Home > First Capital Bank > Income and Expense
First Capital Bank, Income and Expense
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $202,000 | 7,104 |
| Total interest expense | $50,000 | 6,695 |
| Net interest income | $152,000 | 7,136 |
| Provision for loan and lease losses | $1,348,000 | 491 |
| Total noninterest income | $108,000 | 4,819 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $73,000 | 3,561 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $35,000 | 5,179 |
| Total noninterest expense | $1,171,000 | 3,697 |
| Salaries and employee benefits | $256,000 | 5,787 |
| Premises and equipment expense | $77,000 | 5,025 |
| Additional noninterest expense | $838,000 | 1,959 |
| Pre-tax net operating income | $-2,259,000 | 7,250 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-2,259,000 | 7,253 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,259,000 | 7,253 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-2,259,000 | 7,253 |
| Net charge-offs | $2,450,000 | 343 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-2,259,000 | 7,249 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,935,000 | 5,188 |
| Total interest expense | $572,000 | 5,606 |
| Net interest income | $3,363,000 | 5,004 |
| Provision for loan and lease losses | $6,727,000 | 621 |
| Total noninterest income | $1,183,000 | 2,826 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $599,000 | 2,245 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $584,000 | 2,896 |
| Total noninterest expense | $4,815,000 | 3,634 |
| Salaries and employee benefits | $1,846,000 | 4,366 |
| Premises and equipment expense | $542,000 | 3,834 |
| Additional noninterest expense | $2,427,000 | 2,639 |
| Pre-tax net operating income | $-6,996,000 | 7,145 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-6,996,000 | 7,143 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-6,996,000 | 7,142 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-6,996,000 | 7,144 |
| Net charge-offs | $7,366,000 | 588 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-6,996,000 | 7,139 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,432,000 | 4,847 |
| Total interest expense | $513,000 | 5,366 |
| Net interest income | $2,919,000 | 4,640 |
| Provision for loan and lease losses | $6,852,000 | 461 |
| Total noninterest income | $837,000 | 2,922 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $504,000 | 2,064 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $333,000 | 3,314 |
| Total noninterest expense | $3,906,000 | 3,426 |
| Salaries and employee benefits | $1,488,000 | 4,195 |
| Premises and equipment expense | $432,000 | 3,727 |
| Additional noninterest expense | $1,986,000 | 2,481 |
| Pre-tax net operating income | $-7,002,000 | 7,288 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-7,002,000 | 7,298 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-7,002,000 | 7,298 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-7,002,000 | 7,298 |
| Net charge-offs | $8,230,000 | 416 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-7,002,000 | 7,297 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,842,000 | 4,315 |
| Total interest expense | $416,000 | 5,059 |
| Net interest income | $2,426,000 | 4,011 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $587,000 | 2,826 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $382,000 | 1,835 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $205,000 | 3,451 |
| Total noninterest expense | $2,990,000 | 3,107 |
| Salaries and employee benefits | $1,259,000 | 3,569 |
| Premises and equipment expense | $297,000 | 3,672 |
| Additional noninterest expense | $1,434,000 | 2,337 |
| Pre-tax net operating income | $23,000 | 6,076 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $23,000 | 6,174 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $23,000 | 6,173 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $23,000 | 6,174 |
| Net charge-offs | $16,000 | 5,169 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $23,000 | 6,093 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,447,000 | 4,274 |
| Total interest expense | $214,000 | 5,093 |
| Net interest income | $1,233,000 | 3,976 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $289,000 | 2,893 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $181,000 | 1,887 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $108,000 | 3,428 |
| Total noninterest expense | $1,648,000 | 2,850 |
| Salaries and employee benefits | $644,000 | 3,528 |
| Premises and equipment expense | $148,000 | 3,732 |
| Additional noninterest expense | $856,000 | 1,977 |
| Pre-tax net operating income | $-126,000 | 6,722 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-126,000 | 6,770 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-126,000 | 6,769 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-126,000 | 6,770 |
| Net charge-offs | $11,000 | 4,347 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-126,000 | 6,759 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,518,000 | 4,089 |
| Total interest expense | $1,059,000 | 5,094 |
| Net interest income | $5,459,000 | 3,724 |
| Provision for loan and lease losses | $2,940,000 | 1,635 |
| Total noninterest income | $1,569,000 | 2,449 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $831,000 | 1,762 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $738,000 | 2,612 |
| Total noninterest expense | $4,993,000 | 3,619 |
| Salaries and employee benefits | $2,506,000 | 3,570 |
| Premises and equipment expense | $626,000 | 3,612 |
| Additional noninterest expense | $1,861,000 | 3,454 |
| Pre-tax net operating income | $-905,000 | 6,435 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-905,000 | 6,553 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-905,000 | 6,554 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-905,000 | 6,554 |
| Net charge-offs | $2,092,000 | 1,810 |
| Cash dividends | $370,000 | 2,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-905,000 | 6,512 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,892,000 | 4,169 |
| Total interest expense | $819,000 | 5,172 |
| Net interest income | $4,073,000 | 3,790 |
| Provision for loan and lease losses | $2,470,000 | 1,446 |
| Total noninterest income | $938,000 | 2,849 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $633,000 | 1,788 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $305,000 | 3,533 |
| Total noninterest expense | $3,601,000 | 3,743 |
| Salaries and employee benefits | $1,845,000 | 3,660 |
| Premises and equipment expense | $459,000 | 3,724 |
| Additional noninterest expense | $1,297,000 | 3,606 |
| Pre-tax net operating income | $-1,060,000 | 6,815 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-1,060,000 | 6,923 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,060,000 | 6,923 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,060,000 | 6,923 |
| Net charge-offs | $1,665,000 | 1,683 |
| Cash dividends | $370,000 | 2,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,060,000 | 6,885 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,386,000 | 4,105 |
| Total interest expense | $566,000 | 5,195 |
| Net interest income | $2,820,000 | 3,688 |
| Provision for loan and lease losses | $2,470,000 | 1,091 |
| Total noninterest income | $638,000 | 2,750 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $423,000 | 1,795 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $215,000 | 3,391 |
| Total noninterest expense | $2,423,000 | 3,718 |
| Salaries and employee benefits | $1,236,000 | 3,670 |
| Premises and equipment expense | $303,000 | 3,773 |
| Additional noninterest expense | $884,000 | 3,538 |
| Pre-tax net operating income | $-1,435,000 | 7,148 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-1,435,000 | 7,225 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,435,000 | 7,224 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,435,000 | 7,225 |
| Net charge-offs | $1,758,000 | 1,238 |
| Cash dividends | $370,000 | 1,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,435,000 | 7,214 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,005,000 | 3,703 |
| Total interest expense | $291,000 | 5,260 |
| Net interest income | $1,714,000 | 3,193 |
| Provision for loan and lease losses | $500,000 | 1,815 |
| Total noninterest income | $332,000 | 2,669 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $202,000 | 1,863 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $130,000 | 3,077 |
| Total noninterest expense | $1,127,000 | 3,935 |
| Salaries and employee benefits | $605,000 | 3,796 |
| Premises and equipment expense | $150,000 | 3,885 |
| Additional noninterest expense | $372,000 | 3,982 |
| Pre-tax net operating income | $419,000 | 2,756 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $419,000 | 2,475 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $419,000 | 2,472 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $419,000 | 2,475 |
| Net charge-offs | $79,000 | 3,321 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $419,000 | 2,378 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,025,000 | 3,813 |
| Total interest expense | $1,561,000 | 5,076 |
| Net interest income | $6,464,000 | 3,251 |
| Provision for loan and lease losses | $2,300,000 | 2,294 |
| Total noninterest income | $1,566,000 | 2,488 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $995,000 | 1,702 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $571,000 | 2,973 |
| Total noninterest expense | $4,614,000 | 3,922 |
| Salaries and employee benefits | $2,563,000 | 3,619 |
| Premises and equipment expense | $701,000 | 3,452 |
| Additional noninterest expense | $1,350,000 | 4,385 |
| Pre-tax net operating income | $1,116,000 | 2,822 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,116,000 | 2,588 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,116,000 | 2,586 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,116,000 | 2,587 |
| Net charge-offs | $1,740,000 | 2,206 |
| Cash dividends | $600,000 | 2,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,116,000 | 2,545 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,952,000 | 3,889 |
| Total interest expense | $1,211,000 | 5,128 |
| Net interest income | $4,741,000 | 3,313 |
| Provision for loan and lease losses | $1,300,000 | 2,405 |
| Total noninterest income | $1,253,000 | 2,434 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $739,000 | 1,716 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $514,000 | 2,768 |
| Total noninterest expense | $3,314,000 | 4,063 |
| Salaries and employee benefits | $1,808,000 | 3,842 |
| Premises and equipment expense | $510,000 | 3,572 |
| Additional noninterest expense | $996,000 | 4,402 |
| Pre-tax net operating income | $1,380,000 | 2,199 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,380,000 | 1,927 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,380,000 | 1,926 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,380,000 | 1,927 |
| Net charge-offs | $374,000 | 3,424 |
| Cash dividends | $500,000 | 1,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,380,000 | 1,880 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,946,000 | 3,943 |
| Total interest expense | $840,000 | 5,148 |
| Net interest income | $3,106,000 | 3,355 |
| Provision for loan and lease losses | $800,000 | 2,334 |
| Total noninterest income | $898,000 | 2,345 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $444,000 | 1,854 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $454,000 | 2,356 |
| Total noninterest expense | $2,139,000 | 4,188 |
| Salaries and employee benefits | $1,195,000 | 3,913 |
| Premises and equipment expense | $314,000 | 3,809 |
| Additional noninterest expense | $630,000 | 4,581 |
