Home > First Bank & Trust Company > Income and Expense
First Bank & Trust Company, Income and Expense
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $15,193,000 | 1,742 |
| Total interest expense | $1,678,000 | 1,751 |
| Net interest income | $13,515,000 | 1,721 |
| Provision for loan and lease losses | $76,000 | 3,283 |
| Total noninterest income | $1,032,000 | 2,898 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $613,000 | 1,740 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $419,000 | 3,394 |
| Total noninterest expense | $7,195,000 | 2,465 |
| Salaries and employee benefits | $4,218,000 | 2,379 |
| Premises and equipment expense | $1,102,000 | 1,970 |
| Additional noninterest expense | $1,875,000 | 2,769 |
| Pre-tax net operating income | $7,276,000 | 1,271 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $7,276,000 | 986 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $7,276,000 | 986 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $7,276,000 | 986 |
| Net charge-offs | $201,000 | 1,829 |
| Cash dividends | $6,021,000 | 565 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $7,276,000 | 978 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $11,374,000 | 1,743 |
| Total interest expense | $1,215,000 | 1,787 |
| Net interest income | $10,159,000 | 1,717 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $879,000 | 2,748 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $452,000 | 1,777 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $427,000 | 3,012 |
| Total noninterest expense | $5,024,000 | 2,585 |
| Salaries and employee benefits | $2,714,000 | 2,668 |
| Premises and equipment expense | $816,000 | 2,000 |
| Additional noninterest expense | $1,494,000 | 2,671 |
| Pre-tax net operating income | $6,014,000 | 1,202 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $6,014,000 | 987 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $6,014,000 | 987 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $6,014,000 | 987 |
| Net charge-offs | $162,000 | 1,549 |
| Cash dividends | $6,021,000 | 425 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $6,014,000 | 976 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,526,000 | 1,739 |
| Total interest expense | $761,000 | 1,849 |
| Net interest income | $6,765,000 | 1,709 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $418,000 | 3,258 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $292,000 | 1,813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 4,061 |
| Total noninterest expense | $3,138,000 | 2,716 |
| Salaries and employee benefits | $1,797,000 | 2,693 |
| Premises and equipment expense | $547,000 | 1,982 |
| Additional noninterest expense | $794,000 | 3,128 |
| Pre-tax net operating income | $4,045,000 | 1,184 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $4,045,000 | 955 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,045,000 | 956 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,045,000 | 955 |
| Net charge-offs | $125,000 | 1,357 |
| Cash dividends | $3,742,000 | 457 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $4,045,000 | 945 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,747,000 | 1,734 |
| Total interest expense | $359,000 | 1,916 |
| Net interest income | $3,388,000 | 1,704 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $212,000 | 3,218 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $140,000 | 1,862 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 3,922 |
| Total noninterest expense | $1,568,000 | 2,740 |
| Salaries and employee benefits | $902,000 | 2,723 |
| Premises and equipment expense | $271,000 | 2,022 |
| Additional noninterest expense | $395,000 | 3,134 |
| Pre-tax net operating income | $2,032,000 | 1,158 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $2,032,000 | 929 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,032,000 | 930 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,032,000 | 929 |
| Net charge-offs | $57,000 | 1,242 |
| Cash dividends | $2,128,000 | 380 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $2,032,000 | 916 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $14,615,000 | 1,735 |
| Total interest expense | $1,310,000 | 1,986 |
| Net interest income | $13,305,000 | 1,688 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $788,000 | 3,399 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $543,000 | 1,947 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $245,000 | 4,154 |
| Total noninterest expense | $6,761,000 | 2,631 |
| Salaries and employee benefits | $4,003,000 | 2,501 |
| Premises and equipment expense | $993,000 | 2,159 |
| Additional noninterest expense | $1,765,000 | 3,004 |
| Pre-tax net operating income | $7,332,000 | 1,187 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $7,332,000 | 1,016 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,332,000 | 1,015 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $7,332,000 | 1,015 |
| Net charge-offs | $226,000 | 1,811 |
| Cash dividends | $6,670,000 | 527 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $7,332,000 | 991 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $10,871,000 | 1,750 |
| Total interest expense | $944,000 | 2,046 |
| Net interest income | $9,927,000 | 1,703 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $540,000 | 3,554 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $404,000 | 1,966 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $136,000 | 4,512 |
| Total noninterest expense | $4,708,000 | 2,757 |
| Salaries and employee benefits | $2,673,000 | 2,718 |
| Premises and equipment expense | $742,000 | 2,172 |
| Additional noninterest expense | $1,293,000 | 3,043 |
| Pre-tax net operating income | $5,759,000 | 1,158 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $5,759,000 | 974 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,759,000 | 974 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,759,000 | 974 |
| Net charge-offs | $95,000 | 2,102 |
| Cash dividends | $6,670,000 | 399 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $5,759,000 | 941 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,171,000 | 1,773 |
| Total interest expense | $602,000 | 2,127 |
| Net interest income | $6,569,000 | 1,722 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $347,000 | 3,634 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $270,000 | 1,940 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $77,000 | 4,681 |
| Total noninterest expense | $3,147,000 | 2,755 |
| Salaries and employee benefits | $1,780,000 | 2,742 |
| Premises and equipment expense | $504,000 | 2,142 |
| Additional noninterest expense | $863,000 | 3,069 |
| Pre-tax net operating income | $3,769,000 | 1,166 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $3,769,000 | 975 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,769,000 | 974 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,769,000 | 974 |
| Net charge-offs | $81,000 | 1,811 |
| Cash dividends | $4,355,000 | 408 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $3,769,000 | 945 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,491,000 | 1,826 |
| Total interest expense | $288,000 | 2,210 |
| Net interest income | $3,203,000 | 1,753 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $147,000 | 3,854 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $139,000 | 1,888 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $8,000 | 5,642 |
| Total noninterest expense | $1,536,000 | 2,818 |
| Salaries and employee benefits | $885,000 | 2,758 |
| Premises and equipment expense | $240,000 | 2,226 |
| Additional noninterest expense | $411,000 | 3,171 |
| Pre-tax net operating income | $1,814,000 | 1,188 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $1,814,000 | 992 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,814,000 | 993 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,814,000 | 993 |
| Net charge-offs | $47,000 | 1,463 |
| Cash dividends | $2,416,000 | 373 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,814,000 | 955 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $13,864,000 | 1,784 |
| Total interest expense | $1,208,000 | 2,107 |
| Net interest income | $12,656,000 | 1,731 |
| Provision for loan and lease losses | $-1,829,000 | 6,098 |
| Total noninterest income | $787,000 | 3,454 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $564,000 | 1,934 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $223,000 | 4,325 |
| Total noninterest expense | $6,558,000 | 2,678 |
| Salaries and employee benefits | $3,833,000 | 2,569 |
| Premises and equipment expense | $1,016,000 | 2,151 |
| Additional noninterest expense | $1,709,000 | 3,118 |
| Pre-tax net operating income | $8,714,000 | 1,002 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $8,714,000 | 827 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $8,714,000 | 827 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $8,714,000 | 827 |
| Net charge-offs | $27,000 | 3,620 |
| Cash dividends | $5,062,000 | 656 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $8,714,000 | 809 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,341,000 | 1,813 |
| Total interest expense | $917,000 | 2,110 |
| Net interest income | $9,424,000 | 1,758 |
| Provision for loan and lease losses | $10,000 | 4,009 |
| Total noninterest income | $594,000 | 3,474 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $419,000 | 1,965 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $175,000 | 4,304 |
| Total noninterest expense | $4,637,000 | 2,818 |
| Salaries and employee benefits | $2,582,000 | 2,774 |
| Premises and equipment expense | $750,000 | 2,212 |
| Additional noninterest expense | $1,305,000 | 3,104 |
| Pre-tax net operating income | $5,371,000 | 1,186 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $5,371,000 | 989 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,371,000 | 989 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $5,371,000 | 989 |
| Net charge-offs | $52,000 | 2,750 |
| Cash dividends | $4,023,000 | 562 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $5,371,000 | 965 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,826,000 | 1,830 |
| Total interest expense | $606,000 | 2,139 |
| Net interest income | $6,220,000 | 1,779 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $380,000 | 3,540 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $271,000 | 1,975 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $109,000 | 4,417 |
| Total noninterest expense | $3,114,000 | 2,816 |
| Salaries and employee benefits | $1,708,000 | 2,809 |
| Premises and equipment expense | $508,000 | 2,193 |
| Additional noninterest expense | $898,000 | 3,055 |
| Pre-tax net operating income | $3,486,000 | 1,208 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $3,486,000 | 1,018 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,486,000 | 1,018 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $3,486,000 | 1,018 |
| Net charge-offs | $56,000 | 2,221 |
| Cash dividends | $2,514,000 | 586 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $3,486,000 | 988 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,392,000 | 1,837 |
| Total interest expense | $302,000 | 2,155 |
| Net interest income | $3,090,000 | 1,787 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $190,000 | 3,511 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $133,000 | 1,995 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $57,000 | 4,372 |
| Total noninterest expense | $1,547,000 | 2,841 |
| Salaries and employee benefits | $828,000 | 2,896 |
| Premises and equipment expense | $257,000 | 2,195 |
| Additional noninterest expense | $462,000 | 2,968 |
| Pre-tax net operating income | $1,733,000 | 1,177 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $1,733,000 | 988 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,733,000 | 988 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,733,000 | 989 |
| Net charge-offs | $22,000 | 2,069 |
| Cash dividends | $1,102,000 | 602 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,733,000 | 955 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $13,731,000 | 1,826 |
| Total interest expense | $1,287,000 | 2,142 |
| Net interest income | $12,444,000 | 1,759 |
| Provision for loan and lease losses | $-1,000,000 | 6,352 |
| Total noninterest income | $1,022,000 | 3,079 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $618,000 | 1,910 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $404,000 | 3,587 |
| Total noninterest expense | $6,791,000 | 2,679 |
| Salaries and employee benefits | $3,913,000 | 2,547 |
| Premises and equipment expense | $1,014,000 | 2,215 |
| Additional noninterest expense | $1,864,000 | 3,047 |
| Pre-tax net operating income | $7,675,000 | 1,071 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $7,675,000 | 861 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $7,675,000 | 860 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $7,675,000 | 860 |
| Net charge-offs | $208,000 | 2,412 |
| Cash dividends | $4,907,000 | 617 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $7,675,000 | 842 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,264,000 | 1,842 |
| Total interest expense | $978,000 | 2,147 |
| Net interest income | $9,286,000 | 1,781 |
| Provision for loan and lease losses | $-500,000 | 6,380 |
| Total noninterest income | $818,000 | 3,002 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $461,000 | 1,931 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $357,000 | 3,368 |
| Total noninterest expense | $4,736,000 | 2,826 |
| Salaries and employee benefits | $2,622,000 | 2,773 |
| Premises and equipment expense | $747,000 | 2,264 |
| Additional noninterest expense | $1,367,000 | 3,094 |
| Pre-tax net operating income | $5,868,000 | 1,064 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $5,868,000 | 848 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,868,000 | 847 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,868,000 | 847 |
| Net charge-offs | $123,000 | 2,490 |
| Cash dividends | $4,407,000 | 495 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $5,868,000 | 832 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,824,000 | 1,841 |
| Total interest expense | $747,000 | 1,949 |
| Net interest income | $6,077,000 | 1,801 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $578,000 | 2,892 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $303,000 | 1,937 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $275,000 | 3,164 |
| Total noninterest expense | $3,039,000 | 2,915 |
| Salaries and employee benefits | $1,737,000 | 2,795 |
| Premises and equipment expense | $495,000 | 2,292 |
| Additional noninterest expense | $807,000 | 3,385 |
| Pre-tax net operating income | $3,616,000 | 1,105 |
| Securities gains (losses) | $46,000 | 1,209 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $3,662,000 | 882 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,662,000 | 882 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $3,662,000 | 882 |
| Net charge-offs | $16,000 | 3,514 |
| Cash dividends | $2,773,000 | 502 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $3,616,000 | 873 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,438,000 | 1,819 |
| Total interest expense | $383,000 | 1,941 |
| Net interest income | $3,055,000 | 1,785 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $183,000 | 3,616 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $147,000 | 1,973 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $36,000 | 4,952 |
| Total noninterest expense | $1,591,000 | 2,852 |
| Salaries and employee benefits | $874,000 | 2,798 |
| Premises and equipment expense | $240,000 | 2,385 |
| Additional noninterest expense | $477,000 | 2,995 |
| Pre-tax net operating income | $1,647,000 | 1,161 |
| Securities gains (losses) | $-45,000 | 6,576 |
| Applicable income taxes | $17,000 | 3,595 |
| Income before extraordinary items | $1,585,000 | 985 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,585,000 | 985 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,585,000 | 986 |
| Net charge-offs | $18,000 | 2,548 |
| Cash dividends | $1,290,000 | 487 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,629,550 | 941 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,485,000 | 1,853 |
| Total interest expense | $1,373,000 | 2,325 |
| Net interest income | $12,112,000 | 1,783 |
| Provision for loan and lease losses | $1,000,000 | 1,089 |
| Total noninterest income | $751,000 | 3,725 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $630,000 | 1,984 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $121,000 | 5,184 |
| Total noninterest expense | $6,158,000 | 2,921 |
| Salaries and employee benefits | $3,641,000 | 2,703 |
| Premises and equipment expense | $572,000 | 3,419 |
| Additional noninterest expense | $1,945,000 | 3,043 |
| Pre-tax net operating income | $5,705,000 | 1,288 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $5,705,000 | 1,087 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,705,000 | 1,089 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $5,705,000 | 1,089 |
| Net charge-offs | $85,000 | 3,913 |
| Cash dividends | $5,274,000 | 539 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $5,705,000 | 1,061 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,079,000 | 1,865 |
| Total interest expense | $1,039,000 | 2,371 |
| Net interest income | $9,040,000 | 1,789 |
| Provision for loan and lease losses | $900,000 | 951 |
| Total noninterest income | $582,000 | 3,734 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $476,000 | 1,975 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $106,000 | 5,112 |
| Total noninterest expense | $4,249,000 | 3,104 |
| Salaries and employee benefits | $2,398,000 | 2,997 |
| Premises and equipment expense | $448,000 | 3,354 |
| Additional noninterest expense | $1,403,000 | 3,117 |
| Pre-tax net operating income | $4,473,000 | 1,261 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $4,473,000 | 1,048 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $4,473,000 | 1,051 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,473,000 | 1,051 |
| Net charge-offs | $162,000 | 2,786 |
| Cash dividends | $5,189,000 | 393 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,473,000 | 1,021 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,639,000 | 1,884 |
| Total interest expense | $695,000 | 2,415 |
| Net interest income | $5,944,000 | 1,794 |
| Provision for loan and lease losses | $600,000 | 990 |
| Total noninterest income | $431,000 | 3,578 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $312,000 | 1,975 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $119,000 | 4,527 |
| Total noninterest expense | $2,827,000 | 3,130 |
| Salaries and employee benefits | $1,568,000 | 3,061 |
| Premises and equipment expense | $299,000 | 3,364 |
| Additional noninterest expense | $960,000 | 3,056 |
| Pre-tax net operating income | $2,948,000 | 1,262 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $2,948,000 | 1,056 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,948,000 | 1,057 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,948,000 | 1,059 |
| Net charge-offs | $265,000 | 1,810 |
| Cash dividends | $3,858,000 | 369 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,948,000 | 1,014 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,305,000 | 1,903 |
| Total interest expense | $356,000 | 2,432 |
| Net interest income | $2,949,000 | 1,818 |
| Provision for loan and lease losses | $300,000 | 980 |
| Total noninterest income | $158,000 | 4,091 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $154,000 | 1,989 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 6,468 |
| Total noninterest expense | $1,503,000 | 3,009 |
| Salaries and employee benefits | $777,000 | 3,117 |
| Premises and equipment expense | $148,000 | 3,415 |
| Additional noninterest expense | $578,000 | 2,633 |
| Pre-tax net operating income | $1,304,000 | 1,371 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $1,304,000 | 1,142 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,304,000 | 1,144 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,304,000 | 1,144 |
| Net charge-offs | $176,000 | 1,461 |
| Cash dividends | $2,210,000 | 278 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,304,000 | 1,086 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $13,090,000 | 2,011 |
| Total interest expense | $1,622,000 | 2,558 |
| Net interest income | $11,468,000 | 1,910 |
| Provision for loan and lease losses | $2,400,000 | 920 |
| Total noninterest income | $748,000 | 3,769 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $636,000 | 2,060 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $112,000 | 5,235 |
| Total noninterest expense | $5,970,000 | 3,059 |
| Salaries and employee benefits | $3,382,000 | 2,873 |
| Premises and equipment expense | $534,000 | 3,656 |
| Additional noninterest expense | $2,054,000 | 3,039 |
| Pre-tax net operating income | $3,846,000 | 1,697 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $3,846,000 | 1,503 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,846,000 | 1,504 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,846,000 | 1,504 |
| Net charge-offs | $99,000 | 4,439 |
| Cash dividends | $3,578,000 | 756 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,846,000 | 1,415 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,733,000 | 2,056 |
| Total interest expense | $1,253,000 | 2,595 |
| Net interest income | $8,480,000 | 1,958 |
| Provision for loan and lease losses | $1,800,000 | 927 |
| Total noninterest income | $555,000 | 3,831 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $476,000 | 2,079 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $79,000 | 5,375 |
| Total noninterest expense | $4,198,000 | 3,214 |
| Salaries and employee benefits | $2,307,000 | 3,090 |
| Premises and equipment expense | $388,000 | 3,786 |
| Additional noninterest expense | $1,503,000 | 3,109 |
| Pre-tax net operating income | $3,037,000 | 1,677 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $3,037,000 | 1,471 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,037,000 | 1,472 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,037,000 | 1,472 |
| Net charge-offs | $115,000 | 3,835 |
| Cash dividends | $1,728,000 | 895 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,037,000 | 1,385 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,412,000 | 2,092 |
| Total interest expense | $843,000 | 2,655 |
| Net interest income | $5,569,000 | 1,984 |
| Provision for loan and lease losses | $1,200,000 | 942 |
| Total noninterest income | $399,000 | 3,668 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $310,000 | 2,096 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $89,000 | 4,807 |
| Total noninterest expense | $2,738,000 | 3,295 |
| Salaries and employee benefits | $1,529,000 | 3,118 |
| Premises and equipment expense | $256,000 | 3,808 |
| Additional noninterest expense | $953,000 | 3,249 |
| Pre-tax net operating income | $2,030,000 | 1,669 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $2,030,000 | 1,464 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,030,000 | 1,464 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,030,000 | 1,464 |
| Net charge-offs | $6,000 | 5,096 |
| Cash dividends | $1,321,000 | 775 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,030,000 | 1,377 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,127,000 | 2,156 |
| Total interest expense | $437,000 | 2,672 |
| Net interest income | $2,690,000 | 2,050 |
| Provision for loan and lease losses | $600,000 | 917 |
| Total noninterest income | $181,000 | 3,860 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $152,000 | 2,115 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $29,000 | 5,390 |
| Total noninterest expense | $1,386,000 | 3,264 |
| Salaries and employee benefits | $754,000 | 3,168 |
| Premises and equipment expense | $136,000 | 3,691 |
| Additional noninterest expense | $496,000 | 3,110 |
| Pre-tax net operating income | $885,000 | 1,863 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $885,000 | 1,643 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $885,000 | 1,644 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $885,000 | 1,644 |
| Net charge-offs | $6,000 | 4,226 |
| Cash dividends | $500,000 | 850 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $885,000 | 1,542 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,180,000 | 2,289 |
| Total interest expense | $1,893,000 | 2,885 |
| Net interest income | $10,287,000 | 2,126 |
| Provision for loan and lease losses | $1,335,000 | 2,027 |
| Total noninterest income | $485,000 | 4,453 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $711,000 | 1,957 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-226,000 | 6,972 |
| Total noninterest expense | $6,046,000 | 3,040 |
| Salaries and employee benefits | $3,339,000 | 2,861 |
| Premises and equipment expense | $808,000 | 2,902 |
| Additional noninterest expense | $1,899,000 | 3,275 |
| Pre-tax net operating income | $3,391,000 | 1,644 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $3,391,000 | 1,445 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,391,000 | 1,445 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,391,000 | 1,445 |
| Net charge-offs | $713,000 | 2,764 |
| Cash dividends | $3,270,000 | 614 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,391,000 | 1,380 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,042,000 | 2,333 |
| Total interest expense | $1,430,000 | 2,968 |
| Net interest income | $7,612,000 | 2,157 |
| Provision for loan and lease losses | $1,135,000 | 1,817 |
| Total noninterest income | $538,000 | 3,740 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $533,000 | 1,969 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $5,000 | 6,748 |
| Total noninterest expense | $4,129,000 | 3,284 |
| Salaries and employee benefits | $2,294,000 | 3,078 |
| Premises and equipment expense | $459,000 | 3,562 |
| Additional noninterest expense | $1,376,000 | 3,362 |
| Pre-tax net operating income | $2,886,000 | 1,535 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $2,886,000 | 1,340 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,886,000 | 1,340 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,886,000 | 1,340 |
| Net charge-offs | $369,000 | 3,007 |
| Cash dividends | $2,524,000 | 530 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,886,000 | 1,262 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,002,000 | 2,368 |
| Total interest expense | $963,000 | 3,046 |
| Net interest income | $5,039,000 | 2,172 |
| Provision for loan and lease losses | $630,000 | 2,001 |
| Total noninterest income | $376,000 | 3,683 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $352,000 | 1,965 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $24,000 | 6,112 |
| Total noninterest expense | $2,663,000 | 3,416 |
| Salaries and employee benefits | $1,467,000 | 3,194 |
| Premises and equipment expense | $287,000 | 3,763 |
| Additional noninterest expense | $909,000 | 3,432 |
| Pre-tax net operating income | $2,122,000 | 1,377 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $2,122,000 | 1,170 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,122,000 | 1,170 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,122,000 | 1,170 |
| Net charge-offs | $59,000 | 4,321 |
| Cash dividends | $1,687,000 | 507 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,122,000 | 1,134 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,983,000 | 2,386 |
| Total interest expense | $483,000 | 3,138 |
| Net interest income | $2,500,000 | 2,183 |
| Provision for loan and lease losses | $315,000 | 1,866 |
| Total noninterest income | $153,000 | 4,123 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $167,000 | 2,028 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-14,000 | 7,207 |
| Total noninterest expense | $1,337,000 | 3,395 |
| Salaries and employee benefits | $721,000 | 3,246 |
| Premises and equipment expense | $141,000 | 3,865 |
| Additional noninterest expense | $475,000 | 3,310 |
| Pre-tax net operating income | $1,001,000 | 1,433 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $1,001,000 | 1,237 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,001,000 | 1,236 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,001,000 | 1,237 |
| Net charge-offs | $50,000 | 3,347 |
| Cash dividends | $288,000 | 1,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,001,000 | 1,204 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,250,000 | 2,453 |
| Total interest expense | $2,238,000 | 3,263 |
| Net interest income | $10,012,000 | 2,190 |
| Provision for loan and lease losses | $1,110,000 | 2,893 |
| Total noninterest income | $769,000 | 3,733 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $754,000 | 1,930 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $15,000 | 6,702 |
| Total noninterest expense | $5,434,000 | 3,368 |
| Salaries and employee benefits | $3,104,000 | 3,019 |
| Premises and equipment expense | $604,000 | 3,699 |
| Additional noninterest expense | $1,726,000 | 3,636 |
| Pre-tax net operating income | $4,237,000 | 1,204 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $4,237,000 | 1,019 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,237,000 | 1,021 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $4,237,000 | 1,022 |
| Net charge-offs | $561,000 | 3,499 |
| Cash dividends | $1,767,000 | 907 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $4,237,000 | 981 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,147,000 | 2,515 |
| Total interest expense | $1,718,000 | 3,329 |
| Net interest income | $7,429,000 | 2,248 |
| Provision for loan and lease losses | $795,000 | 2,861 |
| Total noninterest income | $592,000 | 3,715 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $563,000 | 1,983 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $29,000 | 6,448 |
| Total noninterest expense | $3,708,000 | 3,652 |
| Salaries and employee benefits | $2,053,000 | 3,381 |
| Premises and equipment expense | $385,000 | 4,178 |
| Additional noninterest expense | $1,270,000 | 3,661 |
| Pre-tax net operating income | $3,518,000 | 1,145 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $3,518,000 | 985 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,518,000 | 989 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,518,000 | 988 |
| Net charge-offs | $392,000 | 3,387 |
| Cash dividends | $1,766,000 | 613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $3,518,000 | 945 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,039,000 | 2,572 |
| Total interest expense | $1,155,000 | 3,409 |
| Net interest income | $4,884,000 | 2,280 |
| Provision for loan and lease losses | $490,000 | 2,890 |
| Total noninterest income | $437,000 | 3,472 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $374,000 | 1,996 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $63,000 | 5,311 |
| Total noninterest expense | $2,448,000 | 3,683 |
| Salaries and employee benefits | $1,353,000 | 3,424 |
| Premises and equipment expense | $253,000 | 4,249 |
| Additional noninterest expense | $842,000 | 3,663 |
| Pre-tax net operating income | $2,383,000 | 1,118 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $2,383,000 | 950 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,383,000 | 950 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,383,000 | 951 |
| Net charge-offs | $326,000 | 2,948 |
| Cash dividends | $1,308,000 | 527 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,383,000 | 915 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,948,000 | 2,691 |
| Total interest expense | $578,000 | 3,535 |
| Net interest income | $2,370,000 | 2,378 |
| Provision for loan and lease losses | $188,000 | 3,087 |
| Total noninterest income | $195,000 | 3,699 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $185,000 | 2,008 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $10,000 | 6,608 |
| Total noninterest expense | $1,179,000 | 3,811 |
| Salaries and employee benefits | $670,000 | 3,506 |
| Premises and equipment expense | $125,000 | 4,370 |
| Additional noninterest expense | $384,000 | 3,905 |
| Pre-tax net operating income | $1,198,000 | 1,104 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $1,198,000 | 913 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,198,000 | 917 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,198,000 | 917 |
| Net charge-offs | $213,000 | 2,356 |
| Cash dividends | $341,000 | 985 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,198,000 | 890 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,778,000 | 2,805 |
| Total interest expense | $2,656,000 | 3,740 |
| Net interest income | $9,122,000 | 2,392 |
| Provision for loan and lease losses | $640,000 | 4,162 |
| Total noninterest income | $836,000 | 3,685 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $790,000 | 2,063 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $46,000 | 6,453 |
| Total noninterest expense | $5,225,000 | 3,546 |
| Salaries and employee benefits | $2,894,000 | 3,287 |
| Premises and equipment expense | $664,000 | 3,606 |
| Additional noninterest expense | $1,667,000 | 3,794 |
| Pre-tax net operating income | $4,093,000 | 1,014 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $4,093,000 | 846 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,093,000 | 844 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $4,093,000 | 845 |
| Net charge-offs | $258,000 | 4,684 |
| Cash dividends | $1,787,000 | 1,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $4,093,000 | 834 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,779,000 | 2,862 |
| Total interest expense | $2,077,000 | 3,762 |
| Net interest income | $6,702,000 | 2,428 |
| Provision for loan and lease losses | $486,000 | 3,843 |
| Total noninterest income | $607,000 | 3,820 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $585,000 | 2,085 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $22,000 | 6,934 |
| Total noninterest expense | $3,582,000 | 3,836 |
| Salaries and employee benefits | $1,932,000 | 3,645 |
| Premises and equipment expense | $485,000 | 3,703 |
| Additional noninterest expense | $1,165,000 | 3,942 |
| Pre-tax net operating income | $3,241,000 | 1,009 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $3,241,000 | 841 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,241,000 | 842 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,241,000 | 842 |
| Net charge-offs | $55,000 | 5,610 |
| Cash dividends | $1,124,000 | 1,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,241,000 | 831 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,887,000 | 2,884 |
| Total interest expense | $1,445,000 | 3,768 |
| Net interest income | $4,442,000 | 2,428 |
| Provision for loan and lease losses | $335,000 | 3,547 |
| Total noninterest income | $381,000 | 3,941 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $379,000 | 2,111 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,000 | 7,623 |
| Total noninterest expense | $2,414,000 | 3,837 |
| Salaries and employee benefits | $1,294,000 | 3,670 |
| Premises and equipment expense | $327,000 | 3,693 |
| Additional noninterest expense | $793,000 | 3,897 |
| Pre-tax net operating income | $2,074,000 | 1,094 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $2,074,000 | 909 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,074,000 | 909 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,074,000 | 909 |
| Net charge-offs | $23,000 | 5,517 |
| Cash dividends | $1,124,000 | 801 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,074,000 | 879 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,922,000 | 2,925 |
| Total interest expense | $765,000 | 3,725 |
| Net interest income | $2,157,000 | 2,505 |
| Provision for loan and lease losses | $149,000 | 3,359 |
| Total noninterest income | $207,000 | 3,732 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $170,000 | 2,235 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $37,000 | 5,310 |
| Total noninterest expense | $1,195,000 | 3,773 |
| Salaries and employee benefits | $642,000 | 3,724 |
| Premises and equipment expense | $149,000 | 3,991 |
| Additional noninterest expense | $404,000 | 3,555 |
| Pre-tax net operating income | $1,020,000 | 1,260 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $1,020,000 | 1,057 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,020,000 | 1,057 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,020,000 | 1,059 |
| Net charge-offs | $-66,000 | 8,160 |
| Cash dividends | $244,000 | 1,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,020,000 | 986 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,283,000 | 2,974 |
| Total interest expense | $3,969,000 | 3,524 |
| Net interest income | $8,314,000 | 2,612 |
| Provision for loan and lease losses | $605,000 | 3,477 |
| Total noninterest income | $807,000 | 3,858 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $726,000 | 2,283 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $81,000 | 6,204 |
| Total noninterest expense | $4,295,000 | 4,021 |
| Salaries and employee benefits | $2,354,000 | 3,952 |
| Premises and equipment expense | $567,000 | 4,117 |
| Additional noninterest expense | $1,374,000 | 3,861 |
| Pre-tax net operating income | $4,221,000 | 1,293 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $4,221,000 | 968 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,221,000 | 968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $741,000 | 2,293 |
| Cash dividends | $4,200,000 | 662 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,221,000 | 1,047 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,444,000 | 2,971 |
| Total interest expense | $3,154,000 | 3,498 |
| Net interest income | $6,290,000 | 2,608 |
| Provision for loan and lease losses | $446,000 | 2,931 |
| Total noninterest income | $595,000 | 3,978 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $527,000 | 2,357 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $68,000 | 6,176 |
| Total noninterest expense | $2,920,000 | 4,311 |
| Salaries and employee benefits | $1,625,000 | 4,215 |
| Premises and equipment expense | $298,000 | 5,133 |
| Additional noninterest expense | $997,000 | 3,874 |
| Pre-tax net operating income | $3,519,000 | 1,399 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $3,519,000 | 1,051 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,519,000 | 1,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 3,089 |
| Cash dividends | $4,200,000 | 531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,519,000 | 1,108 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,448,000 | 2,945 |
| Total interest expense | $2,225,000 | 3,474 |
| Net interest income | $4,223,000 | 2,590 |
| Provision for loan and lease losses | $300,000 | 2,524 |
| Total noninterest income | $393,000 | 4,045 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $350,000 | 2,353 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $43,000 | 6,338 |
| Total noninterest expense | $1,892,000 | 4,418 |
| Salaries and employee benefits | $1,050,000 | 4,365 |
| Premises and equipment expense | $178,000 | 5,454 |
| Additional noninterest expense | $664,000 | 3,862 |
| Pre-tax net operating income | $2,424,000 | 1,422 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $2,424,000 | 1,130 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,424,000 | 1,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 2,492 |
| Cash dividends | $3,150,000 | 526 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,424,000 | 1,119 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,336,000 | 2,932 |
| Total interest expense | $1,195,000 | 3,465 |
| Net interest income | $2,141,000 | 2,543 |
| Provision for loan and lease losses | $150,000 | 2,123 |
| Total noninterest income | $207,000 | 3,933 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $180,000 | 2,270 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $27,000 | 6,042 |
| Total noninterest expense | $995,000 | 4,246 |
| Salaries and employee benefits | $542,000 | 4,271 |
| Premises and equipment expense | $79,000 | 5,756 |
| Additional noninterest expense | $374,000 | 3,483 |
| Pre-tax net operating income | $1,203,000 | 1,524 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $1,203,000 | 1,249 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,203,000 | 1,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 2,038 |
| Cash dividends | $1,050,000 | 705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,203,000 | 1,212 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,187,000 | 2,827 |
| Total interest expense | $5,259,000 | 3,343 |
| Net interest income | $8,928,000 | 2,466 |
| Provision for loan and lease losses | $475,000 | 2,417 |
| Total noninterest income | $877,000 | 3,813 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $735,000 | 2,276 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $142,000 | 5,665 |
| Total noninterest expense | $3,734,000 | 4,329 |
| Salaries and employee benefits | $2,143,000 | 4,163 |
| Premises and equipment expense | $556,000 | 4,058 |
| Additional noninterest expense | $1,035,000 | 4,550 |
| Pre-tax net operating income | $5,596,000 | 1,492 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $5,596,000 | 1,153 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,596,000 | 1,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 2,546 |
| Cash dividends | $4,480,000 | 822 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $5,596,000 | 1,140 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,526,000 | 2,857 |
| Total interest expense | $3,927,000 | 3,345 |
| Net interest income | $6,599,000 | 2,518 |
| Provision for loan and lease losses | $350,000 | 2,081 |
| Total noninterest income | $662,000 | 3,804 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $547,000 | 2,270 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $115,000 | 5,553 |
| Total noninterest expense | $2,569,000 | 4,570 |
| Salaries and employee benefits | $1,388,000 | 4,613 |
| Premises and equipment expense | $392,000 | 4,229 |
| Additional noninterest expense | $789,000 | 4,405 |
| Pre-tax net operating income | $4,342,000 | 1,556 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $4,342,000 | 1,190 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,342,000 | 1,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,157 |
| Cash dividends | $4,200,000 | 654 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,342,000 | 1,174 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,822,000 | 2,951 |
| Total interest expense | $2,584,000 | 3,368 |
| Net interest income | $4,238,000 | 2,626 |
| Provision for loan and lease losses | $170,000 | 2,429 |
| Total noninterest income | $443,000 | 3,806 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $359,000 | 2,304 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $84,000 | 5,421 |
| Total noninterest expense | $1,686,000 | 4,632 |
| Salaries and employee benefits | $891,000 | 4,792 |
| Premises and equipment expense | $266,000 | 4,197 |
| Additional noninterest expense | $529,000 | 4,416 |
| Pre-tax net operating income | $2,825,000 | 1,635 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $2,825,000 | 1,263 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,825,000 | 1,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,311 |
| Cash dividends | $3,150,000 | 623 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,825,000 | 1,242 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,358,000 | 2,986 |
| Total interest expense | $1,272,000 | 3,386 |
| Net interest income | $2,086,000 | 2,669 |
| Provision for loan and lease losses | $94,000 | 2,120 |
| Total noninterest income | $208,000 | 3,922 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $172,000 | 2,335 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $36,000 | 5,687 |
| Total noninterest expense | $858,000 | 4,583 |
| Salaries and employee benefits | $440,000 | 4,851 |
| Premises and equipment expense | $151,000 | 3,851 |
| Additional noninterest expense | $267,000 | 4,323 |
| Pre-tax net operating income | $1,342,000 | 1,699 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $1,342,000 | 1,307 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,342,000 | 1,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $1,050,000 | 760 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,342,000 | 1,296 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,596,000 | 2,961 |
| Total interest expense | $3,992,000 | 3,607 |
| Net interest income | $8,604,000 | 2,620 |
| Provision for loan and lease losses | $581,000 | 1,681 |
| Total noninterest income | $835,000 | 3,954 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $712,000 | 2,335 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $123,000 | 5,969 |
| Total noninterest expense | $3,496,000 | 4,408 |
| Salaries and employee benefits | $1,990,000 | 4,282 |
| Premises and equipment expense | $604,000 | 3,746 |
| Additional noninterest expense | $902,000 | 4,844 |
| Pre-tax net operating income | $5,362,000 | 1,777 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $5,362,000 | 1,361 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,362,000 | 1,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $339,000 | 1,523 |
| Cash dividends | $3,450,000 | 990 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,362,000 | 1,352 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,255,000 | 2,989 |
| Total interest expense | $2,818,000 | 3,661 |
| Net interest income | $6,437,000 | 2,643 |
| Provision for loan and lease losses | $400,000 | 1,696 |
| Total noninterest income | $620,000 | 3,987 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $525,000 | 2,380 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $95,000 | 5,936 |
| Total noninterest expense | $2,478,000 | 4,572 |
| Salaries and employee benefits | $1,306,000 | 4,696 |
| Premises and equipment expense | $457,000 | 3,736 |
| Additional noninterest expense | $715,000 | 4,632 |
| Pre-tax net operating income | $4,179,000 | 1,773 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $4,179,000 | 1,358 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,179,000 | 1,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,896 |
| Cash dividends | $3,450,000 | 740 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,179,000 | 1,340 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,041,000 | 3,009 |
| Total interest expense | $1,802,000 | 3,650 |
| Net interest income | $4,239,000 | 2,670 |
| Provision for loan and lease losses | $293,000 | 1,559 |
| Total noninterest income | $424,000 | 3,912 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $360,000 | 2,296 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $64,000 | 5,953 |
| Total noninterest expense | $1,657,000 | 4,572 |
| Salaries and employee benefits | $873,000 | 4,717 |
| Premises and equipment expense | $295,000 | 3,818 |
| Additional noninterest expense | $489,000 | 4,560 |
| Pre-tax net operating income | $2,713,000 | 1,827 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $2,713,000 | 1,386 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,713,000 | 1,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,835 |
| Cash dividends | $2,400,000 | 705 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,713,000 | 1,378 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,920,000 | 3,043 |
| Total interest expense | $867,000 | 3,633 |
| Net interest income | $2,053,000 | 2,724 |
| Provision for loan and lease losses | $143,000 | 1,536 |
| Total noninterest income | $204,000 | 3,944 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $171,000 | 2,326 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $33,000 | 5,895 |
| Total noninterest expense | $820,000 | 4,612 |
| Salaries and employee benefits | $429,000 | 4,790 |
| Premises and equipment expense | $147,000 | 3,848 |
| Additional noninterest expense | $244,000 | 4,549 |
| Pre-tax net operating income | $1,294,000 | 1,853 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $1,294,000 | 1,415 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,294,000 | 1,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $800,000 | 899 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,294,000 | 1,393 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,155,000 | 3,118 |
| Total interest expense | $2,658,000 | 3,660 |
| Net interest income | $7,497,000 | 2,861 |
| Provision for loan and lease losses | $449,000 | 2,083 |
| Total noninterest income | $932,000 | 3,729 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $790,000 | 2,129 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $142,000 | 5,824 |
| Total noninterest expense | $3,580,000 | 4,220 |
| Salaries and employee benefits | $1,896,000 | 4,288 |
| Premises and equipment expense | $637,000 | 3,478 |
| Additional noninterest expense | $1,047,000 | 4,269 |
| Pre-tax net operating income | $4,400,000 | 2,071 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $4,400,000 | 1,599 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,400,000 | 1,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 2,711 |
| Cash dividends | $3,000,000 | 1,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,400,000 | 1,573 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,355,000 | 3,153 |
| Total interest expense | $1,881,000 | 3,674 |
| Net interest income | $5,474,000 | 2,924 |
| Provision for loan and lease losses | $297,000 | 2,224 |
| Total noninterest income | $739,000 | 3,608 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $592,000 | 2,125 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $147,000 | 5,224 |
| Total noninterest expense | $2,403,000 | 4,542 |
| Salaries and employee benefits | $1,233,000 | 4,742 |
| Premises and equipment expense | $386,000 | 4,067 |
| Additional noninterest expense | $784,000 | 4,242 |
| Pre-tax net operating income | $3,513,000 | 1,976 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $3,513,000 | 1,509 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,513,000 | 1,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,746 |
| Cash dividends | $3,000,000 | 734 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,513,000 | 1,484 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,691,000 | 3,201 |
| Total interest expense | $1,177,000 | 3,668 |
| Net interest income | $3,514,000 | 2,992 |
| Provision for loan and lease losses | $142,000 | 2,775 |
| Total noninterest income | $491,000 | 3,572 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $384,000 | 2,137 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $107,000 | 5,049 |
| Total noninterest expense | $1,611,000 | 4,511 |
| Salaries and employee benefits | $804,000 | 4,794 |
| Premises and equipment expense | $271,000 | 3,911 |
| Additional noninterest expense | $536,000 | 4,132 |
| Pre-tax net operating income | $2,252,000 | 1,989 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $2,252,000 | 1,532 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,252,000 | 1,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,314 |
| Cash dividends | $2,250,000 | 645 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,252,000 | 1,509 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,236,000 | 3,296 |
| Total interest expense | $565,000 | 3,680 |
| Net interest income | $1,671,000 | 3,097 |
| Provision for loan and lease losses | $53,000 | 3,110 |
| Total noninterest income | $239,000 | 3,569 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $181,000 | 2,187 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $58,000 | 4,849 |
| Total noninterest expense | $807,000 | 4,536 |
| Salaries and employee benefits | $391,000 | 4,921 |
| Premises and equipment expense | $138,000 | 3,892 |
| Additional noninterest expense | $278,000 | 4,035 |
| Pre-tax net operating income | $1,050,000 | 2,072 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $1,050,000 | 1,592 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,050,000 | 1,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,394 |
| Cash dividends | $750,000 | 848 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,050,000 | 1,575 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,727,000 | 3,502 |
| Total interest expense | $1,720,000 | 4,102 |
| Net interest income | $6,007,000 | 3,288 |
| Provision for loan and lease losses | $5,000 | 7,179 |
| Total noninterest income | $1,056,000 | 3,407 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $840,000 | 2,049 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $216,000 | 4,947 |
| Total noninterest expense | $3,501,000 | 4,179 |
| Salaries and employee benefits | $1,798,000 | 4,348 |
| Premises and equipment expense | $658,000 | 3,289 |
| Additional noninterest expense | $1,045,000 | 4,191 |
| Pre-tax net operating income | $3,557,000 | 2,246 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $3,557,000 | 1,785 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,557,000 | 1,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 2,684 |
| Cash dividends | $3,400,000 | 884 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,557,000 | 1,738 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,612,000 | 3,579 |
| Total interest expense | $1,239,000 | 4,181 |
| Net interest income | $4,373,000 | 3,348 |
| Provision for loan and lease losses | $6,000 | 6,914 |
| Total noninterest income | $806,000 | 3,388 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $633,000 | 2,056 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $173,000 | 4,804 |
| Total noninterest expense | $2,243,000 | 4,635 |
| Salaries and employee benefits | $1,186,000 | 4,719 |
| Premises and equipment expense | $305,000 | 4,702 |
| Additional noninterest expense | $752,000 | 4,277 |
| Pre-tax net operating income | $2,930,000 | 2,111 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $2,930,000 | 1,661 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,930,000 | 1,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 2,495 |
| Cash dividends | $3,400,000 | 633 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,930,000 | 1,610 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,658,000 | 3,648 |
| Total interest expense | $807,000 | 4,261 |
| Net interest income | $2,851,000 | 3,408 |
| Provision for loan and lease losses | $-2,000 | 8,833 |
| Total noninterest income | $528,000 | 3,443 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $409,000 | 2,105 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $119,000 | 4,804 |
| Total noninterest expense | $1,507,000 | 4,649 |
| Salaries and employee benefits | $793,000 | 4,756 |
| Premises and equipment expense | $204,000 | 4,697 |
| Additional noninterest expense | $510,000 | 4,250 |
| Pre-tax net operating income | $1,874,000 | 2,158 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,874,000 | 1,706 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,874,000 | 1,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 2,468 |
| Cash dividends | $2,200,000 | 639 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,874,000 | 1,644 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,757,000 | 3,771 |
| Total interest expense | $403,000 | 4,305 |
| Net interest income | $1,354,000 | 3,541 |
| Provision for loan and lease losses | $-2,000 | 8,882 |
| Total noninterest income | $266,000 | 3,377 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $195,000 | 2,122 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $71,000 | 4,413 |
| Total noninterest expense | $722,000 | 4,816 |
| Salaries and employee benefits | $399,000 | 4,746 |
| Premises and equipment expense | $95,000 | 4,969 |
| Additional noninterest expense | $228,000 | 4,622 |
| Pre-tax net operating income | $900,000 | 2,195 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $900,000 | 1,740 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $900,000 | 1,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,014 |
| Cash dividends | $800,000 | 795 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $900,000 | 1,659 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,345,000 | 3,676 |
| Total interest expense | $1,649,000 | 4,601 |
| Net interest income | $5,696,000 | 3,318 |
| Provision for loan and lease losses | $20,000 | 7,057 |
| Total noninterest income | $1,134,000 | 3,429 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $867,000 | 1,980 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $267,000 | 4,730 |
| Total noninterest expense | $3,222,000 | 4,391 |
| Salaries and employee benefits | $1,641,000 | 4,553 |
| Premises and equipment expense | $492,000 | 4,119 |
| Additional noninterest expense | $1,089,000 | 4,005 |
| Pre-tax net operating income | $3,588,000 | 2,171 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $3,588,000 | 1,733 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,588,000 | 1,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,670 |
| Cash dividends | $3,545,000 | 863 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,588,000 | 1,650 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,496,000 | 3,715 |
| Total interest expense | $1,254,000 | 4,684 |
| Net interest income | $4,242,000 | 3,358 |
| Provision for loan and lease losses | $25,000 | 6,589 |
| Total noninterest income | $902,000 | 3,363 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $649,000 | 1,994 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $253,000 | 4,358 |
| Total noninterest expense | $2,205,000 | 4,644 |
| Salaries and employee benefits | $1,084,000 | 4,961 |
| Premises and equipment expense | $288,000 | 4,857 |
| Additional noninterest expense | $833,000 | 3,957 |
| Pre-tax net operating income | $2,914,000 | 2,091 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $2,914,000 | 1,653 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,914,000 | 1,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,128 |
| Cash dividends | $3,545,000 | 636 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,914,000 | 1,570 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,676,000 | 3,736 |
| Total interest expense | $856,000 | 4,723 |
| Net interest income | $2,820,000 | 3,354 |
| Provision for loan and lease losses | $27,000 | 6,031 |
| Total noninterest income | $649,000 | 3,173 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $431,000 | 1,957 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $218,000 | 3,886 |
| Total noninterest expense | $1,493,000 | 4,609 |
| Salaries and employee benefits | $716,000 | 4,987 |
| Premises and equipment expense | $179,000 | 5,067 |
| Additional noninterest expense | $598,000 | 3,711 |
| Pre-tax net operating income | $1,949,000 | 2,088 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $1,949,000 | 1,663 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,949,000 | 1,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,820 |
| Cash dividends | $2,695,000 | 578 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,949,000 | 1,552 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,844,000 | 3,751 |
| Total interest expense | $449,000 | 4,674 |
| Net interest income | $1,395,000 | 3,377 |
| Provision for loan and lease losses | $23,000 | 5,064 |
| Total noninterest income | $368,000 | 2,818 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $202,000 | 2,001 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $166,000 | 3,032 |
| Total noninterest expense | $771,000 | 4,476 |
| Salaries and employee benefits | $352,000 | 5,058 |
| Premises and equipment expense | $98,000 | 4,773 |
| Additional noninterest expense | $321,000 | 3,442 |
| Pre-tax net operating income | $969,000 | 2,098 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $969,000 | 1,658 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $969,000 | 1,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-130,000 | 9,243 |
| Cash dividends | $601,000 | 1,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $969,000 | 1,556 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,831,000 | 3,710 |
| Total interest expense | $2,057,000 | 4,695 |
| Net interest income | $5,774,000 | 3,246 |
| Provision for loan and lease losses | $679,000 | 1,884 |
| Total noninterest income | $965,000 | 3,559 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $792,000 | 2,015 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $173,000 | 5,301 |
| Total noninterest expense | $2,876,000 | 4,597 |
| Salaries and employee benefits | $1,429,000 | 4,864 |
| Premises and equipment expense | $430,000 | 4,397 |
| Additional noninterest expense | $1,017,000 | 4,131 |
| Pre-tax net operating income | $3,184,000 | 2,365 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $9,000 | 7,326 |
| Income before extraordinary items | $3,175,000 | 1,895 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,175,000 | 1,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 2,467 |
| Cash dividends | $2,408,000 | 1,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,175,000 | 1,834 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,175,000 | 3,577 |
| Total interest expense | $3,358,000 | 4,335 |
| Net interest income | $5,817,000 | 3,018 |
| Provision for loan and lease losses | $868,000 | 1,403 |
| Total noninterest income | $802,000 | 3,844 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $586,000 | 2,482 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $216,000 | 4,772 |
| Total noninterest expense | $2,688,000 | 4,714 |
| Salaries and employee benefits | $1,395,000 | 4,766 |
| Premises and equipment expense | $455,000 | 4,202 |
| Additional noninterest expense | $838,000 | 4,643 |
| Pre-tax net operating income | $3,063,000 | 2,221 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $12,000 | 7,523 |
| Income before extraordinary items | $3,051,000 | 1,724 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,051,000 | 1,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $542,000 | 1,473 |
| Cash dividends | $2,411,000 | 1,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,051,000 | 1,651 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,622,000 | 3,518 |
| Total interest expense | $3,901,000 | 4,049 |
| Net interest income | $5,721,000 | 3,081 |
| Provision for loan and lease losses | $660,000 | 1,482 |
| Total noninterest income | $659,000 | 4,164 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $517,000 | 2,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 5,618 |
| Total noninterest expense | $2,629,000 | 4,687 |
| Salaries and employee benefits | $1,465,000 | 4,442 |
| Premises and equipment expense | $412,000 | 4,413 |
| Additional noninterest expense | $752,000 | 4,932 |
| Pre-tax net operating income | $3,091,000 | 2,334 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $12,000 | 8,023 |
| Income before extraordinary items | $3,079,000 | 1,702 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,079,000 | 1,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $464,000 | 1,309 |
| Cash dividends | $1,791,000 | 1,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,079,000 | 1,695 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,113,000 | 3,857 |
| Total interest expense | $3,202,000 | 4,348 |
| Net interest income | $4,911,000 | 3,498 |
| Provision for loan and lease losses | $100,000 | 5,206 |
| Total noninterest income | $477,000 | 5,096 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $386,000 | 3,309 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 6,849 |
| Total noninterest expense | $2,448,000 | 4,958 |
| Salaries and employee benefits | $1,261,000 | 4,985 |
| Premises and equipment expense | $539,000 | 3,547 |
| Additional noninterest expense | $648,000 | 5,530 |
| Pre-tax net operating income | $2,840,000 | 2,521 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $2,840,000 | 1,868 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,840,000 | 1,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,975 |
| Cash dividends | $2,126,000 | 1,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,840,000 | 1,839 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,102,000 | 3,893 |
| Total interest expense | $3,297,000 | 4,374 |
| Net interest income | $4,805,000 | 3,534 |
| Provision for loan and lease losses | $47,000 | 6,746 |
| Total noninterest income | $482,000 | 5,049 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $365,000 | 3,393 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 6,262 |
| Total noninterest expense | $2,378,000 | 4,938 |
| Salaries and employee benefits | $1,096,000 | 5,412 |
| Premises and equipment expense | $544,000 | 3,457 |
| Additional noninterest expense | $738,000 | 4,953 |
| Pre-tax net operating income | $2,862,000 | 2,488 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $12,000 | 9,035 |
| Income before extraordinary items | $2,850,000 | 1,844 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,850,000 | 1,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,669 |
| Cash dividends | $2,346,000 | 1,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,850,000 | 1,768 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,797,000 | 4,060 |
| Total interest expense | $3,326,000 | 4,304 |
| Net interest income | $4,471,000 | 3,834 |
| Provision for loan and lease losses | $74,000 | 5,820 |
| Total noninterest income | $453,000 | 5,308 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $356,000 | 3,559 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 6,866 |
| Total noninterest expense | $2,402,000 | 4,947 |
| Salaries and employee benefits | $1,099,000 | 5,473 |
| Premises and equipment expense | $514,000 | 3,621 |
| Additional noninterest expense | $789,000 | 4,776 |
| Pre-tax net operating income | $2,448,000 | 2,962 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $194,000 | 6,963 |
| Income before extraordinary items | $2,254,000 | 2,329 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,254,000 | 2,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 3,247 |
| Cash dividends | $1,742,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,254,000 | 2,273 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,437,000 | 4,322 |
| Total interest expense | $3,149,000 | 4,577 |
| Net interest income | $4,288,000 | 4,043 |
| Provision for loan and lease losses | $118,000 | 4,759 |
| Total noninterest income | $472,000 | 5,363 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $391,000 | 3,401 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 7,707 |
| Total noninterest expense | $2,239,000 | 5,464 |
| Salaries and employee benefits | $1,154,000 | 5,379 |
| Premises and equipment expense | $408,000 | 4,461 |
| Additional noninterest expense | $677,000 | 5,875 |
| Pre-tax net operating income | $2,403,000 | 2,877 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $835,000 | 2,739 |
| Income before extraordinary items | $1,568,000 | 3,053 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,568,000 | 3,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,458 |
| Cash dividends | $1,205,000 | 1,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,568,000 | 3,023 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,167,000 | 4,461 |
| Total interest expense | $3,191,000 | 4,493 |
| Net interest income | $3,976,000 | 4,333 |
| Provision for loan and lease losses | $52,000 | 6,119 |
| Total noninterest income | $477,000 | 5,351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $401,000 | 3,362 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 8,106 |
| Total noninterest expense | $2,182,000 | 5,595 |
| Salaries and employee benefits | $1,112,000 | 5,552 |
| Premises and equipment expense | $412,000 | 4,418 |
| Additional noninterest expense | $658,000 | 6,140 |
| Pre-tax net operating income | $2,219,000 | 3,187 |
| Securities gains (losses) | $-18,000 | 10,494 |
| Applicable income taxes | $739,000 | 3,086 |
| Income before extraordinary items | $1,462,000 | 3,319 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,462,000 | 3,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,150 |
| Cash dividends | $826,000 | 2,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,473,880 | 3,271 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,838,000 | 4,990 |
| Total interest expense | $2,430,000 | 4,769 |
| Net interest income | $3,408,000 | 5,062 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $445,000 | 5,726 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $381,000 | 3,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 8,924 |
| Total noninterest expense | $2,077,000 | 6,011 |
| Salaries and employee benefits | $976,000 | 6,201 |
| Premises and equipment expense | $317,000 | 5,473 |
| Additional noninterest expense | $784,000 | 5,798 |
| Pre-tax net operating income | $1,776,000 | 3,792 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $570,000 | 3,659 |
| Income before extraordinary items | $1,206,000 | 3,840 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,206,000 | 3,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 11,264 |
| Cash dividends | $594,000 | 2,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,206,000 | 3,870 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,328,000 | 5,476 |
| Total interest expense | $2,022,000 | 5,786 |
| Net interest income | $3,306,000 | 5,205 |
| Provision for loan and lease losses | $5,000 | 10,098 |
| Total noninterest income | $496,000 | 5,638 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $415,000 | 3,336 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 8,582 |
| Total noninterest expense | $2,016,000 | 6,293 |
| Salaries and employee benefits | $917,000 | 6,616 |
| Premises and equipment expense | $230,000 | 7,093 |
| Additional noninterest expense | $869,000 | 5,530 |
| Pre-tax net operating income | $1,781,000 | 3,713 |
| Securities gains (losses) | $10,000 | 5,473 |
| Applicable income taxes | $555,000 | 3,825 |
| Income before extraordinary items | $1,236,000 | 3,899 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,236,000 | 4,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 7,730 |
| Cash dividends | $574,000 | 2,764 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,229,100 | 3,712 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,467,000 | 5,935 |
| Total interest expense | $2,359,000 | 6,271 |
| Net interest income | $3,108,000 | 5,561 |
| Provision for loan and lease losses | $154,000 | 6,013 |
| Total noninterest income | $538,000 | 5,347 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $451,000 | 3,100 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 8,558 |
| Total noninterest expense | $1,824,000 | 6,874 |
| Salaries and employee benefits | $838,000 | 7,010 |
| Premises and equipment expense | $243,000 | 6,920 |
| Additional noninterest expense | $743,000 | 6,463 |
| Pre-tax net operating income | $1,668,000 | 3,684 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $549,000 | 3,689 |
| Income before extraordinary items | $1,119,000 | 4,057 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,119,000 | 4,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 8,305 |
| Cash dividends | $574,000 | 2,497 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,119,000 | 3,763 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.