Home > First Banking Center > Assets and Liabilities
First Banking Center, Assets and Liabilities
| 2010-09-30 | Rank | |
| # of Employees: | 190 | 787 |
| Assets and Liabilities | ||
| Total Assets: | $750,724,000 | 905 |
| Cash and due from depository institutions | $86,002,000 | 787 |
| Interest-bearing balances | $62,251,000 | 584 |
| Securities | $96,511,000 | 1,373 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $521,159,000 | 846 |
| Loan loss allowance | $37,225,000 | 270 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $11,072,000 | 1,094 |
| Other real estate owned | $16,639,000 | 787 |
| Goodwill and other intangibles | $308,000 | 2,210 |
| All other assets | $19,033,000 | 1,174 |
| Life insurance assets | $856,000 | 3,005 |
| Total liabilities and capital | $750,724,000 | 905 |
| Total liabilities | $742,261,000 | 818 |
| Total deposits | $664,752,000 | 814 |
| Interest-bearing deposits | $593,134,000 | 782 |
| Deposits held in domestic offices | $664,752,000 | 811 |
| % insured | 97.04% | 797 |
| Federal funds purchased & repurchase agreements | $10,039,000 | 971 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $63,600,000 | 613 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $3,870,000 | 1,332 |
| Total equity capital | $8,463,000 | 5,684 |
| Total bank equity capital | $8,463,000 | 5,683 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $866,000 | 2,955 |
| Surplus | $19,164,000 | 1,627 |
| Undivided profits | $-11,567,000 | 7,451 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $87,110,000 | 237 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,585,000 | 280 |
| Income earned, not collected on loans | $5,268,000 | 521 |
| Earning assets | $679,921,000 | 903 |
| Long-term assets (5+ years) | $41,536,000 | 2,772 |
| Average Assets, year-to-date | $838,244,000 | 802 |
| Average Assets, quarterly | $785,906,000 | 866 |
| Volatile liabilities | $117,367,000 | 1,200 |
| Insider loans | $5,456,000 | 1,308 |
| FHLB advances | $63,500,000 | 555 |
| Loans and leases held for sale | $703,000 | 1,369 |
| Unused loan commitments | $53,904,000 | 1,206 |
| Tier 1 (core) risk-based capital | $12,943,000 | 4,303 |
| Tier 2 risk-based capital | $7,052,000 | 818 |
| Total risk weighted assets | $533,982,000 | 866 |
| Total unused commitments | $53,904,000 | 1,208 |
| Derivatives | $1,878,000 | 975 |
| 2010-06-30 | Rank | |
| # of Employees: | 133 | 1,154 |
| Assets and Liabilities | ||
| Total Assets: | $821,888,000 | 826 |
| Cash and due from depository institutions | $76,933,000 | 1,154 |
| Interest-bearing balances | $66,910,000 | 525 |
| Securities | $138,053,000 | 965 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $550,488,000 | 806 |
| Loan loss allowance | $32,630,000 | 301 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $11,299,000 | 1,081 |
| Other real estate owned | $12,859,000 | 1,154 |
| Goodwill and other intangibles | $353,000 | 2,144 |
| All other assets | $31,903,000 | 745 |
| Life insurance assets | $1,045,000 | 2,898 |
| Total liabilities and capital | $821,888,000 | 826 |
| Total liabilities | $807,945,000 | 753 |
| Total deposits | $715,853,000 | 753 |
| Interest-bearing deposits | $650,340,000 | 711 |
| Deposits held in domestic offices | $715,853,000 | 750 |
| % insured | 97.02% | 865 |
| Federal funds purchased & repurchase agreements | $17,707,000 | 712 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $70,600,000 | 581 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,785,000 | 1,292 |
| Total equity capital | $13,943,000 | 4,257 |
| Total bank equity capital | $13,943,000 | 4,256 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $866,000 | 2,987 |
| Surplus | $19,164,000 | 1,626 |
| Undivided profits | $-6,087,000 | 7,300 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $81,418,000 | 247 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,080,000 | 329 |
| Income earned, not collected on loans | $4,793,000 | 564 |
| Earning assets | $755,451,000 | 807 |
| Long-term assets (5+ years) | $65,981,000 | 1,926 |
| Average Assets, year-to-date | $867,684,000 | 778 |
| Average Assets, quarterly | $845,349,000 | 805 |
| Volatile liabilities | $125,763,000 | 1,141 |
| Insider loans | $5,473,000 | 1,323 |
| FHLB advances | $70,500,000 | 528 |
| Loans and leases held for sale | $1,596,000 | 836 |
| Unused loan commitments | $58,652,000 | 1,115 |
| Tier 1 (core) risk-based capital | $19,245,000 | 3,173 |
| Tier 2 risk-based capital | $7,348,000 | 784 |
| Total risk weighted assets | $562,544,000 | 835 |
| Total unused commitments | $58,652,000 | 1,118 |
| Derivatives | $1,892,000 | 867 |
| 2010-03-31 | Rank | |
| # of Employees: | 132 | 1,175 |
| Assets and Liabilities | ||
| Total Assets: | $868,810,000 | 796 |
| Cash and due from depository institutions | $53,329,000 | 1,175 |
| Interest-bearing balances | $37,477,000 | 922 |
| Securities | $164,254,000 | 814 |
| Federal funds sold & reverse repurchase agreements | $569,000 | 4,005 |
| Net loans & leases | $584,508,000 | 771 |
| Loan loss allowance | $22,764,000 | 412 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $11,477,000 | 1,084 |
| Other real estate owned | $11,871,000 | 1,175 |
| Goodwill and other intangibles | $397,000 | 2,104 |
| All other assets | $42,405,000 | 581 |
| Life insurance assets | $3,230,000 | 1,756 |
| Total liabilities and capital | $868,810,000 | 796 |
| Total liabilities | $834,118,000 | 747 |
| Total deposits | $735,507,000 | 740 |
| Interest-bearing deposits | $669,725,000 | 703 |
| Deposits held in domestic offices | $735,507,000 | 737 |
| % insured | 96.43% | 1,127 |
| Federal funds purchased & repurchase agreements | $21,079,000 | 658 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $73,600,000 | 599 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,932,000 | 1,257 |
| Total equity capital | $34,692,000 | 1,966 |
| Total bank equity capital | $34,692,000 | 1,965 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $866,000 | 3,042 |
| Surplus | $19,164,000 | 1,651 |
| Undivided profits | $14,662,000 | 2,186 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $64,871,000 | 321 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,995,000 | 223 |
| Income earned, not collected on loans | $5,492,000 | 512 |
| Earning assets | $786,808,000 | 796 |
| Long-term assets (5+ years) | $108,792,000 | 1,273 |
| Average Assets, year-to-date | $890,582,000 | 775 |
| Average Assets, quarterly | $890,582,000 | 775 |
| Volatile liabilities | $127,481,000 | 1,165 |
| Insider loans | $5,493,000 | 1,379 |
| FHLB advances | $73,500,000 | 538 |
| Loans and leases held for sale | $812,000 | 1,006 |
| Unused loan commitments | $66,868,000 | 1,039 |
| Tier 1 (core) risk-based capital | $35,363,000 | 1,811 |
| Tier 2 risk-based capital | $7,716,000 | 773 |
| Total risk weighted assets | $602,218,000 | 802 |
| Total unused commitments | $66,868,000 | 1,041 |
| Derivatives | $1,905,000 | 821 |
| 2009-12-31 | Rank | |
| # of Employees: | 135 | 1,164 |
| Assets and Liabilities | ||
| Total Assets: | $912,354,000 | 753 |
| Cash and due from depository institutions | $74,730,000 | 1,164 |
| Interest-bearing balances | $54,526,000 | 539 |
| Securities | $173,706,000 | 747 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $596,152,000 | 770 |
| Loan loss allowance | $23,530,000 | 415 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $11,705,000 | 1,068 |
| Other real estate owned | $10,701,000 | 1,164 |
| Goodwill and other intangibles | $442,000 | 2,050 |
| All other assets | $44,918,000 | 561 |
| Life insurance assets | $3,205,000 | 1,771 |
| Total liabilities and capital | $912,354,000 | 753 |
| Total liabilities | $880,424,000 | 695 |
| Total deposits | $778,502,000 | 703 |
| Interest-bearing deposits | $705,998,000 | 673 |
| Deposits held in domestic offices | $778,502,000 | 700 |
| % insured | 94.20% | 2,039 |
| Federal funds purchased & repurchase agreements | $23,650,000 | 631 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $73,600,000 | 654 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,672,000 | 1,087 |
| Total equity capital | $31,930,000 | 2,091 |
| Total bank equity capital | $31,930,000 | 2,090 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $866,000 | 3,084 |
| Surplus | $19,164,000 | 1,647 |
| Undivided profits | $11,900,000 | 2,553 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $55,453,000 | 363 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,785,000 | 217 |
| Income earned, not collected on loans | $6,410,000 | 446 |
| Earning assets | $824,384,000 | 754 |
| Long-term assets (5+ years) | $96,645,000 | 1,407 |
| Average Assets, year-to-date | $938,403,400 | 716 |
| Average Assets, quarterly | $926,731,000 | 739 |
| Volatile liabilities | $115,656,000 | 1,284 |
| Insider loans | $5,476,000 | 1,408 |
| FHLB advances | $73,500,000 | 585 |
| Loans and leases held for sale | $1,380,000 | 876 |
| Unused loan commitments | $72,641,000 | 984 |
| Tier 1 (core) risk-based capital | $34,929,000 | 1,822 |
| Tier 2 risk-based capital | $7,939,000 | 774 |
| Total risk weighted assets | $619,536,000 | 797 |
| Total unused commitments | $72,641,000 | 986 |
| Derivatives | $1,919,000 | 808 |
| 2009-09-30 | Rank | |
| # of Employees: | 135 | 1,183 |
| Assets and Liabilities | ||
| Total Assets: | $941,108,000 | 730 |
| Cash and due from depository institutions | $80,495,000 | 1,183 |
| Interest-bearing balances | $64,651,000 | 432 |
| Securities | $161,798,000 | 800 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $642,495,000 | 731 |
| Loan loss allowance | $18,369,000 | 493 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $11,760,000 | 1,074 |
| Other real estate owned | $9,284,000 | 1,183 |
| Goodwill and other intangibles | $486,000 | 2,053 |
| All other assets | $34,790,000 | 643 |
| Life insurance assets | $3,153,000 | 1,783 |
| Total liabilities and capital | $941,108,000 | 730 |
| Total liabilities | $890,863,000 | 697 |
| Total deposits | $785,941,000 | 694 |
| Interest-bearing deposits | $721,533,000 | 655 |
| Deposits held in domestic offices | $785,941,000 | 691 |
| % insured | 96.06% | 1,441 |
| Federal funds purchased & repurchase agreements | $24,173,000 | 650 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $76,600,000 | 669 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,149,000 | 1,313 |
| Total equity capital | $50,245,000 | 1,375 |
| Total bank equity capital | $50,245,000 | 1,374 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $866,000 | 3,128 |
| Surplus | $19,164,000 | 1,650 |
| Undivided profits | $30,215,000 | 1,126 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $57,208,000 | 371 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $857,000 | 323 |
| Income earned, not collected on loans | $6,018,000 | 520 |
| Earning assets | $868,944,000 | 728 |
| Long-term assets (5+ years) | $84,277,000 | 1,588 |
| Average Assets, year-to-date | $944,915,750 | 722 |
| Average Assets, quarterly | $973,041,500 | 710 |
| Volatile liabilities | $85,164,000 | 1,770 |
| Insider loans | $5,459,000 | 1,410 |
| FHLB advances | $76,500,000 | 599 |
| Loans and leases held for sale | $883,000 | 1,006 |
| Unused loan commitments | $73,688,000 | 1,038 |
| Tier 1 (core) risk-based capital | $53,879,000 | 1,167 |
| Tier 2 risk-based capital | $8,501,000 | 728 |
| Total risk weighted assets | $670,183,000 | 740 |
| Total unused commitments | $73,688,000 | 1,042 |
| Derivatives | $1,932,000 | 834 |
| 2009-06-30 | Rank | |
| # of Employees: | 139 | 1,191 |
| Assets and Liabilities | ||
| Total Assets: | $1,004,975,000 | 699 |
| Cash and due from depository institutions | $123,986,000 | 1,191 |
| Interest-bearing balances | $106,704,000 | 230 |
| Securities | $142,680,000 | 886 |
| Federal funds sold & reverse repurchase agreements | $186,000 | 4,827 |
| Net loans & leases | $686,605,000 | 704 |
| Loan loss allowance | $17,796,000 | 488 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $12,001,000 | 1,065 |
| Other real estate owned | $9,512,000 | 1,191 |
| Goodwill and other intangibles | $530,000 | 2,019 |
| All other assets | $29,475,000 | 768 |
| Life insurance assets | $3,128,000 | 1,797 |
| Total liabilities and capital | $1,004,975,000 | 699 |
| Total liabilities | $946,341,000 | 672 |
| Total deposits | $831,149,000 | 658 |
| Interest-bearing deposits | $765,038,000 | 625 |
| Deposits held in domestic offices | $831,149,000 | 656 |
| % insured | 89.80% | 960 |
| Federal funds purchased & repurchase agreements | $24,520,000 | 636 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $85,400,000 | 643 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $5,272,000 | 1,132 |
| Total equity capital | $58,634,000 | 1,155 |
| Total bank equity capital | $58,634,000 | 1,153 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $866,000 | 3,167 |
| Surplus | $19,164,000 | 1,656 |
| Undivided profits | $38,604,000 | 858 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $50,929,000 | 386 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $424,000 | 508 |
| Income earned, not collected on loans | $5,854,000 | 528 |
| Earning assets | $936,175,000 | 680 |
| Long-term assets (5+ years) | $66,459,000 | 1,886 |
| Average Assets, year-to-date | $946,185,000 | 740 |
| Average Assets, quarterly | $954,083,500 | 736 |
| Volatile liabilities | $100,952,000 | 1,524 |
| Insider loans | $5,256,000 | 1,487 |
| FHLB advances | $85,300,000 | 566 |
| Loans and leases held for sale | $3,613,000 | 660 |
| Unused loan commitments | $84,229,000 | 957 |
| Tier 1 (core) risk-based capital | $63,990,000 | 982 |
| Tier 2 risk-based capital | $9,109,000 | 700 |
| Total risk weighted assets | $720,035,000 | 718 |
| Total unused commitments | $84,229,000 | 957 |
| Derivatives | $4,521,000 | 721 |
| 2009-03-31 | Rank | |
| # of Employees: | 138 | 1,199 |
| Assets and Liabilities | ||
| Total Assets: | $903,192,000 | 785 |
| Cash and due from depository institutions | $27,730,000 | 1,199 |
| Interest-bearing balances | $9,996,000 | 1,636 |
| Securities | $104,395,000 | 1,198 |
| Federal funds sold & reverse repurchase agreements | $346,000 | 5,053 |
| Net loans & leases | $726,553,000 | 672 |
| Loan loss allowance | $12,813,000 | 600 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $12,252,000 | 1,029 |
| Other real estate owned | $5,751,000 | 1,199 |
| Goodwill and other intangibles | $575,000 | 1,989 |
| All other assets | $25,590,000 | 856 |
| Life insurance assets | $3,103,000 | 1,803 |
| Total liabilities and capital | $903,192,000 | 785 |
| Total liabilities | $836,723,000 | 762 |
| Total deposits | $705,825,000 | 774 |
| Interest-bearing deposits | $641,243,000 | 734 |
| Deposits held in domestic offices | $705,825,000 | 772 |
| % insured | 88.30% | 1,388 |
| Federal funds purchased & repurchase agreements | $30,903,000 | 578 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $95,400,000 | 623 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $4,595,000 | 1,230 |
| Total equity capital | $66,469,000 | 1,019 |
| Total bank equity capital | $66,469,000 | 1,018 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $866,000 | 3,190 |
| Surplus | $19,164,000 | 1,635 |
| Undivided profits | $46,439,000 | 720 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $29,740,000 | 535 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $230,000 | 635 |
| Income earned, not collected on loans | $6,313,000 | 506 |
| Earning assets | $841,290,000 | 761 |
| Long-term assets (5+ years) | $78,955,000 | 1,615 |
| Average Assets, year-to-date | $916,790,000 | 768 |
| Average Assets, quarterly | $916,790,000 | 768 |
| Volatile liabilities | $95,999,000 | 1,600 |
| Insider loans | $5,413,000 | 1,449 |
| FHLB advances | $95,300,000 | 542 |
| Loans and leases held for sale | $3,505,000 | 567 |
| Unused loan commitments | $98,227,000 | 899 |
| Tier 1 (core) risk-based capital | $73,183,000 | 849 |
| Tier 2 risk-based capital | $9,517,000 | 669 |
| Total risk weighted assets | $758,044,000 | 689 |
| Total unused commitments | $98,227,000 | 900 |
| Derivatives | $4,542,000 | 757 |
| 2008-12-31 | Rank | |
| # of Employees: | 145 | 1,137 |
| Assets and Liabilities | ||
| Total Assets: | $930,388,000 | 756 |
| Cash and due from depository institutions | $29,270,000 | 1,137 |
| Interest-bearing balances | $8,731,000 | 1,229 |
| Securities | $109,531,000 | 1,114 |
| Federal funds sold & reverse repurchase agreements | $14,977,000 | 625 |
| Net loans & leases | $734,602,000 | 664 |
| Loan loss allowance | $12,906,000 | 588 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $12,481,000 | 1,015 |
| Other real estate owned | $3,921,000 | 1,137 |
| Goodwill and other intangibles | $619,000 | 1,954 |
| All other assets | $24,987,000 | 887 |
| Life insurance assets | $3,078,000 | 1,816 |
| Total liabilities and capital | $930,388,000 | 756 |
| Total liabilities | $861,927,000 | 726 |
| Total deposits | $727,825,000 | 711 |
| Interest-bearing deposits | $653,761,000 | 689 |
| Deposits held in domestic offices | $727,825,000 | 708 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,323,000 | 578 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $95,400,000 | 671 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $4,379,000 | 1,288 |
| Total equity capital | $68,461,000 | 969 |
| Total bank equity capital | $68,461,000 | 969 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $866,000 | 3,212 |
| Surplus | $19,164,000 | 1,604 |
| Undivided profits | $48,431,000 | 683 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,837,000 | 523 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $6,379,000 | 520 |
| Earning assets | $867,841,000 | 733 |
| Long-term assets (5+ years) | $97,442,000 | 1,334 |
| Average Assets, year-to-date | $899,921,800 | 738 |
| Average Assets, quarterly | $919,009,500 | 746 |
| Volatile liabilities | $96,810,000 | 1,560 |
| Insider loans | $5,831,000 | 1,384 |
| FHLB advances | $95,300,000 | 597 |
| Loans and leases held for sale | $2,396,000 | 555 |
| Unused loan commitments | $114,047,000 | 813 |
| Tier 1 (core) risk-based capital | $72,604,000 | 840 |
| Tier 2 risk-based capital | $9,955,000 | 634 |
| Total risk weighted assets | $793,458,000 | 654 |
| Total unused commitments | $114,047,000 | 813 |
| Derivatives | $4,565,000 | 685 |
| 2008-09-30 | Rank | |
| # of Employees: | 143 | 1,164 |
| Assets and Liabilities | ||
| Total Assets: | $907,631,000 | 749 |
| Cash and due from depository institutions | $12,255,000 | 1,164 |
| Interest-bearing balances | $390,000 | 3,923 |
| Securities | $111,209,000 | 1,067 |
| Federal funds sold & reverse repurchase agreements | $5,419,000 | 2,126 |
| Net loans & leases | $736,678,000 | 663 |
| Loan loss allowance | $8,655,000 | 741 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $12,509,000 | 1,003 |
| Other real estate owned | $5,247,000 | 1,164 |
| Goodwill and other intangibles | $664,000 | 1,966 |
| All other assets | $23,650,000 | 895 |
| Life insurance assets | $3,062,000 | 1,811 |
| Total liabilities and capital | $907,631,000 | 749 |
| Total liabilities | $844,485,000 | 727 |
| Total deposits | $709,141,000 | 728 |
| Interest-bearing deposits | $641,266,000 | 688 |
| Deposits held in domestic offices | $709,141,000 | 725 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,060,000 | 583 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $95,400,000 | 677 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,884,000 | 1,387 |
| Total equity capital | $63,146,000 | 1,073 |
| Total bank equity capital | $63,146,000 | 1,073 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $866,000 | 3,245 |
| Surplus | $14,164,000 | 2,033 |
| Undivided profits | $48,116,000 | 710 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,132,000 | 1,032 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $56,000 | 916 |
| Income earned, not collected on loans | $6,236,000 | 557 |
| Earning assets | $853,696,000 | 723 |
| Long-term assets (5+ years) | $85,652,000 | 1,467 |
| Average Assets, year-to-date | $892,305,250 | 751 |
| Average Assets, quarterly | $905,789,500 | 749 |
| Volatile liabilities | $77,025,000 | 1,855 |
| Insider loans | $5,243,000 | 1,506 |
| FHLB advances | $95,300,000 | 612 |
| Loans and leases held for sale | $427,000 | 1,088 |
| Unused loan commitments | $121,289,000 | 824 |
| Tier 1 (core) risk-based capital | $69,723,000 | 903 |
| Tier 2 risk-based capital | $8,655,000 | 683 |
| Total risk weighted assets | $769,077,000 | 676 |
| Total unused commitments | $121,289,000 | 824 |
| Derivatives | $14,593,000 | 414 |
| 2008-06-30 | Rank | |
| # of Employees: | 146 | 1,152 |
| Assets and Liabilities | ||
| Total Assets: | $903,948,000 | 757 |
| Cash and due from depository institutions | $18,349,000 | 1,152 |
| Interest-bearing balances | $384,000 | 3,806 |
| Securities | $127,729,000 | 951 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $718,311,000 | 678 |
| Loan loss allowance | $8,671,000 | 725 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $12,719,000 | 981 |
| Other real estate owned | $4,682,000 | 1,152 |
| Goodwill and other intangibles | $708,000 | 1,946 |
| All other assets | $21,450,000 | 958 |
| Life insurance assets | $3,034,000 | 1,823 |
| Total liabilities and capital | $903,948,000 | 757 |
| Total liabilities | $837,301,000 | 730 |
| Total deposits | $687,597,000 | 744 |
| Interest-bearing deposits | $616,670,000 | 717 |
| Deposits held in domestic offices | $687,597,000 | 741 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $49,864,000 | 508 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $95,459,000 | 672 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $4,381,000 | 1,271 |
| Total equity capital | $66,647,000 | 1,019 |
| Total bank equity capital | $66,647,000 | 1,019 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $866,000 | 3,270 |
| Surplus | $14,164,000 | 2,017 |
| Undivided profits | $51,617,000 | 683 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,956,000 | 931 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $6,549,000 | 517 |
| Earning assets | $846,424,000 | 735 |
| Long-term assets (5+ years) | $103,633,000 | 1,216 |
| Average Assets, year-to-date | $887,196,670 | 758 |
| Average Assets, quarterly | $901,055,500 | 749 |
| Volatile liabilities | $86,237,000 | 1,652 |
| Insider loans | $5,177,000 | 1,526 |
| FHLB advances | $95,350,000 | 610 |
| Loans and leases held for sale | $2,439,000 | 568 |
| Unused loan commitments | $127,085,000 | 829 |
| Tier 1 (core) risk-based capital | $68,085,000 | 918 |
| Tier 2 risk-based capital | $8,671,000 | 674 |
| Total risk weighted assets | $734,130,000 | 705 |
| Total unused commitments | $127,085,000 | 829 |
| Derivatives | $24,613,000 | 334 |
| 2008-03-31 | Rank | |
| # of Employees: | 146 | 1,154 |
| Assets and Liabilities | ||
| Total Assets: | $898,163,000 | 755 |
| Cash and due from depository institutions | $16,727,000 | 1,154 |
| Interest-bearing balances | $376,000 | 3,908 |
| Securities | $143,437,000 | 833 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $698,944,000 | 693 |
| Loan loss allowance | $8,294,000 | 707 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $12,907,000 | 965 |
| Other real estate owned | $4,401,000 | 1,154 |
| Goodwill and other intangibles | $753,000 | 1,904 |
| All other assets | $20,994,000 | 942 |
| Life insurance assets | $3,005,000 | 1,825 |
| Total liabilities and capital | $898,163,000 | 755 |
| Total liabilities | $829,995,000 | 731 |
| Total deposits | $678,604,000 | 751 |
| Interest-bearing deposits | $613,546,000 | 726 |
| Deposits held in domestic offices | $678,604,000 | 747 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $49,804,000 | 492 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $96,209,000 | 625 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,378,000 | 1,146 |
| Total equity capital | $68,168,000 | 1,022 |
| Total bank equity capital | $68,168,000 | 1,022 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $866,000 | 3,284 |
| Surplus | $14,164,000 | 2,001 |
| Undivided profits | $53,138,000 | 692 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,294,000 | 1,113 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $7,150,000 | 497 |
| Earning assets | $842,757,000 | 734 |
| Long-term assets (5+ years) | $79,042,000 | 1,499 |
| Average Assets, year-to-date | $878,821,000 | 769 |
| Average Assets, quarterly | $878,821,000 | 769 |
| Volatile liabilities | $89,794,000 | 1,579 |
| Insider loans | $5,524,000 | 1,422 |
| FHLB advances | $96,074,000 | 564 |
| Loans and leases held for sale | $1,207,000 | 859 |
| Unused loan commitments | $130,801,000 | 815 |
| Tier 1 (core) risk-based capital | $67,307,000 | 925 |
| Tier 2 risk-based capital | $8,294,000 | 685 |
| Total risk weighted assets | $721,020,000 | 707 |
| Total unused commitments | $130,801,000 | 815 |
| Derivatives | $69,634,000 | 229 |
| 2007-12-31 | Rank | |
| # of Employees: | 148 | 1,141 |
| Assets and Liabilities | ||
| Total Assets: | $859,479,000 | 793 |
| Cash and due from depository institutions | $22,517,000 | 1,141 |
| Interest-bearing balances | $757,000 | 2,806 |
| Securities | $137,953,000 | 855 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $661,004,000 | 717 |
| Loan loss allowance | $7,956,000 | 720 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $12,992,000 | 960 |
| Other real estate owned | $3,582,000 | 1,141 |
| Goodwill and other intangibles | $797,000 | 1,863 |
| All other assets | $20,634,000 | 949 |
| Life insurance assets | $2,977,000 | 1,827 |
| Total liabilities and capital | $859,479,000 | 793 |
| Total liabilities | $792,088,000 | 762 |
| Total deposits | $661,026,000 | 775 |
| Interest-bearing deposits | $587,043,000 | 758 |
| Deposits held in domestic offices | $661,026,000 | 771 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $40,326,000 | 557 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $86,241,000 | 654 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,495,000 | 1,307 |
| Total equity capital | $67,391,000 | 1,023 |
| Total bank equity capital | $67,391,000 | 1,023 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $866,000 | 3,288 |
| Surplus | $14,164,000 | 1,976 |
| Undivided profits | $52,361,000 | 712 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,442,000 | 504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $7,885,000 | 492 |
| Earning assets | $799,714,000 | 770 |
| Long-term assets (5+ years) | $82,194,000 | 1,367 |
| Average Assets, year-to-date | $774,781,400 | 842 |
| Average Assets, quarterly | $814,763,000 | 828 |
| Volatile liabilities | $89,877,000 | 1,596 |
| Insider loans | $5,400,000 | 1,419 |
| FHLB advances | $86,080,000 | 592 |
| Loans and leases held for sale | $1,696,000 | 706 |
| Unused loan commitments | $135,805,000 | 800 |
| Tier 1 (core) risk-based capital | $65,999,000 | 946 |
| Tier 2 risk-based capital | $7,956,000 | 711 |
| Total risk weighted assets | $711,913,000 | 716 |
| Total unused commitments | $135,805,000 | 800 |
| Derivatives | $84,653,000 | 198 |
| 2007-09-30 | Rank | |
| # of Employees: | 143 | 1,198 |
| Assets and Liabilities | ||
| Total Assets: | $770,047,000 | 874 |
| Cash and due from depository institutions | $13,818,000 | 1,198 |
| Interest-bearing balances | $898,000 | 2,509 |
| Securities | $81,726,000 | 1,461 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $641,329,000 | 719 |
| Loan loss allowance | $8,328,000 | 656 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $12,466,000 | 968 |
| Other real estate owned | $0 | 1,198 |
| Goodwill and other intangibles | $842,000 | 1,825 |
| All other assets | $19,866,000 | 961 |
| Life insurance assets | $2,952,000 | 1,796 |
| Total liabilities and capital | $770,047,000 | 874 |
| Total liabilities | $703,780,000 | 851 |
| Total deposits | $589,399,000 | 868 |
| Interest-bearing deposits | $524,711,000 | 845 |
| Deposits held in domestic offices | $589,399,000 | 867 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $60,246,000 | 415 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $49,772,000 | 937 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $4,363,000 | 1,314 |
| Total equity capital | $66,267,000 | 1,028 |
| Total bank equity capital | $66,267,000 | 1,028 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $866,000 | 3,274 |
| Surplus | $14,164,000 | 1,937 |
| Undivided profits | $51,237,000 | 729 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,137,000 | 390 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $7,646,000 | 531 |
| Earning assets | $723,953,000 | 848 |
| Long-term assets (5+ years) | $31,159,000 | 2,705 |
| Average Assets, year-to-date | $753,607,000 | 862 |
| Average Assets, quarterly | $758,729,000 | 875 |
| Volatile liabilities | $110,204,000 | 1,283 |
| Insider loans | $5,449,000 | 1,368 |
| FHLB advances | $49,585,000 | 868 |
| Loans and leases held for sale | $1,222,000 | 801 |
| Unused loan commitments | $145,819,000 | 773 |
| Tier 1 (core) risk-based capital | $65,319,000 | 954 |
| Tier 2 risk-based capital | $8,328,000 | 664 |
| Total risk weighted assets | $683,895,000 | 730 |
| Total unused commitments | $145,819,000 | 773 |
| Derivatives | $94,672,000 | 196 |
| 2007-06-30 | Rank | |
| # of Employees: | 148 | 1,161 |
| Assets and Liabilities | ||
| Total Assets: | $747,411,000 | 902 |
| Cash and due from depository institutions | $17,115,000 | 1,161 |
| Interest-bearing balances | $945,000 | 2,518 |
| Securities | $76,304,000 | 1,543 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $620,766,000 | 746 |
| Loan loss allowance | $8,100,000 | 670 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $12,745,000 | 928 |
| Other real estate owned | $0 | 1,161 |
| Goodwill and other intangibles | $886,000 | 1,807 |
| All other assets | $19,595,000 | 979 |
| Life insurance assets | $2,925,000 | 1,801 |
| Total liabilities and capital | $747,411,000 | 902 |
| Total liabilities | $684,598,000 | 878 |
| Total deposits | $602,724,000 | 863 |
| Interest-bearing deposits | $530,307,000 | 843 |
| Deposits held in domestic offices | $602,724,000 | 860 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,352,000 | 611 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $44,002,000 | 977 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,520,000 | 1,060 |
| Total equity capital | $62,813,000 | 1,076 |
| Total bank equity capital | $62,813,000 | 1,076 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $866,000 | 3,280 |
| Surplus | $14,164,000 | 1,940 |
| Undivided profits | $47,783,000 | 774 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,113,000 | 796 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $7,033,000 | 562 |
| Earning assets | $698,015,000 | 882 |
| Long-term assets (5+ years) | $29,740,000 | 2,744 |
| Average Assets, year-to-date | $748,127,000 | 880 |
| Average Assets, quarterly | $743,466,000 | 898 |
| Volatile liabilities | $89,020,000 | 1,559 |
| Insider loans | $6,812,000 | 1,086 |
| FHLB advances | $43,791,000 | 904 |
| Loans and leases held for sale | $730,000 | 1,118 |
| Unused loan commitments | $139,507,000 | 808 |
| Tier 1 (core) risk-based capital | $62,435,000 | 1,012 |
| Tier 2 risk-based capital | $8,100,000 | 696 |
| Total risk weighted assets | $659,192,000 | 758 |
| Total unused commitments | $139,507,000 | 808 |
| Derivatives | $94,690,000 | 220 |
| 2007-03-31 | Rank | |
| # of Employees: | 138 | 1,247 |
| Assets and Liabilities | ||
| Total Assets: | $739,521,000 | 899 |
| Cash and due from depository institutions | $13,513,000 | 1,247 |
| Interest-bearing balances | $707,000 | 2,852 |
| Securities | $80,239,000 | 1,483 |
| Federal funds sold & reverse repurchase agreements | $16,660,000 | 1,185 |
| Net loans & leases | $596,306,000 | 754 |
| Loan loss allowance | $7,864,000 | 669 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $12,906,000 | 890 |
| Other real estate owned | $0 | 1,247 |
| Goodwill and other intangibles | $931,000 | 1,764 |
| All other assets | $18,966,000 | 967 |
| Life insurance assets | $2,898,000 | 1,787 |
| Total liabilities and capital | $739,521,000 | 899 |
| Total liabilities | $677,361,000 | 877 |
| Total deposits | $607,364,000 | 841 |
| Interest-bearing deposits | $540,815,000 | 819 |
| Deposits held in domestic offices | $607,364,000 | 838 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,305,000 | 604 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $31,032,000 | 1,211 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $5,660,000 | 1,047 |
| Total equity capital | $62,160,000 | 1,074 |
| Total bank equity capital | $62,160,000 | 1,074 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $866,000 | 3,276 |
| Surplus | $14,164,000 | 1,915 |
| Undivided profits | $47,130,000 | 793 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,380,000 | 1,055 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $6,659,000 | 560 |
| Earning assets | $693,912,000 | 874 |
| Long-term assets (5+ years) | $26,553,000 | 2,911 |
| Average Assets, year-to-date | $748,485,000 | 877 |
| Average Assets, quarterly | $748,485,000 | 877 |
| Volatile liabilities | $92,291,000 | 1,471 |
| Insider loans | $5,227,000 | 1,382 |
| FHLB advances | $30,796,000 | 1,151 |
| Loans and leases held for sale | $943,000 | 1,015 |
| Unused loan commitments | $145,151,000 | 788 |
| Tier 1 (core) risk-based capital | $61,171,000 | 1,008 |
| Tier 2 risk-based capital | $7,864,000 | 695 |
| Total risk weighted assets | $635,052,000 | 765 |
| Total unused commitments | $145,151,000 | 788 |
| Derivatives | $94,711,000 | 219 |
| 2006-12-31 | Rank | |
| # of Employees: | 138 | 1,242 |
| Assets and Liabilities | ||
| Total Assets: | $757,449,000 | 869 |
| Cash and due from depository institutions | $24,855,000 | 1,242 |
| Interest-bearing balances | $719,000 | 2,807 |
| Securities | $96,213,000 | 1,280 |
| Federal funds sold & reverse repurchase agreements | $11,391,000 | 1,451 |
| Net loans & leases | $592,915,000 | 758 |
| Loan loss allowance | $7,604,000 | 673 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $12,427,000 | 913 |
| Other real estate owned | $0 | 1,242 |
| Goodwill and other intangibles | $975,000 | 1,733 |
| All other assets | $18,673,000 | 988 |
| Life insurance assets | $2,871,000 | 1,764 |
| Total liabilities and capital | $757,449,000 | 869 |
| Total liabilities | $697,652,000 | 844 |
| Total deposits | $615,552,000 | 816 |
| Interest-bearing deposits | $540,228,000 | 800 |
| Deposits held in domestic offices | $615,552,000 | 812 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $40,619,000 | 542 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $37,060,000 | 1,114 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $4,421,000 | 1,269 |
| Total equity capital | $59,797,000 | 1,096 |
| Total bank equity capital | $59,797,000 | 1,096 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $866,000 | 3,274 |
| Surplus | $14,164,000 | 1,867 |
| Undivided profits | $44,767,000 | 812 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,817,000 | 840 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $7,604,000 | 520 |
| Earning assets | $701,238,000 | 859 |
| Long-term assets (5+ years) | $28,359,000 | 2,755 |
| Average Assets, year-to-date | $697,215,600 | 909 |
| Average Assets, quarterly | $740,441,500 | 885 |
| Volatile liabilities | $107,214,000 | 1,398 |
| Insider loans | $5,930,000 | 1,214 |
| FHLB advances | $36,800,000 | 1,051 |
| Loans and leases held for sale | $1,347,000 | 853 |
| Unused loan commitments | $130,323,000 | 828 |
| Tier 1 (core) risk-based capital | $58,789,000 | 1,037 |
| Tier 2 risk-based capital | $7,604,000 | 711 |
| Total risk weighted assets | $633,254,000 | 756 |
| Total unused commitments | $130,323,000 | 828 |
| Derivatives | $94,729,000 | 214 |
| 2006-09-30 | Rank | |
| # of Employees: | 135 | 1,295 |
| Assets and Liabilities | ||
| Total Assets: | $723,434,000 | 903 |
| Cash and due from depository institutions | $16,630,000 | 1,295 |
| Interest-bearing balances | $729,000 | 2,708 |
| Securities | $75,856,000 | 1,597 |
| Federal funds sold & reverse repurchase agreements | $8,939,000 | 1,573 |
| Net loans & leases | $587,897,000 | 766 |
| Loan loss allowance | $7,231,000 | 722 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $12,526,000 | 887 |
| Other real estate owned | $287,000 | 1,295 |
| Goodwill and other intangibles | $1,020,000 | 1,712 |
| All other assets | $20,279,000 | 922 |
| Life insurance assets | $2,871,000 | 1,720 |
| Total liabilities and capital | $723,434,000 | 903 |
| Total liabilities | $665,020,000 | 886 |
| Total deposits | $595,062,000 | 839 |
| Interest-bearing deposits | $523,459,000 | 819 |
| Deposits held in domestic offices | $595,062,000 | 836 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,303,000 | 661 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $36,330,000 | 1,173 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,325,000 | 1,055 |
| Total equity capital | $58,414,000 | 1,123 |
| Total bank equity capital | $58,414,000 | 1,123 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $866,000 | 3,297 |
| Surplus | $14,164,000 | 1,843 |
| Undivided profits | $43,384,000 | 845 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,669,000 | 1,155 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $7,327,000 | 522 |
| Earning assets | $673,421,000 | 894 |
| Long-term assets (5+ years) | $31,354,000 | 2,555 |
| Average Assets, year-to-date | $682,157,250 | 937 |
| Average Assets, quarterly | $699,302,500 | 932 |
| Volatile liabilities | $91,289,000 | 1,613 |
| Insider loans | $5,958,000 | 1,186 |
| FHLB advances | $36,050,000 | 1,089 |
| Loans and leases held for sale | $2,442,000 | 592 |
| Unused loan commitments | $121,983,000 | 894 |
| Tier 1 (core) risk-based capital | $57,307,000 | 1,067 |
| Tier 2 risk-based capital | $7,231,000 | 744 |
| Total risk weighted assets | $619,028,000 | 772 |
| Total unused commitments | $121,983,000 | 895 |
| Derivatives | $94,746,000 | 216 |
| 2006-06-30 | Rank | |
| # of Employees: | 134 | 1,312 |
| Assets and Liabilities | ||
| Total Assets: | $675,171,000 | 956 |
| Cash and due from depository institutions | $17,020,000 | 1,312 |
| Interest-bearing balances | $440,000 | 3,237 |
| Securities | $68,468,000 | 1,751 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $556,258,000 | 792 |
| Loan loss allowance | $6,993,000 | 729 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $12,681,000 | 859 |
| Other real estate owned | $477,000 | 1,312 |
| Goodwill and other intangibles | $1,065,000 | 1,685 |
| All other assets | $19,202,000 | 966 |
| Life insurance assets | $2,973,000 | 1,650 |
| Total liabilities and capital | $675,171,000 | 956 |
| Total liabilities | $620,146,000 | 939 |
| Total deposits | $572,318,000 | 864 |
| Interest-bearing deposits | $504,951,000 | 832 |
| Deposits held in domestic offices | $572,318,000 | 862 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,878,000 | 730 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $16,528,000 | 2,011 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $6,422,000 | 866 |
| Total equity capital | $55,025,000 | 1,148 |
| Total bank equity capital | $55,025,000 | 1,148 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $866,000 | 3,290 |
| Surplus | $14,164,000 | 1,807 |
| Undivided profits | $39,995,000 | 874 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,689,000 | 724 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $5,686,000 | 598 |
| Earning assets | $625,166,000 | 943 |
| Long-term assets (5+ years) | $27,658,000 | 2,744 |
| Average Assets, year-to-date | $668,398,330 | 953 |
| Average Assets, quarterly | $670,888,500 | 957 |
| Volatile liabilities | $69,466,000 | 1,997 |
| Insider loans | $5,792,000 | 1,183 |
| FHLB advances | $16,050,000 | 1,925 |
| Loans and leases held for sale | $1,218,000 | 856 |
| Unused loan commitments | $123,877,000 | 892 |
| Tier 1 (core) risk-based capital | $54,624,000 | 1,093 |
| Tier 2 risk-based capital | $6,993,000 | 750 |
| Total risk weighted assets | $583,121,000 | 800 |
| Total unused commitments | $123,877,000 | 892 |
| Derivatives | $72,081,000 | 233 |
| 2006-03-31 | Rank | |
| # of Employees: | 132 | 1,313 |
| Assets and Liabilities | ||
| Total Assets: | $666,606,000 | 956 |
| Cash and due from depository institutions | $14,493,000 | 1,313 |
| Interest-bearing balances | $695,000 | 2,901 |
| Securities | $76,793,000 | 1,609 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $536,723,000 | 797 |
| Loan loss allowance | $6,749,000 | 744 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $12,707,000 | 823 |
| Other real estate owned | $190,000 | 1,313 |
| Goodwill and other intangibles | $1,110,000 | 1,634 |
| All other assets | $24,590,000 | 746 |
| Life insurance assets | $2,936,000 | 1,627 |
| Total liabilities and capital | $666,606,000 | 956 |
| Total liabilities | $612,479,000 | 934 |
| Total deposits | $547,465,000 | 881 |
| Interest-bearing deposits | $477,034,000 | 873 |
| Deposits held in domestic offices | $547,465,000 | 880 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $37,270,000 | 546 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $21,551,000 | 1,649 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $6,193,000 | 897 |
| Total equity capital | $54,127,000 | 1,149 |
| Total bank equity capital | $54,127,000 | 1,149 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $866,000 | 3,276 |
| Surplus | $14,164,000 | 1,745 |
| Undivided profits | $39,097,000 | 891 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,918,000 | 1,358 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $6,584,000 | 501 |
| Earning assets | $614,211,000 | 946 |
| Long-term assets (5+ years) | $33,638,000 | 2,387 |
| Average Assets, year-to-date | $665,012,000 | 952 |
| Average Assets, quarterly | $665,012,000 | 952 |
| Volatile liabilities | $178,261,000 | 839 |
| Insider loans | $5,242,000 | 1,314 |
| FHLB advances | $21,050,000 | 1,577 |
| Loans and leases held for sale | $2,193,000 | 562 |
| Unused loan commitments | $121,212,000 | 878 |
| Tier 1 (core) risk-based capital | $53,285,000 | 1,105 |
| Tier 2 risk-based capital | $6,749,000 | 756 |
| Total risk weighted assets | $566,119,000 | 799 |
| Total unused commitments | $121,212,000 | 879 |
| Derivatives | $92,091,000 | 216 |
| 2005-12-31 | Rank | |
| # of Employees: | 139 | 1,226 |
| Assets and Liabilities | ||
| Total Assets: | $663,418,000 | 953 |
| Cash and due from depository institutions | $28,115,000 | 1,226 |
| Interest-bearing balances | $759,000 | 2,918 |
| Securities | $71,633,000 | 1,700 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $526,152,000 | 796 |
| Loan loss allowance | $6,403,000 | 765 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $12,747,000 | 813 |
| Other real estate owned | $296,000 | 1,226 |
| Goodwill and other intangibles | $1,155,000 | 1,604 |
| All other assets | $23,320,000 | 766 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $663,418,000 | 953 |
| Total liabilities | $611,087,000 | 928 |
| Total deposits | $556,768,000 | 867 |
| Interest-bearing deposits | $477,800,000 | 852 |
| Deposits held in domestic offices | $556,768,000 | 864 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,566,000 | 600 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $16,404,000 | 1,995 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,349,000 | 966 |
| Total equity capital | $52,331,000 | 1,169 |
| Total bank equity capital | $52,331,000 | 1,169 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $866,000 | 3,286 |
| Surplus | $14,164,000 | 1,710 |
| Undivided profits | $37,301,000 | 924 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,173,000 | 1,215 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $5,711,000 | 568 |
| Earning assets | $598,544,000 | 960 |
| Long-term assets (5+ years) | $30,655,000 | 2,513 |
| Average Assets, year-to-date | $618,065,000 | 966 |
| Average Assets, quarterly | $647,859,000 | 960 |
| Volatile liabilities | $175,583,000 | 853 |
| Insider loans | $5,272,000 | 1,282 |
| FHLB advances | $16,050,000 | 1,898 |
| Loans and leases held for sale | $1,954,000 | 599 |
| Unused loan commitments | $122,932,000 | 853 |
| Tier 1 (core) risk-based capital | $51,238,000 | 1,127 |
| Tier 2 risk-based capital | $6,403,000 | 775 |
| Total risk weighted assets | $557,993,000 | 803 |
| Total unused commitments | $122,932,000 | 853 |
| Derivatives | $92,097,000 | 208 |
| 2005-09-30 | Rank | |
| # of Employees: | 133 | 1,273 |
| Assets and Liabilities | ||
| Total Assets: | $632,300,000 | 970 |
| Cash and due from depository institutions | $15,700,000 | 1,273 |
| Interest-bearing balances | $652,000 | 3,137 |
| Securities | $68,864,000 | 1,746 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $511,283,000 | 803 |
| Loan loss allowance | $6,066,000 | 803 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $12,494,000 | 807 |
| Other real estate owned | $0 | 1,273 |
| Goodwill and other intangibles | $1,201,000 | 1,563 |
| All other assets | $22,758,000 | 761 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $632,300,000 | 970 |
| Total liabilities | $580,888,000 | 952 |
| Total deposits | $507,126,000 | 922 |
| Interest-bearing deposits | $440,269,000 | 896 |
| Deposits held in domestic offices | $507,126,000 | 920 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,421,000 | 588 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $37,121,000 | 1,137 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,220,000 | 1,130 |
| Total equity capital | $51,412,000 | 1,167 |
| Total bank equity capital | $51,412,000 | 1,167 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $866,000 | 3,268 |
| Surplus | $14,164,000 | 1,660 |
| Undivided profits | $36,382,000 | 945 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,158,000 | 849 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $5,383,000 | 570 |
| Earning assets | $580,799,000 | 972 |
| Long-term assets (5+ years) | $24,083,000 | 2,951 |
| Average Assets, year-to-date | $606,726,750 | 971 |
| Average Assets, quarterly | $624,823,500 | 970 |
| Volatile liabilities | $176,426,000 | 821 |
| Insider loans | $11,800,000 | 498 |
| FHLB advances | $36,750,000 | 1,070 |
| Loans and leases held for sale | $1,677,000 | 750 |
| Unused loan commitments | $120,851,000 | 855 |
| Tier 1 (core) risk-based capital | $50,081,000 | 1,132 |
| Tier 2 risk-based capital | $6,066,000 | 803 |
| Total risk weighted assets | $538,520,000 | 811 |
| Total unused commitments | $120,851,000 | 856 |
| Derivatives | $70,000,000 | 231 |
| 2005-06-30 | Rank | |
| # of Employees: | 133 | 1,281 |
| Assets and Liabilities | ||
| Total Assets: | $617,347,000 | 968 |
| Cash and due from depository institutions | $18,979,000 | 1,281 |
| Interest-bearing balances | $346,000 | 3,740 |
| Securities | $70,986,000 | 1,724 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $492,265,000 | 812 |
| Loan loss allowance | $5,793,000 | 842 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $12,408,000 | 799 |
| Other real estate owned | $0 | 1,281 |
| Goodwill and other intangibles | $1,246,000 | 1,530 |
| All other assets | $21,463,000 | 795 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $617,347,000 | 968 |
| Total liabilities | $567,698,000 | 946 |
| Total deposits | $501,877,000 | 906 |
| Interest-bearing deposits | $437,351,000 | 875 |
| Deposits held in domestic offices | $501,877,000 | 904 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,826,000 | 515 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $22,328,000 | 1,647 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,667,000 | 1,213 |
| Total equity capital | $49,649,000 | 1,203 |
| Total bank equity capital | $49,649,000 | 1,203 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $866,000 | 3,252 |
| Surplus | $14,164,000 | 1,621 |
| Undivided profits | $34,619,000 | 980 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,361,000 | 1,100 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $4,297,000 | 648 |
| Earning assets | $563,597,000 | 973 |
| Long-term assets (5+ years) | $25,459,000 | 2,872 |
| Average Assets, year-to-date | $598,202,330 | 971 |
| Average Assets, quarterly | $605,723,500 | 975 |
| Volatile liabilities | $170,033,000 | 817 |
| Insider loans | $11,546,000 | 495 |
| FHLB advances | $21,930,000 | 1,577 |
| Loans and leases held for sale | $1,964,000 | 719 |
| Unused loan commitments | $117,268,000 | 850 |
| Tier 1 (core) risk-based capital | $47,967,000 | 1,151 |
| Tier 2 risk-based capital | $5,793,000 | 822 |
| Total risk weighted assets | $520,772,000 | 807 |
| Total unused commitments | $117,268,000 | 850 |
| Derivatives | $69,880,000 | 226 |
| 2005-03-31 | Rank | |
| # of Employees: | 134 | 1,261 |
| Assets and Liabilities | ||
| Total Assets: | $594,100,000 | 986 |
| Cash and due from depository institutions | $14,852,000 | 1,261 |
| Interest-bearing balances | $343,000 | 3,796 |
| Securities | $75,637,000 | 1,639 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $468,246,000 | 832 |
| Loan loss allowance | $5,656,000 | 848 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $12,492,000 | 777 |
| Other real estate owned | $0 | 1,261 |
| Goodwill and other intangibles | $1,291,000 | 1,510 |
| All other assets | $21,582,000 | 777 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $594,100,000 | 986 |
| Total liabilities | $546,172,000 | 960 |
| Total deposits | $466,444,000 | 956 |
| Interest-bearing deposits | $400,717,000 | 956 |
| Deposits held in domestic offices | $466,444,000 | 952 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $43,424,000 | 481 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $32,350,000 | 1,222 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,954,000 | 1,123 |
| Total equity capital | $47,928,000 | 1,211 |
| Total bank equity capital | $47,928,000 | 1,211 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $866,000 | 3,262 |
| Surplus | $14,164,000 | 1,584 |
| Undivided profits | $32,898,000 | 998 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,504,000 | 1,050 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $4,308,000 | 630 |
| Earning assets | $544,226,000 | 979 |
| Long-term assets (5+ years) | $26,173,000 | 2,908 |
| Average Assets, year-to-date | $588,630,000 | 983 |
| Average Assets, quarterly | $588,630,000 | 983 |
| Volatile liabilities | $152,637,000 | 848 |
| Insider loans | $11,633,000 | 474 |
| FHLB advances | $31,930,000 | 1,153 |
| Loans and leases held for sale | $1,838,000 | 671 |
| Unused loan commitments | $99,582,000 | 952 |
| Tier 1 (core) risk-based capital | $46,550,000 | 1,171 |
| Tier 2 risk-based capital | $5,656,000 | 824 |
| Total risk weighted assets | $494,391,000 | 843 |
| Total unused commitments | $99,582,000 | 952 |
| Derivatives | $40,000,000 | 253 |
| 2004-12-31 | Rank | |
| # of Employees: | 142 | 1,178 |
| Assets and Liabilities | ||
| Total Assets: | $583,160,000 | 995 |
| Cash and due from depository institutions | $16,498,000 | 1,178 |
| Interest-bearing balances | $336,000 | 3,848 |
| Securities | $71,067,000 | 1,757 |
| Federal funds sold & reverse repurchase agreements | $3,630,000 | 2,829 |
| Net loans & leases | $455,851,000 | 848 |
| Loan loss allowance | $5,538,000 | 867 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $12,726,000 | 756 |
| Other real estate owned | $1,463,000 | 1,178 |
| Goodwill and other intangibles | $1,336,000 | 1,478 |
| All other assets | $20,589,000 | 790 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $583,160,000 | 995 |
| Total liabilities | $536,528,000 | 973 |
| Total deposits | $475,107,000 | 921 |
| Interest-bearing deposits | $403,057,000 | 927 |
| Deposits held in domestic offices | $475,107,000 | 920 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,286,000 | 546 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $22,371,000 | 1,598 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,764,000 | 1,149 |
| Total equity capital | $46,632,000 | 1,233 |
| Total bank equity capital | $46,632,000 | 1,233 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $866,000 | 3,261 |
| Surplus | $14,164,000 | 1,563 |
| Undivided profits | $31,602,000 | 1,054 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,684,000 | 995 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $3,858,000 | 689 |
| Earning assets | $530,884,000 | 1,005 |
| Long-term assets (5+ years) | $28,229,000 | 2,818 |
| Average Assets, year-to-date | $564,425,000 | 976 |
| Average Assets, quarterly | $580,693,000 | 986 |
| Volatile liabilities | $133,485,000 | 941 |
| Insider loans | $12,356,000 | 439 |
| FHLB advances | $21,930,000 | 1,528 |
| Loans and leases held for sale | $1,908,000 | 641 |
| Unused loan commitments | $96,586,000 | 945 |
| Tier 1 (core) risk-based capital | $44,732,000 | 1,203 |
| Tier 2 risk-based capital | $5,538,000 | 853 |
| Total risk weighted assets | $475,246,000 | 866 |
| Total unused commitments | $96,586,000 | 945 |
| Derivatives | $40,000,000 | 250 |
| 2004-09-30 | Rank | |
| # of Employees: | 132 | 1,289 |
| Assets and Liabilities | ||
| Total Assets: | $578,226,000 | 990 |
| Cash and due from depository institutions | $14,123,000 | 1,289 |
| Interest-bearing balances | $307,000 | 3,992 |
| Securities | $68,764,000 | 1,803 |
| Federal funds sold & reverse repurchase agreements | $3,927,000 | 2,539 |
| Net loans & leases | $455,452,000 | 829 |
| Loan loss allowance | $4,672,000 | 1,004 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $12,882,000 | 707 |
| Other real estate owned | $1,750,000 | 1,289 |
| Goodwill and other intangibles | $1,382,000 | 1,431 |
| All other assets | $19,946,000 | 799 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $578,226,000 | 990 |
| Total liabilities | $524,496,000 | 975 |
| Total deposits | $434,251,000 | 988 |
| Interest-bearing deposits | $366,386,000 | 1,015 |
| Deposits held in domestic offices | $434,251,000 | 984 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $60,189,000 | 388 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $26,112,000 | 1,439 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,944,000 | 1,110 |
| Total equity capital | $53,730,000 | 1,069 |
| Total bank equity capital | $53,730,000 | 1,069 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $866,000 | 3,266 |
| Surplus | $14,164,000 | 1,536 |
| Undivided profits | $38,700,000 | 868 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,684,000 | 768 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $3,727,000 | 710 |
| Earning assets | $528,450,000 | 986 |
| Long-term assets (5+ years) | $30,450,000 | 2,701 |
| Average Assets, year-to-date | $559,741,250 | 981 |
| Average Assets, quarterly | $571,199,500 | 981 |
| Volatile liabilities | $137,482,000 | 880 |
| Insider loans | $11,727,000 | 461 |
| FHLB advances | $25,650,000 | 1,353 |
| Loans and leases held for sale | $1,138,000 | 833 |
| Unused loan commitments | $96,682,000 | 952 |
| Tier 1 (core) risk-based capital | $51,436,000 | 1,030 |
| Tier 2 risk-based capital | $4,672,000 | 968 |
| Total risk weighted assets | $475,609,000 | 845 |
| Total unused commitments | $96,682,000 | 954 |
| Derivatives | $20,000,000 | 321 |
| 2004-06-30 | Rank | |
| # of Employees: | 135 | 1,264 |
| Assets and Liabilities | ||
| Total Assets: | $564,173,000 | 988 |
| Cash and due from depository institutions | $15,765,000 | 1,264 |
| Interest-bearing balances | $281,000 | 4,187 |
| Securities | $68,563,000 | 1,830 |
| Federal funds sold & reverse repurchase agreements | $4,048,000 | 2,334 |
| Net loans & leases | $439,629,000 | 836 |
| Loan loss allowance | $4,696,000 | 983 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $12,979,000 | 679 |
| Other real estate owned | $1,853,000 | 1,264 |
| Goodwill and other intangibles | $1,427,000 | 1,408 |
| All other assets | $19,909,000 | 795 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $564,173,000 | 988 |
| Total liabilities | $512,741,000 | 984 |
| Total deposits | $418,904,000 | 1,008 |
| Interest-bearing deposits | $356,379,000 | 1,022 |
| Deposits held in domestic offices | $418,904,000 | 1,004 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $50,720,000 | 437 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $38,733,000 | 1,093 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $4,384,000 | 948 |
| Total equity capital | $51,432,000 | 1,071 |
| Total bank equity capital | $51,432,000 | 1,071 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $866,000 | 3,282 |
| Surplus | $14,164,000 | 1,481 |
| Undivided profits | $36,402,000 | 869 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,708,000 | 1,059 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $3,140,000 | 822 |
| Earning assets | $512,521,000 | 990 |
| Long-term assets (5+ years) | $37,353,000 | 2,400 |
| Average Assets, year-to-date | $553,579,670 | 984 |
| Average Assets, quarterly | $559,047,500 | 978 |
| Volatile liabilities | $126,944,000 | 907 |
| Insider loans | $13,342,000 | 380 |
| FHLB advances | $38,250,000 | 1,009 |
| Loans and leases held for sale | $592,000 | 1,125 |
| Unused loan commitments | $96,222,000 | 921 |
| Tier 1 (core) risk-based capital | $49,671,000 | 1,045 |
| Tier 2 risk-based capital | $4,696,000 | 950 |
| Total risk weighted assets | $451,982,000 | 865 |
| Total unused commitments | $96,222,000 | 921 |
| Derivatives | $10,000,000 | 400 |
| 2004-03-31 | Rank | |
| # of Employees: | 138 | 1,223 |
| Assets and Liabilities | ||
| Total Assets: | $553,922,000 | 990 |
| Cash and due from depository institutions | $14,494,000 | 1,223 |
| Interest-bearing balances | $280,000 | 4,343 |
| Securities | $77,532,000 | 1,661 |
| Federal funds sold & reverse repurchase agreements | $3,512,000 | 3,515 |
| Net loans & leases | $423,477,000 | 852 |
| Loan loss allowance | $4,629,000 | 992 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $12,451,000 | 707 |
| Other real estate owned | $1,750,000 | 1,223 |
| Goodwill and other intangibles | $1,472,000 | 1,381 |
| All other assets | $19,234,000 | 789 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $553,922,000 | 990 |
| Total liabilities | $501,224,000 | 992 |
| Total deposits | $394,207,000 | 1,074 |
| Interest-bearing deposits | $336,020,000 | 1,090 |
| Deposits held in domestic offices | $394,207,000 | 1,072 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $57,584,000 | 403 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $44,750,000 | 915 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $4,683,000 | 1,013 |
| Total equity capital | $52,698,000 | 1,061 |
| Total bank equity capital | $52,698,000 | 1,061 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $866,000 | 3,286 |
| Surplus | $14,164,000 | 1,461 |
| Undivided profits | $37,668,000 | 885 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,469,000 | 1,211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $3,263,000 | 781 |
| Earning assets | $504,801,000 | 1,001 |
| Long-term assets (5+ years) | $38,395,000 | 2,314 |
| Average Assets, year-to-date | $548,283,000 | 997 |
| Average Assets, quarterly | $548,283,000 | 997 |
| Volatile liabilities | $134,667,000 | 831 |
| Insider loans | $12,970,000 | 372 |
| FHLB advances | $44,250,000 | 835 |
| Loans and leases held for sale | $1,763,000 | 748 |
| Unused loan commitments | $84,021,000 | 997 |
| Tier 1 (core) risk-based capital | $49,768,000 | 1,029 |
| Tier 2 risk-based capital | $4,629,000 | 946 |
| Total risk weighted assets | $428,059,000 | 896 |
| Total unused commitments | $84,021,000 | 999 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 133 | 1,285 |
| Assets and Liabilities | ||
| Total Assets: | $542,644,000 | 1,024 |
| Cash and due from depository institutions | $20,234,000 | 1,285 |
| Interest-bearing balances | $274,000 | 4,278 |
| Securities | $82,672,000 | 1,619 |
| Federal funds sold & reverse repurchase agreements | $3,047,000 | 3,256 |
| Net loans & leases | $402,354,000 | 888 |
| Loan loss allowance | $4,617,000 | 1,001 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $11,818,000 | 753 |
| Other real estate owned | $1,899,000 | 1,285 |
| Goodwill and other intangibles | $1,517,000 | 1,355 |
| All other assets | $19,103,000 | 812 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $542,644,000 | 1,024 |
| Total liabilities | $491,556,000 | 1,024 |
| Total deposits | $408,932,000 | 1,034 |
| Interest-bearing deposits | $340,769,000 | 1,075 |
| Deposits held in domestic offices | $408,932,000 | 1,033 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,076,000 | 560 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $44,773,000 | 937 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,775,000 | 1,146 |
| Total equity capital | $51,088,000 | 1,082 |
| Total bank equity capital | $51,088,000 | 1,082 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $866,000 | 3,317 |
| Surplus | $14,164,000 | 1,428 |
| Undivided profits | $36,058,000 | 891 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,010,000 | 1,521 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $3,337,000 | 779 |
| Earning assets | $488,347,000 | 1,037 |
| Long-term assets (5+ years) | $36,127,000 | 2,443 |
| Average Assets, year-to-date | $516,127,000 | 1,029 |
| Average Assets, quarterly | $527,207,000 | 1,042 |
| Volatile liabilities | $111,431,000 | 987 |
| Insider loans | $10,691,000 | 460 |
| FHLB advances | $44,250,000 | 847 |
| Loans and leases held for sale | $1,133,000 | 837 |
| Unused loan commitments | $83,974,000 | 969 |
| Tier 1 (core) risk-based capital | $48,281,000 | 1,055 |
| Tier 2 risk-based capital | $4,617,000 | 963 |
| Total risk weighted assets | $405,948,000 | 942 |
| Total unused commitments | $83,974,000 | 970 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 134 | 1,284 |
| Assets and Liabilities | ||
| Total Assets: | $511,770,000 | 1,091 |
| Cash and due from depository institutions | $15,410,000 | 1,284 |
| Interest-bearing balances | $228,000 | 4,552 |
| Securities | $79,864,000 | 1,642 |
| Federal funds sold & reverse repurchase agreements | $7,205,000 | 1,934 |
| Net loans & leases | $375,735,000 | 942 |
| Loan loss allowance | $4,727,000 | 989 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $11,398,000 | 785 |
| Other real estate owned | $1,750,000 | 1,284 |
| Goodwill and other intangibles | $1,562,000 | 1,322 |
| All other assets | $18,846,000 | 826 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $511,770,000 | 1,091 |
| Total liabilities | $461,205,000 | 1,098 |
| Total deposits | $379,452,000 | 1,139 |
| Interest-bearing deposits | $318,897,000 | 1,182 |
| Deposits held in domestic offices | $379,452,000 | 1,137 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,815,000 | 549 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $44,792,000 | 918 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,146,000 | 1,390 |
| Total equity capital | $50,565,000 | 1,097 |
| Total bank equity capital | $50,565,000 | 1,097 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $866,000 | 3,338 |
| Surplus | $14,164,000 | 1,421 |
| Undivided profits | $35,535,000 | 913 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,653,000 | 1,936 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $3,343,000 | 795 |
| Earning assets | $463,032,000 | 1,104 |
| Long-term assets (5+ years) | $35,704,000 | 2,456 |
| Average Assets, year-to-date | $509,497,750 | 1,065 |
| Average Assets, quarterly | $510,180,500 | 1,092 |
| Volatile liabilities | $104,542,000 | 1,033 |
| Insider loans | $6,084,000 | 871 |
| FHLB advances | $44,250,000 | 830 |
| Loans and leases held for sale | $1,607,000 | 937 |
| Unused loan commitments | $78,880,000 | 1,036 |
| Tier 1 (core) risk-based capital | $47,663,000 | 1,074 |
| Tier 2 risk-based capital | $4,727,000 | 945 |
| Total risk weighted assets | $382,002,000 | 989 |
| Total unused commitments | $78,880,000 | 1,037 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 135 | 1,276 |
| Assets and Liabilities | ||
| Total Assets: | $508,591,000 | 1,093 |
| Cash and due from depository institutions | $18,964,000 | 1,276 |
| Interest-bearing balances | $212,000 | 4,693 |
| Securities | $87,035,000 | 1,469 |
| Federal funds sold & reverse repurchase agreements | $6,242,000 | 2,502 |
| Net loans & leases | $366,111,000 | 957 |
| Loan loss allowance | $5,032,000 | 916 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $10,962,000 | 808 |
| Other real estate owned | $0 | 1,276 |
| Goodwill and other intangibles | $1,613,000 | 1,271 |
| All other assets | $17,664,000 | 843 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $508,591,000 | 1,093 |
| Total liabilities | $459,118,000 | 1,092 |
| Total deposits | $387,869,000 | 1,102 |
| Interest-bearing deposits | $314,673,000 | 1,195 |
| Deposits held in domestic offices | $387,869,000 | 1,101 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,618,000 | 664 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $46,418,000 | 878 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,213,000 | 1,403 |
| Total equity capital | $49,473,000 | 1,101 |
| Total bank equity capital | $49,473,000 | 1,101 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $866,000 | 3,341 |
| Surplus | $14,164,000 | 1,390 |
| Undivided profits | $34,443,000 | 952 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,140,000 | 477 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,764,000 | 972 |
| Earning assets | $459,600,000 | 1,107 |
| Long-term assets (5+ years) | $38,953,000 | 2,164 |
| Average Assets, year-to-date | $508,740,330 | 1,062 |
| Average Assets, quarterly | $504,793,000 | 1,085 |
| Volatile liabilities | $89,824,000 | 1,162 |
| Insider loans | $4,975,000 | 1,068 |
| FHLB advances | $45,856,000 | 795 |
| Loans and leases held for sale | $4,659,000 | 730 |
| Unused loan commitments | $72,874,000 | 1,080 |
| Tier 1 (core) risk-based capital | $45,758,000 | 1,086 |
| Tier 2 risk-based capital | $4,630,000 | 930 |
| Total risk weighted assets | $369,966,000 | 1,004 |
| Total unused commitments | $72,874,000 | 1,086 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 127 | 1,356 |
| Assets and Liabilities | ||
| Total Assets: | $500,995,000 | 1,079 |
| Cash and due from depository institutions | $17,047,000 | 1,356 |
| Interest-bearing balances | $212,000 | 4,586 |
| Securities | $85,721,000 | 1,463 |
| Federal funds sold & reverse repurchase agreements | $6,093,000 | 2,717 |
| Net loans & leases | $362,434,000 | 950 |
| Loan loss allowance | $5,038,000 | 907 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $10,933,000 | 800 |
| Other real estate owned | $0 | 1,356 |
| Goodwill and other intangibles | $857,000 | 1,652 |
| All other assets | $17,910,000 | 823 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $500,995,000 | 1,079 |
| Total liabilities | $453,187,000 | 1,089 |
| Total deposits | $377,556,000 | 1,116 |
| Interest-bearing deposits | $312,170,000 | 1,194 |
| Deposits held in domestic offices | $377,556,000 | 1,114 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,591,000 | 645 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $46,433,000 | 855 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $6,607,000 | 844 |
| Total equity capital | $47,808,000 | 1,119 |
| Total bank equity capital | $47,808,000 | 1,119 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $866,000 | 3,359 |
| Surplus | $14,164,000 | 1,367 |
| Undivided profits | $32,778,000 | 965 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,528,000 | 462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $3,059,000 | 887 |
| Earning assets | $454,460,000 | 1,103 |
| Long-term assets (5+ years) | $35,130,000 | 2,291 |
| Average Assets, year-to-date | $508,815,000 | 1,056 |
| Average Assets, quarterly | $508,815,000 | 1,056 |
| Volatile liabilities | $84,229,000 | 1,191 |
| Insider loans | $2,618,000 | 2,041 |
| FHLB advances | $45,856,000 | 779 |
| Loans and leases held for sale | $3,062,000 | 824 |
| Unused loan commitments | $67,402,000 | 1,117 |
| Tier 1 (core) risk-based capital | $45,474,000 | 1,076 |
| Tier 2 risk-based capital | $4,582,000 | 928 |
| Total risk weighted assets | $366,128,000 | 999 |
| Total unused commitments | $67,402,000 | 1,127 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 124 | 1,381 |
| Assets and Liabilities | ||
| Total Assets: | $516,635,000 | 1,036 |
| Cash and due from depository institutions | $22,644,000 | 1,381 |
| Interest-bearing balances | $441,000 | 3,890 |
| Securities | $87,630,000 | 1,407 |
| Federal funds sold & reverse repurchase agreements | $11,058,000 | 1,302 |
| Net loans & leases | $366,211,000 | 932 |
| Loan loss allowance | $4,988,000 | 892 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $10,576,000 | 816 |
| Other real estate owned | $0 | 1,381 |
| Goodwill and other intangibles | $883,000 | 1,600 |
| All other assets | $17,633,000 | 822 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $516,635,000 | 1,036 |
| Total liabilities | $470,122,000 | 1,035 |
| Total deposits | $395,087,000 | 1,050 |
| Interest-bearing deposits | $321,940,000 | 1,115 |
| Deposits held in domestic offices | $395,087,000 | 1,049 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,977,000 | 625 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $46,855,000 | 845 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,203,000 | 1,408 |
| Total equity capital | $46,513,000 | 1,127 |
| Total bank equity capital | $46,513,000 | 1,127 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $866,000 | 3,357 |
| Surplus | $14,164,000 | 1,333 |
| Undivided profits | $31,483,000 | 984 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,016,000 | 1,521 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $3,330,000 | 843 |
| Earning assets | $465,340,000 | 1,049 |
| Long-term assets (5+ years) | $37,997,000 | 2,124 |
| Average Assets, year-to-date | $477,722,400 | 1,080 |
| Average Assets, quarterly | $501,390,500 | 1,065 |
| Volatile liabilities | $83,284,000 | 1,199 |
| Insider loans | $2,966,000 | 1,788 |
| FHLB advances | $46,256,000 | 754 |
| Loans and leases held for sale | $5,721,000 | 657 |
| Unused loan commitments | $68,889,000 | 1,069 |
| Tier 1 (core) risk-based capital | $44,066,000 | 1,086 |
| Tier 2 risk-based capital | $4,680,000 | 887 |
| Total risk weighted assets | $374,123,000 | 953 |
| Total unused commitments | $68,889,000 | 1,069 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 129 | 1,278 |
| Assets and Liabilities | ||
| Total Assets: | $474,676,000 | 1,087 |
| Cash and due from depository institutions | $21,002,000 | 1,278 |
| Interest-bearing balances | $267,000 | 4,235 |
| Securities | $59,343,000 | 1,889 |
| Federal funds sold & reverse repurchase agreements | $12,010,000 | 1,217 |
| Net loans & leases | $361,150,000 | 922 |
| Loan loss allowance | $4,367,000 | 957 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $10,521,000 | 800 |
| Other real estate owned | $0 | 1,278 |
| Goodwill and other intangibles | $984,000 | 1,467 |
| All other assets | $9,666,000 | 1,267 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $474,676,000 | 1,087 |
| Total liabilities | $434,030,000 | 1,072 |
| Total deposits | $353,315,000 | 1,128 |
| Interest-bearing deposits | $286,573,000 | 1,204 |
| Deposits held in domestic offices | $353,315,000 | 1,124 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,099,000 | 608 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $47,947,000 | 790 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,669,000 | 1,241 |
| Total equity capital | $40,646,000 | 1,207 |
| Total bank equity capital | $40,646,000 | 1,207 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $866,000 | 3,421 |
| Surplus | $14,164,000 | 1,286 |
| Undivided profits | $25,616,000 | 1,114 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,540,000 | 1,918 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $3,282,000 | 936 |
| Earning assets | $432,770,000 | 1,075 |
| Long-term assets (5+ years) | $33,112,000 | 2,323 |
| Average Assets, year-to-date | $439,496,000 | 1,099 |
| Average Assets, quarterly | $464,150,000 | 1,097 |
| Volatile liabilities | $81,250,000 | 1,186 |
| Insider loans | $6,406,000 | 743 |
| FHLB advances | $47,276,000 | 705 |
| Loans and leases held for sale | $5,354,000 | 557 |
| Unused loan commitments | $71,274,000 | 964 |
| Tier 1 (core) risk-based capital | $39,120,000 | 1,160 |
| Tier 2 risk-based capital | $4,367,000 | 908 |
| Total risk weighted assets | $361,071,000 | 957 |
| Total unused commitments | $71,274,000 | 967 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 115 | 1,451 |
| Assets and Liabilities | ||
| Total Assets: | $430,113,000 | 1,131 |
| Cash and due from depository institutions | $29,983,000 | 1,451 |
| Interest-bearing balances | $696,000 | 2,709 |
| Securities | $65,189,000 | 1,681 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $316,305,000 | 1,014 |
| Loan loss allowance | $3,927,000 | 1,019 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $9,825,000 | 804 |
| Other real estate owned | $0 | 1,451 |
| Goodwill and other intangibles | $1,086,000 | 1,386 |
| All other assets | $7,725,000 | 1,257 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $430,113,000 | 1,131 |
| Total liabilities | $393,134,000 | 1,128 |
| Total deposits | $335,390,000 | 1,135 |
| Interest-bearing deposits | $275,608,000 | 1,197 |
| Deposits held in domestic offices | $335,390,000 | 1,129 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,299,000 | 797 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $36,044,000 | 913 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $4,401,000 | 1,098 |
| Total equity capital | $36,979,000 | 1,245 |
| Total bank equity capital | $36,979,000 | 1,245 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $866,000 | 3,514 |
| Surplus | $14,164,000 | 1,230 |
| Undivided profits | $21,949,000 | 1,232 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $826,000 | 2,664 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,864,000 | 863 |
| Earning assets | $382,190,000 | 1,168 |
| Long-term assets (5+ years) | $28,886,000 | 2,478 |
| Average Assets, year-to-date | $402,569,200 | 1,152 |
| Average Assets, quarterly | $417,230,000 | 1,149 |
| Volatile liabilities | $81,781,000 | 1,159 |
| Insider loans | $3,975,000 | 1,244 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $599,000 | 882 |
| Unused loan commitments | $56,489,000 | 1,064 |
| Tier 1 (core) risk-based capital | $35,685,000 | 1,225 |
| Tier 2 risk-based capital | $3,927,000 | 969 |
| Total risk weighted assets | $334,113,300 | 983 |
| Total unused commitments | $56,489,000 | 1,064 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 117 | 1,464 |
| Assets and Liabilities | ||
| Total Assets: | $391,350,000 | 1,213 |
| Cash and due from depository institutions | $19,163,000 | 1,464 |
| Interest-bearing balances | $40,000 | 5,611 |
| Securities | $54,952,000 | 2,074 |
| Federal funds sold & reverse repurchase agreements | $4,242,000 | 2,203 |
| Net loans & leases | $294,933,000 | 1,048 |
| Loan loss allowance | $3,581,000 | 1,084 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $9,429,000 | 851 |
| Other real estate owned | $0 | 1,464 |
| Goodwill and other intangibles | $1,188,000 | 1,391 |
| All other assets | $7,443,000 | 1,298 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $391,350,000 | 1,213 |
| Total liabilities | $358,725,000 | 1,195 |
| Total deposits | $306,423,000 | 1,204 |
| Interest-bearing deposits | $254,644,000 | 1,273 |
| Deposits held in domestic offices | $306,423,000 | 1,199 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,131,000 | 794 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $27,868,000 | 1,084 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $3,303,000 | 1,267 |
| Total equity capital | $32,625,000 | 1,361 |
| Total bank equity capital | $32,625,000 | 1,361 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $866,000 | 3,602 |
| Surplus | $14,164,000 | 1,217 |
| Undivided profits | $17,595,000 | 1,452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,258,000 | 1,803 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $2,043,000 | 1,025 |
| Earning assets | $354,167,000 | 1,225 |
| Long-term assets (5+ years) | $36,903,000 | 2,187 |
| Average Assets, year-to-date | $375,433,400 | 1,205 |
| Average Assets, quarterly | $389,916,500 | 1,207 |
| Volatile liabilities | $53,099,000 | 1,577 |
| Insider loans | $862,000 | 4,106 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $1,960,000 | 510 |
| Unused loan commitments | $49,006,000 | 1,211 |
| Tier 1 (core) risk-based capital | $32,090,000 | 1,357 |
| Tier 2 risk-based capital | $3,581,000 | 1,019 |
| Total risk weighted assets | $309,429,900 | 1,032 |
| Total unused commitments | $49,006,000 | 1,213 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 132 | 1,260 |
| Assets and Liabilities | ||
| Total Assets: | $368,597,000 | 1,241 |
| Cash and due from depository institutions | $18,079,000 | 1,260 |
| Interest-bearing balances | $66,000 | 5,385 |
| Securities | $65,263,000 | 1,806 |
| Federal funds sold & reverse repurchase agreements | $6,885,000 | 2,526 |
| Net loans & leases | $261,262,000 | 1,097 |
| Loan loss allowance | $3,421,000 | 1,090 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $9,602,000 | 771 |
| Other real estate owned | $0 | 1,260 |
| Goodwill and other intangibles | $1,289,000 | 1,289 |
| All other assets | $6,217,000 | 1,295 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $368,597,000 | 1,241 |
| Total liabilities | $337,547,000 | 1,227 |
| Total deposits | $283,283,000 | 1,301 |
| Interest-bearing deposits | $233,143,000 | 1,368 |
| Deposits held in domestic offices | $283,283,000 | 1,297 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,750,000 | 620 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $22,243,000 | 983 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $3,271,000 | 1,355 |
| Total equity capital | $31,050,000 | 1,439 |
| Total bank equity capital | $31,050,000 | 1,439 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $866,000 | 3,620 |
| Surplus | $14,164,000 | 1,163 |
| Undivided profits | $16,020,000 | 1,662 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,533,000 | 1,654 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,769,000 | 1,181 |
| Earning assets | $333,476,000 | 1,258 |
| Long-term assets (5+ years) | $33,631,000 | 2,179 |
| Average Assets, year-to-date | $337,152,200 | 1,292 |
| Average Assets, quarterly | $351,370,000 | 1,279 |
| Volatile liabilities | $53,505,000 | 1,304 |
| Insider loans | $1,098,000 | 3,329 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $44,764,000 | 1,225 |
| Tier 1 (core) risk-based capital | $29,068,000 | 1,450 |
| Tier 2 risk-based capital | $3,421,000 | 1,000 |
| Total risk weighted assets | $277,886,200 | 1,060 |
| Total unused commitments | $44,764,000 | 1,231 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 108 | 1,616 |
| Assets and Liabilities | ||
| Total Assets: | $299,820,000 | 1,526 |
| Cash and due from depository institutions | $15,289,000 | 1,616 |
| Interest-bearing balances | $219,000 | 3,838 |
| Securities | $71,224,000 | 1,610 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $199,461,000 | 1,417 |
| Loan loss allowance | $2,796,000 | 1,331 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $6,927,000 | 1,108 |
| Other real estate owned | $0 | 1,616 |
| Goodwill and other intangibles | $1,391,000 | 1,171 |
| All other assets | $5,528,000 | 1,392 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $299,820,000 | 1,526 |
| Total liabilities | $274,490,000 | 1,508 |
| Total deposits | $229,624,000 | 1,627 |
| Interest-bearing deposits | $191,488,000 | 1,683 |
| Deposits held in domestic offices | $229,624,000 | 1,618 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,413,000 | 611 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $11,469,000 | 1,280 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,984,000 | 1,471 |
| Total equity capital | $25,330,000 | 1,764 |
