Home > First Capital Bank of Arizona > Income and Expense

First Capital Bank of Arizona, Income and Expense

2000-12-31 (YTD Data)		Rank
Total interest income	$8,322,000	3,994
Total interest expense	$4,031,000	3,951
Net interest income	$4,291,000	3,945
Provision for loan and lease losses	$373,000	2,410
Total noninterest income	$312,000	6,194
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$176,000	5,411
Trading account gains and fees	NA	NA
Additional Noninterest Income	$136,000	5,716
Total noninterest expense	$2,299,000	5,162
Salaries and employee benefits	$1,259,000	5,015
Premises and equipment expense	$350,000	4,931
Additional noninterest expense	$690,000	5,225
Pre-tax net operating income	$1,931,000	3,418
Securities gains (losses)	$0	1,956
Applicable income taxes	$742,000	2,659
Income before extraordinary items	$1,189,000	3,888
Extraordinary gains, net	$0	38
Net income	$1,189,000	3,888
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$23,000	846
Net operating income	$1,189,000	3,867
1999-12-31 (YTD Data)		Rank
Total interest income	$6,301,000	4,790
Total interest expense	$2,796,000	4,862
Net interest income	$3,505,000	4,655
Provision for loan and lease losses	$179,000	3,861
Total noninterest income	$365,000	5,876
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$123,000	6,298
Trading account gains and fees	NA	NA
Additional Noninterest Income	$242,000	4,505
Total noninterest expense	$2,401,000	5,018
Salaries and employee benefits	$1,479,000	4,389
Premises and equipment expense	$359,000	4,881
Additional noninterest expense	$563,000	6,065
Pre-tax net operating income	$1,290,000	4,547
Securities gains (losses)	$-12,000	9,370
Applicable income taxes	$467,000	3,769
Income before extraordinary items	$811,000	5,054
Extraordinary gains, net	$0	35
Net income	$811,000	5,053
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,897
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$26,000	919
Net operating income	$818,680	4,995
1998-12-31 (YTD Data)		Rank
Total interest income	$4,449,000	6,099
Total interest expense	$1,854,000	6,451
Net interest income	$2,595,000	5,698
Provision for loan and lease losses	$156,000	4,068
Total noninterest income	$118,000	8,721
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$72,000	7,483
Trading account gains and fees	NA	NA
Additional Noninterest Income	$46,000	8,300
Total noninterest expense	$2,155,000	5,300
Salaries and employee benefits	$1,299,000	4,765
Premises and equipment expense	$306,000	5,331
Additional noninterest expense	$550,000	6,089
Pre-tax net operating income	$402,000	7,866
Securities gains (losses)	$0	4,449
Applicable income taxes	$15,000	8,979
Income before extraordinary items	$387,000	7,297
Extraordinary gains, net	$0	32
Net income	$387,000	7,294
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,132
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$72,000	811
Net operating income	$387,000	7,213
1997-12-31 (YTD Data)		Rank
Total interest income	$2,203,000	8,784
Total interest expense	$818,000	9,201
Net interest income	$1,385,000	8,271
Provision for loan and lease losses	$201,000	3,418
Total noninterest income	$110,000	9,234
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$52,000	8,373
Trading account gains and fees	NA	NA
Additional Noninterest Income	$58,000	8,093
Total noninterest expense	$1,286,000	7,391
Salaries and employee benefits	$798,000	6,791
Premises and equipment expense	$172,000	7,344
Additional noninterest expense	$316,000	8,164
Pre-tax net operating income	$8,000	10,344
Securities gains (losses)	$0	3,944
Applicable income taxes	$0	10,065
Income before extraordinary items	$8,000	10,383
Extraordinary gains, net	$0	44
Net income	$8,000	10,385
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,513
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$3,723,000	264
Net operating income	$8,000	10,345
1996-12-31 (YTD Data)		Rank
Total interest income	$222,000	11,364
Total interest expense	$70,000	11,350
Net interest income	$152,000	11,359
Provision for loan and lease losses	$50,000	6,559
Total noninterest income	$37,000	11,047
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$2,000	9,861
Trading account gains and fees	NA	NA
Additional Noninterest Income	$35,000	9,600
Total noninterest expense	$484,000	10,654
Salaries and employee benefits	$245,000	10,744
Premises and equipment expense	$70,000	10,079
Additional noninterest expense	$169,000	10,316
Pre-tax net operating income	$-345,000	11,164
Securities gains (losses)	$0	4,148
Applicable income taxes	$0	10,572
Income before extraordinary items	$-345,000	11,206
Extraordinary gains, net	$0	53
Net income	$-345,000	11,205
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,805
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$5,576,000	128
Net operating income	$-345,000	11,177

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.