Home > First Bank & Trust > Income and Expense

First Bank & Trust, Income and Expense

2020-09-30 (YTD Data)		Rank
Total interest income	$39,464,000	647
Total interest expense	$4,728,000	815
Net interest income	$34,736,000	626
Provision for loan and lease losses	$3,325,000	657
Total noninterest income	$12,078,000	557
Gross Fiduciary activities income	$1,154,000	386
Service charges on deposit accounts	$760,000	935
Trading account gains and fees	$0	125
Additional Noninterest Income	$10,164,000	506
Total noninterest expense	$27,940,000	664
Salaries and employee benefits	$13,573,000	769
Premises and equipment expense	$2,003,000	926
Additional noninterest expense	$12,364,000	467
Pre-tax net operating income	$15,549,000	550
Securities gains (losses)	$426,000	550
Applicable income taxes	$3,814,000	450
Income before extraordinary items	$12,161,000	593
Extraordinary gains, net	$0	4
Net income	$12,161,000	593
Minority interest net income	$0	65
Net income of bank and minority interests.	$12,161,000	593
Net charge-offs	$962,000	516
Cash dividends	$10,000,000	351
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$11,824,460	584
2020-06-30 (YTD Data)		Rank
Total interest income	$26,241,000	650
Total interest expense	$3,554,000	784
Net interest income	$22,687,000	642
Provision for loan and lease losses	$2,805,000	580
Total noninterest income	$7,137,000	579
Gross Fiduciary activities income	$705,000	400
Service charges on deposit accounts	$511,000	936
Trading account gains and fees	$0	123
Additional Noninterest Income	$5,921,000	514
Total noninterest expense	$18,293,000	668
Salaries and employee benefits	$8,755,000	787
Premises and equipment expense	$1,322,000	934
Additional noninterest expense	$8,216,000	470
Pre-tax net operating income	$8,726,000	576
Securities gains (losses)	$426,000	405
Applicable income taxes	$2,179,000	462
Income before extraordinary items	$6,973,000	620
Extraordinary gains, net	$0	4
Net income	$6,973,000	620
Minority interest net income	$0	65
Net income of bank and minority interests.	$6,973,000	620
Net charge-offs	$714,000	476
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$6,636,460	625
2020-03-31 (YTD Data)		Rank
Total interest income	$13,283,000	644
Total interest expense	$2,197,000	716
Net interest income	$11,086,000	640
Provision for loan and lease losses	$420,000	984
Total noninterest income	$2,880,000	624
Gross Fiduciary activities income	$353,000	411
Service charges on deposit accounts	$291,000	974
Trading account gains and fees	$0	106
Additional Noninterest Income	$2,236,000	547
Total noninterest expense	$9,149,000	667
Salaries and employee benefits	$4,179,000	813
Premises and equipment expense	$684,000	927
Additional noninterest expense	$4,286,000	453
Pre-tax net operating income	$4,397,000	527
Securities gains (losses)	$0	1,705
Applicable income taxes	$1,048,000	442
Income before extraordinary items	$3,349,000	584
Extraordinary gains, net	$0	4
Net income	$3,349,000	585
Minority interest net income	$0	56
Net income of bank and minority interests.	$3,349,000	584
Net charge-offs	$153,000	717
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$3,349,000	562
2019-12-31 (YTD Data)		Rank
Total interest income	$54,111,000	634
Total interest expense	$10,134,000	674
Net interest income	$43,977,000	630
Provision for loan and lease losses	$2,100,000	516
Total noninterest income	$11,652,000	625
Gross Fiduciary activities income	$1,314,000	414
Service charges on deposit accounts	$1,102,000	1,058
Trading account gains and fees	$0	135
Additional Noninterest Income	$9,236,000	552
Total noninterest expense	$35,215,000	673
Salaries and employee benefits	$16,732,000	790
Premises and equipment expense	$2,734,000	917
Additional noninterest expense	$15,749,000	464
Pre-tax net operating income	$18,314,000	654
Securities gains (losses)	$0	2,379
Applicable income taxes	$4,335,000	556
Income before extraordinary items	$13,979,000	709
Extraordinary gains, net	$0	11
Net income	$13,979,000	709
Minority interest net income	$0	76
Net income of bank and minority interests.	$13,979,000	710
Net charge-offs	$1,452,000	521
Cash dividends	$4,050,000	946
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$13,979,000	693
2019-09-30 (YTD Data)		Rank
Total interest income	$40,483,000	644
Total interest expense	$7,708,000	676
Net interest income	$32,775,000	634
Provision for loan and lease losses	$1,250,000	579
Total noninterest income	$8,865,000	619
Gross Fiduciary activities income	$952,000	421
Service charges on deposit accounts	$805,000	1,089
Trading account gains and fees	$0	129
Additional Noninterest Income	$7,108,000	543
Total noninterest expense	$26,767,000	661
Salaries and employee benefits	$12,607,000	781
Premises and equipment expense	$2,059,000	917
Additional noninterest expense	$12,101,000	451
Pre-tax net operating income	$13,623,000	661
Securities gains (losses)	$0	2,167
Applicable income taxes	$3,277,000	554
Income before extraordinary items	$10,346,000	723
Extraordinary gains, net	$0	11
Net income	$10,346,000	725
Minority interest net income	$0	72
Net income of bank and minority interests.	$10,346,000	724
Net charge-offs	$719,000	604
Cash dividends	$3,050,000	860
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$10,346,000	712
2019-06-30 (YTD Data)		Rank
Total interest income	$26,551,000	654
Total interest expense	$5,073,000	670
Net interest income	$21,478,000	644
Provision for loan and lease losses	$875,000	546
Total noninterest income	$5,522,000	637
Gross Fiduciary activities income	$606,000	428
Service charges on deposit accounts	$515,000	1,109
Trading account gains and fees	$0	131
Additional Noninterest Income	$4,401,000	558
Total noninterest expense	$17,657,000	667
Salaries and employee benefits	$8,308,000	783
Premises and equipment expense	$1,368,000	921
Additional noninterest expense	$7,981,000	460
Pre-tax net operating income	$8,468,000	683
Securities gains (losses)	$0	1,702
Applicable income taxes	$2,034,000	564
Income before extraordinary items	$6,434,000	743
Extraordinary gains, net	$0	11
Net income	$6,434,000	744
Minority interest net income	$0	69
Net income of bank and minority interests.	$6,434,000	743
Net charge-offs	$575,000	520
Cash dividends	$1,850,000	937
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$6,434,000	729
2019-03-31 (YTD Data)		Rank
Total interest income	$13,045,000	660
Total interest expense	$2,492,000	674
Net interest income	$10,553,000	654
Provision for loan and lease losses	$375,000	582
Total noninterest income	$2,437,000	667
Gross Fiduciary activities income	$291,000	435
Service charges on deposit accounts	$251,000	1,128
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,895,000	582
Total noninterest expense	$8,739,000	673
Salaries and employee benefits	$4,097,000	791
Premises and equipment expense	$689,000	917
Additional noninterest expense	$3,953,000	458
Pre-tax net operating income	$3,876,000	707
Securities gains (losses)	$0	1,087
Applicable income taxes	$924,000	592
Income before extraordinary items	$2,952,000	789
Extraordinary gains, net	$0	5
Net income	$2,952,000	789
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,952,000	788
Net charge-offs	$476,000	342
Cash dividends	$850,000	933
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$2,952,000	771
2018-12-31 (YTD Data)		Rank
Total interest income	$51,295,000	630
Total interest expense	$7,074,000	703
Net interest income	$44,221,000	622
Provision for loan and lease losses	$994,000	887
Total noninterest income	$10,280,000	671
Gross Fiduciary activities income	$1,148,000	439
Service charges on deposit accounts	$962,000	1,198
Trading account gains and fees	$0	126
Additional Noninterest Income	$8,170,000	581
Total noninterest expense	$35,137,000	650
Salaries and employee benefits	$16,465,000	761
Premises and equipment expense	$2,642,000	931
Additional noninterest expense	$16,030,000	450
Pre-tax net operating income	$18,370,000	632
Securities gains (losses)	$-233,000	5,176
Applicable income taxes	$4,167,000	540
Income before extraordinary items	$13,970,000	686
Extraordinary gains, net	$0	6
Net income	$13,970,000	684
Minority interest net income	$0	72
Net income of bank and minority interests.	$13,970,000	685
Net charge-offs	$507,000	950
Cash dividends	$4,100,000	848
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$14,154,070	677
2018-09-30 (YTD Data)		Rank
Total interest income	$37,882,000	629
Total interest expense	$4,814,000	721
Net interest income	$33,068,000	621
Provision for loan and lease losses	$719,000	846
Total noninterest income	$7,665,000	678
Gross Fiduciary activities income	$867,000	435
Service charges on deposit accounts	$709,000	1,220
Trading account gains and fees	$0	138
Additional Noninterest Income	$6,089,000	589
Total noninterest expense	$25,671,000	663
Salaries and employee benefits	$12,159,000	779
Premises and equipment expense	$1,963,000	939
Additional noninterest expense	$11,549,000	461
Pre-tax net operating income	$14,343,000	615
Securities gains (losses)	$0	1,118
Applicable income taxes	$3,439,000	512
Income before extraordinary items	$10,904,000	654
Extraordinary gains, net	$0	5
Net income	$10,904,000	653
Minority interest net income	$0	66
Net income of bank and minority interests.	$10,904,000	653
Net charge-offs	$303,000	993
Cash dividends	$3,200,000	750
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$10,904,000	653
2018-06-30 (YTD Data)		Rank
Total interest income	$24,746,000	632
Total interest expense	$2,873,000	741
Net interest income	$21,873,000	616
Provision for loan and lease losses	$554,000	757
Total noninterest income	$5,102,000	676
Gross Fiduciary activities income	$577,000	437
Service charges on deposit accounts	$474,000	1,215
Trading account gains and fees	$0	130
Additional Noninterest Income	$4,051,000	589
Total noninterest expense	$16,943,000	667
Salaries and employee benefits	$8,033,000	789
Premises and equipment expense	$1,377,000	908
Additional noninterest expense	$7,533,000	467
Pre-tax net operating income	$9,478,000	623
Securities gains (losses)	$0	961
Applicable income taxes	$2,270,000	520
Income before extraordinary items	$7,208,000	661
Extraordinary gains, net	$0	6
Net income	$7,208,000	658
Minority interest net income	$0	65
Net income of bank and minority interests.	$7,208,000	660
Net charge-offs	$189,000	972
Cash dividends	$2,100,000	729
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$7,208,000	661
2018-03-31 (YTD Data)		Rank
Total interest income	$12,018,000	641
Total interest expense	$1,232,000	804
Net interest income	$10,786,000	624
Provision for loan and lease losses	$300,000	673
Total noninterest income	$2,344,000	701
Gross Fiduciary activities income	$287,000	440
Service charges on deposit accounts	$240,000	1,211
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,817,000	622
Total noninterest expense	$8,355,000	679
Salaries and employee benefits	$3,913,000	814
Premises and equipment expense	$679,000	924
Additional noninterest expense	$3,763,000	467
Pre-tax net operating income	$4,475,000	633
Securities gains (losses)	$0	735
Applicable income taxes	$1,068,000	530
Income before extraordinary items	$3,407,000	683
Extraordinary gains, net	$0	7
Net income	$3,407,000	682
Minority interest net income	$0	52
Net income of bank and minority interests.	$3,407,000	683
Net charge-offs	$56,000	1,136
Cash dividends	$1,000,000	704
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$3,407,000	677
2017-12-31 (YTD Data)		Rank
Total interest income	$43,489,000	668
Total interest expense	$3,929,000	848
Net interest income	$39,560,000	648
Provision for loan and lease losses	$1,992,000	518
Total noninterest income	$10,929,000	646
Gross Fiduciary activities income	$1,095,000	440
Service charges on deposit accounts	$888,000	1,308
Trading account gains and fees	$0	151
Additional Noninterest Income	$8,946,000	551
Total noninterest expense	$32,020,000	686
Salaries and employee benefits	$14,594,000	839
Premises and equipment expense	$2,677,000	910
Additional noninterest expense	$14,749,000	467
Pre-tax net operating income	$16,477,000	634
Securities gains (losses)	$-13,000	5,100
Applicable income taxes	$5,131,000	650
Income before extraordinary items	$11,333,000	668
Extraordinary gains, net	$0	9
Net income	$11,333,000	668
Minority interest net income	$0	76
Net income of bank and minority interests.	$11,333,000	668
Net charge-offs	$535,000	1,039
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$11,341,970	661
2017-09-30 (YTD Data)		Rank
Total interest income	$31,661,000	684
Total interest expense	$2,829,000	862
Net interest income	$28,832,000	668
Provision for loan and lease losses	$1,442,000	524
Total noninterest income	$8,260,000	651
Gross Fiduciary activities income	$807,000	447
Service charges on deposit accounts	$649,000	1,344
Trading account gains and fees	$0	145
Additional Noninterest Income	$6,804,000	559
Total noninterest expense	$23,230,000	708
Salaries and employee benefits	$10,602,000	864
Premises and equipment expense	$2,019,000	915
Additional noninterest expense	$10,609,000	489
Pre-tax net operating income	$12,420,000	646
Securities gains (losses)	$-13,000	5,428
Applicable income taxes	$4,407,000	545
Income before extraordinary items	$8,000,000	765
Extraordinary gains, net	$0	9
Net income	$8,000,000	764
Minority interest net income	$0	71
Net income of bank and minority interests.	$8,000,000	765
Net charge-offs	$255,000	1,223
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$8,008,320	748
2017-06-30 (YTD Data)		Rank
Total interest income	$20,197,000	708
Total interest expense	$1,789,000	882
Net interest income	$18,408,000	686
Provision for loan and lease losses	$1,197,000	442
Total noninterest income	$5,194,000	672
Gross Fiduciary activities income	$541,000	440
Service charges on deposit accounts	$417,000	1,367
Trading account gains and fees	$0	139
Additional Noninterest Income	$4,236,000	578
Total noninterest expense	$15,240,000	719
Salaries and employee benefits	$6,933,000	877
Premises and equipment expense	$1,353,000	912
Additional noninterest expense	$6,954,000	496
Pre-tax net operating income	$7,165,000	708
Securities gains (losses)	$-12,000	5,510
Applicable income taxes	$2,526,000	576
Income before extraordinary items	$4,627,000	853
Extraordinary gains, net	$0	11
Net income	$4,627,000	854
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,627,000	853
Net charge-offs	$249,000	928
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$4,634,800	842
2017-03-31 (YTD Data)		Rank
Total interest income	$9,777,000	720
Total interest expense	$829,000	923
Net interest income	$8,948,000	701
Provision for loan and lease losses	$297,000	717
Total noninterest income	$2,564,000	667
Gross Fiduciary activities income	$278,000	448
Service charges on deposit accounts	$200,000	1,414
Trading account gains and fees	$0	142
Additional Noninterest Income	$2,086,000	572
Total noninterest expense	$7,433,000	742
Salaries and employee benefits	$3,357,000	911
Premises and equipment expense	$683,000	914
Additional noninterest expense	$3,393,000	505
Pre-tax net operating income	$3,782,000	661
Securities gains (losses)	$-13,000	5,665
Applicable income taxes	$1,342,000	545
Income before extraordinary items	$2,427,000	796
Extraordinary gains, net	$0	8
Net income	$2,427,000	796
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,427,000	796
Net charge-offs	$157,000	700
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$2,435,320	783
2016-12-31 (YTD Data)		Rank
Total interest income	$38,734,000	693
Total interest expense	$2,984,000	976
Net interest income	$35,750,000	675
Provision for loan and lease losses	$2,818,000	403
Total noninterest income	$10,851,000	656
Gross Fiduciary activities income	$928,000	470
Service charges on deposit accounts	$821,000	1,410
Trading account gains and fees	$0	170
Additional Noninterest Income	$9,102,000	548
Total noninterest expense	$28,813,000	744
Salaries and employee benefits	$13,518,000	870
Premises and equipment expense	$2,546,000	951
Additional noninterest expense	$12,749,000	547
Pre-tax net operating income	$14,970,000	647
Securities gains (losses)	$12,000	2,595
Applicable income taxes	$5,329,000	535
Income before extraordinary items	$9,653,000	789
Extraordinary gains, net	$0	5
Net income	$9,653,000	789
Minority interest net income	$0	82
Net income of bank and minority interests.	$9,653,000	788
Net charge-offs	$1,975,000	391
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$9,645,320	765
2016-09-30 (YTD Data)		Rank
Total interest income	$28,847,000	695
Total interest expense	$2,181,000	993
Net interest income	$26,666,000	673
Provision for loan and lease losses	$2,095,000	394
Total noninterest income	$7,990,000	666
Gross Fiduciary activities income	$681,000	471
Service charges on deposit accounts	$616,000	1,408
Trading account gains and fees	$0	169
Additional Noninterest Income	$6,693,000	558
Total noninterest expense	$21,319,000	753
Salaries and employee benefits	$10,100,000	876
Premises and equipment expense	$1,852,000	973
Additional noninterest expense	$9,367,000	558
Pre-tax net operating income	$11,242,000	644
Securities gains (losses)	$0	3,160
Applicable income taxes	$4,000,000	533
Income before extraordinary items	$7,242,000	781
Extraordinary gains, net	$0	5
Net income	$7,242,000	782
Minority interest net income	$0	71
Net income of bank and minority interests.	$7,242,000	781
Net charge-offs	$1,477,000	364
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$7,242,000	760
2016-06-30 (YTD Data)		Rank
Total interest income	$18,827,000	710
Total interest expense	$1,410,000	1,019
Net interest income	$17,417,000	685
Provision for loan and lease losses	$1,320,000	408
Total noninterest income	$4,740,000	714
Gross Fiduciary activities income	$449,000	476
Service charges on deposit accounts	$395,000	1,443
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,896,000	606
Total noninterest expense	$13,779,000	771
Salaries and employee benefits	$6,381,000	938
Premises and equipment expense	$1,219,000	988
Additional noninterest expense	$6,179,000	563
Pre-tax net operating income	$7,058,000	669
Securities gains (losses)	$0	2,835
Applicable income taxes	$2,502,000	551
Income before extraordinary items	$4,556,000	818
Extraordinary gains, net	$0	16
Net income	$4,556,000	817
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,556,000	817
Net charge-offs	$801,000	421
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$4,556,000	793
2016-03-31 (YTD Data)		Rank
Total interest income	$8,816,000	758
Total interest expense	$691,000	1,031
Net interest income	$8,125,000	729
Provision for loan and lease losses	$25,000	2,733
Total noninterest income	$2,141,000	759
Gross Fiduciary activities income	$221,000	483
Service charges on deposit accounts	$192,000	1,481
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,728,000	640
Total noninterest expense	$6,556,000	809
Salaries and employee benefits	$2,988,000	991
Premises and equipment expense	$608,000	1,004
Additional noninterest expense	$2,960,000	577
Pre-tax net operating income	$3,685,000	635
Securities gains (losses)	$0	2,077
Applicable income taxes	$1,307,000	525
Income before extraordinary items	$2,378,000	777
Extraordinary gains, net	$0	12
Net income	$2,378,000	776
Minority interest net income	$0	62
Net income of bank and minority interests.	$2,378,000	777
Net charge-offs	$-86,000	5,856
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,378,000	751
2015-12-31 (YTD Data)		Rank
Total interest income	$33,607,000	759
Total interest expense	$2,977,000	942
Net interest income	$30,630,000	732
Provision for loan and lease losses	$758,000	1,007
Total noninterest income	$9,639,000	698
Gross Fiduciary activities income	$742,000	523
Service charges on deposit accounts	$872,000	1,380
Trading account gains and fees	$0	159
Additional Noninterest Income	$8,025,000	584
Total noninterest expense	$24,812,000	832
Salaries and employee benefits	$11,441,000	982
Premises and equipment expense	$2,412,000	994
Additional noninterest expense	$10,959,000	617
Pre-tax net operating income	$14,699,000	632
Securities gains (losses)	$115,000	1,090
Applicable income taxes	$5,200,000	504
Income before extraordinary items	$9,614,000	759
Extraordinary gains, net	$0	23
Net income	$9,614,000	759
Minority interest net income	$0	81
Net income of bank and minority interests.	$9,614,000	759
Net charge-offs	$183,000	2,065
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$9,539,250	747
2015-09-30 (YTD Data)		Rank
Total interest income	$24,935,000	774
Total interest expense	$2,290,000	926
Net interest income	$22,645,000	745
Provision for loan and lease losses	$268,000	1,642
Total noninterest income	$7,229,000	712
Gross Fiduciary activities income	$553,000	524
Service charges on deposit accounts	$661,000	1,380
Trading account gains and fees	$0	153
Additional Noninterest Income	$6,015,000	595
Total noninterest expense	$18,348,000	855
Salaries and employee benefits	$8,421,000	1,010
Premises and equipment expense	$1,823,000	1,004
Additional noninterest expense	$8,104,000	630
Pre-tax net operating income	$11,258,000	641
Securities gains (losses)	$0	3,031
Applicable income taxes	$3,969,000	526
Income before extraordinary items	$7,289,000	759
Extraordinary gains, net	$0	21
Net income	$7,289,000	757
Minority interest net income	$0	78
Net income of bank and minority interests.	$7,289,000	759
Net charge-offs	$76,000	2,410
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$7,289,000	740
2015-06-30 (YTD Data)		Rank
Total interest income	$16,408,000	782
Total interest expense	$1,585,000	895
Net interest income	$14,823,000	764
Provision for loan and lease losses	$133,000	1,926
Total noninterest income	$4,597,000	733
Gross Fiduciary activities income	$375,000	527
Service charges on deposit accounts	$438,000	1,363
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,784,000	627
Total noninterest expense	$12,126,000	869
Salaries and employee benefits	$5,564,000	1,021
Premises and equipment expense	$1,226,000	1,003
Additional noninterest expense	$5,336,000	644
Pre-tax net operating income	$7,161,000	663
Securities gains (losses)	$0	2,636
Applicable income taxes	$2,517,000	557
Income before extraordinary items	$4,644,000	791
Extraordinary gains, net	$0	22
Net income	$4,644,000	790
Minority interest net income	$0	75
Net income of bank and minority interests.	$4,644,000	791
Net charge-offs	$58,000	2,200
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$4,644,000	771
2015-03-31 (YTD Data)		Rank
Total interest income	$8,167,000	786
Total interest expense	$815,000	875
Net interest income	$7,352,000	772
Provision for loan and lease losses	$0	3,703
Total noninterest income	$2,279,000	715
Gross Fiduciary activities income	$188,000	532
Service charges on deposit accounts	$217,000	1,344
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,874,000	602
Total noninterest expense	$5,981,000	872
Salaries and employee benefits	$2,759,000	1,036
Premises and equipment expense	$621,000	986
Additional noninterest expense	$2,601,000	645
Pre-tax net operating income	$3,650,000	631
Securities gains (losses)	$0	2,027
Applicable income taxes	$1,286,000	523
Income before extraordinary items	$2,364,000	747
Extraordinary gains, net	$0	13
Net income	$2,364,000	745
Minority interest net income	$0	64
Net income of bank and minority interests.	$2,364,000	747
Net charge-offs	$25,000	1,996
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$2,364,000	723
2014-12-31 (YTD Data)		Rank
Total interest income	$30,860,000	810
Total interest expense	$2,808,000	1,061
Net interest income	$28,052,000	785
Provision for loan and lease losses	$532,000	1,401
Total noninterest income	$7,975,000	775
Gross Fiduciary activities income	$728,000	535
Service charges on deposit accounts	$832,000	1,519
Trading account gains and fees	$0	180
Additional Noninterest Income	$6,415,000	628
Total noninterest expense	$22,499,000	902
Salaries and employee benefits	$10,215,000	1,067
Premises and equipment expense	$2,310,000	1,042
Additional noninterest expense	$9,974,000	672
Pre-tax net operating income	$12,996,000	653
Securities gains (losses)	$0	3,259
Applicable income taxes	$4,529,000	537
Income before extraordinary items	$8,467,000	793
Extraordinary gains, net	$0	17
Net income	$8,467,000	792
Minority interest net income	$0	84
Net income of bank and minority interests.	$8,467,000	792
Net charge-offs	$-122,000	6,163
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$8,467,000	777
2014-09-30 (YTD Data)		Rank
Total interest income	$22,663,000	832
Total interest expense	$2,120,000	1,065
Net interest income	$20,543,000	798
Provision for loan and lease losses	$267,000	1,756
Total noninterest income	$5,783,000	795
Gross Fiduciary activities income	$530,000	537
Service charges on deposit accounts	$613,000	1,552
Trading account gains and fees	$0	174
Additional Noninterest Income	$4,640,000	648
Total noninterest expense	$16,559,000	908
Salaries and employee benefits	$7,423,000	1,105
Premises and equipment expense	$1,697,000	1,066
Additional noninterest expense	$7,439,000	666
Pre-tax net operating income	$9,500,000	661
Securities gains (losses)	$0	2,980
Applicable income taxes	$3,301,000	553
Income before extraordinary items	$6,199,000	807
Extraordinary gains, net	$0	15
Net income	$6,199,000	807
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,199,000	806
Net charge-offs	$-118,000	6,240
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$6,199,000	791
2014-06-30 (YTD Data)		Rank
Total interest income	$14,665,000	856
Total interest expense	$1,450,000	1,038
Net interest income	$13,215,000	827
Provision for loan and lease losses	$100,000	2,327
Total noninterest income	$3,627,000	818
Gross Fiduciary activities income	$338,000	548
Service charges on deposit accounts	$394,000	1,585
Trading account gains and fees	$0	172
Additional Noninterest Income	$2,895,000	667
Total noninterest expense	$10,848,000	920
Salaries and employee benefits	$4,785,000	1,139
Premises and equipment expense	$1,140,000	1,071
Additional noninterest expense	$4,923,000	676
Pre-tax net operating income	$5,894,000	699
Securities gains (losses)	$0	2,580
Applicable income taxes	$2,035,000	574
Income before extraordinary items	$3,859,000	846
Extraordinary gains, net	$0	20
Net income	$3,859,000	846
Minority interest net income	$0	80
Net income of bank and minority interests.	$3,859,000	846
Net charge-offs	$34,000	3,085
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$3,859,000	824
2014-03-31 (YTD Data)		Rank
Total interest income	$6,995,000	900
Total interest expense	$735,000	1,033
Net interest income	$6,260,000	872
Provision for loan and lease losses	$100,000	1,586
Total noninterest income	$1,723,000	824
Gross Fiduciary activities income	$170,000	547
Service charges on deposit accounts	$189,000	1,632
Trading account gains and fees	$0	147
Additional Noninterest Income	$1,364,000	676
Total noninterest expense	$5,379,000	938
Salaries and employee benefits	$2,316,000	1,180
Premises and equipment expense	$587,000	1,066
Additional noninterest expense	$2,476,000	667
Pre-tax net operating income	$2,504,000	792
Securities gains (losses)	$0	1,715
Applicable income taxes	$861,000	632
Income before extraordinary items	$1,643,000	951
Extraordinary gains, net	$0	16
Net income	$1,643,000	951
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,643,000	952
Net charge-offs	$-11,000	5,794
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,643,000	932
2013-12-31 (YTD Data)		Rank
Total interest income	$27,693,000	908
Total interest expense	$3,090,000	1,090
Net interest income	$24,603,000	876
Provision for loan and lease losses	$635,000	1,577
Total noninterest income	$7,884,000	810
Gross Fiduciary activities income	$737,000	523
Service charges on deposit accounts	$1,521,000	910
Trading account gains and fees	$0	184
Additional Noninterest Income	$5,626,000	738
Total noninterest expense	$20,606,000	992
Salaries and employee benefits	$9,215,000	1,178
Premises and equipment expense	$2,102,000	1,138
Additional noninterest expense	$9,289,000	749
Pre-tax net operating income	$11,246,000	702
Securities gains (losses)	$77,000	1,506
Applicable income taxes	$3,887,000	554
Income before extraordinary items	$7,436,000	842
Extraordinary gains, net	$0	29
Net income	$7,436,000	844
Minority interest net income	$0	90
Net income of bank and minority interests.	$7,436,000	844
Net charge-offs	$-99,000	6,518
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$7,385,180	832
2013-09-30 (YTD Data)		Rank
Total interest income	$20,652,000	924
Total interest expense	$2,342,000	1,111
Net interest income	$18,310,000	886
Provision for loan and lease losses	$510,000	1,480
Total noninterest income	$6,104,000	801
Gross Fiduciary activities income	$548,000	521
Service charges on deposit accounts	$1,114,000	930
Trading account gains and fees	$0	180
Additional Noninterest Income	$4,442,000	723
Total noninterest expense	$15,270,000	1,004
Salaries and employee benefits	$6,768,000	1,204
Premises and equipment expense	$1,552,000	1,162
Additional noninterest expense	$6,950,000	749
Pre-tax net operating income	$8,634,000	700
Securities gains (losses)	$77,000	1,391
Applicable income taxes	$2,989,000	550
Income before extraordinary items	$5,722,000	834
Extraordinary gains, net	$0	25
Net income	$5,722,000	836
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,722,000	836
Net charge-offs	$-119,000	6,630
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$5,671,180	819
2013-06-30 (YTD Data)		Rank
Total interest income	$13,104,000	967
Total interest expense	$1,596,000	1,122
Net interest income	$11,508,000	926
Provision for loan and lease losses	$510,000	1,140
Total noninterest income	$4,046,000	811
Gross Fiduciary activities income	$364,000	528
Service charges on deposit accounts	$704,000	957
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,978,000	731
Total noninterest expense	$9,921,000	1,022
Salaries and employee benefits	$4,296,000	1,245
Premises and equipment expense	$1,043,000	1,148
Additional noninterest expense	$4,582,000	743
Pre-tax net operating income	$5,123,000	754
Securities gains (losses)	$77,000	1,272
Applicable income taxes	$1,767,000	592
Income before extraordinary items	$3,433,000	898
Extraordinary gains, net	$0	22
Net income	$3,433,000	898
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,433,000	900
Net charge-offs	$6,000	4,482
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$3,382,180	876
2013-03-31 (YTD Data)		Rank
Total interest income	$6,248,000	1,015
Total interest expense	$823,000	1,122
Net interest income	$5,425,000	994
Provision for loan and lease losses	$375,000	844
Total noninterest income	$2,023,000	815
Gross Fiduciary activities income	$215,000	499
Service charges on deposit accounts	$337,000	989
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,471,000	761
Total noninterest expense	$4,907,000	1,047
Salaries and employee benefits	$2,104,000	1,277
Premises and equipment expense	$522,000	1,170
Additional noninterest expense	$2,281,000	750
Pre-tax net operating income	$2,166,000	866
Securities gains (losses)	$0	1,966
Applicable income taxes	$720,000	687
Income before extraordinary items	$1,446,000	1,055
Extraordinary gains, net	$0	10
Net income	$1,446,000	1,056
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,446,000	1,057
Net charge-offs	$-16,000	6,369
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,446,000	1,004
2012-12-31 (YTD Data)		Rank
Total interest income	$25,184,000	1,056
Total interest expense	$4,053,000	1,100
Net interest income	$21,131,000	1,042
Provision for loan and lease losses	$1,280,000	1,481
Total noninterest income	$8,006,000	796
Gross Fiduciary activities income	$591,000	561
Service charges on deposit accounts	$1,387,000	1,029
Trading account gains and fees	$0	166
Additional Noninterest Income	$6,028,000	712
Total noninterest expense	$18,516,000	1,081
Salaries and employee benefits	$8,139,000	1,277
Premises and equipment expense	$2,039,000	1,159
Additional noninterest expense	$8,338,000	842
Pre-tax net operating income	$9,341,000	765
Securities gains (losses)	$59,000	2,619
Applicable income taxes	$3,143,000	585
Income before extraordinary items	$6,257,000	968
Extraordinary gains, net	$0	29
Net income	$6,257,000	968
Minority interest net income	$0	93
Net income of bank and minority interests.	$6,257,000	968
Net charge-offs	$652,000	2,303
Cash dividends	$2,350,000	1,067
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$6,217,470	911
2012-09-30 (YTD Data)		Rank
Total interest income	$18,669,000	1,093
Total interest expense	$3,091,000	1,138
Net interest income	$15,578,000	1,064
Provision for loan and lease losses	$1,005,000	1,429
Total noninterest income	$5,723,000	817
Gross Fiduciary activities income	$439,000	569
Service charges on deposit accounts	$1,023,000	1,046
Trading account gains and fees	$0	157
Additional Noninterest Income	$4,261,000	723
Total noninterest expense	$13,315,000	1,128
Salaries and employee benefits	$5,919,000	1,306
Premises and equipment expense	$1,521,000	1,172
Additional noninterest expense	$5,875,000	885
Pre-tax net operating income	$6,981,000	807
Securities gains (losses)	$59,000	2,337
Applicable income taxes	$2,321,000	622
Income before extraordinary items	$4,719,000	982
Extraordinary gains, net	$0	20
Net income	$4,719,000	982
Minority interest net income	$0	86
Net income of bank and minority interests.	$4,719,000	982
Net charge-offs	$518,000	2,135
Cash dividends	$2,350,000	680
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$4,679,470	926
2012-06-30 (YTD Data)		Rank
Total interest income	$12,175,000	1,124
Total interest expense	$2,108,000	1,162
Net interest income	$10,067,000	1,102
Provision for loan and lease losses	$400,000	2,061
Total noninterest income	$3,563,000	859
Gross Fiduciary activities income	$278,000	586
Service charges on deposit accounts	$651,000	1,092
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,634,000	762
Total noninterest expense	$8,621,000	1,172
Salaries and employee benefits	$3,709,000	1,390
Premises and equipment expense	$991,000	1,201
Additional noninterest expense	$3,921,000	878
Pre-tax net operating income	$4,609,000	803
Securities gains (losses)	$0	3,178
Applicable income taxes	$1,499,000	636
Income before extraordinary items	$3,110,000	981
Extraordinary gains, net	$0	19
Net income	$3,110,000	981
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,110,000	981
Net charge-offs	$33,000	4,339
Cash dividends	$1,000,000	957
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$3,110,000	919
2012-03-31 (YTD Data)		Rank
Total interest income	$5,789,000	1,194
Total interest expense	$1,052,000	1,212
Net interest income	$4,737,000	1,177
Provision for loan and lease losses	$240,000	1,789
Total noninterest income	$1,551,000	957
Gross Fiduciary activities income	$132,000	599
Service charges on deposit accounts	$305,000	1,155
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,114,000	836
Total noninterest expense	$4,082,000	1,224
Salaries and employee benefits	$1,721,000	1,490
Premises and equipment expense	$505,000	1,186
Additional noninterest expense	$1,856,000	920
Pre-tax net operating income	$1,966,000	907
Securities gains (losses)	$0	2,210
Applicable income taxes	$629,000	731
Income before extraordinary items	$1,337,000	1,109
Extraordinary gains, net	$0	19
Net income	$1,337,000	1,111
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,337,000	1,110
Net charge-offs	$84,000	2,601
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,337,000	1,041
2011-12-31 (YTD Data)		Rank
Total interest income	$21,813,000	1,318
Total interest expense	$4,605,000	1,326
Net interest income	$17,208,000	1,291
Provision for loan and lease losses	$397,000	3,768
Total noninterest income	$4,369,000	1,165
Gross Fiduciary activities income	$525,000	548
Service charges on deposit accounts	$1,285,000	1,139
Trading account gains and fees	$0	146
Additional Noninterest Income	$2,559,000	1,150
Total noninterest expense	$14,697,000	1,334
Salaries and employee benefits	$6,486,000	1,522
Premises and equipment expense	$1,666,000	1,489
Additional noninterest expense	$6,545,000	1,069
Pre-tax net operating income	$6,483,000	925
Securities gains (losses)	$0	3,838
Applicable income taxes	$2,004,000	783
Income before extraordinary items	$4,479,000	1,114
Extraordinary gains, net	$0	29
Net income	$4,479,000	1,114
Minority interest net income	$0	96
Net income of bank and minority interests.	$4,479,000	1,114
Net charge-offs	$99,000	4,981
Cash dividends	$2,550,000	769
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$4,479,000	1,056
2011-09-30 (YTD Data)		Rank
Total interest income	$15,974,000	1,360
Total interest expense	$3,476,000	1,369
Net interest income	$12,498,000	1,335
Provision for loan and lease losses	$385,000	3,280
Total noninterest income	$3,288,000	1,163
Gross Fiduciary activities income	$389,000	552
Service charges on deposit accounts	$961,000	1,151
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,938,000	1,141
Total noninterest expense	$10,594,000	1,387
Salaries and employee benefits	$4,625,000	1,599
Premises and equipment expense	$1,238,000	1,520
Additional noninterest expense	$4,731,000	1,114
Pre-tax net operating income	$4,807,000	964
Securities gains (losses)	$0	3,555
Applicable income taxes	$1,484,000	799
Income before extraordinary items	$3,323,000	1,147
Extraordinary gains, net	$0	21
Net income	$3,323,000	1,147
Minority interest net income	$0	87
Net income of bank and minority interests.	$3,323,000	1,147
Net charge-offs	$83,000	4,603
Cash dividends	$1,900,000	667
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$3,323,000	1,095
2011-06-30 (YTD Data)		Rank
Total interest income	$10,394,000	1,408
Total interest expense	$2,346,000	1,399
Net interest income	$8,048,000	1,378
Provision for loan and lease losses	$135,000	4,043
Total noninterest income	$2,114,000	1,181
Gross Fiduciary activities income	$281,000	542
Service charges on deposit accounts	$650,000	1,129
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,183,000	1,196
Total noninterest expense	$6,935,000	1,425
Salaries and employee benefits	$3,014,000	1,637
Premises and equipment expense	$830,000	1,512
Additional noninterest expense	$3,091,000	1,146
Pre-tax net operating income	$3,092,000	981
Securities gains (losses)	$0	2,914
Applicable income taxes	$947,000	794
Income before extraordinary items	$2,145,000	1,159
Extraordinary gains, net	$0	15
Net income	$2,145,000	1,159
Minority interest net income	$0	89
Net income of bank and minority interests.	$2,145,000	1,159
Net charge-offs	$6,000	5,501
Cash dividends	$1,200,000	683
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$2,145,000	1,119
2011-03-31 (YTD Data)		Rank
Total interest income	$5,089,000	1,440
Total interest expense	$1,190,000	1,429
Net interest income	$3,899,000	1,429
Provision for loan and lease losses	$45,000	4,252
Total noninterest income	$941,000	1,270
Gross Fiduciary activities income	$159,000	515
Service charges on deposit accounts	$318,000	1,140
Trading account gains and fees	$0	158
Additional Noninterest Income	$464,000	1,416
Total noninterest expense	$3,404,000	1,455
Salaries and employee benefits	$1,457,000	1,697
Premises and equipment expense	$427,000	1,511
Additional noninterest expense	$1,520,000	1,172
Pre-tax net operating income	$1,391,000	1,065
Securities gains (losses)	$0	1,772
Applicable income taxes	$413,000	863
Income before extraordinary items	$978,000	1,263
Extraordinary gains, net	$0	9
Net income	$978,000	1,262
Minority interest net income	$0	86
Net income of bank and minority interests.	$978,000	1,263
Net charge-offs	$-2,000	6,441
Cash dividends	$500,000	725
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$978,000	1,229
2010-12-31 (YTD Data)		Rank
Total interest income	$20,051,000	1,539
Total interest expense	$6,465,000	1,280
Net interest income	$13,586,000	1,633
Provision for loan and lease losses	$1,150,000	2,843
Total noninterest income	$4,968,000	1,099
Gross Fiduciary activities income	$610,000	514
Service charges on deposit accounts	$1,317,000	1,141
Trading account gains and fees	$0	175
Additional Noninterest Income	$3,041,000	1,057
Total noninterest expense	$14,010,000	1,422
Salaries and employee benefits	$6,050,000	1,608
Premises and equipment expense	$1,603,000	1,593
Additional noninterest expense	$6,357,000	1,167
Pre-tax net operating income	$3,394,000	1,460
Securities gains (losses)	$0	3,793
Applicable income taxes	$875,000	1,351
Income before extraordinary items	$2,519,000	1,639
Extraordinary gains, net	$0	29
Net income	$2,519,000	1,639
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,519,000	1,641
Net charge-offs	$1,174,000	2,468
Cash dividends	$1,150,000	1,329
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,519,000	1,578
2010-09-30 (YTD Data)		Rank
Total interest income	$15,011,000	1,573
Total interest expense	$5,005,000	1,288
Net interest income	$10,006,000	1,683
Provision for loan and lease losses	$950,000	2,578
Total noninterest income	$3,310,000	1,176
Gross Fiduciary activities income	$442,000	522