| Pre-tax net operating income | $1,065,000 | 2,007 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,065,000 | 1,748 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,065,000 | 1,745 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,065,000 | 1,747 |
| Net charge-offs | $23,000 | 5,517 |
| Cash dividends | $250,000 | 2,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,065,000 | 1,701 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,961,000 | 3,995 |
| Total interest expense | $434,000 | 5,180 |
| Net interest income | $1,527,000 | 3,401 |
| Provision for loan and lease losses | $400,000 | 1,987 |
| Total noninterest income | $326,000 | 2,867 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $218,000 | 1,835 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $108,000 | 3,540 |
| Total noninterest expense | $1,015,000 | 4,274 |
| Salaries and employee benefits | $592,000 | 3,954 |
| Premises and equipment expense | $158,000 | 3,838 |
| Additional noninterest expense | $265,000 | 4,794 |
| Pre-tax net operating income | $438,000 | 2,625 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $438,000 | 2,388 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $438,000 | 2,388 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $438,000 | 2,390 |
| Net charge-offs | $21,000 | 4,278 |
| Cash dividends | $125,000 | 2,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $438,000 | 2,248 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,748,000 | 3,872 |
| Total interest expense | $2,062,000 | 5,218 |
| Net interest income | $6,686,000 | 3,186 |
| Provision for loan and lease losses | $1,025,000 | 2,674 |
| Total noninterest income | $1,457,000 | 2,684 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $986,000 | 1,779 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $471,000 | 3,279 |
| Total noninterest expense | $4,386,000 | 3,962 |
| Salaries and employee benefits | $2,425,000 | 3,859 |
| Premises and equipment expense | $723,000 | 3,424 |
| Additional noninterest expense | $1,238,000 | 4,192 |
| Pre-tax net operating income | $2,732,000 | 1,950 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $2,732,000 | 1,490 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,732,000 | 1,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $923,000 | 2,046 |
| Cash dividends | $2,400,000 | 1,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,732,000 | 1,585 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,669,000 | 3,891 |
| Total interest expense | $1,584,000 | 5,296 |
| Net interest income | $5,085,000 | 3,158 |
| Provision for loan and lease losses | $475,000 | 2,804 |
| Total noninterest income | $1,083,000 | 2,752 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $736,000 | 1,801 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $347,000 | 3,430 |
| Total noninterest expense | $3,100,000 | 4,117 |
| Salaries and employee benefits | $1,686,000 | 4,115 |
| Premises and equipment expense | $538,000 | 3,468 |
| Additional noninterest expense | $876,000 | 4,284 |
| Pre-tax net operating income | $2,593,000 | 1,863 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $2,593,000 | 1,425 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,593,000 | 1,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 2,770 |
| Cash dividends | $1,750,000 | 1,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,593,000 | 1,502 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,561,000 | 3,883 |
| Total interest expense | $1,092,000 | 5,363 |
| Net interest income | $3,469,000 | 3,085 |
| Provision for loan and lease losses | $250,000 | 2,800 |
| Total noninterest income | $739,000 | 2,750 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $517,000 | 1,704 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $222,000 | 3,569 |
| Total noninterest expense | $1,958,000 | 4,307 |
| Salaries and employee benefits | $1,114,000 | 4,172 |
| Premises and equipment expense | $350,000 | 3,552 |
| Additional noninterest expense | $494,000 | 4,763 |
| Pre-tax net operating income | $2,000,000 | 1,695 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $2,000,000 | 1,390 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,000,000 | 1,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,143 |
| Cash dividends | $1,350,000 | 1,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,000,000 | 1,356 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,348,000 | 3,884 |
| Total interest expense | $555,000 | 5,498 |
| Net interest income | $1,793,000 | 2,989 |
| Provision for loan and lease losses | $50,000 | 3,776 |
| Total noninterest income | $367,000 | 2,764 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $257,000 | 1,691 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $110,000 | 3,594 |
| Total noninterest expense | $1,098,000 | 3,962 |
| Salaries and employee benefits | $559,000 | 4,183 |
| Premises and equipment expense | $168,000 | 3,671 |
| Additional noninterest expense | $371,000 | 3,504 |
| Pre-tax net operating income | $1,012,000 | 1,763 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $1,012,000 | 1,479 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,012,000 | 1,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-75,000 | 8,377 |
| Cash dividends | $350,000 | 1,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,012,000 | 1,422 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,004,000 | 4,035 |
| Total interest expense | $2,428,000 | 5,341 |
| Net interest income | $6,576,000 | 3,264 |
| Provision for loan and lease losses | $475,000 | 2,417 |
| Total noninterest income | $1,422,000 | 2,808 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $970,000 | 1,819 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $452,000 | 3,500 |
| Total noninterest expense | $5,998,000 | 2,968 |
| Salaries and employee benefits | $2,308,000 | 3,939 |
| Premises and equipment expense | $768,000 | 3,190 |
| Additional noninterest expense | $2,922,000 | 1,887 |
