Home > First Bank & Trust East Texas > Net charge- offs to loans
First Bank & Trust East Texas, Net charge- offs to loans
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5118% | 399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2359% | 389 |
| Percentage Net Loans Charged-off:Construction & development | 0.1004% | 283 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3422% | 281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1811% | 591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1811% | 596 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1804% | 437 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7887% | 395 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7814% | 348 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5166% | 377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3267% | 267 |
| Percentage Net Loans Charged-off:Construction & development | 0.1407% | 200 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5184% | 181 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2088% | 515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2089% | 508 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6865% | 555 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8859% | 373 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8786% | 327 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6926% | 254 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5399% | 131 |
| Percentage Net Loans Charged-off:Construction & development | 0.0160% | 203 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0416% | 60 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2264% | 449 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2265% | 436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5282% | 493 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2883% | 318 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2883% | 278 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1839% | 1,505 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0437% | 1,904 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0079% | 1,378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1017% | 1,344 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1018% | 1,290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2587% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9211% | 1,002 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1379% | 114 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8974% | 943 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2092% | 284 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1728% | 1,331 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0594% | 1,410 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0123% | 1,067 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1374% | 980 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1375% | 964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1061% | 1,543 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8998% | 925 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9623% | 295 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8901% | 847 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1303% | 279 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1249% | 1,597 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0776% | 1,191 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1981% | 737 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1983% | 722 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0223% | 1,599 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3428% | 1,873 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7586% | 202 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3136% | 1,797 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4205% | 254 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1855% | 1,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1304% | 727 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3343% | 432 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3347% | 427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0535% | 1,066 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4355% | 1,474 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6782% | 140 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3771% | 1,455 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0154% | 171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0920% | 2,514 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0064% | 3,156 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0163% | 2,814 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0163% | 2,695 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0080% | 4,403 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6235% | 1,359 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6023% | 149 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5712% | 1,357 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0722% | 283 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0753% | 2,490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 2,809 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0219% | 2,504 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0219% | 2,382 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0015% | 4,224 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5098% | 1,467 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3006% | 248 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4789% | 1,421 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3945% | 327 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0677% | 2,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0130% | 2,464 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0332% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0332% | 2,013 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0046% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3632% | 1,703 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8889% | 189 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3194% | 1,708 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8832% | 263 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0445% | 2,357 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,078 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,834 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2999% | 1,721 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1477% | 254 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2678% | 1,681 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1636% | 280 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1038% | 3,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 3,840 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0114% | 3,448 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0114% | 3,292 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0653% | 2,357 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5864% | 1,600 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4169% | 436 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5718% | 1,517 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9378% | 227 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1059% | 2,741 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0058% | 3,483 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0154% | 3,058 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0154% | 2,904 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0760% | 1,962 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5837% | 1,466 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6666% | 362 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5646% | 1,389 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9633% | 214 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1154% | 2,506 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0716% | 1,715 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7597% | 1,129 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6158% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7446% | 1,042 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2786% | 231 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1590% | 1,766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,538 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0889% | 1,105 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1328% | 785 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3968% | 344 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1280% | 712 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8454% | 239 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1221% | 3,591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0019% | 4,522 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0051% | 4,035 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0051% | 3,878 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2218% | 2,152 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4676% | 2,178 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5478% | 442 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4451% | 2,094 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1431% | 243 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0970% | 3,586 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 5,737 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 5,935 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 5,916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0678% | 2,382 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4854% | 1,896 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9305% | 365 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4550% | 1,830 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1252% | 236 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1186% | 3,181 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 5,658 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 5,885 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 5,875 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1595% | 1,822 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5596% | 1,660 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7701% | 261 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5113% | 1,628 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4515% | 257 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1188% | 2,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,565 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2228% | 1,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5316% | 1,580 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5000% | 144 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4356% | 1,614 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2739% | 313 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1745% | 3,980 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0337% | 4,721 |
| Percentage Net Loans Charged-off:Construction & development | 0.0738% | 2,233 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0379% | 2,995 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0201% | 4,381 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0201% | 4,186 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1744% | 2,850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6408% | 1,984 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8575% | 697 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6358% | 1,858 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.7636% | 265 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1756% | 3,708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0366% | 4,431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0992% | 2,032 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0513% | 2,596 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0023% | 4,230 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0023% | 4,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2264% | 2,416 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6009% | 1,931 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7374% | 673 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5978% | 1,789 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1747% | 271 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2029% | 3,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0109% | 4,410 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0224% | 2,365 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,822 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3584% | 1,937 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7841% | 1,521 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6044% | 644 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7882% | 1,384 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2989% | 304 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3447% | 2,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,705 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,017 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0557% | 937 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1568% | 1,014 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2403% | 569 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1772% | 894 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2836% | 4,006 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0592% | 4,950 |
| Percentage Net Loans Charged-off:Construction & development | 0.3709% | 2,528 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0025% | 3,598 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0523% | 4,472 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0523% | 4,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0101% | 1,976 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3085% | 3,497 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8518% | 767 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2699% | 3,408 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6293% | 344 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3006% | 3,591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0228% | 4,987 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0034% | 3,128 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0618% | 3,998 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0618% | 3,833 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2159% | 1,562 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3888% | 2,940 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9768% | 702 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3334% | 2,846 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4074% | 449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3460% | 3,168 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0096% | 4,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0282% | 3,833 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0282% | 3,638 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5558% | 1,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3214% | 2,941 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7295% | 702 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2665% | 2,839 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0576% | 466 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6437% | 1,918 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0090% | 3,857 |
| Percentage Net Loans Charged-off:Construction & development | 0.1017% | 1,614 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 6,735 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 6,747 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0362% | 608 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5187% | 2,040 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4782% | 616 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4111% | 1,948 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8654% | 414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1499% | 5,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0126% | 5,730 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0375% | 4,683 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0375% | 4,508 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1628% | 4,164 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4624% | 3,534 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4196% | 998 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0449% | 431 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1395% | 5,187 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0084% | 5,456 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0252% | 4,429 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0252% | 4,233 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0910% | 3,987 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5029% | 3,150 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5664% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8720% | 410 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1672% | 4,613 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0141% | 4,936 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0419% | 3,796 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0419% | 3,604 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1504% | 3,353 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5994% | 2,668 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7264% | 809 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3966% | 393 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1007% | 4,409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0121% | 6,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4191% | 2,806 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7262% | 691 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7765% | 341 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5591% | 3,543 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0290% | 5,539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0424% | 3,143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0212% | 4,724 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0212% | 4,515 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5038% | 2,302 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4987% | 4,077 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6815% | 1,090 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 11.1078% | 236 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6349% | 2,780 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0374% | 4,942 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0565% | 2,512 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0230% | 4,207 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0230% | 3,960 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0392% | 1,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4232% | 3,983 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7513% | 999 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.2837% | 251 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3132% | 3,622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0564% | 4,163 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0852% | 1,881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0345% | 3,542 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0345% | 3,296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3887% | 2,874 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4102% | 3,744 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7624% | 906 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.2410% | 190 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4377% | 2,356 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8053% | 1,566 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5049% | 2,940 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 14.6078% | 142 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2726% | 3,589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0275% | 4,717 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1029% | 2,837 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1029% | 2,684 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5816% | 2,516 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0073% | 5,895 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3662% | 1,145 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.1824% | 212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1614% | 3,681 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0305% | 3,870 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1192% | 2,200 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1192% | 2,045 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0765% | 3,399 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0095% | 5,428 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4880% | 1,002 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.4074% | 177 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1217% | 3,543 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0070% | 3,647 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0272% | 2,540 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0272% | 2,351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0793% | 2,754 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0124% | 4,884 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5959% | 871 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.2099% | 200 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1234% | 2,757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0144% | 2,488 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0561% | 1,600 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0561% | 1,467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1745% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0050% | 6,900 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2330% | 1,711 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.9571% | 196 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1703% | 2,947 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0039% | 7,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0133% | 7,886 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0133% | 7,865 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1736% | 2,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2379% | 4,349 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1362% | 889 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.1608% | 222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1418% | 2,561 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1512% | 2,404 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1485% | 4,407 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8114% | 883 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.6470% | 206 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0895% | 2,914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0137% | 2,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1129% | 4,119 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8449% | 773 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.6653% | 232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0997% | 2,207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0323% | 1,384 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1071% | 873 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1071% | 801 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1731% | 3,192 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4862% | 741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5511% | 252 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1671% | 2,286 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0257% | 2,540 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 7,769 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0812% | 1,596 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0812% | 1,539 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1849% | 2,521 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2264% | 4,313 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4807% | 1,123 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.8651% | 243 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1165% | 2,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0342% | 1,910 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 7,825 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1061% | 1,138 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1061% | 1,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0214% | 2,951 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1780% | 4,141 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3223% | 1,075 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1738% | 254 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0986% | 2,492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0531% | 1,384 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 7,919 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1623% | 774 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1623% | 757 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0325% | 2,433 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1461% | 3,975 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1192% | 1,852 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7558% | 341 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1445% | 1,656 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0501% | 1,017 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0048% | 8,026 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1553% | 600 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1553% | 584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0405% | 1,591 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4022% | 2,428 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9280% | 426 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1939% | 2,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0240% | 2,614 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0446% | 1,010 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0067% | 2,883 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0067% | 2,689 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0766% | 3,477 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6793% | 2,790 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8928% | 858 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2132% | 1,851 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0380% | 1,929 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0593% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0268% | 2,071 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0268% | 1,959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0817% | 2,871 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7161% | 2,326 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5517% | 597 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2476% | 1,516 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0578% | 1,411 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0908% | 537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0400% | 1,602 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0400% | 1,512 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0109% | 6,791 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8745% | 1,800 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7354% | 540 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3525% | 997 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1033% | 821 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1808% | 281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0466% | 1,164 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0466% | 1,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0073% | 6,764 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1848% | 1,262 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0678% | 437 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3506% | 1,630 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0132% | 3,304 |
| Percentage Net Loans Charged-off:Construction & development | 0.0072% | 714 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0344% | 2,441 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0344% | 2,329 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3751% | 2,474 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0041% | 2,037 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1872% | 1,275 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2922% | 991 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3259% | 1,523 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 3,035 |
| Percentage Net Loans Charged-off:Construction & development | 0.0095% | 571 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0162% | 2,396 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0162% | 2,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1024% | 2,991 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0785% | 1,692 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1356% | 1,199 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0316% | 1,322 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3816% | 1,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0074% | 2,566 |
| Percentage Net Loans Charged-off:Construction & development | 0.0212% | 417 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0106% | 2,104 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0106% | 1,968 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1468% | 2,398 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2273% | 1,471 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5642% | 988 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0463% | 1,114 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3465% | 1,276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0149% | 1,719 |
| Percentage Net Loans Charged-off:Construction & development | 0.0427% | 238 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0216% | 1,407 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0216% | 1,318 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0172% | 2,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1414% | 1,601 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8700% | 2,500 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5745% | 1,260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0048% | 3,849 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0126% | 3,083 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0126% | 2,936 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1728% | 3,759 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5901% | 1,238 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6338% | 975 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2039% | 1,332 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5943% | 1,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0019% | 3,416 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0048% | 2,815 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0048% | 2,677 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2317% | 3,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5776% | 1,138 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1662% | 782 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2757% | 1,083 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6600% | 916 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 2,903 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0036% | 2,353 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0036% | 2,234 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2562% | 2,524 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6921% | 1,069 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1445% | 569 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2336% | 986 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6237% | 876 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1001% | 2,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6380% | 1,163 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0493% | 1,083 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7362% | 1,065 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0207% | 3,277 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0476% | 2,327 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0476% | 2,245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2107% | 3,753 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6727% | 1,167 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8115% | 534 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6409% | 1,247 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0034% | 3,826 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0118% | 1,357 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 8,551 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 8,575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1367% | 3,971 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3290% | 1,529 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4418% | 1,083 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2603% | 2,538 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0241% | 608 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0597% | 1,434 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1207% | 206 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1207% | 208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1418% | 775 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4800% | 801 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5207% | 633 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1207% | 4,424 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4933% | 1,494 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3450% | 2,372 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2149% | 3,854 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1151% | 5,289 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0503% | 7,016 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3137% | 4,063 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6322% | 3,439 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |