for loan and lease losses$1,287,000917
Total noninterest income$2,497,0001,955
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,383,0001,255
Trading account gains and fees$0160
Additional Noninterest Income$1,114,0002,224
Total noninterest expense$7,769,0002,033
Salaries and employee benefits$4,404,0001,949
Premises and equipment expense$1,735,0001,317
Additional noninterest expense$1,630,0002,855
Pre-tax net operating income$3,715,0002,099
Securities gains (losses)$283,0001,088
Applicable income taxes$1,257,0001,871
Income before extraordinary items$2,741,0002,211
Extraordinary gains, net$054
Net income$2,741,0002,211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$895,0001,007
Cash dividends$500,0003,502
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,545,7302,228
2003-09-30 (YTD Data)Rank
Total interest income$12,036,0001,801
Total interest expense$4,313,0001,632
Net interest income$7,723,0001,906
Provision for loan and lease losses$512,0001,630
Total noninterest income$1,770,0002,095
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,008,0001,300
Trading account gains and fees$0153
Additional Noninterest Income$762,0002,442
Total noninterest expense$5,535,0002,145
Salaries and employee benefits$3,160,0002,031
Premises and equipment expense$1,238,0001,389
Additional noninterest expense$1,137,0003,039
Pre-tax net operating income$3,446,0001,817
Securities gains (losses)$61,0002,145
Applicable income taxes$1,196,0001,618
Income before extraordinary items$2,311,0002,063
Extraordinary gains, net$040
Net income$2,311,0002,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$177,0002,358
Cash dividends$250,0003,717
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,270,7401,971
2003-06-30 (YTD Data)Rank
Total interest income$8,084,0001,796
Total interest expense$2,993,0001,616
Net interest income$5,091,0001,922
Provision for loan and lease losses$204,0002,482
Total noninterest income$1,136,0002,148
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$637,0001,347
Trading account gains and fees$0150
Additional Noninterest Income$499,0002,439
Total noninterest expense$3,583,0002,194
Salaries and employee benefits$1,978,0002,146
Premises and equipment expense$830,0001,383
Additional noninterest expense$775,0002,949
Pre-tax net operating income$2,440,0001,712
Securities gains (losses)$28,0002,409
Applicable income taxes$843,0001,552
Income before extraordinary items$1,625,0001,958
Extraordinary gains, net$030
Net income$1,625,0001,957
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0002,641
Cash dividends$250,0003,135
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,606,5201,872
2003-03-31 (YTD Data)Rank
Total interest income$4,079,0001,793
Total interest expense$1,509,0001,642
Net interest income$2,570,0001,894
Provision for loan and lease losses$49,0003,737
Total noninterest income$510,0002,253
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$303,0001,371
Trading account gains and fees$0134
Additional Noninterest Income$207,0002,666
Total noninterest expense$1,782,0002,194
Salaries and employee benefits$995,0002,118
Premises and equipment expense$426,0001,360
Additional noninterest expense$361,0003,108
Pre-tax net operating income$1,249,0001,681
Securities gains (losses)$7,0002,278
Applicable income taxes$392,0001,651
Income before extraordinary items$864,0001,829
Extraordinary gains, net$021
Net income$864,0001,828
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0002,045
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$859,1701,728
2002-12-31 (YTD Data)Rank
Total interest income$16,858,0001,830
Total interest expense$6,345,0001,802
Net interest income$10,513,0001,853
Provision for loan and lease losses$503,0002,365
Total noninterest income$2,119,0002,037
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,231,0001,323
Trading account gains and fees$0153
Additional Noninterest Income$888,0002,347
Total noninterest expense$7,369,0002,039
Salaries and employee benefits$4,257,0001,893
Premises and equipment expense$1,571,0001,400
Additional noninterest expense$1,541,0002,898
Pre-tax net operating income$4,760,0001,717
Securities gains (losses)$219,0001,101
Applicable income taxes$1,740,0001,452
Income before extraordinary items$3,239,0001,848
Extraordinary gains, net$070
Net income$3,239,0001,847
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$454,0001,784
Cash dividends$500,0003,434
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,096,6501,877
2001-12-31 (YTD Data)Rank
Total interest income$17,692,0001,935
Total interest expense$9,179,0001,769
Net interest income$8,513,0002,094
Provision for loan and lease losses$503,0002,187
Total noninterest income$2,078,0001,961
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,280,0001,159
Trading account gains and fees$0177
Additional Noninterest Income$798,0002,392
Total noninterest expense$6,592,0002,180
Salaries and employee benefits$3,702,0002,030
Premises and equipment expense$1,375,0001,566
Additional noninterest expense$1,515,0002,843
Pre-tax net operating income$3,496,0001,979
Securities gains (losses)$104,0001,712
Applicable income taxes$1,201,0001,810
Income before extraordinary items$2,399,0002,169
Extraordinary gains, net$0105
Net income$2,399,0002,172
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$217,0002,733
Cash dividends$450,0003,641
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,329,3202,151
2000-12-31 (YTD Data)Rank
Total interest income$15,844,0002,210
Total interest expense$8,284,0002,076
Net interest income$7,560,0002,353
Provision for loan and lease losses$367,0002,442
Total noninterest income$1,420,0002,443
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$942,0001,451
Trading account gains and fees$0180
Additional Noninterest Income$478,0003,022
Total noninterest expense$5,736,0002,380
Salaries and employee benefits$3,129,0002,274
Premises and equipment expense$1,215,0001,717
Additional noninterest expense$1,392,0003,003
Pre-tax net operating income$2,877,0002,473
Securities gains (losses)$-19,0008,710
Applicable income taxes$953,0002,210
Income before extraordinary items$1,905,0002,680
Extraordinary gains, net$038
Net income$1,905,0002,679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0003,894
Cash dividends$300,0004,469
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,917,7302,656
1999-12-31 (YTD Data)Rank
Total interest income$13,607,0002,406
Total interest expense$6,910,0002,148
Net interest income$6,697,0002,615
Provision for loan and lease losses$231,0003,253
Total noninterest income$1,194,0002,699
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$805,0001,649
Trading account gains and fees$0173
Additional Noninterest Income$389,0003,492
Total noninterest expense$5,696,0002,379
Salaries and employee benefits$3,096,0002,268
Premises and equipment expense$1,234,0001,651
Additional noninterest expense$1,366,0003,093
Pre-tax net operating income$1,964,0003,391
Securities gains (losses)$10,0001,755
Applicable income taxes$520,0003,551
Income before extraordinary items$1,454,0003,309
Extraordinary gains, net$035
Net income$1,454,0003,309
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0003,447
Cash dividends$1,000,0002,245
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,446,6003,288
1998-12-31 (YTD Data)Rank
Total interest income$12,916,0002,529
Total interest expense$6,463,0002,330
Net interest income$6,453,0002,655
Provision for loan and lease losses$77,0005,674
Total noninterest income$1,058,0002,959
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$762,0001,668
Trading account gains and fees$0224
Additional Noninterest Income$296,0004,062
Total noninterest expense$5,154,0002,521
Salaries and employee benefits$2,729,0002,476
Premises and equipment expense$1,213,0001,620
Additional noninterest expense$1,212,0003,342
Pre-tax net operating income$2,280,0003,004
Securities gains (losses)$59,0001,620
Applicable income taxes$769,0002,828
Income before extraordinary items$1,570,0003,135
Extraordinary gains, net$032
Net income$1,570,0003,136
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0003,472
Cash dividends$200,0005,324
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,530,4703,115
1997-12-31 (YTD Data)Rank
Total interest income$12,007,0002,724
Total interest expense$5,632,0002,650
Net interest income$6,375,0002,729
Provision for loan and lease losses$163,0003,959
Total noninterest income$1,000,0003,040
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$719,0001,809
Trading account gains and fees$0239
Additional Noninterest Income$281,0004,083
Total noninterest expense$4,463,0002,847
Salaries and employee benefits$2,382,0002,778
Premises and equipment expense$1,029,0001,931
Additional noninterest expense$1,052,0003,721
Pre-tax net operating income$2,749,0002,698
Securities gains (losses)$-20,00010,368
Applicable income taxes$912,0002,631
Income before extraordinary items$1,817,0002,806
Extraordinary gains, net$044
Net income$1,817,0002,805
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0004,696
Cash dividends$200,0005,346
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,830,4002,740
1996-12-31 (YTD Data)Rank
