Home > First Capital Bank > Assets and Liabilities
First Capital Bank, Assets and Liabilities
| 2005-09-30 | Rank | |
| # of Employees: | 104 | 1,656 |
| Assets and Liabilities | ||
| Total Assets: | $670,673,000 | 918 |
| Cash and due from depository institutions | $19,787,000 | 1,656 |
| Interest-bearing balances | $989,000 | 2,748 |
| Securities | $129,616,000 | 947 |
| Federal funds sold & reverse repurchase agreements | $3,650,000 | 2,798 |
| Net loans & leases | $488,490,000 | 845 |
| Loan loss allowance | $6,406,000 | 766 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,055,000 | 5,777 |
| Other real estate owned | $472,000 | 1,656 |
| Goodwill and other intangibles | $8,236,000 | 614 |
| All other assets | $19,367,000 | 864 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $670,673,000 | 918 |
| Total liabilities | $604,948,000 | 914 |
| Total deposits | $481,166,000 | 982 |
| Interest-bearing deposits | $378,509,000 | 1,048 |
| Deposits held in domestic offices | $481,166,000 | 979 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,863,000 | 2,408 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $117,350,000 | 469 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,569,000 | 1,056 |
| Total equity capital | $65,725,000 | 914 |
| Total bank equity capital | $65,725,000 | 914 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,543,000 | 733 |
| Surplus | $52,217,000 | 545 |
| Undivided profits | $7,965,000 | 3,571 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,153,000 | 2,129 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,093,000 | 169 |
| Income earned, not collected on loans | $2,957,000 | 1,068 |
| Earning assets | $622,745,000 | 906 |
| Long-term assets (5+ years) | $86,951,000 | 1,118 |
| Average Assets, year-to-date | $669,009,750 | 862 |
| Average Assets, quarterly | $672,226,500 | 901 |
| Volatile liabilities | $134,544,000 | 1,024 |
| Insider loans | $6,647,000 | 968 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $161,940,000 | 696 |
| Tier 1 (core) risk-based capital | $58,170,000 | 960 |
| Tier 2 risk-based capital | $6,406,000 | 767 |
| Total risk weighted assets | $551,572,000 | 794 |
| Total unused commitments | $161,940,000 | 697 |
| Derivatives | $5,000,000 | 548 |
| 2005-06-30 | Rank | |
| # of Employees: | 105 | 1,639 |
| Assets and Liabilities | ||
| Total Assets: | $673,780,000 | 882 |
| Cash and due from depository institutions | $21,878,000 | 1,639 |
| Interest-bearing balances | $1,278,000 | 2,446 |
| Securities | $129,554,000 | 944 |
| Federal funds sold & reverse repurchase agreements | $3,422,000 | 2,723 |
| Net loans & leases | $489,775,000 | 820 |
| Loan loss allowance | $6,342,000 | 760 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,141,000 | 5,584 |
| Other real estate owned | $639,000 | 1,639 |
| Goodwill and other intangibles | $8,310,000 | 605 |
| All other assets | $19,061,000 | 879 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $673,780,000 | 882 |
| Total liabilities | $609,469,000 | 879 |
| Total deposits | $471,610,000 | 971 |
| Interest-bearing deposits | $367,320,000 | 1,050 |
| Deposits held in domestic offices | $471,610,000 | 969 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,273,000 | 862 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $117,371,000 | 482 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,215,000 | 1,064 |
| Total equity capital | $64,311,000 | 919 |
| Total bank equity capital | $64,311,000 | 919 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,543,000 | 716 |
| Surplus | $52,217,000 | 526 |
| Undivided profits | $6,551,000 | 3,987 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,444,000 | 1,718 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,384,000 | 141 |
| Income earned, not collected on loans | $2,708,000 | 1,060 |
| Earning assets | $624,029,000 | 875 |
| Long-term assets (5+ years) | $95,855,000 | 1,037 |
| Average Assets, year-to-date | $668,455,330 | 855 |
| Average Assets, quarterly | $673,961,500 | 857 |
| Volatile liabilities | $144,902,000 | 932 |
| Insider loans | $6,546,000 | 959 |
| FHLB advances | $117,371,000 | 419 |
| Loans and leases held for sale | $141,000 | 1,627 |
| Unused loan commitments | $189,574,000 | 597 |
| Tier 1 (core) risk-based capital | $56,267,000 | 969 |
| Tier 2 risk-based capital | $6,342,000 | 761 |
| Total risk weighted assets | $545,580,000 | 780 |
| Total unused commitments | $189,574,000 | 597 |
| Derivatives | $5,000,000 | 519 |
| 2005-03-31 | Rank | |
| # of Employees: | 109 | 1,568 |
| Assets and Liabilities | ||
| Total Assets: | $674,143,000 | 861 |
| Cash and due from depository institutions | $20,230,000 | 1,568 |
| Interest-bearing balances | $1,368,000 | 2,416 |
| Securities | $127,237,000 | 981 |
| Federal funds sold & reverse repurchase agreements | $3,272,000 | 3,166 |
| Net loans & leases | $493,868,000 | 788 |
| Loan loss allowance | $6,192,000 | 764 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,152,000 | 5,597 |
| Other real estate owned | $639,000 | 1,568 |
| Goodwill and other intangibles | $8,383,000 | 592 |
| All other assets | $19,362,000 | 854 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $674,143,000 | 861 |
| Total liabilities | $611,859,000 | 848 |
| Total deposits | $479,249,000 | 921 |
| Interest-bearing deposits | $376,961,000 | 1,014 |
| Deposits held in domestic offices | $479,249,000 | 917 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,087,000 | 1,309 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $120,462,000 | 457 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,061,000 | 925 |
| Total equity capital | $62,284,000 | 929 |
| Total bank equity capital | $62,284,000 | 929 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,543,000 | 698 |
| Surplus | $52,217,000 | 518 |
| Undivided profits | $4,524,000 | 4,770 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,517,000 | 1,672 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,388,000 | 142 |
| Income earned, not collected on loans | $2,994,000 | 923 |
| Earning assets | $625,745,000 | 851 |
| Long-term assets (5+ years) | $96,873,000 | 1,047 |
| Average Assets, year-to-date | $665,793,000 | 864 |
| Average Assets, quarterly | $665,793,000 | 864 |
| Volatile liabilities | $136,593,000 | 937 |
| Insider loans | $5,916,000 | 1,030 |
| FHLB advances | $120,462,000 | 399 |
| Loans and leases held for sale | $124,000 | 1,583 |
| Unused loan commitments | $151,889,000 | 687 |
| Tier 1 (core) risk-based capital | $54,593,000 | 985 |
| Tier 2 risk-based capital | $6,192,000 | 773 |
| Total risk weighted assets | $549,653,000 | 755 |
| Total unused commitments | $151,889,000 | 688 |
| Derivatives | $5,000,000 | 478 |
| 2004-12-31 | Rank | |
| # of Employees: | 104 | 1,636 |
| Assets and Liabilities | ||
| Total Assets: | $657,443,000 | 881 |
| Cash and due from depository institutions | $14,937,000 | 1,636 |
| Interest-bearing balances | $1,473,000 | 2,390 |
| Securities | $137,378,000 | 922 |
| Federal funds sold & reverse repurchase agreements | $376,000 | 5,617 |
| Net loans & leases | $478,533,000 | 810 |
| Loan loss allowance | $6,049,000 | 790 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,053,000 | 5,771 |
| Other real estate owned | $0 | 1,636 |
| Goodwill and other intangibles | $7,727,000 | 607 |
| All other assets | $17,439,000 | 925 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $657,443,000 | 881 |
| Total liabilities | $594,930,000 | 874 |
| Total deposits | $458,751,000 | 954 |
| Interest-bearing deposits | $381,330,000 | 984 |
| Deposits held in domestic offices | $458,751,000 | 953 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,210,000 | 1,077 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $120,488,000 | 460 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $4,481,000 | 1,000 |
| Total equity capital | $62,513,000 | 931 |
| Total bank equity capital | $62,513,000 | 931 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,543,000 | 682 |
| Surplus | $52,217,000 | 516 |
| Undivided profits | $4,753,000 | 4,733 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,629,000 | 1,574 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,308,000 | 143 |
| Income earned, not collected on loans | $2,521,000 | 1,088 |
| Earning assets | $617,760,000 | 856 |
| Long-term assets (5+ years) | $96,557,000 | 1,086 |
| Average Assets, year-to-date | $640,815,600 | 852 |
| Average Assets, quarterly | $660,298,000 | 869 |
| Volatile liabilities | $145,972,000 | 869 |
| Insider loans | $8,421,000 | 680 |
| FHLB advances | $120,488,000 | 398 |
| Loans and leases held for sale | $369,000 | 1,264 |
| Unused loan commitments | $179,788,000 | 590 |
| Tier 1 (core) risk-based capital | $54,367,000 | 982 |
| Tier 2 risk-based capital | $6,049,000 | 790 |
| Total risk weighted assets | $539,251,000 | 762 |
| Total unused commitments | $179,788,000 | 590 |
| Derivatives | $5,000,000 | 471 |
| 2004-09-30 | Rank | |
| # of Employees: | 74 | 2,308 |
| Assets and Liabilities | ||
| Total Assets: | $496,763,000 | 1,147 |
| Cash and due from depository institutions | $12,159,000 | 2,308 |
| Interest-bearing balances | $1,350,000 | 2,534 |
| Securities | $113,617,000 | 1,129 |
| Federal funds sold & reverse repurchase agreements | $1,960,000 | 3,663 |
| Net loans & leases | $356,562,000 | 1,067 |
| Loan loss allowance | $4,306,000 | 1,087 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $718,000 | 6,489 |
| Other real estate owned | $0 | 2,308 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $11,747,000 | 1,303 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $496,763,000 | 1,147 |
| Total liabilities | $454,220,000 | 1,134 |
| Total deposits | $329,319,000 | 1,377 |
| Interest-bearing deposits | $278,909,000 | 1,391 |
| Deposits held in domestic offices | $329,319,000 | 1,373 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,973,000 | 875 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $106,879,000 | 504 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,049,000 | 1,886 |
| Total equity capital | $42,543,000 | 1,332 |
| Total bank equity capital | $42,543,000 | 1,332 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $743,000 | 3,550 |
| Surplus | $39,257,000 | 634 |
| Undivided profits | $2,543,000 | 6,144 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $723,000 | 3,227 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $461,000 | 355 |
| Income earned, not collected on loans | $2,493,000 | 1,107 |
| Earning assets | $473,489,000 | 1,108 |
| Long-term assets (5+ years) | $92,530,000 | 1,131 |
| Average Assets, year-to-date | $481,259,500 | 1,141 |
| Average Assets, quarterly | $500,100,000 | 1,131 |
| Volatile liabilities | $112,051,000 | 1,050 |
| Insider loans | $6,373,000 | 912 |
| FHLB advances | $106,879,000 | 439 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $148,583,000 | 682 |
| Tier 1 (core) risk-based capital | $42,321,000 | 1,252 |
| Tier 2 risk-based capital | $4,306,000 | 1,039 |
| Total risk weighted assets | $417,229,000 | 950 |
| Total unused commitments | $148,583,000 | 683 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 68 | 2,551 |
| Assets and Liabilities | ||
| Total Assets: | $503,437,000 | 1,114 |
| Cash and due from depository institutions | $12,743,000 | 2,551 |
| Interest-bearing balances | $1,030,000 | 2,832 |
| Securities | $110,741,000 | 1,166 |
| Federal funds sold & reverse repurchase agreements | $8,381,000 | 1,279 |
| Net loans & leases | $354,020,000 | 1,041 |
| Loan loss allowance | $4,156,000 | 1,113 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $541,000 | 6,997 |
| Other real estate owned | $0 | 2,551 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $17,011,000 | 930 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $503,437,000 | 1,114 |
| Total liabilities | $462,043,000 | 1,096 |
| Total deposits | $346,629,000 | 1,273 |
| Interest-bearing deposits | $292,721,000 | 1,298 |
| Deposits held in domestic offices | $346,629,000 | 1,269 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,127,000 | 1,275 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $106,000,000 | 507 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,287,000 | 2,444 |
| Total equity capital | $41,394,000 | 1,317 |
| Total bank equity capital | $41,394,000 | 1,317 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $743,000 | 3,566 |
| Surplus | $39,257,000 | 622 |
| Undivided profits | $1,394,000 | 6,937 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $691,000 | 3,358 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $487,000 | 342 |
| Income earned, not collected on loans | $1,953,000 | 1,384 |
| Earning assets | $474,172,000 | 1,078 |
| Long-term assets (5+ years) | $96,669,000 | 1,119 |
| Average Assets, year-to-date | $476,091,670 | 1,148 |
| Average Assets, quarterly | $494,873,000 | 1,119 |
| Volatile liabilities | $119,496,000 | 967 |
| Insider loans | $8,261,000 | 670 |
| FHLB advances | $106,000,000 | 447 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $137,858,000 | 701 |
| Tier 1 (core) risk-based capital | $42,400,000 | 1,221 |
| Tier 2 risk-based capital | $4,156,000 | 1,069 |
| Total risk weighted assets | $421,176,000 | 930 |
| Total unused commitments | $137,858,000 | 701 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 60 | 2,838 |
| Assets and Liabilities | ||
| Total Assets: | $486,309,000 | 1,139 |
| Cash and due from depository institutions | $12,916,000 | 2,838 |
| Interest-bearing balances | $855,000 | 3,233 |
| Securities | $107,201,000 | 1,223 |
| Federal funds sold & reverse repurchase agreements | $11,060,000 | 1,305 |
| Net loans & leases | $345,390,000 | 1,043 |
| Loan loss allowance | $3,356,000 | 1,386 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $402,000 | 7,432 |
| Other real estate owned | $0 | 2,838 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $9,340,000 | 1,514 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $486,309,000 | 1,139 |
| Total liabilities | $449,001,000 | 1,106 |
| Total deposits | $340,928,000 | 1,285 |
| Interest-bearing deposits | $293,839,000 | 1,283 |
| Deposits held in domestic offices | $340,928,000 | 1,283 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $106,000,000 | 480 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,073,000 | 1,933 |
| Total equity capital | $37,308,000 | 1,482 |
| Total bank equity capital | $37,308,000 | 1,482 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $743,000 | 3,570 |
| Surplus | $33,757,000 | 684 |
| Undivided profits | $2,808,000 | 6,006 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $154,000 | 6,155 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,957,000 | 1,370 |
| Earning assets | $464,506,000 | 1,087 |
| Long-term assets (5+ years) | $75,620,000 | 1,356 |
| Average Assets, year-to-date | $462,419,000 | 1,181 |
| Average Assets, quarterly | $462,419,000 | 1,181 |
| Volatile liabilities | $118,146,000 | 938 |
| Insider loans | $10,936,000 | 469 |
| FHLB advances | $106,000,000 | 418 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $130,986,000 | 708 |
| Tier 1 (core) risk-based capital | $36,445,000 | 1,406 |
| Tier 2 risk-based capital | $3,356,000 | 1,333 |
| Total risk weighted assets | $405,712,000 | 949 |
| Total unused commitments | $130,986,000 | 708 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 50 | 3,363 |
| Assets and Liabilities | ||
| Total Assets: | $438,529,000 | 1,259 |
| Cash and due from depository institutions | $10,255,000 | 3,363 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $112,699,000 | 1,200 |
| Federal funds sold & reverse repurchase agreements | $1,844,000 | 4,161 |
| Net loans & leases | $302,483,000 | 1,172 |
| Loan loss allowance | $3,306,000 | 1,394 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $335,000 | 7,690 |
| Other real estate owned | $1,081,000 | 3,363 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $9,832,000 | 1,460 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $438,529,000 | 1,259 |
| Total liabilities | $405,775,000 | 1,232 |
| Total deposits | $292,919,000 | 1,531 |
| Interest-bearing deposits | $263,806,000 | 1,444 |
| Deposits held in domestic offices | $292,919,000 | 1,529 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,165,000 | 991 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $99,142,000 | 535 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,549,000 | 2,266 |
| Total equity capital | $32,754,000 | 1,663 |
| Total bank equity capital | $32,754,000 | 1,663 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $743,000 | 3,596 |
| Surplus | $30,257,000 | 756 |
| Undivided profits | $1,754,000 | 6,769 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $154,000 | 6,199 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,337,000 | 2,244 |
| Earning assets | $417,026,000 | 1,207 |
| Long-term assets (5+ years) | $87,671,000 | 1,208 |
| Average Assets, year-to-date | $405,023,200 | 1,337 |
| Average Assets, quarterly | $422,927,500 | 1,308 |
| Volatile liabilities | $133,221,000 | 846 |
| Insider loans | $10,623,000 | 466 |
| FHLB advances | $99,142,000 | 465 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $96,585,000 | 866 |
| Tier 1 (core) risk-based capital | $32,366,000 | 1,574 |
| Tier 2 risk-based capital | $3,306,000 | 1,338 |
| Total risk weighted assets | $353,228,000 | 1,070 |
| Total unused commitments | $96,585,000 | 867 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 47 | 3,565 |
| Assets and Liabilities | ||
| Total Assets: | $407,326,000 | 1,385 |
| Cash and due from depository institutions | $6,091,000 | 3,565 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $117,325,000 | 1,138 |
| Federal funds sold & reverse repurchase agreements | $1,138,000 | 5,205 |
| Net loans & leases | $272,066,000 | 1,323 |
| Loan loss allowance | $3,306,000 | 1,412 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $369,000 | 7,609 |
| Other real estate owned | $991,000 | 3,565 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $9,346,000 | 1,544 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $407,326,000 | 1,385 |
| Total liabilities | $375,731,000 | 1,337 |
| Total deposits | $269,198,000 | 1,676 |
| Interest-bearing deposits | $245,909,000 | 1,553 |
| Deposits held in domestic offices | $269,198,000 | 1,674 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $105,143,000 | 489 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,390,000 | 2,542 |
| Total equity capital | $31,595,000 | 1,734 |
| Total bank equity capital | $31,595,000 | 1,734 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $743,000 | 3,621 |
| Surplus | $30,007,000 | 759 |
| Undivided profits | $845,000 | 7,695 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $155,000 | 6,397 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,484,000 | 2,103 |
| Earning assets | $390,529,000 | 1,306 |
| Long-term assets (5+ years) | $78,897,000 | 1,333 |
| Average Assets, year-to-date | $396,646,750 | 1,387 |
| Average Assets, quarterly | $405,095,000 | 1,388 |
| Volatile liabilities | $111,750,000 | 967 |
| Insider loans | $10,473,000 | 465 |
| FHLB advances | $105,143,000 | 420 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $77,192,000 | 1,057 |
| Tier 1 (core) risk-based capital | $31,496,000 | 1,626 |
| Tier 2 risk-based capital | $3,306,000 | 1,331 |
| Total risk weighted assets | $323,297,000 | 1,172 |
| Total unused commitments | $77,192,000 | 1,058 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 45 | 3,706 |
| Assets and Liabilities | ||
| Total Assets: | $402,864,000 | 1,391 |
| Cash and due from depository institutions | $12,177,000 | 3,706 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $100,823,000 | 1,287 |
| Federal funds sold & reverse repurchase agreements | $2,270,000 | 4,583 |
| Net loans & leases | $278,380,000 | 1,266 |
| Loan loss allowance | $3,456,000 | 1,324 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $316,000 | 7,820 |
| Other real estate owned | $1,080,000 | 3,706 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $7,818,000 | 1,696 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $402,864,000 | 1,391 |
| Total liabilities | $370,649,000 | 1,348 |
| Total deposits | $276,077,000 | 1,603 |
| Interest-bearing deposits | $257,398,000 | 1,475 |
| Deposits held in domestic offices | $276,077,000 | 1,600 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,000,000 | 1,367 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $87,117,000 | 571 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,455,000 | 2,550 |
| Total equity capital | $32,215,000 | 1,700 |
| Total bank equity capital | $32,215,000 | 1,700 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $743,000 | 3,623 |
| Surplus | $30,007,000 | 744 |
| Undivided profits | $1,465,000 | 7,144 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $93,000 | 6,951 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,498,000 | 1,978 |
| Earning assets | $381,473,000 | 1,322 |
| Long-term assets (5+ years) | $63,238,000 | 1,511 |
| Average Assets, year-to-date | $393,087,000 | 1,384 |
| Average Assets, quarterly | $401,021,000 | 1,377 |
| Volatile liabilities | $120,797,000 | 896 |
| Insider loans | $10,758,000 | 429 |
| FHLB advances | $87,117,000 | 494 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $72,912,000 | 1,079 |
| Tier 1 (core) risk-based capital | $31,442,000 | 1,603 |
| Tier 2 risk-based capital | $3,461,000 | 1,221 |
| Total risk weighted assets | $327,648,000 | 1,136 |
| Total unused commitments | $72,912,000 | 1,085 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 40 | 4,051 |
| Assets and Liabilities | ||
| Total Assets: | $399,178,000 | 1,367 |
| Cash and due from depository institutions | $14,061,000 | 4,051 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $85,660,000 | 1,466 |
| Federal funds sold & reverse repurchase agreements | $21,429,000 | 748 |
| Net loans & leases | $269,898,000 | 1,289 |
| Loan loss allowance | $3,416,000 | 1,316 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $344,000 | 7,735 |
| Other real estate owned | $0 | 4,051 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $7,786,000 | 1,659 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $399,178,000 | 1,367 |
| Total liabilities | $367,708,000 | 1,328 |
| Total deposits | $284,737,000 | 1,536 |
| Interest-bearing deposits | $264,888,000 | 1,424 |
| Deposits held in domestic offices | $284,737,000 | 1,533 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $81,000,000 | 582 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,971,000 | 2,068 |
| Total equity capital | $31,470,000 | 1,694 |
| Total bank equity capital | $31,470,000 | 1,694 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $743,000 | 3,636 |
| Surplus | $27,857,000 | 778 |
| Undivided profits | $2,870,000 | 5,930 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $462,000 | 4,503 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,676,000 | 1,758 |
| Earning assets | $376,987,000 | 1,322 |
| Long-term assets (5+ years) | $56,395,000 | 1,603 |
