Home > First Banking Center > Income and Expense
First Banking Center, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $30,575,000 | 747 |
| Total interest expense | $13,599,000 | 455 |
| Net interest income | $16,976,000 | 976 |
| Provision for loan and lease losses | $22,418,000 | 261 |
| Total noninterest income | $4,206,000 | 958 |
| Gross Fiduciary activities income | $600,000 | 441 |
| Service charges on deposit accounts | $2,086,000 | 552 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,520,000 | 1,330 |
| Total noninterest expense | $19,338,000 | 762 |
| Salaries and employee benefits | $5,209,000 | 1,426 |
| Premises and equipment expense | $1,600,000 | 1,228 |
| Additional noninterest expense | $12,529,000 | 453 |
| Pre-tax net operating income | $-20,574,000 | 7,662 |
| Securities gains (losses) | $-415,000 | 7,582 |
| Applicable income taxes | $6,768,000 | 230 |
| Income before extraordinary items | $-27,757,000 | 7,693 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-27,757,000 | 7,693 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-27,757,000 | 7,693 |
| Net charge-offs | $8,723,000 | 504 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-27,342,000 | 7,688 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $21,404,000 | 714 |
| Total interest expense | $9,319,000 | 461 |
| Net interest income | $12,085,000 | 913 |
| Provision for loan and lease losses | $15,912,000 | 249 |
| Total noninterest income | $2,385,000 | 1,082 |
| Gross Fiduciary activities income | $400,000 | 452 |
| Service charges on deposit accounts | $1,390,000 | 554 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $595,000 | 1,864 |
| Total noninterest expense | $12,643,000 | 780 |
| Salaries and employee benefits | $3,187,000 | 1,551 |
| Premises and equipment expense | $1,008,000 | 1,316 |
| Additional noninterest expense | $8,448,000 | 445 |
| Pre-tax net operating income | $-14,085,000 | 7,722 |
| Securities gains (losses) | $-1,014,000 | 7,743 |
| Applicable income taxes | $7,112,000 | 155 |
| Income before extraordinary items | $-22,211,000 | 7,763 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-22,211,000 | 7,762 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-22,211,000 | 7,763 |
| Net charge-offs | $6,012,000 | 500 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-21,197,000 | 7,755 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $10,994,000 | 711 |
| Total interest expense | $4,740,000 | 481 |
| Net interest income | $6,254,000 | 890 |
| Provision for loan and lease losses | $6,000 | 6,295 |
| Total noninterest income | $1,567,000 | 850 |
| Gross Fiduciary activities income | $210,000 | 448 |
| Service charges on deposit accounts | $664,000 | 578 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $693,000 | 1,018 |
| Total noninterest expense | $5,941,000 | 835 |
| Salaries and employee benefits | $1,502,000 | 1,661 |
| Premises and equipment expense | $521,000 | 1,314 |
| Additional noninterest expense | $3,918,000 | 472 |
| Pre-tax net operating income | $1,874,000 | 716 |
| Securities gains (losses) | $-1,438,000 | 7,887 |
| Applicable income taxes | $124,000 | 1,910 |
| Income before extraordinary items | $312,000 | 3,059 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $312,000 | 3,055 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $312,000 | 3,059 |
| Net charge-offs | $772,000 | 1,241 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,347,360 | 783 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $48,217,000 | 681 |
| Total interest expense | $22,665,000 | 494 |
| Net interest income | $25,552,000 | 848 |
| Provision for loan and lease losses | $58,415,000 | 213 |
| Total noninterest income | $6,741,000 | 864 |
| Gross Fiduciary activities income | $825,000 | 430 |
| Service charges on deposit accounts | $2,999,000 | 557 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,917,000 | 1,067 |
| Total noninterest expense | $24,489,000 | 863 |
| Salaries and employee benefits | $7,376,000 | 1,363 |
| Premises and equipment expense | $2,047,000 | 1,322 |
| Additional noninterest expense | $15,066,000 | 553 |
| Pre-tax net operating income | $-50,611,000 | 7,864 |
| Securities gains (losses) | $881,000 | 550 |
| Applicable income taxes | $-17,514,000 | 7,912 |
| Income before extraordinary items | $-32,216,000 | 7,825 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-32,216,000 | 7,825 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-32,216,000 | 7,825 |
| Net charge-offs | $47,791,000 | 208 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-32,788,650 | 7,828 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $36,669,000 | 688 |
| Total interest expense | $17,122,000 | 522 |
| Net interest income | $19,547,000 | 839 |
| Provision for loan and lease losses | $32,579,000 | 273 |
| Total noninterest income | $5,016,000 | 874 |
| Gross Fiduciary activities income | $626,000 | 429 |
| Service charges on deposit accounts | $2,262,000 | 552 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,128,000 | 1,104 |
| Total noninterest expense | $18,001,000 | 859 |
| Salaries and employee benefits | $5,649,000 | 1,344 |
| Premises and equipment expense | $1,642,000 | 1,255 |
| Additional noninterest expense | $10,710,000 | 555 |
| Pre-tax net operating income | $-26,017,000 | 7,909 |
| Securities gains (losses) | $1,410,000 | 275 |
| Applicable income taxes | $-8,748,000 | 7,964 |
| Income before extraordinary items | $-15,859,000 | 7,863 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-15,859,000 | 7,862 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-15,859,000 | 7,863 |
| Net charge-offs | $27,116,000 | 236 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-16,761,400 | 7,871 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $24,678,000 | 694 |
