Home > First Carolina Federal Savings Bank > Assets and Liabilities
First Carolina Federal Savings Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 33 | 4,974 |
| Assets and Liabilities | ||
| Total Assets: | $95,366,000 | 4,523 |
| Cash and due from depository institutions | $10,411,000 | 4,974 |
| Interest-bearing balances | $9,703,000 | 648 |
| Securities | $12,472,000 | 6,426 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $68,594,000 | 3,841 |
| Loan loss allowance | $1,269,000 | 2,698 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,361,000 | 5,063 |
| Other real estate owned | $490,000 | 4,974 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,038,000 | 3,506 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,366,000 | 4,523 |
| Total liabilities | $87,854,000 | 4,421 |
| Total deposits | $87,614,000 | 4,192 |
| Interest-bearing deposits | $87,219,000 | 3,651 |
| Deposits held in domestic offices | $87,614,000 | 4,185 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $240,000 | 8,146 |
| Total equity capital | $7,512,000 | 5,484 |
| Total bank equity capital | $7,512,000 | 5,484 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,000 | 9,308 |
| Surplus | $1,089,000 | 7,017 |
| Undivided profits | $6,420,000 | 3,676 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,485,000 | 1,046 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $388,000 | 5,619 |
| Earning assets | $90,769,000 | 4,400 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $97,068,600 | 4,277 |
| Average Assets, quarterly | $95,077,500 | 4,468 |
| Volatile liabilities | $12,177,000 | 4,400 |
| Insider loans | $186,000 | 7,319 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,090,000 | 5,299 |
| Tier 1 (core) risk-based capital | $6,928,000 | 5,639 |
| Tier 2 risk-based capital | $794,000 | 3,694 |
| Total risk weighted assets | $54,646,000 | 4,759 |
| Total unused commitments | $5,090,000 | 5,309 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 28 | 5,787 |
| Assets and Liabilities | ||
| Total Assets: | $99,318,000 | 4,354 |
| Cash and due from depository institutions | $3,709,000 | 5,787 |
| Interest-bearing balances | $3,012,000 | 1,345 |
| Securities | $6,845,000 | 8,502 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $84,494,000 | 3,213 |
| Loan loss allowance | $1,284,000 | 2,692 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,094,000 | 5,692 |
| Other real estate owned | $506,000 | 5,787 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,670,000 | 2,686 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,318,000 | 4,354 |
| Total liabilities | $92,169,000 | 4,221 |
| Total deposits | $89,173,000 | 4,103 |
| Interest-bearing deposits | $88,893,000 | 3,588 |
| Deposits held in domestic offices | $89,173,000 | 4,094 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,500,000 | 2,647 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $496,000 | 5,941 |
| Total equity capital | $7,149,000 | 5,667 |
| Total bank equity capital | $7,149,000 | 5,667 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,000 | 9,720 |
| Surplus | $1,091,000 | 7,180 |
| Undivided profits | $6,056,000 | 3,863 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,300,000 | 673 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $486,000 | 4,854 |
| Earning assets | $94,351,000 | 4,238 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $101,517,200 | 4,083 |
| Average Assets, quarterly | $100,285,500 | 4,253 |
| Volatile liabilities | $13,067,000 | 4,156 |
| Insider loans | $196,000 | 7,498 |
| FHLB advances | $2,500,000 | 617 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $6,061,000 | 4,715 |
| Tier 1 (core) risk-based capital | $6,639,000 | 5,859 |
| Tier 2 risk-based capital | $780,000 | 3,641 |
| Total risk weighted assets | $61,841,000 | 4,235 |
| Total unused commitments | $6,061,000 | 4,719 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 28 | 6,081 |
| Assets and Liabilities | ||
| Total Assets: | $102,144,000 | 4,347 |
| Cash and due from depository institutions | $2,635,000 | 6,081 |
| Interest-bearing balances | $1,912,000 | 1,699 |
| Securities | $7,019,000 | 8,978 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $87,560,000 | 3,135 |
| Loan loss allowance | $544,000 | 5,579 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,162,000 | 5,501 |
| Other real estate owned | $1,551,000 | 6,081 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,217,000 | 3,291 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,144,000 | 4,347 |
| Total liabilities | $94,892,000 | 4,210 |
| Total deposits | $92,362,000 | 4,089 |
| Interest-bearing deposits | $92,075,000 | 3,546 |
| Deposits held in domestic offices | $92,362,000 | 4,077 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $2,000,000 | 2,667 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $530,000 | 5,713 |
| Total equity capital | $7,252,000 | 5,658 |
| Total bank equity capital | $7,252,000 | 5,658 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $1,092,000 | 7,406 |
| Undivided profits | $6,159,000 | 3,797 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,075,000 | 2,551 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $477,000 | 4,875 |
| Earning assets | $96,491,000 | 4,238 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $100,417,600 | 4,242 |
| Average Assets, quarterly | $101,912,000 | 4,289 |
| Volatile liabilities | $13,340,000 | 3,970 |
| Insider loans | $188,000 | 7,840 |
| FHLB advances | $2,000,000 | 697 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,966,000 | 4,660 |
| Tier 1 (core) risk-based capital | $6,778,000 | 5,838 |
| Tier 2 risk-based capital | $544,000 | 4,943 |
| Total risk weighted assets | $61,876,000 | 4,267 |
| Total unused commitments | $5,966,000 | 4,672 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 26 | 6,632 |
| Assets and Liabilities | ||
| Total Assets: | $98,772,000 | 4,475 |
| Cash and due from depository institutions | $5,778,000 | 6,632 |
| Interest-bearing balances | $5,134,000 | 925 |
| Securities | $9,143,000 | 8,576 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $79,310,000 | 3,337 |
| Loan loss allowance | $527,000 | 5,832 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,221,000 | 5,362 |
| Other real estate owned | $791,000 | 6,632 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,529,000 | 2,955 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,772,000 | 4,475 |
| Total liabilities | $91,669,000 | 4,345 |
| Total deposits | $91,378,000 | 4,144 |
| Interest-bearing deposits | $91,121,000 | 3,608 |
| Deposits held in domestic offices | $91,378,000 | 4,135 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $291,000 | 8,402 |
| Total equity capital | $7,103,000 | 5,801 |
| Total bank equity capital | $7,103,000 | 5,801 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $1,092,000 | 7,566 |
| Undivided profits | $6,010,000 | 3,931 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,002,000 | 2,629 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $463,000 | 5,100 |
| Earning assets | $93,587,000 | 4,346 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $95,311,200 | 4,441 |
| Average Assets, quarterly | $97,824,000 | 4,458 |
| Volatile liabilities | $9,430,000 | 4,735 |
| Insider loans | $192,000 | 8,081 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,349,000 | 4,800 |
| Tier 1 (core) risk-based capital | $6,586,000 | 5,995 |
| Tier 2 risk-based capital | $527,000 | 5,064 |
| Total risk weighted assets | $54,526,000 | 4,686 |
| Total unused commitments | $5,349,000 | 4,815 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 29 | 6,346 |
| Assets and Liabilities | ||
| Total Assets: | $90,182,000 | 4,785 |
| Cash and due from depository institutions | $5,774,000 | 6,346 |
| Interest-bearing balances | $5,349,000 | 675 |
| Securities | $8,887,000 | 9,173 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $70,883,000 | 3,630 |
| Loan loss allowance | $503,000 | 6,141 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,300,000 | 5,150 |
| Other real estate owned | $702,000 | 6,346 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,636,000 | 3,012 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,182,000 | 4,785 |
| Total liabilities | $83,606,000 | 4,697 |
| Total deposits | $80,311,000 | 4,630 |
| Interest-bearing deposits | $80,028,000 | 4,057 |
| Deposits held in domestic offices | $80,311,000 | 4,620 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $3,000,000 | 2,155 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $295,000 | 7,401 |
| Total equity capital | $6,576,000 | 5,839 |
| Total bank equity capital | $6,576,000 | 5,839 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000 | 11,259 |
| Surplus | $1,092,000 | 7,721 |
| Undivided profits | $5,483,000 | 3,910 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $729,000 | 3,337 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $348,000 | 5,849 |
| Earning assets | $85,119,000 | 4,662 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $88,633,200 | 4,758 |
| Average Assets, quarterly | $88,979,000 | 4,811 |
| Volatile liabilities | $11,926,000 | 3,827 |
| Insider loans | $195,000 | 8,235 |
| FHLB advances | $3,000,000 | 702 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,446,000 | 5,251 |
| Tier 1 (core) risk-based capital | $6,233,000 | 6,184 |
| Tier 2 risk-based capital | $503,000 | 5,260 |
| Total risk weighted assets | $49,204,000 | 5,019 |
| Total unused commitments | $4,446,000 | 5,258 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 0 | 13,265 |
| Assets and Liabilities | ||
| Total Assets: | $89,000,000 | 4,939 |
| Cash and due from depository institutions | $10,358,000 | 13,265 |
| Interest-bearing balances | $9,933,000 | 625 |
| Securities | $5,482,000 | 11,041 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $67,854,000 | 3,697 |
| Loan loss allowance | $508,000 | 6,306 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,320,000 | 5,136 |
| Other real estate owned | $1,660,000 | 13,265 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,326,000 | 3,035 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,000,000 | 4,939 |
| Total liabilities | $83,071,000 | 4,827 |
| Total deposits | $82,715,000 | 4,653 |
| Interest-bearing deposits | $82,485,000 | 4,079 |
| Deposits held in domestic offices | $82,715,000 | 4,646 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $356,000 | 6,792 |
| Total equity capital | $5,929,000 | 6,453 |
| Total bank equity capital | $5,929,000 | 6,453 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000 | 11,788 |
| Surplus | $1,092,000 | 7,833 |
| Undivided profits | $4,836,000 | 4,454 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $981,000 | 3,207 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $329,000 | 5,585 |
| Earning assets | $83,269,000 | 4,850 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $88,696,600 | 4,851 |
| Average Assets, quarterly | $89,403,500 | 4,883 |
| Volatile liabilities | $8,267,000 | 4,705 |
| Insider loans | $96,000 | 9,815 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,392,000 | 3,820 |
| Tier 1 (core) risk-based capital | $5,575,000 | 6,651 |
| Tier 2 risk-based capital | $508,000 | 5,201 |
| Total risk weighted assets | $48,853,000 | 5,002 |
| Total unused commitments | $7,392,000 | 3,839 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 0 | 13,916 |
| Assets and Liabilities | ||
| Total Assets: | $87,274,000 | 5,100 |
| Cash and due from depository institutions | $7,403,000 | 13,916 |
| Interest-bearing balances | $7,046,000 | 1,049 |
| Securities | $5,956,000 | 11,090 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $69,347,000 | 3,697 |
| Loan loss allowance | $476,000 | 6,721 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,368,000 | 4,995 |
| Other real estate owned | $1,149,000 | 13,916 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,051,000 | 3,508 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,274,000 | 5,100 |
| Total liabilities | $81,832,000 | 4,979 |
| Total deposits | $81,561,000 | 4,823 |
| Interest-bearing deposits | $81,330,000 | 4,287 |
| Deposits held in domestic offices | $81,561,000 | 4,815 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $271,000 | 8,671 |
| Total equity capital | $5,442,000 | 6,669 |
| Total bank equity capital | $5,442,000 | 6,669 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000 | 12,319 |
| Surplus | $1,092,000 | 7,850 |
| Undivided profits | $4,349,000 | 4,667 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,407,000 | 2,888 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $352,000 | 5,691 |
| Earning assets | $82,349,000 | 4,974 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $87,148,800 | 4,999 |
| Average Assets, quarterly | $86,592,000 | 5,095 |
| Volatile liabilities | $7,425,000 | 5,083 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,368,000 | 6,822 |
| Tier 1 (core) risk-based capital | $5,336,000 | 6,686 |
| Tier 2 risk-based capital | $476,000 | 5,450 |
| Total risk weighted assets | $47,061,000 | 5,189 |
| Total unused commitments | $2,368,000 | 6,852 |
| Derivatives | $0 | 651 |