Home > First Capital Bank > Income and Expense
First Capital Bank, Income and Expense
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $10,548,000 | 2,001 |
| Total interest expense | $2,365,000 | 909 |
| Net interest income | $8,183,000 | 2,226 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $13,000 | 4,850 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $9,000 | 4,637 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 4,822 |
| Total noninterest expense | $4,526,000 | 2,726 |
| Salaries and employee benefits | $2,780,000 | 2,631 |
| Premises and equipment expense | $384,000 | 3,013 |
| Additional noninterest expense | $1,362,000 | 2,765 |
| Pre-tax net operating income | $3,670,000 | 2,164 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $1,000,000 | 1,453 |
| Income before extraordinary items | $2,670,000 | 2,422 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,670,000 | 2,422 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,670,000 | 2,422 |
| Net charge-offs | $29,000 | 1,582 |
| Cash dividends | $601,000 | 2,143 |
| Sale, conversion, retirement of capital stock, net | $113,000 | 401 |
| Net operating income | $2,670,000 | 2,389 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $7,131,000 | 1,978 |
| Total interest expense | $1,659,000 | 905 |
| Net interest income | $5,472,000 | 2,205 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $122,000 | 4,231 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $5,000 | 4,683 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 3,938 |
| Total noninterest expense | $2,984,000 | 2,737 |
| Salaries and employee benefits | $1,768,000 | 2,700 |
| Premises and equipment expense | $241,000 | 3,100 |
| Additional noninterest expense | $975,000 | 2,631 |
| Pre-tax net operating income | $2,610,000 | 2,053 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $708,000 | 1,415 |
| Income before extraordinary items | $1,902,000 | 2,295 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,902,000 | 2,294 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,902,000 | 2,295 |
| Net charge-offs | $29,000 | 1,351 |
| Cash dividends | $300,000 | 2,344 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 381 |
| Net operating income | $1,902,000 | 2,263 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,418,000 | 2,017 |
| Total interest expense | $863,000 | 920 |
| Net interest income | $2,555,000 | 2,294 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $55,000 | 4,294 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $3,000 | 4,659 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 3,986 |
| Total noninterest expense | $1,451,000 | 2,780 |
| Salaries and employee benefits | $853,000 | 2,744 |
| Premises and equipment expense | $108,000 | 3,283 |
| Additional noninterest expense | $490,000 | 2,573 |
| Pre-tax net operating income | $1,159,000 | 2,190 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $313,000 | 1,478 |
| Income before extraordinary items | $846,000 | 2,436 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $846,000 | 2,434 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $846,000 | 2,436 |
| Net charge-offs | $14,000 | 1,259 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 350 |
| Net operating income | $846,000 | 2,397 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $14,541,000 | 1,939 |
| Total interest expense | $5,069,000 | 940 |
| Net interest income | $9,472,000 | 2,347 |
| Provision for loan and lease losses | $1,700,000 | 1,162 |
| Total noninterest income | $335,000 | 3,955 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $14,000 | 4,692 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $321,000 | 3,565 |
| Total noninterest expense | $5,356,000 | 2,873 |
| Salaries and employee benefits | $3,341,000 | 2,763 |
| Premises and equipment expense | $450,000 | 3,215 |
| Additional noninterest expense | $1,565,000 | 2,977 |
| Pre-tax net operating income | $2,751,000 | 2,537 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $764,000 | 1,656 |
| Income before extraordinary items | $1,987,000 | 2,844 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,987,000 | 2,843 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,987,000 | 2,844 |
| Net charge-offs | $551,000 | 914 |
| Cash dividends | $1,125,000 | 2,080 |
| Sale, conversion, retirement of capital stock, net | $151,000 | 399 |
| Net operating income | $1,987,000 | 2,794 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $11,027,000 | 1,936 |
| Total interest expense | $4,025,000 | 953 |
| Net interest income | $7,002,000 | 2,358 |
| Provision for loan and lease losses | $1,300,000 | 1,161 |
| Total noninterest income | $277,000 | 3,880 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $11,000 | 4,709 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $266,000 | 3,465 |
| Total noninterest expense | $3,785,000 | 2,983 |
| Salaries and employee benefits | $2,388,000 | 2,824 |
| Premises and equipment expense | $329,000 | 3,263 |
| Additional noninterest expense | $1,068,000 | 3,113 |
| Pre-tax net operating income | $2,194,000 | 2,454 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $607,000 | 1,593 |
| Income before extraordinary items | $1,587,000 | 2,763 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,587,000 | 2,762 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,587,000 | 2,763 |
| Net charge-offs | $551,000 | 707 |
| Cash dividends | $825,000 | 1,885 |
| Sale, conversion, retirement of capital stock, net | $113,000 | 379 |
| Net operating income | $1,587,000 | 2,708 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $7,483,000 | 1,928 |
| Total interest expense | $2,837,000 | 965 |
| Net interest income | $4,646,000 | 2,384 |
| Provision for loan and lease losses | $600,000 | 1,444 |
| Total noninterest income | $184,000 | 3,881 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $7,000 | 4,746 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 3,438 |
| Total noninterest expense | $2,522,000 | 2,984 |
| Salaries and employee benefits | $1,605,000 | 2,831 |
| Premises and equipment expense | $215,000 | 3,299 |
| Additional noninterest expense | $702,000 | 3,136 |
| Pre-tax net operating income | $1,708,000 | 2,223 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $470,000 | 1,393 |
| Income before extraordinary items | $1,238,000 | 2,502 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,238,000 | 2,501 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,238,000 | 2,502 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $525,000 | 1,907 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 353 |
| Net operating income | $1,238,000 | 2,471 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,898,000 | 1,850 |
| Total interest expense | $1,521,000 | 1,006 |
| Net interest income | $2,377,000 | 2,303 |
| Provision for loan and lease losses | $100,000 | 1,942 |
| Total noninterest income | $92,000 | 3,877 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $4,000 | 4,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 3,320 |
| Total noninterest expense | $1,325,000 | 2,916 |
| Salaries and employee benefits | $840,000 | 2,765 |
| Premises and equipment expense | $109,000 | 3,291 |
| Additional noninterest expense | $376,000 | 3,044 |
| Pre-tax net operating income | $1,044,000 | 1,768 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $288,000 | 1,104 |
| Income before extraordinary items | $756,000 | 2,061 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $756,000 | 2,060 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $756,000 | 2,061 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $300,000 | 1,635 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 342 |
| Net operating income | $756,000 | 2,026 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $15,522,000 | 1,871 |
| Total interest expense | $6,061,000 | 1,045 |
| Net interest income | $9,461,000 | 2,334 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $150,000 | 4,614 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $18,000 | 4,875 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 4,252 |
| Total noninterest expense | $5,462,000 | 2,851 |
| Salaries and employee benefits | $3,278,000 | 2,775 |
| Premises and equipment expense | $653,000 | 2,650 |
| Additional noninterest expense | $1,531,000 | 3,052 |
| Pre-tax net operating income | $4,149,000 | 2,004 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $1,117,000 | 1,329 |
| Income before extraordinary items | $3,032,000 | 2,276 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,032,000 | 2,278 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,032,000 | 2,278 |
| Net charge-offs | $0 | 3,726 |
| Cash dividends | $1,120,000 | 2,199 |
| Sale, conversion, retirement of capital stock, net | $159,000 | 428 |
| Net operating income | $3,032,000 | 2,237 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $11,406,000 | 1,915 |
| Total interest expense | $4,436,000 | 1,078 |
| Net interest income | $6,970,000 | 2,404 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $336,000 | 3,820 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $15,000 | 4,933 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $321,000 | 3,211 |
| Total noninterest expense | $4,119,000 | 2,851 |
| Salaries and employee benefits | $2,415,000 | 2,822 |
| Premises and equipment expense | $535,000 | 2,524 |
| Additional noninterest expense | $1,169,000 | 3,019 |
| Pre-tax net operating income | $3,187,000 | 2,031 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $853,000 | 1,363 |
| Income before extraordinary items | $2,334,000 | 2,289 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,334,000 | 2,290 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,334,000 | 2,290 |
| Net charge-offs | $0 | 3,455 |
| Cash dividends | $820,000 | 2,020 |
| Sale, conversion, retirement of capital stock, net | $125,000 | 383 |
| Net operating income | $2,334,000 | 2,256 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $7,342,000 | 1,969 |
| Total interest expense | $2,820,000 | 1,101 |
| Net interest income | $4,522,000 | 2,451 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $177,000 | 4,062 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $10,000 | 4,957 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 3,478 |
| Total noninterest expense | $2,751,000 | 2,864 |
| Salaries and employee benefits | $1,565,000 | 2,886 |
| Premises and equipment expense | $391,000 | 2,404 |
| Additional noninterest expense | $795,000 | 3,017 |
| Pre-tax net operating income | $1,948,000 | 2,133 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $540,000 | 1,387 |
| Income before extraordinary items | $1,408,000 | 2,418 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,408,000 | 2,418 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,408,000 | 2,418 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $520,000 | 2,071 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 360 |
| Net operating income | $1,408,000 | 2,391 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,498,000 | 2,050 |
| Total interest expense | $1,337,000 | 1,134 |
| Net interest income | $2,161,000 | 2,538 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $84,000 | 4,115 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $5,000 | 5,005 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 3,512 |
| Total noninterest expense | $1,316,000 | 2,969 |
| Salaries and employee benefits | $745,000 | 2,997 |
| Premises and equipment expense | $196,000 | 2,420 |
| Additional noninterest expense | $375,000 | 3,151 |
| Pre-tax net operating income | $929,000 | 2,154 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $258,000 | 1,382 |
| Income before extraordinary items | $671,000 | 2,428 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $671,000 | 2,427 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $671,000 | 2,427 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $300,000 | 1,718 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 334 |
| Net operating income | $671,000 | 2,412 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $13,351,000 | 2,039 |
| Total interest expense | $4,031,000 | 1,123 |
| Net interest income | $9,320,000 | 2,378 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $8,000 | 5,334 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $18,000 | 5,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-10,000 | 5,332 |
| Total noninterest expense | $5,409,000 | 2,911 |
| Salaries and employee benefits | $3,191,000 | 2,847 |
| Premises and equipment expense | $699,000 | 2,575 |
| Additional noninterest expense | $1,519,000 | 3,146 |
| Pre-tax net operating income | $3,919,000 | 2,138 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,096,000 | 1,302 |
| Income before extraordinary items | $2,823,000 | 2,406 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,823,000 | 2,405 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,823,000 | 2,405 |
| Net charge-offs | $102,000 | 2,132 |
| Cash dividends | $160,000 | 3,670 |
| Sale, conversion, retirement of capital stock, net | $176,000 | 417 |
| Net operating income | $2,823,000 | 2,404 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $9,833,000 | 2,054 |
| Total interest expense | $2,823,000 | 1,126 |
| Net interest income | $7,010,000 | 2,376 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $-64,000 | 5,448 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $14,000 | 5,158 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-78,000 | 5,444 |
| Total noninterest expense | $4,037,000 | 2,927 |
| Salaries and employee benefits | $2,388,000 | 2,853 |
| Premises and equipment expense | $522,000 | 2,596 |
| Additional noninterest expense | $1,127,000 | 3,175 |
| Pre-tax net operating income | $2,909,000 | 2,165 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $811,000 | 1,369 |
| Income before extraordinary items | $2,098,000 | 2,436 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,098,000 | 2,435 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,098,000 | 2,435 |
| Net charge-offs | $102,000 | 1,717 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $132,000 | 390 |
| Net operating income | $2,098,000 | 2,432 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $6,503,000 | 2,053 |
| Total interest expense | $1,776,000 | 1,124 |
| Net interest income | $4,727,000 | 2,351 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $150,000 | 4,391 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $9,000 | 5,218 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 3,798 |
| Total noninterest expense | $2,664,000 | 2,973 |
| Salaries and employee benefits | $1,573,000 | 2,905 |
| Premises and equipment expense | $342,000 | 2,642 |
| Additional noninterest expense | $749,000 | 3,188 |
| Pre-tax net operating income | $2,213,000 | 1,948 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $616,000 | 1,224 |
| Income before extraordinary items | $1,597,000 | 2,209 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,597,000 | 2,206 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,597,000 | 2,208 |
| Net charge-offs | $102,000 | 1,307 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 383 |
| Net operating income | $1,597,000 | 2,205 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,217,000 | 2,068 |
| Total interest expense | $846,000 | 1,113 |
| Net interest income | $2,371,000 | 2,346 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $76,000 | 4,401 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $5,000 | 5,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 3,804 |
| Total noninterest expense | $1,331,000 | 2,993 |
| Salaries and employee benefits | $786,000 | 2,939 |
| Premises and equipment expense | $177,000 | 2,638 |
| Additional noninterest expense | $368,000 | 3,227 |
| Pre-tax net operating income | $1,116,000 | 1,888 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $311,000 | 1,196 |
| Income before extraordinary items | $805,000 | 2,162 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $805,000 | 2,161 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $805,000 | 2,162 |
| Net charge-offs | $102,000 | 847 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 350 |
| Net operating income | $805,000 | 2,148 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $12,237,000 | 2,104 |
| Total interest expense | $2,662,000 | 1,214 |
| Net interest income | $9,575,000 | 2,290 |
| Provision for loan and lease losses | $319,000 | 1,915 |
| Total noninterest income | $188,000 | 4,888 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $17,000 | 5,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $171,000 | 4,360 |
| Total noninterest expense | $5,381,000 | 2,973 |
| Salaries and employee benefits | $3,125,000 | 2,907 |
| Premises and equipment expense | $650,000 | 2,790 |
| Additional noninterest expense | $1,606,000 | 3,091 |
| Pre-tax net operating income | $4,063,000 | 2,021 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,786,000 | 1,373 |
| Income before extraordinary items | $2,277,000 | 2,475 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,277,000 | 2,475 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,277,000 | 2,475 |
| Net charge-offs | $535,000 | 1,039 |
| Cash dividends | $300,000 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $176,000 | 423 |
| Net operating income | $2,277,000 | 2,455 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $8,998,000 | 2,138 |
| Total interest expense | $1,889,000 | 1,254 |
| Net interest income | $7,109,000 | 2,323 |
| Provision for loan and lease losses | $84,000 | 2,879 |
| Total noninterest income | $121,000 | 5,060 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $14,000 | 5,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 4,578 |
| Total noninterest expense | $4,031,000 | 2,991 |
| Salaries and employee benefits | $2,348,000 | 2,926 |
| Premises and equipment expense | $483,000 | 2,823 |
| Additional noninterest expense | $1,200,000 | 3,102 |
| Pre-tax net operating income | $3,115,000 | 2,006 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,193,000 | 1,303 |
| Income before extraordinary items | $1,922,000 | 2,471 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,922,000 | 2,470 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,922,000 | 2,471 |
| Net charge-offs | $558,000 | 748 |
| Cash dividends | $300,000 | 2,852 |
| Sale, conversion, retirement of capital stock, net | $126,000 | 399 |
| Net operating income | $1,922,000 | 2,450 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,923,000 | 2,140 |
| Total interest expense | $1,228,000 | 1,246 |
| Net interest income | $4,695,000 | 2,328 |
| Provision for loan and lease losses | $84,000 | 2,404 |
| Total noninterest income | $50,000 | 5,372 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $10,000 | 5,434 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 5,002 |
| Total noninterest expense | $2,688,000 | 3,009 |
| Salaries and employee benefits | $1,566,000 | 2,943 |
| Premises and equipment expense | $316,000 | 2,875 |
| Additional noninterest expense | $806,000 | 3,093 |
| Pre-tax net operating income | $1,973,000 | 2,049 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $756,000 | 1,321 |
| Income before extraordinary items | $1,217,000 | 2,500 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,217,000 | 2,499 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,217,000 | 2,500 |
| Net charge-offs | $439,000 | 629 |
| Cash dividends | $300,000 | 2,486 |
| Sale, conversion, retirement of capital stock, net | $83,000 | 372 |
| Net operating income | $1,217,000 | 2,481 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,933,000 | 2,153 |
| Total interest expense | $612,000 | 1,209 |
| Net interest income | $2,321,000 | 2,350 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $-16,000 | 5,829 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $5,000 | 5,481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-21,000 | 5,821 |
| Total noninterest expense | $1,363,000 | 3,006 |
| Salaries and employee benefits | $793,000 | 2,965 |
| Premises and equipment expense | $165,000 | 2,832 |
| Additional noninterest expense | $405,000 | 3,091 |
| Pre-tax net operating income | $942,000 | 2,039 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $361,000 | 1,338 |
| Income before extraordinary items | $581,000 | 2,514 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $581,000 | 2,513 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $581,000 | 2,514 |
| Net charge-offs | $171,000 | 664 |
| Cash dividends | $150,000 | 2,123 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 340 |
| Net operating income | $581,000 | 2,491 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $11,288,000 | 2,179 |
| Total interest expense | $2,193,000 | 1,306 |
| Net interest income | $9,095,000 | 2,364 |
| Provision for loan and lease losses | $851,000 | 1,042 |
| Total noninterest income | $122,000 | 5,385 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $17,000 | 5,600 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $105,000 | 4,936 |
| Total noninterest expense | $5,065,000 | 3,159 |
| Salaries and employee benefits | $2,901,000 | 3,089 |
| Premises and equipment expense | $605,000 | 2,997 |
| Additional noninterest expense | $1,559,000 | 3,258 |
| Pre-tax net operating income | $3,301,000 | 2,230 |
| Securities gains (losses) | $-8,000 | 5,623 |
| Applicable income taxes | $1,262,000 | 1,430 |
| Income before extraordinary items | $2,031,000 | 2,756 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,031,000 | 2,754 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,031,000 | 2,755 |
| Net charge-offs | $18,000 | 3,674 |
| Cash dividends | $528,000 | 2,901 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 612 |
| Net operating income | $2,036,120 | 2,705 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,314,000 | 2,212 |
| Total interest expense | $1,589,000 | 1,345 |
| Net interest income | $6,725,000 | 2,392 |
| Provision for loan and lease losses | $184,000 | 2,121 |
| Total noninterest income | $96,000 | 5,417 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $13,000 | 5,661 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $83,000 | 4,948 |
| Total noninterest expense | $3,736,000 | 3,192 |
| Salaries and employee benefits | $2,136,000 | 3,129 |
| Premises and equipment expense | $456,000 | 3,005 |
| Additional noninterest expense | $1,144,000 | 3,324 |
| Pre-tax net operating income | $2,901,000 | 2,009 |
| Securities gains (losses) | $-8,000 | 5,790 |
| Applicable income taxes | $1,108,000 | 1,310 |
| Income before extraordinary items | $1,785,000 | 2,522 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,785,000 | 2,523 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,785,000 | 2,523 |
| Net charge-offs | $-25,000 | 5,146 |
| Cash dividends | $378,000 | 2,677 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 578 |
| Net operating income | $1,790,120 | 2,468 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,405,000 | 2,262 |
| Total interest expense | $1,010,000 | 1,407 |
| Net interest income | $4,395,000 | 2,434 |
| Provision for loan and lease losses | $100,000 | 2,280 |
| Total noninterest income | $58,000 | 5,515 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $8,000 | 5,737 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $50,000 | 5,052 |
| Total noninterest expense | $2,469,000 | 3,231 |
| Salaries and employee benefits | $1,407,000 | 3,179 |
| Premises and equipment expense | $297,000 | 3,066 |
| Additional noninterest expense | $765,000 | 3,347 |
| Pre-tax net operating income | $1,884,000 | 2,039 |
| Securities gains (losses) | $-8,000 | 5,884 |
| Applicable income taxes | $720,000 | 1,328 |
| Income before extraordinary items | $1,156,000 | 2,542 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,156,000 | 2,541 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,156,000 | 2,541 |
| Net charge-offs | $-24,000 | 5,269 |
| Cash dividends | $228,000 | 2,759 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 561 |
| Net operating income | $1,161,120 | 2,472 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,668,000 | 2,281 |
| Total interest expense | $495,000 | 1,433 |
| Net interest income | $2,173,000 | 2,464 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $40,000 | 5,322 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $4,000 | 5,779 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $36,000 | 4,741 |
| Total noninterest expense | $1,232,000 | 3,255 |
| Salaries and employee benefits | $687,000 | 3,250 |
| Premises and equipment expense | $143,000 | 3,167 |
| Additional noninterest expense | $402,000 | 3,225 |
| Pre-tax net operating income | $981,000 | 1,948 |
| Securities gains (losses) | $-8,000 | 5,967 |
| Applicable income taxes | $372,000 | 1,294 |
| Income before extraordinary items | $601,000 | 2,444 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $601,000 | 2,444 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $601,000 | 2,444 |
| Net charge-offs | $-24,000 | 5,522 |
| Cash dividends | $150,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 538 |
| Net operating income | $606,120 | 2,383 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $10,000,000 | 2,366 |
| Total interest expense | $1,788,000 | 1,528 |
| Net interest income | $8,212,000 | 2,540 |
| Provision for loan and lease losses | $757,000 | 1,008 |
| Total noninterest income | $-183,000 | 6,154 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $18,000 | 5,839 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $-201,000 | 6,143 |
| Total noninterest expense | $4,962,000 | 3,239 |
| Salaries and employee benefits | $2,802,000 | 3,167 |
| Premises and equipment expense | $586,000 | 3,159 |
| Additional noninterest expense | $1,574,000 | 3,301 |
| Pre-tax net operating income | $2,310,000 | 2,769 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $865,000 | 1,723 |
| Income before extraordinary items | $1,445,000 | 3,288 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,445,000 | 3,289 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,445,000 | 3,290 |
| Net charge-offs | $636,000 | 955 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 678 |
| Net operating income | $1,445,000 | 3,234 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,432,000 | 2,405 |
| Total interest expense | $1,319,000 | 1,566 |
| Net interest income | $6,113,000 | 2,570 |
| Provision for loan and lease losses | $190,000 | 2,009 |
| Total noninterest income | $-202,000 | 6,248 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $14,000 | 5,917 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-216,000 | 6,231 |
| Total noninterest expense | $3,598,000 | 3,331 |
| Salaries and employee benefits | $2,070,000 | 3,222 |
| Premises and equipment expense | $441,000 | 3,190 |
| Additional noninterest expense | $1,087,000 | 3,488 |
| Pre-tax net operating income | $2,123,000 | 2,452 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $802,000 | 1,581 |
| Income before extraordinary items | $1,321,000 | 3,013 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,321,000 | 3,013 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,321,000 | 3,014 |
| Net charge-offs | $416,000 | 979 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 655 |
| Net operating income | $1,321,000 | 2,953 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,903,000 | 2,428 |
| Total interest expense | $854,000 | 1,615 |
| Net interest income | $4,049,000 | 2,585 |
| Provision for loan and lease losses | $87,000 | 2,419 |
| Total noninterest income | $-186,000 | 6,320 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $9,000 | 5,984 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-195,000 | 6,312 |
| Total noninterest expense | $2,381,000 | 3,376 |
| Salaries and employee benefits | $1,378,000 | 3,248 |
| Premises and equipment expense | $298,000 | 3,183 |
| Additional noninterest expense | $705,000 | 3,563 |
| Pre-tax net operating income | $1,395,000 | 2,473 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $531,000 | 1,569 |
| Income before extraordinary items | $864,000 | 3,029 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $864,000 | 3,030 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $864,000 | 3,031 |
| Net charge-offs | $417,000 | 736 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 651 |
| Net operating income | $864,000 | 2,965 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,396,000 | 2,476 |
| Total interest expense | $417,000 | 1,666 |
| Net interest income | $1,979,000 | 2,638 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $-26,000 | 6,369 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $5,000 | 6,004 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-31,000 | 6,349 |
| Total noninterest expense | $1,205,000 | 3,360 |
| Salaries and employee benefits | $687,000 | 3,273 |
| Premises and equipment expense | $148,000 | 3,220 |
| Additional noninterest expense | $370,000 | 3,459 |
| Pre-tax net operating income | $748,000 | 2,307 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $292,000 | 1,475 |
| Income before extraordinary items | $456,000 | 2,893 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $456,000 | 2,896 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $456,000 | 2,896 |
| Net charge-offs | $115,000 | 1,016 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 676 |
| Net operating income | $456,000 | 2,819 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,681,000 | 2,472 |
| Total interest expense | $1,713,000 | 1,687 |
| Net interest income | $7,968,000 | 2,627 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $-280,000 | 6,469 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $21,000 | 6,120 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-301,000 | 6,448 |
| Total noninterest expense | $4,856,000 | 3,384 |
| Salaries and employee benefits | $2,660,000 | 3,347 |
| Premises and equipment expense | $604,000 | 3,214 |
| Additional noninterest expense | $1,592,000 | 3,415 |
| Pre-tax net operating income | $2,832,000 | 2,361 |
| Securities gains (losses) | $-3,000 | 5,900 |
| Applicable income taxes | $1,109,000 | 1,447 |
| Income before extraordinary items | $1,720,000 | 2,985 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,720,000 | 2,984 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,720,000 | 2,985 |
| Net charge-offs | $546,000 | 1,386 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 681 |
| Net operating income | $1,721,920 | 2,935 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,228,000 | 2,496 |
| Total interest expense | $1,268,000 | 1,727 |
| Net interest income | $5,960,000 | 2,648 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $-168,000 | 6,543 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $17,000 | 6,179 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-185,000 | 6,524 |
| Total noninterest expense | $3,452,000 | 3,514 |
| Salaries and employee benefits | $1,819,000 | 3,552 |
| Premises and equipment expense | $454,000 | 3,260 |
| Additional noninterest expense | $1,179,000 | 3,454 |
| Pre-tax net operating income | $2,340,000 | 2,249 |
| Securities gains (losses) | $-3,000 | 6,006 |
| Applicable income taxes | $914,000 | 1,389 |
| Income before extraordinary items | $1,423,000 | 2,827 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,423,000 | 2,827 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,423,000 | 2,827 |
| Net charge-offs | $502,000 | 1,155 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 638 |
| Net operating income | $1,424,920 | 2,778 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,779,000 | 2,515 |
| Total interest expense | $831,000 | 1,778 |
| Net interest income | $3,948,000 | 2,652 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $-96,000 | 6,615 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $10,000 | 6,259 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-106,000 | 6,591 |
| Total noninterest expense | $2,316,000 | 3,515 |
| Salaries and employee benefits | $1,204,000 | 3,602 |
| Premises and equipment expense | $300,000 | 3,288 |
| Additional noninterest expense | $812,000 | 3,371 |
| Pre-tax net operating income | $1,536,000 | 2,236 |
| Securities gains (losses) | $-3,000 | 6,148 |
| Applicable income taxes | $600,000 | 1,375 |
| Income before extraordinary items | $933,000 | 2,780 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $933,000 | 2,784 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $933,000 | 2,784 |
| Net charge-offs | $504,000 | 865 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 582 |
| Net operating income | $934,920 | 2,730 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,389,000 | 2,519 |
| Total interest expense | $411,000 | 1,815 |
| Net interest income | $1,978,000 | 2,652 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $-14,000 | 6,646 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $6,000 | 6,247 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-20,000 | 6,595 |
| Total noninterest expense | $1,156,000 | 3,552 |
| Salaries and employee benefits | $600,000 | 3,639 |
| Premises and equipment expense | $145,000 | 3,429 |
| Additional noninterest expense | $411,000 | 3,347 |
| Pre-tax net operating income | $808,000 | 2,083 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $316,000 | 1,295 |
| Income before extraordinary items | $492,000 | 2,594 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $492,000 | 2,597 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $492,000 | 2,597 |
| Net charge-offs | $102,000 | 1,358 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 541 |
| Net operating income | $492,000 | 2,554 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,096,000 | 2,647 |
| Total interest expense | $1,616,000 | 2,027 |
| Net interest income | $7,480,000 | 2,776 |
| Provision for loan and lease losses | $145,000 | 3,307 |
| Total noninterest income | $-134,000 | 6,720 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $24,000 | 6,372 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-158,000 | 6,653 |
| Total noninterest expense | $4,499,000 | 3,646 |
| Salaries and employee benefits | $2,460,000 | 3,583 |
| Premises and equipment expense | $598,000 | 3,319 |
| Additional noninterest expense | $1,441,000 | 3,751 |
| Pre-tax net operating income | $2,702,000 | 2,333 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $857,000 | 1,611 |
| Income before extraordinary items | $1,845,000 | 2,767 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,845,000 | 2,769 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,845,000 | 2,770 |
| Net charge-offs | $331,000 | 2,461 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,845,000 | 2,705 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,768,000 | 2,686 |
| Total interest expense | $1,199,000 | 2,104 |
| Net interest income | $5,569,000 | 2,793 |
| Provision for loan and lease losses | $145,000 | 2,978 |
| Total noninterest income | $-151,000 | 6,826 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $20,000 | 6,404 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-171,000 | 6,783 |
| Total noninterest expense | $3,141,000 | 3,833 |
| Salaries and employee benefits | $1,692,000 | 3,802 |
| Premises and equipment expense | $445,000 | 3,370 |
| Additional noninterest expense | $1,004,000 | 3,931 |
| Pre-tax net operating income | $2,132,000 | 2,313 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $641,000 | 1,656 |
| Income before extraordinary items | $1,491,000 | 2,673 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,491,000 | 2,677 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,491,000 | 2,677 |
| Net charge-offs | $-4,000 | 5,917 |
| Cash dividends | $184,000 | 2,990 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,491,000 | 2,592 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,485,000 | 2,697 |
| Total interest expense | $795,000 | 2,147 |
| Net interest income | $3,690,000 | 2,797 |
| Provision for loan and lease losses | $145,000 | 2,542 |
| Total noninterest income | $-179,000 | 6,879 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $12,000 | 6,472 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-191,000 | 6,851 |
| Total noninterest expense | $2,085,000 | 3,864 |
| Salaries and employee benefits | $1,114,000 | 3,855 |
| Premises and equipment expense | $293,000 | 3,419 |
| Additional noninterest expense | $678,000 | 3,917 |
| Pre-tax net operating income | $1,281,000 | 2,472 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $306,000 | 1,994 |
| Income before extraordinary items | $975,000 | 2,692 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $975,000 | 2,697 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $975,000 | 2,697 |
| Net charge-offs | $-2,000 | 5,680 |
| Cash dividends | $66,000 | 3,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $975,000 | 2,590 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,229,000 | 2,729 |
| Total interest expense | $397,000 | 2,213 |
| Net interest income | $1,832,000 | 2,817 |
| Provision for loan and lease losses | $145,000 | 1,761 |
| Total noninterest income | $-133,000 | 6,969 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $6,000 | 6,510 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-139,000 | 6,949 |
| Total noninterest expense | $1,044,000 | 3,896 |
| Salaries and employee benefits | $555,000 | 3,907 |
| Premises and equipment expense | $145,000 | 3,472 |
| Additional noninterest expense | $344,000 | 3,888 |
| Pre-tax net operating income | $510,000 | 2,831 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $510,000 | 2,545 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $510,000 | 2,548 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $510,000 | 2,547 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $510,000 | 2,456 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,704,000 | 2,900 |
| Total interest expense | $1,841,000 | 2,291 |
| Net interest income | $6,863,000 | 3,033 |
| Provision for loan and lease losses | $820,000 | 2,038 |
| Total noninterest income | $-424,000 | 6,982 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $23,000 | 6,627 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-447,000 | 6,910 |
| Total noninterest expense | $4,296,000 | 3,832 |
| Salaries and employee benefits | $2,340,000 | 3,727 |
| Premises and equipment expense | $638,000 | 3,240 |
| Additional noninterest expense | $1,318,000 | 4,115 |
| Pre-tax net operating income | $1,323,000 | 3,550 |
| Securities gains (losses) | $205,000 | 1,668 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,528,000 | 3,095 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,528,000 | 3,094 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,528,000 | 3,094 |
| Net charge-offs | $1,215,000 | 1,618 |
| Cash dividends | $5,922,000 | 499 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 853 |
| Net operating income | $1,323,000 | 3,216 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,415,000 | 2,992 |
| Total interest expense | $1,415,000 | 2,326 |
| Net interest income | $5,000,000 | 3,158 |
| Provision for loan and lease losses | $820,000 | 1,679 |
| Total noninterest income | $-358,000 | 7,088 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $17,000 | 6,718 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-375,000 | 7,043 |
| Total noninterest expense | $3,024,000 | 4,041 |
| Salaries and employee benefits | $1,596,000 | 3,988 |
| Premises and equipment expense | $485,000 | 3,238 |
| Additional noninterest expense | $943,000 | 4,264 |
| Pre-tax net operating income | $798,000 | 4,035 |
| Securities gains (losses) | $104,000 | 1,945 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $902,000 | 3,632 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $902,000 | 3,632 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $902,000 | 3,634 |
| Net charge-offs | $1,216,000 | 1,280 |
| Cash dividends | $589,000 | 1,863 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 817 |
| Net operating income | $798,000 | 3,698 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,177,000 | 3,083 |
| Total interest expense | $979,000 | 2,322 |
| Net interest income | $3,198,000 | 3,260 |
| Provision for loan and lease losses | $610,000 | 1,554 |
| Total noninterest income | $-316,000 | 7,170 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $11,000 | 6,769 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-327,000 | 7,127 |
| Total noninterest expense | $2,044,000 | 4,026 |
| Salaries and employee benefits | $1,055,000 | 4,045 |
| Premises and equipment expense | $327,000 | 3,221 |
| Additional noninterest expense | $662,000 | 4,148 |
| Pre-tax net operating income | $228,000 | 5,166 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $228,000 | 5,168 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $228,000 | 5,168 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $228,000 | 5,168 |
| Net charge-offs | $1,189,000 | 1,003 |
| Cash dividends | $401,000 | 1,824 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 803 |
| Net operating income | $228,000 | 4,975 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,049,000 | 3,150 |
| Total interest expense | $505,000 | 2,353 |
| Net interest income | $1,544,000 | 3,379 |
| Provision for loan and lease losses | $312,000 | 1,465 |
| Total noninterest income | $-197,000 | 7,248 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $6,000 | 6,762 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-203,000 | 7,204 |
| Total noninterest expense | $994,000 | 4,118 |
| Salaries and employee benefits | $495,000 | 4,226 |
| Premises and equipment expense | $164,000 | 3,233 |
| Additional noninterest expense | $335,000 | 4,100 |
| Pre-tax net operating income | $41,000 | 6,032 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $41,000 | 6,084 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $41,000 | 6,083 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $41,000 | 6,084 |
| Net charge-offs | $273,000 | 1,572 |
| Cash dividends | $213,000 | 1,533 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 737 |
| Net operating income | $41,000 | 5,948 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,368,000 | 3,205 |
| Total interest expense | $2,518,000 | 2,301 |
| Net interest income | $5,850,000 | 3,525 |
| Provision for loan and lease losses | $1,117,000 | 2,258 |
| Total noninterest income | $-35,000 | 7,031 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $27,000 | 6,657 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-62,000 | 6,845 |
| Total noninterest expense | $4,027,000 | 4,104 |
| Salaries and employee benefits | $2,128,000 | 4,004 |
| Premises and equipment expense | $635,000 | 3,432 |
| Additional noninterest expense | $1,264,000 | 4,311 |
| Pre-tax net operating income | $671,000 | 4,353 |
| Securities gains (losses) | $334,000 | 1,057 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $1,005,000 | 3,557 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,005,000 | 3,558 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,005,000 | 3,560 |
| Net charge-offs | $1,434,000 | 1,944 |
| Cash dividends | $572,000 | 2,269 |
| Sale, conversion, retirement of capital stock, net | $124,000 | 612 |
| Net operating income | $671,000 | 4,096 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,276,000 | 3,240 |
| Total interest expense | $1,917,000 | 2,361 |
| Net interest income | $4,359,000 | 3,560 |
| Provision for loan and lease losses | $839,000 | 2,206 |
| Total noninterest income | $-73,000 | 7,181 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $21,000 | 6,687 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-94,000 | 7,054 |
| Total noninterest expense | $2,909,000 | 4,199 |
| Salaries and employee benefits | $1,539,000 | 4,121 |
| Premises and equipment expense | $474,000 | 3,484 |
| Additional noninterest expense | $896,000 | 4,466 |
| Pre-tax net operating income | $538,000 | 4,366 |
| Securities gains (losses) | $209,000 | 1,186 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $747,000 | 3,632 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $747,000 | 3,633 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $747,000 | 3,633 |
| Net charge-offs | $649,000 | 2,377 |
| Cash dividends | $364,000 | 2,141 |
| Sale, conversion, retirement of capital stock, net | $93,000 | 575 |
| Net operating income | $538,000 | 4,060 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,195,000 | 3,261 |
| Total interest expense | $1,308,000 | 2,395 |
| Net interest income | $2,887,000 | 3,591 |
| Provision for loan and lease losses | $644,000 | 1,987 |
| Total noninterest income | $-81,000 | 7,288 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $14,000 | 6,716 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-95,000 | 7,196 |
| Total noninterest expense | $1,884,000 | 4,327 |
| Salaries and employee benefits | $1,028,000 | 4,130 |
| Premises and equipment expense | $311,000 | 3,560 |
| Additional noninterest expense | $545,000 | 4,774 |
| Pre-tax net operating income | $278,000 | 4,722 |
| Securities gains (losses) | $209,000 | 713 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $487,000 | 3,647 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $487,000 | 3,648 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $487,000 | 3,648 |
| Net charge-offs | $399,000 | 2,365 |
| Cash dividends | $200,000 | 2,272 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 497 |
| Net operating income | $278,000 | 4,478 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,090,000 | 3,291 |
| Total interest expense | $664,000 | 2,433 |
| Net interest income | $1,426,000 | 3,609 |
| Provision for loan and lease losses | $286,000 | 2,059 |
| Total noninterest income | $-86,000 | 7,420 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $6,000 | 6,773 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-92,000 | 7,357 |
| Total noninterest expense | $1,007,000 | 4,163 |
| Salaries and employee benefits | $512,000 | 4,164 |
| Premises and equipment expense | $154,000 | 3,623 |
| Additional noninterest expense | $341,000 | 4,165 |
| Pre-tax net operating income | $47,000 | 5,798 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $47,000 | 5,758 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $47,000 | 5,757 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $47,000 | 5,758 |
| Net charge-offs | $140,000 | 2,416 |
| Cash dividends | $68,000 | 2,121 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 448 |
| Net operating income | $47,000 | 5,717 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,894,000 | 3,251 |
| Total interest expense | $3,256,000 | 2,420 |
| Net interest income | $5,638,000 | 3,647 |
| Provision for loan and lease losses | $647,000 | 3,734 |
| Total noninterest income | $-555,000 | 7,497 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $28,000 | 6,534 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-583,000 | 7,423 |
| Total noninterest expense | $3,936,000 | 4,257 |
| Salaries and employee benefits | $2,058,000 | 4,142 |
| Premises and equipment expense | $634,000 | 3,572 |
| Additional noninterest expense | $1,244,000 | 4,517 |
| Pre-tax net operating income | $500,000 | 4,381 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $500,000 | 4,323 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $500,000 | 4,324 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $500,000 | 4,324 |
| Net charge-offs | $663,000 | 3,250 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $126,000 | 741 |
| Net operating income | $500,000 | 4,185 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,769,000 | 3,277 |
| Total interest expense | $2,528,000 | 2,445 |
| Net interest income | $4,241,000 | 3,676 |
| Provision for loan and lease losses | $431,000 | 3,796 |
| Total noninterest income | $-562,000 | 7,649 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $21,000 | 6,634 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-583,000 | 7,594 |
| Total noninterest expense | $2,947,000 | 4,290 |
| Salaries and employee benefits | $1,533,000 | 4,209 |
| Premises and equipment expense | $475,000 | 3,627 |
| Additional noninterest expense | $939,000 | 4,489 |
| Pre-tax net operating income | $301,000 | 4,860 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $301,000 | 4,877 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $301,000 | 4,880 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $301,000 | 4,880 |
| Net charge-offs | $222,000 | 4,111 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $94,000 | 674 |
| Net operating income | $301,000 | 4,681 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,560,000 | 3,287 |
| Total interest expense | $1,724,000 | 2,486 |
| Net interest income | $2,836,000 | 3,667 |
| Provision for loan and lease losses | $264,000 | 3,819 |
| Total noninterest income | $-318,000 | 7,705 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $12,000 | 6,717 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-330,000 | 7,659 |
| Total noninterest expense | $1,992,000 | 4,244 |
| Salaries and employee benefits | $1,021,000 | 4,227 |
| Premises and equipment expense | $325,000 | 3,585 |
| Additional noninterest expense | $646,000 | 4,394 |
| Pre-tax net operating income | $262,000 | 4,581 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $262,000 | 4,521 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $262,000 | 4,521 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $262,000 | 4,521 |
| Net charge-offs | $225,000 | 3,396 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 596 |
| Net operating income | $262,000 | 4,374 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,285,000 | 3,334 |
| Total interest expense | $890,000 | 2,517 |
| Net interest income | $1,395,000 | 3,758 |
| Provision for loan and lease losses | $264,000 | 2,601 |
| Total noninterest income | $-60,000 | 7,767 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $0 | 7,028 |
| Trading account gains and fees | $6,000 | 153 |
| Additional Noninterest Income | $-66,000 | 7,700 |
| Total noninterest expense | $990,000 | 4,308 |
| Salaries and employee benefits | $511,000 | 4,288 |
| Premises and equipment expense | $164,000 | 3,646 |
| Additional noninterest expense | $315,000 | 4,452 |
| Pre-tax net operating income | $81,000 | 5,280 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $81,000 | 5,240 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $81,000 | 5,241 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $81,000 | 5,240 |
| Net charge-offs | $168,000 | 2,616 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 541 |
| Net operating income | $81,000 | 5,121 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,669,000 | 3,312 |
| Total interest expense | $4,628,000 | 2,428 |
| Net interest income | $5,041,000 | 3,929 |
| Provision for loan and lease losses | $4,339,000 | 1,580 |
| Total noninterest income | $-48,000 | 7,752 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $28,000 | 6,793 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-76,000 | 7,570 |
| Total noninterest expense | $3,948,000 | 4,378 |
| Salaries and employee benefits | $1,968,000 | 4,411 |
| Premises and equipment expense | $490,000 | 4,429 |
| Additional noninterest expense | $1,490,000 | 4,090 |
| Pre-tax net operating income | $-3,294,000 | 6,944 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $290,000 | 2,056 |
| Income before extraordinary items | $-3,584,000 | 7,093 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,584,000 | 7,091 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,584,000 | 7,091 |
| Net charge-offs | $4,527,000 | 1,238 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $144,000 | 799 |
| Net operating income | $-3,584,000 | 7,089 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,298,000 | 3,346 |
| Total interest expense | $3,653,000 | 2,414 |
| Net interest income | $3,645,000 | 4,024 |
| Provision for loan and lease losses | $3,884,000 | 1,256 |
| Total noninterest income | $3,000 | 7,809 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $20,000 | 6,866 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-17,000 | 7,693 |
| Total noninterest expense | $2,615,000 | 4,740 |
| Salaries and employee benefits | $1,428,000 | 4,535 |
| Premises and equipment expense | $315,000 | 4,908 |
| Additional noninterest expense | $872,000 | 4,811 |
| Pre-tax net operating income | $-2,851,000 | 7,254 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-1,052,000 | 7,571 |
| Income before extraordinary items | $-1,799,000 | 7,108 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,799,000 | 7,106 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,799,000 | 7,107 |
| Net charge-offs | $3,798,000 | 1,016 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $108,000 | 721 |
| Net operating income | $-1,799,000 | 7,095 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,967,000 | 3,328 |
| Total interest expense | $2,572,000 | 2,384 |
| Net interest income | $2,395,000 | 4,044 |
| Provision for loan and lease losses | $3,131,000 | 1,061 |
| Total noninterest income | $56,000 | 7,058 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $13,000 | 6,932 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $43,000 | 6,017 |
| Total noninterest expense | $1,668,000 | 4,917 |
| Salaries and employee benefits | $935,000 | 4,644 |
| Premises and equipment expense | $192,000 | 5,183 |
| Additional noninterest expense | $541,000 | 5,020 |
| Pre-tax net operating income | $-2,348,000 | 7,469 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-860,000 | 7,714 |
| Income before extraordinary items | $-1,488,000 | 7,320 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,488,000 | 7,318 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,488,000 | 7,318 |
| Net charge-offs | $2,939,000 | 872 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 699 |
| Net operating income | $-1,488,000 | 7,328 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,505,000 | 3,342 |
| Total interest expense | $1,383,000 | 2,309 |
| Net interest income | $1,122,000 | 4,212 |
| Provision for loan and lease losses | $3,131,000 | 549 |
| Total noninterest income | $27,000 | 7,135 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $6,000 | 6,959 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $21,000 | 6,118 |
| Total noninterest expense | $785,000 | 5,012 |
| Salaries and employee benefits | $476,000 | 4,636 |
| Premises and equipment expense | $96,000 | 5,219 |
| Additional noninterest expense | $213,000 | 5,431 |
| Pre-tax net operating income | $-2,767,000 | 7,927 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-1,040,000 | 8,013 |
| Income before extraordinary items | $-1,727,000 | 7,869 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,727,000 | 7,870 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,727,000 | 7,870 |
| Net charge-offs | $2,887,000 | 462 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 593 |
| Net operating income | $-1,727,000 | 7,859 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,233,000 | 3,217 |
| Total interest expense | $6,826,000 | 2,238 |
| Net interest income | $4,407,000 | 4,279 |
| Provision for loan and lease losses | $2,072,000 | 1,752 |
| Total noninterest income | $14,000 | 7,991 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $29,000 | 6,924 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-15,000 | 8,048 |
| Total noninterest expense | $3,307,000 | 4,817 |
| Salaries and employee benefits | $2,047,000 | 4,371 |
| Premises and equipment expense | $427,000 | 4,912 |
| Additional noninterest expense | $833,000 | 5,372 |
| Pre-tax net operating income | $-958,000 | 6,996 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-250,000 | 7,273 |
| Income before extraordinary items | $-708,000 | 6,834 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-708,000 | 6,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,074,000 | 1,883 |
| Cash dividends | $50,000 | 5,229 |
| Sale, conversion, retirement of capital stock, net | $148,000 | 863 |
| Net operating income | $-708,000 | 6,958 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,565,000 | 3,233 |
| Total interest expense | $5,327,000 | 2,254 |
| Net interest income | $3,238,000 | 4,372 |
| Provision for loan and lease losses | $352,000 | 3,290 |
| Total noninterest income | $-3,000 | 8,276 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $22,000 | 6,971 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-25,000 | 8,226 |
| Total noninterest expense | $2,474,000 | 4,788 |
| Salaries and employee benefits | $1,553,000 | 4,362 |
| Premises and equipment expense | $328,000 | 4,857 |
| Additional noninterest expense | $593,000 | 5,455 |
| Pre-tax net operating income | $409,000 | 5,237 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $212,000 | 2,840 |
| Income before extraordinary items | $197,000 | 5,714 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $197,000 | 5,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $621,000 | 1,724 |
| Cash dividends | $50,000 | 4,688 |
| Sale, conversion, retirement of capital stock, net | $114,000 | 739 |
| Net operating income | $197,000 | 5,884 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,783,000 | 3,238 |
| Total interest expense | $3,679,000 | 2,270 |
| Net interest income | $2,104,000 | 4,443 |
| Provision for loan and lease losses | $152,000 | 3,585 |
| Total noninterest income | $35,000 | 7,779 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $14,000 | 7,021 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $21,000 | 7,150 |
| Total noninterest expense | $1,634,000 | 4,854 |
| Salaries and employee benefits | $1,021,000 | 4,455 |
| Premises and equipment expense | $226,000 | 4,788 |
| Additional noninterest expense | $387,000 | 5,515 |
| Pre-tax net operating income | $353,000 | 5,008 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $172,000 | 2,862 |
| Income before extraordinary items | $181,000 | 5,750 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $181,000 | 5,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 2,682 |
| Cash dividends | $50,000 | 4,444 |
| Sale, conversion, retirement of capital stock, net | $81,000 | 635 |
| Net operating income | $181,000 | 5,690 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,973,000 | 3,253 |
| Total interest expense | $1,892,000 | 2,352 |
| Net interest income | $1,081,000 | 4,373 |
| Provision for loan and lease losses | $77,000 | 3,104 |
| Total noninterest income | $10,000 | 8,048 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $7,000 | 7,034 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 7,909 |
| Total noninterest expense | $812,000 | 4,889 |
| Salaries and employee benefits | $509,000 | 4,490 |
| Premises and equipment expense | $115,000 | 4,754 |
| Additional noninterest expense | $188,000 | 5,537 |
| Pre-tax net operating income | $202,000 | 4,941 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $101,000 | 2,793 |
| Income before extraordinary items | $101,000 | 5,826 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $101,000 | 5,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,854 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 569 |
| Net operating income | $101,000 | 5,733 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,488,000 | 3,175 |
| Total interest expense | $7,494,000 | 2,460 |
| Net interest income | $4,994,000 | 4,010 |
| Provision for loan and lease losses | $700,000 | 1,852 |
| Total noninterest income | $36,000 | 8,145 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $24,000 | 7,101 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $12,000 | 8,001 |
| Total noninterest expense | $3,406,000 | 4,618 |
| Salaries and employee benefits | $2,140,000 | 4,168 |
| Premises and equipment expense | $459,000 | 4,612 |
| Additional noninterest expense | $807,000 | 5,319 |
| Pre-tax net operating income | $924,000 | 4,895 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $377,000 | 3,101 |
| Income before extraordinary items | $547,000 | 5,522 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $547,000 | 5,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,483 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $210,000 | 742 |
| Net operating income | $547,000 | 5,507 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,202,000 | 3,228 |
| Total interest expense | $5,449,000 | 2,529 |
| Net interest income | $3,753,000 | 4,008 |
| Provision for loan and lease losses | $347,000 | 2,107 |
| Total noninterest income | $27,000 | 8,189 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $19,000 | 7,117 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $8,000 | 8,099 |
| Total noninterest expense | $2,541,000 | 4,609 |
| Salaries and employee benefits | $1,610,000 | 4,149 |
| Premises and equipment expense | $333,000 | 4,700 |
| Additional noninterest expense | $598,000 | 5,306 |
| Pre-tax net operating income | $892,000 | 4,620 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $357,000 | 2,956 |
| Income before extraordinary items | $535,000 | 5,244 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $535,000 | 5,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,926 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $107,000 | 737 |
| Net operating income | $535,000 | 5,227 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,890,000 | 3,343 |
| Total interest expense | $3,441,000 | 2,660 |
| Net interest income | $2,449,000 | 4,102 |
| Provision for loan and lease losses | $268,000 | 1,709 |
| Total noninterest income | $18,000 | 8,243 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $13,000 | 7,146 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $5,000 | 8,175 |
| Total noninterest expense | $1,617,000 | 4,781 |
| Salaries and employee benefits | $1,055,000 | 4,248 |
| Premises and equipment expense | $218,000 | 4,763 |
| Additional noninterest expense | $344,000 | 5,738 |
| Pre-tax net operating income | $582,000 | 4,739 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $231,000 | 3,078 |
| Income before extraordinary items | $351,000 | 5,340 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $351,000 | 5,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 724 |
| Net operating income | $351,000 | 5,328 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,783,000 | 3,485 |
| Total interest expense | $1,611,000 | 2,803 |
| Net interest income | $1,172,000 | 4,241 |
| Provision for loan and lease losses | $145,000 | 1,545 |
| Total noninterest income | $9,000 | 8,286 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $6,000 | 7,199 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,000 | 8,103 |
| Total noninterest expense | $805,000 | 4,787 |
| Salaries and employee benefits | $525,000 | 4,276 |
| Premises and equipment expense | $112,000 | 4,711 |
| Additional noninterest expense | $168,000 | 5,794 |
| Pre-tax net operating income | $231,000 | 5,218 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $93,000 | 3,366 |
| Income before extraordinary items | $138,000 | 5,815 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $138,000 | 5,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 613 |
| Net operating income | $138,000 | 5,794 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,044,000 | 3,851 |
| Total interest expense | $4,930,000 | 3,059 |
| Net interest income | $4,114,000 | 4,580 |
| Provision for loan and lease losses | $441,000 | 2,113 |
| Total noninterest income | $34,000 | 8,327 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $24,000 | 7,236 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $10,000 | 8,253 |
| Total noninterest expense | $2,866,000 | 5,031 |
| Salaries and employee benefits | $1,690,000 | 4,824 |
| Premises and equipment expense | $417,000 | 4,790 |
| Additional noninterest expense | $759,000 | 5,391 |
| Pre-tax net operating income | $841,000 | 5,543 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $87,000 | 5,082 |
| Income before extraordinary items | $754,000 | 5,343 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $754,000 | 5,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 311 |
| Net operating income | $754,000 | 5,335 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,403,000 | 3,991 |
| Total interest expense | $3,443,000 | 3,156 |
| Net interest income | $2,960,000 | 4,732 |
| Provision for loan and lease losses | $323,000 | 2,024 |
| Total noninterest income | $26,000 | 8,404 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $19,000 | 7,290 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,000 | 8,342 |
| Total noninterest expense | $2,089,000 | 5,119 |
| Salaries and employee benefits | $1,228,000 | 4,889 |
| Premises and equipment expense | $315,000 | 4,768 |
| Additional noninterest expense | $546,000 | 5,520 |
| Pre-tax net operating income | $574,000 | 5,955 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $574,000 | 5,465 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $574,000 | 5,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $574,000 | 5,465 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,965,000 | 4,161 |
| Total interest expense | $2,090,000 | 3,262 |
| Net interest income | $1,875,000 | 4,904 |
| Provision for loan and lease losses | $208,000 | 2,061 |
| Total noninterest income | $18,000 | 8,448 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $13,000 | 7,334 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,000 | 8,374 |
| Total noninterest expense | $1,344,000 | 5,249 |
| Salaries and employee benefits | $795,000 | 4,998 |
| Premises and equipment expense | $208,000 | 4,812 |
| Additional noninterest expense | $341,000 | 5,688 |
| Pre-tax net operating income | $341,000 | 6,207 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $341,000 | 5,745 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $341,000 | 5,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $341,000 | 5,742 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,812,000 | 4,363 |
| Total interest expense | $920,000 | 3,475 |
| Net interest income | $892,000 | 5,067 |
| Provision for loan and lease losses | $98,000 | 2,054 |
| Total noninterest income | $9,000 | 8,456 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $9,000 | 7,226 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,611 |
| Total noninterest expense | $651,000 | 5,353 |
| Salaries and employee benefits | $391,000 | 5,093 |
| Premises and equipment expense | $101,000 | 4,920 |
| Additional noninterest expense | $159,000 | 5,891 |
| Pre-tax net operating income | $152,000 | 6,393 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $152,000 | 5,939 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $152,000 | 5,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $152,000 | 5,936 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,123,000 | 5,081 |
| Total interest expense | $2,182,000 | 4,181 |
| Net interest income | $2,941,000 | 5,574 |
| Provision for loan and lease losses | $471,000 | 2,002 |
| Total noninterest income | $27,000 | 8,566 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $18,000 | 7,500 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $9,000 | 8,436 |
| Total noninterest expense | $2,136,000 | 5,878 |
| Salaries and employee benefits | $1,297,000 | 5,536 |
| Premises and equipment expense | $299,000 | 5,745 |
| Additional noninterest expense | $540,000 | 6,350 |
| Pre-tax net operating income | $361,000 | 7,194 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $361,000 | 6,929 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $361,000 | 6,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $361,000 | 6,917 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,448,000 | 5,389 |
| Total interest expense | $1,397,000 | 4,515 |
| Net interest income | $2,051,000 | 5,813 |
| Provision for loan and lease losses | $381,000 | 1,784 |
| Total noninterest income | $21,000 | 8,610 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $12,000 | 7,573 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,000 | 8,407 |
| Total noninterest expense | $1,499,000 | 6,083 |
| Salaries and employee benefits | $906,000 | 5,737 |
| Premises and equipment expense | $212,000 | 5,899 |
| Additional noninterest expense | $381,000 | 6,499 |
| Pre-tax net operating income | $192,000 | 7,658 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $192,000 | 7,491 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $192,000 | 7,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $192,000 | 7,462 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,031,000 | 5,700 |
| Total interest expense | $775,000 | 4,871 |
| Net interest income | $1,256,000 | 6,046 |
| Provision for loan and lease losses | $211,000 | 2,054 |
| Total noninterest income | $13,000 | 8,623 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $7,000 | 7,607 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $6,000 | 8,403 |
| Total noninterest expense | $952,000 | 6,241 |
| Salaries and employee benefits | $553,000 | 6,022 |
| Premises and equipment expense | $137,000 | 5,971 |
| Additional noninterest expense | $262,000 | 6,382 |
| Pre-tax net operating income | $106,000 | 7,818 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $106,000 | 7,690 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $106,000 | 7,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $106,000 | 7,644 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $915,000 | 5,995 |
| Total interest expense | $324,000 | 5,275 |
| Net interest income | $591,000 | 6,263 |
| Provision for loan and lease losses | $100,000 | 2,031 |
| Total noninterest income | $9,000 | 8,643 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $1,000 | 7,789 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,922 |
| Total noninterest expense | $457,000 | 6,381 |
| Salaries and employee benefits | $267,000 | 6,169 |
| Premises and equipment expense | $78,000 | 5,638 |
| Additional noninterest expense | $112,000 | 6,862 |
| Pre-tax net operating income | $43,000 | 7,983 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $43,000 | 7,879 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $43,000 | 7,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $43,000 | 7,854 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,317,000 | 7,071 |
| Total interest expense | $650,000 | 6,768 |
| Net interest income | $1,667,000 | 7,088 |
| Provision for loan and lease losses | $264,000 | 3,159 |
| Total noninterest income | $11,000 | 8,834 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $9,000 | 7,790 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,000 | 8,776 |
| Total noninterest expense | $1,493,000 | 6,892 |
| Salaries and employee benefits | $873,000 | 6,713 |
| Premises and equipment expense | $282,000 | 5,856 |
| Additional noninterest expense | $338,000 | 7,475 |
| Pre-tax net operating income | $-79,000 | 8,478 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-79,000 | 8,520 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-79,000 | 8,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-79,000 | 8,486 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,596,000 | 7,267 |
| Total interest expense | $422,000 | 7,089 |
| Net interest income | $1,174,000 | 7,250 |
| Provision for loan and lease losses | $226,000 | 2,744 |
| Total noninterest income | $8,000 | 8,900 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $8,000 | 7,809 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $0 | 8,890 |
| Total noninterest expense | $1,051,000 | 7,035 |
| Salaries and employee benefits | $624,000 | 6,805 |
| Premises and equipment expense | $205,000 | 5,910 |
| Additional noninterest expense | $222,000 | 7,732 |
| Pre-tax net operating income | $-95,000 | 8,594 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-95,000 | 8,620 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-95,000 | 8,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-95,000 | 8,591 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $982,000 | 7,477 |
| Total interest expense | $252,000 | 7,386 |
| Net interest income | $730,000 | 7,428 |
| Provision for loan and lease losses | $170,000 | 2,510 |
| Total noninterest income | $5,000 | 8,958 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $4,000 | 7,894 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,000 | 8,898 |
| Total noninterest expense | $663,000 | 7,241 |
| Salaries and employee benefits | $384,000 | 7,043 |
| Premises and equipment expense | $132,000 | 6,048 |
| Additional noninterest expense | $147,000 | 7,770 |
| Pre-tax net operating income | $-98,000 | 8,694 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-98,000 | 8,724 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-98,000 | 8,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-98,000 | 8,697 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $462,000 | 7,662 |
| Total interest expense | $113,000 | 7,644 |
| Net interest income | $349,000 | 7,552 |
| Provision for loan and lease losses | $99,000 | 2,165 |
| Total noninterest income | $3,000 | 8,980 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,000 | 7,896 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,000 | 8,837 |
| Total noninterest expense | $320,000 | 7,355 |
| Salaries and employee benefits | $179,000 | 7,286 |
| Premises and equipment expense | $66,000 | 6,063 |
| Additional noninterest expense | $75,000 | 7,771 |
| Pre-tax net operating income | $-67,000 | 8,751 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-67,000 | 8,782 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-67,000 | 8,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-67,000 | 8,752 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $561,000 | 8,914 |
| Total interest expense | $125,000 | 8,903 |
| Net interest income | $436,000 | 8,869 |
| Provision for loan and lease losses | $335,000 | 2,929 |
| Total noninterest income | $4,000 | 9,093 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $4,000 | 7,996 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $0 | 9,041 |
| Total noninterest expense | $1,148,000 | 7,580 |
| Salaries and employee benefits | $392,000 | 8,443 |
| Premises and equipment expense | $156,000 | 7,323 |
| Additional noninterest expense | $600,000 | 5,991 |
| Pre-tax net operating income | $-1,043,000 | 8,985 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-1,043,000 | 9,042 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-1,043,000 | 9,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $12,000,000 | 61 |
| Net operating income | $-1,043,000 | 8,998 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $232,000 | 9,119 |
| Total interest expense | $46,000 | 9,105 |
| Net interest income | $186,000 | 9,101 |
| Provision for loan and lease losses | $179,000 | 3,609 |
| Total noninterest income | $1,000 | 9,175 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,000 | 8,088 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $0 | 9,106 |
| Total noninterest expense | $841,000 | 7,618 |
| Salaries and employee benefits | $223,000 | 8,794 |
| Premises and equipment expense | $90,000 | 7,812 |
| Additional noninterest expense | $528,000 | 5,458 |
| Pre-tax net operating income | $-833,000 | 9,051 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-833,000 | 9,102 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-833,000 | 9,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $12,000,000 | 43 |
| Net operating income | $-833,000 | 9,060 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $38,000 | 9,235 |
| Total interest expense | $6,000 | 9,206 |
| Net interest income | $32,000 | 9,226 |
| Provision for loan and lease losses | $26,000 | 6,061 |
| Total noninterest income | $0 | 9,217 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $0 | 8,133 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $0 | 9,111 |
| Total noninterest expense | $555,000 | 7,664 |
| Salaries and employee benefits | $75,000 | 9,162 |
| Premises and equipment expense | $22,000 | 8,899 |
| Additional noninterest expense | $458,000 | 4,532 |
| Pre-tax net operating income | $-549,000 | 9,084 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-549,000 | 9,144 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-549,000 | 9,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $11,975,000 | 32 |
| Net operating income | $-549,000 | 9,088 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.