| Total bank equity capital | $25,330,000 | 1,764 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $866,000 | 3,730 |
| Surplus | $12,494,000 | 1,273 |
| Undivided profits | $11,970,000 | 2,168 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $826,000 | 2,868 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,372,000 | 1,606 |
| Earning assets | $270,904,000 | 1,557 |
| Long-term assets (5+ years) | $26,523,000 | 2,284 |
| Average Assets, year-to-date | $280,757,200 | 1,535 |
| Average Assets, quarterly | $289,840,000 | 1,544 |
| Volatile liabilities | $55,379,000 | 1,299 |
| Insider loans | $407,000 | 5,951 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $27,336,000 | 1,686 |
| Tier 1 (core) risk-based capital | $23,580,000 | 1,800 |
| Tier 2 risk-based capital | $2,641,690 | 1,205 |
| Total risk weighted assets | $211,163,790 | 1,349 |
| Total unused commitments | $27,336,000 | 1,690 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 100 | 1,867 |
| Assets and Liabilities | ||
| Total Assets: | $277,551,000 | 1,676 |
| Cash and due from depository institutions | $23,836,000 | 1,867 |
| Interest-bearing balances | $3,376,000 | 1,128 |
| Securities | $62,391,000 | 1,949 |
| Federal funds sold & reverse repurchase agreements | $5,941,000 | 2,214 |
| Net loans & leases | $172,988,000 | 1,666 |
| Loan loss allowance | $2,588,000 | 1,513 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,825,000 | 1,351 |
| Other real estate owned | $266,000 | 1,867 |
| Goodwill and other intangibles | $1,492,000 | 1,071 |
| All other assets | $4,812,000 | 1,642 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $277,551,000 | 1,676 |
| Total liabilities | $254,530,000 | 1,657 |
| Total deposits | $211,848,000 | 1,819 |
| Interest-bearing deposits | $176,460,000 | 1,899 |
| Deposits held in domestic offices | $211,848,000 | 1,809 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,719,000 | 664 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $9,469,000 | 1,382 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,494,000 | 1,684 |
| Total equity capital | $23,021,000 | 1,941 |
| Total bank equity capital | $23,021,000 | 1,941 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $866,000 | 3,971 |
| Surplus | $12,494,000 | 1,328 |
| Undivided profits | $9,661,000 | 2,605 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $262,000 | 5,984 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,074,000 | 2,085 |
| Earning assets | $244,696,000 | 1,742 |
| Long-term assets (5+ years) | $32,662,000 | 1,851 |
| Average Assets, year-to-date | $241,918,400 | 1,866 |
| Average Assets, quarterly | $255,590,000 | 1,812 |
| Volatile liabilities | $40,625,000 | 1,623 |
| Insider loans | $449,000 | 5,785 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $29,868,000 | 1,553 |
| Tier 1 (core) risk-based capital | $21,544,000 | 2,006 |
| Tier 2 risk-based capital | $2,294,050 | 1,396 |
| Total risk weighted assets | $183,211,750 | 1,571 |
| Total unused commitments | $29,868,000 | 1,567 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 80 | 2,423 |
| Assets and Liabilities | ||
| Total Assets: | $237,894,000 | 1,974 |
| Cash and due from depository institutions | $18,995,000 | 2,423 |
| Interest-bearing balances | $2,511,000 | 1,570 |
| Securities | $56,677,000 | 2,221 |
| Federal funds sold & reverse repurchase agreements | $3,735,000 | 3,730 |
| Net loans & leases | $149,633,000 | 1,913 |
| Loan loss allowance | $2,056,000 | 1,889 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,299,000 | 1,772 |
| Other real estate owned | $0 | 2,423 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $4,555,000 | 1,755 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $237,894,000 | 1,974 |
| Total liabilities | $216,924,000 | 1,940 |
| Total deposits | $186,543,000 | 2,113 |
| Interest-bearing deposits | $155,365,000 | 2,202 |
| Deposits held in domestic offices | $186,543,000 | 2,104 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,022,000 | 811 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $8,024,000 | 1,309 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,335,000 | 1,852 |
| Total equity capital | $20,970,000 | 2,126 |
| Total bank equity capital | $20,970,000 | 2,126 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $866,000 | 4,162 |
| Surplus | $12,494,000 | 1,326 |
| Undivided profits | $7,610,000 | 3,261 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,500,000 | 1,898 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,203,000 | 1,882 |
| Earning assets | $212,556,000 | 2,035 |
| Long-term assets (5+ years) | $25,117,000 | 2,103 |
| Average Assets, year-to-date | $218,356,000 | 2,079 |
| Average Assets, quarterly | $228,081,000 | 2,045 |
| Volatile liabilities | $28,908,000 | 1,918 |
| Insider loans | $238,000 | 7,637 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $22,760,000 | 1,819 |
| Tier 1 (core) risk-based capital | $21,059,000 | 2,029 |
| Tier 2 risk-based capital | $2,000,430 | 1,601 |
| Total risk weighted assets | $159,932,430 | 1,784 |
| Total unused commitments | $22,760,000 | 1,829 |
| Derivatives | $2,000,000 | 580 |
| 1994-12-31 | Rank | |
| # of Employees: | 100 | 2,006 |
| Assets and Liabilities | ||
| Total Assets: | $205,812,000 | 2,247 |
| Cash and due from depository institutions | $10,684,000 | 2,006 |
| Interest-bearing balances | $209,000 | 4,320 |
| Securities | $48,644,000 | 2,688 |
| Federal funds sold & reverse repurchase agreements | $420,000 | 7,036 |
| Net loans & leases | $137,495,000 | 2,023 |
| Loan loss allowance | $1,826,000 | 2,131 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,901,000 | 1,924 |
| Other real estate owned | $398,000 | 2,006 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $4,270,000 | 1,934 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $205,812,000 | 2,247 |
| Total liabilities | $187,551,000 | 2,239 |
| Total deposits | $166,138,000 | 2,320 |
| Interest-bearing deposits | $138,391,000 | 2,409 |
| Deposits held in domestic offices | $166,138,000 | 2,311 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,183,000 | 1,106 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $6,502,000 | 1,540 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,728,000 | 2,008 |
| Total equity capital | $18,261,000 | 2,243 |
| Total bank equity capital | $18,261,000 | 2,243 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $866,000 | 4,350 |
| Surplus | $11,294,000 | 1,380 |
| Undivided profits | $6,101,000 | 3,613 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $706,000 | 3,402 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,010,000 | 1,957 |
| Earning assets | $186,768,000 | 2,270 |
| Long-term assets (5+ years) | $22,280,000 | 2,331 |
| Average Assets, year-to-date | $194,562,400 | 2,297 |
| Average Assets, quarterly | $202,007,500 | 2,273 |
| Volatile liabilities | $18,644,000 | 2,672 |
| Insider loans | $704,000 | 4,661 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $25,098,000 | 1,618 |
| Tier 1 (core) risk-based capital | $18,982,000 | 2,160 |
| Tier 2 risk-based capital | $1,742,860 | 1,778 |
| Total risk weighted assets | $139,226,960 | 1,971 |
| Total unused commitments | $25,098,000 | 1,629 |
| Derivatives | $2,000,000 | 607 |
| 1993-12-31 | Rank | |
| # of Employees: | 91 | 2,312 |
| Assets and Liabilities | ||
| Total Assets: | $190,824,000 | 2,444 |
| Cash and due from depository institutions | $15,236,000 | 2,312 |
| Interest-bearing balances | $6,078,000 | 1,013 |
| Securities | $49,402,000 | 2,804 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $120,407,000 | 2,215 |
| Loan loss allowance | $1,651,000 | 2,413 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,201,000 | 2,293 |
| Other real estate owned | $74,000 | 2,312 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,504,000 | 2,852 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $190,824,000 | 2,444 |
| Total liabilities | $173,410,000 | 2,452 |
| Total deposits | $156,643,000 | 2,530 |
| Interest-bearing deposits | $133,633,000 | 2,571 |
| Deposits held in domestic offices | $156,643,000 | 2,519 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,989,000 | 1,128 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $6,572,000 | 1,320 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,206,000 | 2,718 |
| Total equity capital | $17,414,000 | 2,317 |
| Total bank equity capital | $17,414,000 | 2,317 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $866,000 | 4,526 |
| Surplus | $9,884,000 | 1,481 |
| Undivided profits | $6,664,000 | 3,473 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,754,000 | 2,101 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $754,000 | 2,363 |
| Earning assets | $175,887,000 | 2,418 |
| Long-term assets (5+ years) | $26,871,000 | 2,087 |
| Average Assets, year-to-date | $175,561,000 | 2,559 |
| Average Assets, quarterly | $184,904,500 | 2,488 |
| Volatile liabilities | $19,801,000 | 2,417 |
| Insider loans | $612,000 | 5,114 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $16,432,000 | 2,161 |
| Tier 1 (core) risk-based capital | $17,414,000 | 2,246 |
| Tier 2 risk-based capital | $1,562,810 | 1,963 |
| Total risk weighted assets | $124,932,610 | 2,138 |
| Total unused commitments | $16,432,000 | 2,181 |
| Derivatives | $2,000,000 | 614 |
| 1992-12-31 | Rank | |
| # of Employees: | 82 | 2,639 |
| Assets and Liabilities | ||
| Total Assets: | $171,106,000 | 2,769 |
| Cash and due from depository institutions | $19,845,000 | 2,639 |
| Interest-bearing balances | $5,623,000 | 1,302 |
| Securities | $30,329,000 | 4,415 |
| Federal funds sold & reverse repurchase agreements | $4,866,000 | 3,376 |
| Net loans & leases | $110,867,000 | 2,436 |
| Loan loss allowance | $1,521,000 | 2,669 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,089,000 | 2,394 |
| Other real estate owned | $0 | 2,639 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,110,000 | 3,420 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $171,106,000 | 2,769 |
| Total liabilities | $155,462,000 | 2,788 |
| Total deposits | $142,840,000 | 2,874 |
| Interest-bearing deposits | $121,076,000 | 2,963 |
| Deposits held in domestic offices | $142,840,000 | 2,869 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,108,000 | 1,179 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $4,366,000 | 1,403 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,148,000 | 2,945 |
| Total equity capital | $15,644,000 | 2,440 |
| Total bank equity capital | $15,644,000 | 2,440 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $866,000 | 4,744 |
| Surplus | $8,284,000 | 1,673 |
| Undivided profits | $6,494,000 | 3,346 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $542,000 | 5,390 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $819,000 | 2,438 |
| Earning assets | $151,685,000 | 2,849 |
| Long-term assets (5+ years) | $16,457,000 | 3,018 |
| Average Assets, year-to-date | $158,179,200 | 2,905 |
| Average Assets, quarterly | $164,203,000 | 2,847 |
| Volatile liabilities | $15,838,000 | 2,846 |
| Insider loans | $153,000 | 4,607 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $19,604,000 | 1,847 |
| Tier 1 (core) risk-based capital | $15,644,000 | 2,381 |
| Tier 2 risk-based capital | $1,449,000 | 2,116 |
| Total risk weighted assets | $115,848,100 | 2,341 |
| Total unused commitments | $19,604,000 | 1,863 |
| Derivatives | $2,000,000 | 549 |