Home > First Bank & Trust > Income and Expense
First Bank & Trust, Income and Expense
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $11,057,000 | 691 |
| Total interest expense | $1,348,000 | 745 |
| Net interest income | $9,709,000 | 687 |
| Provision for loan and lease losses | $300,000 | 673 |
| Total noninterest income | $1,412,000 | 1,014 |
| Gross Fiduciary activities income | $661,000 | 302 |
| Service charges on deposit accounts | $484,000 | 650 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $267,000 | 2,153 |
| Total noninterest expense | $6,999,000 | 799 |
| Salaries and employee benefits | $4,290,000 | 753 |
| Premises and equipment expense | $699,000 | 897 |
| Additional noninterest expense | $2,010,000 | 816 |
| Pre-tax net operating income | $3,822,000 | 706 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $1,057,000 | 535 |
| Income before extraordinary items | $2,765,000 | 803 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $2,765,000 | 803 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,765,000 | 803 |
| Net charge-offs | $-14,000 | 4,864 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 308 |
| Net operating income | $2,765,000 | 795 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $40,638,000 | 705 |
| Total interest expense | $3,963,000 | 842 |
| Net interest income | $36,675,000 | 691 |
| Provision for loan and lease losses | $900,000 | 974 |
| Total noninterest income | $5,419,000 | 1,060 |
| Gross Fiduciary activities income | $2,408,000 | 309 |
| Service charges on deposit accounts | $1,917,000 | 667 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,094,000 | 2,187 |
| Total noninterest expense | $30,861,000 | 712 |
| Salaries and employee benefits | $20,739,000 | 581 |
| Premises and equipment expense | $2,718,000 | 902 |
| Additional noninterest expense | $7,404,000 | 887 |
| Pre-tax net operating income | $10,333,000 | 962 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $2,457,000 | 1,124 |
| Income before extraordinary items | $7,876,000 | 917 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $7,876,000 | 917 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $7,876,000 | 917 |
| Net charge-offs | $827,000 | 795 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $799,000 | 244 |
| Net operating income | $7,876,000 | 906 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $29,922,000 | 717 |
| Total interest expense | $2,736,000 | 886 |
| Net interest income | $27,186,000 | 703 |
| Provision for loan and lease losses | $750,000 | 870 |
| Total noninterest income | $4,061,000 | 1,077 |
| Gross Fiduciary activities income | $1,804,000 | 309 |
| Service charges on deposit accounts | $1,441,000 | 672 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $816,000 | 2,226 |
| Total noninterest expense | $20,831,000 | 786 |
| Salaries and employee benefits | $13,242,000 | 699 |
| Premises and equipment expense | $2,038,000 | 910 |
| Additional noninterest expense | $5,551,000 | 886 |
| Pre-tax net operating income | $9,666,000 | 807 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $3,726,000 | 595 |
| Income before extraordinary items | $5,940,000 | 996 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,940,000 | 996 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,940,000 | 996 |
| Net charge-offs | $799,000 | 577 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $328,000 | 293 |
| Net operating income | $5,940,000 | 982 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $19,419,000 | 730 |
| Total interest expense | $1,622,000 | 964 |
| Net interest income | $17,797,000 | 711 |
| Provision for loan and lease losses | $600,000 | 735 |
| Total noninterest income | $2,682,000 | 1,082 |
| Gross Fiduciary activities income | $1,174,000 | 310 |
| Service charges on deposit accounts | $967,000 | 650 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $541,000 | 2,233 |
| Total noninterest expense | $13,657,000 | 804 |
| Salaries and employee benefits | $8,800,000 | 700 |
| Premises and equipment expense | $1,369,000 | 900 |
| Additional noninterest expense | $3,488,000 | 936 |
| Pre-tax net operating income | $6,222,000 | 816 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $2,361,000 | 599 |
| Income before extraordinary items | $3,861,000 | 1,006 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,861,000 | 1,007 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,861,000 | 1,006 |
| Net charge-offs | $649,000 | 469 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $219,000 | 270 |
| Net operating income | $3,861,000 | 994 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $9,562,000 | 736 |
| Total interest expense | $742,000 | 1,025 |
| Net interest income | $8,820,000 | 712 |
| Provision for loan and lease losses | $300,000 | 670 |
| Total noninterest income | $1,307,000 | 1,099 |
| Gross Fiduciary activities income | $563,000 | 318 |
| Service charges on deposit accounts | $486,000 | 647 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $258,000 | 2,277 |
| Total noninterest expense | $6,831,000 | 800 |
| Salaries and employee benefits | $4,370,000 | 717 |
| Premises and equipment expense | $694,000 | 898 |
| Additional noninterest expense | $1,767,000 | 919 |
| Pre-tax net operating income | $2,996,000 | 810 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $1,126,000 | 603 |
| Income before extraordinary items | $1,870,000 | 1,019 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,870,000 | 1,020 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,870,000 | 1,019 |
| Net charge-offs | $391,000 | 400 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $110,000 | 239 |
| Net operating income | $1,870,000 | 1,005 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $34,077,000 | 789 |
| Total interest expense | $2,808,000 | 1,028 |
| Net interest income | $31,269,000 | 768 |
| Provision for loan and lease losses | $900,000 | 986 |
| Total noninterest income | $5,061,000 | 1,137 |
| Gross Fiduciary activities income | $2,104,000 | 324 |
| Service charges on deposit accounts | $1,922,000 | 679 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,035,000 | 2,366 |
| Total noninterest expense | $25,451,000 | 838 |
| Salaries and employee benefits | $16,624,000 | 717 |
| Premises and equipment expense | $2,558,000 | 946 |
| Additional noninterest expense | $6,269,000 | 1,044 |
| Pre-tax net operating income | $9,979,000 | 931 |
| Securities gains (losses) | $29,000 | 2,183 |
| Applicable income taxes | $3,765,000 | 669 |
| Income before extraordinary items | $6,243,000 | 1,154 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,243,000 | 1,153 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $6,243,000 | 1,153 |
| Net charge-offs | $820,000 | 767 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $503,000 | 282 |
| Net operating income | $6,224,440 | 1,130 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $25,139,000 | 802 |
| Total interest expense | $2,034,000 | 1,060 |
| Net interest income | $23,105,000 | 773 |
| Provision for loan and lease losses | $675,000 | 934 |
| Total noninterest income | $3,716,000 | 1,154 |
| Gross Fiduciary activities income | $1,546,000 | 328 |
| Service charges on deposit accounts | $1,430,000 | 680 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $740,000 | 2,424 |
| Total noninterest expense | $18,361,000 | 867 |
| Salaries and employee benefits | $11,794,000 | 749 |
| Premises and equipment expense | $1,884,000 | 959 |
| Additional noninterest expense | $4,683,000 | 1,054 |
| Pre-tax net operating income | $7,785,000 | 902 |
| Securities gains (losses) | $29,000 | 2,127 |
| Applicable income taxes | $2,931,000 | 663 |
| Income before extraordinary items | $4,883,000 | 1,134 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,883,000 | 1,133 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,883,000 | 1,134 |
| Net charge-offs | $175,000 | 1,566 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $302,000 | 280 |
| Net operating income | $4,864,440 | 1,111 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $16,447,000 | 812 |
| Total interest expense | $1,295,000 | 1,108 |
| Net interest income | $15,152,000 | 786 |
| Provision for loan and lease losses | $450,000 | 927 |
| Total noninterest income | $2,485,000 | 1,136 |
| Gross Fiduciary activities income | $1,017,000 | 332 |
| Service charges on deposit accounts | $967,000 | 664 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $501,000 | 2,369 |
| Total noninterest expense | $12,069,000 | 883 |
| Salaries and employee benefits | $7,769,000 | 757 |
| Premises and equipment expense | $1,263,000 | 967 |
| Additional noninterest expense | $3,037,000 | 1,079 |
| Pre-tax net operating income | $5,118,000 | 915 |
| Securities gains (losses) | $29,000 | 1,762 |
| Applicable income taxes | $1,928,000 | 665 |
| Income before extraordinary items | $3,219,000 | 1,135 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,219,000 | 1,135 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,219,000 | 1,135 |
| Net charge-offs | $148,000 | 1,335 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $201,000 | 275 |
| Net operating income | $3,200,440 | 1,115 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $8,189,000 | 818 |
| Total interest expense | $627,000 | 1,140 |
| Net interest income | $7,562,000 | 788 |
| Provision for loan and lease losses | $225,000 | 871 |
| Total noninterest income | $1,181,000 | 1,155 |
| Gross Fiduciary activities income | $499,000 | 328 |
| Service charges on deposit accounts | $460,000 | 680 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $222,000 | 2,500 |
| Total noninterest expense | $6,007,000 | 881 |
| Salaries and employee benefits | $3,837,000 | 774 |
| Premises and equipment expense | $625,000 | 979 |
| Additional noninterest expense | $1,545,000 | 1,059 |
| Pre-tax net operating income | $2,511,000 | 899 |
| Securities gains (losses) | $33,000 | 1,008 |
| Applicable income taxes | $953,000 | 661 |
| Income before extraordinary items | $1,591,000 | 1,122 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,591,000 | 1,123 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,591,000 | 1,123 |
| Net charge-offs | $97,000 | 1,032 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 254 |
| Net operating income | $1,569,880 | 1,114 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $31,320,000 | 824 |
| Total interest expense | $2,245,000 | 1,233 |
| Net interest income | $29,075,000 | 777 |
| Provision for loan and lease losses | $800,000 | 973 |
| Total noninterest income | $4,846,000 | 1,148 |
| Gross Fiduciary activities income | $1,945,000 | 343 |
| Service charges on deposit accounts | $1,848,000 | 710 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,053,000 | 2,313 |
| Total noninterest expense | $23,542,000 | 877 |
| Salaries and employee benefits | $15,325,000 | 744 |
| Premises and equipment expense | $2,536,000 | 954 |
| Additional noninterest expense | $5,681,000 | 1,139 |
| Pre-tax net operating income | $9,579,000 | 921 |
| Securities gains (losses) | $-3,000 | 5,742 |
| Applicable income taxes | $3,548,000 | 678 |
| Income before extraordinary items | $6,028,000 | 1,174 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $6,028,000 | 1,174 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,028,000 | 1,174 |
| Net charge-offs | $637,000 | 954 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $485,000 | 310 |
| Net operating income | $6,029,920 | 1,139 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $23,384,000 | 829 |
| Total interest expense | $1,655,000 | 1,270 |
| Net interest income | $21,729,000 | 786 |
| Provision for loan and lease losses | $650,000 | 843 |
| Total noninterest income | $3,588,000 | 1,168 |
| Gross Fiduciary activities income | $1,447,000 | 344 |
| Service charges on deposit accounts | $1,384,000 | 718 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $757,000 | 2,386 |
| Total noninterest expense | $17,277,000 | 903 |
| Salaries and employee benefits | $11,194,000 | 777 |
| Premises and equipment expense | $1,918,000 | 959 |
| Additional noninterest expense | $4,165,000 | 1,162 |
| Pre-tax net operating income | $7,390,000 | 915 |
| Securities gains (losses) | $-3,000 | 5,887 |
| Applicable income taxes | $2,705,000 | 689 |
| Income before extraordinary items | $4,682,000 | 1,139 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,682,000 | 1,136 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $4,682,000 | 1,139 |
| Net charge-offs | $267,000 | 1,292 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $262,000 | 327 |
| Net operating income | $4,683,920 | 1,102 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $15,530,000 | 826 |
| Total interest expense | $1,072,000 | 1,307 |
| Net interest income | $14,458,000 | 784 |
| Provision for loan and lease losses | $500,000 | 753 |
| Total noninterest income | $2,362,000 | 1,190 |
| Gross Fiduciary activities income | $957,000 | 344 |
| Service charges on deposit accounts | $913,000 | 708 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $492,000 | 2,429 |
| Total noninterest expense | $11,543,000 | 907 |
| Salaries and employee benefits | $7,502,000 | 775 |
| Premises and equipment expense | $1,306,000 | 951 |
| Additional noninterest expense | $2,735,000 | 1,173 |
| Pre-tax net operating income | $4,777,000 | 933 |
| Securities gains (losses) | $-3,000 | 5,992 |
| Applicable income taxes | $1,715,000 | 710 |
| Income before extraordinary items | $3,059,000 | 1,145 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,059,000 | 1,144 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $3,059,000 | 1,146 |
| Net charge-offs | $-163,000 | 6,031 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $175,000 | 307 |
| Net operating income | $3,060,920 | 1,114 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $7,674,000 | 833 |
| Total interest expense | $492,000 | 1,425 |
| Net interest income | $7,182,000 | 787 |
| Provision for loan and lease losses | $300,000 | 621 |
| Total noninterest income | $1,140,000 | 1,175 |
| Gross Fiduciary activities income | $468,000 | 350 |
| Service charges on deposit accounts | $449,000 | 708 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $223,000 | 2,487 |
| Total noninterest expense | $5,745,000 | 909 |
| Salaries and employee benefits | $3,736,000 | 783 |
| Premises and equipment expense | $661,000 | 942 |
| Additional noninterest expense | $1,348,000 | 1,178 |
| Pre-tax net operating income | $2,277,000 | 947 |
| Securities gains (losses) | $-3,000 | 6,134 |
| Applicable income taxes | $855,000 | 692 |
| Income before extraordinary items | $1,419,000 | 1,184 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,419,000 | 1,185 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,419,000 | 1,185 |
| Net charge-offs | $4,000 | 2,829 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $87,000 | 276 |
| Net operating income | $1,420,920 | 1,144 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $29,523,000 | 849 |
| Total interest expense | $1,987,000 | 1,491 |
| Net interest income | $27,536,000 | 793 |
| Provision for loan and lease losses | $1,150,000 | 776 |
| Total noninterest income | $4,636,000 | 1,160 |
| Gross Fiduciary activities income | $1,819,000 | 350 |
| Service charges on deposit accounts | $1,711,000 | 788 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,106,000 | 2,185 |
| Total noninterest expense | $22,518,000 | 900 |
| Salaries and employee benefits | $14,440,000 | 765 |
| Premises and equipment expense | $2,632,000 | 924 |
| Additional noninterest expense | $5,446,000 | 1,212 |
| Pre-tax net operating income | $8,504,000 | 971 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $3,167,000 | 692 |
| Income before extraordinary items | $5,337,000 | 1,228 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $5,337,000 | 1,225 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,337,000 | 1,227 |
| Net charge-offs | $411,000 | 1,692 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $408,000 | 331 |
| Net operating income | $5,337,000 | 1,199 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $21,782,000 | 867 |
| Total interest expense | $1,488,000 | 1,512 |
| Net interest income | $20,294,000 | 808 |
| Provision for loan and lease losses | $925,000 | 712 |
| Total noninterest income | $3,446,000 | 1,162 |
| Gross Fiduciary activities income | $1,362,000 | 355 |
| Service charges on deposit accounts | $1,258,000 | 807 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $826,000 | 2,215 |
| Total noninterest expense | $16,595,000 | 906 |
| Salaries and employee benefits | $10,545,000 | 786 |
| Premises and equipment expense | $1,990,000 | 922 |
| Additional noninterest expense | $4,060,000 | 1,211 |
| Pre-tax net operating income | $6,220,000 | 1,004 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $2,344,000 | 714 |
| Income before extraordinary items | $3,876,000 | 1,249 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,876,000 | 1,246 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,876,000 | 1,248 |
| Net charge-offs | $19,000 | 3,858 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $223,000 | 339 |
| Net operating income | $3,876,000 | 1,235 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $14,138,000 | 894 |
| Total interest expense | $978,000 | 1,541 |
| Net interest income | $13,160,000 | 834 |
| Provision for loan and lease losses | $700,000 | 642 |
| Total noninterest income | $2,255,000 | 1,170 |
| Gross Fiduciary activities income | $901,000 | 355 |
| Service charges on deposit accounts | $820,000 | 818 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $534,000 | 2,227 |
| Total noninterest expense | $11,045,000 | 902 |
| Salaries and employee benefits | $7,074,000 | 772 |
| Premises and equipment expense | $1,328,000 | 929 |
| Additional noninterest expense | $2,643,000 | 1,221 |
| Pre-tax net operating income | $3,670,000 | 1,092 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $1,380,000 | 755 |
| Income before extraordinary items | $2,290,000 | 1,371 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,290,000 | 1,371 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,290,000 | 1,373 |
| Net charge-offs | $-221,000 | 6,470 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $151,000 | 314 |
| Net operating income | $2,290,000 | 1,347 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $6,963,000 | 908 |
| Total interest expense | $485,000 | 1,580 |
| Net interest income | $6,478,000 | 848 |
| Provision for loan and lease losses | $525,000 | 430 |
| Total noninterest income | $1,116,000 | 1,144 |
| Gross Fiduciary activities income | $448,000 | 357 |
| Service charges on deposit accounts | $394,000 | 825 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $274,000 | 2,133 |
| Total noninterest expense | $5,457,000 | 924 |
| Salaries and employee benefits | $3,512,000 | 793 |
| Premises and equipment expense | $670,000 | 947 |
| Additional noninterest expense | $1,275,000 | 1,258 |
| Pre-tax net operating income | $1,612,000 | 1,180 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $597,000 | 812 |
| Income before extraordinary items | $1,015,000 | 1,467 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,015,000 | 1,470 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,015,000 | 1,470 |
| Net charge-offs | $105,000 | 1,346 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 274 |
| Net operating income | $1,015,000 | 1,451 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $27,066,000 | 934 |
| Total interest expense | $2,080,000 | 1,640 |
| Net interest income | $24,986,000 | 859 |
| Provision for loan and lease losses | $1,750,000 | 691 |
| Total noninterest income | $4,511,000 | 1,222 |
| Gross Fiduciary activities income | $1,739,000 | 351 |
| Service charges on deposit accounts | $1,584,000 | 876 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,188,000 | 2,154 |
| Total noninterest expense | $20,846,000 | 978 |
| Salaries and employee benefits | $13,067,000 | 830 |
| Premises and equipment expense | $2,531,000 | 955 |
| Additional noninterest expense | $5,248,000 | 1,275 |
| Pre-tax net operating income | $6,901,000 | 1,087 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $2,529,000 | 755 |
| Income before extraordinary items | $4,372,000 | 1,382 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,372,000 | 1,385 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,372,000 | 1,385 |
| Net charge-offs | $797,000 | 1,493 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $239,000 | 396 |
| Net operating income | $4,372,000 | 1,364 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $20,061,000 | 953 |
| Total interest expense | $1,581,000 | 1,663 |
| Net interest income | $18,480,000 | 880 |
| Provision for loan and lease losses | $1,575,000 | 618 |
| Total noninterest income | $3,344,000 | 1,251 |
| Gross Fiduciary activities income | $1,288,000 | 350 |
| Service charges on deposit accounts | $1,153,000 | 905 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $903,000 | 2,195 |
| Total noninterest expense | $15,370,000 | 998 |
| Salaries and employee benefits | $9,544,000 | 851 |
| Premises and equipment expense | $1,895,000 | 967 |
| Additional noninterest expense | $3,931,000 | 1,282 |
| Pre-tax net operating income | $4,879,000 | 1,167 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,778,000 | 817 |
| Income before extraordinary items | $3,101,000 | 1,465 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,101,000 | 1,467 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,101,000 | 1,467 |
| Net charge-offs | $469,000 | 1,652 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $180,000 | 362 |
| Net operating income | $3,101,000 | 1,431 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $13,156,000 | 960 |
| Total interest expense | $1,063,000 | 1,679 |
| Net interest income | $12,093,000 | 883 |
| Provision for loan and lease losses | $1,050,000 | 653 |
| Total noninterest income | $2,189,000 | 1,279 |
| Gross Fiduciary activities income | $854,000 | 354 |
| Service charges on deposit accounts | $736,000 | 916 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $599,000 | 2,236 |
| Total noninterest expense | $10,231,000 | 991 |
| Salaries and employee benefits | $6,393,000 | 850 |
| Premises and equipment expense | $1,272,000 | 954 |
| Additional noninterest expense | $2,566,000 | 1,296 |
| Pre-tax net operating income | $3,001,000 | 1,243 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $1,072,000 | 887 |
| Income before extraordinary items | $1,929,000 | 1,566 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,929,000 | 1,569 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,929,000 | 1,571 |
| Net charge-offs | $456,000 | 1,326 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $120,000 | 344 |
| Net operating income | $1,929,000 | 1,506 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $6,489,000 | 976 |
| Total interest expense | $536,000 | 1,718 |
| Net interest income | $5,953,000 | 902 |
| Provision for loan and lease losses | $525,000 | 671 |
| Total noninterest income | $1,069,000 | 1,302 |
| Gross Fiduciary activities income | $428,000 | 349 |
| Service charges on deposit accounts | $357,000 | 928 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $284,000 | 2,301 |
| Total noninterest expense | $5,119,000 | 999 |
| Salaries and employee benefits | $3,211,000 | 857 |
| Premises and equipment expense | $643,000 | 953 |
| Additional noninterest expense | $1,265,000 | 1,303 |
| Pre-tax net operating income | $1,378,000 | 1,312 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $492,000 | 937 |
| Income before extraordinary items | $886,000 | 1,641 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $886,000 | 1,643 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $886,000 | 1,643 |
| Net charge-offs | $283,000 | 1,098 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 304 |
| Net operating income | $886,000 | 1,591 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $25,940,000 | 1,019 |
| Total interest expense | $2,290,000 | 1,903 |
| Net interest income | $23,650,000 | 912 |
| Provision for loan and lease losses | $2,600,000 | 866 |
| Total noninterest income | $4,244,000 | 1,269 |
| Gross Fiduciary activities income | $1,600,000 | 353 |
| Service charges on deposit accounts | $1,387,000 | 1,029 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,257,000 | 2,072 |
| Total noninterest expense | $19,668,000 | 1,015 |
| Salaries and employee benefits | $12,297,000 | 851 |
| Premises and equipment expense | $2,440,000 | 972 |
| Additional noninterest expense | $4,931,000 | 1,377 |
| Pre-tax net operating income | $5,626,000 | 1,236 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,927,000 | 907 |
| Income before extraordinary items | $3,699,000 | 1,550 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,699,000 | 1,551 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,699,000 | 1,551 |
| Net charge-offs | $1,770,000 | 1,274 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $437,000 | 331 |
| Net operating income | $3,699,000 | 1,458 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $19,311,000 | 1,053 |
| Total interest expense | $1,752,000 | 1,950 |
| Net interest income | $17,559,000 | 939 |
| Provision for loan and lease losses | $1,850,000 | 904 |
| Total noninterest income | $3,179,000 | 1,292 |
| Gross Fiduciary activities income | $1,198,000 | 350 |
| Service charges on deposit accounts | $1,017,000 | 1,052 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $964,000 | 2,039 |
| Total noninterest expense | $14,579,000 | 1,026 |
| Salaries and employee benefits | $9,093,000 | 858 |
| Premises and equipment expense | $1,778,000 | 1,008 |
| Additional noninterest expense | $3,708,000 | 1,369 |
| Pre-tax net operating income | $4,309,000 | 1,246 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,553,000 | 882 |
| Income before extraordinary items | $2,756,000 | 1,592 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,756,000 | 1,593 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,756,000 | 1,593 |
| Net charge-offs | $692,000 | 1,823 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $183,000 | 354 |
| Net operating income | $2,756,000 | 1,509 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $12,765,000 | 1,074 |
| Total interest expense | $1,193,000 | 1,978 |
| Net interest income | $11,572,000 | 952 |
| Provision for loan and lease losses | $1,100,000 | 1,016 |
| Total noninterest income | $2,080,000 | 1,298 |
| Gross Fiduciary activities income | $760,000 | 362 |
| Service charges on deposit accounts | $661,000 | 1,064 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $659,000 | 1,989 |
| Total noninterest expense | $9,647,000 | 1,035 |
| Salaries and employee benefits | $6,064,000 | 854 |
| Premises and equipment expense | $1,166,000 | 1,014 |
| Additional noninterest expense | $2,417,000 | 1,409 |
| Pre-tax net operating income | $2,905,000 | 1,229 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,058,000 | 846 |
| Income before extraordinary items | $1,847,000 | 1,583 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,847,000 | 1,582 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,847,000 | 1,583 |
| Net charge-offs | $234,000 | 2,578 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $122,000 | 328 |
| Net operating income | $1,847,000 | 1,500 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $6,412,000 | 1,066 |
| Total interest expense | $611,000 | 2,012 |
| Net interest income | $5,801,000 | 944 |
| Provision for loan and lease losses | $450,000 | 1,139 |
| Total noninterest income | $1,041,000 | 1,291 |
| Gross Fiduciary activities income | $361,000 | 372 |
| Service charges on deposit accounts | $309,000 | 1,139 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $371,000 | 1,850 |
| Total noninterest expense | $4,811,000 | 1,032 |
| Salaries and employee benefits | $3,037,000 | 850 |
| Premises and equipment expense | $583,000 | 1,023 |
| Additional noninterest expense | $1,191,000 | 1,418 |
| Pre-tax net operating income | $1,581,000 | 1,109 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $581,000 | 778 |
| Income before extraordinary items | $1,000,000 | 1,461 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,000,000 | 1,461 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,000,000 | 1,462 |
| Net charge-offs | $41,000 | 3,172 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 287 |
| Net operating income | $1,000,000 | 1,379 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $25,231,000 | 1,118 |
| Total interest expense | $2,400,000 | 2,400 |
| Net interest income | $22,831,000 | 961 |
| Provision for loan and lease losses | $1,775,000 | 1,705 |
| Total noninterest income | $3,472,000 | 1,345 |
| Gross Fiduciary activities income | $1,371,000 | 336 |
| Service charges on deposit accounts | $1,125,000 | 1,311 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $976,000 | 2,169 |
| Total noninterest expense | $18,145,000 | 1,081 |
| Salaries and employee benefits | $11,237,000 | 878 |
| Premises and equipment expense | $2,013,000 | 1,248 |
| Additional noninterest expense | $4,895,000 | 1,408 |
| Pre-tax net operating income | $6,383,000 | 936 |
| Securities gains (losses) | $-54,000 | 7,028 |
| Applicable income taxes | $2,153,000 | 738 |
| Income before extraordinary items | $4,176,000 | 1,206 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,176,000 | 1,206 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,176,000 | 1,206 |
| Net charge-offs | $1,979,000 | 1,564 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $548,000 | 400 |
| Net operating income | $4,211,640 | 1,124 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $18,856,000 | 1,145 |
| Total interest expense | $1,773,000 | 2,525 |
| Net interest income | $17,083,000 | 970 |
| Provision for loan and lease losses | $1,325,000 | 1,639 |
| Total noninterest income | $2,608,000 | 1,355 |
| Gross Fiduciary activities income | $1,044,000 | 330 |
| Service charges on deposit accounts | $842,000 | 1,324 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $722,000 | 2,181 |
| Total noninterest expense | $13,590,000 | 1,086 |
| Salaries and employee benefits | $8,295,000 | 890 |
| Premises and equipment expense | $1,496,000 | 1,277 |
| Additional noninterest expense | $3,799,000 | 1,358 |
| Pre-tax net operating income | $4,776,000 | 973 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $1,828,000 | 679 |
| Income before extraordinary items | $2,948,000 | 1,315 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,948,000 | 1,315 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,948,000 | 1,315 |
| Net charge-offs | $1,285,000 | 1,658 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $182,000 | 465 |
| Net operating income | $2,948,000 | 1,242 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $12,573,000 | 1,152 |
| Total interest expense | $1,181,000 | 2,603 |
| Net interest income | $11,392,000 | 973 |
| Provision for loan and lease losses | $875,000 | 1,635 |
| Total noninterest income | $1,734,000 | 1,347 |
| Gross Fiduciary activities income | $709,000 | 331 |
| Service charges on deposit accounts | $549,000 | 1,326 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $476,000 | 2,175 |
| Total noninterest expense | $9,019,000 | 1,110 |
| Salaries and employee benefits | $5,520,000 | 899 |
| Premises and equipment expense | $1,006,000 | 1,275 |
| Additional noninterest expense | $2,493,000 | 1,410 |
| Pre-tax net operating income | $3,232,000 | 942 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $1,238,000 | 641 |
| Income before extraordinary items | $1,994,000 | 1,257 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,994,000 | 1,257 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,994,000 | 1,257 |
| Net charge-offs | $1,171,000 | 1,340 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $121,000 | 381 |
| Net operating income | $1,994,000 | 1,197 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $6,247,000 | 1,174 |
| Total interest expense | $598,000 | 2,646 |
| Net interest income | $5,649,000 | 981 |
| Provision for loan and lease losses | $425,000 | 1,594 |
| Total noninterest income | $832,000 | 1,380 |
| Gross Fiduciary activities income | $339,000 | 344 |
| Service charges on deposit accounts | $265,000 | 1,342 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $228,000 | 2,290 |
| Total noninterest expense | $4,475,000 | 1,124 |
| Salaries and employee benefits | $2,747,000 | 914 |
| Premises and equipment expense | $512,000 | 1,279 |
| Additional noninterest expense | $1,216,000 | 1,440 |
| Pre-tax net operating income | $1,581,000 | 967 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $618,000 | 619 |
| Income before extraordinary items | $963,000 | 1,282 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $963,000 | 1,282 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $963,000 | 1,282 |
| Net charge-offs | $730,000 | 1,048 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 327 |
| Net operating income | $963,000 | 1,244 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $23,191,000 | 1,327 |
| Total interest expense | $3,017,000 | 2,594 |
| Net interest income | $20,174,000 | 1,108 |
| Provision for loan and lease losses | $2,275,000 | 1,914 |
| Total noninterest income | $3,227,000 | 1,468 |
| Gross Fiduciary activities income | $1,301,000 | 342 |
| Service charges on deposit accounts | $1,044,000 | 1,459 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $882,000 | 2,362 |
| Total noninterest expense | $16,596,000 | 1,215 |
| Salaries and employee benefits | $9,632,000 | 1,018 |
| Premises and equipment expense | $1,940,000 | 1,329 |
| Additional noninterest expense | $5,024,000 | 1,446 |
| Pre-tax net operating income | $4,530,000 | 1,120 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,627,000 | 851 |
| Income before extraordinary items | $2,903,000 | 1,443 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,903,000 | 1,445 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,903,000 | 1,446 |
| Net charge-offs | $1,338,000 | 2,304 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $558,000 | 446 |
| Net operating income | $2,903,000 | 1,387 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $17,070,000 | 1,370 |
| Total interest expense | $2,372,000 | 2,582 |
| Net interest income | $14,698,000 | 1,142 |
| Provision for loan and lease losses | $1,775,000 | 1,795 |
| Total noninterest income | $2,410,000 | 1,468 |
| Gross Fiduciary activities income | $965,000 | 341 |
| Service charges on deposit accounts | $785,000 | 1,499 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $660,000 | 2,354 |
| Total noninterest expense | $12,086,000 | 1,231 |
| Salaries and employee benefits | $7,020,000 | 1,039 |
| Premises and equipment expense | $1,467,000 | 1,333 |
| Additional noninterest expense | $3,599,000 | 1,475 |
| Pre-tax net operating income | $3,247,000 | 1,217 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $1,200,000 | 881 |
| Income before extraordinary items | $2,047,000 | 1,610 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,047,000 | 1,613 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,047,000 | 1,613 |
| Net charge-offs | $918,000 | 2,296 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $142,000 | 564 |
| Net operating income | $2,047,000 | 1,542 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $11,272,000 | 1,401 |
| Total interest expense | $1,643,000 | 2,592 |
| Net interest income | $9,629,000 | 1,179 |
| Provision for loan and lease losses | $1,275,000 | 1,676 |
| Total noninterest income | $1,554,000 | 1,478 |
| Gross Fiduciary activities income | $641,000 | 342 |
| Service charges on deposit accounts | $519,000 | 1,518 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $394,000 | 2,435 |
| Total noninterest expense | $7,779,000 | 1,272 |
| Salaries and employee benefits | $4,489,000 | 1,095 |
| Premises and equipment expense | $960,000 | 1,377 |
| Additional noninterest expense | $2,330,000 | 1,527 |
| Pre-tax net operating income | $2,129,000 | 1,228 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $782,000 | 856 |
| Income before extraordinary items | $1,347,000 | 1,629 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,347,000 | 1,628 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,347,000 | 1,629 |
| Net charge-offs | $836,000 | 1,895 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $94,000 | 493 |
| Net operating income | $1,347,000 | 1,556 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,649,000 | 1,431 |
| Total interest expense | $850,000 | 2,630 |
| Net interest income | $4,799,000 | 1,188 |
| Provision for loan and lease losses | $550,000 | 1,725 |
| Total noninterest income | $749,000 | 1,506 |
| Gross Fiduciary activities income | $303,000 | 358 |
| Service charges on deposit accounts | $259,000 | 1,504 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $187,000 | 2,498 |
| Total noninterest expense | $3,839,000 | 1,298 |
| Salaries and employee benefits | $2,220,000 | 1,121 |
| Premises and equipment expense | $480,000 | 1,420 |
| Additional noninterest expense | $1,139,000 | 1,546 |
| Pre-tax net operating income | $1,159,000 | 1,138 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $423,000 | 807 |
| Income before extraordinary items | $736,000 | 1,485 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $736,000 | 1,487 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $736,000 | 1,487 |
| Net charge-offs | $406,000 | 1,764 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 434 |
| Net operating income | $736,000 | 1,432 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $22,027,000 | 1,557 |
| Total interest expense | $4,810,000 | 2,341 |
| Net interest income | $17,217,000 | 1,301 |
| Provision for loan and lease losses | $3,805,000 | 1,707 |
| Total noninterest income | $3,016,000 | 1,605 |
| Gross Fiduciary activities income | $1,160,000 | 351 |
| Service charges on deposit accounts | $1,069,000 | 1,575 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $787,000 | 2,479 |
| Total noninterest expense | $13,907,000 | 1,486 |
| Salaries and employee benefits | $7,671,000 | 1,284 |
| Premises and equipment expense | $1,912,000 | 1,426 |
| Additional noninterest expense | $4,324,000 | 1,727 |
| Pre-tax net operating income | $2,521,000 | 1,563 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $590,000 | 1,394 |
| Income before extraordinary items | $1,931,000 | 1,742 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,931,000 | 1,741 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,931,000 | 1,742 |
| Net charge-offs | $1,359,000 | 2,497 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $567,000 | 521 |
| Net operating income | $1,931,000 | 1,695 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $16,194,000 | 1,610 |
| Total interest expense | $3,865,000 | 2,287 |
| Net interest income | $12,329,000 | 1,350 |
| Provision for loan and lease losses | $955,000 | 2,852 |
| Total noninterest income | $2,227,000 | 1,644 |
| Gross Fiduciary activities income | $835,000 | 357 |
| Service charges on deposit accounts | $798,000 | 1,588 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $594,000 | 2,538 |
| Total noninterest expense | $10,249,000 | 1,504 |
| Salaries and employee benefits | $5,646,000 | 1,345 |
| Premises and equipment expense | $1,452,000 | 1,419 |
| Additional noninterest expense | $3,151,000 | 1,708 |
| Pre-tax net operating income | $3,352,000 | 990 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $1,245,000 | 709 |
| Income before extraordinary items | $2,107,000 | 1,272 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,107,000 | 1,271 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,107,000 | 1,272 |
| Net charge-offs | $905,000 | 2,309 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $119,000 | 698 |
| Net operating income | $2,107,000 | 1,244 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $10,530,000 | 1,685 |
| Total interest expense | $2,754,000 | 2,244 |
| Net interest income | $7,776,000 | 1,440 |
| Provision for loan and lease losses | $530,000 | 2,897 |
| Total noninterest income | $1,457,000 | 1,692 |
| Gross Fiduciary activities income | $548,000 | 366 |
| Service charges on deposit accounts | $528,000 | 1,574 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $381,000 | 2,627 |
| Total noninterest expense | $6,779,000 | 1,532 |
| Salaries and employee benefits | $3,714,000 | 1,404 |
| Premises and equipment expense | $991,000 | 1,409 |
| Additional noninterest expense | $2,074,000 | 1,756 |
| Pre-tax net operating income | $1,924,000 | 1,188 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $705,000 | 826 |
| Income before extraordinary items | $1,219,000 | 1,525 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,219,000 | 1,522 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,219,000 | 1,524 |
| Net charge-offs | $507,000 | 2,335 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 668 |
| Net operating income | $1,219,000 | 1,498 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,179,000 | 1,731 |
| Total interest expense | $1,461,000 | 2,215 |
| Net interest income | $3,718,000 | 1,495 |
| Provision for loan and lease losses | $260,000 | 2,515 |
| Total noninterest income | $670,000 | 1,748 |
| Gross Fiduciary activities income | $241,000 | 392 |
| Service charges on deposit accounts | $260,000 | 1,561 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $169,000 | 2,756 |
| Total noninterest expense | $3,201,000 | 1,573 |
| Salaries and employee benefits | $1,875,000 | 1,391 |
| Premises and equipment expense | $505,000 | 1,402 |
| Additional noninterest expense | $821,000 | 1,952 |
| Pre-tax net operating income | $927,000 | 1,393 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $334,000 | 965 |
| Income before extraordinary items | $593,000 | 1,823 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $593,000 | 1,824 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $593,000 | 1,825 |
| Net charge-offs | $271,000 | 1,869 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 558 |
| Net operating income | $593,000 | 1,715 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $22,822,000 | 1,689 |
| Total interest expense | $7,583,000 | 2,065 |
| Net interest income | $15,239,000 | 1,470 |
| Provision for loan and lease losses | $500,000 | 3,796 |
| Total noninterest income | $2,802,000 | 1,665 |
| Gross Fiduciary activities income | $1,047,000 | 401 |
| Service charges on deposit accounts | $1,052,000 | 1,689 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $703,000 | 2,653 |
| Total noninterest expense | $12,103,000 | 1,621 |
| Salaries and employee benefits | $7,085,000 | 1,453 |
| Premises and equipment expense | $1,852,000 | 1,492 |
| Additional noninterest expense | $3,166,000 | 1,918 |
| Pre-tax net operating income | $5,438,000 | 1,018 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $2,030,000 | 675 |
| Income before extraordinary items | $3,408,000 | 1,222 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,408,000 | 1,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $648,000 | 2,461 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $759,000 | 467 |
| Net operating income | $3,408,000 | 1,303 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $17,340,000 | 1,715 |
| Total interest expense | $6,004,000 | 2,048 |
| Net interest income | $11,336,000 | 1,492 |
| Provision for loan and lease losses | $280,000 | 3,666 |
| Total noninterest income | $2,081,000 | 1,719 |
| Gross Fiduciary activities income | $796,000 | 405 |
| Service charges on deposit accounts | $777,000 | 1,727 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $508,000 | 2,786 |
| Total noninterest expense | $9,074,000 | 1,608 |
| Salaries and employee benefits | $5,301,000 | 1,486 |
| Premises and equipment expense | $1,377,000 | 1,514 |
| Additional noninterest expense | $2,396,000 | 1,851 |
| Pre-tax net operating income | $4,063,000 | 1,238 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,512,000 | 832 |
| Income before extraordinary items | $2,551,000 | 1,442 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,551,000 | 1,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,837 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $91,000 | 804 |
| Net operating income | $2,551,000 | 1,520 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,718,000 | 1,719 |
| Total interest expense | $4,425,000 | 1,949 |
| Net interest income | $7,293,000 | 1,531 |
| Provision for loan and lease losses | $180,000 | 3,306 |
| Total noninterest income | $1,369,000 | 1,760 |
| Gross Fiduciary activities income | $533,000 | 409 |
| Service charges on deposit accounts | $506,000 | 1,743 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $330,000 | 2,880 |
| Total noninterest expense | $6,036,000 | 1,610 |
| Salaries and employee benefits | $3,563,000 | 1,482 |
| Premises and equipment expense | $920,000 | 1,515 |
| Additional noninterest expense | $1,553,000 | 1,858 |
| Pre-tax net operating income | $2,446,000 | 1,410 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $914,000 | 1,007 |
| Income before extraordinary items | $1,532,000 | 1,767 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,532,000 | 1,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,369 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 718 |
| Net operating income | $1,532,000 | 1,735 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,233,000 | 1,663 |
| Total interest expense | $2,549,000 | 1,840 |
| Net interest income | $3,684,000 | 1,510 |
| Provision for loan and lease losses | $90,000 | 2,858 |
| Total noninterest income | $680,000 | 1,789 |
| Gross Fiduciary activities income | $266,000 | 409 |
| Service charges on deposit accounts | $233,000 | 1,823 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $181,000 | 2,718 |
| Total noninterest expense | $3,009,000 | 1,616 |
| Salaries and employee benefits | $1,793,000 | 1,482 |
| Premises and equipment expense | $469,000 | 1,489 |
| Additional noninterest expense | $747,000 | 1,886 |
| Pre-tax net operating income | $1,265,000 | 1,466 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $481,000 | 1,045 |
| Income before extraordinary items | $784,000 | 1,845 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $784,000 | 1,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,186 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 594 |
| Net operating income | $784,000 | 1,779 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $26,637,000 | 1,617 |
| Total interest expense | $11,643,000 | 1,722 |
| Net interest income | $14,994,000 | 1,519 |
| Provision for loan and lease losses | $300,000 | 3,174 |
| Total noninterest income | $2,736,000 | 1,755 |
| Gross Fiduciary activities income | $1,010,000 | 417 |
| Service charges on deposit accounts | $913,000 | 1,906 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $813,000 | 2,539 |
| Total noninterest expense | $10,812,000 | 1,710 |
| Salaries and employee benefits | $6,323,000 | 1,600 |
| Premises and equipment expense | $1,669,000 | 1,595 |
| Additional noninterest expense | $2,820,000 | 1,954 |
| Pre-tax net operating income | $6,618,000 | 1,279 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,452,000 | 947 |
| Income before extraordinary items | $4,166,000 | 1,524 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,166,000 | 1,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $517,000 | 1,651 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $263,000 | 672 |
| Net operating income | $4,166,000 | 1,513 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $19,883,000 | 1,625 |
| Total interest expense | $8,685,000 | 1,720 |
| Net interest income | $11,198,000 | 1,533 |
| Provision for loan and lease losses | $225,000 | 2,782 |
| Total noninterest income | $2,065,000 | 1,751 |
| Gross Fiduciary activities income | $757,000 | 413 |
| Service charges on deposit accounts | $681,000 | 1,905 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $627,000 | 2,497 |
| Total noninterest expense | $8,094,000 | 1,703 |
| Salaries and employee benefits | $4,759,000 | 1,593 |
| Premises and equipment expense | $1,241,000 | 1,602 |
| Additional noninterest expense | $2,094,000 | 1,927 |
| Pre-tax net operating income | $4,944,000 | 1,367 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,910,000 | 1,000 |
| Income before extraordinary items | $3,034,000 | 1,667 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,034,000 | 1,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $346,000 | 1,383 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $215,000 | 573 |
| Net operating income | $3,034,000 | 1,652 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $13,018,000 | 1,667 |
| Total interest expense | $5,706,000 | 1,755 |
| Net interest income | $7,312,000 | 1,585 |
| Provision for loan and lease losses | $150,000 | 2,579 |
| Total noninterest income | $1,386,000 | 1,767 |
| Gross Fiduciary activities income | $510,000 | 419 |
| Service charges on deposit accounts | $443,000 | 1,939 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $433,000 | 2,465 |
| Total noninterest expense | $5,368,000 | 1,721 |
| Salaries and employee benefits | $3,164,000 | 1,629 |
| Premises and equipment expense | $823,000 | 1,623 |
| Additional noninterest expense | $1,381,000 | 1,950 |
| Pre-tax net operating income | $3,180,000 | 1,457 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,228,000 | 1,085 |
| Income before extraordinary items | $1,952,000 | 1,773 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,952,000 | 1,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $267,000 | 1,103 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $198,000 | 451 |
| Net operating income | $1,952,000 | 1,760 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,333,000 | 1,710 |
| Total interest expense | $2,715,000 | 1,824 |
| Net interest income | $3,618,000 | 1,599 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $691,000 | 1,756 |
| Gross Fiduciary activities income | $252,000 | 424 |
| Service charges on deposit accounts | $217,000 | 1,931 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $222,000 | 2,394 |
| Total noninterest expense | $2,664,000 | 1,736 |
| Salaries and employee benefits | $1,582,000 | 1,642 |
| Premises and equipment expense | $403,000 | 1,659 |
| Additional noninterest expense | $679,000 | 1,948 |
| Pre-tax net operating income | $1,570,000 | 1,480 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $605,000 | 1,114 |
| Income before extraordinary items | $965,000 | 1,771 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $965,000 | 1,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,389 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $180,000 | 261 |
| Net operating income | $965,000 | 1,757 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $22,715,000 | 1,775 |
| Total interest expense | $8,799,000 | 1,882 |
| Net interest income | $13,916,000 | 1,644 |
| Provision for loan and lease losses | $400,000 | 2,257 |
| Total noninterest income | $2,670,000 | 1,786 |
| Gross Fiduciary activities income | $894,000 | 439 |
| Service charges on deposit accounts | $890,000 | 1,931 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $886,000 | 2,416 |
| Total noninterest expense | $9,649,000 | 1,851 |
| Salaries and employee benefits | $5,641,000 | 1,731 |
| Premises and equipment expense | $1,493,000 | 1,700 |
| Additional noninterest expense | $2,515,000 | 2,099 |
| Pre-tax net operating income | $6,537,000 | 1,484 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,455,000 | 1,117 |
| Income before extraordinary items | $4,082,000 | 1,755 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,082,000 | 1,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,205 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $432,000 | 627 |
| Net operating income | $4,082,000 | 1,740 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $16,394,000 | 1,840 |
| Total interest expense | $6,195,000 | 1,933 |
| Net interest income | $10,199,000 | 1,700 |
| Provision for loan and lease losses | $310,000 | 2,096 |
| Total noninterest income | $1,989,000 | 1,807 |
| Gross Fiduciary activities income | $664,000 | 441 |
| Service charges on deposit accounts | $664,000 | 1,938 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $661,000 | 2,409 |
| Total noninterest expense | $7,155,000 | 1,857 |
| Salaries and employee benefits | $4,176,000 | 1,756 |
| Premises and equipment expense | $1,108,000 | 1,724 |
| Additional noninterest expense | $1,871,000 | 2,094 |
| Pre-tax net operating income | $4,723,000 | 1,583 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,838,000 | 1,169 |
| Income before extraordinary items | $2,885,000 | 1,897 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,885,000 | 1,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 1,794 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $371,000 | 498 |
| Net operating income | $2,885,000 | 1,881 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,526,000 | 1,872 |
| Total interest expense | $3,879,000 | 1,957 |
| Net interest income | $6,647,000 | 1,744 |
| Provision for loan and lease losses | $220,000 | 1,956 |
| Total noninterest income | $1,298,000 | 1,839 |
| Gross Fiduciary activities income | $442,000 | 446 |
| Service charges on deposit accounts | $442,000 | 1,929 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $414,000 | 2,507 |
| Total noninterest expense | $4,724,000 | 1,881 |
| Salaries and employee benefits | $2,779,000 | 1,762 |
| Premises and equipment expense | $729,000 | 1,741 |
| Additional noninterest expense | $1,216,000 | 2,142 |
| Pre-tax net operating income | $3,001,000 | 1,646 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,168,000 | 1,229 |
| Income before extraordinary items | $1,833,000 | 1,983 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,833,000 | 1,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 2,380 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $371,000 | 363 |
| Net operating income | $1,833,000 | 1,970 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,112,000 | 1,877 |
| Total interest expense | $1,846,000 | 1,961 |
| Net interest income | $3,266,000 | 1,766 |
| Provision for loan and lease losses | $120,000 | 1,730 |
| Total noninterest income | $622,000 | 1,871 |
| Gross Fiduciary activities income | $208,000 | 467 |
| Service charges on deposit accounts | $224,000 | 1,863 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $190,000 | 2,579 |
| Total noninterest expense | $2,316,000 | 1,925 |
| Salaries and employee benefits | $1,380,000 | 1,785 |
| Premises and equipment expense | $376,000 | 1,706 |
| Additional noninterest expense | $560,000 | 2,283 |
| Pre-tax net operating income | $1,452,000 | 1,669 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $565,000 | 1,255 |
| Income before extraordinary items | $887,000 | 1,994 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $887,000 | 1,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,550 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $371,000 | 206 |
| Net operating income | $887,000 | 1,978 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $18,157,000 | 1,853 |
| Total interest expense | $5,643,000 | 1,992 |
| Net interest income | $12,514,000 | 1,753 |
| Provision for loan and lease losses | $360,000 | 2,451 |
| Total noninterest income | $2,460,000 | 1,895 |
| Gross Fiduciary activities income | $784,000 | 456 |
| Service charges on deposit accounts | $793,000 | 2,122 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $883,000 | 2,395 |
| Total noninterest expense | $9,109,000 | 1,859 |
| Salaries and employee benefits | $5,167,000 | 1,805 |
| Premises and equipment expense | $1,417,000 | 1,721 |
| Additional noninterest expense | $2,525,000 | 2,002 |
| Pre-tax net operating income | $5,505,000 | 1,694 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,144,000 | 1,278 |
| Income before extraordinary items | $3,361,000 | 2,040 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,361,000 | 2,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 2,044 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $149,000 | 676 |
| Net operating income | $3,361,000 | 2,017 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $13,163,000 | 1,869 |
| Total interest expense | $3,926,000 | 2,024 |
| Net interest income | $9,237,000 | 1,766 |
| Provision for loan and lease losses | $270,000 | 2,383 |
| Total noninterest income | $1,805,000 | 1,933 |
| Gross Fiduciary activities income | $582,000 | 449 |
| Service charges on deposit accounts | $571,000 | 2,197 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $652,000 | 2,420 |
| Total noninterest expense | $6,808,000 | 1,846 |
| Salaries and employee benefits | $3,862,000 | 1,795 |
| Premises and equipment expense | $1,052,000 | 1,733 |
| Additional noninterest expense | $1,894,000 | 1,969 |
| Pre-tax net operating income | $3,964,000 | 1,782 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,546,000 | 1,351 |
| Income before extraordinary items | $2,418,000 | 2,129 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,418,000 | 2,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 1,366 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,418,000 | 2,093 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,513,000 | 1,876 |
| Total interest expense | $2,494,000 | 1,993 |
| Net interest income | $6,019,000 | 1,792 |
| Provision for loan and lease losses | $180,000 | 2,307 |
| Total noninterest income | $1,170,000 | 1,952 |
| Gross Fiduciary activities income | $380,000 | 454 |
| Service charges on deposit accounts | $370,000 | 2,207 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $420,000 | 2,460 |
| Total noninterest expense | $4,544,000 | 1,825 |
| Salaries and employee benefits | $2,582,000 | 1,776 |
| Premises and equipment expense | $708,000 | 1,696 |
| Additional noninterest expense | $1,254,000 | 1,951 |
| Pre-tax net operating income | $2,465,000 | 1,867 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $964,000 | 1,406 |
| Income before extraordinary items | $1,501,000 | 2,228 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,501,000 | 2,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 1,512 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,501,000 | 2,192 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,127,000 | 1,879 |
| Total interest expense | $1,161,000 | 2,032 |
| Net interest income | $2,966,000 | 1,799 |
| Provision for loan and lease losses | $90,000 | 2,180 |
| Total noninterest income | $561,000 | 1,968 |
| Gross Fiduciary activities income | $181,000 | 483 |
| Service charges on deposit accounts | $188,000 | 2,124 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $192,000 | 2,543 |
| Total noninterest expense | $2,251,000 | 1,853 |
| Salaries and employee benefits | $1,302,000 | 1,776 |
| Premises and equipment expense | $352,000 | 1,702 |
| Additional noninterest expense | $597,000 | 2,059 |
| Pre-tax net operating income | $1,186,000 | 1,903 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $466,000 | 1,427 |
| Income before extraordinary items | $720,000 | 2,274 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $720,000 | 2,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 1,823 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $720,000 | 2,237 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $14,535,000 | 1,951 |
| Total interest expense | $3,314,000 | 2,408 |
| Net interest income | $11,221,000 | 1,802 |
| Provision for loan and lease losses | $360,000 | 2,548 |
| Total noninterest income | $2,416,000 | 1,921 |
| Gross Fiduciary activities income | $686,000 | 461 |
| Service charges on deposit accounts | $782,000 | 2,188 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $948,000 | 2,224 |
| Total noninterest expense | $8,569,000 | 1,885 |
| Salaries and employee benefits | $4,920,000 | 1,789 |
| Premises and equipment expense | $1,261,000 | 1,821 |
| Additional noninterest expense | $2,388,000 | 2,047 |
| Pre-tax net operating income | $4,708,000 | 1,787 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,751,000 | 1,426 |
| Income before extraordinary items | $2,957,000 | 2,102 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,957,000 | 2,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,512 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $762,000 | 422 |
| Net operating income | $2,957,000 | 2,058 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,532,000 | 1,995 |
| Total interest expense | $2,307,000 | 2,535 |
| Net interest income | $8,225,000 | 1,826 |
| Provision for loan and lease losses | $270,000 | 2,429 |
| Total noninterest income | $1,809,000 | 1,930 |
| Gross Fiduciary activities income | $515,000 | 463 |
| Service charges on deposit accounts | $585,000 | 2,207 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $709,000 | 2,248 |
| Total noninterest expense | $6,344,000 | 1,885 |
| Salaries and employee benefits | $3,650,000 | 1,800 |
| Premises and equipment expense | $922,000 | 1,875 |
| Additional noninterest expense | $1,772,000 | 2,037 |
| Pre-tax net operating income | $3,420,000 | 1,839 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,326,000 | 1,431 |
| Income before extraordinary items | $2,094,000 | 2,226 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,094,000 | 2,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 2,179 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $612,000 | 340 |
| Net operating income | $2,094,000 | 2,174 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,847,000 | 2,023 |
| Total interest expense | $1,472,000 | 2,618 |
| Net interest income | $5,375,000 | 1,859 |
| Provision for loan and lease losses | $180,000 | 2,366 |
| Total noninterest income | $1,180,000 | 1,948 |
| Gross Fiduciary activities income | $346,000 | 462 |
| Service charges on deposit accounts | $388,000 | 2,203 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $446,000 | 2,362 |
| Total noninterest expense | $4,181,000 | 1,911 |
| Salaries and employee benefits | $2,416,000 | 1,809 |
| Premises and equipment expense | $605,000 | 1,888 |
| Additional noninterest expense | $1,160,000 | 2,085 |
| Pre-tax net operating income | $2,194,000 | 1,892 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $849,000 | 1,460 |
| Income before extraordinary items | $1,345,000 | 2,280 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,345,000 | 2,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 2,947 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $612,000 | 247 |
| Net operating income | $1,345,000 | 2,220 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,388,000 | 2,061 |
| Total interest expense | $725,000 | 2,675 |
| Net interest income | $2,663,000 | 1,876 |
| Provision for loan and lease losses | $90,000 | 2,254 |
| Total noninterest income | $553,000 | 2,013 |
| Gross Fiduciary activities income | $167,000 | 482 |
| Service charges on deposit accounts | $185,000 | 2,236 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $201,000 | 2,472 |
| Total noninterest expense | $2,072,000 | 1,933 |
| Salaries and employee benefits | $1,227,000 | 1,803 |
| Premises and equipment expense | $306,000 | 1,895 |
| Additional noninterest expense | $539,000 | 2,204 |
| Pre-tax net operating income | $1,054,000 | 1,919 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $409,000 | 1,516 |
| Income before extraordinary items | $645,000 | 2,330 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $645,000 | 2,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,212 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $612,000 | 142 |
| Net operating income | $645,000 | 2,244 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $14,257,000 | 1,986 |
| Total interest expense | $3,540,000 | 2,479 |
| Net interest income | $10,717,000 | 1,825 |
| Provision for loan and lease losses | $720,000 | 1,588 |
| Total noninterest income | $2,623,000 | 1,872 |
| Gross Fiduciary activities income | $602,000 | 502 |
| Service charges on deposit accounts | $811,000 | 2,102 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,210,000 | 2,110 |
| Total noninterest expense | $8,237,000 | 1,929 |
| Salaries and employee benefits | $4,700,000 | 1,832 |
| Premises and equipment expense | $1,300,000 | 1,745 |
| Additional noninterest expense | $2,237,000 | 2,154 |
| Pre-tax net operating income | $4,383,000 | 1,840 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,675,000 | 1,471 |
| Income before extraordinary items | $2,708,000 | 2,232 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,708,000 | 2,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 3,114 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 727 |
| Net operating income | $2,708,000 | 2,131 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,798,000 | 2,001 |
| Total interest expense | $2,777,000 | 2,466 |
| Net interest income | $8,021,000 | 1,846 |
| Provision for loan and lease losses | $540,000 | 1,554 |
| Total noninterest income | $1,886,000 | 1,993 |
| Gross Fiduciary activities income | $444,000 | 515 |
| Service charges on deposit accounts | $602,000 | 2,140 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $840,000 | 2,306 |
| Total noninterest expense | $6,131,000 | 1,943 |
| Salaries and employee benefits | $3,515,000 | 1,846 |
| Premises and equipment expense | $970,000 | 1,764 |
| Additional noninterest expense | $1,646,000 | 2,179 |
| Pre-tax net operating income | $3,236,000 | 1,920 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,252,000 | 1,562 |
| Income before extraordinary items | $1,984,000 | 2,357 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,984,000 | 2,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,015 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,984,000 | 2,244 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,233,000 | 2,010 |
| Total interest expense | $1,921,000 | 2,467 |
| Net interest income | $5,312,000 | 1,843 |
| Provision for loan and lease losses | $360,000 | 1,536 |
| Total noninterest income | $1,239,000 | 2,006 |
| Gross Fiduciary activities income | $290,000 | 522 |
| Service charges on deposit accounts | $407,000 | 2,068 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $542,000 | 2,329 |
| Total noninterest expense | $4,063,000 | 1,938 |
| Salaries and employee benefits | $2,339,000 | 1,835 |
| Premises and equipment expense | $644,000 | 1,765 |
