Home > First Banking Center > Net charge- offs to loans
First Banking Center, Net charge- offs to loans
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9642% | 971 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8228% | 958 |
| Percentage Net Loans Charged-off:Construction & development | 5.0340% | 1,114 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7052% | 702 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7704% | 684 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3502% | 1,258 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9724% | 612 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6660% | 1,676 |
| Percentage Net Loans Charged-off: Loans to individuals | 20.8600% | 51 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0707% | 1,523 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9928% | 911 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8406% | 925 |
| Percentage Net Loans Charged-off:Construction & development | 4.3874% | 1,094 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4126% | 447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4345% | 845 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5204% | 947 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5619% | 788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9399% | 1,372 |
| Percentage Net Loans Charged-off: Loans to individuals | 20.0987% | 51 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1012% | 1,274 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5034% | 2,557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2336% | 2,770 |
| Percentage Net Loans Charged-off:Construction & development | 0.7854% | 1,569 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1632% | 1,511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2007% | 2,267 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0247% | 549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0858% | 2,551 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 24.2358% | 51 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0545% | 1,088 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.8827% | 127 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.0211% | 111 |
| Percentage Net Loans Charged-off:Construction & development | 20.7729% | 193 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3386% | 480 |
| Percentage Net Loans Charged-off: Multi-family residential | 20.9458% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.8146% | 128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5957% | 1,132 |
| All other 1-4 family - Percent of loans charged-off, net | 6.5730% | 123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4919% | 865 |
| Percentage Net Loans Charged-off: Loans to individuals | 20.5709% | 57 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0383% | 1,985 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.0704% | 219 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.2177% | 186 |
| Percentage Net Loans Charged-off:Construction & development | 13.9596% | 311 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8958% | 443 |
| Percentage Net Loans Charged-off: Multi-family residential | 27.6102% | 30 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.3216% | 197 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7812% | 823 |
| All other 1-4 family - Percent of loans charged-off, net | 4.8399% | 188 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7589% | 2,694 |
| Percentage Net Loans Charged-off: Loans to individuals | 19.7013% | 58 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0513% | 1,707 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4714% | 453 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4657% | 371 |
| Percentage Net Loans Charged-off:Construction & development | 9.6705% | 454 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6109% | 451 |
| Percentage Net Loans Charged-off: Multi-family residential | 36.9867% | 24 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4486% | 702 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4382% | 900 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5977% | 627 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0592% | 1,920 |
| Percentage Net Loans Charged-off: Loans to individuals | 18.2452% | 63 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9921% | 1,356 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7116% | 1,310 |
| Percentage Net Loans Charged-off:Construction & development | 1.7124% | 1,015 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1127% | 1,086 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9487% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0907% | 669 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0458% | 2,681 |
| Percentage Net Loans Charged-off: Loans to individuals | 22.6928% | 43 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4555% | 2,556 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3725% | 2,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.0376% | 2,742 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0849% | 1,826 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9900% | 616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1147% | 1,173 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1106% | 531 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0029% | 7,091 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.2088% | 118 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2569% | 2,844 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2156% | 2,077 |
| Percentage Net Loans Charged-off:Construction & development | 0.0101% | 2,199 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0650% | 1,376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5517% | 842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1545% | 878 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6055% | 717 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0040% | 6,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3932% | 274 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0245% | 5,227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0182% | 3,426 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0344% | 1,137 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0270% | 2,544 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0830% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0194% | 2,433 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0060% | 6,767 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6630% | 2,412 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0360% | 4,006 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0287% | 2,331 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0712% | 630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0314% | 1,737 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0358% | 1,563 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1535% | 1,363 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1298% | 3,488 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1253% | 1,866 |
| Percentage Net Loans Charged-off:Construction & development | 0.0728% | 1,265 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0334% | 1,374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2968% | 915 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4819% | 324 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2681% | 976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0333% | 3,691 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0969% | 586 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2197% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0037% | 7,390 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0105% | 7,789 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0318% | 7,977 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0369% | 7,966 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0108% | 6,826 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0013% | 554 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0082% | 7,259 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0161% | 7,853 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0488% | 8,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0568% | 8,067 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0052% | 6,662 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0229% | 532 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0159% | 7,154 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0215% | 7,952 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0645% | 8,142 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0754% | 8,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9916% | 1,274 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0109% | 5,750 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 7,734 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0085% | 7,887 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0081% | 7,889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0098% | 7,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0673% | 3,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9990% | 295 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0043% | 7,282 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0074% | 7,771 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0114% | 7,959 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0158% | 7,992 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0190% | 7,990 