Service charges on deposit accounts	$957,000	1,220
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,911,000	1,137
Total noninterest expense	$10,224,000	1,453
Salaries and employee benefits	$4,267,000	1,719
Premises and equipment expense	$1,260,000	1,542
Additional noninterest expense	$4,697,000	1,157
Pre-tax net operating income	$2,142,000	1,801
Securities gains (losses)	$0	3,651
Applicable income taxes	$511,000	1,650
Income before extraordinary items	$1,631,000	2,011
Extraordinary gains, net	$0	23
Net income	$1,631,000	2,012
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,631,000	2,013
Net charge-offs	$680,000	2,676
Cash dividends	$750,000	1,317
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,631,000	1,908
2010-06-30 (YTD Data)		Rank
Total interest income	$9,855,000	1,612
Total interest expense	$3,404,000	1,315
Net interest income	$6,451,000	1,733
Provision for loan and lease losses	$520,000	2,801
Total noninterest income	$2,027,000	1,223
Gross Fiduciary activities income	$294,000	526
Service charges on deposit accounts	$611,000	1,280
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,122,000	1,193
Total noninterest expense	$6,727,000	1,471
Salaries and employee benefits	$2,802,000	1,749
Premises and equipment expense	$855,000	1,537
Additional noninterest expense	$3,070,000	1,164
Pre-tax net operating income	$1,231,000	2,024
Securities gains (losses)	$0	3,184
Applicable income taxes	$271,000	1,834
Income before extraordinary items	$960,000	2,190
Extraordinary gains, net	$0	19
Net income	$960,000	2,189
Minority interest net income	$0	105
Net income of bank and minority interests.	$960,000	2,192
Net charge-offs	$259,000	3,228
Cash dividends	$375,000	1,674
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$960,000	2,112
2010-03-31 (YTD Data)		Rank
Total interest income	$4,748,000	1,701
Total interest expense	$1,697,000	1,386
Net interest income	$3,051,000	1,860
Provision for loan and lease losses	$305,000	2,355
Total noninterest income	$915,000	1,323
Gross Fiduciary activities income	$150,000	529
Service charges on deposit accounts	$274,000	1,431
Trading account gains and fees	$0	175
Additional Noninterest Income	$491,000	1,318
Total noninterest expense	$3,354,000	1,497
Salaries and employee benefits	$1,398,000	1,793
Premises and equipment expense	$430,000	1,571
Additional noninterest expense	$1,526,000	1,161
Pre-tax net operating income	$307,000	3,311
Securities gains (losses)	$0	2,284
Applicable income taxes	$17,000	3,541
Income before extraordinary items	$290,000	3,189
Extraordinary gains, net	$0	16
Net income	$290,000	3,186
Minority interest net income	$0	91
Net income of bank and minority interests.	$290,000	3,189
Net charge-offs	$246,000	2,235
Cash dividends	$125,000	1,726
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$290,000	3,079
2009-12-31 (YTD Data)		Rank
Total interest income	$19,326,000	1,769
Total interest expense	$7,902,000	1,497
Net interest income	$11,424,000	1,942
Provision for loan and lease losses	$1,265,000	3,130
Total noninterest income	$3,983,000	1,305
Gross Fiduciary activities income	$852,000	423
Service charges on deposit accounts	$978,000	1,723
Trading account gains and fees	$0	211
Additional Noninterest Income	$2,153,000	1,304
Total noninterest expense	$13,897,000	1,487
Salaries and employee benefits	$5,439,000	1,820
Premises and equipment expense	$2,484,000	1,098
Additional noninterest expense	$5,974,000	1,267
Pre-tax net operating income	$245,000	4,666
Securities gains (losses)	$345,000	1,118
Applicable income taxes	$-416,000	6,973
Income before extraordinary items	$1,006,000	2,767
Extraordinary gains, net	$0	34
Net income	$1,006,000	2,766
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,006,000	2,767
Net charge-offs	$1,368,000	2,491
Cash dividends	$125,000	3,994
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$661,000	3,390
2009-09-30 (YTD Data)		Rank
Total interest income	$14,503,000	1,790
Total interest expense	$6,043,000	1,539
Net interest income	$8,460,000	1,950
Provision for loan and lease losses	$855,000	3,013
Total noninterest income	$3,554,000	1,159
Gross Fiduciary activities income	$643,000	422
Service charges on deposit accounts	$688,000	1,824
Trading account gains and fees	$0	212
Additional Noninterest Income	$2,223,000	1,070
Total noninterest expense	$10,625,000	1,445
Salaries and employee benefits	$4,086,000	1,833
Premises and equipment expense	$1,363,000	1,498
Additional noninterest expense	$5,176,000	1,094
Pre-tax net operating income	$534,000	3,803
Securities gains (losses)	$0	3,497
Applicable income taxes	$-232,000	7,133
Income before extraordinary items	$766,000	2,946
Extraordinary gains, net	$0	27
Net income	$766,000	2,944
Minority interest net income	$0	118
Net income of bank and minority interests.	$766,000	2,947
Net charge-offs	$1,091,000	2,108
Cash dividends	$125,000	3,450
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$766,000	2,880
2009-06-30 (YTD Data)		Rank
Total interest income	$9,585,000	1,839
Total interest expense	$4,099,000	1,590
Net interest income	$5,486,000	1,994
Provision for loan and lease losses	$855,000	2,253
Total noninterest income	$2,529,000	1,097
Gross Fiduciary activities income	$474,000	400
Service charges on deposit accounts	$416,000	1,957
Trading account gains and fees	$0	193
Additional Noninterest Income	$1,639,000	1,028
Total noninterest expense	$6,715,000	1,551
Salaries and employee benefits	$2,737,000	1,850
Premises and equipment expense	$913,000	1,524
Additional noninterest expense	$3,065,000	1,235
Pre-tax net operating income	$445,000	3,500
Securities gains (losses)	$0	3,136
Applicable income taxes	$-212,000	7,317
Income before extraordinary items	$657,000	2,616
Extraordinary gains, net	$0	21
Net income	$657,000	2,613
Minority interest net income	$0	112
Net income of bank and minority interests.	$657,000	2,615
Net charge-offs	$129,000	3,952
Cash dividends	$125,000	3,098
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$657,000	2,535
2009-03-31 (YTD Data)		Rank
Total interest income	$4,793,000	1,864
Total interest expense	$2,072,000	1,636
Net interest income	$2,721,000	2,010
Provision for loan and lease losses	$855,000	1,297
Total noninterest income	$1,139,000	1,155
Gross Fiduciary activities income	$212,000	430
Service charges on deposit accounts	$206,000	1,911
Trading account gains and fees	$0	171
Additional Noninterest Income	$721,000	1,096
Total noninterest expense	$3,017,000	1,659
Salaries and employee benefits	$1,284,000	2,003
Premises and equipment expense	$467,000	1,525
Additional noninterest expense	$1,266,000	1,298
Pre-tax net operating income	$-12,000	6,312
Securities gains (losses)	$0	2,434
Applicable income taxes	$-304,000	7,797
Income before extraordinary items	$292,000	3,179
Extraordinary gains, net	$0	15
Net income	$292,000	3,179
Minority interest net income	$0	102
Net income of bank and minority interests.	$292,000	3,179
Net charge-offs	$101,000	2,855
Cash dividends	$125,000	2,062
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$292,000	3,025
2008-12-31 (YTD Data)		Rank
Total interest income	$21,322,000	1,799
Total interest expense	$9,175,000	1,759
Net interest income	$12,147,000	1,840
Provision for loan and lease losses	$2,485,000	1,572
Total noninterest income	$2,402,000	1,863
Gross Fiduciary activities income	$890,000	438
Service charges on deposit accounts	$806,000	2,109
Trading account gains and fees	$0	154
Additional Noninterest Income	$706,000	2,642
Total noninterest expense	$11,022,000	1,758
Salaries and employee benefits	$4,590,000	2,215
Premises and equipment expense	$1,499,000	1,820
Additional noninterest expense	$4,933,000	1,280
Pre-tax net operating income	$1,042,000	3,682
Securities gains (losses)	$-485,000	7,541
Applicable income taxes	$263,000	2,541
Income before extraordinary items	$294,000	5,138
Extraordinary gains, net	$0	39
Net income	$294,000	5,137
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$448,000	2,955
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$604,400	4,314
2008-09-30 (YTD Data)		Rank
Total interest income	$16,374,000	1,807
Total interest expense	$6,972,000	1,808
Net interest income	$9,402,000	1,792
Provision for loan and lease losses	$545,000	2,614
Total noninterest income	$1,539,000	2,173
Gross Fiduciary activities income	$687,000	435
Service charges on deposit accounts	$576,000	2,207
Trading account gains and fees	$0	148
Additional Noninterest Income	$276,000	3,825
Total noninterest expense	$8,007,000	1,807
Salaries and employee benefits	$3,400,000	2,265
Premises and equipment expense	$1,025,000	1,991
Additional noninterest expense	$3,582,000	1,272
Pre-tax net operating income	$2,389,000	2,005
Securities gains (losses)	$-441,000	7,739
Applicable income taxes	$598,000	1,686
Income before extraordinary items	$1,350,000	2,531
Extraordinary gains, net	$0	31
Net income	$1,350,000	2,529
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$213,000	2,978
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,654,290	2,235
2008-06-30 (YTD Data)		Rank
Total interest income	$11,230,000	1,785
Total interest expense	$4,621,000	1,868
Net interest income	$6,609,000	1,693
Provision for loan and lease losses	$345,000	2,346
Total noninterest income	$1,472,000	1,680
Gross Fiduciary activities income	$457,000	444
Service charges on deposit accounts	$362,000	2,288
Trading account gains and fees	$0	149
Additional Noninterest Income	$653,000	1,884
Total noninterest expense	$5,220,000	1,845
Salaries and employee benefits	$2,246,000	2,309
Premises and equipment expense	$636,000	2,124
Additional noninterest expense	$2,338,000	1,278
Pre-tax net operating income	$2,516,000	1,369
Securities gains (losses)	$0	3,233
Applicable income taxes	$837,000	1,083
Income before extraordinary items	$1,679,000	1,618
Extraordinary gains, net	$0	21
Net income	$1,679,000	1,618
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$137,000	2,644
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,679,000	1,590
2008-03-31 (YTD Data)		Rank
Total interest income	$5,674,000	1,805
Total interest expense	$2,346,000	1,974
Net interest income	$3,328,000	1,672
Provision for loan and lease losses	$110,000	2,589
Total noninterest income	$693,000	1,765
Gross Fiduciary activities income	$237,000	436
Service charges on deposit accounts	$175,000	2,318
Trading account gains and fees	$0	158
Additional Noninterest Income	$281,000	2,045
Total noninterest expense	$2,543,000	1,880
Salaries and employee benefits	$1,126,000	2,329
Premises and equipment expense	$333,000	2,034
Additional noninterest expense	$1,084,000	1,325
Pre-tax net operating income	$1,368,000	1,374
Securities gains (losses)	$0	2,688
Applicable income taxes	$450,000	1,099
Income before extraordinary items	$918,000	1,621
Extraordinary gains, net	$0	15
Net income	$918,000	1,623
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$70,000	2,134
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$918,000	1,561
2007-12-31 (YTD Data)		Rank
Total interest income	$20,313,000	2,064
Total interest expense	$9,652,000	1,990
Net interest income	$10,661,000	2,126
Provision for loan and lease losses	$235,000	3,640
Total noninterest income	$2,722,000	1,761
Gross Fiduciary activities income	$903,000	442
Service charges on deposit accounts	$780,000	2,183
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,039,000	2,174
Total noninterest expense	$9,217,000	1,999
Salaries and employee benefits	$4,135,000	2,420
Premises and equipment expense	$1,188,000	2,186
Additional noninterest expense	$3,894,000	1,424
Pre-tax net operating income	$3,931,000	2,009
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,236,000	1,616
Income before extraordinary items	$2,695,000	2,216
Extraordinary gains, net	$0	39
Net income	$2,695,000	2,215
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$742,000	1,278
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,695,000	2,202
2007-09-30 (YTD Data)		Rank
Total interest income	$14,982,000	2,101
Total interest expense	$7,120,000	2,017
Net interest income	$7,862,000	2,171
Provision for loan and lease losses	$170,000	3,304
Total noninterest income	$1,970,000	1,808
Gross Fiduciary activities income	$646,000	454
Service charges on deposit accounts	$582,000	2,171
Trading account gains and fees	$0	184
Additional Noninterest Income	$742,000	2,227
Total noninterest expense	$6,744,000	2,022
Salaries and employee benefits	$2,980,000	2,503
Premises and equipment expense	$855,000	2,263
Additional noninterest expense	$2,909,000	1,387
Pre-tax net operating income	$2,918,000	2,155
Securities gains (losses)	$0	1,655
Applicable income taxes	$993,000	1,658
Income before extraordinary items	$1,925,000	2,453
Extraordinary gains, net	$0	33
Net income	$1,925,000	2,451
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$717,000	827
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,925,000	2,428
2007-06-30 (YTD Data)		Rank
Total interest income	$9,689,000	2,164
Total interest expense	$4,534,000	2,100
Net interest income	$5,155,000	2,231
Provision for loan and lease losses	$125,000	2,906
Total noninterest income	$1,250,000	1,900
Gross Fiduciary activities income	$421,000	468
Service charges on deposit accounts	$376,000	2,222
Trading account gains and fees	$0	168
Additional Noninterest Income	$453,000	2,395
Total noninterest expense	$4,312,000	2,130
Salaries and employee benefits	$1,942,000	2,589
Premises and equipment expense	$523,000	2,471
Additional noninterest expense	$1,847,000	1,484
Pre-tax net operating income	$1,968,000	2,194
Securities gains (losses)	$0	1,444
Applicable income taxes	$670,000	1,714
Income before extraordinary items	$1,298,000	2,486
Extraordinary gains, net	$0	29
Net income	$1,298,000	2,486
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$628,000	618
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,298,000	2,471
2007-03-31 (YTD Data)		Rank
Total interest income	$4,688,000	2,224
Total interest expense	$2,193,000	2,149
Net interest income	$2,495,000	2,300
Provision for loan and lease losses	$75,000	2,404
Total noninterest income	$609,000	1,926
Gross Fiduciary activities income	$214,000	466
Service charges on deposit accounts	$171,000	2,345
Trading account gains and fees	$0	195
Additional Noninterest Income	$224,000	2,383
Total noninterest expense	$2,069,000	2,235
Salaries and employee benefits	$967,000	2,622
Premises and equipment expense	$245,000	2,636
Additional noninterest expense	$857,000	1,556
Pre-tax net operating income	$960,000	2,245
Securities gains (losses)	$0	1,187
Applicable income taxes	$326,000	1,758
Income before extraordinary items	$634,000	2,517
Extraordinary gains, net	$0	22
Net income	$634,000	2,518
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$575,000	379
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$634,000	2,491
2006-12-31 (YTD Data)		Rank
Total interest income	$12,693,000	2,949
Total interest expense	$5,088,000	2,985
Net interest income	$7,605,000	2,882
Provision for loan and lease losses	$1,960,000	569
Total noninterest income	$1,769,000	2,421
Gross Fiduciary activities income	$731,000	490
Service charges on deposit accounts	$535,000	2,921
Trading account gains and fees	$0	130
Additional Noninterest Income	$503,000	3,326
Total noninterest expense	$6,858,000	2,561
Salaries and employee benefits	$3,280,000	2,893
Premises and equipment expense	$763,000	3,115
Additional noninterest expense	$2,815,000	1,868
Pre-tax net operating income	$556,000	6,312
Securities gains (losses)	$0	1,687
Applicable income taxes	$208,000	4,257
Income before extraordinary items	$348,000	6,721
Extraordinary gains, net	$0	51
Net income	$348,000	6,724
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$856,000	789
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$348,000	6,722
2006-09-30 (YTD Data)		Rank
Total interest income	$8,179,000	3,315
Total interest expense	$3,092,000	3,430
Net interest income	$5,087,000	3,217
Provision for loan and lease losses	$640,000	1,139
Total noninterest income	$980,000	2,966
Gross Fiduciary activities income	$333,000	605
Service charges on deposit accounts	$351,000	3,215
Trading account gains and fees	$0	126
Additional Noninterest Income	$296,000	3,756
Total noninterest expense	$4,545,000	2,846
Salaries and employee benefits	$2,165,000	3,242
Premises and equipment expense	$484,000	3,559
Additional noninterest expense	$1,896,000	2,074
Pre-tax net operating income	$882,000	5,013
Securities gains (losses)	$0	1,388
Applicable income taxes	$318,000	3,498
Income before extraordinary items	$564,000	5,509
Extraordinary gains, net	$0	45
Net income	$564,000	5,510
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$138,000	1,921
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$564,000	5,511
2006-06-30 (YTD Data)		Rank
Total interest income	$3,681,000	4,352
Total interest expense	$1,289,000	4,501
Net interest income	$2,392,000	4,172
Provision for loan and lease losses	$640,000	771
Total noninterest income	$418,000	3,951
Gross Fiduciary activities income	$142,000	739
Service charges on deposit accounts	$159,000	4,016
Trading account gains and fees	$0	126
Additional Noninterest Income	$117,000	4,796
Total noninterest expense	$2,249,000	3,644
Salaries and employee benefits	$1,059,000	4,091
Premises and equipment expense	$221,000	4,633
Additional noninterest expense	$969,000	2,638
Pre-tax net operating income	$-79,000	8,318
Securities gains (losses)	$0	1,185
Applicable income taxes	$-29,000	8,542
Income before extraordinary items	$-50,000	8,281
Extraordinary gains, net	$0	39
Net income	$-50,000	8,282
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$96,000	1,757
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$-50,000	8,279
2006-03-31 (YTD Data)		Rank
Total interest income	$0	8,789
Total interest expense	$0	8,772
Net interest income	$0	8,785
Provision for loan and lease losses	$0	6,013
Total noninterest income	$0	8,704
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$0	7,698
Trading account gains and fees	$0	115
Additional Noninterest Income	$0	8,611
Total noninterest expense	$0	8,787
Salaries and employee benefits	$0	8,764
Premises and equipment expense	$0	8,748
Additional noninterest expense	$0	8,786
Pre-tax net operating income	$0	8,194
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$0	8,197
Extraordinary gains, net	$0	21
Net income	$0	8,198
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$0	8,188
2005-12-31 (YTD Data)		Rank
Total interest income	$10,066,000	3,140
Total interest expense	$2,821,000	3,504
Net interest income	$7,245,000	2,961
Provision for loan and lease losses	$9,000	6,862
Total noninterest income	$1,858,000	2,335
Gross Fiduciary activities income	$606,000	530
Service charges on deposit accounts	$711,000	2,316
Trading account gains and fees	$0	138
Additional Noninterest Income	$541,000	3,234
Total noninterest expense	$6,188,000	2,675
Salaries and employee benefits	$3,592,000	2,541
Premises and equipment expense	$847,000	2,743
Additional noninterest expense	$1,749,000	2,830
Pre-tax net operating income	$2,906,000	2,829
Securities gains (losses)	$0	2,296
Applicable income taxes	$134,000	5,116
Income before extraordinary items	$2,772,000	2,395
Extraordinary gains, net	$0	46
Net income	$2,772,000	2,396
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	5,005
Cash dividends	$2,650,000	1,146
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,772,000	2,366
2005-09-30 (YTD Data)		Rank
Total interest income	$7,319,000	3,163
Total interest expense	$2,000,000	3,513
Net interest income	$5,319,000	2,994
Provision for loan and lease losses	$6,000	6,681
Total noninterest income	$1,384,000	2,346
Gross Fiduciary activities income	$443,000	534
Service charges on deposit accounts	$523,000	2,351
Trading account gains and fees	$0	126
Additional Noninterest Income	$418,000	3,201
Total noninterest expense	$4,368,000	2,801
Salaries and employee benefits	$2,440,000	2,733
Premises and equipment expense	$637,000	2,719
Additional noninterest expense	$1,291,000	2,844
Pre-tax net operating income	$2,329,000	2,715
Securities gains (losses)	$0	2,317
Applicable income taxes	$32,000	6,039
Income before extraordinary items	$2,297,000	2,226
Extraordinary gains, net	$0	35
Net income	$2,297,000	2,225
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-58,000	8,485
Cash dividends	$2,650,000	831
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,297,000	2,189
2005-06-30 (YTD Data)		Rank
Total interest income	$4,692,000	3,200
Total interest expense	$1,222,000	3,575
Net interest income	$3,470,000	3,021
Provision for loan and lease losses	$2,000	6,551
Total noninterest income	$973,000	2,223
Gross Fiduciary activities income	$318,000	512
Service charges on deposit accounts	$352,000	2,297
Trading account gains and fees	$0	116
Additional Noninterest Income	$303,000	3,034
Total noninterest expense	$2,908,000	2,782
Salaries and employee benefits	$1,560,000	2,821
Premises and equipment expense	$422,000	2,702
Additional noninterest expense	$926,000	2,628
Pre-tax net operating income	$1,533,000	2,703
Securities gains (losses)	$0	2,146
Applicable income taxes	$32,000	5,826
Income before extraordinary items	$1,501,000	2,228
Extraordinary gains, net	$0	30
Net income	$1,501,000	2,226
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-61,000	8,530
Cash dividends	$1,750,000	829
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,501,000	2,192
2005-03-31 (YTD Data)		Rank
Total interest income	$2,268,000	3,261
Total interest expense	$578,000	3,603
Net interest income	$1,690,000	3,072
Provision for loan and lease losses	$85,000	2,331
Total noninterest income	$473,000	2,221
Gross Fiduciary activities income	$142,000	563
Service charges on deposit accounts	$171,000	2,297
Trading account gains and fees	$0	115
Additional Noninterest Income	$160,000	2,858
Total noninterest expense	$1,592,000	2,567
Salaries and employee benefits	$884,000	2,532
Premises and equipment expense	$215,000	2,693
Additional noninterest expense	$493,000	2,469
Pre-tax net operating income	$486,000	3,761
Securities gains (losses)	$0	1,685
Applicable income taxes	$19,000	5,699
Income before extraordinary items	$467,000	3,212
Extraordinary gains, net	$0	24
Net income	$467,000	3,213
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	2,093
Cash dividends	$1,750,000	414
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$467,000	3,170
2004-12-31 (YTD Data)		Rank
Total interest income	$9,174,000	3,052
Total interest expense	$2,034,000	3,594
Net interest income	$7,140,000	2,839
Provision for loan and lease losses	$689,000	1,480
Total noninterest income	$2,716,000	1,749
Gross Fiduciary activities income	$519,000	564
Service charges on deposit accounts	$640,000	2,566
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,557,000	1,597
Total noninterest expense	$6,402,000	2,496
Salaries and employee benefits	$3,724,000	2,330
Premises and equipment expense	$746,000	2,962
Additional noninterest expense	$1,932,000	2,502
Pre-tax net operating income	$2,765,000	2,758
Securities gains (losses)	$0	3,819
Applicable income taxes	$129,000	5,264
Income before extraordinary items	$2,636,000	2,316
Extraordinary gains, net	$0	34
Net income	$2,636,000	2,318
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$617,000	1,131
Cash dividends	$100,000	5,470
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,636,000	2,266
2004-09-30 (YTD Data)		Rank
Total interest income	$6,849,000	3,033
Total interest expense	$1,478,000	3,661
Net interest income	$5,371,000	2,799
Provision for loan and lease losses	$523,000	1,408
Total noninterest income	$2,171,000	1,664
Gross Fiduciary activities income	$365,000	585
Service charges on deposit accounts	$485,000	2,564
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,321,000	1,460
Total noninterest expense	$4,898,000	2,424
Salaries and employee benefits	$2,931,000	2,214
Premises and equipment expense	$556,000	2,965
Additional noninterest expense	$1,411,000	2,514
Pre-tax net operating income	$2,121,000	2,737
Securities gains (losses)	$0	3,710
Applicable income taxes	$84,000	5,535
Income before extraordinary items	$2,037,000	2,282
Extraordinary gains, net	$0	26
Net income	$2,037,000	2,284
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$279,000	1,518
Cash dividends	$100,000	4,608
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,037,000	2,225
2004-06-30 (YTD Data)		Rank
Total interest income	$4,495,000	3,054
Total interest expense	$968,000	3,701
Net interest income	$3,527,000	2,828
Provision for loan and lease losses	$181,000	2,355
Total noninterest income	$1,491,000	1,606
Gross Fiduciary activities income	$240,000	584
Service charges on deposit accounts	$316,000	2,607
Trading account gains and fees	$0	130
Additional Noninterest Income	$935,000	1,396
Total noninterest expense	$3,174,000	2,501
Salaries and employee benefits	$1,896,000	2,281
Premises and equipment expense	$369,000	2,991
Additional noninterest expense	$909,000	2,600
Pre-tax net operating income	$1,663,000	2,372
Securities gains (losses)	$0	3,413
Applicable income taxes	$69,000	5,297
Income before extraordinary items	$1,594,000	1,963
Extraordinary gains, net	$0	21
Net income	$1,594,000	1,964
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$73,000	2,579
Cash dividends	$100,000	4,170
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,594,000	1,912
2004-03-31 (YTD Data)		Rank
Total interest income	$2,172,000	3,158
Total interest expense	$489,000	3,712
Net interest income	$1,683,000	2,952
Provision for loan and lease losses	$88,000	2,379
Total noninterest income	$793,000	1,509
Gross Fiduciary activities income	$103,000	641
Service charges on deposit accounts	$140,000	2,809
Trading account gains and fees	$0	121
Additional Noninterest Income	$550,000	1,210
Total noninterest expense	$1,607,000	2,486
Salaries and employee benefits	$986,000	2,226
Premises and equipment expense	$183,000	3,042
Additional noninterest expense	$438,000	2,668
Pre-tax net operating income	$781,000	2,465
Securities gains (losses)	$0	2,934
Applicable income taxes	$30,000	5,394
Income before extraordinary items	$751,000	2,047
Extraordinary gains, net	$0	16
Net income	$751,000	2,047
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	2,070
Cash dividends	$100,000	2,844
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$751,000	1,966
2003-12-31 (YTD Data)		Rank
Total interest income	$9,130,000	3,076
Total interest expense	$2,113,000	3,859
Net interest income	$7,017,000	2,745
Provision for loan and lease losses	$674,000	1,675
Total noninterest income	$3,168,000	1,609
Gross Fiduciary activities income	$521,000	553
Service charges on deposit accounts	$542,000	2,915
Trading account gains and fees	$0	160
Additional Noninterest Income	$2,105,000	1,426
Total noninterest expense	$6,896,000	2,286
Salaries and employee benefits	$4,408,000	1,948
Premises and equipment expense	$765,000	2,864
Additional noninterest expense	$1,723,000	2,727
Pre-tax net operating income	$2,615,000	2,788
Securities gains (losses)	$0	4,500
Applicable income taxes	$111,000	5,607
Income before extraordinary items	$2,504,000	2,372
Extraordinary gains, net	$0	54
Net income	$2,504,000	2,375
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$419,000	1,823
Cash dividends	$904,000	2,489
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,504,000	2,261
2003-09-30 (YTD Data)		Rank
Total interest income	$6,917,000	3,088
Total interest expense	$1,612,000	3,920
Net interest income	$5,305,000	2,750
Provision for loan and lease losses	$418,000	1,963
Total noninterest income	$2,522,000	1,569
Gross Fiduciary activities income	$348,000	590
Service charges on deposit accounts	$395,000	2,977
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,779,000	1,346
Total noninterest expense	$4,974,000	2,369
Salaries and employee benefits	$3,208,000	2,008
Premises and equipment expense	$541,000	3,019
Additional noninterest expense	$1,225,000	2,829
Pre-tax net operating income	$2,435,000	2,445
Securities gains (losses)	$0	4,204
Applicable income taxes	$98,000	5,585
Income before extraordinary items	$2,337,000	2,042
Extraordinary gains, net	$0	40
Net income	$2,337,000	2,041
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$277,000	1,795
Cash dividends	$904,000	1,866
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$2,337,000	1,937
2003-06-30 (YTD Data)		Rank
Total interest income	$4,493,000	3,172
Total interest expense	$1,077,000	4,015
Net interest income	$3,416,000	2,829
Provision for loan and lease losses	$278,000	1,961
Total noninterest income	$1,626,000	1,608
Gross Fiduciary activities income	$177,000	671
Service charges on deposit accounts	$261,000	2,965
Trading account gains and fees	$0	150
Additional Noninterest Income	$1,188,000	1,346
Total noninterest expense	$3,151,000	2,485
Salaries and employee benefits	$1,990,000	2,137
Premises and equipment expense	$353,000	3,056
Additional noninterest expense	$808,000	2,849
Pre-tax net operating income	$1,613,000	2,446
Securities gains (losses)	$0	3,782
Applicable income taxes	$66,000	5,622
Income before extraordinary items	$1,547,000	2,053
Extraordinary gains, net	$0	30
Net income	$1,547,000	2,051
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$165,000	1,864
Cash dividends	$904,000	1,419
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,547,000	1,934
2003-03-31 (YTD Data)		Rank
Total interest income	$2,161,000	3,303
Total interest expense	$538,000	4,117
Net interest income	$1,623,000	2,947
Provision for loan and lease losses	$137,000	1,901
Total noninterest income	$720,000	1,735
Gross Fiduciary activities income	$83,000	695
Service charges on deposit accounts	$123,000	3,020
Trading account gains and fees	$0	134
Additional Noninterest Income	$514,000	1,455
Total noninterest expense	$1,490,000	2,601
Salaries and employee benefits	$902,000	2,329
Premises and equipment expense	$168,000	3,178
Additional noninterest expense	$420,000	2,737
Pre-tax net operating income	$716,000	2,695
Securities gains (losses)	$0	2,891
Applicable income taxes	$29,000	5,756
Income before extraordinary items	$687,000	2,226
Extraordinary gains, net	$0	21
Net income	$687,000	2,224
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,000	1,782
Cash dividends	$370,000	1,543
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$687,000	2,105
2002-12-31 (YTD Data)		Rank
Total interest income	$8,145,000	3,595
Total interest expense	$2,593,000	3,980
Net interest income	$5,552,000	3,350
Provision for loan and lease losses	$729,000	1,763
Total noninterest income	$2,568,000	1,765
Gross Fiduciary activities income	$380,000	654
Service charges on deposit accounts	$517,000	2,894
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,671,000	1,511
Total noninterest expense	$5,977,000	2,470
Salaries and employee benefits	$3,573,000	2,240
Premises and equipment expense	$783,000	2,731
Additional noninterest expense	$1,621,000	2,771
Pre-tax net operating income	$1,414,000	4,261
Securities gains (losses)	$46,000	2,486
Applicable income taxes	$43,000	6,637
Income before extraordinary items	$1,417,000	3,642
Extraordinary gains, net	$0	70
Net income	$1,417,000	3,642
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$585,000	1,468
Cash dividends	$700,000	2,886
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,372,380	3,631
2001-12-31 (YTD Data)		Rank
Total interest income	$8,450,000	3,835
Total interest expense	$3,210,000	4,481
Net interest income	$5,240,000	3,310
Provision for loan and lease losses	$841,000	1,440
Total noninterest income	$2,414,000	1,726
Gross Fiduciary activities income	$405,000	660
Service charges on deposit accounts	$428,000	3,218
Trading account gains and fees	$0	177
Additional Noninterest Income	$1,581,000	1,468
Total noninterest expense	$5,532,000	2,553
Salaries and employee benefits	$3,111,000	2,415
Premises and equipment expense	$785,000	2,681
Additional noninterest expense	$1,636,000	2,661
Pre-tax net operating income	$1,281,000	4,268
Securities gains (losses)	$1,000	4,410
Applicable income taxes	$42,000	6,847
Income before extraordinary items	$1,240,000	3,708
Extraordinary gains, net	$0	105
Net income	$1,240,000	3,709
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,080,000	889
Cash dividends	$200,000	4,983
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,239,030	3,603
2000-12-31 (YTD Data)		Rank
Total interest income	$8,172,000	4,060
Total interest expense	$3,648,000	4,264
Net interest income	$4,524,000	3,777
Provision for loan and lease losses	$1,450,000	789
Total noninterest income	$2,541,000	1,566
Gross Fiduciary activities income	$280,000	733
Service charges on deposit accounts	$344,000	3,646
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,917,000	1,168
Total noninterest expense	$5,016,000	2,713
Salaries and employee benefits	$2,647,000	2,692
Premises and equipment expense	$793,000	2,593
Additional noninterest expense	$1,576,000	2,683
Pre-tax net operating income	$599,000	6,593
Securities gains (losses)	$4,000	1,432
Applicable income taxes	$34,000	7,524
Income before extraordinary items	$569,000	5,997
Extraordinary gains, net	$0	38
Net income	$569,000	5,995
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,062,000	468
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$565,240	6,026
1999-12-31 (YTD Data)		Rank
Total interest income	$7,694,000	4,075
Total interest expense	$3,191,000	4,367
Net interest income	$4,503,000	3,785
Provision for loan and lease losses	$2,906,000	426
Total noninterest income	$1,683,000	2,119
Gross Fiduciary activities income	$148,000	925
Service charges on deposit accounts	$342,000	3,619
Trading account gains and fees	$0	173
Additional Noninterest Income	$1,193,000	1,645
Total noninterest expense	$5,358,000	2,528
Salaries and employee benefits	$2,408,000	2,909
Premises and equipment expense	$724,000	2,793
Additional noninterest expense	$2,226,000	1,962
Pre-tax net operating income	$-2,078,000	10,157
Securities gains (losses)	$17,000	1,477
Applicable income taxes	$-85,000	9,896
Income before extraordinary items	$-1,976,000	10,156
Extraordinary gains, net	$0	35
Net income	$-1,976,000	10,156
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,008,000	452
Cash dividends	$1,100,000	2,102
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$-1,992,320	10,149
1998-12-31 (YTD Data)		Rank
Total interest income	$7,166,000	4,319
Total interest expense	$2,500,000	5,366
Net interest income	$4,666,000	3,627
Provision for loan and lease losses	$250,000	2,981
Total noninterest income	$927,000	3,254
Gross Fiduciary activities income	$18,000	1,226
Service charges on deposit accounts	$242,000	4,596
Trading account gains and fees	$0	224
Additional Noninterest Income	$667,000	2,479
Total noninterest expense	$3,922,000	3,264
Salaries and employee benefits	$1,776,000	3,712
Premises and equipment expense	$498,000	3,715
Additional noninterest expense	$1,648,000	2,539
Pre-tax net operating income	$1,421,000	4,359
Securities gains (losses)	$-25,000	10,315
Applicable income taxes	$136,000	7,036
Income before extraordinary items	$1,260,000	3,773
Extraordinary gains, net	$0	32
Net income	$1,260,000	3,772
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$171,000	2,703
Cash dividends	$2,825,000	1,030
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,282,500	3,648
1997-12-31 (YTD Data)		Rank
Total interest income	$4,684,000	6,056
Total interest expense	$2,097,000	6,087
Net interest income	$2,587,000	5,911
Provision for loan and lease losses	$50,000	6,616
Total noninterest income	$305,000	6,592
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$190,000	5,493
Trading account gains and fees	NA	NA
Additional Noninterest Income	$115,000	6,392
Total noninterest expense	$1,547,000	6,671
Salaries and employee benefits	$952,000	6,047
Premises and equipment expense	$279,000	5,671
Additional noninterest expense	$316,000	8,164
Pre-tax net operating income	$1,295,000	4,978
Securities gains (losses)	$0	3,944
Applicable income taxes	$390,000	4,952
Income before extraordinary items	$905,000	5,031
Extraordinary gains, net	$0	44
Net income	$905,000	5,033
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	8,371
Cash dividends	$340,000	4,302
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$905,000	4,978
1996-12-31 (YTD Data)		Rank
Total interest income	$4,741,000	6,162
Total interest expense	$2,220,000	6,009
Net interest income	$2,521,000	6,157
Provision for loan and lease losses	$0	9,041
Total noninterest income	$207,000	8,128
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$164,000	6,219
Trading account gains and fees	NA	NA
Additional Noninterest Income	$43,000	9,213
Total noninterest expense	$1,487,000	7,141
Salaries and employee benefits	$915,000	6,395
Premises and equipment expense	$284,000	5,786
Additional noninterest expense	$288,000	9,005
Pre-tax net operating income	$1,241,000	5,015
Securities gains (losses)	$0	4,148
Applicable income taxes	$375,000	5,100
Income before extraordinary items	$866,000	5,001
Extraordinary gains, net	$0	53
Net income	$866,000	5,003
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	7,797
Cash dividends	$775,000	2,561
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$866,000	4,950
1995-12-31 (YTD Data)		Rank
Total interest income	$4,270,000	6,729
Total interest expense	$1,851,000	6,779
Net interest income	$2,419,000	6,447
Provision for loan and lease losses	$0	8,958
Total noninterest income	$215,000	8,205
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$171,000	6,238
Trading account gains and fees	NA	NA
Additional Noninterest Income	$44,000	9,521
Total noninterest expense	$1,493,000	7,294
Salaries and employee benefits	$899,000	6,561
Premises and equipment expense	$257,000	6,233
Additional noninterest expense	$337,000	8,829
Pre-tax net operating income	$1,141,000	5,445
Securities gains (losses)	$0	3,831
Applicable income taxes	$333,000	5,623
Income before extraordinary items	$808,000	5,412
Extraordinary gains, net	$0	65
Net income	$808,000	5,409
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	7,576
Cash dividends	$275,000	4,749
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$808,000	5,380
1994-12-31 (YTD Data)		Rank
Total interest income	$3,674,000	7,105
Total interest expense	$1,419,000	7,142
Net interest income	$2,255,000	6,960
Provision for loan and lease losses	$60,000	5,594
Total noninterest income	$194,000	8,833
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$145,000	7,011
Trading account gains and fees	NA	NA
Additional Noninterest Income	$49,000	9,662
Total noninterest expense	$1,346,000	8,095
Salaries and employee benefits	$811,000	7,145
Premises and equipment expense	$184,000	7,770
Additional noninterest expense	$351,000	9,331
Pre-tax net operating income	$1,043,000	5,783
Securities gains (losses)	$8,000	2,362
Applicable income taxes	$306,000	5,804
Income before extraordinary items	$745,000	5,638
Extraordinary gains, net	$0	249
Net income	$745,000	5,656
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	10,341
Cash dividends	$350,000	4,074
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$739,320	5,746
1993-12-31 (YTD Data)		Rank
Total interest income	$3,454,000	7,597
Total interest expense	$1,423,000	7,458
Net interest income	$2,031,000	7,580
Provision for loan and lease losses	$0	10,371
Total noninterest income	$174,000	9,724
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$129,000	7,602
Trading account gains and fees	NA	NA
Additional Noninterest Income	$45,000	10,391
Total noninterest expense	$1,185,000	8,952
Salaries and employee benefits	$733,000	7,761
Premises and equipment expense	$100,000	10,444
Additional noninterest expense	$352,000	9,818
Pre-tax net operating income	$1,020,000	5,814
Securities gains (losses)	$22,000	4,534
Applicable income taxes	$326,000	5,780
Income before extraordinary items	$716,000	6,020
Extraordinary gains, net	$0	3,149
Net income	$716,000	6,175
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	8,678
Cash dividends	$350,000	3,982
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$700,820	5,838
1992-12-31 (YTD Data)		Rank
Total interest income	$3,664,000	7,958
Total interest expense	$1,706,000	7,874
Net interest income	$1,958,000	7,877
Provision for loan and lease losses	$0	11,756
Total noninterest income	$171,000	10,010
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$138,000	7,445
Trading account gains and fees	NA	NA
Additional Noninterest Income	$33,000	11,562
Total noninterest expense	$1,157,000	9,249
Salaries and employee benefits	$638,000	8,474
Premises and equipment expense	$140,000	9,399
Additional noninterest expense	$379,000	9,826
Pre-tax net operating income	$972,000	5,742
Securities gains (losses)	$4,000	7,235
Applicable income taxes	$307,000	5,840
Income before extraordinary items	$669,000	6,110
Extraordinary gains, net	$0	1,422
Net income	$669,000	6,175
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-46,000	13,448
Cash dividends	$160,000	5,601
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$666,240	5,781

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.