Home > First Bank & Trust > Income and Expense
First Bank & Trust, Income and Expense
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,868,000 | 2,985 |
| Total interest expense | $352,000 | 3,322 |
| Net interest income | $3,516,000 | 2,908 |
| Provision for loan and lease losses | $697,000 | 624 |
| Total noninterest income | $477,000 | 2,944 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $236,000 | 2,062 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $241,000 | 3,151 |
| Total noninterest expense | $2,047,000 | 3,458 |
| Salaries and employee benefits | $975,000 | 3,760 |
| Premises and equipment expense | $325,000 | 2,734 |
| Additional noninterest expense | $747,000 | 3,195 |
| Pre-tax net operating income | $1,249,000 | 2,808 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $330,000 | 1,780 |
| Income before extraordinary items | $919,000 | 3,085 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $919,000 | 3,083 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $919,000 | 3,084 |
| Net charge-offs | $378,000 | 629 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $919,000 | 3,075 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,861,000 | 1,434 |
| Total interest expense | $810,000 | 1,162 |
| Net interest income | $4,051,000 | 1,481 |
| Provision for loan and lease losses | $150,000 | 1,106 |
| Total noninterest income | $763,000 | 1,531 |
| Gross Fiduciary activities income | $2,000 | 930 |
| Service charges on deposit accounts | $172,000 | 1,554 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $589,000 | 1,350 |
| Total noninterest expense | $3,186,000 | 1,554 |
| Salaries and employee benefits | $1,846,000 | 1,541 |
| Premises and equipment expense | $456,000 | 1,297 |
| Additional noninterest expense | $884,000 | 1,663 |
| Pre-tax net operating income | $1,478,000 | 1,506 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $378,000 | 1,045 |
| Income before extraordinary items | $1,100,000 | 1,708 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,100,000 | 1,708 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,100,000 | 1,708 |
| Net charge-offs | $144,000 | 698 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,100,000 | 1,693 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $18,919,000 | 1,416 |
| Total interest expense | $3,071,000 | 1,058 |
| Net interest income | $15,848,000 | 1,484 |
| Provision for loan and lease losses | $903,000 | 972 |
| Total noninterest income | $2,981,000 | 1,598 |
| Gross Fiduciary activities income | $5,000 | 1,029 |
| Service charges on deposit accounts | $757,000 | 1,485 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,219,000 | 1,436 |
| Total noninterest expense | $12,128,000 | 1,610 |
| Salaries and employee benefits | $6,818,000 | 1,629 |
| Premises and equipment expense | $1,821,000 | 1,280 |
| Additional noninterest expense | $3,489,000 | 1,711 |
| Pre-tax net operating income | $5,798,000 | 1,509 |
| Securities gains (losses) | $18,000 | 1,369 |
| Applicable income taxes | $2,802,000 | 1,006 |
| Income before extraordinary items | $3,014,000 | 2,043 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,014,000 | 2,042 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,014,000 | 2,043 |
| Net charge-offs | $1,172,000 | 617 |
| Cash dividends | $1,600,000 | 1,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,002,480 | 2,026 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $14,040,000 | 1,430 |
| Total interest expense | $2,259,000 | 1,065 |
| Net interest income | $11,781,000 | 1,494 |
| Provision for loan and lease losses | $495,000 | 1,161 |
| Total noninterest income | $2,234,000 | 1,614 |
| Gross Fiduciary activities income | $4,000 | 1,000 |
| Service charges on deposit accounts | $569,000 | 1,493 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,661,000 | 1,448 |
| Total noninterest expense | $9,261,000 | 1,603 |
| Salaries and employee benefits | $5,169,000 | 1,621 |
| Premises and equipment expense | $1,376,000 | 1,279 |
| Additional noninterest expense | $2,716,000 | 1,647 |
| Pre-tax net operating income | $4,259,000 | 1,545 |
| Securities gains (losses) | $18,000 | 1,361 |
| Applicable income taxes | $1,541,000 | 1,092 |
| Income before extraordinary items | $2,736,000 | 1,876 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,736,000 | 1,876 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,736,000 | 1,876 |
| Net charge-offs | $798,000 | 579 |
| Cash dividends | $1,200,000 | 1,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,724,480 | 1,855 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $9,202,000 | 1,444 |
| Total interest expense | $1,485,000 | 1,047 |
| Net interest income | $7,717,000 | 1,505 |
| Provision for loan and lease losses | $305,000 | 1,164 |
| Total noninterest income | $1,490,000 | 1,609 |
| Gross Fiduciary activities income | $4,000 | 986 |
| Service charges on deposit accounts | $374,000 | 1,493 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,112,000 | 1,449 |
| Total noninterest expense | $6,146,000 | 1,607 |
| Salaries and employee benefits | $3,376,000 | 1,657 |
| Premises and equipment expense | $910,000 | 1,300 |
| Additional noninterest expense | $1,860,000 | 1,608 |
| Pre-tax net operating income | $2,756,000 | 1,570 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $984,000 | 1,114 |
| Income before extraordinary items | $1,772,000 | 1,874 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,772,000 | 1,874 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,772,000 | 1,874 |
| Net charge-offs | $315,000 | 805 |
| Cash dividends | $800,000 | 1,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,772,000 | 1,848 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,504,000 | 1,458 |
| Total interest expense | $758,000 | 1,008 |
| Net interest income | $3,746,000 | 1,536 |
| Provision for loan and lease losses | $120,000 | 1,315 |
| Total noninterest income | $751,000 | 1,592 |
| Gross Fiduciary activities income | $4,000 | 935 |
| Service charges on deposit accounts | $187,000 | 1,487 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $560,000 | 1,432 |
| Total noninterest expense | $3,142,000 | 1,582 |
| Salaries and employee benefits | $1,731,000 | 1,628 |
| Premises and equipment expense | $471,000 | 1,256 |
| Additional noninterest expense | $940,000 | 1,593 |
| Pre-tax net operating income | $1,235,000 | 1,686 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $439,000 | 1,174 |
| Income before extraordinary items | $796,000 | 1,988 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $796,000 | 1,989 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $796,000 | 1,989 |
| Net charge-offs | $237,000 | 538 |
| Cash dividends | $400,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $796,000 | 1,961 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $18,445,000 | 1,381 |
| Total interest expense | $3,122,000 | 930 |
| Net interest income | $15,323,000 | 1,469 |
| Provision for loan and lease losses | $480,000 | 1,515 |
| Total noninterest income | $3,220,000 | 1,573 |
| Gross Fiduciary activities income | $3,000 | 1,090 |
| Service charges on deposit accounts | $647,000 | 1,713 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,570,000 | 1,349 |
| Total noninterest expense | $12,342,000 | 1,573 |
| Salaries and employee benefits | $6,470,000 | 1,672 |
| Premises and equipment expense | $1,876,000 | 1,252 |
| Additional noninterest expense | $3,996,000 | 1,531 |
| Pre-tax net operating income | $5,721,000 | 1,451 |
| Securities gains (losses) | $53,000 | 1,802 |
| Applicable income taxes | $2,082,000 | 1,016 |
| Income before extraordinary items | $3,692,000 | 1,766 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,692,000 | 1,765 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,692,000 | 1,765 |
| Net charge-offs | $344,000 | 1,405 |
| Cash dividends | $2,100,000 | 1,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,658,080 | 1,738 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $13,784,000 | 1,384 |
| Total interest expense | $2,357,000 | 926 |
| Net interest income | $11,427,000 | 1,476 |
| Provision for loan and lease losses | $360,000 | 1,445 |
| Total noninterest income | $2,350,000 | 1,596 |
| Gross Fiduciary activities income | $3,000 | 1,046 |
| Service charges on deposit accounts | $435,000 | 1,849 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,912,000 | 1,355 |
| Total noninterest expense | $9,334,000 | 1,557 |
| Salaries and employee benefits | $4,887,000 | 1,657 |
| Premises and equipment expense | $1,433,000 | 1,236 |
| Additional noninterest expense | $3,014,000 | 1,534 |
| Pre-tax net operating income | $4,083,000 | 1,539 |
| Securities gains (losses) | $53,000 | 1,726 |
| Applicable income taxes | $1,483,000 | 1,082 |
| Income before extraordinary items | $2,653,000 | 1,858 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,653,000 | 1,858 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,653,000 | 1,858 |
| Net charge-offs | $171,000 | 1,580 |
| Cash dividends | $1,400,000 | 1,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,619,080 | 1,825 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $9,134,000 | 1,394 |
| Total interest expense | $1,601,000 | 905 |
| Net interest income | $7,533,000 | 1,498 |
| Provision for loan and lease losses | $240,000 | 1,451 |
| Total noninterest income | $1,452,000 | 1,656 |
| Gross Fiduciary activities income | $3,000 | 1,028 |
| Service charges on deposit accounts | $252,000 | 2,056 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,197,000 | 1,376 |
| Total noninterest expense | $6,196,000 | 1,571 |
| Salaries and employee benefits | $3,254,000 | 1,665 |
| Premises and equipment expense | $955,000 | 1,239 |
| Additional noninterest expense | $1,987,000 | 1,541 |
| Pre-tax net operating income | $2,549,000 | 1,606 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $907,000 | 1,158 |
| Income before extraordinary items | $1,642,000 | 1,953 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,642,000 | 1,953 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,642,000 | 1,953 |
| Net charge-offs | $157,000 | 1,288 |
| Cash dividends | $900,000 | 1,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,642,000 | 1,900 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,561,000 | 1,388 |
| Total interest expense | $841,000 | 863 |
| Net interest income | $3,720,000 | 1,510 |
| Provision for loan and lease losses | $120,000 | 1,367 |
| Total noninterest income | $661,000 | 1,735 |
| Gross Fiduciary activities income | $2,000 | 992 |
| Service charges on deposit accounts | $121,000 | 2,104 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $538,000 | 1,444 |
| Total noninterest expense | $3,131,000 | 1,557 |
| Salaries and employee benefits | $1,645,000 | 1,666 |
| Premises and equipment expense | $478,000 | 1,232 |
| Additional noninterest expense | $1,008,000 | 1,515 |
| Pre-tax net operating income | $1,130,000 | 1,760 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $396,000 | 1,240 |
| Income before extraordinary items | $734,000 | 2,134 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $734,000 | 2,134 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $734,000 | 2,134 |
| Net charge-offs | $80,000 | 1,144 |
| Cash dividends | $400,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $734,000 | 2,077 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $18,037,000 | 1,386 |
| Total interest expense | $3,154,000 | 887 |
| Net interest income | $14,883,000 | 1,487 |
| Provision for loan and lease losses | $580,000 | 1,216 |
| Total noninterest income | $2,966,000 | 1,613 |
| Gross Fiduciary activities income | $5,000 | 1,091 |
| Service charges on deposit accounts | $626,000 | 1,787 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,335,000 | 1,356 |
| Total noninterest expense | $12,128,000 | 1,582 |
| Salaries and employee benefits | $6,218,000 | 1,696 |
| Premises and equipment expense | $1,915,000 | 1,225 |
| Additional noninterest expense | $3,995,000 | 1,523 |
| Pre-tax net operating income | $5,141,000 | 1,541 |
| Securities gains (losses) | $40,000 | 1,793 |
| Applicable income taxes | $1,796,000 | 1,084 |
| Income before extraordinary items | $3,385,000 | 1,848 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,385,000 | 1,848 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,385,000 | 1,850 |
| Net charge-offs | $506,000 | 1,151 |
| Cash dividends | $1,600,000 | 1,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,359,000 | 1,822 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $13,357,000 | 1,410 |
| Total interest expense | $2,315,000 | 920 |
| Net interest income | $11,042,000 | 1,514 |
| Provision for loan and lease losses | $360,000 | 1,343 |
| Total noninterest income | $2,238,000 | 1,623 |
| Gross Fiduciary activities income | $3,000 | 1,083 |
| Service charges on deposit accounts | $476,000 | 1,784 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,759,000 | 1,370 |
| Total noninterest expense | $9,146,000 | 1,591 |
| Salaries and employee benefits | $4,728,000 | 1,678 |
| Premises and equipment expense | $1,442,000 | 1,248 |
| Additional noninterest expense | $2,976,000 | 1,535 |
| Pre-tax net operating income | $3,774,000 | 1,597 |
| Securities gains (losses) | $40,000 | 1,615 |
| Applicable income taxes | $1,340,000 | 1,128 |
| Income before extraordinary items | $2,474,000 | 1,907 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,474,000 | 1,909 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,474,000 | 1,909 |
| Net charge-offs | $367,000 | 1,077 |
| Cash dividends | $1,100,000 | 1,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,448,000 | 1,890 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $8,788,000 | 1,431 |
| Total interest expense | $1,519,000 | 933 |
| Net interest income | $7,269,000 | 1,533 |
| Provision for loan and lease losses | $240,000 | 1,328 |
| Total noninterest income | $1,456,000 | 1,650 |
| Gross Fiduciary activities income | $3,000 | 1,066 |
| Service charges on deposit accounts | $302,000 | 1,830 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,151,000 | 1,405 |
| Total noninterest expense | $6,097,000 | 1,601 |
| Salaries and employee benefits | $3,156,000 | 1,680 |
| Premises and equipment expense | $956,000 | 1,248 |
| Additional noninterest expense | $1,985,000 | 1,547 |
| Pre-tax net operating income | $2,388,000 | 1,642 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $831,000 | 1,184 |
| Income before extraordinary items | $1,557,000 | 1,979 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,557,000 | 1,981 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,557,000 | 1,981 |
| Net charge-offs | $271,000 | 983 |
| Cash dividends | $600,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,557,000 | 1,935 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,324,000 | 1,449 |
| Total interest expense | $754,000 | 954 |
| Net interest income | $3,570,000 | 1,544 |
| Provision for loan and lease losses | $120,000 | 1,278 |
| Total noninterest income | $716,000 | 1,622 |
| Gross Fiduciary activities income | $2,000 | 1,036 |
| Service charges on deposit accounts | $151,000 | 1,808 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $563,000 | 1,381 |
| Total noninterest expense | $3,024,000 | 1,607 |
| Salaries and employee benefits | $1,563,000 | 1,708 |
| Premises and equipment expense | $473,000 | 1,276 |
| Additional noninterest expense | $988,000 | 1,544 |
| Pre-tax net operating income | $1,142,000 | 1,651 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $393,000 | 1,207 |
| Income before extraordinary items | $749,000 | 2,020 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $749,000 | 2,021 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $749,000 | 2,021 |
| Net charge-offs | $68,000 | 1,349 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $749,000 | 1,959 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $17,580,000 | 1,434 |
| Total interest expense | $2,928,000 | 1,022 |
| Net interest income | $14,652,000 | 1,509 |
| Provision for loan and lease losses | $764,000 | 1,058 |
| Total noninterest income | $2,710,000 | 1,684 |
| Gross Fiduciary activities income | $5,000 | 1,119 |
| Service charges on deposit accounts | $873,000 | 1,465 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,832,000 | 1,570 |
| Total noninterest expense | $11,276,000 | 1,704 |
| Salaries and employee benefits | $5,903,000 | 1,746 |
| Premises and equipment expense | $1,721,000 | 1,383 |
| Additional noninterest expense | $3,652,000 | 1,693 |
| Pre-tax net operating income | $5,322,000 | 1,441 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,917,000 | 1,012 |
| Income before extraordinary items | $3,405,000 | 1,816 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,405,000 | 1,816 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,405,000 | 1,815 |
| Net charge-offs | $218,000 | 2,370 |
| Cash dividends | $1,700,000 | 1,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,405,000 | 1,785 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $13,054,000 | 1,456 |
| Total interest expense | $2,166,000 | 1,043 |
| Net interest income | $10,888,000 | 1,532 |
| Provision for loan and lease losses | $599,000 | 1,004 |
| Total noninterest income | $2,016,000 | 1,698 |
| Gross Fiduciary activities income | $3,000 | 1,105 |
| Service charges on deposit accounts | $674,000 | 1,442 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,339,000 | 1,589 |
| Total noninterest expense | $8,279,000 | 1,733 |
| Salaries and employee benefits | $4,367,000 | 1,770 |
| Premises and equipment expense | $1,290,000 | 1,382 |
| Additional noninterest expense | $2,622,000 | 1,755 |
| Pre-tax net operating income | $4,026,000 | 1,448 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $1,451,000 | 1,026 |
| Income before extraordinary items | $2,575,000 | 1,803 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,575,000 | 1,803 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,575,000 | 1,802 |
| Net charge-offs | $299,000 | 1,610 |
| Cash dividends | $1,200,000 | 1,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,575,000 | 1,768 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $8,532,000 | 1,470 |
| Total interest expense | $1,424,000 | 1,061 |
| Net interest income | $7,108,000 | 1,557 |
| Provision for loan and lease losses | $393,000 | 1,031 |
| Total noninterest income | $1,325,000 | 1,691 |
| Gross Fiduciary activities income | $2,000 | 1,095 |
| Service charges on deposit accounts | $422,000 | 1,496 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $901,000 | 1,559 |
| Total noninterest expense | $5,473,000 | 1,736 |
| Salaries and employee benefits | $2,878,000 | 1,791 |
| Premises and equipment expense | $850,000 | 1,408 |
| Additional noninterest expense | $1,745,000 | 1,757 |
| Pre-tax net operating income | $2,567,000 | 1,459 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $921,000 | 1,032 |
| Income before extraordinary items | $1,646,000 | 1,825 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,646,000 | 1,829 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,646,000 | 1,828 |
| Net charge-offs | $161,000 | 1,779 |
| Cash dividends | $700,000 | 1,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,646,000 | 1,778 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,196,000 | 1,493 |
| Total interest expense | $708,000 | 1,074 |
| Net interest income | $3,488,000 | 1,568 |
| Provision for loan and lease losses | $193,000 | 1,033 |
| Total noninterest income | $644,000 | 1,701 |
| Gross Fiduciary activities income | $2,000 | 1,051 |
| Service charges on deposit accounts | $197,000 | 1,569 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $445,000 | 1,525 |
| Total noninterest expense | $2,694,000 | 1,764 |
| Salaries and employee benefits | $1,427,000 | 1,821 |
| Premises and equipment expense | $408,000 | 1,497 |
| Additional noninterest expense | $859,000 | 1,768 |
| Pre-tax net operating income | $1,245,000 | 1,470 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $454,000 | 997 |
| Income before extraordinary items | $791,000 | 1,829 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $791,000 | 1,834 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $791,000 | 1,832 |
| Net charge-offs | $86,000 | 1,464 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $791,000 | 1,791 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $16,859,000 | 1,489 |
| Total interest expense | $2,872,000 | 1,179 |
| Net interest income | $13,987,000 | 1,556 |
| Provision for loan and lease losses | $979,000 | 1,121 |
| Total noninterest income | $2,972,000 | 1,621 |
| Gross Fiduciary activities income | $7,000 | 1,143 |
| Service charges on deposit accounts | $954,000 | 1,424 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,011,000 | 1,503 |
| Total noninterest expense | $10,979,000 | 1,745 |
| Salaries and employee benefits | $5,597,000 | 1,826 |
| Premises and equipment expense | $1,611,000 | 1,475 |
| Additional noninterest expense | $3,771,000 | 1,689 |
| Pre-tax net operating income | $5,001,000 | 1,428 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,756,000 | 1,000 |
| Income before extraordinary items | $3,245,000 | 1,777 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,245,000 | 1,780 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,245,000 | 1,780 |
| Net charge-offs | $919,000 | 1,363 |
| Cash dividends | $2,750,000 | 928 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,245,000 | 1,753 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $12,615,000 | 1,503 |
| Total interest expense | $2,151,000 | 1,219 |
| Net interest income | $10,464,000 | 1,567 |
| Provision for loan and lease losses | $829,000 | 1,023 |
| Total noninterest income | $2,332,000 | 1,602 |
| Gross Fiduciary activities income | $4,000 | 1,125 |
| Service charges on deposit accounts | $715,000 | 1,430 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,613,000 | 1,469 |
| Total noninterest expense | $8,070,000 | 1,787 |
| Salaries and employee benefits | $4,179,000 | 1,838 |
| Premises and equipment expense | $1,221,000 | 1,473 |
| Additional noninterest expense | $2,670,000 | 1,776 |
| Pre-tax net operating income | $3,897,000 | 1,410 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,375,000 | 1,003 |
| Income before extraordinary items | $2,522,000 | 1,756 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,522,000 | 1,759 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,522,000 | 1,761 |
| Net charge-offs | $248,000 | 2,326 |
| Cash dividends | $1,950,000 | 890 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,522,000 | 1,718 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,362,000 | 1,508 |
| Total interest expense | $1,446,000 | 1,233 |
| Net interest income | $6,916,000 | 1,568 |
| Provision for loan and lease losses | $679,000 | 895 |
| Total noninterest income | $1,548,000 | 1,611 |
| Gross Fiduciary activities income | $4,000 | 1,105 |
| Service charges on deposit accounts | $449,000 | 1,482 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,095,000 | 1,487 |
| Total noninterest expense | $5,416,000 | 1,774 |
| Salaries and employee benefits | $2,811,000 | 1,828 |
| Premises and equipment expense | $812,000 | 1,487 |
| Additional noninterest expense | $1,793,000 | 1,760 |
| Pre-tax net operating income | $2,369,000 | 1,501 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $825,000 | 1,072 |
| Income before extraordinary items | $1,544,000 | 1,885 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,544,000 | 1,891 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,544,000 | 1,891 |
| Net charge-offs | $96,000 | 2,797 |
| Cash dividends | $1,350,000 | 858 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,544,000 | 1,814 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,174,000 | 1,520 |
| Total interest expense | $735,000 | 1,251 |
| Net interest income | $3,439,000 | 1,573 |
| Provision for loan and lease losses | $380,000 | 838 |
| Total noninterest income | $777,000 | 1,602 |
| Gross Fiduciary activities income | $2,000 | 1,072 |
| Service charges on deposit accounts | $207,000 | 1,580 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $568,000 | 1,436 |
| Total noninterest expense | $2,665,000 | 1,815 |
| Salaries and employee benefits | $1,392,000 | 1,870 |
| Premises and equipment expense | $406,000 | 1,500 |
| Additional noninterest expense | $867,000 | 1,822 |
| Pre-tax net operating income | $1,171,000 | 1,502 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $408,000 | 1,073 |
| Income before extraordinary items | $763,000 | 1,862 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $763,000 | 1,863 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $763,000 | 1,864 |
| Net charge-offs | $86,000 | 2,012 |
| Cash dividends | $750,000 | 684 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $763,000 | 1,788 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $18,163,000 | 1,463 |
| Total interest expense | $3,520,000 | 1,272 |
| Net interest income | $14,643,000 | 1,497 |
| Provision for loan and lease losses | $1,998,000 | 1,064 |
| Total noninterest income | $3,604,000 | 1,430 |
| Gross Fiduciary activities income | $5,000 | 1,186 |
| Service charges on deposit accounts | $973,000 | 1,453 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,626,000 | 1,286 |
| Total noninterest expense | $11,334,000 | 1,702 |
| Salaries and employee benefits | $5,546,000 | 1,823 |
| Premises and equipment expense | $1,545,000 | 1,537 |
| Additional noninterest expense | $4,243,000 | 1,597 |
| Pre-tax net operating income | $4,915,000 | 1,395 |
| Securities gains (losses) | $644,000 | 782 |
| Applicable income taxes | $2,020,000 | 868 |
| Income before extraordinary items | $3,539,000 | 1,613 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,539,000 | 1,614 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,539,000 | 1,614 |
| Net charge-offs | $2,683,000 | 917 |
| Cash dividends | $2,700,000 | 955 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,126,840 | 1,685 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $13,733,000 | 1,476 |
| Total interest expense | $2,717,000 | 1,299 |
| Net interest income | $11,016,000 | 1,507 |
| Provision for loan and lease losses | $1,499,000 | 1,090 |
| Total noninterest income | $2,602,000 | 1,464 |
| Gross Fiduciary activities income | $5,000 | 1,144 |
| Service charges on deposit accounts | $703,000 | 1,504 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,894,000 | 1,319 |
| Total noninterest expense | $8,010,000 | 1,793 |
| Salaries and employee benefits | $4,151,000 | 1,820 |
| Premises and equipment expense | $1,156,000 | 1,551 |
| Additional noninterest expense | $2,703,000 | 1,835 |
| Pre-tax net operating income | $4,109,000 | 1,297 |
| Securities gains (losses) | $180,000 | 1,512 |
| Applicable income taxes | $1,562,000 | 877 |
| Income before extraordinary items | $2,727,000 | 1,614 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,727,000 | 1,615 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,727,000 | 1,615 |
| Net charge-offs | $1,730,000 | 1,011 |
| Cash dividends | $1,800,000 | 854 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,611,800 | 1,582 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,286,000 | 1,469 |
| Total interest expense | $1,881,000 | 1,293 |
| Net interest income | $7,405,000 | 1,512 |
| Provision for loan and lease losses | $999,000 | 1,113 |
| Total noninterest income | $1,609,000 | 1,545 |
| Gross Fiduciary activities income | $5,000 | 1,115 |
| Service charges on deposit accounts | $444,000 | 1,568 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,160,000 | 1,372 |
| Total noninterest expense | $5,332,000 | 1,810 |
| Salaries and employee benefits | $2,799,000 | 1,788 |
| Premises and equipment expense | $775,000 | 1,538 |
| Additional noninterest expense | $1,758,000 | 1,890 |
| Pre-tax net operating income | $2,683,000 | 1,319 |
| Securities gains (losses) | $180,000 | 1,181 |
| Applicable income taxes | $1,044,000 | 857 |
| Income before extraordinary items | $1,819,000 | 1,611 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,819,000 | 1,610 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,819,000 | 1,611 |
| Net charge-offs | $248,000 | 2,506 |
| Cash dividends | $950,000 | 1,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,703,800 | 1,619 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,718,000 | 1,456 |
| Total interest expense | $1,029,000 | 1,238 |
| Net interest income | $3,689,000 | 1,518 |
| Provision for loan and lease losses | $500,000 | 1,039 |
| Total noninterest income | $806,000 | 1,516 |
| Gross Fiduciary activities income | $4,000 | 1,056 |
| Service charges on deposit accounts | $204,000 | 1,659 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $598,000 | 1,325 |
| Total noninterest expense | $2,643,000 | 1,817 |
| Salaries and employee benefits | $1,386,000 | 1,811 |
| Premises and equipment expense | $387,000 | 1,542 |
| Additional noninterest expense | $870,000 | 1,900 |
| Pre-tax net operating income | $1,352,000 | 1,295 |
| Securities gains (losses) | $180,000 | 648 |
| Applicable income taxes | $563,000 | 798 |
| Income before extraordinary items | $969,000 | 1,511 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $969,000 | 1,512 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $969,000 | 1,512 |
| Net charge-offs | $378,000 | 1,284 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $853,800 | 1,602 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $20,121,000 | 1,419 |
| Total interest expense | $4,658,000 | 1,309 |
| Net interest income | $15,463,000 | 1,441 |
| Provision for loan and lease losses | $2,298,000 | 1,422 |
| Total noninterest income | $3,076,000 | 1,466 |
| Gross Fiduciary activities income | $10,000 | 1,096 |
| Service charges on deposit accounts | $1,023,000 | 1,452 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,043,000 | 1,341 |
| Total noninterest expense | $10,307,000 | 1,859 |
| Salaries and employee benefits | $5,239,000 | 1,865 |
| Premises and equipment expense | $1,517,000 | 1,638 |
| Additional noninterest expense | $3,551,000 | 1,895 |
| Pre-tax net operating income | $5,934,000 | 1,012 |
| Securities gains (losses) | $126,000 | 1,870 |
| Applicable income taxes | $2,137,000 | 742 |
| Income before extraordinary items | $3,923,000 | 1,275 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,923,000 | 1,275 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,923,000 | 1,275 |
| Net charge-offs | $1,840,000 | 1,633 |
| Cash dividends | $4,400,000 | 481 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,841,100 | 1,224 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $15,189,000 | 1,427 |
| Total interest expense | $3,638,000 | 1,310 |
| Net interest income | $11,551,000 | 1,450 |
| Provision for loan and lease losses | $1,749,000 | 1,365 |
| Total noninterest income | $2,201,000 | 1,508 |
| Gross Fiduciary activities income | $8,000 | 1,059 |
| Service charges on deposit accounts | $779,000 | 1,438 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,414,000 | 1,399 |
| Total noninterest expense | $7,680,000 | 1,878 |
| Salaries and employee benefits | $3,917,000 | 1,878 |
| Premises and equipment expense | $1,135,000 | 1,658 |
| Additional noninterest expense | $2,628,000 | 1,925 |
| Pre-tax net operating income | $4,323,000 | 1,066 |
| Securities gains (losses) | $126,000 | 1,581 |
| Applicable income taxes | $1,534,000 | 779 |
| Income before extraordinary items | $2,915,000 | 1,328 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,915,000 | 1,328 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,915,000 | 1,328 |
| Net charge-offs | $1,039,000 | 1,848 |
| Cash dividends | $1,750,000 | 734 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,831,840 | 1,287 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $10,068,000 | 1,447 |
| Total interest expense | $2,528,000 | 1,304 |
| Net interest income | $7,540,000 | 1,478 |
| Provision for loan and lease losses | $999,000 | 1,501 |
| Total noninterest income | $1,343,000 | 1,603 |
| Gross Fiduciary activities income | $7,000 | 1,047 |
| Service charges on deposit accounts | $496,000 | 1,473 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $840,000 | 1,514 |
| Total noninterest expense | $5,171,000 | 1,870 |
| Salaries and employee benefits | $2,664,000 | 1,846 |
| Premises and equipment expense | $760,000 | 1,666 |
| Additional noninterest expense | $1,747,000 | 1,951 |
| Pre-tax net operating income | $2,713,000 | 1,104 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $944,000 | 796 |
| Income before extraordinary items | $1,769,000 | 1,402 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,769,000 | 1,402 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,769,000 | 1,402 |
| Net charge-offs | $494,000 | 2,155 |
| Cash dividends | $800,000 | 975 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,769,000 | 1,345 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,030,000 | 1,456 |
| Total interest expense | $1,347,000 | 1,252 |
| Net interest income | $3,683,000 | 1,515 |
| Provision for loan and lease losses | $500,000 | 1,414 |
| Total noninterest income | $658,000 | 1,643 |
| Gross Fiduciary activities income | $5,000 | 1,007 |
| Service charges on deposit accounts | $226,000 | 1,568 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $427,000 | 1,499 |
| Total noninterest expense | $2,595,000 | 1,884 |
| Salaries and employee benefits | $1,254,000 | 1,957 |
| Premises and equipment expense | $386,000 | 1,664 |
| Additional noninterest expense | $955,000 | 1,773 |
| Pre-tax net operating income | $1,246,000 | 1,176 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $429,000 | 838 |
| Income before extraordinary items | $817,000 | 1,460 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $817,000 | 1,460 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $817,000 | 1,460 |
| Net charge-offs | $156,000 | 2,320 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $817,000 | 1,415 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $20,795,000 | 1,474 |
| Total interest expense | $6,559,000 | 1,257 |
| Net interest income | $14,236,000 | 1,570 |
| Provision for loan and lease losses | $2,148,000 | 1,979 |
| Total noninterest income | $3,130,000 | 1,504 |
| Gross Fiduciary activities income | $12,000 | 1,125 |
| Service charges on deposit accounts | $1,123,000 | 1,359 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,995,000 | 1,406 |
| Total noninterest expense | $10,795,000 | 1,820 |
| Salaries and employee benefits | $4,962,000 | 1,957 |
| Premises and equipment expense | $1,583,000 | 1,623 |
| Additional noninterest expense | $4,250,000 | 1,691 |
| Pre-tax net operating income | $4,423,000 | 1,142 |
| Securities gains (losses) | $83,000 | 2,316 |
| Applicable income taxes | $1,455,000 | 922 |
| Income before extraordinary items | $3,051,000 | 1,380 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,051,000 | 1,383 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,051,000 | 1,384 |
| Net charge-offs | $1,899,000 | 1,923 |
| Cash dividends | $625,000 | 2,066 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,216 |
| Net operating income | $2,994,560 | 1,358 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $15,541,000 | 1,520 |
| Total interest expense | $5,016,000 | 1,282 |
| Net interest income | $10,525,000 | 1,613 |
| Provision for loan and lease losses | $1,698,000 | 1,838 |
| Total noninterest income | $2,198,000 | 1,569 |
| Gross Fiduciary activities income | $10,000 | 1,095 |
| Service charges on deposit accounts | $870,000 | 1,346 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,318,000 | 1,477 |
| Total noninterest expense | $7,556,000 | 1,929 |
| Salaries and employee benefits | $3,673,000 | 1,978 |
| Premises and equipment expense | $1,193,000 | 1,637 |
| Additional noninterest expense | $2,690,000 | 1,921 |
| Pre-tax net operating income | $3,469,000 | 1,156 |
| Securities gains (losses) | $83,000 | 2,079 |
| Applicable income taxes | $1,157,000 | 905 |
| Income before extraordinary items | $2,395,000 | 1,381 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,395,000 | 1,384 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,395,000 | 1,385 |
| Net charge-offs | $1,783,000 | 1,618 |
| Cash dividends | $450,000 | 1,884 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,129 |
| Net operating income | $2,339,390 | 1,368 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $10,321,000 | 1,543 |
| Total interest expense | $3,409,000 | 1,314 |
| Net interest income | $6,912,000 | 1,627 |
| Provision for loan and lease losses | $1,133,000 | 1,813 |
| Total noninterest income | $1,365,000 | 1,615 |
| Gross Fiduciary activities income | $7,000 | 1,103 |
| Service charges on deposit accounts | $581,000 | 1,353 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $777,000 | 1,555 |
| Total noninterest expense | $4,989,000 | 1,966 |
| Salaries and employee benefits | $2,453,000 | 1,985 |
| Premises and equipment expense | $802,000 | 1,639 |
| Additional noninterest expense | $1,734,000 | 1,991 |
| Pre-tax net operating income | $2,155,000 | 1,213 |
| Securities gains (losses) | $62,000 | 1,755 |
| Applicable income taxes | $716,000 | 923 |
| Income before extraordinary items | $1,501,000 | 1,471 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,501,000 | 1,472 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,501,000 | 1,472 |
| Net charge-offs | $943,000 | 1,784 |
| Cash dividends | $250,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,053 |
| Net operating income | $1,458,840 | 1,438 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,157,000 | 1,574 |
| Total interest expense | $1,753,000 | 1,340 |
| Net interest income | $3,404,000 | 1,673 |
| Provision for loan and lease losses | $583,000 | 1,683 |
| Total noninterest income | $689,000 | 1,615 |
| Gross Fiduciary activities income | $6,000 | 1,030 |
| Service charges on deposit accounts | $272,000 | 1,442 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $411,000 | 1,483 |
| Total noninterest expense | $2,459,000 | 2,004 |
| Salaries and employee benefits | $1,221,000 | 2,024 |
| Premises and equipment expense | $403,000 | 1,687 |
| Additional noninterest expense | $835,000 | 2,035 |
| Pre-tax net operating income | $1,051,000 | 1,247 |
| Securities gains (losses) | $62,000 | 1,041 |
| Applicable income taxes | $362,000 | 898 |
| Income before extraordinary items | $751,000 | 1,468 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $751,000 | 1,470 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $751,000 | 1,470 |
| Net charge-offs | $302,000 | 2,022 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 996 |
| Net operating income | $709,460 | 1,484 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $21,202,000 | 1,612 |
| Total interest expense | $8,607,000 | 1,394 |
| Net interest income | $12,595,000 | 1,768 |
| Provision for loan and lease losses | $5,319,000 | 1,370 |
| Total noninterest income | $3,597,000 | 1,410 |
| Gross Fiduciary activities income | $12,000 | 1,158 |
| Service charges on deposit accounts | $1,187,000 | 1,444 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,398,000 | 1,211 |
| Total noninterest expense | $10,436,000 | 1,945 |
| Salaries and employee benefits | $4,758,000 | 2,067 |
| Premises and equipment expense | $1,679,000 | 1,598 |
| Additional noninterest expense | $3,999,000 | 1,855 |
| Pre-tax net operating income | $437,000 | 4,137 |
| Securities gains (losses) | $225,000 | 1,462 |
| Applicable income taxes | $34,000 | 3,455 |
| Income before extraordinary items | $628,000 | 3,532 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $628,000 | 3,532 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $628,000 | 3,531 |
| Net charge-offs | $4,991,000 | 1,146 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $4,932,000 | 188 |
| Net operating income | $414,250 | 4,058 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $15,885,000 | 1,647 |
| Total interest expense | $6,650,000 | 1,424 |
| Net interest income | $9,235,000 | 1,809 |
| Provision for loan and lease losses | $4,514,000 | 1,120 |
| Total noninterest income | $2,777,000 | 1,414 |
| Gross Fiduciary activities income | $8,000 | 1,151 |
| Service charges on deposit accounts | $865,000 | 1,486 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,904,000 | 1,194 |
| Total noninterest expense | $7,855,000 | 1,919 |
| Salaries and employee benefits | $3,640,000 | 2,040 |
| Premises and equipment expense | $1,295,000 | 1,587 |
| Additional noninterest expense | $2,920,000 | 1,829 |
| Pre-tax net operating income | $-357,000 | 6,190 |
| Securities gains (losses) | $193,000 | 1,310 |
| Applicable income taxes | $-239,000 | 7,143 |
| Income before extraordinary items | $75,000 | 5,435 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $75,000 | 5,435 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $75,000 | 5,435 |
| Net charge-offs | $4,591,000 | 871 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $4,932,000 | 155 |
| Net operating income | $-48,520 | 5,832 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $10,557,000 | 1,679 |
| Total interest expense | $4,560,000 | 1,461 |
| Net interest income | $5,997,000 | 1,845 |
| Provision for loan and lease losses | $2,886,000 | 1,114 |
| Total noninterest income | $2,005,000 | 1,333 |
| Gross Fiduciary activities income | $7,000 | 1,124 |
| Service charges on deposit accounts | $554,000 | 1,511 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,444,000 | 1,132 |
| Total noninterest expense | $5,559,000 | 1,849 |
| Salaries and employee benefits | $2,606,000 | 1,947 |
| Premises and equipment expense | $868,000 | 1,606 |
| Additional noninterest expense | $2,085,000 | 1,745 |
| Pre-tax net operating income | $-443,000 | 6,580 |
| Securities gains (losses) | $114,000 | 1,396 |
| Applicable income taxes | $-238,000 | 7,350 |
| Income before extraordinary items | $-91,000 | 6,170 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-91,000 | 6,168 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-91,000 | 6,168 |
| Net charge-offs | $2,701,000 | 927 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $5,059,000 | 103 |
| Net operating income | $-163,960 | 6,285 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,246,000 | 1,710 |
| Total interest expense | $2,342,000 | 1,483 |
| Net interest income | $2,904,000 | 1,898 |
| Provision for loan and lease losses | $500,000 | 1,760 |
| Total noninterest income | $980,000 | 1,301 |
| Gross Fiduciary activities income | $5,000 | 1,069 |
| Service charges on deposit accounts | $259,000 | 1,571 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $716,000 | 1,100 |
| Total noninterest expense | $2,814,000 | 1,755 |
| Salaries and employee benefits | $1,433,000 | 1,813 |
| Premises and equipment expense | $433,000 | 1,634 |
| Additional noninterest expense | $948,000 | 1,712 |
| Pre-tax net operating income | $570,000 | 2,142 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $158,000 | 1,697 |
| Income before extraordinary items | $412,000 | 2,514 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $412,000 | 2,514 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $412,000 | 2,516 |
| Net charge-offs | $32,000 | 3,957 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $5,052,000 | 56 |
| Net operating income | $412,000 | 2,365 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $20,587,000 | 1,859 |
| Total interest expense | $9,926,000 | 1,630 |
| Net interest income | $10,661,000 | 2,077 |
| Provision for loan and lease losses | $2,590,000 | 1,533 |
| Total noninterest income | $2,664,000 | 1,733 |
| Gross Fiduciary activities income | $37,000 | 1,016 |
| Service charges on deposit accounts | $1,198,000 | 1,493 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,429,000 | 1,656 |
| Total noninterest expense | $9,330,000 | 2,063 |
| Salaries and employee benefits | $4,493,000 | 2,264 |
| Premises and equipment expense | $1,734,000 | 1,592 |
| Additional noninterest expense | $3,103,000 | 1,957 |
| Pre-tax net operating income | $1,405,000 | 3,133 |
| Securities gains (losses) | $53,000 | 1,553 |
| Applicable income taxes | $390,000 | 2,103 |
| Income before extraordinary items | $1,068,000 | 3,168 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,068,000 | 3,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,161,000 | 1,800 |
| Cash dividends | $1,093,000 | 2,180 |
| Sale, conversion, retirement of capital stock, net | $224,000 | 744 |
| Net operating income | $1,029,310 | 3,385 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $15,302,000 | 1,916 |
| Total interest expense | $7,479,000 | 1,689 |
| Net interest income | $7,823,000 | 2,148 |
| Provision for loan and lease losses | $1,271,000 | 1,585 |
| Total noninterest income | $2,094,000 | 1,710 |
| Gross Fiduciary activities income | $30,000 | 995 |
| Service charges on deposit accounts | $894,000 | 1,514 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,170,000 | 1,629 |
| Total noninterest expense | $6,857,000 | 2,100 |
| Salaries and employee benefits | $3,379,000 | 2,278 |
| Premises and equipment expense | $1,272,000 | 1,637 |
| Additional noninterest expense | $2,206,000 | 1,967 |
| Pre-tax net operating income | $1,789,000 | 2,496 |
| Securities gains (losses) | $53,000 | 1,377 |
| Applicable income taxes | $589,000 | 1,702 |
| Income before extraordinary items | $1,253,000 | 2,673 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,253,000 | 2,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $883,000 | 1,408 |
| Cash dividends | $768,000 | 2,148 |
| Sale, conversion, retirement of capital stock, net | $163,000 | 635 |
| Net operating income | $1,216,960 | 2,875 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,129,000 | 1,958 |
| Total interest expense | $5,063,000 | 1,743 |
| Net interest income | $5,066,000 | 2,189 |
| Provision for loan and lease losses | $402,000 | 2,149 |
| Total noninterest income | $1,405,000 | 1,733 |
| Gross Fiduciary activities income | $26,000 | 984 |
| Service charges on deposit accounts | $702,000 | 1,267 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $677,000 | 1,840 |
| Total noninterest expense | $4,605,000 | 2,088 |
| Salaries and employee benefits | $2,299,000 | 2,257 |
| Premises and equipment expense | $853,000 | 1,630 |
| Additional noninterest expense | $1,453,000 | 1,978 |
| Pre-tax net operating income | $1,464,000 | 2,244 |
| Securities gains (losses) | $53,000 | 1,405 |
| Applicable income taxes | $499,000 | 1,606 |
| Income before extraordinary items | $1,018,000 | 2,532 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,018,000 | 2,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,173 |
| Cash dividends | $335,000 | 2,808 |
| Sale, conversion, retirement of capital stock, net | $186,000 | 431 |
| Net operating income | $982,490 | 2,563 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,029,000 | 2,024 |
| Total interest expense | $2,625,000 | 1,798 |
| Net interest income | $2,404,000 | 2,282 |
| Provision for loan and lease losses | $209,000 | 1,781 |
| Total noninterest income | $702,000 | 1,750 |
| Gross Fiduciary activities income | $21,000 | 943 |
| Service charges on deposit accounts | $331,000 | 1,318 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $350,000 | 1,783 |
| Total noninterest expense | $2,289,000 | 2,096 |
| Salaries and employee benefits | $1,150,000 | 2,288 |
| Premises and equipment expense | $436,000 | 1,604 |
| Additional noninterest expense | $703,000 | 2,001 |
| Pre-tax net operating income | $608,000 | 2,675 |
| Securities gains (losses) | $53,000 | 1,054 |
| Applicable income taxes | $212,000 | 1,891 |
| Income before extraordinary items | $449,000 | 2,930 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $449,000 | 2,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $92,000 | 338 |
| Net operating income | $412,960 | 3,047 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $19,070,000 | 2,157 |
| Total interest expense | $9,900,000 | 1,963 |
| Net interest income | $9,170,000 | 2,412 |
| Provision for loan and lease losses | $775,000 | 1,707 |
| Total noninterest income | $2,570,000 | 1,841 |
| Gross Fiduciary activities income | $55,000 | 996 |
| Service charges on deposit accounts | $1,397,000 | 1,275 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,118,000 | 2,076 |
| Total noninterest expense | $9,086,000 | 2,020 |
| Salaries and employee benefits | $4,295,000 | 2,343 |
| Premises and equipment expense | $1,779,000 | 1,497 |
| Additional noninterest expense | $3,012,000 | 1,834 |
| Pre-tax net operating income | $1,879,000 | 3,441 |
| Securities gains (losses) | $70,000 | 702 |
| Applicable income taxes | $514,000 | 2,704 |
| Income before extraordinary items | $1,435,000 | 3,545 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,435,000 | 3,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $906,000 | 1,106 |
| Cash dividends | $1,100,000 | 2,478 |
| Sale, conversion, retirement of capital stock, net | $478,000 | 543 |
| Net operating income | $1,383,200 | 3,595 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $14,046,000 | 2,202 |
| Total interest expense | $7,262,000 | 1,989 |
| Net interest income | $6,784,000 | 2,459 |
| Provision for loan and lease losses | $446,000 | 1,732 |
| Total noninterest income | $1,936,000 | 1,829 |
| Gross Fiduciary activities income | $34,000 | 1,010 |
| Service charges on deposit accounts | $1,035,000 | 1,270 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $867,000 | 2,017 |
| Total noninterest expense | $6,743,000 | 2,023 |
| Salaries and employee benefits | $3,237,000 | 2,330 |
| Premises and equipment expense | $1,312,000 | 1,519 |
| Additional noninterest expense | $2,194,000 | 1,840 |
| Pre-tax net operating income | $1,531,000 | 3,427 |
| Securities gains (losses) | $70,000 | 569 |
| Applicable income taxes | $438,000 | 2,704 |
| Income before extraordinary items | $1,163,000 | 3,541 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,163,000 | 3,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $496,000 | 1,078 |
| Cash dividends | $600,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $359,000 | 469 |
| Net operating income | $1,111,900 | 3,634 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,112,000 | 2,286 |
| Total interest expense | $4,768,000 | 2,025 |
| Net interest income | $4,344,000 | 2,571 |
| Provision for loan and lease losses | $264,000 | 1,724 |
| Total noninterest income | $1,229,000 | 1,929 |
| Gross Fiduciary activities income | $21,000 | 1,036 |
| Service charges on deposit accounts | $671,000 | 1,318 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $537,000 | 2,145 |
| Total noninterest expense | $4,538,000 | 2,037 |
| Salaries and employee benefits | $2,192,000 | 2,325 |
| Premises and equipment expense | $873,000 | 1,542 |
| Additional noninterest expense | $1,473,000 | 1,837 |
| Pre-tax net operating income | $771,000 | 4,099 |
| Securities gains (losses) | $70,000 | 481 |
| Applicable income taxes | $204,000 | 3,239 |
| Income before extraordinary items | $637,000 | 4,043 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $637,000 | 4,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $368,000 | 882 |
| Cash dividends | $200,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $254,000 | 411 |
| Net operating income | $583,800 | 4,204 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,451,000 | 2,335 |
| Total interest expense | $2,317,000 | 2,061 |
| Net interest income | $2,134,000 | 2,612 |
| Provision for loan and lease losses | $132,000 | 1,651 |
| Total noninterest income | $610,000 | 1,924 |
| Gross Fiduciary activities income | $6,000 | 1,089 |
| Service charges on deposit accounts | $318,000 | 1,351 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $286,000 | 2,020 |
| Total noninterest expense | $2,293,000 | 2,021 |
| Salaries and employee benefits | $1,124,000 | 2,290 |
| Premises and equipment expense | $436,000 | 1,538 |
| Additional noninterest expense | $733,000 | 1,822 |
| Pre-tax net operating income | $319,000 | 4,514 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $67,000 | 3,794 |
| Income before extraordinary items | $252,000 | 4,534 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $252,000 | 4,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 971 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $135,000 | 296 |
| Net operating income | $252,000 | 4,522 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $16,799,000 | 2,327 |
| Total interest expense | $8,065,000 | 2,029 |
| Net interest income | $8,734,000 | 2,583 |
| Provision for loan and lease losses | $230,000 | 3,272 |
| Total noninterest income | $2,303,000 | 2,001 |
| Gross Fiduciary activities income | $32,000 | 1,096 |
| Service charges on deposit accounts | $1,207,000 | 1,484 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,064,000 | 2,132 |
| Total noninterest expense | $8,801,000 | 2,002 |
| Salaries and employee benefits | $4,369,000 | 2,240 |
| Premises and equipment expense | $1,581,000 | 1,621 |
| Additional noninterest expense | $2,851,000 | 1,844 |
| Pre-tax net operating income | $2,006,000 | 3,639 |
| Securities gains (losses) | $12,000 | 1,037 |
| Applicable income taxes | $514,000 | 3,118 |
| Income before extraordinary items | $1,504,000 | 3,765 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,504,000 | 3,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $670,000 | 932 |
| Cash dividends | $1,400,000 | 2,029 |
| Sale, conversion, retirement of capital stock, net | $568,000 | 580 |
| Net operating income | $1,495,000 | 3,765 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,343,000 | 2,356 |
| Total interest expense | $5,774,000 | 2,060 |
| Net interest income | $6,569,000 | 2,601 |
| Provision for loan and lease losses | $163,000 | 3,263 |
| Total noninterest income | $1,735,000 | 2,006 |
| Gross Fiduciary activities income | $21,000 | 1,103 |
| Service charges on deposit accounts | $909,000 | 1,487 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $805,000 | 2,120 |
| Total noninterest expense | $6,630,000 | 1,991 |
| Salaries and employee benefits | $3,367,000 | 2,178 |
| Premises and equipment expense | $1,122,000 | 1,710 |
| Additional noninterest expense | $2,141,000 | 1,807 |
| Pre-tax net operating income | $1,511,000 | 3,766 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $391,000 | 3,209 |
| Income before extraordinary items | $1,120,000 | 3,892 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,120,000 | 3,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $321,000 | 1,101 |
| Cash dividends | $900,000 | 2,057 |
| Sale, conversion, retirement of capital stock, net | $416,000 | 479 |
| Net operating income | $1,120,000 | 3,881 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,950,000 | 2,386 |
| Total interest expense | $3,592,000 | 2,087 |
| Net interest income | $4,358,000 | 2,613 |
| Provision for loan and lease losses | $95,000 | 3,398 |
| Total noninterest income | $1,206,000 | 1,941 |
| Gross Fiduciary activities income | $17,000 | 1,094 |
| Service charges on deposit accounts | $571,000 | 1,551 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $618,000 | 1,921 |
| Total noninterest expense | $4,412,000 | 1,997 |
| Salaries and employee benefits | $2,276,000 | 2,158 |
| Premises and equipment expense | $725,000 | 1,749 |
| Additional noninterest expense | $1,411,000 | 1,850 |
| Pre-tax net operating income | $1,057,000 | 3,670 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $289,000 | 3,094 |
| Income before extraordinary items | $768,000 | 3,836 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $768,000 | 3,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 1,480 |
| Cash dividends | $600,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $280,000 | 391 |
| Net operating income | $768,000 | 3,829 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,878,000 | 2,389 |
| Total interest expense | $1,676,000 | 2,129 |
| Net interest income | $2,202,000 | 2,572 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $545,000 | 2,070 |
| Gross Fiduciary activities income | $9,000 | 1,079 |
| Service charges on deposit accounts | $266,000 | 1,594 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $270,000 | 2,094 |
| Total noninterest expense | $2,196,000 | 2,010 |
| Salaries and employee benefits | $1,128,000 | 2,184 |
| Premises and equipment expense | $343,000 | 1,838 |
| Additional noninterest expense | $725,000 | 1,806 |
| Pre-tax net operating income | $506,000 | 3,699 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $129,000 | 3,244 |
| Income before extraordinary items | $377,000 | 3,842 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $377,000 | 3,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 1,866 |
| Cash dividends | $250,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $119,000 | 297 |
| Net operating income | $377,000 | 3,822 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,375,000 | 2,469 |
| Total interest expense | $5,197,000 | 2,123 |
| Net interest income | $8,178,000 | 2,643 |
| Provision for loan and lease losses | $510,000 | 1,871 |
| Total noninterest income | $1,954,000 | 2,255 |
| Gross Fiduciary activities income | $21,000 | 1,175 |
| Service charges on deposit accounts | $1,104,000 | 1,578 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $829,000 | 2,484 |
| Total noninterest expense | $7,795,000 | 2,146 |
| Salaries and employee benefits | $4,047,000 | 2,268 |
| Premises and equipment expense | $1,149,000 | 2,087 |
| Additional noninterest expense | $2,599,000 | 1,946 |
| Pre-tax net operating income | $1,827,000 | 3,910 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $412,000 | 3,657 |
| Income before extraordinary items | $1,415,000 | 3,925 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,415,000 | 3,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $299,000 | 1,739 |
| Cash dividends | $150,000 | 5,171 |
| Sale, conversion, retirement of capital stock, net | $4,815,000 | 312 |
| Net operating income | $1,415,000 | 3,898 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,529,000 | 2,531 |
| Total interest expense | $3,604,000 | 2,167 |
| Net interest income | $5,925,000 | 2,718 |
| Provision for loan and lease losses | $287,000 | 2,270 |
| Total noninterest income | $1,415,000 | 2,310 |
| Gross Fiduciary activities income | $10,000 | 1,214 |
| Service charges on deposit accounts | $789,000 | 1,634 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $616,000 | 2,520 |
| Total noninterest expense | $5,637,000 | 2,196 |
| Salaries and employee benefits | $3,047,000 | 2,241 |
| Premises and equipment expense | $909,000 | 1,972 |
| Additional noninterest expense | $1,681,000 | 2,200 |
| Pre-tax net operating income | $1,416,000 | 3,910 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $334,000 | 3,614 |
| Income before extraordinary items | $1,082,000 | 3,948 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,082,000 | 3,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 1,835 |
| Cash dividends | $150,000 | 4,338 |
| Sale, conversion, retirement of capital stock, net | $365,000 | 434 |
| Net operating income | $1,082,000 | 3,905 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,212,000 | 2,527 |
| Total interest expense | $2,309,000 | 2,129 |
| Net interest income | $3,903,000 | 2,725 |
| Provision for loan and lease losses | $188,000 | 2,255 |
| Total noninterest income | $919,000 | 2,320 |
| Gross Fiduciary activities income | $6,000 | 1,239 |
| Service charges on deposit accounts | $487,000 | 1,724 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $426,000 | 2,433 |
| Total noninterest expense | $3,687,000 | 2,228 |
| Salaries and employee benefits | $2,032,000 | 2,228 |
| Premises and equipment expense | $599,000 | 1,983 |
| Additional noninterest expense | $1,056,000 | 2,305 |
| Pre-tax net operating income | $947,000 | 3,855 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $223,000 | 3,604 |
| Income before extraordinary items | $724,000 | 3,902 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $724,000 | 3,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 1,611 |
| Cash dividends | $150,000 | 3,809 |
| Sale, conversion, retirement of capital stock, net | $241,000 | 352 |
| Net operating income | $724,000 | 3,844 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,038,000 | 2,544 |
| Total interest expense | $1,128,000 | 2,088 |
| Net interest income | $1,910,000 | 2,763 |
| Provision for loan and lease losses | $94,000 | 2,144 |
| Total noninterest income | $471,000 | 2,226 |
| Gross Fiduciary activities income | $3,000 | 1,221 |
| Service charges on deposit accounts | $227,000 | 1,780 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $241,000 | 2,214 |
| Total noninterest expense | $1,876,000 | 2,196 |
| Salaries and employee benefits | $1,053,000 | 2,162 |
| Premises and equipment expense | $303,000 | 1,983 |
| Additional noninterest expense | $520,000 | 2,340 |
| Pre-tax net operating income | $411,000 | 4,197 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $98,000 | 3,788 |
| Income before extraordinary items | $313,000 | 4,245 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $313,000 | 4,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 1,427 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $121,000 | 249 |
| Net operating income | $313,000 | 4,199 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,197,000 | 2,359 |
| Total interest expense | $4,433,000 | 1,835 |
| Net interest income | $7,764,000 | 2,597 |
| Provision for loan and lease losses | $515,000 | 1,912 |
| Total noninterest income | $2,078,000 | 2,142 |
| Gross Fiduciary activities income | $29,000 | 1,143 |
| Service charges on deposit accounts | $981,000 | 1,789 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,068,000 | 2,055 |
| Total noninterest expense | $7,422,000 | 2,143 |
| Salaries and employee benefits | $3,998,000 | 2,167 |
| Premises and equipment expense | $1,082,000 | 2,122 |
| Additional noninterest expense | $2,342,000 | 2,086 |
| Pre-tax net operating income | $1,905,000 | 3,618 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $586,000 | 3,072 |
| Income before extraordinary items | $1,319,000 | 3,950 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,319,000 | 3,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $338,000 | 1,820 |
| Cash dividends | $500,000 | 3,518 |
| Sale, conversion, retirement of capital stock, net | $512,000 | 467 |
| Net operating income | $1,319,000 | 3,889 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,932,000 | 2,377 |
| Total interest expense | $3,297,000 | 1,821 |
| Net interest income | $5,635,000 | 2,660 |
| Provision for loan and lease losses | $388,000 | 1,827 |
| Total noninterest income | $1,602,000 | 2,118 |
| Gross Fiduciary activities income | $31,000 | 1,085 |
| Service charges on deposit accounts | $731,000 | 1,813 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $840,000 | 2,004 |
| Total noninterest expense | $5,445,000 | 2,179 |
| Salaries and employee benefits | $3,004,000 | 2,168 |
| Premises and equipment expense | $773,000 | 2,220 |
| Additional noninterest expense | $1,668,000 | 2,165 |
| Pre-tax net operating income | $1,404,000 | 3,741 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $482,000 | 2,965 |
| Income before extraordinary items | $922,000 | 4,200 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $922,000 | 4,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 1,869 |
| Cash dividends | $300,000 | 3,420 |
| Sale, conversion, retirement of capital stock, net | $368,000 | 381 |
| Net operating income | $922,000 | 4,134 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,941,000 | 2,374 |
| Total interest expense | $2,206,000 | 1,799 |
| Net interest income | $3,735,000 | 2,658 |
| Provision for loan and lease losses | $262,000 | 1,764 |
| Total noninterest income | $994,000 | 2,208 |
| Gross Fiduciary activities income | $24,000 | 1,070 |
| Service charges on deposit accounts | $471,000 | 1,852 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $499,000 | 2,192 |
| Total noninterest expense | $3,546,000 | 2,221 |
| Salaries and employee benefits | $2,010,000 | 2,164 |
| Premises and equipment expense | $480,000 | 2,370 |
| Additional noninterest expense | $1,056,000 | 2,284 |
| Pre-tax net operating income | $921,000 | 3,735 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $312,000 | 3,013 |
| Income before extraordinary items | $609,000 | 4,214 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $609,000 | 4,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 1,453 |
| Cash dividends | $150,000 | 3,776 |
| Sale, conversion, retirement of capital stock, net | $248,000 | 318 |
| Net operating income | $609,000 | 4,124 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,928,000 | 2,405 |
| Total interest expense | $1,133,000 | 1,776 |
| Net interest income | $1,795,000 | 2,770 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $454,000 | 2,321 |
| Gross Fiduciary activities income | $7,000 | 1,141 |
| Service charges on deposit accounts | $214,000 | 1,960 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $233,000 | 2,238 |
| Total noninterest expense | $1,725,000 | 2,307 |
| Salaries and employee benefits | $1,011,000 | 2,170 |
| Premises and equipment expense | $210,000 | 2,683 |
| Additional noninterest expense | $504,000 | 2,345 |
| Pre-tax net operating income | $374,000 | 4,259 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $130,000 | 3,350 |
| Income before extraordinary items | $244,000 | 4,823 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $244,000 | 4,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 1,764 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $123,000 | 239 |
| Net operating income | $244,000 | 4,703 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,373,000 | 2,332 |
| Total interest expense | $4,681,000 | 1,917 |
| Net interest income | $7,692,000 | 2,506 |
| Provision for loan and lease losses | $728,000 | 1,576 |
| Total noninterest income | $2,178,000 | 2,175 |
| Gross Fiduciary activities income | $10,000 | 1,355 |
| Service charges on deposit accounts | $864,000 | 1,987 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,304,000 | 2,005 |
| Total noninterest expense | $6,359,000 | 2,473 |
| Salaries and employee benefits | $3,484,000 | 2,415 |
| Premises and equipment expense | $856,000 | 2,592 |
| Additional noninterest expense | $2,019,000 | 2,382 |
| Pre-tax net operating income | $2,783,000 | 2,658 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $907,000 | 2,311 |
| Income before extraordinary items | $1,877,000 | 3,011 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,877,000 | 3,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $566,000 | 1,459 |
| Cash dividends | $500,000 | 3,502 |
| Sale, conversion, retirement of capital stock, net | $424,000 | 512 |
| Net operating income | $1,876,330 | 2,889 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,245,000 | 2,372 |
| Total interest expense | $3,517,000 | 1,989 |
| Net interest income | $5,728,000 | 2,540 |
| Provision for loan and lease losses | $484,000 | 1,710 |
| Total noninterest income | $1,727,000 | 2,130 |
| Gross Fiduciary activities income | $6,000 | 1,365 |
| Service charges on deposit accounts | $650,000 | 1,989 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,071,000 | 1,956 |
| Total noninterest expense | $4,758,000 | 2,471 |
| Salaries and employee benefits | $2,673,000 | 2,375 |
| Premises and equipment expense | $626,000 | 2,668 |
| Additional noninterest expense | $1,459,000 | 2,458 |
| Pre-tax net operating income | $2,213,000 | 2,631 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $768,000 | 2,258 |
| Income before extraordinary items | $1,445,000 | 3,046 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,445,000 | 3,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $491,000 | 1,180 |
| Cash dividends | $500,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $306,000 | 406 |
| Net operating income | $1,445,000 | 2,899 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,194,000 | 2,369 |
| Total interest expense | $2,370,000 | 2,021 |
| Net interest income | $3,824,000 | 2,545 |
| Provision for loan and lease losses | $333,000 | 1,658 |
| Total noninterest income | $1,082,000 | 2,221 |
| Gross Fiduciary activities income | $5,000 | 1,338 |
| Service charges on deposit accounts | $416,000 | 2,022 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $661,000 | 2,050 |
| Total noninterest expense | $3,072,000 | 2,541 |
| Salaries and employee benefits | $1,731,000 | 2,431 |
| Premises and equipment expense | $416,000 | 2,678 |
| Additional noninterest expense | $925,000 | 2,548 |
| Pre-tax net operating income | $1,501,000 | 2,590 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $511,000 | 2,282 |
| Income before extraordinary items | $990,000 | 3,001 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $990,000 | 3,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $412,000 | 969 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $195,000 | 338 |
| Net operating income | $990,000 | 2,850 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,163,000 | 2,334 |
| Total interest expense | $1,184,000 | 2,073 |
| Net interest income | $1,979,000 | 2,456 |
| Provision for loan and lease losses | $164,000 | 1,594 |
| Total noninterest income | $490,000 | 2,316 |
| Gross Fiduciary activities income | $2,000 | 1,343 |
| Service charges on deposit accounts | $192,000 | 2,085 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $296,000 | 2,129 |
| Total noninterest expense | $1,541,000 | 2,510 |
| Salaries and employee benefits | $864,000 | 2,442 |
| Premises and equipment expense | $220,000 | 2,543 |
| Additional noninterest expense | $457,000 | 2,532 |
| Pre-tax net operating income | $764,000 | 2,565 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $242,000 | 2,375 |
| Income before extraordinary items | $522,000 | 2,858 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $522,000 | 2,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 731 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $92,000 | 230 |
| Net operating income | $522,000 | 2,713 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,573,000 | 2,269 |
| Total interest expense | $5,675,000 | 1,997 |
| Net interest income | $7,898,000 | 2,430 |
| Provision for loan and lease losses | $718,000 | 1,791 |
| Total noninterest income | $671,000 | 4,447 |
| Gross Fiduciary activities income | $18,000 | 1,314 |
| Service charges on deposit accounts | $598,000 | 2,575 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $55,000 | 7,472 |
| Total noninterest expense | $5,924,000 | 2,492 |
| Salaries and employee benefits | $3,211,000 | 2,465 |
| Premises and equipment expense | $825,000 | 2,618 |
| Additional noninterest expense | $1,888,000 | 2,444 |
| Pre-tax net operating income | $1,927,000 | 3,515 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $546,000 | 3,284 |
| Income before extraordinary items | $1,381,000 | 3,719 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,381,000 | 3,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $413,000 | 1,894 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $-691,000 | 9,311 |
| Net operating income | $1,381,000 | 3,607 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,131,000 | 2,428 |
| Total interest expense | $7,204,000 | 2,223 |
| Net interest income | $6,927,000 | 2,587 |
| Provision for loan and lease losses | $607,000 | 1,880 |
| Total noninterest income | $2,249,000 | 1,832 |
| Gross Fiduciary activities income | $13,000 | 1,375 |
| Service charges on deposit accounts | $516,000 | 2,775 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,720,000 | 1,382 |
| Total noninterest expense | $5,854,000 | 2,438 |
| Salaries and employee benefits | $3,257,000 | 2,301 |
| Premises and equipment expense | $862,000 | 2,454 |
| Additional noninterest expense | $1,735,000 | 2,554 |
| Pre-tax net operating income | $2,715,000 | 2,497 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $924,000 | 2,195 |
| Income before extraordinary items | $1,791,000 | 2,801 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,791,000 | 2,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $835,000 | 1,068 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $5,937,000 | 149 |
| Net operating income | $1,791,000 | 2,711 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,930,000 | 2,688 |
| Total interest expense | $7,361,000 | 2,304 |
| Net interest income | $5,569,000 | 3,157 |
| Provision for loan and lease losses | $1,152,000 | 951 |
| Total noninterest income | $2,395,000 | 1,643 |
| Gross Fiduciary activities income | $10,000 | 1,218 |
| Service charges on deposit accounts | $457,000 | 2,923 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,928,000 | 1,163 |
| Total noninterest expense | $5,848,000 | 2,337 |
| Salaries and employee benefits | $2,845,000 | 2,510 |
| Premises and equipment expense | $900,000 | 2,293 |
| Additional noninterest expense | $2,103,000 | 2,067 |
| Pre-tax net operating income | $964,000 | 5,356 |
| Securities gains (losses) | $-3,000 | 7,730 |
| Applicable income taxes | $225,000 | 5,176 |
| Income before extraordinary items | $736,000 | 5,274 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $736,000 | 5,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $498,000 | 1,248 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $738,310 | 5,268 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,094,000 | 2,690 |
| Total interest expense | $6,147,000 | 2,393 |
| Net interest income | $5,947,000 | 2,951 |
| Provision for loan and lease losses | $926,000 | 1,035 |
| Total noninterest income | $1,507,000 | 2,295 |
| Gross Fiduciary activities income | $13,000 | 1,242 |
| Service charges on deposit accounts | $382,000 | 3,337 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,112,000 | 1,740 |
| Total noninterest expense | $5,684,000 | 2,383 |
| Salaries and employee benefits | $3,028,000 | 2,320 |
| Premises and equipment expense | $923,000 | 2,214 |
| Additional noninterest expense | $1,733,000 | 2,502 |
| Pre-tax net operating income | $844,000 | 5,776 |
| Securities gains (losses) | $14,000 | 1,577 |
| Applicable income taxes | $149,000 | 6,291 |
| Income before extraordinary items | $709,000 | 5,422 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $709,000 | 5,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $973,000 | 721 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $697,380 | 5,438 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,876,000 | 2,728 |
| Total interest expense | $6,387,000 | 2,356 |
| Net interest income | $5,489,000 | 3,125 |
| Provision for loan and lease losses | $675,000 | 1,359 |
| Total noninterest income | $1,816,000 | 1,968 |
| Gross Fiduciary activities income | $12,000 | 1,272 |
| Service charges on deposit accounts | $316,000 | 3,783 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,488,000 | 1,408 |
| Total noninterest expense | $5,122,000 | 2,540 |
| Salaries and employee benefits | $3,099,000 | 2,177 |
| Premises and equipment expense | $699,000 | 2,774 |
| Additional noninterest expense | $1,324,000 | 3,087 |
| Pre-tax net operating income | $1,508,000 | 4,171 |
| Securities gains (losses) | $7,000 | 3,223 |
| Applicable income taxes | $480,000 | 3,945 |
| Income before extraordinary items | $1,035,000 | 4,385 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,035,000 | 4,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $349,000 | 1,667 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,030,240 | 4,311 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,780,000 | 2,784 |
| Total interest expense | $6,541,000 | 2,293 |
| Net interest income | $5,239,000 | 3,326 |
| Provision for loan and lease losses | $160,000 | 3,978 |
| Total noninterest income | $1,462,000 | 2,247 |
| Gross Fiduciary activities income | $11,000 | 1,334 |
| Service charges on deposit accounts | $289,000 | 4,189 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,162,000 | 1,591 |
| Total noninterest expense | $4,623,000 | 2,754 |
| Salaries and employee benefits | $2,748,000 | 2,425 |
| Premises and equipment expense | $642,000 | 2,971 |
| Additional noninterest expense | $1,233,000 | 3,282 |
| Pre-tax net operating income | $1,918,000 | 3,680 |
| Securities gains (losses) | $106,000 | 962 |
| Applicable income taxes | $667,000 | 3,384 |
| Income before extraordinary items | $1,357,000 | 3,663 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,357,000 | 3,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 2,726 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,285,980 | 3,762 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,458,000 | 2,888 |
| Total interest expense | $6,489,000 | 2,379 |
| Net interest income | $4,969,000 | 3,553 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $1,048,000 | 3,018 |
| Gross Fiduciary activities income | $9,000 | 1,411 |
| Service charges on deposit accounts | $249,000 | 4,840 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $790,000 | 2,126 |
| Total noninterest expense | $4,973,000 | 2,754 |
| Salaries and employee benefits | $2,458,000 | 2,745 |
| Premises and equipment expense | $550,000 | 3,486 |
| Additional noninterest expense | $1,965,000 | 2,504 |
| Pre-tax net operating income | $924,000 | 6,010 |
| Securities gains (losses) | $-6,000 | 10,029 |
| Applicable income taxes | $217,000 | 6,883 |
| Income before extraordinary items | $701,000 | 5,760 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $701,000 | 5,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,484 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $705,560 | 5,684 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,770,000 | 3,077 |
| Total interest expense | $6,389,000 | 2,419 |
| Net interest income | $4,381,000 | 3,998 |
| Provision for loan and lease losses | $163,000 | 3,478 |
| Total noninterest income | $818,000 | 3,630 |
| Gross Fiduciary activities income | $3,000 | 1,541 |
| Service charges on deposit accounts | $217,000 | 5,396 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $598,000 | 2,536 |
| Total noninterest expense | $4,286,000 | 3,124 |
| Salaries and employee benefits | $2,446,000 | 2,730 |
| Premises and equipment expense | $539,000 | 3,521 |
| Additional noninterest expense | $1,301,000 | 3,487 |
| Pre-tax net operating income | $750,000 | 7,058 |
| Securities gains (losses) | $-8,000 | 9,956 |
| Applicable income taxes | $299,000 | 6,006 |
| Income before extraordinary items | $443,000 | 7,698 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $443,000 | 7,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,709 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $448,120 | 7,623 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,896,000 | 3,367 |
| Total interest expense | $4,564,000 | 2,681 |
| Net interest income | $4,332,000 | 4,066 |
| Provision for loan and lease losses | $45,000 | 6,361 |
| Total noninterest income | $1,096,000 | 2,917 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,096,000 | 1,737 |
| Total noninterest expense | $4,204,000 | 3,265 |
| Salaries and employee benefits | $2,290,000 | 2,886 |
| Premises and equipment expense | $874,000 | 2,307 |
| Additional noninterest expense | $1,040,000 | 4,568 |
| Pre-tax net operating income | $1,179,000 | 5,301 |
| Securities gains (losses) | $132,000 | 657 |
| Applicable income taxes | $418,000 | 4,603 |
| Income before extraordinary items | $893,000 | 4,949 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $893,000 | 4,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,370 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $803,240 | 5,414 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,902,000 | 3,454 |
| Total interest expense | $4,632,000 | 2,783 |
| Net interest income | $4,270,000 | 4,146 |
| Provision for loan and lease losses | $150,000 | 4,621 |
| Total noninterest income | $761,000 | 4,153 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $761,000 | 2,457 |
| Total noninterest expense | $3,763,000 | 3,680 |
| Salaries and employee benefits | $2,137,000 | 3,065 |
| Premises and equipment expense | $712,000 | 2,835 |
| Additional noninterest expense | $914,000 | 5,299 |
| Pre-tax net operating income | $1,118,000 | 5,456 |
| Securities gains (losses) | $133,000 | 2,128 |
| Applicable income taxes | $439,000 | 4,676 |
| Income before extraordinary items | $812,000 | 5,509 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $812,000 | 5,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $457,000 | 1,876 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $725,550 | 5,695 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,190,000 | 3,425 |
| Total interest expense | $5,852,000 | 2,847 |
| Net interest income | $4,338,000 | 4,144 |
| Provision for loan and lease losses | $722,000 | 2,315 |
| Total noninterest income | $659,000 | 4,626 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $659,000 | 2,653 |
| Total noninterest expense | $3,228,000 | 4,230 |
| Salaries and employee benefits | $1,683,000 | 3,805 |
| Premises and equipment expense | $656,000 | 3,099 |
| Additional noninterest expense | $889,000 | 5,584 |
| Pre-tax net operating income | $1,047,000 | 5,444 |
| Securities gains (losses) | $254,000 | 1,699 |
| Applicable income taxes | $334,000 | 5,534 |
| Income before extraordinary items | $967,000 | 4,641 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $967,000 | 4,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 4,061 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $779,040 | 5,152 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.