| Total interest expense | $11,082,000 | 572 |
| Net interest income | $13,596,000 | 797 |
| Provision for loan and lease losses | $17,568,000 | 328 |
| Total noninterest income | $3,381,000 | 880 |
| Gross Fiduciary activities income | $422,000 | 425 |
| Service charges on deposit accounts | $1,457,000 | 568 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,502,000 | 1,087 |
| Total noninterest expense | $12,592,000 | 848 |
| Salaries and employee benefits | $3,909,000 | 1,311 |
| Premises and equipment expense | $1,142,000 | 1,236 |
| Additional noninterest expense | $7,541,000 | 537 |
| Pre-tax net operating income | $-13,183,000 | 7,966 |
| Securities gains (losses) | $-117,000 | 7,709 |
| Applicable income taxes | $-4,597,000 | 8,027 |
| Income before extraordinary items | $-8,703,000 | 7,926 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-8,703,000 | 7,925 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-8,703,000 | 7,925 |
| Net charge-offs | $12,678,000 | 318 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-8,626,950 | 7,926 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $12,383,000 | 697 |
| Total interest expense | $5,576,000 | 594 |
| Net interest income | $6,807,000 | 784 |
| Provision for loan and lease losses | $1,751,000 | 821 |
| Total noninterest income | $1,779,000 | 811 |
| Gross Fiduciary activities income | $218,000 | 420 |
| Service charges on deposit accounts | $698,000 | 581 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $863,000 | 946 |
| Total noninterest expense | $5,957,000 | 850 |
| Salaries and employee benefits | $2,132,000 | 1,203 |
| Premises and equipment expense | $621,000 | 1,155 |
| Additional noninterest expense | $3,204,000 | 554 |
| Pre-tax net operating income | $878,000 | 1,471 |
| Securities gains (losses) | $-117,000 | 8,000 |
| Applicable income taxes | $226,000 | 1,324 |
| Income before extraordinary items | $535,000 | 1,998 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $535,000 | 1,998 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $535,000 | 1,999 |
| Net charge-offs | $1,844,000 | 631 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $616,900 | 1,658 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $54,671,000 | 685 |
| Total interest expense | $25,736,000 | 617 |
| Net interest income | $28,935,000 | 751 |
| Provision for loan and lease losses | $8,226,000 | 689 |
| Total noninterest income | $8,336,000 | 690 |
| Gross Fiduciary activities income | $928,000 | 426 |
| Service charges on deposit accounts | $3,021,000 | 571 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $4,387,000 | 729 |
| Total noninterest expense | $21,613,000 | 919 |
| Salaries and employee benefits | $7,572,000 | 1,352 |
| Premises and equipment expense | $2,193,000 | 1,246 |
| Additional noninterest expense | $11,848,000 | 590 |
| Pre-tax net operating income | $7,432,000 | 748 |
| Securities gains (losses) | $23,000 | 2,091 |
| Applicable income taxes | $2,177,000 | 627 |
| Income before extraordinary items | $5,278,000 | 769 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,278,000 | 769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,276,000 | 944 |
| Cash dividends | $3,851,000 | 730 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $5,261,670 | 830 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $41,637,000 | 695 |
| Total interest expense | $19,665,000 | 640 |
| Net interest income | $21,972,000 | 758 |
| Provision for loan and lease losses | $2,071,000 | 1,160 |
| Total noninterest income | $6,333,000 | 714 |
| Gross Fiduciary activities income | $684,000 | 438 |
| Service charges on deposit accounts | $2,200,000 | 598 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,449,000 | 748 |
| Total noninterest expense | $16,668,000 | 887 |
| Salaries and employee benefits | $6,270,000 | 1,217 |
| Premises and equipment expense | $1,731,000 | 1,197 |
| Additional noninterest expense | $8,667,000 | 561 |
| Pre-tax net operating income | $9,566,000 | 526 |
| Securities gains (losses) | $23,000 | 1,927 |
| Applicable income taxes | $3,210,000 | 434 |
| Income before extraordinary items | $6,379,000 | 569 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $6,379,000 | 568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,372,000 | 1,075 |
| Cash dividends | $2,787,000 | 761 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $6,363,590 | 603 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $28,217,000 | 688 |
| Total interest expense | $13,574,000 | 636 |
| Net interest income | $14,643,000 | 753 |
| Provision for loan and lease losses | $801,000 | 1,416 |
| Total noninterest income | $4,480,000 | 695 |
| Gross Fiduciary activities income | $459,000 | 443 |
| Service charges on deposit accounts | $1,404,000 | 606 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,617,000 | 683 |
| Total noninterest expense | $11,047,000 | 885 |
| Salaries and employee benefits | $4,200,000 | 1,227 |
| Premises and equipment expense | $1,193,000 | 1,161 |
| Additional noninterest expense | $5,654,000 | 559 |
| Pre-tax net operating income | $7,275,000 | 497 |
| Securities gains (losses) | $-2,000 | 7,993 |
| Applicable income taxes | $2,489,000 | 439 |
| Income before extraordinary items | $4,784,000 | 576 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,784,000 | 575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,209 |
| Cash dividends | $2,787,000 | 591 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $4,785,320 | 560 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $14,301,000 | 698 |
| Total interest expense | $7,168,000 | 647 |
| Net interest income | $7,133,000 | 764 |
| Provision for loan and lease losses | $400,000 | 1,144 |
| Total noninterest income | $2,181,000 | 702 |
| Gross Fiduciary activities income | $234,000 | 443 |
| Service charges on deposit accounts | $659,000 | 643 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,288,000 | 687 |
| Total noninterest expense | $5,491,000 | 879 |
| Salaries and employee benefits | $2,106,000 | 1,230 |
| Premises and equipment expense | $637,000 | 1,095 |
| Additional noninterest expense | $2,748,000 | 544 |
| Pre-tax net operating income | $3,423,000 | 571 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,158,000 | 514 |
| Income before extraordinary items | $2,265,000 | 684 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,265,000 | 685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 2,254 |
| Cash dividends | $1,001,000 | 721 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $2,265,000 | 656 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $57,681,000 | 717 |
| Total interest expense | $27,112,000 | 724 |
| Net interest income | $30,569,000 | 725 |
| Provision for loan and lease losses | $1,569,000 | 1,019 |
| Total noninterest income | $6,734,000 | 859 |
| Gross Fiduciary activities income | $855,000 | 462 |
| Service charges on deposit accounts | $2,640,000 | 665 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,239,000 | 953 |
| Total noninterest expense | $20,117,000 | 935 |
| Salaries and employee benefits | $7,677,000 | 1,304 |
| Premises and equipment expense | $2,033,000 | 1,311 |
| Additional noninterest expense | $10,407,000 | 561 |
| Pre-tax net operating income | $15,617,000 | 570 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $5,813,000 | 478 |
| Income before extraordinary items | $9,804,000 | 667 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $9,804,000 | 665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $818,000 | 1,187 |
| Cash dividends | $2,771,000 | 1,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $9,804,000 | 658 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $43,266,000 | 711 |
| Total interest expense | $20,060,000 | 729 |
| Net interest income | $23,206,000 | 713 |
| Provision for loan and lease losses | $707,000 | 1,195 |
| Total noninterest income | $4,887,000 | 882 |
| Gross Fiduciary activities income | $641,000 | 456 |
| Service charges on deposit accounts | $1,931,000 | 667 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,315,000 | 993 |
| Total noninterest expense | $15,121,000 | 921 |
| Salaries and employee benefits | $5,931,000 | 1,262 |
| Premises and equipment expense | $1,598,000 | 1,240 |
| Additional noninterest expense | $7,592,000 | 560 |
| Pre-tax net operating income | $12,265,000 | 582 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $4,575,000 | 500 |
| Income before extraordinary items | $7,690,000 | 680 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $7,690,000 | 678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 7,973 |
| Cash dividends | $1,293,000 | 1,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $7,690,000 | 666 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $28,387,000 | 733 |
| Total interest expense | $13,213,000 | 746 |
| Net interest income | $15,174,000 | 741 |
| Provision for loan and lease losses | $471,000 | 1,080 |
| Total noninterest income | $2,995,000 | 967 |
| Gross Fiduciary activities income | $429,000 | 460 |
| Service charges on deposit accounts | $1,243,000 | 702 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,323,000 | 1,149 |
| Total noninterest expense | $9,987,000 | 948 |
| Salaries and employee benefits | $3,938,000 | 1,291 |
| Premises and equipment expense | $1,087,000 | 1,234 |
| Additional noninterest expense | $4,962,000 | 583 |
| Pre-tax net operating income | $7,711,000 | 647 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,860,000 | 548 |
| Income before extraordinary items | $4,851,000 | 748 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,851,000 | 747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,081 |
| Cash dividends | $1,293,000 | 1,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $4,851,000 | 743 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $14,082,000 | 736 |
| Total interest expense | $6,590,000 | 741 |
| Net interest income | $7,492,000 | 742 |
| Provision for loan and lease losses | $236,000 | 1,020 |
| Total noninterest income | $1,431,000 | 991 |
| Gross Fiduciary activities income | $216,000 | 463 |
| Service charges on deposit accounts | $595,000 | 711 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $620,000 | 1,163 |
| Total noninterest expense | $4,986,000 | 940 |
| Salaries and employee benefits | $1,967,000 | 1,311 |
| Premises and equipment expense | $545,000 | 1,229 |
| Additional noninterest expense | $2,474,000 | 576 |
| Pre-tax net operating income | $3,701,000 | 665 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,363,000 | 574 |
| Income before extraordinary items | $2,338,000 | 767 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,338,000 | 766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,194 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,338,000 | 756 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $50,028,000 | 767 |
| Total interest expense | $21,971,000 | 763 |
| Net interest income | $28,057,000 | 791 |
| Provision for loan and lease losses | $1,263,000 | 829 |
| Total noninterest income | $6,377,000 | 895 |
| Gross Fiduciary activities income | $843,000 | 455 |
| Service charges on deposit accounts | $2,681,000 | 652 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,853,000 | 1,037 |
| Total noninterest expense | $19,394,000 | 913 |
| Salaries and employee benefits | $7,243,000 | 1,351 |
| Premises and equipment expense | $1,999,000 | 1,295 |
| Additional noninterest expense | $10,152,000 | 554 |
| Pre-tax net operating income | $13,777,000 | 740 |
| Securities gains (losses) | $24,000 | 859 |
| Applicable income taxes | $4,973,000 | 634 |
| Income before extraordinary items | $8,828,000 | 843 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $8,828,000 | 842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,800 |
| Cash dividends | $1,458,000 | 1,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $8,812,640 | 840 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $36,161,000 | 794 |
| Total interest expense | $15,519,000 | 787 |
| Net interest income | $20,642,000 | 817 |
| Provision for loan and lease losses | $810,000 | 934 |
| Total noninterest income | $4,825,000 | 907 |
| Gross Fiduciary activities income | $609,000 | 459 |
| Service charges on deposit accounts | $2,023,000 | 650 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,193,000 | 1,028 |
| Total noninterest expense | $14,284,000 | 941 |
| Salaries and employee benefits | $5,292,000 | 1,399 |
| Premises and equipment expense | $1,535,000 | 1,264 |
| Additional noninterest expense | $7,457,000 | 569 |
| Pre-tax net operating income | $10,373,000 | 769 |
| Securities gains (losses) | $1,000 | 1,261 |
| Applicable income taxes | $3,730,000 | 671 |
| Income before extraordinary items | $6,644,000 | 881 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $6,644,000 | 880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,035 |
| Cash dividends | $710,000 | 2,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $6,643,360 | 870 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $22,778,000 | 828 |
| Total interest expense | $9,604,000 | 803 |
| Net interest income | $13,174,000 | 856 |
| Provision for loan and lease losses | $540,000 | 917 |
| Total noninterest income | $3,140,000 | 909 |
| Gross Fiduciary activities income | $402,000 | 471 |
| Service charges on deposit accounts | $1,321,000 | 651 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,417,000 | 1,056 |
| Total noninterest expense | $9,564,000 | 938 |
| Salaries and employee benefits | $3,457,000 | 1,430 |
| Premises and equipment expense | $1,024,000 | 1,271 |
| Additional noninterest expense | $5,083,000 | 557 |
| Pre-tax net operating income | $6,210,000 | 836 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,204,000 | 739 |
| Income before extraordinary items | $4,006,000 | 958 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,006,000 | 960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 8,422 |
| Cash dividends | $710,000 | 1,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $4,006,000 | 940 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $11,036,000 | 827 |
| Total interest expense | $4,521,000 | 817 |
| Net interest income | $6,515,000 | 865 |
| Provision for loan and lease losses | $270,000 | 866 |
| Total noninterest income | $1,503,000 | 930 |
| Gross Fiduciary activities income | $222,000 | 446 |
| Service charges on deposit accounts | $638,000 | 648 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $643,000 | 1,115 |
| Total noninterest expense | $4,655,000 | 961 |
| Salaries and employee benefits | $1,721,000 | 1,447 |
| Premises and equipment expense | $518,000 | 1,253 |
| Additional noninterest expense | $2,416,000 | 577 |
| Pre-tax net operating income | $3,093,000 | 825 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,091,000 | 740 |
| Income before extraordinary items | $2,002,000 | 949 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,002,000 | 948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-76,000 | 8,591 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,002,000 | 929 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $37,228,000 | 882 |
| Total interest expense | $12,842,000 | 877 |
| Net interest income | $24,386,000 | 883 |
| Provision for loan and lease losses | $1,093,000 | 972 |
| Total noninterest income | $6,421,000 | 876 |
| Gross Fiduciary activities income | $735,000 | 474 |
| Service charges on deposit accounts | $2,688,000 | 638 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,998,000 | 1,009 |
| Total noninterest expense | $18,151,000 | 934 |
| Salaries and employee benefits | $6,430,000 | 1,454 |
| Premises and equipment expense | $1,947,000 | 1,259 |
| Additional noninterest expense | $9,774,000 | 571 |
| Pre-tax net operating income | $11,563,000 | 852 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $3,889,000 | 786 |
| Income before extraordinary items | $7,674,000 | 938 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $7,674,000 | 938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 2,111 |
| Cash dividends | $1,350,000 | 1,972 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $7,674,000 | 919 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $26,751,000 | 898 |
| Total interest expense | $8,728,000 | 903 |
| Net interest income | $18,023,000 | 881 |
| Provision for loan and lease losses | $606,000 | 1,195 |
| Total noninterest income | $4,805,000 | 885 |
| Gross Fiduciary activities income | $532,000 | 479 |
| Service charges on deposit accounts | $2,002,000 | 642 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,271,000 | 1,012 |
| Total noninterest expense | $13,339,000 | 944 |
| Salaries and employee benefits | $4,760,000 | 1,458 |
| Premises and equipment expense | $1,510,000 | 1,209 |
| Additional noninterest expense | $7,069,000 | 582 |
| Pre-tax net operating income | $8,883,000 | 829 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,998,000 | 781 |
| Income before extraordinary items | $5,885,000 | 916 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,885,000 | 918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 2,884 |
| Cash dividends | $671,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $5,885,000 | 899 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $16,990,000 | 919 |
| Total interest expense | $5,260,000 | 934 |
| Net interest income | $11,730,000 | 895 |
| Provision for loan and lease losses | $326,000 | 1,415 |
| Total noninterest income | $3,248,000 | 867 |
| Gross Fiduciary activities income | $330,000 | 498 |
| Service charges on deposit accounts | $1,299,000 | 644 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,619,000 | 946 |
| Total noninterest expense | $8,909,000 | 938 |
| Salaries and employee benefits | $3,179,000 | 1,451 |
| Premises and equipment expense | $1,011,000 | 1,192 |
| Additional noninterest expense | $4,719,000 | 583 |
| Pre-tax net operating income | $5,743,000 | 829 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,927,000 | 782 |
| Income before extraordinary items | $3,816,000 | 915 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,816,000 | 915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 2,311 |
| Cash dividends | $671,000 | 1,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,816,000 | 894 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $8,020,000 | 955 |
| Total interest expense | $2,366,000 | 987 |
| Net interest income | $5,654,000 | 914 |
| Provision for loan and lease losses | $117,000 | 1,831 |
| Total noninterest income | $1,682,000 | 826 |
| Gross Fiduciary activities income | $165,000 | 506 |
| Service charges on deposit accounts | $623,000 | 649 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $894,000 | 862 |
| Total noninterest expense | $4,504,000 | 926 |
| Salaries and employee benefits | $1,622,000 | 1,419 |
| Premises and equipment expense | $522,000 | 1,161 |
| Additional noninterest expense | $2,360,000 | 575 |
| Pre-tax net operating income | $2,715,000 | 873 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $942,000 | 800 |
| Income before extraordinary items | $1,773,000 | 978 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,773,000 | 979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,773,000 | 957 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $28,413,000 | 995 |
| Total interest expense | $7,520,000 | 1,074 |
| Net interest income | $20,893,000 | 949 |
| Provision for loan and lease losses | $1,271,000 | 840 |
| Total noninterest income | $5,566,000 | 991 |
| Gross Fiduciary activities income | $657,000 | 478 |
| Service charges on deposit accounts | $2,503,000 | 703 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,406,000 | 1,158 |
| Total noninterest expense | $17,791,000 | 918 |
| Salaries and employee benefits | $6,296,000 | 1,404 |
| Premises and equipment expense | $1,835,000 | 1,246 |
| Additional noninterest expense | $9,660,000 | 567 |
| Pre-tax net operating income | $7,397,000 | 1,171 |
| Securities gains (losses) | $124,000 | 1,103 |
| Applicable income taxes | $1,938,000 | 1,305 |
| Income before extraordinary items | $5,583,000 | 1,173 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,583,000 | 1,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 1,767 |
| Cash dividends | $9,313,000 | 377 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,491,240 | 1,157 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $20,577,000 | 1,014 |
| Total interest expense | $5,422,000 | 1,100 |
| Net interest income | $15,155,000 | 969 |
| Provision for loan and lease losses | $177,000 | 3,265 |
| Total noninterest income | $4,121,000 | 1,013 |
| Gross Fiduciary activities income | $488,000 | 480 |
| Service charges on deposit accounts | $1,781,000 | 742 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,852,000 | 1,149 |
| Total noninterest expense | $12,625,000 | 968 |
| Salaries and employee benefits | $4,691,000 | 1,415 |
| Premises and equipment expense | $1,424,000 | 1,210 |
| Additional noninterest expense | $6,510,000 | 616 |
| Pre-tax net operating income | $6,474,000 | 1,017 |
| Securities gains (losses) | $123,000 | 1,042 |
| Applicable income taxes | $1,933,000 | 1,042 |
| Income before extraordinary items | $4,664,000 | 1,062 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,664,000 | 1,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 2,525 |
| Cash dividends | $1,644,000 | 1,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,576,670 | 1,034 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $13,324,000 | 1,031 |
| Total interest expense | $3,522,000 | 1,117 |
| Net interest income | $9,802,000 | 986 |
| Provision for loan and lease losses | $100,000 | 3,453 |
| Total noninterest income | $2,616,000 | 1,050 |
| Gross Fiduciary activities income | $338,000 | 471 |
| Service charges on deposit accounts | $1,038,000 | 836 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,240,000 | 1,143 |
| Total noninterest expense | $8,333,000 | 970 |
| Salaries and employee benefits | $3,141,000 | 1,398 |
| Premises and equipment expense | $947,000 | 1,218 |
| Additional noninterest expense | $4,245,000 | 627 |
| Pre-tax net operating income | $3,985,000 | 1,088 |
| Securities gains (losses) | $123,000 | 913 |
| Applicable income taxes | $1,164,000 | 1,138 |
| Income before extraordinary items | $2,944,000 | 1,113 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,944,000 | 1,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,091 |
| Cash dividends | $1,644,000 | 822 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,855,440 | 1,103 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,627,000 | 1,049 |
| Total interest expense | $1,769,000 | 1,128 |
| Net interest income | $4,858,000 | 1,009 |
| Provision for loan and lease losses | $50,000 | 3,283 |
| Total noninterest income | $1,235,000 | 1,063 |
| Gross Fiduciary activities income | $150,000 | 521 |
| Service charges on deposit accounts | $462,000 | 904 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $623,000 | 1,100 |
| Total noninterest expense | $4,161,000 | 987 |
| Salaries and employee benefits | $1,597,000 | 1,390 |
| Premises and equipment expense | $478,000 | 1,224 |
| Additional noninterest expense | $2,086,000 | 622 |
| Pre-tax net operating income | $1,882,000 | 1,125 |
| Securities gains (losses) | $123,000 | 709 |
| Applicable income taxes | $562,000 | 1,193 |
| Income before extraordinary items | $1,443,000 | 1,137 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,443,000 | 1,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,212 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,354,440 | 1,141 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $28,142,000 | 997 |
| Total interest expense | $7,339,000 | 1,209 |
| Net interest income | $20,803,000 | 927 |
| Provision for loan and lease losses | $90,000 | 5,469 |
| Total noninterest income | $3,800,000 | 1,401 |
| Gross Fiduciary activities income | $493,000 | 567 |
| Service charges on deposit accounts | $1,856,000 | 923 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,451,000 | 1,865 |
| Total noninterest expense | $16,235,000 | 1,008 |
| Salaries and employee benefits | $6,055,000 | 1,409 |
| Premises and equipment expense | $1,759,000 | 1,301 |
| Additional noninterest expense | $8,421,000 | 643 |
| Pre-tax net operating income | $8,278,000 | 1,005 |
| Securities gains (losses) | $107,000 | 1,824 |
| Applicable income taxes | $2,337,000 | 1,131 |
| Income before extraordinary items | $6,048,000 | 1,067 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,048,000 | 1,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $461,000 | 1,713 |
| Cash dividends | $1,199,000 | 2,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,970,960 | 1,019 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $21,327,000 | 1,012 |
| Total interest expense | $5,621,000 | 1,244 |
| Net interest income | $15,706,000 | 937 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $2,839,000 | 1,428 |
| Gross Fiduciary activities income | $377,000 | 565 |
| Service charges on deposit accounts | $1,423,000 | 916 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,039,000 | 2,000 |
| Total noninterest expense | $11,789,000 | 1,044 |
| Salaries and employee benefits | $4,376,000 | 1,478 |
| Premises and equipment expense | $1,304,000 | 1,312 |
| Additional noninterest expense | $6,109,000 | 667 |
| Pre-tax net operating income | $6,666,000 | 985 |
| Securities gains (losses) | $107,000 | 1,688 |
| Applicable income taxes | $1,912,000 | 1,097 |
| Income before extraordinary items | $4,861,000 | 1,038 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,861,000 | 1,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $351,000 | 1,537 |
| Cash dividends | $585,000 | 2,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,783,960 | 983 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $14,048,000 | 1,030 |
| Total interest expense | $3,890,000 | 1,232 |
| Net interest income | $10,158,000 | 951 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $1,808,000 | 1,481 |
| Gross Fiduciary activities income | $258,000 | 561 |
| Service charges on deposit accounts | $945,000 | 905 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $605,000 | 2,179 |
| Total noninterest expense | $7,743,000 | 1,047 |
| Salaries and employee benefits | $2,889,000 | 1,489 |
| Premises and equipment expense | $889,000 | 1,290 |
| Additional noninterest expense | $3,965,000 | 674 |
| Pre-tax net operating income | $4,133,000 | 1,047 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,126,000 | 1,241 |
| Income before extraordinary items | $3,007,000 | 1,119 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,007,000 | 1,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,533 |
| Cash dividends | $585,000 | 1,946 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,007,000 | 1,028 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $6,890,000 | 1,069 |
| Total interest expense | $1,996,000 | 1,225 |
| Net interest income | $4,894,000 | 986 |
| Provision for loan and lease losses | $90,000 | 2,494 |
| Total noninterest income | $881,000 | 1,467 |
| Gross Fiduciary activities income | $119,000 | 591 |
| Service charges on deposit accounts | $465,000 | 882 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $297,000 | 2,121 |
| Total noninterest expense | $3,816,000 | 1,057 |
| Salaries and employee benefits | $1,448,000 | 1,478 |
| Premises and equipment expense | $440,000 | 1,311 |
| Additional noninterest expense | $1,928,000 | 673 |
| Pre-tax net operating income | $1,869,000 | 1,160 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $487,000 | 1,401 |
| Income before extraordinary items | $1,382,000 | 1,201 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,382,000 | 1,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 2,432 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,382,000 | 1,119 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $28,850,000 | 1,068 |
| Total interest expense | $8,752,000 | 1,280 |
| Net interest income | $20,098,000 | 963 |
| Provision for loan and lease losses | $1,060,000 | 1,280 |
| Total noninterest income | $4,002,000 | 1,252 |
| Gross Fiduciary activities income | $485,000 | 581 |
| Service charges on deposit accounts | $1,934,000 | 823 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,583,000 | 1,581 |
| Total noninterest expense | $15,055,000 | 1,028 |
| Salaries and employee benefits | $5,799,000 | 1,405 |
| Premises and equipment expense | $1,543,000 | 1,431 |
| Additional noninterest expense | $7,713,000 | 687 |
| Pre-tax net operating income | $7,985,000 | 1,059 |
