Home > First Bank & Trust Company > Income and Expense
First Bank & Trust Company, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $640,000 | 5,708 |
| Total interest expense | $119,000 | 4,863 |
| Net interest income | $521,000 | 5,760 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $50,000 | 5,607 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $44,000 | 4,708 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $6,000 | 5,801 |
| Total noninterest expense | $537,000 | 5,643 |
| Salaries and employee benefits | $289,000 | 5,645 |
| Premises and equipment expense | $77,000 | 5,257 |
| Additional noninterest expense | $171,000 | 5,639 |
| Pre-tax net operating income | $34,000 | 5,672 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $34,000 | 5,699 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $34,000 | 5,697 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $34,000 | 5,698 |
| Net charge-offs | $30,000 | 2,510 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $34,000 | 5,665 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $325,000 | 5,757 |
| Total interest expense | $59,000 | 4,913 |
| Net interest income | $266,000 | 5,808 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $25,000 | 5,635 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $24,000 | 4,602 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,000 | 5,950 |
| Total noninterest expense | $279,000 | 5,671 |
| Salaries and employee benefits | $150,000 | 5,677 |
| Premises and equipment expense | $39,000 | 5,297 |
| Additional noninterest expense | $90,000 | 5,659 |
| Pre-tax net operating income | $12,000 | 5,722 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $12,000 | 5,749 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $12,000 | 5,748 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $12,000 | 5,748 |
| Net charge-offs | $7,000 | 2,464 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $12,000 | 5,715 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,306,000 | 5,799 |
| Total interest expense | $236,000 | 4,957 |
| Net interest income | $1,070,000 | 5,847 |
| Provision for loan and lease losses | $6,000 | 4,283 |
| Total noninterest income | $12,000 | 6,072 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $108,000 | 4,605 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $-96,000 | 6,118 |
| Total noninterest expense | $1,188,000 | 5,671 |
| Salaries and employee benefits | $625,000 | 5,701 |
| Premises and equipment expense | $152,000 | 5,406 |
| Additional noninterest expense | $411,000 | 5,600 |
| Pre-tax net operating income | $-112,000 | 5,937 |
| Securities gains (losses) | $16,000 | 2,359 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $-96,000 | 5,957 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-96,000 | 5,958 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-96,000 | 5,958 |
| Net charge-offs | $22,000 | 3,711 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-112,000 | 5,941 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $977,000 | 5,887 |
| Total interest expense | $177,000 | 5,027 |
| Net interest income | $800,000 | 5,930 |
| Provision for loan and lease losses | $6,000 | 4,115 |
| Total noninterest income | $104,000 | 5,563 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $81,000 | 4,658 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $23,000 | 5,762 |
| Total noninterest expense | $878,000 | 5,739 |
| Salaries and employee benefits | $468,000 | 5,752 |
| Premises and equipment expense | $114,000 | 5,461 |
| Additional noninterest expense | $296,000 | 5,703 |
| Pre-tax net operating income | $20,000 | 5,891 |
| Securities gains (losses) | $16,000 | 2,128 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $36,000 | 5,903 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $36,000 | 5,906 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $36,000 | 5,906 |
| Net charge-offs | $22,000 | 3,305 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $20,000 | 5,898 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $654,000 | 5,929 |
| Total interest expense | $118,000 | 5,082 |
| Net interest income | $536,000 | 5,990 |
| Provision for loan and lease losses | $6,000 | 3,882 |
| Total noninterest income | $57,000 | 5,756 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $52,000 | 4,711 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $5,000 | 6,055 |
| Total noninterest expense | $584,000 | 5,798 |
| Salaries and employee benefits | $311,000 | 5,815 |
| Premises and equipment expense | $75,000 | 5,511 |
| Additional noninterest expense | $198,000 | 5,752 |
| Pre-tax net operating income | $3,000 | 5,974 |
| Securities gains (losses) | $16,000 | 1,815 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $19,000 | 5,964 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $19,000 | 5,965 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $19,000 | 5,966 |
| Net charge-offs | $22,000 | 2,884 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $3,000 | 5,980 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $329,000 | 5,978 |
| Total interest expense | $59,000 | 5,142 |
| Net interest income | $270,000 | 6,038 |
| Provision for loan and lease losses | $6,000 | 3,402 |
| Total noninterest income | $26,000 | 5,836 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $26,000 | 4,712 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $0 | 6,227 |
| Total noninterest expense | $291,000 | 5,859 |
| Salaries and employee benefits | $156,000 | 5,863 |
| Premises and equipment expense | $37,000 | 5,572 |
| Additional noninterest expense | $98,000 | 5,807 |
| Pre-tax net operating income | $-1,000 | 6,023 |
| Securities gains (losses) | $16,000 | 1,315 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $15,000 | 5,937 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $15,000 | 5,938 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $15,000 | 5,938 |
| Net charge-offs | $3,000 | 2,911 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-1,000 | 6,022 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,372,000 | 6,038 |
| Total interest expense | $259,000 | 5,181 |
| Net interest income | $1,113,000 | 6,100 |
| Provision for loan and lease losses | $30,000 | 4,054 |
| Total noninterest income | $140,000 | 5,724 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $125,000 | 4,666 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $15,000 | 6,106 |
| Total noninterest expense | $1,164,000 | 5,952 |
| Salaries and employee benefits | $614,000 | 5,981 |
| Premises and equipment expense | $155,000 | 5,651 |
| Additional noninterest expense | $395,000 | 5,905 |
| Pre-tax net operating income | $59,000 | 5,949 |
| Securities gains (losses) | $1,000 | 3,149 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $60,000 | 5,983 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $60,000 | 5,983 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $60,000 | 5,984 |
| Net charge-offs | $15,000 | 4,432 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $59,000 | 5,948 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,032,000 | 6,108 |
| Total interest expense | $198,000 | 5,229 |
| Net interest income | $834,000 | 6,172 |
| Provision for loan and lease losses | $30,000 | 3,723 |
| Total noninterest income | $110,000 | 5,764 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $97,000 | 4,673 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $13,000 | 6,149 |
| Total noninterest expense | $878,000 | 5,999 |
| Salaries and employee benefits | $459,000 | 6,027 |
| Premises and equipment expense | $120,000 | 5,666 |
| Additional noninterest expense | $299,000 | 5,949 |
| Pre-tax net operating income | $36,000 | 6,061 |
| Securities gains (losses) | $1,000 | 2,871 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $37,000 | 6,077 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $37,000 | 6,076 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $37,000 | 6,077 |
