Home > First Bank & Trust > Income and Expense
First Bank & Trust, Income and Expense
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,689,000 | 3,019 |
| Total interest expense | $345,000 | 3,159 |
| Net interest income | $3,344,000 | 2,984 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $563,000 | 2,900 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $123,000 | 3,387 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $440,000 | 2,562 |
| Total noninterest expense | $2,542,000 | 3,222 |
| Salaries and employee benefits | $938,000 | 4,095 |
| Premises and equipment expense | $200,000 | 3,988 |
| Additional noninterest expense | $1,404,000 | 2,117 |
| Pre-tax net operating income | $1,365,000 | 2,509 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $455,000 | 1,719 |
| Income before extraordinary items | $910,000 | 2,916 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $910,000 | 2,916 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $910,000 | 2,918 |
| Net charge-offs | $28,000 | 2,730 |
| Cash dividends | $550,000 | 1,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $910,000 | 2,859 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,829,000 | 3,057 |
| Total interest expense | $174,000 | 3,162 |
| Net interest income | $1,655,000 | 3,006 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $262,000 | 2,965 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $57,000 | 3,478 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $205,000 | 2,594 |
| Total noninterest expense | $1,255,000 | 3,275 |
| Salaries and employee benefits | $462,000 | 4,158 |
| Premises and equipment expense | $102,000 | 3,983 |
| Additional noninterest expense | $691,000 | 2,125 |
| Pre-tax net operating income | $662,000 | 2,524 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $220,000 | 1,726 |
| Income before extraordinary items | $442,000 | 2,948 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $442,000 | 2,951 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $442,000 | 2,951 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $260,000 | 1,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $442,000 | 2,874 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,366,000 | 3,064 |
| Total interest expense | $773,000 | 3,097 |
| Net interest income | $6,593,000 | 3,032 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,127,000 | 2,924 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $243,000 | 3,592 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $884,000 | 2,506 |
| Total noninterest expense | $5,033,000 | 3,296 |
| Salaries and employee benefits | $1,884,000 | 4,112 |
| Premises and equipment expense | $387,000 | 4,162 |
| Additional noninterest expense | $2,762,000 | 2,197 |
| Pre-tax net operating income | $2,687,000 | 2,458 |
| Securities gains (losses) | $7,000 | 2,776 |
| Applicable income taxes | $900,000 | 1,654 |
| Income before extraordinary items | $1,794,000 | 2,895 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,794,000 | 2,894 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,794,000 | 2,895 |
| Net charge-offs | $-122,000 | 6,163 |
| Cash dividends | $1,065,000 | 1,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,789,310 | 2,859 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,451,000 | 3,123 |
| Total interest expense | $591,000 | 3,126 |
| Net interest income | $4,860,000 | 3,091 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $823,000 | 2,988 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $180,000 | 3,659 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $643,000 | 2,548 |
| Total noninterest expense | $3,788,000 | 3,310 |
| Salaries and employee benefits | $1,386,000 | 4,172 |
| Premises and equipment expense | $289,000 | 4,221 |
| Additional noninterest expense | $2,113,000 | 2,141 |
| Pre-tax net operating income | $1,895,000 | 2,615 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $620,000 | 1,774 |
| Income before extraordinary items | $1,275,000 | 3,026 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,275,000 | 3,026 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,275,000 | 3,027 |
| Net charge-offs | $-30,000 | 5,896 |
| Cash dividends | $765,000 | 1,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,275,000 | 2,971 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,583,000 | 3,150 |
| Total interest expense | $398,000 | 3,142 |
| Net interest income | $3,185,000 | 3,122 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $509,000 | 3,078 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $113,000 | 3,738 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $396,000 | 2,639 |
| Total noninterest expense | $2,519,000 | 3,324 |
| Salaries and employee benefits | $921,000 | 4,218 |
| Premises and equipment expense | $193,000 | 4,252 |
| Additional noninterest expense | $1,405,000 | 2,138 |
| Pre-tax net operating income | $1,175,000 | 2,689 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $377,000 | 1,831 |
| Income before extraordinary items | $798,000 | 3,097 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $798,000 | 3,103 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $798,000 | 3,103 |
| Net charge-offs | $-29,000 | 6,008 |
| Cash dividends | $465,000 | 1,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $798,000 | 3,049 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,789,000 | 3,167 |
| Total interest expense | $200,000 | 3,180 |
| Net interest income | $1,589,000 | 3,140 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $242,000 | 3,116 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $49,000 | 3,960 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $193,000 | 2,608 |
| Total noninterest expense | $1,259,000 | 3,356 |
| Salaries and employee benefits | $458,000 | 4,265 |
| Premises and equipment expense | $102,000 | 4,167 |
| Additional noninterest expense | $699,000 | 2,150 |
| Pre-tax net operating income | $572,000 | 2,660 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $181,000 | 1,827 |
| Income before extraordinary items | $391,000 | 3,045 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $391,000 | 3,048 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $391,000 | 3,048 |
| Net charge-offs | $-27,000 | 6,134 |
| Cash dividends | $225,000 | 1,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $391,000 | 3,005 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,379,000 | 3,129 |
| Total interest expense | $958,000 | 3,046 |
| Net interest income | $6,421,000 | 3,099 |
| Provision for loan and lease losses | $45,000 | 4,352 |
| Total noninterest income | $1,287,000 | 2,811 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $423,000 | 2,701 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $864,000 | 2,571 |
| Total noninterest expense | $4,959,000 | 3,421 |
| Salaries and employee benefits | $1,865,000 | 4,234 |
| Premises and equipment expense | $385,000 | 4,312 |
| Additional noninterest expense | $2,709,000 | 2,290 |
| Pre-tax net operating income | $2,704,000 | 2,330 |
| Securities gains (losses) | $76,000 | 1,519 |
| Applicable income taxes | $950,000 | 1,513 |
| Income before extraordinary items | $1,830,000 | 2,780 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,830,000 | 2,782 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,830,000 | 2,783 |
| Net charge-offs | $-102,000 | 6,527 |
| Cash dividends | $1,115,000 | 1,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,779,840 | 2,767 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,491,000 | 3,169 |
| Total interest expense | $744,000 | 3,040 |
| Net interest income | $4,747,000 | 3,154 |
| Provision for loan and lease losses | $20,000 | 4,484 |
| Total noninterest income | $780,000 | 3,182 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $314,000 | 2,739 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $466,000 | 3,121 |
| Total noninterest expense | $3,715,000 | 3,438 |
| Salaries and employee benefits | $1,361,000 | 4,311 |
| Premises and equipment expense | $283,000 | 4,384 |
| Additional noninterest expense | $2,071,000 | 2,236 |
| Pre-tax net operating income | $1,792,000 | 2,628 |
| Securities gains (losses) | $76,000 | 1,402 |
| Applicable income taxes | $617,000 | 1,707 |
| Income before extraordinary items | $1,251,000 | 2,992 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,251,000 | 2,996 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,251,000 | 2,996 |
| Net charge-offs | $-129,000 | 6,641 |
| Cash dividends | $730,000 | 1,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,200,080 | 3,008 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,591,000 | 3,223 |
| Total interest expense | $508,000 | 3,042 |
| Net interest income | $3,083,000 | 3,222 |
| Provision for loan and lease losses | $20,000 | 4,231 |
| Total noninterest income | $491,000 | 3,328 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $203,000 | 2,765 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $288,000 | 3,261 |
| Total noninterest expense | $2,448,000 | 3,489 |
| Salaries and employee benefits | $890,000 | 4,393 |
| Premises and equipment expense | $189,000 | 4,395 |
| Additional noninterest expense | $1,369,000 | 2,250 |
| Pre-tax net operating income | $1,106,000 | 2,709 |
| Securities gains (losses) | $76,000 | 1,281 |
| Applicable income taxes | $365,000 | 1,831 |
| Income before extraordinary items | $817,000 | 3,025 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $817,000 | 3,027 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $817,000 | 3,028 |
| Net charge-offs | $-154,000 | 6,762 |
| Cash dividends | $430,000 | 1,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $764,560 | 3,057 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,798,000 | 3,243 |
| Total interest expense | $256,000 | 3,099 |
| Net interest income | $1,542,000 | 3,227 |
| Provision for loan and lease losses | $20,000 | 3,573 |
| Total noninterest income | $237,000 | 3,383 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $93,000 | 2,930 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $144,000 | 3,233 |
| Total noninterest expense | $1,230,000 | 3,496 |
| Salaries and employee benefits | $445,000 | 4,434 |
| Premises and equipment expense | $96,000 | 4,398 |
| Additional noninterest expense | $689,000 | 2,260 |
| Pre-tax net operating income | $529,000 | 2,769 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $159,000 | 1,941 |
| Income before extraordinary items | $370,000 | 3,167 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $370,000 | 3,167 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $370,000 | 3,169 |
| Net charge-offs | $-4,000 | 5,794 |
| Cash dividends | $180,000 | 1,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $370,000 | 3,072 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,436,000 | 3,309 |
| Total interest expense | $1,242,000 | 3,135 |
| Net interest income | $6,194,000 | 3,291 |
| Provision for loan and lease losses | $225,000 | 3,781 |
| Total noninterest income | $1,177,000 | 2,994 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $417,000 | 2,850 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $760,000 | 2,763 |
| Total noninterest expense | $4,564,000 | 3,705 |
| Salaries and employee benefits | $1,687,000 | 4,549 |
| Premises and equipment expense | $387,000 | 4,378 |
| Additional noninterest expense | $2,490,000 | 2,575 |
| Pre-tax net operating income | $2,582,000 | 2,352 |
| Securities gains (losses) | $317,000 | 1,324 |
| Applicable income taxes | $964,000 | 1,508 |
| Income before extraordinary items | $1,935,000 | 2,638 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,935,000 | 2,641 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,935,000 | 2,639 |
| Net charge-offs | $194,000 | 3,793 |
| Cash dividends | $1,100,000 | 1,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,722,610 | 2,754 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,597,000 | 3,354 |
| Total interest expense | $958,000 | 3,175 |
| Net interest income | $4,639,000 | 3,354 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $917,000 | 2,952 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $309,000 | 2,903 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $608,000 | 2,660 |
| Total noninterest expense | $3,401,000 | 3,753 |
| Salaries and employee benefits | $1,256,000 | 4,591 |
| Premises and equipment expense | $287,000 | 4,457 |
| Additional noninterest expense | $1,858,000 | 2,590 |
| Pre-tax net operating income | $2,155,000 | 2,215 |
| Securities gains (losses) | $302,000 | 1,111 |
| Applicable income taxes | $771,000 | 1,477 |
| Income before extraordinary items | $1,686,000 | 2,449 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,686,000 | 2,450 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,686,000 | 2,450 |
| Net charge-offs | $-17,000 | 6,715 |
| Cash dividends | $950,000 | 1,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,477,620 | 2,548 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,714,000 | 3,384 |
| Total interest expense | $653,000 | 3,215 |
| Net interest income | $3,061,000 | 3,387 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $583,000 | 2,974 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $199,000 | 2,957 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $384,000 | 2,695 |
| Total noninterest expense | $2,264,000 | 3,773 |
| Salaries and employee benefits | $828,000 | 4,645 |
| Premises and equipment expense | $189,000 | 4,501 |
| Additional noninterest expense | $1,247,000 | 2,589 |
| Pre-tax net operating income | $1,380,000 | 2,283 |
| Securities gains (losses) | $255,000 | 956 |
| Applicable income taxes | $503,000 | 1,482 |
| Income before extraordinary items | $1,132,000 | 2,379 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,132,000 | 2,379 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,132,000 | 2,379 |
| Net charge-offs | $-3,000 | 6,365 |
| Cash dividends | $625,000 | 1,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $956,050 | 2,564 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,889,000 | 3,369 |
| Total interest expense | $336,000 | 3,254 |
| Net interest income | $1,553,000 | 3,362 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $276,000 | 3,077 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $89,000 | 3,179 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $187,000 | 2,753 |
| Total noninterest expense | $1,127,000 | 3,800 |
| Salaries and employee benefits | $414,000 | 4,694 |
| Premises and equipment expense | $97,000 | 4,467 |
| Additional noninterest expense | $616,000 | 2,588 |
| Pre-tax net operating income | $702,000 | 2,270 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $208,000 | 1,681 |
| Income before extraordinary items | $494,000 | 2,639 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $494,000 | 2,641 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $494,000 | 2,642 |
| Net charge-offs | $-3,000 | 6,199 |
| Cash dividends | $275,000 | 1,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $494,000 | 2,514 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,643,000 | 3,450 |
| Total interest expense | $1,543,000 | 3,380 |
| Net interest income | $6,100,000 | 3,424 |
| Provision for loan and lease losses | $-130,000 | 7,270 |
| Total noninterest income | $1,123,000 | 2,923 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $420,000 | 2,928 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $703,000 | 2,634 |
| Total noninterest expense | $4,335,000 | 3,905 |
| Salaries and employee benefits | $1,608,000 | 4,772 |
| Premises and equipment expense | $332,000 | 5,011 |
| Additional noninterest expense | $2,395,000 | 2,674 |
| Pre-tax net operating income | $3,018,000 | 1,830 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $901,000 | 1,451 |
| Income before extraordinary items | $2,117,000 | 2,146 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,117,000 | 2,147 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,117,000 | 2,147 |
| Net charge-offs | $354,000 | 3,598 |
| Cash dividends | $3,050,000 | 651 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,117,000 | 2,069 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,714,000 | 3,500 |
| Total interest expense | $1,189,000 | 3,428 |
| Net interest income | $4,525,000 | 3,460 |
| Provision for loan and lease losses | $-130,000 | 7,355 |
| Total noninterest income | $834,000 | 2,931 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $317,000 | 2,922 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $517,000 | 2,655 |
| Total noninterest expense | $3,244,000 | 3,914 |
| Salaries and employee benefits | $1,172,000 | 4,846 |
| Premises and equipment expense | $249,000 | 5,058 |
| Additional noninterest expense | $1,823,000 | 2,653 |
| Pre-tax net operating income | $2,245,000 | 1,904 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $675,000 | 1,454 |
| Income before extraordinary items | $1,570,000 | 2,222 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,570,000 | 2,222 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,570,000 | 2,223 |
| Net charge-offs | $6,000 | 5,901 |
| Cash dividends | $2,750,000 | 488 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,570,000 | 2,136 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,795,000 | 3,543 |
| Total interest expense | $827,000 | 3,427 |
| Net interest income | $2,968,000 | 3,504 |
| Provision for loan and lease losses | $-130,000 | 7,436 |
| Total noninterest income | $527,000 | 3,017 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $214,000 | 2,876 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $313,000 | 2,806 |
| Total noninterest expense | $2,178,000 | 3,946 |
| Salaries and employee benefits | $757,000 | 4,968 |
| Premises and equipment expense | $168,000 | 5,076 |
| Additional noninterest expense | $1,253,000 | 2,640 |
| Pre-tax net operating income | $1,447,000 | 1,937 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $434,000 | 1,458 |
| Income before extraordinary items | $1,013,000 | 2,246 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,013,000 | 2,246 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,013,000 | 2,246 |
| Net charge-offs | $7,000 | 5,446 |
| Cash dividends | $1,950,000 | 443 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,013,000 | 2,171 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,813,000 | 3,668 |
| Total interest expense | $445,000 | 3,342 |
| Net interest income | $1,368,000 | 3,709 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $260,000 | 3,081 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $101,000 | 2,954 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $159,000 | 2,799 |
| Total noninterest expense | $1,038,000 | 4,085 |
| Salaries and employee benefits | $374,000 | 5,037 |
| Premises and equipment expense | $91,000 | 4,936 |
| Additional noninterest expense | $573,000 | 2,819 |
| Pre-tax net operating income | $590,000 | 2,256 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $168,000 | 1,678 |
| Income before extraordinary items | $422,000 | 2,548 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $422,000 | 2,547 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $422,000 | 2,548 |
| Net charge-offs | $5,000 | 4,645 |
| Cash dividends | $1,225,000 | 315 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $422,000 | 2,497 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,960,000 | 3,571 |
| Total interest expense | $2,185,000 | 3,325 |
| Net interest income | $5,775,000 | 3,573 |
| Provision for loan and lease losses | $55,000 | 6,430 |
| Total noninterest income | $1,239,000 | 2,855 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $510,000 | 2,605 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $729,000 | 2,633 |
| Total noninterest expense | $4,001,000 | 4,221 |
| Salaries and employee benefits | $1,463,000 | 5,110 |
| Premises and equipment expense | $255,000 | 5,768 |
| Additional noninterest expense | $2,283,000 | 2,899 |
| Pre-tax net operating income | $2,958,000 | 1,649 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $743,000 | 1,491 |
| Income before extraordinary items | $2,215,000 | 1,851 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,215,000 | 1,852 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,215,000 | 1,853 |
| Net charge-offs | $78,000 | 5,624 |
| Cash dividends | $975,000 | 1,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,215,000 | 1,773 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,126,000 | 3,565 |
| Total interest expense | $1,690,000 | 3,372 |
| Net interest income | $4,436,000 | 3,551 |
| Provision for loan and lease losses | $55,000 | 6,169 |
| Total noninterest income | $849,000 | 3,029 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $386,000 | 2,654 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $463,000 | 2,880 |
| Total noninterest expense | $3,010,000 | 4,225 |
| Salaries and employee benefits | $1,068,000 | 5,240 |
| Premises and equipment expense | $226,000 | 5,456 |
| Additional noninterest expense | $1,716,000 | 2,826 |
| Pre-tax net operating income | $2,220,000 | 1,763 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $663,000 | 1,387 |
| Income before extraordinary items | $1,557,000 | 2,076 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,557,000 | 2,078 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,557,000 | 2,078 |
| Net charge-offs | $30,000 | 5,825 |
| Cash dividends | $725,000 | 1,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,557,000 | 1,982 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,085,000 | 3,602 |
| Total interest expense | $1,147,000 | 3,421 |
| Net interest income | $2,938,000 | 3,568 |
| Provision for loan and lease losses | $55,000 | 5,779 |
| Total noninterest income | $552,000 | 3,034 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $262,000 | 2,626 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $290,000 | 2,889 |
| Total noninterest expense | $2,002,000 | 4,230 |
| Salaries and employee benefits | $704,000 | 5,293 |
| Premises and equipment expense | $152,000 | 5,483 |
| Additional noninterest expense | $1,146,000 | 2,825 |
| Pre-tax net operating income | $1,433,000 | 1,783 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $428,000 | 1,378 |
| Income before extraordinary items | $1,005,000 | 2,111 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,005,000 | 2,110 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,005,000 | 2,113 |
| Net charge-offs | $32,000 | 5,227 |
| Cash dividends | $475,000 | 1,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,005,000 | 2,037 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,077,000 | 3,608 |
| Total interest expense | $583,000 | 3,510 |
| Net interest income | $1,494,000 | 3,566 |
| Provision for loan and lease losses | $55,000 | 4,769 |
| Total noninterest income | $242,000 | 3,259 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $122,000 | 2,761 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $120,000 | 3,194 |
| Total noninterest expense | $968,000 | 4,378 |
| Salaries and employee benefits | $343,000 | 5,425 |
| Premises and equipment expense | $79,000 | 5,473 |
| Additional noninterest expense | $546,000 | 2,942 |
| Pre-tax net operating income | $713,000 | 1,796 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $220,000 | 1,335 |
| Income before extraordinary items | $493,000 | 2,170 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $493,000 | 2,169 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $493,000 | 2,170 |
| Net charge-offs | $35,000 | 4,021 |
| Cash dividends | $200,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $493,000 | 2,080 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,206,000 | 3,748 |
| Total interest expense | $2,622,000 | 3,770 |
| Net interest income | $5,584,000 | 3,657 |
| Provision for loan and lease losses | $935,000 | 3,604 |
| Total noninterest income | $1,219,000 | 2,949 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $529,000 | 2,770 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $690,000 | 2,687 |
| Total noninterest expense | $3,774,000 | 4,495 |
| Salaries and employee benefits | $1,491,000 | 5,218 |
| Premises and equipment expense | $344,000 | 5,352 |
| Additional noninterest expense | $1,939,000 | 3,391 |
| Pre-tax net operating income | $2,094,000 | 1,844 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $641,000 | 1,319 |
| Income before extraordinary items | $1,453,000 | 2,166 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,453,000 | 2,163 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,453,000 | 2,165 |
| Net charge-offs | $388,000 | 4,144 |
| Cash dividends | $375,000 | 2,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,453,000 | 2,142 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,130,000 | 3,802 |
| Total interest expense | $1,997,000 | 3,851 |
| Net interest income | $4,133,000 | 3,708 |
| Provision for loan and lease losses | $725,000 | 3,233 |
| Total noninterest income | $896,000 | 3,035 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $391,000 | 2,809 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $505,000 | 2,800 |
| Total noninterest expense | $2,843,000 | 4,497 |
| Salaries and employee benefits | $1,174,000 | 5,102 |
| Premises and equipment expense | $271,000 | 5,282 |
| Additional noninterest expense | $1,398,000 | 3,453 |
| Pre-tax net operating income | $1,461,000 | 2,095 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $435,000 | 1,546 |
| Income before extraordinary items | $1,026,000 | 2,444 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,026,000 | 2,442 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,026,000 | 2,445 |
| Net charge-offs | $15,000 | 6,364 |
| Cash dividends | $375,000 | 2,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,026,000 | 2,388 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,037,000 | 3,876 |
| Total interest expense | $1,334,000 | 3,960 |
| Net interest income | $2,703,000 | 3,746 |
| Provision for loan and lease losses | $90,000 | 5,421 |
| Total noninterest income | $598,000 | 3,050 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $241,000 | 2,930 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $357,000 | 2,716 |
| Total noninterest expense | $1,908,000 | 4,514 |
| Salaries and employee benefits | $784,000 | 5,164 |
| Premises and equipment expense | $186,000 | 5,260 |
| Additional noninterest expense | $938,000 | 3,438 |
| Pre-tax net operating income | $1,303,000 | 1,710 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $427,000 | 1,211 |
| Income before extraordinary items | $876,000 | 2,077 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $876,000 | 2,074 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $876,000 | 2,076 |
| Net charge-offs | $5,000 | 6,236 |
| Cash dividends | $375,000 | 1,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $876,000 | 2,012 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,981,000 | 3,973 |
| Total interest expense | $682,000 | 4,017 |
| Net interest income | $1,299,000 | 3,834 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $288,000 | 3,100 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $112,000 | 3,053 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $176,000 | 2,686 |
| Total noninterest expense | $918,000 | 4,552 |
| Salaries and employee benefits | $394,000 | 5,197 |
| Premises and equipment expense | $99,000 | 5,139 |
| Additional noninterest expense | $425,000 | 3,412 |
| Pre-tax net operating income | $669,000 | 1,878 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $212,000 | 1,390 |
| Income before extraordinary items | $457,000 | 2,299 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $457,000 | 2,299 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $457,000 | 2,301 |
| Net charge-offs | $-6,000 | 7,754 |
| Cash dividends | $250,000 | 1,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $457,000 | 2,165 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,673,000 | 3,901 |
| Total interest expense | $3,634,000 | 3,757 |
| Net interest income | $5,039,000 | 3,927 |
| Provision for loan and lease losses | $729,000 | 3,182 |
| Total noninterest income | $969,000 | 3,481 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $472,000 | 3,139 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $497,000 | 3,178 |
| Total noninterest expense | $3,604,000 | 4,540 |
| Salaries and employee benefits | $1,583,000 | 5,166 |
| Premises and equipment expense | $341,000 | 5,489 |
| Additional noninterest expense | $1,680,000 | 3,330 |
| Pre-tax net operating income | $1,675,000 | 2,821 |
| Securities gains (losses) | $-485,000 | 7,541 |
| Applicable income taxes | $10,000 | 4,529 |
| Income before extraordinary items | $1,180,000 | 2,961 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,180,000 | 2,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 5,402 |
| Cash dividends | $400,000 | 3,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,660,150 | 2,472 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,560,000 | 3,939 |
| Total interest expense | $2,809,000 | 3,785 |
| Net interest income | $3,751,000 | 3,971 |
| Provision for loan and lease losses | $60,000 | 5,691 |
| Total noninterest income | $662,000 | 3,755 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $341,000 | 3,237 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $321,000 | 3,574 |
| Total noninterest expense | $2,676,000 | 4,563 |
| Salaries and employee benefits | $1,179,000 | 5,228 |
| Premises and equipment expense | $253,000 | 5,547 |
| Additional noninterest expense | $1,244,000 | 3,281 |
| Pre-tax net operating income | $1,677,000 | 2,615 |
| Securities gains (losses) | $-441,000 | 7,739 |
| Applicable income taxes | $409,000 | 2,134 |
| Income before extraordinary items | $827,000 | 3,500 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $827,000 | 3,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,414 |
| Cash dividends | $400,000 | 3,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,122,470 | 3,015 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,412,000 | 3,973 |
| Total interest expense | $1,940,000 | 3,822 |
| Net interest income | $2,472,000 | 4,015 |
| Provision for loan and lease losses | $12,000 | 6,231 |
| Total noninterest income | $410,000 | 3,964 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $213,000 | 3,355 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $197,000 | 3,800 |
| Total noninterest expense | $1,841,000 | 4,499 |
| Salaries and employee benefits | $776,000 | 5,320 |
| Premises and equipment expense | $170,000 | 5,570 |
| Additional noninterest expense | $895,000 | 3,026 |
| Pre-tax net operating income | $1,029,000 | 2,898 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $349,000 | 2,025 |
| Income before extraordinary items | $680,000 | 3,375 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $680,000 | 3,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,861 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $680,000 | 3,323 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,231,000 | 4,029 |
| Total interest expense | $1,024,000 | 3,849 |
| Net interest income | $1,207,000 | 4,089 |
| Provision for loan and lease losses | $3,000 | 5,879 |
| Total noninterest income | $186,000 | 4,146 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $100,000 | 3,452 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $86,000 | 4,060 |
| Total noninterest expense | $925,000 | 4,484 |
| Salaries and employee benefits | $383,000 | 5,378 |
| Premises and equipment expense | $93,000 | 5,371 |
| Additional noninterest expense | $449,000 | 2,980 |
| Pre-tax net operating income | $465,000 | 3,215 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $158,000 | 2,257 |
| Income before extraordinary items | $307,000 | 3,752 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $307,000 | 3,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,065 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $307,000 | 3,669 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,324,000 | 3,950 |
| Total interest expense | $4,377,000 | 3,790 |
| Net interest income | $4,947,000 | 4,031 |
| Provision for loan and lease losses | $-350,000 | 8,468 |
| Total noninterest income | $745,000 | 4,164 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $463,000 | 3,221 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $282,000 | 4,356 |
| Total noninterest expense | $3,094,000 | 4,921 |
| Salaries and employee benefits | $1,480,000 | 5,344 |
| Premises and equipment expense | $351,000 | 5,398 |
| Additional noninterest expense | $1,263,000 | 3,929 |
| Pre-tax net operating income | $2,948,000 | 2,508 |
| Securities gains (losses) | $16,000 | 1,168 |
| Applicable income taxes | $1,263,000 | 1,596 |
| Income before extraordinary items | $1,701,000 | 3,168 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,701,000 | 3,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,808 |
| Cash dividends | $750,000 | 3,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,690,760 | 3,167 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,017,000 | 3,961 |
| Total interest expense | $3,286,000 | 3,788 |
| Net interest income | $3,731,000 | 4,027 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $555,000 | 4,176 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $343,000 | 3,236 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $212,000 | 4,375 |
| Total noninterest expense | $2,291,000 | 4,921 |
| Salaries and employee benefits | $1,110,000 | 5,327 |
| Premises and equipment expense | $269,000 | 5,325 |
| Additional noninterest expense | $912,000 | 3,975 |
| Pre-tax net operating income | $1,995,000 | 2,834 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $696,000 | 2,096 |
| Income before extraordinary items | $1,299,000 | 3,283 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,299,000 | 3,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,724 |
| Cash dividends | $750,000 | 2,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,299,000 | 3,267 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,643,000 | 3,990 |
| Total interest expense | $2,160,000 | 3,822 |
| Net interest income | $2,483,000 | 4,053 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $369,000 | 4,209 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $222,000 | 3,290 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $147,000 | 4,350 |
| Total noninterest expense | $1,518,000 | 4,973 |
| Salaries and employee benefits | $740,000 | 5,368 |
| Premises and equipment expense | $184,000 | 5,276 |
| Additional noninterest expense | $594,000 | 4,044 |
| Pre-tax net operating income | $1,334,000 | 2,903 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $467,000 | 2,164 |
| Income before extraordinary items | $867,000 | 3,336 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $867,000 | 3,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 7,963 |
| Cash dividends | $500,000 | 2,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $867,000 | 3,314 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,310,000 | 3,997 |
| Total interest expense | $1,075,000 | 3,816 |
| Net interest income | $1,235,000 | 4,069 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $191,000 | 4,124 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $102,000 | 3,414 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $89,000 | 3,989 |
| Total noninterest expense | $768,000 | 4,928 |
| Salaries and employee benefits | $385,000 | 5,292 |
| Premises and equipment expense | $98,000 | 5,113 |
| Additional noninterest expense | $285,000 | 4,118 |
| Pre-tax net operating income | $658,000 | 2,933 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $230,000 | 2,201 |
| Income before extraordinary items | $428,000 | 3,343 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $428,000 | 3,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,145 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $428,000 | 3,321 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,576,000 | 4,016 |
| Total interest expense | $3,898,000 | 3,657 |
| Net interest income | $4,678,000 | 4,223 |
| Provision for loan and lease losses | $-200,000 | 8,533 |
| Total noninterest income | $819,000 | 3,995 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $448,000 | 3,301 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $371,000 | 3,877 |
| Total noninterest expense | $2,999,000 | 4,884 |
| Salaries and employee benefits | $1,475,000 | 5,254 |
| Premises and equipment expense | $323,000 | 5,549 |
| Additional noninterest expense | $1,201,000 | 3,932 |
| Pre-tax net operating income | $2,698,000 | 2,977 |
| Securities gains (losses) | $3,000 | 1,365 |
| Applicable income taxes | $981,000 | 2,220 |
| Income before extraordinary items | $1,720,000 | 3,463 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,720,000 | 3,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,668 |
| Cash dividends | $2,200,000 | 1,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,718,080 | 3,446 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,257,000 | 4,059 |
| Total interest expense | $2,816,000 | 3,663 |
| Net interest income | $3,441,000 | 4,303 |
| Provision for loan and lease losses | $-200,000 | 8,621 |
| Total noninterest income | $628,000 | 3,949 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $330,000 | 3,358 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $298,000 | 3,741 |
| Total noninterest expense | $2,235,000 | 4,888 |
| Salaries and employee benefits | $1,092,000 | 5,265 |
| Premises and equipment expense | $243,000 | 5,563 |
| Additional noninterest expense | $900,000 | 3,925 |
| Pre-tax net operating income | $2,034,000 | 3,070 |
| Securities gains (losses) | $3,000 | 1,123 |
| Applicable income taxes | $746,000 | 2,304 |
| Income before extraordinary items | $1,291,000 | 3,558 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,291,000 | 3,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,550 |
| Cash dividends | $2,200,000 | 1,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,289,080 | 3,552 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,004,000 | 4,126 |
| Total interest expense | $1,740,000 | 3,737 |
| Net interest income | $2,264,000 | 4,351 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $389,000 | 4,106 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $209,000 | 3,460 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $180,000 | 3,942 |
| Total noninterest expense | $1,495,000 | 4,886 |
| Salaries and employee benefits | $721,000 | 5,320 |
| Premises and equipment expense | $157,000 | 5,662 |
| Additional noninterest expense | $617,000 | 3,828 |
| Pre-tax net operating income | $1,158,000 | 3,438 |
| Securities gains (losses) | $3,000 | 925 |
| Applicable income taxes | $422,000 | 2,535 |
| Income before extraordinary items | $739,000 | 3,923 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $739,000 | 3,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,820 |
| Cash dividends | $2,200,000 | 745 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $737,080 | 3,921 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,928,000 | 4,182 |
| Total interest expense | $777,000 | 3,894 |
| Net interest income | $1,151,000 | 4,282 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $159,000 | 4,523 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $95,000 | 3,588 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $64,000 | 4,593 |
| Total noninterest expense | $746,000 | 4,917 |
| Salaries and employee benefits | $361,000 | 5,335 |
| Premises and equipment expense | $82,000 | 5,576 |
| Additional noninterest expense | $303,000 | 3,857 |
| Pre-tax net operating income | $564,000 | 3,476 |
| Securities gains (losses) | $3,000 | 752 |
| Applicable income taxes | $203,000 | 2,586 |
| Income before extraordinary items | $364,000 | 3,924 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $364,000 | 3,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $2,000,000 | 412 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $362,080 | 3,923 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,182,000 | 4,066 |
| Total interest expense | $2,542,000 | 3,780 |
| Net interest income | $4,640,000 | 4,171 |
| Provision for loan and lease losses | $-250,000 | 8,712 |
| Total noninterest income | $671,000 | 4,504 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $470,000 | 3,180 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $201,000 | 5,145 |
| Total noninterest expense | $2,948,000 | 4,822 |
| Salaries and employee benefits | $1,380,000 | 5,342 |
| Premises and equipment expense | $310,000 | 5,630 |
| Additional noninterest expense | $1,258,000 | 3,719 |
| Pre-tax net operating income | $2,613,000 | 3,082 |
| Securities gains (losses) | $12,000 | 1,423 |
| Applicable income taxes | $897,000 | 2,418 |
| Income before extraordinary items | $1,728,000 | 3,466 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,728,000 | 3,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,159 |
| Cash dividends | $370,000 | 4,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,720,080 | 3,439 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,280,000 | 4,076 |
| Total interest expense | $1,832,000 | 3,738 |
| Net interest income | $3,448,000 | 4,194 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $503,000 | 4,530 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $356,000 | 3,167 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $147,000 | 5,224 |
| Total noninterest expense | $2,232,000 | 4,756 |
| Salaries and employee benefits | $1,036,000 | 5,311 |
| Premises and equipment expense | $237,000 | 5,587 |
| Additional noninterest expense | $959,000 | 3,614 |
| Pre-tax net operating income | $1,719,000 | 3,424 |
| Securities gains (losses) | $12,000 | 1,416 |
| Applicable income taxes | $571,000 | 2,722 |
| Income before extraordinary items | $1,160,000 | 3,757 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,160,000 | 3,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 8,387 |
| Cash dividends | $370,000 | 3,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,151,960 | 3,740 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,458,000 | 4,070 |
| Total interest expense | $1,171,000 | 3,686 |
| Net interest income | $2,287,000 | 4,201 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $309,000 | 4,715 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $221,000 | 3,281 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $88,000 | 5,421 |
| Total noninterest expense | $1,494,000 | 4,736 |
| Salaries and employee benefits | $681,000 | 5,335 |
| Premises and equipment expense | $163,000 | 5,467 |
| Additional noninterest expense | $650,000 | 3,559 |
| Pre-tax net operating income | $1,102,000 | 3,462 |
| Securities gains (losses) | $12,000 | 1,290 |
| Applicable income taxes | $374,000 | 2,719 |
| Income before extraordinary items | $740,000 | 3,819 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $740,000 | 3,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-70,000 | 8,566 |
| Cash dividends | $170,000 | 3,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $732,080 | 3,805 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,669,000 | 4,145 |
| Total interest expense | $561,000 | 3,700 |
| Net interest income | $1,108,000 | 4,300 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $152,000 | 4,678 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $104,000 | 3,348 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $48,000 | 5,277 |
| Total noninterest expense | $741,000 | 4,787 |
| Salaries and employee benefits | $335,000 | 5,428 |
| Premises and equipment expense | $87,000 | 5,339 |
| Additional noninterest expense | $319,000 | 3,619 |
| Pre-tax net operating income | $519,000 | 3,577 |
| Securities gains (losses) | $12,000 | 950 |
| Applicable income taxes | $188,000 | 2,707 |
| Income before extraordinary items | $343,000 | 4,002 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $343,000 | 4,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,481 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $335,200 | 4,030 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,641,000 | 3,958 |
| Total interest expense | $2,139,000 | 3,454 |
| Net interest income | $4,502,000 | 4,121 |
| Provision for loan and lease losses | $112,000 | 4,824 |
| Total noninterest income | $2,165,000 | 2,086 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $505,000 | 3,127 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,660,000 | 1,521 |
| Total noninterest expense | $3,106,000 | 4,554 |
| Salaries and employee benefits | $1,495,000 | 4,964 |
| Premises and equipment expense | $347,000 | 5,246 |
| Additional noninterest expense | $1,264,000 | 3,601 |
| Pre-tax net operating income | $3,449,000 | 2,296 |
| Securities gains (losses) | $-24,000 | 8,423 |
| Applicable income taxes | $1,241,000 | 1,857 |
| Income before extraordinary items | $2,184,000 | 2,712 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,184,000 | 2,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,590 |
| Cash dividends | $2,030,000 | 1,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,199,360 | 2,648 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,995,000 | 3,940 |
| Total interest expense | $1,584,000 | 3,453 |
| Net interest income | $3,411,000 | 4,084 |
| Provision for loan and lease losses | $112,000 | 4,102 |
| Total noninterest income | $1,973,000 | 1,799 |
| Gross Fiduciary activities income | $1,000 | 1,478 |
| Service charges on deposit accounts | $387,000 | 3,086 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,585,000 | 1,279 |
| Total noninterest expense | $2,348,000 | 4,498 |
| Salaries and employee benefits | $1,122,000 | 4,907 |
| Premises and equipment expense | $274,000 | 5,054 |
| Additional noninterest expense | $952,000 | 3,566 |
| Pre-tax net operating income | $2,924,000 | 2,114 |
| Securities gains (losses) | $-24,000 | 8,687 |
| Applicable income taxes | $1,045,000 | 1,706 |
| Income before extraordinary items | $1,855,000 | 2,491 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,855,000 | 2,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,578 |
| Cash dividends | $350,000 | 3,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,870,360 | 2,400 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,342,000 | 3,925 |
| Total interest expense | $1,058,000 | 3,437 |
| Net interest income | $2,284,000 | 4,080 |
| Provision for loan and lease losses | $112,000 | 3,311 |
| Total noninterest income | $1,748,000 | 1,425 |
| Gross Fiduciary activities income | $1,000 | 1,443 |
| Service charges on deposit accounts | $245,000 | 3,192 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,502,000 | 987 |
| Total noninterest expense | $1,580,000 | 4,492 |
| Salaries and employee benefits | $762,000 | 4,880 |
| Premises and equipment expense | $186,000 | 5,013 |
| Additional noninterest expense | $632,000 | 3,589 |
| Pre-tax net operating income | $2,340,000 | 1,795 |
| Securities gains (losses) | $-24,000 | 8,828 |
| Applicable income taxes | $834,000 | 1,483 |
| Income before extraordinary items | $1,482,000 | 2,089 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,482,000 | 2,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,509 |
| Cash dividends | $175,000 | 3,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,497,360 | 2,019 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,736,000 | 3,809 |
| Total interest expense | $546,000 | 3,373 |
| Net interest income | $1,190,000 | 3,920 |
| Provision for loan and lease losses | $112,000 | 1,941 |
| Total noninterest income | $1,545,000 | 890 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $114,000 | 3,270 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,431,000 | 606 |
| Total noninterest expense | $846,000 | 4,303 |
| Salaries and employee benefits | $397,000 | 4,768 |
| Premises and equipment expense | $108,000 | 4,563 |
| Additional noninterest expense | $341,000 | 3,372 |
| Pre-tax net operating income | $1,777,000 | 1,184 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $640,000 | 1,063 |
| Income before extraordinary items | $1,137,000 | 1,416 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,137,000 | 1,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,673 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,137,000 | 1,341 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,743,000 | 3,938 |
| Total interest expense | $2,100,000 | 3,877 |
| Net interest income | $4,643,000 | 3,905 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $808,000 | 4,206 |
| Gross Fiduciary activities income | $55,000 | 1,069 |
| Service charges on deposit accounts | $366,000 | 3,840 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $387,000 | 4,040 |
| Total noninterest expense | $3,183,000 | 4,426 |
| Salaries and employee benefits | $1,510,000 | 4,822 |
| Premises and equipment expense | $396,000 | 4,761 |
| Additional noninterest expense | $1,277,000 | 3,550 |
| Pre-tax net operating income | $2,268,000 | 3,100 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $697,000 | 2,807 |
| Income before extraordinary items | $1,571,000 | 3,449 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,571,000 | 3,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 8,883 |
| Cash dividends | $450,000 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,571,000 | 3,276 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,099,000 | 3,970 |
| Total interest expense | $1,590,000 | 3,962 |
| Net interest income | $3,509,000 | 3,893 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $600,000 | 4,280 |
| Gross Fiduciary activities income | $22,000 | 1,169 |
| Service charges on deposit accounts | $266,000 | 3,927 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $312,000 | 3,972 |
| Total noninterest expense | $2,343,000 | 4,478 |
| Salaries and employee benefits | $1,096,000 | 4,921 |
| Premises and equipment expense | $297,000 | 4,743 |
| Additional noninterest expense | $950,000 | 3,546 |
| Pre-tax net operating income | $1,766,000 | 3,113 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $545,000 | 2,873 |
| Income before extraordinary items | $1,221,000 | 3,454 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,221,000 | 3,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-67,000 | 9,017 |
| Cash dividends | $450,000 | 2,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,221,000 | 3,287 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,448,000 | 3,953 |
| Total interest expense | $1,078,000 | 4,013 |
| Net interest income | $2,370,000 | 3,862 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $387,000 | 4,336 |
| Gross Fiduciary activities income | $22,000 | 1,098 |
| Service charges on deposit accounts | $161,000 | 4,135 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $204,000 | 3,997 |
| Total noninterest expense | $1,586,000 | 4,407 |
| Salaries and employee benefits | $747,000 | 4,852 |
| Premises and equipment expense | $206,000 | 4,619 |
| Additional noninterest expense | $633,000 | 3,548 |
| Pre-tax net operating income | $1,171,000 | 3,139 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $366,000 | 2,873 |
| Income before extraordinary items | $805,000 | 3,497 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $805,000 | 3,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-62,000 | 9,037 |
| Cash dividends | $450,000 | 2,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $805,000 | 3,305 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,743,000 | 3,937 |
| Total interest expense | $553,000 | 4,029 |
| Net interest income | $1,190,000 | 3,848 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $129,000 | 5,276 |
| Gross Fiduciary activities income | $11,000 | 1,113 |
| Service charges on deposit accounts | $58,000 | 4,839 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $60,000 | 4,921 |
| Total noninterest expense | $788,000 | 4,415 |
| Salaries and employee benefits | $368,000 | 4,921 |
| Premises and equipment expense | $108,000 | 4,477 |
| Additional noninterest expense | $312,000 | 3,548 |
| Pre-tax net operating income | $531,000 | 3,356 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $181,000 | 2,875 |
| Income before extraordinary items | $350,000 | 3,796 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $350,000 | 3,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-56,000 | 9,123 |
| Cash dividends | $450,000 | 1,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $350,000 | 3,624 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,096,000 | 4,007 |
| Total interest expense | $2,673,000 | 3,892 |
| Net interest income | $4,423,000 | 4,058 |
| Provision for loan and lease losses | $100,000 | 5,681 |
| Total noninterest income | $443,000 | 5,524 |
| Gross Fiduciary activities income | $59,000 | 1,083 |
| Service charges on deposit accounts | $273,000 | 4,459 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $111,000 | 6,234 |
| Total noninterest expense | $3,191,000 | 4,266 |
| Salaries and employee benefits | $1,509,000 | 4,675 |
| Premises and equipment expense | $421,000 | 4,471 |
| Additional noninterest expense | $1,261,000 | 3,470 |
| Pre-tax net operating income | $1,575,000 | 3,981 |
| Securities gains (losses) | $61,000 | 2,221 |
| Applicable income taxes | $498,000 | 3,448 |
| Income before extraordinary items | $1,138,000 | 4,224 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,138,000 | 4,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $670,000 | 1,335 |
| Cash dividends | $1,800,000 | 1,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,095,300 | 4,229 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,923,000 | 4,054 |
| Total interest expense | $3,696,000 | 4,043 |
| Net interest income | $4,227,000 | 3,952 |
| Provision for loan and lease losses | $75,000 | 6,076 |
| Total noninterest income | $556,000 | 4,779 |
| Gross Fiduciary activities income | $60,000 | 1,098 |
| Service charges on deposit accounts | $295,000 | 4,200 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $201,000 | 4,919 |
| Total noninterest expense | $3,643,000 | 3,704 |
| Salaries and employee benefits | $1,713,000 | 4,074 |
| Premises and equipment expense | $478,000 | 4,045 |
| Additional noninterest expense | $1,452,000 | 2,956 |
| Pre-tax net operating income | $1,065,000 | 4,736 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $412,000 | 3,679 |
| Income before extraordinary items | $653,000 | 5,395 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $653,000 | 5,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $517,000 | 1,532 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $653,000 | 5,270 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,831,000 | 3,449 |
| Total interest expense | $5,120,000 | 3,248 |
| Net interest income | $4,711,000 | 3,654 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $920,000 | 3,334 |
| Gross Fiduciary activities income | $149,000 | 863 |
| Service charges on deposit accounts | $385,000 | 3,344 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $386,000 | 3,435 |
| Total noninterest expense | $4,939,000 | 2,752 |
| Salaries and employee benefits | $2,252,000 | 3,119 |
| Premises and equipment expense | $756,000 | 2,707 |
| Additional noninterest expense | $1,931,000 | 2,242 |
| Pre-tax net operating income | $692,000 | 6,252 |
| Securities gains (losses) | $-20,000 | 8,739 |
| Applicable income taxes | $171,000 | 5,705 |
| Income before extraordinary items | $501,000 | 6,315 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $501,000 | 6,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,432 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $516,000 | 6,253 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,505,000 | 3,693 |
| Total interest expense | $4,272,000 | 3,392 |
| Net interest income | $4,233,000 | 3,983 |
| Provision for loan and lease losses | $240,000 | 3,119 |
| Total noninterest income | $827,000 | 3,537 |
| Gross Fiduciary activities income | $160,000 | 910 |
| Service charges on deposit accounts | $347,000 | 3,592 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $320,000 | 3,875 |
| Total noninterest expense | $4,660,000 | 2,902 |
| Salaries and employee benefits | $2,091,000 | 3,300 |
| Premises and equipment expense | $627,000 | 3,135 |
| Additional noninterest expense | $1,942,000 | 2,253 |
| Pre-tax net operating income | $160,000 | 8,754 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $64,000 | 7,438 |
| Income before extraordinary items | $96,000 | 8,998 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $96,000 | 8,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,185,000 | 239 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $96,000 | 8,966 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,235,000 | 2,662 |
| Total interest expense | $6,489,000 | 2,321 |
| Net interest income | $5,746,000 | 3,000 |
| Provision for loan and lease losses | $8,144,000 | 232 |
| Total noninterest income | $1,439,000 | 2,337 |
| Gross Fiduciary activities income | $209,000 | 858 |
| Service charges on deposit accounts | $570,000 | 2,256 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $660,000 | 2,488 |
| Total noninterest expense | $5,971,000 | 2,184 |
| Salaries and employee benefits | $3,261,000 | 2,076 |
| Premises and equipment expense | $678,000 | 2,843 |
| Additional noninterest expense | $2,032,000 | 2,085 |
| Pre-tax net operating income | $-6,930,000 | 10,457 |
| Securities gains (losses) | $23,000 | 2,320 |
| Applicable income taxes | $-2,960,000 | 10,447 |
| Income before extraordinary items | $-3,947,000 | 10,440 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-3,947,000 | 10,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,576,000 | 342 |
| Cash dividends | $420,000 | 3,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-3,961,720 | 10,431 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,130,000 | 2,699 |
| Total interest expense | $5,858,000 | 2,551 |
| Net interest income | $6,272,000 | 2,785 |
| Provision for loan and lease losses | $390,000 | 2,143 |
| Total noninterest income | $1,089,000 | 2,848 |
| Gross Fiduciary activities income | $164,000 | 945 |
| Service charges on deposit accounts | $581,000 | 2,253 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $344,000 | 3,623 |
| Total noninterest expense | $4,993,000 | 2,569 |
| Salaries and employee benefits | $2,812,000 | 2,362 |
| Premises and equipment expense | $676,000 | 2,834 |
| Additional noninterest expense | $1,505,000 | 2,731 |
| Pre-tax net operating income | $1,978,000 | 3,567 |
| Securities gains (losses) | $9,000 | 2,430 |
| Applicable income taxes | $706,000 | 3,216 |
| Income before extraordinary items | $1,281,000 | 3,844 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,281,000 | 3,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $339,000 | 1,809 |
| Cash dividends | $390,000 | 4,036 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 366 |
| Net operating income | $1,275,240 | 3,793 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,216,000 | 2,944 |
| Total interest expense | $5,659,000 | 2,684 |
| Net interest income | $5,557,000 | 3,184 |
| Provision for loan and lease losses | $640,000 | 1,433 |
| Total noninterest income | $1,123,000 | 2,833 |
| Gross Fiduciary activities income | $112,000 | 1,084 |
| Service charges on deposit accounts | $502,000 | 2,716 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $509,000 | 2,879 |
| Total noninterest expense | $4,928,000 | 2,772 |
| Salaries and employee benefits | $2,682,000 | 2,486 |
| Premises and equipment expense | $732,000 | 2,672 |
| Additional noninterest expense | $1,514,000 | 3,089 |
| Pre-tax net operating income | $1,112,000 | 5,374 |
| Securities gains (losses) | $-16,000 | 10,516 |
| Applicable income taxes | $325,000 | 5,565 |
| Income before extraordinary items | $771,000 | 5,430 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $771,000 | 5,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $567,000 | 1,297 |
| Cash dividends | $340,000 | 4,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $782,200 | 5,329 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,770,000 | 3,077 |
| Total interest expense | $5,445,000 | 2,808 |
| Net interest income | $5,325,000 | 3,329 |
| Provision for loan and lease losses | $212,000 | 2,892 |
| Total noninterest income | $734,000 | 3,940 |
| Gross Fiduciary activities income | $69,000 | 1,234 |
| Service charges on deposit accounts | $477,000 | 2,840 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $188,000 | 5,298 |
| Total noninterest expense | $4,077,000 | 3,262 |
| Salaries and employee benefits | $2,059,000 | 3,224 |
| Premises and equipment expense | $617,000 | 3,140 |
| Additional noninterest expense | $1,401,000 | 3,260 |
| Pre-tax net operating income | $1,770,000 | 3,896 |
| Securities gains (losses) | $-61,000 | 11,281 |
| Applicable income taxes | $573,000 | 3,779 |
| Income before extraordinary items | $1,136,000 | 4,131 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,136,000 | 4,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,374 |
| Cash dividends | $640,000 | 2,807 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 665 |
| Net operating income | $1,176,260 | 3,999 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,256,000 | 3,632 |
| Total interest expense | $3,474,000 | 3,478 |
| Net interest income | $4,782,000 | 3,711 |
| Provision for loan and lease losses | $300,000 | 2,237 |
| Total noninterest income | $782,000 | 3,792 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $512,000 | 2,677 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $270,000 | 4,385 |
| Total noninterest expense | $3,818,000 | 3,567 |
| Salaries and employee benefits | $1,956,000 | 3,354 |
| Premises and equipment expense | $577,000 | 3,386 |
| Additional noninterest expense | $1,285,000 | 3,807 |
| Pre-tax net operating income | $1,446,000 | 4,547 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $471,000 | 4,235 |
| Income before extraordinary items | $976,000 | 4,618 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $976,000 | 4,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,413 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $975,330 | 4,661 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,424,000 | 4,082 |
| Total interest expense | $3,201,000 | 3,890 |
| Net interest income | $4,223,000 | 4,188 |
| Provision for loan and lease losses | $240,000 | 3,470 |
| Total noninterest income | $761,000 | 4,153 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $452,000 | 3,064 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $309,000 | 4,394 |
| Total noninterest expense | $3,617,000 | 3,802 |
| Salaries and employee benefits | $1,815,000 | 3,583 |
| Premises and equipment expense | $463,000 | 4,143 |
| Additional noninterest expense | $1,339,000 | 3,842 |
| Pre-tax net operating income | $1,127,000 | 5,423 |
| Securities gains (losses) | $80,000 | 2,797 |
| Applicable income taxes | $288,000 | 6,233 |
| Income before extraordinary items | $919,000 | 5,013 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $919,000 | 5,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $282,000 | 2,557 |
| Cash dividends | $360,000 | 3,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $858,200 | 5,058 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,444,000 | 4,581 |
| Total interest expense | $3,742,000 | 4,308 |
| Net interest income | $3,702,000 | 4,777 |
| Provision for loan and lease losses | $220,000 | 4,962 |
| Total noninterest income | $744,000 | 4,205 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $420,000 | 3,311 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $324,000 | 4,222 |
| Total noninterest expense | $3,224,000 | 4,236 |
| Salaries and employee benefits | $1,779,000 | 3,598 |
| Premises and equipment expense | $348,000 | 5,395 |
| Additional noninterest expense | $1,097,000 | 4,695 |
| Pre-tax net operating income | $1,002,000 | 5,606 |
| Securities gains (losses) | $129,000 | 2,606 |
| Applicable income taxes | $287,000 | 6,115 |
| Income before extraordinary items | $844,000 | 5,140 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $844,000 | 5,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 3,859 |
| Cash dividends | $300,000 | 3,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $747,250 | 5,309 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.