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0119% | 3,022 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1327% | 447 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1565% | 7,324 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0183% | 7,496 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0147% | 7,935 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0173% | 8,067 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0398% | 8,176 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0484% | 8,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0063% | 2,617 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0028% | 1,261 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2306% | 7,355 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0565% | 7,806 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0381% | 8,208 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0342% | 8,183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0812% | 8,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0996% | 8,338 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1283% | 7,443 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0147% | 1,282 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4559% | 7,396 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0459% | 4,863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0304% | 2,397 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0141% | 1,216 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0728% | 1,711 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1132% | 401 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0628% | 1,757 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1232% | 3,174 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2392% | 540 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0612% | 1,386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0213% | 5,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0031% | 2,940 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0086% | 2,445 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0344% | 471 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0021% | 2,403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1133% | 2,714 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9699% | 610 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0815% | 1,160 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0297% | 4,452 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0057% | 2,368 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0156% | 1,915 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0516% | 356 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0065% | 1,901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1503% | 2,185 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3187% | 487 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1221% | 922 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0009% | 6,624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1006% | 7,467 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5905% | 920 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0795% | 4,589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0591% | 2,152 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1395% | 1,275 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1442% | 351 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1384% | 1,275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1035% | 3,578 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2318% | 8,428 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3708% | 925 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0374% | 5,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0135% | 2,822 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0311% | 2,118 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1940% | 251 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 7,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0752% | 3,153 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5459% | 8,592 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3639% | 811 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0098% | 5,615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0208% | 2,232 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0456% | 1,655 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2958% | 167 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0088% | 8,077 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0189% | 2,972 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1457% | 7,460 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0364% | 4,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0426% | 1,389 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0887% | 1,014 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6031% | 81 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0169% | 8,281 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1215% | 4,419 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1199% | 1,649 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2664% | 708 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0794% | 1,960 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1052% | 400 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0745% | 1,975 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0188% | 4,636 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2528% | 5,568 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2345% | 1,283 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1256% | 3,868 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1252% | 1,338 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3594% | 487 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0341% | 2,188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0409% | 416 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0329% | 2,128 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0253% | 3,994 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3289% | 4,672 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2172% | 1,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0249% | 5,602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0385% | 3,364 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0942% | 8,217 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3378% | 892 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0433% | 4,324 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0160% | 7,292 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1800% | 8,197 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6697% | 545 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1207% | 4,776 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0767% | 2,117 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1676% | 915 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0556% | 2,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0653% | 2,028 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7533% | 2,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2256% | 5,856 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0038% | 7,424 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0176% | 7,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0024% | 3,880 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0149% | 8,810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0139% | 2,860 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0157% | 2,665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0178% | 4,694 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6161% | 3,610 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0956% | 1,563 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0045% | 7,430 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 1,314 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0564% | 250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0506% | 1,493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0559% | 1,494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0178% | 1,009 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3407% | 951 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0603% | 5,777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0193% | 714 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0431% | 545 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0463% | 496 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1206% | 763 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1043% | 393 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1698% | 95 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0168% | 7,471 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0172% | 732 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0369% | 566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0385% | 512 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0195% | 1,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2088% | 1,114 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4666% | 340 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0042% | 9,453 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0076% | 9,914 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1445% | 4,734 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0498% | 7,031 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4529% | 2,997 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0605% | 9,658 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |