Home > First Business Bank of Kansas City > Income and Expense
First Business Bank of Kansas City, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,702,000 | 3,013 |
| Total interest expense | $4,547,000 | 3,201 |
| Net interest income | $6,155,000 | 2,855 |
| Provision for loan and lease losses | $877,000 | 1,092 |
| Total noninterest income | $430,000 | 5,401 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $281,000 | 4,171 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $149,000 | 5,622 |
| Total noninterest expense | $4,299,000 | 3,095 |
| Salaries and employee benefits | $2,282,000 | 3,048 |
| Premises and equipment expense | $844,000 | 2,389 |
| Additional noninterest expense | $1,173,000 | 3,506 |
| Pre-tax net operating income | $1,409,000 | 4,277 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $553,000 | 3,408 |
| Income before extraordinary items | $856,000 | 4,886 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $856,000 | 4,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $460,000 | 1,293 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $856,000 | 4,844 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,672,000 | 3,335 |
| Total interest expense | $4,143,000 | 3,564 |
| Net interest income | $5,529,000 | 3,106 |
| Provision for loan and lease losses | $327,000 | 2,425 |
| Total noninterest income | $364,000 | 5,907 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $215,000 | 4,944 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 5,701 |
| Total noninterest expense | $3,463,000 | 3,644 |
| Salaries and employee benefits | $1,884,000 | 3,525 |
| Premises and equipment expense | $707,000 | 2,744 |
| Additional noninterest expense | $872,000 | 4,395 |
| Pre-tax net operating income | $2,103,000 | 3,216 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $861,000 | 2,572 |
| Income before extraordinary items | $1,242,000 | 3,820 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,242,000 | 3,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,880 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,242,000 | 3,732 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,771,000 | 4,073 |
| Total interest expense | $3,255,000 | 4,394 |
| Net interest income | $4,516,000 | 3,809 |
| Provision for loan and lease losses | $266,000 | 2,846 |
| Total noninterest income | $431,000 | 5,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $211,000 | 5,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $220,000 | 4,727 |
| Total noninterest expense | $3,276,000 | 3,818 |
| Salaries and employee benefits | $1,783,000 | 3,673 |
| Premises and equipment expense | $554,000 | 3,399 |
| Additional noninterest expense | $939,000 | 4,142 |
| Pre-tax net operating income | $1,405,000 | 4,718 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $557,000 | 3,896 |
| Income before extraordinary items | $848,000 | 5,262 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $848,000 | 5,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,112 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $848,000 | 5,207 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,381,000 | 4,360 |
| Total interest expense | $3,188,000 | 4,530 |
| Net interest income | $4,193,000 | 4,157 |
| Provision for loan and lease losses | $41,000 | 6,948 |
| Total noninterest income | $512,000 | 5,075 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $204,000 | 5,481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $308,000 | 4,008 |
| Total noninterest expense | $3,103,000 | 4,204 |
| Salaries and employee benefits | $1,604,000 | 4,058 |
| Premises and equipment expense | $518,000 | 3,672 |
| Additional noninterest expense | $981,000 | 4,473 |
| Pre-tax net operating income | $1,561,000 | 4,198 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $168,000 | 7,615 |
| Income before extraordinary items | $1,393,000 | 3,424 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,393,000 | 3,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-84,000 | 11,186 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,393,000 | 3,380 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,195,000 | 5,063 |
| Total interest expense | $2,831,000 | 5,026 |
| Net interest income | $3,364,000 | 5,023 |
| Provision for loan and lease losses | $115,000 | 4,295 |
| Total noninterest income | $742,000 | 3,908 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $185,000 | 5,967 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $557,000 | 2,678 |
| Total noninterest expense | $2,964,000 | 4,330 |
| Salaries and employee benefits | $1,307,000 | 4,837 |
| Premises and equipment expense | $445,000 | 4,148 |
| Additional noninterest expense | $1,212,000 | 3,704 |
| Pre-tax net operating income | $1,027,000 | 5,883 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $1,027,000 | 4,488 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,027,000 | 4,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 11,179 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,027,000 | 4,479 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,428,000 | 6,218 |
| Total interest expense | $1,581,000 | 6,645 |
| Net interest income | $2,847,000 | 5,838 |
| Provision for loan and lease losses | $82,000 | 4,991 |
| Total noninterest income | $850,000 | 3,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 6,086 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $661,000 | 2,432 |
| Total noninterest expense | $2,920,000 | 4,516 |
| Salaries and employee benefits | $1,211,000 | 5,200 |
| Premises and equipment expense | $426,000 | 4,353 |
| Additional noninterest expense | $1,283,000 | 3,818 |
| Pre-tax net operating income | $695,000 | 7,412 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $695,000 | 5,946 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $695,000 | 5,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $335,000 | 1,781 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $695,000 | 6,007 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,698,000 | 7,265 |
| Total interest expense | $1,300,000 | 7,881 |
| Net interest income | $2,398,000 | 6,743 |
| Provision for loan and lease losses | $1,000 | 10,323 |
| Total noninterest income | $868,000 | 3,744 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 6,059 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $673,000 | 2,668 |
| Total noninterest expense | $2,698,000 | 4,932 |
| Salaries and employee benefits | $1,144,000 | 5,457 |
| Premises and equipment expense | $459,000 | 4,170 |
| Additional noninterest expense | $1,095,000 | 4,551 |
| Pre-tax net operating income | $567,000 | 8,179 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $205,000 | 7,530 |
| Income before extraordinary items | $364,000 | 8,804 |
| Extraordinary gains, net | $205,000 | 992 |
| Net income | $569,000 | 7,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $467,000 | 1,844 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $362,720 | 8,548 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,922,000 | 7,614 |
| Total interest expense | $1,717,000 | 7,848 |
| Net interest income | $2,205,000 | 7,231 |
| Provision for loan and lease losses | $2,141,000 | 1,096 |
| Total noninterest income | $659,000 | 4,626 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $192,000 | 6,151 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $467,000 | 3,333 |
| Total noninterest expense | $2,850,000 | 4,742 |
| Salaries and employee benefits | $1,255,000 | 4,963 |
| Premises and equipment expense | $499,000 | 3,971 |
| Additional noninterest expense | $1,096,000 | 4,700 |
| Pre-tax net operating income | $-2,127,000 | 13,649 |
| Securities gains (losses) | $17,000 | 5,804 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-2,110,000 | 13,681 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-2,110,000 | 13,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,725,000 | 1,068 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 549 |
| Net operating income | $-2,127,000 | 13,634 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.