Home > First Central Bank, Inc. > Income and Expense
First Central Bank, Inc., Income and Expense
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,742,000 | 3,791 |
| Total interest expense | $346,000 | 3,948 |
| Net interest income | $1,396,000 | 3,661 |
| Provision for loan and lease losses | $60,000 | 3,936 |
| Total noninterest income | $188,000 | 3,709 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $111,000 | 2,768 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $77,000 | 3,973 |
| Total noninterest expense | $1,074,000 | 4,002 |
| Salaries and employee benefits | $449,000 | 4,510 |
| Premises and equipment expense | $139,000 | 3,897 |
| Additional noninterest expense | $486,000 | 3,265 |
| Pre-tax net operating income | $450,000 | 2,752 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $152,000 | 1,785 |
| Income before extraordinary items | $298,000 | 3,256 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $298,000 | 3,253 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $298,000 | 3,254 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $230,000 | 1,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $298,000 | 3,194 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,121,000 | 3,862 |
| Total interest expense | $1,601,000 | 4,108 |
| Net interest income | $5,520,000 | 3,698 |
| Provision for loan and lease losses | $291,000 | 4,904 |
| Total noninterest income | $854,000 | 3,522 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $577,000 | 2,362 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $277,000 | 4,073 |
| Total noninterest expense | $3,563,000 | 4,544 |
| Salaries and employee benefits | $1,708,000 | 4,673 |
| Premises and equipment expense | $413,000 | 4,679 |
| Additional noninterest expense | $1,442,000 | 4,110 |
| Pre-tax net operating income | $2,520,000 | 1,877 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $916,000 | 1,315 |
| Income before extraordinary items | $1,604,000 | 2,396 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,604,000 | 2,394 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,604,000 | 2,397 |
| Net charge-offs | $130,000 | 5,185 |
| Cash dividends | $1,125,000 | 1,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,604,000 | 2,294 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,287,000 | 3,963 |
| Total interest expense | $1,224,000 | 4,203 |
| Net interest income | $4,063,000 | 3,800 |
| Provision for loan and lease losses | $237,000 | 4,650 |
| Total noninterest income | $643,000 | 3,548 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $443,000 | 2,377 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $200,000 | 4,180 |
| Total noninterest expense | $2,673,000 | 4,555 |
| Salaries and employee benefits | $1,281,000 | 4,712 |
| Premises and equipment expense | $303,000 | 4,812 |
| Additional noninterest expense | $1,089,000 | 4,068 |
| Pre-tax net operating income | $1,796,000 | 2,070 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $665,000 | 1,383 |
| Income before extraordinary items | $1,131,000 | 2,662 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,131,000 | 2,660 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,131,000 | 2,664 |
| Net charge-offs | $119,000 | 4,737 |
| Cash dividends | $785,000 | 1,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,131,000 | 2,540 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,515,000 | 4,011 |
| Total interest expense | $836,000 | 4,236 |
| Net interest income | $2,679,000 | 3,829 |
| Provision for loan and lease losses | $108,000 | 5,080 |
| Total noninterest income | $428,000 | 3,514 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $293,000 | 2,402 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $135,000 | 4,158 |
| Total noninterest expense | $1,769,000 | 4,591 |
| Salaries and employee benefits | $847,000 | 4,770 |
| Premises and equipment expense | $213,000 | 4,693 |
| Additional noninterest expense | $709,000 | 4,118 |
| Pre-tax net operating income | $1,230,000 | 2,025 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $473,000 | 1,269 |
| Income before extraordinary items | $757,000 | 2,607 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $757,000 | 2,604 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $757,000 | 2,606 |
| Net charge-offs | $18,000 | 5,558 |
| Cash dividends | $485,000 | 1,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $757,000 | 2,498 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,727,000 | 4,116 |
| Total interest expense | $425,000 | 4,325 |
| Net interest income | $1,302,000 | 3,925 |
| Provision for loan and lease losses | $36,000 | 5,192 |
| Total noninterest income | $194,000 | 3,714 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $132,000 | 2,600 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $62,000 | 4,332 |
| Total noninterest expense | $904,000 | 4,573 |
| Salaries and employee benefits | $425,000 | 4,821 |
| Premises and equipment expense | $120,000 | 4,460 |
| Additional noninterest expense | $359,000 | 4,072 |
| Pre-tax net operating income | $556,000 | 2,229 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $187,000 | 1,487 |
| Income before extraordinary items | $369,000 | 2,703 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $369,000 | 2,701 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $369,000 | 2,704 |
| Net charge-offs | $9,000 | 4,900 |
| Cash dividends | $215,000 | 1,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $369,000 | 2,594 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,658,000 | 4,324 |
| Total interest expense | $1,863,000 | 4,660 |
| Net interest income | $4,795,000 | 4,050 |
| Provision for loan and lease losses | $281,000 | 5,364 |
| Total noninterest income | $832,000 | 3,693 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $568,000 | 2,635 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $264,000 | 4,188 |
| Total noninterest expense | $3,600,000 | 4,625 |
| Salaries and employee benefits | $1,672,000 | 4,876 |
| Premises and equipment expense | $429,000 | 4,804 |
| Additional noninterest expense | $1,499,000 | 4,072 |
| Pre-tax net operating income | $1,746,000 | 2,136 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $571,000 | 1,427 |
| Income before extraordinary items | $1,175,000 | 2,511 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,175,000 | 2,509 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,175,000 | 2,510 |
| Net charge-offs | $139,000 | 5,408 |
| Cash dividends | $665,000 | 2,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,175,000 | 2,464 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,938,000 | 4,401 |
| Total interest expense | $1,417,000 | 4,754 |
| Net interest income | $3,521,000 | 4,110 |
| Provision for loan and lease losses | $216,000 | 5,064 |
| Total noninterest income | $594,000 | 3,860 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $404,000 | 2,737 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $190,000 | 4,369 |
| Total noninterest expense | $2,755,000 | 4,590 |
| Salaries and employee benefits | $1,279,000 | 4,837 |
| Premises and equipment expense | $321,000 | 4,851 |
| Additional noninterest expense | $1,155,000 | 3,975 |
| Pre-tax net operating income | $1,144,000 | 2,501 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $367,000 | 1,721 |
| Income before extraordinary items | $777,000 | 2,912 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $777,000 | 2,910 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $777,000 | 2,913 |
| Net charge-offs | $109,000 | 4,982 |
| Cash dividends | $480,000 | 2,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $777,000 | 2,851 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,246,000 | 4,487 |
| Total interest expense | $965,000 | 4,822 |
| Net interest income | $2,281,000 | 4,177 |
| Provision for loan and lease losses | $121,000 | 5,046 |
| Total noninterest income | $355,000 | 4,089 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $240,000 | 2,942 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $115,000 | 4,558 |
| Total noninterest expense | $1,894,000 | 4,539 |
| Salaries and employee benefits | $868,000 | 4,858 |
| Premises and equipment expense | $218,000 | 4,845 |
| Additional noninterest expense | $808,000 | 3,846 |
| Pre-tax net operating income | $621,000 | 2,959 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $192,000 | 2,002 |
| Income before extraordinary items | $429,000 | 3,365 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $429,000 | 3,360 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $429,000 | 3,363 |
| Net charge-offs | $42,000 | 5,063 |
| Cash dividends | $295,000 | 2,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $429,000 | 3,249 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,591,000 | 4,582 |
| Total interest expense | $501,000 | 4,824 |
| Net interest income | $1,090,000 | 4,313 |
| Provision for loan and lease losses | $59,000 | 4,762 |
| Total noninterest income | $149,000 | 4,420 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $97,000 | 3,322 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $52,000 | 4,774 |
| Total noninterest expense | $963,000 | 4,421 |
| Salaries and employee benefits | $456,000 | 4,761 |
| Premises and equipment expense | $121,000 | 4,594 |
| Additional noninterest expense | $386,000 | 3,675 |
| Pre-tax net operating income | $217,000 | 3,903 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $62,000 | 2,702 |
| Income before extraordinary items | $155,000 | 4,290 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $155,000 | 4,292 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $155,000 | 4,293 |
| Net charge-offs | $10,000 | 4,758 |
| Cash dividends | $145,000 | 1,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $155,000 | 4,127 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,049,000 | 4,467 |
| Total interest expense | $2,308,000 | 4,950 |
| Net interest income | $4,741,000 | 4,095 |
| Provision for loan and lease losses | $248,000 | 4,924 |
| Total noninterest income | $849,000 | 3,737 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $548,000 | 2,818 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $301,000 | 4,098 |
| Total noninterest expense | $3,461,000 | 4,679 |
| Salaries and employee benefits | $1,729,000 | 4,914 |
| Premises and equipment expense | $409,000 | 5,021 |
| Additional noninterest expense | $1,323,000 | 3,963 |
| Pre-tax net operating income | $1,881,000 | 2,573 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $637,000 | 1,608 |
| Income before extraordinary items | $1,244,000 | 2,837 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,244,000 | 2,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $273,000 | 3,674 |
| Cash dividends | $805,000 | 2,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,244,000 | 2,987 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,346,000 | 4,498 |
| Total interest expense | $1,750,000 | 5,048 |
| Net interest income | $3,596,000 | 4,085 |
| Provision for loan and lease losses | $173,000 | 4,447 |
| Total noninterest income | $665,000 | 3,749 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $418,000 | 2,806 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $247,000 | 4,047 |
| Total noninterest expense | $2,616,000 | 4,640 |
| Salaries and employee benefits | $1,315,000 | 4,882 |
| Premises and equipment expense | $305,000 | 5,061 |
| Additional noninterest expense | $996,000 | 3,877 |
| Pre-tax net operating income | $1,472,000 | 2,876 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $502,000 | 1,897 |
| Income before extraordinary items | $970,000 | 3,169 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $970,000 | 3,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 3,218 |
| Cash dividends | $595,000 | 2,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $970,000 | 3,315 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,610,000 | 4,522 |
| Total interest expense | $1,200,000 | 5,126 |
| Net interest income | $2,410,000 | 4,079 |
| Provision for loan and lease losses | $76,000 | 4,638 |
| Total noninterest income | $444,000 | 3,779 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $272,000 | 2,832 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $172,000 | 4,067 |
| Total noninterest expense | $1,752,000 | 4,655 |
| Salaries and employee benefits | $874,000 | 4,928 |
| Premises and equipment expense | $209,000 | 5,019 |
| Additional noninterest expense | $669,000 | 3,843 |
| Pre-tax net operating income | $1,026,000 | 2,902 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $353,000 | 2,010 |
| Income before extraordinary items | $673,000 | 3,390 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $673,000 | 3,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,146 |
| Cash dividends | $395,000 | 2,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $673,000 | 3,347 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,859,000 | 4,536 |
| Total interest expense | $634,000 | 5,135 |
| Net interest income | $1,225,000 | 4,047 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $200,000 | 4,001 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $129,000 | 2,906 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $71,000 | 4,403 |
| Total noninterest expense | $897,000 | 4,573 |
| Salaries and employee benefits | $455,000 | 4,854 |
| Premises and equipment expense | $103,000 | 5,082 |
| Additional noninterest expense | $339,000 | 3,754 |
| Pre-tax net operating income | $528,000 | 2,963 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $192,000 | 2,027 |
| Income before extraordinary items | $336,000 | 3,568 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $336,000 | 3,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,724 |
| Cash dividends | $190,000 | 2,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $336,000 | 3,472 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,751,000 | 4,448 |
| Total interest expense | $2,618,000 | 5,133 |
| Net interest income | $5,133,000 | 3,911 |
| Provision for loan and lease losses | $271,000 | 3,369 |
| Total noninterest income | $799,000 | 4,010 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $547,000 | 2,857 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $252,000 | 4,567 |
| Total noninterest expense | $3,335,000 | 4,682 |
| Salaries and employee benefits | $1,626,000 | 5,048 |
| Premises and equipment expense | $403,000 | 5,006 |
| Additional noninterest expense | $1,306,000 | 3,834 |
| Pre-tax net operating income | $2,326,000 | 2,986 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $862,000 | 2,050 |
| Income before extraordinary items | $1,464,000 | 3,502 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,464,000 | 3,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 3,053 |
| Cash dividends | $1,345,000 | 2,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,464,000 | 3,488 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,791,000 | 4,486 |
| Total interest expense | $1,941,000 | 5,178 |
| Net interest income | $3,850,000 | 3,925 |
| Provision for loan and lease losses | $201,000 | 2,990 |
| Total noninterest income | $578,000 | 4,095 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $398,000 | 2,909 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $180,000 | 4,706 |
| Total noninterest expense | $2,485,000 | 4,685 |
| Salaries and employee benefits | $1,218,000 | 5,046 |
| Premises and equipment expense | $304,000 | 4,976 |
| Additional noninterest expense | $963,000 | 3,813 |
| Pre-tax net operating income | $1,742,000 | 3,145 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $645,000 | 2,193 |
| Income before extraordinary items | $1,097,000 | 3,670 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,097,000 | 3,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 2,445 |
| Cash dividends | $695,000 | 2,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,097,000 | 3,652 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,831,000 | 4,526 |
| Total interest expense | $1,273,000 | 5,242 |
| Net interest income | $2,558,000 | 3,959 |
| Provision for loan and lease losses | $80,000 | 3,654 |
| Total noninterest income | $367,000 | 4,221 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $251,000 | 3,028 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $116,000 | 4,822 |
| Total noninterest expense | $1,685,000 | 4,634 |
| Salaries and employee benefits | $843,000 | 4,963 |
| Premises and equipment expense | $200,000 | 5,043 |
| Additional noninterest expense | $642,000 | 3,806 |
| Pre-tax net operating income | $1,160,000 | 3,177 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $429,000 | 2,286 |
| Income before extraordinary items | $731,000 | 3,718 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $731,000 | 3,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,632 |
| Cash dividends | $445,000 | 2,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $731,000 | 3,700 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,909,000 | 4,525 |
| Total interest expense | $615,000 | 5,314 |
| Net interest income | $1,294,000 | 3,920 |
| Provision for loan and lease losses | $65,000 | 2,671 |
| Total noninterest income | $189,000 | 4,143 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $124,000 | 2,997 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $65,000 | 4,594 |
| Total noninterest expense | $860,000 | 4,577 |
| Salaries and employee benefits | $452,000 | 4,775 |
| Premises and equipment expense | $102,000 | 4,980 |
| Additional noninterest expense | $306,000 | 3,915 |
| Pre-tax net operating income | $558,000 | 3,277 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $207,000 | 2,356 |
| Income before extraordinary items | $351,000 | 3,812 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $351,000 | 3,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,851 |
| Cash dividends | $225,000 | 2,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $351,000 | 3,790 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,224,000 | 4,480 |
| Total interest expense | $1,944,000 | 5,487 |
| Net interest income | $5,280,000 | 3,858 |
| Provision for loan and lease losses | $-100,000 | 8,464 |
| Total noninterest income | $798,000 | 4,056 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $593,000 | 2,705 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $205,000 | 5,086 |
| Total noninterest expense | $3,226,000 | 4,658 |
| Salaries and employee benefits | $1,686,000 | 4,830 |
| Premises and equipment expense | $325,000 | 5,530 |
| Additional noninterest expense | $1,215,000 | 3,894 |
| Pre-tax net operating income | $2,952,000 | 2,811 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,097,000 | 2,073 |
| Income before extraordinary items | $1,855,000 | 3,272 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,855,000 | 3,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,155 |
| Cash dividends | $1,070,000 | 2,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,855,000 | 3,254 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,335,000 | 4,506 |
| Total interest expense | $1,387,000 | 5,555 |
| Net interest income | $3,948,000 | 3,889 |
| Provision for loan and lease losses | $-100,000 | 8,571 |
| Total noninterest income | $602,000 | 4,049 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $452,000 | 2,677 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $150,000 | 5,125 |
| Total noninterest expense | $2,448,000 | 4,607 |
| Salaries and employee benefits | $1,245,000 | 4,852 |
| Premises and equipment expense | $303,000 | 4,909 |
| Additional noninterest expense | $900,000 | 3,925 |
| Pre-tax net operating income | $2,202,000 | 2,923 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $819,000 | 2,166 |
| Income before extraordinary items | $1,383,000 | 3,379 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,383,000 | 3,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-79,000 | 8,477 |
| Cash dividends | $820,000 | 2,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,383,000 | 3,371 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,483,000 | 4,525 |
| Total interest expense | $883,000 | 5,561 |
| Net interest income | $2,600,000 | 3,934 |
| Provision for loan and lease losses | $-100,000 | 8,629 |
| Total noninterest income | $382,000 | 4,157 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $289,000 | 2,738 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $93,000 | 5,283 |
| Total noninterest expense | $1,620,000 | 4,628 |
| Salaries and employee benefits | $818,000 | 4,925 |
| Premises and equipment expense | $203,000 | 4,881 |
| Additional noninterest expense | $599,000 | 3,918 |
| Pre-tax net operating income | $1,462,000 | 2,929 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $549,000 | 2,177 |
| Income before extraordinary items | $913,000 | 3,420 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $913,000 | 3,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-139,000 | 8,631 |
| Cash dividends | $600,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $913,000 | 3,410 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,672,000 | 4,600 |
| Total interest expense | $426,000 | 5,531 |
| Net interest income | $1,246,000 | 4,050 |
| Provision for loan and lease losses | $40,000 | 3,523 |
| Total noninterest income | $173,000 | 4,302 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $131,000 | 2,892 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $42,000 | 5,444 |
| Total noninterest expense | $784,000 | 4,758 |
| Salaries and employee benefits | $404,000 | 4,976 |
| Premises and equipment expense | $100,000 | 4,961 |
| Additional noninterest expense | $280,000 | 4,112 |
| Pre-tax net operating income | $595,000 | 3,332 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $223,000 | 2,456 |
| Income before extraordinary items | $372,000 | 3,868 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $372,000 | 3,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,292 |
| Cash dividends | $275,000 | 2,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $372,000 | 3,848 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,104,000 | 4,555 |
| Total interest expense | $1,323,000 | 5,572 |
| Net interest income | $4,781,000 | 4,091 |
| Provision for loan and lease losses | $325,000 | 2,662 |
| Total noninterest income | $851,000 | 3,911 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $651,000 | 2,488 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $200,000 | 5,167 |
| Total noninterest expense | $2,983,000 | 4,787 |
| Salaries and employee benefits | $1,504,000 | 5,039 |
| Premises and equipment expense | $385,000 | 4,977 |
| Additional noninterest expense | $1,094,000 | 4,124 |
| Pre-tax net operating income | $2,324,000 | 3,321 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $834,000 | 2,551 |
| Income before extraordinary items | $1,490,000 | 3,799 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,490,000 | 3,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 2,551 |
| Cash dividends | $1,070,000 | 2,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,490,000 | 3,768 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,442,000 | 4,601 |
| Total interest expense | $933,000 | 5,632 |
| Net interest income | $3,509,000 | 4,151 |
| Provision for loan and lease losses | $325,000 | 2,053 |
| Total noninterest income | $645,000 | 3,901 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $483,000 | 2,504 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $162,000 | 5,051 |
| Total noninterest expense | $2,258,000 | 4,723 |
| Salaries and employee benefits | $1,131,000 | 5,013 |
| Premises and equipment expense | $289,000 | 4,963 |
| Additional noninterest expense | $838,000 | 4,040 |
| Pre-tax net operating income | $1,571,000 | 3,619 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $564,000 | 2,743 |
| Income before extraordinary items | $1,007,000 | 4,141 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,007,000 | 4,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 2,593 |
| Cash dividends | $695,000 | 2,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,007,000 | 4,098 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,872,000 | 4,634 |
| Total interest expense | $587,000 | 5,618 |
| Net interest income | $2,285,000 | 4,204 |
| Provision for loan and lease losses | $250,000 | 1,767 |
| Total noninterest income | $416,000 | 3,957 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $307,000 | 2,576 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $109,000 | 5,004 |
| Total noninterest expense | $1,543,000 | 4,643 |
| Salaries and employee benefits | $754,000 | 5,000 |
| Premises and equipment expense | $192,000 | 4,954 |
| Additional noninterest expense | $597,000 | 3,822 |
| Pre-tax net operating income | $908,000 | 3,972 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $324,000 | 2,966 |
| Income before extraordinary items | $584,000 | 4,485 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $584,000 | 4,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,582 |
| Cash dividends | $420,000 | 2,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $584,000 | 4,435 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,394,000 | 4,707 |
| Total interest expense | $279,000 | 5,671 |
| Net interest income | $1,115,000 | 4,283 |
| Provision for loan and lease losses | $145,000 | 1,514 |
| Total noninterest income | $179,000 | 4,262 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $123,000 | 2,981 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $56,000 | 4,934 |
| Total noninterest expense | $711,000 | 4,939 |
| Salaries and employee benefits | $362,000 | 5,164 |
| Premises and equipment expense | $92,000 | 5,144 |
| Additional noninterest expense | $257,000 | 4,274 |
| Pre-tax net operating income | $438,000 | 4,040 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $156,000 | 3,045 |
| Income before extraordinary items | $282,000 | 4,541 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $282,000 | 4,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,501 |
| Cash dividends | $195,000 | 2,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $282,000 | 4,498 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,264,000 | 4,674 |
| Total interest expense | $1,027,000 | 5,572 |
| Net interest income | $4,237,000 | 4,308 |
| Provision for loan and lease losses | $571,000 | 1,750 |
| Total noninterest income | $738,000 | 4,266 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $556,000 | 2,887 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $182,000 | 5,305 |
| Total noninterest expense | $2,622,000 | 5,132 |
| Salaries and employee benefits | $1,375,000 | 5,239 |
| Premises and equipment expense | $316,000 | 5,528 |
| Additional noninterest expense | $931,000 | 4,593 |
| Pre-tax net operating income | $1,782,000 | 3,811 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $662,000 | 2,856 |
| Income before extraordinary items | $1,120,000 | 4,381 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,120,000 | 4,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $513,000 | 1,312 |
| Cash dividends | $825,000 | 2,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,120,000 | 4,313 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,878,000 | 4,710 |
| Total interest expense | $776,000 | 5,529 |
| Net interest income | $3,102,000 | 4,371 |
| Provision for loan and lease losses | $284,000 | 2,365 |
| Total noninterest income | $537,000 | 4,342 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $407,000 | 2,969 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $130,000 | 5,422 |
| Total noninterest expense | $2,021,000 | 4,992 |
| Salaries and employee benefits | $1,067,000 | 5,074 |
| Premises and equipment expense | $224,000 | 5,655 |
| Additional noninterest expense | $730,000 | 4,380 |
| Pre-tax net operating income | $1,334,000 | 3,885 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $492,000 | 2,930 |
| Income before extraordinary items | $842,000 | 4,474 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $842,000 | 4,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $467,000 | 1,010 |
| Cash dividends | $600,000 | 2,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $842,000 | 4,395 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,548,000 | 4,775 |
| Total interest expense | $535,000 | 5,456 |
| Net interest income | $2,013,000 | 4,460 |
| Provision for loan and lease losses | $179,000 | 2,443 |
| Total noninterest income | $347,000 | 4,447 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $261,000 | 3,036 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $86,000 | 5,466 |
| Total noninterest expense | $1,318,000 | 5,081 |
| Salaries and employee benefits | $701,000 | 5,163 |
| Premises and equipment expense | $151,000 | 5,643 |
| Additional noninterest expense | $466,000 | 4,558 |
| Pre-tax net operating income | $863,000 | 3,917 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $318,000 | 2,980 |
| Income before extraordinary items | $545,000 | 4,503 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $545,000 | 4,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 1,706 |
| Cash dividends | $400,000 | 2,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $545,000 | 4,420 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,269,000 | 4,811 |
| Total interest expense | $286,000 | 5,312 |
| Net interest income | $983,000 | 4,539 |
| Provision for loan and lease losses | $110,000 | 1,956 |
| Total noninterest income | $167,000 | 4,509 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $124,000 | 3,080 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $43,000 | 5,417 |
| Total noninterest expense | $633,000 | 5,267 |
| Salaries and employee benefits | $346,000 | 5,227 |
| Premises and equipment expense | $72,000 | 5,806 |
| Additional noninterest expense | $215,000 | 4,818 |
| Pre-tax net operating income | $407,000 | 4,035 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $150,000 | 3,099 |
| Income before extraordinary items | $257,000 | 4,669 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $257,000 | 4,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 1,306 |
| Cash dividends | $200,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $257,000 | 4,543 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,202,000 | 4,759 |
| Total interest expense | $1,388,000 | 5,122 |
| Net interest income | $3,814,000 | 4,516 |
| Provision for loan and lease losses | $102,000 | 5,285 |
| Total noninterest income | $610,000 | 4,919 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $432,000 | 3,480 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $178,000 | 5,525 |
| Total noninterest expense | $2,604,000 | 5,075 |
| Salaries and employee benefits | $1,351,000 | 5,210 |
| Premises and equipment expense | $327,000 | 5,401 |
| Additional noninterest expense | $926,000 | 4,528 |
| Pre-tax net operating income | $1,718,000 | 3,761 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $613,000 | 3,021 |
| Income before extraordinary items | $1,105,000 | 4,364 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,105,000 | 4,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,809 |
| Cash dividends | $915,000 | 2,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,105,000 | 4,186 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,912,000 | 4,805 |
| Total interest expense | $1,080,000 | 5,138 |
| Net interest income | $2,832,000 | 4,565 |
| Provision for loan and lease losses | $91,000 | 4,804 |
| Total noninterest income | $418,000 | 5,193 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $286,000 | 3,767 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $132,000 | 5,579 |
| Total noninterest expense | $1,978,000 | 5,018 |
| Salaries and employee benefits | $1,054,000 | 5,066 |
| Premises and equipment expense | $247,000 | 5,373 |
| Additional noninterest expense | $677,000 | 4,573 |
| Pre-tax net operating income | $1,181,000 | 4,121 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $413,000 | 3,357 |
| Income before extraordinary items | $768,000 | 4,715 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $768,000 | 4,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,333 |
| Cash dividends | $465,000 | 2,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $768,000 | 4,529 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,600,000 | 4,852 |
| Total interest expense | $748,000 | 5,142 |
| Net interest income | $1,852,000 | 4,627 |
| Provision for loan and lease losses | $71,000 | 4,513 |
| Total noninterest income | $221,000 | 5,776 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $148,000 | 4,326 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $73,000 | 5,914 |
| Total noninterest expense | $1,298,000 | 5,062 |
| Salaries and employee benefits | $710,000 | 5,027 |
| Premises and equipment expense | $170,000 | 5,234 |
| Additional noninterest expense | $418,000 | 4,845 |
| Pre-tax net operating income | $704,000 | 4,409 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $253,000 | 3,534 |
| Income before extraordinary items | $451,000 | 5,084 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $451,000 | 5,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,218 |
| Cash dividends | $225,000 | 3,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $451,000 | 4,881 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,289,000 | 4,907 |
| Total interest expense | $376,000 | 5,217 |
| Net interest income | $913,000 | 4,664 |
| Provision for loan and lease losses | $51,000 | 3,633 |
| Total noninterest income | $95,000 | 6,020 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $54,000 | 5,010 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $41,000 | 5,651 |
| Total noninterest expense | $676,000 | 4,916 |
| Salaries and employee benefits | $372,000 | 4,882 |
| Premises and equipment expense | $95,000 | 4,865 |
| Additional noninterest expense | $209,000 | 4,798 |
| Pre-tax net operating income | $281,000 | 4,954 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $102,000 | 3,894 |
| Income before extraordinary items | $179,000 | 5,596 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $179,000 | 5,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,771 |
| Cash dividends | $75,000 | 3,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $179,000 | 5,399 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,136,000 | 5,090 |
| Total interest expense | $1,746,000 | 5,234 |
| Net interest income | $3,390,000 | 4,865 |
| Provision for loan and lease losses | $269,000 | 3,704 |
| Total noninterest income | $380,000 | 5,902 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $231,000 | 4,890 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $149,000 | 5,615 |
| Total noninterest expense | $2,398,000 | 5,221 |
| Salaries and employee benefits | $1,323,000 | 5,144 |
| Premises and equipment expense | $296,000 | 5,632 |
| Additional noninterest expense | $779,000 | 5,027 |
| Pre-tax net operating income | $1,103,000 | 4,944 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $411,000 | 3,834 |
| Income before extraordinary items | $692,000 | 5,594 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $692,000 | 5,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 3,513 |
| Cash dividends | $125,000 | 5,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $692,000 | 5,441 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,485,000 | 5,299 |
| Total interest expense | $2,567,000 | 5,312 |
| Net interest income | $2,918,000 | 5,167 |
| Provision for loan and lease losses | $247,000 | 3,659 |
| Total noninterest income | $291,000 | 6,507 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $194,000 | 5,236 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $97,000 | 6,509 |
| Total noninterest expense | $2,275,000 | 5,272 |
| Salaries and employee benefits | $1,112,000 | 5,608 |
| Premises and equipment expense | $233,000 | 6,313 |
| Additional noninterest expense | $930,000 | 4,300 |
| Pre-tax net operating income | $687,000 | 5,874 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $252,000 | 4,594 |
| Income before extraordinary items | $436,000 | 6,372 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $436,000 | 6,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 3,409 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $435,360 | 6,259 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,102,000 | 5,664 |
| Total interest expense | $2,818,000 | 5,156 |
| Net interest income | $2,284,000 | 6,141 |
| Provision for loan and lease losses | $275,000 | 3,040 |
| Total noninterest income | $205,000 | 7,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 5,964 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 7,208 |
| Total noninterest expense | $1,850,000 | 5,965 |
| Salaries and employee benefits | $931,000 | 6,200 |
| Premises and equipment expense | $196,000 | 6,833 |
| Additional noninterest expense | $723,000 | 5,062 |
| Pre-tax net operating income | $364,000 | 7,628 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $133,000 | 6,121 |
| Income before extraordinary items | $231,000 | 7,891 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $231,000 | 7,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,301 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $231,000 | 7,892 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,715,000 | 6,596 |
| Total interest expense | $1,752,000 | 6,458 |
| Net interest income | $1,963,000 | 6,713 |
| Provision for loan and lease losses | $192,000 | 3,644 |
| Total noninterest income | $179,000 | 7,729 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 6,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 7,430 |
| Total noninterest expense | $1,686,000 | 6,331 |
| Salaries and employee benefits | $840,000 | 6,574 |
| Premises and equipment expense | $178,000 | 7,166 |
| Additional noninterest expense | $668,000 | 5,424 |
| Pre-tax net operating income | $264,000 | 8,274 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $94,000 | 7,009 |
| Income before extraordinary items | $169,000 | 8,517 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $169,000 | 8,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,364 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $169,640 | 8,479 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,546,000 | 9,229 |
| Total interest expense | $905,000 | 8,677 |
| Net interest income | $641,000 | 9,635 |
| Provision for loan and lease losses | $62,000 | 6,072 |
| Total noninterest income | $128,000 | 8,572 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 7,810 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 7,511 |
| Total noninterest expense | $727,000 | 9,029 |
| Salaries and employee benefits | $370,000 | 9,157 |
| Premises and equipment expense | $58,000 | 9,619 |
| Additional noninterest expense | $299,000 | 8,134 |
| Pre-tax net operating income | $-20,000 | 9,834 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $-6,000 | 10,003 |
| Income before extraordinary items | $-11,000 | 9,856 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-11,000 | 9,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,842 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $9,045,000 | 115 |
| Net operating income | $-12,950 | 9,818 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.