Home > First Bank & Trust of Clarendon > Income and Expense
First Bank & Trust of Clarendon, Income and Expense
1996-12-31 (YTD Data) | Rank | |
Total interest income | $2,436,000 | 8,770 |
Total interest expense | $1,116,000 | 8,643 |
Net interest income | $1,320,000 | 8,716 |
Provision for loan and lease losses | $5,000 | 8,822 |
Total noninterest income | $171,000 | 8,670 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $115,000 | 7,175 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $56,000 | 8,626 |
Total noninterest expense | $886,000 | 9,102 |
Salaries and employee benefits | $453,000 | 9,225 |
Premises and equipment expense | $69,000 | 10,108 |
Additional noninterest expense | $364,000 | 8,218 |
Pre-tax net operating income | $600,000 | 7,420 |
Securities gains (losses) | $14,000 | 2,256 |
Applicable income taxes | $208,000 | 7,014 |
Income before extraordinary items | $406,000 | 7,567 |
Extraordinary gains, net | $0 | 53 |
Net income | $406,000 | 7,565 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $13,000 | 7,243 |
Cash dividends | $497,000 | 3,464 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $396,760 | 7,585 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $2,425,000 | 9,080 |
Total interest expense | $1,101,000 | 8,901 |
Net interest income | $1,324,000 | 9,005 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $238,000 | 7,864 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $133,000 | 7,028 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $105,000 | 7,073 |
Total noninterest expense | $948,000 | 9,171 |
Salaries and employee benefits | $521,000 | 8,939 |
Premises and equipment expense | $78,000 | 10,256 |
Additional noninterest expense | $349,000 | 8,699 |
Pre-tax net operating income | $614,000 | 7,806 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $210,000 | 7,262 |
Income before extraordinary items | $404,000 | 8,030 |
Extraordinary gains, net | $0 | 65 |
Net income | $404,000 | 8,027 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $9,000 | 7,576 |
Cash dividends | $360,000 | 4,106 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $404,000 | 7,992 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $2,145,000 | 9,529 |
Total interest expense | $868,000 | 9,269 |
Net interest income | $1,277,000 | 9,527 |
Provision for loan and lease losses | $263,000 | 2,499 |
Total noninterest income | $253,000 | 7,898 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $140,000 | 7,131 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $113,000 | 7,127 |
Total noninterest expense | $1,176,000 | 8,704 |
Salaries and employee benefits | $603,000 | 8,590 |
Premises and equipment expense | $80,000 | 10,655 |
Additional noninterest expense | $493,000 | 7,914 |
Pre-tax net operating income | $91,000 | 11,682 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $4,000 | 11,509 |
Income before extraordinary items | $87,000 | 11,503 |
Extraordinary gains, net | $0 | 249 |
Net income | $87,000 | 11,509 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $106,000 | 3,619 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $87,000 | 11,545 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $2,324,000 | 9,521 |
Total interest expense | $822,000 | 9,921 |
Net interest income | $1,502,000 | 9,097 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $267,000 | 8,113 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $157,000 | 6,922 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $110,000 | 7,578 |
Total noninterest expense | $1,218,000 | 8,825 |
Salaries and employee benefits | $649,000 | 8,397 |
Premises and equipment expense | $91,000 | 10,750 |
Additional noninterest expense | $478,000 | 8,448 |
Pre-tax net operating income | $551,000 | 8,288 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $186,000 | 7,886 |
Income before extraordinary items | $365,000 | 8,794 |
Extraordinary gains, net | $65,000 | 1,965 |
Net income | $430,000 | 8,302 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-7,000 | 11,543 |
Cash dividends | $50,000 | 7,918 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $365,000 | 8,527 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,672,000 | 9,585 |
Total interest expense | $1,091,000 | 10,017 |
Net interest income | $1,581,000 | 9,008 |
Provision for loan and lease losses | $121,000 | 6,692 |
Total noninterest income | $320,000 | 7,458 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $152,000 | 7,048 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $168,000 | 6,255 |
Total noninterest expense | $1,303,000 | 8,649 |
Salaries and employee benefits | $673,000 | 8,200 |
Premises and equipment expense | $116,000 | 10,180 |
Additional noninterest expense | $514,000 | 8,322 |
Pre-tax net operating income | $477,000 | 8,577 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $197,000 | 7,617 |
Income before extraordinary items | $280,000 | 9,540 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $280,000 | 9,677 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $77,000 | 6,549 |
Cash dividends | $50,000 | 7,650 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $280,000 | 9,176 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.