Home > First Bank & Trust Co. > Net charge- offs to loans

First Bank & Trust Co., Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0282%1,743
Percentage Net Loans Charged-off: Total real estate loans0.0219%609
Percentage Net Loans Charged-off:Construction & development0.2083%87
Percentage Net Loans Charged-off: Commercial real estate-0.0072%4,164
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential-0.0152%4,051
Percentage Net Loans Charged-off: Home equity loans0.0000%246
All other 1-4 family - Percent of loans charged-off, net-0.0152%4,073
Percentage Net Loans Charged-off: Commercial and industrial0.0615%1,305
Percentage Net Loans Charged-off: Loans to individuals0.0151%2,746
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual0.0151%2,633
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0065%2,202
Percentage Net Loans Charged-off: Total real estate loans-0.0040%3,702
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%416
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0140%4,043
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net-0.0140%4,071
Percentage Net Loans Charged-off: Commercial and industrial0.1022%923
Percentage Net Loans Charged-off: Loans to individuals0.0135%2,516
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual0.0135%2,448
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0256%1,373
Percentage Net Loans Charged-off: Total real estate loans0.0022%667
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential0.0078%413
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net0.0078%376
Percentage Net Loans Charged-off: Commercial and industrial0.4280%444
Percentage Net Loans Charged-off: Loans to individuals-0.0506%4,193
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual-0.0506%4,191
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0118%1,506
Percentage Net Loans Charged-off: Total real estate loans0.0064%402
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential0.0223%226
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net0.0224%212
Percentage Net Loans Charged-off: Commercial and industrial-0.0845%4,238
Percentage Net Loans Charged-off: Loans to individuals0.0812%1,723
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual0.0812%1,648
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0010%2,541
Percentage Net Loans Charged-off: Total real estate loans-0.0032%3,427
Percentage Net Loans Charged-off:Construction & development-0.0069%4,332
Percentage Net Loans Charged-off: Commercial real estate-0.0068%4,106
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential0.0018%759
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net0.0018%724
Percentage Net Loans Charged-off: Commercial and industrial0.0126%1,292
Percentage Net Loans Charged-off: Loans to individuals-0.0911%4,337
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual-0.0911%4,343
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0028%3,332
Percentage Net Loans Charged-off: Total real estate loans-0.0039%3,455
Percentage Net Loans Charged-off:Construction & development-0.0095%4,399
Percentage Net Loans Charged-off: Commercial real estate-0.0094%4,194
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential0.0042%567
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net0.0042%550
Percentage Net Loans Charged-off: Commercial and industrial-0.0288%3,789
Percentage Net Loans Charged-off: Loans to individuals-0.0943%4,303
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual-0.0943%4,302
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0014%2,082
Percentage Net Loans Charged-off: Total real estate loans-0.0097%3,743
Percentage Net Loans Charged-off:Construction & development-0.0151%4,047
Percentage Net Loans Charged-off: Commercial real estate-0.0147%4,185
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0051%3,558
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net-0.0051%3,611
Percentage Net Loans Charged-off: Commercial and industrial-0.0181%3,475
Percentage Net Loans Charged-off: Loans to individuals-0.1435%4,182
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1435%4,157
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0015%1,784
Percentage Net Loans Charged-off: Total real estate loans0.0016%498
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential0.0051%354
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net0.0051%325
Percentage Net Loans Charged-off: Commercial and industrial-0.0246%3,637
Percentage Net Loans Charged-off: Loans to individuals0.0887%1,595
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0887%1,510
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0259%4,071
Percentage Net Loans Charged-off: Total real estate loans-0.0206%4,076
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate0.0074%660
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0636%4,341
Percentage Net Loans Charged-off: Home equity loans0.0000%242
All other 1-4 family - Percent of loans charged-off, net-0.0639%4,338
Percentage Net Loans Charged-off: Commercial and industrial-0.1108%4,205
Percentage Net Loans Charged-off: Loans to individuals-0.2609%4,436
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2609%4,399
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0283%4,107
Percentage Net Loans Charged-off: Total real estate loans-0.0252%4,190
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate0.0100%559
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0772%4,461
Percentage Net Loans Charged-off: Home equity loans0.0000%216
All other 1-4 family - Percent of loans charged-off, net-0.0776%4,460
Percentage Net Loans Charged-off: Commercial and industrial-0.0900%4,187
Percentage Net Loans Charged-off: Loans to individuals-0.2894%4,466
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2894%4,428
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1888%451
Percentage Net Loans Charged-off: Total real estate loans0.2714%134
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.7059%73
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.1011%4,580
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net-0.1017%4,580
Percentage Net Loans Charged-off: Commercial and industrial-0.2510%4,532
Percentage Net Loans Charged-off: Loans to individuals-0.4133%4,516
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.4133%4,481
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5175%157
Percentage Net Loans Charged-off: Total real estate loans0.6276%50
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate1.4600%29
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0988%4,625
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net-0.0994%4,622
Percentage Net Loans Charged-off: Commercial and industrial-0.0964%4,372
Percentage Net Loans Charged-off: Loans to individuals-0.4059%4,461
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.4059%4,416
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0198%2,674
Percentage Net Loans Charged-off: Total real estate loans0.0098%1,650
Percentage Net Loans Charged-off:Construction & development-0.0121%4,159
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,060
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0331%959
Percentage Net Loans Charged-off: Home equity loans0.0000%398
All other 1-4 family - Percent of loans charged-off, net0.0332%917
Percentage Net Loans Charged-off: Commercial and industrial0.0908%1,490
Percentage Net Loans Charged-off: Loans to individuals-0.0706%4,396
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0706%4,358
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0062%2,915
Percentage Net Loans Charged-off: Total real estate loans-0.0003%3,586
Percentage Net Loans Charged-off:Construction & development-0.0154%4,230
Percentage Net Loans Charged-off: Commercial real estate0.0000%822
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.0055%1,211
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net0.0055%1,142
Percentage Net Loans Charged-off: Commercial and industrial0.0296%1,596
Percentage Net Loans Charged-off: Loans to individuals-0.0564%4,317
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0564%4,275
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0085%4,159
Percentage Net Loans Charged-off: Total real estate loans-0.0208%4,474
Percentage Net Loans Charged-off:Construction & development-0.0217%4,313
Percentage Net Loans Charged-off: Commercial real estate0.0000%666
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0488%4,590
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net-0.0489%4,595
Percentage Net Loans Charged-off: Commercial and industrial0.0735%1,202
Percentage Net Loans Charged-off: Loans to individuals-0.0282%4,216
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0282%4,171
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0304%4,477
Percentage Net Loans Charged-off: Total real estate loans-0.0391%4,670
Percentage Net Loans Charged-off:Construction & development-0.0401%4,421
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0880%4,767
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net-0.0881%4,767
Percentage Net Loans Charged-off: Commercial and industrial0.0125%1,073
Percentage Net Loans Charged-off: Loans to individuals0.0838%2,122
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0838%2,024
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0301%2,799
Percentage Net Loans Charged-off: Total real estate loans0.0607%1,018
Percentage Net Loans Charged-off:Construction & development0.0373%292
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,108
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.1306%533
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net0.1309%521
Percentage Net Loans Charged-off: Commercial and industrial-0.4297%4,805
Percentage Net Loans Charged-off: Loans to individuals-0.2095%4,826
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2095%4,790
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0436%2,225
Percentage Net Loans Charged-off: Total real estate loans0.0397%1,070
Percentage Net Loans Charged-off:Construction & development-0.0182%4,372
Percentage Net Loans Charged-off: Commercial real estate0.0000%880
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.1001%574
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.1003%561
Percentage Net Loans Charged-off: Commercial and industrial0.0556%1,604
Percentage Net Loans Charged-off: Loans to individuals-0.3162%4,931
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.3161%4,897
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0318%2,220
Percentage Net Loans Charged-off: Total real estate loans0.0530%815
Percentage Net Loans Charged-off:Construction & development-0.0267%4,474
Percentage Net Loans Charged-off: Commercial real estate0.0000%706
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.1453%404
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net0.1456%396
Percentage Net Loans Charged-off: Commercial and industrial-0.0695%4,407
Percentage Net Loans Charged-off: Loans to individuals-0.3307%4,922
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.3307%4,891
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0262%1,932
Percentage Net Loans Charged-off: Total real estate loans0.0347%751
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0864%478
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net0.0866%450
Percentage Net Loans Charged-off: Commercial and industrial0.0898%867
Percentage Net Loans Charged-off: Loans to individuals-0.2671%4,835
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2671%4,803
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0381%2,636
Percentage Net Loans Charged-off: Total real estate loans0.0347%1,438
Percentage Net Loans Charged-off:Construction & development0.0219%346
Percentage Net Loans Charged-off: Commercial real estate-0.0145%4,672
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.0859%879
Percentage Net Loans Charged-off: Home equity loans0.0000%568
All other 1-4 family - Percent of loans charged-off, net0.0861%865
Percentage Net Loans Charged-off: Commercial and industrial-0.2527%4,874
Percentage Net Loans Charged-off: Loans to individuals0.4866%1,592
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4866%1,491
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0766%1,759
Percentage Net Loans Charged-off: Total real estate loans0.0498%1,009
Percentage Net Loans Charged-off:Construction & development0.0293%260
Percentage Net Loans Charged-off: Commercial real estate-0.0152%4,728
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.1199%594
Percentage Net Loans Charged-off: Home equity loans0.0000%467
All other 1-4 family - Percent of loans charged-off, net0.1202%600
Percentage Net Loans Charged-off: Commercial and industrial0.1248%1,312
Percentage Net Loans Charged-off: Loans to individuals0.5115%1,378
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5115%1,265
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1035%1,322
Percentage Net Loans Charged-off: Total real estate loans0.0633%759
Percentage Net Loans Charged-off:Construction & development0.0449%188
Percentage Net Loans Charged-off: Commercial real estate-0.0249%4,900
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.1522%459
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net0.1525%449
Percentage Net Loans Charged-off: Commercial and industrial0.2080%938
Percentage Net Loans Charged-off: Loans to individuals0.7063%1,019
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7063%914
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1241%1,048
Percentage Net Loans Charged-off: Total real estate loans0.0632%628
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.1543%416
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net0.1546%402
Percentage Net Loans Charged-off: Commercial and industrial0.4584%480
Percentage Net Loans Charged-off: Loans to individuals0.7511%1,011
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7511%919
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2038%1,267
Percentage Net Loans Charged-off: Total real estate loans0.1251%827
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate0.0457%943
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.2471%467
Percentage Net Loans Charged-off: Home equity loans-8.2621%4,242
All other 1-4 family - Percent of loans charged-off, net0.2661%433
Percentage Net Loans Charged-off: Commercial and industrial0.8428%705
Percentage Net Loans Charged-off: Loans to individuals0.7854%1,157
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7854%1,046
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1177%1,613
Percentage Net Loans Charged-off: Total real estate loans0.0934%861
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate0.0243%844
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.1878%566
Percentage Net Loans Charged-off: Home equity loans0.0000%589
All other 1-4 family - Percent of loans charged-off, net0.1882%569
Percentage Net Loans Charged-off: Commercial and industrial0.1168%1,459
Percentage Net Loans Charged-off: Loans to individuals0.5613%1,458
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5613%1,319
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0880%1,728
Percentage Net Loans Charged-off: Total real estate loans0.0624%1,061
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate0.0370%628
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.1086%853
Percentage Net Loans Charged-off: Home equity loans-1.0336%4,267
All other 1-4 family - Percent of loans charged-off, net0.1114%815
Percentage Net Loans Charged-off: Commercial and industrial-0.0144%4,146
Percentage Net Loans Charged-off: Loans to individuals0.7514%1,084
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7514%973
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1588%1,022
Percentage Net Loans Charged-off: Total real estate loans0.1379%516
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.0771%329
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.2389%429
Percentage Net Loans Charged-off: Home equity loans-1.1348%4,305
All other 1-4 family - Percent of loans charged-off, net0.2419%415
Percentage Net Loans Charged-off: Commercial and industrial0.0557%960
Percentage Net Loans Charged-off: Loans to individuals0.7574%1,081
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7574%959
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4156%630
Percentage Net Loans Charged-off: Total real estate loans0.1615%838
Percentage Net Loans Charged-off:Construction & development0.0000%574
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,463
Percentage Net Loans Charged-off: Multi-family residential-0.4440%4,721
Percentage Net Loans Charged-off: 1-4 family residential0.3325%457
Percentage Net Loans Charged-off: Home equity loans12.1746%4
All other 1-4 family - Percent of loans charged-off, net0.3154%480
Percentage Net Loans Charged-off: Commercial and industrial2.6681%236
Percentage Net Loans Charged-off: Loans to individuals0.8962%1,037
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8962%946
Percentage Net Loans Charged-off: All other loans and lease0.2456%901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3951%554
Percentage Net Loans Charged-off: Total real estate loans0.1555%760
Percentage Net Loans Charged-off:Construction & development0.0000%470
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,171
Percentage Net Loans Charged-off: Multi-family residential-0.6073%4,749
Percentage Net Loans Charged-off: 1-4 family residential0.3235%432
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net0.3239%428
Percentage Net Loans Charged-off: Commercial and industrial2.2563%254
Percentage Net Loans Charged-off: Loans to individuals1.0846%734
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0846%667
Percentage Net Loans Charged-off: All other loans and lease0.3822%632
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3874%584
Percentage Net Loans Charged-off: Total real estate loans0.0810%1,151
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate0.0000%960
Percentage Net Loans Charged-off: Multi-family residential-0.9467%4,777
Percentage Net Loans Charged-off: 1-4 family residential0.1985%735
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net0.1988%717
Percentage Net Loans Charged-off: Commercial and industrial2.7245%188
Percentage Net Loans Charged-off: Loans to individuals1.1291%687
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1291%618
Percentage Net Loans Charged-off: All other loans and lease0.7670%430
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2265%904
Percentage Net Loans Charged-off: Total real estate loans0.1377%710
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate0.0000%631
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.2520%537
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.2522%518
Percentage Net Loans Charged-off: Commercial and industrial0.1790%841
Percentage Net Loans Charged-off: Loans to individuals1.5468%516
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.5468%463
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0822%2,658
Percentage Net Loans Charged-off: Total real estate loans-0.0003%4,680
Percentage Net Loans Charged-off:Construction & development-0.0998%5,018
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,647
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.0226%2,722
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net0.0226%2,611
Percentage Net Loans Charged-off: Commercial and industrial0.4007%1,127
Percentage Net Loans Charged-off: Loans to individuals0.7878%1,074
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7878%971
Percentage Net Loans Charged-off: All other loans and lease-0.3946%5,512
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0087%3,861
Percentage Net Loans Charged-off: Total real estate loans-0.0153%5,140
Percentage Net Loans Charged-off:Construction & development-0.1316%5,151
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,413
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.0025%2,746
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net0.0025%2,637
Percentage Net Loans Charged-off: Commercial and industrial-0.0173%4,487
Percentage Net Loans Charged-off: Loans to individuals0.4413%1,625
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4413%1,511
Percentage Net Loans Charged-off: All other loans and lease-0.5266%5,590
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0016%4,572
Percentage Net Loans Charged-off: Total real estate loans-0.0288%5,393
Percentage Net Loans Charged-off:Construction & development-0.1885%5,286
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,187
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential-0.0087%5,238
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net-0.0087%5,254
Percentage Net Loans Charged-off: Commercial and industrial-0.0064%4,295
Percentage Net Loans Charged-off: Loans to individuals0.3390%1,777
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3390%1,645
Percentage Net Loans Charged-off: All other loans and lease-0.1682%5,528
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0129%4,839
Percentage Net Loans Charged-off: Total real estate loans-0.0158%5,228
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential-0.0300%5,564
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net-0.0300%5,598
Percentage Net Loans Charged-off: Commercial and industrial-0.2527%5,619
Percentage Net Loans Charged-off: Loans to individuals0.3043%1,709
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3043%1,591
Percentage Net Loans Charged-off: All other loans and lease-0.1156%5,513
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1535%2,503
Percentage Net Loans Charged-off: Total real estate loans0.1086%2,282
Percentage Net Loans Charged-off:Construction & development0.7584%491
Percentage Net Loans Charged-off: Commercial real estate-0.1144%6,029
Percentage Net Loans Charged-off: Multi-family residential0.3280%247
Percentage Net Loans Charged-off: 1-4 family residential0.1364%2,050
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net0.1364%1,985
Percentage Net Loans Charged-off: Commercial and industrial0.1684%1,915
Percentage Net Loans Charged-off: Loans to individuals0.6255%1,523
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6255%1,405
Percentage Net Loans Charged-off: All other loans and lease-0.1441%5,659
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1242%2,570
Percentage Net Loans Charged-off: Total real estate loans0.1032%2,091
Percentage Net Loans Charged-off:Construction & development1.0226%364
Percentage Net Loans Charged-off: Commercial real estate-0.1557%6,148
Percentage Net Loans Charged-off: Multi-family residential0.4165%204
Percentage Net Loans Charged-off: 1-4 family residential0.1047%2,120
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net0.1048%2,013
Percentage Net Loans Charged-off: Commercial and industrial0.1540%1,705
Percentage Net Loans Charged-off: Loans to individuals0.3484%2,066
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3484%1,921
Percentage Net Loans Charged-off: All other loans and lease-0.1970%5,754
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1274%2,392
Percentage Net Loans Charged-off: Total real estate loans0.1460%1,676
Percentage Net Loans Charged-off:Construction & development1.7247%255
Percentage Net Loans Charged-off: Commercial real estate-0.1853%6,238
Percentage Net Loans Charged-off: Multi-family residential0.5928%144
Percentage Net Loans Charged-off: 1-4 family residential0.0752%2,185
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net0.0753%2,099
Percentage Net Loans Charged-off: Commercial and industrial-0.0829%5,243
Percentage Net Loans Charged-off: Loans to individuals0.3148%1,979
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3148%1,851
Percentage Net Loans Charged-off: All other loans and lease-0.2946%5,822
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0349%5,648
Percentage Net Loans Charged-off: Total real estate loans-0.0749%6,143
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential1.1197%74
Percentage Net Loans Charged-off: 1-4 family residential0.0678%1,750
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net0.0678%1,661
Percentage Net Loans Charged-off: Commercial and industrial-0.0292%4,875
Percentage Net Loans Charged-off: Loans to individuals0.4082%1,639
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4082%1,524
Percentage Net Loans Charged-off: All other loans and lease-0.4488%5,842
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4083%1,651
Percentage Net Loans Charged-off: Total real estate loans0.2115%2,237
Percentage Net Loans Charged-off:Construction & development0.0000%1,642
Percentage Net Loans Charged-off: Commercial real estate0.0374%2,411
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.3770%1,420
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net0.3776%1,369
Percentage Net Loans Charged-off: Commercial and industrial1.8476%612
Percentage Net Loans Charged-off: Loans to individuals0.5033%2,071
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5033%1,944
Percentage Net Loans Charged-off: All other loans and lease-0.1742%5,884
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4916%1,306
Percentage Net Loans Charged-off: Total real estate loans0.2371%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%1,483
Percentage Net Loans Charged-off: Commercial real estate0.0502%2,041
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.4181%1,278
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net0.4188%1,223
Percentage Net Loans Charged-off: Commercial and industrial2.4545%436
Percentage Net Loans Charged-off: Loans to individuals0.4657%1,944
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4657%1,810
Percentage Net Loans Charged-off: All other loans and lease-0.0835%5,824
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1741%2,727
Percentage Net Loans Charged-off: Total real estate loans0.0117%3,705
Percentage Net Loans Charged-off:Construction & development0.0000%1,279
Percentage Net Loans Charged-off: Commercial real estate0.0592%1,747
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential-0.0069%5,966
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net-0.0069%5,946
Percentage Net Loans Charged-off: Commercial and industrial1.2956%739
Percentage Net Loans Charged-off: Loans to individuals0.2806%2,370
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2806%2,218
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2382%2,019
Percentage Net Loans Charged-off: Total real estate loans0.0193%2,856
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.1225%1,103
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential-0.0220%6,122
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net-0.0221%6,132
Percentage Net Loans Charged-off: Commercial and industrial2.0124%432
Percentage Net Loans Charged-off: Loans to individuals0.1111%2,563
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1111%2,415
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2190%3,635
Percentage Net Loans Charged-off: Total real estate loans0.2485%3,005
Percentage Net Loans Charged-off:Construction & development0.0000%2,360
Percentage Net Loans Charged-off: Commercial real estate0.1713%2,394
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.3671%2,230
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net0.3683%2,116
Percentage Net Loans Charged-off: Commercial and industrial0.0964%3,155
Percentage Net Loans Charged-off: Loans to individuals0.1502%3,682
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1502%3,521
Percentage Net Loans Charged-off: All other loans and lease0.1171%1,204
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1248%4,128
Percentage Net Loans Charged-off: Total real estate loans0.1675%3,302
Percentage Net Loans Charged-off:Construction & development0.0000%2,174
Percentage Net Loans Charged-off: Commercial real estate0.1521%2,204
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.2355%2,628
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net0.2362%2,508
Percentage Net Loans Charged-off: Commercial and industrial-0.0518%5,812
Percentage Net Loans Charged-off: Loans to individuals0.0429%4,032
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0429%3,848
Percentage Net Loans Charged-off: All other loans and lease-0.1127%6,173
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0651%4,524
Percentage Net Loans Charged-off: Total real estate loans0.0880%3,667
Percentage Net Loans Charged-off:Construction & development0.0000%1,922
Percentage Net Loans Charged-off: Commercial real estate0.2371%1,709
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.0586%3,382
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net0.0587%3,229
Percentage Net Loans Charged-off: Commercial and industrial-0.0471%5,751
Percentage Net Loans Charged-off: Loans to individuals0.0469%3,644
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0469%3,459
Percentage Net Loans Charged-off: All other loans and lease-0.1061%6,158
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0889%3,627
Percentage Net Loans Charged-off: Total real estate loans0.0851%3,065
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate-0.0133%6,549
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.1565%2,319
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.1570%2,184
Percentage Net Loans Charged-off: Commercial and industrial-0.0514%5,689
Percentage Net Loans Charged-off: Loans to individuals0.2865%2,281
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2865%2,109
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4105%3,372
Percentage Net Loans Charged-off: Total real estate loans0.3795%3,056
Percentage Net Loans Charged-off:Construction & development0.5326%2,408
Percentage Net Loans Charged-off: Commercial real estate0.0720%3,227
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.5044%2,211
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net0.5066%2,122
Percentage Net Loans Charged-off: Commercial and industrial0.1022%3,782
Percentage Net Loans Charged-off: Loans to individuals1.0361%1,620
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9386%1,530
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3848%3,196
Percentage Net Loans Charged-off: Total real estate loans0.3063%3,082
Percentage Net Loans Charged-off:Construction & development0.5270%2,156
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.4081%2,269
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.4100%2,169
Percentage Net Loans Charged-off: Commercial and industrial0.1326%3,249
Percentage Net Loans Charged-off: Loans to individuals1.2602%1,234
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1140%1,150
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3012%3,365
Percentage Net Loans Charged-off: Total real estate loans0.2242%3,235
Percentage Net Loans Charged-off:Construction & development1.0652%1,654
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,658
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.1131%3,319
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.1136%3,143
Percentage Net Loans Charged-off: Commercial and industrial0.1575%2,808
Percentage Net Loans Charged-off: Loans to individuals1.0239%1,456
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8701%1,376
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3788%2,552
Percentage Net Loans Charged-off: Total real estate loans0.4368%2,023
Percentage Net Loans Charged-off:Construction & development2.1181%966
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.2067%2,237
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.2077%2,096
Percentage Net Loans Charged-off: Commercial and industrial-0.4203%6,861
Percentage Net Loans Charged-off: Loans to individuals0.9472%1,425
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7452%1,362
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5197%3,545
Percentage Net Loans Charged-off: Total real estate loans0.4317%3,203
Percentage Net Loans Charged-off:Construction & development0.6240%2,753
Percentage Net Loans Charged-off: Commercial real estate0.0081%3,598
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.5958%2,043
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net0.5988%1,987
Percentage Net Loans Charged-off: Commercial and industrial0.9505%2,611
Percentage Net Loans Charged-off: Loans to individuals0.7076%2,783
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5344%3,165
Percentage Net Loans Charged-off: Total real estate loans0.4741%2,774
Percentage Net Loans Charged-off:Construction & development0.6668%2,456
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,182
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.6626%1,736
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.6660%1,678
Percentage Net Loans Charged-off: Commercial and industrial0.8460%2,410
Percentage Net Loans Charged-off: Loans to individuals0.6757%2,663
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5582%2,860
Percentage Net Loans Charged-off: Total real estate loans0.5239%2,412
Percentage Net Loans Charged-off:Construction & development0.9456%2,021
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,645
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.6668%1,590
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.6702%1,518
Percentage Net Loans Charged-off: Commercial and industrial0.8087%2,204
Percentage Net Loans Charged-off: Loans to individuals0.6028%2,654
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6462%2,210
Percentage Net Loans Charged-off: Total real estate loans0.5319%1,988
Percentage Net Loans Charged-off:Construction & development0.6718%1,614
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.7654%1,230
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.7695%1,166
Percentage Net Loans Charged-off: Commercial and industrial0.8654%1,644
Percentage Net Loans Charged-off: Loans to individuals1.2581%1,525
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8039%2,814
Percentage Net Loans Charged-off: Total real estate loans0.5900%2,664
Percentage Net Loans Charged-off:Construction & development1.2218%2,442
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,404
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.6098%1,850
Percentage Net Loans Charged-off: Home equity loans-0.7905%5,856
All other 1-4 family - Percent of loans charged-off, net0.6176%1,735
Percentage Net Loans Charged-off: Commercial and industrial0.8056%3,158
Percentage Net Loans Charged-off: Loans to individuals2.2199%1,190
Percentage Net Loans Charged-off: Credit card loans0.0000%1,179
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4860%3,282
Percentage Net Loans Charged-off: Total real estate loans0.3687%2,854
Percentage Net Loans Charged-off:Construction & development0.6257%2,412
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,820
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.4306%1,975
Percentage Net Loans Charged-off: Home equity loans-1.0652%5,896
All other 1-4 family - Percent of loans charged-off, net0.4390%1,854
Percentage Net Loans Charged-off: Commercial and industrial0.1392%4,047
Percentage Net Loans Charged-off: Loans to individuals1.5774%1,627
Percentage Net Loans Charged-off: Credit card loans0.0000%1,103
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4088%3,156
Percentage Net Loans Charged-off: Total real estate loans0.2407%2,950
Percentage Net Loans Charged-off:Construction & development0.4210%2,190
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.2727%2,170
Percentage Net Loans Charged-off: Home equity loans-1.5418%5,941
All other 1-4 family - Percent of loans charged-off, net0.2833%2,024
Percentage Net Loans Charged-off: Commercial and industrial0.1141%3,520
Percentage Net Loans Charged-off: Loans to individuals1.7595%1,377
Percentage Net Loans Charged-off: Credit card loans0.0000%1,008
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3037%2,893
Percentage Net Loans Charged-off: Total real estate loans0.1372%2,660
Percentage Net Loans Charged-off:Construction & development0.5799%1,425
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential-0.0150%7,667
Percentage Net Loans Charged-off: Home equity loans-2.8152%5,939
All other 1-4 family - Percent of loans charged-off, net0.0030%2,517
Percentage Net Loans Charged-off: Commercial and industrial-0.0103%6,769
Percentage Net Loans Charged-off: Loans to individuals1.6338%1,405
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5220%2,278
Percentage Net Loans Charged-off: Total real estate loans0.4762%1,745
Percentage Net Loans Charged-off:Construction & development0.9821%1,584
Percentage Net Loans Charged-off: Commercial real estate0.2280%1,336
Percentage Net Loans Charged-off: Multi-family residential0.7172%316
Percentage Net Loans Charged-off: 1-4 family residential0.3370%1,625
Percentage Net Loans Charged-off: Home equity loans5.6022%85
All other 1-4 family - Percent of loans charged-off, net0.3009%1,655
Percentage Net Loans Charged-off: Commercial and industrial0.4511%2,830
Percentage Net Loans Charged-off: Loans to individuals0.8813%2,555
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1830%3,468
Percentage Net Loans Charged-off: Total real estate loans0.1302%2,659
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.3027%780
Percentage Net Loans Charged-off: Multi-family residential0.9435%185
Percentage Net Loans Charged-off: 1-4 family residential0.0981%2,358
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0988%2,194
Percentage Net Loans Charged-off: Commercial and industrial0.0153%3,798
Percentage Net Loans Charged-off: Loans to individuals0.6202%2,834
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1173%3,598
Percentage Net Loans Charged-off: Total real estate loans0.0514%2,911
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.1492%821
Percentage Net Loans Charged-off: Multi-family residential1.3748%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0019%7,653
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net-0.0019%7,647
Percentage Net Loans Charged-off: Commercial and industrial0.0178%3,067
Percentage Net Loans Charged-off: Loans to individuals0.5569%2,694
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1072%2,930
Percentage Net Loans Charged-off: Total real estate loans0.0628%1,987
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.2926%394
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential-0.0039%7,712
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net-0.0040%7,717
Percentage Net Loans Charged-off: Commercial and industrial-0.0241%6,911
Percentage Net Loans Charged-off: Loans to individuals0.4528%2,606
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3880%1,436
Percentage Net Loans Charged-off: Total real estate loans0.0375%3,086
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0802%2,084
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0810%1,956
Percentage Net Loans Charged-off: Commercial and industrial1.2828%955
Percentage Net Loans Charged-off: Loans to individuals0.5515%2,867
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease13.2303%119
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3082%1,290
Percentage Net Loans Charged-off: Total real estate loans-0.0078%7,732
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential-0.0167%7,849
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net-0.0169%7,818
Percentage Net Loans Charged-off: Commercial and industrial1.5248%666
Percentage Net Loans Charged-off: Loans to individuals0.5767%2,394
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3923%921
Percentage Net Loans Charged-off: Total real estate loans-0.0073%7,684
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0159%7,837
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net-0.0161%7,840
Percentage Net Loans Charged-off: Commercial and industrial2.1864%447
Percentage Net Loans Charged-off: Loans to individuals0.3200%3,071
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0286%7,462
Percentage Net Loans Charged-off: Total real estate loans-0.0072%7,697
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential-0.0163%7,880
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net-0.0165%7,861
Percentage Net Loans Charged-off: Commercial and industrial-0.0120%6,730
Percentage Net Loans Charged-off: Loans to individuals-0.1436%7,215
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3463%1,137
Percentage Net Loans Charged-off: Total real estate loans0.0352%2,278
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0833%1,570
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0840%1,509
Percentage Net Loans Charged-off: Commercial and industrial0.9129%1,088
Percentage Net Loans Charged-off: Loans to individuals1.3664%986
Percentage Net Loans Charged-off: Credit card loans5.5913%138
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3024%1,087
Percentage Net Loans Charged-off: Total real estate loans0.0389%1,811
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0933%1,234
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0940%1,180
Percentage Net Loans Charged-off: Commercial and industrial0.5222%1,272
Percentage Net Loans Charged-off: Loans to individuals1.3833%842
Percentage Net Loans Charged-off: Credit card loans5.9637%123
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3155%992
Percentage Net Loans Charged-off: Total real estate loans0.0382%1,590
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0929%1,083
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0934%1,027
Percentage Net Loans Charged-off: Commercial and industrial0.7333%935
Percentage Net Loans Charged-off: Loans to individuals1.3156%917
Percentage Net Loans Charged-off: Credit card loans5.3676%167
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2704%1,012
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.2291%1,156
Percentage Net Loans Charged-off: Loans to individuals1.5764%790
Percentage Net Loans Charged-off: Credit card loans6.0386%176
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2220%2,112
Percentage Net Loans Charged-off: Total real estate loans0.0490%1,971
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate-0.0067%7,996
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.1162%1,296
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.1168%1,276
Percentage Net Loans Charged-off: Commercial and industrial0.2125%2,726
Percentage Net Loans Charged-off: Loans to individuals1.1449%1,559
Percentage Net Loans Charged-off: Credit card loans2.3822%720
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1964%1,988
Percentage Net Loans Charged-off: Total real estate loans0.0370%1,952
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate-0.0091%8,011
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0888%1,326
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0893%1,279
Percentage Net Loans Charged-off: Commercial and industrial0.2658%2,090
Percentage Net Loans Charged-off: Loans to individuals0.9774%1,659
Percentage Net Loans Charged-off: Credit card loans1.4089%913
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1566%2,213
Percentage Net Loans Charged-off: Total real estate loans0.0104%2,256
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0235%1,800
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0236%1,684
Percentage Net Loans Charged-off: Commercial and industrial0.7543%1,093
Percentage Net Loans Charged-off: Loans to individuals0.4230%3,157
Percentage Net Loans Charged-off: Credit card loans0.7345%1,023
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0385%7,089
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1199%2,195
Percentage Net Loans Charged-off: Total real estate loans0.0302%1,359
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0680%1,037
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0683%969
Percentage Net Loans Charged-off: Commercial and industrial0.2509%1,336
Percentage Net Loans Charged-off: Loans to individuals0.4655%2,679
Percentage Net Loans Charged-off: Credit card loans0.4202%889
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1636%3,190
Percentage Net Loans Charged-off: Total real estate loans0.0160%3,189
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate-0.0871%8,476
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0768%1,836
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0772%1,785
Percentage Net Loans Charged-off: Commercial and industrial0.0180%4,156
Percentage Net Loans Charged-off: Loans to individuals0.9630%2,130
Percentage Net Loans Charged-off: Credit card loans1.6768%1,058
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1169%3,396
Percentage Net Loans Charged-off: Total real estate loans-0.0238%8,320
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate-0.1171%8,542
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0089%2,556
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0089%2,396
Percentage Net Loans Charged-off: Commercial and industrial0.0235%3,490
Percentage Net Loans Charged-off: Loans to individuals0.8226%2,318
Percentage Net Loans Charged-off: Credit card loans1.9118%926
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1294%2,975
Percentage Net Loans Charged-off: Total real estate loans0.0049%2,638
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate-0.1770%8,633
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0968%1,242
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0973%1,200
Percentage Net Loans Charged-off: Commercial and industrial0.0410%2,858
Percentage Net Loans Charged-off: Loans to individuals0.7554%2,422
Percentage Net Loans Charged-off: Credit card loans2.8800%671
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0615%3,482
Percentage Net Loans Charged-off: Total real estate loans-0.1263%8,724
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate-0.3679%8,729
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential-0.0793%8,606
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net-0.0797%8,596
Percentage Net Loans Charged-off: Commercial and industrial-0.0264%7,061
Percentage Net Loans Charged-off: Loans to individuals0.9388%1,903
Percentage Net Loans Charged-off: Credit card loans1.2735%910
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4419%1,680
Percentage Net Loans Charged-off: Total real estate loans0.1276%1,580
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.1326%983
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.1757%1,243
Percentage Net Loans Charged-off: Home equity loans-0.6357%6,091
All other 1-4 family - Percent of loans charged-off, net0.1799%1,237
Percentage Net Loans Charged-off: Commercial and industrial0.3689%3,005
Percentage Net Loans Charged-off: Loans to individuals1.5807%1,251
Percentage Net Loans Charged-off: Credit card loans1.1086%1,478
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3172%2,037
Percentage Net Loans Charged-off: Total real estate loans-0.0039%8,058
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0071%1,229
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential-0.0087%8,306
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net-0.0088%8,316
Percentage Net Loans Charged-off: Commercial and industrial0.2898%2,787
Percentage Net Loans Charged-off: Loans to individuals1.3699%1,431
Percentage Net Loans Charged-off: Credit card loans0.8444%1,515
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3651%1,712
Percentage Net Loans Charged-off: Total real estate loans0.0020%2,885
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0108%928
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial0.4632%2,032
Percentage Net Loans Charged-off: Loans to individuals1.4037%1,390
Percentage Net Loans Charged-off: Credit card loans0.7365%1,421
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2053%2,313
Percentage Net Loans Charged-off: Total real estate loans0.0548%1,376
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0896%1,063
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0901%1,018
Percentage Net Loans Charged-off: Commercial and industrial-0.0611%7,628
Percentage Net Loans Charged-off: Loans to individuals0.9226%2,104
Percentage Net Loans Charged-off: Credit card loans0.8297%1,138
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6990%1,139
Percentage Net Loans Charged-off: Total real estate loans0.5649%377
Percentage Net Loans Charged-off:Construction & development2.3490%130
Percentage Net Loans Charged-off: Commercial real estate0.5843%451
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.2893%751
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.2910%760
Percentage Net Loans Charged-off: Commercial and industrial0.2372%3,655
Percentage Net Loans Charged-off: Loans to individuals1.4225%1,489
Percentage Net Loans Charged-off: Credit card loans1.5362%1,453
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2464%3,130
Percentage Net Loans Charged-off: Total real estate loans0.0020%3,909
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0034%3,198
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0034%3,019
Percentage Net Loans Charged-off: Commercial and industrial0.2083%3,625
Percentage Net Loans Charged-off: Loans to individuals0.0714%6,845
Percentage Net Loans Charged-off: Credit card loans1.4874%1,482
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease15.2072%80
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1470%3,818
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3243%2,155
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2780%2,644
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3635%2,244
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0946%5,897
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1925%3,984
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0772%6,256
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1645%5,917
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2428%6,704
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA