Home > First Capital Bank > Assets and Liabilities

First Capital Bank, Assets and Liabilities

2015-12-31		Rank
# of Employees:	89	1,662
Assets and Liabilities
Total Assets:	$625,113,000	1,118
Cash and due from depository institutions	$13,762,000	1,662
Interest-bearing balances	$2,355,000	4,776
Securities	$77,412,000	1,760
Federal funds sold & reverse repurchase agreements	$0	2,502
Net loans & leases	$500,265,000	962
Loan loss allowance	$7,684,000	817
Trading account assets	$0	243
Bank premises and fixed assets	$11,699,000	1,027
Other real estate owned	$0	1,662
Goodwill and other intangibles	$0	2,763
All other assets	$21,975,000	959
Life insurance assets	$10,216,000	901
Total liabilities and capital	$625,113,000	1,118
Total liabilities	$565,008,000	1,103
Total deposits	$508,181,000	1,145
Interest-bearing deposits	$410,429,000	1,120
Deposits held in domestic offices	$508,181,000	1,145
% insured	72.81%	4,923
Federal funds purchased & repurchase agreements	$7,621,000	863
Trading liabilities	$0	165
Other borrowed funds	$45,000,000	695
Subordinated debt	$0	118
All other liabilities	$4,206,000	1,153
Total equity capital	$60,105,000	1,292
Total bank equity capital	$60,105,000	1,291
Perpetual preferred stock	$0	135
Common stock	$7,184,000	524
Surplus	$46,845,000	735
Undivided profits	$6,076,000	3,951
Noncontrolling interests in consolidated subsidiaries	$0	136
Memoranda
Noncurrent loans and leases	$2,250,000	1,868
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	871
Income earned, not collected on loans	$1,856,000	1,443
Earning assets	$580,032,000	1,114
Long-term assets (5+ years)	$72,085,000	2,524
Average Assets, year-to-date	$612,726,800	1,111
Average Assets, quarterly	$623,783,500	1,111
Volatile liabilities	$114,432,000	508
Insider loans	$19,711,000	275
FHLB advances	$45,000,000	658
Loans and leases held for sale	$0	1,840
Unused loan commitments	$157,410,000	659
Tier 1 (core) risk-based capital	$59,076,000	1,262
Tier 2 risk-based capital	$6,727,000	852
Total risk weighted assets	$536,528,000	963
Total unused commitments	$157,410,000	659
Derivatives	$0	1,420
2015-09-30		Rank
# of Employees:	94	1,577
Assets and Liabilities
Total Assets:	$622,454,000	1,122
Cash and due from depository institutions	$21,713,000	1,577
Interest-bearing balances	$6,011,000	3,524
Securities	$80,411,000	1,714
Federal funds sold & reverse repurchase agreements	$0	2,541
Net loans & leases	$487,431,000	973
Loan loss allowance	$7,866,000	814
Trading account assets	$0	246
Bank premises and fixed assets	$11,935,000	1,006
Other real estate owned	$495,000	1,577
Goodwill and other intangibles	$0	2,786
All other assets	$20,469,000	1,014
Life insurance assets	$10,138,000	899
Total liabilities and capital	$622,454,000	1,122
Total liabilities	$560,263,000	1,113
Total deposits	$523,045,000	1,102
Interest-bearing deposits	$422,839,000	1,097
Deposits held in domestic offices	$523,045,000	1,102
% insured	71.65%	5,203
Federal funds purchased & repurchase agreements	$0	2,046
Trading liabilities	$0	169
Other borrowed funds	$35,000,000	788
Subordinated debt	$0	120
All other liabilities	$2,218,000	1,920
Total equity capital	$62,191,000	1,257
Total bank equity capital	$62,191,000	1,255
Perpetual preferred stock	$0	149
Common stock	$7,184,000	541
Surplus	$46,845,000	735
Undivided profits	$8,162,000	3,537
Noncontrolling interests in consolidated subsidiaries	$0	144
Memoranda
Noncurrent loans and leases	$2,502,000	1,821
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	892
Income earned, not collected on loans	$1,849,000	1,488
Earning assets	$573,853,000	1,122
Long-term assets (5+ years)	$80,645,000	2,336
Average Assets, year-to-date	$609,630,250	1,123
Average Assets, quarterly	$619,208,000	1,118
Volatile liabilities	$102,101,000	555
Insider loans	$15,122,000	371
FHLB advances	$35,000,000	753
Loans and leases held for sale	$0	1,915
Unused loan commitments	$159,300,000	656
Tier 1 (core) risk-based capital	$60,780,000	1,232
Tier 2 risk-based capital	$6,595,000	869
Total risk weighted assets	$525,622,000	975
Total unused commitments	$159,300,000	656
Derivatives	$0	1,421
2015-06-30		Rank
# of Employees:	93	1,600
Assets and Liabilities
Total Assets:	$615,962,000	1,127
Cash and due from depository institutions	$16,169,000	1,600
Interest-bearing balances	$4,157,000	4,092
Securities	$73,352,000	1,891
Federal funds sold & reverse repurchase agreements	$0	2,585
Net loans & leases	$492,809,000	959
Loan loss allowance	$7,865,000	817
Trading account assets	$0	255
Bank premises and fixed assets	$11,860,000	1,006
Other real estate owned	$936,000	1,600
Goodwill and other intangibles	$0	2,811
All other assets	$20,836,000	998
Life insurance assets	$10,059,000	900
Total liabilities and capital	$615,962,000	1,127
Total liabilities	$555,439,000	1,119
Total deposits	$507,178,000	1,128
Interest-bearing deposits	$415,426,000	1,118
Deposits held in domestic offices	$507,178,000	1,127
% insured	72.36%	5,235
Federal funds purchased & repurchase agreements	$1,602,000	1,541
Trading liabilities	$0	167
Other borrowed funds	$45,000,000	681
Subordinated debt	$0	123
All other liabilities	$1,659,000	2,245
Total equity capital	$60,523,000	1,289
Total bank equity capital	$60,523,000	1,287
Perpetual preferred stock	$0	164
Common stock	$7,184,000	550
Surplus	$46,845,000	744
Undivided profits	$6,494,000	3,856
Noncontrolling interests in consolidated subsidiaries	$0	143
Memoranda
Noncurrent loans and leases	$2,618,000	1,826
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	915
Income earned, not collected on loans	$1,773,000	1,438
Earning assets	$570,318,000	1,121
Long-term assets (5+ years)	$81,472,000	2,329
Average Assets, year-to-date	$605,355,670	1,140
Average Assets, quarterly	$609,143,500	1,142
Volatile liabilities	$105,987,000	550
Insider loans	$15,235,000	370
FHLB advances	$45,000,000	645
Loans and leases held for sale	$0	1,968
Unused loan commitments	$164,014,000	629
Tier 1 (core) risk-based capital	$59,397,000	1,256
Tier 2 risk-based capital	$6,694,000	849
Total risk weighted assets	$533,782,000	951
Total unused commitments	$164,014,000	629
Derivatives	$0	1,433
2015-03-31		Rank
# of Employees:	93	1,591
Assets and Liabilities
Total Assets:	$602,325,000	1,158
Cash and due from depository institutions	$21,935,000	1,591
Interest-bearing balances	$10,629,000	2,877
Securities	$67,675,000	2,057
Federal funds sold & reverse repurchase agreements	$0	2,825
Net loans & leases	$479,141,000	975
Loan loss allowance	$7,874,000	811
Trading account assets	$0	251
Bank premises and fixed assets	$11,547,000	1,033
Other real estate owned	$1,243,000	1,591
Goodwill and other intangibles	$0	2,810
All other assets	$20,784,000	987
Life insurance assets	$9,979,000	895
Total liabilities and capital	$602,325,000	1,158
Total liabilities	$542,764,000	1,138
Total deposits	$500,044,000	1,149
Interest-bearing deposits	$417,333,000	1,123
Deposits held in domestic offices	$500,044,000	1,148
% insured	73.94%	5,126
Federal funds purchased & repurchase agreements	$763,000	1,617
Trading liabilities	$0	165
Other borrowed funds	$40,000,000	689
Subordinated debt	$0	128
All other liabilities	$1,957,000	2,038
Total equity capital	$59,561,000	1,302
Total bank equity capital	$59,561,000	1,300
Perpetual preferred stock	$0	175
Common stock	$7,184,000	559
Surplus	$46,845,000	739
Undivided profits	$5,532,000	4,111
Noncontrolling interests in consolidated subsidiaries	$0	150
Memoranda
Noncurrent loans and leases	$2,144,000	2,121
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	945
Income earned, not collected on loans	$1,773,000	1,407
Earning assets	$557,445,000	1,151
Long-term assets (5+ years)	$70,079,000	2,595
Average Assets, year-to-date	$600,052,500	1,154
Average Assets, quarterly	$600,052,500	1,154
Volatile liabilities	$96,899,000	556
Insider loans	$15,263,000	383
FHLB advances	$40,000,000	646
Loans and leases held for sale	$0	1,949
Unused loan commitments	$155,959,000	636
Tier 1 (core) risk-based capital	$58,245,000	1,270
Tier 2 risk-based capital	$6,402,000	866
Total risk weighted assets	$510,714,000	969
Total unused commitments	$155,959,000	636
Derivatives	$0	1,438
2014-12-31		Rank
# of Employees:	93	1,604
Assets and Liabilities
Total Assets:	$597,780,000	1,153
Cash and due from depository institutions	$13,092,000	1,604
Interest-bearing balances	$2,142,000	4,914
Securities	$76,645,000	1,841
Federal funds sold & reverse repurchase agreements	$0	2,666
Net loans & leases	$473,789,000	974
Loan loss allowance	$7,874,000	813
Trading account assets	$0	249
Bank premises and fixed assets	$11,461,000	1,038
Other real estate owned	$1,810,000	1,604
Goodwill and other intangibles	$0	2,812
All other assets	$20,983,000	996
Life insurance assets	$9,900,000	893
Total liabilities and capital	$597,780,000	1,153
Total liabilities	$539,821,000	1,133
Total deposits	$484,638,000	1,167
Interest-bearing deposits	$411,234,000	1,122
Deposits held in domestic offices	$484,638,000	1,166
% insured	74.84%	5,095
Federal funds purchased & repurchase agreements	$8,079,000	900
Trading liabilities	$0	167
Other borrowed funds	$45,000,000	666
Subordinated debt	$0	126
All other liabilities	$2,104,000	1,926
Total equity capital	$57,959,000	1,322
Total bank equity capital	$57,959,000	1,320
Perpetual preferred stock	$0	187
Common stock	$7,184,000	571
Surplus	$46,845,000	740
Undivided profits	$3,930,000	4,561
Noncontrolling interests in consolidated subsidiaries	$0	150
Memoranda
Noncurrent loans and leases	$3,429,000	1,577
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	938
Income earned, not collected on loans	$1,736,000	1,493
Earning assets	$552,576,000	1,141
Long-term assets (5+ years)	$79,097,000	2,417
Average Assets, year-to-date	$577,169,400	1,143
Average Assets, quarterly	$598,620,500	1,140
Volatile liabilities	$105,131,000	526
Insider loans	$15,368,000	371
FHLB advances	$45,000,000	624
Loans and leases held for sale	$0	1,855
Unused loan commitments	$142,374,000	674
Tier 1 (core) risk-based capital	$58,024,000	1,257
Tier 2 risk-based capital	$6,249,000	874
Total risk weighted assets	$498,285,000	964
Total unused commitments	$142,374,000	674
Derivatives	$0	1,406
2014-09-30		Rank
# of Employees:	96	1,554
Assets and Liabilities
Total Assets:	$599,461,000	1,142
Cash and due from depository institutions	$25,755,000	1,554
Interest-bearing balances	$14,936,000	2,019
Securities	$78,416,000	1,845
Federal funds sold & reverse repurchase agreements	$0	2,747
Net loans & leases	$460,904,000	980
Loan loss allowance	$7,903,000	830
Trading account assets	$0	245
Bank premises and fixed assets	$10,700,000	1,110
Other real estate owned	$1,962,000	1,554
Goodwill and other intangibles	$0	2,848
All other assets	$21,724,000	973
Life insurance assets	$9,822,000	890
Total liabilities and capital	$599,461,000	1,142
Total liabilities	$542,953,000	1,119
Total deposits	$492,304,000	1,147
Interest-bearing deposits	$416,461,000	1,106
Deposits held in domestic offices	$492,304,000	1,145
% insured	73.44%	5,414
Federal funds purchased & repurchase agreements	$8,948,000	874
Trading liabilities	$0	165
Other borrowed funds	$40,000,000	704
Subordinated debt	$0	131
All other liabilities	$1,701,000	2,285
Total equity capital	$56,508,000	1,341
Total bank equity capital	$56,508,000	1,339
Perpetual preferred stock	$0	194
Common stock	$7,184,000	581
Surplus	$46,845,000	739
Undivided profits	$2,479,000	5,041
Noncontrolling interests in consolidated subsidiaries	$0	153
Memoranda
Noncurrent loans and leases	$3,580,000	1,628
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	951
Income earned, not collected on loans	$1,771,000	1,534
Earning assets	$554,256,000	1,132
Long-term assets (5+ years)	$85,168,000	2,318
Average Assets, year-to-date	$572,016,750	1,162
Average Assets, quarterly	$588,479,500	1,149
Volatile liabilities	$101,894,000	530
Insider loans	$15,664,000	356
FHLB advances	$40,000,000	668
Loans and leases held for sale	$0	1,914
Unused loan commitments	$124,004,000	760
Tier 1 (core) risk-based capital	$56,605,000	1,283
Tier 2 risk-based capital	$6,052,000	897
Total risk weighted assets	$482,245,000	987
Total unused commitments	$124,004,000	760
Derivatives	$0	1,399
2014-06-30		Rank
# of Employees:	97	1,526
Assets and Liabilities
Total Assets:	$577,498,000	1,164
Cash and due from depository institutions	$16,319,000	1,526
Interest-bearing balances	$857,000	5,625
Securities	$72,377,000	1,994
Federal funds sold & reverse repurchase agreements	$0	2,844
Net loans & leases	$453,688,000	981
Loan loss allowance	$7,894,000	834
Trading account assets	$0	246
Bank premises and fixed assets	$10,761,000	1,106
Other real estate owned	$2,279,000	1,526
Goodwill and other intangibles	$0	2,849
All other assets	$22,074,000	947
Life insurance assets	$9,742,000	876
Total liabilities and capital	$577,499,000	1,164
Total liabilities	$522,058,000	1,148
Total deposits	$471,789,000	1,186
Interest-bearing deposits	$396,039,000	1,160
Deposits held in domestic offices	$471,789,000	1,185
% insured	77.03%	5,089
Federal funds purchased & repurchase agreements	$1,925,000	1,542
Trading liabilities	$0	168
Other borrowed funds	$45,000,000	653
Subordinated debt	$2,000,000	115
All other liabilities	$1,344,000	2,556
Total equity capital	$55,441,000	1,346
Total bank equity capital	$55,441,000	1,344
Perpetual preferred stock	$0	199
Common stock	$7,184,000	590
Surplus	$46,845,000	732
Undivided profits	$1,412,000	5,399
Noncontrolling interests in consolidated subsidiaries	$0	158
Memoranda
Noncurrent loans and leases	$3,932,000	1,581
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	990
Income earned, not collected on loans	$1,721,000	1,467
Earning assets	$526,922,000	1,177
Long-term assets (5+ years)	$87,881,000	2,270
Average Assets, year-to-date	$562,868,670	1,185
Average Assets, quarterly	$570,604,000	1,171
Volatile liabilities	$103,427,000	516
Insider loans	$17,453,000	305
FHLB advances	$45,000,000	610
Loans and leases held for sale	$0	1,950
Unused loan commitments	$119,613,000	758
Tier 1 (core) risk-based capital	$55,344,000	1,284
Tier 2 risk-based capital	$6,772,000	810
Total risk weighted assets	$475,807,000	979
Total unused commitments	$119,613,000	758
Derivatives	$0	1,413
2014-03-31		Rank
# of Employees:	101	1,468
Assets and Liabilities
Total Assets:	$563,710,000	1,195
Cash and due from depository institutions	$23,959,000	1,468
Interest-bearing balances	$14,436,000	2,324
Securities	$68,170,000	2,103
Federal funds sold & reverse repurchase agreements	$0	3,112
Net loans & leases	$437,013,000	1,003
Loan loss allowance	$8,019,000	844
Trading account assets	$0	247
Bank premises and fixed assets	$10,355,000	1,149
Other real estate owned	$2,478,000	1,468
Goodwill and other intangibles	$0	2,875
All other assets	$21,735,000	971
Life insurance assets	$9,661,000	873
Total liabilities and capital	$563,710,000	1,195
Total liabilities	$509,559,000	1,174
Total deposits	$464,351,000	1,215
Interest-bearing deposits	$395,941,000	1,182
Deposits held in domestic offices	$464,351,000	1,214
% insured	77.24%	5,154
Federal funds purchased & repurchase agreements	$1,786,000	1,472
Trading liabilities	$0	165
Other borrowed funds	$40,000,000	644
Subordinated debt	$2,000,000	111
All other liabilities	$1,422,000	2,432
Total equity capital	$54,151,000	1,357
Total bank equity capital	$54,151,000	1,355
Perpetual preferred stock	$0	201
Common stock	$7,184,000	598
Surplus	$46,845,000	734
Undivided profits	$122,000	5,807
Noncontrolling interests in consolidated subsidiaries	$0	161
Memoranda
Noncurrent loans and leases	$3,677,000	1,756
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	998
Income earned, not collected on loans	$1,739,000	1,433
Earning assets	$519,619,000	1,194
Long-term assets (5+ years)	$82,449,000	2,369
Average Assets, year-to-date	$555,554,000	1,201
Average Assets, quarterly	$555,554,000	1,201
Volatile liabilities	$81,399,000	602
Insider loans	$17,883,000	292
FHLB advances	$40,000,000	602
Loans and leases held for sale	$0	1,833
Unused loan commitments	$108,084,000	818
Tier 1 (core) risk-based capital	$54,187,000	1,307
Tier 2 risk-based capital	$6,523,000	830
Total risk weighted assets	$455,518,000	1,011
Total unused commitments	$108,084,000	818
Derivatives	$0	1,405
2013-12-31		Rank
# of Employees:	107	1,393
Assets and Liabilities
Total Assets:	$547,398,000	1,229
Cash and due from depository institutions	$14,186,000	1,393
Interest-bearing balances	$3,985,000	4,358
Securities	$73,886,000	1,960
Federal funds sold & reverse repurchase agreements	$0	2,964
Net loans & leases	$424,153,000	1,023
Loan loss allowance	$8,165,000	842
Trading account assets	$0	247
Bank premises and fixed assets	$10,451,000	1,135
Other real estate owned	$2,658,000	1,393
Goodwill and other intangibles	$0	2,889
All other assets	$22,064,000	970
Life insurance assets	$9,580,000	864
Total liabilities and capital	$547,398,000	1,229
Total liabilities	$494,757,000	1,210
Total deposits	$459,624,000	1,203
Interest-bearing deposits	$390,019,000	1,181
Deposits held in domestic offices	$459,624,000	1,202
% insured	77.95%	5,076
Federal funds purchased & repurchase agreements	$1,393,000	1,742
Trading liabilities	$0	167
Other borrowed funds	$30,000,000	820
Subordinated debt	$2,000,000	111
All other liabilities	$1,740,000	2,142
Total equity capital	$52,641,000	1,366
Total bank equity capital	$52,641,000	1,364
Perpetual preferred stock	$0	206
Common stock	$7,184,000	605
Surplus	$46,839,000	731
Undivided profits	$-1,382,000	6,078
Noncontrolling interests in consolidated subsidiaries	$0	161
Memoranda
Noncurrent loans and leases	$4,466,000	1,553
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	991
Income earned, not collected on loans	$1,701,000	1,556
Earning assets	$502,024,000	1,231
Long-term assets (5+ years)	$87,217,000	2,257
Average Assets, year-to-date	$538,190,200	1,235
Average Assets, quarterly	$541,852,500	1,236
Volatile liabilities	$82,921,000	613
Insider loans	$17,525,000	293
FHLB advances	$30,000,000	777
Loans and leases held for sale	$994,000	940
Unused loan commitments	$105,894,000	803
Tier 1 (core) risk-based capital	$52,595,000	1,324
Tier 2 risk-based capital	$6,365,000	857
Total risk weighted assets	$442,575,000	1,032
Total unused commitments	$105,894,000	803
Derivatives	$0	1,395
2013-09-30		Rank
# of Employees:	104	1,441
Assets and Liabilities
Total Assets:	$536,307,000	1,260
Cash and due from depository institutions	$12,057,000	1,441
Interest-bearing balances	$3,240,000	4,668
Securities	$79,258,000	1,876
Federal funds sold & reverse repurchase agreements	$0	2,981
Net loans & leases	$409,860,000	1,042
Loan loss allowance	$8,591,000	813
Trading account assets	$0	248
Bank premises and fixed assets	$10,556,000	1,122
Other real estate owned	$2,602,000	1,441
Goodwill and other intangibles	$0	2,909
All other assets	$21,974,000	964
Life insurance assets	$9,499,000	845
Total liabilities and capital	$536,307,000	1,260
Total liabilities	$484,413,000	1,236
Total deposits	$450,116,000	1,241
Interest-bearing deposits	$386,225,000	1,182
Deposits held in domestic offices	$450,116,000	1,240
% insured	79.30%	5,062
Federal funds purchased & repurchase agreements	$916,000	1,912
Trading liabilities	$0	163
Other borrowed funds	$30,000,000	823
Subordinated debt	$2,000,000	120
All other liabilities	$1,381,000	2,631
Total equity capital	$51,894,000	1,387
Total bank equity capital	$51,894,000	1,385
Perpetual preferred stock	$0	217
Common stock	$7,184,000	616
Surplus	$46,830,000	728
Undivided profits	$-2,120,000	6,206
Noncontrolling interests in consolidated subsidiaries	$0	159
Memoranda
Noncurrent loans and leases	$3,933,000	1,848
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,015
Income earned, not collected on loans	$1,725,000	1,596
Earning assets	$492,358,000	1,259
Long-term assets (5+ years)	$96,839,000	2,073
Average Assets, year-to-date	$535,888,250	1,255
Average Assets, quarterly	$537,446,500	1,246
Volatile liabilities	$70,102,000	695
Insider loans	$16,038,000	327
FHLB advances	$30,000,000	768
Loans and leases held for sale	$1,255,000	947
Unused loan commitments	$96,139,000	877
Tier 1 (core) risk-based capital	$50,933,000	1,372
Tier 2 risk-based capital	$6,160,000	877
Total risk weighted assets	$425,600,000	1,070
Total unused commitments	$96,139,000	877
Derivatives	$0	1,430
2013-06-30		Rank
# of Employees:	102	1,486
Assets and Liabilities
Total Assets:	$538,586,000	1,239
Cash and due from depository institutions	$20,672,000	1,486
Interest-bearing balances	$10,146,000	2,927
Securities	$74,910,000	1,941
Federal funds sold & reverse repurchase agreements	$0	3,098
Net loans & leases	$408,032,000	1,040
Loan loss allowance	$8,582,000	824
Trading account assets	$0	250
Bank premises and fixed assets	$10,690,000	1,101
Other real estate owned	$2,158,000	1,486
Goodwill and other intangibles	$0	2,910
All other assets	$22,124,000	942
Life insurance assets	$9,418,000	841
Total liabilities and capital	$538,586,000	1,239
Total liabilities	$487,804,000	1,219
Total deposits	$458,342,000	1,206
Interest-bearing deposits	$383,541,000	1,192
Deposits held in domestic offices	$458,342,000	1,205
% insured	77.98%	5,418
Federal funds purchased & repurchase agreements	$1,132,000	1,767
Trading liabilities	$0	154
Other borrowed funds	$25,000,000	920
Subordinated debt	$2,000,000	122
All other liabilities	$1,330,000	2,616
Total equity capital	$50,782,000	1,400
Total bank equity capital	$50,782,000	1,397
Perpetual preferred stock	$0	228
Common stock	$7,184,000	616
Surplus	$46,822,000	730
Undivided profits	$-3,224,000	6,329
Noncontrolling interests in consolidated subsidiaries	$0	162
Memoranda
Noncurrent loans and leases	$5,109,000	1,581
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,060
Income earned, not collected on loans	$1,787,000	1,464
Earning assets	$493,088,000	1,240
Long-term assets (5+ years)	$92,118,000	2,118
Average Assets, year-to-date	$535,748,670	1,251
Average Assets, quarterly	$532,291,500	1,257
Volatile liabilities	$70,966,000	669
Insider loans	$17,147,000	292
FHLB advances	$25,000,000	870
Loans and leases held for sale	$3,997,000	687
Unused loan commitments	$80,133,000	991
Tier 1 (core) risk-based capital	$49,201,000	1,399
Tier 2 risk-based capital	$6,099,000	870
Total risk weighted assets	$420,647,000	1,061
Total unused commitments	$80,133,000	991
Derivatives	$0	1,417
2013-03-31		Rank
# of Employees:	101	1,493
Assets and Liabilities
Total Assets:	$525,997,000	1,286
Cash and due from depository institutions	$14,104,000	1,493
Interest-bearing balances	$7,502,000	3,950
Securities	$86,246,000	1,742
Federal funds sold & reverse repurchase agreements	$0	3,440
Net loans & leases	$388,154,000	1,075
Loan loss allowance	$7,467,000	971
Trading account assets	$0	242
Bank premises and fixed assets	$10,828,000	1,086
Other real estate owned	$3,841,000	1,493
Goodwill and other intangibles	$0	2,913
All other assets	$22,824,000	917
Life insurance assets	$9,334,000	835
Total liabilities and capital	$525,997,000	1,286
Total liabilities	$475,123,000	1,264
Total deposits	$445,780,000	1,260
Interest-bearing deposits	$386,989,000	1,204
Deposits held in domestic offices	$445,780,000	1,258
% insured	80.02%	5,136
Federal funds purchased & repurchase agreements	$1,005,000	1,658
Trading liabilities	$0	154
Other borrowed funds	$25,000,000	883
Subordinated debt	$2,000,000	124
All other liabilities	$1,338,000	2,651
Total equity capital	$50,874,000	1,435
Total bank equity capital	$50,874,000	1,433
Perpetual preferred stock	$0	239
Common stock	$7,184,000	628
Surplus	$46,813,000	738
Undivided profits	$-3,123,000	6,403
Noncontrolling interests in consolidated subsidiaries	$0	167
Memoranda
Noncurrent loans and leases	$6,367,000	1,444
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,043
Income earned, not collected on loans	$1,810,000	1,425
Earning assets	$481,902,000	1,286
Long-term assets (5+ years)	$97,232,000	1,995
Average Assets, year-to-date	$534,330,000	1,268
Average Assets, quarterly	$534,330,000	1,268
Volatile liabilities	$78,436,000	594
Insider loans	$16,340,000	305
FHLB advances	$25,000,000	823
Loans and leases held for sale	$7,397,000	488
Unused loan commitments	$72,754,000	1,040
Tier 1 (core) risk-based capital	$48,102,000	1,418
Tier 2 risk-based capital	$5,888,000	900
Total risk weighted assets	$404,683,000	1,086
Total unused commitments	$72,754,000	1,040
Derivatives	$0	1,405
2012-12-31		Rank
# of Employees:	98	1,536
Assets and Liabilities
Total Assets:	$542,663,000	1,245
Cash and due from depository institutions	$35,321,000	1,536
Interest-bearing balances	$26,744,000	1,548
Securities	$89,706,000	1,639
Federal funds sold & reverse repurchase agreements	$0	3,307
Net loans & leases	$378,712,000	1,110
Loan loss allowance	$7,269,000	993
Trading account assets	$0	243
Bank premises and fixed assets	$10,944,000	1,063
Other real estate owned	$3,771,000	1,536
Goodwill and other intangibles	$0	2,913
All other assets	$24,209,000	878
Life insurance assets	$9,251,000	829
Total liabilities and capital	$542,662,000	1,245
Total liabilities	$492,650,000	1,215
Total deposits	$463,697,000	1,209
Interest-bearing deposits	$400,996,000	1,154
Deposits held in domestic offices	$463,697,000	1,208
% insured	82.01%	5,552
Federal funds purchased & repurchase agreements	$871,000	1,873
Trading liabilities	$0	152
Other borrowed funds	$25,000,000	918
Subordinated debt	$2,000,000	126
All other liabilities	$1,082,000	3,094
Total equity capital	$50,012,000	1,456
Total bank equity capital	$50,012,000	1,454
Perpetual preferred stock	$0	246
Common stock	$7,184,000	630
Surplus	$46,793,000	735
Undivided profits	$-3,965,000	6,515
Noncontrolling interests in consolidated subsidiaries	$0	169
Memoranda
Noncurrent loans and leases	$9,352,000	1,067
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,020
Income earned, not collected on loans	$1,807,000	1,480
Earning assets	$495,162,000	1,251
Long-term assets (5+ years)	$85,824,000	2,147
Average Assets, year-to-date	$532,617,400	1,250
Average Assets, quarterly	$535,917,000	1,252
Volatile liabilities	$87,963,000	568
Insider loans	$9,947,000	596
FHLB advances	$25,000,000	858
Loans and leases held for sale	$9,912,000	524
Unused loan commitments	$64,749,000	1,092
Tier 1 (core) risk-based capital	$46,781,000	1,439
Tier 2 risk-based capital	$5,819,000	911
Total risk weighted assets	$399,303,000	1,101
Total unused commitments	$64,749,000	1,092
Derivatives	$0	1,366
2012-09-30		Rank
# of Employees:	100	1,505
Assets and Liabilities
Total Assets:	$529,171,000	1,280
Cash and due from depository institutions	$33,452,000	1,505
Interest-bearing balances	$25,366,000	1,543
Securities	$89,578,000	1,646
Federal funds sold & reverse repurchase agreements	$0	3,418
Net loans & leases	$365,940,000	1,141
Loan loss allowance	$7,208,000	1,035
Trading account assets	$0	231
Bank premises and fixed assets	$11,074,000	1,054
Other real estate owned	$4,502,000	1,505
Goodwill and other intangibles	$0	2,937
All other assets	$24,625,000	876
Life insurance assets	$9,167,000	814
Total liabilities and capital	$529,171,000	1,280
Total liabilities	$479,682,000	1,259
Total deposits	$450,710,000	1,233
Interest-bearing deposits	$397,794,000	1,164
Deposits held in domestic offices	$450,710,000	1,232
% insured	81.81%	5,791
Federal funds purchased & repurchase agreements	$939,000	1,847
Trading liabilities	$0	150
Other borrowed funds	$25,000,000	959
Subordinated debt	$2,000,000	129
All other liabilities	$1,033,000	3,337
Total equity capital	$49,489,000	1,476
Total bank equity capital	$49,489,000	1,474
Perpetual preferred stock	$0	250
Common stock	$7,184,000	641
Surplus	$46,766,000	736
Undivided profits	$-4,461,000	6,625
Noncontrolling interests in consolidated subsidiaries	$0	170
Memoranda
Noncurrent loans and leases	$9,279,000	1,150
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,078
Income earned, not collected on loans	$1,837,000	1,598
Earning assets	$480,884,000	1,293
Long-term assets (5+ years)	$97,041,000	1,928
Average Assets, year-to-date	$530,106,000	1,272
Average Assets, quarterly	$524,714,000	1,297
Volatile liabilities	$92,116,000	557
Insider loans	$9,839,000	610
FHLB advances	$25,000,000	891
Loans and leases held for sale	$6,563,000	628
Unused loan commitments	$51,594,000	1,301
Tier 1 (core) risk-based capital	$45,730,000	1,468
Tier 2 risk-based capital	$6,071,000	873
Total risk weighted assets	$387,319,000	1,146
Total unused commitments	$51,594,000	1,301
Derivatives	$0	1,366
2012-06-30		Rank
# of Employees:	94	1,599
Assets and Liabilities
Total Assets:	$520,257,000	1,308
Cash and due from depository institutions	$18,775,000	1,599
Interest-bearing balances	$7,976,000	3,506
Securities	$95,997,000	1,551
Federal funds sold & reverse repurchase agreements	$0	3,541
Net loans & leases	$363,424,000	1,143
Loan loss allowance	$7,253,000	1,031
Trading account assets	$0	211
Bank premises and fixed assets	$11,164,000	1,041
Other real estate owned	$4,787,000	1,599
Goodwill and other intangibles	$0	2,925
All other assets	$26,110,000	836
Life insurance assets	$9,084,000	813
Total liabilities and capital	$520,257,000	1,308
Total liabilities	$471,844,000	1,283
Total deposits	$442,090,000	1,254
Interest-bearing deposits	$387,063,000	1,197
Deposits held in domestic offices	$442,090,000	1,251
% insured	80.78%	6,040
Federal funds purchased & repurchase agreements	$926,000	1,887
Trading liabilities	$0	130
Other borrowed funds	$25,000,000	973
Subordinated debt	$2,000,000	147
All other liabilities	$1,828,000	2,235
Total equity capital	$48,413,000	1,479
Total bank equity capital	$48,413,000	1,475
Perpetual preferred stock	$0	254
Common stock	$7,184,000	651
Surplus	$46,731,000	730
Undivided profits	$-5,502,000	6,724
Noncontrolling interests in consolidated subsidiaries	$0	171
Memoranda
Noncurrent loans and leases	$10,465,000	1,087
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,080
Income earned, not collected on loans	$1,751,000	1,566
Earning assets	$467,397,000	1,332
Long-term assets (5+ years)	$98,226,000	1,882
Average Assets, year-to-date	$530,417,670	1,278
Average Assets, quarterly	$524,943,500	1,294
Volatile liabilities	$93,322,000	544
Insider loans	$7,200,000	867
FHLB advances	$25,000,000	907
Loans and leases held for sale	$1,827,000	1,034
Unused loan commitments	$47,965,000	1,365
Tier 1 (core) risk-based capital	$45,011,000	1,464
Tier 2 risk-based capital	$6,116,000	872
Total risk weighted assets	$390,975,000	1,125
Total unused commitments	$47,965,000	1,365
Derivatives	$0	1,332
2012-03-31		Rank
# of Employees:	91	1,651
Assets and Liabilities
Total Assets:	$529,630,000	1,287
Cash and due from depository institutions	$21,433,000	1,651
Interest-bearing balances	$13,000,000	2,880
Securities	$97,457,000	1,533
Federal funds sold & reverse repurchase agreements	$0	3,754
Net loans & leases	$368,780,000	1,126
Loan loss allowance	$8,002,000	955
Trading account assets	$0	215
Bank premises and fixed assets	$11,208,000	1,039
Other real estate owned	$6,369,000	1,651
Goodwill and other intangibles	$0	2,935
All other assets	$24,383,000	880
Life insurance assets	$8,999,000	810
Total liabilities and capital	$529,630,000	1,287
Total liabilities	$483,737,000	1,256
Total deposits	$430,015,000	1,312
Interest-bearing deposits	$381,903,000	1,233
Deposits held in domestic offices	$430,015,000	1,309
% insured	81.59%	5,947
Federal funds purchased & repurchase agreements	$797,000	1,834
Trading liabilities	$0	123
Other borrowed funds	$50,000,000	578
Subordinated debt	$2,000,000	150
All other liabilities	$925,000	3,388
Total equity capital	$45,893,000	1,531
Total bank equity capital	$45,893,000	1,527
Perpetual preferred stock	$0	259
Common stock	$7,184,000	656
Surplus	$36,704,000	931
Undivided profits	$2,005,000	5,387
Noncontrolling interests in consolidated subsidiaries	$0	170
Memoranda
Noncurrent loans and leases	$16,410,000	793
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,111
Income earned, not collected on loans	$1,971,000	1,354
Earning assets	$479,237,000	1,304
Long-term assets (5+ years)	$99,795,000	1,848
Average Assets, year-to-date	$535,498,000	1,263
Average Assets, quarterly	$535,498,000	1,263
Volatile liabilities	$87,609,000	582
Insider loans	$7,275,000	857
FHLB advances	$50,000,000	534
Loans and leases held for sale	$1,425,000	1,120
Unused loan commitments	$51,252,000	1,288
Tier 1 (core) risk-based capital	$44,752,000	1,459
Tier 2 risk-based capital	$6,193,000	850
Total risk weighted assets	$396,397,000	1,100
Total unused commitments	$51,252,000	1,288
Derivatives	$0	1,297
2011-12-31		Rank
# of Employees:	96	1,555
Assets and Liabilities
Total Assets:	$541,366,000	1,256
Cash and due from depository institutions	$50,360,000	1,555
Interest-bearing balances	$41,172,000	974
Securities	$86,919,000	1,631
Federal funds sold & reverse repurchase agreements	$0	3,658
Net loans & leases	$362,146,000	1,152
Loan loss allowance	$9,271,000	844
Trading account assets	$0	205
Bank premises and fixed assets	$11,273,000	1,034
Other real estate owned	$7,646,000	1,555
Goodwill and other intangibles	$0	2,970
All other assets	$23,022,000	947
Life insurance assets	$8,917,000	799
Total liabilities and capital	$541,366,000	1,256
Total liabilities	$496,321,000	1,222
Total deposits	$441,653,000	1,261
Interest-bearing deposits	$394,267,000	1,176
Deposits held in domestic offices	$441,653,000	1,258
% insured	79.65%	6,283
Federal funds purchased & repurchase agreements	$1,608,000	1,751
Trading liabilities	$0	115
Other borrowed funds	$50,000,000	606
Subordinated debt	$2,000,000	155
All other liabilities	$1,060,000	3,140
Total equity capital	$45,045,000	1,549
Total bank equity capital	$45,045,000	1,547
Perpetual preferred stock	$0	263
Common stock	$7,184,000	655
Surplus	$36,676,000	936
Undivided profits	$1,185,000	5,731
Noncontrolling interests in consolidated subsidiaries	$0	168
Memoranda
Noncurrent loans and leases	$17,691,000	765
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,138
Income earned, not collected on loans	$1,689,000	1,708
Earning assets	$490,237,000	1,260
Long-term assets (5+ years)	$86,833,000	1,756
Average Assets, year-to-date	$533,283,600	1,251
Average Assets, quarterly	$538,346,500	1,260
Volatile liabilities	$83,148,000	649
Insider loans	$6,975,000	912
FHLB advances	$50,000,000	554
Loans and leases held for sale	$1,366,000	1,030
Unused loan commitments	$52,036,000	1,242
Tier 1 (core) risk-based capital	$44,402,000	1,462
Tier 2 risk-based capital	$6,124,000	869
Total risk weighted assets	$389,564,000	1,144
Total unused commitments	$52,036,000	1,242
Derivatives	$0	1,191
2011-09-30		Rank
# of Employees:	95	1,573
Assets and Liabilities
Total Assets:	$535,327,000	1,278
Cash and due from depository institutions	$34,226,000	1,573
Interest-bearing balances	$26,040,000	1,507
Securities	$94,452,000	1,494
Federal funds sold & reverse repurchase agreements	$0	3,873
Net loans & leases	$363,822,000	1,158
Loan loss allowance	$9,026,000	890
Trading account assets	$0	209
Bank premises and fixed assets	$11,192,000	1,040
Other real estate owned	$8,536,000	1,573
Goodwill and other intangibles	$0	2,996
All other assets	$23,099,000	950
Life insurance assets	$8,834,000	800
Total liabilities and capital	$535,327,000	1,278
Total liabilities	$489,962,000	1,241
Total deposits	$435,587,000	1,273
Interest-bearing deposits	$384,276,000	1,223
Deposits held in domestic offices	$435,587,000	1,271
% insured	80.64%	6,255
Federal funds purchased & repurchase agreements	$1,477,000	1,785
Trading liabilities	$0	112
Other borrowed funds	$50,000,000	622
Subordinated debt	$2,000,000	168
All other liabilities	$898,000	3,587
Total equity capital	$45,365,000	1,554
Total bank equity capital	$45,365,000	1,552
Perpetual preferred stock	$0	266
Common stock	$7,184,000	664
Surplus	$36,644,000	946
Undivided profits	$1,537,000	5,620
Noncontrolling interests in consolidated subsidiaries	$0	175
Memoranda
Noncurrent loans and leases	$18,455,000	793
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,137
Income earned, not collected on loans	$2,008,000	1,487
Earning assets	$484,314,000	1,282
Long-term assets (5+ years)	$93,073,000	1,599
Average Assets, year-to-date	$531,263,000	1,258
Average Assets, quarterly	$530,398,500	1,276
Volatile liabilities	$76,971,000	709
Insider loans	$7,169,000	893
FHLB advances	$50,000,000	561
Loans and leases held for sale	$0	1,904
Unused loan commitments	$58,419,000	1,123
Tier 1 (core) risk-based capital	$43,949,000	1,487
Tier 2 risk-based capital	$6,599,000	802
Total risk weighted assets	$396,288,000	1,135
Total unused commitments	$58,419,000	1,124
Derivatives	$0	1,195
2011-06-30		Rank
# of Employees:	89	1,703
Assets and Liabilities
Total Assets:	$525,470,000	1,293
Cash and due from depository institutions	$32,258,000	1,703
Interest-bearing balances	$24,232,000	1,471
Securities	$79,722,000	1,709
Federal funds sold & reverse repurchase agreements	$0	3,997
Net loans & leases	$372,414,000	1,137
Loan loss allowance	$10,153,000	822
Trading account assets	$0	213
Bank premises and fixed assets	$11,298,000	1,042
Other real estate owned	$7,534,000	1,703
Goodwill and other intangibles	$0	3,017
All other assets	$22,244,000	988
Life insurance assets	$8,743,000	800
Total liabilities and capital	$525,470,000	1,293
Total liabilities	$478,002,000	1,268
Total deposits	$419,042,000	1,323
Interest-bearing deposits	$371,474,000	1,263
Deposits held in domestic offices	$419,042,000	1,321
% insured	83.45%	5,849
Federal funds purchased & repurchase agreements	$1,142,000	1,933
Trading liabilities	$0	112
Other borrowed funds	$55,000,000	595
Subordinated debt	$2,000,000	174
All other liabilities	$818,000	3,605
Total equity capital	$47,468,000	1,461
Total bank equity capital	$47,468,000	1,460
Perpetual preferred stock	$0	222
Common stock	$7,184,000	678
Surplus	$36,609,000	945
Undivided profits	$3,675,000	4,746
Noncontrolling interests in consolidated subsidiaries	$0	179
Memoranda
Noncurrent loans and leases	$21,894,000	715
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,160
Income earned, not collected on loans	$1,728,000	1,677
Earning assets	$476,368,000	1,300
Long-term assets (5+ years)	$91,612,000	1,588
Average Assets, year-to-date	$529,908,330	1,264
Average Assets, quarterly	$527,091,500	1,284
Volatile liabilities	$81,531,000	688
Insider loans	$7,241,000	904
FHLB advances	$55,000,000	533
Loans and leases held for sale	$0	1,752
Unused loan commitments	$52,562,000	1,229
Tier 1 (core) risk-based capital	$46,490,000	1,395
Tier 2 risk-based capital	$6,606,000	817
Total risk weighted assets	$394,533,000	1,144
Total unused commitments	$52,562,000	1,229
Derivatives	$0	1,174
2011-03-31		Rank
# of Employees:	86	1,767
Assets and Liabilities
Total Assets:	$528,713,000	1,285
Cash and due from depository institutions	$33,655,000	1,767
Interest-bearing balances	$27,650,000	1,399
Securities	$85,131,000	1,605
Federal funds sold & reverse repurchase agreements	$0	4,332
Net loans & leases	$382,166,000	1,125
Loan loss allowance	$10,570,000	797
Trading account assets	$0	208
Bank premises and fixed assets	$11,402,000	1,033
Other real estate owned	$2,739,000	1,767
Goodwill and other intangibles	$0	3,025
All other assets	$13,620,000	1,499
Life insurance assets	$452,000	3,327
Total liabilities and capital	$528,713,000	1,285
Total liabilities	$480,623,000	1,270
Total deposits	$421,150,000	1,323
Interest-bearing deposits	$378,298,000	1,265
Deposits held in domestic offices	$421,150,000	1,321
% insured	84.21%	5,730
Federal funds purchased & repurchase agreements	$1,157,000	1,862
Trading liabilities	$0	108
Other borrowed funds	$55,000,000	616
Subordinated debt	$2,000,000	175
All other liabilities	$1,316,000	2,648
Total equity capital	$48,090,000	1,412
Total bank equity capital	$48,090,000	1,410
Perpetual preferred stock	$0	224
Common stock	$7,184,000	690
Surplus	$36,567,000	953
Undivided profits	$4,339,000	4,406
Noncontrolling interests in consolidated subsidiaries	$0	181
Memoranda
Noncurrent loans and leases	$20,559,000	803
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,152
Income earned, not collected on loans	$2,037,000	1,412
Earning assets	$494,947,000	1,242
Long-term assets (5+ years)	$97,607,000	1,476
Average Assets, year-to-date	$532,127,500	1,266
Average Assets, quarterly	$532,127,500	1,266
Volatile liabilities	$74,830,000	761
Insider loans	$8,125,000	802
FHLB advances	$55,000,000	553
Loans and leases held for sale	$0	1,676
Unused loan commitments	$47,671,000	1,330
Tier 1 (core) risk-based capital	$47,666,000	1,350
Tier 2 risk-based capital	$6,621,000	828
Total risk weighted assets	$396,121,000	1,142
Total unused commitments	$47,671,000	1,332
Derivatives	$0	1,153
2010-12-31		Rank
# of Employees:	82	1,882
Assets and Liabilities
Total Assets:	$535,794,000	1,259
Cash and due from depository institutions	$32,327,000	1,882
Interest-bearing balances	$26,157,000	1,318
Securities	$89,176,000	1,494
Federal funds sold & reverse repurchase agreements	$0	4,270
Net loans & leases	$386,572,000	1,129
Loan loss allowance	$10,626,000	780
Trading account assets	$0	207
Bank premises and fixed assets	$11,400,000	1,050
Other real estate owned	$2,615,000	1,882
Goodwill and other intangibles	$0	3,026
All other assets	$13,704,000	1,512
Life insurance assets	$448,000	3,332
Total liabilities and capital	$535,794,000	1,259
Total liabilities	$488,265,000	1,242
Total deposits	$429,052,000	1,280
Interest-bearing deposits	$387,705,000	1,220
Deposits held in domestic offices	$429,052,000	1,278
% insured	84.27%	5,680
Federal funds purchased & repurchase agreements	$1,077,000	2,023
Trading liabilities	$0	108
Other borrowed funds	$55,000,000	651
Subordinated debt	$2,000,000	178
All other liabilities	$1,136,000	2,978
Total equity capital	$47,529,000	1,416
Total bank equity capital	$47,529,000	1,414
Perpetual preferred stock	$0	224
Common stock	$7,184,000	689
Surplus	$36,549,000	944
Undivided profits	$3,796,000	4,627
Noncontrolling interests in consolidated subsidiaries	$0	190
Memoranda
Noncurrent loans and leases	$18,073,000	929
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,218
Income earned, not collected on loans	$2,061,000	1,437
Earning assets	$501,905,000	1,227
Long-term assets (5+ years)	$105,039,000	1,338
Average Assets, year-to-date	$537,639,200	1,246
Average Assets, quarterly	$538,317,500	1,255
Volatile liabilities	$145,504,000	928
Insider loans	$9,184,000	718
FHLB advances	$55,000,000	590
Loans and leases held for sale	$0	1,952
Unused loan commitments	$51,903,000	1,221
Tier 1 (core) risk-based capital	$47,392,000	1,352
Tier 2 risk-based capital	$6,706,000	838
Total risk weighted assets	$402,998,000	1,145
Total unused commitments	$51,903,000	1,222
Derivatives	$0	1,176
2010-09-30		Rank
# of Employees:	83	1,860
Assets and Liabilities
Total Assets:	$540,841,000	1,261
Cash and due from depository institutions	$24,016,000	1,860
Interest-bearing balances	$17,617,000	1,902
Securities	$90,356,000	1,454
Federal funds sold & reverse repurchase agreements	$1,000,000	3,239
Net loans & leases	$397,429,000	1,107
Loan loss allowance	$11,023,000	758
Trading account assets	$0	210
Bank premises and fixed assets	$10,525,000	1,148
Other real estate owned	$2,851,000	1,860
Goodwill and other intangibles	$0	3,048
All other assets	$14,664,000	1,452
Life insurance assets	$434,000	3,363
Total liabilities and capital	$540,841,000	1,261
Total liabilities	$492,394,000	1,248
Total deposits	$432,789,000	1,273
Interest-bearing deposits	$386,241,000	1,237
Deposits held in domestic offices	$432,789,000	1,272
% insured	83.36%	5,477
Federal funds purchased & repurchase agreements	$1,459,000	1,916
Trading liabilities	$0	103
Other borrowed funds	$55,000,000	695
Subordinated debt	$2,000,000	192
All other liabilities	$1,146,000	3,268
Total equity capital	$48,447,000	1,424
Total bank equity capital	$48,447,000	1,422
Perpetual preferred stock	$0	229
Common stock	$7,184,000	693
Surplus	$36,539,000	929
Undivided profits	$4,724,000	4,449
Noncontrolling interests in consolidated subsidiaries	$0	194
Memoranda
Noncurrent loans and leases	$13,911,000	1,126
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,218
Income earned, not collected on loans	$2,071,000	1,546
Earning assets	$506,402,000	1,236
Long-term assets (5+ years)	$99,825,000	1,391
Average Assets, year-to-date	$538,100,500	1,259
Average Assets, quarterly	$543,129,000	1,254
Volatile liabilities	$142,859,000	972
Insider loans	$9,355,000	723
FHLB advances	$55,000,000	633
Loans and leases held for sale	$0	1,963
Unused loan commitments	$59,869,000	1,115
Tier 1 (core) risk-based capital	$46,824,000	1,366
Tier 2 risk-based capital	$6,436,000	892
Total risk weighted assets	$416,608,000	1,128
Total unused commitments	$59,869,000	1,117
Derivatives	$0	1,218
2010-06-30		Rank
# of Employees:	84	1,859
Assets and Liabilities
Total Assets:	$545,417,000	1,252
Cash and due from depository institutions	$32,064,000	1,859
Interest-bearing balances	$24,475,000	1,353
Securities	$82,818,000	1,559
Federal funds sold & reverse repurchase agreements	$1,000,000	3,318
Net loans & leases	$401,780,000	1,116
Loan loss allowance	$11,481,000	734
Trading account assets	$0	210
Bank premises and fixed assets	$10,608,000	1,157
Other real estate owned	$2,101,000	1,859
Goodwill and other intangibles	$0	3,062
All other assets	$15,046,000	1,443
Life insurance assets	$434,000	3,361
Total liabilities and capital	$545,418,000	1,252
Total liabilities	$498,280,000	1,234
Total deposits	$439,300,000	1,254
Interest-bearing deposits	$395,584,000	1,215
Deposits held in domestic offices	$439,300,000	1,252
% insured	82.49%	5,768
Federal funds purchased & repurchase agreements	$1,077,000	2,060
Trading liabilities	$0	104
Other borrowed funds	$55,000,000	712
Subordinated debt	$2,000,000	203
All other liabilities	$903,000	3,628
Total equity capital	$47,138,000	1,450
Total bank equity capital	$47,138,000	1,450
Perpetual preferred stock	$0	222
Common stock	$7,184,000	702
Surplus	$36,528,000	927
Undivided profits	$3,426,000	4,926
Noncontrolling interests in consolidated subsidiaries	$0	198
Memoranda
Noncurrent loans and leases	$11,235,000	1,368
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,233
Income earned, not collected on loans	$2,089,000	1,480
Earning assets	$510,073,000	1,229
Long-term assets (5+ years)	$101,956,000	1,339
Average Assets, year-to-date	$537,187,000	1,270
Average Assets, quarterly	$540,888,500	1,263
Volatile liabilities	$132,242,000	1,070
Insider loans	$11,124,000	576
FHLB advances	$55,000,000	655
Loans and leases held for sale	$0	1,852
Unused loan commitments	$62,271,000	1,062
Tier 1 (core) risk-based capital	$46,162,000	1,368
Tier 2 risk-based capital	$7,354,000	783
Total risk weighted assets	$422,183,000	1,122
Total unused commitments	$62,271,000	1,064
Derivatives	$0	1,168
2010-03-31		Rank
# of Employees:	78	2,049
Assets and Liabilities
Total Assets:	$536,360,000	1,305
Cash and due from depository institutions	$31,207,000	2,049
Interest-bearing balances	$24,144,000	1,394
Securities	$74,385,000	1,713
Federal funds sold & reverse repurchase agreements	$1,000,000	3,605
Net loans & leases	$406,393,000	1,126
Loan loss allowance	$6,800,000	1,251
Trading account assets	$0	227
Bank premises and fixed assets	$7,128,000	1,776
Other real estate owned	$3,014,000	2,049
Goodwill and other intangibles	$0	3,074
All other assets	$13,233,000	1,631
Life insurance assets	$434,000	3,381
Total liabilities and capital	$536,361,000	1,305
Total liabilities	$486,347,000	1,297
Total deposits	$426,670,000	1,325
Interest-bearing deposits	$384,200,000	1,284
Deposits held in domestic offices	$426,670,000	1,324
% insured	82.67%	5,783
Federal funds purchased & repurchase agreements	$1,080,000	2,056
Trading liabilities	$0	108
Other borrowed funds	$55,000,000	778
Subordinated debt	$2,000,000	206
All other liabilities	$1,597,000	2,501
Total equity capital	$50,014,000	1,355
Total bank equity capital	$50,014,000	1,355
Perpetual preferred stock	$0	220
Common stock	$7,184,000	716
Surplus	$36,518,000	949
Undivided profits	$6,312,000	3,843
Noncontrolling interests in consolidated subsidiaries	$0	204
Memoranda
Noncurrent loans and leases	$9,842,000	1,517
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,219
Income earned, not collected on loans	$2,143,000	1,466
Earning assets	$505,922,000	1,266
Long-term assets (5+ years)	$103,290,000	1,334
Average Assets, year-to-date	$533,072,000	1,311
Average Assets, quarterly	$533,072,000	1,311
Volatile liabilities	$124,612,000	1,195
Insider loans	$11,258,000	615
FHLB advances	$55,000,000	709
Loans and leases held for sale	$0	1,823
Unused loan commitments	$57,478,000	1,194
Tier 1 (core) risk-based capital	$49,550,000	1,286
Tier 2 risk-based capital	$7,253,000	826
Total risk weighted assets	$418,267,000	1,164
Total unused commitments	$57,478,000	1,196
Derivatives	$0	1,155
2009-12-31		Rank
# of Employees:	77	2,100
Assets and Liabilities
Total Assets:	$529,784,000	1,327
Cash and due from depository institutions	$30,667,000	2,100
Interest-bearing balances	$22,837,000	1,246
Securities	$78,571,000	1,614
Federal funds sold & reverse repurchase agreements	$1,000,000	3,504
Net loans & leases	$397,064,000	1,188
Loan loss allowance	$6,600,000	1,280
Trading account assets	$0	224
Bank premises and fixed assets	$7,118,000	1,811
Other real estate owned	$3,388,000	2,100
Goodwill and other intangibles	$0	3,096
All other assets	$11,976,000	1,826
Life insurance assets	$0	3,837
Total liabilities and capital	$529,784,000	1,327
Total liabilities	$480,366,000	1,320
Total deposits	$426,103,000	1,318
Interest-bearing deposits	$386,423,000	1,281
Deposits held in domestic offices	$426,103,000	1,316
% insured	80.47%	6,243
Federal funds purchased & repurchase agreements	$1,235,000	2,128
Trading liabilities	$0	104
Other borrowed funds	$50,000,000	908
Subordinated debt	$2,000,000	218
All other liabilities	$1,028,000	3,366
Total equity capital	$49,418,000	1,344
Total bank equity capital	$49,418,000	1,344
Perpetual preferred stock	$0	219
Common stock	$7,184,000	718
Surplus	$36,506,000	946
Undivided profits	$5,728,000	4,017
Noncontrolling interests in consolidated subsidiaries	$0	209
Memoranda
Noncurrent loans and leases	$3,602,000	2,815
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,191
Income earned, not collected on loans	$2,293,000	1,431
Earning assets	$499,472,000	1,288
Long-term assets (5+ years)	$110,277,000	1,261
Average Assets, year-to-date	$487,342,600	1,420
Average Assets, quarterly	$520,199,500	1,344
Volatile liabilities	$134,193,000	1,105
Insider loans	$11,686,000	606
FHLB advances	$50,000,000	839
Loans and leases held for sale	$0	1,814
Unused loan commitments	$64,173,000	1,099
Tier 1 (core) risk-based capital	$49,174,000	1,276
Tier 2 risk-based capital	$7,207,000	853
Total risk weighted assets	$415,381,000	1,214
Total unused commitments	$64,173,000	1,101
Derivatives	$0	1,139
2009-09-30		Rank
# of Employees:	74	2,213
Assets and Liabilities
Total Assets:	$510,615,000	1,383
Cash and due from depository institutions	$33,292,000	2,213
Interest-bearing balances	$28,622,000	917
Securities	$68,652,000	1,818
Federal funds sold & reverse repurchase agreements	$1,000,000	3,611
Net loans & leases	$389,713,000	1,225
Loan loss allowance	$6,317,000	1,262
Trading account assets	$0	238
Bank premises and fixed assets	$7,207,000	1,810
Other real estate owned	$2,646,000	2,213
Goodwill and other intangibles	$0	3,142
All other assets	$8,105,000	2,207
Life insurance assets	$0	3,862
Total liabilities and capital	$510,615,000	1,383
Total liabilities	$461,261,000	1,385
Total deposits	$407,217,000	1,383
Interest-bearing deposits	$369,037,000	1,344
Deposits held in domestic offices	$407,217,000	1,377
% insured	81.29%	6,268
Federal funds purchased & repurchase agreements	$945,000	2,300
Trading liabilities	$0	103
Other borrowed funds	$50,000,000	973
Subordinated debt	$2,000,000	228
All other liabilities	$1,099,000	3,579
Total equity capital	$49,354,000	1,401
Total bank equity capital	$49,354,000	1,401
Perpetual preferred stock	$0	212
Common stock	$7,184,000	727
Surplus	$36,474,000	929
Undivided profits	$5,696,000	4,161
Noncontrolling interests in consolidated subsidiaries	$0	214
Memoranda
Noncurrent loans and leases	$3,936,000	2,678
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,174
Income earned, not collected on loans	$1,914,000	1,914
Earning assets	$487,987,000	1,326
Long-term assets (5+ years)	$102,888,000	1,327
Average Assets, year-to-date	$476,732,250	1,468
Average Assets, quarterly	$501,301,000	1,406
Volatile liabilities	$128,024,000	1,189
Insider loans	$11,612,000	599
FHLB advances	$50,000,000	894
Loans and leases held for sale	$0	1,823
Unused loan commitments	$75,911,000	1,014
Tier 1 (core) risk-based capital	$48,672,000	1,321
Tier 2 risk-based capital	$7,091,000	875
Total risk weighted assets	$406,030,000	1,266
Total unused commitments	$75,911,000	1,017
Derivatives	$0	1,183
2009-06-30		Rank
# of Employees:	78	2,137
Assets and Liabilities
Total Assets:	$491,987,000	1,452
Cash and due from depository institutions	$7,320,000	2,137
Interest-bearing balances	$97,000	6,388
Securities	$55,724,000	2,132
Federal funds sold & reverse repurchase agreements	$26,793,000	317
Net loans & leases	$383,293,000	1,280
Loan loss allowance	$6,045,000	1,264
Trading account assets	$0	240
Bank premises and fixed assets	$7,301,000	1,803
Other real estate owned	$3,039,000	2,137
Goodwill and other intangibles	$0	3,161
All other assets	$8,517,000	2,146
Life insurance assets	$0	3,901
Total liabilities and capital	$491,987,000	1,452
Total liabilities	$452,736,000	1,428
Total deposits	$398,463,000	1,421
Interest-bearing deposits	$356,384,000	1,396
Deposits held in domestic offices	$398,463,000	1,417
% insured	70.90%	5,896
Federal funds purchased & repurchase agreements	$1,230,000	2,255
Trading liabilities	$0	100
Other borrowed funds	$50,000,000	1,000
Subordinated debt	$2,000,000	239
All other liabilities	$1,043,000	3,702
Total equity capital	$39,251,000	1,745
Total bank equity capital	$39,251,000	1,743
Perpetual preferred stock	$0	213
Common stock	$7,184,000	730
Surplus	$27,635,000	1,210
Undivided profits	$4,432,000	4,609
Noncontrolling interests in consolidated subsidiaries	$0	219
Memoranda
Noncurrent loans and leases	$3,084,000	2,954
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,161
Income earned, not collected on loans	$1,945,000	1,789
Earning assets	$465,907,000	1,402
Long-term assets (5+ years)	$98,001,000	1,372
Average Assets, year-to-date	$465,438,000	1,527
Average Assets, quarterly	$482,389,500	1,475
Volatile liabilities	$120,886,000	1,272
Insider loans	$11,602,000	621
FHLB advances	$50,000,000	917
Loans and leases held for sale	$0	1,961
Unused loan commitments	$74,551,000	1,061
Tier 1 (core) risk-based capital	$39,407,000	1,652
Tier 2 risk-based capital	$6,990,000	884
Total risk weighted assets	$404,212,000	1,304
Total unused commitments	$74,551,000	1,063
Derivatives	$0	1,221
2009-03-31		Rank
# of Employees:	77	2,174
Assets and Liabilities
Total Assets:	$472,792,000	1,531
Cash and due from depository institutions	$6,095,000	2,174
Interest-bearing balances	$215,000	5,598
Securities	$48,694,000	2,387
Federal funds sold & reverse repurchase agreements	$24,583,000	452
Net loans & leases	$373,476,000	1,326
Loan loss allowance	$5,080,000	1,409
Trading account assets	$0	234
Bank premises and fixed assets	$7,346,000	1,797
Other real estate owned	$4,286,000	2,174
Goodwill and other intangibles	$0	3,204
All other assets	$8,312,000	2,179
Life insurance assets	$0	3,932
Total liabilities and capital	$472,792,000	1,531
Total liabilities	$433,120,000	1,505
Total deposits	$378,556,000	1,509
Interest-bearing deposits	$338,134,000	1,486
Deposits held in domestic offices	$378,556,000	1,505
% insured	73.31%	5,501
Federal funds purchased & repurchase agreements	$1,457,000	2,191
Trading liabilities	$0	92
Other borrowed funds	$50,000,000	1,059
Subordinated debt	$2,000,000	236
All other liabilities	$1,107,000	3,502
Total equity capital	$39,672,000	1,747
Total bank equity capital	$39,672,000	1,746
Perpetual preferred stock	$0	193
Common stock	$7,184,000	728
Surplus	$27,593,000	1,200
Undivided profits	$4,895,000	4,469
Noncontrolling interests in consolidated subsidiaries	$0	220
Memoranda
Noncurrent loans and leases	$3,941,000	2,454
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,134
Income earned, not collected on loans	$1,660,000	2,155
Earning assets	$446,968,000	1,471
Long-term assets (5+ years)	$96,058,000	1,380
Average Assets, year-to-date	$452,163,500	1,566
Average Assets, quarterly	$452,163,500	1,566
Volatile liabilities	$128,902,000	1,203
Insider loans	$11,210,000	667
FHLB advances	$50,000,000	971
Loans and leases held for sale	$263,000	1,616
Unused loan commitments	$80,300,000	1,057
Tier 1 (core) risk-based capital	$39,871,000	1,657
Tier 2 risk-based capital	$6,894,000	891
Total risk weighted assets	$391,306,000	1,346
Total unused commitments	$80,300,000	1,058
Derivatives	$0	1,177
2008-12-31		Rank
# of Employees:	72	2,347
Assets and Liabilities
Total Assets:	$431,535,000	1,640
Cash and due from depository institutions	$5,714,000	2,347
Interest-bearing balances	$274,000	4,841
Securities	$31,977,000	3,310
Federal funds sold & reverse repurchase agreements	$9,640,000	1,026
Net loans & leases	$367,439,000	1,346
Loan loss allowance	$5,061,000	1,373
Trading account assets	$0	236
Bank premises and fixed assets	$7,215,000	1,832
Other real estate owned	$2,158,000	2,347
Goodwill and other intangibles	$0	3,219
All other assets	$7,392,000	2,386
Life insurance assets	$0	3,960
Total liabilities and capital	$431,535,000	1,640
Total liabilities	$391,641,000	1,635
Total deposits	$336,296,000	1,653
Interest-bearing deposits	$300,288,000	1,622
Deposits held in domestic offices	$336,296,000	1,650
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$2,153,000	2,284
Trading liabilities	$0	88
Other borrowed funds	$50,000,000	1,158
Subordinated debt	$2,000,000	238
All other liabilities	$1,192,000	3,334
Total equity capital	$39,894,000	1,698
Total bank equity capital	$39,894,000	1,698
Perpetual preferred stock	$0	141
Common stock	$7,184,000	725
Surplus	$27,550,000	1,176
Undivided profits	$5,160,000	4,358
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,411,000	2,036
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,078
Income earned, not collected on loans	$1,805,000	2,089
Earning assets	$409,330,000	1,573
Long-term assets (5+ years)	$86,459,000	1,470
Average Assets, year-to-date	$398,308,400	1,707
Average Assets, quarterly	$425,514,500	1,655
Volatile liabilities	$120,304,000	1,262
Insider loans	$11,902,000	619
FHLB advances	$50,000,000	1,065
Loans and leases held for sale	$0	1,663
Unused loan commitments	$90,730,000	976
Tier 1 (core) risk-based capital	$39,698,000	1,626
Tier 2 risk-based capital	$6,771,000	888
Total risk weighted assets	$381,396,000	1,375
Total unused commitments	$90,730,000	976
Derivatives	$0	1,109
2008-09-30		Rank
# of Employees:	72	2,369
Assets and Liabilities
Total Assets:	$419,494,000	1,669
Cash and due from depository institutions	$13,757,000	2,369
Interest-bearing balances	$6,220,000	1,119
Securities	$32,032,000	3,245
Federal funds sold & reverse repurchase agreements	$12,488,000	960
Net loans & leases	$347,672,000	1,430
Loan loss allowance	$4,402,000	1,419
Trading account assets	$0	251
Bank premises and fixed assets	$6,353,000	2,060
Other real estate owned	$0	2,369
Goodwill and other intangibles	$0	3,276
All other assets	$7,192,000	2,445
Life insurance assets	$0	3,984
Total liabilities and capital	$419,494,000	1,669
Total liabilities	$380,381,000	1,659
Total deposits	$324,393,000	1,684
Interest-bearing deposits	$286,423,000	1,673
Deposits held in domestic offices	$324,393,000	1,678
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$3,056,000	2,137
Trading liabilities	$0	91
Other borrowed funds	$50,000,000	1,175
Subordinated debt	$2,000,000	235
All other liabilities	$932,000	4,007
Total equity capital	$39,113,000	1,747
Total bank equity capital	$39,113,000	1,747
Perpetual preferred stock	$0	110
Common stock	$7,184,000	728
Surplus	$27,509,000	1,157
Undivided profits	$4,420,000	4,742
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,064,000	2,925
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,110
Income earned, not collected on loans	$1,624,000	2,472
Earning assets	$398,412,000	1,611
Long-term assets (5+ years)	$72,942,000	1,674
Average Assets, year-to-date	$390,001,750	1,737
Average Assets, quarterly	$407,900,500	1,698
Volatile liabilities	$115,611,000	1,281
Insider loans	$9,249,000	819
FHLB advances	$50,000,000	1,099
Loans and leases held for sale	$0	1,623
Unused loan commitments	$93,092,000	1,005
Tier 1 (core) risk-based capital	$39,800,000	1,638
Tier 2 risk-based capital	$6,402,000	895
Total risk weighted assets	$365,279,000	1,431
Total unused commitments	$93,092,000	1,006
Derivatives	$0	1,077
2008-06-30		Rank
# of Employees:	68	2,539
Assets and Liabilities
Total Assets:	$396,307,000	1,746
Cash and due from depository institutions	$11,431,000	2,539
Interest-bearing balances	$0	6,776
Securities	$39,736,000	2,798
Federal funds sold & reverse repurchase agreements	$0	5,934
Net loans & leases	$332,709,000	1,482
Loan loss allowance	$3,129,000	1,836
Trading account assets	$0	267
Bank premises and fixed assets	$5,648,000	2,303
Other real estate owned	$0	2,539
Goodwill and other intangibles	$0	3,301
All other assets	$6,783,000	2,500
Life insurance assets	$0	4,015
Total liabilities and capital	$396,306,000	1,746
Total liabilities	$363,372,000	1,725
Total deposits	$297,517,000	1,800
Interest-bearing deposits	$257,527,000	1,798
Deposits held in domestic offices	$297,517,000	1,795
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$13,173,000	1,134
Trading liabilities	$0	94
Other borrowed funds	$50,000,000	1,150
Subordinated debt	$2,000,000	222
All other liabilities	$682,000	4,712
Total equity capital	$32,934,000	2,090
Total bank equity capital	$32,934,000	2,090
Perpetual preferred stock	$0	107
Common stock	$7,184,000	721
Surplus	$20,671,000	1,444
Undivided profits	$5,079,000	4,501
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$81,000	6,701
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,082
Income earned, not collected on loans	$1,775,000	2,172
Earning assets	$372,445,000	1,709
Long-term assets (5+ years)	$64,918,000	1,826
Average Assets, year-to-date	$380,171,000	1,789
Average Assets, quarterly	$394,400,500	1,736
Volatile liabilities	$110,513,000	1,340
Insider loans	$9,958,000	758
FHLB advances	$50,000,000	1,066
Loans and leases held for sale	$299,000	1,342
Unused loan commitments	$96,897,000	1,016
Tier 1 (core) risk-based capital	$33,432,000	1,966
Tier 2 risk-based capital	$5,129,000	1,075
Total risk weighted assets	$353,306,000	1,480
Total unused commitments	$96,897,000	1,016
Derivatives	$0	1,075
2008-03-31		Rank
# of Employees:	67	2,567
Assets and Liabilities
Total Assets:	$392,494,000	1,743
Cash and due from depository institutions	$11,537,000	2,567
Interest-bearing balances	$0	6,734
Securities	$43,008,000	2,596
Federal funds sold & reverse repurchase agreements	$13,277,000	1,305
Net loans & leases	$314,808,000	1,544
Loan loss allowance	$2,819,000	1,924
Trading account assets	$0	252
Bank premises and fixed assets	$3,701,000	3,220
Other real estate owned	$0	2,567
Goodwill and other intangibles	$0	3,304
All other assets	$6,163,000	2,615
Life insurance assets	$0	4,038
Total liabilities and capital	$392,494,000	1,743
Total liabilities	$359,456,000	1,718
Total deposits	$303,643,000	1,772
Interest-bearing deposits	$266,193,000	1,768
Deposits held in domestic offices	$303,643,000	1,766
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$2,584,000	2,081
Trading liabilities	$0	86
Other borrowed funds	$50,000,000	1,083
Subordinated debt	$2,000,000	213
All other liabilities	$1,229,000	3,551
Total equity capital	$33,038,000	2,137
Total bank equity capital	$33,038,000	2,137
Perpetual preferred stock	$0	108
Common stock	$7,184,000	715
Surplus	$20,632,000	1,435
Undivided profits	$5,222,000	4,587
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$58,000	6,845
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,070
Income earned, not collected on loans	$1,666,000	2,358
Earning assets	$371,093,000	1,692
Long-term assets (5+ years)	$55,853,000	1,989
Average Assets, year-to-date	$372,103,000	1,825
Average Assets, quarterly	$372,103,000	1,825
Volatile liabilities	$96,469,000	1,492
Insider loans	$10,079,000	744
FHLB advances	$50,000,000	1,009
Loans and leases held for sale	$417,000	1,301
Unused loan commitments	$127,497,000	834
Tier 1 (core) risk-based capital	$33,013,000	1,999
Tier 2 risk-based capital	$4,819,000	1,126
Total risk weighted assets	$340,233,000	1,509
Total unused commitments	$127,497,000	835
Derivatives	$0	1,109
2007-12-31		Rank
# of Employees:	65	2,654
Assets and Liabilities
Total Assets:	$351,712,000	1,917
Cash and due from depository institutions	$16,780,000	2,654
Interest-bearing balances	$0	6,620
Securities	$32,825,000	3,243
Federal funds sold & reverse repurchase agreements	$0	6,130
Net loans & leases	$294,234,000	1,632
Loan loss allowance	$2,489,000	2,110
Trading account assets	$0	237
Bank premises and fixed assets	$2,078,000	4,501
Other real estate owned	$0	2,654
Goodwill and other intangibles	$0	3,293
All other assets	$5,795,000	2,758
Life insurance assets	$0	4,052
Total liabilities and capital	$351,712,000	1,917
Total liabilities	$319,196,000	1,896
Total deposits	$265,018,000	2,007
Interest-bearing deposits	$225,890,000	2,007
Deposits held in domestic offices	$265,018,000	2,002
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$11,364,000	1,231
Trading liabilities	$0	78
Other borrowed funds	$40,000,000	1,191
Subordinated debt	$2,000,000	211
All other liabilities	$814,000	4,480
Total equity capital	$32,516,000	2,147
Total bank equity capital	$32,516,000	2,147
Perpetual preferred stock	$0	111
Common stock	$7,184,000	701
Surplus	$20,592,000	1,416
Undivided profits	$4,740,000	4,785
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$50,000	6,778
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,085
Income earned, not collected on loans	$1,808,000	2,372
Earning assets	$327,059,000	1,896
Long-term assets (5+ years)	$39,643,000	2,362
Average Assets, year-to-date	$296,652,600	2,166
Average Assets, quarterly	$331,303,500	1,996
Volatile liabilities	$79,902,000	1,762
Insider loans	$9,999,000	727
FHLB advances	$40,000,000	1,115
Loans and leases held for sale	$0	1,738
Unused loan commitments	$116,257,000	904
Tier 1 (core) risk-based capital	$32,552,000	2,019
Tier 2 risk-based capital	$4,489,000	1,193
Total risk weighted assets	$308,360,000	1,637
Total unused commitments	$116,257,000	904
Derivatives	$0	1,052
2007-09-30		Rank
# of Employees:	66	2,609
Assets and Liabilities
Total Assets:	$310,895,000	2,121
Cash and due from depository institutions	$6,984,000	2,609
Interest-bearing balances	$0	6,576
Securities	$44,311,000	2,555
Federal funds sold & reverse repurchase agreements	$0	6,196
Net loans & leases	$251,863,000	1,827
Loan loss allowance	$2,248,000	2,281
Trading account assets	$0	244
Bank premises and fixed assets	$2,158,000	4,401
Other real estate owned	$154,000	2,609
Goodwill and other intangibles	$0	3,301
All other assets	$5,425,000	2,908
Life insurance assets	$0	4,026
Total liabilities and capital	$310,895,000	2,121
Total liabilities	$279,046,000	2,114
Total deposits	$232,504,000	2,220
Interest-bearing deposits	$195,851,000	2,269
Deposits held in domestic offices	$232,504,000	2,217
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$9,010,000	1,324
Trading liabilities	$0	78
Other borrowed funds	$35,000,000	1,195
Subordinated debt	$2,000,000	206
All other liabilities	$532,000	5,638
Total equity capital	$31,849,000	2,160
Total bank equity capital	$31,849,000	2,160
Perpetual preferred stock	$0	113
Common stock	$7,184,000	674
Surplus	$20,554,000	1,384
Undivided profits	$4,111,000	5,111
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,136,000	2,923
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,109
Income earned, not collected on loans	$1,674,000	2,718
Earning assets	$296,174,000	2,035
Long-term assets (5+ years)	$36,036,000	2,441
Average Assets, year-to-date	$282,887,750	2,255
Average Assets, quarterly	$298,865,000	2,187
Volatile liabilities	$61,788,000	2,135
Insider loans	$10,011,000	711
FHLB advances	$35,000,000	1,111
Loans and leases held for sale	$0	1,751
Unused loan commitments	$120,325,000	893
Tier 1 (core) risk-based capital	$31,973,000	2,045
Tier 2 risk-based capital	$4,248,000	1,230
Total risk weighted assets	$264,896,000	1,842
Total unused commitments	$120,325,000	893
Derivatives	$0	1,033
2007-06-30		Rank
# of Employees:	62	2,816
Assets and Liabilities
Total Assets:	$286,835,000	2,288
Cash and due from depository institutions	$6,448,000	2,816
Interest-bearing balances	$0	6,604
Securities	$45,573,000	2,463
Federal funds sold & reverse repurchase agreements	$1,540,000	4,586
Net loans & leases	$226,507,000	2,038
Loan loss allowance	$2,062,000	2,439
Trading account assets	$0	245
Bank premises and fixed assets	$2,147,000	4,401
Other real estate owned	$154,000	2,816
Goodwill and other intangibles	$0	3,329
All other assets	$4,466,000	3,281
Life insurance assets	$0	4,058
Total liabilities and capital	$286,835,000	2,288
Total liabilities	$255,814,000	2,292
Total deposits	$226,264,000	2,311
Interest-bearing deposits	$181,363,000	2,449
Deposits held in domestic offices	$226,264,000	2,308
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$2,110,000	2,254
Trading liabilities	$0	87
Other borrowed funds	$25,000,000	1,460
Subordinated debt	$2,000,000	218
All other liabilities	$440,000	5,885
Total equity capital	$31,021,000	2,185
Total bank equity capital	$31,021,000	2,185
Perpetual preferred stock	$0	111
Common stock	$7,184,000	670
Surplus	$20,536,000	1,386
Undivided profits	$3,301,000	5,477
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	7,419
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,127
Income earned, not collected on loans	$1,398,000	2,973
Earning assets	$273,620,000	2,206
Long-term assets (5+ years)	$33,065,000	2,549
Average Assets, year-to-date	$273,552,000	2,349
Average Assets, quarterly	$281,785,500	2,313
Volatile liabilities	$53,406,000	2,388
Insider loans	$7,704,000	940
FHLB advances	$25,000,000	1,377
Loans and leases held for sale	$0	1,802
Unused loan commitments	$111,816,000	965
Tier 1 (core) risk-based capital	$31,424,000	2,083
Tier 2 risk-based capital	$4,062,000	1,300
Total risk weighted assets	$238,296,000	2,016
Total unused commitments	$111,816,000	965
Derivatives	$0	1,067
2007-03-31		Rank
# of Employees:	64	2,716
Assets and Liabilities
Total Assets:	$276,736,000	2,355
Cash and due from depository institutions	$6,780,000	2,716
Interest-bearing balances	$0	6,642
Securities	$45,221,000	2,509
Federal funds sold & reverse repurchase agreements	$7,075,000	2,633
Net loans & leases	$211,208,000	2,146
Loan loss allowance	$1,956,000	2,541
Trading account assets	$0	267
Bank premises and fixed assets	$2,039,000	4,477
Other real estate owned	$0	2,716
Goodwill and other intangibles	$0	3,322
All other assets	$4,413,000	3,261
Life insurance assets	$0	4,074
Total liabilities and capital	$276,736,000	2,355
Total liabilities	$255,998,000	2,287
Total deposits	$226,389,000	2,322
Interest-bearing deposits	$189,324,000	2,360
Deposits held in domestic offices	$226,389,000	2,318
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,737,000	2,172
Trading liabilities	$0	89
Other borrowed funds	$25,000,000	1,392
Subordinated debt	$2,000,000	221
All other liabilities	$872,000	4,234
Total equity capital	$20,738,000	3,132
Total bank equity capital	$20,738,000	3,132
Perpetual preferred stock	$0	113
Common stock	$7,184,000	656
Surplus	$10,522,000	2,393
Undivided profits	$3,032,000	5,725
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$120,000	5,999
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,132
Income earned, not collected on loans	$1,233,000	3,212
Earning assets	$263,504,000	2,279
Long-term assets (5+ years)	$26,050,000	2,938
Average Assets, year-to-date	$266,910,500	2,405
Average Assets, quarterly	$266,910,500	2,405
Volatile liabilities	$60,900,000	2,123
Insider loans	$7,590,000	933
FHLB advances	$25,000,000	1,317
Loans and leases held for sale	$0	1,800
Unused loan commitments	$102,442,000	1,029
Tier 1 (core) risk-based capital	$20,988,000	2,979
Tier 2 risk-based capital	$3,956,000	1,330
Total risk weighted assets	$220,156,000	2,121
Total unused commitments	$102,442,000	1,029
Derivatives	$0	1,065
2006-12-31		Rank
# of Employees:	59	2,924
Assets and Liabilities
Total Assets:	$257,085,000	2,490
Cash and due from depository institutions	$7,034,000	2,924
Interest-bearing balances	$0	6,658
Securities	$43,729,000	2,604
Federal funds sold & reverse repurchase agreements	$0	6,403
Net loans & leases	$199,751,000	2,235
Loan loss allowance	$1,834,000	2,670
Trading account assets	$0	156
Bank premises and fixed assets	$2,120,000	4,373
Other real estate owned	$0	2,924
Goodwill and other intangibles	$0	3,315
All other assets	$4,451,000	3,263
Life insurance assets	$0	4,082
Total liabilities and capital	$257,085,000	2,490
Total liabilities	$236,828,000	2,431
Total deposits	$196,305,000	2,595
Interest-bearing deposits	$161,424,000	2,702
Deposits held in domestic offices	$196,305,000	2,592
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$7,693,000	1,342
Trading liabilities	$0	77
Other borrowed funds	$30,000,000	1,299
Subordinated debt	$2,000,000	221
All other liabilities	$830,000	4,310
Total equity capital	$20,257,000	3,143
Total bank equity capital	$20,257,000	3,143
Perpetual preferred stock	$0	112
Common stock	$7,184,000	647
Surplus	$10,510,000	2,349
Undivided profits	$2,563,000	6,016
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$120,000	5,905
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,087
Income earned, not collected on loans	$1,425,000	2,914
Earning assets	$243,480,000	2,420
Long-term assets (5+ years)	$31,945,000	2,558
Average Assets, year-to-date	$236,506,000	2,580
Average Assets, quarterly	$253,111,500	2,513
Volatile liabilities	$60,570,000	2,291
Insider loans	$7,485,000	944
FHLB advances	$30,000,000	1,213
Loans and leases held for sale	$0	1,760
Unused loan commitments	$80,281,000	1,236
Tier 1 (core) risk-based capital	$20,568,000	2,984
Tier 2 risk-based capital	$3,834,000	1,350
Total risk weighted assets	$203,009,000	2,264
Total unused commitments	$80,281,000	1,236
Derivatives	$0	1,023
2006-09-30		Rank
# of Employees:	58	2,993
Assets and Liabilities
Total Assets:	$249,138,000	2,541
Cash and due from depository institutions	$4,766,000	2,993
Interest-bearing balances	$0	6,705
Securities	$37,316,000	2,995
Federal funds sold & reverse repurchase agreements	$19,810,000	693
Net loans & leases	$181,453,000	2,393
Loan loss allowance	$1,733,000	2,791
Trading account assets	$0	154
Bank premises and fixed assets	$2,143,000	4,329
Other real estate owned	$0	2,993
Goodwill and other intangibles	$0	3,332
All other assets	$3,650,000	3,737
Life insurance assets	$0	4,052
Total liabilities and capital	$249,139,000	2,541
Total liabilities	$229,395,000	2,478
Total deposits	$199,706,000	2,536
Interest-bearing deposits	$166,332,000	2,584
Deposits held in domestic offices	$199,706,000	2,532
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,508,000	2,543
Trading liabilities	$0	74
Other borrowed funds	$25,000,000	1,540
Subordinated debt	$2,000,000	226
All other liabilities	$1,181,000	3,443
Total equity capital	$19,744,000	3,191
Total bank equity capital	$19,744,000	3,191
Perpetual preferred stock	$0	118
Common stock	$7,184,000	629
Surplus	$10,506,000	2,310
Undivided profits	$2,054,000	6,380
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$199,000	5,368
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,131
Income earned, not collected on loans	$1,070,000	3,760
Earning assets	$238,579,000	2,455
Long-term assets (5+ years)	$27,378,000	2,791
Average Assets, year-to-date	$231,361,250	2,647
Average Assets, quarterly	$245,300,500	2,556
Volatile liabilities	$56,081,000	2,406
Insider loans	$7,289,000	964
FHLB advances	$25,000,000	1,437
Loans and leases held for sale	$0	1,773
Unused loan commitments	$62,409,000	1,560
Tier 1 (core) risk-based capital	$20,114,000	3,032
Tier 2 risk-based capital	$3,733,000	1,395
Total risk weighted assets	$185,902,000	2,411
Total unused commitments	$62,409,000	1,560
Derivatives	$0	1,023
2006-06-30		Rank
# of Employees:	52	3,250
Assets and Liabilities
Total Assets:	$241,463,000	2,593
Cash and due from depository institutions	$6,978,000	3,250
Interest-bearing balances	$0	6,732
Securities	$37,455,000	2,980
Federal funds sold & reverse repurchase agreements	$11,160,000	1,151
Net loans & leases	$179,993,000	2,398
Loan loss allowance	$1,678,000	2,834
Trading account assets	$0	157
Bank premises and fixed assets	$1,975,000	4,492
Other real estate owned	$0	3,250
Goodwill and other intangibles	$0	3,333
All other assets	$3,902,000	3,533
Life insurance assets	$0	4,035
Total liabilities and capital	$241,463,000	2,593
Total liabilities	$227,057,000	2,502
Total deposits	$198,025,000	2,543
Interest-bearing deposits	$161,390,000	2,632
Deposits held in domestic offices	$198,025,000	2,540
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,577,000	2,611
Trading liabilities	$0	73
Other borrowed funds	$25,000,000	1,545
Subordinated debt	$2,000,000	224
All other liabilities	$455,000	5,499
Total equity capital	$14,406,000	4,007
Total bank equity capital	$14,406,000	4,007
Perpetual preferred stock	$0	119
Common stock	$7,184,000	604
Surplus	$6,004,000	3,408
Undivided profits	$1,218,000	6,890
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	7,512
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,150
Income earned, not collected on loans	$1,172,000	3,150
Earning assets	$228,608,000	2,524
Long-term assets (5+ years)	$29,053,000	2,651
Average Assets, year-to-date	$225,435,670	2,700
Average Assets, quarterly	$233,389,000	2,660
Volatile liabilities	$55,590,000	2,382
Insider loans	$7,471,000	918
FHLB advances	$25,000,000	1,445
Loans and leases held for sale	$0	1,763
Unused loan commitments	$54,117,000	1,742
Tier 1 (core) risk-based capital	$15,171,000	3,834
Tier 2 risk-based capital	$3,678,000	1,378
Total risk weighted assets	$182,125,000	2,430
Total unused commitments	$54,117,000	1,743
Derivatives	$0	1,000
2006-03-31		Rank
# of Employees:	52	3,248
Assets and Liabilities
Total Assets:	$225,315,000	2,727
Cash and due from depository institutions	$7,840,000	3,248
Interest-bearing balances	$0	6,770
Securities	$41,730,000	2,757
Federal funds sold & reverse repurchase agreements	$4,428,000	2,880
Net loans & leases	$165,804,000	2,505
Loan loss allowance	$1,565,000	2,967
Trading account assets	$0	154
Bank premises and fixed assets	$2,050,000	4,360
Other real estate owned	$0	3,248
Goodwill and other intangibles	$0	3,321
All other assets	$3,463,000	3,751
Life insurance assets	$0	4,002
Total liabilities and capital	$225,314,000	2,727
Total liabilities	$211,034,000	2,638
Total deposits	$182,153,000	2,721
Interest-bearing deposits	$145,032,000	2,860
Deposits held in domestic offices	$182,153,000	2,718
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,406,000	2,443
Trading liabilities	$0	77
Other borrowed funds	$25,000,000	1,489
Subordinated debt	$2,000,000	219
All other liabilities	$475,000	5,294
Total equity capital	$14,280,000	4,015
Total bank equity capital	$14,280,000	4,015
Perpetual preferred stock	$0	120
Common stock	$7,184,000	585
Surplus	$6,004,000	3,344
Undivided profits	$1,092,000	7,023
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$470,000	3,821
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,164
Income earned, not collected on loans	$948,000	3,585
Earning assets	$211,962,000	2,668
Long-term assets (5+ years)	$26,543,000	2,792
Average Assets, year-to-date	$217,422,000	2,783
Average Assets, quarterly	$217,422,000	2,783
Volatile liabilities	$48,382,000	2,540
Insider loans	$7,009,000	965
FHLB advances	$25,000,000	1,401
Loans and leases held for sale	$0	1,721
Unused loan commitments	$45,323,000	1,962
Tier 1 (core) risk-based capital	$14,463,000	3,934
Tier 2 risk-based capital	$3,565,000	1,395
Total risk weighted assets	$169,200,000	2,523
Total unused commitments	$45,323,000	1,963
Derivatives	$0	990
2005-12-31		Rank
# of Employees:	50	3,338
Assets and Liabilities
Total Assets:	$209,529,000	2,877
Cash and due from depository institutions	$7,186,000	3,338
Interest-bearing balances	$0	6,803
Securities	$42,617,000	2,714
Federal funds sold & reverse repurchase agreements	$0	6,145
Net loans & leases	$154,575,000	2,621
Loan loss allowance	$1,460,000	3,106
Trading account assets	$0	155
Bank premises and fixed assets	$1,982,000	4,426
Other real estate owned	$0	3,338
Goodwill and other intangibles	$0	3,315
All other assets	$3,169,000	3,959
Life insurance assets	$0	351
Total liabilities and capital	$209,529,000	2,877
Total liabilities	$195,559,000	2,783
Total deposits	$163,632,000	2,961
Interest-bearing deposits	$131,962,000	3,045
Deposits held in domestic offices	$163,632,000	2,957
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$10,950,000	1,097
Trading liabilities	$0	72
Other borrowed funds	$18,000,000	1,871
Subordinated debt	$2,000,000	219
All other liabilities	$977,000	3,557
Total equity capital	$13,970,000	4,042
Total bank equity capital	$13,970,000	4,042
Perpetual preferred stock	$0	122
Common stock	$4,789,000	919
Surplus	$8,399,000	2,594
Undivided profits	$782,000	7,355
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,000	7,550
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,175
Income earned, not collected on loans	$1,101,000	3,186
Earning assets	$197,192,000	2,794
Long-term assets (5+ years)	$26,772,000	2,746
Average Assets, year-to-date	$181,619,000	3,092
Average Assets, quarterly	$205,287,500	2,890
Volatile liabilities	$55,378,000	2,252
Insider loans	$6,577,000	996
FHLB advances	$18,000,000	1,757
Loans and leases held for sale	$0	1,743
Unused loan commitments	$39,682,000	2,095
Tier 1 (core) risk-based capital	$14,121,000	3,962
Tier 2 risk-based capital	$3,460,000	1,408
Total risk weighted assets	$154,717,000	2,712
Total unused commitments	$39,682,000	2,095
Derivatives	$0	930
2005-09-30		Rank
# of Employees:	48	3,457
Assets and Liabilities
Total Assets:	$201,046,000	2,915
Cash and due from depository institutions	$6,917,000	3,457
Interest-bearing balances	$0	6,835
Securities	$45,077,000	2,564
Federal funds sold & reverse repurchase agreements	$0	5,951
Net loans & leases	$144,683,000	2,741
Loan loss allowance	$1,340,000	3,302
Trading account assets	$0	146
Bank premises and fixed assets	$1,714,000	4,707
Other real estate owned	$0	3,457
Goodwill and other intangibles	$0	3,310
All other assets	$2,655,000	4,319
Life insurance assets	$0	341
Total liabilities and capital	$201,046,000	2,915
Total liabilities	$187,242,000	2,832
Total deposits	$165,928,000	2,867
Interest-bearing deposits	$129,217,000	3,046
Deposits held in domestic offices	$165,928,000	2,863
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$5,494,000	1,554
Trading liabilities	$0	63
Other borrowed funds	$15,000,000	2,108
Subordinated debt	$0	251
All other liabilities	$820,000	3,928
Total equity capital	$13,804,000	4,063
Total bank equity capital	$13,804,000	4,063
Perpetual preferred stock	$0	120
Common stock	$4,789,000	890
Surplus	$8,399,000	2,531
Undivided profits	$616,000	7,593
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$294,000	4,807
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,225
Income earned, not collected on loans	$850,000	3,942
Earning assets	$189,760,000	2,846
Long-term assets (5+ years)	$25,813,000	2,809
Average Assets, year-to-date	$174,641,500	3,169
Average Assets, quarterly	$190,472,500	3,006
Volatile liabilities	$46,927,000	2,513
Insider loans	$4,565,000	1,417
FHLB advances	$15,000,000	1,984
Loans and leases held for sale	$0	1,843
Unused loan commitments	$38,769,000	2,108
Tier 1 (core) risk-based capital	$13,796,000	3,987
Tier 2 risk-based capital	$1,340,000	3,110
Total risk weighted assets	$141,395,000	2,887
Total unused commitments	$38,769,000	2,110
Derivatives	$0	909
2005-06-30		Rank
# of Employees:	41	3,935
Assets and Liabilities
Total Assets:	$179,899,000	3,134
Cash and due from depository institutions	$6,625,000	3,935
Interest-bearing balances	$0	6,834
Securities	$34,840,000	3,201
Federal funds sold & reverse repurchase agreements	$0	5,776
Net loans & leases	$134,604,000	2,829
Loan loss allowance	$1,266,000	3,397
Trading account assets	$0	148
Bank premises and fixed assets	$1,346,000	5,248
Other real estate owned	$0	3,935
Goodwill and other intangibles	$0	3,307
All other assets	$2,484,000	4,360
Life insurance assets	$0	339
Total liabilities and capital	$179,899,000	3,134
Total liabilities	$166,289,000	3,046
Total deposits	$149,499,000	3,068
Interest-bearing deposits	$114,737,000	3,298
Deposits held in domestic offices	$149,499,000	3,065
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,251,000	2,698
Trading liabilities	$0	65
Other borrowed funds	$15,000,000	2,089
Subordinated debt	$0	251
All other liabilities	$539,000	4,673
Total equity capital	$13,610,000	4,037
Total bank equity capital	$13,610,000	4,037
Perpetual preferred stock	$0	118
Common stock	$4,789,000	867
Surplus	$8,399,000	2,484
Undivided profits	$422,000	7,736
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,000	7,669
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,247
Income earned, not collected on loans	$743,000	4,067
Earning assets	$169,444,000	3,049
Long-term assets (5+ years)	$30,065,000	2,581
Average Assets, year-to-date	$165,840,000	3,290
Average Assets, quarterly	$172,437,000	3,209
Volatile liabilities	$31,608,000	3,159
Insider loans	$4,667,000	1,356
FHLB advances	$15,000,000	1,967
Loans and leases held for sale	$0	1,818
Unused loan commitments	$30,409,000	2,421
Tier 1 (core) risk-based capital	$13,528,000	3,954
Tier 2 risk-based capital	$1,266,000	3,195
Total risk weighted assets	$129,522,000	3,038
Total unused commitments	$30,409,000	2,422
Derivatives	$0	866
2005-03-31		Rank
# of Employees:	40	3,989
Assets and Liabilities
Total Assets:	$164,975,000	3,343
Cash and due from depository institutions	$5,252,000	3,989
Interest-bearing balances	$0	6,853
Securities	$33,489,000	3,346
Federal funds sold & reverse repurchase agreements	$1,557,000	4,420
Net loans & leases	$121,466,000	3,023
Loan loss allowance	$1,179,000	3,604
Trading account assets	$0	148
Bank premises and fixed assets	$1,236,000	5,458
Other real estate owned	$0	3,989
Goodwill and other intangibles	$0	3,297
All other assets	$1,975,000	4,925
Life insurance assets	$0	333
Total liabilities and capital	$164,975,000	3,343
Total liabilities	$151,846,000	3,289
Total deposits	$144,934,000	3,148
Interest-bearing deposits	$109,888,000	3,442
Deposits held in domestic offices	$144,934,000	3,144
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,527,000	2,359
Trading liabilities	$0	65
Other borrowed funds	$5,000,000	3,508
Subordinated debt	$0	265
All other liabilities	$385,000	5,427
Total equity capital	$13,129,000	4,078
Total bank equity capital	$13,129,000	4,078
Perpetual preferred stock	$0	120
Common stock	$4,789,000	854
Surplus	$8,399,000	2,434
Undivided profits	$-59,000	8,166
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	7,817
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,234
Income earned, not collected on loans	$615,000	4,609
Earning assets	$156,512,000	3,251
Long-term assets (5+ years)	$36,419,000	2,307
Average Assets, year-to-date	$158,810,500	3,428
Average Assets, quarterly	$158,810,500	3,428
Volatile liabilities	$28,452,000	3,311
Insider loans	$3,806,000	1,639
FHLB advances	$5,000,000	3,359
Loans and leases held for sale	$0	1,762
Unused loan commitments	$25,857,000	2,642
Tier 1 (core) risk-based capital	$13,121,000	4,007
Tier 2 risk-based capital	$1,179,000	3,389
Total risk weighted assets	$115,126,000	3,309
Total unused commitments	$25,857,000	2,647
Derivatives	$0	790
2004-12-31		Rank
# of Employees:	38	4,179
Assets and Liabilities
Total Assets:	$152,646,000	3,553
Cash and due from depository institutions	$2,994,000	4,179
Interest-bearing balances	$0	6,872
Securities	$39,053,000	2,963
Federal funds sold & reverse repurchase agreements	$0	6,164
Net loans & leases	$107,576,000	3,347
Loan loss allowance	$1,084,000	3,791
Trading account assets	$0	153
Bank premises and fixed assets	$1,183,000	5,538
Other real estate owned	$0	4,179
Goodwill and other intangibles	$0	3,293
All other assets	$1,840,000	5,056
Life insurance assets	$0	334
Total liabilities and capital	$152,646,000	3,553
Total liabilities	$139,656,000	3,501
Total deposits	$129,345,000	3,447
Interest-bearing deposits	$107,684,000	3,452
Deposits held in domestic offices	$129,345,000	3,444
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$2,128,000	2,231
Trading liabilities	$0	66
Other borrowed funds	$8,000,000	2,903
Subordinated debt	$0	272
All other liabilities	$183,000	7,027
Total equity capital	$12,990,000	4,102
Total bank equity capital	$12,990,000	4,102
Perpetual preferred stock	$0	118
Common stock	$4,789,000	839
Surplus	$8,399,000	2,388
Undivided profits	$-198,000	8,361
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,000	7,751
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,187
Income earned, not collected on loans	$569,000	4,887
Earning assets	$146,629,000	3,427
Long-term assets (5+ years)	$12,227,000	4,422
Average Assets, year-to-date	$142,557,400	3,645
Average Assets, quarterly	$158,766,000	3,416
Volatile liabilities	$35,218,000	2,819
Insider loans	$3,643,000	1,680
FHLB advances	$8,000,000	2,762
Loans and leases held for sale	$0	1,753
Unused loan commitments	$25,543,000	2,562
Tier 1 (core) risk-based capital	$12,928,000	4,000
Tier 2 risk-based capital	$1,084,000	3,578
Total risk weighted assets	$103,738,000	3,570
Total unused commitments	$25,543,000	2,563
Derivatives	$0	774
2004-09-30		Rank
# of Employees:	33	4,639
Assets and Liabilities
Total Assets:	$164,886,000	3,295
Cash and due from depository institutions	$4,450,000	4,639
Interest-bearing balances	$0	6,935
Securities	$49,623,000	2,411
Federal funds sold & reverse repurchase agreements	$8,789,000	1,300
Net loans & leases	$99,082,000	3,503
Loan loss allowance	$997,000	4,035
Trading account assets	$0	149
Bank premises and fixed assets	$1,208,000	5,462
Other real estate owned	$0	4,639
Goodwill and other intangibles	$0	3,268
All other assets	$1,734,000	5,190
Life insurance assets	$0	330
Total liabilities and capital	$164,886,000	3,295
Total liabilities	$155,296,000	3,147
Total deposits	$146,038,000	3,050
Interest-bearing deposits	$98,013,000	3,721
Deposits held in domestic offices	$146,038,000	3,044
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$311,000	3,375
Trading liabilities	$0	68
Other borrowed funds	$8,000,000	2,905
Subordinated debt	$0	276
All other liabilities	$947,000	3,315
Total equity capital	$9,590,000	5,128
Total bank equity capital	$9,590,000	5,128
Perpetual preferred stock	$0	124
Common stock	$3,977,000	1,017
Surplus	$5,963,000	3,111
Undivided profits	$-350,000	8,469
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,000	7,874
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,251
Income earned, not collected on loans	$508,000	5,442
Earning assets	$157,494,000	3,179
Long-term assets (5+ years)	$15,005,000	4,135
Average Assets, year-to-date	$140,035,250	3,704
Average Assets, quarterly	$155,968,000	3,424
Volatile liabilities	$29,462,000	3,154
Insider loans	$3,147,000	1,863
FHLB advances	$8,000,000	2,769
Loans and leases held for sale	$0	1,808
Unused loan commitments	$23,683,000	2,677
Tier 1 (core) risk-based capital	$9,493,000	5,036
Tier 2 risk-based capital	$997,000	3,779
Total risk weighted assets	$101,965,000	3,575
Total unused commitments	$23,683,000	2,681
Derivatives	$0	770
2004-06-30		Rank
# of Employees:	35	4,482
Assets and Liabilities
Total Assets:	$147,050,000	3,611
Cash and due from depository institutions	$5,780,000	4,482
Interest-bearing balances	$0	6,951
Securities	$39,400,000	2,985
Federal funds sold & reverse repurchase agreements	$6,417,000	1,627
Net loans & leases	$92,227,000	3,670
Loan loss allowance	$936,000	4,216
Trading account assets	$0	153
Bank premises and fixed assets	$1,255,000	5,380
Other real estate owned	$0	4,482
Goodwill and other intangibles	$0	3,275
All other assets	$1,971,000	4,854
Life insurance assets	$0	323
Total liabilities and capital	$147,050,000	3,611
Total liabilities	$137,970,000	3,479
Total deposits	$129,515,000	3,392
Interest-bearing deposits	$97,289,000	3,742
Deposits held in domestic offices	$129,515,000	3,389
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$352,000	3,386
Trading liabilities	$0	69
Other borrowed funds	$8,000,000	2,873
Subordinated debt	$0	288
All other liabilities	$103,000	7,953
Total equity capital	$9,080,000	5,214
Total bank equity capital	$9,080,000	5,214
Perpetual preferred stock	$0	126
Common stock	$3,977,000	1,004
Surplus	$5,963,000	3,070
Undivided profits	$-860,000	8,630
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,000	7,911
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,328
Income earned, not collected on loans	$468,000	5,500
Earning assets	$138,044,000	3,552
Long-term assets (5+ years)	$13,732,000	4,429
Average Assets, year-to-date	$131,751,670	3,899
Average Assets, quarterly	$140,116,000	3,744
Volatile liabilities	$28,665,000	3,136
Insider loans	$3,349,000	1,734
FHLB advances	$8,000,000	2,740
Loans and leases held for sale	$0	1,820
Unused loan commitments	$20,048,000	2,993
Tier 1 (core) risk-based capital	$9,239,000	5,061
Tier 2 risk-based capital	$936,000	3,928
Total risk weighted assets	$93,633,000	3,781
Total unused commitments	$20,048,000	2,996
Derivatives	$0	740
2004-03-31		Rank
# of Employees:	34	4,566
Assets and Liabilities
Total Assets:	$133,182,000	3,898
Cash and due from depository institutions	$7,200,000	4,566
Interest-bearing balances	$0	6,987
Securities	$32,081,000	3,467
Federal funds sold & reverse repurchase agreements	$5,082,000	2,788
Net loans & leases	$85,956,000	3,783
Loan loss allowance	$877,000	4,361
Trading account assets	$0	144
Bank premises and fixed assets	$1,061,000	5,759
Other real estate owned	$0	4,566
Goodwill and other intangibles	$0	3,256
All other assets	$1,802,000	4,903
Life insurance assets	$0	322
Total liabilities and capital	$133,182,000	3,898
Total liabilities	$123,696,000	3,787
Total deposits	$115,247,000	3,736
Interest-bearing deposits	$90,729,000	3,944
Deposits held in domestic offices	$115,247,000	3,731
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$303,000	2,933
Trading liabilities	$0	70
Other borrowed funds	$8,000,000	2,741
Subordinated debt	$0	287
All other liabilities	$146,000	7,603
Total equity capital	$9,486,000	5,120
Total bank equity capital	$9,486,000	5,120
Perpetual preferred stock	$0	129
Common stock	$3,977,000	998
Surplus	$5,963,000	3,031
Undivided profits	$-454,000	8,616
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,000	7,999
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,356
Income earned, not collected on loans	$506,000	5,140
Earning assets	$123,119,000	3,875
Long-term assets (5+ years)	$14,623,000	4,248
Average Assets, year-to-date	$124,102,500	4,077
Average Assets, quarterly	$124,102,500	4,077
Volatile liabilities	$27,297,000	3,125
Insider loans	$2,115,000	2,531
FHLB advances	$8,000,000	2,613
Loans and leases held for sale	$0	1,884
Unused loan commitments	$17,923,000	3,152
Tier 1 (core) risk-based capital	$9,070,000	5,079
Tier 2 risk-based capital	$876,000	4,062
Total risk weighted assets	$85,765,000	3,968
Total unused commitments	$17,923,000	3,158
Derivatives	$0	699
2003-12-31		Rank
# of Employees:	29	5,136
Assets and Liabilities
Total Assets:	$115,023,000	4,340
Cash and due from depository institutions	$4,300,000	5,136
Interest-bearing balances	$0	6,994
Securities	$34,603,000	3,351
Federal funds sold & reverse repurchase agreements	$1,422,000	4,551
Net loans & leases	$71,932,000	4,277
Loan loss allowance	$736,000	4,882
Trading account assets	$0	168
Bank premises and fixed assets	$1,023,000	5,856
Other real estate owned	$0	5,136
Goodwill and other intangibles	$0	3,237
All other assets	$1,743,000	5,027
Life insurance assets	$0	1
Total liabilities and capital	$115,023,000	4,340
Total liabilities	$105,789,000	4,254
Total deposits	$105,243,000	3,994
Interest-bearing deposits	$89,764,000	3,963
Deposits held in domestic offices	$105,243,000	3,991
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$424,000	3,098
Trading liabilities	$0	72
Other borrowed funds	$0	5,772
Subordinated debt	$0	293
All other liabilities	$122,000	7,865
Total equity capital	$9,234,000	5,136
Total bank equity capital	$9,234,000	5,136
Perpetual preferred stock	$0	131
Common stock	$3,977,000	1,004
Surplus	$5,962,000	2,997
Undivided profits	$-705,000	8,738
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$6,000	7,989
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,287
Income earned, not collected on loans	$485,000	5,473
Earning assets	$107,957,000	4,269
Long-term assets (5+ years)	$15,237,000	4,176
Average Assets, year-to-date	$109,935,200	4,371
Average Assets, quarterly	$115,005,500	4,311
Volatile liabilities	$17,465,000	4,256
Insider loans	$2,173,000	2,447
FHLB advances	$0	5,171
Loans and leases held for sale	$0	1,789
Unused loan commitments	$16,820,000	3,193
Tier 1 (core) risk-based capital	$8,932,000	5,099
Tier 2 risk-based capital	$736,000	4,571
Total risk weighted assets	$74,356,000	4,379
Total unused commitments	$16,820,000	3,194
Derivatives	$0	665
2003-09-30		Rank
# of Employees:	27	5,398
Assets and Liabilities
Total Assets:	$114,988,000	4,328
Cash and due from depository institutions	$5,483,000	5,398
Interest-bearing balances	$0	7,032
Securities	$36,558,000	3,138
Federal funds sold & reverse repurchase agreements	$4,320,000	2,903
Net loans & leases	$65,614,000	4,561
Loan loss allowance	$728,000	4,926
Trading account assets	$0	165
Bank premises and fixed assets	$1,002,000	5,899
Other real estate owned	$0	5,398
Goodwill and other intangibles	$0	3,226
All other assets	$2,011,000	4,692
Life insurance assets	$0	1
Total liabilities and capital	$114,988,000	4,328
Total liabilities	$105,768,000	4,233
Total deposits	$104,865,000	3,988
Interest-bearing deposits	$86,240,000	4,084
Deposits held in domestic offices	$104,865,000	3,985
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$655,000	2,776
Trading liabilities	$0	72
Other borrowed funds	$0	5,773
Subordinated debt	$0	293
All other liabilities	$248,000	6,861
Total equity capital	$9,220,000	5,126
Total bank equity capital	$9,220,000	5,126
Perpetual preferred stock	$0	137
Common stock	$3,974,000	997
Surplus	$5,981,000	2,928
Undivided profits	$-735,000	8,816
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$139,000	6,538
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,354
Income earned, not collected on loans	$516,000	5,416
Earning assets	$106,492,000	4,288
Long-term assets (5+ years)	$15,782,000	4,125
Average Assets, year-to-date	$108,663,250	4,422
Average Assets, quarterly	$113,599,000	4,353
Volatile liabilities	$19,583,000	3,918
Insider loans	$2,146,000	2,443
FHLB advances	$0	5,135
Loans and leases held for sale	$0	1,962
Unused loan commitments	$13,785,000	3,574
Tier 1 (core) risk-based capital	$8,857,000	5,107
Tier 2 risk-based capital	$728,000	4,609
Total risk weighted assets	$70,925,000	4,510
Total unused commitments	$13,785,000	3,579
Derivatives	$0	666
2003-06-30		Rank
# of Employees:	26	5,536
Assets and Liabilities
Total Assets:	$112,210,000	4,392
Cash and due from depository institutions	$6,341,000	5,536
Interest-bearing balances	$0	7,050
Securities	$35,228,000	3,174
Federal funds sold & reverse repurchase agreements	$5,613,000	2,705
Net loans & leases	$62,941,000	4,671
Loan loss allowance	$699,000	5,005
Trading account assets	$0	170
Bank premises and fixed assets	$445,000	7,348
Other real estate owned	$0	5,536
Goodwill and other intangibles	$0	3,182
All other assets	$1,642,000	5,082
Life insurance assets	$0	1
Total liabilities and capital	$112,210,000	4,392
Total liabilities	$102,698,000	4,325
Total deposits	$101,742,000	4,089
Interest-bearing deposits	$79,604,000	4,342
Deposits held in domestic offices	$101,742,000	4,087
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$594,000	2,745
Trading liabilities	$0	74
Other borrowed funds	$0	5,772
Subordinated debt	$0	266
All other liabilities	$362,000	6,007
Total equity capital	$9,512,000	5,011
Total bank equity capital	$9,512,000	5,011
Perpetual preferred stock	$0	140
Common stock	$3,974,000	987
Surplus	$5,981,000	2,900
Undivided profits	$-443,000	8,769
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$140,000	6,543
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,408
Income earned, not collected on loans	$505,000	5,356
Earning assets	$103,782,000	4,363
Long-term assets (5+ years)	$17,427,000	3,738
Average Assets, year-to-date	$106,555,000	4,474
Average Assets, quarterly	$109,445,500	4,427
Volatile liabilities	$18,976,000	3,941
Insider loans	$1,792,000	2,798
FHLB advances	$0	5,105
Loans and leases held for sale	$0	2,044
Unused loan commitments	$13,997,000	3,491
Tier 1 (core) risk-based capital	$8,963,000	5,015
Tier 2 risk-based capital	$699,000	4,680
Total risk weighted assets	$68,394,000	4,598
Total unused commitments	$13,997,000	3,502
Derivatives	$0	623
2003-03-31		Rank
# of Employees:	22	6,099
Assets and Liabilities
Total Assets:	$106,681,000	4,500
Cash and due from depository institutions	$3,710,000	6,099
Interest-bearing balances	$0	7,012
Securities	$38,639,000	2,907
Federal funds sold & reverse repurchase agreements	$5,506,000	2,969
Net loans & leases	$56,814,000	4,919
Loan loss allowance	$619,000	5,341
Trading account assets	$0	169
Bank premises and fixed assets	$354,000	7,694
Other real estate owned	$0	6,099
Goodwill and other intangibles	$0	3,151
All other assets	$1,658,000	5,034
Life insurance assets	$0	1
Total liabilities and capital	$106,681,000	4,500
Total liabilities	$97,402,000	4,441
Total deposits	$95,873,000	4,222
Interest-bearing deposits	$80,408,000	4,294
Deposits held in domestic offices	$95,873,000	4,219
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,250,000	2,232
Trading liabilities	$0	79
Other borrowed funds	$0	5,712
Subordinated debt	$0	265
All other liabilities	$279,000	6,716
Total equity capital	$9,279,000	5,014
Total bank equity capital	$9,279,000	5,014
Perpetual preferred stock	$0	141
Common stock	$3,974,000	977
Surplus	$5,981,000	2,856
Undivided profits	$-676,000	8,887
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$63,000	7,308
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,422
Income earned, not collected on loans	$518,000	5,238
Earning assets	$100,959,000	4,409
Long-term assets (5+ years)	$17,988,000	3,615
Average Assets, year-to-date	$103,727,500	4,569
Average Assets, quarterly	$103,727,500	4,569
Volatile liabilities	$19,555,000	3,819
Insider loans	$1,681,000	2,869
FHLB advances	$0	5,057
Loans and leases held for sale	$0	1,961
Unused loan commitments	$13,738,000	3,471
Tier 1 (core) risk-based capital	$8,677,000	5,062
Tier 2 risk-based capital	$619,000	4,999
Total risk weighted assets	$65,753,000	4,659
Total unused commitments	$13,738,000	3,483
Derivatives	$0	578
2002-12-31		Rank
# of Employees:	20	6,395
Assets and Liabilities
Total Assets:	$100,774,000	4,659
Cash and due from depository institutions	$2,484,000	6,395
Interest-bearing balances	$0	7,009
Securities	$39,226,000	2,856
Federal funds sold & reverse repurchase agreements	$2,741,000	4,184
Net loans & leases	$54,434,000	5,057
Loan loss allowance	$552,000	5,656
Trading account assets	$0	170
Bank premises and fixed assets	$360,000	7,706
Other real estate owned	$0	6,395
Goodwill and other intangibles	$0	3,122
All other assets	$1,529,000	5,275
Life insurance assets	$0	1
Total liabilities and capital	$100,774,000	4,659
Total liabilities	$93,853,000	4,507
Total deposits	$89,521,000	4,402
Interest-bearing deposits	$77,667,000	4,366
Deposits held in domestic offices	$89,521,000	4,397
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$1,801,000	2,127
Trading liabilities	$0	75
Other borrowed funds	$0	5,759
Subordinated debt	$0	258
All other liabilities	$2,531,000	1,685
Total equity capital	$6,921,000	6,042
Total bank equity capital	$6,921,000	6,042
Perpetual preferred stock	$0	142
Common stock	$3,074,000	1,227
Surplus	$4,550,000	3,436
Undivided profits	$-703,000	8,935
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$64,000	7,247
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,384
Income earned, not collected on loans	$464,000	5,854
Earning assets	$96,401,000	4,508
Long-term assets (5+ years)	$13,880,000	4,122
Average Assets, year-to-date	$83,424,400	5,117
Average Assets, quarterly	$98,307,500	4,679
Volatile liabilities	$20,414,000	3,685
Insider loans	$2,136,000	2,397
FHLB advances	$0	5,074
Loans and leases held for sale	$0	1,889
Unused loan commitments	$13,041,000	3,475
Tier 1 (core) risk-based capital	$6,243,000	6,204
Tier 2 risk-based capital	$552,000	5,319
Total risk weighted assets	$66,353,000	4,600
Total unused commitments	$13,041,000	3,479
Derivatives	$0	527
2001-12-31		Rank
# of Employees:	14	7,525
Assets and Liabilities
Total Assets:	$63,891,000	6,115
Cash and due from depository institutions	$1,937,000	7,525
Interest-bearing balances	$0	7,015
Securities	$25,402,000	3,804
Federal funds sold & reverse repurchase agreements	$2,419,000	4,428
Net loans & leases	$32,987,000	6,524
Loan loss allowance	$604,000	5,209
Trading account assets	$0	182
Bank premises and fixed assets	$396,000	7,700
Other real estate owned	$0	7,525
Goodwill and other intangibles	$0	3,095
All other assets	$750,000	7,381
Life insurance assets	$0	1
Total liabilities and capital	$63,891,000	6,115
Total liabilities	$57,858,000	6,074
Total deposits	$57,492,000	5,840
Interest-bearing deposits	$51,505,000	5,678
Deposits held in domestic offices	$57,492,000	5,836
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$201,000	3,244
Trading liabilities	$0	69
Other borrowed funds	$0	5,675
Subordinated debt	$0	241
All other liabilities	$165,000	8,269
Total equity capital	$6,033,000	6,406
Total bank equity capital	$6,033,000	6,406
Perpetual preferred stock	$0	158
Common stock	$3,074,000	1,218
Surplus	$4,550,000	3,335
Undivided profits	$-1,591,000	9,370
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$637,000	3,630
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,476
Income earned, not collected on loans	$298,000	7,564
Earning assets	$60,808,000	5,980
Long-term assets (5+ years)	$12,623,000	4,277
Average Assets, year-to-date	$49,800,800	6,748
Average Assets, quarterly	$59,996,000	6,279
Volatile liabilities	$12,764,000	4,942
Insider loans	$1,963,000	2,441
FHLB advances	$0	4,938
Loans and leases held for sale	$0	1,749
Unused loan commitments	$9,738,000	3,995
Tier 1 (core) risk-based capital	$6,121,000	6,177
Tier 2 risk-based capital	$517,000	5,402
Total risk weighted assets	$41,283,000	6,039
Total unused commitments	$9,738,000	4,003
Derivatives	$0	450
2000-12-31		Rank
# of Employees:	13	7,848
Assets and Liabilities
Total Assets:	$35,690,000	7,913
Cash and due from depository institutions	$1,354,000	7,848
Interest-bearing balances	$0	6,829
Securities	$8,831,000	7,143
Federal funds sold & reverse repurchase agreements	$5,393,000	2,208
Net loans & leases	$19,386,000	7,972
Loan loss allowance	$625,000	4,964
Trading account assets	$0	175
Bank premises and fixed assets	$373,000	7,982
Other real estate owned	$0	7,848
Goodwill and other intangibles	$0	3,145
All other assets	$353,000	8,870
Life insurance assets	$0	1
Total liabilities and capital	$35,690,000	7,913
Total liabilities	$29,563,000	8,070
Total deposits	$29,014,000	7,956
Interest-bearing deposits	$25,067,000	7,926
Deposits held in domestic offices	$29,014,000	7,955
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$353,000	3,331
Trading liabilities	$0	77
Other borrowed funds	$0	5,732
Subordinated debt	$0	239
All other liabilities	$196,000	8,359
Total equity capital	$6,127,000	6,271
Total bank equity capital	$6,127,000	6,271
Perpetual preferred stock	$0	178
Common stock	$3,074,000	1,216
Surplus	$4,550,000	3,276
Undivided profits	$-1,497,000	9,692
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$372,000	4,431
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,385
Income earned, not collected on loans	$159,000	8,424
Earning assets	$33,610,000	7,827
Long-term assets (5+ years)	$2,114,000	7,279
Average Assets, year-to-date	$31,605,000	8,089
Average Assets, quarterly	$34,245,000	7,982
Volatile liabilities	$6,612,000	6,770
Insider loans	$1,086,000	3,672
FHLB advances	$0	771
Loans and leases held for sale	$0	1,442
Unused loan commitments	$5,803,000	5,052
Tier 1 (core) risk-based capital	$6,113,000	6,174
Tier 2 risk-based capital	$319,570	6,834
Total risk weighted assets	$25,260,470	7,503
Total unused commitments	$5,803,000	5,055
Derivatives	$0	481
1999-12-31		Rank
# of Employees:	11	8,570
Assets and Liabilities
Total Assets:	$26,856,000	8,781
Cash and due from depository institutions	$1,594,000	8,570
Interest-bearing balances	$0	6,854
Securities	$5,131,000	8,628
Federal funds sold & reverse repurchase agreements	$8,940,000	1,072
Net loans & leases	$10,586,000	9,254
Loan loss allowance	$139,000	9,087
Trading account assets	$0	165
Bank premises and fixed assets	$298,000	8,601
Other real estate owned	$0	8,570
Goodwill and other intangibles	$0	3,276
All other assets	$307,000	9,273
Life insurance assets	$0	1
Total liabilities and capital	$26,856,000	8,781
Total liabilities	$20,278,000	9,082
Total deposits	$20,019,000	8,989
Interest-bearing deposits	$17,905,000	8,889
Deposits held in domestic offices	$20,019,000	8,987
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$165,000	3,907
Trading liabilities	$0	65
Other borrowed funds	$0	5,751
Subordinated debt	$0	242
All other liabilities	$94,000	9,481
Total equity capital	$6,578,000	5,917
Total bank equity capital	$6,578,000	5,917
Perpetual preferred stock	$0	193
Common stock	$3,074,000	1,227
Surplus	$4,550,000	3,240
Undivided profits	$-1,046,000	9,870
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	9,001
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,502
Income earned, not collected on loans	$60,000	9,610
Earning assets	$24,657,000	8,739
Long-term assets (5+ years)	$2,139,000	7,583
Average Assets, year-to-date	$19,301,600	9,329
Average Assets, quarterly	$26,149,500	8,799
Volatile liabilities	$1,770,000	9,152
Insider loans	$1,204,000	3,309
FHLB advances	$0	802
Loans and leases held for sale	$0	1,487
Unused loan commitments	$3,328,000	6,443
Tier 1 (core) risk-based capital	$6,663,000	5,876
Tier 2 risk-based capital	$139,000	8,930
Total risk weighted assets	$14,538,600	8,948
Total unused commitments	$3,328,000	6,449
Derivatives	$0	488
1998-12-31		Rank
# of Employees:	12	8,518
Assets and Liabilities
Total Assets:	$8,242,000	10,337
Cash and due from depository institutions	$1,129,000	8,518
Interest-bearing balances	$152,000	4,525
Securities	$222,000	10,264
Federal funds sold & reverse repurchase agreements	$6,700,000	2,583
Net loans & leases	$47,000	10,413
Loan loss allowance	$1,000	10,363
Trading account assets	$0	197
Bank premises and fixed assets	$83,000	9,946
Other real estate owned	$0	8,518
Goodwill and other intangibles	$0	3,445
All other assets	$61,000	10,397
Life insurance assets	$0	1
Total liabilities and capital	$8,242,000	10,337
Total liabilities	$855,000	10,453
Total deposits	$831,000	10,422
Interest-bearing deposits	$594,000	10,370
Deposits held in domestic offices	$831,000	10,422
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$0	3,214
Trading liabilities	$0	69
Other borrowed funds	$0	5,274
Subordinated debt	$0	255
All other liabilities	$24,000	10,387
Total equity capital	$7,387,000	5,560
Total bank equity capital	$7,387,000	5,560
Perpetual preferred stock	$0	199
Common stock	$3,074,000	1,182
Surplus	$4,612,000	3,067
Undivided profits	$-299,000	9,972
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$0	9,467
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,642
Income earned, not collected on loans	$0	10,330
Earning assets	$7,121,000	10,321
Long-term assets (5+ years)	$0	9,173
Average Assets, year-to-date	$8,242,000	10,321
Average Assets, quarterly	$8,242,000	10,324
Volatile liabilities	$0	10,374
Insider loans	$0	9,309
FHLB advances	$0	740
Loans and leases held for sale	$0	1,681
Unused loan commitments	$45,000	10,039
Tier 1 (core) risk-based capital	$7,387,000	5,366
Tier 2 risk-based capital	$1,000	10,330
Total risk weighted assets	$1,969,000	10,414
Total unused commitments	$45,000	10,040
Derivatives	$0	527