| Net charge-offs | $15,000 | 3,973 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $36,000 | 6,056 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $700,000 | 6,146 |
| Total interest expense | $133,000 | 5,274 |
| Net interest income | $567,000 | 6,215 |
| Provision for loan and lease losses | $25,000 | 3,493 |
| Total noninterest income | $76,000 | 5,765 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $67,000 | 4,614 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $9,000 | 6,208 |
| Total noninterest expense | $588,000 | 6,044 |
| Salaries and employee benefits | $307,000 | 6,075 |
| Premises and equipment expense | $83,000 | 5,673 |
| Additional noninterest expense | $198,000 | 5,993 |
| Pre-tax net operating income | $30,000 | 6,069 |
| Securities gains (losses) | $1,000 | 2,460 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $31,000 | 6,089 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $31,000 | 6,090 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $31,000 | 6,091 |
| Net charge-offs | $8,000 | 3,816 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $30,000 | 6,073 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $350,000 | 6,210 |
| Total interest expense | $68,000 | 5,300 |
| Net interest income | $282,000 | 6,282 |
| Provision for loan and lease losses | $10,000 | 3,356 |
| Total noninterest income | $38,000 | 5,785 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $35,000 | 4,530 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $3,000 | 6,315 |
| Total noninterest expense | $299,000 | 6,100 |
| Salaries and employee benefits | $156,000 | 6,128 |
| Premises and equipment expense | $42,000 | 5,719 |
| Additional noninterest expense | $101,000 | 6,039 |
| Pre-tax net operating income | $11,000 | 6,115 |
| Securities gains (losses) | $1,000 | 1,605 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $12,000 | 6,119 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $12,000 | 6,120 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $12,000 | 6,120 |
| Net charge-offs | $2,000 | 3,350 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $11,000 | 6,109 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,443,000 | 6,256 |
| Total interest expense | $294,000 | 5,421 |
| Net interest income | $1,149,000 | 6,324 |
| Provision for loan and lease losses | $36,000 | 4,454 |
| Total noninterest income | $109,000 | 6,147 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $136,000 | 4,745 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-27,000 | 6,542 |
| Total noninterest expense | $1,189,000 | 6,184 |
| Salaries and employee benefits | $627,000 | 6,204 |
| Premises and equipment expense | $176,000 | 5,719 |
| Additional noninterest expense | $386,000 | 6,142 |
| Pre-tax net operating income | $33,000 | 6,114 |
| Securities gains (losses) | $46,000 | 1,855 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $79,000 | 6,055 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $79,000 | 6,055 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $79,000 | 6,057 |
| Net charge-offs | $31,000 | 4,626 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $33,000 | 6,130 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,086,000 | 6,327 |
| Total interest expense | $222,000 | 5,515 |
| Net interest income | $864,000 | 6,392 |
| Provision for loan and lease losses | $28,000 | 4,342 |
| Total noninterest income | $74,000 | 6,293 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $102,000 | 4,793 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-28,000 | 6,653 |
| Total noninterest expense | $927,000 | 6,176 |
| Salaries and employee benefits | $478,000 | 6,210 |
| Premises and equipment expense | $139,000 | 5,707 |
| Additional noninterest expense | $310,000 | 6,106 |
| Pre-tax net operating income | $-17,000 | 6,321 |
| Securities gains (losses) | $46,000 | 1,724 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $29,000 | 6,262 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $29,000 | 6,264 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $29,000 | 6,263 |
| Net charge-offs | $31,000 | 4,166 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-17,000 | 6,326 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $737,000 | 6,341 |
| Total interest expense | $148,000 | 5,581 |
| Net interest income | $589,000 | 6,409 |
| Provision for loan and lease losses | $28,000 | 4,102 |
| Total noninterest income | $59,000 | 6,196 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $67,000 | 4,796 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-8,000 | 6,681 |
| Total noninterest expense | $629,000 | 6,201 |
| Salaries and employee benefits | $324,000 | 6,228 |
| Premises and equipment expense | $92,000 | 5,743 |
| Additional noninterest expense | $213,000 | 6,098 |
| Pre-tax net operating income | $-9,000 | 6,331 |
| Securities gains (losses) | $46,000 | 1,573 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $37,000 | 6,209 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $37,000 | 6,211 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $37,000 | 6,211 |
| Net charge-offs | $26,000 | 3,836 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-9,000 | 6,336 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $371,000 | 6,388 |
| Total interest expense | $75,000 | 5,646 |
| Net interest income | $296,000 | 6,446 |
| Provision for loan and lease losses | $20,000 | 3,573 |
| Total noninterest income | $31,000 | 6,167 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $31,000 | 4,905 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $0 | 6,676 |
| Total noninterest expense | $330,000 | 6,207 |
| Salaries and employee benefits | $166,000 | 6,256 |
| Premises and equipment expense | $48,000 | 5,708 |
| Additional noninterest expense | $116,000 | 6,058 |
| Pre-tax net operating income | $-23,000 | 6,453 |
| Securities gains (losses) | $38,000 | 1,039 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $15,000 | 6,267 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $15,000 | 6,267 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $15,000 | 6,268 |
| Net charge-offs | $10,000 | 3,448 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-23,000 | 6,463 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,575,000 | 6,430 |
| Total interest expense | $381,000 | 5,621 |
| Net interest income | $1,194,000 | 6,538 |
| Provision for loan and lease losses | $105,000 | 4,620 |
| Total noninterest income | $122,000 | 6,142 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $127,000 | 5,045 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-5,000 | 6,587 |
| Total noninterest expense | $1,286,000 | 6,313 |
| Salaries and employee benefits | $656,000 | 6,353 |
| Premises and equipment expense | $212,000 | 5,635 |
| Additional noninterest expense | $418,000 | 6,292 |
| Pre-tax net operating income | $-75,000 | 6,261 |
| Securities gains (losses) | $190,000 | 1,746 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $115,000 | 6,019 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $115,000 | 6,014 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $115,000 | 6,017 |
| Net charge-offs | $155,000 | 4,030 |
| Cash dividends | $3,000 | 4,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-75,000 | 6,271 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,191,000 | 6,528 |
| Total interest expense | $300,000 | 5,680 |
| Net interest income | $891,000 | 6,644 |
| Provision for loan and lease losses | $75,000 | 4,640 |
| Total noninterest income | $88,000 | 6,269 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $96,000 | 5,107 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-8,000 | 6,732 |
| Total noninterest expense | $955,000 | 6,384 |
| Salaries and employee benefits | $488,000 | 6,422 |
| Premises and equipment expense | $156,000 | 5,718 |
| Additional noninterest expense | $311,000 | 6,367 |
| Pre-tax net operating income | $-51,000 | 6,369 |
| Securities gains (losses) | $136,000 | 1,749 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $85,000 | 6,153 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $85,000 | 6,151 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $85,000 | 6,152 |
| Net charge-offs | $155,000 | 3,562 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-51,000 | 6,382 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $812,000 | 6,550 |
| Total interest expense | $209,000 | 5,695 |
| Net interest income | $603,000 | 6,677 |
| Provision for loan and lease losses | $50,000 | 4,550 |
| Total noninterest income | $70,000 | 6,143 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $64,000 | 5,123 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,000 | 6,571 |
| Total noninterest expense | $641,000 | 6,430 |
| Salaries and employee benefits | $322,000 | 6,491 |
| Premises and equipment expense | $109,000 | 5,664 |
| Additional noninterest expense | $210,000 | 6,396 |
| Pre-tax net operating income | $-18,000 | 6,368 |
| Securities gains (losses) | $86,000 | 1,699 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $68,000 | 6,133 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $68,000 | 6,132 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $68,000 | 6,133 |
| Net charge-offs | $105,000 | 3,358 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-18,000 | 6,377 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $406,000 | 6,611 |
| Total interest expense | $110,000 | 5,710 |
| Net interest income | $296,000 | 6,745 |
| Provision for loan and lease losses | $25,000 | 4,328 |
| Total noninterest income | $34,000 | 6,241 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $31,000 | 5,167 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,000 | 6,669 |
| Total noninterest expense | $321,000 | 6,486 |
| Salaries and employee benefits | $162,000 | 6,528 |
| Premises and equipment expense | $63,000 | 5,405 |
| Additional noninterest expense | $96,000 | 6,545 |
| Pre-tax net operating income | $-16,000 | 6,510 |
| Securities gains (losses) | $62,000 | 1,137 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $46,000 | 6,026 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $46,000 | 6,026 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $46,000 | 6,026 |
| Net charge-offs | $103,000 | 2,416 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-16,000 | 6,512 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,747,000 | 6,614 |
| Total interest expense | $490,000 | 5,886 |
| Net interest income | $1,257,000 | 6,731 |
| Provision for loan and lease losses | $80,000 | 5,528 |
| Total noninterest income | $-9,000 | 7,005 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $136,000 | 5,052 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-145,000 | 6,920 |
| Total noninterest expense | $1,357,000 | 6,472 |
| Salaries and employee benefits | $670,000 | 6,542 |
| Premises and equipment expense | $266,000 | 5,489 |
| Additional noninterest expense | $421,000 | 6,491 |
| Pre-tax net operating income | $-189,000 | 6,226 |
| Securities gains (losses) | $189,000 | 1,507 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $0 | 6,158 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $0 | 6,160 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $0 | 6,160 |
| Net charge-offs | $69,000 | 5,272 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-189,000 | 6,268 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,317,000 | 6,681 |
| Total interest expense | $369,000 | 5,996 |
| Net interest income | $948,000 | 6,783 |
| Provision for loan and lease losses | $50,000 | 5,512 |
| Total noninterest income | $-18,000 | 7,137 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $104,000 | 5,062 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-122,000 | 7,076 |
| Total noninterest expense | $1,039,000 | 6,478 |
| Salaries and employee benefits | $509,000 | 6,544 |
| Premises and equipment expense | $205,000 | 5,473 |
| Additional noninterest expense | $325,000 | 6,500 |
| Pre-tax net operating income | $-159,000 | 6,353 |
| Securities gains (losses) | $174,000 | 1,307 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $15,000 | 6,205 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $15,000 | 6,206 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $15,000 | 6,206 |
| Net charge-offs | $61,000 | 4,837 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-159,000 | 6,395 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $864,000 | 6,749 |
| Total interest expense | $245,000 | 6,111 |
| Net interest income | $619,000 | 6,855 |
| Provision for loan and lease losses | $20,000 | 5,705 |
| Total noninterest income | $79,000 | 6,138 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $69,000 | 5,052 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,000 | 6,590 |
| Total noninterest expense | $699,000 | 6,525 |
| Salaries and employee benefits | $341,000 | 6,593 |
| Premises and equipment expense | $134,000 | 5,548 |
| Additional noninterest expense | $224,000 | 6,534 |
| Pre-tax net operating income | $-21,000 | 6,269 |
| Securities gains (losses) | $54,000 | 1,548 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $33,000 | 6,122 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $33,000 | 6,121 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $33,000 | 6,122 |
| Net charge-offs | $55,000 | 4,377 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-21,000 | 6,296 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $421,000 | 6,827 |
| Total interest expense | $123,000 | 6,185 |
| Net interest income | $298,000 | 6,929 |
| Provision for loan and lease losses | $5,000 | 5,624 |
| Total noninterest income | $32,000 | 6,430 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $35,000 | 4,978 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-3,000 | 7,141 |
| Total noninterest expense | $343,000 | 6,607 |
| Salaries and employee benefits | $166,000 | 6,663 |
| Premises and equipment expense | $62,000 | 5,763 |
| Additional noninterest expense | $115,000 | 6,562 |
| Pre-tax net operating income | $-18,000 | 6,437 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-18,000 | 6,475 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-18,000 | 6,475 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-18,000 | 6,475 |
| Net charge-offs | $49,000 | 3,367 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-18,000 | 6,458 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,825,000 | 6,836 |
| Total interest expense | $493,000 | 6,540 |
| Net interest income | $1,332,000 | 6,862 |
| Provision for loan and lease losses | $55,000 | 6,430 |
| Total noninterest income | $200,000 | 5,950 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $153,000 | 4,868 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $47,000 | 6,156 |
| Total noninterest expense | $1,310,000 | 6,734 |
| Salaries and employee benefits | $673,000 | 6,751 |
| Premises and equipment expense | $223,000 | 6,011 |
| Additional noninterest expense | $414,000 | 6,755 |
| Pre-tax net operating income | $167,000 | 5,280 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $167,000 | 5,389 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $167,000 | 5,389 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $167,000 | 5,391 |
| Net charge-offs | $38,000 | 6,081 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $167,000 | 5,255 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,400,000 | 6,912 |
| Total interest expense | $369,000 | 6,682 |
| Net interest income | $1,031,000 | 6,927 |
| Provision for loan and lease losses | $45,000 | 6,297 |
| Total noninterest income | $158,000 | 5,997 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $122,000 | 4,852 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $36,000 | 6,283 |
| Total noninterest expense | $983,000 | 6,794 |
| Salaries and employee benefits | $499,000 | 6,821 |
| Premises and equipment expense | $170,000 | 6,033 |
| Additional noninterest expense | $314,000 | 6,808 |
| Pre-tax net operating income | $161,000 | 5,385 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $161,000 | 5,472 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $161,000 | 5,474 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $161,000 | 5,475 |
| Net charge-offs | $36,000 | 5,729 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $161,000 | 5,310 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $934,000 | 6,970 |
| Total interest expense | $250,000 | 6,753 |
| Net interest income | $684,000 | 6,969 |
| Provision for loan and lease losses | $30,000 | 6,130 |
| Total noninterest income | $105,000 | 6,002 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $80,000 | 4,881 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $25,000 | 6,306 |
| Total noninterest expense | $651,000 | 6,848 |
| Salaries and employee benefits | $331,000 | 6,878 |
| Premises and equipment expense | $112,000 | 6,093 |
| Additional noninterest expense | $208,000 | 6,856 |
| Pre-tax net operating income | $108,000 | 5,453 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $108,000 | 5,493 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $108,000 | 5,496 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $108,000 | 5,495 |
| Net charge-offs | $37,000 | 5,126 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $108,000 | 5,368 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $461,000 | 7,073 |
| Total interest expense | $126,000 | 6,852 |
| Net interest income | $335,000 | 7,069 |
| Provision for loan and lease losses | $15,000 | 5,865 |
| Total noninterest income | $49,000 | 6,156 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $37,000 | 5,011 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $12,000 | 6,461 |
| Total noninterest expense | $316,000 | 6,995 |
| Salaries and employee benefits | $166,000 | 6,961 |
| Premises and equipment expense | $49,000 | 6,432 |
| Additional noninterest expense | $101,000 | 6,979 |
| Pre-tax net operating income | $53,000 | 5,622 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $53,000 | 5,656 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $53,000 | 5,657 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $53,000 | 5,656 |
| Net charge-offs | $32,000 | 4,097 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $53,000 | 5,557 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,850,000 | 7,177 |
| Total interest expense | $592,000 | 6,936 |
| Net interest income | $1,258,000 | 7,172 |
| Provision for loan and lease losses | $45,000 | 6,900 |
| Total noninterest income | $235,000 | 6,006 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $185,000 | 4,783 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $50,000 | 6,362 |
| Total noninterest expense | $1,339,000 | 6,995 |
| Salaries and employee benefits | $668,000 | 7,049 |
| Premises and equipment expense | $206,000 | 6,431 |
| Additional noninterest expense | $465,000 | 6,897 |
| Pre-tax net operating income | $109,000 | 5,057 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $109,000 | 5,120 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $109,000 | 5,120 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $109,000 | 5,120 |
| Net charge-offs | $47,000 | 6,243 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $109,000 | 5,059 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,388,000 | 7,244 |
| Total interest expense | $452,000 | 7,023 |
| Net interest income | $936,000 | 7,243 |
| Provision for loan and lease losses | $35,000 | 6,735 |
| Total noninterest income | $181,000 | 6,062 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $141,000 | 4,784 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $40,000 | 6,457 |
| Total noninterest expense | $982,000 | 7,063 |
| Salaries and employee benefits | $492,000 | 7,106 |
| Premises and equipment expense | $152,000 | 6,514 |
| Additional noninterest expense | $338,000 | 6,972 |
| Pre-tax net operating income | $100,000 | 5,291 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $100,000 | 5,314 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $100,000 | 5,313 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $100,000 | 5,313 |
| Net charge-offs | $21,000 | 6,217 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $100,000 | 5,247 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $929,000 | 7,304 |
| Total interest expense | $307,000 | 7,107 |
| Net interest income | $622,000 | 7,285 |
| Provision for loan and lease losses | $25,000 | 6,581 |
| Total noninterest income | $109,000 | 6,264 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $89,000 | 4,870 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $20,000 | 6,800 |
| Total noninterest expense | $651,000 | 7,126 |
| Salaries and employee benefits | $329,000 | 7,174 |
| Premises and equipment expense | $94,000 | 6,697 |
| Additional noninterest expense | $228,000 | 7,006 |
| Pre-tax net operating income | $55,000 | 5,486 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $55,000 | 5,544 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $55,000 | 5,541 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $55,000 | 5,541 |
| Net charge-offs | $42,000 | 5,063 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $55,000 | 5,465 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $474,000 | 7,329 |
| Total interest expense | $159,000 | 7,151 |
| Net interest income | $315,000 | 7,292 |
| Provision for loan and lease losses | $10,000 | 6,289 |
| Total noninterest income | $53,000 | 6,292 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $52,000 | 4,522 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,000 | 7,715 |
| Total noninterest expense | $319,000 | 7,162 |
| Salaries and employee benefits | $162,000 | 7,253 |
| Premises and equipment expense | $46,000 | 6,774 |
| Additional noninterest expense | $111,000 | 6,908 |
| Pre-tax net operating income | $39,000 | 5,772 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $39,000 | 5,860 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $39,000 | 5,862 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $39,000 | 5,862 |
| Net charge-offs | $9,000 | 4,815 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $39,000 | 5,691 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,003,000 | 7,330 |
| Total interest expense | $751,000 | 7,218 |
| Net interest income | $1,252,000 | 7,308 |
| Provision for loan and lease losses | $32,000 | 6,816 |
| Total noninterest income | $199,000 | 6,493 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $190,000 | 4,904 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $9,000 | 7,711 |
| Total noninterest expense | $1,287,000 | 7,165 |
| Salaries and employee benefits | $641,000 | 7,305 |
| Premises and equipment expense | $177,000 | 6,889 |
| Additional noninterest expense | $469,000 | 6,754 |
| Pre-tax net operating income | $132,000 | 5,933 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $132,000 | 5,748 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $132,000 | 5,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,667 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $132,000 | 5,900 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,520,000 | 7,397 |
| Total interest expense | $582,000 | 7,285 |
| Net interest income | $938,000 | 7,361 |
| Provision for loan and lease losses | $22,000 | 6,451 |
| Total noninterest income | $142,000 | 6,673 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $135,000 | 5,027 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,000 | 7,869 |
| Total noninterest expense | $1,457,000 | 6,292 |
| Salaries and employee benefits | $482,000 | 7,312 |
| Premises and equipment expense | $136,000 | 6,887 |
| Additional noninterest expense | $839,000 | 4,425 |
| Pre-tax net operating income | $-399,000 | 7,189 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-399,000 | 7,107 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-399,000 | 7,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,412 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $134,000 | 692 |
| Net operating income | $-399,000 | 7,246 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,013,000 | 7,470 |
| Total interest expense | $400,000 | 7,370 |
| Net interest income | $613,000 | 7,422 |
| Provision for loan and lease losses | $18,000 | 6,030 |
| Total noninterest income | $96,000 | 6,723 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $90,000 | 5,031 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $6,000 | 7,890 |
| Total noninterest expense | $1,128,000 | 5,946 |
| Salaries and employee benefits | $322,000 | 7,376 |
| Premises and equipment expense | $86,000 | 6,997 |
| Additional noninterest expense | $720,000 | 3,639 |
| Pre-tax net operating income | $-437,000 | 7,551 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-437,000 | 7,642 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-437,000 | 7,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,769 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-437,000 | 7,625 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $513,000 | 7,515 |
| Total interest expense | $204,000 | 7,459 |
| Net interest income | $309,000 | 7,454 |
| Provision for loan and lease losses | $18,000 | 4,977 |
| Total noninterest income | $46,000 | 6,779 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $44,000 | 5,057 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,000 | 8,025 |
| Total noninterest expense | $297,000 | 7,394 |
| Salaries and employee benefits | $163,000 | 7,398 |
| Premises and equipment expense | $40,000 | 7,158 |
| Additional noninterest expense | $94,000 | 7,167 |
| Pre-tax net operating income | $40,000 | 6,726 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $40,000 | 6,726 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $40,000 | 6,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,623 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $40,000 | 6,625 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,961,000 | 7,591 |
| Total interest expense | $779,000 | 7,532 |
| Net interest income | $1,182,000 | 7,526 |
| Provision for loan and lease losses | $30,000 | 6,068 |
| Total noninterest income | $229,000 | 6,539 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $204,000 | 4,879 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $25,000 | 7,674 |
| Total noninterest expense | $1,194,000 | 7,371 |
| Salaries and employee benefits | $667,000 | 7,344 |
| Premises and equipment expense | $179,000 | 6,942 |
| Additional noninterest expense | $348,000 | 7,311 |
| Pre-tax net operating income | $187,000 | 6,903 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $187,000 | 6,832 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $187,000 | 6,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,071 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $187,000 | 6,815 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,439,000 | 7,661 |
| Total interest expense | $565,000 | 7,610 |
| Net interest income | $874,000 | 7,602 |
| Provision for loan and lease losses | $15,000 | 5,999 |
| Total noninterest income | $165,000 | 6,642 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $150,000 | 4,927 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $15,000 | 7,834 |
| Total noninterest expense | $896,000 | 7,353 |
| Salaries and employee benefits | $506,000 | 7,301 |
| Premises and equipment expense | $137,000 | 6,896 |
| Additional noninterest expense | $253,000 | 7,350 |
| Pre-tax net operating income | $128,000 | 7,218 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $128,000 | 7,138 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $128,000 | 7,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,905 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $128,000 | 7,123 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $931,000 | 7,748 |
| Total interest expense | $361,000 | 7,689 |
| Net interest income | $570,000 | 7,674 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $113,000 | 6,630 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $100,000 | 4,947 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $13,000 | 7,713 |
| Total noninterest expense | $603,000 | 7,382 |
| Salaries and employee benefits | $339,000 | 7,345 |
| Premises and equipment expense | $94,000 | 6,873 |
| Additional noninterest expense | $170,000 | 7,356 |
| Pre-tax net operating income | $80,000 | 7,361 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $80,000 | 7,265 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $80,000 | 7,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,059 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $80,000 | 7,260 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $466,000 | 7,768 |
| Total interest expense | $179,000 | 7,725 |
| Net interest income | $287,000 | 7,706 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $57,000 | 6,621 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $49,000 | 4,927 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $8,000 | 7,599 |
| Total noninterest expense | $303,000 | 7,403 |
| Salaries and employee benefits | $172,000 | 7,369 |
| Premises and equipment expense | $46,000 | 6,946 |
| Additional noninterest expense | $85,000 | 7,376 |
| Pre-tax net operating income | $41,000 | 7,399 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $41,000 | 7,286 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $41,000 | 7,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,204 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $41,000 | 7,279 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,770,000 | 7,721 |
| Total interest expense | $603,000 | 7,704 |
| Net interest income | $1,167,000 | 7,622 |
| Provision for loan and lease losses | $25,000 | 6,138 |
| Total noninterest income | $237,000 | 6,624 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $208,000 | 4,900 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $29,000 | 7,722 |
| Total noninterest expense | $1,241,000 | 7,314 |
| Salaries and employee benefits | $662,000 | 7,396 |
| Premises and equipment expense | $182,000 | 6,902 |
| Additional noninterest expense | $397,000 | 7,078 |
| Pre-tax net operating income | $138,000 | 7,594 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $138,000 | 7,531 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $138,000 | 7,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,423 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $138,000 | 7,521 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,302,000 | 7,798 |
| Total interest expense | $428,000 | 7,789 |
| Net interest income | $874,000 | 7,695 |
| Provision for loan and lease losses | $25,000 | 5,821 |
| Total noninterest income | $184,000 | 6,620 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $158,000 | 4,926 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $26,000 | 7,656 |
| Total noninterest expense | $935,000 | 7,308 |
| Salaries and employee benefits | $493,000 | 7,399 |
| Premises and equipment expense | $144,000 | 6,837 |
| Additional noninterest expense | $298,000 | 7,094 |
| Pre-tax net operating income | $98,000 | 7,817 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $98,000 | 7,735 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $98,000 | 7,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,946 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $98,000 | 7,735 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $844,000 | 7,860 |
| Total interest expense | $266,000 | 7,861 |
| Net interest income | $578,000 | 7,758 |
| Provision for loan and lease losses | $25,000 | 5,320 |
| Total noninterest income | $123,000 | 6,620 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $104,000 | 4,933 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $19,000 | 7,607 |
| Total noninterest expense | $605,000 | 7,408 |
| Salaries and employee benefits | $329,000 | 7,437 |
| Premises and equipment expense | $98,000 | 6,810 |
| Additional noninterest expense | $178,000 | 7,311 |
| Pre-tax net operating income | $71,000 | 7,849 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $71,000 | 7,755 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $71,000 | 7,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $71,000 | 7,759 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $411,000 | 7,895 |
| Total interest expense | $127,000 | 7,874 |
| Net interest income | $284,000 | 7,810 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $60,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $52,000 | 4,862 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,731 |
| Total noninterest expense | $295,000 | 7,465 |
| Salaries and employee benefits | $165,000 | 7,455 |
| Premises and equipment expense | $45,000 | 6,974 |
| Additional noninterest expense | $85,000 | 7,403 |
| Pre-tax net operating income | $34,000 | 7,877 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $34,000 | 7,777 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $34,000 | 7,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $34,000 | 7,775 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,519,000 | 7,883 |
| Total interest expense | $385,000 | 7,938 |
| Net interest income | $1,134,000 | 7,765 |
| Provision for loan and lease losses | $60,000 | 5,443 |
| Total noninterest income | $289,000 | 6,391 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $266,000 | 4,442 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $23,000 | 8,051 |
| Total noninterest expense | $1,221,000 | 7,370 |
| Salaries and employee benefits | $650,000 | 7,444 |
| Premises and equipment expense | $218,000 | 6,540 |
| Additional noninterest expense | $353,000 | 7,336 |
| Pre-tax net operating income | $142,000 | 7,862 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $142,000 | 7,825 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $142,000 | 7,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,675 |
| Cash dividends | $30,000 | 5,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $142,000 | 7,787 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,114,000 | 7,934 |
| Total interest expense | $265,000 | 8,027 |
| Net interest income | $849,000 | 7,814 |
| Provision for loan and lease losses | $45,000 | 5,313 |
| Total noninterest income | $202,000 | 6,570 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $178,000 | 4,710 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $24,000 | 7,836 |
| Total noninterest expense | $887,000 | 7,425 |
| Salaries and employee benefits | $479,000 | 7,459 |
| Premises and equipment expense | $169,000 | 6,441 |
| Additional noninterest expense | $239,000 | 7,528 |
| Pre-tax net operating income | $119,000 | 7,942 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $119,000 | 7,856 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $119,000 | 7,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,271 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $119,000 | 7,827 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $722,000 | 7,977 |
| Total interest expense | $163,000 | 8,082 |
| Net interest income | $559,000 | 7,846 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $145,000 | 6,403 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $125,000 | 4,565 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $20,000 | 7,651 |
| Total noninterest expense | $583,000 | 7,459 |
| Salaries and employee benefits | $321,000 | 7,452 |
| Premises and equipment expense | $102,000 | 6,659 |
| Additional noninterest expense | $160,000 | 7,506 |
| Pre-tax net operating income | $91,000 | 7,889 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $91,000 | 7,804 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $91,000 | 7,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,136 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $91,000 | 7,761 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $353,000 | 8,057 |
| Total interest expense | $77,000 | 8,167 |
| Net interest income | $276,000 | 7,933 |
| Provision for loan and lease losses | $20,000 | 4,626 |
| Total noninterest income | $77,000 | 6,252 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $65,000 | 4,425 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $293,000 | 7,504 |
| Salaries and employee benefits | $159,000 | 7,524 |
| Premises and equipment expense | $51,000 | 6,715 |
| Additional noninterest expense | $83,000 | 7,500 |
| Pre-tax net operating income | $40,000 | 8,020 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $40,000 | 7,932 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $40,000 | 7,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $40,000 | 7,904 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,387,000 | 8,024 |
| Total interest expense | $308,000 | 8,055 |
| Net interest income | $1,079,000 | 7,912 |
| Provision for loan and lease losses | $5,000 | 7,179 |
| Total noninterest income | $222,000 | 6,975 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $214,000 | 5,079 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $8,000 | 8,601 |
| Total noninterest expense | $1,190,000 | 7,465 |
| Salaries and employee benefits | $670,000 | 7,397 |
| Premises and equipment expense | $196,000 | 6,808 |
| Additional noninterest expense | $324,000 | 7,573 |
| Pre-tax net operating income | $106,000 | 8,093 |
| Securities gains (losses) | $-4,000 | 8,021 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $102,000 | 8,083 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $102,000 | 8,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,502 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $106,000 | 8,021 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,036,000 | 8,069 |
| Total interest expense | $230,000 | 8,091 |
| Net interest income | $806,000 | 7,953 |
| Provision for loan and lease losses | $5,000 | 6,935 |
| Total noninterest income | $155,000 | 7,129 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $151,000 | 5,247 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,732 |
| Total noninterest expense | $884,000 | 7,447 |
| Salaries and employee benefits | $481,000 | 7,442 |
| Premises and equipment expense | $145,000 | 6,805 |
| Additional noninterest expense | $258,000 | 7,432 |
| Pre-tax net operating income | $72,000 | 8,240 |
| Securities gains (losses) | $-4,000 | 8,316 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $68,000 | 8,235 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $68,000 | 8,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 8,522 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $72,000 | 8,173 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $684,000 | 8,135 |
| Total interest expense | $153,000 | 8,171 |
| Net interest income | $531,000 | 8,009 |
| Provision for loan and lease losses | $5,000 | 6,663 |
| Total noninterest income | $96,000 | 7,312 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $94,000 | 5,405 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,000 | 8,825 |
| Total noninterest expense | $579,000 | 7,541 |
| Salaries and employee benefits | $317,000 | 7,532 |
| Premises and equipment expense | $68,000 | 7,517 |
| Additional noninterest expense | $194,000 | 7,199 |
| Pre-tax net operating income | $43,000 | 8,281 |
| Securities gains (losses) | $-5,000 | 8,574 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $38,000 | 8,330 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $38,000 | 8,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 8,628 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $43,000 | 8,226 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $346,000 | 8,157 |
| Total interest expense | $76,000 | 8,251 |
| Net interest income | $270,000 | 8,025 |
| Provision for loan and lease losses | $5,000 | 6,071 |
| Total noninterest income | $51,000 | 7,183 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $47,000 | 5,338 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,000 | 8,419 |
| Total noninterest expense | $291,000 | 7,569 |
| Salaries and employee benefits | $155,000 | 7,611 |
| Premises and equipment expense | $34,000 | 7,562 |
| Additional noninterest expense | $102,000 | 7,103 |
| Pre-tax net operating income | $25,000 | 8,253 |
| Securities gains (losses) | $-5,000 | 8,841 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $20,000 | 8,327 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $20,000 | 8,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 8,789 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $25,000 | 8,167 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,403,000 | 8,173 |
| Total interest expense | $382,000 | 8,170 |
| Net interest income | $1,021,000 | 8,072 |
| Provision for loan and lease losses | $70,000 | 5,822 |
| Total noninterest income | $240,000 | 7,016 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $217,000 | 5,086 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $23,000 | 8,335 |
| Total noninterest expense | $1,136,000 | 7,602 |
| Salaries and employee benefits | $619,000 | 7,617 |
| Premises and equipment expense | $186,000 | 6,952 |
| Additional noninterest expense | $331,000 | 7,567 |
| Pre-tax net operating income | $55,000 | 8,363 |
| Securities gains (losses) | $4,000 | 3,987 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $59,000 | 8,421 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $59,000 | 8,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 4,030 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $55,000 | 8,333 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,060,000 | 8,243 |
| Total interest expense | $302,000 | 8,227 |
| Net interest income | $758,000 | 8,153 |
| Provision for loan and lease losses | $53,000 | 5,711 |
| Total noninterest income | $180,000 | 7,080 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $163,000 | 5,107 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,000 | 8,372 |
| Total noninterest expense | $834,000 | 7,638 |
| Salaries and employee benefits | $472,000 | 7,535 |
| Premises and equipment expense | $99,000 | 7,650 |
| Additional noninterest expense | $263,000 | 7,448 |
| Pre-tax net operating income | $51,000 | 8,449 |
| Securities gains (losses) | $4,000 | 3,690 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $55,000 | 8,498 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $55,000 | 8,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,233 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $51,000 | 8,410 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $722,000 | 8,264 |
| Total interest expense | $208,000 | 8,278 |
| Net interest income | $514,000 | 8,177 |
| Provision for loan and lease losses | $35,000 | 5,611 |
| Total noninterest income | $116,000 | 7,137 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $104,000 | 5,180 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $12,000 | 8,333 |
| Total noninterest expense | $547,000 | 7,708 |
| Salaries and employee benefits | $312,000 | 7,582 |
| Premises and equipment expense | $91,000 | 7,004 |
| Additional noninterest expense | $144,000 | 7,852 |
| Pre-tax net operating income | $48,000 | 8,384 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $48,000 | 8,440 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $48,000 | 8,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,181 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $48,000 | 8,309 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $360,000 | 8,343 |
| Total interest expense | $104,000 | 8,377 |
| Net interest income | $256,000 | 8,208 |
| Provision for loan and lease losses | $21,000 | 5,171 |
| Total noninterest income | $61,000 | 6,982 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $48,000 | 5,295 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $13,000 | 7,569 |
| Total noninterest expense | $272,000 | 7,736 |
| Salaries and employee benefits | $155,000 | 7,628 |
| Premises and equipment expense | $46,000 | 7,010 |
| Additional noninterest expense | $71,000 | 7,907 |
| Pre-tax net operating income | $24,000 | 8,401 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $24,000 | 8,404 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $24,000 | 8,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,119 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $24,000 | 8,279 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,487,000 | 8,402 |
| Total interest expense | $466,000 | 8,476 |
| Net interest income | $1,021,000 | 8,234 |
| Provision for loan and lease losses | $111,000 | 5,538 |
| Total noninterest income | $302,000 | 6,441 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $284,000 | 4,352 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 8,612 |
| Total noninterest expense | $1,085,000 | 7,742 |
| Salaries and employee benefits | $600,000 | 7,710 |
| Premises and equipment expense | $128,000 | 7,773 |
| Additional noninterest expense | $357,000 | 7,428 |
| Pre-tax net operating income | $127,000 | 8,209 |
| Securities gains (losses) | $21,000 | 3,108 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $148,000 | 8,100 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $148,000 | 8,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,779 |
| Cash dividends | $52,000 | 5,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $127,000 | 8,104 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,490,000 | 8,745 |
| Total interest expense | $604,000 | 8,820 |
| Net interest income | $886,000 | 8,502 |
| Provision for loan and lease losses | $195,000 | 4,194 |
| Total noninterest income | $232,000 | 7,007 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $204,000 | 5,117 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $28,000 | 8,414 |
| Total noninterest expense | $982,000 | 8,011 |
| Salaries and employee benefits | $542,000 | 7,964 |
| Premises and equipment expense | $204,000 | 6,736 |
| Additional noninterest expense | $236,000 | 8,352 |
| Pre-tax net operating income | $-59,000 | 8,824 |
| Securities gains (losses) | $12,000 | 3,497 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-47,000 | 8,896 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-47,000 | 8,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,810 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-59,000 | 8,841 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,245,000 | 9,199 |
| Total interest expense | $469,000 | 9,306 |
| Net interest income | $776,000 | 8,958 |
| Provision for loan and lease losses | $43,000 | 6,774 |
| Total noninterest income | $147,000 | 7,941 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 6,142 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 8,890 |
| Total noninterest expense | $766,000 | 8,659 |
| Salaries and employee benefits | $392,000 | 8,789 |
| Premises and equipment expense | $163,000 | 7,358 |
| Additional noninterest expense | $211,000 | 8,685 |
| Pre-tax net operating income | $114,000 | 8,752 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $114,000 | 8,617 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $114,000 | 8,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,044 |
| Cash dividends | $56,000 | 6,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $114,000 | 8,613 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,058,000 | 9,555 |
| Total interest expense | $402,000 | 9,640 |
| Net interest income | $656,000 | 9,380 |
| Provision for loan and lease losses | $21,000 | 7,629 |
| Total noninterest income | $133,000 | 8,339 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 6,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 9,524 |
| Total noninterest expense | $548,000 | 9,471 |
| Salaries and employee benefits | $276,000 | 9,603 |
| Premises and equipment expense | $105,000 | 8,534 |
| Additional noninterest expense | $167,000 | 9,364 |
| Pre-tax net operating income | $220,000 | 8,477 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $220,000 | 8,149 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $220,000 | 8,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,786 |
| Cash dividends | $85,000 | 6,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $220,000 | 8,119 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $980,000 | 9,873 |
| Total interest expense | $394,000 | 9,899 |
| Net interest income | $586,000 | 9,764 |
| Provision for loan and lease losses | $18,000 | 7,833 |
| Total noninterest income | $123,000 | 8,652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 6,978 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,064 |
| Total noninterest expense | $494,000 | 9,802 |
| Salaries and employee benefits | $250,000 | 9,878 |
| Premises and equipment expense | $90,000 | 8,926 |
| Additional noninterest expense | $154,000 | 9,619 |
| Pre-tax net operating income | $197,000 | 8,912 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $197,000 | 8,642 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $197,000 | 8,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,720 |
| Cash dividends | $73,000 | 6,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $197,000 | 8,572 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $916,000 | 10,383 |
| Total interest expense | $386,000 | 10,358 |
| Net interest income | $530,000 | 10,321 |
| Provision for loan and lease losses | $26,000 | 7,586 |
| Total noninterest income | $105,000 | 9,314 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 7,332 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 10,359 |
| Total noninterest expense | $455,000 | 10,310 |
| Salaries and employee benefits | $217,000 | 10,456 |
| Premises and equipment expense | $83,000 | 9,364 |
| Additional noninterest expense | $155,000 | 9,934 |
| Pre-tax net operating income | $154,000 | 9,825 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $32,000 | 9,533 |
| Income before extraordinary items | $122,000 | 9,819 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $122,000 | 9,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,805 |
| Cash dividends | $39,000 | 7,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $122,000 | 9,773 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $833,000 | 10,995 |
| Total interest expense | $351,000 | 10,982 |
| Net interest income | $482,000 | 10,930 |
| Provision for loan and lease losses | $-15,000 | 11,110 |
| Total noninterest income | $79,000 | 10,301 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 8,337 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 10,870 |
| Total noninterest expense | $409,000 | 10,941 |
| Salaries and employee benefits | $205,000 | 10,990 |
| Premises and equipment expense | $87,000 | 9,625 |
| Additional noninterest expense | $117,000 | 10,924 |
| Pre-tax net operating income | $167,000 | 9,982 |
| Securities gains (losses) | $-24,000 | 10,728 |
| Applicable income taxes | $20,000 | 10,197 |
| Income before extraordinary items | $123,000 | 10,014 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $123,000 | 10,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 10,561 |
| Cash dividends | $29,000 | 7,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $143,640 | 9,799 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $748,000 | 11,580 |
| Total interest expense | $330,000 | 11,512 |
| Net interest income | $418,000 | 11,566 |
| Provision for loan and lease losses | $3,000 | 8,797 |
| Total noninterest income | $72,000 | 10,907 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 8,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 11,268 |
| Total noninterest expense | $375,000 | 11,512 |
| Salaries and employee benefits | $181,000 | 11,592 |
| Premises and equipment expense | $98,000 | 9,671 |
| Additional noninterest expense | $96,000 | 11,648 |
| Pre-tax net operating income | $112,000 | 11,014 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $19,000 | 10,770 |
| Income before extraordinary items | $90,000 | 11,016 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $90,000 | 11,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $29,000 | 8,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $92,490 | 10,974 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $634,000 | 12,274 |
| Total interest expense | $247,000 | 12,215 |
| Net interest income | $387,000 | 12,252 |
| Provision for loan and lease losses | $8,000 | 8,632 |
| Total noninterest income | $73,000 | 11,417 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 9,344 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 11,916 |
| Total noninterest expense | $365,000 | 12,165 |
| Salaries and employee benefits | $172,000 | 12,241 |
| Premises and equipment expense | $78,000 | 10,708 |
| Additional noninterest expense | $115,000 | 12,162 |
| Pre-tax net operating income | $87,000 | 11,705 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $13,000 | 11,303 |
| Income before extraordinary items | $72,000 | 11,639 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $72,000 | 11,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,099 |
| Cash dividends | $17,000 | 8,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $73,700 | 11,673 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $584,000 | 12,959 |
| Total interest expense | $239,000 | 12,872 |
| Net interest income | $345,000 | 12,920 |
| Provision for loan and lease losses | $24,000 | 8,778 |
| Total noninterest income | $84,000 | 11,715 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 9,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,374 |
| Total noninterest expense | $381,000 | 12,723 |
| Salaries and employee benefits | $168,000 | 12,869 |
| Premises and equipment expense | $90,000 | 10,795 |
| Additional noninterest expense | $123,000 | 12,729 |
| Pre-tax net operating income | $24,000 | 12,297 |
| Securities gains (losses) | $15,000 | 5,022 |
| Applicable income taxes | $4,000 | 11,985 |
| Income before extraordinary items | $35,000 | 12,351 |
| Extraordinary gains, net | $-14,000 | 12,384 |
| Net income | $21,000 | 12,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 6,769 |
| Cash dividends | $8,000 | 8,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $21,500 | 12,288 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $613,000 | 13,595 |
| Total interest expense | $281,000 | 13,529 |
| Net interest income | $332,000 | 13,554 |
| Provision for loan and lease losses | $1,000 | 11,714 |
| Total noninterest income | $64,000 | 12,732 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 10,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 13,414 |
| Total noninterest expense | $353,000 | 13,393 |
| Salaries and employee benefits | $166,000 | 13,435 |
| Premises and equipment expense | $93,000 | 10,996 |
| Additional noninterest expense | $94,000 | 13,584 |
| Pre-tax net operating income | $42,000 | 12,461 |
| Securities gains (losses) | $10,000 | 6,439 |
| Applicable income taxes | $5,000 | 12,508 |
| Income before extraordinary items | $47,000 | 12,582 |
| Extraordinary gains, net | $5,000 | 1,386 |
| Net income | $52,000 | 12,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 10,870 |
| Cash dividends | $18,000 | 8,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $38,000 | 12,403 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.