Home > First Bank & Trust > Net charge- offs to loans
First Bank & Trust, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0195% | 1,961 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0130% | 4,076 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0180% | 4,296 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0294% | 4,257 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0322% | 4,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1074% | 1,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0629% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0738% | 529 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0355% | 2,524 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0182% | 1,770 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0170% | 4,176 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0242% | 4,358 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0370% | 4,339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0408% | 4,372 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1146% | 890 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0556% | 2,322 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0778% | 454 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0043% | 2,477 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0044% | 2,129 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0241% | 4,316 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0366% | 4,450 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0480% | 4,413 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0533% | 4,393 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0667% | 887 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0548% | 2,118 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0865% | 442 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0127% | 4,089 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0038% | 3,567 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0165% | 4,256 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 4,177 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0887% | 4,546 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0991% | 4,557 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0024% | 3,580 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0350% | 1,837 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0264% | 344 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0519% | 1,715 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0057% | 2,213 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 3,691 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 3,910 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0275% | 4,167 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0916% | 4,539 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0187% | 4,064 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0220% | 1,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1098% | 2,089 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1399% | 479 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0510% | 2,298 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0021% | 2,200 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0069% | 3,675 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 3,969 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0335% | 4,245 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1219% | 4,595 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0211% | 4,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0093% | 1,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0792% | 2,033 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0784% | 455 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0806% | 1,944 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0032% | 1,947 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0100% | 3,755 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 3,902 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0504% | 4,269 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1838% | 3,456 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0315% | 4,140 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0197% | 813 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1176% | 1,708 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0996% | 409 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1517% | 1,520 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0077% | 1,468 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0109% | 3,916 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 4,052 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0549% | 4,348 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0097% | 3,267 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0614% | 4,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0388% | 517 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1517% | 1,411 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1919% | 321 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0868% | 1,516 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0339% | 1,555 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0057% | 1,157 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0294% | 519 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0378% | 4,152 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0086% | 3,185 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0435% | 4,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1208% | 864 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0054% | 2,531 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0106% | 484 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,451 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0236% | 1,568 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0138% | 878 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0407% | 430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0185% | 3,963 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0084% | 3,247 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0207% | 4,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0648% | 892 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0090% | 3,734 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0144% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0322% | 3,802 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0369% | 1,266 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0232% | 696 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0641% | 338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0207% | 4,096 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0084% | 3,292 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0235% | 4,155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0946% | 703 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0057% | 1,985 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0599% | 420 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0430% | 3,768 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0096% | 1,569 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 3,911 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 4,258 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0378% | 4,373 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0084% | 3,354 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0449% | 4,454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0539% | 639 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0418% | 1,591 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0795% | 347 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0109% | 1,548 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0979% | 1,490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0883% | 673 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2059% | 396 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0071% | 1,377 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1165% | 3,621 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0370% | 867 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1672% | 1,223 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1075% | 2,446 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2329% | 538 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0261% | 2,781 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0642% | 1,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0787% | 633 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1861% | 327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0288% | 875 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0114% | 319 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0320% | 789 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0301% | 1,591 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0927% | 2,406 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1725% | 514 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0202% | 2,651 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0854% | 1,395 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1035% | 495 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2924% | 220 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0878% | 4,735 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0258% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1083% | 4,767 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0380% | 1,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0931% | 2,300 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1724% | 490 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0229% | 2,469 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0039% | 3,785 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0276% | 4,580 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1708% | 4,882 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0169% | 3,490 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1992% | 4,894 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0483% | 970 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0809% | 2,129 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1027% | 421 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0613% | 2,076 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0086% | 3,371 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0189% | 4,490 |
| Percentage Net Loans Charged-off:Construction & development | -0.0035% | 4,181 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0246% | 4,622 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0447% | 4,667 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0167% | 3,517 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0497% | 4,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0386% | 2,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1420% | 2,690 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3086% | 581 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,228 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0135% | 2,890 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0135% | 4,387 |
