Home > First Capital Bank > Assets and Liabilities
First Capital Bank, Assets and Liabilities
| 2005-03-31 | Rank | |
| # of Employees: | 50 | 3,317 |
| Assets and Liabilities | ||
| Total Assets: | $248,578,000 | 2,376 |
| Cash and due from depository institutions | $7,373,000 | 3,317 |
| Interest-bearing balances | $641,000 | 3,161 |
| Securities | $62,348,000 | 1,982 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $146,394,000 | 2,606 |
| Loan loss allowance | $2,205,000 | 2,135 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,316,000 | 3,062 |
| Other real estate owned | $100,000 | 3,317 |
| Goodwill and other intangibles | $26,485,000 | 299 |
| All other assets | $2,562,000 | 4,254 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $248,578,000 | 2,376 |
| Total liabilities | $205,605,000 | 2,565 |
| Total deposits | $147,176,000 | 3,113 |
| Interest-bearing deposits | $133,097,000 | 2,923 |
| Deposits held in domestic offices | $147,176,000 | 3,109 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $41,331,000 | 497 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $15,395,000 | 1,976 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,703,000 | 2,207 |
| Total equity capital | $42,973,000 | 1,343 |
| Total bank equity capital | $42,973,000 | 1,343 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,700,000 | 1,474 |
| Surplus | $38,666,000 | 662 |
| Undivided profits | $1,607,000 | 6,704 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $384,000 | 4,243 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,167,000 | 2,631 |
| Earning assets | $209,383,000 | 2,574 |
| Long-term assets (5+ years) | $30,238,000 | 2,635 |
| Average Assets, year-to-date | $249,076,500 | 2,350 |
| Average Assets, quarterly | $249,076,500 | 2,350 |
| Volatile liabilities | $93,739,000 | 1,295 |
| Insider loans | $6,128,000 | 998 |
| FHLB advances | $15,395,000 | 1,871 |
| Loans and leases held for sale | $80,000 | 1,669 |
| Unused loan commitments | $27,959,000 | 2,503 |
| Tier 1 (core) risk-based capital | $16,563,000 | 3,284 |
| Tier 2 risk-based capital | $1,912,000 | 2,302 |
| Total risk weighted assets | $152,702,000 | 2,605 |
| Total unused commitments | $27,959,000 | 2,508 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 50 | 3,334 |
| Assets and Liabilities | ||
| Total Assets: | $249,575,000 | 2,341 |
| Cash and due from depository institutions | $5,644,000 | 3,334 |
| Interest-bearing balances | $1,791,000 | 2,180 |
| Securities | $63,696,000 | 1,950 |
| Federal funds sold & reverse repurchase agreements | $3,100,000 | 3,128 |
| Net loans & leases | $144,358,000 | 2,625 |
| Loan loss allowance | $2,189,000 | 2,128 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,376,000 | 2,988 |
| Other real estate owned | $244,000 | 3,334 |
| Goodwill and other intangibles | $26,576,000 | 297 |
| All other assets | $2,581,000 | 4,177 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $249,575,000 | 2,341 |
| Total liabilities | $206,755,000 | 2,545 |
| Total deposits | $149,155,000 | 3,065 |
| Interest-bearing deposits | $136,649,000 | 2,852 |
| Deposits held in domestic offices | $149,155,000 | 3,060 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,131,000 | 564 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $22,918,000 | 1,573 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,551,000 | 2,335 |
| Total equity capital | $42,820,000 | 1,342 |
| Total bank equity capital | $42,820,000 | 1,342 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,700,000 | 1,457 |
| Surplus | $38,666,000 | 658 |
| Undivided profits | $1,454,000 | 6,958 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $548,000 | 3,619 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $992,000 | 3,053 |
| Earning assets | $212,945,000 | 2,530 |
| Long-term assets (5+ years) | $32,541,000 | 2,551 |
| Average Assets, year-to-date | $238,210,800 | 2,347 |
| Average Assets, quarterly | $254,918,500 | 2,270 |
| Volatile liabilities | $98,241,000 | 1,218 |
| Insider loans | $5,730,000 | 1,055 |
| FHLB advances | $22,918,000 | 1,477 |
| Loans and leases held for sale | $1,203,000 | 794 |
| Unused loan commitments | $20,888,000 | 2,957 |
| Tier 1 (core) risk-based capital | $15,960,000 | 3,347 |
| Tier 2 risk-based capital | $1,867,000 | 2,321 |
| Total risk weighted assets | $149,072,000 | 2,628 |
| Total unused commitments | $20,888,000 | 2,959 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 52 | 3,223 |
| Assets and Liabilities | ||
| Total Assets: | $260,262,000 | 2,209 |
| Cash and due from depository institutions | $12,030,000 | 3,223 |
| Interest-bearing balances | $6,603,000 | 871 |
| Securities | $63,803,000 | 1,936 |
| Federal funds sold & reverse repurchase agreements | $5,650,000 | 1,908 |
| Net loans & leases | $145,674,000 | 2,568 |
| Loan loss allowance | $2,145,000 | 2,160 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,385,000 | 2,960 |
| Other real estate owned | $245,000 | 3,223 |
| Goodwill and other intangibles | $26,729,000 | 290 |
| All other assets | $2,746,000 | 4,011 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $260,262,000 | 2,209 |
| Total liabilities | $217,573,000 | 2,393 |
| Total deposits | $165,429,000 | 2,779 |
| Interest-bearing deposits | $152,223,000 | 2,581 |
| Deposits held in domestic offices | $165,429,000 | 2,773 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,311,000 | 630 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $22,943,000 | 1,578 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,890,000 | 2,013 |
| Total equity capital | $42,689,000 | 1,328 |
| Total bank equity capital | $42,689,000 | 1,328 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,700,000 | 1,447 |
| Surplus | $38,760,000 | 641 |
| Undivided profits | $1,229,000 | 7,218 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $581,000 | 3,657 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,113,000 | 2,825 |
| Earning assets | $221,730,000 | 2,394 |
| Long-term assets (5+ years) | $38,376,000 | 2,280 |
| Average Assets, year-to-date | $235,369,750 | 2,366 |
| Average Assets, quarterly | $257,132,500 | 2,214 |
| Volatile liabilities | $104,523,000 | 1,131 |
| Insider loans | $7,477,000 | 764 |
| FHLB advances | $22,943,000 | 1,470 |
| Loans and leases held for sale | $904,000 | 923 |
| Unused loan commitments | $18,747,000 | 3,143 |
| Tier 1 (core) risk-based capital | $15,387,000 | 3,442 |
| Tier 2 risk-based capital | $1,915,000 | 2,268 |
| Total risk weighted assets | $153,002,000 | 2,556 |
| Total unused commitments | $18,747,000 | 3,146 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 50 | 3,362 |
| Assets and Liabilities | ||
| Total Assets: | $254,003,000 | 2,242 |
| Cash and due from depository institutions | $5,206,000 | 3,362 |
| Interest-bearing balances | $1,408,000 | 2,486 |
| Securities | $57,217,000 | 2,162 |
| Federal funds sold & reverse repurchase agreements | $1,950,000 | 3,516 |
| Net loans & leases | $156,324,000 | 2,368 |
| Loan loss allowance | $2,004,000 | 2,279 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,460,000 | 2,857 |
| Other real estate owned | $245,000 | 3,362 |
| Goodwill and other intangibles | $26,973,000 | 280 |
| All other assets | $2,628,000 | 4,095 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $254,003,000 | 2,242 |
| Total liabilities | $212,175,000 | 2,420 |
| Total deposits | $161,555,000 | 2,797 |
| Interest-bearing deposits | $149,317,000 | 2,593 |
| Deposits held in domestic offices | $161,555,000 | 2,792 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,409,000 | 645 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $23,313,000 | 1,531 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,898,000 | 1,837 |
| Total equity capital | $41,828,000 | 1,305 |
| Total bank equity capital | $41,828,000 | 1,305 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,700,000 | 1,448 |
| Surplus | $38,803,000 | 629 |
| Undivided profits | $325,000 | 7,926 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $478,000 | 4,107 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $907,000 | 3,215 |
| Earning assets | $216,899,000 | 2,410 |
| Long-term assets (5+ years) | $47,696,000 | 1,992 |
| Average Assets, year-to-date | $227,072,330 | 2,446 |
| Average Assets, quarterly | $231,965,500 | 2,424 |
| Volatile liabilities | $109,936,000 | 1,044 |
| Insider loans | $13,849,000 | 356 |
| FHLB advances | $23,313,000 | 1,426 |
