Home > First Central Bank > Assets and Liabilities
First Central Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 51 | 3,419 |
| Assets and Liabilities | ||
| Total Assets: | $104,777,000 | 4,174 |
| Cash and due from depository institutions | $4,632,000 | 3,419 |
| Interest-bearing balances | $95,000 | 5,163 |
| Securities | $14,739,000 | 5,861 |
| Federal funds sold & reverse repurchase agreements | $21,900,000 | 738 |
| Net loans & leases | $61,375,000 | 4,210 |
| Loan loss allowance | $1,124,000 | 3,019 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $759,000 | 6,731 |
| Other real estate owned | $247,000 | 3,419 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,125,000 | 5,514 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,777,000 | 4,174 |
| Total liabilities | $95,996,000 | 4,105 |
| Total deposits | $95,117,000 | 3,902 |
| Interest-bearing deposits | $86,034,000 | 3,695 |
| Deposits held in domestic offices | $95,117,000 | 3,896 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $879,000 | 3,884 |
| Total equity capital | $8,781,000 | 4,820 |
| Total bank equity capital | $8,781,000 | 4,820 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,750,000 | 1,373 |
| Surplus | $2,897,000 | 4,340 |
| Undivided profits | $3,134,000 | 5,757 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,433,000 | 1,759 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $345,000 | 6,044 |
| Earning assets | $98,109,000 | 4,115 |
| Long-term assets (5+ years) | $15,865,000 | 3,634 |
| Average Assets, year-to-date | $105,479,400 | 3,955 |
| Average Assets, quarterly | $103,497,000 | 4,160 |
| Volatile liabilities | $37,485,000 | 1,797 |
| Insider loans | $1,229,000 | 3,074 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,452,000 | 5,114 |
| Tier 1 (core) risk-based capital | $8,658,000 | 4,708 |
| Tier 2 risk-based capital | $776,860 | 3,768 |
| Total risk weighted assets | $61,801,560 | 4,310 |
| Total unused commitments | $5,452,000 | 5,121 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 57 | 3,171 |
| Assets and Liabilities | ||
| Total Assets: | $110,733,000 | 3,947 |
| Cash and due from depository institutions | $5,481,000 | 3,171 |
| Interest-bearing balances | $95,000 | 4,918 |
| Securities | $19,949,000 | 4,916 |
| Federal funds sold & reverse repurchase agreements | $15,500,000 | 850 |
| Net loans & leases | $66,537,000 | 3,993 |
| Loan loss allowance | $1,193,000 | 2,880 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,147,000 | 5,538 |
| Other real estate owned | $856,000 | 3,171 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,263,000 | 5,119 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,733,000 | 3,947 |
| Total liabilities | $101,668,000 | 3,867 |
| Total deposits | $101,091,000 | 3,670 |
| Interest-bearing deposits | $90,217,000 | 3,539 |
| Deposits held in domestic offices | $101,091,000 | 3,662 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $577,000 | 5,343 |
| Total equity capital | $9,065,000 | 4,691 |
| Total bank equity capital | $9,065,000 | 4,691 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,750,000 | 1,356 |
| Surplus | $2,897,000 | 4,306 |
| Undivided profits | $3,418,000 | 5,643 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,790,000 | 1,481 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $406,000 | 5,614 |
| Earning assets | $102,081,000 | 3,960 |
| Long-term assets (5+ years) | $22,751,000 | 2,560 |
| Average Assets, year-to-date | $110,046,200 | 3,804 |
| Average Assets, quarterly | $111,453,000 | 3,890 |
| Volatile liabilities | $36,501,000 | 1,803 |
| Insider loans | $1,265,000 | 2,994 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,575,000 | 6,056 |
| Tier 1 (core) risk-based capital | $8,975,000 | 4,587 |
| Tier 2 risk-based capital | $800,570 | 3,562 |
| Total risk weighted assets | $63,652,970 | 4,138 |
| Total unused commitments | $3,575,000 | 6,064 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 68 | 2,788 |
| Assets and Liabilities | ||
| Total Assets: | $111,834,000 | 3,997 |
| Cash and due from depository institutions | $6,222,000 | 2,788 |
| Interest-bearing balances | $95,000 | 5,011 |
| Securities | $9,873,000 | 7,999 |
| Federal funds sold & reverse repurchase agreements | $11,900,000 | 1,095 |
| Net loans & leases | $77,075,000 | 3,522 |
| Loan loss allowance | $1,427,000 | 2,545 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,291,000 | 5,194 |
| Other real estate owned | $3,673,000 | 2,788 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,800,000 | 3,959 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $111,834,000 | 3,997 |
| Total liabilities | $102,606,000 | 3,926 |
| Total deposits | $101,992,000 | 3,702 |
| Interest-bearing deposits | $92,214,000 | 3,539 |
| Deposits held in domestic offices | $101,992,000 | 3,689 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $614,000 | 5,181 |
| Total equity capital | $9,228,000 | 4,645 |
| Total bank equity capital | $9,228,000 | 4,645 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,750,000 | 1,407 |
| Surplus | $2,896,000 | 4,381 |
| Undivided profits | $3,582,000 | 5,505 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,349,000 | 1,009 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $549,000 | 4,190 |
| Earning assets | $98,943,000 | 4,143 |
| Long-term assets (5+ years) | $13,646,000 | 3,478 |
| Average Assets, year-to-date | $114,317,200 | 3,753 |
| Average Assets, quarterly | $111,709,000 | 3,952 |
| Volatile liabilities | $48,906,000 | 1,414 |
| Insider loans | $1,523,000 | 2,651 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,497,000 | 4,866 |
| Tier 1 (core) risk-based capital | $8,939,000 | 4,662 |
| Tier 2 risk-based capital | $1,005,070 | 2,955 |
| Total risk weighted assets | $79,983,470 | 3,414 |
| Total unused commitments | $5,497,000 | 4,878 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 77 | 2,512 |
| Assets and Liabilities | ||
| Total Assets: | $119,466,000 | 3,744 |
| Cash and due from depository institutions | $5,267,000 | 2,512 |
| Interest-bearing balances | $190,000 | 4,408 |
| Securities | $7,806,000 | 9,084 |
| Federal funds sold & reverse repurchase agreements | $17,800,000 | 804 |
| Net loans & leases | $81,009,000 | 3,273 |
| Loan loss allowance | $2,244,000 | 1,748 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,497,000 | 4,664 |
| Other real estate owned | $2,868,000 | 2,512 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,219,000 | 2,377 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,466,000 | 3,744 |
| Total liabilities | $110,334,000 | 3,672 |
| Total deposits | $108,485,000 | 3,537 |
| Interest-bearing deposits | $85,954,000 | 3,822 |
| Deposits held in domestic offices | $108,485,000 | 3,529 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,849,000 | 2,239 |
| Total equity capital | $9,132,000 | 4,690 |
| Total bank equity capital | $9,132,000 | 4,690 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,750,000 | 1,435 |
| Surplus | $2,896,000 | 4,353 |
| Undivided profits | $3,486,000 | 5,707 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,786,000 | 1,662 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $512,000 | 4,633 |
| Earning assets | $106,805,000 | 3,850 |
| Long-term assets (5+ years) | $13,351,000 | 3,350 |
| Average Assets, year-to-date | $120,452,200 | 3,578 |
| Average Assets, quarterly | $122,649,500 | 3,631 |
| Volatile liabilities | $46,982,000 | 1,352 |
| Insider loans | $1,611,000 | 2,609 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $2,694,000 | 501 |
| Unused loan commitments | $7,322,000 | 4,009 |
| Tier 1 (core) risk-based capital | $8,832,000 | 4,682 |
| Tier 2 risk-based capital | $1,101,080 | 2,679 |
| Total risk weighted assets | $86,943,080 | 3,090 |
| Total unused commitments | $7,322,000 | 4,021 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 90 | 2,240 |
| Assets and Liabilities | ||
| Total Assets: | $116,676,000 | 3,789 |
| Cash and due from depository institutions | $8,024,000 | 2,240 |
| Interest-bearing balances | $190,000 | 4,687 |
| Securities | $7,749,000 | 9,635 |
| Federal funds sold & reverse repurchase agreements | $11,300,000 | 839 |
| Net loans & leases | $83,739,000 | 3,094 |
| Loan loss allowance | $991,000 | 3,637 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,235,000 | 3,288 |
| Other real estate owned | $1,454,000 | 2,240 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,175,000 | 3,576 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,676,000 | 3,789 |
| Total liabilities | $104,988,000 | 3,830 |
| Total deposits | $104,669,000 | 3,633 |
| Interest-bearing deposits | $93,844,000 | 3,469 |
| Deposits held in domestic offices | $104,669,000 | 3,625 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $319,000 | 7,055 |
| Total equity capital | $11,688,000 | 3,466 |
| Total bank equity capital | $11,688,000 | 3,466 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,750,000 | 1,451 |
| Surplus | $2,896,000 | 4,284 |
| Undivided profits | $6,042,000 | 3,640 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,632,000 | 1,271 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $565,000 | 3,715 |
| Earning assets | $102,978,000 | 3,928 |
| Long-term assets (5+ years) | $10,908,000 | 3,895 |
| Average Assets, year-to-date | $123,720,200 | 3,500 |
| Average Assets, quarterly | $115,191,000 | 3,823 |
| Volatile liabilities | $41,100,000 | 1,433 |
| Insider loans | $1,537,000 | 2,630 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $316,000 | 948 |
| Unused loan commitments | $12,805,000 | 2,636 |
| Tier 1 (core) risk-based capital | $11,688,000 | 3,518 |
| Tier 2 risk-based capital | $991,000 | 2,947 |
| Total risk weighted assets | $88,488,800 | 2,983 |
| Total unused commitments | $12,805,000 | 2,646 |
| Derivatives | $326,000 | 656 |
| 1993-12-31 | Rank | |
| # of Employees: | 137 | 1,532 |
| Assets and Liabilities | ||
| Total Assets: | $139,662,000 | 3,274 |
| Cash and due from depository institutions | $8,039,000 | 1,532 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $13,699,000 | 7,808 |
| Federal funds sold & reverse repurchase agreements | $23,800,000 | 581 |
| Net loans & leases | $86,072,000 | 2,958 |
| Loan loss allowance | $832,000 | 4,340 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,732,000 | 2,686 |
| Other real estate owned | $3,322,000 | 1,532 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,998,000 | 3,471 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,662,000 | 3,274 |
| Total liabilities | $127,899,000 | 3,245 |
| Total deposits | $127,299,000 | 3,087 |
| Interest-bearing deposits | $112,860,000 | 3,013 |
| Deposits held in domestic offices | $127,299,000 | 3,077 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $600,000 | 4,674 |
| Total equity capital | $11,763,000 | 3,479 |
| Total bank equity capital | $11,763,000 | 3,479 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,750,000 | 1,461 |
| Surplus | $2,896,000 | 4,254 |
| Undivided profits | $6,117,000 | 3,720 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,505,000 | 2,368 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $403,000 | 4,631 |
| Earning assets | $123,571,000 | 3,378 |
| Long-term assets (5+ years) | $13,614,000 | 3,543 |
| Average Assets, year-to-date | $135,928,400 | 3,273 |
| Average Assets, quarterly | $139,299,500 | 3,257 |
| Volatile liabilities | $62,468,000 | 1,025 |
| Insider loans | $1,803,000 | 2,264 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $13,882,000 | 268 |
| Unused loan commitments | $24,097,000 | 1,662 |
| Tier 1 (core) risk-based capital | $11,763,000 | 3,397 |
| Tier 2 risk-based capital | $832,000 | 3,420 |
| Total risk weighted assets | $90,793,300 | 2,838 |
| Total unused commitments | $24,097,000 | 1,684 |
| Derivatives | $6,356,000 | 555 |
| 1992-12-31 | Rank | |
| # of Employees: | 138 | 1,567 |
| Assets and Liabilities | ||
| Total Assets: | $132,804,000 | 3,490 |
| Cash and due from depository institutions | $3,304,000 | 1,567 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $11,213,000 | 8,672 |
| Federal funds sold & reverse repurchase agreements | $12,400,000 | 1,343 |
| Net loans & leases | $98,707,000 | 2,717 |
| Loan loss allowance | $664,000 | 5,217 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,215,000 | 2,293 |
| Other real estate owned | $1,632,000 | 1,567 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,333,000 | 3,136 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $132,804,000 | 3,490 |
| Total liabilities | $122,760,000 | 3,467 |
| Total deposits | $116,766,000 | 3,477 |
| Interest-bearing deposits | $105,919,000 | 3,357 |
| Deposits held in domestic offices | $116,766,000 | 3,469 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,988,000 | 1,377 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,006,000 | 3,266 |
| Total equity capital | $10,044,000 | 3,870 |
| Total bank equity capital | $10,044,000 | 3,870 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,750,000 | 1,491 |
| Surplus | $2,897,000 | 4,154 |
| Undivided profits | $4,397,000 | 4,628 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,608,000 | 2,636 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $533,000 | 3,832 |
| Earning assets | $122,320,000 | 3,466 |
| Long-term assets (5+ years) | $20,403,000 | 2,572 |
| Average Assets, year-to-date | $126,321,600 | 3,597 |
| Average Assets, quarterly | $129,486,000 | 3,550 |
| Volatile liabilities | $66,940,000 | 960 |
| Insider loans | $8,000 | 8,971 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $20,387,000 | 151 |
| Unused loan commitments | $33,916,000 | 1,239 |
| Tier 1 (core) risk-based capital | $10,044,000 | 3,807 |
| Tier 2 risk-based capital | $664,000 | 4,149 |
| Total risk weighted assets | $91,027,800 | 2,925 |
| Total unused commitments | $33,916,000 | 1,254 |
| Derivatives | $3,290,000 | 539 |