| Average Assets, year-to-date | $388,198,500 | 1,390 |
| Average Assets, quarterly | $388,198,500 | 1,390 |
| Volatile liabilities | $126,065,000 | 851 |
| Insider loans | $10,754,000 | 430 |
| FHLB advances | $81,000,000 | 509 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $62,997,000 | 1,169 |
| Tier 1 (core) risk-based capital | $30,941,000 | 1,598 |
| Tier 2 risk-based capital | $3,421,000 | 1,219 |
| Total risk weighted assets | $313,496,000 | 1,165 |
| Total unused commitments | $62,997,000 | 1,179 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 39 | 4,137 |
| Assets and Liabilities | ||
| Total Assets: | $377,219,000 | 1,432 |
| Cash and due from depository institutions | $7,119,000 | 4,137 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $87,867,000 | 1,401 |
| Federal funds sold & reverse repurchase agreements | $636,000 | 6,266 |
| Net loans & leases | $273,358,000 | 1,258 |
| Loan loss allowance | $3,356,000 | 1,311 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $374,000 | 7,657 |
| Other real estate owned | $0 | 4,137 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $7,865,000 | 1,606 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $377,219,000 | 1,432 |
| Total liabilities | $346,372,000 | 1,396 |
| Total deposits | $259,404,000 | 1,667 |
| Interest-bearing deposits | $244,677,000 | 1,504 |
| Deposits held in domestic offices | $259,404,000 | 1,664 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,700,000 | 816 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $69,373,000 | 640 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,895,000 | 2,111 |
| Total equity capital | $30,847,000 | 1,690 |
| Total bank equity capital | $30,847,000 | 1,690 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $743,000 | 3,636 |
| Surplus | $27,857,000 | 761 |
| Undivided profits | $2,247,000 | 6,450 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $542,000 | 4,018 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,608,000 | 1,934 |
| Earning assets | $361,861,000 | 1,358 |
| Long-term assets (5+ years) | $59,793,000 | 1,515 |
| Average Assets, year-to-date | $322,640,200 | 1,586 |
| Average Assets, quarterly | $370,510,000 | 1,448 |
| Volatile liabilities | $141,388,000 | 766 |
| Insider loans | $10,953,000 | 407 |
| FHLB advances | $69,373,000 | 562 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $59,336,000 | 1,177 |
| Tier 1 (core) risk-based capital | $30,256,000 | 1,605 |
| Tier 2 risk-based capital | $3,361,000 | 1,218 |
| Total risk weighted assets | $318,708,000 | 1,124 |
| Total unused commitments | $59,336,000 | 1,179 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 35 | 4,488 |
| Assets and Liabilities | ||
| Total Assets: | $260,076,000 | 1,956 |
| Cash and due from depository institutions | $9,452,000 | 4,488 |
| Interest-bearing balances | $2,500,000 | 2,032 |
| Securities | $37,590,000 | 2,807 |
| Federal funds sold & reverse repurchase agreements | $1,335,000 | 5,462 |
| Net loans & leases | $205,040,000 | 1,614 |
| Loan loss allowance | $2,931,000 | 1,408 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $368,000 | 7,796 |
| Other real estate owned | $0 | 4,488 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $6,291,000 | 1,822 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $260,076,000 | 1,956 |
| Total liabilities | $237,328,000 | 1,927 |
| Total deposits | $186,404,000 | 2,211 |
| Interest-bearing deposits | $176,594,000 | 2,003 |
| Deposits held in domestic offices | $186,404,000 | 2,206 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,995,000 | 1,199 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $41,000,000 | 863 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,929,000 | 2,075 |
| Total equity capital | $22,748,000 | 2,176 |
| Total bank equity capital | $22,748,000 | 2,176 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $743,000 | 3,706 |
| Surplus | $21,257,000 | 916 |
| Undivided profits | $748,000 | 7,865 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $84,000 | 7,155 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,637,000 | 2,077 |
| Earning assets | $246,465,000 | 1,885 |
| Long-term assets (5+ years) | $18,302,000 | 3,489 |
| Average Assets, year-to-date | $262,890,400 | 1,845 |
| Average Assets, quarterly | $257,598,000 | 1,944 |
| Volatile liabilities | $74,615,000 | 1,273 |
| Insider loans | $7,031,000 | 656 |
| FHLB advances | $41,000,000 | 770 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $64,265,000 | 1,051 |
| Tier 1 (core) risk-based capital | $22,452,000 | 2,078 |
| Tier 2 risk-based capital | $2,935,000 | 1,306 |
| Total risk weighted assets | $236,597,000 | 1,448 |
| Total unused commitments | $64,265,000 | 1,055 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 35 | 4,548 |
| Assets and Liabilities | ||
| Total Assets: | $263,041,000 | 1,837 |
| Cash and due from depository institutions | $6,537,000 | 4,548 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $66,505,000 | 1,653 |
| Federal funds sold & reverse repurchase agreements | $3,981,000 | 2,860 |
| Net loans & leases | $180,155,000 | 1,762 |
| Loan loss allowance | $2,409,000 | 1,598 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $468,000 | 7,595 |
| Other real estate owned | $0 | 4,548 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $5,395,000 | 1,680 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $263,041,000 | 1,837 |
| Total liabilities | $243,184,000 | 1,786 |
| Total deposits | $199,001,000 | 1,959 |
| Interest-bearing deposits | $188,182,000 | 1,781 |
| Deposits held in domestic offices | $199,001,000 | 1,955 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,026,000 | 1,318 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $35,000,000 | 929 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,157,000 | 1,945 |
