Home > First Century Bank > Net charge- offs to loans
First Century Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0098% | 2,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0080% | 819 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0194% | 427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2911% | 53 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 3,709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4125% | 1,373 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4125% | 1,251 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0122% | 1,952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0111% | 623 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0276% | 313 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3869% | 40 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 3,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4132% | 1,212 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4132% | 1,142 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0020% | 2,303 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 3,466 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 3,731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 3,762 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6295% | 848 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6295% | 820 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0041% | 1,833 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 3,618 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 3,890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0052% | 3,951 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1982% | 492 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1982% | 449 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0072% | 3,715 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0102% | 3,833 |
| Percentage Net Loans Charged-off:Construction & development | -0.0015% | 4,252 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0221% | 4,291 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0039% | 3,597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 3,670 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1944% | 1,730 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1944% | 1,650 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0104% | 3,727 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0135% | 3,926 |
| Percentage Net Loans Charged-off:Construction & development | -0.0020% | 4,324 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0304% | 4,389 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 3,554 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 3,651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1832% | 1,613 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1832% | 1,536 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0009% | 3,034 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 3,233 |
| Percentage Net Loans Charged-off:Construction & development | -0.0033% | 3,967 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 3,507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 3,583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0806% | 1,852 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0806% | 1,769 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0038% | 1,629 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 3,418 |
| Percentage Net Loans Charged-off:Construction & development | -0.0069% | 4,070 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 3,567 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 3,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4927% | 855 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4927% | 782 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0360% | 4,189 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0378% | 4,300 |
| Percentage Net Loans Charged-off:Construction & development | -0.0233% | 4,094 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1005% | 4,535 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0108% | 3,737 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0121% | 3,817 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0533% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1702% | 1,660 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1702% | 1,552 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0018% | 3,198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0024% | 1,117 |
| Percentage Net Loans Charged-off:Construction & development | -0.0233% | 4,149 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0136% | 3,876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0152% | 3,959 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0682% | 4,090 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1000% | 1,800 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1000% | 1,694 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0005% | 2,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0067% | 914 |
| Percentage Net Loans Charged-off:Construction & development | -0.0231% | 4,189 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0177% | 4,043 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0198% | 4,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1017% | 4,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1846% | 1,333 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1846% | 1,220 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0056% | 1,703 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0236% | 508 |
| Percentage Net Loans Charged-off:Construction & development | -0.0285% | 4,282 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0181% | 4,145 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0203% | 4,212 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2056% | 4,545 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0748% | 1,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0748% | 1,412 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0187% | 2,704 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0054% | 1,792 |
| Percentage Net Loans Charged-off:Construction & development | -0.0285% | 4,264 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0209% | 1,138 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3521% | 86 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0256% | 4,367 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0066% | 3,842 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8976% | 703 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8976% | 642 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0087% | 2,801 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 1,539 |
| Percentage Net Loans Charged-off:Construction & development | -0.0275% | 4,299 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0199% | 977 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3469% | 86 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0273% | 4,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0572% | 4,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5564% | 1,079 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5564% | 983 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0090% | 4,177 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0176% | 4,421 |
| Percentage Net Loans Charged-off:Construction & development | -0.0252% | 4,329 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0341% | 4,487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0391% | 4,537 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0919% | 4,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9026% | 763 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9026% | 686 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0189% | 1,990 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0173% | 831 |
| Percentage Net Loans Charged-off:Construction & development | -0.0295% | 4,399 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0498% | 543 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0572% | 470 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0921% | 4,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6889% | 1,049 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6889% | 949 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0014% | 4,196 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 3,821 |
| Percentage Net Loans Charged-off:Construction & development | -0.0383% | 4,391 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0123% | 966 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 3,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 3,956 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0972% | 4,499 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4805% | 1,614 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4805% | 1,493 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 3,455 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 3,856 |
| Percentage Net Loans Charged-off:Construction & development | -0.0446% | 4,479 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0166% | 735 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 4,099 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0061% | 4,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0995% | 4,533 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6359% | 1,203 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6358% | 1,104 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0012% | 3,907 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 3,787 |
| Percentage Net Loans Charged-off:Construction & development | -0.0477% | 4,528 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0236% | 546 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0080% | 4,190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0093% | 4,273 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1048% | 4,550 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5570% | 1,278 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5570% | 1,162 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0263% | 1,927 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0109% | 1,035 |
| Percentage Net Loans Charged-off:Construction & development | -0.0285% | 4,565 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0483% | 309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0066% | 4,237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0077% | 4,306 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0605% | 4,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2320% | 616 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2320% | 548 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0130% | 3,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0204% | 1,713 |
| Percentage Net Loans Charged-off:Construction & development | -0.0275% | 4,430 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0610% | 1,103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0720% | 965 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1279% | 4,681 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3629% | 1,877 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3629% | 1,769 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0098% | 4,386 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 4,245 |
| Percentage Net Loans Charged-off:Construction & development | -0.0266% | 4,464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0097% | 4,382 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0115% | 4,470 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1296% | 4,731 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4671% | 1,453 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4671% | 1,342 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0006% | 3,870 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 4,218 |
| Percentage Net Loans Charged-off:Construction & development | -0.0201% | 4,497 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0111% | 4,438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0132% | 4,546 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1146% | 4,718 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8357% | 855 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8357% | 767 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0079% | 4,163 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0074% | 4,327 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0188% | 4,708 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0226% | 4,789 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0744% | 4,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2664% | 1,764 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2664% | 1,645 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0820% | 5,322 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0749% | 5,243 |
| Percentage Net Loans Charged-off:Construction & development | -0.0483% | 4,661 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0212% | 4,951 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1530% | 5,385 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0061% | 3,728 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1824% | 5,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3241% | 5,161 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5535% | 1,627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5535% | 1,492 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1025% | 5,390 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0987% | 5,363 |
| Percentage Net Loans Charged-off:Construction & development | -0.0520% | 4,715 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0272% | 5,040 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2077% | 5,481 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0083% | 3,770 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2479% | 5,508 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3350% | 5,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6070% | 1,354 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6070% | 1,230 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0110% | 4,573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0123% | 1,728 |
| Percentage Net Loans Charged-off:Construction & development | -0.0472% | 4,738 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 4,743 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0550% | 1,206 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0661% | 1,086 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4777% | 5,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7424% | 1,092 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7424% | 980 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0359% | 5,024 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0067% | 4,483 |
| Percentage Net Loans Charged-off:Construction & development | -0.0314% | 4,798 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 4,884 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6897% | 5,458 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0681% | 785 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0681% | 696 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1194% | 2,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1511% | 898 |
| Percentage Net Loans Charged-off:Construction & development | 0.0997% | 400 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0125% | 4,999 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3388% | 444 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2859% | 300 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3498% | 431 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3537% | 5,395 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3685% | 2,173 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3685% | 2,039 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1246% | 1,711 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1530% | 773 |
| Percentage Net Loans Charged-off:Construction & development | 0.1454% | 306 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0154% | 5,093 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3247% | 430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3895% | 215 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3113% | 447 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3192% | 5,391 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3820% | 1,872 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3820% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1155% | 1,676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1563% | 766 |
| Percentage Net Loans Charged-off:Construction & development | -0.2327% | 5,189 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 4,873 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4754% | 290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3852% | 217 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4940% | 277 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4202% | 5,518 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2212% | 2,241 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2212% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0472% | 5,296 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0328% | 5,262 |
| Percentage Net Loans Charged-off:Construction & development | -0.1764% | 5,199 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0059% | 5,086 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0050% | 4,768 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 4,859 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2090% | 5,381 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0622% | 4,949 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0622% | 4,880 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2194% | 5,965 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2290% | 5,923 |
| Percentage Net Loans Charged-off:Construction & development | 0.4885% | 362 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.2505% | 6,005 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0795% | 4,809 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3010% | 717 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7503% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2008% | 1,069 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5448% | 5,680 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7894% | 1,068 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8468% | 898 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3113% | 5,498 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3858% | 6,123 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4250% | 6,093 |
| Percentage Net Loans Charged-off:Construction & development | 0.4612% | 338 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.7288% | 6,108 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1250% | 4,878 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2618% | 774 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5414% | 244 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1975% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5609% | 5,757 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7914% | 963 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7914% | 870 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3214% | 5,555 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7504% | 6,243 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.8358% | 6,217 |
| Percentage Net Loans Charged-off:Construction & development | -0.0337% | 4,986 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.7389% | 6,188 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2602% | 4,936 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3338% | 627 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8225% | 180 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2220% | 920 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8091% | 5,890 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8741% | 821 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8741% | 744 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2354% | 5,564 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1017% | 1,709 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1638% | 887 |
| Percentage Net Loans Charged-off:Construction & development | -0.0535% | 5,158 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2073% | 4,957 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3725% | 533 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7450% | 165 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2872% | 648 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5301% | 5,860 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0525% | 5,068 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0525% | 5,009 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4588% | 5,658 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1885% | 2,166 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2141% | 1,411 |
| Percentage Net Loans Charged-off:Construction & development | 0.7088% | 502 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0663% | 1,726 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1455% | 115 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0949% | 2,437 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1344% | 848 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0857% | 2,423 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9175% | 6,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9244% | 1,015 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9877% | 847 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5702% | 5,799 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2220% | 1,713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2345% | 1,197 |
| Percentage Net Loans Charged-off:Construction & development | 0.9140% | 388 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0870% | 1,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8863% | 89 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0046% | 3,195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1792% | 711 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0368% | 5,933 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8819% | 6,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1720% | 714 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2545% | 603 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5089% | 5,834 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2380% | 1,623 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2644% | 1,120 |
| Percentage Net Loans Charged-off:Construction & development | 1.3722% | 301 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 5,480 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.4901% | 59 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1072% | 6,233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2700% | 546 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1969% | 6,337 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8750% | 6,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9660% | 914 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0867% | 728 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4179% | 5,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1856% | 1,610 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1821% | 1,248 |
| Percentage Net Loans Charged-off:Construction & development | 2.0253% | 196 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0071% | 5,683 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1882% | 6,383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2333% | 6,405 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9304% | 6,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2061% | 739 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4381% | 563 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9643% | 617 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8682% | 585 |
| Percentage Net Loans Charged-off:Construction & development | 5.6447% | 228 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5070% | 6,550 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8688% | 580 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0939% | 1,239 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0462% | 458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7042% | 661 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2857% | 409 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2857% | 370 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0744% | 526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9598% | 492 |
| Percentage Net Loans Charged-off:Construction & development | 6.6580% | 175 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6745% | 6,649 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9513% | 522 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1676% | 397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8173% | 385 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8516% | 522 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8516% | 475 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5272% | 1,255 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3090% | 1,612 |
| Percentage Net Loans Charged-off:Construction & development | 1.5156% | 590 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2742% | 6,602 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5765% | 955 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7064% | 759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1549% | 348 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8639% | 521 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8639% | 469 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7429% | 818 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3951% | 1,227 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0331% | 1,323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9591% | 557 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1717% | 451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.7719% | 156 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8794% | 547 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8794% | 492 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8416% | 1,374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8493% | 1,204 |
| Percentage Net Loans Charged-off:Construction & development | 4.0934% | 666 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6001% | 1,372 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2291% | 2,816 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2810% | 2,431 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1414% | 2,968 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5705% | 851 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5924% | 754 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5346% | 2,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5207% | 1,841 |
| Percentage Net Loans Charged-off:Construction & development | 2.4403% | 930 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2636% | 1,859 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2595% | 2,513 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3190% | 2,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0680% | 2,938 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2929% | 998 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3230% | 877 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1368% | 3,834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0621% | 3,875 |
| Percentage Net Loans Charged-off:Construction & development | 0.0655% | 1,852 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0248% | 2,352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1091% | 3,090 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1343% | 2,794 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1451% | 2,361 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3857% | 930 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3857% | 840 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1630% | 3,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1249% | 2,847 |
| Percentage Net Loans Charged-off:Construction & development | 0.1277% | 1,318 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0865% | 1,485 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1829% | 2,247 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2254% | 1,972 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9411% | 1,203 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9411% | 1,073 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2859% | 549 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3934% | 488 |
| Percentage Net Loans Charged-off:Construction & development | 7.0726% | 680 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5036% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 22.6524% | 38 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4793% | 2,288 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5872% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4556% | 2,266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5332% | 957 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1622% | 1,472 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1808% | 1,233 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1149% | 295 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2552% | 247 |
| Percentage Net Loans Charged-off:Construction & development | 9.1851% | 460 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2920% | 401 |
| Percentage Net Loans Charged-off: Multi-family residential | 29.2740% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6288% | 1,737 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7728% | 888 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5974% | 1,728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6582% | 593 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4891% | 1,043 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5172% | 858 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.1578% | 190 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.4870% | 162 |
| Percentage Net Loans Charged-off:Construction & development | 12.4004% | 323 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8458% | 330 |
| Percentage Net Loans Charged-off: Multi-family residential | 42.3817% | 21 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8379% | 1,353 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9427% | 737 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8149% | 1,323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6100% | 948 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6711% | 715 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.3207% | 197 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.6872% | 163 |
| Percentage Net Loans Charged-off:Construction & development | 21.6832% | 131 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1295% | 269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5605% | 1,448 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6823% | 1,210 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3695% | 1,049 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3550% | 817 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9489% | 1,048 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8559% | 1,026 |
| Percentage Net Loans Charged-off:Construction & development | 5.1953% | 1,202 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0673% | 3,328 |
| Percentage Net Loans Charged-off: Multi-family residential | 34.1460% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7314% | 1,777 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3225% | 1,452 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8062% | 1,633 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.6874% | 324 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4127% | 3,714 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 33.0615% | 42 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0454% | 1,936 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7769% | 2,100 |
| Percentage Net Loans Charged-off:Construction & development | 2.0728% | 1,824 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0880% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9552% | 1,306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4400% | 1,169 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0463% | 1,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.6927% | 214 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3027% | 3,804 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0928% | 6,549 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3661% | 1,395 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1359% | 1,440 |
| Percentage Net Loans Charged-off:Construction & development | 2.9942% | 1,368 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1291% | 2,198 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3864% | 869 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6805% | 853 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5066% | 818 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.0370% | 213 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2290% | 3,776 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0661% | 6,491 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4874% | 1,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9388% | 1,432 |
| Percentage Net Loans Charged-off:Construction & development | 0.3230% | 1,779 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2331% | 496 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3820% | 477 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3747% | 468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 21.5521% | 80 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2561% | 7,024 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1334% | 6,598 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7379% | 2,976 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6874% | 2,451 |
| Percentage Net Loans Charged-off:Construction & development | 1.9889% | 2,088 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3158% | 2,125 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2841% | 2,831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6541% | 1,084 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2244% | 2,978 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7270% | 1,461 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3190% | 4,709 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0278% | 6,703 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9650% | 2,046 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9224% | 1,668 |
| Percentage Net Loans Charged-off:Construction & development | 2.5441% | 1,556 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4387% | 1,458 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3901% | 2,090 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8709% | 774 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3122% | 2,217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4620% | 930 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0325% | 7,255 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0354% | 6,730 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6150% | 2,501 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7060% | 1,752 |
| Percentage Net Loans Charged-off:Construction & development | 1.4089% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6876% | 879 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3313% | 1,984 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2069% | 1,083 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3515% | 1,802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3155% | 7,650 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9236% | 1,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0529% | 974 |
| Percentage Net Loans Charged-off:Construction & development | 2.3833% | 884 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5982% | 603 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6053% | 1,082 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4221% | 620 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6348% | 988 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2943% | 7,493 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5095% | 2,318 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5364% | 1,605 |
| Percentage Net Loans Charged-off:Construction & development | 0.9823% | 1,583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1396% | 1,589 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7039% | 224 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5378% | 1,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6141% | 957 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6921% | 2,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2383% | 4,824 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0331% | 1,769 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4229% | 1,956 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4265% | 1,323 |
| Percentage Net Loans Charged-off:Construction & development | 0.7280% | 1,262 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1823% | 996 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4614% | 957 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5253% | 811 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9396% | 1,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2551% | 4,209 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0439% | 1,485 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3872% | 1,731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3871% | 1,136 |
| Percentage Net Loans Charged-off:Construction & development | 0.1687% | 1,356 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2714% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7077% | 566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8029% | 458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2706% | 881 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0210% | 4,862 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0664% | 1,233 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0429% | 7,705 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 7,748 |
| Percentage Net Loans Charged-off:Construction & development | -0.0284% | 7,585 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6675% | 7,971 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2460% | 2,232 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3220% | 903 |
| Percentage Net Loans Charged-off:Construction & development | 0.3814% | 769 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1628% | 891 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0240% | 268 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4682% | 570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5142% | 510 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3252% | 8,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2062% | 4,538 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0576% | 4,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0636% | 1,890 |
| Percentage Net Loans Charged-off:Construction & development | 0.2692% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0288% | 174 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0163% | 7,844 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0178% | 7,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0202% | 6,931 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0388% | 5,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0760% | 3,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0797% | 1,366 |
| Percentage Net Loans Charged-off:Construction & development | 0.4151% | 297 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0380% | 123 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0696% | 8,123 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0756% | 8,113 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0597% | 7,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1348% | 4,011 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2251% | 1,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2640% | 462 |
| Percentage Net Loans Charged-off:Construction & development | 0.8119% | 124 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1437% | 761 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1556% | 685 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1158% | 7,423 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0379% | 6,813 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9219% | 336 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0191% | 87 |
| Percentage Net Loans Charged-off:Construction & development | 0.7706% | 169 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3640% | 380 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.5516% | 20 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9983% | 121 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0644% | 113 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7741% | 1,231 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0882% | 5,186 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1845% | 1,712 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2380% | 465 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0400% | 781 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3215% | 428 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3422% | 399 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2245% | 1,892 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4191% | 8,153 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3133% | 997 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3645% | 288 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0603% | 584 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4809% | 280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5109% | 266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3469% | 1,377 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2102% | 7,699 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3554% | 785 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4405% | 204 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1219% | 296 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3272% | 360 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3469% | 333 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2752% | 7,570 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6943% | 527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5926% | 185 |
| Percentage Net Loans Charged-off:Construction & development | 1.2231% | 85 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5143% | 296 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.3747% | 14 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0632% | 1,832 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0672% | 1,707 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9385% | 621 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1156% | 1,613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3149% | 1,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2706% | 439 |
| Percentage Net Loans Charged-off:Construction & development | 1.6929% | 58 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0685% | 1,519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0729% | 1,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0555% | 3,034 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9376% | 1,735 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2485% | 1,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1654% | 725 |
| Percentage Net Loans Charged-off:Construction & development | 0.8113% | 102 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1047% | 1,077 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1116% | 1,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0849% | 2,454 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1701% | 1,308 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4145% | 843 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2855% | 383 |
| Percentage Net Loans Charged-off:Construction & development | 1.2851% | 53 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2088% | 596 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2222% | 575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2283% | 1,382 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7988% | 782 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2291% | 2,445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1394% | 1,268 |
| Percentage Net Loans Charged-off:Construction & development | 0.0133% | 683 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3009% | 603 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3754% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0655% | 1,973 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2708% | 245 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0553% | 2,033 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2719% | 8,049 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1797% | 1,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6767% | 702 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0662% | 4,323 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0321% | 2,324 |
| Percentage Net Loans Charged-off:Construction & development | 0.0167% | 545 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9078% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0128% | 8,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0134% | 8,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3044% | 8,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5467% | 3,228 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0628% | 7,290 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0285% | 4,952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0432% | 1,864 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0783% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0194% | 8,248 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0202% | 8,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3852% | 8,074 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1162% | 5,064 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0922% | 7,359 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0128% | 7,292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0855% | 1,090 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.3615% | 13 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0390% | 8,458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0406% | 8,461 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2657% | 8,405 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2001% | 7,869 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1808% | 7,456 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5698% | 1,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0109% | 3,579 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0738% | 8,644 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0583% | 2,239 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0600% | 2,141 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.8054% | 159 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2278% | 1,808 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1669% | 7,659 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1508% | 3,537 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0136% | 2,952 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1017% | 8,726 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0758% | 1,674 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0779% | 1,623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7523% | 1,742 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8932% | 2,445 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1290% | 7,615 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1156% | 3,741 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0204% | 2,341 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1497% | 8,781 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1136% | 1,197 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1165% | 1,167 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7637% | 1,557 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5318% | 3,446 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1806% | 7,694 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1447% | 2,818 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0440% | 1,485 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2892% | 8,866 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2332% | 630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2385% | 617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1877% | 916 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4504% | 3,340 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4715% | 7,822 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2920% | 2,789 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1666% | 1,265 |
| Percentage Net Loans Charged-off:Construction & development | 0.5894% | 309 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1645% | 927 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0503% | 2,296 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0513% | 2,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4995% | 1,378 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6114% | 3,785 |
| Percentage Net Loans Charged-off: Credit card loans | -4.2614% | 2,966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0625% | 7,676 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1517% | 4,267 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1116% | 1,536 |
| Percentage Net Loans Charged-off:Construction & development | 0.1918% | 481 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1576% | 1,137 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1604% | 1,093 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0737% | 4,320 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4533% | 4,371 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7972% | 261 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0709% | 7,932 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0676% | 5,335 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1051% | 4,712 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1141% | 4,826 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0709% | 6,156 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1929% | 4,171 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1964% | 3,928 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1997% | 4,012 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6670% | 2,063 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6698% | 3,265 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |