Home > First Bank & Trust > Income and Expense

First Bank & Trust, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$204,964,000301
Total interest expense$77,318,000285
Net interest income$127,646,000305
Provision for loan and lease losses$3,870,000381
Total noninterest income$36,353,000303
Gross Fiduciary activities income$9,634,000178
Service charges on deposit accounts$5,111,000270
Trading account gains and fees$0123
Additional Noninterest Income$21,608,000305
Total noninterest expense$111,752,000293
Salaries and employee benefits$72,536,000245
Premises and equipment expense$7,199,000407
Additional noninterest expense$21,608,000305
Pre-tax net operating income$48,377,000357
Securities gains (losses)$23,000629
Applicable income taxes$10,958,000321
Income before extraordinary items$37,442,000355
Extraordinary gains, net$054
Net income$37,442,000360
Minority interest net income$088
Net income of bank and minority interests.$37,442,000358
Net charge-offs$649,000654
Cash dividends$8,700,000542
Sale, conversion, retirement of capital stock, net$0540
Net operating income$37,423,830369
2023-09-30 (YTD Data)Rank
Total interest income$148,792,000304
Total interest expense$50,499,000302
Net interest income$98,293,000304
Provision for loan and lease losses$2,150,000431
Total noninterest income$27,461,000308
Gross Fiduciary activities income$7,107,000178
Service charges on deposit accounts$3,800,000272
Trading account gains and fees$0125
Additional Noninterest Income$16,554,000307
Total noninterest expense$84,842,000293
Salaries and employee benefits$56,264,000240
Premises and equipment expense$5,409,000406
Additional noninterest expense$16,554,000307
Pre-tax net operating income$38,762,000353
Securities gains (losses)$11,000596
Applicable income taxes$8,904,000320
Income before extraordinary items$29,869,000356
Extraordinary gains, net$052
Net income$29,869,000359
Minority interest net income$081
Net income of bank and minority interests.$29,869,000356
Net charge-offs$446,000610
Cash dividends$8,700,000408
Sale, conversion, retirement of capital stock, net$0507
Net operating income$29,860,310364
2023-06-30 (YTD Data)Rank
Total interest income$95,370,000301
Total interest expense$28,705,000303
Net interest income$66,665,000299
Provision for loan and lease losses$450,000825
Total noninterest income$17,784,000301
Gross Fiduciary activities income$4,764,000174
Service charges on deposit accounts$2,489,000268
Trading account gains and fees$0112
Additional Noninterest Income$10,531,000308
Total noninterest expense$56,793,000285
Salaries and employee benefits$37,793,000237
Premises and equipment expense$3,712,000386
Additional noninterest expense$10,531,000308
Pre-tax net operating income$27,206,000336
Securities gains (losses)$11,000611
Applicable income taxes$6,146,000316
Income before extraordinary items$21,071,000346
Extraordinary gains, net$051
Net income$21,071,000353
Minority interest net income$081
Net income of bank and minority interests.$21,071,000347
Net charge-offs$71,0001,055
Cash dividends$8,700,000303
Sale, conversion, retirement of capital stock, net$0486
Net operating income$21,062,310347
2023-03-31 (YTD Data)Rank
Total interest income$46,366,000310
Total interest expense$12,057,000318
Net interest income$34,309,000299
Provision for loan and lease losses$02,612
Total noninterest income$8,539,000313
Gross Fiduciary activities income$2,358,000177
Service charges on deposit accounts$1,221,000276
Trading account gains and fees$097
Additional Noninterest Income$4,960,000321
Total noninterest expense$28,620,000288
Salaries and employee benefits$19,107,000239
Premises and equipment expense$1,941,000386
Additional noninterest expense$4,960,000321
Pre-tax net operating income$14,228,000341
Securities gains (losses)$0950
Applicable income taxes$3,217,000314
Income before extraordinary items$11,011,000343
Extraordinary gains, net$04
Net income$11,011,000344
Minority interest net income$048
Net income of bank and minority interests.$11,011,000344
Net charge-offs$-30,0004,314
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$11,011,000348
2022-12-31 (YTD Data)Rank
Total interest income$167,483,000277
Total interest expense$15,352,000324
Net interest income$152,131,000272
Provision for loan and lease losses$1,110,000758
Total noninterest income$34,215,000324
Gross Fiduciary activities income$8,927,000190
Service charges on deposit accounts$4,553,000307
Trading account gains and fees$0116
Additional Noninterest Income$20,735,000337
Total noninterest expense$111,176,000288
Salaries and employee benefits$74,618,000239
Premises and equipment expense$7,158,000406
Additional noninterest expense$20,735,000337
Pre-tax net operating income$74,060,000292
Securities gains (losses)$22,000330
Applicable income taxes$17,485,000263
Income before extraordinary items$56,597,000291
Extraordinary gains, net$05
Net income$56,597,000291
Minority interest net income$063
Net income of bank and minority interests.$56,597,000291
Net charge-offs$171,000998
Cash dividends$28,000,000236
Sale, conversion, retirement of capital stock, net$0568
Net operating income$56,579,620299
2022-09-30 (YTD Data)Rank
Total interest income$121,743,000273
Total interest expense$7,505,000326
Net interest income$114,238,000266
Provision for loan and lease losses$1,200,000550
Total noninterest income$27,294,000327
Gross Fiduciary activities income$6,618,000191
Service charges on deposit accounts$3,322,000310
Trading account gains and fees$0111
Additional Noninterest Income$17,354,000319
Total noninterest expense$82,792,000286
Salaries and employee benefits$55,955,000241
Premises and equipment expense$5,435,000396
Additional noninterest expense$17,354,000319
Pre-tax net operating income$57,540,000286
Securities gains (losses)$9,000447
Applicable income taxes$13,842,000264
Income before extraordinary items$43,707,000287
Extraordinary gains, net$04
Net income$43,707,000287
Minority interest net income$057
Net income of bank and minority interests.$43,707,000287
Net charge-offs$47,0001,252
Cash dividends$22,000,000217
Sale, conversion, retirement of capital stock, net$0519
Net operating income$43,699,890292
2022-06-30 (YTD Data)Rank
Total interest income$78,262,000267
Total interest expense$3,662,000342
Net interest income$74,600,000261
Provision for loan and lease losses$400,000782
Total noninterest income$18,479,000313
Gross Fiduciary activities income$4,563,000161
Service charges on deposit accounts$2,111,000322
Trading account gains and fees$0108
Additional Noninterest Income$11,805,000324
Total noninterest expense$54,652,000280
Salaries and employee benefits$37,003,000237
Premises and equipment expense$3,673,000380
Additional noninterest expense$13,976,000337
Pre-tax net operating income$38,027,000276
Securities gains (losses)$9,000405
Applicable income taxes$9,060,000252
Income before extraordinary items$28,976,000278
Extraordinary gains, net$04
Net income$28,976,000278
Minority interest net income$060
Net income of bank and minority interests.$28,976,000278
Net charge-offs$46,000995
Cash dividends$14,500,000213
Sale, conversion, retirement of capital stock, net$0494
Net operating income$28,968,890283
2022-03-31 (YTD Data)Rank
Total interest income$38,095,000268
Total interest expense$1,726,000337
Net interest income$36,369,000266
Provision for loan and lease losses$02,285
Total noninterest income$9,374,000322
Gross Fiduciary activities income$2,360,000159
Service charges on deposit accounts$1,021,000329
Trading account gains and fees$0103
Additional Noninterest Income$5,993,000339
Total noninterest expense$26,883,000286
Salaries and employee benefits$18,287,000243
Premises and equipment expense$1,880,000376
Additional noninterest expense$6,716,000350
Pre-tax net operating income$18,860,000271
Securities gains (losses)$0623
Applicable income taxes$4,511,000246
Income before extraordinary items$14,349,000272
Extraordinary gains, net$04
Net income$14,349,000272
Minority interest net income$050
Net income of bank and minority interests.$14,349,000272
Net charge-offs$55,000643
Cash dividends$3,000,000350
Sale, conversion, retirement of capital stock, net$0453
Net operating income$14,349,000274
2021-12-31 (YTD Data)Rank
Total interest income$150,465,000263
Total interest expense$8,109,000347
Net interest income$142,356,000261
Provision for loan and lease losses$2,700,000214
Total noninterest income$38,474,000334
Gross Fiduciary activities income$8,904,000165
Service charges on deposit accounts$3,526,000359
Trading account gains and fees$0132
Additional Noninterest Income$26,044,000344
Total noninterest expense$102,974,000301
Salaries and employee benefits$70,307,000246
Premises and equipment expense$7,116,000393
Additional noninterest expense$25,551,000357
Pre-tax net operating income$75,156,000281
Securities gains (losses)$16,0001,585
Applicable income taxes$18,453,000269
Income before extraordinary items$56,719,000300
Extraordinary gains, net$010
Net income$56,719,000300
Minority interest net income$074
Net income of bank and minority interests.$56,719,000300
Net charge-offs$919,000447
Cash dividends$25,800,000250
Sale, conversion, retirement of capital stock, net$0582
Net operating income$56,706,360291
2021-09-30 (YTD Data)Rank
Total interest income$111,808,000269
Total interest expense$6,357,000344
Net interest income$105,451,000264
Provision for loan and lease losses$1,600,000272
Total noninterest income$29,529,000332
Gross Fiduciary activities income$6,092,000176
Service charges on deposit accounts$2,520,000367
Trading account gains and fees$0132
Additional Noninterest Income$20,917,000339
Total noninterest expense$75,933,000302
Salaries and employee benefits$52,775,000248
Premises and equipment expense$5,331,000398
Additional noninterest expense$17,827,000367
Pre-tax net operating income$57,447,000284
Securities gains (losses)$9,0001,653
Applicable income taxes$14,313,000265
Income before extraordinary items$43,143,000302
Extraordinary gains, net$08
Net income$43,143,000301
Minority interest net income$069
Net income of bank and minority interests.$43,143,000302
Net charge-offs$473,000518
Cash dividends$25,800,000203
Sale, conversion, retirement of capital stock, net$0543
Net operating income$43,135,890292
2021-06-30 (YTD Data)Rank
Total interest income$72,506,000272
Total interest expense$4,467,000343
Net interest income$68,039,000265
Provision for loan and lease losses$1,400,000220
Total noninterest income$20,272,000326
Gross Fiduciary activities income$3,791,000186
Service charges on deposit accounts$1,589,000372
Trading account gains and fees$0133
Additional Noninterest Income$14,892,000330
Total noninterest expense$50,115,000306
Salaries and employee benefits$34,563,000254
Premises and equipment expense$3,587,000400
Additional noninterest expense$11,965,000363
Pre-tax net operating income$36,796,000295
Securities gains (losses)$9,0001,454
Applicable income taxes$9,389,000266
Income before extraordinary items$27,416,000317
Extraordinary gains, net$06
Net income$27,416,000316
Minority interest net income$067
Net income of bank and minority interests.$27,416,000317
Net charge-offs$488,000410
Cash dividends$16,000,000195
Sale, conversion, retirement of capital stock, net$0517
Net operating income$27,408,890310
2021-03-31 (YTD Data)Rank
Total interest income$35,526,000276
Total interest expense$2,416,000338
Net interest income$33,110,000268
Provision for loan and lease losses$375,000456
Total noninterest income$10,421,000329
Gross Fiduciary activities income$1,812,000191
Service charges on deposit accounts$757,000381
Trading account gains and fees$0127
Additional Noninterest Income$7,852,000323
Total noninterest expense$25,304,000303
Salaries and employee benefits$17,166,000254
Premises and equipment expense$1,856,000388
Additional noninterest expense$6,282,000347
Pre-tax net operating income$17,852,000300
Securities gains (losses)$01,392
Applicable income taxes$4,140,000286
Income before extraordinary items$13,712,000313
Extraordinary gains, net$03
Net income$13,712,000313
Minority interest net income$055
Net income of bank and minority interests.$13,712,000313
Net charge-offs$63,000749
Cash dividends$7,600,000191
Sale, conversion, retirement of capital stock, net$0482
Net operating income$13,712,000303
2020-12-31 (YTD Data)Rank
Total interest income$138,070,000291
Total interest expense$17,037,000311
Net interest income$121,033,000287
Provision for loan and lease losses$8,979,000391
Total noninterest income$40,780,000311
Gross Fiduciary activities income$7,155,000179
Service charges on deposit accounts$3,056,000376
Trading account gains and fees$0133
Additional Noninterest Income$30,569,000297
Total noninterest expense$97,964,000293
Salaries and employee benefits$55,650,000292
Premises and equipment expense$7,112,000390
Additional noninterest expense$35,202,000267
Pre-tax net operating income$54,870,000273
Securities gains (losses)$899,000404
Applicable income taxes$12,959,000245
Income before extraordinary items$42,810,000282
Extraordinary gains, net$04
Net income$42,810,000280
Minority interest net income$072
Net income of bank and minority interests.$42,810,000282
Net charge-offs$2,458,000361
Cash dividends$10,000,000450
Sale, conversion, retirement of capital stock, net$0566
Net operating income$42,099,790280
2020-09-30 (YTD Data)Rank
Total interest income$62,780,000416
Total interest expense$9,283,000451
Net interest income$53,497,000412
Provision for loan and lease losses$4,841,000504
Total noninterest income$17,495,000428
Gross Fiduciary activities income$4,146,000207
Service charges on deposit accounts$1,510,000515
Trading account gains and fees$0125
Additional Noninterest Income$11,839,000457
Total noninterest expense$43,106,000439
Salaries and employee benefits$23,289,000451
Premises and equipment expense$3,354,000578
Additional noninterest expense$16,463,000371
Pre-tax net operating income$23,045,000396
Securities gains (losses)$460,000524
Applicable income taxes$5,120,000372
Income before extraordinary items$18,385,000419
Extraordinary gains, net$04
Net income$18,385,000419
Minority interest net income$065
Net income of bank and minority interests.$18,385,000419
Net charge-offs$778,000581
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$18,021,600411
2020-06-30 (YTD Data)Rank
Total interest income$42,014,000423
Total interest expense$6,835,000447
Net interest income$35,179,000420
Provision for loan and lease losses$4,546,000421
Total noninterest income$11,037,000416
Gross Fiduciary activities income$2,739,000206
Service charges on deposit accounts$1,006,000514
Trading account gains and fees$0123
Additional Noninterest Income$7,292,000450
Total noninterest expense$28,507,000437
Salaries and employee benefits$11,795,000578
Premises and equipment expense$2,208,000581
Additional noninterest expense$14,504,000305
Pre-tax net operating income$13,163,000399
Securities gains (losses)$290,000563
Applicable income taxes$2,874,000374
Income before extraordinary items$10,579,000422
Extraordinary gains, net$04
Net income$10,579,000421
Minority interest net income$065
Net income of bank and minority interests.$10,579,000422
Net charge-offs$677,000501
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$10,349,900413
2020-03-31 (YTD Data)Rank
Total interest income$21,162,000424
Total interest expense$3,986,000434
Net interest income$17,176,000424
Provision for loan and lease losses$525,000862
Total noninterest income$5,063,000419
Gross Fiduciary activities income$1,367,000208
Service charges on deposit accounts$553,000552
Trading account gains and fees$0106
Additional Noninterest Income$3,143,000443
Total noninterest expense$14,331,000436
Salaries and employee benefits$5,973,000567
Premises and equipment expense$1,125,000582
Additional noninterest expense$7,233,000304
Pre-tax net operating income$7,383,000332
Securities gains (losses)$01,705
Applicable income taxes$1,640,000312
Income before extraordinary items$5,743,000358
Extraordinary gains, net$04
Net income$5,743,000358
Minority interest net income$056
Net income of bank and minority interests.$5,743,000358
Net charge-offs$-15,0004,590
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,743,000352
2019-12-31 (YTD Data)Rank
Total interest income$86,290,000413
Total interest expense$17,475,000432
Net interest income$68,815,000417
Provision for loan and lease losses$3,275,000350
Total noninterest income$20,434,000420
Gross Fiduciary activities income$5,679,000208
Service charges on deposit accounts$2,164,000585
Trading account gains and fees$0135
Additional Noninterest Income$12,591,000448
Total noninterest expense$54,344,000441
Salaries and employee benefits$22,488,000586
Premises and equipment expense$4,531,000567
Additional noninterest expense$27,325,000308
Pre-tax net operating income$31,630,000425
Securities gains (losses)$13,0001,808
Applicable income taxes$6,419,000423
Income before extraordinary items$25,224,000443
Extraordinary gains, net$011
Net income$25,224,000442
Minority interest net income$076
Net income of bank and minority interests.$25,224,000443
Net charge-offs$128,0002,037
Cash dividends$7,300,000603
Sale, conversion, retirement of capital stock, net$0626
Net operating income$25,213,600434
2019-09-30 (YTD Data)Rank
Total interest income$64,706,000417
Total interest expense$13,160,000440
Net interest income$51,546,000420
Provision for loan and lease losses$2,075,000396
Total noninterest income$16,707,000397
Gross Fiduciary activities income$3,918,000211
Service charges on deposit accounts$1,580,000596
Trading account gains and fees$0129
Additional Noninterest Income$11,209,000389
Total noninterest expense$42,373,000414
Salaries and employee benefits$16,581,000600
Premises and equipment expense$3,388,000569
Additional noninterest expense$22,404,000288
Pre-tax net operating income$23,805,000434
Securities gains (losses)$7,0001,751
Applicable income taxes$5,179,000407
Income before extraordinary items$18,633,000454
Extraordinary gains, net$011
Net income$18,633,000454
Minority interest net income$072
Net income of bank and minority interests.$18,633,000454
Net charge-offs$150,0001,490
Cash dividends$5,500,000565
Sale, conversion, retirement of capital stock, net$0590
Net operating income$18,627,470449
2019-06-30 (YTD Data)Rank
Total interest income$42,620,000424
Total interest expense$8,563,000445
Net interest income$34,057,000425
Provision for loan and lease losses$825,000568
Total noninterest income$10,575,000398
Gross Fiduciary activities income$2,601,000214
Service charges on deposit accounts$999,000626
Trading account gains and fees$0131
Additional Noninterest Income$6,975,000400
Total noninterest expense$27,809,000426
Salaries and employee benefits$10,770,000612
Premises and equipment expense$2,224,000574
Additional noninterest expense$14,815,000294
Pre-tax net operating income$15,998,000418
Securities gains (losses)$7,0001,296
Applicable income taxes$3,491,000395
Income before extraordinary items$12,514,000442
Extraordinary gains, net$011
Net income$12,514,000442
Minority interest net income$069
Net income of bank and minority interests.$12,514,000442
Net charge-offs$39,0001,997
Cash dividends$3,700,000558
Sale, conversion, retirement of capital stock, net$0573
Net operating income$12,508,470436
2019-03-31 (YTD Data)Rank
Total interest income$20,660,000434
Total interest expense$4,131,000451
Net interest income$16,529,000435
Provision for loan and lease losses$100,0001,466
Total noninterest income$5,011,000401
Gross Fiduciary activities income$1,296,000213
Service charges on deposit accounts$446,000686
Trading account gains and fees$0126
Additional Noninterest Income$3,269,000405
Total noninterest expense$13,750,000427
Salaries and employee benefits$5,355,000612
Premises and equipment expense$1,103,000580
Additional noninterest expense$7,292,000290
Pre-tax net operating income$7,690,000430
Securities gains (losses)$01,087
Applicable income taxes$1,654,000406
Income before extraordinary items$6,036,000454
Extraordinary gains, net$05
Net income$6,036,000453
Minority interest net income$052
Net income of bank and minority interests.$6,036,000454
Net charge-offs$-37,0005,009
Cash dividends$1,800,000553
Sale, conversion, retirement of capital stock, net$0529
Net operating income$6,036,000444
2018-12-31 (YTD Data)Rank
Total interest income$77,051,000427
Total interest expense$10,623,000488
Net interest income$66,428,000420
Provision for loan and lease losses$1,505,000617
Total noninterest income$23,552,000374
Gross Fiduciary activities income$5,092,000216
Service charges on deposit accounts$1,607,000774
Trading account gains and fees$0126
Additional Noninterest Income$16,853,000355
Total noninterest expense$55,670,000420
Salaries and employee benefits$21,473,000582
Premises and equipment expense$4,335,000584
Additional noninterest expense$29,862,000288
Pre-tax net operating income$32,805,000415
Securities gains (losses)$-498,0005,255
Applicable income taxes$6,810,000386
Income before extraordinary items$25,497,000424
Extraordinary gains, net$06
Net income$25,497,000423
Minority interest net income$072
Net income of bank and minority interests.$25,497,000423
Net charge-offs$-349,0005,264
Cash dividends$6,500,000588
Sale, conversion, retirement of capital stock, net$0671
Net operating income$25,890,420421
2018-09-30 (YTD Data)Rank
Total interest income$56,429,000430
Total interest expense$7,093,000509
Net interest income$49,336,000418
Provision for loan and lease losses$905,000701
Total noninterest income$15,272,000413
Gross Fiduciary activities income$3,654,000217
Service charges on deposit accounts$1,150,000797
Trading account gains and fees$0138
Additional Noninterest Income$10,468,000403
Total noninterest expense$40,031,000434
Salaries and employee benefits$15,727,000600
Premises and equipment expense$3,258,000582
Additional noninterest expense$21,046,000295
Pre-tax net operating income$23,672,000428
Securities gains (losses)$9,000734
Applicable income taxes$5,115,000400
Income before extraordinary items$18,566,000438
Extraordinary gains, net$05
Net income$18,566,000436
Minority interest net income$066
Net income of bank and minority interests.$18,566,000437
Net charge-offs$-403,0005,363
Cash dividends$5,500,000500
Sale, conversion, retirement of capital stock, net$0633
Net operating income$18,558,890438
2018-06-30 (YTD Data)Rank
Total interest income$36,999,000431
Total interest expense$4,298,000515
Net interest income$32,701,000414
Provision for loan and lease losses$530,000785
Total noninterest income$9,970,000423
Gross Fiduciary activities income$2,463,000217
Service charges on deposit accounts$747,000813
Trading account gains and fees$0130
Additional Noninterest Income$6,760,000407
Total noninterest expense$26,737,000436
Salaries and employee benefits$10,407,000606
Premises and equipment expense$2,168,000585
Additional noninterest expense$14,162,000290
Pre-tax net operating income$15,404,000425
Securities gains (losses)$10,000602
Applicable income taxes$3,274,000412
Income before extraordinary items$12,140,000436
Extraordinary gains, net$06
Net income$12,140,000435
Minority interest net income$065
Net income of bank and minority interests.$12,140,000435
Net charge-offs$-133,0005,272
Cash dividends$3,600,000502
Sale, conversion, retirement of capital stock, net$0620
Net operating income$12,132,100435
2018-03-31 (YTD Data)Rank
Total interest income$17,655,000443
Total interest expense$1,971,000532
Net interest income$15,684,000434
Provision for loan and lease losses$03,508
Total noninterest income$4,899,000417
Gross Fiduciary activities income$1,246,000217
Service charges on deposit accounts$352,000858
Trading account gains and fees$0123
Additional Noninterest Income$3,301,000410
Total noninterest expense$13,284,000437
Salaries and employee benefits$5,094,000619
Premises and equipment expense$1,080,000584
Additional noninterest expense$7,110,000286
Pre-tax net operating income$7,299,000434
Securities gains (losses)$0735
Applicable income taxes$1,493,000429
Income before extraordinary items$5,806,000446
Extraordinary gains, net$07
Net income$5,806,000445
Minority interest net income$052
Net income of bank and minority interests.$5,806,000446
Net charge-offs$-38,0005,164
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$5,806,000447
2017-12-31 (YTD Data)Rank
Total interest income$56,178,000514
Total interest expense$5,805,000597
Net interest income$50,373,000502
Provision for loan and lease losses$1,240,000753
Total noninterest income$18,427,000446
Gross Fiduciary activities income$4,653,000220
Service charges on deposit accounts$1,082,0001,115
Trading account gains and fees$0151
Additional Noninterest Income$12,692,000433
Total noninterest expense$41,208,000528
Salaries and employee benefits$14,808,000829
Premises and equipment expense$3,182,000785
Additional noninterest expense$23,218,000345
Pre-tax net operating income$26,352,000435
Securities gains (losses)$-20,0005,168
Applicable income taxes$9,966,000408
Income before extraordinary items$16,366,000480
Extraordinary gains, net$09
Net income$16,366,000479
Minority interest net income$076
Net income of bank and minority interests.$16,366,000480
Net charge-offs$-76,0005,233
Cash dividends$2,250,0001,294
Sale, conversion, retirement of capital stock, net$0711
Net operating income$16,378,800476
2017-09-30 (YTD Data)Rank
Total interest income$40,485,000531
Total interest expense$4,059,000625
Net interest income$36,426,000523
Provision for loan and lease losses$595,0001,029
Total noninterest income$12,344,000499
Gross Fiduciary activities income$3,326,000223
Service charges on deposit accounts$799,0001,137
Trading account gains and fees$0145
Additional Noninterest Income$8,219,000488
Total noninterest expense$28,927,000565
Salaries and employee benefits$10,628,000861
Premises and equipment expense$2,312,000812
Additional noninterest expense$15,987,000360
Pre-tax net operating income$19,248,000460
Securities gains (losses)$-27,0005,526
Applicable income taxes$5,827,000443
Income before extraordinary items$13,394,000485
Extraordinary gains, net$09
Net income$13,394,000483
Minority interest net income$071
Net income of bank and minority interests.$13,394,000485
Net charge-offs$-216,0005,504
Cash dividends$2,250,000949
Sale, conversion, retirement of capital stock, net$0677
Net operating income$13,412,900479
2017-06-30 (YTD Data)Rank
Total interest income$26,390,000543
Total interest expense$2,509,000646
Net interest income$23,881,000526
Provision for loan and lease losses$350,0001,079
Total noninterest income$7,935,000503
Gross Fiduciary activities income$2,269,000225
Service charges on deposit accounts$521,0001,146
Trading account gains and fees$0139
Additional Noninterest Income$5,145,000511
Total noninterest expense$19,191,000569
Salaries and employee benefits$7,034,000867
Premises and equipment expense$1,538,000816
Additional noninterest expense$10,619,000365
Pre-tax net operating income$12,275,000471
Securities gains (losses)$-27,0005,612
Applicable income taxes$3,677,000452
Income before extraordinary items$8,571,000493
Extraordinary gains, net$011
Net income$8,571,000491
Minority interest net income$071
Net income of bank and minority interests.$8,571,000493
Net charge-offs$-304,0005,666
Cash dividends$2,250,000688
Sale, conversion, retirement of capital stock, net$0659
Net operating income$8,589,900489
2017-03-31 (YTD Data)Rank
Total interest income$12,770,000557
Total interest expense$1,185,000661
Net interest income$11,585,000539
Provision for loan and lease losses$03,537
Total noninterest income$3,553,000538
Gross Fiduciary activities income$1,052,000229
Service charges on deposit accounts$256,0001,168
Trading account gains and fees$0142
Additional Noninterest Income$2,245,000542
Total noninterest expense$9,584,000578
Salaries and employee benefits$3,521,000872
Premises and equipment expense$788,000801
Additional noninterest expense$5,275,000367
Pre-tax net operating income$5,554,000489
Securities gains (losses)$-36,0005,751
Applicable income taxes$1,622,000485
Income before extraordinary items$3,896,000533
Extraordinary gains, net$08
Net income$3,896,000532
Minority interest net income$055
Net income of bank and minority interests.$3,896,000533
Net charge-offs$-128,0005,652
Cash dividends$2,250,000370
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,921,560521
2016-12-31 (YTD Data)Rank
Total interest income$51,882,000519
Total interest expense$4,732,000634
Net interest income$47,150,000509
Provision for loan and lease losses$1,315,000718
Total noninterest income$14,928,000515
Gross Fiduciary activities income$4,004,000225
Service charges on deposit accounts$1,159,0001,057
Trading account gains and fees$0170
Additional Noninterest Income$9,765,000525
Total noninterest expense$38,112,000569
Salaries and employee benefits$14,165,000835
Premises and equipment expense$3,241,000768
Additional noninterest expense$20,706,000365
Pre-tax net operating income$22,651,000459
Securities gains (losses)$-169,0005,836
Applicable income taxes$6,476,000466
Income before extraordinary items$16,006,000495
Extraordinary gains, net$05
Net income$16,006,000491
Minority interest net income$082
Net income of bank and minority interests.$16,006,000494
Net charge-offs$1,058,000636
Cash dividends$9,300,000403
Sale, conversion, retirement of capital stock, net$0759
Net operating income$16,125,990479
2016-09-30 (YTD Data)Rank
Total interest income$38,718,000518
Total interest expense$3,537,000630
Net interest income$35,181,000508
Provision for loan and lease losses$700,000907
Total noninterest income$11,041,000529
Gross Fiduciary activities income$2,960,000226
Service charges on deposit accounts$876,0001,050
Trading account gains and fees$0169
Additional Noninterest Income$7,205,000528
Total noninterest expense$28,724,000566
Salaries and employee benefits$10,695,000822
Premises and equipment expense$2,431,000769
Additional noninterest expense$15,598,000364
Pre-tax net operating income$16,798,000469
Securities gains (losses)$03,160
Applicable income taxes$5,039,000458
Income before extraordinary items$11,759,000503
Extraordinary gains, net$05
Net income$11,759,000500
Minority interest net income$071
Net income of bank and minority interests.$11,759,000503
Net charge-offs$-34,0005,255
Cash dividends$7,100,000382
Sale, conversion, retirement of capital stock, net$0719
Net operating income$11,759,000493
2016-06-30 (YTD Data)Rank
Total interest income$25,597,000524
Total interest expense$2,334,000635
Net interest income$23,263,000512
Provision for loan and lease losses$300,0001,234
Total noninterest income$6,738,000553
Gross Fiduciary activities income$1,945,000232
Service charges on deposit accounts$565,0001,072
Trading account gains and fees$0157
Additional Noninterest Income$4,228,000577
Total noninterest expense$19,038,000569
Salaries and employee benefits$6,986,000843
Premises and equipment expense$1,618,000770
Additional noninterest expense$10,434,000363
Pre-tax net operating income$10,663,000486
Securities gains (losses)$02,835
Applicable income taxes$3,114,000481
Income before extraordinary items$7,549,000517
Extraordinary gains, net$016
Net income$7,549,000514
Minority interest net income$071
Net income of bank and minority interests.$7,549,000516
Net charge-offs$-8,0004,897
Cash dividends$4,600,000385
Sale, conversion, retirement of capital stock, net$0705
Net operating income$7,549,000507
2016-03-31 (YTD Data)Rank
Total interest income$12,525,000532
Total interest expense$1,161,000641
Net interest income$11,364,000524
Provision for loan and lease losses$03,656
Total noninterest income$3,130,000559
Gross Fiduciary activities income$966,000233
Service charges on deposit accounts$268,0001,113
Trading account gains and fees$0142
Additional Noninterest Income$1,896,000592
Total noninterest expense$9,419,000569
Salaries and employee benefits$3,388,000872
Premises and equipment expense$786,000806
Additional noninterest expense$5,245,000357
Pre-tax net operating income$5,075,000487
Securities gains (losses)$02,077
Applicable income taxes$1,475,000483
Income before extraordinary items$3,600,000523
Extraordinary gains, net$012
Net income$3,600,000521
Minority interest net income$062
Net income of bank and minority interests.$3,600,000523
Net charge-offs$-5,0004,858
Cash dividends$2,100,000409
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,600,000511
2015-12-31 (YTD Data)Rank
Total interest income$51,625,000490
Total interest expense$4,724,000583
Net interest income$46,901,000486
Provision for loan and lease losses$740,0001,031
Total noninterest income$14,274,000519
Gross Fiduciary activities income$3,683,000238
Service charges on deposit accounts$1,234,0001,011
Trading account gains and fees$0159
Additional Noninterest Income$9,357,000513
Total noninterest expense$38,384,000551
Salaries and employee benefits$13,428,000844
Premises and equipment expense$3,253,000754
Additional noninterest expense$21,703,000342
Pre-tax net operating income$22,051,000445
Securities gains (losses)$525,000340
Applicable income taxes$6,611,000436
Income before extraordinary items$15,965,000465
Extraordinary gains, net$023
Net income$15,965,000464
Minority interest net income$081
Net income of bank and minority interests.$15,965,000466
Net charge-offs$1,186,000596
Cash dividends$19,409,000234
Sale, conversion, retirement of capital stock, net$0804
Net operating income$15,592,250466
2015-09-30 (YTD Data)Rank
Total interest income$38,167,000502
Total interest expense$3,563,000585
Net interest income$34,604,000496
Provision for loan and lease losses$580,000933
Total noninterest income$10,960,000522
Gross Fiduciary activities income$2,879,000234
Service charges on deposit accounts$918,0001,017
Trading account gains and fees$0153
Additional Noninterest Income$7,163,000527
Total noninterest expense$29,014,000545
Salaries and employee benefits$10,138,000846
Premises and equipment expense$2,390,000783
Additional noninterest expense$16,486,000347
Pre-tax net operating income$15,970,000473
Securities gains (losses)$03,031
Applicable income taxes$4,600,000471
Income before extraordinary items$11,370,000494
Extraordinary gains, net$021
Net income$11,370,000492
Minority interest net income$078
Net income of bank and minority interests.$11,370,000494
Net charge-offs$259,0001,317
Cash dividends$16,959,000200
Sale, conversion, retirement of capital stock, net$0773
Net operating income$11,370,000485
2015-06-30 (YTD Data)Rank
Total interest income$18,281,000706
Total interest expense$1,641,000867
Net interest income$16,640,000684
Provision for loan and lease losses$530,000720
Total noninterest income$6,400,000575
Gross Fiduciary activities income$1,942,000236
Service charges on deposit accounts$318,0001,769
Trading account gains and fees$0157
Additional Noninterest Income$4,140,000579
Total noninterest expense$14,418,000725
Salaries and employee benefits$5,103,0001,108
Premises and equipment expense$1,230,000997
Additional noninterest expense$8,085,000435
Pre-tax net operating income$8,092,000585
Securities gains (losses)$02,636
Applicable income taxes$2,230,000600
Income before extraordinary items$5,862,000629
Extraordinary gains, net$022
Net income$5,862,000627
Minority interest net income$075
Net income of bank and minority interests.$5,862,000629
Net charge-offs$139,0001,436
Cash dividends$3,540,000447
Sale, conversion, retirement of capital stock, net$0751
Net operating income$5,862,000619
2015-03-31 (YTD Data)Rank
Total interest income$8,966,000713
Total interest expense$829,000857
Net interest income$8,137,000700
Provision for loan and lease losses$03,703
Total noninterest income$3,048,000579
Gross Fiduciary activities income$972,000236
Service charges on deposit accounts$151,0001,808
Trading account gains and fees$0152
Additional Noninterest Income$1,925,000589
Total noninterest expense$7,153,000725
Salaries and employee benefits$2,524,0001,125
Premises and equipment expense$619,000989
Additional noninterest expense$4,010,000432
Pre-tax net operating income$4,032,000572
Securities gains (losses)$02,027
Applicable income taxes$1,107,000587
Income before extraordinary items$2,925,000616
Extraordinary gains, net$013
Net income$2,925,000613
Minority interest net income$064
Net income of bank and minority interests.$2,925,000616
Net charge-offs$30,0001,887
Cash dividends$1,680,000427
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,925,000598
2014-12-31 (YTD Data)Rank
Total interest income$37,021,000682
Total interest expense$3,615,000818
Net interest income$33,406,000660
Provision for loan and lease losses$225,0002,344
Total noninterest income$14,296,000499
Gross Fiduciary activities income$3,774,000234
Service charges on deposit accounts$707,0001,733
Trading account gains and fees$0180
Additional Noninterest Income$9,815,000453
Total noninterest expense$27,579,000737
Salaries and employee benefits$9,556,0001,142
Premises and equipment expense$2,269,0001,062
Additional noninterest expense$15,754,000445
Pre-tax net operating income$19,898,000451
Securities gains (losses)$20,0002,325
Applicable income taxes$5,862,000445
Income before extraordinary items$14,056,000490
Extraordinary gains, net$017
Net income$14,056,000487
Minority interest net income$084
Net income of bank and minority interests.$14,056,000489
Net charge-offs$294,0002,043
Cash dividends$8,400,000385
Sale, conversion, retirement of capital stock, net$0862
Net operating income$14,041,800481
2014-09-30 (YTD Data)Rank
Total interest income$26,427,000716
Total interest expense$2,791,000802
Net interest income$23,636,000697
Provision for loan and lease losses$04,401
Total noninterest income$10,018,000520
Gross Fiduciary activities income$2,657,000246
Service charges on deposit accounts$526,0001,760
Trading account gains and fees$0174
Additional Noninterest Income$6,835,000486
Total noninterest expense$20,384,000746
Salaries and employee benefits$6,987,0001,168
Premises and equipment expense$1,656,0001,093
Additional noninterest expense$11,741,000446
Pre-tax net operating income$13,270,000512
Securities gains (losses)$02,980
Applicable income taxes$3,803,000495
Income before extraordinary items$9,467,000542
Extraordinary gains, net$015
Net income$9,467,000539
Minority interest net income$081
Net income of bank and minority interests.$9,467,000542
Net charge-offs$199,0001,994
Cash dividends$5,650,000397
Sale, conversion, retirement of capital stock, net$0819
Net operating income$9,467,000530
2014-06-30 (YTD Data)Rank
Total interest income$17,488,000713
Total interest expense$1,953,000762
Net interest income$15,535,000702
Provision for loan and lease losses$04,196
Total noninterest income$6,995,000505
Gross Fiduciary activities income$1,788,000246
Service charges on deposit accounts$346,0001,758
Trading account gains and fees$0172
Additional Noninterest Income$4,861,000464
Total noninterest expense$13,657,000739
Salaries and employee benefits$4,592,0001,180
Premises and equipment expense$1,103,0001,098
Additional noninterest expense$7,962,000433
Pre-tax net operating income$8,873,000495
Securities gains (losses)$02,580
Applicable income taxes$2,551,000483
Income before extraordinary items$6,322,000516
Extraordinary gains, net$020
Net income$6,322,000515
Minority interest net income$080
Net income of bank and minority interests.$6,322,000516
Net charge-offs$273,0001,326
Cash dividends$3,750,000399
Sale, conversion, retirement of capital stock, net$0794
Net operating income$6,322,000515
2014-03-31 (YTD Data)Rank
Total interest income$8,663,000725
Total interest expense$1,021,000733
Net interest income$7,642,000719
Provision for loan and lease losses$03,817
Total noninterest income$3,489,000484
Gross Fiduciary activities income$976,000237
Service charges on deposit accounts$171,0001,759
Trading account gains and fees$0147
Additional Noninterest Income$2,342,000445
Total noninterest expense$6,854,000747
Salaries and employee benefits$2,259,0001,216
Premises and equipment expense$578,0001,080
Additional noninterest expense$4,017,000432
Pre-tax net operating income$4,277,000502
Securities gains (losses)$01,715
Applicable income taxes$1,219,000482
Income before extraordinary items$3,058,000523
Extraordinary gains, net$016
Net income$3,058,000523
Minority interest net income$066
Net income of bank and minority interests.$3,058,000524
Net charge-offs$209,000922
Cash dividends$1,800,000367
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,058,000520
2013-12-31 (YTD Data)Rank
Total interest income$37,258,000661
Total interest expense$4,734,000706
Net interest income$32,524,000653
Provision for loan and lease losses$335,0002,316
Total noninterest income$20,227,000406
Gross Fiduciary activities income$2,950,000262
Service charges on deposit accounts$1,741,000793
Trading account gains and fees$0184
Additional Noninterest Income$15,536,000350
Total noninterest expense$28,278,000717
Salaries and employee benefits$9,658,0001,131
Premises and equipment expense$2,185,0001,090
Additional noninterest expense$16,435,000436
Pre-tax net operating income$24,138,000375
Securities gains (losses)$383,000572
Applicable income taxes$7,328,000349
Income before extraordinary items$17,193,000409
Extraordinary gains, net$029
Net income$17,193,000405
Minority interest net income$090
Net income of bank and minority interests.$17,193,000409
Net charge-offs$339,0002,429
Cash dividends$12,100,000286
Sale, conversion, retirement of capital stock, net$0924
Net operating income$16,924,900409
2013-09-30 (YTD Data)Rank
Total interest income$27,106,000688
Total interest expense$3,679,000707
Net interest income$23,427,000678
Provision for loan and lease losses$35,0004,223
Total noninterest income$16,930,000385
Gross Fiduciary activities income$2,111,000268
Service charges on deposit accounts$1,298,000810
Trading account gains and fees$0180
Additional Noninterest Income$13,521,000324
Total noninterest expense$21,197,000721
Salaries and employee benefits$7,338,0001,114
Premises and equipment expense$1,621,0001,102
Additional noninterest expense$12,238,000439
Pre-tax net operating income$19,125,000365
Securities gains (losses)$383,000524
Applicable income taxes$6,064,000325
Income before extraordinary items$13,444,000393
Extraordinary gains, net$025
Net income$13,444,000394
Minority interest net income$084
Net income of bank and minority interests.$13,444,000395
Net charge-offs$286,0002,166
Cash dividends$9,900,000247
Sale, conversion, retirement of capital stock, net$0868
Net operating income$13,179,730399
2013-06-30 (YTD Data)Rank
Total interest income$17,920,000689
Total interest expense$2,561,000694
Net interest income$15,359,000684
Provision for loan and lease losses$35,0003,880
Total noninterest income$13,271,000344
Gross Fiduciary activities income$1,397,000269
Service charges on deposit accounts$828,000830
Trading account gains and fees$0157
Additional Noninterest Income$11,046,000288
Total noninterest expense$14,247,000717
Salaries and employee benefits$5,046,0001,074
Premises and equipment expense$1,095,0001,091
Additional noninterest expense$8,106,000436
Pre-tax net operating income$14,348,000327
Securities gains (losses)$383,000467
Applicable income taxes$4,699,000289
Income before extraordinary items$10,032,000352
Extraordinary gains, net$022
Net income$10,032,000354
Minority interest net income$082
Net income of bank and minority interests.$10,032,000354
Net charge-offs$219,0002,009
Cash dividends$3,200,000423
Sale, conversion, retirement of capital stock, net$0838
Net operating income$9,771,560349
2013-03-31 (YTD Data)Rank
Total interest income$9,030,000696
Total interest expense$1,333,000689
Net interest income$7,697,000692
Provision for loan and lease losses$35,0003,111
Total noninterest income$2,753,000643
Gross Fiduciary activities income$684,000269
Service charges on deposit accounts$388,000860
Trading account gains and fees$0148
Additional Noninterest Income$1,681,000677
Total noninterest expense$6,736,000768
Salaries and employee benefits$2,166,0001,250
Premises and equipment expense$546,0001,113
Additional noninterest expense$4,024,000453
Pre-tax net operating income$3,679,000559
Securities gains (losses)$01,966
Applicable income taxes$997,000546
Income before extraordinary items$2,682,000611
Extraordinary gains, net$010
Net income$2,682,000611
Minority interest net income$076
Net income of bank and minority interests.$2,682,000613
Net charge-offs$173,0001,479
Cash dividends$1,400,000416
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,682,000580
2012-12-31 (YTD Data)Rank
Total interest income$37,891,000690
Total interest expense$7,121,000599
Net interest income$30,770,000702
Provision for loan and lease losses$800,0002,072
Total noninterest income$14,241,000524
Gross Fiduciary activities income$2,634,000264
Service charges on deposit accounts$1,794,000789
Trading account gains and fees$0166
Additional Noninterest Income$9,813,000499
Total noninterest expense$27,019,000745
Salaries and employee benefits$8,633,0001,220
Premises and equipment expense$2,294,0001,042
Additional noninterest expense$16,092,000480
Pre-tax net operating income$17,192,000478
Securities gains (losses)$664,000767
Applicable income taxes$3,341,000561
Income before extraordinary items$14,515,000459
Extraordinary gains, net$029
Net income$14,515,000458
Minority interest net income$093
Net income of bank and minority interests.$14,515,000458
Net charge-offs$732,0002,176
Cash dividends$8,110,000365
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$13,977,160466
2012-09-30 (YTD Data)Rank
Total interest income$28,666,000695
Total interest expense$5,593,000597
Net interest income$23,073,000707
Provision for loan and lease losses$800,0001,704
Total noninterest income$10,411,000531
Gross Fiduciary activities income$1,926,000268
Service charges on deposit accounts$1,337,000793
Trading account gains and fees$0157
Additional Noninterest Income$7,148,000502
Total noninterest expense$20,017,000751
Salaries and employee benefits$6,293,0001,253
Premises and equipment expense$1,728,0001,033
Additional noninterest expense$11,996,000477
Pre-tax net operating income$12,667,000492
Securities gains (losses)$644,000618
Applicable income taxes$3,854,000442
Income before extraordinary items$9,457,000538
Extraordinary gains, net$020
Net income$9,457,000537
Minority interest net income$086
Net income of bank and minority interests.$9,457,000538
Net charge-offs$6,0005,452
Cash dividends$5,110,000357
Sale, conversion, retirement of capital stock, net$0952
Net operating income$8,999,760528
2012-06-30 (YTD Data)Rank
Total interest income$19,169,000703
Total interest expense$3,899,000589
Net interest income$15,270,000719
Provision for loan and lease losses$800,0001,285
Total noninterest income$6,405,000552
Gross Fiduciary activities income$1,275,000265
Service charges on deposit accounts$882,000792
Trading account gains and fees$0153
Additional Noninterest Income$4,248,000537
Total noninterest expense$13,539,000738
Salaries and employee benefits$4,230,0001,241
Premises and equipment expense$1,142,0001,035
Additional noninterest expense$8,167,000465
Pre-tax net operating income$7,336,000537
Securities gains (losses)$510,000534
Applicable income taxes$2,185,000483
Income before extraordinary items$5,661,000572
Extraordinary gains, net$019
Net income$5,661,000568
Minority interest net income$084
Net income of bank and minority interests.$5,661,000572
Net charge-offs$407,0001,985
Cash dividends$3,310,000353
Sale, conversion, retirement of capital stock, net$0928
Net operating income$5,293,800583
2012-03-31 (YTD Data)Rank
Total interest income$9,184,000733
Total interest expense$1,868,000640
Net interest income$7,316,000749
Provision for loan and lease losses$500,0001,039
Total noninterest income$3,145,000561
Gross Fiduciary activities income$631,000272
Service charges on deposit accounts$397,000873
Trading account gains and fees$0148
Additional Noninterest Income$2,117,000530
Total noninterest expense$6,516,000760
Salaries and employee benefits$2,032,0001,279
Premises and equipment expense$571,0001,041
Additional noninterest expense$3,913,000463
Pre-tax net operating income$3,445,000560
Securities gains (losses)$02,210
Applicable income taxes$935,000541
Income before extraordinary items$2,510,000619
Extraordinary gains, net$019
Net income$2,510,000620
Minority interest net income$078
Net income of bank and minority interests.$2,510,000620
Net charge-offs$215,0001,773
Cash dividends$1,400,000366
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,510,000606
2011-12-31 (YTD Data)Rank
Total interest income$38,705,000722
Total interest expense$8,932,000652
Net interest income$29,773,000730
Provision for loan and lease losses$1,975,0001,583
Total noninterest income$13,611,000493
Gross Fiduciary activities income$2,428,000237
Service charges on deposit accounts$1,844,000792
Trading account gains and fees$0146
Additional Noninterest Income$9,339,000447
Total noninterest expense$26,760,000736
Salaries and employee benefits$7,935,0001,247
Premises and equipment expense$2,339,0001,064
Additional noninterest expense$16,486,000467
Pre-tax net operating income$14,649,000467
Securities gains (losses)$03,838
Applicable income taxes$3,942,000476
Income before extraordinary items$10,707,000502
Extraordinary gains, net$029
Net income$10,707,000502
Minority interest net income$096
Net income of bank and minority interests.$10,707,000503
Net charge-offs$3,098,0001,171
Cash dividends$4,600,000449
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$10,707,000491
2011-09-30 (YTD Data)Rank
Total interest income$29,188,000732
Total interest expense$6,934,000653
Net interest income$22,254,000745
Provision for loan and lease losses$1,625,0001,433
Total noninterest income$10,140,000490
Gross Fiduciary activities income$1,801,000237
Service charges on deposit accounts$1,403,000778
Trading account gains and fees$0145
Additional Noninterest Income$6,936,000457
Total noninterest expense$19,708,000753
Salaries and employee benefits$5,860,0001,266
Premises and equipment expense$1,672,0001,138
Additional noninterest expense$12,176,000459
Pre-tax net operating income$11,061,000472
Securities gains (losses)$03,555
Applicable income taxes$3,017,000471
Income before extraordinary items$8,044,000510
Extraordinary gains, net$021
Net income$8,044,000509
Minority interest net income$087
Net income of bank and minority interests.$8,044,000510
Net charge-offs$2,614,0001,027
Cash dividends$4,600,000314
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$8,044,000498
2011-06-30 (YTD Data)Rank
Total interest income$19,227,000752
Total interest expense$4,771,000665
Net interest income$14,456,000767
Provision for loan and lease losses$750,0001,800
Total noninterest income$7,068,000482
Gross Fiduciary activities income$1,201,000237
Service charges on deposit accounts$970,000757
Trading account gains and fees$0153
Additional Noninterest Income$4,897,000433
Total noninterest expense$13,128,000761
Salaries and employee benefits$3,856,0001,299
Premises and equipment expense$1,124,0001,138
Additional noninterest expense$8,148,000470
Pre-tax net operating income$7,646,000452
Securities gains (losses)$02,914
Applicable income taxes$2,113,000442
Income before extraordinary items$5,533,000492
Extraordinary gains, net$015
Net income$5,533,000492
Minority interest net income$089
Net income of bank and minority interests.$5,533,000492
Net charge-offs$1,544,0001,094
Cash dividends$3,100,000299
Sale, conversion, retirement of capital stock, net$0986
Net operating income$5,533,000473
2011-03-31 (YTD Data)Rank
Total interest income$9,509,000765
Total interest expense$2,469,000666
Net interest income$7,040,000793
Provision for loan and lease losses$50,0004,153
Total noninterest income$3,454,000490
Gross Fiduciary activities income$586,000240
Service charges on deposit accounts$473,000757
Trading account gains and fees$0158
Additional Noninterest Income$2,395,000450
Total noninterest expense$6,618,000757
Salaries and employee benefits$1,954,0001,287
Premises and equipment expense$589,0001,110
Additional noninterest expense$4,075,000460
Pre-tax net operating income$3,826,000454
Securities gains (losses)$01,772
Applicable income taxes$1,081,000425
Income before extraordinary items$2,745,000492
Extraordinary gains, net$09
Net income$2,745,000491
Minority interest net income$086
Net income of bank and minority interests.$2,745,000492
Net charge-offs$92,0002,815
Cash dividends$1,400,000293
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,745,000476
2010-12-31 (YTD Data)Rank
Total interest income$40,539,000748
Total interest expense$13,019,000606
Net interest income$27,520,000806
Provision for loan and lease losses$5,515,0001,061
Total noninterest income$11,344,000576
Gross Fiduciary activities income$2,247,000236
Service charges on deposit accounts$2,109,000715
Trading account gains and fees$0175
Additional Noninterest Income$6,988,000586
Total noninterest expense$25,720,000779
Salaries and employee benefits$7,623,0001,289
Premises and equipment expense$2,057,0001,259
Additional noninterest expense$16,040,000489
Pre-tax net operating income$7,629,000705
Securities gains (losses)$108,0002,101
Applicable income taxes$1,574,000875
Income before extraordinary items$6,163,000723
Extraordinary gains, net$029
Net income$6,163,000722
Minority interest net income$0111
Net income of bank and minority interests.$6,163,000724
Net charge-offs$4,211,0001,165
Cash dividends$2,500,000659
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$6,076,600701
2010-09-30 (YTD Data)Rank
Total interest income$30,514,000749
Total interest expense$10,201,000606
Net interest income$20,313,000812
Provision for loan and lease losses$4,775,000907
Total noninterest income$8,191,000576
Gross Fiduciary activities income$1,609,000243
Service charges on deposit accounts$1,580,000733
Trading account gains and fees$0165
Additional Noninterest Income$5,002,000574
Total noninterest expense$19,217,000770
Salaries and employee benefits$5,746,0001,288
Premises and equipment expense$1,568,0001,256
Additional noninterest expense$11,903,000476
Pre-tax net operating income$4,512,000917
Securities gains (losses)$108,0001,878
Applicable income taxes$804,0001,198
Income before extraordinary items$3,816,000910
Extraordinary gains, net$023
Net income$3,816,000912
Minority interest net income$0110
Net income of bank and minority interests.$3,816,000912
Net charge-offs$3,770,000951
Cash dividends$1,500,000712
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,726,360896
2010-06-30 (YTD Data)Rank
Total interest income$20,296,000760
Total interest expense$7,092,000598
Net interest income$13,204,000826
Provision for loan and lease losses$4,500,000688
Total noninterest income$5,281,000586
Gross Fiduciary activities income$1,080,000246
Service charges on deposit accounts$1,042,000739
Trading account gains and fees$0152
Additional Noninterest Income$3,159,000572
Total noninterest expense$12,737,000771
Salaries and employee benefits$3,820,0001,292
Premises and equipment expense$1,073,0001,236
Additional noninterest expense$7,844,000480
Pre-tax net operating income$1,248,0002,000
Securities gains (losses)$108,0001,366
Applicable income taxes$-15,0006,952
Income before extraordinary items$1,371,0001,598
Extraordinary gains, net$019
Net income$1,371,0001,598
Minority interest net income$0105
Net income of bank and minority interests.$1,371,0001,598
Net charge-offs$3,661,000703
Cash dividends$500,0001,315
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,263,0001,646
2010-03-31 (YTD Data)Rank
Total interest income$10,167,000770
Total interest expense$3,663,000617
Net interest income$6,504,000851
Provision for loan and lease losses$1,150,0001,066
Total noninterest income$2,345,000632
Gross Fiduciary activities income$537,000246
Service charges on deposit accounts$487,000800
Trading account gains and fees$0175
Additional Noninterest Income$1,321,000646
Total noninterest expense$6,436,000764
Salaries and employee benefits$1,904,0001,315
Premises and equipment expense$555,0001,220
Additional noninterest expense$3,977,000465
Pre-tax net operating income$1,263,0001,048
Securities gains (losses)$02,284
Applicable income taxes$184,0001,509
Income before extraordinary items$1,079,0001,012
Extraordinary gains, net$016
Net income$1,079,0001,014
Minority interest net income$091
Net income of bank and minority interests.$1,079,0001,015
Net charge-offs$276,0002,109
Cash dividends$500,000654
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,079,000984
2009-12-31 (YTD Data)Rank
Total interest income$42,966,000776
Total interest expense$17,269,000669
Net interest income$25,697,000843
Provision for loan and lease losses$10,361,000844
Total noninterest income$10,404,000617
Gross Fiduciary activities income$1,892,000257
Service charges on deposit accounts$2,103,000818
Trading account gains and fees$0211
Additional Noninterest Income$6,409,000594
Total noninterest expense$23,471,000899
Salaries and employee benefits$7,432,0001,347
Premises and equipment expense$1,864,0001,453
Additional noninterest expense$14,175,000578
Pre-tax net operating income$2,269,0001,715
Securities gains (losses)$580,000787
Applicable income taxes$-155,0006,683
Income before extraordinary items$3,004,0001,129
Extraordinary gains, net$034
Net income$3,004,0001,127
Minority interest net income$0115
Net income of bank and minority interests.$3,004,0001,128
Net charge-offs$8,126,000799
Cash dividends$1,275,0001,351
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,424,0001,350
2009-09-30 (YTD Data)Rank
Total interest income$32,336,000792
Total interest expense$13,274,000687
Net interest income$19,062,000862
Provision for loan and lease losses$9,101,000671
Total noninterest income$7,712,000637
Gross Fiduciary activities income$1,234,000279
Service charges on deposit accounts$1,570,000817
Trading account gains and fees$0212
Additional Noninterest Income$4,908,000602
Total noninterest expense$17,509,000889
Salaries and employee benefits$5,674,0001,337
Premises and equipment expense$1,351,0001,511
Additional noninterest expense$10,484,000561
Pre-tax net operating income$164,0005,069
Securities gains (losses)$03,497
Applicable income taxes$-816,0007,487
Income before extraordinary items$980,0002,517
Extraordinary gains, net$027
Net income$980,0002,515
Minority interest net income$0118
Net income of bank and minority interests.$980,0002,518
Net charge-offs$7,909,000602
Cash dividends$1,275,0001,008
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$980,0002,465
2009-06-30 (YTD Data)Rank
Total interest income$21,472,000816
Total interest expense$8,915,000724
Net interest income$12,557,000872
Provision for loan and lease losses$2,071,0001,367
Total noninterest income$5,210,000638
Gross Fiduciary activities income$816,000282
Service charges on deposit accounts$1,012,000828
Trading account gains and fees$0193
Additional Noninterest Income$3,382,000594
Total noninterest expense$11,665,000913
Salaries and employee benefits$3,810,0001,356
Premises and equipment expense$917,0001,520
Additional noninterest expense$6,938,000575
Pre-tax net operating income$4,031,000554
Securities gains (losses)$03,136
Applicable income taxes$952,000645
Income before extraordinary items$3,079,000587
Extraordinary gains, net$021
Net income$3,079,000584
Minority interest net income$0112
Net income of bank and minority interests.$3,079,000587
Net charge-offs$1,474,0001,351
Cash dividends$1,275,000715
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,079,000564
2009-03-31 (YTD Data)Rank
Total interest income$10,626,000825
Total interest expense$4,595,000725
Net interest income$6,031,000894
Provision for loan and lease losses$410,0001,970
Total noninterest income$2,497,000632
Gross Fiduciary activities income$403,000282
Service charges on deposit accounts$479,000852
Trading account gains and fees$0171
Additional Noninterest Income$1,615,000597
Total noninterest expense$5,591,000911
Salaries and employee benefits$1,896,0001,372
Premises and equipment expense$487,0001,460
Additional noninterest expense$3,208,000553
Pre-tax net operating income$2,527,000465
Securities gains (losses)$02,434
Applicable income taxes$569,000589
Income before extraordinary items$1,958,000506
Extraordinary gains, net$015
Net income$1,958,000507
Minority interest net income$0102
Net income of bank and minority interests.$1,958,000509
Net charge-offs$299,0001,773
Cash dividends$850,000534
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,958,000471
2008-12-31 (YTD Data)Rank
Total interest income$45,587,000822
Total interest expense$22,008,000726
Net interest income$23,579,000908
Provision for loan and lease losses$3,690,0001,217
Total noninterest income$10,963,000549
Gross Fiduciary activities income$1,747,000289
Service charges on deposit accounts$1,926,000919
Trading account gains and fees$0154
Additional Noninterest Income$7,290,000484
Total noninterest expense$21,382,000931
Salaries and employee benefits$7,396,0001,379
Premises and equipment expense$1,800,0001,540
Additional noninterest expense$12,186,000569
Pre-tax net operating income$9,470,000583
Securities gains (losses)$-2,521,0007,946
Applicable income taxes$1,832,000729
Income before extraordinary items$5,117,000794
Extraordinary gains, net$039
Net income$5,117,000794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,149,0001,811
Cash dividends$2,555,0001,070
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,982,540606
2008-09-30 (YTD Data)Rank
Total interest income$34,583,000829
Total interest expense$16,873,000741
Net interest income$17,710,000922
Provision for loan and lease losses$825,0002,059
Total noninterest income$8,612,000567
Gross Fiduciary activities income$1,375,000290
Service charges on deposit accounts$1,409,000954
Trading account gains and fees$0148
Additional Noninterest Income$5,828,000493
Total noninterest expense$15,705,000945
Salaries and employee benefits$5,464,0001,426
Premises and equipment expense$1,309,0001,597
Additional noninterest expense$8,932,000543
Pre-tax net operating income$9,792,000515
Securities gains (losses)$-2,316,0008,083
Applicable income taxes$2,026,000647
Income before extraordinary items$5,450,000662
Extraordinary gains, net$031
Net income$5,450,000661
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$492,0001,973
Cash dividends$2,555,000821
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$7,140,680530
2008-06-30 (YTD Data)Rank
Total interest income$23,149,000838
Total interest expense$11,522,000745
Net interest income$11,627,000928
Provision for loan and lease losses$495,0001,937
Total noninterest income$6,585,000521
Gross Fiduciary activities income$981,000282
Service charges on deposit accounts$899,000980
Trading account gains and fees$0149
Additional Noninterest Income$4,705,000452
Total noninterest expense$10,441,000949
Salaries and employee benefits$3,603,0001,459
Premises and equipment expense$876,0001,589
Additional noninterest expense$5,962,000535
Pre-tax net operating income$7,276,000496
Securities gains (losses)$03,233
Applicable income taxes$2,205,000483
Income before extraordinary items$5,071,000548
Extraordinary gains, net$021
Net income$5,071,000546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$225,0002,100
Cash dividends$2,555,000641
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$5,071,000535
2008-03-31 (YTD Data)Rank
Total interest income$11,769,000851
Total interest expense$6,111,000752
Net interest income$5,658,000945
Provision for loan and lease losses$225,0001,695
Total noninterest income$4,270,000439
Gross Fiduciary activities income$476,000285
Service charges on deposit accounts$424,0001,022
Trading account gains and fees$0158
Additional Noninterest Income$3,370,000356
Total noninterest expense$5,153,000945
Salaries and employee benefits$1,880,0001,396
Premises and equipment expense$461,0001,514
Additional noninterest expense$2,812,000531
Pre-tax net operating income$4,550,000446
Securities gains (losses)$02,688
Applicable income taxes$1,445,000441
Income before extraordinary items$3,105,000492
Extraordinary gains, net$015
Net income$3,105,000493
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0001,953
Cash dividends$955,000801
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$3,105,000470
2007-12-31 (YTD Data)Rank
Total interest income$48,412,000866
Total interest expense$26,807,000729
Net interest income$21,605,0001,026
Provision for loan and lease losses$550,0002,187
Total noninterest income$8,777,000684
Gross Fiduciary activities income$1,732,000304
Service charges on deposit accounts$1,883,000945
Trading account gains and fees$0178
Additional Noninterest Income$5,162,000665
Total noninterest expense$18,458,0001,011
Salaries and employee benefits$6,695,0001,511
Premises and equipment expense$2,087,0001,274
Additional noninterest expense$9,676,000596
Pre-tax net operating income$11,374,000745
Securities gains (losses)$15,0001,192
Applicable income taxes$3,157,000780
Income before extraordinary items$8,232,000795
Extraordinary gains, net$039
Net income$8,232,000793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$627,0001,441
Cash dividends$3,400,0001,075
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$8,221,200787
2007-09-30 (YTD Data)Rank
Total interest income$35,956,000876
Total interest expense$20,143,000728
Net interest income$15,813,0001,055
Provision for loan and lease losses$550,0001,443
Total noninterest income$6,675,000676
Gross Fiduciary activities income$1,349,000291
Service charges on deposit accounts$1,393,000946
Trading account gains and fees$0184
Additional Noninterest Income$3,933,000660
Total noninterest expense$13,874,0001,002
Salaries and employee benefits$5,139,0001,476
Premises and equipment expense$1,592,0001,242
Additional noninterest expense$7,143,000587
Pre-tax net operating income$8,064,000865
Securities gains (losses)$01,655
Applicable income taxes$2,254,000876
Income before extraordinary items$5,810,000897
Extraordinary gains, net$033
Net income$5,810,000895
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$451,0001,170
Cash dividends$2,400,0001,055
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,810,000882
2007-06-30 (YTD Data)Rank
Total interest income$23,616,000899
Total interest expense$13,165,000749
Net interest income$10,451,0001,081
Provision for loan and lease losses$475,0001,075
Total noninterest income$4,551,000681
Gross Fiduciary activities income$926,000295
Service charges on deposit accounts$908,000977
Trading account gains and fees$0168
Additional Noninterest Income$2,717,000660
Total noninterest expense$9,332,0001,013
Salaries and employee benefits$3,495,0001,473
Premises and equipment expense$1,108,0001,210
Additional noninterest expense$4,729,000602
Pre-tax net operating income$5,195,000924
Securities gains (losses)$01,444
Applicable income taxes$1,442,000953
Income before extraordinary items$3,753,000957
Extraordinary gains, net$029
Net income$3,753,000956
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$269,0001,098
Cash dividends$1,500,0001,106
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,753,000943
2007-03-31 (YTD Data)Rank
Total interest income$11,638,000906
Total interest expense$6,480,000753
Net interest income$5,158,0001,078
Provision for loan and lease losses$250,000954
Total noninterest income$2,123,000721
Gross Fiduciary activities income$466,000290
Service charges on deposit accounts$424,0001,010
Trading account gains and fees$0195
Additional Noninterest Income$1,233,000694
Total noninterest expense$4,650,0001,008
Salaries and employee benefits$1,801,0001,440
Premises and equipment expense$607,0001,100
Additional noninterest expense$2,242,000616
Pre-tax net operating income$2,381,000988
Securities gains (losses)$01,187
Applicable income taxes$664,0001,023
Income before extraordinary items$1,717,0001,027
Extraordinary gains, net$022
Net income$1,717,0001,026
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0001,015
Cash dividends$500,0001,376
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,717,0001,011
2006-12-31 (YTD Data)Rank
Total interest income$43,268,000902
Total interest expense$23,200,000725
Net interest income$20,068,0001,106
Provision for loan and lease losses$785,0001,293
Total noninterest income$9,113,000663
Gross Fiduciary activities income$1,640,000306
Service charges on deposit accounts$1,839,000960
Trading account gains and fees$0130
Additional Noninterest Income$5,634,000624
Total noninterest expense$18,573,000963
Salaries and employee benefits$6,922,0001,422
Premises and equipment expense$2,417,0001,043
Additional noninterest expense$9,234,000605
Pre-tax net operating income$9,823,000993
Securities gains (losses)$01,687
Applicable income taxes$2,670,0001,042
Income before extraordinary items$7,153,0001,046
Extraordinary gains, net$051
Net income$7,153,0001,046
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,074,000642
Cash dividends$3,675,000932
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$7,153,0001,034
2006-09-30 (YTD Data)Rank
Total interest income$31,846,000919
Total interest expense$16,864,000740
Net interest income$14,982,0001,125
Provision for loan and lease losses$550,0001,293
Total noninterest income$6,613,000693
Gross Fiduciary activities income$1,265,000304
Service charges on deposit accounts$1,366,000972
Trading account gains and fees$0126
Additional Noninterest Income$3,982,000656
Total noninterest expense$13,944,000962
Salaries and employee benefits$5,169,0001,430
Premises and equipment expense$1,707,0001,131
Additional noninterest expense$7,068,000602
Pre-tax net operating income$7,101,0001,080
Securities gains (losses)$01,388
Applicable income taxes$2,083,0001,064
Income before extraordinary items$5,018,0001,149
Extraordinary gains, net$045
Net income$5,018,0001,149
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$741,000588
Cash dividends$3,675,000704
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,018,0001,138
2006-06-30 (YTD Data)Rank
Total interest income$20,692,000926
Total interest expense$10,658,000743
Net interest income$10,034,0001,122
Provision for loan and lease losses$425,0001,120
Total noninterest income$4,369,000698
Gross Fiduciary activities income$822,000315
Service charges on deposit accounts$883,000993
Trading account gains and fees$0126
Additional Noninterest Income$2,664,000645
Total noninterest expense$9,280,000967
Salaries and employee benefits$3,437,0001,439
Premises and equipment expense$1,113,0001,149
Additional noninterest expense$4,730,000600
Pre-tax net operating income$4,698,0001,081
Securities gains (losses)$01,185
Applicable income taxes$1,363,0001,082
Income before extraordinary items$3,335,0001,154
Extraordinary gains, net$039
Net income$3,335,0001,155
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$493,000573
Cash dividends$3,675,000488
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,335,0001,139
2006-03-31 (YTD Data)Rank
Total interest income$9,941,000933
Total interest expense$5,026,000740
Net interest income$4,915,0001,145
Provision for loan and lease losses$225,0001,018
Total noninterest income$2,092,000710
Gross Fiduciary activities income$406,000312
Service charges on deposit accounts$415,0001,024
Trading account gains and fees$0115
Additional Noninterest Income$1,271,000672
Total noninterest expense$4,628,000968
Salaries and employee benefits$1,731,0001,438
Premises and equipment expense$555,0001,160
Additional noninterest expense$2,342,000592
Pre-tax net operating income$2,154,0001,151
Securities gains (losses)$0955
Applicable income taxes$614,0001,171
Income before extraordinary items$1,540,0001,210
Extraordinary gains, net$021
Net income$1,540,0001,209
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$223,000571
Cash dividends$3,000,000307
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,540,0001,190
2005-12-31 (YTD Data)Rank
Total interest income$35,801,000923
Total interest expense$15,597,000723
Net interest income$20,204,0001,071
Provision for loan and lease losses$975,0001,065
Total noninterest income$8,155,000722
Gross Fiduciary activities income$1,698,000302
Service charges on deposit accounts$1,763,000994
Trading account gains and fees$0138
Additional Noninterest Income$4,694,000715
Total noninterest expense$17,133,000988
Salaries and employee benefits$6,635,0001,405
Premises and equipment expense$2,122,0001,150
Additional noninterest expense$8,376,000650
Pre-tax net operating income$10,251,000959
Securities gains (losses)$-125,0008,484
Applicable income taxes$2,831,0001,000
Income before extraordinary items$7,295,000993
Extraordinary gains, net$046
Net income$7,295,000993
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,403,000526
Cash dividends$2,600,0001,164
Sale, conversion, retirement of capital stock, net$0934
Net operating income$7,385,000961
2005-09-30 (YTD Data)Rank
Total interest income$26,112,000923
Total interest expense$10,968,000729
Net interest income$15,144,0001,053
Provision for loan and lease losses$750,000996
Total noninterest income$5,997,000736
Gross Fiduciary activities income$1,249,000298
Service charges on deposit accounts$1,328,000987
Trading account gains and fees$0126
Additional Noninterest Income$3,420,000733
Total noninterest expense$12,868,000979
Salaries and employee benefits$4,943,0001,403
Premises and equipment expense$1,527,0001,187
Additional noninterest expense$6,398,000636
Pre-tax net operating income$7,523,000978
Securities gains (losses)$-125,0008,659
Applicable income taxes$2,150,0001,004
Income before extraordinary items$5,248,0001,026
Extraordinary gains, net$035
Net income$5,248,0001,026
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$980,000500
Cash dividends$1,800,0001,153
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,336,750996
2005-06-30 (YTD Data)Rank
Total interest income$16,810,000932
Total interest expense$6,780,000743
Net interest income$10,030,0001,048
Provision for loan and lease losses$450,0001,068
Total noninterest income$4,046,000717
Gross Fiduciary activities income$864,000292
Service charges on deposit accounts$874,000975
Trading account gains and fees$0116
Additional Noninterest Income$2,308,000727
Total noninterest expense$8,392,000992
Salaries and employee benefits$3,313,0001,382
Premises and equipment expense$1,013,0001,189
Additional noninterest expense$4,066,000656
Pre-tax net operating income$5,234,000904
Securities gains (losses)$-66,0008,652
Applicable income taxes$1,539,000931
Income before extraordinary items$3,629,000956
Extraordinary gains, net$030
Net income$3,629,000957
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$630,000511
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,675,200927
2005-03-31 (YTD Data)Rank
Total interest income$8,084,000944
Total interest expense$3,093,000776
Net interest income$4,991,0001,042
Provision for loan and lease losses$175,0001,252
Total noninterest income$2,100,000682
Gross Fiduciary activities income$503,000267
Service charges on deposit accounts$416,000994
Trading account gains and fees$0115
Additional Noninterest Income$1,181,000703
Total noninterest expense$4,244,000979
Salaries and employee benefits$1,775,0001,298
Premises and equipment expense$489,0001,235
Additional noninterest expense$1,980,000656
Pre-tax net operating income$2,672,000883
Securities gains (losses)$01,685
Applicable income taxes$803,000904
Income before extraordinary items$1,869,000930
Extraordinary gains, net$024
Net income$1,869,000930
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$285,000535
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,869,000909
2004-12-31 (YTD Data)Rank
Total interest income$30,883,000903
Total interest expense$11,139,000754
Net interest income$19,744,0001,006
Provision for loan and lease losses$935,0001,111
Total noninterest income$9,036,000662
Gross Fiduciary activities income$1,341,000320
Service charges on deposit accounts$1,737,0001,024
Trading account gains and fees$0138
Additional Noninterest Income$5,958,000586
Total noninterest expense$17,636,000920
Salaries and employee benefits$6,039,0001,467
Premises and equipment expense$1,997,0001,151
Additional noninterest expense$9,600,000572
Pre-tax net operating income$10,209,000859
Securities gains (losses)$572,000419
Applicable income taxes$2,903,000925
Income before extraordinary items$7,878,000836
Extraordinary gains, net$034
Net income$7,878,000837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,319,000412
Cash dividends$1,940,0001,408
Sale, conversion, retirement of capital stock, net$0872
Net operating income$7,460,440848
2004-09-30 (YTD Data)Rank
Total interest income$22,993,000904
Total interest expense$8,209,000743
Net interest income$14,784,000993
Provision for loan and lease losses$585,0001,260
Total noninterest income$6,246,000709
Gross Fiduciary activities income$1,041,000323
Service charges on deposit accounts$1,251,0001,078
Trading account gains and fees$0134
Additional Noninterest Income$3,954,000668
Total noninterest expense$12,665,000965
Salaries and employee benefits$4,581,0001,444
Premises and equipment expense$1,431,0001,203
Additional noninterest expense$6,653,000606
Pre-tax net operating income$7,780,000858
Securities gains (losses)$-306,0008,956
Applicable income taxes$1,900,0001,056
Income before extraordinary items$5,574,000890
Extraordinary gains, net$026
Net income$5,574,000891
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,574,000414
Cash dividends$1,240,0001,470
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,803,500822
2004-06-30 (YTD Data)Rank
Total interest income$15,141,000898
Total interest expense$5,361,000747
Net interest income$9,780,000989
Provision for loan and lease losses$585,000870
Total noninterest income$4,338,000693
Gross Fiduciary activities income$742,000311
Service charges on deposit accounts$794,0001,120
Trading account gains and fees$0130
Additional Noninterest Income$2,802,000638
Total noninterest expense$8,465,000955
Salaries and employee benefits$3,048,0001,447
Premises and equipment expense$955,0001,210
Additional noninterest expense$4,462,000595
Pre-tax net operating income$5,068,000862
Securities gains (losses)$-305,0009,021
Applicable income taxes$1,213,0001,103
Income before extraordinary items$3,550,000918
Extraordinary gains, net$021
Net income$3,550,000919
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,292,000351
Cash dividends$590,0001,924
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,778,750826
2004-03-31 (YTD Data)Rank
Total interest income$7,500,000911
Total interest expense$2,628,000769
Net interest income$4,872,0001,004
Provision for loan and lease losses$435,000591
Total noninterest income$2,087,000697
Gross Fiduciary activities income$309,000344
Service charges on deposit accounts$371,0001,152
Trading account gains and fees$0121
Additional Noninterest Income$1,407,000613
Total noninterest expense$4,209,000974
Salaries and employee benefits$1,503,0001,475
Premises and equipment expense$487,0001,197
Additional noninterest expense$2,219,000589
Pre-tax net operating income$2,315,000929
Securities gains (losses)$02,934
Applicable income taxes$630,0001,076
Income before extraordinary items$1,685,000969
Extraordinary gains, net$016
Net income$1,685,000969
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$746,000332
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,685,000921
2003-12-31 (YTD Data)Rank
Total interest income$32,179,000873
Total interest expense$11,178,000793
Net interest income$21,001,000920
Provision for loan and lease losses$3,661,000409
Total noninterest income$12,974,000539
Gross Fiduciary activities income$1,070,000369
Service charges on deposit accounts$1,745,000995
Trading account gains and fees$0160
Additional Noninterest Income$10,159,000443
Total noninterest expense$18,161,000882
Salaries and employee benefits$6,208,0001,378
Premises and equipment expense$1,537,0001,482
Additional noninterest expense$10,416,000542
Pre-tax net operating income$12,153,000714
Securities gains (losses)$-102,0009,025
Applicable income taxes$3,766,000771
Income before extraordinary items$8,285,000787
Extraordinary gains, net$054
Net income$8,285,000789
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,911,000336
Cash dividends$2,000,0001,369
Sale, conversion, retirement of capital stock, net$0868
Net operating income$8,355,380727
2003-09-30 (YTD Data)Rank
Total interest income$24,465,000877
Total interest expense$8,508,000820
Net interest income$15,957,000926
Provision for loan and lease losses$2,799,000414
Total noninterest income$10,124,000555
Gross Fiduciary activities income$792,000380
Service charges on deposit accounts$1,331,000981
Trading account gains and fees$0153
Additional Noninterest Income$8,001,000444
Total noninterest expense$13,760,000883
Salaries and employee benefits$4,692,0001,384
Premises and equipment expense$1,137,0001,509
Additional noninterest expense$7,931,000537
Pre-tax net operating income$9,522,000716
Securities gains (losses)$-69,0009,092
Applicable income taxes$3,005,000767
Income before extraordinary items$6,448,000791
Extraordinary gains, net$040
Net income$6,448,000792
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,184,000312
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$6,494,920735
2003-06-30 (YTD Data)Rank
Total interest income$16,762,000870
Total interest expense$5,821,000826
Net interest income$10,941,000902
Provision for loan and lease losses$2,009,000388
Total noninterest income$7,703,000491
Gross Fiduciary activities income$523,000387
Service charges on deposit accounts$887,000969
Trading account gains and fees$0150
Additional Noninterest Income$6,293,000402
Total noninterest expense$9,135,000890
Salaries and employee benefits$2,985,0001,445
Premises and equipment expense$714,0001,609
Additional noninterest expense$5,436,000525
Pre-tax net operating income$7,500,000617
Securities gains (losses)$-121,0009,203
Applicable income taxes$2,399,000676
Income before extraordinary items$4,980,000684
Extraordinary gains, net$030
Net income$4,980,000685
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,332,000296
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$5,061,070623
2003-03-31 (YTD Data)Rank
Total interest income$9,272,000802
Total interest expense$2,968,000832
Net interest income$6,304,000761
Provision for loan and lease losses$1,084,000359
Total noninterest income$2,236,000727
Gross Fiduciary activities income$243,000408
Service charges on deposit accounts$424,000975
Trading account gains and fees$0134
Additional Noninterest Income$1,569,000644
Total noninterest expense$4,730,000862
Salaries and employee benefits$1,430,0001,498
Premises and equipment expense$332,0001,715
Additional noninterest expense$2,968,000489
Pre-tax net operating income$2,726,000821
Securities gains (losses)$-121,0009,269
Applicable income taxes$730,0001,031
Income before extraordinary items$1,875,000901
Extraordinary gains, net$021
Net income$1,875,000900
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,280,000277
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,962,120785
2002-12-31 (YTD Data)Rank
Total interest income$39,739,000762
Total interest expense$14,284,000782
Net interest income$25,455,000743
Provision for loan and lease losses$4,800,000402
Total noninterest income$12,186,000553
Gross Fiduciary activities income$873,000431
Service charges on deposit accounts$1,839,000879
Trading account gains and fees$0153
Additional Noninterest Income$9,474,000448
Total noninterest expense$28,516,000579
Salaries and employee benefits$5,219,0001,553
Premises and equipment expense$1,300,0001,691
Additional noninterest expense$21,997,000325
Pre-tax net operating income$4,325,0001,865
Securities gains (losses)$513,000645
Applicable income taxes$1,151,0001,990
Income before extraordinary items$3,687,0001,623
Extraordinary gains, net$070
Net income$3,687,0001,623
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,932,000264
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,297,1201,757
2001-12-31 (YTD Data)Rank
Total interest income$39,395,000865
Total interest expense$19,899,000823
Net interest income$19,496,000907
Provision for loan and lease losses$7,221,000280
Total noninterest income$55,541,000219
Gross Fiduciary activities income$1,046,000412
Service charges on deposit accounts$1,247,0001,196
Trading account gains and fees$0177
Additional Noninterest Income$53,248,000170
Total noninterest expense$61,395,000309
Salaries and employee benefits$5,886,0001,263
Premises and equipment expense$1,712,0001,247
Additional noninterest expense$53,797,000197
Pre-tax net operating income$6,421,0001,163
Securities gains (losses)$298,000903
Applicable income taxes$1,980,0001,193
Income before extraordinary items$4,739,0001,148
Extraordinary gains, net$0105
Net income$4,739,0001,148
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,785,000320
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,527,4201,159
2000-12-31 (YTD Data)Rank
Total interest income$33,693,0001,049
Total interest expense$18,829,000954
Net interest income$14,864,0001,185
Provision for loan and lease losses$4,786,000328
Total noninterest income$32,029,000281
Gross Fiduciary activities income$1,018,000419
Service charges on deposit accounts$1,103,0001,230
Trading account gains and fees$0180
Additional Noninterest Income$29,908,000223
Total noninterest expense$38,724,000424
Salaries and employee benefits$4,550,0001,560
Premises and equipment expense$2,029,000982
Additional noninterest expense$32,145,000256
Pre-tax net operating income$3,383,0002,144
Securities gains (losses)$-162,0009,536
Applicable income taxes$566,0003,230
Income before extraordinary items$2,655,0001,966
Extraordinary gains, net$038
Net income$2,655,0001,966
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,528,000287
Cash dividends$3,500,000840
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,787,8401,868
1999-12-31 (YTD Data)Rank
Total interest income$31,031,0001,055
Total interest expense$16,169,000961
Net interest income$14,862,0001,182
Provision for loan and lease losses$4,415,000326
Total noninterest income$26,089,000332
Gross Fiduciary activities income$896,000486
Service charges on deposit accounts$1,119,0001,184
Trading account gains and fees$0173
Additional Noninterest Income$24,074,000270
Total noninterest expense$29,915,000545
Salaries and employee benefits$6,099,0001,132
Premises and equipment expense$1,593,0001,273
Additional noninterest expense$22,223,000338
Pre-tax net operating income$6,621,0001,168
Securities gains (losses)$121,000666
Applicable income taxes$1,880,0001,297
Income before extraordinary items$4,862,0001,125
Extraordinary gains, net$035
Net income$4,862,0001,125
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,971,000308
Cash dividends$4,000,000768
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,774,8801,132
1998-12-31 (YTD Data)Rank
Total interest income$28,782,0001,130
Total interest expense$15,196,0001,041
Net interest income$13,586,0001,244
Provision for loan and lease losses$2,207,000539
Total noninterest income$18,064,000404
Gross Fiduciary activities income$677,000547
Service charges on deposit accounts$1,067,0001,178
Trading account gains and fees$0224
Additional Noninterest Income$16,320,000332
Total noninterest expense$24,087,000641
Salaries and employee benefits$6,577,000993
Premises and equipment expense$1,655,0001,155
Additional noninterest expense$15,855,000413
Pre-tax net operating income$5,356,0001,401
Securities gains (losses)$79,0001,432
Applicable income taxes$1,495,0001,639
Income before extraordinary items$3,940,0001,351
Extraordinary gains, net$032
Net income$3,940,0001,350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,305,000431
Cash dividends$4,000,000765
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,883,1201,309
1997-12-31 (YTD Data)Rank
Total interest income$27,197,0001,233
Total interest expense$13,743,0001,179
Net interest income$13,454,0001,289
Provision for loan and lease losses$1,174,000874
Total noninterest income$11,937,000500
Gross Fiduciary activities income$564,000609
Service charges on deposit accounts$987,0001,301
Trading account gains and fees$0239
Additional Noninterest Income$10,386,000397
Total noninterest expense$18,034,000805
Salaries and employee benefits$5,800,0001,127
Premises and equipment expense$1,398,0001,395
Additional noninterest expense$10,836,000554
Pre-tax net operating income$6,183,0001,268
Securities gains (losses)$66,0001,184
Applicable income taxes$2,193,0001,222
Income before extraordinary items$4,056,0001,347
Extraordinary gains, net$044
Net income$4,056,0001,348
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$209,0002,481
Cash dividends$1,026,0002,116
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,013,1001,323
1996-12-31 (YTD Data)Rank
Total interest income$24,894,0001,375
Total interest expense$14,141,0001,161
Net interest income$10,753,0001,644
Provision for loan and lease losses$862,0001,143
Total noninterest income$4,653,000996
Gross Fiduciary activities income$434,000742
Service charges on deposit accounts$918,0001,463
Trading account gains and fees$0262
Additional Noninterest Income$3,301,000828
Total noninterest expense$11,772,0001,225
Salaries and employee benefits$4,820,0001,395
Premises and equipment expense$1,311,0001,548
Additional noninterest expense$5,641,0001,034
Pre-tax net operating income$2,772,0002,535
Securities gains (losses)$114,000896
Applicable income taxes$799,0002,849
Income before extraordinary items$2,087,0002,363
Extraordinary gains, net$053
Net income$2,087,0002,364
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$591,0001,251
Cash dividends$34,0007,802
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,004,9202,413
1995-12-31 (YTD Data)Rank
Total interest income$24,659,0001,390
Total interest expense$13,431,0001,239
Net interest income$11,228,0001,598
Provision for loan and lease losses$3,164,000426
Total noninterest income$3,694,0001,179
Gross Fiduciary activities income$386,000813
Service charges on deposit accounts$773,0001,766
Trading account gains and fees$0522
Additional Noninterest Income$2,535,000982
Total noninterest expense$9,657,0001,472
Salaries and employee benefits$4,317,0001,543
Premises and equipment expense$1,085,0001,863
Additional noninterest expense$4,255,0001,274
Pre-tax net operating income$2,101,0003,339
Securities gains (losses)$183,000707
Applicable income taxes$567,0003,807
Income before extraordinary items$1,717,0002,869
Extraordinary gains, net$065
Net income$1,717,0002,867
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,164,000436
Cash dividends$36,0008,073
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,579,7503,068
1994-12-31 (YTD Data)Rank
Total interest income$22,850,0001,356
Total interest expense$10,380,0001,273
Net interest income$12,470,0001,447
Provision for loan and lease losses$1,600,000668
Total noninterest income$3,171,0001,311
Gross Fiduciary activities income$375,000827
Service charges on deposit accounts$669,0002,022
Trading account gains and fees$0475
Additional Noninterest Income$2,127,0001,085
Total noninterest expense$9,143,0001,606
Salaries and employee benefits$3,908,0001,714
Premises and equipment expense$956,0002,113
Additional noninterest expense$4,279,0001,339
Pre-tax net operating income$4,898,0001,494
Securities gains (losses)$03,600
Applicable income taxes$1,482,0001,571
Income before extraordinary items$3,416,0001,449
Extraordinary gains, net$0249
Net income$3,416,0001,448
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$872,000949
Cash dividends$35,0008,283
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,416,0001,461
1993-12-31 (YTD Data)Rank
Total interest income$21,372,0001,472
Total interest expense$9,677,0001,388
Net interest income$11,695,0001,543
Provision for loan and lease losses$1,588,000959
Total noninterest income$3,426,0001,315
Gross Fiduciary activities income$379,000858
Service charges on deposit accounts$651,0002,104
Trading account gains and fees$0532
Additional Noninterest Income$2,396,0001,122
Total noninterest expense$8,549,0001,762
Salaries and employee benefits$4,039,0001,672
Premises and equipment expense$973,0002,106
Additional noninterest expense$3,537,0001,671
Pre-tax net operating income$4,984,0001,404
Securities gains (losses)$-9,00012,743
Applicable income taxes$1,657,0001,433
Income before extraordinary items$3,318,0001,533
Extraordinary gains, net$222,000940
Net income$3,540,0001,479
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$891,0001,240
Cash dividends$641,0002,545
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,324,0301,438
1992-12-31 (YTD Data)Rank
Total interest income$18,261,0001,951
Total interest expense$8,835,0001,917
Net interest income$9,426,0001,936
Provision for loan and lease losses$1,226,0001,610
Total noninterest income$2,508,0001,652
Gross Fiduciary activities income$346,000894
Service charges on deposit accounts$598,0002,298
Trading account gains and fees$0504
Additional Noninterest Income$1,564,0001,473
Total noninterest expense$6,843,0002,146
Salaries and employee benefits$3,203,0002,055
Premises and equipment expense$917,0002,267
Additional noninterest expense$2,723,0002,161
Pre-tax net operating income$3,865,0001,606
Securities gains (losses)$17,0005,804
Applicable income taxes$1,132,0001,868
Income before extraordinary items$2,750,0001,671
Extraordinary gains, net$01,422
Net income$2,750,0001,690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$602,0002,170
Cash dividends$646,0002,280
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,737,9301,556

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.