Home > First Central Savings Bank > Income and Expense

First Central Savings Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$53,465,000871
Total interest expense$23,466,000708
Net interest income$29,999,0001,044
Provision for loan and lease losses$402,0001,433
Total noninterest income$4,991,0001,202
Gross Fiduciary activities income$0981
Service charges on deposit accounts$306,0002,163
Trading account gains and feesNANA
Additional Noninterest Income$4,685,000921
Total noninterest expense$25,715,000998
Salaries and employee benefits$14,108,0001,011
Premises and equipment expense$3,811,000704
Additional noninterest expense$4,685,000921
Pre-tax net operating income$8,873,0001,287
Securities gains (losses)$109,000235
Applicable income taxes$1,847,0001,036
Income before extraordinary items$7,135,0001,313
Extraordinary gains, net$054
Net income$7,135,0001,329
Minority interest net income$088
Net income of bank and minority interests.$7,135,0001,316
Net charge-offs$-135,0004,395
Cash dividends$1,065,0002,097
Sale, conversion, retirement of capital stock, net$0540
Net operating income$7,048,8901,355
2023-09-30 (YTD Data)Rank
Total interest income$39,697,000865
Total interest expense$16,474,000697
Net interest income$23,223,0001,012
Provision for loan and lease losses$377,0001,175
Total noninterest income$3,698,0001,210
Gross Fiduciary activities income$0950
Service charges on deposit accounts$241,0002,120
Trading account gains and feesNANA
Additional Noninterest Income$3,457,000938
Total noninterest expense$19,134,0001,004
Salaries and employee benefits$10,226,0001,043
Premises and equipment expense$2,917,000693
Additional noninterest expense$3,457,000938
Pre-tax net operating income$7,410,0001,210
Securities gains (losses)$0849
Applicable income taxes$1,528,000997
Income before extraordinary items$5,882,0001,271
Extraordinary gains, net$052
Net income$5,882,0001,280
Minority interest net income$081
Net income of bank and minority interests.$5,882,0001,271
Net charge-offs$-6,0003,713
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,882,0001,294
2023-06-30 (YTD Data)Rank
Total interest income$25,909,000858
Total interest expense$10,048,000680
Net interest income$15,861,000994
Provision for loan and lease losses$550,000740
Total noninterest income$1,947,0001,324
Gross Fiduciary activities income$0931
Service charges on deposit accounts$168,0002,071
Trading account gains and feesNANA
Additional Noninterest Income$1,779,0001,066
Total noninterest expense$12,538,0001,001
Salaries and employee benefits$6,567,0001,072
Premises and equipment expense$1,974,000675
Additional noninterest expense$1,779,0001,065
Pre-tax net operating income$4,720,0001,259
Securities gains (losses)$0938
Applicable income taxes$973,0001,029
Income before extraordinary items$3,747,0001,318
Extraordinary gains, net$051
Net income$3,747,0001,332
Minority interest net income$081
Net income of bank and minority interests.$3,747,0001,318
Net charge-offs$-4,0003,681
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,747,0001,337
2023-03-31 (YTD Data)Rank
Total interest income$12,362,000877
Total interest expense$4,476,000671
Net interest income$7,886,0001,005
Provision for loan and lease losses$335,000624
Total noninterest income$737,0001,569
Gross Fiduciary activities income$0913
Service charges on deposit accounts$90,0002,025
Trading account gains and feesNANA
Additional Noninterest Income$647,0001,293
Total noninterest expense$6,033,0001,047
Salaries and employee benefits$3,244,0001,101
Premises and equipment expense$1,007,000686
Additional noninterest expense$647,0001,293
Pre-tax net operating income$2,255,0001,335
Securities gains (losses)$0950
Applicable income taxes$464,0001,085
Income before extraordinary items$1,791,0001,387
Extraordinary gains, net$04
Net income$1,791,0001,386
Minority interest net income$048
Net income of bank and minority interests.$1,791,0001,387
Net charge-offs$-3,0003,659
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,791,0001,403
2022-12-31 (YTD Data)Rank
Total interest income$39,481,000904
Total interest expense$7,383,000583
Net interest income$32,098,000966
Provision for loan and lease losses$2,564,000435
Total noninterest income$5,449,0001,142
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$274,0002,365
Trading account gains and feesNANA
Additional Noninterest Income$5,175,000886
Total noninterest expense$23,337,0001,047
Salaries and employee benefits$12,830,0001,083
Premises and equipment expense$3,687,000716
Additional noninterest expense$5,175,000886
Pre-tax net operating income$11,646,0001,140
Securities gains (losses)$0691
Applicable income taxes$2,416,000951
Income before extraordinary items$9,230,0001,167
Extraordinary gains, net$05
Net income$9,230,0001,166
Minority interest net income$063
Net income of bank and minority interests.$9,230,0001,167
Net charge-offs$1,439,000338
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$9,230,0001,194
2022-09-30 (YTD Data)Rank
Total interest income$27,942,000908
Total interest expense$4,049,000564
Net interest income$23,893,000955
Provision for loan and lease losses$2,514,000348
Total noninterest income$4,342,0001,111
Gross Fiduciary activities income$0968
Service charges on deposit accounts$195,0002,440
Trading account gains and feesNANA
Additional Noninterest Income$4,147,000862
Total noninterest expense$16,772,0001,088
Salaries and employee benefits$9,072,0001,137
Premises and equipment expense$2,634,000742
Additional noninterest expense$4,147,000862
Pre-tax net operating income$8,949,0001,113
Securities gains (losses)$0740
Applicable income taxes$1,856,000935
Income before extraordinary items$7,093,0001,142
Extraordinary gains, net$04
Net income$7,093,0001,140
Minority interest net income$057
Net income of bank and minority interests.$7,093,0001,142
Net charge-offs$1,428,000251
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$7,093,0001,165
2022-06-30 (YTD Data)Rank
Total interest income$17,522,000929
Total interest expense$1,987,000591
Net interest income$15,535,000963
Provision for loan and lease losses$1,000,000422
Total noninterest income$3,556,000949
Gross Fiduciary activities income$0925
Service charges on deposit accounts$124,0002,490
Trading account gains and feesNANA
Additional Noninterest Income$3,432,000751
Total noninterest expense$10,849,0001,105
Salaries and employee benefits$5,664,0001,190
Premises and equipment expense$1,751,000736
Additional noninterest expense$3,434,0001,061
Pre-tax net operating income$7,242,000924
Securities gains (losses)$0687
Applicable income taxes$1,508,000788
Income before extraordinary items$5,734,000947
Extraordinary gains, net$04
Net income$5,734,000947
Minority interest net income$060
Net income of bank and minority interests.$5,734,000947
Net charge-offs$-2,0003,158
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,734,000963
2022-03-31 (YTD Data)Rank
Total interest income$8,599,000922
Total interest expense$903,000617
Net interest income$7,696,000947
Provision for loan and lease losses$600,000290
Total noninterest income$3,068,000682
Gross Fiduciary activities income$0892
Service charges on deposit accounts$70,0002,323
Trading account gains and feesNANA
Additional Noninterest Income$2,998,000530
Total noninterest expense$5,463,0001,096
Salaries and employee benefits$2,858,0001,180
Premises and equipment expense$869,000748
Additional noninterest expense$1,736,0001,035
Pre-tax net operating income$4,701,000718
Securities gains (losses)$0623
Applicable income taxes$983,000648
Income before extraordinary items$3,718,000740
Extraordinary gains, net$04
Net income$3,718,000740
Minority interest net income$050
Net income of bank and minority interests.$3,718,000740
Net charge-offs$-1,0003,005
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,718,000744
2021-12-31 (YTD Data)Rank
Total interest income$30,537,0001,039
Total interest expense$4,311,000624
Net interest income$26,226,0001,084
Provision for loan and lease losses$1,550,000381
Total noninterest income$6,360,0001,123
Gross Fiduciary activities income$0994
Service charges on deposit accounts$248,0002,405
Trading account gains and feesNANA
Additional Noninterest Income$6,112,000937
Total noninterest expense$20,034,0001,164
Salaries and employee benefits$11,191,0001,188
Premises and equipment expense$3,018,000858
Additional noninterest expense$5,825,0001,159
Pre-tax net operating income$11,002,0001,195
Securities gains (losses)$02,062
Applicable income taxes$2,276,0001,014
Income before extraordinary items$8,726,0001,265
Extraordinary gains, net$010
Net income$8,726,0001,264
Minority interest net income$074
Net income of bank and minority interests.$8,726,0001,265
Net charge-offs$395,000727
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$1,730,000181
Net operating income$8,726,0001,243
2021-09-30 (YTD Data)Rank
Total interest income$22,250,0001,085
Total interest expense$3,441,000619
Net interest income$18,809,0001,152
Provision for loan and lease losses$950,000467
Total noninterest income$3,319,0001,457
Gross Fiduciary activities income$0957
Service charges on deposit accounts$183,0002,427
Trading account gains and feesNANA
Additional Noninterest Income$3,136,0001,252
Total noninterest expense$14,256,0001,213
Salaries and employee benefits$7,874,0001,262
Premises and equipment expense$2,212,000890
Additional noninterest expense$4,170,0001,206
Pre-tax net operating income$6,922,0001,397
Securities gains (losses)$02,015
Applicable income taxes$1,424,0001,193
Income before extraordinary items$5,498,0001,513
Extraordinary gains, net$08
Net income$5,498,0001,513
Minority interest net income$069
Net income of bank and minority interests.$5,498,0001,513
Net charge-offs$151,000910
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$1,730,000148
Net operating income$5,498,0001,480
2021-06-30 (YTD Data)Rank
Total interest income$14,769,0001,081
Total interest expense$2,465,000598
Net interest income$12,304,0001,161
Provision for loan and lease losses$950,000330
Total noninterest income$1,648,0001,706
Gross Fiduciary activities income$0951
Service charges on deposit accounts$126,0002,353
Trading account gains and feesNANA
Additional Noninterest Income$1,522,0001,501
Total noninterest expense$9,266,0001,224
Salaries and employee benefits$5,136,0001,273
Premises and equipment expense$1,480,000891
Additional noninterest expense$2,650,0001,249
Pre-tax net operating income$3,736,0001,600
Securities gains (losses)$01,818
Applicable income taxes$764,0001,356
Income before extraordinary items$2,972,0001,720
Extraordinary gains, net$06
Net income$2,972,0001,720
Minority interest net income$067
Net income of bank and minority interests.$2,972,0001,720
Net charge-offs$281,000527
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$1,730,000100
Net operating income$2,972,0001,691
2021-03-31 (YTD Data)Rank
Total interest income$7,241,0001,098
Total interest expense$1,344,000582
Net interest income$5,897,0001,196
Provision for loan and lease losses$700,000261
Total noninterest income$714,0001,857
Gross Fiduciary activities income$0922
Service charges on deposit accounts$64,0002,331
Trading account gains and feesNANA
Additional Noninterest Income$650,0001,651
Total noninterest expense$4,521,0001,235
Salaries and employee benefits$2,483,0001,297
Premises and equipment expense$765,000874
Additional noninterest expense$1,273,0001,276
Pre-tax net operating income$1,390,0001,958
Securities gains (losses)$01,392
Applicable income taxes$281,0001,556
Income before extraordinary items$1,109,0002,084
Extraordinary gains, net$03
Net income$1,109,0002,084
Minority interest net income$055
Net income of bank and minority interests.$1,109,0002,084
Net charge-offs$245,000385
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,109,0002,048
2020-12-31 (YTD Data)Rank
Total interest income$28,629,0001,108
Total interest expense$8,173,000593
Net interest income$20,456,0001,256
Provision for loan and lease losses$2,928,000818
Total noninterest income$1,528,0002,402
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$241,0002,505
Trading account gains and fees$0133
Additional Noninterest Income$1,287,0002,231
Total noninterest expense$17,352,0001,236
Salaries and employee benefits$9,322,0001,332
Premises and equipment expense$2,749,000918
Additional noninterest expense$5,281,0001,213
Pre-tax net operating income$1,704,0003,128
Securities gains (losses)$66,0001,592
Applicable income taxes$319,0002,258
Income before extraordinary items$1,451,0003,226
Extraordinary gains, net$04
Net income$1,451,0003,225
Minority interest net income$072
Net income of bank and minority interests.$1,451,0003,226
Net charge-offs$2,324,000373
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$2,000,000149
Net operating income$1,396,8803,199
2020-09-30 (YTD Data)Rank
Total interest income$21,244,0001,115
Total interest expense$6,527,000606
Net interest income$14,717,0001,294
Provision for loan and lease losses$775,0001,573
Total noninterest income$986,0002,543
Gross Fiduciary activities income$0981
Service charges on deposit accounts$191,0002,445
Trading account gains and fees$0125
Additional Noninterest Income$795,0002,384
Total noninterest expense$12,484,0001,269
Salaries and employee benefits$6,681,0001,365
Premises and equipment expense$2,103,000894
Additional noninterest expense$3,700,0001,269
Pre-tax net operating income$2,444,0002,324
Securities gains (losses)$66,0001,416
Applicable income taxes$490,0001,755
Income before extraordinary items$2,020,0002,444
Extraordinary gains, net$04
Net income$2,020,0002,444
Minority interest net income$065
Net income of bank and minority interests.$2,020,0002,444
Net charge-offs$349,000947
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$2,000,000117
Net operating income$1,967,2002,428
2020-06-30 (YTD Data)Rank
Total interest income$13,982,0001,135
Total interest expense$4,571,000621
Net interest income$9,411,0001,348
Provision for loan and lease losses$475,0001,651
Total noninterest income$718,0002,398
Gross Fiduciary activities income$0970
Service charges on deposit accounts$145,0002,323
Trading account gains and fees$0123
Additional Noninterest Income$573,0002,249
Total noninterest expense$8,257,0001,269
Salaries and employee benefits$4,393,0001,376
Premises and equipment expense$1,429,000890
Additional noninterest expense$2,435,0001,277
Pre-tax net operating income$1,397,0002,496
Securities gains (losses)$66,0001,176
Applicable income taxes$283,0001,786
Income before extraordinary items$1,180,0002,577
Extraordinary gains, net$04
Net income$1,180,0002,575
Minority interest net income$065
Net income of bank and minority interests.$1,180,0002,577
Net charge-offs$73,0001,514
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,126,5402,594
2020-03-31 (YTD Data)Rank
Total interest income$7,199,0001,108
Total interest expense$2,466,000647
Net interest income$4,733,0001,316
Provision for loan and lease losses$250,0001,297
Total noninterest income$448,0002,059
Gross Fiduciary activities income$0941
Service charges on deposit accounts$100,0002,134
Trading account gains and fees$0106
Additional Noninterest Income$348,0001,861
Total noninterest expense$4,107,0001,293
Salaries and employee benefits$2,161,0001,410
Premises and equipment expense$676,000939
Additional noninterest expense$1,270,0001,252
Pre-tax net operating income$824,0002,122
Securities gains (losses)$66,000753
Applicable income taxes$177,0001,488
Income before extraordinary items$713,0002,139
Extraordinary gains, net$04
Net income$713,0002,137
Minority interest net income$056
Net income of bank and minority interests.$713,0002,139
Net charge-offs$220,000596
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$660,2002,231
2019-12-31 (YTD Data)Rank
Total interest income$28,364,0001,130
Total interest expense$9,520,000708
Net interest income$18,844,0001,313
Provision for loan and lease losses$1,130,000836
Total noninterest income$1,372,0002,403
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$375,0002,292
Trading account gains and fees$0135
Additional Noninterest Income$997,0002,248
Total noninterest expense$15,656,0001,308
Salaries and employee benefits$8,616,0001,373
Premises and equipment expense$2,565,000964
Additional noninterest expense$4,475,0001,370
Pre-tax net operating income$3,430,0002,262
Securities gains (losses)$36,0001,373
Applicable income taxes$784,0001,615
Income before extraordinary items$2,682,0002,472
Extraordinary gains, net$011
Net income$2,682,0002,473
Minority interest net income$076
Net income of bank and minority interests.$2,682,0002,474
Net charge-offs$2,203,000382
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,653,5602,451
2019-09-30 (YTD Data)Rank
Total interest income$21,308,0001,138
Total interest expense$7,071,000727
Net interest income$14,237,0001,317
Provision for loan and lease losses$535,0001,111
Total noninterest income$875,0002,624
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$275,0002,343
Trading account gains and fees$0129
Additional Noninterest Income$600,0002,501
Total noninterest expense$11,788,0001,305
Salaries and employee benefits$6,528,0001,362
Premises and equipment expense$1,908,000969
Additional noninterest expense$3,352,0001,381
Pre-tax net operating income$2,789,0002,207
Securities gains (losses)$36,0001,199
Applicable income taxes$596,0001,658
Income before extraordinary items$2,229,0002,363
Extraordinary gains, net$011
Net income$2,229,0002,364
Minority interest net income$072
Net income of bank and minority interests.$2,229,0002,364
Net charge-offs$21,0002,686
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,200,5602,357
2019-06-30 (YTD Data)Rank
Total interest income$14,453,0001,114
Total interest expense$4,605,000730
Net interest income$9,848,0001,285
Provision for loan and lease losses$335,0001,137
Total noninterest income$556,0002,666
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$188,0002,298
Trading account gains and fees$0131
Additional Noninterest Income$368,0002,589
Total noninterest expense$8,199,0001,266
Salaries and employee benefits$4,370,0001,345
Premises and equipment expense$1,262,000977
Additional noninterest expense$2,567,0001,233
Pre-tax net operating income$1,870,0002,179
Securities gains (losses)$01,702
Applicable income taxes$381,0001,664
Income before extraordinary items$1,489,0002,344
Extraordinary gains, net$011
Net income$1,489,0002,344
Minority interest net income$069
Net income of bank and minority interests.$1,489,0002,344
Net charge-offs$97,0001,432
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,489,0002,311
2019-03-31 (YTD Data)Rank
Total interest income$6,880,0001,156
Total interest expense$2,144,000756
Net interest income$4,736,0001,323
Provision for loan and lease losses$285,000737
Total noninterest income$331,0002,401
Gross Fiduciary activities income$0972
Service charges on deposit accounts$100,0002,212
Trading account gains and fees$0126
Additional Noninterest Income$231,0002,240
Total noninterest expense$4,022,0001,281
Salaries and employee benefits$2,145,0001,376
Premises and equipment expense$640,000962
Additional noninterest expense$1,237,0001,260
Pre-tax net operating income$760,0002,451
Securities gains (losses)$01,087
Applicable income taxes$151,0001,825
Income before extraordinary items$609,0002,597
Extraordinary gains, net$05
Net income$609,0002,596
Minority interest net income$052
Net income of bank and minority interests.$609,0002,596
Net charge-offs$15,0001,815
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$609,0002,581
2018-12-31 (YTD Data)Rank
Total interest income$24,319,0001,207
Total interest expense$7,292,000680
Net interest income$17,027,0001,424
Provision for loan and lease losses$13,610,000136
Total noninterest income$1,247,0002,558
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$333,0002,578
Trading account gains and fees$0126
Additional Noninterest Income$914,0002,342
Total noninterest expense$15,192,0001,335
Salaries and employee benefits$7,603,0001,479
Premises and equipment expense$2,568,000955
Additional noninterest expense$5,021,0001,231
Pre-tax net operating income$-10,528,0005,410
Securities gains (losses)$01,125
Applicable income taxes$-2,383,0005,393
Income before extraordinary items$-8,145,0005,401
Extraordinary gains, net$06
Net income$-8,145,0005,400
Minority interest net income$072
Net income of bank and minority interests.$-8,145,0005,400
Net charge-offs$18,552,00099
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$7,680,00079
Net operating income$-8,145,0005,401
2018-09-30 (YTD Data)Rank
Total interest income$17,970,0001,210
Total interest expense$5,248,000667
Net interest income$12,722,0001,423
Provision for loan and lease losses$10,800,000130
Total noninterest income$1,012,0002,489
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$234,0002,704
Trading account gains and fees$0138
Additional Noninterest Income$778,0002,218
Total noninterest expense$11,615,0001,304
Salaries and employee benefits$5,658,0001,484
Premises and equipment expense$1,927,000948
Additional noninterest expense$4,030,0001,176
Pre-tax net operating income$-8,681,0005,483
Securities gains (losses)$01,118
Applicable income taxes$-1,960,0005,470
Income before extraordinary items$-6,721,0005,474
Extraordinary gains, net$05
Net income$-6,721,0005,473
Minority interest net income$066
Net income of bank and minority interests.$-6,721,0005,473
Net charge-offs$9,727,000115
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$7,680,00054
Net operating income$-6,721,0005,474
2018-06-30 (YTD Data)Rank
Total interest income$11,780,0001,216
Total interest expense$3,199,000679
Net interest income$8,581,0001,409
Provision for loan and lease losses$1,200,000411
Total noninterest income$1,232,0001,772
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$151,0002,745
Trading account gains and fees$0130
Additional Noninterest Income$1,081,0001,449
Total noninterest expense$7,579,0001,339
Salaries and employee benefits$3,683,0001,525
Premises and equipment expense$1,278,000951
Additional noninterest expense$2,618,0001,196
Pre-tax net operating income$1,034,0003,114
Securities gains (losses)$0961
Applicable income taxes$194,0002,245
Income before extraordinary items$840,0003,222
Extraordinary gains, net$06
Net income$840,0003,220
Minority interest net income$065
Net income of bank and minority interests.$840,0003,221
Net charge-offs$304,000721
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$840,0003,211
2018-03-31 (YTD Data)Rank
Total interest income$5,621,0001,259
Total interest expense$1,510,000674
Net interest income$4,111,0001,460
Provision for loan and lease losses$850,000313
Total noninterest income$941,0001,314
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$69,0002,904
Trading account gains and fees$0123
Additional Noninterest Income$872,0001,019
Total noninterest expense$3,667,0001,390
Salaries and employee benefits$1,879,0001,514
Premises and equipment expense$626,000982
Additional noninterest expense$1,162,0001,325
Pre-tax net operating income$535,0003,006
Securities gains (losses)$0735
Applicable income taxes$101,0002,176
Income before extraordinary items$434,0003,125
Extraordinary gains, net$07
Net income$434,0003,125
Minority interest net income$052
Net income of bank and minority interests.$434,0003,125
Net charge-offs$310,000408
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$434,0003,125
2017-12-31 (YTD Data)Rank
Total interest income$22,064,0001,241
Total interest expense$5,708,000603
Net interest income$16,356,0001,426
Provision for loan and lease losses$1,000,000886
Total noninterest income$1,167,0002,726
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$297,0002,883
Trading account gains and fees$0151
Additional Noninterest Income$870,0002,459
Total noninterest expense$13,917,0001,443
Salaries and employee benefits$6,815,0001,631
Premises and equipment expense$2,198,0001,071
Additional noninterest expense$4,904,0001,266
Pre-tax net operating income$2,606,0002,687
Securities gains (losses)$57,000836
Applicable income taxes$4,902,000673
Income before extraordinary items$-2,239,0005,619
Extraordinary gains, net$09
Net income$-2,239,0005,619
Minority interest net income$076
Net income of bank and minority interests.$-2,239,0005,619
Net charge-offs$-2,989,0005,654
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$-2,275,4805,619
2017-09-30 (YTD Data)Rank
Total interest income$16,615,0001,241
Total interest expense$4,167,000608
Net interest income$12,448,0001,410
Provision for loan and lease losses$930,000738
Total noninterest income$936,0002,671
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$232,0002,831
Trading account gains and fees$0145
Additional Noninterest Income$704,0002,391
Total noninterest expense$10,158,0001,480
Salaries and employee benefits$5,035,0001,661
Premises and equipment expense$1,625,0001,100
Additional noninterest expense$3,498,0001,310
Pre-tax net operating income$2,296,0002,503
Securities gains (losses)$02,274
Applicable income taxes$714,0001,768
Income before extraordinary items$1,582,0002,767
Extraordinary gains, net$09
Net income$1,582,0002,766
Minority interest net income$071
Net income of bank and minority interests.$1,582,0002,767
Net charge-offs$-683,0005,665
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$-289,0005,704
Net operating income$1,582,0002,750
2017-06-30 (YTD Data)Rank
Total interest income$10,681,0001,271
Total interest expense$2,674,000613
Net interest income$8,007,0001,446
Provision for loan and lease losses$490,000873
Total noninterest income$722,0002,473
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$190,0002,468
Trading account gains and fees$0139
Additional Noninterest Income$532,0002,250
Total noninterest expense$6,647,0001,512
Salaries and employee benefits$3,278,0001,697
Premises and equipment expense$1,077,0001,105
Additional noninterest expense$2,292,0001,331
Pre-tax net operating income$1,592,0002,396
Securities gains (losses)$01,906
Applicable income taxes$498,0001,701
Income before extraordinary items$1,094,0002,675
Extraordinary gains, net$011
Net income$1,094,0002,674
Minority interest net income$071
Net income of bank and minority interests.$1,094,0002,675
Net charge-offs$-384,0005,698
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,094,0002,659
2017-03-31 (YTD Data)Rank
Total interest income$5,272,0001,270
Total interest expense$1,211,000645
Net interest income$4,061,0001,426
Provision for loan and lease losses$290,000731
Total noninterest income$272,0002,838
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$125,0002,036
Trading account gains and fees$0142
Additional Noninterest Income$147,0002,960
Total noninterest expense$3,228,0001,548
Salaries and employee benefits$1,647,0001,705
Premises and equipment expense$550,0001,090
Additional noninterest expense$1,031,0001,462
Pre-tax net operating income$815,0002,253
Securities gains (losses)$01,153
Applicable income taxes$256,0001,643
Income before extraordinary items$559,0002,583
Extraordinary gains, net$08
Net income$559,0002,583
Minority interest net income$055
Net income of bank and minority interests.$559,0002,583
Net charge-offs$-88,0005,590
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$559,0002,562
2016-12-31 (YTD Data)Rank
Total interest income$19,461,0001,321
Total interest expense$4,949,000609
Net interest income$14,512,0001,541
Provision for loan and lease losses$-182,0005,631
Total noninterest income$625,0003,754
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$299,0002,939
Trading account gains and fees$0170
Additional Noninterest Income$326,0003,839
Total noninterest expense$14,760,0001,342
Salaries and employee benefits$7,444,0001,465
Premises and equipment expense$2,400,000987
Additional noninterest expense$4,916,0001,273
Pre-tax net operating income$559,0004,725
Securities gains (losses)$198,000882
Applicable income taxes$149,0003,094
Income before extraordinary items$608,0004,523
Extraordinary gains, net$05
Net income$608,0004,521
Minority interest net income$082
Net income of bank and minority interests.$608,0004,522
Net charge-offs$-421,0005,770
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$449,6004,784
2016-09-30 (YTD Data)Rank
Total interest income$14,576,0001,333
Total interest expense$3,748,000595
Net interest income$10,828,0001,555
Provision for loan and lease losses$-183,0005,771
Total noninterest income$403,0004,015
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$217,0003,012
Trading account gains and fees$0169
Additional Noninterest Income$186,0004,189
Total noninterest expense$11,359,0001,314
Salaries and employee benefits$5,629,0001,445
Premises and equipment expense$1,814,000984
Additional noninterest expense$3,916,0001,218
Pre-tax net operating income$55,0005,612
Securities gains (losses)$198,000807
Applicable income taxes$2,0004,204
Income before extraordinary items$251,0005,119
Extraordinary gains, net$05
Net income$251,0005,119
Minority interest net income$071
Net income of bank and minority interests.$251,0005,119
Net charge-offs$-415,0005,842
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$54,9805,601
2016-06-30 (YTD Data)Rank
Total interest income$9,894,0001,320
Total interest expense$2,491,000593
Net interest income$7,403,0001,517
Provision for loan and lease losses$-35,0005,792
Total noninterest income$515,0002,985
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$155,0002,893
Trading account gains and fees$0157
Additional Noninterest Income$360,0002,790
Total noninterest expense$7,721,0001,303
Salaries and employee benefits$3,787,0001,437
Premises and equipment expense$1,252,000973
Additional noninterest expense$2,682,0001,201
Pre-tax net operating income$232,0004,987
Securities gains (losses)$157,000708
Applicable income taxes$43,0003,467
Income before extraordinary items$346,0004,461
Extraordinary gains, net$016
Net income$346,0004,457
Minority interest net income$071
Net income of bank and minority interests.$346,0004,459
Net charge-offs$-390,0005,946
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$206,2704,931
2016-03-31 (YTD Data)Rank
Total interest income$5,008,0001,302
Total interest expense$1,258,000579
Net interest income$3,750,0001,503
Provision for loan and lease losses$-35,0005,937
Total noninterest income$227,0003,166
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$87,0002,655
Trading account gains and fees$0142
Additional Noninterest Income$140,0003,072
Total noninterest expense$3,991,0001,269
Salaries and employee benefits$1,965,0001,395
Premises and equipment expense$650,000953
Additional noninterest expense$1,376,0001,168
Pre-tax net operating income$21,0005,671
Securities gains (losses)$82,000617
Applicable income taxes$-39,0006,042
Income before extraordinary items$142,0004,686
Extraordinary gains, net$012
Net income$142,0004,685
Minority interest net income$062
Net income of bank and minority interests.$142,0004,686
Net charge-offs$-266,0006,029
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$60,0005,296
2015-12-31 (YTD Data)Rank
Total interest income$19,348,0001,316
Total interest expense$5,106,000536
Net interest income$14,242,0001,539
Provision for loan and lease losses$-221,0005,830
Total noninterest income$1,411,0002,564
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$380,0002,597
Trading account gains and fees$0159
Additional Noninterest Income$1,031,0002,340
Total noninterest expense$14,989,0001,316
Salaries and employee benefits$7,037,0001,506
Premises and equipment expense$2,616,000926
Additional noninterest expense$5,336,0001,204
Pre-tax net operating income$885,0004,255
Securities gains (losses)$154,000898
Applicable income taxes$1,774,0001,095
Income before extraordinary items$-735,0006,073
Extraordinary gains, net$023
Net income$-735,0006,073
Minority interest net income$081
Net income of bank and minority interests.$-735,0006,073
Net charge-offs$1,127,000623
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$-833,5606,080
2015-09-30 (YTD Data)Rank
Total interest income$14,425,0001,333
Total interest expense$3,777,000551
Net interest income$10,648,0001,560
Provision for loan and lease losses$-352,0006,047
Total noninterest income$716,0003,167
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$296,0002,550
Trading account gains and fees$0153
Additional Noninterest Income$420,0003,150
Total noninterest expense$11,134,0001,328
Salaries and employee benefits$5,072,0001,560
Premises and equipment expense$1,977,000931
Additional noninterest expense$4,085,0001,178
Pre-tax net operating income$582,0004,547
Securities gains (losses)$121,000916
Applicable income taxes$1,676,000953
Income before extraordinary items$-973,0006,205
Extraordinary gains, net$021
Net income$-973,0006,205
Minority interest net income$078
Net income of bank and minority interests.$-973,0006,205
Net charge-offs$-507,0006,115
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$-1,050,4406,205
2015-06-30 (YTD Data)Rank
Total interest income$9,649,0001,334
Total interest expense$2,453,000562
Net interest income$7,196,0001,547
Provision for loan and lease losses$-352,0006,162
Total noninterest income$470,0003,195
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$189,0002,598
Trading account gains and fees$0157
Additional Noninterest Income$281,0003,146
Total noninterest expense$7,444,0001,326
Salaries and employee benefits$3,322,0001,602
Premises and equipment expense$1,323,000934
Additional noninterest expense$2,799,0001,151
Pre-tax net operating income$574,0003,963
Securities gains (losses)$42,0001,338
Applicable income taxes$147,0002,735
Income before extraordinary items$469,0004,077
Extraordinary gains, net$022
Net income$469,0004,078
Minority interest net income$075
Net income of bank and minority interests.$469,0004,079
Net charge-offs$-303,0006,142
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$437,0804,120
2015-03-31 (YTD Data)Rank
Total interest income$4,598,0001,373
Total interest expense$1,191,000584
Net interest income$3,407,0001,625
Provision for loan and lease losses$-246,0006,271
Total noninterest income$229,0003,184
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$92,0002,626
Trading account gains and fees$0152
Additional Noninterest Income$137,0003,150
Total noninterest expense$3,779,0001,314
Salaries and employee benefits$1,644,0001,625
Premises and equipment expense$671,000927
Additional noninterest expense$1,464,0001,092
Pre-tax net operating income$103,0005,192
Securities gains (losses)$42,000921
Applicable income taxes$10,0003,833
Income before extraordinary items$135,0004,792
Extraordinary gains, net$013
Net income$135,0004,794
Minority interest net income$064
Net income of bank and minority interests.$135,0004,796
Net charge-offs$-145,0006,194
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$95,9405,107
2014-12-31 (YTD Data)Rank
Total interest income$17,928,0001,410
Total interest expense$4,855,000583
Net interest income$13,073,0001,685
Provision for loan and lease losses$-24,0005,913
Total noninterest income$1,369,0002,644
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$463,0002,397
Trading account gains and fees$0180
Additional Noninterest Income$906,0002,460
Total noninterest expense$14,656,0001,333
Salaries and employee benefits$6,256,0001,661
Premises and equipment expense$2,555,000951
Additional noninterest expense$5,845,0001,124
Pre-tax net operating income$-190,0006,217
Securities gains (losses)$107,0001,213
Applicable income taxes$2,487,000833
Income before extraordinary items$-2,570,0006,446
Extraordinary gains, net$017
Net income$-2,570,0006,445
Minority interest net income$084
Net income of bank and minority interests.$-2,570,0006,445
Net charge-offs$2,974,000349
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$7,000805
Net operating income$-2,677,0006,447
2014-09-30 (YTD Data)Rank
Total interest income$13,439,0001,417
Total interest expense$3,647,000592
Net interest income$9,792,0001,699
Provision for loan and lease losses$-12,0006,083
Total noninterest income$855,0002,943
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$358,0002,372
Trading account gains and fees$0174
Additional Noninterest Income$497,0002,914
Total noninterest expense$11,045,0001,343
Salaries and employee benefits$4,643,0001,674
Premises and equipment expense$1,890,000972
Additional noninterest expense$4,512,0001,098
Pre-tax net operating income$-386,0006,368
Securities gains (losses)$3,0002,680
Applicable income taxes$2,398,000700
Income before extraordinary items$-2,781,0006,545
Extraordinary gains, net$015
Net income$-2,781,0006,544
Minority interest net income$081
Net income of bank and minority interests.$-2,781,0006,544
Net charge-offs$3,131,000261
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$7,000758
Net operating income$-2,784,0006,547
2014-06-30 (YTD Data)Rank
Total interest income$8,809,0001,439
Total interest expense$2,427,000598
Net interest income$6,382,0001,724
Provision for loan and lease losses$04,196
Total noninterest income$359,0003,693
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$242,0002,328
Trading account gains and fees$0172
Additional Noninterest Income$117,0004,370
Total noninterest expense$7,108,0001,377
Salaries and employee benefits$2,989,0001,725
Premises and equipment expense$1,221,0001,003
Additional noninterest expense$2,898,0001,123
Pre-tax net operating income$-367,0006,464
Securities gains (losses)$02,580
Applicable income taxes$-45,0006,463
Income before extraordinary items$-322,0006,460
Extraordinary gains, net$020
Net income$-322,0006,461
Minority interest net income$080
Net income of bank and minority interests.$-322,0006,461
Net charge-offs$3,159,000196
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$7,000698
Net operating income$-322,0006,455
2014-03-31 (YTD Data)Rank
Total interest income$4,407,0001,438
Total interest expense$1,219,000604
Net interest income$3,188,0001,706
Provision for loan and lease losses$03,817
Total noninterest income$180,0003,650
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$120,0002,307
Trading account gains and fees$0147
Additional Noninterest Income$60,0004,319
Total noninterest expense$3,453,0001,412
Salaries and employee benefits$1,506,0001,721
Premises and equipment expense$604,0001,035
Additional noninterest expense$1,343,0001,191
Pre-tax net operating income$-85,0006,428
Securities gains (losses)$01,715
Applicable income taxes$-35,0006,550
Income before extraordinary items$-50,0006,387
Extraordinary gains, net$016
Net income$-50,0006,387
Minority interest net income$066
Net income of bank and minority interests.$-50,0006,388
Net charge-offs$3,216,000130
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-50,0006,382
2013-12-31 (YTD Data)Rank
Total interest income$20,601,0001,236
Total interest expense$6,115,000514
Net interest income$14,486,0001,498
Provision for loan and lease losses$-3,000,0006,742
Total noninterest income$940,0003,314
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$538,0002,258
Trading account gains and fees$0184
Additional Noninterest Income$402,0003,669
Total noninterest expense$13,225,0001,475
Salaries and employee benefits$5,734,0001,781
Premises and equipment expense$2,258,0001,053
Additional noninterest expense$5,233,0001,283
Pre-tax net operating income$5,201,0001,390
Securities gains (losses)$15,0002,476
Applicable income taxes$-15,715,0006,788
Income before extraordinary items$20,931,000345
Extraordinary gains, net$029
Net income$20,931,000345
Minority interest net income$090
Net income of bank and minority interests.$20,931,000345
Net charge-offs$1,399,000988
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$14,007,00031
Net operating income$20,916,000343
2013-09-30 (YTD Data)Rank
Total interest income$15,468,0001,240
Total interest expense$4,787,000507
Net interest income$10,681,0001,532
Provision for loan and lease losses$-3,000,0006,842
Total noninterest income$246,0005,097
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$429,0002,150
Trading account gains and fees$0180
Additional Noninterest Income$-183,0006,789
Total noninterest expense$10,078,0001,464
Salaries and employee benefits$4,331,0001,785
Premises and equipment expense$1,669,0001,079
Additional noninterest expense$4,078,0001,224
Pre-tax net operating income$3,849,0001,425
Securities gains (losses)$15,0002,337
Applicable income taxes$-16,207,0006,876
Income before extraordinary items$20,071,000284
Extraordinary gains, net$025
Net income$20,071,000285
Minority interest net income$084
Net income of bank and minority interests.$20,071,000285
Net charge-offs$1,437,000766
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$14,008,00015
Net operating income$20,056,000284
2013-06-30 (YTD Data)Rank
Total interest income$10,463,0001,222
Total interest expense$3,286,000508
Net interest income$7,177,0001,501
Provision for loan and lease losses$04,788
Total noninterest income$266,0004,418
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$294,0002,070
Trading account gains and fees$0157
Additional Noninterest Income$-28,0006,720
Total noninterest expense$6,826,0001,446
Salaries and employee benefits$2,842,0001,808
Premises and equipment expense$1,096,0001,090
Additional noninterest expense$2,888,0001,152
Pre-tax net operating income$617,0003,779
Securities gains (losses)$15,0002,143
Applicable income taxes$66,0003,311
Income before extraordinary items$566,0003,714
Extraordinary gains, net$022
Net income$566,0003,716
Minority interest net income$082
Net income of bank and minority interests.$566,0003,717
Net charge-offs$1,868,000485
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$13,600,00012
Net operating income$552,5003,657
2013-03-31 (YTD Data)Rank
Total interest income$5,288,0001,212
Total interest expense$1,707,000502
Net interest income$3,581,0001,509
Provision for loan and lease losses$04,409
Total noninterest income$178,0003,862
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$153,0001,999
Trading account gains and fees$0148
Additional Noninterest Income$25,0005,492
Total noninterest expense$3,408,0001,452
Salaries and employee benefits$1,369,0001,895
Premises and equipment expense$557,0001,093
Additional noninterest expense$1,482,0001,120
Pre-tax net operating income$351,0003,510
Securities gains (losses)$01,966
Applicable income taxes$66,0002,793
Income before extraordinary items$285,0003,671
Extraordinary gains, net$010
Net income$285,0003,671
Minority interest net income$076
Net income of bank and minority interests.$285,0003,673
Net charge-offs$1,149,000423
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$285,0003,569
2012-12-31 (YTD Data)Rank
Total interest income$25,001,0001,069
Total interest expense$8,339,000500
Net interest income$16,662,0001,311
Provision for loan and lease losses$05,905
Total noninterest income$1,918,0002,254
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,825,000778
Trading account gains and fees$0166
Additional Noninterest Income$93,0005,409
Total noninterest expense$15,433,0001,295
Salaries and employee benefits$5,803,0001,749
Premises and equipment expense$2,227,0001,068
Additional noninterest expense$7,403,000942
Pre-tax net operating income$3,147,0002,008
Securities gains (losses)$222,0001,606
Applicable income taxes$04,751
Income before extraordinary items$3,369,0001,694
Extraordinary gains, net$029
Net income$3,369,0001,695
Minority interest net income$093
Net income of bank and minority interests.$3,369,0001,695
Net charge-offs$1,760,0001,279
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$854,000235
Net operating income$3,147,0001,677
2012-09-30 (YTD Data)Rank
Total interest income$18,834,0001,082
Total interest expense$6,456,000504
Net interest income$12,378,0001,337
Provision for loan and lease losses$05,790
Total noninterest income$1,687,0002,013
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,640,000656
Trading account gains and fees$0157
Additional Noninterest Income$47,0005,813
Total noninterest expense$11,969,0001,252
Salaries and employee benefits$4,371,0001,720
Premises and equipment expense$1,666,0001,081
Additional noninterest expense$5,932,000880
Pre-tax net operating income$2,096,0002,267
Securities gains (losses)$140,0001,719
Applicable income taxes$04,802
Income before extraordinary items$2,236,0001,904
Extraordinary gains, net$020
Net income$2,236,0001,903
Minority interest net income$086
Net income of bank and minority interests.$2,236,0001,905
Net charge-offs$1,898,000957
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$854,000183
Net operating income$2,096,0001,903
2012-06-30 (YTD Data)Rank
Total interest income$12,949,0001,049
Total interest expense$4,417,000515
Net interest income$8,532,0001,304
Provision for loan and lease losses$05,619
Total noninterest income$1,225,0001,886
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,218,000587
Trading account gains and fees$0153
Additional Noninterest Income$7,0006,537
Total noninterest expense$8,631,0001,167
Salaries and employee benefits$2,935,0001,714
Premises and equipment expense$1,088,0001,108
Additional noninterest expense$4,608,000758
Pre-tax net operating income$1,126,0002,634
Securities gains (losses)$140,0001,360
Applicable income taxes$04,770
Income before extraordinary items$1,266,0002,175
Extraordinary gains, net$019
Net income$1,266,0002,175
Minority interest net income$084
Net income of bank and minority interests.$1,266,0002,175
Net charge-offs$1,625,000806
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$854,000127
Net operating income$1,126,0002,251
2012-03-31 (YTD Data)Rank
Total interest income$6,634,0001,026
Total interest expense$2,278,000514
Net interest income$4,356,0001,271
Provision for loan and lease losses$05,254
Total noninterest income$1,073,0001,261
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$598,000595
Trading account gains and fees$0148
Additional Noninterest Income$475,0001,558
Total noninterest expense$4,570,0001,090
Salaries and employee benefits$1,513,0001,666
Premises and equipment expense$559,0001,069
Additional noninterest expense$2,498,000694
Pre-tax net operating income$859,0001,917
Securities gains (losses)$140,000754
Applicable income taxes$04,704
Income before extraordinary items$999,0001,465
Extraordinary gains, net$019
Net income$999,0001,465
Minority interest net income$078
Net income of bank and minority interests.$999,0001,466
Net charge-offs$1,060,000647
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$854,00072
Net operating income$859,0001,592
2011-12-31 (YTD Data)Rank
Total interest income$30,134,000925
Total interest expense$11,113,000512
Net interest income$19,021,0001,175
Provision for loan and lease losses$22,146,000210
Total noninterest income$988,0003,136
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,252,000652
Trading account gains and fees$0146
Additional Noninterest Income$-1,264,0007,226
Total noninterest expense$16,166,0001,219
Salaries and employee benefits$5,138,0001,898
Premises and equipment expense$2,048,0001,222
Additional noninterest expense$8,980,000799
Pre-tax net operating income$-18,303,0007,291
Securities gains (losses)$03,838
Applicable income taxes$-1,124,0007,184
Income before extraordinary items$-17,179,0007,283
Extraordinary gains, net$029
Net income$-17,179,0007,283
Minority interest net income$096
Net income of bank and minority interests.$-17,179,0007,283
Net charge-offs$20,592,000249
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$14,050,00055
Net operating income$-17,179,0007,281
2011-09-30 (YTD Data)Rank
Total interest income$22,775,000934
Total interest expense$8,710,000504
Net interest income$14,065,0001,193
Provision for loan and lease losses$22,146,000163
Total noninterest income$273,0004,985
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,673,000662
Trading account gains and fees$0145
Additional Noninterest Income$-1,400,0007,354
Total noninterest expense$12,149,0001,217
Salaries and employee benefits$3,745,0001,937
Premises and equipment expense$1,603,0001,176
Additional noninterest expense$6,801,000782
Pre-tax net operating income$-19,957,0007,396
Securities gains (losses)$03,555
Applicable income taxes$-1,124,0007,313
Income before extraordinary items$-18,833,0007,391
Extraordinary gains, net$021
Net income$-18,833,0007,391
Minority interest net income$087
Net income of bank and minority interests.$-18,833,0007,391
Net charge-offs$20,206,000193
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-18,833,0007,386
2011-06-30 (YTD Data)Rank
Total interest income$15,262,000944
Total interest expense$6,024,000512
Net interest income$9,238,0001,213
Provision for loan and lease losses$3,945,000542
Total noninterest income$768,0002,381
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,097,000670
Trading account gains and fees$0153
Additional Noninterest Income$-329,0007,331
Total noninterest expense$7,304,0001,360
Salaries and employee benefits$2,477,0001,965
Premises and equipment expense$1,123,0001,142
Additional noninterest expense$3,704,000982
Pre-tax net operating income$-1,243,0007,044
Securities gains (losses)$02,914
Applicable income taxes$-35,0006,989
Income before extraordinary items$-1,208,0007,085
Extraordinary gains, net$015
Net income$-1,208,0007,085
Minority interest net income$089
Net income of bank and minority interests.$-1,208,0007,086
Net charge-offs$3,181,000659
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-1,208,0007,065
2011-03-31 (YTD Data)Rank
Total interest income$7,930,000914
Total interest expense$3,085,000524
Net interest income$4,845,0001,158
Provision for loan and lease losses$3,445,000330
Total noninterest income$149,0004,171
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$543,000661
Trading account gains and fees$0158
Additional Noninterest Income$-394,0007,496
Total noninterest expense$3,783,0001,319
Salaries and employee benefits$1,199,0002,039
Premises and equipment expense$576,0001,139
Additional noninterest expense$2,008,000894
Pre-tax net operating income$-2,234,0007,405
Securities gains (losses)$01,772
Applicable income taxes$-296,0007,424
Income before extraordinary items$-1,938,0007,399
Extraordinary gains, net$09
Net income$-1,938,0007,399
Minority interest net income$086
Net income of bank and minority interests.$-1,938,0007,399
Net charge-offs$471,0001,380
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-1,938,0007,400
2010-12-31 (YTD Data)Rank
Total interest income$36,469,000824
Total interest expense$15,455,000507
Net interest income$21,014,0001,054
Provision for loan and lease losses$23,275,000316
Total noninterest income$792,0003,672
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,192,000680
Trading account gains and fees$0175
Additional Noninterest Income$-1,400,0007,531
Total noninterest expense$14,680,0001,363
Salaries and employee benefits$4,997,0001,943
Premises and equipment expense$2,540,0001,018
Additional noninterest expense$7,143,0001,032
Pre-tax net operating income$-16,149,0007,471
Securities gains (losses)$03,793
Applicable income taxes$3,726,000451
Income before extraordinary items$-19,875,0007,519
Extraordinary gains, net$029
Net income$-19,875,0007,519
Minority interest net income$0111
Net income of bank and minority interests.$-19,875,0007,519
Net charge-offs$20,167,000331
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-19,875,0007,514
2010-09-30 (YTD Data)Rank
Total interest income$27,436,000834
Total interest expense$12,136,000507
Net interest income$15,300,0001,101
Provision for loan and lease losses$23,275,000251
Total noninterest income$378,0004,623
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,632,000704
Trading account gains and fees$0165
Additional Noninterest Income$-1,254,0007,674
Total noninterest expense$11,231,0001,327
Salaries and employee benefits$3,751,0001,933
Premises and equipment expense$1,917,0001,027
Additional noninterest expense$5,563,000964
Pre-tax net operating income$-18,828,0007,651
Securities gains (losses)$03,651
Applicable income taxes$2,645,000479
Income before extraordinary items$-21,473,0007,667
Extraordinary gains, net$023
Net income$-21,473,0007,667
Minority interest net income$0110
Net income of bank and minority interests.$-21,473,0007,667
Net charge-offs$20,253,000251
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-21,473,0007,661
2010-06-30 (YTD Data)Rank
Total interest income$18,617,000830
Total interest expense$8,543,000496
Net interest income$10,074,0001,111
Provision for loan and lease losses$18,275,000228
Total noninterest income$1,071,0001,953
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,062,000727
Trading account gains and fees$0152
Additional Noninterest Income$9,0006,884
Total noninterest expense$7,119,0001,397
Salaries and employee benefits$2,495,0001,948
Premises and equipment expense$1,262,0001,060
Additional noninterest expense$3,362,0001,052
Pre-tax net operating income$-14,249,0007,723
Securities gains (losses)$03,184
Applicable income taxes$-4,635,0007,772
Income before extraordinary items$-9,614,0007,689
Extraordinary gains, net$019
Net income$-9,614,0007,689
Minority interest net income$0105
Net income of bank and minority interests.$-9,614,0007,689
Net charge-offs$2,307,0001,019
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-9,614,0007,691
2010-03-31 (YTD Data)Rank
Total interest income$9,917,000791
Total interest expense$4,310,000519
Net interest income$5,607,0001,002
Provision for loan and lease losses$18,275,000147
Total noninterest income$-44,0007,749
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$521,000743
Trading account gains and fees$0175
Additional Noninterest Income$-565,0007,872
Total noninterest expense$3,345,0001,505
Salaries and employee benefits$1,063,0002,321
Premises and equipment expense$630,0001,082
Additional noninterest expense$1,652,0001,056
Pre-tax net operating income$-16,057,0007,875
Securities gains (losses)$02,284
Applicable income taxes$-5,145,0007,902
Income before extraordinary items$-10,912,0007,856
Extraordinary gains, net$016
Net income$-10,912,0007,856
Minority interest net income$091
Net income of bank and minority interests.$-10,912,0007,857
Net charge-offs$858,0001,154
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-10,912,0007,854
2009-12-31 (YTD Data)Rank
Total interest income$41,428,000802
Total interest expense$22,518,000495
Net interest income$18,910,0001,178
Provision for loan and lease losses$14,096,000642
Total noninterest income$2,294,0001,938
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,113,000814
Trading account gains and fees$0211
Additional Noninterest Income$181,0004,810
Total noninterest expense$13,089,0001,585
Salaries and employee benefits$4,968,0001,980
Premises and equipment expense$2,625,0001,034
Additional noninterest expense$5,496,0001,360
Pre-tax net operating income$-5,981,0007,272
Securities gains (losses)$03,754
Applicable income taxes$-1,345,0007,388
Income before extraordinary items$-4,636,0007,225
Extraordinary gains, net$034
Net income$-4,636,0007,224
Minority interest net income$0115
Net income of bank and minority interests.$-4,636,0007,224
Net charge-offs$13,221,000544
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$4,326,000208
Net operating income$-4,636,0007,234
2009-09-30 (YTD Data)Rank
Total interest income$31,472,000810
Total interest expense$17,547,000511
Net interest income$13,925,0001,195
Provision for loan and lease losses$12,446,000525
Total noninterest income$1,729,0001,956
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,589,000809
Trading account gains and fees$0212
Additional Noninterest Income$140,0004,885
Total noninterest expense$9,804,0001,569
Salaries and employee benefits$3,647,0002,036
Premises and equipment expense$1,984,0001,039
Additional noninterest expense$4,173,0001,306
Pre-tax net operating income$-6,596,0007,598
Securities gains (losses)$03,497
Applicable income taxes$-1,709,0007,687
Income before extraordinary items$-4,887,0007,566
Extraordinary gains, net$027
Net income$-4,887,0007,566
Minority interest net income$0118
Net income of bank and minority interests.$-4,887,0007,566
Net charge-offs$13,224,000423
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$4,326,000168
Net operating income$-4,887,0007,576
2009-06-30 (YTD Data)Rank
Total interest income$21,842,000805
Total interest expense$11,989,000532
Net interest income$9,853,0001,126
Provision for loan and lease losses$4,215,000858
Total noninterest income$1,236,0001,876
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,056,000796
Trading account gains and fees$0193
Additional Noninterest Income$180,0003,813
Total noninterest expense$5,560,0001,848
Salaries and employee benefits$2,392,0002,104
Premises and equipment expense$1,310,0001,073
Additional noninterest expense$1,858,0001,923
Pre-tax net operating income$1,314,0001,699
Securities gains (losses)$03,136
Applicable income taxes$766,000776
Income before extraordinary items$548,0002,930
Extraordinary gains, net$021
Net income$548,0002,928
Minority interest net income$0112
Net income of bank and minority interests.$548,0002,929
Net charge-offs$4,563,000620
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$4,326,000122
Net operating income$548,0002,822
2009-03-31 (YTD Data)Rank
Total interest income$10,698,000822
Total interest expense$6,139,000535
Net interest income$4,559,0001,214
Provision for loan and lease losses$1,465,000940
Total noninterest income$617,0001,850
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$503,000807
Trading account gains and fees$0171
Additional Noninterest Income$114,0003,441
Total noninterest expense$2,726,0001,819
Salaries and employee benefits$1,193,0002,136
Premises and equipment expense$648,0001,103
Additional noninterest expense$885,0001,820
Pre-tax net operating income$985,0001,309
Securities gains (losses)$02,434
Applicable income taxes$475,000718
Income before extraordinary items$510,0002,094
Extraordinary gains, net$015
Net income$510,0002,095
Minority interest net income$0102
Net income of bank and minority interests.$510,0002,095
Net charge-offs$4,134,000361
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$4,324,00068
Net operating income$510,0001,968
2008-12-31 (YTD Data)Rank
Total interest income$42,270,000895
Total interest expense$25,246,000628
Net interest income$17,024,0001,305
Provision for loan and lease losses$11,480,000528
Total noninterest income$1,421,0002,735
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,975,000896
Trading account gains and fees$0154
Additional Noninterest Income$-554,0008,229
Total noninterest expense$10,631,0001,823
Salaries and employee benefits$4,577,0002,218
Premises and equipment expense$2,638,0001,055
Additional noninterest expense$3,416,0001,792
Pre-tax net operating income$-3,666,0007,692
Securities gains (losses)$03,220
Applicable income taxes$-756,0007,625
Income before extraordinary items$-2,910,0007,592
Extraordinary gains, net$039
Net income$-2,910,0007,591
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,961,0001,008
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$7,277,000195
Net operating income$-2,910,0007,666
2008-09-30 (YTD Data)Rank
Total interest income$31,558,000924
Total interest expense$18,803,000667
Net interest income$12,755,0001,325
Provision for loan and lease losses$10,730,000385
Total noninterest income$872,0003,170
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,471,000909
Trading account gains and fees$0148
Additional Noninterest Income$-599,0008,347
Total noninterest expense$7,946,0001,816
Salaries and employee benefits$3,333,0002,309
Premises and equipment expense$1,968,0001,065
Additional noninterest expense$2,645,0001,678
Pre-tax net operating income$-5,049,0008,131
Securities gains (losses)$03,106
Applicable income taxes$-1,371,0008,119
Income before extraordinary items$-3,678,0008,062
Extraordinary gains, net$031
Net income$-3,678,0008,061
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$958,0001,343
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-3,678,0008,114
2008-06-30 (YTD Data)Rank
Total interest income$20,451,000956
Total interest expense$12,533,000682
Net interest income$7,918,0001,410
Provision for loan and lease losses$4,910,000442
Total noninterest income$232,0005,147
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$971,000898
Trading account gains and fees$0149
Additional Noninterest Income$-739,0008,435
Total noninterest expense$5,091,0001,886
Salaries and employee benefits$2,171,0002,374
Premises and equipment expense$1,279,0001,082
Additional noninterest expense$1,641,0001,773
Pre-tax net operating income$-1,851,0008,136
Securities gains (losses)$03,233
Applicable income taxes$-441,0008,155
Income before extraordinary items$-1,410,0008,130
Extraordinary gains, net$021
Net income$-1,410,0008,130
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$482,0001,344
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-1,410,0008,119
2008-03-31 (YTD Data)Rank
Total interest income$9,813,0001,024
Total interest expense$6,327,000726
Net interest income$3,486,0001,591
Provision for loan and lease losses$2,410,000349
Total noninterest income$617,0001,910
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$466,000929
Trading account gains and fees$0158
Additional Noninterest Income$151,0003,028
Total noninterest expense$2,419,0001,983
Salaries and employee benefits$999,0002,588
Premises and equipment expense$640,0001,086
Additional noninterest expense$780,0001,807
Pre-tax net operating income$-726,0008,210
Securities gains (losses)$02,688
Applicable income taxes$-85,0008,106
Income before extraordinary items$-641,0008,213
Extraordinary gains, net$015
Net income$-641,0008,213
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$157,0001,450
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-641,0008,200
2007-12-31 (YTD Data)Rank
Total interest income$37,584,0001,125
Total interest expense$23,542,000838
Net interest income$14,042,0001,607
Provision for loan and lease losses$745,0001,768
Total noninterest income$3,306,0001,528
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,964,000907
Trading account gains and fees$0178
Additional Noninterest Income$1,342,0001,815
Total noninterest expense$9,184,0002,004
Salaries and employee benefits$4,637,0002,167
Premises and equipment expense$2,064,0001,288
Additional noninterest expense$2,483,0002,190
Pre-tax net operating income$7,419,0001,138
Securities gains (losses)$02,146
Applicable income taxes$3,033,000809
Income before extraordinary items$4,386,0001,462
Extraordinary gains, net$039
Net income$4,386,0001,462
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-101,0008,387
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,386,0001,447
2007-09-30 (YTD Data)Rank
Total interest income$27,015,0001,175
Total interest expense$17,178,000860
Net interest income$9,837,0001,729
Provision for loan and lease losses$675,0001,244
Total noninterest income$3,130,0001,260
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,469,000895
Trading account gains and fees$0184
Additional Noninterest Income$1,661,0001,288
Total noninterest expense$6,568,0002,081
Salaries and employee benefits$3,317,0002,270
Premises and equipment expense$1,472,0001,333
Additional noninterest expense$1,779,0002,230
Pre-tax net operating income$5,724,0001,196
Securities gains (losses)$01,655
Applicable income taxes$2,344,000845
Income before extraordinary items$3,380,0001,502
Extraordinary gains, net$033
Net income$3,380,0001,501
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-69,0008,305
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,380,0001,497
2007-06-30 (YTD Data)Rank
Total interest income$17,589,0001,212
Total interest expense$11,061,000895
Net interest income$6,528,0001,756
Provision for loan and lease losses$408,0001,219
Total noninterest income$2,086,0001,292
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$999,000896
Trading account gains and fees$0168
Additional Noninterest Income$1,087,0001,323
Total noninterest expense$4,200,0002,190
Salaries and employee benefits$2,168,0002,351
Premises and equipment expense$965,0001,375
Additional noninterest expense$1,067,0002,483
Pre-tax net operating income$4,006,0001,177
Securities gains (losses)$01,444
Applicable income taxes$1,624,000861
Income before extraordinary items$2,382,0001,478
Extraordinary gains, net$029
Net income$2,382,0001,476
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-29,0008,129
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,382,0001,457
2007-03-31 (YTD Data)Rank
Total interest income$8,505,0001,245
Total interest expense$5,247,000934
Net interest income$3,258,0001,767
Provision for loan and lease losses$358,000688
Total noninterest income$806,0001,573
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$433,000992
Trading account gains and fees$0195
Additional Noninterest Income$373,0001,676
Total noninterest expense$2,060,0002,243
Salaries and employee benefits$1,042,0002,466
Premises and equipment expense$473,0001,421
Additional noninterest expense$545,0002,414
Pre-tax net operating income$1,646,0001,418
Securities gains (losses)$01,187
Applicable income taxes$668,0001,018
Income before extraordinary items$978,0001,752
Extraordinary gains, net$022
Net income$978,0001,752
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$978,0001,738
2006-12-31 (YTD Data)Rank
Total interest income$29,487,0001,352
Total interest expense$16,780,000989
Net interest income$12,707,0001,811
Provision for loan and lease losses$609,0001,593
Total noninterest income$3,632,0001,387
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,709,0001,036
Trading account gains and fees$0130
Additional Noninterest Income$1,923,0001,401
Total noninterest expense$8,082,0002,185
Salaries and employee benefits$3,893,0002,501
Premises and equipment expense$1,722,0001,494
Additional noninterest expense$2,467,0002,127
Pre-tax net operating income$7,648,0001,277
Securities gains (losses)$01,687
Applicable income taxes$3,108,000910
Income before extraordinary items$4,540,0001,594
Extraordinary gains, net$051
Net income$4,540,0001,595
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$7,163,000264
Net operating income$4,540,0001,577
2006-09-30 (YTD Data)Rank
Total interest income$21,397,0001,386
Total interest expense$11,647,0001,040
Net interest income$9,750,0001,793
Provision for loan and lease losses$565,0001,269
Total noninterest income$2,228,0001,651
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,216,0001,103
Trading account gains and fees$0126
Additional Noninterest Income$1,012,0001,803
Total noninterest expense$6,005,0002,199
Salaries and employee benefits$2,800,0002,601
Premises and equipment expense$1,282,0001,517
Additional noninterest expense$1,923,0002,042
Pre-tax net operating income$5,408,0001,412
Securities gains (losses)$01,388
Applicable income taxes$2,203,0001,014
Income before extraordinary items$3,205,0001,737
Extraordinary gains, net$045
Net income$3,205,0001,738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,205,0001,726
2006-06-30 (YTD Data)Rank
Total interest income$13,431,0001,448
Total interest expense$7,065,0001,100
Net interest income$6,366,0001,824
Provision for loan and lease losses$489,0001,002
Total noninterest income$1,421,0001,715
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$809,0001,097
Trading account gains and fees$0126
Additional Noninterest Income$612,0001,929
Total noninterest expense$3,928,0002,246
Salaries and employee benefits$1,809,0002,673
Premises and equipment expense$810,0001,596
Additional noninterest expense$1,309,0002,004
Pre-tax net operating income$3,370,0001,499
Securities gains (losses)$01,185
Applicable income taxes$1,379,0001,077
Income before extraordinary items$1,991,0001,844
Extraordinary gains, net$039
Net income$1,991,0001,845
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,991,0001,825
2006-03-31 (YTD Data)Rank
Total interest income$6,068,0001,565
Total interest expense$2,988,0001,251
Net interest income$3,080,0001,876
Provision for loan and lease losses$272,000862
Total noninterest income$658,0001,789
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$412,0001,033
Trading account gains and fees$0115
Additional Noninterest Income$246,0002,217
Total noninterest expense$1,911,0002,333
Salaries and employee benefits$857,0002,803
Premises and equipment expense$391,0001,651
Additional noninterest expense$663,0001,962
Pre-tax net operating income$1,555,0001,578
Securities gains (losses)$0955
Applicable income taxes$650,0001,112
Income before extraordinary items$905,0001,964
Extraordinary gains, net$021
Net income$905,0001,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$905,0001,942
2005-12-31 (YTD Data)Rank
Total interest income$17,143,0001,956
Total interest expense$7,318,0001,551
Net interest income$9,825,0002,253
Provision for loan and lease losses$394,0002,303
Total noninterest income$2,494,0001,872
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,238,0001,409
Trading account gains and fees$0138
Additional Noninterest Income$1,256,0001,899
Total noninterest expense$5,419,0003,023
Salaries and employee benefits$2,752,0003,200
Premises and equipment expense$884,0002,639
Additional noninterest expense$1,783,0002,779
Pre-tax net operating income$6,506,0001,464
Securities gains (losses)$02,296
Applicable income taxes$2,672,0001,065
Income before extraordinary items$3,834,0001,803
Extraordinary gains, net$046
Net income$3,834,0001,801
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0005,620
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$7,181,000254
Net operating income$3,834,0001,776
2005-09-30 (YTD Data)Rank
Total interest income$11,919,0002,050
Total interest expense$4,975,0001,618
Net interest income$6,944,0002,360
Provision for loan and lease losses$167,0003,326
Total noninterest income$1,792,0001,941
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$846,0001,530
Trading account gains and fees$0126
Additional Noninterest Income$946,0001,886
Total noninterest expense$3,688,0003,257
Salaries and employee benefits$1,868,0003,464
Premises and equipment expense$575,0002,991
Additional noninterest expense$1,245,0002,947
Pre-tax net operating income$4,881,0001,469
Securities gains (losses)$02,317
Applicable income taxes$2,027,0001,055
Income before extraordinary items$2,854,0001,832
Extraordinary gains, net$035
Net income$2,854,0001,833
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$7,181,000179
Net operating income$2,854,0001,796
2005-06-30 (YTD Data)Rank
Total interest income$7,507,0002,107
Total interest expense$3,074,0001,652
Net interest income$4,433,0002,434
Provision for loan and lease losses$25,0005,445
Total noninterest income$1,030,0002,132
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$449,0001,866
Trading account gains and fees$0116
Additional Noninterest Income$581,0001,971
Total noninterest expense$2,252,0003,474
Salaries and employee benefits$1,102,0003,802
Premises and equipment expense$370,0003,051
Additional noninterest expense$780,0003,084
Pre-tax net operating income$3,186,0001,464
Securities gains (losses)$02,146
Applicable income taxes$1,341,0001,046
Income before extraordinary items$1,845,0001,853
Extraordinary gains, net$030
Net income$1,845,0001,853
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$7,181,000116
Net operating income$1,845,0001,816
2005-03-31 (YTD Data)Rank
Total interest income$3,588,0002,162
Total interest expense$1,381,0001,730
Net interest income$2,207,0002,423
Provision for loan and lease losses$06,226
Total noninterest income$438,0002,353
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$177,0002,231
Trading account gains and fees$0115
Additional Noninterest Income$261,0002,084
Total noninterest expense$1,063,0003,670
Salaries and employee benefits$526,0003,940
Premises and equipment expense$186,0003,058
Additional noninterest expense$351,0003,354
Pre-tax net operating income$1,582,0001,445
Securities gains (losses)$01,685
Applicable income taxes$663,0001,054
Income before extraordinary items$919,0001,842
Extraordinary gains, net$024
Net income$919,0001,844
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$919,0001,799
2004-12-31 (YTD Data)Rank
Total interest income$11,247,0002,541
Total interest expense$3,701,0002,191
Net interest income$7,546,0002,678
Provision for loan and lease losses$151,0004,218
Total noninterest income$1,255,0003,024
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$604,0002,689
Trading account gains and fees$0138
Additional Noninterest Income$651,0002,843
Total noninterest expense$3,460,0004,217
Salaries and employee benefits$1,758,0004,409
Premises and equipment expense$716,0003,072
Additional noninterest expense$986,0004,397
Pre-tax net operating income$5,190,0001,641
Securities gains (losses)$03,819
Applicable income taxes$2,237,0001,152
Income before extraordinary items$2,953,0002,105
Extraordinary gains, net$034
Net income$2,953,0002,106
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-85,0008,767
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,953,0002,061
2004-09-30 (YTD Data)Rank
Total interest income$8,014,0002,631
Total interest expense$2,574,0002,292
Net interest income$5,440,0002,763
Provision for loan and lease losses$136,0003,711
Total noninterest income$848,0003,286
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$439,0002,774
Trading account gains and fees$0134
Additional Noninterest Income$409,0003,149
Total noninterest expense$2,439,0004,391
Salaries and employee benefits$1,231,0004,600
Premises and equipment expense$558,0002,954
Additional noninterest expense$650,0004,785
Pre-tax net operating income$3,713,0001,728
Securities gains (losses)$03,710
Applicable income taxes$1,606,0001,215
Income before extraordinary items$2,107,0002,215
Extraordinary gains, net$026
Net income$2,107,0002,217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,882
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,107,0002,163
2004-06-30 (YTD Data)Rank
Total interest income$5,082,0002,746
Total interest expense$1,564,0002,480
Net interest income$3,518,0002,831
Provision for loan and lease losses$50,0004,677
Total noninterest income$441,0003,872
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$250,0003,153
Trading account gains and fees$0130
Additional Noninterest Income$191,0003,826
Total noninterest expense$1,670,0004,324
Salaries and employee benefits$800,0004,728
Premises and equipment expense$367,0003,008
Additional noninterest expense$503,0004,291
Pre-tax net operating income$2,239,0001,868
Securities gains (losses)$03,413
Applicable income taxes$1,012,0001,268
Income before extraordinary items$1,227,0002,474
Extraordinary gains, net$021
Net income$1,227,0002,475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,227,0002,409
2004-03-31 (YTD Data)Rank
Total interest income$2,406,0002,896
Total interest expense$763,0002,563
Net interest income$1,643,0003,019
Provision for loan and lease losses$-5,0008,905
Total noninterest income$210,0003,948
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$76,0004,234
Trading account gains and fees$0121
Additional Noninterest Income$134,0003,139
Total noninterest expense$776,0004,572
Salaries and employee benefits$363,0005,057
Premises and equipment expense$168,0003,278
Additional noninterest expense$245,0004,392
Pre-tax net operating income$1,082,0001,881
Securities gains (losses)$02,934
Applicable income taxes$526,0001,251
Income before extraordinary items$556,0002,693
Extraordinary gains, net$016
Net income$556,0002,693
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$556,0002,598
2003-12-31 (YTD Data)Rank
Total interest income$9,261,0003,036
Total interest expense$2,826,0003,019
Net interest income$6,435,0002,988
Provision for loan and lease losses$525,0002,070
Total noninterest income$550,0005,180
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$468,0003,277
Trading account gains and fees$0160
Additional Noninterest Income$82,0006,847
Total noninterest expense$2,891,0004,729
Salaries and employee benefits$1,286,0005,392
Premises and equipment expense$653,0003,274
Additional noninterest expense$952,0004,433
Pre-tax net operating income$3,569,0002,181
Securities gains (losses)$04,500
Applicable income taxes$1,516,0001,608
Income before extraordinary items$2,053,0002,806
Extraordinary gains, net$054
Net income$2,053,0002,807
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,053,0002,675
2003-09-30 (YTD Data)Rank
Total interest income$6,673,0003,184
Total interest expense$2,035,0003,242
Net interest income$4,638,0003,110
Provision for loan and lease losses$465,0001,764
Total noninterest income$398,0005,327
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$337,0003,379
Trading account gains and fees$0153
Additional Noninterest Income$61,0006,919
Total noninterest expense$2,069,0004,869
Salaries and employee benefits$927,0005,499
Premises and equipment expense$473,0003,368
Additional noninterest expense$669,0004,624
Pre-tax net operating income$2,502,0002,382
Securities gains (losses)$04,204
Applicable income taxes$1,064,0001,773
Income before extraordinary items$1,438,0003,058
Extraordinary gains, net$040
Net income$1,438,0003,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,438,0002,909
2003-06-30 (YTD Data)Rank
Total interest income$4,031,0003,496
Total interest expense$1,319,0003,403
Net interest income$2,712,0003,477
Provision for loan and lease losses$205,0002,473
Total noninterest income$274,0005,225
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$231,0003,259
Trading account gains and fees$0150
Additional Noninterest Income$43,0006,830
Total noninterest expense$1,294,0005,077
Salaries and employee benefits$588,0005,680
Premises and equipment expense$296,0003,534
Additional noninterest expense$410,0004,914
Pre-tax net operating income$1,487,0002,616
Securities gains (losses)$03,782
Applicable income taxes$643,0001,946
Income before extraordinary items$844,0003,354
Extraordinary gains, net$030
Net income$844,0003,354
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$844,0003,182
2003-03-31 (YTD Data)Rank
Total interest income$1,921,0003,647
Total interest expense$664,0003,459
Net interest income$1,257,0003,669
Provision for loan and lease losses$105,0002,265
Total noninterest income$128,0005,296
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$106,0003,394
Trading account gains and fees$0134
Additional Noninterest Income$22,0006,771
Total noninterest expense$599,0005,342
Salaries and employee benefits$278,0005,877
Premises and equipment expense$148,0003,521
Additional noninterest expense$173,0005,493
Pre-tax net operating income$681,0002,794
Securities gains (losses)$02,891
Applicable income taxes$293,0002,095
Income before extraordinary items$388,0003,539
Extraordinary gains, net$021
Net income$388,0003,537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$388,0003,361
2002-12-31 (YTD Data)Rank
Total interest income$6,380,0004,375
Total interest expense$2,639,0003,927
Net interest income$3,741,0004,546
Provision for loan and lease losses$278,0003,624
Total noninterest income$443,0005,524
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$327,0004,042
Trading account gains and fees$0153
Additional Noninterest Income$116,0006,134
Total noninterest expense$2,169,0005,585
Salaries and employee benefits$990,0006,177
Premises and equipment expense$537,0003,736
Additional noninterest expense$642,0005,692
Pre-tax net operating income$1,737,0003,747
Securities gains (losses)$04,537
Applicable income taxes$665,0002,940
Income before extraordinary items$1,072,0004,399
Extraordinary gains, net$070
Net income$1,072,0004,400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,072,0004,290
2001-12-31 (YTD Data)Rank
Total interest income$4,047,0006,313
Total interest expense$2,312,0005,644
Net interest income$1,735,0006,919
Provision for loan and lease losses$127,0005,102
Total noninterest income$225,0007,065
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$143,0005,895
Trading account gains and fees$0177
Additional Noninterest Income$82,0006,833
Total noninterest expense$1,692,0006,354
Salaries and employee benefits$804,0006,751
Premises and equipment expense$379,0004,779
Additional noninterest expense$509,0006,378
Pre-tax net operating income$141,0008,132
Securities gains (losses)$04,612
Applicable income taxes$80,0006,264
Income before extraordinary items$61,0008,555
Extraordinary gains, net$0105
Net income$61,0008,553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$2,966,000262
Net operating income$61,0008,458
2000-12-31 (YTD Data)Rank
Total interest income$3,458,0006,970
Total interest expense$2,098,0006,130
Net interest income$1,360,0007,732
Provision for loan and lease losses$105,0005,193
Total noninterest income$247,0006,806
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$94,0006,681
Trading account gains and feesNANA
Additional Noninterest Income$153,0005,422
Total noninterest expense$1,073,0007,810
Salaries and employee benefits$453,0008,482
Premises and equipment expense$222,0006,429
Additional noninterest expense$398,0007,161
Pre-tax net operating income$429,0007,320
Securities gains (losses)$01,956
Applicable income taxes$124,0006,243
Income before extraordinary items$305,0007,441
Extraordinary gains, net$038
Net income$305,0007,440
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$305,0007,442
1999-12-31 (YTD Data)Rank
Total interest income$1,294,0009,321
Total interest expense$845,0008,574
Net interest income$449,0009,760
Provision for loan and lease losses$84,0005,577
Total noninterest income$31,0009,843
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$20,0008,498
Trading account gains and feesNANA
Additional Noninterest Income$11,0009,676
Total noninterest expense$805,0008,714
Salaries and employee benefits$336,0009,278
Premises and equipment expense$121,0008,213
Additional noninterest expense$348,0007,719
Pre-tax net operating income$-409,0009,784
Securities gains (losses)$03,155
Applicable income taxes$-124,0009,954
Income before extraordinary items$-285,0009,753
Extraordinary gains, net$035
Net income$-285,0009,751
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$5,000,000244
Net operating income$-285,0009,732

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.