Home > First Central Bank, Inc. > Assets and Liabilities
First Central Bank, Inc., Assets and Liabilities
| 2011-03-31 | Rank | |
| # of Employees: | 52 | 2,913 |
| Assets and Liabilities | ||
| Total Assets: | $137,217,000 | 4,134 |
| Cash and due from depository institutions | $2,825,000 | 2,913 |
| Interest-bearing balances | $45,000 | 6,803 |
| Securities | $12,097,000 | 5,507 |
| Federal funds sold & reverse repurchase agreements | $4,907,000 | 1,581 |
| Net loans & leases | $108,047,000 | 3,460 |
| Loan loss allowance | $1,254,000 | 4,226 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $3,614,000 | 3,032 |
| Other real estate owned | $1,000,000 | 2,913 |
| Goodwill and other intangibles | $3,650,000 | 894 |
| All other assets | $1,077,000 | 6,227 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $137,217,000 | 4,134 |
| Total liabilities | $123,616,000 | 4,116 |
| Total deposits | $121,413,000 | 3,996 |
| Interest-bearing deposits | $99,458,000 | 4,092 |
| Deposits held in domestic offices | $121,413,000 | 3,994 |
| % insured | 95.59% | 1,744 |
| Federal funds purchased & repurchase agreements | $853,000 | 1,964 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $1,350,000 | 2,599 |
| Total equity capital | $13,601,000 | 4,228 |
| Total bank equity capital | $13,601,000 | 4,227 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,000,000 | 2,491 |
| Surplus | $8,045,000 | 3,041 |
| Undivided profits | $4,556,000 | 4,314 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $1,505,000 | 4,002 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $420,000 | 5,334 |
| Earning assets | $125,096,000 | 4,133 |
| Long-term assets (5+ years) | $16,721,000 | 4,593 |
| Average Assets, year-to-date | $134,826,000 | 4,157 |
| Average Assets, quarterly | $134,826,000 | 4,157 |
| Volatile liabilities | $3,535,000 | 5,334 |
| Insider loans | $2,783,000 | 2,233 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $9,399,000 | 4,032 |
| Tier 1 (core) risk-based capital | $11,216,000 | 4,647 |
| Tier 2 risk-based capital | $1,254,000 | 3,596 |
| Total risk weighted assets | $99,575,000 | 3,845 |
| Total unused commitments | $9,399,000 | 4,033 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 52 | 2,930 |
| Assets and Liabilities | ||
| Total Assets: | $132,435,000 | 4,225 |
| Cash and due from depository institutions | $2,995,000 | 2,930 |
| Interest-bearing balances | $30,000 | 6,869 |
| Securities | $5,008,000 | 6,527 |
| Federal funds sold & reverse repurchase agreements | $6,319,000 | 1,190 |
| Net loans & leases | $108,680,000 | 3,527 |
| Loan loss allowance | $1,193,000 | 4,335 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $3,621,000 | 3,054 |
| Other real estate owned | $1,000,000 | 2,930 |
| Goodwill and other intangibles | $3,650,000 | 897 |
| All other assets | $1,162,000 | 6,244 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $132,435,000 | 4,225 |
| Total liabilities | $118,924,000 | 4,230 |
| Total deposits | $117,353,000 | 4,099 |
| Interest-bearing deposits | $96,768,000 | 4,169 |
| Deposits held in domestic offices | $117,353,000 | 4,096 |
| % insured | 96.88% | 1,150 |
| Federal funds purchased & repurchase agreements | $500,000 | 2,276 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,071,000 | 3,086 |
| Total equity capital | $13,511,000 | 4,241 |
| Total bank equity capital | $13,511,000 | 4,240 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,000,000 | 2,526 |
| Surplus | $8,045,000 | 3,058 |
| Undivided profits | $4,466,000 | 4,361 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $304,000 | 5,951 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $448,000 | 5,305 |
| Earning assets | $120,037,000 | 4,241 |
| Long-term assets (5+ years) | $9,545,000 | 5,399 |
| Average Assets, year-to-date | $129,353,400 | 4,287 |
| Average Assets, quarterly | $131,881,500 | 4,243 |
| Volatile liabilities | $21,971,000 | 4,476 |
| Insider loans | $2,911,000 | 2,210 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $8,960,000 | 4,100 |
| Tier 1 (core) risk-based capital | $11,121,000 | 4,703 |
| Tier 2 risk-based capital | $1,193,000 | 3,739 |
| Total risk weighted assets | $99,900,000 | 3,895 |
| Total unused commitments | $8,960,000 | 4,102 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 55 | 2,820 |
| Assets and Liabilities | ||
| Total Assets: | $131,328,000 | 4,313 |
| Cash and due from depository institutions | $2,804,000 | 2,820 |
| Interest-bearing balances | $13,000 | 7,035 |
| Securities | $6,286,000 | 6,323 |
| Federal funds sold & reverse repurchase agreements | $6,194,000 | 1,266 |
| Net loans & leases | $106,913,000 | 3,639 |
| Loan loss allowance | $1,150,000 | 4,449 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,197,000 | 3,345 |
| Other real estate owned | $1,000,000 | 2,820 |
| Goodwill and other intangibles | $3,650,000 | 901 |
| All other assets | $1,284,000 | 6,191 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $131,328,000 | 4,313 |
| Total liabilities | $117,763,000 | 4,298 |
| Total deposits | $115,894,000 | 4,146 |
| Interest-bearing deposits | $96,039,000 | 4,244 |
| Deposits held in domestic offices | $115,894,000 | 4,143 |
| % insured | 95.85% | 1,212 |
| Federal funds purchased & repurchase agreements | $633,000 | 2,222 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,236,000 | 3,116 |
| Total equity capital | $13,565,000 | 4,364 |
| Total bank equity capital | $13,565,000 | 4,364 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $1,000,000 | 2,575 |
| Surplus | $8,045,000 | 3,063 |
| Undivided profits | $4,520,000 | 4,528 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $649,000 | 5,337 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $461,000 | 5,442 |
| Earning assets | $119,406,000 | 4,310 |
| Long-term assets (5+ years) | $8,912,000 | 5,508 |
| Average Assets, year-to-date | $128,583,000 | 4,361 |
| Average Assets, quarterly | $130,247,000 | 4,344 |
| Volatile liabilities | $20,614,000 | 4,731 |
| Insider loans | $3,435,000 | 1,957 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $9,344,000 | 4,095 |
| Tier 1 (core) risk-based capital | $10,961,000 | 4,807 |
| Tier 2 risk-based capital | $1,150,000 | 3,896 |
| Total risk weighted assets | $98,886,000 | 4,000 |
| Total unused commitments | $9,344,000 | 4,095 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 53 | 2,936 |
| Assets and Liabilities | ||
| Total Assets: | $129,166,000 | 4,388 |
| Cash and due from depository institutions | $2,577,000 | 2,936 |
| Interest-bearing balances | $13,000 | 7,043 |
| Securities | $9,199,000 | 5,876 |
| Federal funds sold & reverse repurchase agreements | $4,017,000 | 1,795 |
| Net loans & leases | $105,588,000 | 3,707 |
| Loan loss allowance | $1,122,000 | 4,514 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,822,000 | 3,654 |
| Other real estate owned | $0 | 2,936 |
| Goodwill and other intangibles | $3,650,000 | 903 |
| All other assets | $1,313,000 | 6,185 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $129,166,000 | 4,388 |
| Total liabilities | $115,665,000 | 4,375 |
| Total deposits | $113,710,000 | 4,221 |
| Interest-bearing deposits | $95,601,000 | 4,266 |
| Deposits held in domestic offices | $113,710,000 | 4,219 |
| % insured | 95.74% | 1,335 |
| Federal funds purchased & repurchase agreements | $675,000 | 2,238 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,280,000 | 2,927 |
| Total equity capital | $13,501,000 | 4,356 |
| Total bank equity capital | $13,501,000 | 4,355 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,000,000 | 2,602 |
| Surplus | $8,045,000 | 3,070 |
| Undivided profits | $4,456,000 | 4,513 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $1,353,000 | 4,350 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $498,000 | 5,198 |
| Earning assets | $118,817,000 | 4,355 |
| Long-term assets (5+ years) | $9,781,000 | 5,379 |
| Average Assets, year-to-date | $127,668,000 | 4,412 |
| Average Assets, quarterly | $128,152,000 | 4,409 |
| Volatile liabilities | $18,898,000 | 4,990 |
| Insider loans | $2,812,000 | 2,336 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $9,581,000 | 4,088 |
| Tier 1 (core) risk-based capital | $10,859,000 | 4,840 |
| Tier 2 risk-based capital | $1,122,000 | 3,961 |
| Total risk weighted assets | $97,099,000 | 4,081 |
| Total unused commitments | $9,581,000 | 4,091 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 51 | 3,058 |
| Assets and Liabilities | ||
| Total Assets: | $127,138,000 | 4,488 |
| Cash and due from depository institutions | $2,255,000 | 3,058 |
| Interest-bearing balances | $13,000 | 7,105 |
| Securities | $7,134,000 | 6,327 |
| Federal funds sold & reverse repurchase agreements | $8,789,000 | 1,063 |
| Net loans & leases | $101,297,000 | 3,854 |
| Loan loss allowance | $1,059,000 | 4,677 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $2,747,000 | 3,752 |
| Other real estate owned | $0 | 3,058 |
| Goodwill and other intangibles | $3,650,000 | 915 |
| All other assets | $1,266,000 | 6,361 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $127,138,000 | 4,488 |
| Total liabilities | $113,804,000 | 4,490 |
| Total deposits | $111,633,000 | 4,331 |
| Interest-bearing deposits | $95,240,000 | 4,339 |
| Deposits held in domestic offices | $111,633,000 | 4,329 |
| % insured | 89.92% | 3,742 |
| Federal funds purchased & repurchase agreements | $924,000 | 2,119 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,247,000 | 2,967 |