| Securities gains (losses) | $13,000 | 3,457 |
| Applicable income taxes | $2,059,000 | 1,259 |
| Income before extraordinary items | $5,939,000 | 1,058 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,939,000 | 1,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $439,000 | 1,828 |
| Cash dividends | $1,094,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,929,380 | 1,018 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $32,146,000 | 1,056 |
| Total interest expense | $13,829,000 | 1,170 |
| Net interest income | $18,317,000 | 984 |
| Provision for loan and lease losses | $500,000 | 2,196 |
| Total noninterest income | $3,478,000 | 1,315 |
| Gross Fiduciary activities income | $513,000 | 587 |
| Service charges on deposit accounts | $1,577,000 | 941 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,388,000 | 1,636 |
| Total noninterest expense | $14,292,000 | 1,035 |
| Salaries and employee benefits | $5,315,000 | 1,425 |
| Premises and equipment expense | $1,388,000 | 1,546 |
| Additional noninterest expense | $7,589,000 | 694 |
| Pre-tax net operating income | $7,003,000 | 1,066 |
| Securities gains (losses) | $-1,000 | 9,012 |
| Applicable income taxes | $1,766,000 | 1,305 |
| Income before extraordinary items | $5,236,000 | 1,045 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,236,000 | 1,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,890 |
| Cash dividends | $1,903,000 | 1,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,236,750 | 1,004 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $31,273,000 | 1,125 |
| Total interest expense | $15,208,000 | 1,142 |
| Net interest income | $16,065,000 | 1,103 |
| Provision for loan and lease losses | $360,000 | 2,489 |
| Total noninterest income | $3,109,000 | 1,313 |
| Gross Fiduciary activities income | $499,000 | 599 |
| Service charges on deposit accounts | $1,317,000 | 1,021 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,293,000 | 1,564 |
| Total noninterest expense | $12,185,000 | 1,142 |
| Salaries and employee benefits | $4,504,000 | 1,580 |
| Premises and equipment expense | $1,335,000 | 1,557 |
| Additional noninterest expense | $6,346,000 | 791 |
| Pre-tax net operating income | $6,629,000 | 1,135 |
| Securities gains (losses) | $12,000 | 1,101 |
| Applicable income taxes | $1,871,000 | 1,240 |
| Income before extraordinary items | $4,770,000 | 1,114 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,770,000 | 1,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,338 |
| Cash dividends | $1,307,000 | 1,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,761,360 | 1,117 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $27,686,000 | 1,179 |
| Total interest expense | $12,599,000 | 1,205 |
| Net interest income | $15,087,000 | 1,169 |
| Provision for loan and lease losses | $330,000 | 2,465 |
| Total noninterest income | $2,830,000 | 1,426 |
| Gross Fiduciary activities income | $442,000 | 674 |
| Service charges on deposit accounts | $1,226,000 | 1,092 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,162,000 | 1,687 |
| Total noninterest expense | $11,584,000 | 1,196 |
| Salaries and employee benefits | $4,317,000 | 1,603 |
| Premises and equipment expense | $1,438,000 | 1,420 |
| Additional noninterest expense | $5,829,000 | 863 |
| Pre-tax net operating income | $6,003,000 | 1,275 |
| Securities gains (losses) | $-2,000 | 8,771 |
| Applicable income taxes | $1,853,000 | 1,319 |
| Income before extraordinary items | $4,148,000 | 1,310 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,148,000 | 1,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 2,647 |
| Cash dividends | $1,228,000 | 1,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,149,380 | 1,289 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $25,469,000 | 1,268 |
| Total interest expense | $12,147,000 | 1,284 |
| Net interest income | $13,322,000 | 1,274 |
| Provision for loan and lease losses | $330,000 | 2,400 |
| Total noninterest income | $2,531,000 | 1,530 |
| Gross Fiduciary activities income | $414,000 | 700 |
| Service charges on deposit accounts | $1,011,000 | 1,237 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,106,000 | 1,724 |
| Total noninterest expense | $10,771,000 | 1,229 |
| Salaries and employee benefits | $4,101,000 | 1,620 |
| Premises and equipment expense | $1,323,000 | 1,484 |
| Additional noninterest expense | $5,347,000 | 907 |
| Pre-tax net operating income | $4,752,000 | 1,558 |
| Securities gains (losses) | $-3,000 | 9,968 |
| Applicable income taxes | $1,383,000 | 1,752 |
| Income before extraordinary items | $3,366,000 | 1,568 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,366,000 | 1,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,292 |
| Cash dividends | $796,000 | 2,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,368,130 | 1,505 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $20,783,000 | 1,589 |
| Total interest expense | $10,140,000 | 1,526 |
| Net interest income | $10,643,000 | 1,627 |
| Provision for loan and lease losses | $200,000 | 3,424 |
| Total noninterest income | $1,971,000 | 1,786 |
| Gross Fiduciary activities income | $341,000 | 777 |
| Service charges on deposit accounts | $1,026,000 | 1,245 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $604,000 | 2,458 |
| Total noninterest expense | $8,598,000 | 1,529 |
| Salaries and employee benefits | $3,350,000 | 1,961 |
| Premises and equipment expense | $1,278,000 | 1,515 |
| Additional noninterest expense | $3,970,000 | 1,128 |
| Pre-tax net operating income | $3,816,000 | 1,967 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $1,053,000 | 2,329 |
| Income before extraordinary items | $2,765,000 | 1,908 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,765,000 | 1,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 9,915 |
| Cash dividends | $831,000 | 2,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,763,560 | 1,854 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $18,109,000 | 1,874 |
| Total interest expense | $8,648,000 | 1,824 |
| Net interest income | $9,461,000 | 1,885 |
| Provision for loan and lease losses | $220,000 | 3,199 |
| Total noninterest income | $1,544,000 | 2,250 |
| Gross Fiduciary activities income | $355,000 | 812 |
| Service charges on deposit accounts | $779,000 | 1,726 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $410,000 | 3,359 |
| Total noninterest expense | $6,941,000 | 2,020 |
| Salaries and employee benefits | $2,779,000 | 2,392 |
| Premises and equipment expense | $1,066,000 | 1,887 |
| Additional noninterest expense | $3,096,000 | 1,683 |
| Pre-tax net operating income | $3,844,000 | 1,880 |
| Securities gains (losses) | $-13,000 | 10,409 |
| Applicable income taxes | $1,192,000 | 2,003 |
| Income before extraordinary items | $2,639,000 | 1,877 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,639,000 | 1,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 10,470 |
| Cash dividends | $690,000 | 2,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,647,970 | 1,837 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $16,872,000 | 1,998 |
| Total interest expense | $7,954,000 | 1,969 |
| Net interest income | $8,918,000 | 2,014 |
| Provision for loan and lease losses | $440,000 | 1,736 |
| Total noninterest income | $1,333,000 | 2,495 |
| Gross Fiduciary activities income | $344,000 | 849 |
| Service charges on deposit accounts | $666,000 | 2,029 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $323,000 | 3,831 |
| Total noninterest expense | $5,876,000 | 2,320 |
| Salaries and employee benefits | $2,274,000 | 2,932 |
| Premises and equipment expense | $836,000 | 2,389 |
| Additional noninterest expense | $2,766,000 | 1,819 |
| Pre-tax net operating income | $3,935,000 | 1,885 |
| Securities gains (losses) | $-10,000 | 10,097 |
| Applicable income taxes | $1,294,000 | 1,880 |
| Income before extraordinary items | $2,631,000 | 1,902 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,631,000 | 1,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,409 |
| Cash dividends | $627,000 | 2,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,637,700 | 1,884 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,576,000 | 2,258 |
| Total interest expense | $5,767,000 | 2,170 |
| Net interest income | $7,809,000 | 2,305 |
| Provision for loan and lease losses | $240,000 | 2,662 |
| Total noninterest income | $1,206,000 | 2,728 |
| Gross Fiduciary activities income | $324,000 | 877 |
| Service charges on deposit accounts | $560,000 | 2,431 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $322,000 | 3,905 |
| Total noninterest expense | $5,491,000 | 2,542 |
| Salaries and employee benefits | $2,810,000 | 2,380 |
| Premises and equipment expense | $893,000 | 2,261 |
| Additional noninterest expense | $1,788,000 | 2,849 |
| Pre-tax net operating income | $3,284,000 | 2,170 |
| Securities gains (losses) | $-13,000 | 10,028 |
| Applicable income taxes | $1,040,000 | 2,147 |
| Income before extraordinary items | $2,231,000 | 2,197 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,231,000 | 2,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,590 |
| Cash dividends | $548,000 | 3,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,239,840 | 2,207 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,830,000 | 2,403 |
| Total interest expense | $5,616,000 | 2,306 |
| Net interest income | $7,214,000 | 2,487 |
| Provision for loan and lease losses | $660,000 | 1,725 |
| Total noninterest income | $1,234,000 | 2,847 |
| Gross Fiduciary activities income | $316,000 | 920 |
| Service charges on deposit accounts | $536,000 | 2,591 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $382,000 | 3,867 |
| Total noninterest expense | $4,747,000 | 2,984 |
| Salaries and employee benefits | $2,318,000 | 2,843 |
| Premises and equipment expense | $848,000 | 2,408 |
| Additional noninterest expense | $1,581,000 | 3,347 |
| Pre-tax net operating income | $3,041,000 | 2,248 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $907,000 | 2,502 |
| Income before extraordinary items | $2,139,000 | 2,336 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,139,000 | 2,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $530,000 | 1,702 |
| Cash dividends | $465,000 | 3,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,135,500 | 2,205 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,028,000 | 2,702 |
| Total interest expense | $6,150,000 | 2,717 |
| Net interest income | $6,878,000 | 2,641 |
| Provision for loan and lease losses | $353,000 | 3,762 |
| Total noninterest income | $1,185,000 | 2,894 |
| Gross Fiduciary activities income | $292,000 | 971 |
| Service charges on deposit accounts | $475,000 | 2,928 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $418,000 | 3,598 |
| Total noninterest expense | $4,610,000 | 3,092 |
| Salaries and employee benefits | $2,328,000 | 2,790 |
| Premises and equipment expense | $765,000 | 2,707 |
| Additional noninterest expense | $1,517,000 | 3,564 |
| Pre-tax net operating income | $3,100,000 | 2,003 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $986,000 | 2,131 |
| Income before extraordinary items | $2,115,000 | 2,166 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,115,000 | 2,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 6,938 |
| Cash dividends | $461,000 | 2,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,114,320 | 1,996 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.