Home > First California Bank > Income and Expense
First California Bank, Income and Expense
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $15,861,000 | 406 |
| Total interest expense | $1,667,000 | 520 |
| Net interest income | $14,194,000 | 394 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $4,037,000 | 492 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $800,000 | 442 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,237,000 | 422 |
| Total noninterest expense | $16,894,000 | 341 |
| Salaries and employee benefits | $6,934,000 | 414 |
| Premises and equipment expense | $1,438,000 | 450 |
| Additional noninterest expense | $8,522,000 | 253 |
| Pre-tax net operating income | $1,337,000 | 1,346 |
| Securities gains (losses) | $450,000 | 231 |
| Applicable income taxes | $750,000 | 670 |
| Income before extraordinary items | $1,037,000 | 1,422 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,037,000 | 1,424 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,037,000 | 1,424 |
| Net charge-offs | $-99,000 | 6,840 |
| Cash dividends | $1,000,000 | 526 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $749,000 | 1,815 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $76,817,000 | 354 |
| Total interest expense | $8,722,000 | 480 |
| Net interest income | $68,095,000 | 343 |
| Provision for loan and lease losses | $1,500,000 | 1,325 |
| Total noninterest income | $16,078,000 | 483 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $3,108,000 | 476 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $12,970,000 | 411 |
| Total noninterest expense | $67,480,000 | 338 |
| Salaries and employee benefits | $26,259,000 | 418 |
| Premises and equipment expense | $6,393,000 | 393 |
| Additional noninterest expense | $34,828,000 | 261 |
| Pre-tax net operating income | $15,193,000 | 523 |
| Securities gains (losses) | $4,945,000 | 93 |
| Applicable income taxes | $8,043,000 | 328 |
| Income before extraordinary items | $12,095,000 | 546 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $12,095,000 | 544 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $12,095,000 | 546 |
| Net charge-offs | $1,075,000 | 1,750 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $8,930,200 | 647 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $57,802,000 | 359 |
| Total interest expense | $6,780,000 | 486 |
| Net interest income | $51,022,000 | 347 |
| Provision for loan and lease losses | $1,500,000 | 1,077 |
| Total noninterest income | $14,644,000 | 430 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $2,335,000 | 485 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $12,309,000 | 340 |
| Total noninterest expense | $45,950,000 | 370 |
| Salaries and employee benefits | $19,614,000 | 413 |
| Premises and equipment expense | $4,845,000 | 389 |
| Additional noninterest expense | $21,491,000 | 291 |
| Pre-tax net operating income | $18,216,000 | 375 |
| Securities gains (losses) | $627,000 | 636 |
| Applicable income taxes | $7,537,000 | 281 |
| Income before extraordinary items | $11,306,000 | 453 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $11,306,000 | 452 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $11,306,000 | 452 |
| Net charge-offs | $1,008,000 | 1,465 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $10,904,720 | 448 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $38,492,000 | 359 |
| Total interest expense | $4,631,000 | 489 |
| Net interest income | $33,861,000 | 347 |
| Provision for loan and lease losses | $1,000,000 | 1,094 |
| Total noninterest income | $9,691,000 | 422 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $1,600,000 | 461 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,091,000 | 330 |
| Total noninterest expense | $30,974,000 | 361 |
| Salaries and employee benefits | $13,385,000 | 406 |
| Premises and equipment expense | $3,216,000 | 390 |
| Additional noninterest expense | $14,373,000 | 289 |
| Pre-tax net operating income | $11,578,000 | 376 |
| Securities gains (losses) | $594,000 | 457 |
| Applicable income taxes | $4,869,000 | 285 |
| Income before extraordinary items | $7,303,000 | 455 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $7,303,000 | 454 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $7,303,000 | 454 |
| Net charge-offs | $403,000 | 2,001 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $6,922,840 | 455 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $18,797,000 | 369 |
| Total interest expense | $2,320,000 | 509 |
| Net interest income | $16,477,000 | 359 |
| Provision for loan and lease losses | $500,000 | 1,039 |
| Total noninterest income | $4,240,000 | 450 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $831,000 | 435 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,409,000 | 371 |
| Total noninterest expense | $14,313,000 | 380 |
| Salaries and employee benefits | $6,969,000 | 387 |
| Premises and equipment expense | $1,535,000 | 408 |
| Additional noninterest expense | $5,809,000 | 338 |
| Pre-tax net operating income | $5,904,000 | 373 |
| Securities gains (losses) | $1,000 | 2,095 |
| Applicable income taxes | $2,386,000 | 283 |
| Income before extraordinary items | $3,519,000 | 467 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,519,000 | 467 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,519,000 | 468 |
| Net charge-offs | $93,000 | 2,501 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $3,518,360 | 448 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $72,597,000 | 384 |
| Total interest expense | $11,810,000 | 480 |
| Net interest income | $60,787,000 | 369 |
| Provision for loan and lease losses | $5,346,000 | 745 |
| Total noninterest income | $46,246,000 | 199 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $3,447,000 | 443 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $42,799,000 | 160 |
| Total noninterest expense | $57,017,000 | 379 |
| Salaries and employee benefits | $24,818,000 | 406 |
| Premises and equipment expense | $6,298,000 | 418 |
| Additional noninterest expense | $25,901,000 | 323 |
| Pre-tax net operating income | $44,670,000 | 209 |
| Securities gains (losses) | $-365,000 | 7,211 |
| Applicable income taxes | $18,593,000 | 168 |
| Income before extraordinary items | $25,712,000 | 260 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $25,712,000 | 261 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $25,712,000 | 261 |
| Net charge-offs | $4,632,000 | 859 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $25,945,600 | 250 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $54,245,000 | 391 |
| Total interest expense | $9,387,000 | 471 |
| Net interest income | $44,858,000 | 375 |
| Provision for loan and lease losses | $4,550,000 | 674 |