| Total equity capital | $13,334,000 | 4,413 |
| Total bank equity capital | $13,334,000 | 4,413 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,000,000 | 2,649 |
| Surplus | $8,045,000 | 3,107 |
| Undivided profits | $4,289,000 | 4,559 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $384,000 | 5,996 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $415,000 | 5,776 |
| Earning assets | $117,233,000 | 4,463 |
| Long-term assets (5+ years) | $8,678,000 | 5,580 |
| Average Assets, year-to-date | $126,919,000 | 4,482 |
| Average Assets, quarterly | $126,919,000 | 4,482 |
| Volatile liabilities | $17,963,000 | 5,138 |
| Insider loans | $1,184,000 | 3,940 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $15,597,000 | 3,224 |
| Tier 1 (core) risk-based capital | $10,612,000 | 4,955 |
| Tier 2 risk-based capital | $1,059,000 | 4,164 |
| Total risk weighted assets | $92,390,000 | 4,286 |
| Total unused commitments | $15,597,000 | 3,226 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 52 | 3,057 |
| Assets and Liabilities | ||
| Total Assets: | $126,700,000 | 4,510 |
| Cash and due from depository institutions | $2,636,000 | 3,057 |
| Interest-bearing balances | $13,000 | 7,087 |
| Securities | $7,175,000 | 6,311 |
| Federal funds sold & reverse repurchase agreements | $7,086,000 | 1,204 |
| Net loans & leases | $102,053,000 | 3,871 |
| Loan loss allowance | $1,032,000 | 4,728 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $2,789,000 | 3,761 |
| Other real estate owned | $0 | 3,057 |
| Goodwill and other intangibles | $3,650,000 | 914 |
| All other assets | $1,311,000 | 6,384 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $126,700,000 | 4,510 |
| Total liabilities | $113,495,000 | 4,504 |
| Total deposits | $111,768,000 | 4,317 |
| Interest-bearing deposits | $95,048,000 | 4,324 |
| Deposits held in domestic offices | $111,768,000 | 4,316 |
| % insured | 90.20% | 3,637 |
| Federal funds purchased & repurchase agreements | $596,000 | 2,405 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,131,000 | 3,181 |
| Total equity capital | $13,205,000 | 4,427 |
| Total bank equity capital | $13,205,000 | 4,427 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,000,000 | 2,691 |
| Surplus | $8,045,000 | 3,116 |
| Undivided profits | $4,160,000 | 4,604 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $327,000 | 6,129 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $445,000 | 5,718 |
| Earning assets | $116,327,000 | 4,482 |
| Long-term assets (5+ years) | $4,887,000 | 6,246 |
| Average Assets, year-to-date | $119,259,800 | 4,597 |
| Average Assets, quarterly | $124,055,000 | 4,533 |
| Volatile liabilities | $17,584,000 | 5,193 |
| Insider loans | $1,144,000 | 4,035 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $15,516,000 | 3,246 |
| Tier 1 (core) risk-based capital | $10,432,000 | 5,007 |
| Tier 2 risk-based capital | $1,032,000 | 4,237 |
| Total risk weighted assets | $92,542,000 | 4,327 |
| Total unused commitments | $15,516,000 | 3,248 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 52 | 3,085 |
| Assets and Liabilities | ||
| Total Assets: | $121,410,000 | 4,619 |
| Cash and due from depository institutions | $2,647,000 | 3,085 |
| Interest-bearing balances | $8,000 | 7,146 |
| Securities | $7,207,000 | 6,338 |
| Federal funds sold & reverse repurchase agreements | $8,037,000 | 1,159 |
| Net loans & leases | $96,168,000 | 4,087 |
| Loan loss allowance | $997,000 | 4,749 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $2,819,000 | 3,769 |
| Other real estate owned | $0 | 3,085 |
| Goodwill and other intangibles | $3,650,000 | 969 |
| All other assets | $882,000 | 6,704 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $121,410,000 | 4,619 |
| Total liabilities | $108,395,000 | 4,612 |
| Total deposits | $107,020,000 | 4,408 |
| Interest-bearing deposits | $91,062,000 | 4,434 |
| Deposits held in domestic offices | $107,020,000 | 4,406 |
| % insured | 96.67% | 1,217 |
| Federal funds purchased & repurchase agreements | $177,000 | 2,737 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,198,000 | 3,375 |
| Total equity capital | $13,015,000 | 4,581 |
| Total bank equity capital | $13,015,000 | 4,581 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,000,000 | 2,726 |
| Surplus | $8,045,000 | 3,114 |
| Undivided profits | $3,970,000 | 4,832 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $151,000 | 6,763 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $422,000 | 6,089 |
| Earning assets | $111,420,000 | 4,620 |
| Long-term assets (5+ years) | $5,222,000 | 6,214 |
| Average Assets, year-to-date | $117,399,750 | 4,659 |
| Average Assets, quarterly | $119,742,500 | 4,642 |
| Volatile liabilities | $17,058,000 | 5,326 |
| Insider loans | $1,133,000 | 4,055 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $18,347,000 | 3,030 |
| Tier 1 (core) risk-based capital | $10,195,000 | 5,162 |
| Tier 2 risk-based capital | $997,000 | 4,315 |
| Total risk weighted assets | $86,614,000 | 4,529 |
| Total unused commitments | $18,347,000 | 3,031 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 53 | 3,071 |
| Assets and Liabilities | ||
| Total Assets: | $118,075,000 | 4,718 |
| Cash and due from depository institutions | $3,043,000 | 3,071 |
| Interest-bearing balances | $20,000 | 6,986 |
| Securities | $8,184,000 | 6,151 |
| Federal funds sold & reverse repurchase agreements | $3,601,000 | 2,417 |
| Net loans & leases | $95,953,000 | 4,111 |
| Loan loss allowance | $969,000 | 4,742 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,837,000 | 3,792 |
| Other real estate owned | $0 | 3,071 |
| Goodwill and other intangibles | $3,650,000 | 985 |
| All other assets | $807,000 | 6,879 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $118,075,000 | 4,718 |
| Total liabilities | $105,238,000 | 4,710 |
| Total deposits | $103,911,000 | 4,501 |
| Interest-bearing deposits | $87,655,000 | 4,550 |
| Deposits held in domestic offices | $103,911,000 | 4,498 |
| % insured | 89.62% | 998 |
| Federal funds purchased & repurchase agreements | $183,000 | 2,805 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,144,000 | 3,511 |
| Total equity capital | $12,837,000 | 4,587 |
| Total bank equity capital | $12,837,000 | 4,587 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,000,000 | 2,766 |
| Surplus | $8,045,000 | 3,117 |
| Undivided profits | $3,792,000 | 4,882 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $256,000 | 6,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $447,000 | 5,848 |
| Earning assets | $107,758,000 | 4,717 |
| Long-term assets (5+ years) | $5,520,000 | 6,180 |
| Average Assets, year-to-date | $116,063,000 | 4,728 |
| Average Assets, quarterly | $116,487,000 | 4,747 |
| Volatile liabilities | $15,739,000 | 5,473 |
| Insider loans | $1,085,000 | 4,161 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $15,505,000 | 3,457 |
| Tier 1 (core) risk-based capital | $10,007,000 | 5,247 |
| Tier 2 risk-based capital | $969,000 | 4,350 |
| Total risk weighted assets | $86,187,000 | 4,570 |
| Total unused commitments | $15,505,000 | 3,459 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 54 | 3,030 |
| Assets and Liabilities | ||
| Total Assets: | $114,899,000 | 4,795 |
| Cash and due from depository institutions | $3,002,000 | 3,030 |
| Interest-bearing balances | $38,000 | 6,598 |
| Securities | $8,462,000 | 6,185 |
| Federal funds sold & reverse repurchase agreements | $3,197,000 | 3,063 |
| Net loans & leases | $92,912,000 | 4,205 |
| Loan loss allowance | $939,000 | 4,773 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $2,883,000 | 3,791 |
| Other real estate owned | $0 | 3,030 |
| Goodwill and other intangibles | $3,650,000 | 999 |
| All other assets | $793,000 | 6,957 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $114,899,000 | 4,795 |
| Total liabilities | $102,168,000 | 4,800 |
| Total deposits | $100,867,000 | 4,597 |
| Interest-bearing deposits | $84,935,000 | 4,638 |
| Deposits held in domestic offices | $100,867,000 | 4,594 |
| % insured | 90.29% | 916 |
| Federal funds purchased & repurchase agreements | $348,000 | 2,686 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $953,000 | 3,827 |
| Total equity capital | $12,731,000 | 4,656 |
| Total bank equity capital | $12,731,000 | 4,655 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 2,787 |
| Surplus | $8,045,000 | 3,103 |
| Undivided profits | $3,686,000 | 4,998 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $343,000 | 6,020 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $426,000 | 6,021 |
| Earning assets | $104,609,000 | 4,817 |
| Long-term assets (5+ years) | $5,891,000 | 6,113 |
| Average Assets, year-to-date | $115,057,000 | 4,774 |
| Average Assets, quarterly | $115,057,000 | 4,774 |
| Volatile liabilities | $14,089,000 | 5,713 |
| Insider loans | $1,498,000 | 3,620 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $16,831,000 | 3,414 |
| Tier 1 (core) risk-based capital | $9,858,000 | 5,329 |
| Tier 2 risk-based capital | $939,000 | 4,420 |
| Total risk weighted assets | $83,775,000 | 4,639 |
| Total unused commitments | $16,831,000 | 3,415 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 54 | 3,058 |
| Assets and Liabilities | ||
| Total Assets: | $115,215,000 | 4,776 |
| Cash and due from depository institutions | $2,886,000 | 3,058 |
| Interest-bearing balances | $43,000 | 6,240 |
| Securities | $5,506,000 | 6,821 |
| Federal funds sold & reverse repurchase agreements | $8,970,000 | 1,096 |
| Net loans & leases | $90,931,000 | 4,279 |
| Loan loss allowance | $890,000 | 4,849 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $2,478,000 | 4,111 |
| Other real estate owned | $0 | 3,058 |
| Goodwill and other intangibles | $3,650,000 | 1,020 |
| All other assets | $794,000 | 7,039 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $115,215,000 | 4,776 |
| Total liabilities | $102,465,000 | 4,773 |
| Total deposits | $101,300,000 | 4,512 |
| Interest-bearing deposits | $85,008,000 | 4,544 |
| Deposits held in domestic offices | $101,300,000 | 4,509 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $276,000 | 3,189 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $889,000 | 4,011 |
| Total equity capital | $12,750,000 | 4,653 |
| Total bank equity capital | $12,750,000 | 4,653 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,802 |
| Surplus | $8,045,000 | 3,081 |
| Undivided profits | $3,705,000 | 4,998 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $345,000 | 5,827 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $455,000 | 6,020 |
| Earning assets | $105,450,000 | 4,770 |
| Long-term assets (5+ years) | $6,608,000 | 5,969 |
| Average Assets, year-to-date | $112,915,000 | 4,696 |
| Average Assets, quarterly | $114,233,000 | 4,764 |
| Volatile liabilities | $13,599,000 | 5,785 |
| Insider loans | $1,542,000 | 3,619 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $16,658,000 | 3,425 |
| Tier 1 (core) risk-based capital | $9,773,000 | 5,365 |
| Tier 2 risk-based capital | $890,000 | 4,540 |
| Total risk weighted assets | $81,803,000 | 4,720 |
| Total unused commitments | $16,658,000 | 3,427 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 55 | 3,029 |
| Assets and Liabilities | ||
| Total Assets: | $113,251,000 | 4,787 |
| Cash and due from depository institutions | $2,421,000 | 3,029 |
| Interest-bearing balances | $51,000 | 5,671 |
| Securities | $5,444,000 | 6,826 |
| Federal funds sold & reverse repurchase agreements | $5,139,000 | 2,218 |
| Net loans & leases | $93,327,000 | 4,222 |
| Loan loss allowance | $912,000 | 4,656 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $2,466,000 | 4,133 |
| Other real estate owned | $0 | 3,029 |
| Goodwill and other intangibles | $3,650,000 | 1,063 |
| All other assets | $804,000 | 7,098 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $113,251,000 | 4,787 |
| Total liabilities | $100,607,000 | 4,800 |
| Total deposits | $99,587,000 | 4,534 |
| Interest-bearing deposits | $82,581,000 | 4,595 |
| Deposits held in domestic offices | $99,587,000 | 4,530 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $115,000 | 3,433 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $905,000 | 4,073 |
| Total equity capital | $12,644,000 | 4,711 |
| Total bank equity capital | $12,644,000 | 4,711 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,000,000 | 2,830 |
| Surplus | $8,045,000 | 3,071 |
| Undivided profits | $3,599,000 | 5,132 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $331,000 | 5,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $448,000 | 6,218 |
| Earning assets | $103,961,000 | 4,781 |
| Long-term assets (5+ years) | $7,022,000 | 5,864 |
| Average Assets, year-to-date | $112,340,000 | 4,712 |
| Average Assets, quarterly | $112,843,000 | 4,776 |
| Volatile liabilities | $14,680,000 | 5,547 |
| Insider loans | $2,755,000 | 2,608 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $13,840,000 | 3,938 |
| Tier 1 (core) risk-based capital | $8,969,000 | 5,712 |
| Tier 2 risk-based capital | $912,000 | 4,412 |
| Total risk weighted assets | $83,207,000 | 4,666 |
| Total unused commitments | $13,840,000 | 3,940 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 56 | 3,037 |
| Assets and Liabilities | ||
| Total Assets: | $112,435,000 | 4,800 |
| Cash and due from depository institutions | $3,008,000 | 3,037 |
| Interest-bearing balances | $47,000 | 5,709 |
| Securities | $5,417,000 | 6,888 |
| Federal funds sold & reverse repurchase agreements | $7,853,000 | 1,539 |
| Net loans & leases | $89,260,000 | 4,305 |
| Loan loss allowance | $900,000 | 4,643 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,414,000 | 4,175 |
| Other real estate owned | $0 | 3,037 |
| Goodwill and other intangibles | $3,650,000 | 1,079 |
| All other assets | $833,000 | 7,023 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $112,435,000 | 4,800 |
| Total liabilities | $99,907,000 | 4,801 |
| Total deposits | $98,801,000 | 4,564 |
| Interest-bearing deposits | $82,092,000 | 4,619 |
| Deposits held in domestic offices | $98,801,000 | 4,560 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $265,000 | 3,375 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $841,000 | 4,209 |
| Total equity capital | $12,528,000 | 4,750 |
| Total bank equity capital | $12,528,000 | 4,750 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,000,000 | 2,852 |
| Surplus | $8,045,000 | 3,061 |
| Undivided profits | $3,483,000 | 5,263 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $377,000 | 5,392 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $452,000 | 6,142 |
| Earning assets | $102,577,000 | 4,816 |
| Long-term assets (5+ years) | $6,850,000 | 5,891 |
| Average Assets, year-to-date | $112,036,330 | 4,747 |
| Average Assets, quarterly | $112,506,500 | 4,781 |
| Volatile liabilities | $14,186,000 | 5,620 |
| Insider loans | $3,081,000 | 2,377 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $11,141,000 | 4,520 |
| Tier 1 (core) risk-based capital | $8,872,000 | 5,763 |
| Tier 2 risk-based capital | $900,000 | 4,423 |
| Total risk weighted assets | $80,008,000 | 4,750 |
| Total unused commitments | $11,141,000 | 4,520 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 55 | 3,099 |
| Assets and Liabilities | ||
| Total Assets: | $112,578,000 | 4,789 |
| Cash and due from depository institutions | $3,354,000 | 3,099 |
| Interest-bearing balances | $50,000 | 5,619 |
| Securities | $6,080,000 | 6,747 |
| Federal funds sold & reverse repurchase agreements | $8,948,000 | 1,969 |
| Net loans & leases | $87,491,000 | 4,302 |
| Loan loss allowance | $903,000 | 4,556 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $2,188,000 | 4,385 |
| Other real estate owned | $18,000 | 3,099 |
| Goodwill and other intangibles | $3,650,000 | 1,089 |
| All other assets | $849,000 | 6,916 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $112,579,000 | 4,789 |
| Total liabilities | $100,119,000 | 4,787 |
| Total deposits | $98,930,000 | 4,560 |
| Interest-bearing deposits | $83,504,000 | 4,591 |
| Deposits held in domestic offices | $98,930,000 | 4,556 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $205,000 | 2,997 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $984,000 | 4,087 |
| Total equity capital | $12,460,000 | 4,851 |
| Total bank equity capital | $12,460,000 | 4,851 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,000,000 | 2,858 |
| Surplus | $8,045,000 | 3,038 |
| Undivided profits | $3,415,000 | 5,456 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $701,000 | 4,268 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $512,000 | 5,789 |
| Earning assets | $102,569,000 | 4,822 |
| Long-term assets (5+ years) | $6,879,000 | 5,801 |
| Average Assets, year-to-date | $111,837,000 | 4,759 |
| Average Assets, quarterly | $111,837,000 | 4,759 |
| Volatile liabilities | $14,163,000 | 5,576 |
| Insider loans | $2,596,000 | 2,611 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $9,266,000 | 4,982 |
| Tier 1 (core) risk-based capital | $8,739,000 | 5,803 |
| Tier 2 risk-based capital | $903,000 | 4,343 |
| Total risk weighted assets | $78,776,000 | 4,772 |
| Total unused commitments | $9,266,000 | 4,984 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 53 | 3,206 |
| Assets and Liabilities | ||
| Total Assets: | $111,096,000 | 4,759 |
| Cash and due from depository institutions | $2,864,000 | 3,206 |
| Interest-bearing balances | $43,000 | 5,499 |
| Securities | $6,014,000 | 6,846 |
| Federal funds sold & reverse repurchase agreements | $5,676,000 | 2,303 |
| Net loans & leases | $90,051,000 | 4,220 |
| Loan loss allowance | $915,000 | 4,493 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,958,000 | 4,621 |
| Other real estate owned | $0 | 3,206 |
| Goodwill and other intangibles | $3,650,000 | 1,089 |
| All other assets | $883,000 | 6,938 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $111,096,000 | 4,759 |
| Total liabilities | $98,825,000 | 4,763 |
| Total deposits | $98,037,000 | 4,527 |
| Interest-bearing deposits | $82,744,000 | 4,551 |
| Deposits held in domestic offices | $98,037,000 | 4,525 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000 | 3,435 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $787,000 | 4,553 |
| Total equity capital | $12,271,000 | 4,831 |
| Total bank equity capital | $12,271,000 | 4,831 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000,000 | 2,860 |
| Surplus | $8,045,000 | 3,010 |
| Undivided profits | $3,226,000 | 5,537 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $695,000 | 4,006 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $536,000 | 5,912 |
| Earning assets | $101,784,000 | 4,765 |
| Long-term assets (5+ years) | $5,815,000 | 5,813 |
| Average Assets, year-to-date | $109,215,400 | 4,682 |
| Average Assets, quarterly | $110,940,500 | 4,736 |
| Volatile liabilities | $14,396,000 | 5,536 |
| Insider loans | $2,414,000 | 2,712 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $10,763,000 | 4,633 |
| Tier 1 (core) risk-based capital | $8,594,000 | 5,841 |
| Tier 2 risk-based capital | $915,000 | 4,298 |
| Total risk weighted assets | $80,426,000 | 4,675 |
| Total unused commitments | $10,763,000 | 4,633 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 53 | 3,180 |
| Assets and Liabilities | ||
| Total Assets: | $110,785,000 | 4,723 |
| Cash and due from depository institutions | $2,806,000 | 3,180 |
| Interest-bearing balances | $39,000 | 5,479 |
| Securities | $5,971,000 | 6,925 |
| Federal funds sold & reverse repurchase agreements | $8,583,000 | 1,702 |
| Net loans & leases | $86,982,000 | 4,271 |
| Loan loss allowance | $880,000 | 4,559 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,864,000 | 4,706 |
| Other real estate owned | $0 | 3,180 |
| Goodwill and other intangibles | $3,650,000 | 1,070 |
| All other assets | $929,000 | 6,940 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $110,785,000 | 4,723 |
| Total liabilities | $98,259,000 | 4,742 |
| Total deposits | $97,236,000 | 4,518 |
| Interest-bearing deposits | $80,066,000 | 4,616 |
| Deposits held in domestic offices | $97,236,000 | 4,515 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $316,000 | 3,191 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $707,000 | 4,907 |
| Total equity capital | $12,526,000 | 4,721 |
| Total bank equity capital | $12,526,000 | 4,721 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,840 |
| Surplus | $8,045,000 | 2,963 |
| Undivided profits | $3,481,000 | 5,437 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $814,000 | 3,488 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $572,000 | 5,958 |
| Earning assets | $101,575,000 | 4,742 |
| Long-term assets (5+ years) | $4,487,000 | 6,066 |
| Average Assets, year-to-date | $108,745,250 | 4,712 |
| Average Assets, quarterly | $109,852,500 | 4,713 |
| Volatile liabilities | $13,777,000 | 5,591 |
| Insider loans | $2,424,000 | 2,670 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $14,006,000 | 4,108 |
| Tier 1 (core) risk-based capital | $8,877,000 | 5,739 |
| Tier 2 risk-based capital | $880,000 | 4,371 |
| Total risk weighted assets | $77,338,000 | 4,748 |
| Total unused commitments | $14,006,000 | 4,109 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 53 | 3,230 |
| Assets and Liabilities | ||
| Total Assets: | $108,920,000 | 4,768 |
| Cash and due from depository institutions | $3,194,000 | 3,230 |
| Interest-bearing balances | $38,000 | 5,581 |
| Securities | $5,914,000 | 6,976 |
| Federal funds sold & reverse repurchase agreements | $7,880,000 | 1,916 |
| Net loans & leases | $85,509,000 | 4,288 |
| Loan loss allowance | $872,000 | 4,594 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,876,000 | 4,699 |
| Other real estate owned | $0 | 3,230 |
| Goodwill and other intangibles | $3,650,000 | 1,074 |
| All other assets | $897,000 | 6,972 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $108,920,000 | 4,768 |
| Total liabilities | $96,547,000 | 4,780 |
| Total deposits | $95,170,000 | 4,578 |
| Interest-bearing deposits | $78,353,000 | 4,679 |
| Deposits held in domestic offices | $95,170,000 | 4,576 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $652,000 | 2,881 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $725,000 | 4,635 |
| Total equity capital | $12,373,000 | 4,709 |
| Total bank equity capital | $12,373,000 | 4,709 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000,000 | 2,842 |
| Surplus | $8,045,000 | 2,952 |
| Undivided profits | $3,328,000 | 5,463 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $526,000 | 4,071 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $510,000 | 6,056 |
| Earning assets | $99,341,000 | 4,797 |
| Long-term assets (5+ years) | $4,372,000 | 6,059 |
| Average Assets, year-to-date | $108,065,330 | 4,765 |
| Average Assets, quarterly | $109,169,500 | 4,763 |
| Volatile liabilities | $14,852,000 | 5,392 |
| Insider loans | $2,201,000 | 2,831 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $12,676,000 | 4,333 |
| Tier 1 (core) risk-based capital | $8,761,000 | 5,771 |
| Tier 2 risk-based capital | $872,000 | 4,392 |
| Total risk weighted assets | $75,893,000 | 4,779 |
| Total unused commitments | $12,676,000 | 4,334 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 54 | 3,162 |
| Assets and Liabilities | ||
| Total Assets: | $109,419,000 | 4,795 |
| Cash and due from depository institutions | $3,417,000 | 3,162 |
| Interest-bearing balances | $37,000 | 5,652 |
| Securities | $6,009,000 | 7,001 |
| Federal funds sold & reverse repurchase agreements | $9,742,000 | 2,033 |
| Net loans & leases | $83,946,000 | 4,308 |
| Loan loss allowance | $867,000 | 4,594 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,820,000 | 4,745 |
| Other real estate owned | $0 | 3,162 |
| Goodwill and other intangibles | $3,650,000 | 1,062 |
| All other assets | $835,000 | 7,026 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $109,419,000 | 4,795 |
| Total liabilities | $97,186,000 | 4,791 |
| Total deposits | $95,430,000 | 4,600 |
| Interest-bearing deposits | $78,880,000 | 4,667 |
| Deposits held in domestic offices | $95,430,000 | 4,598 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $923,000 | 2,505 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $833,000 | 4,340 |
| Total equity capital | $12,233,000 | 4,740 |
| Total bank equity capital | $12,233,000 | 4,740 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $8,045,000 | 2,908 |
| Undivided profits | $3,188,000 | 5,622 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $476,000 | 4,058 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $476,000 | 6,095 |
| Earning assets | $99,734,000 | 4,819 |
| Long-term assets (5+ years) | $4,506,000 | 5,994 |
| Average Assets, year-to-date | $107,638,000 | 4,810 |
| Average Assets, quarterly | $107,638,000 | 4,810 |
| Volatile liabilities | $14,336,000 | 5,388 |
| Insider loans | $2,220,000 | 2,818 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $10,106,000 | 4,789 |
| Tier 1 (core) risk-based capital | $8,601,000 | 5,797 |
| Tier 2 risk-based capital | $867,000 | 4,401 |
| Total risk weighted assets | $74,775,000 | 4,777 |
| Total unused commitments | $10,106,000 | 4,789 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 50 | 3,356 |
| Assets and Liabilities | ||
| Total Assets: | $105,857,000 | 4,862 |
| Cash and due from depository institutions | $2,842,000 | 3,356 |
| Interest-bearing balances | $45,000 | 5,510 |
| Securities | $5,992,000 | 7,033 |
| Federal funds sold & reverse repurchase agreements | $7,024,000 | 2,265 |
| Net loans & leases | $83,715,000 | 4,291 |
| Loan loss allowance | $816,000 | 4,773 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,819,000 | 4,717 |
| Other real estate owned | $0 | 3,356 |
| Goodwill and other intangibles | $3,650,000 | 1,048 |
| All other assets | $815,000 | 7,146 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $105,857,000 | 4,862 |
| Total liabilities | $93,759,000 | 4,865 |
| Total deposits | $92,509,000 | 4,653 |
| Interest-bearing deposits | $75,776,000 | 4,748 |
| Deposits held in domestic offices | $92,509,000 | 4,651 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $614,000 | 2,833 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $636,000 | 4,912 |
| Total equity capital | $12,098,000 | 4,742 |
| Total bank equity capital | $12,098,000 | 4,742 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000,000 | 2,834 |
| Surplus | $8,045,000 | 2,860 |
| Undivided profits | $3,053,000 | 5,721 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $451,000 | 4,051 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $496,000 | 6,142 |
| Earning assets | $96,776,000 | 4,882 |
| Long-term assets (5+ years) | $4,907,000 | 5,842 |
| Average Assets, year-to-date | $101,931,600 | 4,847 |
| Average Assets, quarterly | $103,846,000 | 4,888 |
| Volatile liabilities | $13,440,000 | 5,594 |
| Insider loans | $2,201,000 | 2,805 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $9,979,000 | 4,745 |
| Tier 1 (core) risk-based capital | $8,475,000 | 5,819 |
| Tier 2 risk-based capital | $816,000 | 4,564 |
| Total risk weighted assets | $73,803,000 | 4,791 |
| Total unused commitments | $9,979,000 | 4,745 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 51 | 3,313 |
| Assets and Liabilities | ||
| Total Assets: | $101,835,000 | 4,968 |
| Cash and due from depository institutions | $2,592,000 | 3,313 |
| Interest-bearing balances | $46,000 | 5,543 |
| Securities | $5,231,000 | 7,288 |
| Federal funds sold & reverse repurchase agreements | $1,829,000 | 4,002 |
| Net loans & leases | $85,795,000 | 4,227 |
| Loan loss allowance | $873,000 | 4,574 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,958,000 | 4,527 |
| Other real estate owned | $0 | 3,313 |
| Goodwill and other intangibles | $3,650,000 | 1,045 |
| All other assets | $780,000 | 7,260 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $101,835,000 | 4,968 |
| Total liabilities | $89,962,000 | 4,972 |
| Total deposits | $89,389,000 | 4,714 |
| Interest-bearing deposits | $74,075,000 | 4,765 |
| Deposits held in domestic offices | $89,389,000 | 4,711 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $573,000 | 5,237 |
| Total equity capital | $11,873,000 | 4,779 |
| Total bank equity capital | $11,873,000 | 4,779 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $8,045,000 | 2,839 |
| Undivided profits | $2,828,000 | 5,890 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $463,000 | 4,044 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $461,000 | 6,409 |
| Earning assets | $92,901,000 | 4,983 |
| Long-term assets (5+ years) | $4,757,000 | 5,897 |
| Average Assets, year-to-date | $100,950,250 | 4,902 |
| Average Assets, quarterly | $101,409,500 | 4,939 |
| Volatile liabilities | $10,363,000 | 6,165 |
| Insider loans | $2,221,000 | 2,752 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $10,512,000 | 4,669 |
| Tier 1 (core) risk-based capital | $8,253,000 | 5,901 |
| Tier 2 risk-based capital | $873,000 | 4,365 |
| Total risk weighted assets | $75,042,000 | 4,758 |
| Total unused commitments | $10,512,000 | 4,671 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 49 | 3,429 |
| Assets and Liabilities | ||
| Total Assets: | $100,984,000 | 4,960 |
| Cash and due from depository institutions | $2,950,000 | 3,429 |
| Interest-bearing balances | $44,000 | 5,620 |
| Securities | $5,191,000 | 7,322 |
| Federal funds sold & reverse repurchase agreements | $3,401,000 | 2,831 |
| Net loans & leases | $83,074,000 | 4,282 |
| Loan loss allowance | $933,000 | 4,339 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,946,000 | 4,530 |
| Other real estate owned | $46,000 | 3,429 |
| Goodwill and other intangibles | $3,650,000 | 1,028 |
| All other assets | $726,000 | 7,329 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $100,984,000 | 4,960 |
| Total liabilities | $89,392,000 | 4,974 |
| Total deposits | $88,762,000 | 4,709 |
| Interest-bearing deposits | $72,812,000 | 4,797 |
| Deposits held in domestic offices | $88,762,000 | 4,705 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $630,000 | 4,673 |
| Total equity capital | $11,592,000 | 4,727 |
| Total bank equity capital | $11,592,000 | 4,727 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000,000 | 2,841 |
| Surplus | $8,045,000 | 2,771 |
| Undivided profits | $2,547,000 | 5,908 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $373,000 | 4,245 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $408,000 | 6,427 |
| Earning assets | $91,710,000 | 4,984 |
| Long-term assets (5+ years) | $4,774,000 | 5,845 |
| Average Assets, year-to-date | $100,655,330 | 4,932 |
| Average Assets, quarterly | $101,437,500 | 4,923 |
| Volatile liabilities | $8,940,000 | 6,431 |
| Insider loans | $2,323,000 | 2,610 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $9,434,000 | 4,894 |
| Tier 1 (core) risk-based capital | $8,003,000 | 5,942 |
| Tier 2 risk-based capital | $928,000 | 4,166 |
| Total risk weighted assets | $73,469,000 | 4,790 |
| Total unused commitments | $9,434,000 | 4,894 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 45 | 3,657 |
| Assets and Liabilities | ||
| Total Assets: | $101,891,000 | 4,926 |
| Cash and due from depository institutions | $3,783,000 | 3,657 |
| Interest-bearing balances | $41,000 | 5,716 |
| Securities | $5,195,000 | 7,369 |
| Federal funds sold & reverse repurchase agreements | $4,987,000 | 2,655 |
| Net loans & leases | $81,625,000 | 4,263 |
| Loan loss allowance | $938,000 | 4,309 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,971,000 | 4,461 |
| Other real estate owned | $0 | 3,657 |
| Goodwill and other intangibles | $3,650,000 | 1,000 |
| All other assets | $680,000 | 7,382 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $101,891,000 | 4,926 |
| Total liabilities | $90,512,000 | 4,928 |
| Total deposits | $89,813,000 | 4,677 |
| Interest-bearing deposits | $71,683,000 | 4,835 |
| Deposits held in domestic offices | $89,813,000 | 4,673 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $699,000 | 4,365 |
| Total equity capital | $11,379,000 | 4,754 |
| Total bank equity capital | $11,379,000 | 4,754 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,827 |
| Surplus | $8,045,000 | 2,699 |
| Undivided profits | $2,334,000 | 6,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $434,000 | 3,974 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $419,000 | 6,213 |
| Earning assets | $91,848,000 | 4,980 |
| Long-term assets (5+ years) | $4,828,000 | 5,826 |
| Average Assets, year-to-date | $100,491,000 | 4,936 |
| Average Assets, quarterly | $100,491,000 | 4,936 |
| Volatile liabilities | $8,552,000 | 6,396 |
| Insider loans | $2,436,000 | 2,509 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $7,809,000 | 5,292 |
| Tier 1 (core) risk-based capital | $7,787,000 | 5,973 |
| Tier 2 risk-based capital | $917,000 | 4,153 |
| Total risk weighted assets | $72,643,000 | 4,753 |
| Total unused commitments | $7,809,000 | 5,294 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 45 | 3,666 |
| Assets and Liabilities | ||
| Total Assets: | $99,091,000 | 5,001 |
| Cash and due from depository institutions | $3,114,000 | 3,666 |
| Interest-bearing balances | $28,000 | 5,992 |
| Securities | $5,203,000 | 7,417 |
| Federal funds sold & reverse repurchase agreements | $4,303,000 | 2,723 |
| Net loans & leases | $80,118,000 | 4,295 |
| Loan loss allowance | $894,000 | 4,416 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,010,000 | 4,393 |
| Other real estate owned | $0 | 3,666 |
| Goodwill and other intangibles | $3,650,000 | 987 |
| All other assets | $693,000 | 7,392 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $99,091,000 | 5,001 |
| Total liabilities | $87,803,000 | 5,011 |
| Total deposits | $87,299,000 | 4,746 |
| Interest-bearing deposits | $72,546,000 | 4,759 |
| Deposits held in domestic offices | $87,299,000 | 4,743 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $504,000 | 5,076 |
| Total equity capital | $11,288,000 | 4,757 |
| Total bank equity capital | $11,288,000 | 4,757 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000,000 | 2,825 |
| Surplus | $8,045,000 | 2,660 |
| Undivided profits | $2,243,000 | 6,206 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $406,000 | 4,128 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $406,000 | 6,359 |
| Earning assets | $89,652,000 | 5,043 |
| Long-term assets (5+ years) | $9,146,000 | 4,733 |
| Average Assets, year-to-date | $94,419,400 | 5,005 |
| Average Assets, quarterly | $98,062,500 | 4,986 |
| Volatile liabilities | $9,857,000 | 6,070 |
| Insider loans | $2,525,000 | 2,408 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $8,745,000 | 5,006 |
| Tier 1 (core) risk-based capital | $7,690,000 | 5,983 |
| Tier 2 risk-based capital | $894,000 | 4,197 |
| Total risk weighted assets | $70,731,000 | 4,814 |
| Total unused commitments | $8,745,000 | 5,007 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 45 | 3,655 |
| Assets and Liabilities | ||
| Total Assets: | $97,034,000 | 5,025 |
| Cash and due from depository institutions | $2,356,000 | 3,655 |
| Interest-bearing balances | $31,000 | 5,984 |
| Securities | $6,217,000 | 7,182 |
| Federal funds sold & reverse repurchase agreements | $2,403,000 | 3,469 |
| Net loans & leases | $79,711,000 | 4,286 |
| Loan loss allowance | $964,000 | 4,198 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,977,000 | 4,392 |
| Other real estate owned | $59,000 | 3,655 |
| Goodwill and other intangibles | $3,650,000 | 955 |
| All other assets | $661,000 | 7,489 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $97,034,000 | 5,025 |
| Total liabilities | $85,844,000 | 5,037 |
| Total deposits | $85,406,000 | 4,767 |
| Interest-bearing deposits | $70,948,000 | 4,779 |
| Deposits held in domestic offices | $85,406,000 | 4,763 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $438,000 | 5,490 |
| Total equity capital | $11,190,000 | 4,754 |
| Total bank equity capital | $11,190,000 | 4,754 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,806 |
| Surplus | $8,045,000 | 2,601 |
| Undivided profits | $2,145,000 | 6,369 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $360,000 | 4,414 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $371,000 | 6,642 |
| Earning assets | $88,362,000 | 5,030 |
| Long-term assets (5+ years) | $9,320,000 | 4,760 |
| Average Assets, year-to-date | $93,251,500 | 5,049 |
| Average Assets, quarterly | $95,288,000 | 5,048 |
| Volatile liabilities | $7,010,000 | 6,747 |
| Insider loans | $2,814,000 | 2,200 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $9,043,000 | 4,890 |
| Tier 1 (core) risk-based capital | $7,582,000 | 6,009 |
| Tier 2 risk-based capital | $873,000 | 4,233 |
| Total risk weighted assets | $70,731,000 | 4,772 |
| Total unused commitments | $9,043,000 | 4,891 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 43 | 3,791 |
| Assets and Liabilities | ||
| Total Assets: | $93,542,000 | 5,097 |
| Cash and due from depository institutions | $2,243,000 | 3,791 |
| Interest-bearing balances | $66,000 | 5,510 |
| Securities | $6,250,000 | 7,223 |
| Federal funds sold & reverse repurchase agreements | $1,303,000 | 4,029 |
| Net loans & leases | $77,511,000 | 4,303 |
| Loan loss allowance | $962,000 | 4,180 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,947,000 | 4,402 |
| Other real estate owned | $59,000 | 3,791 |
| Goodwill and other intangibles | $3,650,000 | 943 |
| All other assets | $579,000 | 7,611 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $93,542,000 | 5,097 |
| Total liabilities | $82,480,000 | 5,127 |
| Total deposits | $82,075,000 | 4,852 |
| Interest-bearing deposits | $67,868,000 | 4,898 |
| Deposits held in domestic offices | $82,075,000 | 4,849 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $405,000 | 5,411 |
| Total equity capital | $11,062,000 | 4,738 |
| Total bank equity capital | $11,062,000 | 4,738 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,786 |
| Surplus | $8,045,000 | 2,553 |
| Undivided profits | $2,017,000 | 6,433 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $403,000 | 4,076 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $364,000 | 6,418 |
| Earning assets | $85,130,000 | 5,114 |
| Long-term assets (5+ years) | $4,053,000 | 6,201 |
| Average Assets, year-to-date | $91,990,670 | 5,074 |
| Average Assets, quarterly | $92,863,500 | 5,079 |
| Volatile liabilities | $6,777,000 | 6,732 |
| Insider loans | $2,437,000 | 2,419 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $7,349,000 | 5,258 |
| Tier 1 (core) risk-based capital | $7,434,000 | 6,000 |
| Tier 2 risk-based capital | $869,000 | 4,207 |
| Total risk weighted assets | $68,654,000 | 4,788 |
| Total unused commitments | $7,349,000 | 5,258 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 43 | 3,771 |
| Assets and Liabilities | ||
| Total Assets: | $92,185,000 | 5,139 |
| Cash and due from depository institutions | $2,909,000 | 3,771 |
| Interest-bearing balances | $71,000 | 5,494 |
| Securities | $6,211,000 | 7,326 |
| Federal funds sold & reverse repurchase agreements | $2,819,000 | 3,448 |
| Net loans & leases | $74,037,000 | 4,387 |
| Loan loss allowance | $859,000 | 4,503 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,913,000 | 4,442 |
| Other real estate owned | $63,000 | 3,771 |
| Goodwill and other intangibles | $3,650,000 | 932 |
| All other assets | $583,000 | 7,623 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $92,185,000 | 5,139 |
| Total liabilities | $81,226,000 | 5,187 |
| Total deposits | $80,581,000 | 4,937 |
| Interest-bearing deposits | $66,452,000 | 4,999 |
| Deposits held in domestic offices | $80,581,000 | 4,933 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $645,000 | 4,185 |
| Total equity capital | $10,959,000 | 4,683 |
| Total bank equity capital | $10,959,000 | 4,683 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,793 |
| Surplus | $8,045,000 | 2,505 |
| Undivided profits | $1,914,000 | 6,455 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $247,000 | 5,039 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $346,000 | 6,519 |
| Earning assets | $83,138,000 | 5,199 |
| Long-term assets (5+ years) | $3,989,000 | 6,306 |
| Average Assets, year-to-date | $91,215,000 | 5,147 |
| Average Assets, quarterly | $91,215,000 | 5,147 |
| Volatile liabilities | $6,362,000 | 6,806 |
| Insider loans | $1,397,000 | 3,469 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $7,247,000 | 5,270 |
| Tier 1 (core) risk-based capital | $7,358,000 | 6,007 |
| Tier 2 risk-based capital | $831,000 | 4,322 |
| Total risk weighted assets | $65,661,000 | 4,885 |
| Total unused commitments | $7,247,000 | 5,272 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 41 | 3,931 |
| Assets and Liabilities | ||
| Total Assets: | $90,245,000 | 5,205 |
| Cash and due from depository institutions | $3,320,000 | 3,931 |
| Interest-bearing balances | $12,000 | 6,407 |
| Securities | $6,296,000 | 7,322 |
| Federal funds sold & reverse repurchase agreements | $2,499,000 | 3,555 |
| Net loans & leases | $71,949,000 | 4,461 |
| Loan loss allowance | $736,000 | 4,926 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,854,000 | 4,484 |
| Other real estate owned | $35,000 | 3,931 |
| Goodwill and other intangibles | $3,650,000 | 923 |
| All other assets | $642,000 | 7,443 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $90,245,000 | 5,205 |
| Total liabilities | $79,321,000 | 5,251 |
| Total deposits | $78,781,000 | 5,006 |
| Interest-bearing deposits | $65,063,000 | 5,048 |
| Deposits held in domestic offices | $78,781,000 | 5,002 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $540,000 | 4,535 |
| Total equity capital | $10,924,000 | 4,704 |
| Total bank equity capital | $10,924,000 | 4,704 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,784 |
| Surplus | $8,045,000 | 2,458 |
| Undivided profits | $1,879,000 | 6,595 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $342,000 | 4,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $340,000 | 6,568 |
| Earning assets | $80,756,000 | 5,283 |
| Long-term assets (5+ years) | $4,370,000 | 6,239 |
| Average Assets, year-to-date | $87,039,000 | 5,193 |
| Average Assets, quarterly | $88,853,000 | 5,212 |
| Volatile liabilities | $7,010,000 | 6,626 |
| Insider loans | $2,173,000 | 2,582 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $6,252,000 | 5,435 |
| Tier 1 (core) risk-based capital | $7,271,000 | 6,007 |
| Tier 2 risk-based capital | $736,000 | 4,628 |
| Total risk weighted assets | $63,735,000 | 4,953 |
| Total unused commitments | $6,252,000 | 5,437 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 42 | 3,854 |
| Assets and Liabilities | ||
| Total Assets: | $87,461,000 | 5,280 |
| Cash and due from depository institutions | $2,061,000 | 3,854 |
| Interest-bearing balances | $15,000 | 6,414 |
| Securities | $7,332,000 | 7,101 |
| Federal funds sold & reverse repurchase agreements | $2,029,000 | 3,580 |
| Net loans & leases | $69,692,000 | 4,524 |
| Loan loss allowance | $495,000 | 6,083 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,887,000 | 4,394 |
| Other real estate owned | $140,000 | 3,854 |
| Goodwill and other intangibles | $3,650,000 | 897 |
| All other assets | $670,000 | 7,424 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $87,461,000 | 5,280 |
| Total liabilities | $76,569,000 | 5,316 |
| Total deposits | $76,127,000 | 5,067 |
| Interest-bearing deposits | $63,302,000 | 5,101 |
| Deposits held in domestic offices | $76,127,000 | 5,064 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $442,000 | 5,235 |
| Total equity capital | $10,892,000 | 4,690 |
| Total bank equity capital | $10,892,000 | 4,690 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000,000 | 2,785 |
| Surplus | $8,045,000 | 2,428 |
| Undivided profits | $1,847,000 | 6,694 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $297,000 | 4,982 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $367,000 | 6,490 |
| Earning assets | $79,068,000 | 5,296 |
| Long-term assets (5+ years) | $4,347,000 | 6,326 |
| Average Assets, year-to-date | $86,237,500 | 5,227 |
| Average Assets, quarterly | $87,098,000 | 5,257 |
| Volatile liabilities | $5,268,000 | 7,157 |
| Insider loans | $2,246,000 | 2,490 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $5,571,000 | 5,658 |
| Tier 1 (core) risk-based capital | $7,218,000 | 6,022 |
| Tier 2 risk-based capital | $495,000 | 5,774 |
| Total risk weighted assets | $61,693,000 | 5,022 |
| Total unused commitments | $5,571,000 | 5,665 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 42 | 3,881 |
| Assets and Liabilities | ||
| Total Assets: | $86,735,000 | 5,286 |
| Cash and due from depository institutions | $4,139,000 | 3,881 |
| Interest-bearing balances | $21,000 | 6,275 |
| Securities | $7,269,000 | 7,199 |
| Federal funds sold & reverse repurchase agreements | $2,859,000 | 2,918 |
| Net loans & leases | $66,150,000 | 4,615 |
| Loan loss allowance | $711,000 | 5,033 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,928,000 | 4,320 |
| Other real estate owned | $95,000 | 3,881 |
| Goodwill and other intangibles | $3,650,000 | 883 |
| All other assets | $645,000 | 7,495 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $86,735,000 | 5,286 |
| Total liabilities | $75,987,000 | 5,340 |
| Total deposits | $75,488,000 | 5,108 |
| Interest-bearing deposits | $63,545,000 | 5,105 |
| Deposits held in domestic offices | $75,488,000 | 5,106 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $499,000 | 4,559 |
| Total equity capital | $10,748,000 | 4,610 |
| Total bank equity capital | $10,748,000 | 4,610 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000,000 | 2,796 |
| Surplus | $8,045,000 | 2,390 |
| Undivided profits | $1,703,000 | 6,677 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $644,000 | 3,493 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $357,000 | 6,386 |
| Earning assets | $76,299,000 | 5,431 |
| Long-term assets (5+ years) | $6,096,000 | 5,943 |
| Average Assets, year-to-date | $85,829,670 | 5,274 |
| Average Assets, quarterly | $86,172,000 | 5,283 |
| Volatile liabilities | $4,904,000 | 7,265 |
| Insider loans | $2,159,000 | 2,540 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $5,343,000 | 5,760 |
| Tier 1 (core) risk-based capital | $7,121,000 | 6,020 |
| Tier 2 risk-based capital | $711,000 | 4,702 |
| Total risk weighted assets | $59,193,000 | 5,123 |
| Total unused commitments | $5,343,000 | 5,763 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 41 | 3,957 |
| Assets and Liabilities | ||
| Total Assets: | $85,609,000 | 5,332 |
| Cash and due from depository institutions | $1,928,000 | 3,957 |
| Interest-bearing balances | $32,000 | 6,171 |
| Securities | $7,911,000 | 7,016 |
| Federal funds sold & reverse repurchase agreements | $5,440,000 | 2,637 |
| Net loans & leases | $64,028,000 | 4,658 |
| Loan loss allowance | $687,000 | 5,103 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,939,000 | 4,277 |
| Other real estate owned | $96,000 | 3,957 |
| Goodwill and other intangibles | $3,650,000 | 868 |
| All other assets | $617,000 | 7,504 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $85,609,000 | 5,332 |
| Total liabilities | $74,859,000 | 5,402 |
| Total deposits | $74,242,000 | 5,175 |
| Interest-bearing deposits | $63,260,000 | 5,146 |
| Deposits held in domestic offices | $74,242,000 | 5,173 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $617,000 | 4,369 |
| Total equity capital | $10,750,000 | 4,697 |
| Total bank equity capital | $10,750,000 | 4,697 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000,000 | 2,795 |
| Surplus | $8,045,000 | 2,365 |
| Undivided profits | $1,705,000 | 6,855 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $428,000 | 4,430 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $363,000 | 6,277 |
| Earning assets | $77,411,000 | 5,389 |
| Long-term assets (5+ years) | $18,231,000 | 3,773 |
| Average Assets, year-to-date | $85,377,000 | 5,308 |
| Average Assets, quarterly | $85,377,000 | 5,308 |
| Volatile liabilities | $4,525,000 | 7,343 |
| Insider loans | $1,705,000 | 2,958 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $4,652,000 | 6,056 |
| Tier 1 (core) risk-based capital | $7,033,000 | 6,016 |
| Tier 2 risk-based capital | $687,000 | 4,774 |
| Total risk weighted assets | $57,148,000 | 5,169 |
| Total unused commitments | $4,652,000 | 6,062 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 40 | 4,045 |
| Assets and Liabilities | ||
| Total Assets: | $85,145,000 | 5,321 |
| Cash and due from depository institutions | $2,780,000 | 4,045 |
| Interest-bearing balances | $31,000 | 6,154 |
| Securities | $8,909,000 | 6,846 |
| Federal funds sold & reverse repurchase agreements | $5,386,000 | 2,151 |
| Net loans & leases | $61,881,000 | 4,753 |
| Loan loss allowance | $678,000 | 5,141 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,913,000 | 4,307 |
| Other real estate owned | $35,000 | 4,045 |
| Goodwill and other intangibles | $3,650,000 | 874 |
| All other assets | $591,000 | 7,685 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,145,000 | 5,321 |
| Total liabilities | $74,464,000 | 5,419 |
| Total deposits | $73,991,000 | 5,155 |
| Interest-bearing deposits | $63,905,000 | 5,090 |
| Deposits held in domestic offices | $73,991,000 | 5,151 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $473,000 | 4,876 |
| Total equity capital | $10,681,000 | 4,657 |
| Total bank equity capital | $10,681,000 | 4,657 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000,000 | 2,819 |
| Surplus | $8,045,000 | 2,336 |
| Undivided profits | $1,636,000 | 6,886 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $127,000 | 6,470 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $352,000 | 6,513 |
| Earning assets | $76,207,000 | 5,411 |
| Long-term assets (5+ years) | $17,622,000 | 3,845 |
| Average Assets, year-to-date | $86,825,400 | 5,159 |
| Average Assets, quarterly | $85,770,000 | 5,282 |
| Volatile liabilities | $4,350,000 | 7,446 |
| Insider loans | $1,886,000 | 2,724 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $4,414,000 | 6,012 |
| Tier 1 (core) risk-based capital | $6,975,000 | 6,003 |
| Tier 2 risk-based capital | $678,000 | 4,814 |
| Total risk weighted assets | $55,129,000 | 5,281 |
| Total unused commitments | $4,414,000 | 6,016 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 40 | 4,063 |
| Assets and Liabilities | ||
| Total Assets: | $86,395,000 | 5,279 |
| Cash and due from depository institutions | $3,300,000 | 4,063 |
| Interest-bearing balances | $17,000 | 6,483 |
| Securities | $8,913,000 | 6,782 |
| Federal funds sold & reverse repurchase agreements | $8,835,000 | 1,619 |
| Net loans & leases | $59,137,000 | 4,880 |
| Loan loss allowance | $689,000 | 5,109 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,946,000 | 4,253 |
| Other real estate owned | $0 | 4,063 |
| Goodwill and other intangibles | $3,650,000 | 866 |
| All other assets | $614,000 | 7,685 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,395,000 | 5,279 |
| Total liabilities | $75,588,000 | 5,359 |
| Total deposits | $75,163,000 | 5,107 |
| Interest-bearing deposits | $63,496,000 | 5,125 |
| Deposits held in domestic offices | $75,163,000 | 5,104 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $425,000 | 5,494 |
| Total equity capital | $10,807,000 | 4,582 |
| Total bank equity capital | $10,807,000 | 4,582 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $8,045,000 | 2,303 |
| Undivided profits | $1,762,000 | 6,838 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $146,000 | 6,473 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $359,000 | 6,610 |
| Earning assets | $76,902,000 | 5,384 |
| Long-term assets (5+ years) | $17,579,000 | 3,864 |
| Average Assets, year-to-date | $87,245,500 | 5,157 |
| Average Assets, quarterly | $85,639,500 | 5,273 |
| Volatile liabilities | $4,326,000 | 7,478 |
| Insider loans | $1,700,000 | 2,918 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $4,059,000 | 6,166 |
| Tier 1 (core) risk-based capital | $7,088,000 | 5,926 |
| Tier 2 risk-based capital | $677,000 | 4,812 |
| Total risk weighted assets | $54,134,000 | 5,330 |
| Total unused commitments | $4,059,000 | 6,172 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 39 | 4,182 |
| Assets and Liabilities | ||
| Total Assets: | $84,884,000 | 5,329 |
| Cash and due from depository institutions | $3,002,000 | 4,182 |
| Interest-bearing balances | $14,000 | 6,583 |
| Securities | $13,001,000 | 5,870 |
| Federal funds sold & reverse repurchase agreements | $4,185,000 | 3,337 |
| Net loans & leases | $58,418,000 | 4,899 |
| Loan loss allowance | $705,000 | 4,974 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,972,000 | 4,191 |
| Other real estate owned | $47,000 | 4,182 |
| Goodwill and other intangibles | $3,650,000 | 833 |
| All other assets | $609,000 | 7,657 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,884,000 | 5,329 |
| Total liabilities | $74,102,000 | 5,397 |
| Total deposits | $73,760,000 | 5,181 |
| Interest-bearing deposits | $63,742,000 | 5,094 |
| Deposits held in domestic offices | $73,760,000 | 5,178 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $342,000 | 6,161 |
| Total equity capital | $10,782,000 | 4,579 |
| Total bank equity capital | $10,782,000 | 4,579 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $8,045,000 | 2,262 |
| Undivided profits | $1,737,000 | 6,900 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $99,000 | 6,890 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $366,000 | 6,422 |
| Earning assets | $75,618,000 | 5,415 |
| Long-term assets (5+ years) | $16,733,000 | 3,833 |
| Average Assets, year-to-date | $87,529,000 | 5,148 |
| Average Assets, quarterly | $87,003,000 | 5,208 |
| Volatile liabilities | $4,547,000 | 7,425 |
| Insider loans | $2,100,000 | 2,498 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $3,986,000 | 6,213 |
| Tier 1 (core) risk-based capital | $7,011,000 | 5,890 |
| Tier 2 risk-based capital | $673,000 | 4,801 |
| Total risk weighted assets | $53,807,000 | 5,332 |
| Total unused commitments | $3,986,000 | 6,225 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 39 | 4,145 |
| Assets and Liabilities | ||
| Total Assets: | $89,122,000 | 5,102 |
| Cash and due from depository institutions | $2,618,000 | 4,145 |
| Interest-bearing balances | $17,000 | 6,467 |
| Securities | $21,630,000 | 4,428 |
| Federal funds sold & reverse repurchase agreements | $3,866,000 | 3,833 |
| Net loans & leases | $54,635,000 | 5,052 |
| Loan loss allowance | $713,000 | 4,904 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,017,000 | 4,090 |
| Other real estate owned | $47,000 | 4,145 |
| Goodwill and other intangibles | $3,650,000 | 825 |
| All other assets | $659,000 | 7,500 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,122,000 | 5,102 |
| Total liabilities | $78,493,000 | 5,169 |
| Total deposits | $78,085,000 | 4,922 |
| Interest-bearing deposits | $68,043,000 | 4,860 |
| Deposits held in domestic offices | $78,085,000 | 4,919 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $408,000 | 5,718 |
| Total equity capital | $10,629,000 | 4,543 |
| Total bank equity capital | $10,629,000 | 4,543 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,845 |
| Surplus | $8,045,000 | 2,230 |
| Undivided profits | $1,584,000 | 6,991 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $224,000 | 5,831 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $393,000 | 6,230 |
| Earning assets | $80,148,000 | 5,167 |
| Long-term assets (5+ years) | $15,812,000 | 3,886 |
| Average Assets, year-to-date | $88,851,500 | 5,079 |
| Average Assets, quarterly | $88,851,500 | 5,079 |
| Volatile liabilities | $4,527,000 | 7,456 |
| Insider loans | $2,015,000 | 2,521 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $3,691,000 | 6,317 |
| Tier 1 (core) risk-based capital | $6,889,000 | 5,888 |
| Tier 2 risk-based capital | $650,000 | 4,855 |
| Total risk weighted assets | $51,944,000 | 5,393 |
| Total unused commitments | $3,691,000 | 6,331 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 39 | 4,137 |
| Assets and Liabilities | ||
| Total Assets: | $88,581,000 | 5,080 |
| Cash and due from depository institutions | $2,329,000 | 4,137 |
| Interest-bearing balances | $15,000 | 6,474 |
| Securities | $23,363,000 | 4,183 |
| Federal funds sold & reverse repurchase agreements | $2,100,000 | 4,714 |
| Net loans & leases | $54,512,000 | 5,049 |
| Loan loss allowance | $692,000 | 4,925 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,994,000 | 4,109 |
| Other real estate owned | $7,000 | 4,137 |
| Goodwill and other intangibles | $3,650,000 | 805 |
| All other assets | $626,000 | 7,693 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,581,000 | 5,080 |
| Total liabilities | $78,045,000 | 5,131 |
| Total deposits | $77,809,000 | 4,875 |
| Interest-bearing deposits | $66,225,000 | 4,890 |
| Deposits held in domestic offices | $77,809,000 | 4,870 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $236,000 | 7,184 |
| Total equity capital | $10,536,000 | 4,531 |
| Total bank equity capital | $10,536,000 | 4,531 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $8,045,000 | 2,193 |
| Undivided profits | $1,491,000 | 7,106 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $64,000 | 7,247 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $399,000 | 6,368 |
| Earning assets | $79,990,000 | 5,131 |
| Long-term assets (5+ years) | $15,769,000 | 3,864 |
| Average Assets, year-to-date | $85,865,000 | 5,028 |
| Average Assets, quarterly | $88,414,500 | 5,042 |
| Volatile liabilities | $3,978,000 | 7,712 |
| Insider loans | $2,100,000 | 2,434 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $3,848,000 | 6,088 |
| Tier 1 (core) risk-based capital | $6,785,000 | 5,883 |
| Tier 2 risk-based capital | $651,000 | 4,804 |
| Total risk weighted assets | $52,022,000 | 5,343 |
| Total unused commitments | $3,848,000 | 6,090 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 36 | 4,380 |
| Assets and Liabilities | ||
| Total Assets: | $81,534,000 | 5,273 |
| Cash and due from depository institutions | $1,949,000 | 4,380 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $22,188,000 | 4,209 |
| Federal funds sold & reverse repurchase agreements | $3,327,000 | 3,679 |
| Net loans & leases | $47,163,000 | 5,424 |
| Loan loss allowance | $573,000 | 5,368 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,943,000 | 4,112 |
| Other real estate owned | $577,000 | 4,380 |
| Goodwill and other intangibles | $3,650,000 | 755 |
| All other assets | $737,000 | 7,421 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,534,000 | 5,273 |
| Total liabilities | $71,707,000 | 5,350 |
| Total deposits | $71,517,000 | 5,061 |
| Interest-bearing deposits | $63,837,000 | 4,906 |
| Deposits held in domestic offices | $71,517,000 | 5,056 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $190,000 | 8,010 |
| Total equity capital | $9,827,000 | 4,574 |
| Total bank equity capital | $9,827,000 | 4,574 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000,000 | 2,902 |
| Surplus | $8,045,000 | 2,086 |
| Undivided profits | $782,000 | 7,832 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $82,000 | 7,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $374,000 | 6,881 |
| Earning assets | $72,678,000 | 5,371 |
| Long-term assets (5+ years) | $9,892,000 | 4,822 |
| Average Assets, year-to-date | $79,921,000 | 5,143 |
| Average Assets, quarterly | $81,075,500 | 5,235 |
| Volatile liabilities | $9,188,000 | 5,881 |
| Insider loans | $780,000 | 4,464 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $2,349,000 | 7,071 |
| Tier 1 (core) risk-based capital | $6,218,000 | 6,116 |
| Tier 2 risk-based capital | $573,000 | 5,053 |
| Total risk weighted assets | $46,303,000 | 5,644 |
| Total unused commitments | $2,349,000 | 7,079 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 31 | 4,969 |
| Assets and Liabilities | ||
| Total Assets: | $77,614,000 | 5,287 |
| Cash and due from depository institutions | $2,155,000 | 4,969 |
| Interest-bearing balances | $500,000 | 3,049 |
| Securities | $29,561,000 | 3,479 |
| Federal funds sold & reverse repurchase agreements | $666,000 | 5,899 |
| Net loans & leases | $38,858,000 | 6,010 |
| Loan loss allowance | $472,000 | 5,916 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,368,000 | 5,107 |
| Other real estate owned | $300,000 | 4,969 |
| Goodwill and other intangibles | $3,869,000 | 715 |
| All other assets | $837,000 | 6,695 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,614,000 | 5,287 |
| Total liabilities | $68,446,000 | 5,356 |
| Total deposits | $68,258,000 | 5,078 |
| Interest-bearing deposits | $61,799,000 | 4,925 |
| Deposits held in domestic offices | $68,258,000 | 5,074 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $188,000 | 8,453 |
| Total equity capital | $9,168,000 | 4,714 |
| Total bank equity capital | $9,168,000 | 4,714 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000,000 | 2,981 |
| Surplus | $8,045,000 | 2,021 |
| Undivided profits | $123,000 | 8,793 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,000 | 8,196 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $232,000 | 7,632 |
| Earning assets | $69,585,000 | 5,380 |
| Long-term assets (5+ years) | $12,384,000 | 4,132 |
| Average Assets, year-to-date | $70,898,000 | 5,466 |
| Average Assets, quarterly | $79,566,000 | 5,152 |
| Volatile liabilities | $3,157,000 | 8,286 |
| Insider loans | $1,203,000 | 3,399 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $3,219,000 | 6,385 |
| Tier 1 (core) risk-based capital | $5,563,000 | 6,554 |
| Tier 2 risk-based capital | $472,000 | 5,611 |
| Total risk weighted assets | $39,589,000 | 6,115 |
| Total unused commitments | $3,219,000 | 6,389 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 26 | 5,778 |
| Assets and Liabilities | ||
| Total Assets: | $59,506,000 | 6,275 |
| Cash and due from depository institutions | $1,448,000 | 5,778 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $24,674,000 | 4,178 |
| Federal funds sold & reverse repurchase agreements | $1,017,000 | 4,869 |
| Net loans & leases | $26,403,000 | 7,178 |
| Loan loss allowance | $264,000 | 7,746 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $866,000 | 6,435 |
| Other real estate owned | $0 | 5,778 |
| Goodwill and other intangibles | $4,088,000 | 720 |
| All other assets | $1,010,000 | 6,174 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,506,000 | 6,275 |
| Total liabilities | $51,178,000 | 6,418 |
| Total deposits | $47,882,000 | 6,403 |
| Interest-bearing deposits | $42,217,000 | 6,317 |
| Deposits held in domestic offices | $47,882,000 | 6,400 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,154,000 | 2,082 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $142,000 | 8,854 |
| Total equity capital | $8,328,000 | 4,948 |
| Total bank equity capital | $8,328,000 | 4,948 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 3,047 |
| Surplus | $8,045,000 | 1,998 |
| Undivided profits | $-717,000 | 9,733 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $130,000 | 8,748 |
| Earning assets | $52,094,000 | 6,408 |
| Long-term assets (5+ years) | $16,441,000 | 3,753 |
| Average Assets, year-to-date | $57,218,800 | 6,245 |
| Average Assets, quarterly | $58,768,000 | 6,274 |
| Volatile liabilities | $4,644,000 | 7,531 |
| Insider loans | $464,000 | 5,546 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $2,139,000 | 7,354 |
| Tier 1 (core) risk-based capital | $5,114,000 | 6,912 |
| Tier 2 risk-based capital | $264,000 | 7,441 |
| Total risk weighted assets | $28,279,000 | 7,171 |
| Total unused commitments | $2,139,000 | 7,359 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 25 | 6,003 |
| Assets and Liabilities | ||
| Total Assets: | $55,775,000 | 6,558 |
| Cash and due from depository institutions | $5,646,000 | 6,003 |
| Interest-bearing balances | $4,500,000 | 1,325 |
| Securities | $32,807,000 | 3,367 |
| Federal funds sold & reverse repurchase agreements | $569,000 | 7,670 |
| Net loans & leases | $10,967,000 | 9,323 |
| Loan loss allowance | $88,000 | 9,773 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $670,000 | 7,063 |
| Other real estate owned | $0 | 6,003 |
| Goodwill and other intangibles | $4,510,000 | 627 |
| All other assets | $606,000 | 7,606 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,775,000 | 6,558 |
| Total liabilities | $46,860,000 | 6,786 |
| Total deposits | $46,727,000 | 6,600 |
| Interest-bearing deposits | $40,244,000 | 6,554 |
| Deposits held in domestic offices | $46,727,000 | 6,598 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $133,000 | 9,371 |
| Total equity capital | $8,915,000 | 4,780 |
| Total bank equity capital | $8,915,000 | 4,780 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000,000 | 3,049 |
| Surplus | $8,045,000 | 1,917 |
| Undivided profits | $-130,000 | 9,870 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $56,000 | 9,883 |
| Earning assets | $48,843,000 | 6,723 |
| Long-term assets (5+ years) | $17,899,000 | 3,369 |
| Average Assets, year-to-date | $55,375,000 | 6,352 |
| Average Assets, quarterly | $55,746,500 | 6,473 |
| Volatile liabilities | $944,000 | 9,831 |
| Insider loans | $765,000 | 4,212 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,952,000 | 7,508 |
| Tier 1 (core) risk-based capital | $4,524,000 | 7,315 |
| Tier 2 risk-based capital | $88,000 | 9,681 |
| Total risk weighted assets | $18,785,900 | 8,415 |
| Total unused commitments | $1,952,000 | 7,521 |
| Derivatives | $0 | 527 |