Home > First Bank & Trust > Income and Expense
First Bank & Trust, Income and Expense
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $188,630,000 | 219 |
| Total interest expense | $50,008,000 | 276 |
| Net interest income | $138,622,000 | 196 |
| Provision for loan and lease losses | $27,890,000 | 139 |
| Total noninterest income | $23,495,000 | 359 |
| Gross Fiduciary activities income | $422,000 | 633 |
| Service charges on deposit accounts | $11,349,000 | 173 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,724,000 | 396 |
| Total noninterest expense | $89,814,000 | 238 |
| Salaries and employee benefits | $34,793,000 | 261 |
| Premises and equipment expense | $16,522,000 | 174 |
| Additional noninterest expense | $38,499,000 | 236 |
| Pre-tax net operating income | $44,413,000 | 267 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $17,276,000 | 248 |
| Income before extraordinary items | $27,137,000 | 298 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $27,137,000 | 298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,451,000 | 116 |
| Cash dividends | $26,000,000 | 209 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $27,137,000 | 282 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $208,291,000 | 227 |
| Total interest expense | $78,547,000 | 266 |
| Net interest income | $129,744,000 | 197 |
| Provision for loan and lease losses | $5,010,000 | 358 |
| Total noninterest income | $27,554,000 | 314 |
| Gross Fiduciary activities income | $204,000 | 834 |
| Service charges on deposit accounts | $8,118,000 | 214 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $19,232,000 | 297 |
| Total noninterest expense | $89,112,000 | 237 |
| Salaries and employee benefits | $32,746,000 | 256 |
| Premises and equipment expense | $14,499,000 | 178 |
| Additional noninterest expense | $41,867,000 | 228 |
| Pre-tax net operating income | $63,176,000 | 193 |
| Securities gains (losses) | $-85,000 | 9,488 |
| Applicable income taxes | $16,972,000 | 235 |
| Income before extraordinary items | $46,119,000 | 195 |
| Extraordinary gains, net | $-459,000 | 9,555 |
| Net income | $45,660,000 | 196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,716,000 | 282 |
| Cash dividends | $46,500,000 | 144 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $46,181,050 | 185 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $0 | 9,899 |
| Total interest expense | $0 | 9,874 |
| Net interest income | $0 | 9,894 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $0 | 9,851 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $0 | 9,820 |
| Total noninterest expense | $0 | 9,901 |
| Salaries and employee benefits | $0 | 9,881 |
| Premises and equipment expense | $0 | 9,865 |
| Additional noninterest expense | $0 | 9,897 |
| Pre-tax net operating income | $0 | 9,116 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $0 | 9,152 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $0 | 9,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $0 | 9,139 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,636,000 | 3,035 |
| Total interest expense | $3,988,000 | 3,594 |
| Net interest income | $6,648,000 | 2,632 |
| Provision for loan and lease losses | $100,000 | 5,206 |
| Total noninterest income | $3,709,000 | 1,147 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $58,000 | 7,645 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $3,651,000 | 788 |
| Total noninterest expense | $6,950,000 | 1,973 |
| Salaries and employee benefits | $4,899,000 | 1,409 |
| Premises and equipment expense | $33,000 | 9,932 |
| Additional noninterest expense | $2,018,000 | 2,172 |
| Pre-tax net operating income | $3,307,000 | 2,213 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-750,000 | 10,156 |
| Income before extraordinary items | $4,057,000 | 1,338 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,057,000 | 1,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 2,395 |
| Cash dividends | $2,050,000 | 1,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,057,000 | 1,315 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,782,000 | 3,611 |
| Total interest expense | $3,416,000 | 4,224 |
| Net interest income | $5,366,000 | 3,195 |
| Provision for loan and lease losses | $-1,627,000 | 10,433 |
| Total noninterest income | $2,910,000 | 1,378 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $56,000 | 7,895 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,854,000 | 926 |
| Total noninterest expense | $5,923,000 | 2,206 |
| Salaries and employee benefits | $4,157,000 | 1,602 |
| Premises and equipment expense | $77,000 | 9,215 |
| Additional noninterest expense | $1,689,000 | 2,470 |
| Pre-tax net operating income | $3,980,000 | 1,828 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-1,070,000 | 10,425 |
| Income before extraordinary items | $5,050,000 | 1,065 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,050,000 | 1,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 10,110 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $5,050,000 | 1,027 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,026,000 | 3,949 |
| Total interest expense | $2,838,000 | 4,942 |
| Net interest income | $5,188,000 | 3,368 |
| Provision for loan and lease losses | $-2,820,000 | 10,912 |
| Total noninterest income | $2,652,000 | 1,415 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $58,000 | 8,201 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,594,000 | 928 |
| Total noninterest expense | $6,668,000 | 1,932 |
| Salaries and employee benefits | $4,071,000 | 1,609 |
| Premises and equipment expense | $398,000 | 4,469 |
| Additional noninterest expense | $2,199,000 | 1,932 |
| Pre-tax net operating income | $3,992,000 | 1,885 |
| Securities gains (losses) | $-6,000 | 9,765 |
| Applicable income taxes | $-1,498,000 | 10,896 |
| Income before extraordinary items | $5,484,000 | 1,013 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,484,000 | 1,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-357,000 | 10,862 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,490,000 | 982 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,242,000 | 4,427 |
| Total interest expense | $3,131,000 | 4,602 |
| Net interest income | $4,111,000 | 4,222 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $2,678,000 | 1,478 |
| Gross Fiduciary activities income | $13,000 | 1,385 |
| Service charges on deposit accounts | $72,000 | 8,218 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,593,000 | 972 |
| Total noninterest expense | $6,341,000 | 2,166 |
| Salaries and employee benefits | $3,125,000 | 2,134 |
| Premises and equipment expense | $523,000 | 3,645 |
| Additional noninterest expense | $2,693,000 | 1,896 |
| Pre-tax net operating income | $448,000 | 8,221 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $2,000 | 10,509 |
| Income before extraordinary items | $446,000 | 7,263 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $446,000 | 7,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $248,000 | 2,351 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $446,000 | 7,204 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,690,000 | 3,102 |
| Total interest expense | $4,423,000 | 3,358 |
| Net interest income | $6,267,000 | 2,846 |
| Provision for loan and lease losses | $500,000 | 1,563 |
| Total noninterest income | $5,205,000 | 937 |
| Gross Fiduciary activities income | $88,000 | 1,186 |
| Service charges on deposit accounts | $105,000 | 7,660 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $5,012,000 | 662 |
| Total noninterest expense | $10,422,000 | 1,361 |
| Salaries and employee benefits | $4,172,000 | 1,593 |
| Premises and equipment expense | $2,463,000 | 886 |
| Additional noninterest expense | $3,787,000 | 1,396 |
| Pre-tax net operating income | $550,000 | 8,179 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $2,000 | 11,074 |
| Income before extraordinary items | $548,000 | 6,912 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $548,000 | 6,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,165,000 | 796 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $548,000 | 6,888 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,648,000 | 2,396 |
| Total interest expense | $4,912,000 | 2,501 |
| Net interest income | $7,736,000 | 2,326 |
| Provision for loan and lease losses | $3,799,000 | 353 |
| Total noninterest income | $2,818,000 | 1,433 |
| Gross Fiduciary activities income | $160,000 | 1,066 |
| Service charges on deposit accounts | $143,000 | 7,061 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,515,000 | 984 |
| Total noninterest expense | $38,283,000 | 482 |
| Salaries and employee benefits | $7,104,000 | 965 |
| Premises and equipment expense | $2,718,000 | 811 |
| Additional noninterest expense | $28,461,000 | 350 |
| Pre-tax net operating income | $-31,528,000 | 12,633 |
| Securities gains (losses) | $-279,000 | 12,092 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-31,807,000 | 12,593 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-31,807,000 | 12,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,686,000 | 308 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-31,528,000 | 12,597 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $18,147,000 | 1,724 |
| Total interest expense | $7,425,000 | 1,769 |
| Net interest income | $10,722,000 | 1,698 |
| Provision for loan and lease losses | $3,501,000 | 550 |
| Total noninterest income | $4,828,000 | 1,011 |
| Gross Fiduciary activities income | $177,000 | 1,084 |
| Service charges on deposit accounts | $173,000 | 6,520 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $4,478,000 | 736 |
| Total noninterest expense | $22,849,000 | 746 |
| Salaries and employee benefits | $8,323,000 | 838 |
| Premises and equipment expense | $3,004,000 | 772 |
| Additional noninterest expense | $11,522,000 | 681 |
| Pre-tax net operating income | $-10,800,000 | 13,236 |
| Securities gains (losses) | $-67,000 | 13,129 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-10,867,000 | 13,212 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-10,867,000 | 13,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,036,000 | 468 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-10,800,000 | 13,208 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $23,864,000 | 1,526 |
| Total interest expense | $11,304,000 | 1,548 |
| Net interest income | $12,560,000 | 1,472 |
| Provision for loan and lease losses | $9,828,000 | 370 |
| Total noninterest income | $4,700,000 | 1,027 |
| Gross Fiduciary activities income | $275,000 | 991 |
| Service charges on deposit accounts | $223,000 | 5,561 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $4,202,000 | 760 |
| Total noninterest expense | $29,788,000 | 614 |
| Salaries and employee benefits | $9,850,000 | 712 |
| Premises and equipment expense | $3,160,000 | 762 |
| Additional noninterest expense | $16,778,000 | 535 |
| Pre-tax net operating income | $-22,356,000 | 13,922 |
| Securities gains (losses) | $-235,000 | 13,850 |
| Applicable income taxes | $-437,000 | 13,743 |
| Income before extraordinary items | $-22,154,000 | 13,902 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-22,154,000 | 13,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,839,000 | 336 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $15,500,000 | 65 |
| Net operating income | $-21,923,700 | 13,890 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.