Home > First Bank & Trust > Income and Expense
First Bank & Trust, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $63,765,000 | 577 |
| Total interest expense | $25,707,000 | 642 |
| Net interest income | $38,058,000 | 513 |
| Provision for loan and lease losses | $3,790,000 | 361 |
| Total noninterest income | $4,315,000 | 1,035 |
| Gross Fiduciary activities income | $368,000 | 725 |
| Service charges on deposit accounts | $2,142,000 | 618 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,805,000 | 1,237 |
| Total noninterest expense | $25,975,000 | 618 |
| Salaries and employee benefits | $10,062,000 | 700 |
| Premises and equipment expense | $5,625,000 | 410 |
| Additional noninterest expense | $10,288,000 | 594 |
| Pre-tax net operating income | $12,608,000 | 686 |
| Securities gains (losses) | $311,000 | 444 |
| Applicable income taxes | $5,221,000 | 584 |
| Income before extraordinary items | $7,698,000 | 758 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,698,000 | 758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,571,000 | 397 |
| Cash dividends | $4,000,000 | 768 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $7,498,960 | 761 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $54,460,000 | 636 |
| Total interest expense | $26,086,000 | 642 |
| Net interest income | $28,374,000 | 628 |
| Provision for loan and lease losses | $850,000 | 1,122 |
| Total noninterest income | $3,442,000 | 1,203 |
| Gross Fiduciary activities income | $10,000 | 1,291 |
| Service charges on deposit accounts | $1,846,000 | 668 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,586,000 | 1,351 |
| Total noninterest expense | $22,843,000 | 668 |
| Salaries and employee benefits | $8,168,000 | 812 |
| Premises and equipment expense | $4,738,000 | 464 |
| Additional noninterest expense | $9,937,000 | 593 |
| Pre-tax net operating income | $8,123,000 | 959 |
| Securities gains (losses) | $358,000 | 678 |
| Applicable income taxes | $3,539,000 | 761 |
| Income before extraordinary items | $4,942,000 | 1,090 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,942,000 | 1,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-476,000 | 10,418 |
| Cash dividends | $4,000,000 | 765 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,712,880 | 1,110 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $42,803,000 | 799 |
| Total interest expense | $20,403,000 | 816 |
| Net interest income | $22,400,000 | 806 |
| Provision for loan and lease losses | $2,000,000 | 590 |
| Total noninterest income | $3,143,000 | 1,252 |
| Gross Fiduciary activities income | $11,000 | 1,334 |
| Service charges on deposit accounts | $1,657,000 | 768 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,475,000 | 1,335 |
| Total noninterest expense | $15,757,000 | 896 |
| Salaries and employee benefits | $5,561,000 | 1,182 |
| Premises and equipment expense | $4,051,000 | 532 |
| Additional noninterest expense | $6,145,000 | 834 |
| Pre-tax net operating income | $7,786,000 | 1,044 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $1,111,000 | 2,226 |
| Income before extraordinary items | $6,680,000 | 830 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $6,680,000 | 833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,233,000 | 696 |
| Cash dividends | $1,500,000 | 1,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $6,675,700 | 814 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $34,570,000 | 1,018 |
| Total interest expense | $13,662,000 | 1,200 |
| Net interest income | $20,908,000 | 891 |
| Provision for loan and lease losses | $4,474,000 | 351 |
| Total noninterest income | $2,840,000 | 1,418 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,706,000 | 776 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,134,000 | 1,660 |
| Total noninterest expense | $16,884,000 | 906 |
| Salaries and employee benefits | $5,397,000 | 1,237 |
| Premises and equipment expense | $3,626,000 | 617 |
| Additional noninterest expense | $7,861,000 | 818 |
| Pre-tax net operating income | $2,390,000 | 2,900 |
| Securities gains (losses) | $13,000 | 2,310 |
| Applicable income taxes | $-1,520,000 | 11,404 |
| Income before extraordinary items | $3,923,000 | 1,271 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,923,000 | 1,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,602,000 | 215 |
| Cash dividends | $8,000,000 | 492 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,910,000 | 1,250 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $19,804,000 | 1,716 |
| Total interest expense | $6,705,000 | 2,318 |
| Net interest income | $13,099,000 | 1,370 |
| Provision for loan and lease losses | $566,000 | 1,430 |
| Total noninterest income | $1,155,000 | 2,801 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $476,000 | 2,851 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $679,000 | 2,338 |
| Total noninterest expense | $8,485,000 | 1,663 |
| Salaries and employee benefits | $3,365,000 | 1,970 |
| Premises and equipment expense | $1,571,000 | 1,320 |
| Additional noninterest expense | $3,549,000 | 1,469 |
| Pre-tax net operating income | $5,203,000 | 1,452 |
| Securities gains (losses) | $33,000 | 1,557 |
| Applicable income taxes | $890,000 | 2,633 |
| Income before extraordinary items | $4,346,000 | 1,220 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,346,000 | 1,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,851,000 | 274 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $3,504,000 | 146 |
| Net operating income | $4,318,610 | 1,201 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $22,549,000 | 1,377 |
| Total interest expense | $6,965,000 | 1,812 |
| Net interest income | $15,584,000 | 1,172 |
| Provision for loan and lease losses | $1,881,000 | 606 |
| Total noninterest income | $6,636,000 | 772 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $184,000 | 6,191 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $6,452,000 | 546 |
| Total noninterest expense | $20,801,000 | 778 |
| Salaries and employee benefits | $7,634,000 | 896 |
| Premises and equipment expense | $3,328,000 | 696 |
| Additional noninterest expense | $9,839,000 | 707 |
| Pre-tax net operating income | $-462,000 | 12,373 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $1,377,000 | 1,675 |
| Income before extraordinary items | $-1,841,000 | 12,488 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-1,841,000 | 12,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,781,000 | 438 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-1,839,000 | 12,487 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $24,752,000 | 1,281 |
| Total interest expense | $7,964,000 | 1,652 |
| Net interest income | $16,788,000 | 1,097 |
| Provision for loan and lease losses | $2,011,000 | 805 |
| Total noninterest income | $8,783,000 | 668 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $275,000 | 4,756 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $8,508,000 | 472 |
| Total noninterest expense | $33,588,000 | 560 |
| Salaries and employee benefits | $10,925,000 | 664 |
| Premises and equipment expense | $3,004,000 | 772 |
| Additional noninterest expense | $19,659,000 | 471 |
| Pre-tax net operating income | $-10,028,000 | 13,226 |
| Securities gains (losses) | $251,000 | 1,453 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-9,777,000 | 13,202 |
| Extraordinary gains, net | $1,376,000 | 175 |
| Net income | $-8,401,000 | 13,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,201,000 | 1,011 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-10,028,000 | 13,199 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $22,775,000 | 1,583 |
| Total interest expense | $7,390,000 | 2,293 |
| Net interest income | $15,385,000 | 1,216 |
| Provision for loan and lease losses | $980,000 | 1,868 |
| Total noninterest income | $6,872,000 | 773 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $238,000 | 5,314 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $6,634,000 | 558 |
| Total noninterest expense | $17,684,000 | 938 |
| Salaries and employee benefits | $8,491,000 | 802 |
| Premises and equipment expense | $2,410,000 | 955 |
| Additional noninterest expense | $6,783,000 | 1,039 |
| Pre-tax net operating income | $3,593,000 | 1,714 |
| Securities gains (losses) | $342,000 | 1,415 |
| Applicable income taxes | $1,584,000 | 1,386 |
| Income before extraordinary items | $2,351,000 | 1,945 |
| Extraordinary gains, net | $236,000 | 369 |
| Net income | $2,587,000 | 1,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $1,500,000 | 1,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,132,120 | 1,979 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.