Home > First Capital Bank > Income and Expense
First Capital Bank, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,390,000 | 8,341 |
| Total interest expense | $1,382,000 | 8,920 |
| Net interest income | $2,008,000 | 7,736 |
| Provision for loan and lease losses | $152,000 | 6,039 |
| Total noninterest income | $239,000 | 8,691 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 9,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 6,436 |
| Total noninterest expense | $1,664,000 | 7,357 |
| Salaries and employee benefits | $848,000 | 6,944 |
| Premises and equipment expense | $251,000 | 6,759 |
| Additional noninterest expense | $565,000 | 7,817 |
| Pre-tax net operating income | $431,000 | 8,948 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $146,000 | 8,720 |
| Income before extraordinary items | $285,000 | 9,484 |
| Extraordinary gains, net | $146,000 | 576 |
| Net income | $431,000 | 8,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-61,000 | 13,574 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 877 |
| Net operating income | $285,000 | 9,108 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.