First Bank & Trust Co. of Fort Gibson, Income and Expense

1992-12-31 (YTD Data)		Rank
Total interest income	$1,881,000	11,133
Total interest expense	$653,000	12,059
Net interest income	$1,228,000	10,224
Provision for loan and lease losses	$7,000	11,393
Total noninterest income	$181,000	9,800
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$108,000	8,278
Trading account gains and fees	NA	NA
Additional Noninterest Income	$73,000	9,151
Total noninterest expense	$742,000	11,300
Salaries and employee benefits	$406,000	10,788
Premises and equipment expense	$92,000	11,034
Additional noninterest expense	$244,000	11,615
Pre-tax net operating income	$660,000	7,324
Securities gains (losses)	$24,000	5,342
Applicable income taxes	$240,000	6,828
Income before extraordinary items	$444,000	7,792
Extraordinary gains, net	$0	1,422
Net income	$444,000	7,909
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	10,714
Cash dividends	$265,000	4,338
Sale, conversion, retirement of capital stock, net	$14,000	1,046
Net operating income	$428,400	7,585

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.