| Total equity capital | $19,857,000 | 2,351 |
| Total bank equity capital | $19,857,000 | 2,351 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $743,000 | 3,815 |
| Surplus | $19,257,000 | 959 |
| Undivided profits | $-143,000 | 9,117 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $238,000 | 5,346 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $238,000 | 507 |
| Income earned, not collected on loans | $1,711,000 | 1,493 |
| Earning assets | $250,641,000 | 1,771 |
| Long-term assets (5+ years) | $32,509,000 | 2,268 |
| Average Assets, year-to-date | $256,959,400 | 1,791 |
| Average Assets, quarterly | $267,412,000 | 1,781 |
| Volatile liabilities | $65,700,000 | 1,378 |
| Insider loans | $3,371,000 | 1,452 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $42,878,000 | 1,312 |
| Tier 1 (core) risk-based capital | $20,979,000 | 2,131 |
| Tier 2 risk-based capital | $2,409,000 | 1,499 |
| Total risk weighted assets | $212,477,800 | 1,534 |
| Total unused commitments | $42,878,000 | 1,313 |
| Derivatives | $40,000,000 | 232 |
| 1999-12-31 | Rank | |
| # of Employees: | 35 | 4,678 |
| Assets and Liabilities | ||
| Total Assets: | $235,905,000 | 1,998 |
| Cash and due from depository institutions | $2,580,000 | 4,678 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $75,445,000 | 1,521 |
| Federal funds sold & reverse repurchase agreements | $14,150,000 | 703 |
| Net loans & leases | $137,931,000 | 2,184 |
| Loan loss allowance | $1,916,000 | 1,918 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $642,000 | 7,151 |
| Other real estate owned | $0 | 4,678 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $5,157,000 | 1,741 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $235,905,000 | 1,998 |
| Total liabilities | $222,831,000 | 1,897 |
| Total deposits | $180,931,000 | 2,099 |
| Interest-bearing deposits | $168,495,000 | 1,931 |
| Deposits held in domestic offices | $180,931,000 | 2,095 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,276,000 | 1,650 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $35,000,000 | 928 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,624,000 | 2,229 |
| Total equity capital | $13,074,000 | 3,389 |
| Total bank equity capital | $13,074,000 | 3,389 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $743,000 | 3,921 |
| Surplus | $13,407,000 | 1,273 |
| Undivided profits | $-1,076,000 | 9,887 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $340,000 | 4,510 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $254,000 | 502 |
| Income earned, not collected on loans | $1,079,000 | 2,074 |
| Earning assets | $227,526,000 | 1,891 |
| Long-term assets (5+ years) | $40,408,000 | 2,038 |
| Average Assets, year-to-date | $197,321,800 | 2,287 |
| Average Assets, quarterly | $219,714,000 | 2,114 |
| Volatile liabilities | $79,995,000 | 1,138 |
| Insider loans | $3,194,000 | 1,466 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $52,772,000 | 1,145 |
| Tier 1 (core) risk-based capital | $15,027,000 | 2,915 |
| Tier 2 risk-based capital | $1,916,000 | 1,772 |
| Total risk weighted assets | $182,958,500 | 1,690 |
| Total unused commitments | $52,772,000 | 1,147 |
| Derivatives | $40,000,000 | 251 |
| 1998-12-31 | Rank | |
| # of Employees: | 43 | 3,988 |
| Assets and Liabilities | ||
| Total Assets: | $180,424,000 | 2,543 |
| Cash and due from depository institutions | $5,567,000 | 3,988 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $34,077,000 | 3,251 |
| Federal funds sold & reverse repurchase agreements | $28,704,000 | 547 |
| Net loans & leases | $108,517,000 | 2,564 |
| Loan loss allowance | $1,541,000 | 2,289 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $853,000 | 6,425 |
| Other real estate owned | $150,000 | 3,988 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,556,000 | 2,870 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $180,424,000 | 2,543 |
| Total liabilities | $165,844,000 | 2,497 |
| Total deposits | $149,796,000 | 2,560 |
| Interest-bearing deposits | $130,550,000 | 2,488 |
| Deposits held in domestic offices | $149,796,000 | 2,553 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,247,000 | 1,377 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,000,000 | 1,545 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $801,000 | 4,166 |
| Total equity capital | $14,580,000 | 3,079 |
| Total bank equity capital | $14,580,000 | 3,079 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $743,000 | 3,948 |
| Surplus | $13,132,000 | 1,232 |
| Undivided profits | $705,000 | 8,690 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,577,000 | 1,609 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,267,000 | 129 |
| Income earned, not collected on loans | $772,000 | 3,000 |
| Earning assets | $171,298,000 | 2,453 |
| Long-term assets (5+ years) | $8,509,000 | 5,097 |
| Average Assets, year-to-date | $151,876,200 | 2,849 |
| Average Assets, quarterly | $167,656,000 | 2,697 |
| Volatile liabilities | $33,668,000 | 1,959 |
| Insider loans | $2,881,000 | 1,494 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $37,530,000 | 1,404 |
| Tier 1 (core) risk-based capital | $13,847,000 | 3,080 |
| Tier 2 risk-based capital | $1,541,000 | 2,061 |
| Total risk weighted assets | $134,218,300 | 2,120 |
| Total unused commitments | $37,530,000 | 1,409 |
| Derivatives | $40,000,000 | 271 |
| 1997-12-31 | Rank | |
| # of Employees: | 32 | 5,269 |
| Assets and Liabilities | ||
| Total Assets: | $136,685,000 | 3,238 |
| Cash and due from depository institutions | $5,928,000 | 5,269 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $47,642,000 | 2,404 |
| Federal funds sold & reverse repurchase agreements | $2,402,000 | 4,521 |
| Net loans & leases | $77,315,000 | 3,472 |
| Loan loss allowance | $1,311,000 | 2,637 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $656,000 | 7,192 |
| Other real estate owned | $150,000 | 5,269 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,592,000 | 2,767 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,685,000 | 3,238 |
| Total liabilities | $126,345,000 | 3,155 |
| Total deposits | $123,327,000 | 3,025 |
| Interest-bearing deposits | $113,062,000 | 2,832 |
| Deposits held in domestic offices | $123,327,000 | 3,018 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,054,000 | 2,113 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $964,000 | 3,679 |
| Total equity capital | $10,340,000 | 4,171 |
| Total bank equity capital | $10,340,000 | 4,171 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $743,000 | 4,081 |
| Surplus | $8,857,000 | 1,738 |
| Undivided profits | $740,000 | 9,022 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,764,000 | 1,503 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,264,000 | 116 |
| Income earned, not collected on loans | $650,000 | 3,644 |
| Earning assets | $127,359,000 | 3,206 |
| Long-term assets (5+ years) | $16,405,000 | 3,187 |
| Average Assets, year-to-date | $130,838,000 | 3,224 |
| Average Assets, quarterly | $131,989,500 | 3,308 |
| Volatile liabilities | $22,680,000 | 2,698 |
| Insider loans | $1,968,000 | 2,088 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $26,506,000 | 1,723 |
| Tier 1 (core) risk-based capital | $9,882,000 | 4,217 |
| Tier 2 risk-based capital | $1,158,380 | 2,556 |
| Total risk weighted assets | $92,518,080 | 2,986 |
| Total unused commitments | $26,506,000 | 1,727 |
| Derivatives | $30,000,000 | 292 |
| 1996-12-31 | Rank | |
| # of Employees: | 26 | 6,375 |
| Assets and Liabilities | ||
| Total Assets: | $133,502,000 | 3,382 |
| Cash and due from depository institutions | $7,246,000 | 6,375 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $51,898,000 | 2,352 |
| Federal funds sold & reverse repurchase agreements | $4,299,000 | 2,960 |
| Net loans & leases | $65,844,000 | 4,058 |
| Loan loss allowance | $1,082,000 | 3,284 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,301,000 | 5,169 |
| Other real estate owned | $196,000 | 6,375 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,718,000 | 2,691 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,502,000 | 3,382 |
| Total liabilities | $124,126,000 | 3,277 |
| Total deposits | $114,151,000 | 3,339 |
| Interest-bearing deposits | $105,116,000 | 3,133 |
| Deposits held in domestic offices | $114,151,000 | 3,328 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,000,000 | 1,220 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $975,000 | 3,599 |
| Total equity capital | $9,376,000 | 4,572 |
| Total bank equity capital | $9,376,000 | 4,572 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $743,000 | 4,352 |
| Surplus | $8,257,000 | 1,907 |
| Undivided profits | $376,000 | 10,064 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $663,000 | 3,620 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $414,000 | 5,508 |
| Earning assets | $122,041,000 | 3,402 |
| Long-term assets (5+ years) | $23,133,000 | 2,387 |
| Average Assets, year-to-date | $115,533,400 | 3,722 |
| Average Assets, quarterly | $126,551,500 | 3,526 |
| Volatile liabilities | $37,767,000 | 1,728 |
| Insider loans | $2,038,000 | 2,088 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $17,197,000 | 2,292 |
| Tier 1 (core) risk-based capital | $8,912,000 | 4,674 |
| Tier 2 risk-based capital | $1,032,350 | 2,889 |
| Total risk weighted assets | $82,538,250 | 3,334 |
| Total unused commitments | $17,197,000 | 2,307 |
| Derivatives | $30,000,000 | 339 |
| 1995-12-31 | Rank | |
| # of Employees: | 34 | 5,419 |
| Assets and Liabilities | ||
| Total Assets: | $104,680,000 | 4,246 |
| Cash and due from depository institutions | $1,322,000 | 5,419 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $39,916,000 | 3,152 |
| Federal funds sold & reverse repurchase agreements | $111,000 | 9,110 |
| Net loans & leases | $59,244,000 | 4,330 |
| Loan loss allowance | $1,210,000 | 2,982 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,594,000 | 4,468 |
| Other real estate owned | $125,000 | 5,419 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,368,000 | 3,136 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,680,000 | 4,246 |
| Total liabilities | $95,847,000 | 4,165 |
| Total deposits | $86,748,000 | 4,356 |
| Interest-bearing deposits | $71,288,000 | 4,556 |
| Deposits held in domestic offices | $86,748,000 | 4,348 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,000,000 | 1,248 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,099,000 | 3,363 |
| Total equity capital | $8,833,000 | 4,805 |
| Total bank equity capital | $8,833,000 | 4,805 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $743,000 | 4,573 |
| Surplus | $6,857,000 | 2,224 |
| Undivided profits | $1,233,000 | 8,811 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $753,000 | 3,265 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $458,000 | 5,164 |
| Earning assets | $99,271,000 | 4,115 |
| Long-term assets (5+ years) | $5,525,000 | 5,560 |
| Average Assets, year-to-date | $87,707,200 | 4,770 |
| Average Assets, quarterly | $95,165,000 | 4,564 |
| Volatile liabilities | $30,954,000 | 1,809 |
| Insider loans | $1,838,000 | 2,304 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $21,872,000 | 1,881 |
| Tier 1 (core) risk-based capital | $8,246,000 | 4,962 |
| Tier 2 risk-based capital | $884,540 | 3,270 |
| Total risk weighted assets | $70,438,040 | 3,755 |
| Total unused commitments | $21,872,000 | 1,890 |
| Derivatives | $30,000,000 | 409 |
| 1994-12-31 | Rank | |
| # of Employees: | 36 | 5,348 |
| Assets and Liabilities | ||
| Total Assets: | $78,170,000 | 5,433 |
| Cash and due from depository institutions | $6,700,000 | 5,348 |
| Interest-bearing balances | $1,000,000 | 2,426 |
| Securities | $15,415,000 | 7,011 |
| Federal funds sold & reverse repurchase agreements | $5,732,000 | 1,610 |
| Net loans & leases | $46,781,000 | 5,151 |
| Loan loss allowance | $1,256,000 | 2,937 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,702,000 | 4,189 |
| Other real estate owned | $49,000 | 5,348 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,791,000 | 4,240 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,170,000 | 5,433 |
| Total liabilities | $70,065,000 | 5,470 |
| Total deposits | $67,334,000 | 5,387 |
| Interest-bearing deposits | $52,943,000 | 5,818 |
| Deposits held in domestic offices | $67,334,000 | 5,380 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,100,000 | 2,590 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $631,000 | 4,409 |
| Total equity capital | $8,105,000 | 4,866 |
| Total bank equity capital | $8,105,000 | 4,866 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $743,000 | 4,802 |
| Surplus | $6,306,000 | 2,285 |
| Undivided profits | $1,056,000 | 8,908 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $641,000 | 3,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $349,000 | 5,835 |
| Earning assets | $68,928,000 | 5,604 |
| Long-term assets (5+ years) | $992,000 | 9,478 |
| Average Assets, year-to-date | $74,078,000 | 5,543 |
| Average Assets, quarterly | $74,664,500 | 5,605 |
| Volatile liabilities | $11,688,000 | 3,885 |
| Insider loans | $1,635,000 | 2,486 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $13,627,000 | 2,524 |
| Tier 1 (core) risk-based capital | $8,242,000 | 4,872 |
| Tier 2 risk-based capital | $691,000 | 4,043 |
| Total risk weighted assets | $54,714,800 | 4,583 |
| Total unused commitments | $13,627,000 | 2,534 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 30 | 6,405 |
| Assets and Liabilities | ||
| Total Assets: | $72,777,000 | 5,873 |
| Cash and due from depository institutions | $4,225,000 | 6,405 |
| Interest-bearing balances | $1,003,000 | 3,379 |
| Securities | $5,389,000 | 11,087 |
| Federal funds sold & reverse repurchase agreements | $10,094,000 | 1,340 |
| Net loans & leases | $49,846,000 | 4,801 |
| Loan loss allowance | $1,143,000 | 3,270 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,773,000 | 4,062 |
| Other real estate owned | $0 | 6,405 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,450,000 | 4,568 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,777,000 | 5,873 |
| Total liabilities | $66,628,000 | 5,832 |
| Total deposits | $66,130,000 | 5,673 |
| Interest-bearing deposits | $51,175,000 | 6,232 |
| Deposits held in domestic offices | $66,130,000 | 5,663 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $498,000 | 5,346 |
| Total equity capital | $6,149,000 | 6,271 |
| Total bank equity capital | $6,149,000 | 6,271 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $743,000 | 5,005 |
| Surplus | $5,206,000 | 2,580 |
| Undivided profits | $200,000 | 11,690 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $530,000 | 4,755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $267,000 | 6,651 |
| Earning assets | $66,332,000 | 5,906 |
| Long-term assets (5+ years) | $440,000 | 10,749 |
| Average Assets, year-to-date | $44,601,600 | 8,118 |
| Average Assets, quarterly | $75,778,500 | 5,645 |
| Volatile liabilities | $9,821,000 | 4,146 |
| Insider loans | $2,103,000 | 1,942 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,608,000 | 2,973 |
| Tier 1 (core) risk-based capital | $6,136,000 | 6,202 |
| Tier 2 risk-based capital | $717,610 | 3,869 |
| Total risk weighted assets | $56,983,410 | 4,367 |
| Total unused commitments | $10,608,000 | 2,992 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 10 | 11,730 |
| Assets and Liabilities | ||
| Total Assets: | $20,411,000 | 11,953 |
| Cash and due from depository institutions | $972,000 | 11,730 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $3,925,000 | 12,165 |
| Federal funds sold & reverse repurchase agreements | $700,000 | 9,529 |
| Net loans & leases | $13,834,000 | 10,517 |
| Loan loss allowance | $263,000 | 9,380 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $709,000 | 7,589 |
| Other real estate owned | $0 | 11,730 |
| Goodwill and other intangibles | $86,000 | 2,280 |
| All other assets | $185,000 | 12,979 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,411,000 | 11,953 |
| Total liabilities | $18,341,000 | 11,961 |
| Total deposits | $18,204,000 | 11,869 |
| Interest-bearing deposits | $15,499,000 | 11,875 |
| Deposits held in domestic offices | $18,204,000 | 11,868 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $137,000 | 11,459 |
| Total equity capital | $2,070,000 | 11,360 |
| Total bank equity capital | $2,070,000 | 11,360 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $506,000 | 6,236 |
| Surplus | $4,511,000 | 2,833 |
| Undivided profits | $-2,947,000 | 13,640 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $41,000 | 11,494 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $82,000 | 12,124 |
| Earning assets | $18,459,000 | 11,928 |
| Long-term assets (5+ years) | $1,758,000 | 9,244 |
| Average Assets, year-to-date | $19,708,600 | 11,973 |
| Average Assets, quarterly | $19,357,000 | 12,089 |
| Volatile liabilities | $2,491,000 | 9,251 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,295,000 | 6,921 |
| Tier 1 (core) risk-based capital | $1,984,000 | 11,465 |
| Tier 2 risk-based capital | $196,580 | 9,536 |
| Total risk weighted assets | $15,659,780 | 10,448 |
| Total unused commitments | $2,295,000 | 6,951 |
| Derivatives | $0 | 651 |