Total interest income$11,423,0002,895
Total interest expense$5,391,0002,828
Net interest income$6,032,0002,943
Provision for loan and lease losses$199,0003,449
Total noninterest income$979,0003,183
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$707,0001,920
Trading account gains and fees$0262
Additional Noninterest Income$272,0004,317
Total noninterest expense$4,388,0003,085
Salaries and employee benefits$2,186,0003,055
Premises and equipment expense$977,0002,055
Additional noninterest expense$1,225,0003,718
Pre-tax net operating income$2,424,0002,849
Securities gains (losses)$27,0001,767
Applicable income taxes$869,0002,649
Income before extraordinary items$1,582,0003,028
Extraordinary gains, net$053
Net income$1,582,0003,030
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$158,0003,068
Cash dividends$3,475,000859
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,564,4503,032
1995-12-31 (YTD Data)Rank
Total interest income$11,300,0002,948
Total interest expense$5,185,0002,939
Net interest income$6,115,0002,905
Provision for loan and lease losses$250,0002,552
Total noninterest income$978,0003,152
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$670,0002,016
Trading account gains and fees$0522
Additional Noninterest Income$308,0003,935
Total noninterest expense$4,206,0003,174
Salaries and employee benefits$2,202,0003,024
Premises and equipment expense$783,0002,533
Additional noninterest expense$1,221,0003,683
Pre-tax net operating income$2,637,0002,700
Securities gains (losses)$03,831
Applicable income taxes$945,0002,504
Income before extraordinary items$1,692,0002,911
Extraordinary gains, net$065
Net income$1,692,0002,908
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,0002,982
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,692,0002,872
1994-12-31 (YTD Data)Rank
Total interest income$10,258,0002,971
Total interest expense$4,177,0002,928
Net interest income$6,081,0002,965
Provision for loan and lease losses$222,0002,841
Total noninterest income$977,0003,162
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$652,0002,071
Trading account gains and fees$0475
Additional Noninterest Income$325,0003,880
Total noninterest expense$4,151,0003,313
Salaries and employee benefits$2,090,0003,153
Premises and equipment expense$755,0002,654
Additional noninterest expense$1,306,0003,759
Pre-tax net operating income$2,685,0002,645
Securities gains (losses)$-101,00011,531
Applicable income taxes$967,0002,312
Income before extraordinary items$1,617,0002,972
Extraordinary gains, net$0249
Net income$1,617,0002,978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$140,0003,098
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,681,6402,903
1993-12-31 (YTD Data)Rank
Total interest income$8,602,0003,569
Total interest expense$3,277,0003,809
Net interest income$5,325,0003,366
Provision for loan and lease losses$551,0001,960
Total noninterest income$839,0003,842
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$590,0002,334
Trading account gains and fees$0532
Additional Noninterest Income$249,0005,015
Total noninterest expense$3,509,0003,899
Salaries and employee benefits$1,746,0003,725
Premises and equipment expense$678,0002,970
Additional noninterest expense$1,085,0004,596
Pre-tax net operating income$2,104,0003,160
Securities gains (losses)$19,0004,737
Applicable income taxes$723,0003,025
Income before extraordinary items$1,400,0003,453
Extraordinary gains, net$03,149
Net income$1,400,0003,564
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$376,0002,149
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,387,4603,293
1992-12-31 (YTD Data)Rank
Total interest income$8,933,0003,880
Total interest expense$4,271,0003,833
Net interest income$4,662,0003,873
Provision for loan and lease losses$416,0003,376
Total noninterest income$795,0003,999
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$562,0002,457
Trading account gains and feesNANA
Additional Noninterest Income$233,0005,197
Total noninterest expense$3,056,0004,444
Salaries and employee benefits$1,590,0004,013
Premises and equipment expense$570,0003,531
Additional noninterest expense$896,0005,541
Pre-tax net operating income$1,985,0003,125
Securities gains (losses)$2,0007,695
Applicable income taxes$669,0003,119
Income before extraordinary items$1,318,0003,472
Extraordinary gains, net$-42,00013,572
Net income$1,276,0003,648
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$354,0003,036
Cash dividends$800,0001,894
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,316,6803,228

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.