| Additional noninterest expense | $1,080,000 | 2,202 |
| Pre-tax net operating income | $2,128,000 | 1,930 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $824,000 | 1,585 |
| Income before extraordinary items | $1,304,000 | 2,383 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,304,000 | 2,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 2,659 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,304,000 | 2,255 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,598,000 | 2,036 |
| Total interest expense | $989,000 | 2,460 |
| Net interest income | $2,609,000 | 1,874 |
| Provision for loan and lease losses | $180,000 | 1,475 |
| Total noninterest income | $569,000 | 2,083 |
| Gross Fiduciary activities income | $140,000 | 542 |
| Service charges on deposit accounts | $193,000 | 2,078 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $236,000 | 2,444 |
| Total noninterest expense | $2,019,000 | 1,938 |
| Salaries and employee benefits | $1,165,000 | 1,831 |
| Premises and equipment expense | $323,000 | 1,771 |
| Additional noninterest expense | $531,000 | 2,206 |
| Pre-tax net operating income | $979,000 | 2,083 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $379,000 | 1,704 |
| Income before extraordinary items | $600,000 | 2,543 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $600,000 | 2,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 1,807 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $600,000 | 2,409 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $15,499,000 | 1,994 |
| Total interest expense | $5,108,000 | 2,198 |
| Net interest income | $10,391,000 | 1,880 |
| Provision for loan and lease losses | $840,000 | 1,560 |
| Total noninterest income | $2,351,000 | 1,879 |
| Gross Fiduciary activities income | $503,000 | 567 |
| Service charges on deposit accounts | $744,000 | 2,137 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,104,000 | 2,044 |
| Total noninterest expense | $7,678,000 | 1,963 |
| Salaries and employee benefits | $4,220,000 | 1,913 |
| Premises and equipment expense | $1,250,000 | 1,763 |
| Additional noninterest expense | $2,208,000 | 2,097 |
| Pre-tax net operating income | $4,224,000 | 1,896 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $1,615,000 | 1,550 |
| Income before extraordinary items | $2,610,000 | 2,269 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,610,000 | 2,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $280,000 | 2,471 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $1,042,000 | 369 |
| Net operating income | $2,609,360 | 2,202 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $17,048,000 | 2,010 |
| Total interest expense | $7,734,000 | 2,080 |
| Net interest income | $9,314,000 | 1,910 |
| Provision for loan and lease losses | $960,000 | 1,288 |
| Total noninterest income | $1,869,000 | 2,126 |
| Gross Fiduciary activities income | $372,000 | 673 |
| Service charges on deposit accounts | $558,000 | 2,597 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $939,000 | 2,139 |
| Total noninterest expense | $6,824,000 | 2,100 |
| Salaries and employee benefits | $3,542,000 | 2,129 |
| Premises and equipment expense | $1,170,000 | 1,843 |
| Additional noninterest expense | $2,112,000 | 2,124 |
| Pre-tax net operating income | $3,399,000 | 2,020 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,305,000 | 1,693 |
| Income before extraordinary items | $2,094,000 | 2,424 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,094,000 | 2,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $270,000 | 2,391 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $1,021,000 | 399 |
| Net operating income | $2,094,000 | 2,349 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,311,000 | 2,290 |
| Total interest expense | $7,939,000 | 2,156 |
| Net interest income | $7,372,000 | 2,406 |
| Provision for loan and lease losses | $900,000 | 1,159 |
| Total noninterest income | $1,380,000 | 2,501 |
| Gross Fiduciary activities income | $227,000 | 777 |
| Service charges on deposit accounts | $486,000 | 2,762 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $667,000 | 2,457 |
| Total noninterest expense | $5,840,000 | 2,342 |
| Salaries and employee benefits | $2,848,000 | 2,507 |
| Premises and equipment expense | $1,012,000 | 2,035 |
| Additional noninterest expense | $1,980,000 | 2,179 |
| Pre-tax net operating income | $2,012,000 | 3,311 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $731,000 | 2,691 |
| Income before extraordinary items | $1,281,000 | 3,678 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,281,000 | 3,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,067 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $5,998,000 | 173 |
| Net operating income | $1,281,000 | 3,668 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,970,000 | 2,942 |
| Total interest expense | $5,542,000 | 2,673 |
| Net interest income | $5,428,000 | 3,199 |
| Provision for loan and lease losses | $720,000 | 1,277 |
| Total noninterest income | $900,000 | 3,348 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $364,000 | 3,462 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $536,000 | 2,834 |
| Total noninterest expense | $4,470,000 | 3,001 |
| Salaries and employee benefits | $2,267,000 | 3,065 |
| Premises and equipment expense | $719,000 | 2,811 |
| Additional noninterest expense | $1,484,000 | 2,895 |
| Pre-tax net operating income | $1,138,000 | 4,929 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $80,000 | 7,195 |
| Income before extraordinary items | $1,058,000 | 4,250 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,058,000 | 4,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,125 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $1,610,000 | 455 |
| Net operating income | $1,058,000 | 4,208 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,129,000 | 3,876 |
| Total interest expense | $4,273,000 | 3,473 |
| Net interest income | $3,856,000 | 4,249 |
| Provision for loan and lease losses | $590,000 | 1,525 |
| Total noninterest income | $723,000 | 3,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $253,000 | 4,450 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $470,000 | 3,097 |
| Total noninterest expense | $3,377,000 | 3,724 |
| Salaries and employee benefits | $1,752,000 | 3,751 |
| Premises and equipment expense | $653,000 | 2,950 |
| Additional noninterest expense | $972,000 | 4,052 |
| Pre-tax net operating income | $612,000 | 6,843 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $612,000 | 5,995 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $612,000 | 5,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 463 |
| Net operating income | $612,000 | 5,888 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,087,000 | 5,727 |
| Total interest expense | $2,504,000 | 5,406 |
| Net interest income | $2,583,000 | 5,923 |
| Provision for loan and lease losses | $440,000 | 1,956 |
| Total noninterest income | $377,000 | 5,930 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 5,977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $216,000 | 4,771 |
| Total noninterest expense | $2,585,000 | 4,657 |
| Salaries and employee benefits | $1,316,000 | 4,738 |
| Premises and equipment expense | $525,000 | 3,551 |
| Additional noninterest expense | $744,000 | 4,984 |
| Pre-tax net operating income | $-65,000 | 10,454 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-65,000 | 10,482 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-65,000 | 10,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,223 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 310 |
| Net operating income | $-65,000 | 10,447 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,667,000 | 8,475 |
| Total interest expense | $1,368,000 | 7,924 |
| Net interest income | $1,299,000 | 8,776 |
| Provision for loan and lease losses | $315,000 | 2,477 |
| Total noninterest income | $180,000 | 8,532 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 8,581 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 6,566 |
| Total noninterest expense | $1,993,000 | 5,958 |
| Salaries and employee benefits | $1,050,000 | 5,792 |
| Premises and equipment expense | $427,000 | 4,309 |
| Additional noninterest expense | $516,000 | 6,931 |
| Pre-tax net operating income | $-829,000 | 11,313 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-829,000 | 11,340 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-829,000 | 11,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-829,000 | 11,320 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $251,000 | 11,902 |
| Total interest expense | $97,000 | 11,868 |
| Net interest income | $154,000 | 11,899 |
| Provision for loan and lease losses | $19,000 | 7,763 |
| Total noninterest income | $8,000 | 11,878 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 10,293 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 11,713 |
| Total noninterest expense | $747,000 | 9,996 |
| Salaries and employee benefits | $297,000 | 10,774 |
| Premises and equipment expense | $109,000 | 9,346 |
| Additional noninterest expense | $341,000 | 8,784 |
| Pre-tax net operating income | $-604,000 | 11,822 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-604,000 | 11,819 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-604,000 | 11,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $7,600,000 | 64 |
| Net operating income | $-604,000 | 11,809 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.