| Percentage Net Loans Charged-off:Construction & development | -0.0045% | 4,251 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0287% | 4,725 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 3,896 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0167% | 3,546 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0020% | 1,465 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0364% | 1,693 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1375% | 2,547 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2890% | 542 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0152% | 2,987 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0053% | 2,969 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0208% | 4,578 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0368% | 4,875 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0253% | 4,566 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0168% | 3,576 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0269% | 4,595 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0829% | 1,251 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1967% | 2,122 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3964% | 481 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0383% | 2,600 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0100% | 4,229 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0326% | 4,841 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0602% | 5,054 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0330% | 4,738 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0168% | 3,632 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0359% | 4,781 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0252% | 1,035 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2113% | 1,860 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2241% | 430 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2007% | 1,775 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0252% | 4,761 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 4,186 |
| Percentage Net Loans Charged-off:Construction & development | -0.1057% | 4,634 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0237% | 888 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0253% | 4,680 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0167% | 3,613 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0268% | 4,722 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1961% | 4,814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1508% | 2,663 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6089% | 527 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0811% | 4,742 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0395% | 4,847 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0104% | 4,327 |
| Percentage Net Loans Charged-off:Construction & development | -0.1493% | 4,736 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0336% | 642 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0547% | 4,950 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0168% | 3,635 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0615% | 4,980 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2701% | 4,924 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1186% | 2,616 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7286% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1148% | 4,787 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0198% | 4,564 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0323% | 4,814 |
| Percentage Net Loans Charged-off:Construction & development | -0.2310% | 4,845 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 4,609 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0480% | 4,945 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0169% | 3,677 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0535% | 4,988 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0353% | 4,295 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1556% | 2,295 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0307% | 397 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1513% | 4,827 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0114% | 4,309 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0101% | 4,438 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 4,718 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0456% | 4,984 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0172% | 3,757 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0505% | 5,049 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0473% | 4,404 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0509% | 4,578 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0971% | 440 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1036% | 4,679 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0069% | 4,707 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0164% | 4,786 |
| Percentage Net Loans Charged-off:Construction & development | -0.3093% | 4,972 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 4,543 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0766% | 1,258 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0906% | 1,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1471% | 4,955 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3075% | 2,301 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9976% | 488 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0349% | 3,360 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0279% | 4,975 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0366% | 5,030 |
| Percentage Net Loans Charged-off:Construction & development | -0.4489% | 5,074 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0365% | 761 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0493% | 5,153 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0587% | 5,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1975% | 5,040 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3148% | 2,122 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9915% | 455 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0414% | 3,096 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0597% | 5,247 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0720% | 5,319 |
| Percentage Net Loans Charged-off:Construction & development | -0.6949% | 5,151 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0027% | 796 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0546% | 5,195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0647% | 5,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2543% | 5,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4436% | 1,640 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3129% | 390 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0850% | 2,617 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0509% | 5,191 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0104% | 4,657 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 4,802 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0561% | 5,264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0664% | 5,319 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5384% | 5,409 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6264% | 1,218 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8297% | 302 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1295% | 2,102 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1058% | 2,209 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0407% | 5,260 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0735% | 5,376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0748% | 5,445 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0876% | 5,493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6980% | 833 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4785% | 1,858 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7819% | 345 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0325% | 5,010 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1413% | 1,074 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0046% | 4,601 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0489% | 5,325 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0960% | 5,490 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0719% | 5,478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0840% | 5,525 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0452% | 4,681 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5330% | 1,519 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0284% | 285 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0434% | 4,967 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0713% | 1,073 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0016% | 4,351 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0175% | 4,966 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 4,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0882% | 5,601 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1026% | 5,641 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2282% | 5,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4494% | 1,610 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5845% | 341 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0109% | 2,917 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1062% | 847 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0020% | 4,120 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0072% | 4,651 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 5,017 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0325% | 5,314 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0376% | 5,401 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0671% | 4,899 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4418% | 1,468 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4772% | 341 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0437% | 2,265 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0035% | 5,061 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1229% | 2,142 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0131% | 5,084 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0919% | 5,621 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1179% | 1,612 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1465% | 595 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1139% | 1,600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9898% | 602 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4720% | 1,704 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4648% | 403 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1036% | 2,993 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0202% | 5,170 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0361% | 3,185 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0304% | 2,370 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 5,038 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1686% | 1,150 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2007% | 465 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1642% | 1,140 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0754% | 1,707 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5054% | 1,476 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5823% | 347 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1095% | 2,729 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0269% | 5,274 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0395% | 2,888 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0308% | 2,178 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1603% | 1,170 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4454% | 286 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1266% | 1,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1018% | 1,364 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8479% | 847 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0024% | 271 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1642% | 2,264 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0515% | 5,394 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0174% | 2,819 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 4,760 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0188% | 5,406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0209% | 5,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2132% | 764 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6832% | 1,035 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9327% | 276 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0731% | 5,063 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0866% | 5,474 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0448% | 3,930 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0629% | 2,818 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0243% | 1,984 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2382% | 1,412 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2621% | 1,278 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0667% | 5,209 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8392% | 1,126 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2236% | 301 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0180% | 5,291 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0264% | 5,442 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0410% | 3,685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0618% | 2,557 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2688% | 1,200 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2953% | 1,062 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0830% | 5,261 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7682% | 1,151 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0247% | 310 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0119% | 5,177 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0208% | 5,460 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0849% | 2,841 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0896% | 2,130 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3859% | 869 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4232% | 785 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0875% | 1,661 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9663% | 913 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3886% | 255 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0724% | 2,872 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0277% | 5,528 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1303% | 1,936 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1813% | 1,252 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7874% | 406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8609% | 369 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0126% | 4,634 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1451% | 773 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7958% | 207 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1076% | 2,335 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0262% | 5,548 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0550% | 4,461 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 5,904 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0149% | 6,136 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0161% | 6,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0877% | 2,622 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8344% | 1,380 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2042% | 323 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0656% | 3,753 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0756% | 1,179 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0626% | 4,010 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 5,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0168% | 6,134 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0181% | 6,117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0680% | 2,379 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9458% | 1,105 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4993% | 282 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0968% | 3,273 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1088% | 1,001 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0724% | 3,675 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0183% | 6,074 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0736% | 6,414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0791% | 6,414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1110% | 1,953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8068% | 1,247 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4545% | 291 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0795% | 5,578 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1731% | 811 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1147% | 2,740 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0331% | 6,253 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1335% | 6,584 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1431% | 6,592 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0207% | 5,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4338% | 721 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0263% | 165 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0626% | 2,560 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4031% | 508 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1215% | 4,472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0711% | 4,288 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2554% | 2,689 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2253% | 552 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1843% | 2,948 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1559% | 2,917 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0201% | 1,364 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3987% | 388 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4178% | 2,455 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0793% | 1,300 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0013% | 5,760 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0490% | 4,273 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1713% | 2,949 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6390% | 816 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1369% | 3,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5711% | 6,611 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9661% | 1,321 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1716% | 403 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4621% | 2,095 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1071% | 1,108 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1354% | 3,848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0754% | 3,746 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0456% | 2,255 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4635% | 878 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1802% | 2,569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0234% | 2,768 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2753% | 995 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6844% | 324 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7048% | 1,500 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1636% | 892 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1500% | 3,196 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0518% | 3,310 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1832% | 2,245 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8539% | 547 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1235% | 2,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0044% | 2,030 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9593% | 1,185 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3555% | 335 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2420% | 2,229 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3580% | 558 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5178% | 2,917 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8165% | 1,922 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8561% | 636 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4338% | 2,428 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8629% | 918 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3989% | 2,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1141% | 3,731 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2453% | 1,367 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2108% | 259 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0357% | 6,357 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0199% | 1,618 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5791% | 2,516 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9415% | 1,572 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0904% | 458 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5558% | 1,881 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1755% | 651 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5072% | 1,911 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0297% | 3,636 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4012% | 