| Loans and leases held for sale | $3,042,000 | 486 |
| Unused loan commitments | $23,004,000 | 2,734 |
| Tier 1 (core) risk-based capital | $14,679,000 | 3,535 |
| Tier 2 risk-based capital | $2,004,000 | 2,137 |
| Total risk weighted assets | $161,889,000 | 2,384 |
| Total unused commitments | $23,004,000 | 2,737 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 51 | 3,290 |
| Assets and Liabilities | ||
| Total Assets: | $209,928,000 | 2,668 |
| Cash and due from depository institutions | $4,648,000 | 3,290 |
| Interest-bearing balances | $165,000 | 4,841 |
| Securities | $50,603,000 | 2,416 |
| Federal funds sold & reverse repurchase agreements | $400,000 | 6,269 |
| Net loans & leases | $147,933,000 | 2,425 |
| Loan loss allowance | $1,768,000 | 2,509 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,444,000 | 2,825 |
| Other real estate owned | $147,000 | 3,290 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,753,000 | 3,824 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $209,928,000 | 2,668 |
| Total liabilities | $194,437,000 | 2,579 |
| Total deposits | $145,263,000 | 3,053 |
| Interest-bearing deposits | $135,079,000 | 2,840 |
| Deposits held in domestic offices | $145,263,000 | 3,048 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,543,000 | 610 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $21,395,000 | 1,535 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,236,000 | 2,775 |
| Total equity capital | $15,491,000 | 3,494 |
| Total bank equity capital | $15,491,000 | 3,494 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,700,000 | 1,440 |
| Surplus | $6,175,000 | 2,937 |
| Undivided profits | $6,616,000 | 4,019 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $354,000 | 4,814 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,048,000 | 2,762 |
| Earning assets | $199,101,000 | 2,585 |
| Long-term assets (5+ years) | $50,312,000 | 1,885 |
| Average Assets, year-to-date | $213,607,000 | 2,593 |
| Average Assets, quarterly | $213,607,000 | 2,593 |
| Volatile liabilities | $106,477,000 | 1,037 |
| Insider loans | $12,505,000 | 387 |
| FHLB advances | $21,395,000 | 1,429 |
| Loans and leases held for sale | $768,000 | 1,101 |
| Unused loan commitments | $21,407,000 | 2,796 |
| Tier 1 (core) risk-based capital | $14,836,000 | 3,447 |
| Tier 2 risk-based capital | $1,768,000 | 2,336 |
| Total risk weighted assets | $152,265,000 | 2,458 |
| Total unused commitments | $21,407,000 | 2,803 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 51 | 3,302 |
| Assets and Liabilities | ||
| Total Assets: | $217,286,000 | 2,574 |
| Cash and due from depository institutions | $4,541,000 | 3,302 |
| Interest-bearing balances | $101,000 | 5,193 |
| Securities | $53,934,000 | 2,334 |
| Federal funds sold & reverse repurchase agreements | $450,000 | 5,663 |
| Net loans & leases | $151,850,000 | 2,349 |
| Loan loss allowance | $1,677,000 | 2,616 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,516,000 | 2,760 |
| Other real estate owned | $318,000 | 3,302 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,677,000 | 3,946 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $217,286,000 | 2,574 |
| Total liabilities | $202,790,000 | 2,484 |
| Total deposits | $143,952,000 | 3,063 |
| Interest-bearing deposits | $132,973,000 | 2,859 |
| Deposits held in domestic offices | $143,952,000 | 3,059 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,816,000 | 539 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $21,395,000 | 1,543 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $627,000 | 4,165 |
| Total equity capital | $14,496,000 | 3,647 |
| Total bank equity capital | $14,496,000 | 3,647 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,700,000 | 1,446 |
| Surplus | $6,175,000 | 2,903 |
| Undivided profits | $5,621,000 | 4,337 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $271,000 | 5,331 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $967,000 | 3,088 |
| Earning assets | $206,335,000 | 2,485 |
| Long-term assets (5+ years) | $53,430,000 | 1,821 |
| Average Assets, year-to-date | $212,579,800 | 2,549 |
| Average Assets, quarterly | $216,512,500 | 2,567 |
| Volatile liabilities | $108,987,000 | 1,017 |
| Insider loans | $12,366,000 | 380 |
| FHLB advances | $21,395,000 | 1,434 |
| Loans and leases held for sale | $2,762,000 | 543 |
| Unused loan commitments | $16,765,000 | 3,201 |
| Tier 1 (core) risk-based capital | $14,372,000 | 3,524 |
| Tier 2 risk-based capital | $1,677,000 | 2,426 |
| Total risk weighted assets | $156,506,000 | 2,371 |
| Total unused commitments | $16,765,000 | 3,202 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 51 | 3,323 |
| Assets and Liabilities | ||
| Total Assets: | $215,739,000 | 2,582 |
| Cash and due from depository institutions | $5,319,000 | 3,323 |
| Interest-bearing balances | $57,000 | 5,851 |
| Securities | $59,780,000 | 2,109 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $144,012,000 | 2,452 |
| Loan loss allowance | $1,597,000 | 2,737 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,471,000 | 2,772 |
| Other real estate owned | $319,000 | 3,323 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,838,000 | 3,794 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $215,739,000 | 2,582 |
| Total liabilities | $201,576,000 | 2,504 |
| Total deposits | $144,589,000 | 3,060 |
| Interest-bearing deposits | $134,907,000 | 2,827 |
| Deposits held in domestic offices | $144,589,000 | 3,058 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,609,000 | 528 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $19,675,000 | 1,614 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $703,000 | 4,061 |
| Total equity capital | $14,163,000 | 3,705 |
| Total bank equity capital | $14,163,000 | 3,705 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,700,000 | 1,444 |
| Surplus | $6,175,000 | 2,847 |
| Undivided profits | $5,288,000 | 4,520 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $862,000 | 3,170 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,008,000 | 3,116 |
| Earning assets | $203,849,000 | 2,518 |
| Long-term assets (5+ years) | $57,303,000 | 1,720 |
| Average Assets, year-to-date | $211,403,250 | 2,575 |
| Average Assets, quarterly | $215,961,500 | 2,574 |
| Volatile liabilities | $112,356,000 | 960 |
| Insider loans | $11,250,000 | 421 |
| FHLB advances | $19,675,000 | 1,495 |
| Loans and leases held for sale | $2,011,000 | 855 |
| Unused loan commitments | $20,068,000 | 2,832 |
| Tier 1 (core) risk-based capital | $13,992,000 | 3,585 |
| Tier 2 risk-based capital | $1,597,000 | 2,534 |
| Total risk weighted assets | $151,112,000 | 2,428 |
| Total unused commitments | $20,068,000 | 2,834 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 46 | 3,641 |
| Assets and Liabilities | ||
| Total Assets: | $216,184,000 | 2,566 |
| Cash and due from depository institutions | $6,661,000 | 3,641 |
| Interest-bearing balances | $473,000 | 3,988 |
| Securities | $60,157,000 | 2,046 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $143,032,000 | 2,427 |
| Loan loss allowance | $1,883,000 | 2,350 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,339,000 | 2,804 |
| Other real estate owned | $324,000 | 3,641 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,671,000 | 3,819 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $216,184,000 | 2,566 |
| Total liabilities | $202,330,000 | 2,472 |
| Total deposits | $155,737,000 | 2,853 |
| Interest-bearing deposits | $142,721,000 | 2,662 |
| Deposits held in domestic offices | $155,737,000 | 2,850 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,033,000 | 588 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $17,875,000 | 1,687 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $685,000 | 4,258 |
| Total equity capital | $13,854,000 | 3,768 |
| Total bank equity capital | $13,854,000 | 3,768 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,700,000 | 1,437 |
| Surplus | $6,025,000 | 2,854 |
| Undivided profits | $5,129,000 | 4,646 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,203,000 | 2,478 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $926,000 | 3,237 |
| Earning assets | $203,662,000 | 2,498 |
| Long-term assets (5+ years) | $57,715,000 | 1,630 |
| Average Assets, year-to-date | $209,958,000 | 2,585 |
| Average Assets, quarterly | $213,188,500 | 2,576 |
| Volatile liabilities | $110,470,000 | 967 |
| Insider loans | $8,519,000 | 582 |
| FHLB advances | $17,875,000 | 1,571 |
| Loans and leases held for sale | $3,643,000 | 834 |
| Unused loan commitments | $20,595,000 | 2,737 |
| Tier 1 (core) risk-based capital | $13,509,000 | 3,634 |
| Tier 2 risk-based capital | $1,858,000 | 2,164 |
| Total risk weighted assets | $148,621,000 | 2,414 |
| Total unused commitments | $20,595,000 | 2,746 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 46 | 3,595 |
| Assets and Liabilities | ||
| Total Assets: | $210,193,000 | 2,595 |
| Cash and due from depository institutions | $5,416,000 | 3,595 |
| Interest-bearing balances | $98,000 | 5,432 |
| Securities | $56,327,000 | 2,140 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $142,003,000 | 2,382 |
| Loan loss allowance | $1,641,000 | 2,598 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,238,000 | 2,846 |
| Other real estate owned | $356,000 | 3,595 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,853,000 | 3,620 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $210,193,000 | 2,595 |
| Total liabilities | $196,650,000 | 2,507 |
| Total deposits | $148,700,000 | 2,951 |
| Interest-bearing deposits | $137,008,000 | 2,774 |
| Deposits held in domestic offices | $148,700,000 | 2,946 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,680,000 | 552 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $17,500,000 | 1,642 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $770,000 | 4,007 |
| Total equity capital | $13,543,000 | 3,773 |
| Total bank equity capital | $13,543,000 | 3,773 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,700,000 | 1,442 |
| Surplus | $6,025,000 | 2,811 |
| Undivided profits | $4,818,000 | 4,720 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,010,000 | 2,820 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,067,000 | 2,871 |
| Earning assets | $198,428,000 | 2,517 |
| Long-term assets (5+ years) | $43,837,000 | 1,941 |
| Average Assets, year-to-date | $206,845,000 | 2,606 |
| Average Assets, quarterly | $206,845,000 | 2,606 |
| Volatile liabilities | $103,859,000 | 1,004 |
| Insider loans | $9,103,000 | 533 |
| FHLB advances | $17,500,000 | 1,533 |
| Loans and leases held for sale | $4,203,000 | 693 |
| Unused loan commitments | $18,422,000 | 2,849 |
| Tier 1 (core) risk-based capital | $13,166,000 | 3,666 |
| Tier 2 risk-based capital | $1,641,000 | 2,381 |
| Total risk weighted assets | $145,699,000 | 2,423 |
| Total unused commitments | $18,422,000 | 2,860 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 44 | 3,714 |
| Assets and Liabilities | ||
| Total Assets: | $203,497,000 | 2,632 |
| Cash and due from depository institutions | $3,567,000 | 3,714 |
| Interest-bearing balances | $101,000 | 5,129 |
| Securities | $58,045,000 | 2,056 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $135,656,000 | 2,462 |
| Loan loss allowance | $1,704,000 | 2,466 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,221,000 | 2,833 |
| Other real estate owned | $383,000 | 3,714 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,625,000 | 3,835 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $203,497,000 | 2,632 |
| Total liabilities | $190,304,000 | 2,542 |
| Total deposits | $144,516,000 | 2,976 |
| Interest-bearing deposits | $135,799,000 | 2,726 |
| Deposits held in domestic offices | $144,516,000 | 2,973 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,511,000 | 555 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $13,500,000 | 1,941 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $777,000 | 4,020 |
| Total equity capital | $13,193,000 | 3,812 |
| Total bank equity capital | $13,193,000 | 3,812 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,700,000 | 1,435 |
| Surplus | $5,925,000 | 2,823 |
| Undivided profits | $4,568,000 | 4,845 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $511,000 | 4,152 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $923,000 | 3,455 |
| Earning assets | $193,802,000 | 2,526 |
| Long-term assets (5+ years) | $40,106,000 | 2,028 |
| Average Assets, year-to-date | $189,529,400 | 2,661 |
| Average Assets, quarterly | $201,334,500 | 2,635 |
| Volatile liabilities | $97,614,000 | 1,056 |
| Insider loans | $9,191,000 | 515 |
| FHLB advances | $13,500,000 | 1,806 |
| Loans and leases held for sale | $2,386,000 | 977 |
| Unused loan commitments | $17,461,000 | 2,884 |
| Tier 1 (core) risk-based capital | $12,593,000 | 3,740 |
| Tier 2 risk-based capital | $1,704,000 | 2,259 |
| Total risk weighted assets | $140,727,000 | 2,471 |
| Total unused commitments | $17,461,000 | 2,890 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 35 | 4,488 |
| Assets and Liabilities | ||
| Total Assets: | $176,631,000 | 2,831 |
| Cash and due from depository institutions | $4,849,000 | 4,488 |
| Interest-bearing balances | $58,000 | 5,617 |
| Securities | $59,993,000 | 1,876 |
| Federal funds sold & reverse repurchase agreements | $1,150,000 | 5,666 |
| Net loans & leases | $105,217,000 | 3,006 |
| Loan loss allowance | $1,180,000 | 3,156 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,226,000 | 2,779 |
| Other real estate owned | $0 | 4,488 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,196,000 | 4,277 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,631,000 | 2,831 |
| Total liabilities | $166,183,000 | 2,734 |
| Total deposits | $137,190,000 | 2,960 |
| Interest-bearing deposits | $126,994,000 | 2,764 |
| Deposits held in domestic offices | $137,190,000 | 2,954 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,142,000 | 838 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $12,000,000 | 1,939 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $851,000 | 3,878 |
| Total equity capital | $10,448,000 | 4,339 |
| Total bank equity capital | $10,448,000 | 4,339 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,700,000 | 1,428 |
| Surplus | $5,000,000 | 3,089 |
| Undivided profits | $2,748,000 | 5,859 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $753,000 | 3,272 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $992,000 | 3,482 |
| Earning assets | $166,418,000 | 2,749 |
| Long-term assets (5+ years) | $42,364,000 | 1,938 |
| Average Assets, year-to-date | $155,917,200 | 3,027 |
| Average Assets, quarterly | $173,019,000 | 2,860 |
| Volatile liabilities | $80,614,000 | 1,198 |
| Insider loans | $7,813,000 | 579 |
| FHLB advances | $12,000,000 | 1,794 |
| Loans and leases held for sale | $1,078,000 | 1,148 |
| Unused loan commitments | $19,572,000 | 2,535 |
| Tier 1 (core) risk-based capital | $10,169,000 | 4,294 |
| Tier 2 risk-based capital | $1,180,000 | 2,940 |
| Total risk weighted assets | $115,404,000 | 2,858 |
| Total unused commitments | $19,572,000 | 2,542 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 33 | 4,753 |
| Assets and Liabilities | ||
| Total Assets: | $134,838,000 | 3,452 |
| Cash and due from depository institutions | $3,350,000 | 4,753 |
| Interest-bearing balances | $644,000 | 2,791 |
| Securities | $54,200,000 | 2,030 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $72,187,000 | 3,991 |
| Loan loss allowance | $1,003,000 | 3,470 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,464,000 | 2,537 |
| Other real estate owned | $0 | 4,753 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,637,000 | 4,546 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,838,000 | 3,452 |
| Total liabilities | $125,900,000 | 3,339 |
| Total deposits | $88,115,000 | 4,229 |
| Interest-bearing deposits | $80,349,000 | 3,995 |
| Deposits held in domestic offices | $88,115,000 | 4,225 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,928,000 | 602 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $8,000,000 | 2,282 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $857,000 | 4,030 |
| Total equity capital | $8,938,000 | 4,822 |
| Total bank equity capital | $8,938,000 | 4,822 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,700,000 | 1,436 |
| Surplus | $4,325,000 | 3,402 |
| Undivided profits | $1,913,000 | 6,647 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $709,000 | 2,992 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $580,000 | 4,596 |
| Earning assets | $127,031,000 | 3,383 |
| Long-term assets (5+ years) | $20,180,000 | 3,141 |
| Average Assets, year-to-date | $122,514,400 | 3,597 |
| Average Assets, quarterly | $132,008,000 | 3,475 |
| Volatile liabilities | $56,886,000 | 1,557 |
| Insider loans | $1,976,000 | 2,355 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $165,000 | 1,234 |
| Unused loan commitments | $10,047,000 | 3,731 |
| Tier 1 (core) risk-based capital | $9,037,000 | 4,661 |
| Tier 2 risk-based capital | $1,003,000 | 3,266 |
| Total risk weighted assets | $88,712,200 | 3,439 |
| Total unused commitments | $10,047,000 | 3,732 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 33 | 4,901 |
| Assets and Liabilities | ||
| Total Assets: | $114,963,000 | 3,908 |
| Cash and due from depository institutions | $5,749,000 | 4,901 |
| Interest-bearing balances | $3,272,000 | 1,189 |
| Securities | $53,843,000 | 2,111 |
| Federal funds sold & reverse repurchase agreements | $2,025,000 | 3,640 |
| Net loans & leases | $49,853,000 | 5,096 |
| Loan loss allowance | $827,000 | 3,979 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,590,000 | 4,670 |
| Other real estate owned | $0 | 4,901 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,903,000 | 4,117 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,963,000 | 3,908 |
| Total liabilities | $107,562,000 | 3,770 |
| Total deposits | $80,439,000 | 4,543 |
| Interest-bearing deposits | $74,305,000 | 4,235 |
| Deposits held in domestic offices | $80,439,000 | 4,538 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,118,000 | 894 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $8,900,000 | 2,165 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,105,000 | 3,016 |
| Total equity capital | $7,401,000 | 5,404 |
| Total bank equity capital | $7,401,000 | 5,404 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,700,000 | 1,440 |
| Surplus | $4,025,000 | 3,518 |
| Undivided profits | $676,000 | 8,170 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $606,000 | 3,233 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $423,000 | 5,196 |
| Earning assets | $108,993,000 | 3,789 |
| Long-term assets (5+ years) | $17,212,000 | 3,632 |
| Average Assets, year-to-date | $98,342,600 | 4,312 |
| Average Assets, quarterly | $113,030,000 | 3,926 |
| Volatile liabilities | $41,533,000 | 1,928 |
| Insider loans | $1,213,000 | 3,283 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $8,107,000 | 4,256 |
| Tier 1 (core) risk-based capital | $8,469,000 | 4,888 |
| Tier 2 risk-based capital | $822,490 | 3,713 |
| Total risk weighted assets | $65,745,390 | 4,287 |
| Total unused commitments | $8,107,000 | 4,260 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 19 | 7,081 |
| Assets and Liabilities | ||
| Total Assets: | $77,892,000 | 5,314 |
| Cash and due from depository institutions | $2,270,000 | 7,081 |
| Interest-bearing balances | $304,000 | 3,927 |
| Securities | $31,642,000 | 3,467 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 6,353 |
| Net loans & leases | $41,309,000 | 5,577 |
| Loan loss allowance | $629,000 | 4,835 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $208,000 | 9,190 |
| Other real estate owned | $96,000 | 7,081 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $867,000 | 6,431 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,892,000 | 5,314 |
| Total liabilities | $71,533,000 | 5,216 |
| Total deposits | $56,887,000 | 5,826 |
| Interest-bearing deposits | $48,832,000 | 5,810 |
| Deposits held in domestic offices | $56,887,000 | 5,823 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,768,000 | 1,048 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,300,000 | 2,471 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $578,000 | 5,255 |
| Total equity capital | $6,359,000 | 6,138 |
| Total bank equity capital | $6,359,000 | 6,138 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,700,000 | 1,392 |
| Surplus | $2,325,000 | 4,954 |
| Undivided profits | $1,334,000 | 7,773 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $94,000 | 7,392 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $302,000 | 6,541 |
| Earning assets | $74,755,000 | 5,152 |
| Long-term assets (5+ years) | $17,886,000 | 3,370 |
| Average Assets, year-to-date | $63,547,000 | 5,872 |
| Average Assets, quarterly | $71,826,500 | 5,531 |
| Volatile liabilities | $27,063,000 | 2,346 |
| Insider loans | $1,056,000 | 3,422 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $727,000 | 1,151 |
| Unused loan commitments | $6,331,000 | 4,763 |
| Tier 1 (core) risk-based capital | $6,304,000 | 6,015 |
| Tier 2 risk-based capital | $588,610 | 4,660 |
| Total risk weighted assets | $47,048,210 | 5,295 |
| Total unused commitments | $6,331,000 | 4,769 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 13 | 8,601 |
| Assets and Liabilities | ||
| Total Assets: | $52,229,000 | 6,893 |
| Cash and due from depository institutions | $1,268,000 | 8,601 |
| Interest-bearing balances | $114,000 | 4,399 |
| Securities | $19,308,000 | 5,045 |
| Federal funds sold & reverse repurchase agreements | $1,025,000 | 6,342 |
| Net loans & leases | $30,012,000 | 6,847 |
| Loan loss allowance | $379,000 | 6,748 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $154,000 | 9,810 |
| Other real estate owned | $0 | 8,601 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $462,000 | 8,674 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,229,000 | 6,893 |
| Total liabilities | $46,632,000 | 6,874 |
| Total deposits | $38,119,000 | 7,466 |
| Interest-bearing deposits | $34,548,000 | 7,251 |
| Deposits held in domestic offices | $38,119,000 | 7,463 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,856,000 | 1,398 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,300,000 | 2,721 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $357,000 | 7,160 |
| Total equity capital | $5,597,000 | 6,692 |
| Total bank equity capital | $5,597,000 | 6,692 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,700,000 | 1,374 |
| Surplus | $2,025,000 | 5,339 |
| Undivided profits | $872,000 | 8,814 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,000 | 8,974 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $224,000 | 7,892 |
| Earning assets | $50,459,000 | 6,683 |
| Long-term assets (5+ years) | $6,491,000 | 5,383 |
| Average Assets, year-to-date | $37,089,200 | 8,008 |
| Average Assets, quarterly | $46,524,000 | 7,282 |
| Volatile liabilities | $19,271,000 | 3,087 |
| Insider loans | $727,000 | 4,385 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $200,000 | 1,307 |
| Unused loan commitments | $5,050,000 | 5,166 |
| Tier 1 (core) risk-based capital | $5,557,000 | 6,582 |
| Tier 2 risk-based capital | $379,000 | 6,193 |
| Total risk weighted assets | $31,475,900 | 6,802 |
| Total unused commitments | $5,050,000 | 5,169 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 9 | 10,084 |
| Assets and Liabilities | ||
| Total Assets: | $25,456,000 | 9,680 |
| Cash and due from depository institutions | $1,008,000 | 10,084 |
| Interest-bearing balances | $35,000 | 5,618 |
| Securities | $7,136,000 | 8,928 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 5,159 |
| Net loans & leases | $15,112,000 | 9,299 |
| Loan loss allowance | $153,000 | 9,814 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $181,000 | 10,029 |
| Other real estate owned | $0 | 10,084 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $219,000 | 10,750 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,456,000 | 9,680 |
| Total liabilities | $20,146,000 | 9,985 |
| Total deposits | $18,221,000 | 10,116 |
| Interest-bearing deposits | $16,171,000 | 9,996 |
| Deposits held in domestic offices | $18,221,000 | 10,114 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,669,000 | 2,394 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $256,000 | 8,452 |
| Total equity capital | $5,310,000 | 6,980 |
| Total bank equity capital | $5,310,000 | 6,980 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,700,000 | 1,431 |
| Surplus | $2,025,000 | 5,414 |
| Undivided profits | $585,000 | 9,663 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $102,000 | 10,185 |
| Earning assets | $24,083,000 | 9,564 |
| Long-term assets (5+ years) | $2,217,000 | 7,636 |
| Average Assets, year-to-date | $18,840,670 | 10,341 |
| Average Assets, quarterly | $21,990,000 | 10,051 |
| Volatile liabilities | $10,262,000 | 4,784 |
| Insider loans | $58,000 | 9,381 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,025,000 | 6,409 |
| Tier 1 (core) risk-based capital | $5,313,000 | 6,875 |
| Tier 2 risk-based capital | $153,000 | 9,404 |
| Total risk weighted assets | $14,976,400 | 9,549 |
| Total unused commitments | $3,025,000 | 6,423 |
| Derivatives | $0 | 549 |