| Pre-tax net operating income | $1,525,000 | 3,877 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,525,000 | 3,406 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,525,000 | 3,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $291,000 | 2,338 |
| Cash dividends | $1,050,000 | 2,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,525,000 | 3,387 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,481,000 | 4,171 |
| Total interest expense | $1,824,000 | 5,356 |
| Net interest income | $4,657,000 | 3,417 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,057,000 | 2,805 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $704,000 | 1,850 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $353,000 | 3,436 |
| Total noninterest expense | $4,724,000 | 2,808 |
| Salaries and employee benefits | $1,666,000 | 4,041 |
| Premises and equipment expense | $573,000 | 3,189 |
| Additional noninterest expense | $2,485,000 | 1,640 |
| Pre-tax net operating income | $990,000 | 4,383 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $990,000 | 3,914 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $990,000 | 3,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 7,995 |
| Cash dividends | $550,000 | 2,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $990,000 | 3,901 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,203,000 | 4,276 |
| Total interest expense | $1,203,000 | 5,373 |
| Net interest income | $3,000,000 | 3,532 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $707,000 | 2,815 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $453,000 | 1,906 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $254,000 | 3,313 |
| Total noninterest expense | $3,683,000 | 2,476 |
| Salaries and employee benefits | $1,123,000 | 4,044 |
| Premises and equipment expense | $392,000 | 3,136 |
| Additional noninterest expense | $2,168,000 | 1,273 |
| Pre-tax net operating income | $24,000 | 7,667 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $24,000 | 7,661 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $24,000 | 7,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 7,963 |
| Cash dividends | $200,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $24,000 | 7,645 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,028,000 | 4,363 |
| Total interest expense | $611,000 | 5,331 |
| Net interest income | $1,417,000 | 3,703 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $332,000 | 2,914 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $218,000 | 1,924 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $114,000 | 3,521 |
| Total noninterest expense | $1,216,000 | 3,535 |
| Salaries and employee benefits | $576,000 | 3,994 |
| Premises and equipment expense | $204,000 | 3,055 |
| Additional noninterest expense | $436,000 | 2,945 |
| Pre-tax net operating income | $533,000 | 3,377 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $533,000 | 2,876 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $533,000 | 2,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,145 |
| Cash dividends | $200,000 | 2,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $533,000 | 2,864 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,538,000 | 4,358 |
| Total interest expense | $2,266,000 | 5,075 |
| Net interest income | $5,272,000 | 3,862 |
| Provision for loan and lease losses | $1,350,000 | 775 |
| Total noninterest income | $1,100,000 | 3,331 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $804,000 | 2,103 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $296,000 | 4,323 |
| Total noninterest expense | $4,505,000 | 3,630 |
| Salaries and employee benefits | $2,239,000 | 3,928 |
| Premises and equipment expense | $765,000 | 3,108 |
| Additional noninterest expense | $1,501,000 | 3,283 |
| Pre-tax net operating income | $517,000 | 6,429 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $517,000 | 6,085 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $517,000 | 6,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,440,000 | 508 |
| Cash dividends | $580,000 | 3,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $517,000 | 6,083 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,547,000 | 4,395 |
| Total interest expense | $1,646,000 | 5,091 |
| Net interest income | $3,901,000 | 3,918 |
| Provision for loan and lease losses | $1,300,000 | 605 |
| Total noninterest income | $812,000 | 3,368 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $585,000 | 2,171 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $227,000 | 4,269 |
| Total noninterest expense | $3,309,000 | 3,686 |
| Salaries and employee benefits | $1,620,000 | 4,023 |
| Premises and equipment expense | $571,000 | 3,130 |
| Additional noninterest expense | $1,118,000 | 3,306 |
| Pre-tax net operating income | $104,000 | 7,792 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $104,000 | 7,706 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $104,000 | 7,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,570,000 | 326 |
| Cash dividends | $580,000 | 2,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $104,000 | 7,705 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,600,000 | 4,426 |
| Total interest expense | $1,040,000 | 5,127 |
| Net interest income | $2,560,000 | 3,978 |
| Provision for loan and lease losses | $300,000 | 1,464 |
| Total noninterest income | $531,000 | 3,385 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $380,000 | 2,194 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $151,000 | 4,304 |
| Total noninterest expense | $2,155,000 | 3,759 |
| Salaries and employee benefits | $1,077,000 | 4,044 |
| Premises and equipment expense | $368,000 | 3,200 |
| Additional noninterest expense | $710,000 | 3,429 |
| Pre-tax net operating income | $636,000 | 4,848 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $636,000 | 4,302 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $636,000 | 4,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 8,429 |
| Cash dividends | $375,000 | 2,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $636,000 | 4,293 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,817,000 | 4,354 |
| Total interest expense | $493,000 | 5,152 |
| Net interest income | $1,324,000 | 3,889 |
| Provision for loan and lease losses | $150,000 | 1,421 |
| Total noninterest income | $284,000 | 3,193 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $199,000 | 2,055 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $85,000 | 4,010 |
| Total noninterest expense | $1,077,000 | 3,786 |
| Salaries and employee benefits | $535,000 | 4,090 |
| Premises and equipment expense | $182,000 | 3,245 |
| Additional noninterest expense | $360,000 | 3,389 |
| Pre-tax net operating income | $381,000 | 4,381 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $381,000 | 3,820 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $381,000 | 3,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 8,505 |
| Cash dividends | $170,000 | 2,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $381,000 | 3,802 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,463,000 | 4,401 |
| Total interest expense | $1,506,000 | 5,217 |
| Net interest income | $4,957,000 | 3,977 |
| Provision for loan and lease losses | $400,000 | 2,269 |
| Total noninterest income | $1,384,000 | 2,839 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,096,000 | 1,592 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $288,000 | 4,429 |
| Total noninterest expense | $3,952,000 | 3,896 |
| Salaries and employee benefits | $2,238,000 | 3,798 |
| Premises and equipment expense | $695,000 | 3,251 |
| Additional noninterest expense | $1,019,000 | 4,364 |
| Pre-tax net operating income | $1,989,000 | 3,695 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,989,000 | 3,108 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,989,000 | 3,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $267,000 | 1,888 |
| Cash dividends | $2,327,000 | 1,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,989,000 | 3,072 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,669,000 | 4,470 |
| Total interest expense | $1,096,000 | 5,181 |
| Net interest income | $3,573,000 | 4,093 |
| Provision for loan and lease losses | $400,000 | 1,715 |
| Total noninterest income | $1,032,000 | 2,841 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $825,000 | 1,572 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $207,000 | 4,538 |
| Total noninterest expense | $2,799,000 | 4,047 |
| Salaries and employee benefits | $1,585,000 | 3,922 |
| Premises and equipment expense | $482,000 | 3,442 |
| Additional noninterest expense | $732,000 | 4,489 |
| Pre-tax net operating income | $1,406,000 | 3,927 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,406,000 | 3,289 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,406,000 | 3,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 1,918 |
| Cash dividends | $927,000 | 1,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,406,000 | 3,247 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,167,000 | 4,337 |
| Total interest expense | $729,000 | 5,021 |
| Net interest income | $2,438,000 | 4,008 |
| Provision for loan and lease losses | $200,000 | 2,158 |
| Total noninterest income | $676,000 | 2,840 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $543,000 | 1,549 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $133,000 | 4,579 |
| Total noninterest expense | $1,884,000 | 4,001 |
| Salaries and employee benefits | $1,066,000 | 3,888 |
| Premises and equipment expense | $321,000 | 3,429 |
| Additional noninterest expense | $497,000 | 4,397 |
| Pre-tax net operating income | $1,030,000 | 3,635 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,030,000 | 3,017 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,030,000 | 3,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 1,460 |
| Cash dividends | $757,000 | 1,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,030,000 | 2,976 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,614,000 | 4,254 |
| Total interest expense | $357,000 | 5,001 |
| Net interest income | $1,257,000 | 3,908 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $354,000 | 2,706 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $275,000 | 1,485 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $79,000 | 4,223 |
| Total noninterest expense | $1,007,000 | 3,827 |
| Salaries and employee benefits | $541,000 | 3,853 |
| Premises and equipment expense | $150,000 | 3,653 |
| Additional noninterest expense | $316,000 | 3,640 |
| Pre-tax net operating income | $604,000 | 3,206 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $604,000 | 2,604 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $604,000 | 2,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,512 |
| Cash dividends | $235,000 | 2,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $604,000 | 2,568 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,385,000 | 4,607 |
| Total interest expense | $871,000 | 6,034 |
| Net interest income | $4,514,000 | 4,111 |
| Provision for loan and lease losses | $400,000 | 2,359 |
| Total noninterest income | $1,229,000 | 3,071 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $930,000 | 1,880 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $299,000 | 4,279 |
| Total noninterest expense | $3,724,000 | 3,968 |
| Salaries and employee benefits | $2,117,000 | 3,812 |
| Premises and equipment expense | $455,000 | 4,370 |
| Additional noninterest expense | $1,152,000 | 3,877 |
| Pre-tax net operating income | $1,619,000 | 4,059 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,619,000 | 3,438 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,619,000 | 3,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,728 |
| Cash dividends | $650,000 | 3,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,619,000 | 3,371 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,853,000 | 4,735 |
| Total interest expense | $639,000 | 6,087 |
| Net interest income | $3,214,000 | 4,267 |
| Provision for loan and lease losses | $350,000 | 2,001 |
| Total noninterest income | $928,000 | 3,087 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $691,000 | 1,912 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $237,000 | 4,168 |
| Total noninterest expense | $2,507,000 | 4,288 |
| Salaries and employee benefits | $1,486,000 | 3,981 |
| Premises and equipment expense | $334,000 | 4,430 |
| Additional noninterest expense | $687,000 | 4,597 |
| Pre-tax net operating income | $1,285,000 | 3,988 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,285,000 | 3,373 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,285,000 | 3,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,031 |
| Cash dividends | $650,000 | 2,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,285,000 | 3,288 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,511,000 | 4,836 |
| Total interest expense | $432,000 | 6,066 |
| Net interest income | $2,079,000 | 4,357 |
| Provision for loan and lease losses | $200,000 | 2,196 |
| Total noninterest income | $596,000 | 3,187 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $436,000 | 1,975 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $160,000 | 4,180 |
| Total noninterest expense | $1,645,000 | 4,369 |
| Salaries and employee benefits | $994,000 | 3,999 |
| Premises and equipment expense | $210,000 | 4,621 |
| Additional noninterest expense | $441,000 | 4,748 |
| Pre-tax net operating income | $830,000 | 4,011 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $830,000 | 3,433 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $830,000 | 3,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,943 |
| Cash dividends | $400,000 | 2,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $830,000 | 3,339 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,259,000 | 4,840 |
| Total interest expense | $217,000 | 6,120 |
| Net interest income | $1,042,000 | 4,359 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $284,000 | 3,233 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $203,000 | 2,053 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $81,000 | 4,156 |
| Total noninterest expense | $823,000 | 4,392 |
| Salaries and employee benefits | $495,000 | 4,040 |
| Premises and equipment expense | $105,000 | 4,639 |
| Additional noninterest expense | $223,000 | 4,677 |
| Pre-tax net operating income | $353,000 | 4,415 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $353,000 | 3,826 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $353,000 | 3,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,435 |
| Cash dividends | $100,000 | 2,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $353,000 | 3,708 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,935,000 | 4,935 |
| Total interest expense | $980,000 | 6,174 |
| Net interest income | $3,955,000 | 4,398 |
| Provision for loan and lease losses | $950,000 | 1,246 |
| Total noninterest income | $1,338,000 | 3,071 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $692,000 | 2,381 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $646,000 | 3,115 |
| Total noninterest expense | $3,298,000 | 4,317 |
| Salaries and employee benefits | $1,957,000 | 3,995 |
| Premises and equipment expense | $460,000 | 4,318 |
| Additional noninterest expense | $881,000 | 4,703 |
| Pre-tax net operating income | $1,045,000 | 5,062 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,045,000 | 4,518 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,045,000 | 4,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $972,000 | 951 |
| Cash dividends | $900,000 | 2,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,045,000 | 4,347 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,749,000 | 4,954 |
| Total interest expense | $753,000 | 6,262 |
| Net interest income | $2,996,000 | 4,385 |
| Provision for loan and lease losses | $400,000 | 2,018 |
| Total noninterest income | $1,099,000 | 2,948 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $521,000 | 2,385 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $578,000 | 2,883 |
| Total noninterest expense | $2,390,000 | 4,405 |
| Salaries and employee benefits | $1,413,000 | 4,126 |
| Premises and equipment expense | $338,000 | 4,366 |
| Additional noninterest expense | $639,000 | 4,791 |
| Pre-tax net operating income | $1,305,000 | 3,834 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,305,000 | 3,274 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,305,000 | 3,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,784 |
| Cash dividends | $900,000 | 1,869 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,305,000 | 3,126 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,532,000 | 4,950 |
| Total interest expense | $523,000 | 6,249 |
| Net interest income | $2,009,000 | 4,383 |
| Provision for loan and lease losses | $300,000 | 1,769 |
| Total noninterest income | $831,000 | 2,677 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $354,000 | 2,317 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $477,000 | 2,508 |
| Total noninterest expense | $1,594,000 | 4,396 |
| Salaries and employee benefits | $953,000 | 4,070 |
| Premises and equipment expense | $223,000 | 4,402 |
| Additional noninterest expense | $418,000 | 4,845 |
| Pre-tax net operating income | $946,000 | 3,645 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $946,000 | 3,094 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $946,000 | 3,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,544 |
| Cash dividends | $700,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $946,000 | 2,933 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,246,000 | 5,025 |
| Total interest expense | $255,000 | 6,435 |
| Net interest income | $991,000 | 4,425 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $282,000 | 3,384 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $159,000 | 2,464 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $123,000 | 3,561 |
| Total noninterest expense | $798,000 | 4,378 |
| Salaries and employee benefits | $466,000 | 4,113 |
| Premises and equipment expense | $113,000 | 4,362 |
| Additional noninterest expense | $219,000 | 4,642 |
| Pre-tax net operating income | $325,000 | 4,584 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $325,000 | 4,016 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $325,000 | 4,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,979 |
| Cash dividends | $250,000 | 1,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $325,000 | 3,825 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,884,000 | 5,255 |
| Total interest expense | $1,228,000 | 6,363 |
| Net interest income | $3,656,000 | 4,631 |
| Provision for loan and lease losses | $350,000 | 3,125 |
| Total noninterest income | $1,040,000 | 3,397 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $568,000 | 2,674 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $472,000 | 3,389 |
| Total noninterest expense | $3,129,000 | 4,324 |
| Salaries and employee benefits | $1,758,000 | 4,161 |
| Premises and equipment expense | $479,000 | 4,067 |
| Additional noninterest expense | $892,000 | 4,573 |
| Pre-tax net operating income | $1,217,000 | 4,676 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,217,000 | 4,054 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,217,000 | 4,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 3,271 |
| Cash dividends | $720,000 | 2,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,217,000 | 3,944 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,995,000 | 5,618 |
| Total interest expense | $1,532,000 | 6,917 |
| Net interest income | $3,463,000 | 4,592 |
| Provision for loan and lease losses | $150,000 | 4,756 |
| Total noninterest income | $765,000 | 3,982 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $467,000 | 3,001 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $298,000 | 4,136 |
| Total noninterest expense | $2,825,000 | 4,549 |
| Salaries and employee benefits | $1,556,000 | 4,382 |
| Premises and equipment expense | $322,000 | 5,306 |
| Additional noninterest expense | $947,000 | 4,248 |
| Pre-tax net operating income | $1,253,000 | 4,332 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $1,253,000 | 3,689 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,253,000 | 3,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 2,432 |
| Cash dividends | $484,000 | 3,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,253,000 | 3,580 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,695,000 | 5,949 |
| Total interest expense | $1,444,000 | 7,270 |
| Net interest income | $3,251,000 | 4,869 |
| Provision for loan and lease losses | $200,000 | 3,731 |
| Total noninterest income | $557,000 | 4,606 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $325,000 | 3,813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $232,000 | 4,449 |
| Total noninterest expense | $2,527,000 | 4,818 |
| Salaries and employee benefits | $1,338,000 | 4,793 |
| Premises and equipment expense | $359,000 | 4,852 |
| Additional noninterest expense | $830,000 | 4,615 |
| Pre-tax net operating income | $1,081,000 | 5,053 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $430,000 | 3,840 |
| Income before extraordinary items | $651,000 | 5,618 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $651,000 | 5,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 2,395 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $651,000 | 5,627 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,485,000 | 5,948 |
| Total interest expense | $1,589,000 | 6,752 |
| Net interest income | $2,896,000 | 5,303 |
| Provision for loan and lease losses | $240,000 | 3,119 |
| Total noninterest income | $696,000 | 4,017 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $313,000 | 3,863 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $383,000 | 3,531 |
| Total noninterest expense | $2,619,000 | 4,705 |
| Salaries and employee benefits | $1,324,000 | 4,803 |
| Premises and equipment expense | $347,000 | 4,990 |
| Additional noninterest expense | $948,000 | 4,189 |
| Pre-tax net operating income | $733,000 | 6,196 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $217,000 | 5,526 |
| Income before extraordinary items | $516,000 | 6,321 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $516,000 | 6,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $385,000 | 1,497 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $516,000 | 6,303 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,834,000 | 5,813 |
| Total interest expense | $1,738,000 | 6,679 |
| Net interest income | $3,096,000 | 5,021 |
| Provision for loan and lease losses | $1,560,000 | 688 |
| Total noninterest income | $471,000 | 5,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $339,000 | 3,570 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 5,980 |
| Total noninterest expense | $2,463,000 | 4,818 |
| Salaries and employee benefits | $1,252,000 | 4,907 |
| Premises and equipment expense | $339,000 | 4,991 |
| Additional noninterest expense | $872,000 | 4,395 |
| Pre-tax net operating income | $-456,000 | 10,162 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-161,000 | 10,287 |
| Income before extraordinary items | $-295,000 | 10,117 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-295,000 | 10,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,409,000 | 586 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-295,000 | 10,087 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,543,000 | 6,182 |
| Total interest expense | $1,735,000 | 6,812 |
| Net interest income | $2,808,000 | 5,565 |
| Provision for loan and lease losses | $1,033,000 | 967 |
| Total noninterest income | $535,000 | 4,775 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $388,000 | 3,307 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 5,750 |
| Total noninterest expense | $2,465,000 | 4,827 |
| Salaries and employee benefits | $1,232,000 | 4,977 |
| Premises and equipment expense | $378,000 | 4,634 |
| Additional noninterest expense | $855,000 | 4,501 |
| Pre-tax net operating income | $-155,000 | 10,535 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-54,000 | 10,633 |
| Income before extraordinary items | $-101,000 | 10,522 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-101,000 | 10,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,215,000 | 703 |
| Cash dividends | $150,000 | 5,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-101,000 | 10,493 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,288,000 | 5,681 |
| Total interest expense | $1,915,000 | 6,595 |
| Net interest income | $3,373,000 | 4,987 |
| Provision for loan and lease losses | $1,260,000 | 854 |
| Total noninterest income | $558,000 | 4,789 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $451,000 | 2,999 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 6,940 |
| Total noninterest expense | $2,463,000 | 5,069 |
| Salaries and employee benefits | $1,197,000 | 5,217 |
| Premises and equipment expense | $366,000 | 4,870 |
| Additional noninterest expense | $900,000 | 4,752 |
| Pre-tax net operating income | $208,000 | 9,740 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $85,000 | 9,017 |
| Income before extraordinary items | $123,000 | 10,014 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $123,000 | 10,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $982,000 | 912 |
| Cash dividends | $100,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $123,000 | 9,962 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,242,000 | 5,793 |
| Total interest expense | $2,071,000 | 6,319 |
| Net interest income | $3,171,000 | 5,255 |
| Provision for loan and lease losses | $975,000 | 964 |
| Total noninterest income | $518,000 | 5,060 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $451,000 | 3,005 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 8,479 |
| Total noninterest expense | $2,494,000 | 5,005 |
| Salaries and employee benefits | $1,191,000 | 5,246 |
| Premises and equipment expense | $378,000 | 4,760 |
| Additional noninterest expense | $925,000 | 4,656 |
| Pre-tax net operating income | $220,000 | 10,321 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $78,000 | 9,622 |
| Income before extraordinary items | $142,000 | 10,538 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $142,000 | 10,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,020,000 | 876 |
| Cash dividends | $50,000 | 7,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $142,000 | 10,505 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,624,000 | 6,026 |
| Total interest expense | $1,425,000 | 7,119 |
| Net interest income | $3,199,000 | 5,326 |
| Provision for loan and lease losses | $375,000 | 1,906 |
| Total noninterest income | $572,000 | 4,822 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $419,000 | 3,240 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 6,154 |
| Total noninterest expense | $2,574,000 | 5,025 |
| Salaries and employee benefits | $1,205,000 | 5,221 |
| Premises and equipment expense | $365,000 | 4,937 |
| Additional noninterest expense | $1,004,000 | 4,698 |
| Pre-tax net operating income | $822,000 | 6,768 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $278,000 | 6,150 |
| Income before extraordinary items | $544,000 | 6,962 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $544,000 | 6,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $301,000 | 1,901 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $544,000 | 7,012 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,562,000 | 6,240 |
| Total interest expense | $1,342,000 | 7,732 |
| Net interest income | $3,220,000 | 5,319 |
| Provision for loan and lease losses | $200,000 | 3,901 |
| Total noninterest income | $475,000 | 5,794 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $395,000 | 3,479 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 8,622 |
| Total noninterest expense | $2,362,000 | 5,537 |
| Salaries and employee benefits | $1,131,000 | 5,503 |
| Premises and equipment expense | $321,000 | 5,564 |
| Additional noninterest expense | $919,000 | 5,274 |
| Pre-tax net operating income | $1,133,000 | 5,403 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $392,000 | 5,083 |
| Income before extraordinary items | $741,000 | 5,879 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $741,000 | 6,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 4,368 |
| Cash dividends | $540,000 | 2,896 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $741,000 | 5,615 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,298,000 | 7,131 |
| Total interest expense | $1,567,000 | 8,309 |
| Net interest income | $2,731,000 | 6,153 |
| Provision for loan and lease losses | $180,000 | 5,503 |
| Total noninterest income | $964,000 | 3,420 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $310,000 | 4,323 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $654,000 | 2,672 |
| Total noninterest expense | $2,314,000 | 5,658 |
| Salaries and employee benefits | $1,051,000 | 5,776 |
| Premises and equipment expense | $303,000 | 5,926 |
| Additional noninterest expense | $960,000 | 5,224 |
| Pre-tax net operating income | $1,201,000 | 4,913 |
| Securities gains (losses) | $-1,000 | 12,730 |
| Applicable income taxes | $498,000 | 4,015 |
| Income before extraordinary items | $702,000 | 5,905 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $702,000 | 5,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 4,349 |
| Cash dividends | $384,000 | 3,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $702,640 | 5,559 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.