| Total noninterest income | $41,574,000 | 172 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $2,634,000 | 441 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $38,940,000 | 140 |
| Total noninterest expense | $43,541,000 | 360 |
| Salaries and employee benefits | $18,431,000 | 406 |
| Premises and equipment expense | $4,708,000 | 420 |
| Additional noninterest expense | $20,402,000 | 300 |
| Pre-tax net operating income | $38,341,000 | 189 |
| Securities gains (losses) | $-367,000 | 7,329 |
| Applicable income taxes | $15,949,000 | 156 |
| Income before extraordinary items | $22,025,000 | 232 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $22,025,000 | 232 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $22,025,000 | 233 |
| Net charge-offs | $3,805,000 | 775 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $22,259,880 | 225 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $35,538,000 | 403 |
| Total interest expense | $6,622,000 | 468 |
| Net interest income | $28,916,000 | 385 |
| Provision for loan and lease losses | $3,000,000 | 678 |
| Total noninterest income | $38,580,000 | 138 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $1,755,000 | 439 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $36,825,000 | 116 |
| Total noninterest expense | $31,479,000 | 341 |
| Salaries and employee benefits | $12,349,000 | 406 |
| Premises and equipment expense | $3,142,000 | 424 |
| Additional noninterest expense | $15,988,000 | 272 |
| Pre-tax net operating income | $33,017,000 | 159 |
| Securities gains (losses) | $-576,000 | 7,445 |
| Applicable income taxes | $13,625,000 | 135 |
| Income before extraordinary items | $18,816,000 | 187 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $18,816,000 | 187 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $18,816,000 | 187 |
| Net charge-offs | $1,727,000 | 1,015 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $19,184,640 | 179 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $16,511,000 | 431 |
| Total interest expense | $3,417,000 | 469 |
| Net interest income | $13,094,000 | 433 |
| Provision for loan and lease losses | $2,500,000 | 426 |
| Total noninterest income | $35,995,000 | 105 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $894,000 | 425 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $35,101,000 | 80 |
| Total noninterest expense | $17,992,000 | 304 |
| Salaries and employee benefits | $5,950,000 | 421 |
| Premises and equipment expense | $1,539,000 | 445 |
| Additional noninterest expense | $10,503,000 | 219 |
| Pre-tax net operating income | $28,597,000 | 117 |
| Securities gains (losses) | $-1,066,000 | 7,544 |
| Applicable income taxes | $11,538,000 | 103 |
| Income before extraordinary items | $15,993,000 | 140 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $15,993,000 | 140 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $15,993,000 | 140 |
| Net charge-offs | $867,000 | 942 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $16,675,240 | 139 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $59,348,000 | 499 |
| Total interest expense | $12,972,000 | 609 |
| Net interest income | $46,376,000 | 466 |
| Provision for loan and lease losses | $8,338,000 | 782 |
| Total noninterest income | $6,793,000 | 851 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $3,225,000 | 469 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,568,000 | 933 |
| Total noninterest expense | $40,895,000 | 518 |
| Salaries and employee benefits | $18,412,000 | 533 |
| Premises and equipment expense | $6,268,000 | 418 |
| Additional noninterest expense | $16,215,000 | 484 |
| Pre-tax net operating income | $3,936,000 | 1,278 |
| Securities gains (losses) | $1,306,000 | 390 |
| Applicable income taxes | $1,903,000 | 762 |
| Income before extraordinary items | $3,339,000 | 1,276 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,339,000 | 1,278 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,339,000 | 1,279 |
| Net charge-offs | $7,810,000 | 732 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,503,160 | 1,586 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $43,655,000 | 506 |
| Total interest expense | $9,806,000 | 628 |
| Net interest income | $33,849,000 | 475 |
| Provision for loan and lease losses | $7,138,000 | 666 |
| Total noninterest income | $3,294,000 | 1,178 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $2,375,000 | 477 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $919,000 | 1,900 |
| Total noninterest expense | $28,822,000 | 533 |
| Salaries and employee benefits | $13,772,000 | 521 |
| Premises and equipment expense | $4,630,000 | 423 |
| Additional noninterest expense | $10,420,000 | 529 |
| Pre-tax net operating income | $1,183,000 | 2,801 |
| Securities gains (losses) | $1,466,000 | 298 |
| Applicable income taxes | $959,000 | 1,030 |
| Income before extraordinary items | $1,690,000 | 1,950 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,690,000 | 1,951 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,690,000 | 1,952 |
| Net charge-offs | $7,143,000 | 615 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $751,760 | 3,251 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $28,982,000 | 517 |
| Total interest expense | $6,659,000 | 643 |
| Net interest income | $22,323,000 | 484 |
| Provision for loan and lease losses | $3,520,000 | 840 |
| Total noninterest income | $2,191,000 | 1,153 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,599,000 | 474 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $592,000 | 1,876 |
| Total noninterest expense | $19,455,000 | 526 |
| Salaries and employee benefits | $9,488,000 | 507 |
| Premises and equipment expense | $3,054,000 | 427 |
| Additional noninterest expense | $6,913,000 | 532 |
| Pre-tax net operating income | $1,539,000 | 1,687 |
| Securities gains (losses) | $262,000 | 780 |
| Applicable income taxes | $660,000 | 984 |
| Income before extraordinary items | $1,141,000 | 1,882 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,141,000 | 1,881 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,141,000 | 1,882 |
| Net charge-offs | $3,573,000 | 719 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $973,320 | 2,091 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $14,596,000 | 530 |
| Total interest expense | $3,498,000 | 650 |
| Net interest income | $11,098,000 | 495 |
| Provision for loan and lease losses | $1,754,000 | 814 |
| Total noninterest income | $1,071,000 | 1,155 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $785,000 | 484 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $286,000 | 1,897 |
| Total noninterest expense | $9,940,000 | 514 |
| Salaries and employee benefits | $4,762,000 | 515 |
| Premises and equipment expense | $1,537,000 | 443 |
| Additional noninterest expense | $3,641,000 | 504 |
| Pre-tax net operating income | $475,000 | 2,503 |
| Securities gains (losses) | $132,000 | 680 |
| Applicable income taxes | $234,000 | 1,269 |
| Income before extraordinary items | $373,000 | 2,681 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $373,000 | 2,679 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $373,000 | 2,682 |
| Net charge-offs | $2,661,000 | 532 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $288,520 | 3,101 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $64,941,000 | 501 |
| Total interest expense | $18,204,000 | 630 |
| Net interest income | $46,737,000 | 456 |
| Provision for loan and lease losses | $16,646,000 | 564 |
| Total noninterest income | $4,912,000 | 1,119 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $3,516,000 | 474 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,396,000 | 1,732 |
| Total noninterest expense | $44,503,000 | 486 |
| Salaries and employee benefits | $19,862,000 | 488 |
| Premises and equipment expense | $6,538,000 | 410 |
| Additional noninterest expense | $18,103,000 | 475 |
| Pre-tax net operating income | $-9,500,000 | 7,470 |
| Securities gains (losses) | $5,354,000 | 116 |
| Applicable income taxes | $-2,221,000 | 7,542 |
| Income before extraordinary items | $-1,925,000 | 6,724 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,925,000 | 6,722 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,925,000 | 6,722 |
| Net charge-offs | $8,189,000 | 796 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-5,351,560 | 7,313 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $49,358,000 | 515 |
| Total interest expense | $14,158,000 | 644 |
| Net interest income | $35,200,000 | 463 |
| Provision for loan and lease losses | $10,296,000 | 612 |
| Total noninterest income | $3,727,000 | 1,116 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $2,676,000 | 461 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,051,000 | 1,766 |
| Total noninterest expense | $33,279,000 | 483 |
| Salaries and employee benefits | $15,270,000 | 489 |
| Premises and equipment expense | $4,871,000 | 429 |
| Additional noninterest expense | $13,138,000 | 462 |
| Pre-tax net operating income | $-4,648,000 | 7,481 |
| Securities gains (losses) | $3,745,000 | 133 |
| Applicable income taxes | $-938,000 | 7,541 |
| Income before extraordinary items | $35,000 | 5,636 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $35,000 | 5,636 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $35,000 | 5,636 |
| Net charge-offs | $6,207,000 | 702 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,361,800 | 7,258 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $33,130,000 | 525 |
| Total interest expense | $9,738,000 | 664 |
| Net interest income | $23,392,000 | 467 |
| Provision for loan and lease losses | $6,179,000 | 642 |
| Total noninterest income | $2,506,000 | 1,106 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,759,000 | 469 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $747,000 | 1,736 |
| Total noninterest expense | $22,505,000 | 484 |
| Salaries and employee benefits | $10,486,000 | 477 |
| Premises and equipment expense | $3,214,000 | 444 |
| Additional noninterest expense | $8,805,000 | 472 |
| Pre-tax net operating income | $-2,786,000 | 7,536 |
| Securities gains (losses) | $2,106,000 | 163 |
| Applicable income taxes | $-262,000 | 7,379 |
| Income before extraordinary items | $-418,000 | 6,673 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-418,000 | 6,674 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-418,000 | 6,674 |
| Net charge-offs | $2,272,000 | 1,044 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,765,840 | 7,412 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $16,079,000 | 552 |
| Total interest expense | $4,990,000 | 675 |
| Net interest income | $11,089,000 | 488 |
| Provision for loan and lease losses | $5,069,000 | 398 |
| Total noninterest income | $1,232,000 | 1,085 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $995,000 | 409 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $237,000 | 2,270 |
| Total noninterest expense | $10,295,000 | 507 |
| Salaries and employee benefits | $5,415,000 | 463 |
| Premises and equipment expense | $1,489,000 | 474 |
| Additional noninterest expense | $3,391,000 | 517 |
| Pre-tax net operating income | $-3,043,000 | 7,947 |
| Securities gains (losses) | $671,000 | 257 |
| Applicable income taxes | $-1,065,000 | 8,016 |
| Income before extraordinary items | $-1,307,000 | 7,791 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,307,000 | 7,792 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,307,000 | 7,792 |
| Net charge-offs | $1,842,000 | 632 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,736,440 | 7,861 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $63,233,000 | 588 |
| Total interest expense | $20,884,000 | 753 |
| Net interest income | $42,349,000 | 514 |
| Provision for loan and lease losses | $1,150,000 | 2,501 |
| Total noninterest income | $5,341,000 | 994 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,466,000 | 702 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,875,000 | 1,008 |
| Total noninterest expense | $32,804,000 | 604 |
| Salaries and employee benefits | $17,707,000 | 543 |
| Premises and equipment expense | $4,813,000 | 568 |
| Additional noninterest expense | $10,284,000 | 667 |
| Pre-tax net operating income | $13,736,000 | 386 |
| Securities gains (losses) | $-22,000 | 7,094 |
| Applicable income taxes | $5,245,000 | 308 |
| Income before extraordinary items | $8,469,000 | 463 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,469,000 | 463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $930,000 | 2,037 |
| Cash dividends | $3,000,000 | 908 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $8,483,080 | 480 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $48,236,000 | 603 |
| Total interest expense | $16,116,000 | 766 |
| Net interest income | $32,120,000 | 523 |
| Provision for loan and lease losses | $950,000 | 1,876 |
| Total noninterest income | $3,953,000 | 1,053 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,671,000 | 793 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,282,000 | 1,001 |
| Total noninterest expense | $23,780,000 | 617 |
| Salaries and employee benefits | $12,929,000 | 575 |
| Premises and equipment expense | $3,321,000 | 630 |
| Additional noninterest expense | $7,530,000 | 640 |
| Pre-tax net operating income | $11,343,000 | 454 |
| Securities gains (losses) | $-13,000 | 7,359 |
| Applicable income taxes | $4,475,000 | 343 |
| Income before extraordinary items | $6,855,000 | 535 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $6,855,000 | 534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $779,000 | 1,518 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $6,863,320 | 558 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $32,689,000 | 603 |
| Total interest expense | $11,306,000 | 759 |
| Net interest income | $21,383,000 | 523 |
| Provision for loan and lease losses | $650,000 | 1,606 |
| Total noninterest income | $2,787,000 | 1,016 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,003,000 | 869 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,784,000 | 913 |
| Total noninterest expense | $16,132,000 | 603 |
| Salaries and employee benefits | $9,114,000 | 549 |
| Premises and equipment expense | $2,052,000 | 678 |
| Additional noninterest expense | $4,966,000 | 629 |
| Pre-tax net operating income | $7,388,000 | 488 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $2,918,000 | 388 |
| Income before extraordinary items | $4,470,000 | 615 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,470,000 | 614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $585,000 | 1,193 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $4,470,000 | 601 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $16,905,000 | 599 |
| Total interest expense | $6,248,000 | 737 |
| Net interest income | $10,657,000 | 518 |
| Provision for loan and lease losses | $450,000 | 1,056 |
| Total noninterest income | $2,083,000 | 721 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $495,000 | 872 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,588,000 | 600 |
| Total noninterest expense | $7,898,000 | 609 |
| Salaries and employee benefits | $4,434,000 | 570 |
| Premises and equipment expense | $1,068,000 | 661 |
| Additional noninterest expense | $2,396,000 | 616 |
| Pre-tax net operating income | $4,392,000 | 459 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,735,000 | 384 |
| Income before extraordinary items | $2,657,000 | 570 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,657,000 | 571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $570,000 | 650 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $2,657,000 | 546 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $65,694,000 | 640 |
| Total interest expense | $24,091,000 | 817 |
| Net interest income | $41,603,000 | 548 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $5,402,000 | 1,031 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,562,000 | 1,144 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,840,000 | 848 |
| Total noninterest expense | $31,583,000 | 594 |
| Salaries and employee benefits | $17,111,000 | 565 |
| Premises and equipment expense | $4,040,000 | 658 |
| Additional noninterest expense | $10,432,000 | 559 |
| Pre-tax net operating income | $15,422,000 | 576 |
| Securities gains (losses) | $89,000 | 636 |
| Applicable income taxes | $6,069,000 | 469 |
| Income before extraordinary items | $9,442,000 | 690 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $9,442,000 | 688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $466,000 | 1,776 |
| Cash dividends | $3,000,000 | 1,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $9,385,040 | 690 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $47,671,000 | 659 |
| Total interest expense | $17,073,000 | 868 |
| Net interest income | $30,598,000 | 559 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $3,845,000 | 1,078 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,162,000 | 1,133 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,683,000 | 905 |
| Total noninterest expense | $22,201,000 | 616 |
| Salaries and employee benefits | $12,894,000 | 566 |
| Premises and equipment expense | $2,835,000 | 700 |
| Additional noninterest expense | $6,472,000 | 644 |
| Pre-tax net operating income | $12,242,000 | 583 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $4,808,000 | 485 |
| Income before extraordinary items | $7,434,000 | 710 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $7,434,000 | 708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 1,913 |
| Cash dividends | $3,000,000 | 857 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $7,434,000 | 700 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $29,797,000 | 712 |
| Total interest expense | $10,442,000 | 954 |
| Net interest income | $19,355,000 | 601 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $2,497,000 | 1,122 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $750,000 | 1,182 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,747,000 | 948 |
| Total noninterest expense | $14,481,000 | 646 |
| Salaries and employee benefits | $8,772,000 | 573 |
| Premises and equipment expense | $1,818,000 | 755 |
| Additional noninterest expense | $3,891,000 | 734 |
| Pre-tax net operating income | $7,371,000 | 669 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,912,000 | 540 |
| Income before extraordinary items | $4,459,000 | 815 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,459,000 | 814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $3,000,000 | 640 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $4,459,000 | 803 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,946,000 | 3,334 |
| Total interest expense | $1,212,000 | 3,510 |
| Net interest income | $1,734,000 | 3,141 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $417,000 | 2,481 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $93,000 | 3,596 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $324,000 | 1,857 |
| Total noninterest expense | $1,848,000 | 2,476 |
| Salaries and employee benefits | $930,000 | 2,717 |
| Premises and equipment expense | $216,000 | 2,929 |
| Additional noninterest expense | $702,000 | 1,898 |
| Pre-tax net operating income | $303,000 | 4,622 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $136,000 | 2,867 |
| Income before extraordinary items | $167,000 | 5,435 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $167,000 | 5,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,195 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $167,000 | 5,424 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $32,801,000 | 1,201 |
| Total interest expense | $11,351,000 | 1,481 |
| Net interest income | $21,450,000 | 1,035 |
| Provision for loan and lease losses | $-297,000 | 8,565 |
| Total noninterest income | $3,156,000 | 1,542 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,081,000 | 1,639 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,075,000 | 1,314 |
| Total noninterest expense | $16,441,000 | 1,099 |
| Salaries and employee benefits | $9,359,000 | 1,035 |
| Premises and equipment expense | $2,578,000 | 970 |
| Additional noninterest expense | $4,504,000 | 1,186 |
| Pre-tax net operating income | $8,462,000 | 1,168 |
| Securities gains (losses) | $-20,000 | 7,546 |
| Applicable income taxes | $3,301,000 | 868 |
| Income before extraordinary items | $5,141,000 | 1,422 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,141,000 | 1,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 2,533 |
| Cash dividends | $2,172,000 | 1,428 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,153,800 | 1,404 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $24,324,000 | 1,219 |
| Total interest expense | $8,080,000 | 1,517 |
| Net interest income | $16,244,000 | 1,050 |
| Provision for loan and lease losses | $-297,000 | 8,641 |
| Total noninterest income | $1,708,000 | 2,029 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $791,000 | 1,674 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $917,000 | 1,955 |
| Total noninterest expense | $12,328,000 | 1,098 |
| Salaries and employee benefits | $6,919,000 | 1,058 |
| Premises and equipment expense | $1,927,000 | 985 |
| Additional noninterest expense | $3,482,000 | 1,161 |
| Pre-tax net operating income | $5,921,000 | 1,289 |
| Securities gains (losses) | $-20,000 | 7,838 |
| Applicable income taxes | $2,314,000 | 964 |
| Income before extraordinary items | $3,587,000 | 1,553 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,587,000 | 1,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,785 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,599,800 | 1,532 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $15,676,000 | 1,239 |
| Total interest expense | $4,881,000 | 1,598 |
| Net interest income | $10,795,000 | 1,054 |
| Provision for loan and lease losses | $153,000 | 2,547 |
| Total noninterest income | $1,075,000 | 2,114 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $510,000 | 1,718 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $565,000 | 2,042 |
| Total noninterest expense | $8,007,000 | 1,145 |
| Salaries and employee benefits | $4,559,000 | 1,076 |
| Premises and equipment expense | $1,258,000 | 1,004 |
| Additional noninterest expense | $2,190,000 | 1,232 |
| Pre-tax net operating income | $3,710,000 | 1,365 |
| Securities gains (losses) | $-20,000 | 8,076 |
| Applicable income taxes | $1,510,000 | 987 |
| Income before extraordinary items | $2,180,000 | 1,673 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,180,000 | 1,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,193 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,192,800 | 1,650 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $7,643,000 | 1,249 |
| Total interest expense | $2,254,000 | 1,632 |
| Net interest income | $5,389,000 | 1,053 |
| Provision for loan and lease losses | $153,000 | 1,404 |
| Total noninterest income | $526,000 | 2,114 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $253,000 | 1,664 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $273,000 | 2,073 |
| Total noninterest expense | $3,904,000 | 1,165 |
| Salaries and employee benefits | $2,243,000 | 1,106 |
| Premises and equipment expense | $643,000 | 985 |
| Additional noninterest expense | $1,018,000 | 1,299 |
| Pre-tax net operating income | $1,858,000 | 1,329 |
| Securities gains (losses) | $-20,000 | 8,379 |
| Applicable income taxes | $726,000 | 1,022 |
| Income before extraordinary items | $1,112,000 | 1,617 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,112,000 | 1,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,303 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,124,800 | 1,584 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $19,713,000 | 1,703 |
| Total interest expense | $4,323,000 | 2,489 |
| Net interest income | $15,390,000 | 1,413 |
| Provision for loan and lease losses | $488,000 | 1,934 |
| Total noninterest income | $1,994,000 | 2,215 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,084,000 | 1,607 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $910,000 | 2,348 |
| Total noninterest expense | $11,500,000 | 1,493 |
| Salaries and employee benefits | $6,693,000 | 1,390 |
| Premises and equipment expense | $1,832,000 | 1,344 |
| Additional noninterest expense | $2,975,000 | 1,699 |
| Pre-tax net operating income | $5,396,000 | 1,729 |
| Securities gains (losses) | $2,000 | 1,993 |
| Applicable income taxes | $2,052,000 | 1,328 |
| Income before extraordinary items | $3,346,000 | 2,048 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,346,000 | 2,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-137,000 | 8,680 |
| Cash dividends | $5,216,000 | 632 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,344,720 | 2,025 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $12,154,000 | 2,008 |
| Total interest expense | $2,124,000 | 3,336 |
| Net interest income | $10,030,000 | 1,628 |
| Provision for loan and lease losses | $366,000 | 1,847 |
| Total noninterest income | $1,449,000 | 2,268 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $839,000 | 1,543 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $610,000 | 2,532 |
| Total noninterest expense | $7,893,000 | 1,604 |
| Salaries and employee benefits | $4,541,000 | 1,537 |
| Premises and equipment expense | $1,220,000 | 1,488 |
| Additional noninterest expense | $2,132,000 | 1,749 |
| Pre-tax net operating income | $3,220,000 | 2,113 |
| Securities gains (losses) | $2,000 | 2,008 |
| Applicable income taxes | $1,224,000 | 1,628 |
| Income before extraordinary items | $1,998,000 | 2,490 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,998,000 | 2,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-99,000 | 8,628 |
| Cash dividends | $5,216,000 | 451 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,996,720 | 2,462 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,709,000 | 2,054 |
| Total interest expense | $1,248,000 | 3,526 |
| Net interest income | $6,461,000 | 1,663 |
| Provision for loan and lease losses | $244,000 | 1,820 |
| Total noninterest income | $941,000 | 2,279 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $548,000 | 1,536 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $393,000 | 2,577 |
| Total noninterest expense | $5,215,000 | 1,620 |
| Salaries and employee benefits | $3,019,000 | 1,535 |
| Premises and equipment expense | $775,000 | 1,551 |
| Additional noninterest expense | $1,421,000 | 1,737 |
| Pre-tax net operating income | $1,943,000 | 2,240 |
| Securities gains (losses) | $2,000 | 1,855 |
| Applicable income taxes | $739,000 | 1,723 |
| Income before extraordinary items | $1,206,000 | 2,641 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,206,000 | 2,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,385 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,204,720 | 2,607 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,695,000 | 2,097 |
| Total interest expense | $595,000 | 3,522 |
| Net interest income | $3,100,000 | 1,725 |
| Provision for loan and lease losses | $123,000 | 1,714 |
| Total noninterest income | $517,000 | 2,089 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $293,000 | 1,403 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $224,000 | 2,309 |
| Total noninterest expense | $2,563,000 | 1,644 |
| Salaries and employee benefits | $1,529,000 | 1,524 |
| Premises and equipment expense | $386,000 | 1,578 |
| Additional noninterest expense | $648,000 | 1,890 |
| Pre-tax net operating income | $931,000 | 2,298 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $354,000 | 1,752 |
| Income before extraordinary items | $577,000 | 2,701 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $577,000 | 2,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-68,000 | 8,715 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $577,000 | 2,655 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,550,000 | 2,112 |
| Total interest expense | $1,895,000 | 3,810 |
| Net interest income | $11,655,000 | 1,734 |
| Provision for loan and lease losses | $418,000 | 2,294 |
| Total noninterest income | $1,831,000 | 2,345 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,056,000 | 1,663 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $775,000 | 2,548 |
| Total noninterest expense | $9,408,000 | 1,721 |
| Salaries and employee benefits | $5,373,000 | 1,635 |
| Premises and equipment expense | $1,301,000 | 1,777 |
| Additional noninterest expense | $2,734,000 | 1,785 |
| Pre-tax net operating income | $3,660,000 | 2,199 |
| Securities gains (losses) | $94,000 | 1,287 |
| Applicable income taxes | $1,319,000 | 1,775 |
| Income before extraordinary items | $2,435,000 | 2,484 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,435,000 | 2,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $347,000 | 1,779 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $1,703,000 | 361 |
| Net operating income | $2,373,900 | 2,482 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,057,000 | 2,106 |
| Total interest expense | $1,338,000 | 3,960 |
| Net interest income | $8,719,000 | 1,731 |
| Provision for loan and lease losses | $313,000 | 2,209 |
| Total noninterest income | $1,370,000 | 2,351 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $777,000 | 1,710 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $593,000 | 2,518 |
| Total noninterest expense | $7,088,000 | 1,700 |
| Salaries and employee benefits | $4,074,000 | 1,630 |
| Premises and equipment expense | $927,000 | 1,863 |
| Additional noninterest expense | $2,087,000 | 1,722 |
| Pre-tax net operating income | $2,688,000 | 2,250 |
| Securities gains (losses) | $24,000 | 2,195 |
| Applicable income taxes | $949,000 | 1,864 |
| Income before extraordinary items | $1,763,000 | 2,598 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,763,000 | 2,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 3,265 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $1,703,000 | 273 |
| Net operating income | $1,747,400 | 2,545 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,646,000 | 2,102 |
| Total interest expense | $809,000 | 4,250 |
| Net interest income | $5,837,000 | 1,714 |
| Provision for loan and lease losses | $208,000 | 2,144 |
| Total noninterest income | $872,000 | 2,439 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $483,000 | 1,812 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $389,000 | 2,557 |
| Total noninterest expense | $4,706,000 | 1,713 |
| Salaries and employee benefits | $2,700,000 | 1,638 |
| Premises and equipment expense | $593,000 | 1,929 |
| Additional noninterest expense | $1,413,000 | 1,692 |
| Pre-tax net operating income | $1,795,000 | 2,235 |
| Securities gains (losses) | $12,000 | 2,314 |
| Applicable income taxes | $641,000 | 1,836 |
| Income before extraordinary items | $1,166,000 | 2,587 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,166,000 | 2,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $1,703,000 | 185 |
| Net operating income | $1,158,200 | 2,533 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,400,000 | 2,051 |
| Total interest expense | $391,000 | 4,404 |
| Net interest income | $3,009,000 | 1,662 |
| Provision for loan and lease losses | $104,000 | 2,079 |
| Total noninterest income | $400,000 | 2,535 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $249,000 | 1,702 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $151,000 | 2,933 |
| Total noninterest expense | $2,416,000 | 1,688 |
| Salaries and employee benefits | $1,412,000 | 1,590 |
| Premises and equipment expense | $287,000 | 2,014 |
| Additional noninterest expense | $717,000 | 1,654 |
| Pre-tax net operating income | $889,000 | 2,229 |
| Securities gains (losses) | $12,000 | 1,956 |
| Applicable income taxes | $324,000 | 1,822 |
| Income before extraordinary items | $577,000 | 2,596 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $577,000 | 2,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,994 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $569,320 | 2,546 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,557,000 | 2,290 |
| Total interest expense | $1,531,000 | 4,813 |
| Net interest income | $11,026,000 | 1,773 |
| Provision for loan and lease losses | $510,000 | 2,129 |
| Total noninterest income | $1,921,000 | 2,381 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $965,000 | 1,789 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $956,000 | 2,458 |
| Total noninterest expense | $8,964,000 | 1,772 |
| Salaries and employee benefits | $5,348,000 | 1,618 |
| Premises and equipment expense | $972,000 | 2,310 |
| Additional noninterest expense | $2,644,000 | 1,824 |
| Pre-tax net operating income | $3,473,000 | 2,228 |
| Securities gains (losses) | $-22,000 | 8,879 |
| Applicable income taxes | $1,244,000 | 1,887 |
| Income before extraordinary items | $2,207,000 | 2,656 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,207,000 | 2,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,954 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $191,000 | 612 |
| Net operating income | $2,221,080 | 2,511 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,202,000 | 2,381 |
| Total interest expense | $1,130,000 | 4,983 |
| Net interest income | $8,072,000 | 1,829 |
| Provision for loan and lease losses | $407,000 | 1,994 |
| Total noninterest income | $1,339,000 | 2,560 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $734,000 | 1,763 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $605,000 | 2,819 |
| Total noninterest expense | $6,484,000 | 1,835 |
| Salaries and employee benefits | $3,865,000 | 1,679 |
| Premises and equipment expense | $685,000 | 2,471 |
| Additional noninterest expense | $1,934,000 | 1,857 |
| Pre-tax net operating income | $2,520,000 | 2,369 |
| Securities gains (losses) | $-22,000 | 9,020 |
| Applicable income taxes | $901,000 | 2,017 |
| Income before extraordinary items | $1,597,000 | 2,829 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,597,000 | 2,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,321 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $190,000 | 456 |
| Net operating income | $1,611,080 | 2,664 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,967,000 | 2,452 |
| Total interest expense | $731,000 | 5,210 |
| Net interest income | $5,236,000 | 1,869 |
| Provision for loan and lease losses | $303,000 | 1,761 |
| Total noninterest income | $899,000 | 2,531 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $477,000 | 1,776 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $422,000 | 2,708 |
| Total noninterest expense | $4,308,000 | 1,834 |
| Salaries and employee benefits | $2,511,000 | 1,706 |
| Premises and equipment expense | $464,000 | 2,405 |
| Additional noninterest expense | $1,333,000 | 1,806 |
| Pre-tax net operating income | $1,524,000 | 2,549 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $550,000 | 2,183 |
| Income before extraordinary items | $974,000 | 3,042 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $974,000 | 3,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 3,250 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $191,000 | 340 |
| Net operating income | $974,000 | 2,882 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,912,000 | 2,514 |
| Total interest expense | $412,000 | 4,946 |
| Net interest income | $2,500,000 | 1,953 |
| Provision for loan and lease losses | $200,000 | 1,357 |
| Total noninterest income | $456,000 | 2,453 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $231,000 | 1,769 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $225,000 | 2,514 |
| Total noninterest expense | $2,148,000 | 1,829 |
| Salaries and employee benefits | $1,289,000 | 1,652 |
| Premises and equipment expense | $225,000 | 2,481 |
| Additional noninterest expense | $634,000 | 1,855 |
| Pre-tax net operating income | $608,000 | 3,049 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $219,000 | 2,554 |
| Income before extraordinary items | $389,000 | 3,529 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $389,000 | 3,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 9,057 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $389,000 | 3,355 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,421,000 | 2,677 |
| Total interest expense | $2,059,000 | 4,692 |
| Net interest income | $9,362,000 | 2,072 |
| Provision for loan and lease losses | $510,000 | 2,348 |
| Total noninterest income | $1,214,000 | 3,055 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $759,000 | 2,096 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $455,000 | 3,463 |
| Total noninterest expense | $7,448,000 | 2,020 |
| Salaries and employee benefits | $4,357,000 | 1,843 |
| Premises and equipment expense | $693,000 | 3,027 |
| Additional noninterest expense | $2,398,000 | 1,931 |
| Pre-tax net operating income | $2,618,000 | 2,792 |
| Securities gains (losses) | $31,000 | 2,809 |
| Applicable income taxes | $1,035,000 | 2,161 |
| Income before extraordinary items | $1,614,000 | 3,306 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,614,000 | 3,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 2,880 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $3,571,000 | 204 |
| Net operating income | $1,594,160 | 3,246 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,610,000 | 3,151 |
| Total interest expense | $2,965,000 | 4,776 |
| Net interest income | $7,645,000 | 2,343 |
| Provision for loan and lease losses | $576,000 | 1,969 |
| Total noninterest income | $980,000 | 3,387 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $677,000 | 2,210 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $303,000 | 4,101 |
| Total noninterest expense | $5,875,000 | 2,423 |
| Salaries and employee benefits | $3,323,000 | 2,254 |
| Premises and equipment expense | $586,000 | 3,431 |
| Additional noninterest expense | $1,966,000 | 2,279 |
| Pre-tax net operating income | $2,174,000 | 2,988 |
| Securities gains (losses) | $85,000 | 1,883 |
| Applicable income taxes | $904,000 | 2,236 |
| Income before extraordinary items | $1,355,000 | 3,489 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,355,000 | 3,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,867 |
| Cash dividends | $471,000 | 3,584 |
| Sale, conversion, retirement of capital stock, net | $-250,000 | 9,527 |
| Net operating income | $1,300,600 | 3,485 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,329,000 | 3,617 |
| Total interest expense | $2,513,000 | 5,540 |
| Net interest income | $6,816,000 | 2,611 |
| Provision for loan and lease losses | $115,000 | 5,030 |
| Total noninterest income | $839,000 | 3,548 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $656,000 | 2,104 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $183,000 | 4,983 |
| Total noninterest expense | $5,240,000 | 2,592 |
| Salaries and employee benefits | $2,750,000 | 2,582 |
| Premises and equipment expense | $584,000 | 3,349 |
| Additional noninterest expense | $1,906,000 | 2,267 |
| Pre-tax net operating income | $2,300,000 | 2,977 |
| Securities gains (losses) | $-38,000 | 9,069 |
| Applicable income taxes | $855,000 | 2,396 |
| Income before extraordinary items | $1,407,000 | 3,420 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,407,000 | 3,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 9,516 |
| Cash dividends | $479,000 | 3,649 |
| Sale, conversion, retirement of capital stock, net | $-72,000 | 9,770 |
| Net operating income | $1,431,320 | 3,368 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,373,000 | 4,207 |
| Total interest expense | $1,857,000 | 6,253 |
| Net interest income | $5,516,000 | 3,145 |
| Provision for loan and lease losses | $588,000 | 1,555 |
| Total noninterest income | $840,000 | 3,505 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $677,000 | 1,966 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 5,408 |
| Total noninterest expense | $4,264,000 | 3,124 |
| Salaries and employee benefits | $2,320,000 | 3,008 |
| Premises and equipment expense | $530,000 | 3,588 |
| Additional noninterest expense | $1,414,000 | 3,008 |
| Pre-tax net operating income | $1,504,000 | 4,079 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $558,000 | 3,387 |
| Income before extraordinary items | $946,000 | 4,593 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $946,000 | 4,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $415,000 | 1,418 |
| Cash dividends | $560,000 | 3,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $946,000 | 4,555 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,962,000 | 4,417 |
| Total interest expense | $1,761,000 | 6,628 |
| Net interest income | $5,201,000 | 3,265 |
| Provision for loan and lease losses | $235,000 | 3,172 |
| Total noninterest income | $784,000 | 3,676 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $607,000 | 2,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 5,269 |
| Total noninterest expense | $3,949,000 | 3,234 |
| Salaries and employee benefits | $2,158,000 | 3,103 |
| Premises and equipment expense | $444,000 | 4,065 |
| Additional noninterest expense | $1,347,000 | 3,042 |
| Pre-tax net operating income | $1,801,000 | 3,630 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $688,000 | 3,071 |
| Income before extraordinary items | $1,113,000 | 4,149 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,113,000 | 4,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,361 |
| Cash dividends | $240,000 | 5,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,113,000 | 4,055 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,627,000 | 4,707 |
| Total interest expense | $1,762,000 | 6,752 |
| Net interest income | $4,865,000 | 3,578 |
| Provision for loan and lease losses | $150,000 | 4,117 |
| Total noninterest income | $728,000 | 3,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $579,000 | 2,263 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 5,702 |
| Total noninterest expense | $3,746,000 | 3,371 |
| Salaries and employee benefits | $2,019,000 | 3,276 |
| Premises and equipment expense | $451,000 | 4,036 |
| Additional noninterest expense | $1,276,000 | 3,167 |
| Pre-tax net operating income | $1,697,000 | 4,044 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $628,000 | 3,540 |
| Income before extraordinary items | $1,069,000 | 4,453 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,069,000 | 4,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,640 |
| Cash dividends | $400,000 | 3,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,069,000 | 4,393 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,057,000 | 5,153 |
| Total interest expense | $1,783,000 | 6,877 |
| Net interest income | $4,274,000 | 4,062 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $778,000 | 3,781 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $596,000 | 2,274 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 5,438 |
| Total noninterest expense | $3,387,000 | 3,901 |
| Salaries and employee benefits | $1,869,000 | 3,548 |
| Premises and equipment expense | $442,000 | 4,178 |
| Additional noninterest expense | $1,076,000 | 4,145 |
| Pre-tax net operating income | $1,605,000 | 4,113 |
| Securities gains (losses) | $15,000 | 2,201 |
| Applicable income taxes | $610,000 | 3,535 |
| Income before extraordinary items | $1,010,000 | 4,465 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,010,000 | 4,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,716 |
| Cash dividends | $381,000 | 4,009 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 11,281 |
| Net operating income | $1,000,400 | 4,458 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,884,000 | 5,281 |
| Total interest expense | $1,513,000 | 7,668 |
| Net interest income | $4,371,000 | 4,006 |
| Provision for loan and lease losses | $260,000 | 2,490 |
| Total noninterest income | $775,000 | 3,772 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $575,000 | 2,352 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 5,136 |
| Total noninterest expense | $3,295,000 | 3,954 |
| Salaries and employee benefits | $1,711,000 | 3,803 |
| Premises and equipment expense | $433,000 | 4,241 |
| Additional noninterest expense | $1,151,000 | 3,887 |
| Pre-tax net operating income | $1,591,000 | 4,246 |
| Securities gains (losses) | $25,000 | 1,741 |
| Applicable income taxes | $610,000 | 3,620 |
| Income before extraordinary items | $1,006,000 | 4,597 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,006,000 | 4,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 2,137 |
| Cash dividends | $282,000 | 4,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $990,000 | 4,634 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,979,000 | 5,685 |
| Total interest expense | $1,197,000 | 7,914 |
| Net interest income | $3,782,000 | 4,601 |
| Provision for loan and lease losses | $536,000 | 1,457 |
| Total noninterest income | $659,000 | 4,337 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $501,000 | 2,743 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 6,060 |
| Total noninterest expense | $3,252,000 | 4,118 |
| Salaries and employee benefits | $1,447,000 | 4,414 |
| Premises and equipment expense | $412,000 | 4,468 |
| Additional noninterest expense | $1,393,000 | 3,550 |
| Pre-tax net operating income | $653,000 | 7,695 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $201,000 | 7,329 |
| Income before extraordinary items | $452,000 | 7,685 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $452,000 | 7,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $443,000 | 1,480 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $452,000 | 7,733 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,525,000 | 6,279 |
| Total interest expense | $1,375,000 | 7,631 |
| Net interest income | $3,150,000 | 5,448 |
| Provision for loan and lease losses | $665,000 | 1,718 |
| Total noninterest income | $618,000 | 4,861 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $445,000 | 3,123 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 6,106 |
| Total noninterest expense | $3,258,000 | 4,188 |
| Salaries and employee benefits | $1,502,000 | 4,271 |
| Premises and equipment expense | $401,000 | 4,702 |
| Additional noninterest expense | $1,355,000 | 3,805 |
| Pre-tax net operating income | $-154,000 | 12,651 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-97,000 | 12,955 |
| Income before extraordinary items | $-57,000 | 12,619 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-57,000 | 12,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $787,000 | 1,337 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-57,000 | 12,518 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,371,000 | 6,009 |
| Total interest expense | $2,193,000 | 6,626 |
| Net interest income | $3,178,000 | 5,442 |
| Provision for loan and lease losses | $1,637,000 | 1,323 |
| Total noninterest income | $839,000 | 3,838 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $432,000 | 3,240 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $407,000 | 3,665 |
| Total noninterest expense | $3,041,000 | 4,480 |
| Salaries and employee benefits | $1,531,000 | 4,149 |
| Premises and equipment expense | $341,000 | 5,467 |
| Additional noninterest expense | $1,169,000 | 4,448 |
| Pre-tax net operating income | $-661,000 | 13,376 |
| Securities gains (losses) | $125,000 | 2,651 |
| Applicable income taxes | $-235,000 | 13,681 |
| Income before extraordinary items | $-301,000 | 13,253 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-301,000 | 13,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,413,000 | 1,253 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-381,000 | 13,211 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.