1,116 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8157% | 226 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0227% | 6,174 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0281% | 1,433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5090% | 2,573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7655% | 1,744 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6724% | 624 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5762% | 1,780 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5111% | 539 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5047% | 1,818 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1028% | 2,961 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6889% | 899 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0362% | 180 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0642% | 6,250 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0417% | 1,218 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0603% | 4,324 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0274% | 3,715 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0938% | 2,682 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1010% | 2,470 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0372% | 5,987 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7165% | 1,733 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3304% | 329 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2750% | 6,724 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0931% | 830 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6506% | 3,057 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3657% | 3,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.3022% | 3,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9541% | 1,337 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0396% | 4,653 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0426% | 4,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1819% | 1,506 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6951% | 1,302 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9208% | 252 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0012% | 6,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7689% | 2,505 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3537% | 3,182 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0309% | 1,110 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0158% | 4,506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0170% | 4,301 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8094% | 1,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8112% | 1,163 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1284% | 238 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0215% | 6,368 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1157% | 1,699 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5224% | 2,416 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5554% | 693 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0747% | 716 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9597% | 1,045 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1553% | 251 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0330% | 6,386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1675% | 3,922 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1102% | 3,315 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3349% | 1,254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0215% | 6,450 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3383% | 854 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7343% | 240 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0132% | 6,344 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2282% | 2,010 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5335% | 2,820 |
| Percentage Net Loans Charged-off:Construction & development | 2.0829% | 2,056 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0553% | 3,096 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7105% | 1,671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7664% | 1,507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5775% | 1,121 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3968% | 2,027 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7223% | 286 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3117% | 1,436 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5959% | 1,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6939% | 2,004 |
| Percentage Net Loans Charged-off:Construction & development | 2.6403% | 1,532 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0710% | 2,456 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8761% | 1,198 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9457% | 1,086 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6986% | 649 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4059% | 1,830 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9381% | 269 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3533% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4484% | 3,024 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,882 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2315% | 1,784 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2071% | 1,977 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9594% | 329 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4417% | 1,001 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1832% | 3,535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1642% | 7,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3627% | 1,615 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1235% | 302 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6858% | 687 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1880% | 4,312 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1755% | 3,020 |
| Percentage Net Loans Charged-off:Construction & development | 1.4002% | 1,334 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0265% | 7,257 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1902% | 1,891 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1188% | 145 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1362% | 1,462 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1090% | 4,301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0256% | 7,079 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0942% | 1,715 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0642% | 132 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1672% | 1,178 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0757% | 4,195 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0289% | 7,014 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9996% | 1,716 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1429% | 137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0372% | 1,306 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0574% | 3,644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0212% | 6,879 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6918% | 2,026 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3285% | 161 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0304% | 999 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1094% | 3,803 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0186% | 3,579 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0169% | 1,508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0393% | 2,612 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0425% | 2,394 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0161% | 3,828 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9122% | 1,782 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4950% | 157 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0173% | 1,668 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1051% | 3,110 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0184% | 2,738 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0522% | 1,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0564% | 1,696 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0097% | 6,807 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8637% | 1,616 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0211% | 190 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0284% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0944% | 2,842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0125% | 2,367 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0351% | 1,679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0379% | 1,529 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0065% | 6,673 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7252% | 1,790 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1296% | 178 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0378% | 1,231 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0863% | 2,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0067% | 6,669 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7367% | 1,664 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2279% | 131 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1967% | 2,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0041% | 3,259 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0111% | 2,652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0119% | 2,455 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0029% | 6,816 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2267% | 1,134 |
| Percentage Net Loans Charged-off: Credit card loans | 9.4103% | 60 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0543% | 1,385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1824% | 1,727 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0055% | 2,690 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0148% | 2,158 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0159% | 1,995 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0200% | 6,902 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1058% | 1,158 |
| Percentage Net Loans Charged-off: Credit card loans | 8.8984% | 66 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0520% | 1,240 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1845% | 1,618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0085% | 2,197 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0224% | 1,689 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0241% | 1,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0262% | 6,868 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0376% | 1,228 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4636% | 85 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0798% | 1,009 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1685% | 1,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0250% | 6,806 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0229% | 1,276 |
| Percentage Net Loans Charged-off: Credit card loans | 9.6882% | 83 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2936% | 1,614 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0138% | 8,014 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0325% | 8,262 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0352% | 8,240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0116% | 3,995 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5541% | 1,019 |
| Percentage Net Loans Charged-off: Credit card loans | 11.6838% | 61 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0034% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2786% | 1,460 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0188% | 8,047 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0438% | 8,283 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0475% | 8,268 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0114% | 6,859 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5615% | 887 |
| Percentage Net Loans Charged-off: Credit card loans | 11.3519% | 62 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0835% | 7,277 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2760% | 1,389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0039% | 6,705 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5178% | 947 |
| Percentage Net Loans Charged-off: Credit card loans | 11.8465% | 72 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1303% | 7,319 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2568% | 1,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0159% | 6,861 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5065% | 979 |
| Percentage Net Loans Charged-off: Credit card loans | 10.9393% | 98 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2695% | 7,455 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5452% | 988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0477% | 2,346 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0970% | 1,620 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1032% | 1,539 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0710% | 3,786 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6464% | 491 |
| Percentage Net Loans Charged-off: Credit card loans | 18.2144% | 58 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4203% | 7,651 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4976% | 958 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0427% | 2,111 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0856% | 1,489 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0907% | 1,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0406% | 7,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6424% | 445 |
| Percentage Net Loans Charged-off: Credit card loans | 18.7319% | 48 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5618% | 7,685 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6198% | 733 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0288% | 2,085 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0574% | 1,553 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0604% | 1,448 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0259% | 7,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9284% | 410 |
| Percentage Net Loans Charged-off: Credit card loans | 19.9629% | 42 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1522% | 7,468 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7219% | 637 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0159% | 8,231 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0317% | 8,403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0331% | 8,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1552% | 7,715 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6483% | 346 |
| Percentage Net Loans Charged-off: Credit card loans | 23.0288% | 38 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2211% | 7,498 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0341% | 570 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0078% | 8,183 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0157% | 8,417 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0163% | 8,422 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2278% | 8,237 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4130% | 225 |
| Percentage Net Loans Charged-off: Credit card loans | 23.7748% | 42 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0906% | 1,564 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1471% | 422 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 8,183 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0156% | 8,409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0161% | 8,417 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1849% | 8,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6686% | 213 |
| Percentage Net Loans Charged-off: Credit card loans | 24.7172% | 43 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1517% | 1,244 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2716% | 387 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0103% | 8,293 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0212% | 8,486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0219% | 8,499 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1303% | 7,948 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8676% | 190 |
| Percentage Net Loans Charged-off: Credit card loans | 24.8815% | 39 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2491% | 971 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3944% | 342 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0148% | 8,442 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0301% | 8,619 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0311% | 8,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0312% | 7,431 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2137% | 201 |
| Percentage Net Loans Charged-off: Credit card loans | 25.6180% | 52 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0887% | 243 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0181% | 8,580 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0312% | 8,735 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0318% | 8,731 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1343% | 4,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.8903% | 80 |
| Percentage Net Loans Charged-off: Credit card loans | 29.8462% | 29 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1390% | 1,536 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5506% | 368 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0264% | 8,866 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0369% | 8,996 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0372% | 8,999 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0519% | 4,448 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.2148% | 124 |
| Percentage Net Loans Charged-off: Credit card loans | 12.6301% | 110 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2048% | 1,341 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6161% | 271 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0193% | 1,422 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0247% | 1,454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0247% | 1,450 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3252% | 579 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1846% | 29 |
| Percentage Net Loans Charged-off: Credit card loans | 13.4765% | 46 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1049% | 1,342 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4600% | 334 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0110% | 1,331 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0131% | 1,399 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0132% | 1,399 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0772% | 1,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5323% | 38 |
| Percentage Net Loans Charged-off: Credit card loans | 13.7947% | 23 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1123% | 305 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8716% | 731 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0971% | 1,433 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1097% | 1,447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1100% | 1,441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2130% | 601 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4608% | 114 |
| Percentage Net Loans Charged-off: Credit card loans | 9.6103% | 46 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0230% | 1,247 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0879% | 5,766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0335% | 623 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0369% | 632 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0371% | 586 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5329% | 1,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2930% | 409 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7276% | 344 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2910% | 1,274 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2641% | 3,312 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0364% | 672 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0399% | 596 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0402% | 559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0331% | 822 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5170% | 896 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5319% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7306% | 100 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3441% | 436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0105% | 925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0119% | 870 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0120% | 830 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3839% | 38 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8103% | 490 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3824% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3910% | 2,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1077% | 550 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1190% | 378 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1190% | 370 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1210% | 190 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2502% | 938 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5726% | 858 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4597% | 2,952 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3781% | 5,276 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |