Home > First Carolina Bank > Income and Expense

First Carolina Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$135,567,000405
Total interest expense$66,382,000317
Net interest income$69,185,000519
Provision for loan and lease losses$1,300,000716
Total noninterest income$2,278,0001,878
Gross Fiduciary activities income$240,000664
Service charges on deposit accounts$631,0001,419
Trading account gains and fees$0123
Additional Noninterest Income$1,407,0001,950
Total noninterest expense$42,118,000658
Salaries and employee benefits$22,486,000672
Premises and equipment expense$3,654,000720
Additional noninterest expense$1,407,0001,950
Pre-tax net operating income$28,045,000532
Securities gains (losses)$110,000233
Applicable income taxes$5,069,000521
Income before extraordinary items$23,086,000530
Extraordinary gains, net$054
Net income$23,086,000536
Minority interest net income$088
Net income of bank and minority interests.$23,086,000532
Net charge-offs$17,0002,260
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$22,995,800542
2023-09-30 (YTD Data)Rank
Total interest income$96,744,000411
Total interest expense$46,867,000317
Net interest income$49,877,000540
Provision for loan and lease losses$1,039,000640
Total noninterest income$1,557,0001,964
Gross Fiduciary activities income$173,000662
Service charges on deposit accounts$460,0001,442
Trading account gains and fees$0125
Additional Noninterest Income$924,0002,075
Total noninterest expense$28,246,000730
Salaries and employee benefits$16,270,000708
Premises and equipment expense$2,697,000739
Additional noninterest expense$924,0002,075
Pre-tax net operating income$22,149,000524
Securities gains (losses)$110,000149
Applicable income taxes$4,202,000519
Income before extraordinary items$18,057,000519
Extraordinary gains, net$052
Net income$18,057,000523
Minority interest net income$081
Net income of bank and minority interests.$18,057,000518
Net charge-offs$12,0002,080
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$17,967,900529
2023-06-30 (YTD Data)Rank
Total interest income$60,738,000421
Total interest expense$28,468,000306
Net interest income$32,270,000555
Provision for loan and lease losses$1,519,000411
Total noninterest income$1,001,0001,946
Gross Fiduciary activities income$109,000666
Service charges on deposit accounts$299,0001,456
Trading account gains and fees$0112
Additional Noninterest Income$593,0002,025
Total noninterest expense$16,993,000780
Salaries and employee benefits$10,492,000723
Premises and equipment expense$1,760,000738
Additional noninterest expense$593,0002,022
Pre-tax net operating income$14,759,000519
Securities gains (losses)$0938
Applicable income taxes$2,716,000535
Income before extraordinary items$12,043,000518
Extraordinary gains, net$051
Net income$12,043,000526
Minority interest net income$081
Net income of bank and minority interests.$12,043,000517
Net charge-offs$10,0001,813
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$12,043,000521
2023-03-31 (YTD Data)Rank
Total interest income$28,068,000456
Total interest expense$12,066,000317
Net interest income$16,002,000556
Provision for loan and lease losses$1,194,000318
Total noninterest income$485,0001,982
Gross Fiduciary activities income$54,000690
Service charges on deposit accounts$143,0001,514
Trading account gains and fees$097
Additional Noninterest Income$288,0002,047
Total noninterest expense$8,033,000837
Salaries and employee benefits$5,047,000769
Premises and equipment expense$840,000805
Additional noninterest expense$288,0002,047
Pre-tax net operating income$7,260,000547
Securities gains (losses)$0950
Applicable income taxes$1,255,000575
Income before extraordinary items$6,005,000538
Extraordinary gains, net$04
Net income$6,005,000539
Minority interest net income$048
Net income of bank and minority interests.$6,005,000539
Net charge-offs$1,0001,904
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$6,005,000543
2022-12-31 (YTD Data)Rank
Total interest income$77,166,000514
Total interest expense$16,238,000307
Net interest income$60,928,000568
Provision for loan and lease losses$4,186,000319
Total noninterest income$1,722,0002,198
Gross Fiduciary activities income$164,000713
Service charges on deposit accounts$494,0001,690
Trading account gains and fees$0116
Additional Noninterest Income$1,064,0002,275
Total noninterest expense$27,017,000945
Salaries and employee benefits$17,371,000855
Premises and equipment expense$3,004,000859
Additional noninterest expense$1,064,0002,275
Pre-tax net operating income$31,447,000548
Securities gains (losses)$0691
Applicable income taxes$6,297,000528
Income before extraordinary items$25,150,000546
Extraordinary gains, net$05
Net income$25,150,000547
Minority interest net income$063
Net income of bank and minority interests.$25,150,000547
Net charge-offs$7,0002,241
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$25,150,000557
2022-09-30 (YTD Data)Rank
Total interest income$51,027,000542
Total interest expense$7,157,000338
Net interest income$43,870,000572
Provision for loan and lease losses$3,166,000299
Total noninterest income$1,256,0002,256
Gross Fiduciary activities income$117,000717
Service charges on deposit accounts$358,0001,743
Trading account gains and fees$0111
Additional Noninterest Income$781,0002,335
Total noninterest expense$18,768,0001,005
Salaries and employee benefits$11,954,000912
Premises and equipment expense$2,209,000878
Additional noninterest expense$781,0002,335
Pre-tax net operating income$23,192,000543
Securities gains (losses)$0740
Applicable income taxes$5,051,000513
Income before extraordinary items$18,141,000558
Extraordinary gains, net$04
Net income$18,141,000557
Minority interest net income$057
Net income of bank and minority interests.$18,141,000558
Net charge-offs$6,0001,967
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$18,141,000567
2022-06-30 (YTD Data)Rank
Total interest income$30,506,000571
Total interest expense$3,275,000370
Net interest income$27,231,000594
Provision for loan and lease losses$1,730,000288
Total noninterest income$797,0002,304
Gross Fiduciary activities income$70,000692
Service charges on deposit accounts$228,0001,790
Trading account gains and fees$0108
Additional Noninterest Income$499,0002,396
Total noninterest expense$12,016,0001,018
Salaries and employee benefits$7,736,000916
Premises and equipment expense$1,398,000904
Additional noninterest expense$2,882,0001,198
Pre-tax net operating income$14,282,000556
Securities gains (losses)$0687
Applicable income taxes$3,277,000490
Income before extraordinary items$11,005,000568
Extraordinary gains, net$04
Net income$11,005,000567
Minority interest net income$060
Net income of bank and minority interests.$11,005,000568
Net charge-offs$2,0001,931
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$11,005,000579
2022-03-31 (YTD Data)Rank
Total interest income$14,038,000604
Total interest expense$1,356,000418
Net interest income$12,682,000612
Provision for loan and lease losses$721,000254
Total noninterest income$317,0002,523
Gross Fiduciary activities income$32,000705
Service charges on deposit accounts$110,0001,821
Trading account gains and fees$0103
Additional Noninterest Income$175,0002,718
Total noninterest expense$5,775,0001,045
Salaries and employee benefits$3,767,000941
Premises and equipment expense$681,000931
Additional noninterest expense$1,327,0001,265
Pre-tax net operating income$6,503,000572
Securities gains (losses)$0623
Applicable income taxes$1,500,000502
Income before extraordinary items$5,003,000592
Extraordinary gains, net$04
Net income$5,003,000592
Minority interest net income$050
Net income of bank and minority interests.$5,003,000592
Net charge-offs$01,838
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$5,003,000597
2021-12-31 (YTD Data)Rank
Total interest income$46,918,000722
Total interest expense$5,383,000502
Net interest income$41,535,000739
Provision for loan and lease losses$2,747,000211
Total noninterest income$1,062,0002,900
Gross Fiduciary activities income$127,000706
Service charges on deposit accounts$329,0002,086
Trading account gains and fees$0132
Additional Noninterest Income$606,0003,105
Total noninterest expense$17,648,0001,285
Salaries and employee benefits$11,196,0001,187
Premises and equipment expense$1,911,0001,264
Additional noninterest expense$4,541,0001,433
Pre-tax net operating income$22,202,000679
Securities gains (losses)$485,000367
Applicable income taxes$5,239,000607
Income before extraordinary items$17,448,000719
Extraordinary gains, net$010
Net income$17,448,000720
Minority interest net income$074
Net income of bank and minority interests.$17,448,000720
Net charge-offs$7,0002,374
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$17,064,850708
2021-09-30 (YTD Data)Rank
Total interest income$33,713,000755
Total interest expense$4,044,000530
Net interest income$29,669,000783
Provision for loan and lease losses$1,879,000228
Total noninterest income$775,0002,976
Gross Fiduciary activities income$98,000700
Service charges on deposit accounts$230,0002,164
Trading account gains and fees$0132
Additional Noninterest Income$447,0003,164
Total noninterest expense$12,490,0001,347
Salaries and employee benefits$7,796,0001,271
Premises and equipment expense$1,375,0001,315
Additional noninterest expense$3,319,0001,465
Pre-tax net operating income$16,075,000719
Securities gains (losses)$279,000469
Applicable income taxes$3,777,000645
Income before extraordinary items$12,577,000774
Extraordinary gains, net$08
Net income$12,577,000774
Minority interest net income$069
Net income of bank and minority interests.$12,577,000774
Net charge-offs$11,0001,949
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$12,356,590763
2021-06-30 (YTD Data)Rank
Total interest income$21,350,000785
Total interest expense$2,660,000560
Net interest income$18,690,000817
Provision for loan and lease losses$1,293,000236
Total noninterest income$529,0002,937
Gross Fiduciary activities income$59,000712
Service charges on deposit accounts$146,0002,174
Trading account gains and fees$0133
Additional Noninterest Income$324,0003,070
Total noninterest expense$8,075,0001,372
Salaries and employee benefits$4,978,0001,305
Premises and equipment expense$947,0001,280
Additional noninterest expense$2,150,0001,483
Pre-tax net operating income$9,851,000775
Securities gains (losses)$01,818
Applicable income taxes$2,275,000684
Income before extraordinary items$7,576,000842
Extraordinary gains, net$06
Net income$7,576,000841
Minority interest net income$067
Net income of bank and minority interests.$7,576,000842
Net charge-offs$16,0001,585
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$7,576,000821
2021-03-31 (YTD Data)Rank
Total interest income$10,110,000819
Total interest expense$1,353,000575
Net interest income$8,757,000859
Provision for loan and lease losses$548,000346
Total noninterest income$238,0003,027
Gross Fiduciary activities income$29,000711
Service charges on deposit accounts$47,0002,722
Trading account gains and fees$0127
Additional Noninterest Income$162,0003,055
Total noninterest expense$3,872,0001,405
Salaries and employee benefits$2,400,0001,334
Premises and equipment expense$447,0001,359
Additional noninterest expense$1,025,0001,521
Pre-tax net operating income$4,575,000824
Securities gains (losses)$01,392
Applicable income taxes$1,060,000715
Income before extraordinary items$3,515,000899
Extraordinary gains, net$03
Net income$3,515,000899
Minority interest net income$055
Net income of bank and minority interests.$3,515,000899
Net charge-offs$-7,0003,920
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,515,000883
2020-12-31 (YTD Data)Rank
Total interest income$33,744,000958
Total interest expense$7,506,000647
Net interest income$26,238,0001,024
Provision for loan and lease losses$2,337,000944
Total noninterest income$768,0003,164
Gross Fiduciary activities income$70,000747
Service charges on deposit accounts$175,0002,934
Trading account gains and fees$0133
Additional Noninterest Income$523,0003,107
Total noninterest expense$12,633,0001,639
Salaries and employee benefits$8,065,0001,504
Premises and equipment expense$1,080,0001,930
Additional noninterest expense$3,488,0001,711
Pre-tax net operating income$12,036,000908
Securities gains (losses)$1,128,000337
Applicable income taxes$3,047,000688
Income before extraordinary items$10,117,000951
Extraordinary gains, net$04
Net income$10,117,000951
Minority interest net income$072
Net income of bank and minority interests.$10,117,000951
Net charge-offs$-22,0004,409
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$9,225,880992
2020-09-30 (YTD Data)Rank
Total interest income$24,432,000993
Total interest expense$6,077,000642
Net interest income$18,355,0001,081
Provision for loan and lease losses$1,327,0001,154
Total noninterest income$539,0003,223
Gross Fiduciary activities income$0981
Service charges on deposit accounts$126,0002,989
Trading account gains and fees$0125
Additional Noninterest Income$413,0003,023
Total noninterest expense$8,939,0001,692
Salaries and employee benefits$5,558,0001,590
Premises and equipment expense$753,0002,029
Additional noninterest expense$2,628,0001,678
Pre-tax net operating income$8,628,000907
Securities gains (losses)$1,059,000293
Applicable income taxes$2,231,000670
Income before extraordinary items$7,456,000925
Extraordinary gains, net$04
Net income$7,456,000925
Minority interest net income$065
Net income of bank and minority interests.$7,456,000925
Net charge-offs$-15,0004,350
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,619,390996
2020-06-30 (YTD Data)Rank
Total interest income$16,176,0001,007
Total interest expense$4,480,000633
Net interest income$11,696,0001,115
Provision for loan and lease losses$1,087,0001,035
Total noninterest income$327,0003,292
Gross Fiduciary activities income$0970
Service charges on deposit accounts$81,0003,064
Trading account gains and fees$0123
Additional Noninterest Income$246,0003,105
Total noninterest expense$5,569,0001,778
Salaries and employee benefits$3,486,0001,665
Premises and equipment expense$438,0002,209
Additional noninterest expense$1,645,0001,754
Pre-tax net operating income$5,367,000897
Securities gains (losses)$421,000409
Applicable income taxes$1,330,000664
Income before extraordinary items$4,458,000950
Extraordinary gains, net$04
Net income$4,458,000950
Minority interest net income$065
Net income of bank and minority interests.$4,458,000950
Net charge-offs$-9,0004,288
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,125,410990
2020-03-31 (YTD Data)Rank
Total interest income$7,962,0001,021
Total interest expense$2,587,000626
Net interest income$5,375,0001,177
Provision for loan and lease losses$622,000780
Total noninterest income$155,0003,337
Gross Fiduciary activities income$0941
Service charges on deposit accounts$50,0003,061
Trading account gains and fees$0106
Additional Noninterest Income$105,0003,121
Total noninterest expense$2,725,0001,826
Salaries and employee benefits$1,710,0001,709
Premises and equipment expense$186,0002,444
Additional noninterest expense$829,0001,780
Pre-tax net operating income$2,183,000974
Securities gains (losses)$416,000216
Applicable income taxes$596,000654
Income before extraordinary items$2,003,000932
Extraordinary gains, net$04
Net income$2,003,000932
Minority interest net income$056
Net income of bank and minority interests.$2,003,000932
Net charge-offs$-3,0004,005
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,674,3601,064
2019-12-31 (YTD Data)Rank
Total interest income$25,623,0001,234
Total interest expense$9,494,000712
Net interest income$16,129,0001,499
Provision for loan and lease losses$896,000992
Total noninterest income$551,0003,571
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$176,0003,314
Trading account gains and fees$0135
Additional Noninterest Income$375,0003,343
Total noninterest expense$8,820,0002,105
Salaries and employee benefits$5,445,0001,987
Premises and equipment expense$702,0002,539
Additional noninterest expense$2,673,0002,109
Pre-tax net operating income$6,964,0001,363
Securities gains (losses)$377,000439
Applicable income taxes$1,568,0001,077
Income before extraordinary items$5,773,0001,423
Extraordinary gains, net$011
Net income$5,773,0001,425
Minority interest net income$076
Net income of bank and minority interests.$5,773,0001,425
Net charge-offs$-29,0004,669
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,475,1701,451
2019-09-30 (YTD Data)Rank
Total interest income$18,493,0001,284
Total interest expense$6,957,000742
Net interest income$11,536,0001,573
Provision for loan and lease losses$712,000891
Total noninterest income$408,0003,603
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$129,0003,383
Trading account gains and fees$0129
Additional Noninterest Income$279,0003,371
Total noninterest expense$6,190,0002,203
Salaries and employee benefits$3,736,0002,118
Premises and equipment expense$520,0002,565
Additional noninterest expense$1,934,0002,168
Pre-tax net operating income$5,042,0001,424
Securities gains (losses)$210,000516
Applicable income taxes$1,089,0001,165
Income before extraordinary items$4,163,0001,504
Extraordinary gains, net$011
Net income$4,163,0001,505
Minority interest net income$072
Net income of bank and minority interests.$4,163,0001,506
Net charge-offs$-24,0004,654
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,997,1001,517
2019-06-30 (YTD Data)Rank
Total interest income$11,820,0001,318
Total interest expense$4,451,000753
Net interest income$7,369,0001,652
Provision for loan and lease losses$392,0001,028
Total noninterest income$272,0003,574
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$86,0003,382
Trading account gains and fees$0131
Additional Noninterest Income$186,0003,355
Total noninterest expense$4,164,0002,200
Salaries and employee benefits$2,515,0002,111
Premises and equipment expense$331,0002,648
Additional noninterest expense$1,318,0002,142
Pre-tax net operating income$3,085,0001,512
Securities gains (losses)$110,000511
Applicable income taxes$638,0001,247
Income before extraordinary items$2,557,0001,571
Extraordinary gains, net$011
Net income$2,557,0001,571
Minority interest net income$069
Net income of bank and minority interests.$2,557,0001,571
Net charge-offs$-15,0004,594
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,469,0001,588
2019-03-31 (YTD Data)Rank
Total interest income$5,578,0001,379
Total interest expense$2,074,000777
Net interest income$3,504,0001,729
Provision for loan and lease losses$211,000905
Total noninterest income$132,0003,604
Gross Fiduciary activities income$0972
Service charges on deposit accounts$41,0003,445
Trading account gains and fees$0126
Additional Noninterest Income$91,0003,340
Total noninterest expense$2,063,0002,221
Salaries and employee benefits$1,257,0002,126
Premises and equipment expense$161,0002,721
Additional noninterest expense$645,0002,167
Pre-tax net operating income$1,362,0001,646
Securities gains (losses)$01,087
Applicable income taxes$308,0001,238
Income before extraordinary items$1,054,0001,792
Extraordinary gains, net$05
Net income$1,054,0001,790
Minority interest net income$052
Net income of bank and minority interests.$1,054,0001,791
Net charge-offs$-7,0004,527
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,054,0001,776
2018-12-31 (YTD Data)Rank
Total interest income$16,363,0001,725
Total interest expense$5,613,000838
Net interest income$10,750,0002,119
Provision for loan and lease losses$502,0001,440
Total noninterest income$499,0003,780
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$189,0003,387
Trading account gains and fees$0126
Additional Noninterest Income$310,0003,643
Total noninterest expense$6,989,0002,474
Salaries and employee benefits$4,179,0002,386
Premises and equipment expense$641,0002,719
Additional noninterest expense$2,169,0002,458
Pre-tax net operating income$3,758,0002,182
Securities gains (losses)$32,000483
Applicable income taxes$774,0001,610
Income before extraordinary items$3,016,0002,315
Extraordinary gains, net$06
Net income$3,016,0002,314
Minority interest net income$072
Net income of bank and minority interests.$3,016,0002,314
Net charge-offs$-9,0004,499
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,990,4002,326
2018-09-30 (YTD Data)Rank
Total interest income$11,436,0001,830
Total interest expense$3,828,000861
Net interest income$7,608,0002,220
Provision for loan and lease losses$414,0001,300
Total noninterest income$359,0003,872
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$137,0003,447
Trading account gains and fees$0138
Additional Noninterest Income$222,0003,716
Total noninterest expense$5,167,0002,503
Salaries and employee benefits$3,070,0002,411
Premises and equipment expense$481,0002,739
Additional noninterest expense$1,616,0002,465
Pre-tax net operating income$2,386,0002,463
Securities gains (losses)$32,000492
Applicable income taxes$464,0001,855
Income before extraordinary items$1,954,0002,558
Extraordinary gains, net$05
Net income$1,954,0002,557
Minority interest net income$066
Net income of bank and minority interests.$1,954,0002,557
Net charge-offs$-2,0004,120
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,928,0802,567
2018-06-30 (YTD Data)Rank
Total interest income$6,970,0001,942
Total interest expense$2,253,000890
Net interest income$4,717,0002,355
Provision for loan and lease losses$273,0001,281
Total noninterest income$219,0003,999
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$87,0003,509
Trading account gains and fees$0130
Additional Noninterest Income$132,0003,875
Total noninterest expense$3,446,0002,521
Salaries and employee benefits$2,032,0002,440
Premises and equipment expense$322,0002,751
Additional noninterest expense$1,092,0002,450
Pre-tax net operating income$1,217,0002,855
Securities gains (losses)$28,000421
Applicable income taxes$214,0002,162
Income before extraordinary items$1,031,0002,902
Extraordinary gains, net$06
Net income$1,031,0002,901
Minority interest net income$065
Net income of bank and minority interests.$1,031,0002,901
Net charge-offs$8,0002,667
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,007,7602,940
2018-03-31 (YTD Data)Rank
Total interest income$3,086,0002,121
Total interest expense$938,000998
Net interest income$2,148,0002,533
Provision for loan and lease losses$102,0001,435
Total noninterest income$106,0004,036
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$41,0003,613
Trading account gains and fees$0123
Additional Noninterest Income$65,0003,899
Total noninterest expense$1,662,0002,592
Salaries and employee benefits$975,0002,542
Premises and equipment expense$163,0002,764
Additional noninterest expense$524,0002,545
Pre-tax net operating income$490,0003,126
Securities gains (losses)$25,000304
Applicable income taxes$121,0001,995
Income before extraordinary items$394,0003,275
Extraordinary gains, net$07
Net income$394,0003,275
Minority interest net income$052
Net income of bank and minority interests.$394,0003,275
Net charge-offs$21,0001,639
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$374,2503,351
2017-12-31 (YTD Data)Rank
Total interest income$8,962,0002,654
Total interest expense$2,199,0001,414
Net interest income$6,763,0002,962
Provision for loan and lease losses$239,0002,221
Total noninterest income$392,0004,225
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$180,0003,598
Trading account gains and fees$0151
Additional Noninterest Income$212,0004,150
Total noninterest expense$5,265,0003,007
Salaries and employee benefits$2,935,0003,040
Premises and equipment expense$494,0003,287
Additional noninterest expense$1,836,0002,815
Pre-tax net operating income$1,651,0003,397
Securities gains (losses)$543,000215
Applicable income taxes$1,452,0001,570
Income before extraordinary items$742,0004,089
Extraordinary gains, net$09
Net income$742,0004,089
Minority interest net income$076
Net income of bank and minority interests.$742,0004,089
Net charge-offs$-9,0004,770
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$394,4804,657
2017-09-30 (YTD Data)Rank
Total interest income$6,311,0002,783
Total interest expense$1,453,0001,555
Net interest income$4,858,0003,059
Provision for loan and lease losses$98,0002,690
Total noninterest income$283,0004,312
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$137,0003,605
Trading account gains and fees$0145
Additional Noninterest Income$146,0004,286
Total noninterest expense$3,714,0003,122
Salaries and employee benefits$2,024,0003,202
Premises and equipment expense$344,0003,449
Additional noninterest expense$1,346,0002,855
Pre-tax net operating income$1,329,0003,359
Securities gains (losses)$368,000259
Applicable income taxes$619,0001,894
Income before extraordinary items$1,078,0003,408
Extraordinary gains, net$09
Net income$1,078,0003,407
Minority interest net income$071
Net income of bank and minority interests.$1,078,0003,408
Net charge-offs$-7,0004,638
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$842,4803,768
2017-06-30 (YTD Data)Rank
Total interest income$3,933,0002,903
Total interest expense$808,0001,758
Net interest income$3,125,0003,122
Provision for loan and lease losses$78,0002,454
Total noninterest income$229,0004,100
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$91,0003,601
Trading account gains and fees$0139
Additional Noninterest Income$138,0003,954
Total noninterest expense$2,288,0003,317
Salaries and employee benefits$1,241,0003,369
Premises and equipment expense$229,0003,478
Additional noninterest expense$818,0003,062
Pre-tax net operating income$988,0003,144
Securities gains (losses)$1,0001,756
Applicable income taxes$370,0001,980
Income before extraordinary items$619,0003,618
Extraordinary gains, net$011
Net income$619,0003,616
Minority interest net income$071
Net income of bank and minority interests.$619,0003,618
Net charge-offs$-5,0004,564
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$618,3603,594
2017-03-31 (YTD Data)Rank
Total interest income$1,852,0003,036
Total interest expense$342,0001,984
Net interest income$1,510,0003,195
Provision for loan and lease losses$15,0002,918
Total noninterest income$109,0004,168
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$40,0003,802
Trading account gains and fees$0142
Additional Noninterest Income$69,0003,962
Total noninterest expense$1,118,0003,391
Salaries and employee benefits$607,0003,464
Premises and equipment expense$118,0003,470
Additional noninterest expense$393,0003,147
Pre-tax net operating income$486,0003,124
Securities gains (losses)$1,0001,030
Applicable income taxes$183,0001,948
Income before extraordinary items$304,0003,583
Extraordinary gains, net$08
Net income$304,0003,582
Minority interest net income$055
Net income of bank and minority interests.$304,0003,583
Net charge-offs$-1,0003,990
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$303,3603,566
2016-12-31 (YTD Data)Rank
Total interest income$5,996,0003,430
Total interest expense$956,0002,500
Net interest income$5,040,0003,557
Provision for loan and lease losses$157,0002,697
Total noninterest income$296,0004,686
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$137,0004,130
Trading account gains and fees$0170
Additional Noninterest Income$159,0004,595
Total noninterest expense$4,308,0003,497
Salaries and employee benefits$2,227,0003,614
Premises and equipment expense$508,0003,347
Additional noninterest expense$1,573,0003,239
Pre-tax net operating income$871,0004,241
Securities gains (losses)$1,0003,113
Applicable income taxes$319,0002,608
Income before extraordinary items$553,0004,619
Extraordinary gains, net$05
Net income$553,0004,618
Minority interest net income$082
Net income of bank and minority interests.$553,0004,618
Net charge-offs$19,0003,658
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$552,3604,581
2016-09-30 (YTD Data)Rank
Total interest income$4,396,0003,497
Total interest expense$687,0002,564
Net interest income$3,709,0003,618
Provision for loan and lease losses$62,0003,171
Total noninterest income$162,0005,038
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$101,0004,181
Trading account gains and fees$0169
Additional Noninterest Income$61,0005,150
Total noninterest expense$3,254,0003,486
Salaries and employee benefits$1,642,0003,653
Premises and equipment expense$381,0003,367
Additional noninterest expense$1,231,0003,163
Pre-tax net operating income$555,0004,517
Securities gains (losses)$03,160
Applicable income taxes$211,0002,769
Income before extraordinary items$344,0004,873
Extraordinary gains, net$05
Net income$344,0004,873
Minority interest net income$071
Net income of bank and minority interests.$344,0004,873
Net charge-offs$-7,0004,828
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$344,0004,831
2016-06-30 (YTD Data)Rank
Total interest income$2,842,0003,574
Total interest expense$434,0002,679
Net interest income$2,408,0003,683
Provision for loan and lease losses$28,0003,387
Total noninterest income$110,0005,044
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$68,0004,161
Trading account gains and fees$0157
Additional Noninterest Income$42,0005,161
Total noninterest expense$2,193,0003,484
Salaries and employee benefits$1,113,0003,656
Premises and equipment expense$253,0003,385
Additional noninterest expense$827,0003,154
Pre-tax net operating income$297,0004,768
Securities gains (losses)$02,835
Applicable income taxes$111,0002,928
Income before extraordinary items$186,0005,064
Extraordinary gains, net$016
Net income$186,0005,064
Minority interest net income$071
Net income of bank and minority interests.$186,0005,064
Net charge-offs$-5,0004,738
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$186,0005,006
2016-03-31 (YTD Data)Rank
Total interest income$1,410,0003,603
Total interest expense$211,0002,738
Net interest income$1,199,0003,697
Provision for loan and lease losses$6,0003,407
Total noninterest income$57,0005,015
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$35,0004,105
Trading account gains and fees$0142
Additional Noninterest Income$22,0005,163
Total noninterest expense$1,106,0003,485
Salaries and employee benefits$586,0003,575
Premises and equipment expense$125,0003,431
Additional noninterest expense$395,0003,261
Pre-tax net operating income$144,0004,776
Securities gains (losses)$02,077
Applicable income taxes$57,0002,884
Income before extraordinary items$87,0005,130
Extraordinary gains, net$012
Net income$87,0005,129
Minority interest net income$062
Net income of bank and minority interests.$87,0005,129
Net charge-offs$-10,0005,188
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$87,0005,069
2015-12-31 (YTD Data)Rank
Total interest income$4,804,0003,925
Total interest expense$710,0003,041
Net interest income$4,094,0004,033
Provision for loan and lease losses$196,0002,360
Total noninterest income$275,0004,907
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$155,0004,108
Trading account gains and fees$0159
Additional Noninterest Income$120,0004,947
Total noninterest expense$3,738,0003,856
Salaries and employee benefits$1,882,0004,031
Premises and equipment expense$465,0003,616
Additional noninterest expense$1,391,0003,583
Pre-tax net operating income$435,0005,039
Securities gains (losses)$6,0002,777
Applicable income taxes$-2,904,0006,140
Income before extraordinary items$3,345,0001,860
Extraordinary gains, net$023
Net income$3,345,0001,860
Minority interest net income$081
Net income of bank and minority interests.$3,345,0001,862
Net charge-offs$62,0003,092
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,339,0001,827
2015-09-30 (YTD Data)Rank
Total interest income$3,451,0004,070
Total interest expense$502,0003,200
Net interest income$2,949,0004,142
Provision for loan and lease losses$134,0002,415
Total noninterest income$207,0004,945
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$115,0004,153
Trading account gains and fees$0153
Additional Noninterest Income$92,0004,967
Total noninterest expense$2,713,0003,952
Salaries and employee benefits$1,378,0004,109
Premises and equipment expense$338,0003,727
Additional noninterest expense$997,0003,698
Pre-tax net operating income$309,0005,198
Securities gains (losses)$6,0002,557
Applicable income taxes$-2,956,0006,251
Income before extraordinary items$3,271,0001,523
Extraordinary gains, net$021
Net income$3,271,0001,524
Minority interest net income$078
Net income of bank and minority interests.$3,271,0001,524
Net charge-offs$19,0003,373
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,265,0001,489
2015-06-30 (YTD Data)Rank
Total interest income$2,178,0004,213
Total interest expense$311,0003,385
Net interest income$1,867,0004,281
Provision for loan and lease losses$35,0003,134
Total noninterest income$114,0005,172
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$76,0004,165
Trading account gains and fees$0157
Additional Noninterest Income$38,0005,378
Total noninterest expense$1,812,0003,988
Salaries and employee benefits$927,0004,118
Premises and equipment expense$216,0003,841
Additional noninterest expense$669,0003,699
Pre-tax net operating income$134,0005,480
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$134,0005,452
Extraordinary gains, net$022
Net income$134,0005,451
Minority interest net income$075
Net income of bank and minority interests.$134,0005,454
Net charge-offs$-15,0005,380
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$134,0005,396
2015-03-31 (YTD Data)Rank
Total interest income$1,038,0004,322
Total interest expense$147,0003,524
Net interest income$891,0004,397
Provision for loan and lease losses$10,0003,223
Total noninterest income$57,0005,176
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$39,0004,103
Trading account gains and fees$0152
Additional Noninterest Income$18,0005,469
Total noninterest expense$888,0004,073
Salaries and employee benefits$458,0004,170
Premises and equipment expense$110,0003,843
Additional noninterest expense$320,0003,812
Pre-tax net operating income$50,0005,614
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$50,0005,608
Extraordinary gains, net$013
Net income$50,0005,608
Minority interest net income$064
Net income of bank and minority interests.$50,0005,609
Net charge-offs$-7,0005,272
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$50,0005,554
2014-12-31 (YTD Data)Rank
Total interest income$3,668,0004,654
Total interest expense$530,0003,890
Net interest income$3,138,0004,717
Provision for loan and lease losses$134,0002,888
Total noninterest income$201,0005,415
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$149,0004,398
Trading account gains and fees$0180
Additional Noninterest Income$52,0005,719
Total noninterest expense$3,520,0004,125
Salaries and employee benefits$1,675,0004,383
Premises and equipment expense$487,0003,699
Additional noninterest expense$1,358,0003,776
Pre-tax net operating income$-315,0006,256
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$-315,0006,265
Extraordinary gains, net$017
Net income$-315,0006,267
Minority interest net income$084
Net income of bank and minority interests.$-315,0006,267
Net charge-offs$104,0003,151
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-315,0006,260
2014-09-30 (YTD Data)Rank
Total interest income$2,613,0004,816
Total interest expense$391,0004,000
Net interest income$2,222,0004,885
Provision for loan and lease losses$119,0002,649
Total noninterest income$142,0005,531
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$108,0004,505
Trading account gains and fees$0174
Additional Noninterest Income$34,0005,847
Total noninterest expense$2,630,0004,143
Salaries and employee benefits$1,252,0004,401
Premises and equipment expense$371,0003,711
Additional noninterest expense$1,007,0003,813
Pre-tax net operating income$-385,0006,366
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$-385,0006,380
Extraordinary gains, net$015
Net income$-385,0006,379
Minority interest net income$081
Net income of bank and minority interests.$-385,0006,379
Net charge-offs$104,0002,652
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$-385,0006,376
2014-06-30 (YTD Data)Rank
Total interest income$1,665,0004,938
Total interest expense$258,0004,063
Net interest income$1,407,0005,004
Provision for loan and lease losses$96,0002,409
Total noninterest income$136,0005,163
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$67,0004,614
Trading account gains and fees$0172
Additional Noninterest Income$69,0005,009
Total noninterest expense$1,768,0004,156
Salaries and employee benefits$837,0004,438
Premises and equipment expense$245,0003,752
Additional noninterest expense$686,0003,786
Pre-tax net operating income$-321,0006,447
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$-321,0006,458
Extraordinary gains, net$020
Net income$-321,0006,459
Minority interest net income$080
Net income of bank and minority interests.$-321,0006,459
Net charge-offs$106,0002,129
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-321,0006,454
2014-03-31 (YTD Data)Rank
Total interest income$776,0005,112
Total interest expense$125,0004,167
Net interest income$651,0005,187
Provision for loan and lease losses$03,817
Total noninterest income$60,0005,303
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$31,0004,724
Trading account gains and fees$0147
Additional Noninterest Income$29,0005,193
Total noninterest expense$860,0004,249
Salaries and employee benefits$412,0004,502
Premises and equipment expense$124,0003,777
Additional noninterest expense$324,0003,934
Pre-tax net operating income$-149,0006,491
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$-149,0006,495
Extraordinary gains, net$016
Net income$-149,0006,496
Minority interest net income$066
Net income of bank and minority interests.$-149,0006,496
Net charge-offs$5,0003,116
Cash dividends$1,0002,877
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-149,0006,492
2013-12-31 (YTD Data)Rank
Total interest income$3,438,0004,972
Total interest expense$333,0005,220
Net interest income$3,105,0004,852
Provision for loan and lease losses$562,0001,711
Total noninterest income$568,0004,214
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$163,0004,451
Trading account gains and fees$0184
Additional Noninterest Income$405,0003,656
Total noninterest expense$3,789,0004,046
Salaries and employee benefits$1,696,0004,468
Premises and equipment expense$498,0003,745
Additional noninterest expense$1,595,0003,497
Pre-tax net operating income$-678,0006,515
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$-678,0006,530
Extraordinary gains, net$029
Net income$-678,0006,531
Minority interest net income$090
Net income of bank and minority interests.$-678,0006,531
Net charge-offs$211,0002,960
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-678,0006,519
2013-09-30 (YTD Data)Rank
Total interest income$2,643,0004,968
Total interest expense$210,0005,609
Net interest income$2,433,0004,799
Provision for loan and lease losses$452,0001,615
Total noninterest income$575,0003,766
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$116,0004,567
Trading account gains and fees$0180
Additional Noninterest Income$459,0003,151
Total noninterest expense$2,831,0004,075
Salaries and employee benefits$1,310,0004,405
Premises and equipment expense$376,0003,762
Additional noninterest expense$1,145,0003,618
Pre-tax net operating income$-275,0006,529
Securities gains (losses)$03,040
Applicable income taxes$7,0004,397
Income before extraordinary items$-282,0006,566
Extraordinary gains, net$025
Net income$-282,0006,566
Minority interest net income$084
Net income of bank and minority interests.$-282,0006,566
Net charge-offs$176,0002,704
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-282,0006,549
2013-06-30 (YTD Data)Rank
Total interest income$2,252,0004,394
Total interest expense$104,0006,028
Net interest income$2,148,0004,118
Provision for loan and lease losses$206,0002,075
Total noninterest income$284,0004,312
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$72,0004,675
Trading account gains and fees$0157
Additional Noninterest Income$212,0003,708
Total noninterest expense$1,947,0004,026
Salaries and employee benefits$908,0004,342
Premises and equipment expense$259,0003,701
Additional noninterest expense$780,0003,559
Pre-tax net operating income$279,0004,951
Securities gains (losses)$02,791
Applicable income taxes$7,0004,301
Income before extraordinary items$272,0004,899
Extraordinary gains, net$022
Net income$272,0004,902
Minority interest net income$082
Net income of bank and minority interests.$272,0004,903
Net charge-offs$61,0003,190
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$272,0004,779
2013-03-31 (YTD Data)Rank
Total interest income$1,248,0004,152
Total interest expense$24,0006,681
Net interest income$1,224,0003,785
Provision for loan and lease losses$200,0001,346
Total noninterest income$59,0005,547
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$35,0004,705
Trading account gains and fees$0148
Additional Noninterest Income$24,0005,533
Total noninterest expense$947,0004,127
Salaries and employee benefits$456,0004,369
Premises and equipment expense$138,0003,577
Additional noninterest expense$353,0003,822
Pre-tax net operating income$136,0004,971
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$136,0004,871
Extraordinary gains, net$010
Net income$136,0004,872
Minority interest net income$076
Net income of bank and minority interests.$136,0004,873
Net charge-offs$40,0002,581
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$136,0004,769
2012-12-31 (YTD Data)Rank
Total interest income$1,381,0006,564
Total interest expense$177,0006,494
Net interest income$1,204,0006,527
Provision for loan and lease losses$54,0005,157
Total noninterest income$254,0005,436
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$65,0005,985
Trading account gains and fees$0166
Additional Noninterest Income$189,0004,668
Total noninterest expense$1,792,0005,835
Salaries and employee benefits$681,0006,310
Premises and equipment expense$161,0006,026
Additional noninterest expense$950,0004,910
Pre-tax net operating income$-388,0006,456
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$-388,0006,548
Extraordinary gains, net$029
Net income$-388,0006,543
Minority interest net income$093
Net income of bank and minority interests.$-388,0006,545
Net charge-offs$05,985
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-388,0006,482
2012-09-30 (YTD Data)Rank
Total interest income$537,0007,025
Total interest expense$126,0006,676
Net interest income$411,0007,051
Provision for loan and lease losses$05,790
Total noninterest income$74,0006,403
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$26,0006,559
Trading account gains and fees$0157
Additional Noninterest Income$48,0005,795
Total noninterest expense$594,0006,854
Salaries and employee benefits$245,0006,974
Premises and equipment expense$64,0006,714
Additional noninterest expense$285,0006,471
Pre-tax net operating income$-109,0006,435
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$-109,0006,546
Extraordinary gains, net$020
Net income$-109,0006,544
Minority interest net income$086
Net income of bank and minority interests.$-109,0006,544
Net charge-offs$05,771
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-109,0006,454
2012-06-30 (YTD Data)Rank
Total interest income$1,391,0005,744
Total interest expense$448,0004,085
Net interest income$943,0006,091
Provision for loan and lease losses$12,0005,300
Total noninterest income$-141,0007,123
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$74,0004,879
Trading account gains and fees$0153
Additional Noninterest Income$-215,0007,084
Total noninterest expense$1,721,0004,472
Salaries and employee benefits$509,0005,759
Premises and equipment expense$187,0004,527
Additional noninterest expense$1,025,0003,063
Pre-tax net operating income$-931,0006,955
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$-931,0006,986
Extraordinary gains, net$019
Net income$-931,0006,984
Minority interest net income$084
Net income of bank and minority interests.$-931,0006,985
Net charge-offs$648,0001,527
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-931,0006,966
2012-03-31 (YTD Data)Rank
Total interest income$730,0005,703
Total interest expense$226,0004,169
Net interest income$504,0006,028
Provision for loan and lease losses$11,0004,811
Total noninterest income$112,0004,766
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$35,0004,954
Trading account gains and fees$0148
Additional Noninterest Income$77,0004,070
Total noninterest expense$925,0004,302
Salaries and employee benefits$261,0005,757
Premises and equipment expense$95,0004,508
Additional noninterest expense$569,0002,778
Pre-tax net operating income$-320,0006,955
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$-320,0006,997
Extraordinary gains, net$019
Net income$-320,0006,997
Minority interest net income$078
Net income of bank and minority interests.$-320,0006,997
Net charge-offs$345,0001,373
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-320,0006,971
2011-12-31 (YTD Data)Rank
Total interest income$3,371,0005,529
Total interest expense$1,265,0003,839
Net interest income$2,106,0005,980
Provision for loan and lease losses$3,667,0001,015
Total noninterest income$45,0006,815
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$165,0004,722
Trading account gains and fees$0146
Additional Noninterest Income$-120,0006,902
Total noninterest expense$3,895,0004,185
Salaries and employee benefits$1,274,0005,385
Premises and equipment expense$382,0004,665
Additional noninterest expense$2,239,0002,822
Pre-tax net operating income$-5,411,0007,079
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$-5,411,0007,085
Extraordinary gains, net$029
Net income$-5,411,0007,083
Minority interest net income$096
Net income of bank and minority interests.$-5,411,0007,084
Net charge-offs$1,607,0001,784
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-5,411,0007,077
2011-09-30 (YTD Data)Rank
Total interest income$2,603,0005,526
Total interest expense$991,0003,855
Net interest income$1,612,0005,987
Provision for loan and lease losses$2,526,0001,055
Total noninterest income$-39,0007,155
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$126,0004,712
Trading account gains and fees$0145
Additional Noninterest Income$-165,0007,105
Total noninterest expense$2,938,0004,171
Salaries and employee benefits$933,0005,446
Premises and equipment expense$289,0004,708
Additional noninterest expense$1,716,0002,791
Pre-tax net operating income$-3,891,0007,175
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$-3,891,0007,211
Extraordinary gains, net$021
Net income$-3,891,0007,208
Minority interest net income$087
Net income of bank and minority interests.$-3,891,0007,211
Net charge-offs$1,160,0001,754
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-3,891,0007,198
2011-06-30 (YTD Data)Rank
Total interest income$1,791,0005,499
Total interest expense$677,0003,895
Net interest income$1,114,0005,963
Provision for loan and lease losses$820,0001,697
Total noninterest income$18,0007,045
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$84,0004,706
Trading account gains and fees$0153
Additional Noninterest Income$-66,0007,157
Total noninterest expense$1,973,0004,203
Salaries and employee benefits$605,0005,558
Premises and equipment expense$193,0004,745
Additional noninterest expense$1,175,0002,784
Pre-tax net operating income$-1,661,0007,125
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$-1,661,0007,172
Extraordinary gains, net$015
Net income$-1,661,0007,173
Minority interest net income$089
Net income of bank and minority interests.$-1,661,0007,173
Net charge-offs$74,0004,133
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-1,661,0007,152
2011-03-31 (YTD Data)Rank
Total interest income$910,0005,492
Total interest expense$348,0003,931
Net interest income$562,0005,966
Provision for loan and lease losses$381,0001,686
Total noninterest income$9,0007,135
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$40,0004,752
Trading account gains and fees$0158
Additional Noninterest Income$-31,0007,256
Total noninterest expense$1,009,0004,160
Salaries and employee benefits$332,0005,369
Premises and equipment expense$96,0004,808
Additional noninterest expense$581,0002,790
Pre-tax net operating income$-819,0007,219
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$-819,0007,248
Extraordinary gains, net$09
Net income$-819,0007,249
Minority interest net income$086
Net income of bank and minority interests.$-819,0007,249
Net charge-offs$20,0004,032
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-819,0007,240
2010-12-31 (YTD Data)Rank
Total interest income$4,163,0005,309
Total interest expense$1,719,0003,956
Net interest income$2,444,0005,812
Provision for loan and lease losses$5,159,0001,122
Total noninterest income$390,0004,995
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$195,0004,458
Trading account gains and fees$0175
Additional Noninterest Income$195,0004,625
Total noninterest expense$7,250,0002,656
Salaries and employee benefits$1,218,0005,646
Premises and equipment expense$410,0004,697
Additional noninterest expense$5,622,0001,307
Pre-tax net operating income$-9,575,0007,339
Securities gains (losses)$03,793
Applicable income taxes$-17,0006,609
Income before extraordinary items$-9,558,0007,368
Extraordinary gains, net$029
Net income$-9,558,0007,368
Minority interest net income$0111
Net income of bank and minority interests.$-9,558,0007,368
Net charge-offs$4,494,0001,115
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-9,558,0007,355
2010-09-30 (YTD Data)Rank
Total interest income$3,147,0005,385
Total interest expense$1,313,0004,041
Net interest income$1,834,0005,896
Provision for loan and lease losses$2,245,0001,538
Total noninterest income$320,0004,936
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$103,0005,134
Trading account gains and fees$0165
Additional Noninterest Income$217,0004,048
Total noninterest expense$2,336,0004,932
Salaries and employee benefits$924,0005,634
Premises and equipment expense$307,0004,778
Additional noninterest expense$1,105,0004,028
Pre-tax net operating income$-2,427,0007,128
Securities gains (losses)$03,651
Applicable income taxes$-17,0006,877
Income before extraordinary items$-2,410,0007,198
Extraordinary gains, net$023
Net income$-2,410,0007,197
Minority interest net income$0110
Net income of bank and minority interests.$-2,410,0007,198
Net charge-offs$1,932,0001,538
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-2,410,0007,173
2010-06-30 (YTD Data)Rank
Total interest income$2,068,0005,460
Total interest expense$888,0004,097
Net interest income$1,180,0005,991
Provision for loan and lease losses$1,430,0001,568
Total noninterest income$180,0005,196
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$71,0005,085
Trading account gains and fees$0152
Additional Noninterest Income$109,0004,502
Total noninterest expense$1,563,0004,936
Salaries and employee benefits$603,0005,728
Premises and equipment expense$199,0004,885
Additional noninterest expense$761,0003,919
Pre-tax net operating income$-1,633,0007,197
Securities gains (losses)$03,184
Applicable income taxes$-17,0006,963
Income before extraordinary items$-1,616,0007,269
Extraordinary gains, net$019
Net income$-1,616,0007,268
Minority interest net income$0105
Net income of bank and minority interests.$-1,616,0007,269
Net charge-offs$1,273,0001,510
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,616,0007,257
2010-03-31 (YTD Data)Rank
Total interest income$1,043,0005,507
Total interest expense$457,0004,153
Net interest income$586,0006,064
Provision for loan and lease losses$621,0001,586
Total noninterest income$76,0005,507
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$35,0005,100
Trading account gains and fees$0175
Additional Noninterest Income$41,0005,010
Total noninterest expense$823,0004,832
Salaries and employee benefits$317,0005,664
Premises and equipment expense$99,0004,976
Additional noninterest expense$407,0003,756
Pre-tax net operating income$-782,0007,336
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$-782,0007,403
Extraordinary gains, net$016
Net income$-782,0007,403
Minority interest net income$091
Net income of bank and minority interests.$-782,0007,404
Net charge-offs$287,0002,075
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-782,0007,389
2009-12-31 (YTD Data)Rank
Total interest income$4,919,0005,172
Total interest expense$2,237,0004,163
Net interest income$2,682,0005,661
Provision for loan and lease losses$1,623,0002,772
Total noninterest income$279,0005,724
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$179,0004,842
Trading account gains and fees$0211
Additional Noninterest Income$100,0005,643
Total noninterest expense$3,346,0004,862
Salaries and employee benefits$1,500,0005,191
Premises and equipment expense$431,0004,796
Additional noninterest expense$1,415,0004,244
Pre-tax net operating income$-2,008,0006,632
Securities gains (losses)$03,754
Applicable income taxes$-82,0006,531
Income before extraordinary items$-1,926,0006,725
Extraordinary gains, net$034
Net income$-1,926,0006,723
Minority interest net income$0115
Net income of bank and minority interests.$-1,926,0006,723
Net charge-offs$1,381,0002,484
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-1,926,0006,725
2009-09-30 (YTD Data)Rank
Total interest income$3,741,0005,195
Total interest expense$1,766,0004,173
Net interest income$1,975,0005,732
Provision for loan and lease losses$908,0002,923
Total noninterest income$325,0005,060
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$138,0004,832
Trading account gains and fees$0212
Additional Noninterest Income$187,0004,400
Total noninterest expense$2,651,0004,694
Salaries and employee benefits$1,232,0004,969
Premises and equipment expense$327,0004,810
Additional noninterest expense$1,092,0004,143
Pre-tax net operating income$-1,259,0006,764
Securities gains (losses)$03,497
Applicable income taxes$-283,0007,186
Income before extraordinary items$-976,0006,734
Extraordinary gains, net$027
Net income$-976,0006,735
Minority interest net income$0118
Net income of bank and minority interests.$-976,0006,735
Net charge-offs$510,0003,020
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-976,0006,727
2009-06-30 (YTD Data)Rank
Total interest income$2,527,0005,201
Total interest expense$1,265,0004,109
Net interest income$1,262,0005,855
Provision for loan and lease losses$513,0002,935
Total noninterest income$289,0004,497
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$89,0004,870
Trading account gains and fees$0193
Additional Noninterest Income$200,0003,649
Total noninterest expense$1,831,0004,634
Salaries and employee benefits$860,0004,886
Premises and equipment expense$219,0004,833
Additional noninterest expense$752,0004,058
Pre-tax net operating income$-793,0006,892
Securities gains (losses)$03,136
Applicable income taxes$-301,0007,420
Income before extraordinary items$-492,0006,766
Extraordinary gains, net$021
Net income$-492,0006,767
Minority interest net income$0112
Net income of bank and minority interests.$-492,0006,767
Net charge-offs$272,0003,050
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-492,0006,743
2009-03-31 (YTD Data)Rank
Total interest income$1,245,0005,282
Total interest expense$695,0003,964
Net interest income$550,0006,183
Provision for loan and lease losses$200,0002,838
Total noninterest income$114,0004,969
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$40,0005,014
Trading account gains and fees$0171
Additional Noninterest Income$74,0004,148
Total noninterest expense$945,0004,472
Salaries and employee benefits$448,0004,805
Premises and equipment expense$112,0004,803
Additional noninterest expense$385,0003,688
Pre-tax net operating income$-481,0007,299
Securities gains (losses)$02,434
Applicable income taxes$-182,0007,689
Income before extraordinary items$-299,0007,203
Extraordinary gains, net$015
Net income$-299,0007,203
Minority interest net income$0102
Net income of bank and minority interests.$-299,0007,204
Net charge-offs$253,0001,942
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-299,0007,147
2008-12-31 (YTD Data)Rank
Total interest income$5,908,0004,982
Total interest expense$3,505,0003,844
Net interest income$2,403,0005,989
Provision for loan and lease losses$801,0003,045
Total noninterest income$168,0006,724
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$154,0005,270
Trading account gains and fees$0154
Additional Noninterest Income$14,0007,582
Total noninterest expense$2,404,0005,741
Salaries and employee benefits$1,131,0006,132
Premises and equipment expense$297,0005,830
Additional noninterest expense$976,0004,890
Pre-tax net operating income$-634,0006,832
Securities gains (losses)$03,220
Applicable income taxes$-231,0007,247
Income before extraordinary items$-403,0006,650
Extraordinary gains, net$039
Net income$-403,0006,649
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$646,0002,463
Cash dividends$290,0004,149
Sale, conversion, retirement of capital stock, net$2,021,000323
Net operating income$-403,0006,788
2008-09-30 (YTD Data)Rank
Total interest income$4,627,0004,935
Total interest expense$2,699,0003,884
Net interest income$1,928,0005,889
Provision for loan and lease losses$551,0002,587
Total noninterest income$158,0006,519
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$115,0005,300
Trading account gains and fees$0148
Additional Noninterest Income$43,0006,778
Total noninterest expense$1,470,0006,271
Salaries and employee benefits$672,0006,679
Premises and equipment expense$200,0006,103
Additional noninterest expense$598,0005,433
Pre-tax net operating income$65,0006,538
Securities gains (losses)$03,106
Applicable income taxes$34,0004,349
Income before extraordinary items$31,0006,488
Extraordinary gains, net$031
Net income$31,0006,486
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$408,0002,193
Cash dividends$290,0003,466
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$31,0006,646
2008-06-30 (YTD Data)Rank
Total interest income$3,214,0004,868
Total interest expense$1,895,0003,876
Net interest income$1,319,0005,831
Provision for loan and lease losses$168,0003,437
Total noninterest income$106,0006,575
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$74,0005,395
Trading account gains and fees$0149
Additional Noninterest Income$32,0006,701
Total noninterest expense$909,0006,520
Salaries and employee benefits$405,0006,946
Premises and equipment expense$131,0006,187
Additional noninterest expense$373,0005,616
Pre-tax net operating income$348,0005,045
Securities gains (losses)$03,233
Applicable income taxes$140,0003,106
Income before extraordinary items$208,0005,551
Extraordinary gains, net$021
Net income$208,0005,552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$225,0002,100
Cash dividends$290,0003,035
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$208,0005,485
2008-03-31 (YTD Data)Rank
Total interest income$1,732,0004,751
Total interest expense$1,030,0003,830
Net interest income$702,0005,686
Provision for loan and lease losses$168,0002,005
Total noninterest income$51,0006,636
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$35,0005,454
Trading account gains and fees$0158
Additional Noninterest Income$16,0006,737
Total noninterest expense$399,0006,823
Salaries and employee benefits$148,0007,570
Premises and equipment expense$64,0006,286
Additional noninterest expense$187,0005,554
Pre-tax net operating income$186,0005,081
Securities gains (losses)$02,688
Applicable income taxes$74,0003,138
Income before extraordinary items$112,0005,680
Extraordinary gains, net$015
Net income$112,0005,683
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0001,612
Cash dividends$145,0002,645
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$112,0005,577
2007-12-31 (YTD Data)Rank
Total interest income$7,364,0004,608
Total interest expense$3,866,0004,093
Net interest income$3,498,0005,032
Provision for loan and lease losses$373,0002,810
Total noninterest income$193,0006,789
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$104,0005,978
Trading account gains and fees$0178
Additional Noninterest Income$89,0006,391
Total noninterest expense$2,420,0005,709
Salaries and employee benefits$1,370,0005,582
Premises and equipment expense$246,0006,297
Additional noninterest expense$804,0005,327
Pre-tax net operating income$898,0004,953
Securities gains (losses)$02,146
Applicable income taxes$359,0003,165
Income before extraordinary items$539,0005,542
Extraordinary gains, net$039
Net income$539,0005,542
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0005,668
Cash dividends$400,0004,028
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$539,0005,534
2007-09-30 (YTD Data)Rank
Total interest income$5,371,0004,702
Total interest expense$2,800,0004,188
Net interest income$2,571,0005,124
Provision for loan and lease losses$252,0002,597
Total noninterest income$147,0006,808
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$73,0006,084
Trading account gains and fees$0184
Additional Noninterest Income$74,0006,271
Total noninterest expense$1,794,0005,711
Salaries and employee benefits$1,008,0005,616
Premises and equipment expense$191,0006,182
Additional noninterest expense$595,0005,322
Pre-tax net operating income$672,0005,206
Securities gains (losses)$01,655
Applicable income taxes$268,0003,350
Income before extraordinary items$404,0005,818
Extraordinary gains, net$033
Net income$404,0005,815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$300,0003,601
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$404,0005,798
2007-06-30 (YTD Data)Rank
Total interest income$3,417,0004,836
Total interest expense$1,776,0004,328
Net interest income$1,641,0005,295
Provision for loan and lease losses$137,0002,788
Total noninterest income$110,0006,684
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$47,0006,168
Trading account gains and fees$0168
Additional Noninterest Income$63,0005,922
Total noninterest expense$1,179,0005,777
Salaries and employee benefits$657,0005,754
Premises and equipment expense$129,0006,193
Additional noninterest expense$393,0005,354
Pre-tax net operating income$435,0005,338
Securities gains (losses)$01,444
Applicable income taxes$173,0003,463
Income before extraordinary items$262,0005,933
Extraordinary gains, net$029
Net income$262,0005,932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,139
Cash dividends$200,0003,613
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$262,0005,917
2007-03-31 (YTD Data)Rank
Total interest income$1,679,0004,889
Total interest expense$874,0004,351
Net interest income$805,0005,368
Provision for loan and lease losses$24,0004,189
Total noninterest income$49,0006,849
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$24,0006,111
Trading account gains and fees$0195
Additional Noninterest Income$25,0006,275
Total noninterest expense$571,0005,897
Salaries and employee benefits$321,0005,863
Premises and equipment expense$65,0006,217
Additional noninterest expense$185,0005,520
Pre-tax net operating income$259,0004,975
Securities gains (losses)$01,187
Applicable income taxes$102,0003,242
Income before extraordinary items$157,0005,559
Extraordinary gains, net$022
Net income$157,0005,559
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,049
Cash dividends$100,0003,076
Sale, conversion, retirement of capital stock, net$0885
Net operating income$157,0005,544
2006-12-31 (YTD Data)Rank
Total interest income$6,113,0004,946
Total interest expense$2,743,0004,550
Net interest income$3,370,0005,174
Provision for loan and lease losses$435,0002,134
Total noninterest income$228,0006,697
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$135,0005,711
Trading account gains and fees$0130
Additional Noninterest Income$93,0006,451
Total noninterest expense$2,153,0005,940
Salaries and employee benefits$1,232,0005,823
Premises and equipment expense$257,0006,145
Additional noninterest expense$664,0005,792
Pre-tax net operating income$1,010,0005,178
Securities gains (losses)$01,687
Applicable income taxes$373,0003,523
Income before extraordinary items$637,0005,689
Extraordinary gains, net$051
Net income$637,0005,690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$325,0001,572
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$637,0005,674
2006-09-30 (YTD Data)Rank
Total interest income$4,474,0005,015
Total interest expense$1,923,0004,670
Net interest income$2,551,0005,193
Provision for loan and lease losses$110,0003,941
Total noninterest income$147,0006,992
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$109,0005,651
Trading account gains and fees$0126
Additional Noninterest Income$38,0007,269
Total noninterest expense$1,569,0006,012
Salaries and employee benefits$882,0005,937
Premises and equipment expense$201,0006,060
Additional noninterest expense$486,0005,850
Pre-tax net operating income$1,019,0004,672
Securities gains (losses)$01,388
Applicable income taxes$398,0003,187
Income before extraordinary items$621,0005,274
Extraordinary gains, net$045
Net income$621,0005,277
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,016
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$621,0005,264
2006-06-30 (YTD Data)Rank
Total interest income$2,935,0005,029
Total interest expense$1,196,0004,725
Net interest income$1,739,0005,136
Provision for loan and lease losses$40,0004,712
Total noninterest income$106,0006,883
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$78,0005,510
Trading account gains and fees$0126
Additional Noninterest Income$28,0007,198
Total noninterest expense$1,052,0006,016
Salaries and employee benefits$571,0006,053
Premises and equipment expense$139,0005,966
Additional noninterest expense$342,0005,683
Pre-tax net operating income$753,0004,460
Securities gains (losses)$01,185
Applicable income taxes$296,0003,062
Income before extraordinary items$457,0005,096
Extraordinary gains, net$039
Net income$457,0005,100
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,339
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$457,0005,086
2006-03-31 (YTD Data)Rank
Total interest income$1,468,0004,954
Total interest expense$583,0004,656
Net interest income$885,0005,088
Provision for loan and lease losses$17,0004,701
Total noninterest income$45,0007,115
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$32,0005,806
Trading account gains and fees$0115
Additional Noninterest Income$13,0007,271
Total noninterest expense$554,0005,875
Salaries and employee benefits$309,0005,843
Premises and equipment expense$72,0005,891
Additional noninterest expense$173,0005,628
Pre-tax net operating income$359,0004,535
Securities gains (losses)$0955
Applicable income taxes$140,0003,140
Income before extraordinary items$219,0005,131
Extraordinary gains, net$021
Net income$219,0005,131
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$219,0005,123
2005-12-31 (YTD Data)Rank
Total interest income$4,485,0005,497
Total interest expense$1,552,0005,147
Net interest income$2,933,0005,580
Provision for loan and lease losses$165,0003,955
Total noninterest income$181,0007,214
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$80,0006,585
Trading account gains and fees$0138
Additional Noninterest Income$101,0006,387
Total noninterest expense$2,222,0005,747
Salaries and employee benefits$1,425,0005,218
Premises and equipment expense$250,0006,211
Additional noninterest expense$547,0006,311
Pre-tax net operating income$727,0006,083
Securities gains (losses)$1,0002,117
Applicable income taxes$250,0004,363
Income before extraordinary items$478,0006,449
Extraordinary gains, net$046
Net income$478,0006,452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$477,3406,427
2005-09-30 (YTD Data)Rank
Total interest income$3,150,0005,655
Total interest expense$1,070,0005,258
Net interest income$2,080,0005,773
Provision for loan and lease losses$107,0004,071
Total noninterest income$141,0007,183
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$58,0006,669
Trading account gains and fees$0126
Additional Noninterest Income$83,0006,247
Total noninterest expense$1,457,0006,180
Salaries and employee benefits$876,0005,849
Premises and equipment expense$182,0006,253
Additional noninterest expense$399,0006,362
Pre-tax net operating income$657,0005,782
Securities gains (losses)$2,0002,008
Applicable income taxes$205,0004,378
Income before extraordinary items$454,0006,104
Extraordinary gains, net$035
Net income$454,0006,109
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$452,6206,086
2005-06-30 (YTD Data)Rank
Total interest income$1,964,0005,795
Total interest expense$651,0005,351
Net interest income$1,313,0005,922
Provision for loan and lease losses$89,0003,629
Total noninterest income$86,0007,300
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$35,0006,780
Trading account gains and fees$0116
Additional Noninterest Income$51,0006,373
Total noninterest expense$971,0006,178
Salaries and employee benefits$588,0005,817
Premises and equipment expense$118,0006,320
Additional noninterest expense$265,0006,361
Pre-tax net operating income$339,0006,341
Securities gains (losses)$2,0001,855
Applicable income taxes$103,0004,783
Income before extraordinary items$238,0006,615
Extraordinary gains, net$030
Net income$238,0006,616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$236,6006,579
2005-03-31 (YTD Data)Rank
Total interest income$912,0006,006
Total interest expense$295,0005,524
Net interest income$617,0006,138
Provision for loan and lease losses$29,0004,274
Total noninterest income$35,0007,613
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$16,0006,882
Trading account gains and fees$0115
Additional Noninterest Income$19,0006,923
Total noninterest expense$454,0006,402
Salaries and employee benefits$277,0006,055
Premises and equipment expense$56,0006,500
Additional noninterest expense$121,0006,644
Pre-tax net operating income$169,0006,329
Securities gains (losses)$1,0001,514
Applicable income taxes$51,0004,729
Income before extraordinary items$119,0006,588
Extraordinary gains, net$024
Net income$119,0006,589
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$118,3006,564
2004-12-31 (YTD Data)Rank
Total interest income$2,341,0007,045
Total interest expense$788,0006,304
Net interest income$1,553,0007,245
Provision for loan and lease losses$-199,0008,841
Total noninterest income$112,0007,942
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$56,0007,193
Trading account gains and fees$0138
Additional Noninterest Income$56,0007,268
Total noninterest expense$1,233,0007,386
Salaries and employee benefits$763,0007,062
Premises and equipment expense$165,0007,169
Additional noninterest expense$305,0007,674
Pre-tax net operating income$631,0006,302
Securities gains (losses)$1,0003,645
Applicable income taxes$187,0004,839
Income before extraordinary items$445,0006,574
Extraordinary gains, net$034
Net income$445,0006,577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$444,3006,524
2004-09-30 (YTD Data)Rank
Total interest income$1,525,0007,372
Total interest expense$516,0006,627
Net interest income$1,009,0007,562
Provision for loan and lease losses$-199,0008,922
Total noninterest income$66,0008,275
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$37,0007,339
Trading account gains and fees$0134
Additional Noninterest Income$29,0007,742
Total noninterest expense$809,0007,627
Salaries and employee benefits$492,0007,378
Premises and equipment expense$109,0007,352
Additional noninterest expense$208,0007,841
Pre-tax net operating income$465,0006,484
Securities gains (losses)$03,710
Applicable income taxes$139,0004,943
Income before extraordinary items$326,0006,750
Extraordinary gains, net$026
Net income$326,0006,750
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$326,0006,674
2004-06-30 (YTD Data)Rank
Total interest income$749,0007,976
Total interest expense$254,0007,359
Net interest income$495,0008,112
Provision for loan and lease losses$-199,0008,993
Total noninterest income$32,0008,558
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$18,0007,579
Trading account gains and fees$0130
Additional Noninterest Income$14,0008,074
Total noninterest expense$403,0008,190
Salaries and employee benefits$233,0008,122
Premises and equipment expense$55,0007,871
Additional noninterest expense$115,0008,149
Pre-tax net operating income$323,0006,353
Securities gains (losses)$03,413
Applicable income taxes$100,0004,844
Income before extraordinary items$223,0006,683
Extraordinary gains, net$021
Net income$223,0006,683
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$223,0006,594
2004-03-31 (YTD Data)Rank
Total interest income$730,0006,575
Total interest expense$251,0005,695
Net interest income$479,0006,806
Provision for loan and lease losses$12,0005,458
Total noninterest income$42,0007,514
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$16,0007,105
Trading account gains and fees$0121
Additional Noninterest Income$26,0006,361
Total noninterest expense$907,0004,066
Salaries and employee benefits$402,0004,720
Premises and equipment expense$48,0006,879
Additional noninterest expense$457,0002,578
Pre-tax net operating income$-398,0009,011
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$-398,0009,030
Extraordinary gains, net$016
Net income$-398,0009,029
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$-398,0009,008
2003-12-31 (YTD Data)Rank
Total interest income$2,783,0006,760
Total interest expense$1,008,0006,099
Net interest income$1,775,0006,939
Provision for loan and lease losses$138,0004,729
Total noninterest income$231,0007,083
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$76,0006,964
Trading account gains and fees$0160
Additional Noninterest Income$155,0005,766
Total noninterest expense$1,592,0006,731
Salaries and employee benefits$962,0006,395
Premises and equipment expense$186,0006,952
Additional noninterest expense$444,0006,878
Pre-tax net operating income$276,0007,524
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$276,0007,397
Extraordinary gains, net$054
Net income$276,0007,398
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$276,0007,253
2003-09-30 (YTD Data)Rank
Total interest income$2,045,0006,890
Total interest expense$761,0006,210
Net interest income$1,284,0007,085
Provision for loan and lease losses$105,0004,577
Total noninterest income$187,0007,007
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$54,0007,102
Trading account gains and fees$0153
Additional Noninterest Income$133,0005,568
Total noninterest expense$1,133,0006,878
Salaries and employee benefits$723,0006,373
Premises and equipment expense$139,0006,980
Additional noninterest expense$271,0007,390
Pre-tax net operating income$233,0007,534
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$233,0007,380
Extraordinary gains, net$040
Net income$233,0007,384
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$233,0007,215
2003-06-30 (YTD Data)Rank
Total interest income$1,349,0006,964
Total interest expense$521,0006,263
Net interest income$828,0007,183
Provision for loan and lease losses$75,0004,385
Total noninterest income$116,0007,137
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$34,0007,172
Trading account gains and fees$0150
Additional Noninterest Income$82,0005,679
Total noninterest expense$755,0006,890
Salaries and employee benefits$483,0006,384
Premises and equipment expense$93,0006,939
Additional noninterest expense$179,0007,412
Pre-tax net operating income$114,0007,888
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$114,0007,804
Extraordinary gains, net$030
Net income$114,0007,805
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$114,0007,635
2003-03-31 (YTD Data)Rank
Total interest income$647,0007,122
Total interest expense$264,0006,332
Net interest income$383,0007,391
Provision for loan and lease losses$48,0003,749
Total noninterest income$63,0006,928
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$16,0007,223
Trading account gains and fees$0134
Additional Noninterest Income$47,0005,386
Total noninterest expense$369,0006,964
Salaries and employee benefits$241,0006,396
Premises and equipment expense$47,0006,953
Additional noninterest expense$81,0007,638
Pre-tax net operating income$29,0008,329
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$29,0008,299
Extraordinary gains, net$021
Net income$29,0008,298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$29,0008,169
2002-12-31 (YTD Data)Rank
Total interest income$2,155,0007,679
Total interest expense$934,0007,101
Net interest income$1,221,0007,895
Provision for loan and lease losses$284,0003,588
Total noninterest income$200,0007,306
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$44,0007,615
Trading account gains and fees$0153
Additional Noninterest Income$156,0005,511
Total noninterest expense$1,383,0007,088
Salaries and employee benefits$875,0006,596
Premises and equipment expense$162,0007,283
Additional noninterest expense$346,0007,499
Pre-tax net operating income$-246,0008,853
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$-246,0008,927
Extraordinary gains, net$070
Net income$-246,0008,926
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0007,185
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-246,0008,873
2001-12-31 (YTD Data)Rank
Total interest income$1,373,0008,849
Total interest expense$763,0008,507
Net interest income$610,0009,022
Provision for loan and lease losses$280,0003,357
Total noninterest income$20,0009,419
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$14,0008,211
Trading account gains and fees$0177
Additional Noninterest Income$6,0009,281
Total noninterest expense$1,337,0007,148
Salaries and employee benefits$739,0007,024
Premises and equipment expense$171,0007,205
Additional noninterest expense$427,0006,946
Pre-tax net operating income$-987,0009,352
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$-987,0009,413
Extraordinary gains, net$0105
Net income$-987,0009,414
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$-987,0009,382
2000-12-31 (YTD Data)Rank
Total interest income$202,0009,828
Total interest expense$26,0009,812
Net interest income$176,0009,794
Provision for loan and lease losses$15,0007,764
Total noninterest income$2,0009,820
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$08,617
Trading account gains and feesNANA
Additional Noninterest Income$2,0009,744
Total noninterest expense$866,0008,386
Salaries and employee benefits$420,0008,648
Premises and equipment expense$68,0009,023
Additional noninterest expense$378,0007,332
Pre-tax net operating income$-703,0009,636
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$-703,0009,659
Extraordinary gains, net$038
Net income$-703,0009,658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$7,829,000101
Net operating income$-703,0009,658

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.