Home > First BankAmericano > Income and Expense
First BankAmericano, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,790,000 | 4,058 |
| Total interest expense | $2,004,000 | 2,958 |
| Net interest income | $1,786,000 | 4,901 |
| Provision for loan and lease losses | $1,415,000 | 1,693 |
| Total noninterest income | $334,000 | 4,215 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $349,000 | 2,244 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-15,000 | 7,846 |
| Total noninterest expense | $4,328,000 | 2,315 |
| Salaries and employee benefits | $1,430,000 | 3,371 |
| Premises and equipment expense | $687,000 | 2,001 |
| Additional noninterest expense | $2,211,000 | 1,644 |
| Pre-tax net operating income | $-3,623,000 | 7,629 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-3,623,000 | 7,686 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,623,000 | 7,684 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-3,623,000 | 7,685 |
| Net charge-offs | $4,511,000 | 623 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-3,623,000 | 7,697 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,937,000 | 4,035 |
| Total interest expense | $1,036,000 | 2,971 |
| Net interest income | $901,000 | 4,879 |
| Provision for loan and lease losses | $1,566,000 | 888 |
| Total noninterest income | $194,000 | 3,872 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $189,000 | 2,057 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $5,000 | 7,314 |
| Total noninterest expense | $2,147,000 | 2,272 |
| Salaries and employee benefits | $724,000 | 3,372 |
| Premises and equipment expense | $337,000 | 2,070 |
| Additional noninterest expense | $1,086,000 | 1,489 |
| Pre-tax net operating income | $-2,618,000 | 7,912 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-2,618,000 | 7,953 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,618,000 | 7,954 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-2,618,000 | 7,954 |
| Net charge-offs | $2,131,000 | 588 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,618,000 | 7,956 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,430,000 | 3,421 |
| Total interest expense | $5,399,000 | 2,778 |
| Net interest income | $5,031,000 | 3,931 |
| Provision for loan and lease losses | $10,441,000 | 579 |
| Total noninterest income | $677,000 | 4,207 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $654,000 | 2,480 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $23,000 | 7,344 |
| Total noninterest expense | $8,208,000 | 2,329 |
| Salaries and employee benefits | $2,659,000 | 3,595 |
| Premises and equipment expense | $1,505,000 | 1,808 |
| Additional noninterest expense | $4,044,000 | 1,533 |
| Pre-tax net operating income | $-12,941,000 | 8,035 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-12,941,000 | 8,039 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-12,941,000 | 8,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,556,000 | 556 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-12,941,000 | 8,065 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,944,000 | 3,443 |
| Total interest expense | $4,273,000 | 2,734 |
| Net interest income | $3,671,000 | 4,025 |
| Provision for loan and lease losses | $1,775,000 | 1,278 |
| Total noninterest income | $916,000 | 3,071 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $463,000 | 2,608 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $453,000 | 2,970 |
| Total noninterest expense | $5,517,000 | 2,561 |
| Salaries and employee benefits | $2,020,000 | 3,590 |
| Premises and equipment expense | $1,052,000 | 1,940 |
| Additional noninterest expense | $2,445,000 | 1,812 |
| Pre-tax net operating income | $-2,705,000 | 7,979 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-2,705,000 | 7,979 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,705,000 | 7,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,005,000 | 640 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,705,000 | 8,039 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,934,000 | 3,183 |
| Total interest expense | $2,974,000 | 2,731 |
| Net interest income | $2,960,000 | 3,531 |
| Provision for loan and lease losses | $500,000 | 1,907 |
| Total noninterest income | $391,000 | 4,056 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $292,000 | 2,698 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $99,000 | 5,078 |
| Total noninterest expense | $3,717,000 | 2,542 |
| Salaries and employee benefits | $1,301,000 | 3,722 |
| Premises and equipment expense | $700,000 | 1,934 |
| Additional noninterest expense | $1,716,000 | 1,708 |
| Pre-tax net operating income | $-866,000 | 7,832 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-866,000 | 7,933 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-866,000 | 7,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $337,000 | 1,683 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-866,000 | 7,914 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,965,000 | 3,262 |
| Total interest expense | $1,583,000 | 2,741 |
| Net interest income | $1,382,000 | 3,694 |
| Provision for loan and lease losses | $500,000 | 995 |
| Total noninterest income | $335,000 | 2,906 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $137,000 | 2,803 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $198,000 | 2,588 |
| Total noninterest expense | $2,065,000 | 2,305 |
| Salaries and employee benefits | $582,000 | 4,068 |
| Premises and equipment expense | $359,000 | 1,893 |
| Additional noninterest expense | $1,124,000 | 1,276 |
| Pre-tax net operating income | $-848,000 | 8,238 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-848,000 | 8,279 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-848,000 | 8,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 1,791 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-848,000 | 8,265 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,561,000 | 2,940 |
| Total interest expense | $6,580,000 | 2,778 |
| Net interest income | $6,981,000 | 3,116 |
| Provision for loan and lease losses | $4,580,000 | 437 |
| Total noninterest income | $894,000 | 3,770 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $368,000 | 3,688 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $526,000 | 3,213 |
| Total noninterest expense | $7,149,000 | 2,537 |
| Salaries and employee benefits | $2,487,000 | 3,734 |
| Premises and equipment expense | $1,920,000 | 1,385 |
| Additional noninterest expense | $2,742,000 | 2,006 |
| Pre-tax net operating income | $-3,854,000 | 8,415 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-3,854,000 | 8,429 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,854,000 | 8,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,144,000 | 934 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-3,854,000 | 8,423 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,255,000 | 2,917 |
| Total interest expense | $4,702,000 | 2,895 |
| Net interest income | $5,553,000 | 2,949 |
| Provision for loan and lease losses | $2,580,000 | 421 |
| Total noninterest income | $707,000 | 3,667 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $278,000 | 3,665 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $429,000 | 3,081 |
| Total noninterest expense | $4,280,000 | 3,062 |
| Salaries and employee benefits | $1,876,000 | 3,713 |
| Premises and equipment expense | $891,000 | 2,165 |
| Additional noninterest expense | $1,513,000 | 2,603 |
| Pre-tax net operating income | $-600,000 | 8,134 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-600,000 | 8,182 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-600,000 | 8,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $461,000 | 1,153 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-600,000 | 8,173 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,968,000 | 2,892 |
| Total interest expense | $3,178,000 | 2,858 |
| Net interest income | $3,790,000 | 2,890 |
| Provision for loan and lease losses | $115,000 | 3,098 |
| Total noninterest income | $313,000 | 4,571 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $179,000 | 3,742 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $134,000 | 4,530 |
| Total noninterest expense | $2,651,000 | 3,293 |
| Salaries and employee benefits | $1,202,000 | 3,865 |
| Premises and equipment expense | $568,000 | 2,272 |
| Additional noninterest expense | $881,000 | 2,934 |
| Pre-tax net operating income | $1,337,000 | 2,898 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $437,000 | 2,256 |
| Income before extraordinary items | $900,000 | 3,245 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $900,000 | 3,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 7,963 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $900,000 | 3,227 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,437,000 | 2,909 |
| Total interest expense | $1,543,000 | 2,914 |
| Net interest income | $1,894,000 | 2,893 |
| Provision for loan and lease losses | $65,000 | 2,671 |
| Total noninterest income | $157,000 | 4,537 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $90,000 | 3,661 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $67,000 | 4,543 |
| Total noninterest expense | $1,277,000 | 3,395 |
| Salaries and employee benefits | $570,000 | 4,026 |
| Premises and equipment expense | $276,000 | 2,364 |
| Additional noninterest expense | $431,000 | 2,971 |
| Pre-tax net operating income | $709,000 | 2,772 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $162,000 | 2,663 |
| Income before extraordinary items | $547,000 | 2,828 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $547,000 | 2,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,048 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $547,000 | 2,820 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,912,000 | 3,112 |
| Total interest expense | $4,932,000 | 3,057 |
| Net interest income | $6,980,000 | 3,112 |
| Provision for loan and lease losses | $2,085,000 | 537 |
| Total noninterest income | $702,000 | 4,348 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $333,000 | 3,916 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $369,000 | 3,892 |
| Total noninterest expense | $4,468,000 | 3,640 |
| Salaries and employee benefits | $1,920,000 | 4,407 |
| Premises and equipment expense | $1,018,000 | 2,433 |
| Additional noninterest expense | $1,530,000 | 3,246 |
| Pre-tax net operating income | $1,129,000 | 4,923 |
| Securities gains (losses) | $-25,000 | 7,648 |
| Applicable income taxes | $112,000 | 4,878 |
| Income before extraordinary items | $992,000 | 4,740 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $992,000 | 4,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,215,000 | 586 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,014,500 | 4,674 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,562,000 | 3,205 |
| Total interest expense | $3,420,000 | 3,164 |
| Net interest income | $5,142,000 | 3,185 |
| Provision for loan and lease losses | $840,000 | 907 |
| Total noninterest income | $455,000 | 4,736 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $240,000 | 4,015 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $215,000 | 4,387 |
| Total noninterest expense | $3,314,000 | 3,679 |
| Salaries and employee benefits | $1,441,000 | 4,376 |
| Premises and equipment expense | $765,000 | 2,430 |
| Additional noninterest expense | $1,108,000 | 3,336 |
| Pre-tax net operating income | $1,443,000 | 3,877 |
| Securities gains (losses) | $-25,000 | 7,922 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,418,000 | 3,330 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,418,000 | 3,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $382,000 | 977 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,443,000 | 3,284 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,438,000 | 3,284 |
| Total interest expense | $2,115,000 | 3,235 |
| Net interest income | $3,323,000 | 3,279 |
| Provision for loan and lease losses | $550,000 | 898 |
| Total noninterest income | $306,000 | 4,686 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $151,000 | 4,126 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $155,000 | 4,244 |
| Total noninterest expense | $2,174,000 | 3,731 |
| Salaries and employee benefits | $957,000 | 4,401 |
| Premises and equipment expense | $500,000 | 2,467 |
| Additional noninterest expense | $717,000 | 3,405 |
| Pre-tax net operating income | $905,000 | 4,035 |
| Securities gains (losses) | $-25,000 | 8,157 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $880,000 | 3,503 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $880,000 | 3,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $322,000 | 799 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $905,000 | 3,430 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,511,000 | 3,432 |
| Total interest expense | $947,000 | 3,392 |
| Net interest income | $1,564,000 | 3,428 |
| Provision for loan and lease losses | $180,000 | 1,225 |
| Total noninterest income | $118,000 | 5,248 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $70,000 | 4,229 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $48,000 | 5,189 |
| Total noninterest expense | $1,067,000 | 3,811 |
| Salaries and employee benefits | $470,000 | 4,475 |
| Premises and equipment expense | $254,000 | 2,440 |
| Additional noninterest expense | $343,000 | 3,502 |
| Pre-tax net operating income | $435,000 | 4,080 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $435,000 | 3,485 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $435,000 | 3,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $435,000 | 3,463 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,561,000 | 3,922 |
| Total interest expense | $2,221,000 | 4,131 |
| Net interest income | $5,340,000 | 3,770 |
| Provision for loan and lease losses | $420,000 | 2,180 |
| Total noninterest income | $367,000 | 5,907 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $194,000 | 5,097 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $173,000 | 5,458 |
| Total noninterest expense | $3,834,000 | 4,000 |
| Salaries and employee benefits | $1,612,000 | 4,826 |
| Premises and equipment expense | $879,000 | 2,650 |
| Additional noninterest expense | $1,343,000 | 3,525 |
| Pre-tax net operating income | $1,453,000 | 4,468 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,453,000 | 3,861 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,453,000 | 3,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,564 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,453,000 | 3,835 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,280,000 | 4,076 |
| Total interest expense | $1,435,000 | 4,426 |
| Net interest income | $3,845,000 | 3,876 |
| Provision for loan and lease losses | $315,000 | 2,100 |
| Total noninterest income | $262,000 | 6,058 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $133,000 | 5,316 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $129,000 | 5,472 |
| Total noninterest expense | $2,778,000 | 4,070 |
| Salaries and employee benefits | $1,176,000 | 4,886 |
| Premises and equipment expense | $618,000 | 2,799 |
| Additional noninterest expense | $984,000 | 3,542 |
| Pre-tax net operating income | $1,014,000 | 4,731 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,014,000 | 4,114 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,014,000 | 4,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,014,000 | 4,075 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,329,000 | 4,178 |
| Total interest expense | $872,000 | 4,530 |
| Net interest income | $2,457,000 | 3,978 |
| Provision for loan and lease losses | $200,000 | 2,158 |
| Total noninterest income | $163,000 | 6,177 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $83,000 | 5,411 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $80,000 | 5,615 |
| Total noninterest expense | $1,790,000 | 4,171 |
| Salaries and employee benefits | $772,000 | 4,930 |
| Premises and equipment expense | $374,000 | 3,030 |
| Additional noninterest expense | $644,000 | 3,596 |
| Pre-tax net operating income | $630,000 | 4,890 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $630,000 | 4,291 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $630,000 | 4,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $630,000 | 4,235 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,585,000 | 4,310 |
| Total interest expense | $405,000 | 4,638 |
| Net interest income | $1,180,000 | 4,109 |
| Provision for loan and lease losses | $90,000 | 2,180 |
| Total noninterest income | $83,000 | 6,080 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $41,000 | 5,405 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $42,000 | 5,556 |
| Total noninterest expense | $856,000 | 4,324 |
| Salaries and employee benefits | $372,000 | 5,075 |
| Premises and equipment expense | $187,000 | 3,046 |
| Additional noninterest expense | $297,000 | 3,831 |
| Pre-tax net operating income | $317,000 | 4,847 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $317,000 | 4,212 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $317,000 | 4,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $317,000 | 4,164 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,730,000 | 5,032 |
| Total interest expense | $1,122,000 | 5,323 |
| Net interest income | $3,608,000 | 4,815 |
| Provision for loan and lease losses | $195,000 | 3,736 |
| Total noninterest income | $312,000 | 6,321 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $145,000 | 5,851 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $167,000 | 5,478 |
| Total noninterest expense | $2,985,000 | 4,678 |
| Salaries and employee benefits | $1,318,000 | 5,391 |
| Premises and equipment expense | $594,000 | 3,558 |
| Additional noninterest expense | $1,073,000 | 4,101 |
| Pre-tax net operating income | $740,000 | 5,976 |
| Securities gains (losses) | $12,000 | 2,733 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $752,000 | 5,414 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $752,000 | 5,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,883 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $7,105,000 | 173 |
| Net operating income | $740,000 | 5,363 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,240,000 | 5,287 |
| Total interest expense | $747,000 | 5,637 |
| Net interest income | $2,493,000 | 5,071 |
| Provision for loan and lease losses | $120,000 | 3,974 |
| Total noninterest income | $227,000 | 6,432 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $101,000 | 6,037 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $126,000 | 5,476 |
| Total noninterest expense | $2,124,000 | 4,806 |
| Salaries and employee benefits | $941,000 | 5,516 |
| Premises and equipment expense | $415,000 | 3,774 |
| Additional noninterest expense | $768,000 | 4,210 |
| Pre-tax net operating income | $476,000 | 6,424 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $476,000 | 5,936 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $476,000 | 5,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,796 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $476,000 | 5,858 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,005,000 | 5,547 |
| Total interest expense | $424,000 | 6,120 |
| Net interest income | $1,581,000 | 5,243 |
| Provision for loan and lease losses | $75,000 | 3,988 |
| Total noninterest income | $148,000 | 6,487 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $64,000 | 6,133 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $84,000 | 5,512 |
| Total noninterest expense | $1,376,000 | 4,950 |
| Salaries and employee benefits | $623,000 | 5,569 |
| Premises and equipment expense | $261,000 | 3,948 |
| Additional noninterest expense | $492,000 | 4,369 |
| Pre-tax net operating income | $278,000 | 6,649 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $278,000 | 6,214 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $278,000 | 6,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,183 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $278,000 | 6,129 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $948,000 | 5,741 |
| Total interest expense | $178,000 | 6,648 |
| Net interest income | $770,000 | 5,341 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $68,000 | 6,629 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $30,000 | 6,194 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $38,000 | 5,668 |
| Total noninterest expense | $668,000 | 5,065 |
| Salaries and employee benefits | $312,000 | 5,616 |
| Premises and equipment expense | $126,000 | 4,084 |
| Additional noninterest expense | $230,000 | 4,601 |
| Pre-tax net operating income | $125,000 | 6,792 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $125,000 | 6,420 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $125,000 | 6,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,994 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $125,000 | 6,298 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,186,000 | 6,340 |
| Total interest expense | $446,000 | 7,949 |
| Net interest income | $2,740,000 | 5,595 |
| Provision for loan and lease losses | $205,000 | 3,973 |
| Total noninterest income | $291,000 | 6,658 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $112,000 | 6,376 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $179,000 | 5,518 |
| Total noninterest expense | $2,249,000 | 5,600 |
| Salaries and employee benefits | $1,086,000 | 5,977 |
| Premises and equipment expense | $435,000 | 4,462 |
| Additional noninterest expense | $728,000 | 5,368 |
| Pre-tax net operating income | $577,000 | 6,418 |
| Securities gains (losses) | $35,000 | 2,802 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $612,000 | 5,909 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $612,000 | 5,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 4,003 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $577,000 | 5,865 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,325,000 | 6,488 |
| Total interest expense | $322,000 | 8,143 |
| Net interest income | $2,003,000 | 5,709 |
| Provision for loan and lease losses | $160,000 | 3,772 |
| Total noninterest income | $217,000 | 6,701 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $84,000 | 6,425 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $133,000 | 5,568 |
| Total noninterest expense | $1,633,000 | 5,687 |
| Salaries and employee benefits | $760,000 | 6,182 |
| Premises and equipment expense | $326,000 | 4,476 |
| Additional noninterest expense | $547,000 | 5,342 |
| Pre-tax net operating income | $427,000 | 6,601 |
| Securities gains (losses) | $35,000 | 2,583 |
| Applicable income taxes | $12,000 | 7,003 |
| Income before extraordinary items | $450,000 | 6,096 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $450,000 | 6,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,161 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $416,050 | 6,093 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,542,000 | 6,554 |
| Total interest expense | $212,000 | 8,255 |
| Net interest income | $1,330,000 | 5,706 |
| Provision for loan and lease losses | $125,000 | 3,389 |
| Total noninterest income | $150,000 | 6,647 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $54,000 | 6,457 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $96,000 | 5,386 |
| Total noninterest expense | $1,091,000 | 5,687 |
| Salaries and employee benefits | $507,000 | 6,214 |
| Premises and equipment expense | $223,000 | 4,402 |
| Additional noninterest expense | $361,000 | 5,364 |
| Pre-tax net operating income | $264,000 | 6,743 |
| Securities gains (losses) | $35,000 | 2,261 |
| Applicable income taxes | $12,000 | 6,875 |
| Income before extraordinary items | $287,000 | 6,189 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $287,000 | 6,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,723 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $253,400 | 6,294 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $758,000 | 6,658 |
| Total interest expense | $102,000 | 8,408 |
| Net interest income | $656,000 | 5,754 |
| Provision for loan and lease losses | $80,000 | 2,724 |
| Total noninterest income | $68,000 | 6,777 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $26,000 | 6,492 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $42,000 | 5,598 |
| Total noninterest expense | $545,000 | 5,673 |
| Salaries and employee benefits | $253,000 | 6,202 |
| Premises and equipment expense | $117,000 | 4,253 |
| Additional noninterest expense | $175,000 | 5,453 |
| Pre-tax net operating income | $99,000 | 7,204 |
| Securities gains (losses) | $35,000 | 1,588 |
| Applicable income taxes | $12,000 | 6,453 |
| Income before extraordinary items | $122,000 | 6,525 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $122,000 | 6,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $90,150 | 6,935 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,876,000 | 6,979 |
| Total interest expense | $422,000 | 8,592 |
| Net interest income | $2,454,000 | 5,966 |
| Provision for loan and lease losses | $162,000 | 4,778 |
| Total noninterest income | $303,000 | 6,434 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $93,000 | 6,699 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $210,000 | 4,923 |
| Total noninterest expense | $1,988,000 | 5,883 |
| Salaries and employee benefits | $912,000 | 6,473 |
| Premises and equipment expense | $423,000 | 4,448 |
| Additional noninterest expense | $653,000 | 5,642 |
| Pre-tax net operating income | $607,000 | 6,404 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $55,000 | 6,468 |
| Income before extraordinary items | $552,000 | 6,170 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $552,000 | 6,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,985 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $3,594,000 | 203 |
| Net operating income | $552,000 | 6,020 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,763,000 | 7,488 |
| Total interest expense | $739,000 | 8,556 |
| Net interest income | $2,024,000 | 6,396 |
| Provision for loan and lease losses | $127,000 | 5,102 |
| Total noninterest income | $254,000 | 6,828 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $63,000 | 7,334 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $191,000 | 5,037 |
| Total noninterest expense | $1,950,000 | 5,836 |
| Salaries and employee benefits | $868,000 | 6,504 |
| Premises and equipment expense | $482,000 | 4,013 |
| Additional noninterest expense | $600,000 | 5,839 |
| Pre-tax net operating income | $201,000 | 7,880 |
| Securities gains (losses) | $35,000 | 2,695 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $236,000 | 7,508 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $236,000 | 7,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,674 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $201,000 | 7,605 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,189,000 | 8,238 |
| Total interest expense | $565,000 | 9,125 |
| Net interest income | $1,624,000 | 7,259 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $265,000 | 6,623 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 7,346 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 4,761 |
| Total noninterest expense | $1,863,000 | 5,938 |
| Salaries and employee benefits | $809,000 | 6,689 |
| Premises and equipment expense | $409,000 | 4,436 |
| Additional noninterest expense | $645,000 | 5,504 |
| Pre-tax net operating income | $26,000 | 9,032 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $26,000 | 9,047 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $26,000 | 9,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,934 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $26,000 | 9,032 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,839,000 | 8,677 |
| Total interest expense | $469,000 | 9,510 |
| Net interest income | $1,370,000 | 7,831 |
| Provision for loan and lease losses | $45,000 | 6,711 |
| Total noninterest income | $320,000 | 6,264 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 7,501 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $256,000 | 4,381 |
| Total noninterest expense | $2,064,000 | 5,571 |
| Salaries and employee benefits | $804,000 | 6,734 |
| Premises and equipment expense | $480,000 | 3,901 |
| Additional noninterest expense | $780,000 | 4,889 |
| Pre-tax net operating income | $-419,000 | 9,796 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-419,000 | 9,855 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-419,000 | 9,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,310 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $2,828,000 | 377 |
| Net operating income | $-419,000 | 9,833 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,544,000 | 9,233 |
| Total interest expense | $510,000 | 9,671 |
| Net interest income | $1,034,000 | 8,719 |
| Provision for loan and lease losses | $50,000 | 6,568 |
| Total noninterest income | $411,000 | 5,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $367,000 | 3,380 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 8,384 |
| Total noninterest expense | $2,295,000 | 5,072 |
| Salaries and employee benefits | $830,000 | 6,553 |
| Premises and equipment expense | $549,000 | 3,430 |
| Additional noninterest expense | $916,000 | 4,227 |
| Pre-tax net operating income | $-900,000 | 10,322 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-900,000 | 10,349 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-900,000 | 10,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,814 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $1,082,000 | 451 |
| Net operating income | $-900,000 | 10,326 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $649,000 | 10,615 |
| Total interest expense | $245,000 | 10,601 |
| Net interest income | $404,000 | 10,548 |
| Provision for loan and lease losses | $194,000 | 3,523 |
| Total noninterest income | $154,000 | 8,512 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 6,474 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 9,849 |
| Total noninterest expense | $2,589,000 | 4,651 |
| Salaries and employee benefits | $872,000 | 6,426 |
| Premises and equipment expense | $513,000 | 3,624 |
| Additional noninterest expense | $1,204,000 | 3,353 |
| Pre-tax net operating income | $-2,225,000 | 10,900 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-2,225,000 | 10,892 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-2,225,000 | 10,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,448 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $4,351,000 | 236 |
| Net operating income | $-2,225,000 | 10,883 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.